Podcasts about insurers

A carrier vanishes from the road, sells its MC, and reappears just long enough to “accept” a $3.8M server load. Sounds absurd—until you see how often the digital record diverges from real-world behavior. We sit down with Genlogs CEO Ryan Joyce to unpack their $60M Series B and the larger vision: an all-source intelligence platform that fuses roadside cameras, satellite imagery, IoT signals, open datasets, and financial clues into one reliable source of truth.We walk through why data quality—not flashy demos—determines AI ROI in logistics. Ryan breaks down how Genlogs' nationwide camera network establishes ground truth, then correlates it with other signals to expose mismatches: carriers that stop appearing on highways, fleets that claim 200 trucks online while their physical footprint stays flat, or flatbed operators suddenly “hauling” high-value electronics in dry vans across the country. These anomalies are the breadcrumbs that prevent theft and steer teams away from risky tenders. More importantly, the same signals power precision sourcing—finding the one carrier in the right city with the right equipment today—so you can stop blasting a hundred calls to cover one load.The conversation expands beyond fraud. Ports use the platform to measure dwell at the gate, improve turn times, and identify BCOs draining cargo from neighboring gateways. Insurers, lenders, and truck sales and service centers get access to verifiable activity data that refines underwriting, targeting, and revenue planning. With fresh capital, Genlogs is sequencing a multi-product roadmap, expanding coverage into Mexico and Canada, and staying disciplined on spend to protect quality and customer trust.If you care about accurate carrier validation, fewer costly mistakes, and sourcing that actually lands on the first or second call, this conversation offers a practical blueprint. Follow The Freight Pod and host Andrew Silver on LinkedIn.Thanks to our sponsors:Stuut Technologies: Your AI coworker that collects your cash automatically.https://www.stuut.ai/Cloneops.ai: Not just AI. Industry-born AI.https://www.cloneops.ai/Rapido Solutions Group: Nearshore solutions for logistics companies.https://www.gorapido.com/GenLogs: Freight Intelligence on every carrier, shipper, and asset via a nationwide sensor networkhttps://www.genlogs.io/

Healthcare innovator Neal Shah joins me to unpack how artificial intelligence is being used against patients—and how it can be used to fight back.Most conversations about AI in healthcare focus on efficiency, cost savings, or shiny tools. This episode goes deeper. Neal Shah and I examine how insurers have quietly weaponized AI to deny care at scale—and why patients are losing not because they're wrong, but because the system is asymmetrically stacked against them.Neal shares how caregiving for his grandfather with dementia and his wife through years of cancer exposed the realities of denial letters, administrative friction, and time-based exhaustion. We explore how claim denials jumped from 1.2% to nearly 20% nationwide, why most patients never appeal, and how insurers exploit the fact that appeals take hours while denials take seconds.From there, we dig into how AI—trained on successful appeals, billing codes, medical research, and insurer coverage policies—can flip that imbalance. Not by gaming the system, but by restoring access to evidence, speed, and leverage for people who don't have legal teams or financial backstops.The conversation widens into elder care, end-of-life costs, administrative bloat, and why healthcare outcomes don't justify 20% of U.S. GDP. This isn't an anti-technology episode. It's a clear-eyed look at incentives, power, and how tools can either centralize control—or return it to individuals.The lesson isn't blind optimism about AI. It's discernment: knowing where technology helps, where regulation lags, and how ordinary people can protect themselves inside systems that weren't designed for fairness.TL;DR* Insurers now programmatically deny ~20% of claims—up from 1.2% fifteen years ago* 99% of denied patients never appeal, despite high reversal rates* Of those who appeal, ~40% win; with AI support, success jumps to ~73%* Most denials stem from billing errors or weak documentation—not medical necessity* State insurance regulators provide external review boards most patients don't know exist* AI can restore speed and evidence access—but doesn't fix broken incentives alone* Healthcare costs are driven by administrative bloat, not clinical care* Elder care is optimized for real estate returns, not human outcomes* The real crisis isn't technology—it's confusion, exhaustion, and lack of agencyMemorable Lines* “A denial letter is the shadow of a gun.”* “Insurers deny care in seconds—patients are expected to respond in hours.”* “Most people lose not because they're wrong, but because they're tired.”* “AI didn't break healthcare—it just exposed where power already lived.”* “Care is relational, but the system is designed to prevent relationships.”GuestNeal Shah — Healthcare innovator, author, and caregiver advocateFounder of Counterforce Health and Carriya, focused on patient empowerment, insurance accountability, and improving elder care through technology and workforce redesign.

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LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Health insurance stocks took a hit after the Trump administration proposed near-flat Medicare Advantage payment rates—just a 0.09% average increase projected for 2027. Insurers say rising healthcare costs make the math impossible, markets reacted fast, and Capitol Hill is already buzzing.Expect the outrage, the lobbying, and the closed-door deals. One way or another, the industry will look to get made whole—and as always, the bill ultimately lands on the public.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.Welcome to Season 6, Episode 2 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of Why Most Social Security Claims Matter to Your ERISA Disability Case.Most people don't realize how much their Social Security disability claim can shape the outcome of an ERISA Long-Term Disability case. While these are technically separate systems, ERISA carriers rely heavily on what's contained in your Social Security file to decide whether to pay benefits, reduce them, or deny them outright. Insurers aren't just looking at a diagnosis - they scrutinize medical records, treatment history, work background, daily activities, and the statements you made throughout the Social Security process, all with an eye toward consistency. In this episode, we break down why Social Security evidence plays such a critical role in ERISA disability claims. We explain what carriers look for in your initial application and reconsideration filings, identify the key documents within your Social Security file that insurers focus on most, and show how consultative exams, vocational opinions, or missing information can be used against you. We also discuss why timing matters - from when a claim is filed to how denials, approvals, and appeals can impact an ERISA review. By the end of the episode, you'll understand that securing your Long-Term Disability benefits isn't just about proving you're disabled - it's about documentation, alignment, and knowing exactly how insurers evaluate your Social Security record.In this episode, we'll cover the following topics:One - What ERISA Carriers Look for in Your Initial or Reconsideration Social Security ClaimTwo - Congratulations, You Won Your Social Security Case! Now What?Three - How ERISA Carriers Use a Favorable Social Security Decision to Deny or Terminate BenefitsWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Listen to Our Sister Podcast:We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/Resources Mentioned in This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mindLINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefitsFREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

At the Jan 6 hearing, Jasmine Crockett exposes Trump's knowing lies as Jamie Raskin sets the stakes—while health insurers deflect blame for soaring costs consumers can't escape.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Thank you Free Spirit 57, Gayla Kunis, Jane B In NC

Shoot us a Text.Episode #1250: Colorado dealers filed suit on VW-backed Scout's direct-sales license, insurers face political heat as profits soar and affordability cracks, and Lemonade rolls out Tesla Full Self-Driving-based insurance, hinting at a future where driving software sets the rate.A group of Colorado VW, Audi, and Porsche dealers is suing the state after regulators approved a direct-sales dealer license for Scout Motors. Dealers argue the decision misreads state law and opens the door for OEMs to bypass franchised networks.Ten VW, Audi, and Porsche dealers filed suit this week, alleging Colorado improperly granted Scout a dealer license by treating it as an EV-only manufacturer.Dealers argue Scout's extended-range EV system is effectively a plug-in hybrid, disqualifying it from EV-only exceptions in state law.The lawsuit also claims Scout is an “alter ego” of Volkswagen Group, which already has franchised dealers and is barred from direct salesThe affordability conversation is turning its sights on insurers. After years of sharp rate hikes, home and auto insurers are posting near-record profits—and lawmakers are taking notice.Insurers are rebounding strongly, with the property and casualty industry posting its highest underwriting profit in nearly 20 years.Lawmakers in states like New York and Oklahoma are pushing profit caps, arguing rate hikes are out of step with household budgets.Auto insurance rates have stabilized nationally, but remain uneven by state, fueling continued consumer frustration.Lemonade is launching a new auto-insurance product built specifically for Tesla Full Self-Driving users, promising per-mile rates up to 50% lower when the software is engaged—an early glimpse at how insurance may evolve alongside partial autonomy.Lemonade will price insurance based on when Tesla's Supervised Full Self-Driving system is active versus human driving.The product relies on new vehicle telemetry data enabled through a technical collaboration with Tesla.Launch begins in Arizona on January 26, with Oregon following a month later.The move signals insurers are preparing for a future where software performance, not just driver behavior, sets risk and price.Lemonade president Shai Wininger said, “A driver who can see 360 degrees, never gets drowsy, and reacts in milliseconds isn't like any other driver.”This episode of the Automotive State of the Union is brought to you by Amazon Autos: Meet customers where they shop: reach high-intent buyers shopping for their next Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.Welcome to Season 6, Episode 1 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of The Gold in Your Social Security File: How Disability Carriers Use It Against You.Most people assume Social Security Disability and ERISA Long-Term Disability benefits operate independently. While they are separate systems, what happens in one can significantly affect the other. Insurers don't focus solely on diagnosis - they closely examine medical records, treatment history, daily activities, and statements made to Social Security to decide whether a claim meets the policy's definition of disability. In this episode, we examine how Social Security intersects with ERISA disability claims. We explain why carriers seek access to your Social Security file, what key evidence it contains, and how inconsistencies, consultative exams, or vocational opinions can be used to reduce, deny, or terminate benefits. We also discuss why timing matters, from SSDI approval to ongoing reviews and appeals. By the end of the episode, you'll understand that protecting your disability benefits isn't just about your medical condition - it's about strategy, documentation, and timing.In this episode, we'll cover the following topics:One - Setting the Stage: Why Your Disability Carrier Wants Your Social Security FileTwo - Inside the File: What Medical Material Can Lead to an ERISA DenialThree - Timing Is Everything: The Four Times Your Carrier Wants Your Social Security FileWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Listen to Our Sister Podcast:We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/Resources Mentioned in This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mindLINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefitsFREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Send us a textPodcast Show Notes:Ever feel stuck staring at a decision that should be simple, while the industry keeps flying past you at 80 mph? You're not lazy. You're not broken. You're human. And in this re-shared message, we break down why procrastination sneaks into your shop and your life, and how one clear decision can flip the switch on momentum fast.We dig into how our brains are wired to protect us, not push us forward. That's great when you're avoiding danger, but not so great when you're deciding on ADAS training, EV safety procedures, hiring your next tech, or finally fixing that workflow bottleneck everyone complains about. While you're thinking it over, the world doesn't pause. OEMs update procedures. Insurers shift expectations. Your team waits. Pressure builds.I share a personal story about waiting too long on a decision and losing years I can't get back. The relief didn't come from the perfect answer. It came from deciding. From there, we walk through a simple framework that works in real shops: decide, observe, adjust, and keep moving. No perfection required.We also connect mindset to real results. Better hiring choices. Cleaner processes. Higher profit. Stronger leadership when things get heavy. Tools matter, but mindset runs the shop. Coaching comes up as a force multiplier, not a magic fix, but a way to shorten the learning curve and stop going it alone.If you're tired of “fixing to get ready,” this episode is your nudge to move.3 Key TakeawaysWaiting feels safe, but it quietly costs you time, energy, and opportunity.Decisions create clarity. Clarity creates momentum.You don't need perfect answers, just the courage to choose and adjust.Press play, pick one decision, and move forward today.Sign up for FREE to my "Quote of the Day" below: https://tinyurl.com/fv5xr68hSupport the showJoin our Mind Wrench mailing list!

