Podcasts about insurers

GDP Script/ Top Stories for September 13th Publish Date: September 13th PRE-ROLL: From the BG AD Group Studio Welcome to the Gwinnett Daily Post Podcast. Today is Saturday, September 13th and Happy Birthday to Joni Sledge I’m Peyton Spurlock and here are your top stories presented by Gwinnett KIA Mall of Georgia. Health insurance changes coming to Georgia Paraglider hospitalized after crash at Barrow County Airport Peach Bowl and College Football Playoff Foundation team up for makeover at Lilburn Middle School All of this and more is coming up on the Gwinnett Daily Post podcast, and if you are looking for community news, we encourage you to listen daily and subscribe! Break 1: 07.14.22 KIA MOG STORY 1: Health insurance changes coming to Georgia Brace yourselves, Georgia. Health-care advocates are sounding the alarm: insurance rates on the government marketplace are set to spike next year. Why? Insurers blame federal budget cuts and the end of COVID-era tax credits, according to Anthony Wright of Families USA. And who’s hit hardest? Folks without job-based coverage—think restaurant servers, gig workers, barbers, plumbers, and other self-employed Georgians. The numbers are grim. KFF says half a million could lose coverage, while Georgians for a Healthy Future estimates 340,000, with rates jumping 75%. STORY 2: Paraglider hospitalized after crash at Barrow County Airport  A paraglider crashed at Barrow County Airport in Winder on Thursday afternoon and was rushed to the hospital, according to the Barrow County Sheriff’s Office. Details? Pretty scarce. Deputies and firefighters got the call around 1:04 p.m. about the crash. When they arrived, the man was breathing but unresponsive—scary stuff. He’s now in the hospital, and the FAA is stepping in to investigate what went wrong. Sheriff Jud Smith praised the quick-thinking citizen who called 911, saying their actions helped first responders get there fast. STORY 3: Peach Bowl and College Football Playoff Foundation team up for makeover at Lilburn Middle School Lilburn Middle School just got a serious upgrade, thanks to Peach Bowl, Inc. and the College Football Playoff Foundation. As part of their Extra Yard Makeover initiative, the school’s STEM lab was completely renovated—and unveiled Tuesday during a ribbon-cutting ceremony. Students and teachers got their first look at the revamped space, and let’s just say, jaws dropped. The $200,000 partnership has already transformed eight schools, including Hope Hill Elementary and North Clayton Middle. Oh, and one lucky teacher? Surprised with $1,000 for classroom projects. We have opportunities for sponsors to get great engagement on these shows. Call 770.874.3200 for more info. We’ll be right back Break 2: Ingles Markets 9 STORY 4: Hussey Gay Bell expands Duluth architectural studio with addition of Victor Rodriguez Hussey Gay Bell has welcomed Victor Rodriguez as a project manager in its Duluth office, and it sounds like they’ve landed a pro. Rodriguez, who calls Duluth home, brings nearly 10 years of experience in architectural design, project management, and permitting. He’s got a knack for navigating codes, reviewing shop drawings, and keeping clients happy—basically, the guy knows his stuff. A Kennesaw State grad with additional training in project and practice management, Rodriguez is set to make waves in the firm’s seven core markets, from healthcare to transportation. Founded in 1958, Hussey Gay Bell now operates eight offices across the Southeast. STORY 5: Valdosta State president leaving for California post Valdosta State University President Richard Carvajal is heading west. Come January 20, he’ll take the helm at California State Polytechnic University, Humboldt, leaving behind nearly a decade of leadership at VSU. Carvajal stepped in during a rocky time in 2017—he was the seventh president in just eight years—and brought much-needed stability. Under his watch, VSU hit milestones: record graduate enrollment, campus renovations, and a $39 million performing arts center in progress. Break 3: STORY 6: Buford woman wins Mrs. America crown Growing up in tiny Glennville, Georgia, Paige Ewing (née Armstrong) dabbled in pageants—Junior Miss Tattnall County, Miss Pinewood Christian Academy, even Miss Georgia Onion (yes, that’s a thing). At 18, she won Miss Tattnall County and competed in Miss Georgia, but after that? She figured her pageant days were over. Life moved on. Fast forward to this summer: Paige, now a wife, mom, business owner, and grief coach, was crowned Mrs. Georgia. Then, in August, she took the national title—Mrs. America. STORY 7: GET OUT THERE: 5 things to do this weekend in Gwinnett County — Sept. 12-14 Travis Tritt in Buford When: Saturday, 6 p.m. Where: Buford Community Center, 2200 Buford Highway NE, Buford Country music icon Travis Tritt hits Buford this Saturday, joined by Drake White and Tyler Reese Tritt. Gates open at 4:30 p.m., and the show kicks off at 6. Admission? Totally free. Just leave the coolers at home—bars and concessions will be on-site. Need parking? Shuttles run from Buford High School. Around the World in the DTL When: Friday & Saturday, 5–10 p.m. Where: Lawrenceville Lawn, 147 Luckie St., Lawrenceville Take a trip without leaving town! Around the World in the DTL transforms Lawrenceville Lawn into a global bazaar with food, music, and crafts from across the globe. Live performances, games, and cultural showcases make this a can’t-miss event for all ages. Gwinnett County Fair When: Thursday–Sept. 21 Where: Gwinnett County Fairgrounds, 2405 Sugarloaf Parkway, Lawrenceville This year’s fair brings new thrills: Circus Incredible, starring Lyric Wallenda of the Flying Wallendas, and Captain Jim’s Magic Show. Plus, check out the new Shopping Mall featuring local vendors. International Taste of Snellville When: Saturday, 4–8 p.m. Where: Snellville Towne Green, 2342 Oak Rd., Snellville Foodies, this one’s for you! Sample bites from local vendors ($1 tickets), sip margaritas, and let the kids loose in the $15 all-day activity zone. Dogtoberfest in Duluth When: Saturday, 5–9 p.m. Where: Town Green, 3142 Hill St. NW, Duluth Dogs, beer, and belly rubs—what more could you want? Dogtoberfest brings live music, adoptable pups, and Oktoberfest games to Duluth’s Town Green. We’ll have closing comments after this Break 4: GWINETT FAIR Signoff – Thanks again for hanging out with us on today’s Gwinnett Daily Post Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.gwinnettdailypost.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com www.kiamallofga.com www.gwinnettcountyfair.com #NewsPodcast #CurrentEvents #TopHeadlines #BreakingNews #PodcastDiscussion #PodcastNews #InDepthAnalysis #NewsAnalysis #PodcastTrending #WorldNews #LocalNews #GlobalNews #PodcastInsights #NewsBrief #PodcastUpdate #NewsRoundup #WeeklyNews #DailyNews #PodcastInterviews #HotTopics #PodcastOpinions #InvestigativeJournalism #BehindTheHeadlines #PodcastMedia #NewsStories #PodcastReports #JournalismMatters #PodcastPerspectives #NewsCommentary #PodcastListeners #NewsPodcastCommunity #NewsSource #PodcastCuration #WorldAffairs #PodcastUpdates #AudioNews #PodcastJournalism #EmergingStories #NewsFlash #PodcastConversations See omnystudio.com/listener for privacy information.

