Podcasts about Surplus

If revenue looks decent but there is little to nothing left over, the issue may not be production. In this episode, Jeff explores how to best manage finances in a group and how to consistently create and keep a surplus.  DDS Success (coupon code RX269) - https://ddssuccess.com/  The MGE Power Program - https://www.mgeonline.com/power-program  Overhead Worksheet - https://www.mgeonline.com/overhead-materials/ 

Monsieur Martin (des patateurs Martin) veut écouler son surplus de pomme de terre. Il décide de le vendre à un bar, sous forme d'alcool de patates. C'est évidemment interdit. Pourtant, on peut dire que sa proposition est bien appréciée par des experts en la matière

Ed, Simon and Harvey discuss Homes.com's big new AI announcement and the rapid innovation in real estate portals in general, particularly focusing on the introduction of AI search technologies. They explore the user experiences with these new tools, highlighting both their potential and limitations. The conversation also covers Domain's strategic divestments in Australia, recent acquisitions in the real estate sector, and the upcoming PropTech conference in Bangkok, emphasizing the importance of AI in shaping the future of real estate.Chapters00:00 Introduction and Overview of AI in Real Estate25:32 Deep Dive into Homes AI and User Experience26:50 Domain's Strategic Divestments in Australia28:29 The Surplus of Domain's Business Ventures29:37 Understanding Campaign Track and Real Hub30:44 Domain's Historical Acquisitions and Losses32:49 The Cycle of Acquisitions and Disposals34:09 Management Decisions and Strategic Direction35:49 CoStar's Focus on Core Business37:39 Implications for Potential Acquirers40:19 Recent Acquisitions in the Real Estate Sector42:34 Challenges in the Mortgage Brokerage Market43:32 Habi's Expansion into Mexico44:44 Wondome's Growth and Future Prospects46:50 Upcoming PropTech Conference Highlights

In his final State of the State address, Gov. Tony Evers highlighted the accomplishments of the last eight years but said there is more work to be done. A Wisconsin bill would create a path for victims of sexual extortion to sue in state courts. And, the state's top GOP leaders have agreed on a plan to spend down the state's $2.5 billion dollar budget surplus. 

Send a textLast week we started digging into the weight loss truths that made people the most upset. Today, we're continuing that conversation.Some of these didn't surprise me. Some absolutely did. But if something makes people angry, that usually means it's worth talking about.So let's keep going.In this episode, I tackle four more weight loss truths that stirred up strong reactions:Emotional hunger is realCarbs and fat don't make you fatProtein is not a magic weight loss bulletYou do not have to exercise to lose weightWe're unpacking why these ideas make people uncomfortable, where the confusion comes from, and what actually matters if you're trying to lose significant weight.We talk about:Emotional hunger You're not imagining it. Emotional hunger is real. Everyone eats for emotional reasons. The difference isn't whether it exists, it's how it shows up in your life and how you manage it.Carbs, fat, and the calorie conversation It's not the macro. It's the calories. Your Total Daily Energy Expenditure (TDEE) determines whether you maintain, lose, or gain weight. Eat consistently below it and you lose. Eat above it and you gain. Carbs and fat aren't villains. Surplus calories are.Protein and the myth of the magic fix Protein helps with satiety. It's important. It's useful. It is not magic. It cannot override a calorie surplus. If you're trying to lose a large amount of weight, mastering your calories matters more than perfecting your macros.Exercise and weight loss This one always stirs the pot. Exercise is wonderful for mobility, health, and longevity. But it is not required for weight loss. Controlling your intake is what drives fat loss. For many people, believing they must exercise creates a barrier so big that they never start. That lie does more damage than good.We also talk about:The danger of “earning” food through workoutsFitness tracker inaccuraciesDouble dipping exercise caloriesThe mindset trap of “I deserve this”Why significant weight loss is different from losing 5 to 10 poundsSupport the showLooking for help on your weight loss journey? I've created a couple of resources:• My NEW Membership Community Flamingo Forum! Join HERE: https://charlotte-skanes.mykajabi.com/disruptor-our-community• My Immersive Weight Loss Experience: Sustainable 7• My Cookbook 'Disruptor'• Free Guide ‘Getting Started for the Last Time'• Weight Loss Workbook Disruptor, find anywhere in the world on Amazon by searching “Disruptor Charlotte Skanes”•Get Started For The Last Time LIVE Webinar Replay Sign-Up - free Spread Sprinkle Pour worksheets WebsiteInstagramYoutube...

Paul Gallant & Luke Mauro get into Astros headlines that need addressing.

Paul Gallant & Luke Mauro get into Astros headlines that need addressing. Later, Paul & Luke try their hands into Figgy's Mixtape that includes a recap of a romantic holiday & more! They then end the show with some Rockets talk.

Diesen Monat sprechen wir mit unserem Gast über Vorgaben zu Verteilung und Besteuerung im Grundgesetz: dem Staatsrechtler Alexander Thiele. Dazu machen wir einen kleinen Crashkurs zur Geschichte und Entwicklung der Verfassung, kommen aber natürlich auch auf aktuelle Themen rund um (nicht) erdrosselnde Vermögensteuern und die Erbschaftsteuer vor dem Bundesverfassungsgericht zu sprechen.Im Anschluss besprechen wir im Team die aktuelle DIW-Studie zur Vermögensteuer, Recherchen zur geheimsten superreichen Familie Deutschlands und schließen mit einem Block über aktuelle Reformen und Reformideen zu Verbrauchsteuern für mehr Gesundheit und Klimaschutz.(01:20) Alexander Thiele zu Steuern und Verteilung im Grundgesetz(1:13:48) Vermögensteuer-Studie des DIW(1:19:39) Boehringer-Recherche und Reichtumsbericht(1:34:10) Gesundheitssteuern, Klimaschutzsteuern und MwSt-Senkungen in der GastroVeröffentlichungen von Alexander Thiele:Das Grundgesetz, verständlich erklärt: https://www.reclam.de/produktdetail/das-grundgesetz-9783150147528Machtfaktor Karlsruhe zum Bundesverfassungsgericht: https://www.campus.de/buecher-campus-verlag/wissenschaft/politikwissenschaft/machtfaktor_karlsruhe-18674.html Der konstituierte Staat. Eine Verfassungsgeschichte der Neuzeit: https://www.campus.de/buecher-campus-verlag/wissenschaft/der_konstituierte_staat-18387.htmlStudie zur Verfassungsgemäßheit der Vermögensteuer: ⁠https://www.boeckler.de/fpdf/HBS-008555/p_fofoe_WP_266_2023.pdf⁠Außerdem nicht vergessen: Bald erscheint ein Buch zu Rechtspopulismus und Angriffen auf das Recht.News aus den ArbeitsbereichenDIW-Studie zum Vermögensteuer-Konzept der Linken: https://www.diw.de/documents/publikationen/73/diw_01.c.998454.de/diwkompakt_2026-211.pdfBoehringer-Recherche bei Surplus: https://www.surplusmagazin.de/jungster-milliardar-200-jahre-altes-vermogen/Hier könnt ihr unseren Newsletter abonnieren: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.netzwerk-steuergerechtigkeit.de/mitmachen/newsletter/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Und hier geht's zu Spenden und Fördermitgliedschaften: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.netzwerk-steuergerechtigkeit.de/unterstuetzen/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wir freuen uns über jegliches Feedback an info@netzwerk-steuergerechtigkeit.de oder per Nachricht an einen unserer Kanäle auf den sozialen Medien: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/netzwerksteuergerechtigkeit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Credit für Musik und Soundeffekte:Intro: Stefan Vidal Schneider, ⁠⁠⁠⁠⁠stefanvidalschneider.de⁠⁠⁠⁠⁠Outro: The Pace of Africa von Purple Planet Music

Send a textGregg Snyder Master distiller of 4 Branches Bourbon and Tiny trace bourbon's cycle from the late 1970s decline to today's surplus, explaining why growth leveled, not crashed. Along the way we unpack ownership shifts, the rise of sourcing and blending, oak supply myths, and why premium whiskey still holds strong.• market cycles from decline to correction• Seagram's consolidation and Four Roses ownership story• global demand shaping U.S. bourbon strategy• sourcing as a smart model in surplus eras• blending for unique profiles beyond single distilleries• shelf signals: pricing pressure and broader choice• cooperages, white oak supply, and forest management• culture shifts, Covid impact, and cannabis competition• premium demand resilience versus brand saturation• practical outlook for producers and consumersRemember www.scotchybourbonboys.com for all things Scotchy Bourbon Boys, Glencairns, t‑shirtsWe are on Facebook, Instagram, YouTube, X, TikTok, and PatreonMake sure that you become members, subscribe, join us on PatreonWe are on Apple, iHeart, and SpotifyLeave us good feedback, give us five‑star reviews on Apple and all the good stuffBourbon isn't crashing—it's correcting. We sit down with a veteran who started at Seagram's in 1978 to chart how whiskey moved from a slow decline to a record barrel surplus and what that means for prices, sourcing, and the future of premium. From Four Roses' winding path through global owners to Gallo's next play, we unpack how stewardship and team culture, not just corporate logos, shape the whiskey in your glass. And we get honest about the boom years: allocations, tight stocks, and why so many new brands emerged on sourced juice when Kentucky couldn't meet demand.What's different now? Capacity spread beyond Kentucky, with Indiana's Ross & Squibb anchoring a new era of reliable supply while craft distilleries in Ohio and beyond scaled up. With more mature barrels available, blending becomes a creative frontier: rye spice meeting wheated softness, age layered over freshness, finishes that refine rather than hide. Our guest breaks down the business math too—why not every label needs a nine‑figure distillery when great whiskey can be curated with integrity and bottled at fair prices.We also tackle the oak question. Cooperage orders cooled, but white oak isn't vanishing; forest inventories and longer growth cycles tell a healthier story. On the consumer side, shelves are widening, fewer bottles are hidden behind the counter, and value is re‑entering the chat. Premium bourbon still carries real demand, but hype alone won't carry weak liquid. If you care about where whiskey goes next—pricing, availability, craftsmanship, and the rise of blending as an art—this conversation gives you a clear map for the next chapter.If you enjoyed this deep dive, follow the show, leave a five‑star review, and share with a friend who's hunting their next great pour.voice over Whiskey Thief Add for SOFLSupport the showhttps://www.scotchybourbonboys.com The Scotchy bourbon Boys are #3 in Feedspots Top 60 whiskey podcasts in the world https://podcast.feedspot.com/whiskey_podcasts/

Grab your copy of my book Charity Finance from A - ZCheck out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC“We've got money in the bank, so why are you saying we're tight?”This episode tackles one of the most common (and costly) misunderstandings in charity finance: confusing cash with surplus.In calm, plain English, Aishat explains why these two numbers often tell very different stories; and how mixing them up can lead boards into false reassurance, unnecessary panic, or poor strategic decisions.This is an essential listen for trustees, CEOs, and senior leaders who want to understand the numbers without fear, jargon, or judgement.KEY TAKEAWAYCash is timing. Surplus is performance. They are connected, but they are not the same.Understanding the difference helps boards move from fear to clarity, and from reactive decisions to confident governance.BEST MOMENTS“Cash answers one question: what can we physically pay today?”“Surplus tells you whether you lived within your means — not how much money you have.”“Cash feels real. Surplus feels abstract. That's why boards mix them up.”“This isn't a performance problem — it's a cashflow issue.”“Financial clarity isn't about control. It's about confidence.”ABOUT YOUR HOSTAishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector.With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit's mission.She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector.Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work.Work with Aishat: www.bancservices.co.ukCONNECTInstagramTikTok

On the Feb 6th edition: The Department of Homeland Security is moving forward with plans for an ICE detention facility in Social Circle; Some Georgia taxpayers are going to see some state surplus money returned to them; And State lawmakers have introduced new legislation aimed at improving the literacy rate.

Lisa and Russell continued their series about Perth's Lost Shops today with Wellington Surplus. The old military shop on Wellington Street where you could buy everything from Blue Denim Jeans to backpacks, Doc Martins and DB's and the odd bit of weaponry!See omnystudio.com/listener for privacy information.

This week we watched…I'm not typing all that again… and we talked about how Harvey is irresistible, erectoprod, alien orientation, and the amount of horny in this movie!

Last year, Les Dames NC selected Food Connection as one of three beneficiaries of our annual holiday cookie sale—and this conversation is exactly why. This is the third interview in my series spotlighting organizations that are feeding our communities with food that already exists… including food coming straight from events, catering kitchens, and conference centers. I'm sitting down with Marisha MacMorran, Executive Director of Food Connection, an Asheville-based nonprofit that rescues surplus prepared food and redistributes it to neighbors across Western North Carolina. This isn't about scraps or leftovers—it's about smoked brisket, roasted vegetables, crab cakes, veggie couscous… food that was cooked with care and deserves a second purpose. Food Connection connects those with too much food to those without enough—keeping hundreds of tons of fresh food out of landfills while delivering hundreds of thousands of heat-and-serve meals with dignity and choice. If you've ever wondered what should happen to food after an event—or how your F&B decisions can support the communities we host meetings in—this is a conversation you'll want to be part of. Because feeding people is about more than food. It's about connection, dignity, and showing up for one another. What questions do you have about rescuing surplus food from events?

Good Morning, I'm Nelson John. Today on Top of the Morning: India's Budget 2026 promises fiscal discipline while betting ₹12.2 lakh crore on infrastructure. Meanwhile, China posts a record $1.2 trillion trade surplus, proving tariffs couldn't stop its export machine. And closer to home, the government's ₹1.4 trillion telecom receipt target could spell trouble for Airtel's AGR relief hopes. Budget math, trade wars, and telecom tensions — all connected, all consequential. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we discuss arguably the most important topic facing our working forests, that of the excess supply of small-diameter timber. Shaun and Brady are joined by Dr. Matthew Pelkki, Director of the Center for Forest Business at the University of Arkansas at Monticello. He discusses the consequences of not finding market outlets for this material, both economic and ecological, and walks us through several alternative futures that could help in dealing with this wicked problem that will require multiple solutions to ultimately bring our forests back in balance in the near and longer term. The purpose is to provide the listener with items that they promote to their policymakers and legislators to help smooth the expansion of existing and creation of new end use markets that utilize already developed technologies that are ready to scale.  For More on UAM''s Center for Forest Business, please click the link below.  https://www.uamont.edu/academics/CFANR/acfb.html

Hour 3 with Jeremy Branham, and Joe George! Jeremy is sick of the infield surplus thing being talked about with the Astros, and he has THE plan for this season Altuve told he can't play in the World Baseball Classic; any problem with that? Wheel of Bits! Tip of the Cap from the weekend PLUS, our Junkie of the Day!

Oil surplus or illusion is the question shaping energy market forecasts for 2026, and this episode explains why the answer may not be what most expect.In this India Energy Week 2026 special episode of The Core Report, financial journalist Govindraj Ethiraj speaks with Energy Expert Anas Alhaji on why forecasts of a massive oil surplus in 2026 may be deeply misleading. Drawing on data, trade flows, and geopolitical realities, the conversation challenges widely cited projections from agencies and financial institutions.The discussion explains why repeated predictions of collapsing oil prices have failed to materialise, despite claims of excess supply. It examines how oil in transit, inventory accounting, strategic petroleum reserves, and shifting global trade routes have distorted the surplus narrative. From Brazil and Kazakhstan to China, Venezuela, and the United States, the episode shows how headline numbers often mask what is actually happening in the oil market.The conversation also looks ahead from an Asia and India perspective. Topics include India's oil imports, sanctions and geopolitics, Russia's role in global energy flows, LNG supply expectations, China's strategic stockpiling, and why energy security is increasingly being driven by strategy rather than market theory.Rather than predicting dramatic crashes or price spikes, this episode offers a grounded view of why oil markets may remain far more balanced than forecasts suggest, and what that means for 2026 and beyond.This episode is essential viewing for anyone tracking global energy markets, geopolitics, and the forces shaping oil prices in the years ahead.Register for India Energy Week 2026: https://www.indiaenergyweek.com/forms/register-as-a-delegate

Alex White, Co-Founder and Executive Director of ProduceGood, is joined by ProduceGood Board Member Susan Kobara to talk about the organization's mission to deliver the equivalent of 500,000 annual meals to those facing food insecurity through its more than 1,500 volunteers recovering excess produce from orchards, farms, Farmer's Markets and grocers. The volunteers distribute the excess food to more than 84 partners, that include Boys and Girls Clubs and church pantries.About Spotlight and Cloudcast Media  "Spotlight On The Community" is the longest running community podcast in the country, continuously hosted by Drew Schlosberg for 20 years.  "Spotlight" is part of Cloudcast Media's line-up of powerful local podcasts, telling the stories, highlighting the people, and celebrating the gravitational power of local.   For more information on Cloudcast and its shows and cities served, please visit www.cloudcastmedia.us. Cloudcast Media | the national leader in local podcasting.   About Mission Fed Credit Union  A community champion for over 60 years, Mission Fed Credit Union with over $6 billion in member assets, is the Sponsor of Spotlight On The Community, helping to curate connectivity, collaboration, and catalytic conversations.  For more information on the many services for San Diego residents, be sure to visit them at https://www.missionfed.com/About Spotlight and Cloudcast Media  "Spotlight On The Community" is the longest running community podcast in the country, continuously hosted by Drew Schlosberg for 20 years.  "Spotlight" is part of Cloudcast Media's line-up of powerful local podcasts, telling the stories, highlighting the people, and celebrating the gravitational power of local.   For more information on Cloudcast and its shows and cities served, please visit www.cloudcastmedia.us. Cloudcast Media | the national leader in local podcasting.   About Mission Fed Credit Union  A community champion for over 60 years, Mission Fed Credit Union with over $6 billion in member assets, is the Sponsor of Spotlight On The Community, helping to curate connectivity, collaboration, and catalytic conversations.  For more information on the many services for San Diego residents, be sure to visit them at https://www.missionfed.com/

Greg Bluestein and Patricia Murphy break down Governor Brian Kemp's State of the State address, where he dipped deeper into Georgia's surplus while warning future leaders against draining the rainy day fund. They analyze the political message behind Kemp's final budget, including tax rebates, a surprise push for need-based scholarships, and why he pushed back on sweeping income tax elimination plans. Then, Greg and Patricia turn to the escalating money wars shaping Georgia's 2026 races. They examine Sen. Jon Ossoff's massive fundraising haul and the mysterious, multimillion-dollar anonymous ad campaign hammering Lt. Gov. Burt Jones. They explain why the source of the spending remains hidden, how it exploits gaps in disclosure laws, and why it has rattled candidates across the political spectrum. Have a question or comment for the show? Call or text the 24-hour Politically Georgia Podcast Hotline at 770-810-5297. We'll play back your question and answer it during our next Monday Mailbag segment. You can also email your questions at PoliticallyGeorgia@ajc.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Indicators of the Week! Our weekly look at some of the most fascinating economic numbers from the news. On today's episode: Influencers for ICE, China's tremendous trade surplus, and America heads back to the moon. Related episodes: We resolve to watch these 2026 indicators China's trade war perspective Who owns the moon?For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Vito Emanuel. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.  Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Republicans break ranks on ICE, Trump's economic falsehoods unravel on air, China posts a record trade surplus, and Houston Democracy Project's Neil Aquino weighs in on national stakes.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Charles Schwab's Michelle Gibley talks about the state of global trading. He details surprising growth of China's trade surplus and optimism surrounding Chinese AI innovation. Michelle notes TSMC (TSM) as a key driver behind tech optimism across the globe. She also assesses the European market, particularly Germany, where fiscal stimulus aims to boost a lagging economy.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Can you pitch yourself as a responsible global stakeholder at the same time as running a $1.2 trillion trade surplus? That's China's big global macro play, and it's one that Neil Shearing thinks China is going to struggle to pull off. The Group Chief Economist of Capital Economics is on The Weekly Briefing to explain what that mammoth trade imbalance means for advanced and emerging economies in a fracturing global economy, including why some EMs are doing quite well as a result of all of the geoeconomic ructions.Also on the show, there's an awful lot of noise around the race for AI leadership between the US and China, but how to separate out the hype from the reality? China Economist Leah Fahy's new report sizes up the progress that Chinese AI has made since the launch of DeepSeek a year ago, and the impact that Beijing's race for tech supremacy will have on the country's economic outlook.Six non-consensus calls for China for 2026China's AI rollout could rival the USDrop-In: The shape of the fractured world in 2026The economic and market impact of AI

Thank you to everyone who tuned into my live video! Join me for my next live video in the app.* Even Republicans are rebuking Trump's ICE policies: [More]* Scarborough and Steve Rattner exposes Trump's economic failure after lying speech in Michigan: [More]* China Announces Record Trade Surplus as Its Exports Flood World Markets: China… To hear more, visit egberto.substack.com

China's customs administration unveiled its latest trade data this Wednesday and announced that the country saw a record trade surplus last year, topping $1.19 trillion, which is about 20 percent higher than in 2024. Exports continued to surge, showing the Chinese economy's reliance on supplying external markets as domestic consumption fails to pick up. Also in this edition, iconic New York department store brand Saks Global files for bankruptcy.

Today we discuss arguably the most important topic facing our working forests, that of the excess supply of small-diameter timber. Shaun and Brady are joined by Dr. Matthew Pelkki, Director of the Center for Forest Business at the University of Arkansas at Monticello. He discusses the consequences of not finding market outlets for this material, both economic and ecological, and walks us through several alternative futures that could help in dealing with this wicked problem that will require multiple solutions to ultimately bring our forests back in balance in the near and longer term. The purpose is to provide the listener with items that they promote to their policymakers and legislators to help smooth the expansion of existing and creation of new end use markets that utilize already developed technologies that are ready to scale.  For More on UAM''s Center for Forest Business, please click the link below.  https://www.uamont.edu/academics/CFANR/acfb.html  

Join Alec Hogg for BizNews Daybreak, your early morning briefing on investment markets and the world's biggest stories. We unpack President Trump's controversial proposal to manage Venezuelan crude to fund reconstruction, and hear analysis from The Economist around China's surprising silence on Maduro's removal - something which will doubtless be carefully analysed in the Union Buildings. Locally, the Rand strengthened to R16.36/$, and JSE portfolio stocks rallied, with a spectacular surge by BizNews Ricardo portfolio member Orion Minerals. However, new data suggests further economic contradiction: November's massive R37.7bn trade surplus was driven by plunging imports and December saw a fresh 11-month low in PMI . Get the context you need to win the day.

In this episode, Aqura sits down with her client Mabel to talk about what it really feels like to make good money and still feel out of control financially. This conversation is for women who feel embarrassed about their money, overwhelmed by debt, and tired of feeling like bills are the only thing they can focus on.Mabel shares how money coaching helped her move from paycheck to paycheck stress to feeling safe, organized, and free with her money. She opens up about breaking scarcity thinking, setting up systems that actually work, paying down debt without putting life on hold, and finally enjoying the money she works so hard for.Register for the free training Finally Keep Money In Savings, happening Jan 7 at 6:30 PM EST.Learn more about Self Made Millionaire.Follow Aqura on Instagram @aquranicholson.

How would like to be in the position of figuring out how to sell your excess CO2 rather than just accepting the price, quality, and availability from a supplier? Special Guests: Garrison Fratoni, Kim Christian Dalum, and Vinnie Cilurzo.

You will be visited by three versions of the Dickens classic. Spoiler: A Muppet Christmas Carol is not one of them, but it haunts the ones we talk about like a lonely old miser on Xmas Eve

Christmas is one of the most triggering times of the year, bringing both celebration and danger. This episode summarizes the core strategies from the 5-part "Christmas Clean" series, providing five top, practical tips to ensure you stay clean through the holidays and launch into the New Year with momentum. The key goal is to avoid the common pattern of accruing significant "debt" (relapses/slips) over Christmas, which can be so large that even the New Year's momentum isn't enough to overcome it. By staying clean now, you can enter a "surplus" in January, allowing you to build something meaningful and sustainable.   Know more about Sathiya's work: Join Deep Clean Inner Circle - The Brotherhood You Neeed (+ get coached by Sathiya) For Less Than $2/day Submit Your Questions (Anonymously) To Be Answered On The Podcast Get A Free Copy of The Last Relapse, Your Blueprint For Recovery Watch Sathiya on Youtube For More Content Like This   Chapters: (00:14) Introduction: Christmas—Triggering Time with Dangers. (00:48)The Goal: Stay Clean and Enter the New Year with Momentum. (01:14)This is a Summary of the 5-Part Christmas Clean Series. (02:14) Resource Plug: The Last Relapse Book. (03:19)Tip 1: You Must Know Your Holiday Triggers and Have a Plan. (04:50)Tip 2: Maintain the Routines That Mean the Most (Late Nights are Dangerous). (05:40)The Red Zone: 10 PM to Midnight. (06:00)Tip 3: Participate in Something Bigger Than You (Christmas is Not About You). (07:12)Story: The Grandkids Who Cried (The Power of Service Over Consumerism). (08:08)Tip 4: Beware the BLT (Boredom, Loneliness, Tiredness). (09:07)Tip 5: Have a Spiritual Anchor—Connect with God Every Day. (09:36)The Debt vs. Momentum Analogy: Why Staying Clean NOW Matters Most. (10:50)Course Correcting Now to Launch Yourself into a Surplus in January. (11:57)Final Encouragement and Book Offer.

Steve Hall is a WNBF Natural Pro Bodybuilder and one of the most trusted evidence-based voices in muscle building. As the host of the Revive Stronger podcast and a long-time practitioner, Steve brings rare clarity and nuance to topics that are often oversimplified online.In this episode, Steve joins Andrew to break down what actually matters for hypertrophy when it comes to rest periods, fatigue, technique, and calorie surplus - without dogma, fear-mongering, or rigid rules.Steve shares insight on:• Whether there is an ideal approach to rest breaks between sets• How much calorie surplus is actually needed to build muscle effectively• Why autoregulation is a powerful strategy for managing rest periods• Whether shorter rest breaks hurt progress when time is limited• Practical tactics to make shorter workouts more effective• How fatigue influences strength and hypertrophy outcomes• Why Steve has become less rigid about “perfect technique”• How relaxing strict range-of-motion rules improved his own training progress• When technique matters most vs. when it becomes counterproductive• The nuance required to apply evidence in real-world training• And much moreIG: @revivestrongerCHAPTERS00:00 Introduction and Welcome00:16 Guest Introduction - Steve Hall00:58 The Evolution of Fitness Podcasts01:51 Muscle Building Insights - Rest Length Between Sets08:46 Strength vs. Hypertrophy Training17:41 The Role of Fatigue in Training24:11 Training Hard vs. Perfect Technique26:59 Advanced Techniques for Muscle Failure28:54 The Importance of Technique Over Form30:24 Reevaluating Range of Motion33:50 Sponsor Break - Train Heroic45:47 Nutrition for Muscle Growth46:24 The Role of Caloric Surplus in Muscle Building52:33 Final Thoughts and ResourcesSUPPORT THE SHOWIf this episode helped you, you can help me by:• Subscribing and checking out more episodes• Sharing it on your social media (tag me - I'll respond)• Sending it to a friend who's trying to build muscle without burning outFOLLOW ANDREW COATESInstagram: @andrewcoatesfitnesshttps://www.andrewcoatesfitness.comPARTNERS AND RESOURCESRP Strength App (use code COATESRP)https://www.rpstrength.com/coatesJust Bite Me Meals (use code ANDREWCOATESFITNESS for 10% off)https://justbitememeals.com/MacrosFirst - FREE PREMIUM TRIALDownload MacrosFirst and during setup you'll be asked “How did you hear about us?”Type in: ANDREWKNKG Bags (15% off)https://www.knkg.com/Andrew59676Versa Gripps (discount link)https://www.versagripps.com/andrewcoatesTRAINHEROIC - FREE 90-DAY TRIAL (2 steps)Go to https://www.trainheroic.com/liftfreeReply to the email you receive (or email trials@trainheroic.com) and let them know I sent you

How did China's trade surplus hit $1.1 trillion this year? The United States purchased around $450 billion of manufactured goods from China in 2024, but trade has dropped between the two countries so how did China have a record surplus of $1.1 trillion through November 2025? The current tariff on goods imported from China is around 37% according to the Tax Policy Center and imported goods from China have dropped dramatically. China has been able to increase their exports to other countries to more than compensate for the loss of exports to the United States which are down roughly 19%. China has seen an increase of exports to Southeast Asia of 14%, the European Union has increased 8%, and Latin America saw a 7% increase in exports from China. A big increase of 25% in exports to Africa was also very helpful to China's manufacturing surplus. Even though they're turning out more cars, manufacturing products and chemicals than ever before, it has created a very heavy competition in China which is pushing down prices, profits, and income for the Chinese manufacturing companies. There will not be another round of talks between the US and Chins until next year. At the last set of trade talks the US did lower our tariffs and China promised to buy American soy beans and end a plan to tighten the export of rare earths, which are critical and found in many products from jet engines to cars and many other electronics as well. We will continue to follow the developments of these trade talks as there should be more news coming next year!   Finally some data on the labor market! With the government shutdown, a lot of the data for the labor market was delayed. We finally got employment figures for October and November, and they were interesting to say the least! To start, the October numbers looked horrific considering payrolls declined by 105,000 in the month. While this sounds troubling, it's important to remember all of those government workers on severance were still counted as employed until the severance ended. This led to a decline in government payrolls of 162,000 in the month of October. Losses in government payrolls continued in November, but at a much slower rate as they tallied 6,000 in the month. Since reaching a peak in January, government employment has seen a decline of 271,000 jobs. Looking at November, payrolls increased by 64,000, but healthcare continued to carry most of the weight as the sector accounted for more than 70% of the total net increase and added 46,000 jobs. Construction was also strong in the month as the sector added 28,000 jobs, but many other areas saw little change and transportation and warehousing was weak as payrolls declined by 18,000. Another concern in the report was the unemployment rate ticked up to 4.6%, which was above the 4.4% level in September and marked the highest reading since September 2021. Overall, when I look at the labor market it is definitely slowing, but I wouldn't say I'm overly concerned at this point in time. While it is concerning to see declines in the payroll level in three of the last six months, for the most part the private market has done a good job picking up the large declines in the government sector, which I view as healthy. I don't want to say our labor market is booming at this point in time, but I would still classify as relatively healthy.    Inflation report shows great progress, can it be trusted? Headline November CPI came in at 2.7% compared to last November, which was well below the estimate of 3.1% and core CPI, which excludes food and energy, showed an increase of just 2.6%. This was the lowest reading for core CPI since March 2021 when the increase was just 1.6% and it also came in well below the estimate of 3.0%. Some areas in the report remained challenging particularly in food, where we saw uncooked beef roast climb 21.2% and coffee increase by 18.8%. Beef prices have struggled as cattle supply touched its lowest point in 2025 since the early 1950s and coffee prices have been hit by extreme weather in major coffee-producing countries as well as the tariffs levied on Brazil. Shelter inflation was positive in the report as the annual increase was just 3% and it's believed there is more relief coming for the largest weight in the CPI, which generally occupies around 1/3 of the headline number. If the inflation for shelter slows further, it would be very beneficial for the inflation rate as we progress through 2026. The big problem with this report is there are questions about how accurate the data is. Due to the shutdown, there was no data collected for the month of October, and the BLS was only able to collect data for about half the month of November as the shutdown did not end until November 12th. For the time being we are pleased with the results from this CPI report, but I do believe there will now be even more emphasis on the December CPI as that will be the first full month of data following the record-breaking government shutdown.    Want to become a millionaire? Invest in your 401(k)! There are more and more people with $1 million or more in a 401(k) as companies like Fidelity and Vanguard are seeing record numbers of people with accounts of more than $1 million. Fidelity said they hit the highest level ever when it comes to 401k millionaires with about 3.2% of their 401k's or 654,000 accounts now over $1 million. Vanguard also had similar numbers for 401k millionaires. Becoming a 401k millionaire is not a get rich quick scheme, but it's a proven way to build your wealth long-term with proper investment choices. It is estimated that roughly 86% of those with $1 million plus in their 401k are 50 or older. It is also estimated that around 1000 people per day become 401k millionaires in the US. The key to becoming a 401K millionaire is to invest wisely, which means not too aggressive, but also not too conservative. Also, when a portfolio drops, you cannot sell everything and wait for the market to get better, you or an investment professional must verify that you have good quality investments in your portfolio that can handle the financial storms and also it's important to continue adding to your portfolio during these difficult times. It is important not to pull money out from your 401(k) for any reason at all, no matter how bad you think the situation is, it will improve. It is much better to deal with problems when you're young rather than when you're in your 60s because you did not let your 401(k) grow to over a million dollars.   Financial Planning: Taking Advantage of Itemized Deductions Before December 31st With the repeal of the $10,000 SALT deduction limit, many taxpayers may once again benefit from itemizing deductions rather than taking the standard deduction, and there are practical steps that can be taken before year-end to further enhance that benefit. The SALT deduction includes both state income taxes and property taxes, and because individuals are cash-basis taxpayers, deductions are generally taken when expenses are paid rather than when they are due, meaning that paying certain obligations before December 31st can shift future deductions into the current tax year. In California and many other states, property taxes are paid in two installments, with the first due in December and the second due in April.  If the April installment is paid by December 31st, it may be deductible in the current year instead of the following one. Similarly, the final state estimated tax payment is typically due on January 15th, but making that payment in December allows the deduction to be taken in the current year. Another significant itemized deduction is mortgage interest, and while mortgage payments are usually due on the first of the month, making the January 1st payment in December can allow the interest from that payment to be deducted in 2025 rather than 2026. In addition, charitable deduction rules are scheduled to change in 2026 and will be subject to an adjusted gross income (AGI) limitation, which means taxpayers who are charitably inclined may benefit from accelerating planned donations into the current year while the rules are more favorable. Taken together, these strategies tend to be most effective when income is higher in the current year, as accelerating deductions while in higher tax brackets results in greater overall tax savings.   Companies Discussed: Oxford Industries, Inc. (OXM), Exxon Mobil Corporation (XOM), Vail Resorts, Inc. (MTN) & Costco Wholesale Corporation (COST)

Finance Minister Nicola Willis is pointing to a slower economy, lower tax take and higher debt costs, but maintains she can achieve surplus six months earlier than the Treasury forecast. 

Economists say the government is stuck between a rock and a hard place off the back of the treasury's latest economic forecasts. Anneke Smith reports.

On this episode of the Trade Guys, Bill and Scott discuss President Trump's $12 billion aid package to U.S. farmers, China's trade surplus hitting over $1 billion despite U.S. tariffs, and USTR's hearings with stakeholders on extending the USMCA.

Megan and Teagan start from the office surplus and end up on sea otters. "So, you can all get your constructive compliments in ASAP" (Scott) at thebestofficehourspodcast@gmail.com.

The Oil Ground Up podcast welcomes Doug Terreson to parse the dynamics of the chaotic and confusing current oil market. Terreson details his illustrious career path, which included drilling oil wells for Schlumberger, managing one of the world's largest energy funds on the buy side at Putnam, and managing the global energy group at Morgan Stanley and Evercore for 30 years. He explains how his research note, "The Era of the Super Major" (1998), spurred the industry's most significant consolidation phase since 1911 by forcing companies to pivot from growing production to a value-based model. This focus on value was reinforced by "The Pledge" in 2017, which mandated greater capital discipline, flat spending, and tying intrinsic value metrics to CEO pay. Discussing the present, Terreson analyzes the complex situation where fundamental analysis points to potentially massive inventory builds that have never been seen before. However, he suggests the market must also account for aggressive geopolitical currents, including a potential strategic push from the U.S. and allies that may be defunding three different global conflicts. Finally, Terreson shares his long-term view on the refining sector, recalling his profitable "Golden Age of Refining" call and asserting that utilization rates and margins are poised to rise again due to zero net growth in global refining capacity.

A new record for China's trade surplus with the United States even after Trump's tariff war. This as major warning signs are flashing over the economy. Learn more about your ad choices. Visit podcastchoices.com/adchoices

From the BBC World Service: The latest economic data from China shows that while exports to the U.S. crashed over the past year, China's towering annual trade surplus surpassed $1 trillion for the first time last month. The data reveals what economists and Chinese officials have said for a while now: Chinese manufacturers can find other buyers. Then, lawmakers in France's divided parliament have been at odds for weeks over the country's budget.

From the BBC World Service: The latest economic data from China shows that while exports to the U.S. crashed over the past year, China's towering annual trade surplus surpassed $1 trillion for the first time last month. The data reveals what economists and Chinese officials have said for a while now: Chinese manufacturers can find other buyers. Then, lawmakers in France's divided parliament have been at odds for weeks over the country's budget.

In this episode, Chris shares exactly how he transitions out of a surplus phase. You'll learn how he reduces calories without crashing energy, when he starts tightening up food choices, and the signs he looks for to ensure he's shifting from gaining to leaning out smoothly. If you've ever struggled with the switch from a bulk to a cut, this episode lays out a simple, sustainable approach.

First Ashes Test in Perth: Lopsided Victory and Food Surplus — Jeremy Zakis — Zakis detailed the first Ashes test match in Perth, which concluded rapidly due to Australia's dominant performance, resulting in a severely lopsided victory over England. The unexpectedly brief match duration created massive oversupply of prepared catering and concession food, which event organizers successfully redirected to Osh Harvest charity for community distribution. Zakis noted significant weaknesses in both teams' batting and bowling performances as they prepare for the subsequent test match in Brisbane, highlighting areas requiring tactical adjustment and personnel evaluation. 1906

If YOU'RE ready to make real, sustainable change in your life, jump on a free call with us - https://physiquedevelopment.typeform.com/to/ToP9TYLEThink you need to "bulk hard" and gain a ton of weight to build muscle? If you've ever tried to push calories up, only to end up feeling uncomfortable, disconnected from your body, and wondering if it's even worth it... This episode is for you.Today, Sue breaks down how to build muscle smarter. She covers how much of a surplus you actually need, what determines whether those extra calories turn into muscle or body fat, how to structure your nutrition for growth, and the biggest mistakes people make when bulking. Because the goal isn't to chase the scale, it's to gain muscle while minimizing fat gain.Have questions or comments for the podcast? Drop them here - https://forms.gle/AEu5vMKNLDfmc24M7Check out our FREE 4-Week Glute Program - https://bit.ly/podcastglutesAnd keep the gains rolling with 12 MORE weeks of glute growth (use code POD at checkout for $25 off!) - https://train.physiquedevelopment.com/workout-plans/963551As always, it is our goal not only to supply you, the listener, with valuable insights on the topics or questions but also to plant some seeds for further research and thought. Be sure to like and subscribe and leave us a review wherever you're listening if you loved this episode!Timestamps:(0:00) Today's topic(1:07) The problems with the eat big narrative(4:15) How muscle growth *actually* works(5:49) What an effective surplus looks like(7:39) How fast the research says you should gain(10:34) Why patience is key(11:59) The BIGGEST mistakes to avoid(13:59) Key takeawaysFollow us on Instagram:Coach Alex - https://www.instagram.com/alexbush__Coach Sue - https://www.instagram.com/suegainzPhysique Development - https://www.instagram.com/physiquedevelopment_Physique Development Podcast - https://www.instagram.com/physiquedevelopmentpodcast----Produced by: David Margittai | In Post MediaWebsite: https://www.inpostmedia.comEmail: david@inpostmedia.com© 2025, Physique Development LLC. All rights reserved.

REVIEW Michael Bernstam of the Hoover Institution analyzes the impact of sanctions on Russia, whose economy is hurt by cheap oil prices. The International Energy Agency forecasts a significant oil glut of 2 to 4 million barrels per day surplus in 2025 and 2026. This, along with US deregulation, means cheaper oil, potentially causing Russia to stumble into a deep recession. Guest: MichaelBernstam.

In this episode of The Produce Industry Podcast, host Patrick Kelly sits down with Evan Ehlers, founder of Sharing Excess, for a powerful conversation about the future of food rescue and the fight against food waste.Patrick and Evan dive into how Sharing Excess is transforming surplus produce—often measured in millions of pounds—into nutritious meals for communities in need. Evan shares the origin story behind the organization, the innovative logistics that make large-scale food recovery possible, and the partnerships within the produce industry that help keep good food out of landfills.

Subscribe to Throwing Fits on Patreon. Welcome to another semi-regular episode with friends both new and old. This Week, Jimmy and Larry are coming to you live from Surplus 2025 in Sydney, Australia with Nigel Sylvester, professional BMX athlete, to talk everything from how to kill a 10-hour layover and being born on four wheels to watching movies on mute and his many best-in-class Jordan collabs to hold you over until we drop our next feature-length pod.

Proliferation Risks from US Surplus Plutonium Sales Guest: Henry Sokolski Henry Sokolski critiques the Department of Energy's plan to sell 20 tons of surplus weapons-grade plutonium to American firms for use in new reactor designs. He warns that promoting plutonium fuel exports substantially raises international proliferation risks by bringing nations substantially closer to nuclear weapons capability. Sokolski notes that South Korea is actively seeking permission to recycle plutonium domestically, a development that increases nuclear uncertainty across the Korean Peninsula and challenges the global nonproliferation regime. 1955

Subscribe to Throwing Fits on Substack. Step into the kitchen of the mind. This week, Jimmy and Larry are back from Australia, but still have a lot to cover from down under like fall secret weapon retail and boot intel, unintentional pocket watching, YMC's renaissance, if we had to single out one thorn of an otherwise amazing trip it was probably the biblical plague of flies or maybe the worst McDonald's on earth, sometimes you gotta lean into your wildlife fascination and hit the janky zoo, everything you never wanted to know about Koala's straight from an annoyed expert, maybe the best live show we have ever done thanks to the wonderfully unpretentious people of Sydney (and how they compare to the worst people you meet in NYC), Nigel Sylvester is pro at a lot of things, Lawrence found the moderation he was desperately seeking but also when in Rome rip as the Romans rip, let us explain why Nike is back, the inaugural Surplus fest and international edition of The Throwing Fits Friends & Family Bazaar was a hit, a review of Matty's patties, behind-the-scenes of Top Chef Canada, a blast from James' past, the sickest and most dehydrated cunt we met, Harry Potter is for babies and more plane movies reviewed as is customary, everyone is happy for Grace Wale Bonner at Hermès but maybe there was someone you forgot to ask, an honest assessment of GQ's 50 Most Stylish People Alive plus we shout out some stylish real guys we know, Dave Portnoy wrote a book and much more.