Podcasts about Aon

If you're on the path to the airlines, there's a good chance you'll face an assessment test along the way. These tests aren't just about checking your flying ability—they're designed to measure traits like decision-making, teamwork, and stress tolerance. In today's solo episode, Nik dives into what pilots need to know before sitting down for one of these crucial assessments. What You'll Learn in this Episode: Why major airlines use assessment tests and what they're really looking for The different types of assessments at United, Delta, American, and Frontier The Hogan Personality Inventory (United) and its “Big Five” traits Delta's mix of AON (cut-E) gamified tests and the MMPI deep-dive personality inventory American Airlines' skill and personality assessments Frontier's OutMatch assessment and cognitive testing Practical tips to prepare: practice strategies, environment setup, and mindset What to avoid when answering personality-based questions (like extremes or blind obedience) Free (and paid) resources for practice and prep Pro Tips from Nik: Practice using free resources like Pilotest.com Take your assessment in a quiet, stable internet environment Use a laptop and mouse instead of a tablet Dress professionally if video monitoring is required—set yourself apart Be honest, consistent, and professional in personality tests—don't try to “game” them At the end of the day, whether you're headed to a regional or shooting straight for a major, these tests aren't just boxes to check—they're your chance to show the airlines you're the pilot they want on their team.  CONNECT WITH US Are you ready to take your preparation to the next level? Don't wait until it's too late. Use the promo code “R4P2025” and save 10% on all our services. Check us out at www.spitfireelite.com! If you want to recommend someone to guest on the show, email Nik at podcast@spitfireelite.com, and if you need a professional pilot resume, go to www.spitfireelite.com/podcast/ for FREE templates! SPONSOR Are you a pilot just coming out of the military and looking for the perfect second home for your family? Look no further! Reach out to Marty and his team by visiting www.tridenthomeloans.com to get the best VA loans available anywhere in the US. Be ready for takeoff anytime with 3D-stretch, stain-repellent, and wrinkle-free aviation uniforms by Flight Uniforms. Just go to www.flightuniform.com and type the code SPITFIREPOD20 to get a special 20% discount on your first order. #Aviation #AviationCareers #aviationcrew #AviationJobs #AviationLeadership #AviationEducation #AviationOpportunities #AviationPodcast #AirlinePilot #AirlineJobs #AirlineInterviewPrep #flying #flyingtips #PilotDevelopment #PilotFinance #pilotcareer #pilottips #pilotcareertips #PilotExperience #pilotcaptain #PilotTraining #PilotSuccess #pilotpodcast #PilotPreparation #Pilotrecruitment #flightschool #aviationschool #pilotcareer #pilotlife #pilot

Who are the students and emerging professionals in insurance and risk management today, and what are they looking for in future employers? What do they value most when making career decisions? Gamma Iota Sigma Board of Trustees member and Travelers Executive Vice President and Personal Insurance President Michael Klein, Denise Perlman, Chief Executive Officer of Middle Market at Aon, and Robert Hartwig, Ph.D., CPCU, Associate Clinical Professor of Finance and Director of the Risk and Uncertainty Management Center at the University of South Carolina, shared their unique insights both as leaders in the industry and as mentors for emerging talent. They provided perspectives on how the insurance industry can create meaningful career pathways and rewarding careers for tomorrow's rising stars.Watch the original Wednesdays with Woodward® webinar: https://institute.travelers.com/webinar-series/symposia-series/insurance-emerging-talent.---Visit the Travelers Institute® website: http://travelersinstitute.org/.Join the Travelers Institute® email list: https://travl.rs/488XJZM.Subscribe to the Travelers Institute® Podcast newsletter on LinkedIn: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7328774828839100417.Connect with Travelers Institute® President Joan Woodward on LinkedIn: https://www.linkedin.com/in/joan-kois-woodward/.

The post Who is your Dark Horse Candidate for the New Apostle? AoN 972 appeared first on The Cultural Hall Podcast.

On Aon — Episode 92 Title: The Longevity Shift: Rethinking Aging in the Modern Workplace In the latest episode of Better Being, we examine longevity and how it is becoming an important topic for businesses.Susan Fanning, Aon's Head of Wellbeing for Asia-Pacific, and Professor Andrea Maier from the National University of Singapore examine how, as people live longer healthier lives, businesses can foster a diverse and dynamic workplace by harnessing the expertise of older employees. Key Takeaways:The distinction between “healthspan” (the number of years of good health) and lifespan (how long someone lives) is crucial — as is working to reduce the gap between the two.There is a common misconception that aging equals decline. Prof Maier explains that, while most people experience some poor health, much of the aging process is within our control.Employers have a significant role in promoting longevity by adopting proactive approaches to employee health. This includes considering biological age when determining job roles. Experts in this episode:Susan Fanning — Head of Wellbeing Solutions, APAC, Aon (Host)Prof Andrea Maier — National University of Singapore Key moments: (2:15) Some of our lifestyle habits are so poor that they will have a detrimental effect on our health and lifespans. (8:00) Rather than insisting on an abrupt end to a working life, it's better for employers and employees to have a gradual “step-down” process. (14:55) A switch in careers every 20 years or so will open people up to experiences of different topics, different workforces and different ways of working.  Additional Resources:3 Strategies to Improve Career Outcomes for Older EmployeesWorkplace Wellbeing | Aon Soundbites:Prof Andrea Maier:“So I would say it's not only a medical revolution, but it's societal revolution. And there was also a cultural revolution we are changing.” Susan Fanning:So, as we're seeing in terms of healthspans and lifespans increase, we're also starting to see that retirement systems as well as healthcare systems are coming under pressure.

  1. Name of the Church Emphasis on the Full Name: A sustained and formal effort was launched to encourage members, media, and the public to use the full, correct name of the Church: The Church of Jesus Christ of... The post Michigan Shooting at LDS Stake Center and President Nelson passing AoN 969 appeared first on The Cultural Hall Podcast.