September 11, 2025- The Medical Society of the State of New York is shining a spotlight on its longstanding complaint about delayed and limited payments approved by health insurers. We talk about their effort to get paid with the group's executive vice president, Dr. Thomas Lee.

On this episode of the Chuck ToddCast, the conversation turns to the political battles shaping 2025. From the issues Democrats should lean into—and the ones they should avoid—to Trump's trolling of Chicago and his administration's push for a showdown over crime and “terrorism,” the stakes are high. Chuck dives into how the White House is setting the stage for possible military action against cartels and even Venezuela, with flimsy constitutional justifications that have sparked pushback from voices like Rand Paul. Meanwhile, Democrats face their own identity struggles, from the risks of being tied to “socialism” with Latino voters to Bernie Sanders' refusal to formally join the party. Plus, a look ahead to the Michigan Democratic Senate primary, where three strong contenders could reshape the party's futureThen, physician-turned-politician Abdul El-Sayed joins Chuck to discuss why he left medicine for the rough-and-tumble of politics. From the challenges of running for office with a foreign name to centering his campaign on improving life for children, El-Sayed argues that healthcare isn't just about access—it's about fairness. He pulls back the curtain on a system where insurers and hospital CEOs collude to inflate prices, pharmaceutical companies raise costs simply because they can, and Americans are tricked into thinking “choice” in healthcare actually benefits them.The conversation doesn't stop at healthcare—it spans the crisis of trust in public health, the lessons El-Sayed learned from his 2018 gubernatorial run, and the corrosive role of money in politics. He weighs in on Gretchen Whitmer's record, Trump's overreach beyond Article II, and what sets him apart in Michigan's Senate race. And in a moment of global reflection, El-Sayed takes on the politics of genocide—from Israel and Gaza to China's treatment of the Uighurs—arguing that calling atrocities by their name is a test of values, even when nuance is hard to find in today's polarized climate.Finally, Chuck gives a history lesson on Gerald Ford's pardon of Richard Nixon and its impact on modern politics, recaps the weekend in college football, and answers listeners' questions in the “Ask Chuck” segment.Timeline:(Timestamps may vary based on advertisements)00:00 Introduction04:00 The issues Democrats should run on, and issues they should avoid05:15 Trump's trolling of Chicago got the reaction he wanted06:30 The administration wants a showdown over Chicago08:30 The administration's aggressive application of the term “terrorism”10:15 The Democratic base wants fight, government shutdown likely12:15 Trump administration setting the stage for war with Venezuela13:30 Administration needs to justify designating cartels terrorists16:45 Trump's justification to congress for military action against cartels 19:00 Trump's justification was lacking, and didn't mention Venezuela 20:15 Trump ignoring the constitution in rationalizing action against cartels 21:45 Vance says fighting cartels is best use of military 23:15 JD gets into back and forth with Rand Paul on X 24:45 Venezuela story should be consuming Washington 26:15 Rand Paul has been willing to be combative with administration 29:00 The progressive left won't succeed if they're associated with socialism 30:45 "Socialism" isn't rebrandable with Latino voters 31:45 Bernie Sanders still hasn't joined the Democratic party 33:15 Michigan Democratic senate primary has 3 great candidates33:45 Abdul El-Sayed joins the Chuck ToddCast 35:30 What made you choose politics when your background is medicine? 37:15 The challenge of running for office with a foreign name 38:15 Centering politics around improving the world for children 39:15 Disparities in access to health care based on money and connections 40:45 Health insurance is getting worse despite rising cost 42:00 Insurers and hospital CEOs collude to raise prices 44:00 What should be the cost expectation for pharmaceuticals? 45:30 Pharma companies raise prices because they can 46:30 RFK Jr. shouldn't be anywhere near healthcare 47:30 The impact of the internet on public health 49:30 The crisis Kennedy is creating at HHS and CDC 50:15 How can we restore trust in public health authorities? 52:30 MAHA's appeal is the idea you can control your health future 53:45 Parallels between public health and education 55:30 Health relies on both the individual and public health 56:30 Healthcare industry has tricked the public using concept of "choice" 58:15 Would you keep a semi-privatized system under medicare for all? 1:00:45 Health networks curtail choice and raise prices 1:02:15 What did you learn from your 2018 run for governor? 1:04:45 The disease of our political system is money buying politicians and policy 1:06:00 Trump spoke to economic pain and was able to reach voters 1:07:30 Assessment of Gretchen Whitmer's governorship 1:09:30 Whitmer tried to work with Trump at times, will you? 1:11:30 Trump is exercising far more power than Article 2 permits 1:13:15 Differences between you and your opponents for MI senate? 1:14:00 Taking corporate money is a major philosophical difference 1:16:30 Reforming public health will require healthcare pros in D.C. 1:18:15 The trend of public health officials running for office 1:20:30 How much will Israel/Gaza factor into the election? 1:21:45 Calling something a genocide when you see it is a values test 1:23:00 Was Israel justified in going after Hamas? How much was justifiable? 1:24:00 The extremes on both sides of the war strengthen each other 1:25:00 We aim, arm and abet Israeli leaders who don't want two states 1:26:00 Tax dollars should benefit taxpayers, not foreign militaries 1:27:00 It's difficult to find nuance in our current politics 1:29:15 Money in politics make it difficult to have an honest conversation 1:30:00 Having a nuanced conversation around the world genocide 1:32:15 The holocaust can't set the bar for use of the term "genocide" 1:33:45 Is China committing genocide of the Uighurs? 1:35:00 Using the word genocide can just "switch off" voters1:42:45 Chuck's thoughts on interview with Abdul El-Sayed 1:44:15 This week in history - Chuck's history lesson 1:45:15 Gerald Ford pardoned Nixon on September 8th, 1974 1:47:00 The case for pardoning Nixon 1:49:15 The case against pardoning Nixon 1:52:00 Ford's decision implied the country couldn't handle a trial 1:53:15 A majority of the country thought the pardon was wrong 1:55:00 Nixon never got his due process 1:56:15 Pardon was a stain on presidential decision making 1:56:45 College football update 2:00:45 Ask Chuck 2:01:15 Why Putin won't grant Trump a ceasefire 2:04:15 Why do Epstein victims face dehumanization when Trump doesn't? 2:08:00 Thoughts on the political salience of this season of South Park?

Physician-turned-politician Abdul El-Sayed joins Chuck Todd to discuss why he left medicine for the rough-and-tumble of politics. From the challenges of running for office with a foreign name to centering his campaign on improving life for children, El-Sayed argues that healthcare isn't just about access—it's about fairness. He pulls back the curtain on a system where insurers and hospital CEOs collude to inflate prices, pharmaceutical companies raise costs simply because they can, and Americans are tricked into thinking “choice” in healthcare actually benefits them.The conversation doesn't stop at healthcare—it spans the crisis of trust in public health, the lessons El-Sayed learned from his 2018 gubernatorial run, and the corrosive role of money in politics. He weighs in on Gretchen Whitmer's record, Trump's overreach beyond Article II, and what sets him apart in Michigan's Senate race. And in a moment of global reflection, El-Sayed takes on the politics of genocide—from Israel and Gaza to China's treatment of the Uighurs—arguing that calling atrocities by their name is a test of values, even when nuance is hard to find in today's polarized climate.Timeline:00:00 Abdul El-Sayed joins the Chuck ToddCast01:45 What made you choose politics when your background is medicine?03:30 The challenge of running for office with a foreign name04:30 Centering politics around improving the world for children05:30 Disparities in access to health care based on money and connections07:00 Health insurance is getting worse despite rising cost08:15 Insurers and hospital CEOs collude to raise prices10:15 What should be the cost expectation for pharmaceuticals?11:45 Pharma companies raise prices because they can12:45 RFK Jr. shouldn't be anywhere near healthcare13:45 The impact of the internet on  public health15:45 The crisis Kennedy is creating at HHS and CDC16:30 How can we restore trust in public health authorities?18:45 MAHA's appeal is the idea you can control your health future20:00 Parallels between public health and education21:45 Health relies on both the individual and public health22:45 Healthcare industry has tricked the public using concept of “choice”24:30 Would you keep a semi-privatized system under medicare for all?27:00 Health networks curtail choice and raise prices28:30 What did you learn from your 2018 run for governor?31:00 The disease of our political system is money buying politicians and policy32:15 Trump spoke to economic pain and was able to reach voters33:45 Assessment of Gretchen Whitmer's governorship35:45 Whitmer tried to work with Trump at times, will you?37:45 Trump is exercising far more power than Article 2 permits39:30 Differences between you and your opponents for MI senate?40:15 Taking corporate money is a major philosophical difference42:45 Reforming public health will require healthcare pros in D.C.44:30 The trend of public health officials running for office46:45 How much will Israel/Gaza factor into the election?48:00 Calling something a genocide when you see it is a values test49:15 Was Israel justified in going after Hamas? How much was justifiable?50:15 The extremes on both sides of the war strengthen each other51:15 We aim, arm and abet Israeli leaders who don't want two states52:15 Tax dollars should benefit taxpayers, not foreign militaries53:15 It's difficult to find nuance in our current politics55:30 Money in politics make it difficult to have an honest conversation56:15 Having a nuanced conversation around the world genocide58:30 The holocaust can't set the bar for use of the term “genocide”1:00:00 Is China committing genocide of the Uighurs?1:01:15 Using the word genocide can just “switch off” voters1:03:30 People assume having an Arab name means tribal loyalty to Arabs

I spoke with Kalai Ramea at a timely moment. We recorded this conversation during a heatwave in the UK, which made her work at Planette AI feel very real. Kalai calls herself an all-purpose scientist, with a path that runs through California climate policy, Xerox PARC, and now a startup focused on the forecast window that most people ignore. Not tomorrow's weather. Not far-off climate scenarios. The space in between. Two weeks to two months out, where decisions get made and money is on the line. Kalai explains Planette AI's idea of scientific AI in plain words. Instead of learning from yesterday's weather patterns and hoping the future looks the same, their models learn physics from earth system simulations. Ocean meets atmosphere, energy moves, and the model learns those relationships directly. That matters in a warming world where history is a shaky guide. It also shortens time to insight. Traditional models can take weeks to run. If the output arrives after the risky period has passed, it is trivia.  tte AI is building for speed and usefulness. The value shows up in places you can picture. Event planners deciding whether to green-light a festival. Airlines shaping schedules and staffing. Farmers choosing when to plant and irrigate. Insurers pricing risk without leaning only on the past. Kalai shared a telling backcast of Bonnaroo in Tennessee, where flooding forced a last-minute cancellation. Their system showed heavy-rain signals weeks ahead. That kind of lead time changes outcomes, budgets, and stress levels. From Jargon To Decisions What I appreciate most about this story is the focus on access. Too many forecasts live in papers that only specialists read. Kalai and team are working to strip away jargon and deliver answers people can act on. Will it rain enough to trigger a payout. Will a heat threshold be crossed. Will the next month bring the kind of wind that matters for grid operations. The delivery matters as much as the math. NetCDF files might work for researchers, but a map, a simple number, or a chat interface is what users reach for when time is short. There is also a financial thread running through this work. Climate risk now shapes crop insurance, carbon programs, and balance sheets. Parametric insurance is growing because it is simple. Set a threshold. If it hits, the policy pays. Better medium-range signals make those products fairer and more useful. Kalai describes Planette AI's role as a baseline layer others can build on, a kind of AWS for climate intelligence. That framing fits. No single company will build every app in this space. A reliable core makes the rest possible. Kalai's path ties it all together. Policy taught her how decisions get made. PARC sharpened her instincts for practical AI. PlanetteAI is the result. If you care about planning beyond next week, this episode will give you a new way to think about forecasts and the tools that power them. I will add the blog link Kalai shared in the show notes. In the meantime, if you are in agriculture, travel, energy, or insurance, ask yourself a simple question. What would you change if you had a trustworthy signal three to eight weeks ahead. ********* Visit the Sponsor of Tech Talks Network: Land your first job  in tech in 6 months as a Software QA Engineering Bootcamp with Careerist https://crst.co/OGCLA

Terra CEO and Co-Founder James Benham discusses the power of AI and automation in reducing manual tasks, improving decision-making and reshaping the future of workers' compensation.

Join Denise Garth and Felix d'Alançon of AKUR8 for a dynamic conversation on the evolving pace of change in the P&C market and how pricing strategies are adapting in response. They explore the impact of having a well-integrated end-to-end solution from pricing to rating, the business value unlocked through the Majesco and AKUR8 integration with Majesco's Enterprise Rating solution, real-world customer use-cases, and what the future holds for pricing and rating from a business and technology perspective.

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Charlie Wendland, chief claims officer at Branch Insurance. The world of claims management is undergoing a seismic shift, with AI at the heart of this transformation. Insurers leveraging AI have reported a 75% reduction in claims handling time and 50% increase in fraud detection accuracy. Cutting claims processing times allows adjustors to focus on complex decisions and customer care. Charlie talks about technology only being part of the story. The future of claims is about continuous transformation, balancing innovation with compliance, and making sure that as we innovate we don't lose sight of empathy and trust. KEY TAKEAWAYS The combination of investigation, problem solving and, most importantly, being there for people in their worst moments – as a claims adjustor – felt both intellectually engaging and genuinely meaningful. It really drew me to the role. We're small and can't afford to build a fully fleshed out claims organisation. So, we made strategic investments to automate those administrative tasks that typically weight down our adjustors and road loos outcomes and also drive expense inefficiencies. We listened to our adjustors; we did a lot of time studies on what's bogging them down and we proactively sought out those inefficient processes and we looked for technology to improve them. We've taken an iterative approach to everything that we've built understanding that it's not going to be perfect when we first launch, but we're going to be really sensitive to what is not perfect and seek perfection even though we know that's not possible. BEST MOMENTS ‘Find administrative tasks that weigh down your adjustors, free them of those through technology, and they can spend more time on complex issues and customer care.' ‘We get adjustor's opinions on everything that we do, for the most part, which sounds inefficient but it's really not because we do it in a very thoughtful way.' ‘70% of our first notice-of-loss now either done electronically or through a voice AI.' ‘With a startup change is ever present because we're trying to find a way to do something and we're able to change quite quickly, but the hurdles are all self-inflicted, so if we're not communicating effectively that's on us.' ABOUT THE GUESTS Charlie Wendland has 20+ years of expertise transforming claims operations across commercial and personal lines. As Chief Claims Officer at Branch, he leads an organisation that's reimagining the insurance experience through technology and customer-centric innovation while delivering optimal claim outcomes. Charlie's leadership philosophy centres on driving operational efficiency that benefits both customers and the business, building collaborative teams that deliver exceptional results, and pioneering approaches that redefine industry standards. Throughout his career, Charlie has consistently delivered growth while enhancing customer satisfaction. I'm passionate about modernizing insurance and mentoring the next generation of industry leaders. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website

TOP STORIES - Eight insurers face fines in Florida for misconduct during recent hurricanes as CFO Blaise Ingoglia and Insurance Commissioner Mike Yaworsky promise accountability. Meteorologists say the next tropical depression could form by mid-week. Tampa removes all 47 of its painted murals, sparking debate, while chaos erupts at Miami International Airport when a woman grabs a crying child from his mother. Plus, Frontier Airlines unveils its $299 GoWild! unlimited travel pass.