Michelle Creed, Partner and Co-Head of Real Estate Secondaries, and Min Zhou, Managing Director in the Ares Secondaries Group, join host Stewart Foley, CFA, on the InsuranceAUM.com Podcast for an in-depth discussion on real estate secondaries and how the market has evolved.   The conversation explores the growth of GP-led transactions and continuation vehicles, the impact of valuation resets and liquidity dynamics, and how real estate secondaries can be used as a portfolio management tool. Michelle and Min also address common misconceptions around discounts, asset quality, and the motivations behind secondary transactions.   The episode concludes with insights into portfolio construction considerations, diversification, and capital efficiency, particularly as institutional investors navigate shifting real estate and private market environments.

Jan. 12, 2026- New York Insurance Association President Cassandra Anderson discusses workers' compensation fraud, including more resources for state regulators and an anti-fraud measure vetoed by the governor.

In this episode, Claire Souch is joined by Tom Philp, CEO of Maximum Information; James Lay, AVP of Product Management at Verisk; and Stephen Martin, Head of Catastrophe Modelling at Westfield Specialty, for a timely discussion on the future of catastrophe model evaluation, and why it's no longer enough to simply trust what's in the black box. As new specialist model vendors emerge and market expectations evolve, the panel unpacks a growing demand for transparency, interoperability and smarter ways to adopt models that fit real-world portfolios. At the heart of the conversation is a shared belief: the industry doesn't just need more models, it needs better ways to evaluate and use them. In this conversation, they explore: Why traditional model validation no longer meets the needs of modern risk teams The shift from 'black box' outputs to meaningful model evaluation that supports business decisions How tools from Maximum Information and Verisk's Model Exchange reduce the burden on small or lean teams The role of Oasis as a framework for opening up access across multiple model vendors Why standardisation and open data formats are essential for meaningful interoperability The growing role of niche vendors in reshaping perceptions of model transparency How automation is changing the regulatory and investor reporting game Why this is more than a tech upgrade—it's a cultural reset in catastrophe modelling Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.

With the PRA's PS20/24 rules requiring UK insurers to complete their first Solvent Exit Analysis by June 2026, this episode breaks down what solvent exit planning means in practice. Guest host and PwC Director Pete Thomas speaks with Directors Sarah Watson and James Cameron, and PwC's Global Insurance Regulatory Leader Carlos Montalvo to explore: how the new regime fits within the UK's evolving recovery and resolution framework; the international context; and lessons from real cases of insurer stress and failure. Our expert guests discuss how firms can leverage existing ORSA, wind-down and resilience work; and how to overcome practical challenges around triggers, data, and operational readiness. We also unpack how effective solvent exit planning can unlock capital, sharpen decision-making under stress, and strengthen overall resilience. Please contact peter.m.thomas@pwc.com if you'd like to discuss any of the issues covered. To hear more from us on financial services risk & regulation, you can access all our regular publications at this site: https://www.pwc.co.uk/industries/financial-services/understanding-regulatory-developments.html. 

In this episode, we break down the White House's decision to let Nvidia's H200 chips be exported to China and Greg's case against the move (00:33). We then discuss Trump's planned “One Rule” executive order to preempt state AI laws (18:59), examine the NDAA's proposed AI Futures Steering Committee (23:09), and analyze the Genesis Mission executive order (26:07), comparing its ambitions and funding reality to the Manhattan Project and Apollo program. We close by looking at why major insurers are seeking to exclude AI risks from corporate policies and how that could impact AI adoption, regulation, and governance (40:29).

#ThisMorning | #Insurers Can #Restrict a Patient's #Mental #Healthcare | Lauren Finke, The Kennedy Forum | #Tunein: broadcastretirementnetwork.com | #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness 

In this episode of The Edge of Risk podcast by IRMI, Joel Appelbaum speaks with Derek Freihaut, principal and consulting actuary at Pinnacle Actuarial Resources, for a detailed discussion on how captive insurance companies evaluate risk transfer and risk distribution. Drawing on Pinnacle's published research—including its case study on expected adverse deviation (EAD)—Mr. Freihaut explains how actuaries use objective tools to measure distribution, identify downside exposure, and document insurance characterization for regulatory and tax purposes. The conversation also explores the role of expected reinsurer deficit (ERD) in risk transfer testing, the impact of quota share versus excess-of-loss reinsurance structures, and how captives can align retentions, limits, and coverage mix with risk appetite. Mr. Freihaut shares practical examples of how EAD modeling informs program design, capital planning, and emerging-coverage decisions—giving captive owners a clearer view of how different structures influence long-term stability and performance.

(December 04, 2025) Insurers promise to ease authorization burden after UnitedHealthcare CEO’s murder… Here’s what happened. How to claim ‘Trump Accounts’ for kids after $6BIL contribution. Ultra-Orthodox Conscription bill threatens crisis for Israel’s government. Even affluent American’s don’t feel wealthy.See omnystudio.com/listener for privacy information.

Banking in the cannabis industry is a niche that few people may understand. It’s not without risk, but there are hundreds of banks offering their services to cannabis … Read More » The post EP. 103: What Insurers Should Know About Banking for Cannabis Companies appeared first on Insurance Journal TV.

Banking in the cannabis industry is a niche that few people may understand. It’s not without risk, but there are hundreds of banks offering their services to cannabis … Read More » The post EP. 103: What Insurers Should Know About Banking for Cannabis Companies appeared first on Insurance Journal TV.