October 2025 – Effectively managing your pension scheme risks In this podcast, Aon's John Harney and Jennifer Michel are joined by colleagues Vanessa Jaeger and Michelle Burgess to explore what effective risk management for pension schemes looks like under the General Code, including operational risks, such as cyber. You will also hear the key pension news from the last month summarised by John Harney and Jennifer Michel. Check out Aon's Pensions Governance Support homepage: Pensions Governance Support | Aon Read our In-Depth article about the General Code of Practice – Own Risk Assessment: Aon-InDepth-ORA-version-Feb-2024.pdf Read our article to identify how cyber resilient your pension scheme is: https://www.aon.com/getmedia/f33b7eef-755f-4bf7-b952-1e03a1da97a6/Cyber-focus-with-Pensions-Age-June-2025.pdf?utm_source=linkedin&utm_medium=org-post&utm_campaign=b_0_we__all_wlt_zz_uk_gb&utm_content=r__re&utm_term=pa-cyber-article Check out Aon's Pensions Governance Support homepage: https://www.aon.com/unitedkingdom/retirement-investment/pension-scheme-governance/index Read our In-Depth article about the General Code of Practice – Own Risk Assessment: https://www.aon.com/getmedia/c9f70d6f-1b3b-4589-93e7-2708206840be/Aon-InDepth-ORA-version-Feb-2024.pdf Email us your topic suggestions, comments and questions to TalkToUs@aon.com

This week Amazon steps away from groceries in the UK, Apple complains about the digital markets act and why Gen Z is so unpopular at work. We also get a glimpse of understanding risk and in the age of AI with Aon's Jonathan McKenna and Martin McGovern.A reminder that TechCentral's webinar on ransomware attacks is on this Oct 03rd. More details and free registration at webinar.techcentral.ieListen to Tech Radio now on Apple, Spotify and YouTube—----- Apple - https://podcasts.apple.com/us/podcast/tech-radio-ireland/id256279328Spotify - https://open.spotify.com/show/5vAWM1vvHbQKYE79dgCGY2YouTube - https://www.youtube.com/@TechRadioIrelandRSS - https://feeds.transistor.fm/techradio

Bron is joined by Anita (newly registered psychologist) to chat about Anita's journey through her internship and early career, exploring topics like psychological safety at work, burnout prevention, and tricky contract clauses such as non-competes and supervision repayments. Anita reflects on how she found the right supervision and workplace, as well as the lessons she has learned along the way. Thank you Anita for your clarity and practical tips on these important topics - early-career listeners will learn a LOT from this episode!

Resuelven las dudas  Fernando Gragera, Director de Litigation Insurance y Contingent Risks de Aon; y Alex Noguera, Underwriting Manager – Benelux, Nordics and Southern Europe de Dual Asset de Aon.

La líder de Aviación, Transporte y Logística de Aon, Nannette Wong, analiza cómo la geopolítica y los aranceles están redibujando las rutas comerciales.

Han intervenido: José Ignacio Gutiérrez, presidente de la Federación de Servicios Financieros de la Confederación de Cuadros; María Díaz-Lladó, Managing Director y Head of Multinational Clients de Aon; y Guillermo de Haro, Vice Decano de IE University.

Carmen Burgos, directora de Health Solutions en Aon, analiza el estudio sobre el sentimiento de los empleados y revela la paradoja española: nos sentimos menos valorados pero cambiamos menos de trabajo.

Gemma Corte, directora de Compensación Flexible en Aon; José Luis Martin Trujillo, director de Retirement en Aon; y Borja Prado, Executive Director Health Solutions en Aon analizan las tendencias en beneficios empresariales y revelan cómo la personalización y la escucha activa mejoran el bienestar laboral.

El estudio Global Benefit Trends IPM de AON revela las nuevas prioridades de las empresas en materia de beneficios para empleados y movilidad internacional.

In our next Esop Sofa webinar, the Esop Centre's panel of experts discuss recent progress of the Private Intermittent Securities and Capital Exchange System (PISCES) – and look at how those updates might affect employee share plan implementation.Speakers:Veronika Oswald is a commercial capital markets professional with almost 20 years of experience spanning secondary share trading, corporate finance, and investor relations. She is well-versed in FCA regulations, UK listing frameworks, and compliance requirements across both the Main Market and junior exchanges such as AIM and Aquis. Veronika is a Director at JP Jenkins, the UK's longest-established platform for trading unlisted securities, where she leads client acquisition, liquidity solutions, and capital raising initiatives. She also serves as a Director of InfinitX Ltd, focused on building institutional-grade infrastructure for private market access. Her track record includes advising private and delisted companies, structuring compliant liquidity pathways, and delivering complex mandates involving CREST integration and alternative investment structures. Veronika is recognised for her expertise in broadening access to private markets and developing innovative, regulatory-compliant solutions for issuers and investors alike.Ifty Nasir is the founder and CEO of Vestd, the platform that takes the cost and complexity out of setting up and managing share schemes for UK SMEs. He is a strong believer in the ‘Ownership Effect' and advises businesses on how to share equity to incentivise teams and unlock value. An entrepreneur since his teens, Ifty reached the most senior levels at BP and Essar Energy before branching out into the world of startups, setting out to uncover the challenges facing companies in 2014 and found that poor equity management was a serious startup killer. Along with cofounder Naveed Akram, Ifty launched Vestd as a remedy. Known as a creator of ShareTech, Ifty's opinion is trusted and sought across the media and the startup world.Damian Carnell is the Founder and Director of CORPGRO, a reward consultancy specialising in executive incentives and share plans. He has extensive experience advising all kinds of companies on all aspects of executive compensation and employee share plans, both in the UK and worldwide. He was previously with Willis Towers Watson, Aon, and Ernst and Young. Damian has wide-ranging experience in supporting business strategy and aims. He is fully familiar with Corporate Governance norms and institutional shareholder views as well as extensive experience of helping unlisted companies with top pay and share plans.Interested in watching our webinars live, or taking part in the production of our research? Join our community at: https://bit.ly/3sXPpb5

Listen to this podcast episode for a recap of top catastrophe bond, insurance-linked securities and alternative reinsurance capital news, from the week-ending September 14th 2025. Listen to a recap of Artemis' most read catastrophe bond and insurance-linked securities (ILS) news of the last week. We hope this summary provides an easy way to listen to a recap of some of last week's top stories. This week we covered: Swiss Re's moves to consolidate its ILS management platform while its executives explained that alternative reinsurance capital can only become more important; major reinsurers Everest Re, Liberty Mutual Reinsurance, and Mapfre Re all signal stability for attachments and terms is desired; Gallagher Re says property aggregate limit is becoming more available; the Florida Retirement System Pension Plan has specialty and quota share ILS opportunities in its pipeline; Lorenzo Volpi, Deputy CEO of Leadenhall Capital Partners explains that manager selection needs to consider more than just performance; our roundtable in Monaco saw executives with a positive outlook; Aon calls on the re/insurance market to optimise its capital stack and align it with strategy; and more.