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Barbara Schonhofer and Carmen Powell, two influential voices who have navigated and thrived in the ever-evolving insurance industry. In today's conversation we explore the sector's evolution, the future of work and best practices for continuous networking and development. KEY TAKEAWAYS When I started my career in 1972, men didn't know how to behave as women cam into their own in business and taking frontline roles. It wasn't so much misogyny that I faced, it was more like old geezers having a laugh, they didn't know how to welcome women into he workplace because it was less usual. I found my way by having humour and being smarter in my responses to them, so I sidestepped a lot of the banter in my early career. There were only a few predatory men, most just didn't know how to behave in front of women. I have always celebrated being different. Anything that was an idiosyncrasy was put down to the fact that I was Spanish, and that suited me fine! That served me well because I didn't have to follow the norms. However, when I interviewed for a very large organisation in the UK the HR director asked my how I was going to cope with men making a pass at me. I said that I was coming here to work and that if anybody crosses the line I knew how to deal with that. BEST MOMENTS ‘The men that were kindest to me didn't help me and the ones that gave me a tough time did business with me. I learned to keep my friends close and my enemies closer.' ‘The most wonderful boss I had was a woman, the rest have been men but, like Barbara, they gave me a hard time and pushed my boundaries enough so I knew I was resilient enough.' ‘With everything you take two steps forward and one step back.' ABOUT THE GUESTS Barbara Schonhofer's career in financial services covers four decades operating as a business leader and later as an executive search consultant to the insurance markets. When she began her career she set out to better understand the complexities of much needed culture change in insurance. During her years operating in financial services as an executive search consultant, Barbara challenged normal practices and spotted the need to bring together women leaders in the London Market to network. Alongside ISC-Group, Barbara co-founded and co-Chair GAIN, a non-profit membership organisation encouraging better understanding and inclusion of neurodiverse individuals in the insurance industry. She is a Freeman of the City of London and a member of the Worshipful Company of Insurers, where she co-founded its female network, iWIN. LinkedIn Carmen Powell is an experienced international marketing and business development professional whose strategic expertise is linked to a practical and positive approach to deliver challenging goals, including establishing new markets and reversing declining revenues whilst successfully navigating large and complex organisational matrices. Carmen has a passion for building societal prosperity and strengthening ethical behaviour of organisations through making a difference to their bottom-line. Ethics matter. Carmen constantly strives to deliver value in ever changing corporate environments while at the same time making a positive difference in our world. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website

In the latest episode of the Health Matters podcast, former Food and Drug Administration Commissioner Scott Gottlieb joins WPP’s Wendy Lund, GCI Health’s Ryan Kuresman and Burson’s Judy Stecker to discuss the forces reshaping U.S. health policy. Gottlieb warns that while new laws such as the Inflation Reduction Act may lower government spending on drugs, consumers are unlikely to see significant relief at the pharmacy counter. Insurers’ tighter formularies and higher cost-sharing requirements, he said, could continue to drive affordability challenges for patients. The discussion also covers the future of direct-to-consumer advertising, FDA’s role in combating health misinformation and the promise of cell and gene therapies. Gottlieb shares both caution and optimism — noting the risk of consumer frustration if policy changes fail to deliver savings, while pointing to breakthroughs that are transforming treatment and outcomes. To hear his full take on the challenges and opportunities facing health care leaders, listen to the full Health Matters episode.See omnystudio.com/listener for privacy information.

In this special edition of the InsTech podcast, Robin introduces listeners to new colleague Chris Eberly, Insurance Practice Lead at Datos Insights, following Datos' recent acquisition of InsTech. Chris brings more than 30 years of carrier experience and a unique practitioner's perspective on the forces shaping insurance today. Together they explore what this new chapter means for InsTech members, the wider insurance ecosystem, and why Datos' blend of advisory, research and community makes a timely fit. Along the way, Chris shares why operational efficiency is top of the agenda, how underinsurance is being tackled, and why AI is no longer just hype but a genuine driver of transformation. This conversation is part industry briefing, part fireside chat. Listeners will come away with a clearer view of the challenges and opportunities ahead — from regulatory pressure to CIO priorities — and hear how InsTech and Datos plan to deliver value together. Robin also uncovers Chris's surprising background outside insurance, including his lifelong passion for the carillon (a rare bell-tower instrument) and what raising six children and seventeen grandchildren has taught him about navigating complexity. Key themes discussed include: What Datos Insights does and how it complements InsTech's mission Why carriers are focusing on risk operations and decision speed The scale of underinsurance and how data and property insights can help What's really happening with AI adoption inside carriers The evolving role and pressure of the CIO Why combining advisory, research and community is so powerful Chris's personal story: carillons, family and a passion for making insurance better If you like what you're hearing, please leave us a review on whichever platform you use or contact Robin Merttens on LinkedIn. You can also contact Chris Eberly on LinkedIn to start a conversation! Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Measure the significance of operational efficiency (“risk ops”) in improving underwriting performance and decision speed. Specify the ways AI is being applied pragmatically in insurance operations, beyond the hype. Explain why CIOs face increasing pressure to balance legacy systems with rapid technology adoption. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 370 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

The ASX 200 has finished the day near flat. Down 7 points or 0.1%. Flat for the week only up 6 points. No major changes from midday. Tech strengthened into the close. Up 3.1%. Led by NXT having its best day on record. DGT taken up 4.7% for the ride. WTC, XRO and TNE all playing catchup after a sluggish week. Energy next best thanks to WDS bouncing back after going ex and Uranium. PDN and BOE up 7.7% Coal stocks mixed. Other resources mixed. BHP up 0.4%. RIO and FMG flat. Good week for the iron ore price. Lithium and gold up. Copper down. Rare earths mixed. BRE up on results. ILU up a touch and LYC down 5.8% as trading resumes.Defensives all around the flat line. Financials and REITs worst. CBA and WBC sold off the most. NAB and ANZ near flat. MQG not reacting much to the positive Wall St lead. Insurers up. MPL bouncing. Reporting season over. NXT, HVN, ASB the winners. Not many losers in the Top 200. MSB, PXA and CUL worst. APE shot up another 9.5%, closing on the high. Now +26% in three days. Asian markets mixed. China and HK up. Japan down a touch. Not much of a lead from US futures yet. PCE price index main event tonight.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Attorney Steve Boyd explains the next steps for survivors after the most recent settlement.