Banking in the cannabis industry is a niche that few people may understand. It’s not without risk, but there are hundreds of banks offering their services to cannabis … Read More » The post EP. 103: What Insurers Should Know About Banking for Cannabis Companies appeared first on Insurance Journal TV.

Jason Kaminsky, CEO, kWh Analytics, discusses how resilient renewable energy assets, built with smart design and proactive management, help insurers differentiate risk and improve coverage for extreme weather events.

On Aon — Episode 97 Risk and Resilience in the Age of Autonomous VehiclesAutonomous vehicles and self-driving technology are no longer futuristic — they're transforming how we move today. As adoption accelerates worldwide, insurers face a new set of risks and opportunities. Jillian Slyfield, Aon's global chief innovation officer and global technology and digital economy leader, joins David Carlson, global industrials and manufacturing leader, to discuss key industry partnerships and the regulatory challenges shaping ride technology. Key Takeaways:Autonomous vehicles are moving from testing phases to everyday use, creating new considerations for transportation and risk management.Insurers now face the challenge of balancing multiple forms of liability — including product, auto and cyber — as technology reshapes mobility.Data is important as both a risk and an asset. Who collects it, who owns it and how it can be used will all be key, as will balancing the privacy issues around it. Experts in this episode:Jillian Slyfield — Global Chief Innovation Officer and Global Technology and Digital Economy Leader, AonDavid Carlson — Global Industrials and Manufacturing Leader, Aon Key moments: 0:45 The autonomous vehicles (AV) sector is expanding quickly — the industry is projected to grow from just over $100 billion in 2021 to more than $2 trillion by 2030, impacting how we think about mobility, risk and insurance. 10:40 The collection of data from autonomous vehicles will lead the way to better underwriting and faster claims adjudication in insurance. However, a big unresolved issue is who owns and can access this data. 15:00 Collaboration among insurers, brokers, fleet operators, OEMs and AV tech creators is at an all-time high and is critical to managing emerging risks. Additional Resources:Article: Navigating Risk in Transportation and Logistics: Gearing Up for Big Transitions | AonReport: Findings from Aon's Global Risk Management Survey | Tenth Edition Soundbites:  Jillian Slyfield:“But coverage is changing. I wouldn't say that we need new forms of coverage, but we do need to think differently about the coverage that's in place and how to put it together in the best possible way. Sometimes we say it's like a jigsaw puzzle. Let's make sure the pieces are in the right places.” David Carlson:“The reality is people are still car enthusiasts. People love to drive cars still. That's just a reality. And so, I think in time, these things will evolve and we'll see more adoption.”

In this episode of the InsuranceAUM Podcast, DoubleLine's Andrew Hsu and Fifi Wong share their insights on building resilient insurance portfolios through asset-backed securities (ABS) and asset-based finance (ABF). With more than a decade of experience in structured products and a track record of navigating shifting market conditions, they offer a detailed look at underwriting discipline, deal sourcing, and how their approach has helped avoid high-profile credit pitfalls like recent subprime auto bankruptcies.   From the early days of FinTech-backed student loans to today's more complex private ABF opportunities in sectors like aviation and energy infrastructure, this episode explores how DoubleLine evaluates new collateral types, maintains portfolio quality, and partners with insurance investors for long-term success.   Hosted by Stewart Foley, this discussion is a must-listen for insurance asset managers, CIOs, and anyone interested in how structured credit strategies are evolving in today's uncertain environment.   Listen now and subscribe to stay current on trends in insurance asset management.

Insurers have suffered after a raft of claims out of severe weather events in SE Qld and Northern NSW. MARKET WRAP: ASX200: up 0.13% to 8,617 GOLD: $4,165 US/oz BITCOIN: $140,216 CURRENCY UPDATE: AUD/USD: 65.2 US cents AUD/GBP: 49.4 British pence AUD/EUR: 56 Euro cents AUD/JPY: 102 Yen AUD/NZD: 1.14 NZ dollars See omnystudio.com/listener for privacy information.

Whistleblower Wendell Potter reveals how Medicare Advantage denies care, inflates costs, and enriches Wall Street while draining the Medicare trust fund.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.Welcome to Season 5, Episode 40 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Navigating ERISA Disability Claims While Incarcerated."Most people assume ERISA disability benefits work the way they should: if you're disabled and can't work, your insurer will keep paying. But incarceration complicates everything. Insurers don't just review your diagnosis - they scrutinize your medical records, treatment history, and whether you're meeting every requirement for ongoing proof of disability. Missed documentation can lead to suspended or terminated benefits. In this episode, we break down the realities of managing ERISA disability benefits while incarcerated - a process full of misconceptions, unique hurdles, and insurer tactics many policyholders never expect. We start with a Minnesota farm worker whose benefits were cut off in prison, then examine a wheelchair-bound policyholder whose claim was wrongfully denied by MetLife after incarceration. These cases show how insurers interpret policy language, evaluate evidence, and where claims often derail. Finally, we turn to practical strategies: how to maintain medical documentation from inside a facility, communicate with insurers, and work with attorneys to protect your benefits before, during, and after incarceration. You'll learn that preserving ERISA disability benefits isn't just about your condition - it's about documentation, communication, and strategy. Let's dive in.In this episode, we'll cover the following topics:One - Imprisoned Minnesota Farm Worker's Symetra Benefits TerminatedTwo - Wheelchair-Bound Policyholder Wrongfully Denied by MetLifeThree - Protecting Your ERISA Disability Benefits While IncarceratedWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Listen to Our Sister Podcast:We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/Resources Mentioned in This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mindLINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefitsFREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