The post Be Better. Act Better. Do the Small Things. AoN 967 appeared first on The Cultural Hall Podcast.

De Dekkingsgraad is de tweewekelijkse nieuwspodcast van Pensioen Pro. Daarin lichten redacteuren van Pensioen Pro in ongeveer een half uur het belangrijkste pensioennieuws van de afgelopen periode toe. In deze aflevering: Steeds meer politieke partijen hebben hun verkiezingsprogramma’s gepubliceerd. De samenstelling van pensioenfondsbesturen lijkt voor de pensioensector het onderwerp met de meeste impact de komende verkiezingen, vertelt redacteur Olaf Boschman.Dit is de link naar de verkiezingspagina van Pensioen Pro: pensioenpro.nl/verkiezingen Pensioenfonds Zorg en Welzijn belegt nog maar in 750 aandelen, voorheen was dat ongeveer 2500. En het fonds is gestopt met de Amerikaanse vermogensbeheerder BlackRock. Dat heeft allemaal te maken met het nieuwe, actieve beleggingsbeleid van PFZW. Redacteur Tjibbe Hoekstra legt het uit. En de regels voor de spreiding van schokken benadelen deelnemers in een flexibele regeling, stellen adviseur Aon en pensioenfonds Thales. Waarom, dat legt hoofdredacteur Maarten van Wijk uit. Presentatie: Ilse Akkermans Nb: probeer onze 'chaptermarkers' uit om te springen tussen de onderwerpen!See omnystudio.com/listener for privacy information.

On Aon — Episode 92 Title: From Risk to Resilience — What's Driving the Re/insurance Market In the latest episode of On Aon, Emma Crookes and Dave Nicholson explore the latest trends in the insurance and reinsurance markets. The conversation covers key trends in Property and Casualty, including the evolving pricing environment, the impact of tariffs and inflation and the significance of natural catastrophe losses in 2025. Looking ahead, the episode emphasizes the market's resilience and the importance of addressing emerging and uninsured risks. With disciplined management and robust capital, the industry is well-positioned to navigate future uncertainties and foster a healthy insurance and reinsurance landscape for global clients. Key Takeaways:Reinsurers are leveraging strong capital positions and disciplined management to offer clients effective protection against volatility and large losses. The industry is innovating to address emerging and uninsured risks, with substantial opportunities in areas like casualty, real estate and data centers. Transparent dialogue and differentiation are increasingly important for insurers and reinsurers as they navigate evolving market conditions and client needs. Experts in this episode:Emma Crookes — Insurance Industry Vertical Leader, Aon (Host)Dave Nicholson — Global Client Leader for Reinsurance, Aon Key moments: (2:15) Two big property insurance trends to look out for: the impact of inflation and tariffs and natural catastrophe losses (4:00) While there is pressure in the original property insurance market, it's a very healthy time and a great time to be a reinsurance buyer. (8:55) A recent Aon report highlighted a $5 billion opportunity in emerging casualty risks. This underscores the potential for growth and innovation within the insurance industry.  Additional Resources:Relevance Through the Market Cycle: 5 Strategic Imperatives for Insurers to Drive Performance Soundbites:Dave Nicholson:“I think the view of Aon is a healthy insurance and a healthy reinsurance market is good for our clients and good for the world because it creates resiliency.” Dave Nicholson:“Then we think with the future potential of increased loss costs, it's a great time to add a little bit more limit on the top of your program to ensure that in the event of a large natural catastrophe, that your capital is well protected.”  

The post Do we do Family Home Evening Anymore Bishop? AoN 965 appeared first on The Cultural Hall Podcast.

Why do some people manage their money efficiently, while others struggle to spend less than they make?  And how can a global benefits leader make a positive impact on money habits to increase the financial wellbeing for thousands of employees across different countries and cultures?  Listen to Gerry Winters, Sasha Francis and Aon's Global Financial Wellbeing leader Paul Gordon explore the challenges that multinational companies face in bringing greater financial wellness to employees, and how market leading companies have organized to achieve greater outcomes for global employee populations.

Topics include:  Key DC updates   AI, tech and transformation trends in accounting  Technical updates    Speakers:   Erik Asgeirsson, President & CEO, CPA.com  Mark Koziel, President & CEO, AICPA  Lisa Simpson, VP, Firm Services, AICPA  Rachel Dresen, Senior Director of Congressional & Political Affairs, AICPA  Sarah Ference, Risk Control Director, Accountants, CNA Insurance  Nicole Graham, Risk Consultant, Aon 

In this discussion, Carol Ungaretti, Managing Consultant at Aon, highlights insights from Aon's July advisory bulletin on California workers' compensation. While claim frequency is projected to see a … Read More » The post California Workers' Comp Trends: Frequency Down, Litigation and Wage Inflation Drive Costs appeared first on Insurance Journal TV.

James "Jim" Downing is a seasoned compliance professional with over 25 years of experience in the broker-dealer and investment advisory industry. Currently serving as the Chief Compliance Officer of JLL Securities, Jim has held similar roles at esteemed organizations such as Morningstar, Aon, BMO, and JP Morgan. Prior to his corporate positions, Jim worked as a FINRA examiner at the Chicago District Office for 5 years, gaining valuable insights into regulatory compliance. Jim has his Juris Doctorate with honors from Taft Law School and a Masters of Accounting with honors from Roosevelt University.Connect with James: https://www.linkedin.com/in/jamesrdowning/