Insurers pull Medicare Advantage plans as profit pressures mount: This from the "Medicare Advantage Minute" In the "Your Medicare Benefits 2025" we learn how Medicare is likely to cover Outpatient hospital services. Friend of the podcase, Steve sent an article addressing "Targeted Medicare Cuts" and how they can save money while reducing risk. How about a side trip to Social Security Land? Someone named Rusty has an advisory column and fielded a question from a reader about when the best time might be to start collecting Social Security benefits might be. Normally Democrats are on the opposite side of almost every possible subject from me but we now find ourselves connected like Siamese twins over support for the freedom from prior authorization in Original Medicare.                                        I am dazed and confused by my unexpected alliance! Finally, we have a new member of the podcast audience who hangs her hat in South Dakota ...er Nebraska sometimes. I expect her to join the ranks of my happy clients as well!   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

The ASX 200 gave back 37 points to 8936 (-0.4%) as most sectors slid. Banks were relatively flat with the Big Bank Basket at $282.39 (-0.5%). Other financials lost ground, NWL down 3.2% and HUB continuing to fall off 5.5%. Insurers were under a little pressure, with REITs lower too. GMG slipped 0.4% and ASK fell 6.2% as the bidder pulled out. Industrials slid, WES off 0.8% and TCL down 1.1% as retail weakened, JBH off 1.1% and PMV down 2.3%. WEB fell 5.7% on results, while COL rallied hard, up 8.5% on an earnings beat, with WOW following suit, up 2.5%. REA and CAR slid lower as tech was generally mixed — WTC up 4.5% and XRO again slipping lower, down 1.1%.In resources, FMG disappointed the market, sliding 3.9% on the lowest dividend in seven years, BHP fell 1.1%, and MIN dropped 5.2% as profit-taking emerged in lithium stocks. Gold miners were mixed, VAU up 5.% and CYL rallying 7.2%. Uranium stocks performed better, with PDN up 6.5% and DYL rising 6.9%. STO also put on 2.1%.In corporate news, SCG ran 1.5% on solid earnings, VEA fell 1.9% on weak refining margins, and NAN rose 15.1% after a 59% increase in profits. TYR fell 2.5% on NPAT dropping 30%.In economic news, RBA minutes were released today. The Board acknowledged risks in both directions. Personal insolvencies climbed 7.9% in the June quarter, with 3,179 Australians entering bankruptcy or debt agreements.Asian markets were mixed — Japan down 1%, HK down 0.3%, and China unchanged. European markets are opening flat. US Dow futures down 35, Nasdaq down 30.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

A shocking admission from LA's homeless services agency: it can't help any new families. Wildfire survivors are demanding action against what they call "illegal insurer misconduct." LA Metro is still waiting on its Olympic funds from the feds. Plus, more.Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comVisit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support the show: https://laist.com

Today, traditional insurance faces mounting pressures from new technologies and market entrants, and digital transformation has become an imperative rather than an option. Kamiel Bouw, Global Head of Insurance for Citi Treasury and Trade Solutions, joins the show today. He brings extensive experience navigating this evolving landscape, where efficiency, data-driven approaches, and customer-centricity have become paramount. With traditional insurers working to adopt new technologies within legacy infrastructure, Buow describes how Citi has positioned itself to strategically support these organizations capture opportunities while enhancing customer experience. Throughout the interview, Buow explores several transformative themes reshaping the insurance industry. He uses real life case studies to emphasize the tremendous opportunity in digitizing payment processes — both for premium collections and claims payments — highlighting how instant payments can create superior customer experiences while providing operational benefits. Buow also discusses how Treasury functions must evolve beyond their traditional role as financial settlement centers to become innovation leaders, engaging across enterprise-wide initiatives and providing expertise in risk management and end-to-end payment flows. Listen to the podcast to gain unique insights into emerging technologies like digital assets and tokenization and their growing role in insurance, and how organizations can start with small, focused use cases to drive learning and foster broader adoption of this new tech.

This week on the Future of Insurance Podcast, NYPIUA's Kin Lee joins Denise insightful conversation on the transition from legacy technology to intelligent, cloud-native core solutions. They explore how to avoid carrying forward outdated complexity, the business value of GenAI, and embedded new opportunities for transformation. They also highlight the innovation potential for smaller companies adopting next-gen intelligent core platforms, the importance of strong partnerships, and practical advice for mid- to small-sized insurers navigating their modernization journey.

The ASX 200 back below 9000 to 8967, down 52 points (0.6%) as results weighed after a long week. Banks remained firm with WBC up 0.7% and NAB slightly firmer, the Big Bank Basket drifting to $288.16 (-0.2%). Other financials also drifted lower, GQG fell 3.0% after early gains. Insurers firmed, ASX fell 2.1%, and ZIP soared 20.2% on better results. REITs were under pressure as GMG fell 4.8% on broker comments, SGP and CHC both better. Industrials slid, BXB saw some profit-taking, QAN dropped 2.1%, and ALL off 1.7%.Retail stocks also eased back, PMV down 4.0% and JBH falling 1.6%. GYG collapsed 18.2% after the results and a trading update. CTD in a trading halt awaiting some material news. Tech stocks eased back too, WTC down 1.8% and XRO continuing to fade. Down 0.6%. The All-Tech Index up 0.2%. WOW and COL under pressure. CSL resumed the downward momentum, off 4.2% as TLX trundled higher.In resources, BHP slightly lower, RIO fell 1.1%, and gold miners were mixed. WAF up 3.3% and VAU up again post results. Lithium stocks fell, PLS down 4.5% and MIN off 3.2%. Uranium stocks better, PDN up 4.3% and DYL rising 3.8%. Oil and gas firmed, coal stocks eased.In corporate news, ING dropped 20.3% as Woolies contract took its toll, HLS rallied 18.6% after results, AX1 dived 17.8% on disappointing sales growth, MVF fell 13.7% on disappointing profits and outlook.Nothing much on the economic front.Asian markets mixed again, Japan flat, China up 1.7% and HK up 0.5%European markets opening flat. US Dow futures down 18 Nasdaq down 32.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

A mandate to make health care prices public was one of President Trump's signature health policies in his first term. But forcing hospitals to publish prices hasn't yet helped patients shop around for medical care.Guest:Melanie Evans, Producer, TradeoffsLearn more and read a full transcript on our website.Support this type of journalism today, with a gift.Follow us on Twitter. Hosted on Acast. See acast.com/privacy for more information.