What sort of a world do we live in if you can't be sure where an X account comes from? Google isn't out of the woods yet when it comes to antitrust. Insurers still don't want to touch AI. Let me tell you about “AI grooming.” And we might be running out of capacity for specific types of chips. X's messy About This Account rollout has caused utter chaos (The Verge) What OpenAI Did When ChatGPT Users Lost Touch With Reality (NYTimes) The Fate of Google's Ad Tech Monopoly Is Now in a Judge's Hands (NYTimes) Insurers retreat from AI cover as risk of multibillion-dollar claims mounts (Financial Times) Hundreds of English-language websites link to pro-Kremlin propaganda (The Guardian) AI boom is fueling a memory chip shortage that could hit cars and phones (CNBC) Learn more about your ad choices. Visit megaphone.fm/adchoices

Texas homeowners face shocking $1K water bills, Crenshaw receives a travel ban, Neil Aquino weighs in on democracy, and a report exposes the GOP's healthcare scheme, enriching insurers.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Thank you Steven Rosenzweig, Marg KJ, LBW, Judy, and many others for tuning into my live video! Join me for my next live video in the app.* Marjorie Taylor Greene Explodes at Trump While Demanding Full Epstein File Release: MTG shocks Washington as she calls Trump a traitor and stands with Epstein survivors demanding full release of the files—shattering MAGA uni… To hear more, visit egberto.substack.com

On Aon — Episode 96Opportunities in a Changing Market — What Risk Buyers Need to Know November 20, 2025420 words … about a minute readWhat's new: In the latest episode of On Aon, Global Chief Broking Officer Cynthia Beveridge and Global Chief Claims Officer Mona Barnes discuss emerging trends in the commercial risk market as it heads towards the January renewals period. They discuss how the market is becoming increasingly fragmented and explain the factors driving recent developments in claims, including heightened natural catastrophe exposures, macroeconomic and geopolitical pressures, rising cyber ransomware incidents and adverse litigation trends currently unfolding in the U.S.Experts in this episode:Cynthia Beveridge — Global Chief Broking Officer, Commercial Risk, AonMona Barnes — Global Chief Claims Officer, Commercial Risk, AonKey Takeaways:As organizations approach January renewals, they must adapt to a fragmented and rapidly evolving insurance market by reviewing and strengthening their risk programs.Despite generally favorable pricing, risk buyers face rising claims complexity and costs driven by natural catastrophes, inflation and adverse litigation trends.Success in today's environment depends on close collaboration with claims advocates and leveraging insurer performance data to build resilient strategies for emerging risks.Key moments:(2:01) Insurers are generally growth-focused, competing aggressively and are looking to differentiate themselves through pricing, terms and risk improvement support.(4:17) Natural catastrophes, increasing ransomware severity, macroeconomic pressures and adverse litigation trends are shaping claims trends.(8:48) The growing availability of data and alternative sources of capital such as parametric, captives, catastrophe bonds, multiyear structured and facultative solutions are helping clients.Soundbites:Cynthia Beveridge“Capacity has increased across much of the market during 2025. It's flowing in from both traditional insurers and the reinsurance market, but notably it's fragmented. While most placements can achieve full tower limits, the towers are really compromised. It's comprised of more insurers and more segments.”Mona Barnes“Claims inflation is contributing to increasing costs of everyday items as companies are looking to recoup losses by raising prices on all items, including food, housing and medical care — as well as insurance.”Listen for more: The “On Aon” podcast is available on Spotify, Simplecast and Apple Podcasts (iTunes)More Like This:Q3 2025: Global Insurance Market OverviewAon's Global Risk Management SurveyCyber and E&O: Pricing Holds, but Market Momentum is Shifting4 Strategies to Navigate Insurance Claims TrendsOptimizing Your Property Program: How to Use a Soft Market to Build Resilience

Aon's Brent Rieth discusses the ripple effects of the Cyber Information Security Act (CISA) not being renewed, warning that insurers now face a major data gap in assessing … Read More » The post EP. 109: The Future of Cyber Risk Without CISA: How Insurers and Businesses Can Adapt appeared first on Insurance Journal TV.

Aon's Brent Rieth discusses the ripple effects of the Cyber Information Security Act (CISA) not being renewed, warning that insurers now face a major data gap in assessing … Read More » The post EP. 109: The Future of Cyber Risk Without CISA: How Insurers and Businesses Can Adapt appeared first on Insurance Journal TV.

Aon's Brent Rieth discusses the ripple effects of the Cyber Information Security Act (CISA) not being renewed, warning that insurers now face a major data gap in assessing … Read More » The post EP. 109: The Future of Cyber Risk Without CISA: How Insurers and Businesses Can Adapt appeared first on Insurance Journal TV.

Nancy Mueller Handal, Chief Investment Officer of Insurance Asset Management at Bayview Asset Management, shares her insights on how insurers can pursue alpha through residential loans and asset-based finance. With extensive experience in structured credit, Nancy explains why residential whole loans can be a strong fit for insurance portfolios when managed with discipline and precision. She discusses the capital efficiency of the asset class, the appeal of agency-eligible and non-QM loans, and the role of thoughtful underwriting in mitigating risk.   The discussion also covers the evolution of the residential credit market, the importance of robust data and infrastructure, and the risks that come with layered credit and valuation gaps. Nancy outlines how Bayview's platform approaches sourcing and portfolio construction at scale, and why residential loans can provide diversification and long-term value when approached with a careful, insurer-aligned strategy.

In October, stakeholders representing an unusual combination of sectors — public, private, academic, non-profit and journalism — gathered with insurance industry experts at the 10X Convergence in Jacksonville, Florida, to explore solutions to unsustainable insurance and disaster recovery costs throughout the Interstate 10 region.Insurers continue to cancel homeowners policies across California, Texas, Louisiana, and Florida as exposure to accelerating billion-dollar disasters undermines carriers' ability to pay out claims while remaining solvent. The industry crisis has begun to spread northward, where a widening Tornado Alley sees growing impacts from property-damaging storms.  This is a complex, all-hands-on-deck issue. Insurance practices and building standards have not adapted to the realities of climate change, and have neglected potential to be of powerful mutual support to one another. On the whole, 10X Convergence participants were clear that viable solutions will require a combination of applied climate and economic research with proactive governance and communications strategies, and that this must be matched by industry willingness to innovate its systems of underwriting and community development.  In this podcast, Ten Across journalists Maya Chari and Taylor Griffith take you through the problems and potential solutions discussed by the diverse group of experts at the 10X Convergence.  Relevant Articles and Resources  VIDEO: 10X Convergence Event Wrap Up  “It's harder to get home insurance. That's changing communities across the U.S.” (NPR, November 2025)  “They survived the hurricane. Their insurance company didn't.” (Grist, November 2025)  “Insurance for Physical Climate Risk Management: Lessons from History” (Carnegie Endowment for International Peace, August 2025)  “Next to Fall: The Climate-Driven Insurance Crisis is Here—And Getting Worse” (Senate Budget Committee, December 2024)  Relevant Ten Across Conversations Podcasts  The Future of Insurability: New Approaches and Mindsets Carolyn Kousky on Using Insurance Models to Drive Positive Change  Checking in with Dave Jones on California's Insurance Outlook  CreditsHosts: Maya Chari and Taylor GriffithProducer and editor: Taylor GriffithMusic by: Out To The World, Marten Moses, Lennon Hutton, and Pearce RoswellResearch and support provided by: Duke Reiter, Kate Carefoot, Rae Ulrich, and Sabine Butler  Guest Bios (in order of appearance):  Steve Bowen is the Chief Science Officer and meteorologist at Gallagher Re.  Adam Reeder is a civil-structural engineer and principal investigator at CDM Smith.  Juliet Rogers is the president of Blue Cottage at CannonDesign.  Laura Phillips-Edgecombe is the duPont Fund principal for public spaces and executive on loan to the City of Jacksonville, Florida.  Clint Noble is a member of the City of Jacksonville Environmental Protection Board and professional geologist with CDM Smith.  Dr. Quinton White is founding executive director of the Marine Science Research Institute and professor emeritus at Jacksonville University.  Alex Harris is the lead climate reporter for the Miami Herald.  Pete Nelson is the communications director for the Gulf Research Program at the National Academies of Sciences, Engineering, and Medicine.  Dave Hondula is the director of the Office of Heat Response and Mitigation at the City of Phoenix.  Casi Callaway is the founder and president of Activate Build Connect.  Eric Corey Freed is the director of sustainability at CannonDesign.  Sarina Beges is the associate director of philanthropy and social innovation at the Aspen Institute.  Ashantae Green is the sustainability manager for the City of Jacksonville, Florida.

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This time on Code WACK! Why can working as a doctor in America feel like being on a battleground? What questionable tactics are insurance companies using? How are they affecting patients and physicians alike? And when coverage is denied, what can patients do? (See Helpful Links below for tips on appeals.) To find out, we recently spoke with Dr. Erica Rowe Urquhart, a private practice orthopedic surgeon in northern New Jersey. A Harvard-trained biomedical engineer with an MD and PhD from Johns Hopkins, Dr. Urquhart is the author of the forthcoming book The Invisible Hand Wielding the Scalpel: Paying the Price in America's Fractured Healthcare System. This is the first episode of a two-part series. Check out the Transcript and Show Notes for more! And please keep Code WACK! on the air with a tax-deductible donation at heal-ca.org/donate.

When your insurance card suddenly stops working, it is not just a glitch. It is the symptom of a deeper crisis in Indian healthcare. Hospitals say insurers have failed to update reimbursement rates despite medical inflation. Insurers say hospitals are inflating bills and resisting standardization. Millions of policyholders are caught between them, forced to pay out of pocket for care they thought was covered. How did India's healthcare system end up in this deadlock. And who really decides what your treatment is worth?Tune in.Daybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

This time on Code WACK! Why can working as a doctor in America feel like being on a battleground? What questionable tactics are insurance companies using? How are they affecting patients and physicians alike? And when coverage is denied, what can patients do? (See Helpful Links below for tips on appeals.) To find out, we recently spoke with Dr. Erica Rowe Urquhart, a private practice orthopedic surgeon in northern New Jersey. A Harvard-trained biomedical engineer with an MD and PhD from Johns Hopkins, Dr. Urquhart is the author of the forthcoming book The Invisible Hand Wielding the Scalpel: Paying the Price in America's Fractured Healthcare System. This is the first episode of a two-part series. Check out the Transcript and Show Notes for more! And please keep Code WACK! on the air with a tax-deductible donation at heal-ca.org/donate.

SPRINGFIELD — State Senator Michael E. Hastings advanced legislation designed to protect homeowners from excessive insurance rate increases and ensure fairness, transparency and accountability in Illinois homeowners insurance. "With this legislation, we are putting fairness and accountability back into the system," said Hastings (D-Frankfort). "Here is what this means for Illinois homeowners — no more surprise renewals, no more fine print, no more ‘gotcha' letters in the mail.” The legislation would establish clear rules for homeowners insurance, including: No surprise renewals: Companies would be required to give at least 60 days' notice before nonrenewal and at least 60 days' notice for premium increases over 10% or changes in coverage or deductibles. Use of Illinois-specific data: Insurers would need to use credible state-specific loss experience when setting rates. Fair, reasonable and transparent rates: Rates would need to be actuarially sound and not excessive, inadequate or unfairly discriminatory. Accountability and enforcement: The Department of Insurance would be able to review filings, issue orders and require rebates when rates are found unfair. The legislation would apply specifically to fire and extended coverage insurance for residential owner occupied properties, while excluding commercial, rental and unoccupied properties. Hastings emphasized the legislation is leveling the playing field for Illinois residents. "We are tired of the industry cherry picking data from across the country when setting their rates,” said Hastings. “This legislation guarantees homeowners a fair shake, with rates based on real Illinois data." House Bill 3799 passed the Senate on Thursday.

