Podcasts about Surplus

Labour's confident stagnant property prices won't hurt its plans to slash debt if re-elected. The party's seeking to return to surplus by the end of the decade and lower net debt to 20% of GDP over time. Its plans hinge on a fully implemented Capital Gains Tax. Labour Leader Chris Hipkins told Mike Hosking that it's not expected the sliding property market will continue. He says even the current government's budgeting for property prices to return to a long term average growth of around three percent. LISTEN ABOVESee omnystudio.com/listener for privacy information.

In this wide-ranging conversation, Takiyah (T.D.) Harper-Shipman joins us to discuss her new book Unruly Fertility: Race, Development, and Decolonial Reproductive Politics (Stanford University Press, 2026). The discussion traces how modern states—from North Carolina to Senegal—have historically sutured Black women's fertility to the shifting demands of capitalist accumulation, deploying reproductive health policies not as benevolent care but as instruments of crisis management and labor control. Harper-Shipman unpacks the colonial origins of "womanhood" itself as a racialized labor category constructed during European enclosures, one that has always excluded Black women from its aspirational promises of citizenship, consumption, and reproductive autonomy. Drawing on Federici, Mies, Spillers, and Angela Davis, she argues that Black women enter the modern political economy as producers of workers—never citizens—and that contemporary feminist movements risk replicating white womanhood's assumptions when they abandon class analysis or ignore the chains of production behind their demands. The conversation also examines the recent closure of USAID, an institution Takiyah describes as fundamentally about the preservation of white life and the extension of U.S. empire. Rather than mourn its end, she urges us to seize this rupture and continue dismantling the colonial infrastructure of reproductive governance it represented. The conversation closes with a powerful critique of the epistemic violence embedded in global family planning campaigns—how metrics like "unmet need" were designed to serve supplier interests, not Black women's desires, and how Black women's embodied knowledge about contraceptive side effects is systematically dismissed as myth while dangerous technologies banned in the Global North are actively promoted across Africa. Throughout, we explore the Americanization of Black political identity from World War II through 9/11 to Obama's presidency, tracing how Black people have been conscripted into U.S. imperial projects through strategic moments of violence and national belonging. This is Part 1 of a two-part conversation; additional questions will be addressed in an August follow-up. T.D. Harper-Shipman is an Associate Professor and Chair of Africana Studies at Davidson College in North Carolina. She teaches courses and publishes on political economy and its intersection with race and gender in Africa. She has published in p Antipode, Oxford Academic, Third World Quarterly, and International Studies Review, among other places. She is an academic editor at Third World Quarterly and forum editor with the Miami Institute of Social Sciences. Her first book, Rethinking Ownership of Development in Africa was published with Routledge Press in 2019. She has also published in public-facing forums including Africa is a Country and the Global African Worker.   Reckoning with Empire: Defiant Scholarship with Takiyah Harper-Shipman La femme fait la maison: The Accumulation of Surplus Value through Family Planning in Burkina Faso To support our work and gain access to our discord and study groups please contribute to our patreon!

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National's promising to stick to three spending guardrails if it returns to Government, and is calling on other parties to follow suit. The party's promising a return to surplus in 2028/29 - and bending debt below 40 percent of GDP. It's also promising to reduce the size of Government, bringing spending to 30 percent of GDP. Finance Minister Nicola Willis joined the Weekend Collective to explain further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Ken-Betwa Link Project, India's first river-linking project, has once again come under the spotlight amid protests by villagers, many from tribal communities, who fear displacement and question the rehabilitation process. But beyond the immediate protests lies a larger debate over the science, hydrology and long-term viability of the project. In this episode, we unpack how the project is designed to work, what it means for the Ken and Betwa river basins, and whether the idea of a “surplus” river is scientifically sound. The conversation also explores the communities that stand to be affected, the links between environmental impacts and rehabilitation, the role of forests and river ecosystems in maintaining water security, and whether alternatives such as watershed development, rainwater harvesting and groundwater recharge could offer more sustainable solutions for Bundelkhand. Finally, we examine what the Ken-Betwa project could mean for the future of India's wider river-linking programme, with 30 such projects proposed under the National Perspective Plan. Guest: Himanshu Thakkar (Coordinator of the South Asia Network on Dams, Rivers and People)Host: Devyanshi Bihani Edited and produced by Sharmada Venkatasubramanian Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The UK Flooring Podcast, Tom sits down with Andrew Sykes from Noah's Ark Centre and Carpets Like a Boss to explore the impact flooring can have on people experiencing poverty, poor mental health and housing insecurity.Andrew shares his own journey from running successful businesses to suffering a nervous breakdown that completely changed the direction of his life. After finding a new purpose at Noah's Ark, he used his financial background to help families escape debt and build more stable lives.That work eventually opened his eyes to carpet poverty. Families were moving into social housing with bare concrete floors, struggling to heat their homes and, in some cases, being prevented from bringing their children home because the property was considered unsafe.Andrew explains how Carpets Like a Boss grew from a shipping container and one local fitter into a warehouse operation with several fitting teams. By working with Mercado, Headlam and other partners, surplus flooring that might otherwise have been discarded is now being used to create warmer, safer and more dignified homes.This is a powerful conversation about mental health, debt, purpose, social value and the role the flooring industry can play in changing lives.Content note: This episode includes discussions about suicide, domestic abuse, addiction and mental health crises.What You'll Learn in This EpisodeHow Andrew's own mental health breakdown led him towards charity work.Why debt and financial insecurity can have such a serious effect on mental health.What carpet poverty looks like inside homes across the UK.How bare floors can affect warmth, safety, dignity and social isolation.The story that first made Andrew realise how urgently families needed flooring.How Carpets Like a Boss began with a shipping container and one local fitter.How surplus and end-of-line flooring can be redirected into homes that need it.How the project has provided flooring to more than 950 families in Calderdale.Why applicants receive wider support with debt, benefits, budgeting and employment.The real cost of funding carpet fitting, storage and warehouse operations.How flooring helped one young man return home from hospital in time for Christmas.Why Andrew believes support should provide a hand up, not simply a handout.How housing associations could improve tenancies by providing properly finished homes.Andrew's ambition to create a self-sustaining model that funds more community services.How flooring manufacturers, wholesalers and retailers can support similar projects.Memorable Quote“Can carpets save someone's life? I say, yeah.”Speaker InformationAndrew Sykes works with the Noah's Ark Centre in Halifax and is the driving force behind Carpets Like a Boss.After a successful career in financial services, Andrew experienced a serious mental health breakdown. He later used his knowledge of finance to develop debt advice, budgeting, food support, white goods and flooring projects for people experiencing poverty across Calderdale.Carpets Like a Boss works with the flooring industry to redirect usable carpet into the homes of families and individuals who would otherwise be unable to afford it.Where to Find Andrew and Carpets Like a BossCarpets Like a Boss: https://carpetslikeaboss.com/Noah's Ark Centre: https://www.noahsarkcentre.org.uk/Where to Find The UK Flooring PodcastWebsite: https://theukflooringpodcast.co.uk/YouTube: https://www.youtube.com/@cockerillco6141Spotify: https://open.spotify.com/show/59DLhGPVKNtVoS656EYtxqApple Podcasts: https://podcasts.apple.com/gb/podcast/the-uk-flooring-podcast/id1606720642Instagram: https://www.instagram.com/theukflooringpodcast/Facebook: https://www.facebook.com/theukflooringpodcastProduced by Cockerill & Co. Hosted on Acast. See acast.com/privacy for more information.

Data centers, the Wisconsin governor's race, and how a failed private insurance policy turned him into a defender of BadgerCare — Republican candidate for Assembly District 95, Cedric Schnitzler, stopped in studio to talk about those topics and more. Running against Democratic incumbent Jill Billings, Schnitzler — the Monroe County Board chair — broke down why Monroe paused data center developments, slammed lawmakers in Madison for walking away from the $2.3 billion state budget surplus deal, and called for cutting red tape to aid rural childcare providers. Key Topics Data Centers: Discusses the state's role in regulating data centers as Monroe County enacts an 18-month moratorium to study local impacts. Healthcare: Explains why he supports BadgerCare based on personal family experience and calls for more cost transparency in the system. State Budget Surplus: Shares his perspective on the failed $2.3B surplus package and why lawmakers need to stay in Madison to fund special education and property tax relief. Childcare: Addresses rural childcare shortages and advocates for regulatory relief for local providers. Governor’s Race: Weighs in on potential Francesca Hong vs. Tom Tiffany matchup and advocates for a return to middle-ground governance. Schnitzler has served on the Monroe County Board for nearly 30 years — including a decade as chair — and spent 30 years as an organic dairy farmer before transitioning to beef cattle. Beyond county government, he serves on the Wisconsin Counties Association Board of Directors and acts as a caregiver at home for disabled children. Read more on his campaign page or on Facebook.See omnystudio.com/listener for privacy information.

In this episode, Eric Helms and Steve Hall explore the nuances of body recomposition, optimal bulking and cutting strategies, and the science behind muscle gain and fat loss. They discuss recent research, practical insights, and debunk common myths to help athletes optimize their training and nutrition. Iron Culture is proudly presented by the MASS Research Review. Mostly because Helms and Trex are co-owners. massresearchreview.com If you're in the market for some new (ultra-high-quality) gym gear or apparel, be sure to use code "MRR10" for a 10% discount over at elitefts.com If you'd like to submit a question for a future episode, head over to: massresearchreview.com/ironculture Chapters 00:00 Audio Troubles and Nostalgia 02:47 Heat and Body Temperature During Massing 05:58 Gaining Weight: Personal Experiences and Insights 09:02 Recomposition: Understanding the Nuances 11:59 Surplus vs. Maintenance: The Anabolic Debate 14:45 The Role of Body Composition in Muscle Gain 18:05 Deficits and Muscle Gain: A Closer Look 20:53 The Impact of Training Experience on Gains 23:50 Psychology of Body Image and Muscle Growth 34:30 Evolution of Perspectives in Bodybuilding 35:30 The Surplus Dilemma: Muscle Gain vs. Fat Gain 39:35 Post-Show Recovery: Finding the Balance 43:43 The Impact of Body Fat on Muscle Growth 46:26 Psychological Aspects of Bodybuilding and Recovery 51:20 Understanding Muscle Memory and Recovery 01:04:31 The Complexity of Body Composition Studies

Lara Hodes – Economist, Investec SAfm Market Update - Podcasts and live stream

This evening, we round up the day's market movements with Rand Swiss, examine the FSCA's latest enforcement report, discuss sovereign intelligence with iAfrikan.com, unpack SA's strong export performance and trade surplus with Investec, explore the GoTrade initiative and its partnership with Absa alongside DHL Express Sub-Saharan Africa, and, in our Personal Finance segment, take a closer look at SA's life insurance gap with Capitec Insurance. SAfm Market Update - Podcasts and live stream

Executive Director of Share Food Share Love Food Pantry in Brookfield John Dumas joins Wendy Snyder, filling in for Lisa Dent, to spotlight his organization and how it encourages gardeners to donate their surplus produce any day between the hours of 6am and 10pm. After, he explains the history and process that led the food […]

Surplus in the Japanese government's foreign exchange special account totaled 5,056.5 billion yen at the end of fiscal 2025, a Finance Ministry report showed Friday.

The Kenner Police Department is holding a public auction on Thursday (today) for retired police cars, surplus equipment, and more. We get the details from Chief Keith Conley

Jakob Holbak – CEO and founder, Refreshi SAfm Market Update - Podcasts and live stream

I know so many women want to hear the news that you can gain muscle without gaining body fat, but what's the truth? In this episode I'm breaking it all down for you. Sign up to my mailing list to be first to hear about my ✨secret 10 year anniversary surprise✨ Click here

Governor Beshear announces he'll use money from the state's budget surplus to fund Medicaid, Rocky Adkins holds his first official campaign event after announcing he's running for governor, Kentucky congressman Andy Barr introduces the Lawful Hemp Protection Act, and a meteorologist with the National Weather Service explains why Monday's severe weather across the Commonwealth was an unusual event. 

The Green Party wants to force supermarkets to essentially recycle usable food instead of throwing it away. A members bill being championed by Kahu Carter would see big supermarkets legally required to donate edible surplus kai to a food rescue. Green MP, Kahu Carter spoke to Lisa Owen.

In this podcast, Aon's Louise Dale is joined by Aon partner John Harvey and Abid Hussain, Managing Director of Panmure Liberum. The conversation focuses on the issues of pension scheme surplus in the UK and active pension scheme run-on, specifically focusing on the influences that these might have on the share prices of listed companies who sponsor pension funds. Further information on Aon's Active Solution to Run-on: www.aon.com/unitedkingdom/retirement-investment/astro ...

BUSINESS: ​​​​​June BOP surplus slashes H1 shortfall | July 22, 2026Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

How a tip from a voter led to an election audit in Louisville, Kentucky has a budget surplus despite predictions otherwise, Senate President Stivers on the importance of having SLC in Kentucky, and Gov. Beshear expands the state's pre-K pilot program.

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Welcome to Insurance Covered, the podcast that covers everything insurance.In this episode, Wendy Hauser, President of US Wholesale and Specialty at Markel, shares insights into the world of excess and surplus insurance, its regulation, and its significance in the evolving insurance landscape. Discover how E&S fills gaps in coverage, the differences between admitted and non-admitted insurers, and the future of this dynamic market.We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release. Hosted on Acast. See acast.com/privacy for more information.