What if the same sensor protecting your home from electrical fires could also help prevent billion-dollar wildfires that devastate entire communities? That's the fascinating premise explored in the latest episode of the Predict & Prevent podcast, where host Pete Miller welcomes back Bob Marshall, CEO and co-founder of Whisker Labs, for a conversation about how individual home protection is evolving into grid-scale catastrophe prevention.In this conversation, Pete and Bob discuss the growth and impact of Ting, a home monitoring system developed by Whisker Labs. They explore the rapid deployment of Ting in over a million homes, its effectiveness in preventing fires, and new research that demonstrates the positive ROI for insurance carriers. Bob shares insights on how Ting's growing network and data can help utilities monitor grid stress and prevent wildfires. The discussion also touches on the future of Whisker Labs, potential expansion into commercial structures, and the importance of changing the relationship between insurance companies and homeowners through proactive safety measures.Resources:Whisker Labs: https://www.whiskerlabs.com/ Research on value of IoT to Homeowners, Insurers: https://www.whiskerlabs.com/how-effective-are-loss-prevention-programs-for-insurers/Bob Marshall on Episode 2 of Predict & Prevent: https://www.predictandprevent.org/podcast/hidden-dangers-uncovered/The Institutes: https://global.theinstitutes.org/Predict & Prevent website: https://www.predictandprevent.org/Sign up for our weekly Predict & Prevent newsletter: https://www.predictandprevent.org/newsletter/

The ASX cracked the 9000 mark, up 101 points at 9019 (1.1%) as results buoyed sentiment. Some crackers today and, once again, plenty of volatility — even intraday.Banks provided the groundwork with CBA up 0.8% and ANZ again doing very well, up 1.5%, with the Big Bank Basket rising to $288.84 (1.0%). MQG had a good day, and financials generally did well. NWL was volatile post-results, down 0.6%, with GQG spurting 4.9% higher. ZIP also did well ahead of results tomorrow, up 2.6%.Insurers slipped a little, REITs firmed, SGP up 3.6% and SCG rising 1.3%. Industrials were firm too, TLS up 0.8% with WES running 2.5% higher. WOW and COL had good days as well, and BXB shot the lights out with results up 13.2%. CSL found bargain hunters up 2.4%. SHL smashed on results down 12.8%.Retailers continued to find favour, SUL hit record highs, up 12.3%. NCK gained 2.5%, and MYR rallied 4.0%. BRG also had a solid post-numbers bounce, up 4.9%.In resource land, BHP was again positive, up 0.7%, with RIO and FMG stronger too. Gold miners enjoyed a bullion rise, and results from NST, VAU, and GMD were somewhat mixed. Lithium stocks were back in favour, PLS up 5.2% with MIN higher 4.5%, and LYC also doing well, up 4.5%. JHX continued to be walloped, down 9.4%.Oil and gas names were stronger on crude rises, WDS up 1.3% with BPT up 1.2%. Coal stocks improved, and uranium was generally firm.In corporate news, some cracking results today: SUL, BGA, with IPH falling 19.5% as it warned on US patent impacts. GMG eased 1.4%, with results in line, while QUB fell 0.4% on a large write-down. MP1 fought back from an early drop to close only modestly lower. TLX jumped 7.0% after a wobbly start. Nothing much on the economic front.Asian markets mixed again, Japan down 0.6%, China up 0.5% and HK down 0.3%European markets opening flat. US Dow futures down 44 Nasdaq unchanged.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

In this episode of Longevity by Design, Dr. Gil Blander sits down with Dr. Keith Diaz, Associate Professor of Behavioral Medicine at Columbia University Irving Medical Center, to unpack the hidden health risks of prolonged sitting.Keith explains why even daily exercise isn't enough to counteract the effects of sedentary behavior. Drawing on his lab's findings, he shares a simple but powerful prescription: five minutes of light walking every hour. That small change can lower blood pressure, improve mood, and reduce fatigue, without needing to break a sweat.The conversation also explores how modern work and home environments are built around sitting, and what it takes to build smarter habits. From treadmill desks to family walks, Keith offers practical strategies that make movement part of everyday life. Whether you're an employer, a clinician, or just desk-bound, this episode helps you rethink how you move through your day. Guest-at-a-Glance

The ASX 200 dropped 63 points to close at 8896 (0.7%). CSL falling 16.9% on restructure and disappointing guidance, responsible for most of the loss. Banks edged higher post results, CBA up 0.5% and NAB gaining some broker love, up 0.8% with the Big Bank Basket up to $281.67 (+0.6%). Insurers sold off again, QBE down 1.2% and SUN off 2.1% with other financials flat, CGF doing well up 2.6%. REITs firmed with DGT up 0.4%. Industrials mixed, retail firmed, JBH back up 2.3% with CTD up 0.9%. ARB results today and the market liked them rising 8.6%. QAN dropped 1.2% after the record fine yesterday, TPG fell 2.3% after a cyber incident, tech was mixed, XRO recovered slightly up 1.7% and WTC slid 0.7%. The All -Tech Index up %.In resources, BHP numbers were solid, the dividend beat forecasts, up 1.6% and some renewed interest in rare earths, LYC up 2.2% and ILU putting on another 1.9%. Gold miners drifted lower and BSL results failed to impress off 1.9%. SGM was another casualty on results falling 5.7% on Chinese scrap issues. Oil and gas stocks fell, STO revealed that DD had failed to come up with a definitive offer, WDS dropped 2.8% on its results and uranium stocks flat.In other corporate news, JDO rose 0.3% on better numbers led by cost cutting. RWC fell 6.7% despite a 13.5% rise in FY net profits. SEK jumped 8.0% after an increase in revenue beating expectations.On the economic front, Australian consumer sentiment jumped 5.7% in August to 98.5, the highest level since February 2022, according to the Westpac-Melbourne Institute survey. Asian markets mixed, Japan down 0.2%, HK up 0.1% and China unchanged. 10-year yields better at 4.32%Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Srini Koushik, president, AI and sustainability, Rackspace Technology, discusses AI's impact on insurance through enhanced service, efficiency and ethical use in a shifting regulatory landscape.

Paul Kottler, U.S. president of Crawford & Company's Global Technical Services, discusses how insurers are combining advanced technologies with expert adjusters to manage the growing complexity and cost of large-loss claims.

In this episode of the InsuranceAUM.com Podcast, host Stewart Foley, CFA, welcomes Bryan Donahoe, Partner & Head of U.S. Real Estate Debt, and Brent Canada, Partner in the Infrastructure Debt Group at Ares Management, for a deep dive into the evolving role of real asset credit in insurance portfolios.   They explore the benefits of infrastructure and real estate debt — from generating durable income streams to diversifying risk and matching long-term liabilities. The conversation covers how market dislocation, rising interest rates, and the pullback from traditional lenders are creating compelling opportunities for private credit investors, particularly in sectors like logistics, housing, utilities, and digital infrastructure.   Bryan and Brent also share insights on Ares' collaborative approach, their perspectives on market resilience, and why insurance capital is poised to play an increasingly important role in real asset lending.

Welcome to Insurance Covered, the podcast that explores all things insurance. In this episode, Peter is joined by Alun Lucas to talk about online forms: why they often frustrate us, and more importantly, how they can be improved. We discuss why so many organisations, including insurers, rely on online forms to gather information, and how this process can be made better for both the organisation and the user. Finally, we play a round of Family Formtunes, a game highlighting the form questions most likely to make people abandon the process altogether. We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release. Hosted on Acast. See acast.com/privacy for more information.