Have you heard? The definition of Short-Term Limited Duration Insurance has changed. We unpack what it means for insurance agents!   Read the text version  

#podcast #politics #progressive #Democrats #Michigan #WilliamLawrence #TomBarrett #Congress #Election2026 #Trump #Republicans #MAGA #GovernmentShutdown #WorkingClass #CleanEnergy #Jobs #Economy #HealthCare #Affordability #CorporateGreed #CorporateCorruption #GovernmentCorruption #JohnJames #Gaza #Authoritarianism #Democracy #LeftOfLansing Here's Episode 154 of Michigan's Premier Progressive Podcast! 00:00-15:49: James No-Show/MAGA Shutdown/Detroit Elections Pat Johnston opens this week's show on MAGA Republican Gubernatorial Candidate John James' refusal to appear at a Republican debate this week. And that's not a big change considering how Congressman James refuses to hold town halls! James supports the Trump Regime/MAGA Republican Government Shutdown that's hurting working class Americans. And Pat concludes the segment talking about some important races in the City of Detroit, including the chance to elect Democratic Socialist Denzel McCampbell on the City Council. 15:50-41:00: William Lawrence For Congress Interview Progressive Democratic candidate for Michigan's 7th Congressional District, William Lawrence, joins the show to talk about his working class campaign. Mr. Lawrence is working to unseat MAGA Republican Congressman Tom Barrett. He shares his progressive activist background in affordable housing and climate change, and why he wants to unite the working class to gain economic security for Michigan families. To learn more about William Lawrence's campaign and plans to uplift the working class, visit his campaign site.  41:47-48:04: Last Call-"Israel-First" Republicans In the Last Call, Pat calls-out some MAGA Republicans who are showing more loyalty towards Israel's right-wing government than they do for working class Americans. And shout-out to Michigan Progressive Democratic State Rep. Dylan Wegela for speaking the truth! 48:05-50:54: Ending Please, subscribe to the podcast, download each episode, and give it a good review if you can! leftoflansing@gmail.com Left of Lansing is now on YouTube as well! leftoflansing.com NOTES: William Lawrence Campaign Site "Lansing activist joins the Democratic fray for Michigan's 7th Congressional District." By Erick Diaz Valiz of Michigan Advance "Progressive activist William Lawrence the latest to launch campaign to run in 7th Congressional District race." By Anna Busse of Michigan Public Radio "Is Denzel McCampbell Detroit's Zohran Mamdani?." By Malachi Barrett of Bridge Detroit "Michigan health care woes: Insurers leaving, rates rising, subsidies in limbo." By Eli Newman of Bridge Michigan "Michigan House committee continues to probe Gotion after state pulls funding support." By Kyle Davidson of Michigan Advance "Aging Members of Congress Refuse to Disclose Details of Their Top Secret Hospital." By Daniel Bogulslaw of The American Prospect "New Poll: Michiganders More Aligned with Global Consensus Than U.S. Government on Gaza." By Progress Michigan "5 reasons we endorsed Mary Sheffield for Detroit mayor | Opinion." By The Detroit Free Press Editorial Board "Michigan's attorney general, Lansing mayor call for court action to halt decision pausing SNAP." By Katherine Dailey & Ben Solis of Michigan Advance

 In this episode, Jakob Emerson, Associate News Director at Becker's Healthcare,  discusses the financial struggles facing regional nonprofit insurers, the growing dominance of national payers, and the Trump RX initiative aimed at lowering prescription drug and fertility treatment costs.

Subscribe to UnitedHealthcare's Community & State newsletter.Health Affairs' Rob Lott interviews Matthew Maughan of Brown University about his paper exploring how commercial insurers paid more for procedures at hospital outpatient departments as compared to ambulatory surgical centers. Order the October 2025 issue of Health Affairs.Currently, more than 70 percent of our content is freely available - and we'd like to keep it that way. With your support, we can continue to keep our digital publication Forefront and podcast Subscribe to UnitedHealthcare's Community & State newsletter.

 Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2025Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityMake sure you mention: CTISUMMER to get FREE data migration!If you're ready to make a real change in your shop's success, join Shop Marketing Pros' Plan With the Pros workshop this October to connect with them and other shop owners. You'll leave with your entire year for 2026 planned out. Click here to register: https://geni.us/PlanWithTheProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into one sleek, digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Ken Miller, owner of 821 Collision and president of AASP New Jersey. Ken outlines the ongoing challenges faced in the collision repair industry, stressing the relentless pressure from insurance companies and their impact on repair quality. He shares a chilling story about uncovering dangerously incomplete repairs on a nearly new vehicle, emphasizing the importance of thorough inspections and documentation. The conversation also explores the increasing overlap between collision and mechanical shops, driven by the complexities of ADAS systems and the need for greater collaboration and education in both fields.00:00 Insurance Challenges Undermine Auto Repair05:09 Tampered Seat Belt System Detected08:00 Post-Collision Inspection Basics12:45 Car Repair Struggles and Inspections13:26 Car Imperfections and Concerns16:43 Professional Responsibility Irrefutable20:29 Insurers' Auto Settlement Practices24:50 Researching Title 17 Regulations28:22 CEO-Employee Pay Gap Concerns32:29 Dispute Over $40K Repairs36:36 Calibration and Liability in Auto Repairs40:22 Reluctance in Auto Repair Challenges42:08 Insurance Companies' Calibration Dispute46:44 Licensure Tied to I-CAR Accreditation50:01 "Advanced Auto Tools Misjudged"51:44 Challenges in Training and Labor Rates55:46 Expanding Mechanical Team in NJ58:14 Enhancing Mechanical Show Value

For the first time, our senior producer, Emily, has to sign up for Obamacare. And it turns out, it’s one heck of a year to do that. A recent headline from KFF Health News reads: “Insurers and customers brace for double whammy to Obamacare premiums.” We break down what those “whammies” might mean in dollars and cents for Emily and the millions of others signing up for Obamacare in 2026. Plus, we cover what’s happening with ACA navigators – the people charged with helping you sign up for Obamacare, and what to expect in November when open enrollment kicks off. Learn more about what’s coming in 2026 in our First Aid Kit newsletter. Check out KFF’s Obamacare premium calculator. Learn whether your state funds its own navigator program. Read a transcript of this episode. Send your stories and questions! Or call 724 ARM-N-LEG. Of course we’d love for you to support this show.See omnystudio.com/listener for privacy information.

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Charlie Wendland, chief claims officer at Branch Insurance. The world of claims management is undergoing a seismic shift, with AI at the heart of this transformation. Insurers leveraging AI have reported a 75% reduction in claims handling time and 50% increase in fraud detection accuracy. Cutting claims processing times allows adjustors to focus on complex decisions and customer care. Charlie talks about technology only being part of the story. The future of claims is about continuous transformation, balancing innovation with compliance, and making sure that as we innovate we don't lose sight of empathy and trust. KEY TAKEAWAYS The combination of investigation, problem solving and, most importantly, being there for people in their worst moments – as a claims adjustor – felt both intellectually engaging and genuinely meaningful. It really drew me to the role. We're small and can't afford to build a fully fleshed out claims organisation. So, we made strategic investments to automate those administrative tasks that typically weight down our adjustors and road loos outcomes and also drive expense inefficiencies. We listened to our adjustors; we did a lot of time studies on what's bogging them down and we proactively sought out those inefficient processes and we looked for technology to improve them. We've taken an iterative approach to everything that we've built understanding that it's not going to be perfect when we first launch, but we're going to be really sensitive to what is not perfect and seek perfection even though we know that's not possible. BEST MOMENTS ‘Find administrative tasks that weigh down your adjustors, free them of those through technology, and they can spend more time on complex issues and customer care.' ‘We get adjustor's opinions on everything that we do, for the most part, which sounds inefficient but it's really not because we do it in a very thoughtful way.' ‘70% of our first notice-of-loss now either done electronically or through a voice AI.' ‘With a startup change is ever present because we're trying to find a way to do something and we're able to change quite quickly, but the hurdles are all self-inflicted, so if we're not communicating effectively that's on us.' ABOUT THE GUESTS Charlie Wendland has 20+ years of expertise transforming claims operations across commercial and personal lines. As Chief Claims Officer at Branch, he leads an organisation that's reimagining the insurance experience through technology and customer-centric innovation while delivering optimal claim outcomes. Charlie's leadership philosophy centres on driving operational efficiency that benefits both customers and the business, building collaborative teams that deliver exceptional results, and pioneering approaches that redefine industry standards. Throughout his career, Charlie has consistently delivered growth while enhancing customer satisfaction. I'm passionate about modernizing insurance and mentoring the next generation of industry leaders. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Barbara Schonhofer and Carmen Powell, two influential voices who have navigated and thrived in the ever-evolving insurance industry. In today's conversation we explore the sector's evolution, the future of work and best practices for continuous networking and development. KEY TAKEAWAYS When I started my career in 1972, men didn't know how to behave as women cam into their own in business and taking frontline roles. It wasn't so much misogyny that I faced, it was more like old geezers having a laugh, they didn't know how to welcome women into he workplace because it was less usual. I found my way by having humour and being smarter in my responses to them, so I sidestepped a lot of the banter in my early career. There were only a few predatory men, most just didn't know how to behave in front of women. I have always celebrated being different. Anything that was an idiosyncrasy was put down to the fact that I was Spanish, and that suited me fine! That served me well because I didn't have to follow the norms. However, when I interviewed for a very large organisation in the UK the HR director asked my how I was going to cope with men making a pass at me. I said that I was coming here to work and that if anybody crosses the line I knew how to deal with that. BEST MOMENTS ‘The men that were kindest to me didn't help me and the ones that gave me a tough time did business with me. I learned to keep my friends close and my enemies closer.' ‘The most wonderful boss I had was a woman, the rest have been men but, like Barbara, they gave me a hard time and pushed my boundaries enough so I knew I was resilient enough.' ‘With everything you take two steps forward and one step back.' ABOUT THE GUESTS Barbara Schonhofer's career in financial services covers four decades operating as a business leader and later as an executive search consultant to the insurance markets. When she began her career she set out to better understand the complexities of much needed culture change in insurance. During her years operating in financial services as an executive search consultant, Barbara challenged normal practices and spotted the need to bring together women leaders in the London Market to network. Alongside ISC-Group, Barbara co-founded and co-Chair GAIN, a non-profit membership organisation encouraging better understanding and inclusion of neurodiverse individuals in the insurance industry. She is a Freeman of the City of London and a member of the Worshipful Company of Insurers, where she co-founded its female network, iWIN. LinkedIn Carmen Powell is an experienced international marketing and business development professional whose strategic expertise is linked to a practical and positive approach to deliver challenging goals, including establishing new markets and reversing declining revenues whilst successfully navigating large and complex organisational matrices. Carmen has a passion for building societal prosperity and strengthening ethical behaviour of organisations through making a difference to their bottom-line. Ethics matter. Carmen constantly strives to deliver value in ever changing corporate environments while at the same time making a positive difference in our world. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website