http://copperplatemailorder.com                                    Copperplate Time 514                                presented by Alan O'Leary                             www.copperplatemailorder.com                                          Music & Mischief 1. Bothy Band:  Green Groves/Flowers of Red Hill.  After Hours 2. Garadice: Two Mile Gate/Bridgit McRory/The Woods of Caol Ruadh.  Sanctuary 3. Mick Mulvey & Shane Meehan: Bringing Home the   Bacon/Ballykeale/ Michael's Dance.                 The Missing Guest 4. Liam Clancy:  Ten & Nine.  Liam Clancy 5. Paddy Glackin: Top It Off/The Sunny Banks. Ceol ar an bFidil 6. John & Jacinta McEvoy:  The Boyne Mist/Kilcairn Bridge.  The Boston Mist 7. Catherine McEvoy:  Peter Wyper's/Grace's HP.  Down the Crushen Road 8. Michael Banahan: The Tango.  Broken Heart 9. Gerry Hanley:   Sheehan's/The Longford Tinker/Mulqueen's.  In The Middle of It 10. Marin Fahy & Patsy Broderick:  Easter Day/Cappycun Chase.   Galway to Fiji 11. Altan:  Dulamann. Island Angel   12. Eileen O'Brien:The Hills of Tipperary/Larry's Favourite.Aon le h'Aon 13. Dave Sheridan: I Buried the Wife/O'Dea's/Ryan's Jig.  Drivin' Leitrim Timber 14. The Dublin Trio:  The Pride of Pimlico/An Buachaill Dreoite/Jack Tar's.  The Pride of Pimlico 15. Jean Carignan: Pigeon on the Gate/Fermoy Lasses/Wheels of the World.    Archives 16. Open the Door For Three:  The Boy in the Tree. The Joyful Hour 18. Des Donnelly:  The Orange Rogue.  Remember Des Donnelly 19. Fairport Convention: A Bird From the Mountain. Glady's Leap 20. Ralph McTell & Dave Pegg:  A Close Shave.  Old Pals Act 21. Liam O'Flynn: Humours of Carrigaholt/Mayor Harrison's Fedora/ Cathal McConnell's.                 The Piper's Call 22. Bothy Band:  Green Groves/Flowers of Red Hill.  After Hours  

Crain's education reporter Brandon Dupré talks with host Amy Guth about Northwestern University President Michael Schill's resignation amid blowback from the Trump administration.Plus: Citadel's former Loop office tower HQ goes up for sale, Madison Dearborn buys NFP wealth businesses back from Aon for $2.7 billion, Chicago e-commerce platforms combine to create $3.5 billion firm and the Vatican picks two Chicagoans to open the first restaurant at the Pope's summer estate.

S&P futures are currently up +0.3% and pointing to a higher open today. Asian equities were mixed, with notable declines in Greater China and Japan, while South Korea and Taiwan posted gains. European equity markets are firmer in early trades with major benchmarks all advancing. The JGB 30-year yield hit a record 3.285%, driven by a global selloff in ultralong bonds amid fiscal debt concerns. The 30-year gilt yield also reached its highest level since 1998. Companies Mentioned: Google, Aon, TSMC

Listen to this podcast episode for a recap of top catastrophe bond, insurance-linked securities and alternative reinsurance capital news, from the week-ending August 31st 2025. Listen to a recap of Artemis' most read catastrophe bond and insurance-linked securities (ILS) news of the last week. We hope this summary provides an easy way to listen to a recap of some of last week's top stories. This week we covered: a new CEO for Nephila Capital; Sompo acquiring Aspen Insurance Group; Enstar Group launches its first sidecar; Munich Re exec cautions on staying power of ILS capital; PartnerRe Capital Management hires Benjamin Baltesar; Aon says alternative capital hits $121bn record high; Twelve Securis appoints Paul Larrett as Head of Private ILS; AM Best on expectations for the cat bond market to continue growing and reinsurance efficiency; and Howden Re's David Flandro on the reinsurance cycle. 

In this episode of Learning Matters, host Doug Wooldridge sits down with Colin Platt, Senior VP and National Training Leader at Aon, to explore the future of Learning and Development.Colin shares how Aon is aligning L&D with business strategy, moving beyond checkbox training, and investing in both technical and people skills to help colleagues truly level up. We also discuss how Aon is using AI with tools like AonChat GBT, why leadership buy-in is critical, and what priorities are shaping the next chapter of workplace learning.

September 2025 – The evolving landscape of the risk settlement market in 2025 In this podcast, Aon's John Harney is joined by colleagues Lisa Varley and Sam Matto-Willey to discuss recent developments in the DB risk settlement provider market, as well as recent transaction trends. You will also hear the key pension news from the last month summarised by John Harney. Read Aon's Q3 2025 UK Risk Settlement Bulletin: https://www.aon.com/getmedia/c2f045ba-880f-4c61-8754-b7c3dc944822/Aon-Risk-Settlement-Bulletin-Q3-2025.pdf Learn more about Aon's DB endgame services: https://www.aon.com/unitedkingdom/db-endgame/default Email us your topic suggestions, comments and questions to TalkToUs@aon.com

Andy Johnson is joined by NBC on-course reporter Jim "Bones" Mackay for a wide-ranging conversation about the 2025 PGA Tour season and what's still to come this year. The two discuss Scottie Scheffler's two major wins and historical comparisons to Tiger Woods and Jack Nicklaus before hitting on two upcoming team events. Andy and Bones start with the 2025 Walker Cup at Cypress Point, Bones's favorite course in the world. They then dive into the upcoming Ryder Cup at Bethpage Black. Bones shares his experiences as a caddie in the Ryder Cup and looks ahead to some pivotal holes that will determine who takes home the trophy in September. For more, check out Bones on Aon's Bethpage Course Insights, live on the Ryder Cup YouTube channel and RyderCup.com/aon on Monday, August 18th.

The post Do we only do news now?! AoN 957 appeared first on The Cultural Hall Podcast.

Insurance Journal’s Risky Future webinar: Improving Workers' Comp Outcomes for Employers, Employees and the Industry, is available to watch on-demand! Hosted by Insurance Journal’s Vice President of Content, … Read More » The post Risky Future Webinar On Demand Now: Smart Strategies for Employers, Injured Workers appeared first on Insurance Journal TV.

  Church responds to allegations against American missionary accused of abusing Tongan boys Appeals court rules against church in child sexual abuse case in Arizona, church leaders says they will appeal Elderly West Jordan man charged with luring girl into... The post What will your “Grandparent Name” Be? AoN 956 appeared first on The Cultural Hall Podcast.

Ask David-- The Fear of Happiness! Although we had five questions for today's Ask David episode, we spend the entire podcast on the first question from a man with an intense fear of happiness. He wrote: How can I use exposure to overcome my fear of happiness? Hi David, How would you do exposure for the fear of happiness? Whenever I feel happy I immediately feel afraid because I had a very strict religious upbringing where many harmless forms of fun and enjoyment were completely forbidden. Even though I'm no longer a religious believer, the fear remains. Feeling good then makes me afraid, anxious and insomniac. This often goes on for days after something good happens and it almost seems as if I AM being punished after all! How can I recover when feeling good makes me feel so bad? Love your work and all that you do. Best regards, Tomas David's reply As I have said on numerous occasions, I do NOT recommend “methods” (like exposure) for “problems” (like your “fear of happiness.”) I think your problem is very treatable, but I work with patients systematically, and that doesn't mean starting out with a “method,” like exposure or any other method. I use a step by step approach, using T = Testing, E – Empathy, A = Assessment of Resistance, and M = Methods in a sequence. In addition, when I work with anxiety, I always incorporate these four approaches with every patient I work with: The Motivational Model: I bring Outcome and Process Resistance to conscious awareness and melt them away, if possible, using a variety of TEAM CBT approaches. The Cognitive Model: This involves a well-done Daily Mood Log to identify and challenge the distorted negative thoughts at one moment in time. The Exposure Model: Facing your fears, or testing them with an experiment. This is frightening, but required of every anxious patient. The Hidden Emotion Model: This is based on the idea that only “nice” people struggle with anxiety, with only a few exceptions, and that an unacknowledged problem is often hiding right behind the anxiety. The cure requires the Detective Step: identifying what the hidden emotion or feeling is. The Action Step: Expressing the suppressed feeling and or dealing with the problem you are avoiding. Your fear of happiness is an interesting problem for sure. One of my favorite movies, “Babette's Feast,” involves this theme. If you want some help, you could send me a partially completed Daily Mood Log. You will discover that you are the only one who is doing the punishing! It is that belittling, intimidating voice in your own head that is causing 100% of your suffering. I look forward to helping you challenge those voices! In the meantime, I'll add this to the latest Ask David podcast questions, in the hopes you might send the DML, and then Rhonda and I can comment in greater depth on the live program. Best, david Tomas kindly sent a Daily Mood Log, which you can see if you CLICK HERE As you can see, the Upsetting Event is simply “studying mathematics,” something he loves. However, he has the belief that if he allows himself to enjoy this or any activity, something terrible will happen to him. He traces this to a strict religious upbringing, and perhaps also to bullying he endured as a kid. You can see that this is intensely upsetting to him. If you look you will see that in 8 of the 9 categories of emotions on his Daily Mood Log (DML), he scores in the range of 80 to 100, which is intense and severe to extreme. The only emotion category that is not extremely elevated is the anger cluster, which he rated at only 40. You can see as well that his negative thoughts all involve the theme of punishment and destruction if he allows himself to feel happiness and enjoyment of life, or if he advances himself in life. In some of the emails he sent me, he traces this back to being bullied when young. . . possibly by kids who were jealous of his high IQ. As mentioned above, I don't throw methods (like exposure) at people based on a problem or diagnosis (in his case a phobia, the fear of happiness.) I also mentioned that I go through the T E A M model in a sequence, starting with Testing and Empathy, followed by the Assessment of Resistance and culminating in Methods. In addition, I always treat anxious patients with four powerful models, including the Motivational Model, the Cognitive Model, the Exposure Model, and the Hidden Emotion Model. I described these models above. The Motivational Model The Outcome Resistance has to do with the fact that Tomas may resist treatment because of his fear of the consequences of successfully achieving happiness. We will deal with that with Positive Reframing, including the Miracle Cure Question, the Magic Button, Positive Reframing, and the Magic Dial. In addition, we'll have to deal with Process Resistance. At some point, we will have to use exposure techniques, and we will want to find out if he's WILLING to do exposure even though it may be extremely anxiety provoking at first. We can dangle the carrot, letting him know that we anticipate a positive outcome, but also understand that facing his worst fears may be terrifying at first, and very uncomfortable. I will not try to persuade him to use any of the many versions of Exposure. He will have to persuade me that he's willing to do it. I suspect he will be, because he is asking for exposure, but if he says he wants to be treated without exposure, I will have to let him know I am not a good choice as a therapist for him! That's because I don't know how to defeat any form of anxiety without exposure. Of course, I cannot treat Tomas, or anyone, through an Ask David, but can only make teaching points. But I am teaching self-help techniques that have been helpful to many people. In an email, I asked him the Magic Button question, and he said he didn't think he'd push it. This indicates some understandable resistance that has to be dealt with. Positive Reframing is one way to deal with Outcome Resistance. The goal is not only deeper empathy but also helping patients “see” that the negative thoughts and feelings they are struggling so desperately to overcome are actually positive in many ways. Once they “see” this, it is kind of a pleasant shock to the system, and their resistance to change typically disappears. Then we ask them to set goals for each negative feelings—a lower level of each feeling that would allow them to feel better and not lose all the wonderful positives we have discovered. That's why it's better NOT to push the Magic Button. To help Tomas or anyone see and list the positives in their negative thoughts and feelings, we ask two key questions about each one: What are some possible advantages, or benefits, of this negative thought or feeling? How might it help me? What does this negative thought or feeling show about me and my core values as a human being that's positive and awesome? Typically, this leads to list of 10 to 20 positives that have three characteristics. To give you an example, his intense loneliness is an expression of his love for people and the great value he sees in meaningful relationships. And his anxiety serves to protect him from danger, and is therefore an expression of self-love. And his feelings of inferiority—in spite of his tremendous intelligence—show humility, which is not only a spiritual quality, but also can make a person of great intelligence more accessible, more vulnerable, and more attractive. Inferiority may also be an expression of his honesty and willingness to acknowledge his shortcomings, as well as his accountability. We could easily go on and on, and it might be a great exercise for you to try find the positives in several other of his negative thoughts and feelings by asking those two questions. Once my patient and I have listed 10 or more positives, I ask if these positives are True and valid? Powerful? Important? Nearly always, I get a resounding YES to each question. Then I use the Magic Dial to see what they might want to dial each negative feeling down to in the % Goal column of the Daily Mood Log. Is this Positive Reframing process straightforward? Easy? Not really. I make it look easy, because when I teach I want people to understand, but “seeing” these positives is, in reality, incredibly challenging for most people. In fact, You can see the Positive Reframing that Tomas completed on his own if you CLICK HERE As you can see Tomas almost completely missed the boat when he tried to identify the positives in his negative thoughts and feelings. I mention this because it is a CRUCIAL step in TEAM CBT, and people often have a tremendously hard time “seeing” the positives in their negative thoughts and feelings. A big part of the reason is that society teaches us the opposite. In fact, negative feelings are Labeled as a bewildering array of more than 200 so-called “mental disorders” by the American Psychiatric Association in their “bible,” the DSM (Diagnostic and Statistical Manual of Mental Disorders.) But here's something even MORE surprising. Rhonda—a highly respected and admired TEAM CBT therapist and teacher—also struggles to find the positives during today's podcast. Once someone has pointed them out, you can suddenly “see” them. But on your own, you may have a lot of trouble at first with Positive Reframing, which is anything but simple, but extraordinarily powerful once you “get it.” I recently told my weekly Tuesday psychotherapy training group at Stanford that TEAM CBT is extraordinarily difficult to learn and master—nearly always requiring years of study and practice—and perhaps the most challenging form of psychotherapy ever developed. She was angry and told me I'd have to do large controlled outcome studies to validate that claim! Yikes! I may be wrong, and there could be other more difficult forms of therapy, but I still believe what I'm saying because I see it every single day. Many of the most powerful and helpful concepts, such as the four “Great Deaths” of the “self” for the therapist and for the patient in TEAM, and the Acceptance Paradox, and more are hard to learn! But worth it, IF you take the time to learn this method. And if you wish to use TEAM CBT, on yourself (for self-help) or with your patients (if you're a therapist) you will have much greater success after you master this powerful but elusive skill. The Cognitive Model After Rhonda and I worked with Positive Reframing, we went on to the technique that usually starts the M = Methods section, called “Explain the Distortions.” This powerful method includes answering three questions about one or several of the distortions you can find in one of the thoughts you want to work on first. First, select the thought and identify all the distortions in it, listing them by abbreviations in the Distortion column on your Daily Mood Log. For example, if it is an example of All-or-Nothing you can put AON in that column. And you can put OG for Overgeneralization, and so forth. Often, you will find five or even ten distortions in a single negative thought. Let's say you work on, “If I'm happy, I'll be destroyed.” This alarming thought includes AON; LAB, FT, DP, and ER. And it's also a Hidden SS. Choose the distortion you want to work on first. Let's say it's Fortune Telling (FT). Why is this distortion, FT, considered a thinking error in general? Why does the FT distortion your specific thought pretty much make the thought unreasonable? In other words, Why does the FT in your thought NOT map onto reality? And finally, why is the FT is this thought unfair? As an exercise, turn off the podcast for a moment and write down your answers to those three questions. Once you're done, you can check the answers at the end of the show notes. It's a great skill to practice and learn, because it will usually make it really easy for you to generate positive thoughts that satisfy the necessary and sufficient conditions for emotional change. Do you know what they are? Write them down before you look at the answers at the end of the show notes. Just take a guess, but WRITE SOMETHING DOWN before you look! But DON'T look until you've written down your own answers! Hey, did you peek, or did you write down the answers first? I get it! And I forgive you! However, you missed out on a great opportunity for learning if you skipped the written exercise. Or, to put it positively, I try to make the exercises fun and interesting. And if you do them, you'll learn some cool and helpful things rapidly. It's like riding a bicycle. You've got to get on and ride to learn how to do it! But here's what's really interesting. You'll notice that Rhonda, once again, really struggles with this exercise during the podcast. Although I think of Explain the Distortions as a really easy TEAM CBT method, experience with real people has over and over again provided abundant evidence that it's NOT easy for many, or possibly most, people at first. So, what's the point? Here's the point. If you're a therapist, this method is powerful, and will richly reward you for the time and effort you spend in learning how to do it! But you cannot take it for granted if you want to use it in an actual therapy session. And if you are simply looking for self-help, the exact same thing is true: the method is incredibly helpful and well worth some time and effort to “get it!” In addition, to challenging the obviously distorted thoughts on his Daily Mood Log, what other methods might be helpful to Tomas? The Exposure Model Well, there are a great many, including the Exposure techniques he was asking for. For example, he could intentionally make himself happy, and then fantasize some horrible punishment using Cognitive Flooding. The idea would be to make himself as anxious as possible for as long as possible, until he finally gets bored with the fantasy, which will definitely happen eventually, and the anxiety disappears. Exposure is terrifying at first, and it is supposed to be. That's whey and how it works! The Hidden Emotion Model There are many helpful variations on the Exposure front, and the Hidden Emotion Model might also be key. Is there some problem or issue in his life that Tomas is not dealing with? The Class on this technique in the (now entirely free for the summer of 2025 app) Feeling Great app has many details and exercises and examples to show how this mind-blowing technique works. That's it for today's podcast. I want to thank you, Tomas, for providing us with a fascinating problem, and all of you who send in your questions. We are SO GRATEFUL that you are bouncing back, Rhonda, after your ordeal with radiation therapy for your lymphoma, and send you all our love and best wishes for joyful and complete healing and liberation from your nightmare! Warmly, Rhonda and David Answers Here is my answer to first exercise on the necessary and sufficient conditions for emotional change from a positive thought. . The necessary condition for emotional change: The Positive Thought must be 100% correct. The sufficient condition for emotional change: The Positive Thought must reduce your belief in the disturbing negative thought. Sometimes you'll want to reduce it all the way to zero. Sometimes, that's not necessary, especially with Should Statements. Here are my answers to the three questions about Explain the Distortions above. In general, FT is a thinking error when you are making arbitrary alarming predictions without strong evidence that supports those predictions. In particular, there is no evidence that supports the claim that people who feel happy rapidly become the victims of some horrific disaster or punishment. This thought is very unrealistic because the ONLY punishment that Tomas has experienced is the result of his own negative thoughts! This thought is unfair because it puts Tomas in handcuffs so he will be unable to enjoy his life.