Kimberly Landry, associate research director, LIMRA, discusses how insurers can support employers in boosting benefit satisfaction and addressing changing workforce needs through tailored offerings and improved communication.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this panel episode of Making Risk Flow, host Juan de Castro dives into the transformative power of generative AI in insurance with three industry experts: Allison Thornicroft, VP and Business Solutions Lead at Arch Insurance Group, Neeren Chauhan, Chief Innovation and AI Officer at Tokio Marine, and Yaemish Rughoo, Information Technology Program Director at Everen.Together, they explore how AI is slashing submission clearance times from days to hours, achieving 95–97% data extraction accuracy, and optimising underwriting workflows. The conversation unpacks actionable frameworks for successful AI adoption, from email intake to underwriter workbench, and emphasises the importance of incremental implementation, human oversight, and third-party data integration. If you're navigating digital transformation in insurance, this episode delivers practical strategies, real-world examples, and lessons from the frontlines of AI-driven operational change.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Insurers have had fair warning: the hard market is softening, and those still relying on legacy tech may soon feel the chill. So what does it take to stay competitive as conditions turn? In this episode, Robin Merttens is joined once again by Dani Katz, Co-founder and Director of Optalitix, for a sharp analysis of what's changed since their last conversation and why now really is the time to fix the roof. Dani brings a clear message: the winners in this market cycle will be those with disciplined pricing, strong data infrastructure and the ability to move fast. And while AI is starting to play a role, it's the fundamentals (clean data, integrated platforms, empowered underwriters) that remain essential. In this conversation, Dani shares insights on: Why too many firms delayed digital upgrades during the boom The signs of market softening and what that means for pricing teams What “minimum viable tech” looks like in 2025 How underwriters can be brought on the journey, not left behind The difference between automating and augmenting decisions Why data pipelines matter more than AI hype How Optalitix is responding to demand from both UK and global insurers They also touch on industry psychology: the lingering suspicion of new tech, the cultural lag behind modern tooling and why many firms still struggle to turn innovation into impact. If you like what you're hearing, please leave us a review on whichever platform you use or contact Robin Merttens on LinkedIn. You can also contact Dani Katz on LinkedIn to start a conversation! Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Define the role of AI in underwriting workflows, distinguishing between automation and augmentation. Identify common cultural and structural barriers to technology adoption across insurance organisations. Summarise how insurers can use data-first strategies to gain a competitive edge during market transitions. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 366 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Sarah Kliff, investigative health care reporter for the New York Times, talks about her new reporting on an uptick in health insurers denying prescription drug claims over the last decade.

In this episode of Construction Blueprints, Gemma Tait, Head of GB Construction, is joined by Kate Fowler, Global Head of Nuclear, to explore small modular reactors (SMRs).  Within this episode, our experts discuss what makes nuclear construction unique and challenges faced by insurers and the industry. From determining who holds primary responsibility for insurance obligations, to understanding how limits may vary across different SMR developments, the conversation also examines major supply chain hurdles like sourcing nuclear fuel and managing skilled labor. 

With climate-related events increasing in frequency and severity, we discuss the role of insurance in mitigating the economic and social risks. With a focus on the property and casualty insurance sector, learn about insurance's economic role, how insurers are adapting their strategies to protect against losses while offering coverage where it is needed, and the importance of risk mitigation efforts by all key players. PGIM's David Klausner, ESG Specialist, hosts this discussion with Pinto Suri, U.S. Investment Grade Credit Research Analyst. Recorded on July 17, 2025.

Shane Riedman, president of antifraud analytics at Verisk, discusses trends as outlined in recent company reports highlighting the sharp rise in collision severity, evolving subrogation strategies, and the growing role of data and AI in helping insurers improve speed, accuracy, and recovery outcomes.

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Amélie Breitburd, the former CEO of Lloyd's Europe, and a leading voice in the movement to rethink how we insure against tomorrow's biggest shocks – from climate and cyber to the long-tail risks the industry still avoids. In today's conversation, we'll unpack her journey to Lloyd's, explore the institution's evolving role in a risk-saturated world, and dig deep into the bold ideas behind her latest work. KEY TAKEAWAYS Every day people should focus on their specification and should be reminded of it. When I see syndicates doing business only in the US, they could do business in Europe almost for free because, from a capital perspective, diversification helps. We're here to help people. People wouldn't do anything: Take a bike, drive a car, fly to Mars without insurance. It's a key enabler. As leaders in the insurance industry I believe we can show a great sense of purpose. There was a period during which companies were mainly looking at buying, and this was killing teams. I think now we're definitely in the partnership era which is great for startups because they can work for different companies which increases diversity and has people learn from each other. Insurers have a lot of data but it's a bit outdated. Risk is evolving because the automotive industry, for example, is moving towards autonomous cars, now data about car behaviour is not as important as it used to be, now the software and batteries that will be in cars is more important so we must build another set of data. Then there are things like flying to Mars and carbon capture where there is no data because we don't know how we're going to be doing it. BEST MOMENTS ‘Risk is at the heart of what insurers do and risk is about diversification.' ‘The statistical aspect is that when you are together you're taking risks together and lowering the cost of capital.' ‘the journey today is like moving from paper to pdf, but the next change perspective is moving to more digitalised exchanges between various parts of the company.' ‘Coopetition is the idea that if we work together as competitors we can access a market which is currently inaccessible because it's not affordable, we can price the risks differently to make them more accessible.' ABOUT THE GUESTS Amélie Breitburd is a strategic powerhouse in Europe's insurance and risk management ecosystem, driving a bold agenda to double the size of the continent's insurable market. With a sharp eye on the protection gap, Amélie brings an unflinching perspective on how to future-proof European economies—through syndication, public-private partnerships, and radical coopetition. A thought leader who thinks beyond tradition, Amélie fuses financial acumen with game theory principles to challenge how we scale solutions to climate risk, cyber threats, and long-tail systemic exposures. Her work on the Digital Insurance Exchange Market (Euro DIEM) envisions a next-gen insurance infrastructure—anchored in data access, distributed underwriting, and multi-layer diversification. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

In this episode of the InsuranceAUM.com Podcast, host Stewart Foley welcomes Dane Graham, Managing Director at 17Capital, for an insightful conversation about the growth and evolution of NAV finance. Dane breaks down what NAV finance is, how it works, and why it's increasingly being considered as a strategic tool for insurers looking to access liquidity while maintaining exposure to private assets. He shares how 17Capital has positioned itself in this space and how NAV-based lending has matured into a more accepted part of the capital stack.   The conversation explores how NAV finance can complement an insurer's investment toolkit—especially in today's environment where flexibility and downside protection are crucial. Dane also discusses the growing demand from institutional investors, the risk considerations, and how insurers can assess whether this approach aligns with their long-term goals. Whether you're new to NAV finance or looking to refine your understanding, this episode offers valuable insights into an innovative and expanding segment of private credit.

Samira is joined by legal expert, patient advocate, and author Rebecca — a powerhouse voice in the cancer and healthcare world. Rebecca shares her unique journey from big law to breast cancer advocacy, and offers practical, game-changing advice for patients navigating diagnosis, treatment, insurance, and employment.Whether you're newly diagnosed, supporting a loved one, or simply want to understand your rights, this conversation is a masterclass in layered patient advocacy.

Tine Simonsen, head of insurance for Continental Europe at Coalition, discusses how rising cyberthreats and digital growth in the Nordics are driving demand for active cyber protection and shaping the future of insurance in Europe.

The Uninsurable Future: How Climate-Driven Insurance Risk is Reshaping Real Estate   The Canary in the CRE Coal Mine If insurance is the canary in the coal mine for climate risk, then the bird has stopped singing. That's the warning from Dave Jones, former California Insurance Commissioner and current Director of the Climate Risk Initiative at UC Berkeley. In a conversation that touches on reinsurance markets, mortgage delinquencies, lender behavior, and regulatory dysfunction, Jones laid out the most sobering climate-related CRE risk analysis to date: we are already living through a systemic insurance crisis—and commercial real estate is not exempt.   “We are marching steadily towards an uninsurable areas in this country,” Jones warns.   From Homeowners to High-Rises: What the Data Shows Much of the early distress has been observed in the residential and small business markets, where data is more publicly available. A study by the Dallas Fed, cited by Jones, found a direct correlation between areas hardest hit by climate events and surging insurance premiums, non-renewals, and mortgage delinquencies.   But commercial real estate isn't insulated. While pricing data is less transparent due to looser filing requirements, Jones states, “everything that I've seen indicates that those [commercial] rates are going up too,” particularly in regions where catastrophic climate events are becoming more frequent and severe.   Take Florida. One of our clients' office tower's premiums jumped from $300,000 to $1.2 million in a single renewal cycle. That's straight off the bottom line. The hit is entirely non-accretive; it's pure cost.   The Feedback Loop: Insurance, Lending, and Liquidity As insurance availability shrinks and prices soar, lending dries up. Lenders want to see that there is property and casualty insurance yet, as it becomes harder to get, that has implications in credit markets… and flow-through implications to the real economy.   It's not just anecdotal. Jones references studies showing that banks are offloading loans insured by lower-rated, higher-risk insurers to Fannie Mae and Freddie Mac, effectively shifting the risk onto taxpayers. That means if a hurricane hits and the house is knocked down, there isn't insurance available, potentially because the insurance company went insolvent.   The trend is clear: insurance stress is bleeding into credit markets and weakening the foundations of the entire real estate financing stack.   The “Deregulation” Illusion Some states, like Florida, are trying to respond by loosening regulatory constraints to attract insurers. Jones is skeptical. “Florida rates are four times the national average,” he says. The state has adopted taxpayer-funded reinsurance schemes, weakened litigation protections, and allowed less-robust rating agencies to operate.   Still, “the national branded home insurers are not writing in Florida… they can't make a profit,” says Jones. “So even with all these changes, the background risk is too great.”   In short: deregulation cannot solve a fundamentally unprofitable underwriting environment driven by climate volatility.   Adaptation Isn't Being Priced In - Yet Jones is more optimistic about resilience measures. Home hardening, defensible space, and forest management, especially in wildfire-prone states like California, can materially reduce losses. Commercial insurers often have engineering staff to assess and recommend these strategies.   But the industry hasn't kept pace. “Insurers, by and large, are not accounting for property, community, and landscape-scale adaptation and resilience in their models,” Jones says. One exception is Colorado, which passed a law requiring insurers to factor in proven risk mitigation. This could prove to be a model for commercial markets, but it's early and insurers remain price takers in the face of mounting losses.   From Reinsurance to Municipal Bonds: Signals to Watch What market signals should CRE investors monitor? Jones suggests: Insurance pricing and non-renewals: leading indicators of distress. Reinsurance costs: though recently softening, they've trended upward for years. Lender behavior: especially offloading risky loans to agencies. Rating agency downgrades: particularly for municipalities facing severe climate risk. Housing market mispricing: First Street Foundation estimates as much as $1 trillion in residential overvaluation due to underpriced climate risk. Any of these could tip the balance in specific markets or signal a broader inflection point.   A Slow Collapse or a Sudden Shock? Is this a long-term crisis or a fast-moving one? “It's happening in real time now,” says Jones. “It's more likely that this will be a steady glide into uninsurability… as opposed to one catastrophic event that brings the whole house of cards down.”   Still, the metaphor is chilling. The systemic risks posed by climate-driven insurance failure are already manifesting across sectors. Whether the collapse is gradual or sudden, the endpoint is clear.   “There is no place in the United States where you have a ‘get out of climate change free' card,” Jones warns.   For CRE professionals, that means a hard reckoning is ahead – not just with climate, but with underwriting, capital access, and portfolio risk in a fundamentally altered landscape.   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

Clark has recommended shopping for auto insurance as rates keep rising. But it's also important to know how some insurers are tracking you surreptitiously to set rates, while others offer voluntary programs, or usage-based premiums to earn discounts, which can be a benefit or punishment. Later - Clark is in favor of businesses setting credit card surcharges in the U.S. as they do in other countries, but some gas stations have been caught charging outrageous amounts, and you need to be aware before you go to the pump. Save On Auto Insurance: Segment 1 Ask Clark: Segment 2 Credit Card Surcharges On Gas: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  Is Your Smartphone Making Your Car Insurance More Expensive? How to Shop for Lower Car Insurance Do I Need To Unfreeze My Credit To Shop for Car Insurance? Best Auto Insurance Companies and Some of the Worst Best Travel Credit Cards: Top Rewards Picks for 2025 Best Cash Back Credit Cards Fidelity® Rewards Visa Signature® Card Review: Invest with 2% Cash Back Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of 'The Greener Way,' host Michelle Baltazar discusses the new accounting standards for Scope 3 emissions with Alison George, Chief Impact and Ethics Officer at Australian Ethical Investments. They discuss why it's crucial for investment banks and insurers to be included in these disclosures, the risks involved in granting them exemptions, and the impact on transparency and investor confidence. Submission link: https://www.ifrs.org/projects/work-plan/amendments-to-disclosure-of-greenhouse-gas-emissions-s2/ed-cl-amendments-greenhouse-gas-s2/This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy

The Cybercrime Magazine Podcast brings you daily cybercrime news on WCYB Digital Radio, the first and only 7x24x365 internet radio station devoted to cybersecurity. Stay updated on the latest cyberattacks, hacks, data breaches, and more with our host. Don't miss an episode, airing every half-hour on WCYB Digital Radio and daily on our podcast. Listen to today's news at https://soundcloud.com/cybercrimemagazine/sets/cybercrime-daily-news. Brought to you by our Partner, Evolution Equity Partners, an international venture capital investor partnering with exceptional entrepreneurs to develop market leading cyber-security and enterprise software companies. Learn more at https://evolutionequity.com

Some of the sickest Medicare Advantage patients ran into problems getting end-of-life care. Ultimately many patients switched to traditional Medicare, costing taxpayers billions, according to an investigation by the Wall Street Journal. This is one of many Medicare Advantage practices that is now under government scrutiny. Both Congress and Medicare agency head Dr. Mehmet Oz are pushing for reforms to curb tactics that can boost federal payments to private insurers. The Department of Justice is also investigating major private insurance companies UnitedHealth, Aetna, Elevance Health and Humana. Jessica Mendoza discusses the investigations with WSJ's Anna Wilde Mathews. Further Listening: -Medicare, Inc. Part 1: How Insurers Make Billions From Medicare  -A Life-or-Death Insurance Denial  Sign up for WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Medicare Advantage was designed to save the government money. But a Wall Street Journal investigation found that private insurers used the program to generate extra payments through questionable diagnoses. The investigation uncovered instances of potentially deadly illnesses like AIDS, where patients received no follow-up care, as well as diagnoses that were medically impossible. This happened in part when insurers sent nurse practitioners into Medicare Advantage recipients' homes. Jessica Mendoza discusses the investigation with WSJ's Christopher Weaver as well as a nurse who participated in the program.  Further Listening: -A Life-or-Death Insurance Denial  -Even Doctors Are Frustrated With Health Insurance  Sign up for WSJ's free What's News newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices