Podcasts about insurers

A nasty start to the day accelerated to a loss of 167 points (-1.9%) on the ASX 200 as RBA minutes and US futures took us down. The big three sectors were hit hard with the iron ore miners smacked. BHP off 3.7% on UK court ruling and RIO off 2.7% with FMG falling 2.0%. Energy stocks also slipped, WDS down 1.9% with STO off 0.6% and uranium stocks under pressure. Gold miners too sold off as bullion slipped, NST down 5.6% and EVN down 5.2% with lithium the only sector that saw any green. PLS up 3.3% and LTR up 2.1%. Banks were also sold down hard, WBC fell 3.0% and CBA down 1.7% with the Big Bank Basket falling to $267.54 (-1.8%). Financials also in the seller's sights, NWL fell 6.2% and MQG off 1.7%. Insurers fell, QBE down 1.4% and REITS under pressure too. GMG off 3.0% as a tech play on data centres. Industrials saw across the board selling, WES fell 1.2% and REA off 2.4% with CAR falling 3.2% as TLS down 0.2%. Tech stocks were decimated after TNE disappointed, off 17.2% despite a special dividend. WTC fell 4.6% and XRO tumbled 3.3% with the All-Tech Index down 4.3%. In corporate news, JHX rallied 9.9% on better-than-expected results, AGM's dominated. BSL fell 1.7% on EBIT to land at the bottom of guidance range. CAT tested a life with a 11.7% fall on a growth rate of 19%. ALQ fell 2.9% on better numbers. PLT was a rare bright spot after a jump in first half profits, up 6.8%. On the economic front, RBA minutes took rate cuts off the table. Australian consumer confidence rose 0.7% too.  Asian markets weaker with Japan down 2.9%, China down 0.3% and HK off 1.6%.European markets set to open weaker.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you.If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Nancy Mueller Handal, Chief Investment Officer of Insurance Asset Management at Bayview Asset Management, shares her insights on how insurers can pursue alpha through residential loans and asset-based finance. With extensive experience in structured credit, Nancy explains why residential whole loans can be a strong fit for insurance portfolios when managed with discipline and precision. She discusses the capital efficiency of the asset class, the appeal of agency-eligible and non-QM loans, and the role of thoughtful underwriting in mitigating risk.   The discussion also covers the evolution of the residential credit market, the importance of robust data and infrastructure, and the risks that come with layered credit and valuation gaps. Nancy outlines how Bayview's platform approaches sourcing and portfolio construction at scale, and why residential loans can provide diversification and long-term value when approached with a careful, insurer-aligned strategy.

In October, stakeholders representing an unusual combination of sectors — public, private, academic, non-profit and journalism — gathered with insurance industry experts at the 10X Convergence in Jacksonville, Florida, to explore solutions to unsustainable insurance and disaster recovery costs throughout the Interstate 10 region.Insurers continue to cancel homeowners policies across California, Texas, Louisiana, and Florida as exposure to accelerating billion-dollar disasters undermines carriers' ability to pay out claims while remaining solvent. The industry crisis has begun to spread northward, where a widening Tornado Alley sees growing impacts from property-damaging storms.  This is a complex, all-hands-on-deck issue. Insurance practices and building standards have not adapted to the realities of climate change, and have neglected potential to be of powerful mutual support to one another. On the whole, 10X Convergence participants were clear that viable solutions will require a combination of applied climate and economic research with proactive governance and communications strategies, and that this must be matched by industry willingness to innovate its systems of underwriting and community development.  In this podcast, Ten Across journalists Maya Chari and Taylor Griffith take you through the problems and potential solutions discussed by the diverse group of experts at the 10X Convergence.  Relevant Articles and Resources  VIDEO: 10X Convergence Event Wrap Up  “It's harder to get home insurance. That's changing communities across the U.S.” (NPR, November 2025)  “They survived the hurricane. Their insurance company didn't.” (Grist, November 2025)  “Insurance for Physical Climate Risk Management: Lessons from History” (Carnegie Endowment for International Peace, August 2025)  “Next to Fall: The Climate-Driven Insurance Crisis is Here—And Getting Worse” (Senate Budget Committee, December 2024)  Relevant Ten Across Conversations Podcasts  The Future of Insurability: New Approaches and Mindsets Carolyn Kousky on Using Insurance Models to Drive Positive Change  Checking in with Dave Jones on California's Insurance Outlook  CreditsHosts: Maya Chari and Taylor GriffithProducer and editor: Taylor GriffithMusic by: Out To The World, Marten Moses, Lennon Hutton, and Pearce RoswellResearch and support provided by: Duke Reiter, Kate Carefoot, Rae Ulrich, and Sabine Butler  Guest Bios (in order of appearance):  Steve Bowen is the Chief Science Officer and meteorologist at Gallagher Re.  Adam Reeder is a civil-structural engineer and principal investigator at CDM Smith.  Juliet Rogers is the president of Blue Cottage at CannonDesign.  Laura Phillips-Edgecombe is the duPont Fund principal for public spaces and executive on loan to the City of Jacksonville, Florida.  Clint Noble is a member of the City of Jacksonville Environmental Protection Board and professional geologist with CDM Smith.  Dr. Quinton White is founding executive director of the Marine Science Research Institute and professor emeritus at Jacksonville University.  Alex Harris is the lead climate reporter for the Miami Herald.  Pete Nelson is the communications director for the Gulf Research Program at the National Academies of Sciences, Engineering, and Medicine.  Dave Hondula is the director of the Office of Heat Response and Mitigation at the City of Phoenix.  Casi Callaway is the founder and president of Activate Build Connect.  Eric Corey Freed is the director of sustainability at CannonDesign.  Sarina Beges is the associate director of philanthropy and social innovation at the Aspen Institute.  Ashantae Green is the sustainability manager for the City of Jacksonville, Florida.

Stephen Grootes interviews Vincent Anthonyrajah, CEO of Differential Capital, and Hlelo Giyose, Chief Investment Officer at First Avenue Investment, to unpack how South African insurers generate profits and whether they present a compelling investment opportunity. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

From early InsurTech days to today's AI-powered landscape, Denise Garth sits down with Bob Frady to explore how PropertyLens is transforming property data and risk assessment. They discuss how the evolution of data, analytics, and AI, from predictive to GenAI to Agentic AI, is reshaping property intelligence, insurance pricing, and loss prevention. Plus, how the Majesco and PropertyLens partnership is helping insurers move from paying claims to preventing them.

Ilona Strong⁠ and Tim Ainsworth discuss how NSW law applies to psychological injuries in the workplace. They outline two hypothetical scenarios, exploring what needs to be satisfied for a claim to be compensable and what defences are available under NSW law. 

The ASX 200 kicked 66 points higher to 8836 (0.8%) as news of a Senate vote to end the shutdown brought risk appetite back. ANZ results helped the banking sector as the market warmed to the transformation story, with the stock hitting record highs, up 3.2%. The Big Bank Basket rose to $295.69 (0.2%) with CBA slipping slightly.Financials were better, as MQG found some analyst love and ZIP rose 4.5% on Nasdaq listing news. NWL rallied 2.4%, with XYZ bouncing hard, up 6.9%. Insurers firmed; REITs were mixed, with GMG down 1.3% and SCG up 0.7%.Healthcare was also mixed as CSL fell 0.1% and RMD rose 0.6%. Industrials perked up after a lacklustre start, TLS up 0.6% with QAN rallying 2.3%, and the tech space doing well — WTC gained6.2 % and XRO rose 1.0%, with the All-Tech Index up %.Resources were also in demand — gold miners kicked higher, NST up 3.5% and EVN up 3.9%. Lithium stocks enjoyed a day out, PLS up 9.2% and MIN gaining 4.0%. Rare earth stocks were back in favour, LYC up 4.8% and ARU rallying 7.8% to its SPP price. Energy stocks were also in demand, WDS up 1.2% and PDN rose 7.9%, with LOT up 5.9% as uranium found favour.In corporate news, MND rose 11.0% on a trading update, DOW hit a five-year high on a solid opening higher $750m Chevron deal, and DNL exploded 7.8% higher on improved results. AUB flat on news that CVC Asia joined the fray. AGL rose 1.6% after it agreed to divest its stake in Tilt Renewables. MYX fell 5.9% on news Cosette will appeal the court decision.Asian markets – HK up 0.9%, China off 0.1% and Japan up 1.3%.  US futures strong on shutdown hopes. Nasdaq up 307 Dow up 98. European markets set for a strong opening. Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

If you thought getting home insurance was tough enough nowSee omnystudio.com/listener for privacy information.

The ASX 200 managed to cling to small gains today, up 26 points to 8828 (0.3%).NAB fell 3.3% after results saw some profit-taking on low growth, WBC down 1.2% as it went ex-dividend. Insurers were better, with QBE up 1.7% and MPL up 0.8%, while other financials remained sloppy and weak.Industrials generally mixed — TLS up 0.6%, TCL up 0.8%, and ALL rising 1.3%, with WES slipping 1.2% again, and JBH falling 3.1%. Travel stocks also fell, WEB down 2.7% and FLT losing altitude, off 1.4%.One bright spot was LNW, up 8.2% on a better-than-expected quarterly. DMP also gained 4.7% as shorts covered, just in case. Tech was slightly firmer as WTC rallied 0.6% and XRO up 0.5%, with the All-Tech Index up %.Resources firmed — BHP up 1.6% despite iron ore falling again, RIO also doing well. Gold miners were better on a bullion price increase, NST up 2.8% and NEM rising 2.8%. Rare earths were still under some pressure, as was the uranium space, while oil and gas firmed, WDS up 1.6%.In corporate news, ZIP fell 4.2% after its AGM reaffirmed guidance — perhaps the market was looking for another upgrade. JHX tumbled again, down 12.7%, as it went into a trading halt and blamed index rebalancing for the earlier sell-off. TAH dropped 3.0% as Aware Super sold down, and AMC rallied 5.0% on first-quarter results.On the economic front, Balance of Payments data was released today, showing the seasonally adjusted balance on goods increased by $2.827bn in September.Asian markets - HK up 1.6% China up 1.3% and Japan bouncing 1.6% 10-year yields squeezed to 4.36%.US Futures, Nasdaq down 19. Dow up 13. Tesla vote tonight.European markets set for a flat opening.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

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This time on Code WACK! Why can working as a doctor in America feel like being on a battleground? What questionable tactics are insurance companies using? How are they affecting patients and physicians alike? And when coverage is denied, what can patients do? (See Helpful Links below for tips on appeals.) To find out, we recently spoke with Dr. Erica Rowe Urquhart, a private practice orthopedic surgeon in northern New Jersey. A Harvard-trained biomedical engineer with an MD and PhD from Johns Hopkins, Dr. Urquhart is the author of the forthcoming book The Invisible Hand Wielding the Scalpel: Paying the Price in America's Fractured Healthcare System. This is the first episode of a two-part series. Check out the Transcript and Show Notes for more! And please keep Code WACK! on the air with a tax-deductible donation at heal-ca.org/donate.

The ASX fell another 12 points to 8802, well off lows, as resources were slammed hard. The market finished well off the lows of the day as US futures recovered from heavy early losses. Banks held up again, CBA up 1.3% and the Big Bank Basket up to $297.93 (+0.9 % ). MQG dropped 0.4%, and financials were mixed — ASX up 1.6% and GQG off 1.7% again. Insurers saw small gains, SUN up 0.6% and MPL up 1.2% on an acquisition. Industrials were mixed, TLS rose 1.5% with BXB recovering slightly, WOW and COL rose, and TCL up 0.8%. Tech stocks fell, XRO off 0.9% and WTC continuing to fall off 1.4%. The All-Tech Index was down 1.7%. Healthcare stocks were mixed — CSL fell 0.4% despite a briefing on vaccines this morning, RMD up 0.6%, and PME slipping 1.4%.Resources tumbled, BHP off 0.5% with FMG down 2.5%, though well off the lows. Gold miners saw small losses even as bullion pushed higher. Lithium stocks fell hard, PLS down 3.3% and MIN off 3.4%. Rare earths saw heavy losses, LYC off 3.3% and ILU down 3.6%. Second-liners like ARU fell 5.7%, well below the SPP placement price of 28c.In corporate news, TYR appointed Nigel Lee as new CEO, GMG fell 3.4% on an AGM update. WDS looking to boost cashflow.Nothing on the economic front here. Asian markets crumbled in places — the Nikkei 225 dropped the most since April, as tech valuations came under scrutiny.Asian markets - HK up 0.1% China up 0.1% and Japan down 1.5% 10-year yields 4.31%. US Futures off lows, Nasdaq down 52. Dow up 56.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Whether insurers are truly delivering on their climate commitments or just talking a good game is explored in the latest episode of the Insurance Post Podcast. Hosted on Acast. See acast.com/privacy for more information.

When your insurance card suddenly stops working, it is not just a glitch. It is the symptom of a deeper crisis in Indian healthcare. Hospitals say insurers have failed to update reimbursement rates despite medical inflation. Insurers say hospitals are inflating bills and resisting standardization. Millions of policyholders are caught between them, forced to pay out of pocket for care they thought was covered. How did India's healthcare system end up in this deadlock. And who really decides what your treatment is worth?Tune in.Daybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

The ASX 200 dropped another 81 points to 8814 (0.9%) as the RBA kept rates unchanged as expected. Banks and iron ore miners synchronised falls, with the Big Bank Basket down to $295.15 (-0.4%). WBC saw buyers up 1.5% on broker comments post the result. CBA down 0.8%. Insurers and financials slid, MQG down 0.8% and QBE off 0.7%, with SOL continuing to flounder off another 1.7%. REITs under pressure again, GMG off 1.9% and SGP falling 1.1%. Industrials weaker with some exceptions, DMP, LNW and PWH in the green. WES lost another 0.8% with JBH off 1.9% and SUL falling 2.8%. Tech eased back again, XRO down another 1.6% and WTC falling 1.5%.In resources, iron ore miners under pressure with prices off in Asia. BHP down 1.9% and FMG dropping 2.7%. Lithium and rare earths seeing profit taking, LYC down 1.2% and MIN off 2.3%. Gold miners were generally steady. Oil and gas eased, WDS down 0.7%, and uranium stocks fell back to earth.In corporate news, GEM fell 13.0% on an earnings update, LNW to delist from Nasdaq, CCX jumped 8.8% on positive momentum in trade. NVX crashed 10.6% as Stellantis pulled out of its agreement.On the economic front, the RBA left rates unchanged. Capital Economics believes the Reserve Bank will still lower interest rates twice next year, with the first reduction coming in the third quarter.Asian markets mixed, HK up 0.2%, China down 0.4% and Japan down 0.5%. 10-year yields 4.34%. US Futures easing back, Dow off 189 and Nasdaq falling 218.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

This time on Code WACK! Why can working as a doctor in America feel like being on a battleground? What questionable tactics are insurance companies using? How are they affecting patients and physicians alike? And when coverage is denied, what can patients do? (See Helpful Links below for tips on appeals.) To find out, we recently spoke with Dr. Erica Rowe Urquhart, a private practice orthopedic surgeon in northern New Jersey. A Harvard-trained biomedical engineer with an MD and PhD from Johns Hopkins, Dr. Urquhart is the author of the forthcoming book The Invisible Hand Wielding the Scalpel: Paying the Price in America's Fractured Healthcare System. This is the first episode of a two-part series. Check out the Transcript and Show Notes for more! And please keep Code WACK! on the air with a tax-deductible donation at heal-ca.org/donate.

SPRINGFIELD — State Senator Michael E. Hastings advanced legislation designed to protect homeowners from excessive insurance rate increases and ensure fairness, transparency and accountability in Illinois homeowners insurance. "With this legislation, we are putting fairness and accountability back into the system," said Hastings (D-Frankfort). "Here is what this means for Illinois homeowners — no more surprise renewals, no more fine print, no more ‘gotcha' letters in the mail.” The legislation would establish clear rules for homeowners insurance, including: No surprise renewals: Companies would be required to give at least 60 days' notice before nonrenewal and at least 60 days' notice for premium increases over 10% or changes in coverage or deductibles. Use of Illinois-specific data: Insurers would need to use credible state-specific loss experience when setting rates. Fair, reasonable and transparent rates: Rates would need to be actuarially sound and not excessive, inadequate or unfairly discriminatory. Accountability and enforcement: The Department of Insurance would be able to review filings, issue orders and require rebates when rates are found unfair. The legislation would apply specifically to fire and extended coverage insurance for residential owner occupied properties, while excluding commercial, rental and unoccupied properties. Hastings emphasized the legislation is leveling the playing field for Illinois residents. "We are tired of the industry cherry picking data from across the country when setting their rates,” said Hastings. “This legislation guarantees homeowners a fair shake, with rates based on real Illinois data." House Bill 3799 passed the Senate on Thursday.

This time on Code WACK! Why can working as a doctor in America feel like being on a battleground? What questionable tactics are insurance companies using? How are they affecting patients and physicians alike? And when coverage is denied, what can patients do? (See Helpful Links below for tips on appeals.) To find out, we recently spoke with Dr. Erica Rowe Urquhart, a private practice orthopedic surgeon in northern New Jersey. A Harvard-trained biomedical engineer with an MD and PhD from Johns Hopkins, Dr. Urquhart is the author of the forthcoming book The Invisible Hand Wielding the Scalpel: Paying the Price in America's Fractured Healthcare System. This is the first episode of a two-part series. Check out the Transcript and Show Notes for more! And please keep Code WACK! on the air with a tax-deductible donation at heal-ca.org/donate.

Vital need for insurance to bridge the region’s ‘protection gap’ and drive the green transition. Synopsis: Every first and third Tuesday of the month, The Straits Times analyses the beat of the changing environment, from biodiversity conservation to climate change. Insurance is a safety net and is increasingly vital as climate change risks grow and as more people, homes and businesses are in the path of disaster. But in South-east Asia, the majority of people do not have access to insurance. And the region is facing worsening threats from floods, sea-level rise and heat stress. Only 5 to 7 per cent of all climate-related losses are insured in South-east Asia, says Mr Daniel Fairweather, head of food security systems and biodiversity at Howden, an insurance broking firm. But there is plenty of hope to bridge this “protection gap”, he tells Green Pulse podcast hosts Audrey Tan and David Fogarty. There are insurance products that can help communities when disaster strikes by rapidly releasing cash payments to meet emergency needs. Mutualised insurance risk pools that combine premiums can also pay out in times of need. Two things are key: Insurers need to work closely with governments and businesses to better assess climate risks and vulnerabilities. Secondly, spread the financial risk by building connections across the region, such as linking up local and national insurance mechanisms, such as risk pools. “Every risk is insurable,” Mr Fairweather says, adding that insurance coverage is also critical to accelerate green investments in the region. Have a listen, and let us know what you think! Highlights of conversation (click/tap above): 1:04 What are some of South-east Asia’s top climate change risks? 4:51 Will insurance losses increase mainly because of climate change or for other reasons, too? 9:10 What are some of the insurance products that can protect communities in the region? 16:06 In some places in the US, insurance coverage has been withdrawn. What’s the reason for this? 24:28 What about the role of insurance in boosting green initiatives in South-east Asia. Is it a catalyst? 28:28 Can the insurance industry thrive despite the rapid march of climate change? Follow Audrey Tan on LinkedIn: https://str.sg/848W Read her articles: https://str.sg/JLM2 Follow David Fogarty on LinkedIn: https://str.sg/jcvy Read his articles: https://str.sg/JLMu Hosts: Audrey Tan (audreyt@sph.com.sg) & David Fogarty (dfogarty@sph.com.sg) Produced and edited by: Hadyu Rahim Executive producers: Ernest Luis & Lynda Hong Follow Green Pulse Podcast here and get notified for new episode drops: Channel: https://str.sg/JWaf Apple Podcasts: https://str.sg/JWaY Spotify: https://str.sg/JWag Feedback to: podcast@sph.com.sg SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #greenpulseSee omnystudio.com/listener for privacy information.

Vital need for insurance to bridge the region’s ‘protection gap’ and drive the green transition. Synopsis: Every first and third Tuesday of the month, The Straits Times analyses the beat of the changing environment, from biodiversity conservation to climate change. Insurance is a safety net and is increasingly vital as climate change risks grow and as more people, homes and businesses are in the path of disaster. But in South-east Asia, the majority of people do not have access to insurance. And the region is facing worsening threats from floods, sea-level rise and heat stress. Only 5 to 7 per cent of all climate-related losses are insured in South-east Asia, says Mr Daniel Fairweather, head of food security systems and biodiversity at Howden, an insurance broking firm. But there is plenty of hope to bridge this “protection gap”, he tells Green Pulse podcast hosts Audrey Tan and David Fogarty. There are insurance products that can help communities when disaster strikes by rapidly releasing cash payments to meet emergency needs. Mutualised insurance risk pools that combine premiums can also pay out in times of need. Two things are key: Insurers need to work closely with governments and businesses to better assess climate risks and vulnerabilities. Secondly, spread the financial risk by building connections across the region, such as linking up local and national insurance mechanisms, such as risk pools. “Every risk is insurable,” Mr Fairweather says, adding that insurance coverage is also critical to accelerate green investments in the region. Have a listen, and let us know what you think! Highlights of conversation (click/tap above): 1:04 What are some of South-east Asia’s top climate change risks? 4:51 Will insurance losses increase mainly because of climate change or for other reasons, too? 9:10 What are some of the insurance products that can protect communities in the region? 16:06 In some places in the US, insurance coverage has been withdrawn. What’s the reason for this? 24:28 What about the role of insurance in boosting green initiatives in South-east Asia. Is it a catalyst? 28:28 Can the insurance industry thrive despite the rapid march of climate change? Follow Audrey Tan on LinkedIn: https://str.sg/848W Read her articles: https://str.sg/JLM2 Follow David Fogarty on LinkedIn: https://str.sg/jcvy Read his articles: https://str.sg/JLMu Hosts: Audrey Tan (audreyt@sph.com.sg) & David Fogarty (dfogarty@sph.com.sg) Produced and edited by: Hadyu Rahim Executive producers: Ernest Luis & Lynda Hong Follow Green Pulse Podcast here and get notified for new episode drops: Channel: https://str.sg/JWaf Apple Podcasts: https://str.sg/JWaY Spotify: https://str.sg/JWag Feedback to: podcast@sph.com.sg SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #greenpulseSee omnystudio.com/listener for privacy information.

Mental Game Decides Outcomes: The Dodgers' calm, strategic focus on capitalizing on mistakes (e.g., Yamamoto's intentional walk) overcame the Jays' superior talent, proving that composure under pressure is the ultimate differentiator.Risk is Frequency x Severity: True risk understanding requires analyzing both how often an event occurs (frequency) and its impact (severity). This framework explains why high-severity, low-frequency risks (like product liability) are so dangerous.Restaurant Industry is a "Supply Trap": The restaurant business is inherently difficult due to low barriers to entry (high supply), no scale advantage, and high customer switching costs. Success requires a habit-forming model (e.g., Starbucks) or a strong brand for milestone events (e.g., The Keg).Ethics Vary by Influence: Warren Buffett's distinction between owning stock (no control) and owning a company outright (directing activities) highlights that ethical responsibility is tied to one's level of influence.The Dodgers' World Series win over the Blue Jays was attributed to their superior mental game and composure under pressure.Key Play Analysis (Game 7):Context: Bottom of the 9th, 2 outs, runner on 2nd.Yamamoto's Intentional Walk: Yamamoto walked the hot-hitting Addison Barger on 4 pitches to face the slower-running Alejandro Kirk.Rationale: This strategic move increased the probability of a double play, as a home run's severity (game over) was the same regardless of runners on base.Outcome: Kirk hit a broken-bat grounder, resulting in a game-ending double play.Jays' Critical Mistakes:Game 6: Addison Barger was picked off 2nd base.Game 7: IKF took too small a lead on 3rd base, preventing him from scoring on a wild throw.Game 7: Kirk's broken bat on the final play.The World Series analysis led to a discussion on understanding risk in business.Defining Risk Understanding: True understanding goes beyond stating risks; it requires explaining how to mitigate them and living with the downside.Insurance Industry Model:Reported Claims: Known losses with an estimated cost.IBNR (Incurred But Not Reported) Claims: Losses that have occurred but are not yet known. Insurers must reserve for both.Frequency vs. Severity Framework:Frequency: How often an event occurs.Severity: The impact of that event.Example: A broken bat is a low-frequency event, but its severity was game-ending in Game 7.Restaurant Industry Risk Analysis:High Supply: Low barriers to entry (one location is minimum viable scale).Low Switching Costs: Customers are incentivized to try new places.Commodity Costs: Food expenses are subject to volatile commodity prices.Success Factors:Habit Formation: Models that allow solo dining (e.g., Starbucks) build daily habits.Strong Brand: A clear identity for specific occasions (e.g., The Keg for anniversaries).The discussion shifted to Warren Buffett's ethical investing philosophy.Buffett's Stance: He would buy stock in a tobacco company (minority ownership) but would not own one outright.Rationale: Ethical responsibility is tied to influence. Owning stock provides no control, but outright ownership means directing activities.Charlie Munger's View: Criticized the cultural trend of pursuing any profitable activity that is not illegal, arguing that some actions are "beneath us."

Have you heard? The definition of Short-Term Limited Duration Insurance has changed. We unpack what it means for insurance agents!   Read the text version  

Professors Patricia Born and Dana Telljohann discuss a Florida State University study on how insurers adjust coverage, filings, and regulatory engagement in response to severe natural disasters, highlighting implications for market stability, policyholders, and the evolving risks of climate change

#podcast #politics #progressive #Democrats #Michigan #WilliamLawrence #TomBarrett #Congress #Election2026 #Trump #Republicans #MAGA #GovernmentShutdown #WorkingClass #CleanEnergy #Jobs #Economy #HealthCare #Affordability #CorporateGreed #CorporateCorruption #GovernmentCorruption #JohnJames #Gaza #Authoritarianism #Democracy #LeftOfLansing Here's Episode 154 of Michigan's Premier Progressive Podcast! 00:00-15:49: James No-Show/MAGA Shutdown/Detroit Elections Pat Johnston opens this week's show on MAGA Republican Gubernatorial Candidate John James' refusal to appear at a Republican debate this week. And that's not a big change considering how Congressman James refuses to hold town halls! James supports the Trump Regime/MAGA Republican Government Shutdown that's hurting working class Americans. And Pat concludes the segment talking about some important races in the City of Detroit, including the chance to elect Democratic Socialist Denzel McCampbell on the City Council. 15:50-41:00: William Lawrence For Congress Interview Progressive Democratic candidate for Michigan's 7th Congressional District, William Lawrence, joins the show to talk about his working class campaign. Mr. Lawrence is working to unseat MAGA Republican Congressman Tom Barrett. He shares his progressive activist background in affordable housing and climate change, and why he wants to unite the working class to gain economic security for Michigan families. To learn more about William Lawrence's campaign and plans to uplift the working class, visit his campaign site.  41:47-48:04: Last Call-"Israel-First" Republicans In the Last Call, Pat calls-out some MAGA Republicans who are showing more loyalty towards Israel's right-wing government than they do for working class Americans. And shout-out to Michigan Progressive Democratic State Rep. Dylan Wegela for speaking the truth! 48:05-50:54: Ending Please, subscribe to the podcast, download each episode, and give it a good review if you can! leftoflansing@gmail.com Left of Lansing is now on YouTube as well! leftoflansing.com NOTES: William Lawrence Campaign Site "Lansing activist joins the Democratic fray for Michigan's 7th Congressional District." By Erick Diaz Valiz of Michigan Advance "Progressive activist William Lawrence the latest to launch campaign to run in 7th Congressional District race." By Anna Busse of Michigan Public Radio "Is Denzel McCampbell Detroit's Zohran Mamdani?." By Malachi Barrett of Bridge Detroit "Michigan health care woes: Insurers leaving, rates rising, subsidies in limbo." By Eli Newman of Bridge Michigan "Michigan House committee continues to probe Gotion after state pulls funding support." By Kyle Davidson of Michigan Advance "Aging Members of Congress Refuse to Disclose Details of Their Top Secret Hospital." By Daniel Bogulslaw of The American Prospect "New Poll: Michiganders More Aligned with Global Consensus Than U.S. Government on Gaza." By Progress Michigan "5 reasons we endorsed Mary Sheffield for Detroit mayor | Opinion." By The Detroit Free Press Editorial Board "Michigan's attorney general, Lansing mayor call for court action to halt decision pausing SNAP." By Katherine Dailey & Ben Solis of Michigan Advance

Johnson Lambert's Chief Innovation Officer Dave Fuge explained how insurers can strengthen data quality, redesign workflows, and balance innovation with governance to fully harness the power of AI.

The ASX 200 dropped 86 points to 8926 (-1.0%) as inflation came in hotter than expected and snuffed out any rate cut hopes for next week. The banks bore the brunt, CBA down 2.1% and WBC falling 3.1% with the Big Bank Basket falling to $289.08 (-2.1%). Insurers fell, QBE down 1.6% and SUN off 2.0%. Other interest rate stocks fell, TCL down 1.9% and REITs under pressure, GMG down 1.4% and SGP off 3.9%. Industrials eased back, WES dropped 1.7% and ALL off 1.6% with WOW up 2.4% as COL fell 1.9%. CSL continued to decline down 4.0% and XRO falling 2.0% with the All-Tech Index off 1.4%. In resources, iron ore rallied, BHP up 1.3% and FMG up 1.0% and the gold sector doing much better, EVN up 2.4% and NST up 2.4%. Rare earths still under some pressure, ARU off 20.0% as the capital raise weighed, lithium stocks trying to push higher, PLS up 1.6% and the uranium sector soaring on a Cameco deal in the US and BOE jumped 19.8% on quarterly numbers, PDN up 11.3% and oil and gas flat.In corporate news, NCK gained 12.7% on strong Q1 ANZ sales. WOW up 2.4% on quarterly sales, SDR rose 2.5% on a trading update. On the economic front, underlying inflation came in stronger than expected at 3%. Rate cuts are off for 2025. Trimmed mean of 1% QoQ. Well above the forecast 0.6%.Asian markets generally firm, Nikkei 225 up 1.9%, HK up 0.1% and China up 0.4%. 10-year yields 4.23%. US Futures mixed. Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

The ASX 200 fell 43 points to 9012 (0.5%) as resources were sold off heavily. Two blue chip casualties today too in CSL on a downgrade and delays to its demerger plans and WTC on ASIC raid on offices. Both falling heavily, CSL off 15.9% and WTC down 15.9% too. The All-Tech Index fell 1.1%. Gold miners under serious [pressure again today with NEM down 4.1% and NST falling 3.1% as bullion fell below US$4000. The Iron ore majors fared better with small losses, but rare earths dropped in a brutal sell down, LYC fell 13.9% and ILU down 5.2% with lithium stocks back on the chopping board as LTR dropped 12.8% and PLS fell 6.1%. Oil and gas stocks eased, WDS down 1.7% and uranium stocks fell, PDN down 4.4% and DYL off 2.5%. Banks though and other defensives were in demand. CBA up 1.4% and NAB rising 2.5% with the Big Bank Basket back up to $295.24 (+1.4%). Insurers gained too. QBE up1.5 % and SUN up 2.2%. Broker AUB got a NBIO from Swedish private equity, up 5.9% and SDF rose in sympathy. Industrials firmed, WES pushing ahead again, up 2.8% TLS up1.0 % and COL gaining 1.6%. In healthcare CSL weighed and tech stocks fell, WTC being responsible. In corporate news, media speculation on Bain Capital bidding for all or some of DMP saw the stock rocket before denial and profit taking killed it, still up 7.2%. FLT fell 0.9% as it sold its Cross Hotels business. On the economic front, Trump was in Japan meeting new PM Takaichi as the Fed kicks off its meeting tonight.Asian markets mixed ahead of framework trade deal, Japan down 0.8%, with HK and China mildly positive.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Craig Martin, executive director, insurance intelligence, J.D. Power, discusses findings from a 2025 Independent Agent Satisfaction Study showing despite an improving market, many agents feel underserved by carriers, citing poor communication, unclear risk appetites and a lack of partnership.

 In this episode, Jakob Emerson, Associate News Director at Becker's Healthcare,  discusses the financial struggles facing regional nonprofit insurers, the growing dominance of national payers, and the Trump RX initiative aimed at lowering prescription drug and fertility treatment costs.

Subscribe to UnitedHealthcare's Community & State newsletter.Health Affairs' Rob Lott interviews Matthew Maughan of Brown University about his paper exploring how commercial insurers paid more for procedures at hospital outpatient departments as compared to ambulatory surgical centers. Order the October 2025 issue of Health Affairs.Currently, more than 70 percent of our content is freely available - and we'd like to keep it that way. With your support, we can continue to keep our digital publication Forefront and podcast Subscribe to UnitedHealthcare's Community & State newsletter.

 Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2025Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityMake sure you mention: CTISUMMER to get FREE data migration!If you're ready to make a real change in your shop's success, join Shop Marketing Pros' Plan With the Pros workshop this October to connect with them and other shop owners. You'll leave with your entire year for 2026 planned out. Click here to register: https://geni.us/PlanWithTheProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into one sleek, digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Ken Miller, owner of 821 Collision and president of AASP New Jersey. Ken outlines the ongoing challenges faced in the collision repair industry, stressing the relentless pressure from insurance companies and their impact on repair quality. He shares a chilling story about uncovering dangerously incomplete repairs on a nearly new vehicle, emphasizing the importance of thorough inspections and documentation. The conversation also explores the increasing overlap between collision and mechanical shops, driven by the complexities of ADAS systems and the need for greater collaboration and education in both fields.00:00 Insurance Challenges Undermine Auto Repair05:09 Tampered Seat Belt System Detected08:00 Post-Collision Inspection Basics12:45 Car Repair Struggles and Inspections13:26 Car Imperfections and Concerns16:43 Professional Responsibility Irrefutable20:29 Insurers' Auto Settlement Practices24:50 Researching Title 17 Regulations28:22 CEO-Employee Pay Gap Concerns32:29 Dispute Over $40K Repairs36:36 Calibration and Liability in Auto Repairs40:22 Reluctance in Auto Repair Challenges42:08 Insurance Companies' Calibration Dispute46:44 Licensure Tied to I-CAR Accreditation50:01 "Advanced Auto Tools Misjudged"51:44 Challenges in Training and Labor Rates55:46 Expanding Mechanical Team in NJ58:14 Enhancing Mechanical Show Value

More resources? ----------------------- Watch Full Episodes in my YouTube channel! https://youtube.com/@drtjahn ---------------------- Get Your Free Copy of my book, "Podiatry Profits Book: Crafting A Seven-Figure Lifestyle Practice" to grow your podiatry practice. You just cover the shipping: https://www.podiatryprofitsbook.com ---------------------- Do you want to build your dream private practice without the hassles of insurance networks? Then schedule a FREE 45-min Strategy Session with me. We will dive to look at your current practice and I will provide you with a crystal game plan for you: https://drtjahn.com/the-profit-accelerator-session/ ---------------------- I've created this EXCLUSIVE Private Facebook Group community of like-minded podiatrists who are coming together to build their DREAM PRIVATE PRACTICE, and FREE to join!! https://www.facebook.com/groups/podiatryprofits

Lauren Magro, financial analyst, AM Best, said mutual insurers' premium growth is outpacing rising loss costs and driving improved loss ratios. Magro spoke with AM Best TV at the 130th annual NAMIC convention, San Diego.

Chuck Zodda and Mike Armstrong discuss the stunning drop in markets in reaction to President Trump's tweet about China and canceling a meeting with President Xi. Tripp Mickle (New York Times) joins the show to talk about Intel's big bet. Insurers prepare for wave of First Brands claims. Americans are falling behind on their car payments. Paul LaMonica (Barron's) stops by for a chat about Gemini's first few months on markets.

Could AI soon become a required element of value-based care? Dr. Stephen Speicher from Flatiron Health explores a near-future scenario where insurers may require AI tools to be used in clinical workflows to qualify for reimbursement. In this forward-looking discussion, Dr. Speicher breaks down how AI could be both a cost burden and a quality catalyst—and why its integration into value-based care models might become non-negotiable.

SummaryThis conversation explores the emerging field of Bitcoin insurance, highlighting the innovations and challenges faced by industry leaders. The panel discusses the differences between life and property insurance in the context of Bitcoin, the evolution of custody and underwriting practices, and the future of Bitcoin as a financial product. Key insights include the importance of collaboration in the insurance industry, the need for innovative risk management solutions, and the potential for Bitcoin to transform traditional insurance practices.SummaryThis conversation explores the emerging field of Bitcoin insurance, highlighting the innovations and challenges faced by industry leaders. The panel discusses the differences between life and property insurance in the context of Bitcoin, the evolution of custody and underwriting practices, and the future of Bitcoin as a financial product. Key insights include the importance of collaboration in the insurance industry, the need for innovative risk management solutions, and the potential for Bitcoin to transform traditional insurance practices.TakeawaysBitcoin insurance is an emerging field with significant potential.Life insurance and property insurance have different underwriting challenges in Bitcoin.The insurance industry is lagging behind banking in adopting new technologies.Collaboration among insurers is crucial for developing effective standards.Bitcoin's programmability offers unique opportunities for insurance products.Custody solutions must evolve to meet the needs of Bitcoin holders.Innovative risk management practices are essential for the future of Bitcoin insurance.Bitcoin-denominated insurance products can provide tax benefits to policyholders.The regulatory landscape for Bitcoin insurance is complex and evolving.The integration of blockchain technology can improve operational efficiencies in insurance.Chapters00:00 Introduction to the Panel Discussion01:22 Innovations in Bitcoin Insurance04:08 Understanding Risk in Bitcoin Custody06:52 The Evolution of Insurance Standards09:59 The Role of Technology in Insurance12:42 Bitcoin Denominated Insurance Products15:48 The Future of Insurance in a Bitcoin World18:38 Closing Thoughts and Q&A30:08 bp-introoutro_v2.mp4

In part one (episode 31) of our two-part series, Klayton Southwood and Travis Miller covered the condition of Florida's property insurance market before major legislative changes were introduced in 2022. In part two, they discuss the post-reform environment, the effects of the changes and potential actions for the future.

Paul Vacquier, CEO, Beagle Services, discusses why non-weather water damage remains a top property loss for insurers, how evacuations worsen claims and how technology can help reduce preventable losses.

Corey Tobin of Symphony Risk Solutions flag delayed-onset intoxication and potential over-service in bars as emerging liability drivers for hemp beverages, and urge operators to lean hard on … Read More » The post The Product-Liability Risks Keeping Insurers Up at Night | Insuring Cannabis Summit 2025 appeared first on Insurance Journal TV.

Lauren Darr, partner, Johnson Lambert, shares how electronic-only statutory filing is reshaping statement preparation for insurers.

For the first time, our senior producer, Emily, has to sign up for Obamacare. And it turns out, it’s one heck of a year to do that. A recent headline from KFF Health News reads: “Insurers and customers brace for double whammy to Obamacare premiums.” We break down what those “whammies” might mean in dollars and cents for Emily and the millions of others signing up for Obamacare in 2026. Plus, we cover what’s happening with ACA navigators – the people charged with helping you sign up for Obamacare, and what to expect in November when open enrollment kicks off. Learn more about what’s coming in 2026 in our First Aid Kit newsletter. Check out KFF’s Obamacare premium calculator. Learn whether your state funds its own navigator program. Read a transcript of this episode. Send your stories and questions! Or call 724 ARM-N-LEG. Of course we’d love for you to support this show.See omnystudio.com/listener for privacy information.

In this episode of the InsuranceAUM.com Podcast, host Stewart Foley, CFA, welcomes Kevin Egan, CPA, Managing Director, Senior Portfolio Manager, and Co-Head of Credit Research for Invesco's Global Private Credit Team. Together, they take a deep dive into senior loans—an often misunderstood but increasingly relevant market for insurers. Kevin explains the fundamentals of the asset class, including the security and recovery profile of senior loans, their relative value compared to high yield, and how they've historically performed across market cycles.   The conversation also explores current dynamics shaping the space: demand from CLOs, shifts in direct lending, and sector trends insurers should be paying attention to. Kevin shares Invesco's outlook on where opportunities lie today, what risks are emerging, and how insurers can position themselves in a market environment defined by both resilience and competition.   Whether you're looking to better understand the mechanics of senior secured loans or gain insights into how they may fit within an insurance portfolio, this discussion offers practical takeaways from one of the leading voices in private credit.

GDP Script/ Top Stories for September 13th Publish Date: September 13th PRE-ROLL: From the BG AD Group Studio Welcome to the Gwinnett Daily Post Podcast. Today is Saturday, September 13th and Happy Birthday to Joni Sledge I’m Peyton Spurlock and here are your top stories presented by Gwinnett KIA Mall of Georgia. Health insurance changes coming to Georgia Paraglider hospitalized after crash at Barrow County Airport Peach Bowl and College Football Playoff Foundation team up for makeover at Lilburn Middle School All of this and more is coming up on the Gwinnett Daily Post podcast, and if you are looking for community news, we encourage you to listen daily and subscribe! Break 1: 07.14.22 KIA MOG STORY 1: Health insurance changes coming to Georgia Brace yourselves, Georgia. Health-care advocates are sounding the alarm: insurance rates on the government marketplace are set to spike next year. Why? Insurers blame federal budget cuts and the end of COVID-era tax credits, according to Anthony Wright of Families USA. And who’s hit hardest? Folks without job-based coverage—think restaurant servers, gig workers, barbers, plumbers, and other self-employed Georgians. The numbers are grim. KFF says half a million could lose coverage, while Georgians for a Healthy Future estimates 340,000, with rates jumping 75%. STORY 2: Paraglider hospitalized after crash at Barrow County Airport  A paraglider crashed at Barrow County Airport in Winder on Thursday afternoon and was rushed to the hospital, according to the Barrow County Sheriff’s Office. Details? Pretty scarce. Deputies and firefighters got the call around 1:04 p.m. about the crash. When they arrived, the man was breathing but unresponsive—scary stuff. He’s now in the hospital, and the FAA is stepping in to investigate what went wrong. Sheriff Jud Smith praised the quick-thinking citizen who called 911, saying their actions helped first responders get there fast. STORY 3: Peach Bowl and College Football Playoff Foundation team up for makeover at Lilburn Middle School Lilburn Middle School just got a serious upgrade, thanks to Peach Bowl, Inc. and the College Football Playoff Foundation. As part of their Extra Yard Makeover initiative, the school’s STEM lab was completely renovated—and unveiled Tuesday during a ribbon-cutting ceremony. Students and teachers got their first look at the revamped space, and let’s just say, jaws dropped. The $200,000 partnership has already transformed eight schools, including Hope Hill Elementary and North Clayton Middle. Oh, and one lucky teacher? Surprised with $1,000 for classroom projects. We have opportunities for sponsors to get great engagement on these shows. Call 770.874.3200 for more info. We’ll be right back Break 2: Ingles Markets 9 STORY 4: Hussey Gay Bell expands Duluth architectural studio with addition of Victor Rodriguez Hussey Gay Bell has welcomed Victor Rodriguez as a project manager in its Duluth office, and it sounds like they’ve landed a pro. Rodriguez, who calls Duluth home, brings nearly 10 years of experience in architectural design, project management, and permitting. He’s got a knack for navigating codes, reviewing shop drawings, and keeping clients happy—basically, the guy knows his stuff. A Kennesaw State grad with additional training in project and practice management, Rodriguez is set to make waves in the firm’s seven core markets, from healthcare to transportation. Founded in 1958, Hussey Gay Bell now operates eight offices across the Southeast. STORY 5: Valdosta State president leaving for California post Valdosta State University President Richard Carvajal is heading west. Come January 20, he’ll take the helm at California State Polytechnic University, Humboldt, leaving behind nearly a decade of leadership at VSU. Carvajal stepped in during a rocky time in 2017—he was the seventh president in just eight years—and brought much-needed stability. Under his watch, VSU hit milestones: record graduate enrollment, campus renovations, and a $39 million performing arts center in progress. Break 3: STORY 6: Buford woman wins Mrs. America crown Growing up in tiny Glennville, Georgia, Paige Ewing (née Armstrong) dabbled in pageants—Junior Miss Tattnall County, Miss Pinewood Christian Academy, even Miss Georgia Onion (yes, that’s a thing). At 18, she won Miss Tattnall County and competed in Miss Georgia, but after that? She figured her pageant days were over. Life moved on. Fast forward to this summer: Paige, now a wife, mom, business owner, and grief coach, was crowned Mrs. Georgia. Then, in August, she took the national title—Mrs. America. STORY 7: GET OUT THERE: 5 things to do this weekend in Gwinnett County — Sept. 12-14 Travis Tritt in Buford When: Saturday, 6 p.m. Where: Buford Community Center, 2200 Buford Highway NE, Buford Country music icon Travis Tritt hits Buford this Saturday, joined by Drake White and Tyler Reese Tritt. Gates open at 4:30 p.m., and the show kicks off at 6. Admission? Totally free. Just leave the coolers at home—bars and concessions will be on-site. Need parking? Shuttles run from Buford High School. Around the World in the DTL When: Friday & Saturday, 5–10 p.m. Where: Lawrenceville Lawn, 147 Luckie St., Lawrenceville Take a trip without leaving town! Around the World in the DTL transforms Lawrenceville Lawn into a global bazaar with food, music, and crafts from across the globe. Live performances, games, and cultural showcases make this a can’t-miss event for all ages. Gwinnett County Fair When: Thursday–Sept. 21 Where: Gwinnett County Fairgrounds, 2405 Sugarloaf Parkway, Lawrenceville This year’s fair brings new thrills: Circus Incredible, starring Lyric Wallenda of the Flying Wallendas, and Captain Jim’s Magic Show. Plus, check out the new Shopping Mall featuring local vendors. International Taste of Snellville When: Saturday, 4–8 p.m. Where: Snellville Towne Green, 2342 Oak Rd., Snellville Foodies, this one’s for you! Sample bites from local vendors ($1 tickets), sip margaritas, and let the kids loose in the $15 all-day activity zone. Dogtoberfest in Duluth When: Saturday, 5–9 p.m. Where: Town Green, 3142 Hill St. NW, Duluth Dogs, beer, and belly rubs—what more could you want? Dogtoberfest brings live music, adoptable pups, and Oktoberfest games to Duluth’s Town Green. We’ll have closing comments after this Break 4: GWINETT FAIR Signoff – Thanks again for hanging out with us on today’s Gwinnett Daily Post Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.gwinnettdailypost.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com www.kiamallofga.com www.gwinnettcountyfair.com #NewsPodcast #CurrentEvents #TopHeadlines #BreakingNews #PodcastDiscussion #PodcastNews #InDepthAnalysis #NewsAnalysis #PodcastTrending #WorldNews #LocalNews #GlobalNews #PodcastInsights #NewsBrief #PodcastUpdate #NewsRoundup #WeeklyNews #DailyNews #PodcastInterviews #HotTopics #PodcastOpinions #InvestigativeJournalism #BehindTheHeadlines #PodcastMedia #NewsStories #PodcastReports #JournalismMatters #PodcastPerspectives #NewsCommentary #PodcastListeners #NewsPodcastCommunity #NewsSource #PodcastCuration #WorldAffairs #PodcastUpdates #AudioNews #PodcastJournalism #EmergingStories #NewsFlash #PodcastConversations See omnystudio.com/listener for privacy information.

September 11, 2025- The Medical Society of the State of New York is shining a spotlight on its longstanding complaint about delayed and limited payments approved by health insurers. We talk about their effort to get paid with the group's executive vice president, Dr. Thomas Lee.

I spoke with Kalai Ramea at a timely moment. We recorded this conversation during a heatwave in the UK, which made her work at Planette AI feel very real. Kalai calls herself an all-purpose scientist, with a path that runs through California climate policy, Xerox PARC, and now a startup focused on the forecast window that most people ignore. Not tomorrow's weather. Not far-off climate scenarios. The space in between. Two weeks to two months out, where decisions get made and money is on the line. Kalai explains Planette AI's idea of scientific AI in plain words. Instead of learning from yesterday's weather patterns and hoping the future looks the same, their models learn physics from earth system simulations. Ocean meets atmosphere, energy moves, and the model learns those relationships directly. That matters in a warming world where history is a shaky guide. It also shortens time to insight. Traditional models can take weeks to run. If the output arrives after the risky period has passed, it is trivia.  tte AI is building for speed and usefulness. The value shows up in places you can picture. Event planners deciding whether to green-light a festival. Airlines shaping schedules and staffing. Farmers choosing when to plant and irrigate. Insurers pricing risk without leaning only on the past. Kalai shared a telling backcast of Bonnaroo in Tennessee, where flooding forced a last-minute cancellation. Their system showed heavy-rain signals weeks ahead. That kind of lead time changes outcomes, budgets, and stress levels. From Jargon To Decisions What I appreciate most about this story is the focus on access. Too many forecasts live in papers that only specialists read. Kalai and team are working to strip away jargon and deliver answers people can act on. Will it rain enough to trigger a payout. Will a heat threshold be crossed. Will the next month bring the kind of wind that matters for grid operations. The delivery matters as much as the math. NetCDF files might work for researchers, but a map, a simple number, or a chat interface is what users reach for when time is short. There is also a financial thread running through this work. Climate risk now shapes crop insurance, carbon programs, and balance sheets. Parametric insurance is growing because it is simple. Set a threshold. If it hits, the policy pays. Better medium-range signals make those products fairer and more useful. Kalai describes Planette AI's role as a baseline layer others can build on, a kind of AWS for climate intelligence. That framing fits. No single company will build every app in this space. A reliable core makes the rest possible. Kalai's path ties it all together. Policy taught her how decisions get made. PARC sharpened her instincts for practical AI. PlanetteAI is the result. If you care about planning beyond next week, this episode will give you a new way to think about forecasts and the tools that power them. I will add the blog link Kalai shared in the show notes. In the meantime, if you are in agriculture, travel, energy, or insurance, ask yourself a simple question. What would you change if you had a trustworthy signal three to eight weeks ahead. ********* Visit the Sponsor of Tech Talks Network: Land your first job  in tech in 6 months as a Software QA Engineering Bootcamp with Careerist https://crst.co/OGCLA

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Charlie Wendland, chief claims officer at Branch Insurance. The world of claims management is undergoing a seismic shift, with AI at the heart of this transformation. Insurers leveraging AI have reported a 75% reduction in claims handling time and 50% increase in fraud detection accuracy. Cutting claims processing times allows adjustors to focus on complex decisions and customer care. Charlie talks about technology only being part of the story. The future of claims is about continuous transformation, balancing innovation with compliance, and making sure that as we innovate we don't lose sight of empathy and trust. KEY TAKEAWAYS The combination of investigation, problem solving and, most importantly, being there for people in their worst moments – as a claims adjustor – felt both intellectually engaging and genuinely meaningful. It really drew me to the role. We're small and can't afford to build a fully fleshed out claims organisation. So, we made strategic investments to automate those administrative tasks that typically weight down our adjustors and road loos outcomes and also drive expense inefficiencies. We listened to our adjustors; we did a lot of time studies on what's bogging them down and we proactively sought out those inefficient processes and we looked for technology to improve them. We've taken an iterative approach to everything that we've built understanding that it's not going to be perfect when we first launch, but we're going to be really sensitive to what is not perfect and seek perfection even though we know that's not possible. BEST MOMENTS ‘Find administrative tasks that weigh down your adjustors, free them of those through technology, and they can spend more time on complex issues and customer care.' ‘We get adjustor's opinions on everything that we do, for the most part, which sounds inefficient but it's really not because we do it in a very thoughtful way.' ‘70% of our first notice-of-loss now either done electronically or through a voice AI.' ‘With a startup change is ever present because we're trying to find a way to do something and we're able to change quite quickly, but the hurdles are all self-inflicted, so if we're not communicating effectively that's on us.' ABOUT THE GUESTS Charlie Wendland has 20+ years of expertise transforming claims operations across commercial and personal lines. As Chief Claims Officer at Branch, he leads an organisation that's reimagining the insurance experience through technology and customer-centric innovation while delivering optimal claim outcomes. Charlie's leadership philosophy centres on driving operational efficiency that benefits both customers and the business, building collaborative teams that deliver exceptional results, and pioneering approaches that redefine industry standards. Throughout his career, Charlie has consistently delivered growth while enhancing customer satisfaction. I'm passionate about modernizing insurance and mentoring the next generation of industry leaders. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Barbara Schonhofer and Carmen Powell, two influential voices who have navigated and thrived in the ever-evolving insurance industry. In today's conversation we explore the sector's evolution, the future of work and best practices for continuous networking and development. KEY TAKEAWAYS When I started my career in 1972, men didn't know how to behave as women cam into their own in business and taking frontline roles. It wasn't so much misogyny that I faced, it was more like old geezers having a laugh, they didn't know how to welcome women into he workplace because it was less usual. I found my way by having humour and being smarter in my responses to them, so I sidestepped a lot of the banter in my early career. There were only a few predatory men, most just didn't know how to behave in front of women. I have always celebrated being different. Anything that was an idiosyncrasy was put down to the fact that I was Spanish, and that suited me fine! That served me well because I didn't have to follow the norms. However, when I interviewed for a very large organisation in the UK the HR director asked my how I was going to cope with men making a pass at me. I said that I was coming here to work and that if anybody crosses the line I knew how to deal with that. BEST MOMENTS ‘The men that were kindest to me didn't help me and the ones that gave me a tough time did business with me. I learned to keep my friends close and my enemies closer.' ‘The most wonderful boss I had was a woman, the rest have been men but, like Barbara, they gave me a hard time and pushed my boundaries enough so I knew I was resilient enough.' ‘With everything you take two steps forward and one step back.' ABOUT THE GUESTS Barbara Schonhofer's career in financial services covers four decades operating as a business leader and later as an executive search consultant to the insurance markets. When she began her career she set out to better understand the complexities of much needed culture change in insurance. During her years operating in financial services as an executive search consultant, Barbara challenged normal practices and spotted the need to bring together women leaders in the London Market to network. Alongside ISC-Group, Barbara co-founded and co-Chair GAIN, a non-profit membership organisation encouraging better understanding and inclusion of neurodiverse individuals in the insurance industry. She is a Freeman of the City of London and a member of the Worshipful Company of Insurers, where she co-founded its female network, iWIN. LinkedIn Carmen Powell is an experienced international marketing and business development professional whose strategic expertise is linked to a practical and positive approach to deliver challenging goals, including establishing new markets and reversing declining revenues whilst successfully navigating large and complex organisational matrices. Carmen has a passion for building societal prosperity and strengthening ethical behaviour of organisations through making a difference to their bottom-line. Ethics matter. Carmen constantly strives to deliver value in ever changing corporate environments while at the same time making a positive difference in our world. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website

A shocking admission from LA's homeless services agency: it can't help any new families. Wildfire survivors are demanding action against what they call "illegal insurer misconduct." LA Metro is still waiting on its Olympic funds from the feds. Plus, more.Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comVisit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support the show: https://laist.com

A mandate to make health care prices public was one of President Trump's signature health policies in his first term. But forcing hospitals to publish prices hasn't yet helped patients shop around for medical care.Guest:Melanie Evans, Producer, TradeoffsLearn more and read a full transcript on our website.Support this type of journalism today, with a gift.Follow us on Twitter. Hosted on Acast. See acast.com/privacy for more information.

Sarah Kliff, investigative health care reporter for the New York Times, talks about her new reporting on an uptick in health insurers denying prescription drug claims over the last decade.