Listen to this podcast episode for a handy recap of top catastrophe bond, insurance-linked securities and alternative reinsurance capital news, from the week-ending August 3rd 2025. Listen to a recap of our most read catastrophe bond and insurance-linked securities (ILS) news of the last week. We hope this summary provides an easy way to listen to a recap of some of last week's top stories. This week we covered: Nephila Capital's catastrophe premium growth; new hires in the industry; Aon's CEO commenting that his firm is unlocking new capacity for clients with parametrics and ILS; SageSure's CEO on his firms first reinsurance sidecar deal Seawall Re; Ascot on its debut casualty sidecar Wayfare Re; Swiss Re Capital Markets on catastrophe bond market momentum; Allstate buying a new homeowners aggregate reinsurance arrangement; The Los Angeles Department of Water and Power returning for its third wildfire catastrophe bond; Japan Post Insurance making a significant investment alongside Global Atlantic; and more.

Financial wellbeing is an increasingly important topic for both employers and employees. A survey of multinational companies by Aon found that 88 percent of employees surveyed experienced financial stress, which has a major impact on resilience, self-esteem and relationships. In this episode of Better Being, our experts — Paul Gordon, Aon's chief commercial officer for global financial wellbeing, and Fleur Iannazzo, financial wellbeing coach and content creator at Aon — explore how understanding and reshaping financial behaviors can lead to lasting financial security. Key Takeaways:There is a notable disconnect between what employees expect and what employers currently provide in terms of financial education and support.Understanding individual financial behaviors is essential for designing effective financial wellbeing programs that resonate with both employees and organizational goals.Financial wellbeing issues vary by sector — some industries face talent loss due to financial mismanagement, while others see spikes in cyber fraud during economic downturns. Experts in this episode:Paul Gordon, Chief Commercial Officer for Global Financial Wellbeing, Aon (Host)Fleur Iannazzo, Financial Wellbeing Coach and Content Creator, Aon   Key moments:(3:24) Financial stress is felt across all salary levels and industries. (5:33) There's a big mismatch between employee expectations of financial wellbeing support and what employers are providing. (13:00) Financial wellbeing is coming to the top of everyone's agenda. Additional Resources:2025 Employee Sentiment Study Soundbites:Paul Gordon: "So just retaining your best people by helping them understand their attitudes to money and how they can do things differently helps that organization." Fleur Iannazzo: "When you feel secure financially and resilient financially, it really improves your relationships and your emotional connections to people because of that independence."  

August 2025 – Discover, develop and deliver your endgame strategy In this podcast, Aon's Jennifer Michel and John Harney are joined by colleagues James Patten and Josh Tipper to discuss how DB pension schemes can develop their endgame strategies . You will also hear the key pension news from the last month summarised by Jennifer Michel and John Harney. Read Aon's Member Options and Support Survey Report: https://www.aon.com/getmedia/f3bb9ea4-1fc8-4952-9c1a-bebe93b76f42/Aon-Member-Options-and-Support-2025-Market-Insights.pdf Read about the Aon's Endgame Survey Results: https://www.aon.com/getmedia/c093bbd8-f2ce-44c1-924a-00a3398f7d90/Aon-2025-DB-Endgames-Survey.pdf Email us your topic suggestions, comments and questions to TalkToUs@aon.com

This week's Friday Five is a mini-explainer on ICHRA: the Individual Coverage Health Reimbursement Arrangement. Learn more about this type of coverage and partnership opportunities for Ritter Insurance Marketing agents to offer it.   Have questions about ICHRA or QSEHRA? Send them our way by email ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Things From the 2025 Budget Reconciliation Bill 2026 Midwest D-SNP Market Opportunity Community Engagement & ACA Marketing Suggestions Field Notes on Partner Marketing Resources How an ICHRA Partnership Can Support ACA Sales What is the Health Insurance Marketplace?   References: “6 Reasons to Appreciate All That ICHRAs Have to Offer.” Nexben.Com, Nexben, 24 June 2025, www.nexben.com/blog/6-reasons-to-appreciate-all-that-ichras-have-to-offer. “A Broker's Guide to ICHRA Defined Contributions: Strategies, Affordability, and Examples.” Nexxben.Com, Nexben, 17 July 2025, www.nexben.com/blog/a-brokers-guide-to-ichra-defined-contributions-strategies-affordability-and-examples. Charaba, Chase. “A Look at the Growth of ICHRA.” Remodelhealth.Com, Remodel Health, 21 May 2025, remodelhealth.com/a-look-at-the-growth-of-ichra/. “Defining ICHRA Classes.” ICHRA.Com, ICHRA, 7 Apr. 2025, ichra.com/ichra-and-employee-classes/. Olsen, Emily. “Employer Healthcare Costs Projected to Rise 9% in 2025: AON.” Healthcaredive.Com, Healthcare Dive, 19 Aug. 2024, www.healthcaredive.com/news/employer-healthcare-costs-increase-2025-aon/724505/. “Growth Trends for ICHRA & QSEHRA Volume 4: 2024-2025.” Hracouncil.Org, HRA Council, 17 June 2025, www.hracouncil.org/resources/FINAL%20-%202025%20HRAC%20Data%20Report.pdf. “HRA Council.” Hracouncil.Org, HRA Council, www.hracouncil.org/. Accessed 22 July 2025. “ICHRA Guide for Individual Coverage HRAs 2025.” Takecommandhealth.Com, TakeCommand Health, 10 June 2025, www.takecommandhealth.com/ichra-guide. Cattanach, Jamie. “ICHRAs Are on the Rise. Here's What You Need to Know about This New Coverage Option.” Valuepenguin.Com, ValuePenguin, 24 June 2025, www.valuepenguin.com/news/ichra-increasing-in-popularity. “Individual Coverage HRA (ICHRA) Basics for ACA Agents.” Healthsherpa.Com, HealthSherpa, blog.healthsherpa.com/agents/agent-ichra/. Accessed 21 July 2025. “New: 2025 HRA Council Data Report.” Hracouncil.Org, HRA Council, www.hracouncil.org/report. Accessed 22 July 2025. “New Data Shows Continued Expansion of Health Reimbursement Arrangements: Latest HRA Council ICHRA & QSEHRA Report.” Hracouncil.Org, HRA Council, 17 June 2025, www.hracouncil.org/resources/2025%20HRA%20Council%20Data%20Report%20News%20Release.pdf.  “The Power of an ICHRA: ICHRA Benefits for Employees, Employers, and Brokers.” Nexben.Com, Nexben, 17 Apr. 2025, www.nexben.com/blog/the-power-of-an-ichra-ichra-benefits-for-employees-employers-and-brokers.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance       Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Not affiliated with or endorsed by Medicare or any government agency. 

US President Trump said he spoke with Fed Chair Powell on rates and the meeting was productive, while he noted that there was no tension and he repeated several times that he believes Powell will do the right thing.US Treasury Secretary Bessent said the US is in a pretty good place with China on trade, and he will talk to China about them buying sanctioned oil from Russia and Iran.Thailand's acting PM said escalation and progression of military exchanges with Cambodia is moving towards war.APAC stocks were lower after the mixed performance in the US; European equity futures indicate a flat cash market open with Euro Stoxx 50 futures unchanged after the cash market finished with gains of 0.2% on Thursday.Looking ahead, highlights include UK Retail Sales, German Ifo, US Durable Goods, Atlanta Fed GDPNow, ECB Survey of Professional Forecasters, Earnings from SGS, Rightmove, NatWest, Volkswagen, Eni, Centene, AutoNation & AON.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

US President Trump said he spoke with Fed Chair Powell on rates and the meeting was productive, while he noted that there was no tension and he repeated several times that he believes Powell will do the right thing.European bourses are under pressure but off worst levels, LVMH +4% post-earnings; US futures trade mixed around the unchanged mark.DXY is a touch higher, JPY lags, GBP digests retail sales miss.USTs essentially flat, Bunds weighed on by continued ECB repricing.Gold loses its shine while Crude remains rangebound awaiting the next catalyst.Looking ahead, US Durable Goods, Atlanta Fed GDPNow. Earnings from AutoNation & AON.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Curious about reinsurance and its impacts in the surety market? Join us on this episode as we chat with experts Brian Fiore of Aon, Stephen Haney of Chubb Surety, and Jeff Ryan of Partner Re to uncover what reinsurance is, why it is important to the surety market, and how it can drive growth, manage risk, and support major infrastructure projects. Plus, don't miss a lighthearted debate on the best Philly cheesesteak! Check out episode #135 Unveiling America's Infrastructure: Progress, Problems and Possibilities for more about the latest ASCE Infrastructure Report Card that was mentioned during this episode. With special guests: Brian Fiore, Senior Managing Director, Aon Stephen Haney, Division President, North America Surety, and Chief Underwriting Officer, Global Surety, Chubb Surety Jeff Ryan, Business Unit Leader, Financial Risks, Partner Re Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored by Old Republic!

Listen to this podcast episode for a handy recap of our most read catastrophe bond, insurance-linked securities and alternative reinsurance capital news, from the week-ending July 20th 2025. Listen to a recap of our most read catastrophe bond and insurance-linked securities (ILS) news of the last week. We hope this summary provides an easy way to listen to a recap of some of last week's top stories. This week we covered: an exclusive interview with Nephila Capital leaders discussing the business now six year's after the acquisition by Markel Group; the Texas Windstorm Insurance Association may buy less reinsurance and cat bonds next year; the cat bond market sees a $23bn 12-month run of issuance; Arch Capital Group Ltd.'s Claveau Re cat bond faces total loss; the UK Government launches new ILS consultation; Aon estimates H1 2025 global insured catastrophe losses at over $100bn; Augment Risk's Jag Jass discusses the need for casualty ILS to consider built-in legacy exit strategies; who can you meet at our upcoming Artemis London conference; MLC Asset Management's Gareth Abley and Jehan Sukhla on ILS as essential social infrastructure; and HSBC Bank USA hires Michael Commisso to enhance cat bond and ILS trust capabilities.

The post News so fresh it will burn your mouth AoN appeared first on The Cultural Hall Podcast.

We're coming to you LIVE from Riskworld 2025! In this episode of Risk Management: Brick by Brick, Jason Reichl sits down with Kathy Burns, CEO of Acclaimant, for an inspiring conversation about her journey from technology pioneer in the 1990s to leading one of the most innovative risk management companies today. Kathy shares how she broke away from the traditional path early in her career at Aon, helped create the entire RMIS category, and now leads Acclaimant's mission to democratize enterprise-level risk management for middle market companies. Discover her insights on strategic focus, consultative selling, leadership development, and when to trust your gut over data.

Risk is evolving quickly, and CPAs need to stay ahead. In this episode of Future Proof, we talk with Nicole Graham, risk consultant at Aon, about how firms can turn risk management into a strategic advantage.From cyber threats and regulatory changes to the everyday use of generative AI, Nicole shares real-world trends and practical tips to help firms stay protected. Learn how to spot red flags early, strengthen engagement practices, and embed a proactive risk culture across your team.Smart risk management isn't optional, it's essential to building a future-ready firm.Resources:Ashley Graham, Risk Consultant, LinkedInAon Insurance Services, an MACPA Preferred Provider

The post Who would you put on the Mormon Mount Rushmore? AoN 942 appeared first on The Cultural Hall Podcast.

The post Where is Meredith? Has anyone talked to Meredith? AoN 941 appeared first on The Cultural Hall Podcast.

  If uncertainty is the new normal – how can the commodities markets and participants adapt? What does that mean for costs, supply chains and people.  In May we held our latest Live Event in London, in partnership with ITFA. The event was hosted by Aon, with additional sponsorship by Atradius, Brown Brothers Harriman, Coface, Natixis Partners, Pole Star Global, The Mercury Group and RESCOM. Our panellists debated themes including the sources of uncertainty, and what it means for markets, prices and participants. What are the impacts of tariffs and geopolitical tensions? What is the state of the talent landscape as a new generation of professionals, and new businesses, confront these challenges? Is a new generation of deep specialists ready? Joining podcast host, Paul Chapman was Stuart Lawson, Global Head at Aon Credit Solutions; Khushroo Pochkhanawalla, Commodity Risk Director at The Heineken Company; Matthew Chamberlain, CEO at the London Metal Exchange; Marieke Franssen, Managing Director of Natixis Corporate & Investment Banking and William Tully, Head of Business Development at Brown Brothers Harriman Commodities & Logistics.

The post An Osmond Musical?! AoN 931 appeared first on The Cultural Hall Podcast.