When God entrusts us with more than we need, the question is not simply “How can we preserve it?” or “How can we grow it?” The deeper question is, “What is this surplus for?” That question moves stewardship beyond spreadsheets, tax strategies, and investment performance. It takes us into matters of the heart, family, calling, and purpose. And for many families, that is where stewardship becomes both more challenging and more meaningful. Rachel McDonough, a Certified Kingdom Advisor® (CKA®), Certified Financial Planner (CFP®), and author of The River and the Garden: A Story of Faithfully Stewarding Surplus, joined the show today to explore how Christians can think more deeply about stewarding wealth, especially when they have been entrusted with more than they need for provision. Why Tell a Stewardship Story? Rachel has spent more than 20 years crafting financial plans. So when her publisher first suggested she write fiction about stewardship, she was surprised. After all, much of the financial world is built around practical tools, frameworks, and step-by-step guidance. But Rachel came to see that a story can reach places a spreadsheet cannot. That matters because real families do not fit neatly into formulas. They bring different perspectives, fears, desires, wounds, and hopes to the table. And when money is involved, especially significant money, those relational dynamics often come to the surface. That is part of what makes The River and the Garden unique. It is not a technical manual. It is a parable about wealth, family, faith, and the purposes of God. The River, the Garden, and the Craig Family The novel follows three generations of the Craig family. Maddie, the grandmother and matriarch, has come into a surplus after the sale of a family business. Her son Roger is analytical, driven, and accustomed to solving problems through strategy and optimization. Willow, Maddie's granddaughter, is a young artist who wants little to do with money, numbers, or spreadsheets. Together, they begin a journey that takes them through overlooked neighborhoods in Dallas and even to Rwanda as they explore investment and giving opportunities. Along the way, they wrestle with a central question: What does it look like to steward a surplus faithfully? The imagery of the book is simple but powerful. The river represents capital. The garden represents what we choose to water, cultivate, and grow. That image reframes the way we think about money. Capital is not neutral. It does not merely sit still in an account. It flows somewhere. It waters something. And the faithful steward must ask whether those resources are flowing toward purposes that honor God and serve others. When Capital Becomes Stagnant One of the most striking scenes in the book comes through one of Willow's dreams. In it, she sees dark, stagnant pools of water—a picture of capital left unattended. Rachel says that the image should unsettle thoughtful Christians for at least two reasons. First, capital never truly stands still. We may think of it as simply “sitting” in an investment account, but it is always connected to something. It may be funding businesses, industries, practices, or systems that either contribute to human flourishing or diminish it. Second, surplus wealth needs a purpose. Investing for provision is good and right. Families should plan wisely, save diligently, and seek to provide for their needs. But when a family has more than enough for provision, the conversation should expand. What is the surplus for? Rachel describes surplus as “fuel”—an accelerant for the vision and calling God has placed before a family. That does not mean being careless or impulsive. It means prayerfully assigning purpose to resources rather than allowing them to drift without intention. Provision, Impact, and Prayerful Tension Rachel shared that she and her husband have wrestled personally with this tension between provision and impact. In some cases, they have chosen to invest a portion of their non-retirement savings in redemptive businesses that seek to address serious needs, including a company working toward cancer treatment that could serve not only affluent patients but also people in the Global South. Those choices were not haphazard. They were made through prayer, analysis, planning, and mutual agreement as husband and wife. That is an important distinction. Faithful stewardship is not the same as recklessness. Trusting God does not mean ignoring wisdom. Rather, it means recognizing that the resources God entrusts to us may have purposes beyond our own security. A Book for Those Asking, “What Is This For?” Rachel says The River and the Garden is especially for those who have been entrusted with more than they need and are asking what faithful stewardship looks like now. That may include someone who has received an inheritance, sold a business, accumulated significant assets, or reached a point where the resources exceed what is needed for ordinary provision. For those families, new opportunities may open up in both giving and investing. Many people are familiar with stocks, bonds, mutual funds, and traditional charitable giving. But when surplus is truly available, there may be opportunities to support redemptive businesses, private investments, community development, global work, or other efforts that are not always on a family's radar. Surplus wealth can easily become a source of pride, fear, or conflict. But rightly understood, it can become a tool for joining in the good work God is doing in the world. Aligning Head and Heart At the emotional center of the story is the relationship between Roger and Willow. Roger represents technical mastery. He is confident in spreadsheets, strategies, and optimization. Willow represents relational insight and imagination. She sees the human cost of wealth and longs for transformation, but she initially wants nothing to do with financial conversations. Their journey shows the importance of bringing head and heart together. Faithful stewardship requires wisdom, planning, and diligence. But it also requires love, humility, discernment, and imagination. If we only optimize, we may miss the people and purposes God is inviting us to see. If we only dream, we may neglect the responsibility that comes with stewardship. Near the end of the story, Maddie reflects on the windfall that came from the sale of the business her husband built. She recognizes that the family may have worked too hard and sacrificed too much along the way. She cannot recover the time that was lost, but she can still ask that the money count for something. Many families cannot rewrite the past. They cannot undo every sacrifice, repair every regret, or reclaim every missed moment. But by God's grace, they can still ask what faithfulness looks like today. On Today's Program, Rob Answers Listener Questions: I'm 65 and have an annuity worth about $28,000. I'm considering taking monthly withdrawals from it. Is that a wise option? I've been a member of my church for 10 years and have always tithed from my salary. Lately, I'm struggling with some of the church's spending decisions, including music-related purchases and the shift in support from a women's shelter to library reading programs. How should I think about continuing to tithe when I disagree with how some of the money is being used? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Garden Audit Assessment The River and the Garden: A Story of Faithfully Stewarding Surplus by Rachel McDonough Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Stewarding a surplus isn’t about clever spreadsheets— it’s about hearts aligned with God’s purposes. When the Lord entrusts us with more than we need, it can quietly become a spiritual and relational challenge just as much as a financial one. On the next Faith & Finance Live, Rob West and Rachel McDonough explain. Then, it’s on to your financial questions. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

John and Aaron discuss their review experience with the CAO Surplus Maduro Robusto https://developingpalates.com/reviews/cigar-reviews/team-cigar-review-cao-surplus-maduro-robusto/

Le esportazioni della Cina hanno raggiunto a giugno il valore record di 412,39 miliardi di dollari, con una crescita del 27% rispetto allo stesso mese del 2025. Lo riferiscono i dati diffusi dall Amministrazione generale delle Dogane. L aumento è nettamente superiore alle attese degli analisti, che prevedevano un incremento del 18,2%, e rappresenta l espansione più sostenuta da febbraio. Nei primi sei mesi dell anno le esportazioni cinesi hanno raggiunto complessivamente 2.120 miliardi di dollari, in crescita del 17,6% rispetto allo stesso periodo del 2025. La Cina ha registrato anche un surplus commerciale record di 125,62 miliardi di dollari, in aumento rispetto ai 113,89 miliardi dello stesso mese del 2025 e anche in questo caso oltre le attese degli analisti, ferme a 121 miliardi. Lo rendono noto i dati diffusi oggi dall Amministrazione generale delle Dogane. Sempre secondo i dati ufficiali dell Amministrazione generale delle dogane, il mese scorso le esportazioni cinesi verso gli Stati Uniti sono aumentate del 13,9% su base annua. Le esportazioni verso gli Usa hanno raggiunto i 43,5 miliardi di dollari, portando il surplus commerciale della Cina con gli Stati Uniti a 28,9 miliardi di dollari. Ne abbiamo parlato con Giuliano Noci, Prorettore del Polo territoriale cinese del Politecnico di Milano. Dal 2011 è dell'Ateneo milanese.Trump su Hormuz: «Vogliamo rimborsi»Il presidente ha anche annunciato che gli Stati Uniti introdurranno un pedaggio del 20% sulle navi cargo che passeranno dallo Stretto, come compensazione per il ruolo americano di garante della sicurezza nell'area. Secondo Trump, Hormuz "è aperto e resterà aperto, con o senza l'Iran" e Washington manterrà operativa la rotta come un "Guardiano dello Stretto". Va ricordato che non esistevano problemi di sicurezza a Hormuz prima che gli Stati Uniti attaccassero l Iran, senza capire che il regime di Teheran avrebbe reagito bloccando lo Stretto. Da allora sono passati oltre cinque mesi e l amministrazione Trump si è rivelata incapace di allentare la presa di Teheran su quel braccio di mare strategico per il petrolio: il Pentagono avrebbe i mezzi, ovvio; ma solo con un operazione navale e di terra così rischiosa, in termini di vite di soldati americani, che la Casa Bianca non osa. Di conseguenza, l Iran capisce che può usare il controllo e possibili pedaggi sul transito da Hormuz come leva per imporre il suo predominio sull area. Del resto l amministrazione americana stessa ha accettato una formula ambigua, nel Memorandum d intesa con Teheran in giugno, che non chiude a questa possibilità. Approfondiamo il tema con Stefano Zunarelli, docente di diritto della navigazione presso l Università di Bologna e titolare dello Studio Legale Zunarelli, studio specializzato da oltre 30 anni in diritto della navigazione, dei trasporti e commerciale.Euro digitale: Bce seleziona 36 provider per progetto pilota, otto italianiLa Banca centrale europea ha selezionato 36 banche e payment service provider per il progetto pilota dell euro digitale che partirà nella seconda metà del 2027 e durerà 12 mesi. Lo comunica la Bce in una nota. Fra i partecipanti ci sono otto società italiane: Banca Monte dei Paschi di Siena, Banca Sella, Isybank, Nexi Payments, Numia, Poste Italiane, UniCredit e Satispay (quest ultima ha fatto domanda in Lussemburgo mentre le altre sette in Italia e verranno seguite con la collaborazione della Banca d Italia. I provider sono stati selezionati fra oltre 50 candidature. Tra i gruppi europei sono presenti anche Worldline, Adyen, SumUp e istituti come Deutsche Bank e Revolut. «L obiettivo del progetto pilota - spiega la Bce - è supportare i lavori preparatori in corso per la possibile emissione di un euro digitale». Ne parliamo con Valeria Portale, Direttrice dell'Osservatorio Blockchain & Web3 del Politecnico di Milano.

Recent research has identified ways to make processors 1000x faster with less heat. It's very noval and could change everything. All the while we smoke the CAO Surplus Maduro and sip on the New Riff Single barrel.

Elizabeth Davis aka Wilted Woman joins us this week to talk the comics/noise scene, recording music on flip phones, and how to make music commodity again. Check Lizzie's work out https://virtual-slap.net/info and her latest record 'Flowers' https://wiltedwoman.bandcamp.com/album/flowers and of course JOIN THE PATREON www.patreon.com/basecampbeta

The central concept of Marx's contribution to a critical understanding of the capitalist economic system - the entry point into his distinctive analysis - is "the surplus." Today's show is devoted to making clear (1) what the surplus is, (2) how and why the surplus is central to understanding capitalism's key features, and (3) how the surplus explains such flaws in capitalism, such as the endless class struggles it provokes and the extreme inequalities of wealth and income it generates.

Aujourd'hui, Emmanuel de Villiers, entrepreneur, Charles Consigny, avocat, et Joëlle Dago-Serry, coach de vie, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.

Enter Charles A. Conant, theorist of “surplus capital.” Rothbard shows how Conant's claim that mature economies must export capital abroad linked banking reform to economic imperialism—a theory that traveled from pro-imperialists to Wilshire, Hobson, and Lenin.

The obvious answer is no, right?Well... let me explain why that may not be the correct response...I hope you enjoy listening

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It's double the Compton, double the fun, as Ben Compton guests and Chris Compton hosts, asking the team, “What's the biggest surprise you ever experienced?” From blind dates with fake names, to improv sets at funerals, we've got it all. Find out what happens when Macho Man Randy Savage meets a Make-a-Wish kid, listen to the trailer for the hottest new Marvel movie, and how doctors handle a real-life version of Operation! Cast: Sean Michael Boozer, Chris Compton, Jarrett Lennon Kaufman, Josh Spence, Chris Sanders  Special guest(s): Ben Compton  Ads: Surprise Supplies (improvised by Ben Compton off the prompts: Surplus, Superficial, Suspenders, Suspicious, Susie Orman, Succotash) Original release date: 6/24/26  Actual episode count: 143  Edited by John Rael  Intro and outro music credit to Matt Walker  Various sound effects and music from https://freesfx.co.uk/  Additional music and sound credits:  Extrabioremediation (Mercury Counter) by Bryce Castillo   https://neshcom.com/ 

While Nick's away, Chris, Matt, and Jack discuss the World Cup, and eventually, Jack gives everyone a Padres update. Matt crushes Jack with Lego talk. Chris has watched Widow's Bay as well. What did he think of it? Plus Chris's review of Twas the Fight Before Christmas. Matt has another Meme game with a theme, and finally, Jack does the email!Become a Patron at JayandJack.comWrite us an email at RCADCast@gmail.comFollow us on Instagram at RCADCastAnd leave us an iTunes review

While Nick’s away, Chris, Matt, and Jack discuss the World Cup, and eventually, Jack gives everyone a Padres update. Matt crushes Jack with Lego talk. Chris has watched Widow’s Bay as well. What did he think of it? Plus Chris’s review of Twas the Fight Before Christmas. Matt has another Meme game with a theme, […]

While Nick's away, Chris, Matt, and Jack discuss the World Cup, and eventually, Jack gives everyone a Padres update. Matt crushes Jack with Lego talk. Chris has watched Widow's Bay as well. What did he think of it? Plus Chris's review of Twas the Fight Before Christmas. Matt has another Meme game with a theme, and finally, Jack does the email!Become a Patron at JayandJack.comWrite us an email at RCADCast@gmail.comFollow us on Instagram at RCADCastAnd leave us an iTunes review

Kohei Saito, Christoph Sorg and Jan Groos discuss democratic planning in the 21st century.  Future Histories LIVE. This episode is part of the ‘Future Histories LIVE' format. For this, individual episodes are recorded live – that is, in front of an audience – at irregular intervals. This episode is the live recording of a book launch and discussion event that took place on June 11, 2026 at the NACHTASYL Hamburg:  https://www.thalia-theater.de/de/stuecke/creative-construction-and-the-struggle-over-progress-democratic-planning-in-the-21st-century/361 The video recording of the event can be found on our Youtube-Channel:  https://www.youtube.com/channel/UCfRFz38oh9RH73-pWcME6yw Shownotes  Sorg, C. & Groos, J. (2026). Creative Construction. Demokratische Planung im 21. Jahrhundert. Brumaire.  https://brumaireverlag.myshopify.com/products/creative-construction Saito, K. (2026). Am Ende des Fortschritts. Überleben in den Ruinen des Kapitalismus. dtv. https://www.dtv.de/buch/am-ende-des-fortschritts-28534 NACHTASYL Hamburg and Thalia Theater:  http://nachtasyl.de/ https://www.thalia-theater.de/de on Friedrich von Hayek:   https://geschichte.univie.ac.at/de/personen/friedrich-august-von-hayek Saito, K. (2023). Systemsturz. dtv.     https://www.dtv.de/buch/systemsturz-28369 Cédric Durand at the University of Geneva:  https://www.unige.ch/sciences-societe/dehes/membres/cedric-durand Philipp Staab at Humboldt University Berlin:  https://www.sowi.hu-berlin.de/de/lehrbereiche/zukunftarbeit/mitarbeiter_innen/pstaab Jacob Blumenfeld with Critical Theory in Berlin:  https://criticaltheoryinberlin.de/people/jacob-blumenfeld/ on the Dark Enlightenment (or Neo-Reactionary) movement:  https://en.wikipedia.org/wiki/Dark_Enlightenment https://www.populismstudies.org/Vocabulary/dark-enlightenment/ Curtis Yarvin coined the term as Blogger under the pseudonym Mencius Moldbug:  https://en.wikipedia.org/wiki/Curtis_Yarvin Nick Land summarised Yarvin's theories in a book:  https://en.wikipedia.org/wiki/Nick_Land Linus Westheuser and ‘climate populism': https://linuswestheuser.com/ Westheuser, L. & Siebert, J. (2025). Warum wir Klimapopulismus brauchen. Surplus.   https://www.surplusmagazin.de/warum-wir-einen-klimapopulismus-brauchen/ For the chapters on ‘models' by Jakob Heyer, Stefan Meretz and Simon Sutterlütti see:  https://brumaireverlag.myshopify.com/products/creative-construction on Karl Polanyi:  International Karl Polanyi Institute (2019). Karl Polanyi. Life and Works of an Epochal Thinker. Falter.  https://www.karlpolanyisociety.com/ Benanav, A. (2025). Beyond Capitalism I-II. New Left Review.  https://newleftreview.org/issues/ii153/articles/aaron-benanav-beyond-capitalism-1 https://newleftreview.org/issues/ii154/articles/aaron-benanav-beyond-capitalism-2 Herrmann, U. (2024). Das Ende des Kapitalismus. Warum Wachstum und Klimaschutz nicht vereinbar sind – und wie wir in Zukunft leben werden. Kiepenheuer & Witsch.  https://www.kiwi-verlag.de/buch/ulrike-herrmann-das-ende-des-kapitalismus-9783462007015 Neckel, S. (2022). Infrastruktursozialismus: Die Bedeutung der Fundamentalökonomie. In Kapitalismus und Nachhaltigkeit (Ed. S. Neckel, P. Degens, S. Lenz). Campus.  https://www.researchgate.net/publication/362107108_Infrastruktursozialismus_Die_Bedeutung_der_Fundamentalokonomie on Claus Offe and the 'legitimation crisis': Offe, C. (1986). Strukturprobleme des kapitalistischen Staates: Aufsätze zur Politischen Soziologie. Suhrkamp. https://www.amazon.de/Strukturprobleme-kapitalistischen-Staates-Politischen-Soziologie/dp/3518105493 Krippner, G. R. (2012). Capitalizing on Crisis. The Political Origins of the Rise of Finance. Harvard University Press. https://www.hup.harvard.edu/books/9780674066199 Menon, N. (2024). Planning Democracy. How a Professor, an Institute, and an Idea Shaped India. Penguin India.   https://www.penguin.co.in/book/planning-democracy/ Blumenfeld, J. P. (2024). Managing Decline. Cured Quail (3).  https://www.academia.edu/121062536/Managing_Decline Mau, S. (2023). Mute Compulsion. A Marxist Theory of the Economic Power of Capital. Verso.  https://www.versobooks.com/products/2759-mute-compulsion?srsltid=AfmBOooxWbwMWcWT7UUqrlpAT2yXYPK6B5TSR59_IAoxYR_lp_wpSTgf Struwe, A. (2025). Totalität. Marx, Adorno und das Problem kritischer Gesellschaftstheorie. Verbrecher Verlag.  https://www.verbrecherverlag.de/shop/totalitaet/ on Nancy Fraser and the question on ‘demos' (exemplary):  Fraser, N. (2005). Reframing Justice in a Globalizing World. New Left Review.  https://newleftreview.org/issues/ii36/articles/nancy-fraser-reframing-justice-in-a-globalizing-world Rikap, C. (2025). A Progressive Roadmap for Expanding European Digital Sovereignty. Policy Brief. FEPS.  https://feps-europe.eu/publication/a-progressive-roadmap-for-expanding-european-digital-sovereignty/ Related Episodes of Future Histories S03E59 | Cédric Durand on Ecological Planning  https://www.futurehistories.today/episoden-blog/s03/e59-cedric-durand-on-ecological-planning/ S03E53 | Philipp Staab zur Systemkrise   https://www.futurehistories.today/episoden-blog/s03/e53-philipp-staab-zur-systemkrise/ S02E15 | Jakob Heyer zu Grundproblemen einer postkapitalistischen Produktionsweise (Teil 2) https://www.futurehistories.today/episoden-blog/s02/e15-jakob-heyer-zu-grundproblemen-einer-postkapitalistischen-produktionsweise-teil-2/ S02E14 | Jakob Heyer zu Grundproblemen einer postkapitalistischen Produktionsweise (Teil 1) https://www.futurehistories.today/episoden-blog/s02/e14-jakob-heyer-zu-grundproblemen-einer-postkapitalistischen-produktionsweise-teil-1/ S03E51 | Aaron Benanav - Beyond Capitalism II  https://www.futurehistories.today/episoden-blog/s03/e51-aaron-benanav-beyond-capitalism-ii/ S03E50 | Aaron Benanav - Beyond Capitalism I  https://www.futurehistories.today/episoden-blog/s03/e50-aaron-benanav-beyond-capitalism-i/ S02E58 | Søren Mau on Planning and Freedom https://www.futurehistories.today/episoden-blog/s02/e58-soren-mau-on-planning-and-freedom/   — Future Histories Contact & Support If you like Future Histories, please consider supporting us on Patreon: https://www.patreon.com/join/FutureHistories Contact: office@futurehistories.today Instagram: https://www.instagram.com/futurehpodcast/ Mastodon: https://mstdn.social/@FutureHistories English webpage: https://futurehistories-international.com   Episode Keywords #KoheiSaito, #ChristophSorg, #JanGroos, #Interview, #BookEvent, #FutureHistories, #Hamburg, #Planning, #Capitalism, #Socialism, #DarkSocialism, #Economics, #ClimateChange, #ClimateBreakdown, #Democracy, #BigTech, #WartimePlanning, #DemocraticPlanning, #State, #Collapse, #Market, #Investment, #Progress, #Future, #FutureHistoriesInternational    

American Science & Surplus is a beloved Milwaukee store that nearly closed last year. Now under employee ownership, the store's new owner shares how they're operating the business during economic hardships.

An economic check in with the new owners of Milwaukee's Science and Surplus. Milwaukee Messi – a soccer player from Milwaukee competing in the World Cup. We meet a local sailor participating in a boat race from Washington to Alaska.

The economy was designed to serve life. At some point, it forgot. This article traces how that happened - through colonial extraction, currency manipulation, and centuries of treating the Earth as an inexhaustible resource - and more importantly, what is already being built in its place. It is also worth naming what is being built against it. Central Bank Digital Currencies (CBDC), digital identity systems, and the broader technocratic agenda advancing through institutions like the World Economic Forum represent a competing vision of the future - one where economic participation is surveilled, programmable, and ultimately controlled by the few. That is not a regenerative economy. It is the extractive economy in a new interface. The regenerative economy moves in the opposite direction: toward decentralization, sovereignty, reciprocity, and life. From Time Banks in New York to community currencies in Ecuador to worker cooperatives in Spain, it is not a future vision. It is a present reality, waiting to be joined. And while blockchain and regenerative finance are real and important parts of this picture, the regenerative economy is bigger than any single technology. It is a whole-systems redesign - cultural, spiritual, and practical - of how human beings relate to value, to each other, and to all living beings on Earth.A System Feature | Designed to ExtractA president steps up to the podium in Manila, praising the economic progress their country has fulfilled after, what many of us call “ the plandemic”. Outside the auditorium, a young mother carries her child on her hip, knocking on car windows at a red light, eyes down, asking for alms. The applause inside the hall doesn't reach her. It never does.The president says the currency has strengthened. That prices are coming down. Meanwhile, across the city, a farmer named Rodrigo is standing in the field he has worked for thirty years, calculating whether this harvest will cover the loan he took out before the last typhoon swept his crop away. It didn't. This is not an exception to the economic system. It is a feature of it. A reflection of a culture that does not care about those actually in need.Many nations measure their health through GDP - Gross Domestic Product - which essentially dictates whether or not an economy is “progressing.” It runs under one quiet assumption: that the Earth will keep giving. Indefinitely. Without asking anything in return. That before the calculations around supply, demand, and the balance of everything else, all the raw materials are already ideally supplied.The Earth is answering. Typhoons that once came once a generation now arrive like clockwork. Harvests that fed communities for centuries are failing across the Andes, the Sahel, the Mekong delta. The seasons that indigenous peoples read as living calendars have become erratic, unreliable, grieving. None of this is random. It is a response - accurate and proportional - to an economy built on the assumption that extraction has no cost.If we were truly “abundant” financially, we would not have billions of people at risk of starvation, homelessness, and other manifestations of neglect and poverty. The economy was supposed to serve all life. It has forgotten this. And in forgetting it, it has begun to abandon human life itself.The Story We InheritedMoney was supposed to be a promissory note for the gold reserves one actually held. The paper was a symbol - pointing at something real, something held in a vault somewhere, something that could be touched.Then the notes began circulating. And the longer they circulated, the more people forgot what they were pointing to. Eventually, the circulation gave rise to the idea of turning the notes into currency itself. The symbol became the standard. It became backed not by gold, but by story - a story so strong, so repeated, so programmed into every transaction of daily life, that we began to mistake it for the truth.We placed a middleman between ourselves and our needs. And somewhere along the way, we forgot we had done it. Perhaps, by design. Here is what the story never tells you: the gold itself did not arrive innocently.In 1302, Pope Boniface VIII issued Unam Sanctam, declaring papal authority supreme over all earthly power - making the Earth itself, philosophically, ownable. A century and a half later, that claim became economic policy. Dum Diversas (1452) authorized the enslavement of non-Christians across the globe. Romanus Pontifex (1455) granted Portugal the right to colonize and extract across Africa and the New World. Inter Caetera (1493) extended the same to Spain and the Americas.These were the founding economic legislation of the extractive world we live in - all cloaked in religious language.What followed was centuries of forced extraction. Economists Flynn and Giráldez have documented that colonial American silver - mined through indigenous forced labor in Potosí and across Peru and Mexico - became the standard monetary foundation of early global trade. The gold in the vault was never simply there. It was coercively taken.And then, on August 15, 1971, even that material trace was erased. President Nixon closed the gold window, ending the Bretton Woods system and severing the dollar's convertibility to gold. According to the Federal Reserve's own record, the international community was not consulted. From that moment, currency was backed by nothing but the authority of the government printing it.Knowing that we wrote ourselves into this story, we are now remembering that we can write ourselves out of it. Not only by writing new stories, but by reconnecting with stories that existed long before our current economic situation - stories that are still alive, still practiced, still remembered by the communities that never abandoned them.What Has Always WorkedBefore the conquest of certain nations to centralize power into their hands, other societies practiced more communal and regenerative ways of exchanging value. To them, considering other people and the Earth itself was not an ethical add-on. It was integral to the flourishing of their economies.Pre-colonial PhilippinesLong before the Spaniards arrived, the Philippine archipelago was a major hub in the maritime Silk Road - one of Asia's most active trade networks. Communities exchanged with Chinese, Japanese, Arab, and Indian traders at coastal ports and river settlements.The archipelagic geography made it impossible to consolidate wealth in any single place. Different tribes like the Maranao exchanged surplus agricultural produce, textiles, metalware, and forest products through robust barter systems built on kinship ties and alliances among polities. Value moved between two people who chose to relate. No middleman. Mutual trust was the economic infrastructure.Andean PeoplesThe Quechua people organized their economy around a relational foundation that lives in the language itself. Ayni - sacred reciprocity. Minka - collective community work. Randi-Randi - generalized reciprocity, the understanding that what circulates returns. All three connect to the broader principle of Sumak Kawsay: good living in right relationship with community, land, and the living world.Sumak Kawsay does not separate prosperity from the wellbeing of ecosystems. It understands them as one thing. This recognition runs so deep that Ecuador enshrined it as the central guiding principle for its national development in its 2008 constitution - the living legal inheritance of an ancient economy that knew how to stay.Haudenosaunee in North AmericaIn their 1981 formal statement to the United Nations, the Haudenosaunee Council of Chiefs articulated what their communities had practiced for centuries: that the earth was created for all to use, forever - not for the present generation to exhaust. Under their law, land is held by the women of each clan, who farm and care for it for the benefit of future generations.The Haudenosaunee saw land as a responsibility to be stewarded in trust. Anthropologist Kurt Jordan from Cornell University documented their economic practices and described them as “a reasonably sustainable, localized economy” even under intense external pressure. They had embodied communal stewardship long before theories about such things were written down.Southern Africa“I am because we are.”This is Ubuntu - the philosophy at the core of both social and economic life across Southern Africa. Communities in South Africa and Mozambique relied on mutual aid networks, intergenerational knowledge systems, and participatory rituals as practical economic infrastructure. These systems enhanced community cohesion and collective resilience precisely in the moments when extractive economies failed them. They understood, bone-deep, that no human being thrives in isolation.Diversity of Regen Economic SystemsMany communities across continents are actively rebuilding economic systems beyond the extractive model. The following are not theoretical. They are actively running. Hence, the more diversity of economic systems each person and community practices, the more abundant, unbreakable and independent we are from degenerative systems from governments and corporations that want to control it all. The Commons FoundationOne body of research forms the intellectual foundation for nearly all of them: the life's work of Elinor Ostrom, the first woman to receive the Nobel Prize in Economics. Ostrom spent decades documenting over 800 cases of communities successfully governing shared resources - in Switzerland, Kenya, Guatemala, Nepal, and beyond - without either privatization or state control.Her conclusion was simple and radical: communities do not inevitably destroy what they share. Given the right institutional design, they protect it and pass this duty to the next generation. And her eight design principles for successful commons governance - the framework that emerged from all that fieldwork - describe, as she herself acknowledged, the same governance systems that indigenous communities had been practicing for centuries.Her work is not a new idea. It is a confirmation of ancient ones.Regenerative Economics | Beyond ReFi - The Whole-Systems VisionWhen most people first encounter the term “regenerative economy,” they arrive through crypto. Through ReFi - regenerative finance - and the promise of blockchain as a tool for funding ecological restoration, decentralizing power, and making impact transparent. These are real contributions. They matter.But John Fullerton, founder of the Capital Institute and one of the most rigorous thinkers in this field, spent two decades on Wall Street before arriving at a different and more fundamental question: what if the entire framework of modern finance is running in conflict with how life actually works?Fullerton's work focuses on building an economic framework that supports the long-term health of people, communities, and the planet - not by tweaking the existing system, but by replacing its underlying logic. His core argument is that we are running our society in conflict with the patterns and principles that explain how life works.His answer is what he calls regenerative economics: eight principles drawn from living systems science that describe how healthy economies - like healthy ecosystems - actually function. Diversity. Balance. Circular flow. Robust circulation. Surplus financial capital, in his framework, needs to be recycled and regenerated into other forms of capital - natural, social, and cultural. Not hoarded nor extracted. Composted back into the living system that produced it.ReFi, in Fullerton's framing, is one tool within this larger architecture. Blockchain can decentralize power. Tokenized nature credits can make ecological value legible to markets. Community currencies can circulate value locally. But the technology is only as regenerative as the values underneath it. A crypto project built on extraction logic is still extraction, regardless of the chain it runs on.Regenerative economy is not a financial product. It is a civilizational shift - in how we measure wealth, in what we decide to protect, in whose voices count when decisions are made. ReFi is welcome in that shift. It is one current in a much larger river.Time BanksIn Jackson Heights, Queens, a retired nurse named Gloria hasn't touched the formal economy in months for the things that matter most to her. She spends three hours teaching English to a recent immigrant. Those hours become credits. She spends them on home repairs from a neighbor who knows carpentry. He spends his credits on childcare. The loop keeps moving.This is a Time Bank - a community exchange system built on one radical premise: everyone's time is worth the same. One hour of legal advice equals one hour of gardening equals one hour of emotional support. The hierarchy of market wages disappears. What remains is a web of people who need each other.Edgar Cahn, who developed Time Banking in the 1980s after surviving a near-fatal heart attack, called it “co-production” - the idea that the economy needs what the market can never price: care, community, civic participation, the work of raising children and holding elders. Time Banks make that invisible labor visible, and circulate it back into the community that produced it.Today there are over 500 Time Banks operating in more than 30 countries. Some have formalized into neighborhood institutions. Others run through apps. All of them rest on the same foundation the Quechua called Ayni - sacred reciprocity - translated into the language of modern urban life.Mondragon CorporationThe Mondragon Corporation in Spain's Basque region remains the most studied proof that democratic ownership functions at scale. Founded by six worker-owners in 1956, it now comprises 96 cooperatives employing over 70,000 people, with annual revenues exceeding €11 billion. Workers own the company collectively, vote on strategy at general assemblies, and operate under a constitutionally capped pay ratio of 6-to-1 between the highest and lowest earners.Traditional Dream FactoryIn a 25-hectare village in Alentejo, Portugal, Traditional Dream Factory is a living prototype of the self-sustaining regenerative community - blending collective ownership, ecological restoration, intentional community, and decentralized economy in one working place. They have raised over €1.25 million in total capital across 280+ token holders. Their 2026 build phase is completing co-living rooms, artist studios, a farm-to-table restaurant, a mushroom farm, and a biopool wellness space.AtreyuInvestment, as most of us have encountered it, prioritizes short-term financial returns above all else. Atreyu challenges this at the root by approaching investment through living systems principles and deep relational due diligence. They support their investees to ensure that both the enterprises and the ecosystems they steward realize their potential - together. They focus on early-stage businesses and actively encourage steward-ownership models that enshrine self-governance and purpose orientation.Muyu CoinOne of the first social coins in South America, Based in Ecuador - Muyu serves as an alternative exchange system rooted in community trust and an understanding of sacred economy. It protects the sovereignty of communities in their production, distribution, exchange, consumption, and post-consumption - keeping the loop of value inside the community rather than extracting it outward. It uses Cyclos, an enchrypted platform, a base.It first did an attempt to start in 2015, but not many people showed interest. It then came back very strong in 2020, due to the “plandemic”. People felt the need to have alternative ways to transact that was not controlled by limiting governments. Giving communities complete independence. Currently with over 150+ members who are exchanging goods and services in different nodes throughout the country. From food produce, clothing and art -to- car mechanic, dentists and school teachers serving to the community.Grassroots EconomicsFounded in Kenya, Grassroots Economics supports communities in building their own self-sustaining economies - even when national currency is scarce - through a model called Commitment Pooling.Consider Wanjiru, a vegetable seller in Mombasa's Bangla Pesa network. During a slow week when Kenyan shillings are tight, she issues a Community Asset Voucher - a commitment to provide vegetables - and deposits it into a communal pool. Her neighbor, a carpenter named Kamau, redeems it. He offers his own labor in return. The loop closes. Food reaches a family that needed it. A roof gets repaired. No national currency changes hands.This is not a workaround. It is a return to how value was always supposed to move.Since Grassroots Economics was established in 2010, they have supported 26,600 people across 290+ communities, issuing over 2,140 vouchers. Their protocol is inspired by indigenous Rotational Labor Associations similar to Kenya's mwethya and harambee traditions. It is open-source and blockchain-agnostic - meaning any community, anywhere, can deploy it.The Choice in Front of UsThese regenerative endeavors share one answer to the core assumption of the extractive economy: the economy does not need to extract in order to function. Value can circulate and regenerate rather than accumulate. Ecological health, community resilience, and the wellbeing of the next generations are not costs to minimize - they are the actual metrics that demonstrate economic success.The question is no longer whether it is possible. It is happening. The question is whether enough of us choose to participate in building it, and whether we remember our roles as stewards of the Earth that has always sustained us.We get to choose the future we want for ourselves, our children, and the seven generations that come after.Your Role in the Regenerative EconomyReading this is already a kind of remembering. The question that follows is simple: where do you begin?The regenerative economy is not waiting to be invented. It is waiting to be joined. Every one of the models described here started with a small group of people who decided to practice a different relationship with value - before it was proven, before it was popular, before it was funded.Here are real entry points, available now:Start with your immediate circle. Identify three skills or resources you have in excess - time, knowledge, food from a garden, tools sitting unused. Offer them. Ask for what you need in return. This is Ayni. It requires no platform, no signup, no permission.Relocalize your spending. Every dollar (fiat currency) that circulates inside a local economy multiplies its impact without leaving the community. Farmers markets, community-supported agriculture, local cooperatives, regenerative small businesses - these are not lifestyle choices. They are votes for a different system, cast weekly.Find or start a Time Bank in your area. hOurworld.org and TimeBanks.org maintain active directories. If nothing exists near you, starting one requires little more than a spreadsheet and a Telegram/Whatsapp group.Join a community working on this. It can be our Regenerative Leadership Community from www.regenerativeculture.life is one place. There are others - transition towns, ecovillages, commons networks - in most regions of the world. Find your people. The regenerative economy is, at its root, a relationship economy. It does not work alone.Learn the language. Permaculture design, commons governance, cooperative economics, sacred reciprocity - these are not abstract concepts. They are practical skills with deep traditions behind them. The more fluent you become, the more useful you are to the communities building this.The scale of what needs to change can feel paralyzing. It is not meant to. The models described in this article did not begin at scale. Mondragon began with six people. Grassroots Economics began in one neighborhood in Mombasa. The Quechua did not design Ayni for a movement - they designed it for a harvest.Start where you are. With what you have. With whoever is near you. That has always been enough to begin. It's not easy, but it is possible.Written by Gertie Farenas and Yoshi Pantera - 90% by us humans and 10% AI assisted.This Audio is recorded by a true voice - Yoshi PanteraThis article is part of the Regenerative Culture Chronicle - a publication exploring the ideas, practices, and communities building a world that benefits all life.Learn more at RegenerativeCulture.LifeThanks for reading Regenerative Culture Chronicle! This post is public so feel free to share it.Regenerative Culture Chronicle is a reader-supported publication. To receive new posts and support our work, consider becoming a free or paid subscriber. Thank you! Get full access to Regenerative Culture Chronicle at regenerativecultureworld.substack.com/subscribe

Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

Jeremy White and Joe DiBiase analyze Lindy Ruff's comments on the Buffalo Sabres' wealth of talent at center and how it could lead to a significant offseason trade. They explore the possibility of moving Dylan Cozens to address other roster needs and discuss the long-term prospects of pursuing stars like Connor McDavid or Auston Matthews. The conversation also touches on the legacy of Claude Lemieux and personal memories of the 1994 Vancouver Canucks. 01:09 - Lindy Ruff on Depth 02:21 - Potential Dylan Cozens Trade 13:46 - McDavid Rumors 24:04 - Claude Lemieux Legacy 26:43 - 1994 Vancouver Canucks Memories

This week we're breaking down The Surplus! When Michael announces to the Scranton Branch that they have a surplus, the office fights over whether to use the leftover money to buy new chairs or a new copier. Meanwhile Dwight “helps” Angela and Andy plan their wedding. Angela tells us about shooting on Disney Ranch which was once known as Golden Oak Ranch, Jenna does a deep dive on Iowa State Farm's butter sculptures, and the ladies gush over one of the best Hank scenes in the entire run of The Office. But most importantly, it's Angela's work birthday! Will she actually get a cake at work this year? Office Ladies Website - Submit a fan question: https://officeladies.com/submitaquestion  Follow Us on Instagram: OfficeLadiesPod Follow Us on YouTube Follow Us on TikTok To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

A class action has been filed in Ohio over the surpluses from tax foreclosure auctions. https://www.lehtoslaw.com

Nicole is 56, single, and living in Raleigh, North Carolina, and she has a spreadsheet for everything. After her divorce left her saddled with debt, she spent two decades building a budget system so airtight she hasn't carried a credit card balance since. Now she's earning over $100k a year, paying off every card in full, and chipping away at a student loan she could settle tomorrow if she wanted to. But when Nicole spent a week tracking every dollar for A Week in Her Wallet, she made a surprising discovery: she has far more money left over each month than she ever realized, and she's ready to put it to work. In this episode, Jean and Nicole cover: The medical billing maze that's costing Nicole more than it should The three-debit-card system Nicole built  Why a diagnosis changed how she thinks about spending on her own wellbeing The student loan she's been carrying strategically  What Nicole's retirement dream actually looks like Pre-order Jean's new book, The Forever Paycheck — your guide to building a secure, steady income stream for the retirement you've worked so hard for. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Professional Left, Driftglass and Blue Gal trace how the Clinton-era budget surplus was dismantled piece by piece during the Bush years, setting the stage for the catastrophic financial collapse of 2008. While millions of Americans lost their jobs and homes, the mainstream media — led by Both Sides propagandists like David Brooks and the newly hired Bill Kristol — refused to lay the blame where it actually belonged: on the Republican Party. Driftglass and Blue Gal have been calling out this "Both Sides Do It" lie for over twenty years, and this episode shows exactly how that lie worked in real time to let Republicans off the hook for disasters of their own making. From the gutting of PAYGO rules to the death of the auto industry bailout in the Senate, the evidence is clear — both sides don't.Stay in Touch! Email: proleftpodcast@gmail.com Website: proleftpod.com Support via Patreon: patreon.com/proleftpod or Donate in the Venmo App @proleftpodMail: The Professional Left, PO Box 9133, Springfield, Illinois, 62791Support the show

Hello and welcome to Handgun Radio! I'm your host Ryan Michad, Weerd Beard & Co from the wild woods of Central Maine and this is your home for all the news, information and discussion in the handgunning world!   This week, we talk surplus and, yes…..C&R guns   Please check out the Patriot Patch Company […]

Hello and welcome to Handgun Radio! I'm your host Ryan Michad, Weerd Beard & Co from the wild woods of Central Maine and this is your home for all the news, information and discussion in the handgunning world!   This week, we talk surplus and, yes…..C&R guns   Please check out the Patriot Patch Company for their awesome patches and other high quality  items! Visit www.patriotpatch.co for more information! Cool artist “proof” rendition come along with the latest patch of the month patches!    We are proudly sponsored by VZ Grips! Please go check out all their fantastic products at their website! VZ Grips!  -KFrame Magna Grips   Thank you to all our patreons! Visit us at https://www.patreon.com/handgunradio    Week In Review:   Ryan: -Finished the Lee-Enfield Project!!! I got to shoot it too, and it was smooth as silk! -Walther PPK .22 was super quiet, but the CCI Quiet wouldn't cycle, which is not surprising.  -Our thoughts are with Mike B aka Duelist1954 on Youtube. Ive been a fan for the longest time and he is battling a cancer diagnosis. Our thoughts & wishes for the best are with him.   Weerd:   David: This week was My Wife's birthday. Our local family took her to dinner on Friday, and Ninja Checked me. Saturday we planned to visit a museum, do some light shopping, then a nice dinner out. Our lawn guys showed up right before we left, so we had to wait for them. So no museum, and her boss gave her a gift card for the restaurant. So now I have to take her out to dinner again so I can treat.   Oddball: Finally got to shoot the Calico!   Drink Segment: Xicaru Pechuga Mole Mezcal   Main Topic: Surplus   Good Websites: AIM Surplus J&G Sales Centerfire Systems Antique Arms Atlantic Firearms CMP Collectors Firearms Dennis Fulmer Antiques Empire Arms IMA Old Guns Royal Tiger Imports SARCO Wolff Gunsprings   David: Especially if looking for collectables, reference books can be worth their weight in gold.   C&R Process   A Few Options: -CZ 70 .32 ACP -Radom P-64 -CZ 82 9x18 Makarov -Chinese Tokarev 7.62x25 -Star 30M 9mm Pistols -Beretta M1934 -Beretta 80series   Wrap Up: Don't forget to shop Brownells using our affiliate link! Head to firearmsradio.net and click the affiliate link in the upper right hand corner! Be sure to go like Handgun Radio on facebook and share it with your friends! Leave us a review on iTunes! Check out VZ Grips!  Listen to all the great shows on the Firearms Radio Network! Check out the Patriot Patch Company!! www.patriotpatch.co   Weerd where can people find you? Assorted Calibers Podcast,  Weer'd World   Oddball gunscarstech.com Assorted Calibers Podcast ACP and HGR Facebook Play screechingtires.wav   David Assorted Calibers Podcast ACP and HGR Facebook Blue Collar Prepping Brena Bock Author Page David Bock Author Page Team And More Xander: Assorted Calibers Podcast Here so Ryan doesn't do a bad impression of me   Until next week, have fun & safe shooting!  

On today's episode, Clay is joined by Daniel Mahncke to break down Kinsale Capital. Kinsale is a specialty insurer that has quietly become one of the most exceptional businesses in the financial sector by dominating the Excess & Surplus insurance market. Clay and Daniel break down the DNA of this wonderful business, and if the recent drawdown in the stock is a compelling opportunity for value investors. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:03:32 - An overview of the insurance industry and how Kinsale fits into the bigger picture 00:17:32 - The durable competitive advantages that Kinsale has built 00:20:19 - The advantages of keeping underwriting in-house in the Excess & Surplus market 00:35:04 - What is driving Kinsale's incredibly low combined ratio 00:39:29 - Why it's focus on the E&S market and smaller accounts is a moat in itself 01:07:25 - Kinsale's valuation and primary risks to monitor for investors Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Mastermind Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to join us in Omaha for the Berkshire meeting ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Check out The Intrinsic Value Podcast. Check out The Intrinsic Value Newsletter. Check out The Intrinsic Value Community. Related Episode: TIP780: Top Stocks for 2026 w/ Shawn O'Malley, Daniel Mahncke, & Clay Finck. Follow Clay on LinkedIn & X. Follow Shawn on LinkedIn & X. Follow Daniel on LinkedIn & X. Related ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠books⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ mentioned in the podcast. Ad-free episodes on our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Get smarter about valuing businesses through ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Check out our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠We Study Billionaires Starter Packs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try our tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance Tool⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. SPONSORS Support our free podcast by supporting our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: HardBlock Human Rights Foundation Vanta Plus500 Netsuite Shopify References to any third-party products, services, or advertisers do not constitute endorsements, and The Investor's Podcast Network is not responsible for any claims made by them. Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm