Aon Pensions Podcast

April 2025 – Demographic trends 5 years after the first COVID lockdown In this podcast, Aon's Jennifer Michel and John Harney are joined by Matthew Fletcher from Aon's Demographic Horizon's team to discuss demographic trends 5 years on from the first COVID lockdown. You will also hear the key pension news from the last month summarised by Jennifer Michel and John Harney. Listen to the Aon Investment Podcast: Stream Investing in the Zone by Pensions Podcast Series | Listen online for free on SoundCloud Email us your topic suggestions, comments and questions to TalkToUs@aon.com

March 2025 – OCIO, what is it? In this podcast, Aon's Jennifer Michel is joined by colleague and Jennifer O'Neill to discuss OCIO and explain what exactly it is. You will also hear the key pension news from the last month summarised by Jennifer Michel and John Harney. Register to attend our Pensions Conference Series: https://www.aon.com/pension-conference?utm_source=linkedin&utm_medium=org-post&utm_campaign=b_0_we__all_wlt_uk-dppr_uk_gb&utm_content=d__be&utm_term=pensions-conference-2025_org-171224 Listen to the Aon Investment Podcast: https://soundcloud.com/user-508804918/investing-in-the-zone Email us your topic suggestions, comments and questions to TalkToUs@aon.com

Gareth Jones is joined by Daniel Peters, Head of Investment Policy and Strategy, and Shelley Fryer, Associate Partner, to discuss Aon's Zone Framework - a new approach for setting investment strategies. This episode begins with a short quiz! For more information, contact: Daniel Peters Head of Investment Policy & Strategy daniel.peters@aon.com Shelley Fryer Associate Partner shelley.fryer@aon.com

February 2025 – AI & Pensions In this podcast, Aon's Jennifer Michel and John Harney are joined by colleagues Dominic Makemson and Rebecca Peake to discuss AI and pensions. You will also hear the key pension news from the last month summarised by Jennifer Michel and John Harney. Register to attend our Pensions Conference Series: https://www.aon.com/pension-conference?utm_source=linkedin&utm_medium=org-post&utm_campaign=b_0_we__all_wlt_uk-dppr_uk_gb&utm_content=d__be&utm_term=pensions-conference-2025_org-171224 Read our Human Capital Employee Sentiment study: https://www.aon.com/en/insights/reports/employee-sentiment-study Email us your topic suggestions, comments and questions to TalkToUs@aon.com

December 2024 – Pensions: Present and Future In this podcast Aon's John Harney and Jennifer Michel are joined by journalist Charlotte Moore (who chaired of a recent Aon-hosted discussion) to reflect on the present and future of pensions. You will also hear the key pension news from the last month summarised by John Harney and Jennifer Michel. Watch our recent budget webinar on demand: https://aonevents5.webex.com/recordingservice/sites/aonevents5/recording/a413f248832c103d9e6b521448572ceb/playback Learn more about Charlotte Moore: https://lotsmoore.co.uk Email us your topic suggestions, comments and questions to TalkToUs@aon.com

2024 Autumn Budget In their Fiscal Risks and Sustainability Report the Office of Budget Responsibility (OBR) baseline projection had debt to GDP rising to over 270% of GDP within the next 50 years: a level higher than the World War II peak and Japan's elevated levels. Has Rachel Reeves done enough in the budget to address this? Are there unintended consequences of the announcements including changes to employer national insurance contributions and the proposed changes to bring unspent pensions into the inheritance tax regime? In this Budget Special Podcast: Aon Wealth's Jennifer Michel uncovers the most important takeaways from the budget and will be asking Aon's Head of UK Retirement Policy, Matthew Arends, Defined Contribution expert, Steven Leigh, and Head of Asset Allocation, Derry Pickford, what the implications are for pensions, financial markets, and the UK economy.

November 2024 – Pensions Dashboards: The Member Perspective In this podcast Aon's John Harney and Jennifer Michel are joined by colleague Paul McGlone a Partner within our retirement practice to discuss pensions dashboards and their impact on members. You will also hear the key pension news from the last month summarised by John Harney and Jennifer Michel. Email us your topic suggestions, comments and questions to TalkToUs@aon.com

October 2024 – Learnings from our 2024 DC Survey In this podcast Aon's John Harney and Jennifer Michele are joined by colleagues Clare Freeman and Joe Betts from Aon's DC Pensions Team to discuss insights from our 2024 DC survey. You will also hear the key pension news from the last month summarised by Jennifer Michele and John Harney. Further information: Read our 2024 DC Pension Scheme Survey Results: aon.com/dcsurvey24 The FCA Consultation of the Value for Money Framework: https://www.fca.org.uk/publications/consultation-papers/cp24-16-value-for-money-framework Listen to Aon's Investment Insights podcast: https://soundcloud.com/investment-insights-podcast/investment-pod-july/s-hdNmUkLHzx4 Email us your topic suggestions, comments and questions to TalkToUs@aon.com

Insurers and non-profits, such as charities and endowments, are navigating a very different and uncertain economic and market environment than in previous years – and, a more active, diversified approach to managing portfolios is needed to generate growth. Here, Gareth Jones talks to Geoff Bauer and Jennifer O'Neill about the current investment themes impacting insurers, charities, endowments and foundations – and, the strategies they should be considering at this time. For UK Professional Clients Only Nothing in this podcast should be treated as an authoritative statement of the law on any particular aspect or in any specific case. It should not be taken as financial advice and action should not be taken as a result of this podcast alone. Aon Investments Limited is authorized and regulated by the Financial Conduct Authority. Registered in England & Wales No. 4396810.

Institutional investors are working hard to navigate uncertainty in the economy, investment markets and, of course, government policy. In times like this, more sophisticated and confident approaches to risk management and embracing innovation are needed. In the first of Aon's Investment Insights Podcast, and direct from the annual PLSA Investment Conference in Edinburgh, Gareth Jones talks to Maria Johannessen, Head of UK Investment, and Paul Whelan, Co-Head of Fixed Income, about opportunities for portfolio growth. For UK Professional Clients Only Nothing in this podcast should be treated as an authoritative statement of the law on any particular aspect or in any specific case. It should not be taken as financial advice and action should not be taken as a result of this podcast alone. Aon Investments Limited is authorized and regulated by the Financial Conduct Authority. Registered in England & Wales No. 4396810. aon.com/investment

DC Investment with Joanna Sharples Gareth Jones is joined by Joanna Sharples, Chief Investment Officer for DC Solutions, to discuss recent and expected developments in DC investment, following the King's Speech. Joanna also reflects on her role as Chief Investment Officer, the role for responsible investments in DC portfolios and supporting members after retirement. For UK Professional Clients Only Nothing in this podcast should be treated as an authoritative statement of the law on any particular aspect or in any specific case. It should not be taken as financial advice and action should not be taken as a result of this podcast alone. Aon Investments Limited is authorized and regulated by the Financial Conduct Authority. Registered in England & Wales No. 4396810.

September 2024 – Making better decisions In this podcast Aon's John Harney is joined by colleagues Angela Maxwell and Hatty Goodwin from Aon's Investment Team to discuss how pensions professionals can work together to make better decisions. You will also hear the key pension news from the last month summarised by John Harney. Further information: Watch our webinar exploring the new DB Funding Code Read our 2024 DC Pension Scheme Survey Results Listen to Aon's Investment Insights podcast Email us your topic suggestions, comments and questions to TalkToUs@aon.com

The turbulence over the weekend is a reminder of how difficult it is to call the market and the importance of having portfolios which are resilient to shocks…themes which were explored when Gareth Jones interviewed former Chief Economist Tapan Datta a few weeks ago. On episode 3 of the Investment Insights podcast, Gareth explored Tapan's career, including the market crises he navigated, to gain insights into how to manage portfolios today.

August 2024 – Buy-ins for smaller schemes In this podcast Aon's John Harney is joined by colleagues Dyfan Jones, Joe Hathaway, (both Associate Partners), and Naureen Pasha, a Consultant, all members of Aon's Risk-Settlement Team to discuss which end-game options are available for smaller schemes. You will also hear the key pension news from the last month summarised by John Harney. Further information: Read our 2024 DC Pension Scheme Survey Results: aon.com/dcsurvey24 Find out more about our risk settlement team: Risk Settlement | Pensions Scheme Derisking | Aon UK Email us your topic suggestions, comments and questions to TalkToUs@aon.com

Retirement Update July by Aon

June 2024 – An International Pensions Perspective In this podcast Aon's Jennifer Michel and John Harney are joined by colleagues Saffron Sweeney, Head of Aon's Wealth Solutions for the Pacific Region and Colin Haines, Aon's Chief Commercial Officer for EMEA Wealth Solutions to discuss what we can learn from the pensions systems outside the UK. You will also hear the key pension news from the last month summarised by Jennifer Michel and John Harney. Further information: Read TPR's Annual Funding Statement: https://www.thepensionsregulator.gov.uk/en/document-library/statements/annual-funding-statement-2024 Access the Check your State Pension forecast tool: https://www.gov.uk/check-state-pension Listen to Aon's New Investment Insights Podcast: https://soundcloud.com/investment-insights-podcast/investment-podcast-2-1 Email us your topic suggestions, comments and questions to TalkToUs@aon.com

May 2024 – Responsible Investment Trends for Asset Owners In this podcast you will hear the key pension news from the last month summarised by Aon's Jennifer Michel and John Harney. This month Jennifer and John are joined by Eilidh Wagstaff from the Principles for Responsible Investment (PRI) and Craig Campbell from Aon's Responsible Investment Team to discuss the key developments of Responsible Investment and the practices asset owners can adopt to be ahead of peers. Further information: Read HMRC's April Newsletter: https://www.gov.uk/government/publications/pensions-schemes-newsletter-158-april-2024/newsletter-158-april-2024 Read the Pensions Regulator's latest review of climate-related disclosures: https://www.thepensionsregulator.gov.uk/en/media-hub/press-releases/2024-press-releases/review-shows-how-pension-trustees-are-addressing-climate-risks-and-opportunities Read the PRI's ‘Global responsible investment trends: Inside PRI reporting data' as mentioned in the interview: https://www.unpri.org/investment-tools/global-responsible-investment-trends-inside-pri-reporting-data/12222.article#storytext-end Read the DWP's quick start guide for pension trustees regarding the Taskforce on Social Factors as mentioned in the interview: https://www.gov.uk/government/publications/considering-social-factors-in-pension-scheme-investments-a-guide-from-the-taskforce-on-social-factors/quick-start-guide-for-pension-trustees Read the FCA's scenario analysis guide for asset managers: https://www.fca.org.uk/publication/corporate/cfrf-guide-2023-scenario-analysis-guide-asset-managers.pdf Watch the PRI's ‘A legal framework for impact': https://www.unpri.org/policy/a-legal-framework-for-impact/4519.article Listen to Aon's New Investment Insights Podcast: https://soundcloud.com/investment-insights-podcast/episode-1 Email us your topic suggestions, comments and questions to TalkToUs@aon.com

Diversity and Inclusion (EDI) is an important topic for many. John Harney talks to Sue Austen, Partner at Aon, to find out the key insights from Aon's Global Pension Risk Survey and understand the practical steps trustees and sponsors of pension schemes are taking on EDI to support better decision-making and risk management. The data and analytics from our recent survey are now available here. We would be happy to talk to you about the findings, and to put them into context for your own pension scheme. We can also help you to understand where you need to take action to ensure your scheme achieves its target. If you would be interested in receiving a benchmarking report for your scheme, contact your Aon consultant or email us at talktous@aon.com.

How much progress have schemes made with implementing ESG factors within their investments over the last two years? Jennifer Michel talks to Jennifer O'Neill, Partner at Aon, to find out the key insights from Aon's Global Pension Risk Survey and understand how schemes can best face ESG risks within their investment strategies. The data and analytics from our recent survey are now available https://www.aon.com/gprs2023 We would be happy to talk to you about the findings, and to put them into context for your own pension scheme. We can also help you to understand where you need to take action to ensure your scheme achieves its target. If you would be interested in receiving a benchmarking report for your scheme, contact your Aon consultant or email us at talktous@aon.com.

Retirement Update April by Aon

How much progress have schemes made with GMP equalisation projects over the last two years? John Harney talks to Lauren Ramsey, Associate Partner at Aon, to find out the key insights from Aon's Global Pension Risk Survey and understand how schemes can best navigate the challenges that can arise when completing GMP equalisation. The data and analytics from our recent survey are now available here. We would be happy to talk to you about the findings, and to put them into context for your own pension scheme. We can also help you to understand where you need to take action to ensure your scheme achieves its target. If you would be interested in receiving a benchmarking report for your scheme, contact your Aon consultant or email us at talktous@aon.com.

March 2024 – The Revised PLSA Retirement Living Standards In this podcast, you will hear the key pension news from the last month summarised by Aon's Jennifer Michel and John Harney. This month Jennifer and John are joined by Chloe Ludden to discuss the recent increase in the PLSA Retirement Living Standards and examples of what schemes are doing to help members with retirement adequacy. Further information: Read the PLSA Retirement Living Standards: [https://www.retirementlivingstandards.org.uk/] Read the Pensions Policy Institute's Paper: The Underpensioned: Defining the Gender Pension Gap: [https://www.pensionspolicyinstitute.org.uk/media/ysgmnwtl/20240207-underpensioned-defining-the-gender-pension-gap-final.pdf] Watch Aon's General Code Webinar Replay: [https://www.aon.com/unitedkingdom/retirement-investment/defined-benefit-pensions/webinar-replay-general-code-risk-management] Register for Aon's 2024 Pension Conference: [https://contact.aon.com/2024PensionConferenceSeriesRegs] Agenda for Aon's 2024 Pension Conference: [https://img.response.aonunited.com/Web/AonUnited/%7B7a2049e8-1da1-49c8-a46b-7b0b28c8bb1d%7D_Pension_Conference_Agenda_2024_Final.pdf] Read the insights from Aon's latest DC Pulse survey: https://img.response.aonunited.com/Web/AonUnited/%7Bc2c501ee-5eea-4c26-992d-9a4aa5050541%7D_DC_Today_Issue_3.pdf Learn more about Aon's DC Today surveys: [https://www.aon.com/unitedkingdom/retirement-investment/defined-contribution/dc-today] Email us your topic suggestions, comments and questions to TalkToUs@aon.com

Member Options and Support What are the latest trends in member options and member support? John Harney talks to Polly Cripps, Associate Partner at Aon, to find out the key insights from Aon's Global Pension Risk Survey and understand practical steps trustees and sponsors of pension schemes can take to enhance the experience and outcomes for their members. The data and analytics from our recent survey are now available here - https://www.aon.com/gprs2023 We would be happy to talk to you about the findings, and to put them into context for your own pension scheme. We can also help you to understand where you need to take action to ensure your scheme achieves its target. If you would be interested in receiving a benchmarking report for your scheme, contact your Aon consultant or email us at talktous@aon.com.

February 2024 – Pensions risk settlement: reflecting on a record-breaking 2023 In this podcast you will hear the key pension news from the last two months summarised by Aon's Jennifer Michel and John Harney. This month Jennifer and John are joined by Hatty Goodwin and Leah Evans to discuss the innovations and developments in 2023 in the DB pension risk settlement market, including exclusivity, investment and how things can vary depending on your scheme's size. Further information: Read Aon's Risk Settlement bulletin for Q4 2023: [https://www.aon.com/getmedia/a99fe231-a4a5-4a11-9c76-9daf47654cca/Aon-Risk-Settlement-Bulletin-Q4-2023.pdf] Register for Aon's 2024 Pension Conference: [https://contact.aon.com/2024PensionConferenceSeriesRegs] Agenda for Aon's 2024 Pension Conference: [https://img.response.aonunited.com/Web/AonUnited/%7B7a2049e8-1da1-49c8-a46b-7b0b28c8bb1d%7D_Pension_Conference_Agenda_2024_Final.pdf] Read the insights from Aon's latest DC Pulse survey: https://img.response.aonunited.com/Web/AonUnited/%7Bc2c501ee-5eea-4c26-992d-9a4aa5050541%7D_DC_Today_Issue_3.pdf Take part in Aon's biennial DC survey: [https://sg.aon.nl/s3/S1902987-Aon-2024-DC-Survey?EA=chandrashekhar.gadad%40aon.com] Learn more about Aon's DC Today surveys: [https://www.aon.com/unitedkingdom/retirement-investment/defined-contribution/dc-today] Email us your topic suggestions, comments and questions to TalkToUs@aon.com

How have UK pension schemes been impacted by rising interest rates and the subsequent impact on funding levels and deficits? Hear key insights from Aon's Global Pension Risk Survey to how UK schemes are reacting to this from Rupert Kotowski, an Associate Partner in Aon's investment practice. Rupert also discusses the changes schemes are making to investment strategies and how many are dealing with ESG risk. The data and analytics from our recent survey are now available here. We would be happy to talk to you about the findings, and to put them into context for your own pension scheme. We can also help you to understand where you need to take action to ensure your scheme achieves its target. If you would be interested in receiving a benchmarking report for your scheme, contact your Aon consultant or email us at talktous@aon.com. Download the survey here - https://www.aon.com/gprs2023

Long term targets In this podcast in our series on the Global Pension Risk Survey - UK results, Jennifer Michel speaks to Alastair McIntosh, partner and co-author of the survey, about the long-term targets of pension schemes. What are schemes aiming for as their long-term target and how do they expect to reach their goals? The data and analytics from our recent survey are now available here. We would be happy to talk to you about the findings, and to put them into context for your own pension scheme. We can also help you to understand where you need to take action to ensure your scheme achieves its target. If you would be interested in receiving a benchmarking report for your scheme, contact your Aon consultant or email us at talktous@aon.com.

Highlights from the Global Pension Risk Survey – UK results. In this podcast in our series on the Global Pension Risk Survey - UK results, Jennifer Michel speaks to Aon's Head of UK retirement policy, Matthew Arends, and partner and co-author on the Global Pension Risk Survey, Alastair McIntosh about the highlights of the survey. The main theme since the last survey took place two years ago is that respondents are addressing pensions risks across a multitude of different topics, covering liability risks, investment risks and a range of governance and operational risks. Find out what the top priorities are that schemes are focusing on. The data and analytics from our recent survey are now available here. We would be happy to talk to you about the findings, and to put them into context for your own pension scheme. We can also help you to understand where you need to take action to ensure your scheme achieves its target. If you would be interested in receiving a benchmarking report for your scheme, contact your Aon consultant or email us at talktous@aon.com.

December 2023 – Focusing on DC and DB investment In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Steven Leigh and Rupert Kotowski to discuss the investment aspects of Aon's latest data and analytics, including results from the DC Today pulse surveys and the Global Pension Risk Survey for DB schemes. Further information: Watch the recording of Aon's Autumn Statement webinar: [https://www.aon.com/unitedkingdom/retirement-investment/defined-benefit-pensions/webinar-autumn-statement-2023] Register for Aon's 2024 Pension Conference: [https://contact.aon.com/2024PensionConferenceSeriesRegs] Agenda for Aon's 2024 Pension Conference: [https://img.response.aonunited.com/Web/AonUnited/%7B7a2049e8-1da1-49c8-a46b-7b0b28c8bb1d%7D_Pension_Conference_Agenda_2024_Final.pdf] Watch the recording of Aon's Global Pension Risk Survey webinar: [https://www.aon.com/unitedkingdom/retirement-investment/defined-benefit-pensions/webinar-global-pension-risk-survey-uk-findings] Read about the key findings from Aon's Global Pension Risk Survey: [https://www.aon.com/gprs2023] Learn more about Aon's DC Today surveys: [https://www.aon.com/unitedkingdom/retirement-investment/defined-contribution/dc-today]

November 2023 – Focusing on the Risk Settlement market In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Lisa Varley and Mike Edwards to discuss the latest developments in the world of Risk Settlement, including the re-entry of M&G to the market. Further information: Watch the recording of Aon's ASTRO webinar: [https://www.aon.com/unitedkingdom/retirement-investment/defined-benefit-pensions/webinar-active-run-on]

August 2023 – Focusing on trustee skills In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Sarah Butlin and Shelley Fryer to discuss the DWP and HM Treasury's joint call for evidence on trustee skills and capability, including the role of advisers and barriers to making effective investment decisions. Further information: Access materials on Aon's Pension Governance Support website: [https://www.aon.com/unitedkingdom/retirement-investment/pension-scheme-governance/index.html] Watch the recording of Aon's Mansion House Pension Reforms webinar: [https://players.brightcove.net/1509269527/default_default/index.html?videoId=6331487370112&t=45s]

July 2023 – Focusing on the gender pensions gap In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Karina Klimaszewski and Alex Hadonou to discuss the gender pensions gap, including insights into what causes the gap and actions that could be taken to address it. Further information: Register for Aon's Wealth Insights Investment Conference: [https://contact.aon.com/AON_WEALTH_INSIGHTS_CONFERENCE] Watch the recording of Aon's Annual Funding Statement webinar: [https://www.aon.com/unitedkingdom/retirement-investment/defined-benefit-pensions/webinar-2023-annual-funding-statement] Watch the recording of Aon's Member Options webinar: [https://www.aon.com/unitedkingdom/retirement-investment/defined-benefit-pensions/webinar-supporting-members-2023-and-beyond]

May 2023 – Focusing on member options and support In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Rebecca Peake to discuss the latest developments in member options and support, including insights based on Aon's latest member options survey. Further information: Watch the recording of Aon's Pensions Tax webinar: [https://www.aon.com/unitedkingdom/retirement-investment/defined-benefit-pensions/webinar-understanding-spring-2023-pension-tax]

March 2023 – Focusing on cyber risk In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by David Burwell and Vanessa Jaeger to discuss the latest developments on cyber risk, including what to expect from The Pensions Regulator's new Code of Practice and some practical options for schemes looking to assess their providers. Further information: Watch the recording of Aon's CDC webinar: [https://www.aon.com/unitedkingdom/retirement-investment/defined-contribution/collective-defined-contribution/webinar-replay-the-expansion-of-cdc] Watch the highlights from January's Economic and Market Outlook webinar: [https://players.brightcove.net/1509269527/default_default/index.html?videoId=6319344751112] Register for the 29 March Economic and Market Outlook webinar: [https://contact.aon.com/AONS_ECONOMIC__MARKET_OUTLOOK_WEBINAR_INV]

February 2023 – Focusing on Aon's DC Today research In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Steve Leigh and Karina Klimaszewski to discuss the findings from Aon's first DC Today survey, which looks at how DC schemes and members are reacting to current economic conditions. Further information: Watch the recording of Aon's Funding Code webinar: [https://players.brightcove.net/1509269527/default_default/index.html?videoId=6318860529112&t=5m38s] Register for Aon's 2023 Pensions Conference Series: [https://www.aon.com/2023-pension-conference] Read Aon's first DC Today report: [https://www.aon.com/unitedkingdom/retirement-investment/defined-contribution/dc-today]

December 2022 – Focusing on longevity In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Aon's Tim Gordon and Matt Fletcher to discuss the latest developments in the world of longevity, including experience over 2022 and the outlook for the future.

November 2022 – Focusing on the Risk Settlement market In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Aon's Lisa Varley and Jamil Merali to discuss the latest developments in the Risk Settlement market, including the impact of recent market volatility and how transactions can affect the member experience. Further information: Read Calum Mackenzie's Pensions Expert article on LDI: [https://www.pensions-expert.com/Special-Features/CPD/Liquidity-not-solvency-Setting-the-record-straight-on-LDI] Register for Aon's Breakfast Discussion on Pensions Dashboards: https://app.response.aonunited.com/e/es?s=362693299&e=681087&elqTrackId=78323ff6ea204a078da331ae0a473253&elq=8c7fc82eb57c439fb6412d369389096a&elqaid=26389&elqat=1

October 2022 – Focusing on the impact of the mini-Budget In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month, with contributions from Aon's Tapan Datta, Tim Lock and Maria Johannessen, Ricky looks at the fallout from the new Chancellor's mini-Budget, including the market reaction and how that has affected pension schemes.

September 2022 – Focusing on Pensions Awareness In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month, to coincide with Pension Awareness Week, Ricky is joined by Aon's Karina Klimaszewski and Alex Hadonou to discuss how schemes can raise awareness of pensions issues among their members, and the key issues schemes should be talking about. Further information: Visit the Pension Awareness Week website: https://pensionawarenessday.com Register for upcoming Aon events (DB Funding webinar, Inflation webinar and Risk Settlement Conference): https://www.aon.com/unitedkingdom/events/default.jsp

August 2022 – Focusing on default investment strategies for DC members In this podcast you will hear the key pensions news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Aon's Joanna Sharples to discuss default investment strategies for DC members, with a particular focus on the approach taken to this in Aon's DC MasterTrust.

July 2022 – Focusing on the impact of increasing yields on LDI strategies In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Aon's Colin Cartwright to discuss the impact of the recent increases in bond yields on Defined Benefit pension schemes, with a particular focus on schemes with LDI strategies in place.

June 2022 – Focusing on the impact of high inflation on members In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Aon's John Foster and Lynda Whitney to discuss the impact of the current high inflation environment on members of both Defined Contribution and Defined Benefit pension schemes, and how schemes can help their members to deal with this. Further information: Register for Aon's 2022 Pension Conference Series: https://www.aon.com/2022-pension-conference.aspx Read Paul McGlone's LinkedIn post on pension increases: https://www.linkedin.com/posts/paul-mcglone-9ab20435_a-lot-has-been-said-about-how-pension-increases-activity-6929354410108051456-5XJR?utm_source=linkedin_share&utm_medium=member_desktop_web

May 2022 – Focusing on current market conditions and investment outlook. In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Aon's Tapan Datta to discuss current market conditions. What's causing them, how should investors respond, and how might things develop in the future? Further information: Key findings from Aon's 2022 Member Options Survey: https://www.aon.com/getmedia/3859c5d8-e375-4f84-831f-4f83de088ff5/Aon-2022-member-Options-Survey.pdf Aon UK DC Pension Tracker – Q1 2022 Update: https://www.aon.com/getmedia/15b2e5d3-e6dc-4cec-9300-7e475ca091b2/Aon-UK-DC-Pension-Tracker-Q1-2022-Update_Online-version.pdf

April 2022 – Focusing on DC outcomes In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Aon's Steven Leigh to discuss the increasing focus on adequacy and outcomes for DC schemes, including actions DC schemes can take to improve outcomes for their members. Further information: Aon's 2022 DC Pension Scheme and Financial Wellbeing Survey [https://www.aon.com/unitedkingdom/retirement-investment/defined-contribution/defined-contribution-pension-survey-2022.aspx] Register for Aon's 2022 Pension Conference Series: - In Person [https://meetings.aon.com/event/7e0541c0-9e73-4afb-b559-9bf8e9233cbe/summary?rt=DyMRTa7fjkqn-rfM8Uy06Q] - Virtual [https://meetings.aon.com/event/7e0541c0-9e73-4afb-b559-9bf8e9233cbe/websitePage:3f2ec8de-1809-4fd9-ad92-79f291fdb845?rt=yRDTbzTlMkmX2rBWKpwoZg] Register for webinar on Smaller Bulk Annuity Transfers [https://contact.aon.com/SmallerBulkAnnuityTransfers?elqTrackId=AAD91A83C6B1BF8A0DDC8FABC25AB7F9&elq=999f3db89ded496a9fe12f6b9be980e8&elqaid=22665&elqat=1&elqCampaignId=7681]

March 2022 – Focusing on the latest Pensions Dashboard developments In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Aon's Paul McGlone and Becky McGowan to discuss the DWP's consultation on the draft regulations for Pensions Dashboards, including a closer look at what may actually be required of schemes once the new regulations come into force.

February 2022 – Focusing on net zero targets In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Aon's Jennifer O'Neill and Guy Saintfiet to discuss what “net zero” really means for pension schemes, the barriers to progress and the different approaches schemes can take to address these. Further information: Read Aon's Global Perspectives on Responsible Investing report: https://www.aon.com/getmedia/cbd34884-331f-4eee-af10-895624eaccfd/Global-Perspectives-on-Responsible-Investing-January-2022.pdf.aspx Watch Jennifer's conversation with Mark Carney: https://players.brightcove.net/1509269527/default_default/index.html?videoId=6286966230001

In this podcast in our series on the Defined Benefit Pension Risk Survey UK results, Polly Cripps asks Aon's cyber expert Paul McGlone about the actions you can take, and things to keep in mind, when protecting your scheme from Cyber risks. You can take a free self-assessment here to check the resilience of your pension scheme: www.aon.com/cyberscorecard. The results of our recent survey are now available here. We would be happy to talk to you about the findings, to put them into context for your own pension scheme. We can also help you to understand where you need to take action to ensure your scheme achieves its target. Download the report now, contact your Aon consultant or email us at talktous@aon.com.

In this podcast in our series on the Defined Benefit Pension Risk Survey UK results, Polly Cripps speaks to Aon's governance expert, Susan Hoare, about how DB schemes managed operational effectiveness during the pandemic and how trustee boards organised themselves during this time. What does this mean for the future? Susan talks us through the different options and considerations and how she's helping her clients to achieve their full potential. The results of our recent survey are now available here. We would be happy to talk to you about the findings, to put them into context for your own pension scheme. We can also help you to understand where you need to take action to ensure your scheme achieves its target. Download the report now, contact your Aon consultant or email us at talktous@aon.com.

In this podcast in our series on the Global Pension Risk Survey - UK results Polly Cripps speaks to Rupert Kotowski and Jennifer O'Neill about pension scheme investments and the themes coming out of the survey including long term targets and the derisking journey. They also look at how ESG and climate change is considered when derisking. What does all this mean for the risks and opportunities for schemes? The results of our recent survey are now available here. We would be happy to talk to you about the findings, to put them into context for your own pension scheme. We can also help you to understand where you need to take action to ensure your scheme achieves its target. Download the report now, contact your Aon consultant or email us at talktous@aon.com.

In this podcast in our series on the Global Pension Risk Survey - UK results Polly Cripps' guests are Andy Fryer and Lauren Ramsey. With the survey results showing that for the first time buyout is a more popular target than self-sufficiency – what does this mean for members? We hear about how schemes are tackling the challenge of GMP equalisation and how combining GMP conversion with member options can lead to a positive experience for both members and pension schemes. The results of our recent survey are now available here. We would be happy to talk to you about the findings, to put them into context for your own pension scheme. We can also help you to understand where you need to take action to ensure your scheme achieves its target. Download the report now, contact your Aon consultant or email us at talktous@aon.com.

Desert Island Risks: Defined Benefit Pension Risk podcast series In this series of podcasts, Polly Cripps casts Aon's experts away to a desert island with a copy of the Global Pension Risk Survey - UK results where they have ample time to read the results and consider the risks that DB pension schemes are facing. The podcasts include some interesting examples and some top tips at the end. Long term targets In this podcast in our series on the Global Pension Risk Survey - UK results, Polly Cripps speaks to John Baines, a partner in our Risk Settlement business who also leads our bulk annuity and consolidation team, and Paul Dooley, associate partner who is concentrating on funding strategy and leading the finance strategies team, about the long term goals of pension schemes. What are schemes targeting as their long term target and what are the options available? The results of our recent survey are now available here. We would be happy to talk to you about the findings, to put them into context for your own pension scheme. We can also help you to understand where you need to take action to ensure your scheme achieves its target. Download the report now, contact your Aon consultant or email us at talktous@aon.com.

December 2021 – Focusing on the Aon UK DC Pension Tracker In this podcast you will hear the key pension news from the last month summarised by Aon's Ricky Marsh. This month Ricky is joined by Aon's Matthew Arends and Andy Greaves to discuss the Aon UK DC Pension Tracker. This is a new tool designed to measure the overall health of DC members' savings by looking at how member outcomes change over time. Further information: Aon's Global Pension Risk Survey microsite: [https://www.aon.com/unitedkingdom/retirement-investment/defined-benefit-pensions/db-pension-risk-management-journey.aspx] Aon UK DC Pension Tracker (under “Research & Insights”): [https://www.aon.com/unitedkingdom/retirement-investment/defined-contribution/default.jsp] Aon UK DC Pension Tracker: [link to follow when available]