Podcasts about portfolios

In this episode of Money Matters, Scott and Pat talk to two millionaires at different financial stages — one caller with $8 million asking about Roth conversions and tax strategy, and another navigating retirement planning with a $1.4 million portfolio. Scott and Pat break down how Roth conversions can optimize long-term savings, where annuities fit into today's market, and how both investors are managing wealth amid rising volatility. If you're exploring Roth conversions or simply looking to protect and grow your nest egg, this episode is packed with actionable advice. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

In this episode of The Distribution, Brandon Sedloff sits down with Phil Huber to unpack the evolution of private markets and their growing role in private wealth portfolios. Phil shares his path from a family RIA to leading portfolio solutions at Cliffwater, and explains why alternatives are shifting from a niche allocation to a core portfolio decision. The conversation explores how interval funds, multi-manager strategies, and improved liquidity frameworks are reshaping access to private equity and private credit for advisors. Along the way, Phil offers a clear, practical lens on education, structure, and risk management in an increasingly complex alternatives landscape. They discuss: Phil's career journey from wealth management to asset management and his focus on alternatives Why private markets are becoming an active allocation decision rather than an institutional afterthought How interval funds work, including liquidity mechanics, eligibility, and portfolio fit The role of multi manager and co investment strategies in diversification and fee efficiency What advisors and CIOs look for when evaluating private market products for client portfolios Links: Phil on LinkedIn - https://www.linkedin.com/in/phil-huber/ Cliffwater - https://cliffwater.com/ Brandon on LinkedIn - https://www.linkedin.com/in/bsedloff/ Juniper Square - https://www.junipersquare.com/ Topics: (00:00:00) - Intro (00:04:32) - Phil Huber's early career and family influence (00:10:52) - Transition to Cliffwater and focus on alternatives (00:12:06) - Understanding private markets and co-investments (00:25:57) - Cliffwater's funds and direct lending strategy (00:28:01) - Cliffwater's view on direct lending (00:30:28) - Challenges of traditional private market investments (00:33:14) - Advantages of interval funds (00:34:32) - Liquidity management in interval funds (00:41:39) - Multi-manager vs. single manager strategies (00:45:09) - Real assets and interval funds (00:48:18) - Daily beta adjustments for private assets (00:50:01) - Educating advisors and clients (00:53:56) - Future trends in private markets (00:56:07) - Conclusion and final thoughts

Max Castelli, head of strategy for sovereign institutions, and Philipp Salman, director of strategy for sovereign institutions at UBS Asset Management, join Yara Aziz, senior economist at OMFIF, to discuss how shifting geopolitics shaped reserve management in 2025, and what sovereign investors should watch for in 2026. They cover the macro outlook, longer-term portfolio strategy, US concentration risk and the debate around the dollar's role in reserves.

Equity portfolio manager Aline Avzaradel discusses her approach to building resilient portfolios, shaped by experiences ranging from growing up during Brazil's hyperinflation to investing through the 2008 global financial crisis. She shares how those moments influenced her focus on capital preservation, sustainable dividend growth, and fact-based decision-making, including why not all dividends are created equal.   Key takeaways: A focus on how capital preservation and sustainable dividend growth can support long-term resilience. Collaboration between equity and fixed income teams may help uncover early warning signals. Opportunities may be emerging in non-U.S. markets and among stable dividend growers amid shifting global dynamics.   #CapGroupGlobal This content is intended to highlight issues and be of a general nature. It should not be considered advice, an endorsement or a recommendation. Products mentioned are not an offer of the product and may not be available for sale or purchase in all countries. All investments have risk, and you may lose money. Past results are not a guarantee of future results.   Statements attributed to an individual represent the opinions of that individual as of the date published and do not necessarily reflect the opinions of Capital Group or its affiliates.   This content is published by Capital Client Group, Inc., and copyrighted to Capital Group and affiliates, 2026, all rights reserved.   For more information, including our detailed disclosures, visit www.capitalgroup.com/global-disclosures. For our latest insights, practice management ideas and more, subscribe to Capital Ideas at getcapitalideas.com. If you're based outside of the U.S., visit capitalgroup.com for Capital Group insights. Watch our latest podcast, Conversations with Mike Gitlin, on YouTube: https://www.youtube.com/playlist?list=PLbKcvAV87057bIfkbTAp-dgqaLEwa9GHi This content is published by Capital Client Group, Inc. U.K. investors can view a glossary of technical terms here: https://www.capitalgroup.com/individual-investors/gb/en/resources/how-to-invest/glossary.html To stay informed, follow us LinkedIn: https://www.linkedin.com/company/capital-group/posts/?feedView=all YouTube: https://www.youtube.com/@CapitalGroup/videos Follow Mike Gitlin: https://www.linkedin.com/in/mikegitlin/ About Capital Group   Capital Group was established in 1931 in Los Angeles, California, with the mission to improve people's lives through successful investing. With our clients at the core of everything we do, we offer carefully researched products and services to help them achieve their financial goals. Learn more: capitalgroup.com Join us: capitalgroup.com/about-us/careers.html Copyright ©2026 Capital Group

Rachael is ready to get serious about being an artist; so she and Lauren discuss a common component of presenting yourself as one: a portfolio. When describing your creative work and ambitions, it can be extremely helpful to have a curated selection of pieces to back it up; but many questions arise when attempting to build an online portfolio. In this episode, you'll gain some insight towards answering those questions for yourself. Is it okay to have one-off works vs a series? How can you focus your practice around certain theme or through-line while allowing yourself to follow all of your curiosities? Listen to learn more!Episode Mentions:Check out The Juice Box here!For more portfolio advice, watch Lauren's Adobe course.We are now booking workshops and speaking engagements as a duo! To bring us to your conference or organization, reach out to us at chaoticcreativespodcast@gmail.com. For a transcript of this episode, contact us at chaoticcreativespodcast@gmail.com Cover art designed and photographed by Kristle Marshall for Hom Sweet HomIf you love what we are doing and want to support us, head to patreon.com/chaoticcreativesFollow the pod on Instagram @chaoticcreativespod and tag us in the projects you're working on while listening!Say hi or tell us a silly lil joke: chaoticcreativespodcast@gmail.comLauren's links:WebsiteInstagramOnline ClassesRachael's links:WebsiteInstagramThe Juice BoxCreative Coaching

This week's market update dives into several key economic signals, including the latest readings on inflation through CPI, PPI, along with the kickoff of fourth-quarter earnings season. Major banks are among the first to report, offering early insight into both the health of the economy and the broader market backdrop.A timely listener question also sparked a deeper discussion about how we evaluate market-moving headlines—and why news alone doesn't automatically trigger changes to a well-constructed portfolio. Using recent developments involving Venezuela as an example, we walk through the critical distinction between short-term trading and long-term investing. While geopolitical events can drive near-term volatility, our investment decisions are grounded in a disciplined, research-driven process. We explain how Henssler evaluates stocks using multi-point criteria and in-depth fundamental analysis, and why that approach aligns with our long-term financial planning philosophy, the Henssler Ten Year Rule.We're also unpacking a developing story that's drawing attention on Wall Street and in Washington. Reports indicate the U.S. attorney's office is reviewing testimony from Fed Chair Jerome Powell, a move that's quickly become part of a broader effort by the Trump administration to pressure the Federal Reserve to cut interest rates. We'll discuss what this could mean for the Fed's independence, why markets are paying close attention, and why—despite the headlines—monetary policy is intended to be guided by data, not politics.Finally, we take a closer look at today's auto market, where new car prices have jumped more than 30% since 2020, pushing average sticker prices past $50,000. We break down what's driving record-high monthly payments now averaging well over $750, the growing use of eight-, nine-, and even 10-year loan terms, and why these trends matter well beyond the dealership.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — January 17, 2026  |  Season 40, Episode 3Timestamps and Chapters9:43: Markets, Inflation, and the Earnings Pulse16:12: Investing vs. Trading: Why Headlines Don't Drive Our Portfolios36:46: The Fed Under Fire45:23: The Real Cost of Driving NewFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

In this week's Sound Investing episode, Paul Merriman answers a wide-ranging set of listener questions — from choosing ETFs and building portfolios to managing risk in retirement and investing wisely at every age.One of the biggest takeaways? There is no universally “best” ETF or portfolio. The right answer depends on your goals, risk tolerance, time horizon, and — just as importantly — your ability to stick with a strategy during difficult markets.Here are some of the highlights from the episode:What's the “best ETF”?Paul explains that for simple exposure (like the S&P 500), the lowest-cost option often wins. But once you move into areas like small-cap value or factor investing, fund construction and index methodology matter far more than expense ratios alone.Single-fund vs. DIY portfoliosPaul compares all-in-one solutions like AVGV (Avantis All-World Value ETF) with building the same asset classes yourself. While a DIY approach can sometimes produce higher returns, it also requires discipline and comfort with tracking and rebalancing multiple funds.Portfolios for different stages of lifeYounger investors (30s): Paul favors all-equity portfolios for long time horizons, assuming the investor can tolerate volatility.Pre-retirees and retirees: The focus shifts to managing downside risk, withdrawal rates, and behavioral comfort — not maximizing returns at all costs.Retirement withdrawals and sequence riskUsing historical examples starting in 1970, Paul shows how withdrawal rates (4%, 5%, 6%) and portfolio composition can mean the difference between ending with millions — or running out of money entirely.Mutual funds vs. ETFsETFs have become more tax-efficient, more flexible, and easier to trade — making them ideal for the smaller, diversified portfolios Sound Investing now recommends.How to self-manage a portfolioPaul walks through how to:Choose equity asset classesUse best-in-class ETF recommendationsRebalance intelligentlyInvest weekly without overcomplicating the processResources mentioned in the episode:Sound Investing Boot Camphttps://paulmerriman.com/bootcamp/Ultimate Buy & Hold Portfoliohttps://paulmerriman.com/ultimate-buy-and-hold-portfolio/2025 Sound Investing Portfolioshttps://paulmerriman.com/sound-investing-portfolios/Avantis Investors & AVGVhttps://www.avantisinvestors.com/Morningstar Fund Comparison Toolshttps://www.morningstar.com/Ben Felix (Canadian investing insights)https://www.pwlcapital.com/profile/benjamin-felix/REIT background and tax considerationshttps://en.wikipedia.org/wiki/Real_estate_investment_trustPaul closes the episode with a reminder that diversification means always owning some underperformers — and that's not a flaw, it's the price of long-term success.Thanks for listening, and we'll see you next week.

In this episode, Sarah chats with Ben Peck, Director of Product Design & Global Strategy at nCino and a longtime community builder in the UX and product world, to demystify how UX hiring really works, from the perspective of someone who's hired again and again.Ben brings over 20 years of experience across agencies, tech, leadership, and community building. As the co-founder of Front Conference and former Executive Director of Product Hive, he's reviewed hundreds of portfolios, partnered closely with recruiters, and built high-performing design teams across industries.Together, Sarah and Ben unpack what actually happens after you click “apply,” how hiring managers scan portfolios, why storytelling matters more than polish, and how community and relationships quietly shape most UX careers.If you've ever wondered what's going on behind the scenes of UX hiring, or how to stand out without burning yourself out, this episode is for you.What You'll Learn in This Episode:✔️ What hiring managers actually look for in UX portfolios✔️ Why your portfolio needs a hook—and what that hook should be✔️ How recruiters and hiring managers split screening responsibilities✔️ The biggest mistakes candidates make when telling case study stories✔️ Why generalists are thriving in today's UX job market✔️ How to make industry or role pivots without starting over✔️ The smartest way to reach out to companies (and who not to DM)✔️ Why community—not cold applications—is the real career accelerant✔️ How hiring managers evaluate experience beyond “years on paper”Timestamps:00:00 Introduction and Purpose of the Podcast00:38 Guest Introduction: Ben Peck03:25 Ben Peck's Career Journey05:31 The Value of Being a Generalist10:22 Hiring Insights and Job Market Trends20:59 Portfolio Tips for Job Seekers28:57 The Importance of Storytelling in Portfolios30:42 Balancing Content and Design32:21 Effective Use of Prototypes and Videos40:00 Transitioning to a UX Career43:22 The Role of Community in Career Growth48:37 Advice for Job Seekers49:33 Lightning Round: Fun and Personal Insights53:13 Conclusion and Final Thoughts

In this episode, I sit down with Tom Perfrement, investor, tennis enthusiast, and co-founder of 5AM Capital. The conversation dives into Tom's personal journey—growing up in Canberra, his passion for tennis, and his deep commitment to long-term investing. Together, they explore the contrasting worlds of short-term and long-term strategies in finance, highlighting the philosophical differences and pressures that shape decisions in investment banking and asset management. Tom shares insights into 5AM Capital's unique philosophy, inspired by early-morning discipline and the company's roots in Bondi, Sydney. They reflect on recent events impacting the Bondi community, the importance of purpose in business, and the values behind building a boutique investment firm. Throughout the episode, Tom draws parallels between tennis and investing, explaining how having diverse skills and sticking to a personal style can lead to success both on the court and in the market. Listeners will gain thought-provoking perspectives on risk, the power of monopolies and moats in business, and the psychological challenges of navigating volatile markets. Whether you're an investor, entrepreneur, or business leader, this episode offers actionable insights on building enduring value, staying purposeful, and playing the long game. N.B. The information provided in this podcast is for general information and entertainment purposes only, and is not intended to be financial advice.

As the investment landscape continues to evolve, alternative investments are playing a larger role in portfolio construction. In this episode, host John Bryson talks with Pattie about the factors driving increased interest in this segment.Pattie shares insight into the development of new product structures, advances in technology, and the expanding access to private markets. She also addresses how the industry is responding to investor demand through innovation.1 What are alternative investments?Pattie: Alternative investments are nontraditional assets outside of stocks and bonds, such as private equity, private credit, hedge funds, and real assets. They're typically less liquid, more complex and are structured to enhance risk/return profiles. They generally provide diversification and increased income. These differ from liquid alternatives, such as long/short equity, market neutral, managed futures, and more derivative-related strategies.2 What investor needs do alternative investments address?Pattie: Alternative investments are designed to meet investor needs and market gaps that traditional stocks and bonds may not. They provide diversification, which helps reduce portfolio concentration risk, as well as inflation protection. They also offer higher return potential through access to unique private market opportunities. Lastly, the illiquidity premium is a key feature, which is the price paid for additional returns in exchange for locking up capital for longer.3 What's the future of alternative investment product development?Pattie: In one word: democratization. We'll see increased retail access to private markets, technology-driven distribution, tokenization, blockchain for settlement and customization. We'll also see the emergence of alternative model portfolios that blend private and public assets. The industry is also focusing on innovations in liquidity and evolving fee structures.

In this episode of Money Matters, Scott and Pat tackle real-world financial planning questions from callers at very different life stages. One listener, with over a million dollars in assets, asks whether he should prioritize his 401(k) or a Roth IRA. The conversation dives into smart strategies for high-net-worth investors, addressing how to balance tax efficiency, retirement goals, and current lifestyle needs. Scott and Pat also explain how financial planning helps clarify trade-offs between spending now and securing your future. Whether you're looking for smarter retirement contributions or long-term portfolio strategy, this episode delivers actionable advice with a conversational tone. Discover how financial planning evolves with your income, assets, and goals. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Is your portfolio making a big bet on the Magnificent Seven? Mega-cap names like Nvidia, Alphabet, and Apple belong to the exclusive club that has largely driven US returns higher in recent years. Their success has led to market concentration. Portfolios tracking broad benchmarks have seen their diversification decrease and risk increase. How can you prepare your portfolio to absorb potential shocks? And where are the opportunities beyond the Mag Seven? Morningstar Holland's Chief European Market Strategist Michael Field is one of the researchers who investigated this.Beyond the Magnificent Seven: Unlocking Value in a Concentrated Stock MarketOn this episode:00:00:00 Welcome00:01:49 The Magnificent Seven's strong returns have benefited many investors. Why is their dominance a risk?00:02:07 Your team highlighted a noteworthy stat in the report. The top 10 US stocks make up about 35% of the overall market. That's almost double from a decade ago. What does that signal to you?00:02:39 Can you explain what the hidden cost of market concentration is?00:03:07 If the top stocks hold so much of the gains, where does that leave the rest of the market?00:03:41 Let's focus on key periods of market concentration. How does the current environment compare to the dot-com bubble?00:04:11 And what about now versus the global financial crisis?00:04:40 What if investors pulled back due to market concentration concerns in the last decade? Why would that have backfired?00:05:51 How can investors manage the risk of market concentration in their portfolios?00:05:50 Morningstar has identified investment opportunities for 2026. Why does the team favor US small caps over US large caps?00:06:59 Another opportunity is the healthcare sector. What companies do Morningstar analysts think could fend off the competition for 10 years or more?00:07:35 Morningstar encourages international diversification. Can you talk about the regions outside the US that look attractive for stock investors?00:08:03 What's the takeaway for diversifying beyond the Magnificent Seven in 2026?  Watch more from Morningstar:9 Top ETFs for Income Investors That Stood Out in 2025 LINKWhere to Invest in 2026 After This Year's Market Volatility LINKWhy Betting Against Nvidia in the AI Arms Race Could Be a Mistake Follow Morningstar on social:Facebook https://www.facebook.com/MorningstarInc/X https://x.com/MorningstarIncInstagram https://www.instagram.com/morningstarinc/?hl=enLinkedIn https://www.linkedin.com/company/morningstar/posts/?feedView=all Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of the BiggerPockets Money Podcast with Mindy Jensen and Scott Trench, Scott builds four different investment portfolios using real money, each account starting with $10,000 and employing different strategies. Scott invests in an index fund, a 60/40 stock-bond portfolio, a risk parity portfolio, and a unique actively managed thesis. Follow along as they discuss the rationale, mechanics, and expected outcomes of these investments.  NOTE: This episode is for educational and entertainment purposes only and is NOT professional investment advice. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Experience of this investor may not be representative of other customers. Past performance does not guarantee future results, and investment values may rise or fall. At Public earn an uncapped 1% bonus when you transfer your portfolio with: www.Public.com/BPM  Subscribe to the FREE 31 Day Challenge Starting on January 1st: www.biggerpocketsmoney.com/31days  Subscribe to our Weekly Newsletter: www.biggerpocketsmoney.com Want to be a guest on the show? Apply here: https://biggerpocketsmoney.com/contact/ Get 50% Off Your First Year of Monarch by using code ‘Pockets': https://www.monarchmoney.com/ Connect with Scott and Mindy: Scott: https://www.instagram.com/scott_trench/ Mindy: https://www.instagram.com/_mindyatbp/ Follow BiggerPockets Money on Social: Facebook: https://www.facebook.com/groups/BPMoney Instagram: https://www.instagram.com/biggerpocketsmoney/ Learn more about your ad choices. Visit megaphone.fm/adchoices

At the 2025 Via Licensing Alliance Bridge Summit in San Francisco, Brian Dorini, Senior Director at Dolby, and Tyrome Brown, Dolby's Chief Patent Counsel, offered a clear-eyed look at the state of patent pools and the shifting realities of the global SEP ecosystem. Far from being outdated structures, both emphasized that pools remain essential tools for enabling collaboration, reducing friction, and supporting meaningful innovation — even amid regulatory uncertainty.Dorini described patent pools as “great democratizers of technology,” helping both licensors and implementers navigate increasingly complex standards environments. As regulatory scrutiny intensifies across the U.S., Europe, and Asia, he noted that pools are evolving in response, finding new ways to balance transparency with practical, market-driven licensing solutions.Brown expanded on this theme from Dolby's internal perspective. He outlined how Dolby ensures the strength and essentiality of its patent portfolio — through direct participation in standards development, rigorous internal analysis, and independent evaluations. These processes, he explained, are critical not only for maintaining high-quality SEP assets but for building trust across the licensing market.Both speakers also pointed forward. As Dolby's technologies extend into areas such as wireless power, EV charging, and other emerging platforms, the role of patent pools is likely to expand. While the fundamental structure of pools may remain consistent, their scope and global influence continue to grow, driven by new implementers, new licensors, and new technological frontiers.

This week, we are having an honest and heartfelt conversation about the sacrifices that come with building a life through real estate investing. We reflect on our individual financial journeys and the lifestyle changes we made early on—living below our means, rethinking spending habits, and strengthening our personal financial foundations before taking on larger investments. We share what it looked like during our DIY era, the risks we embraced as entrepreneurs, and the lessons we learned by building something from the ground up. While those seasons required hard choices, they also clarified our values and helped us align our lives with what truly mattered.We also talk about the rewards that come from those sacrifices and how intentional living has allowed us to create both financial freedom and personal fulfillment. We discuss the motivation that comes from milestones like receiving a first rent payment, the importance of community and surrounding ourselves with like-minded women, and why sacrifice doesn't have to mean a joyless life. Travel, self-care, and finding joy in small moments remain priorities for us, even as we continue to grow. Ultimately, this episode is a reminder that it's okay to quit, pivot, and try again—and that with patience, alignment, and support, real estate investing can lead to a life that feels purposeful, balanced, and deeply rewarding.  Resources:Simplify how you manage your rentals with TurboTenantGet in touch with Envy Investment GroupGrab our property management checklistMake sure your name is on the list to secure your spot in The WIIRE Community Leave us a review on Apple PodcastsLeave us a review on SpotifyJoin our private Facebook CommunityConnect with us on Instagram

In this expert interview, Sarah Doody is joined by Patrick Neeman, Director of UX & AI Experiences at Workday, to pull back the curtain on how UX hiring actually works today—and where candidates are getting tripped up.Patrick brings a rare perspective: he's led UX teams, taught UX at General Assembly, worked inside applicant tracking systems, and now hires designers in an AI-driven product environment. Together, Sarah and Patrick unpack the biggest misconceptions about ATS systems, why portfolios often fail the six-second test, how soft skills influence hiring decisions, and what senior designers really need to focus on to stand out in today's market.This episode is especially valuable if you're making it to interviews but not offers, feeling unsure how AI fits into your skillset, or questioning whether your resume and portfolio are helping—or hurting—you.What You'll Learn in This Episode:✔️ Why companies are often bad at hiring—and how that impacts candidates✔️ The truth about ATS filters, knockout questions, and resume formatting✔️ Why two-column resumes fail ATS systems (and what to do instead)✔️ What hiring managers notice in the first 6 seconds of reviewing a resume✔️ How soft skills like alignment, collaboration, and communication influence hiring✔️ Why decks often outperform portfolio websites in UX interviews✔️ How AI tools like Lovable are changing expectations for prototyping✔️ The role of “weak ties” in landing jobs—and why relationships matter more than applications✔️ Red flags candidates should avoid during interviews and outreach✔️ Why being “nice to work with” is a real career advantageLinks From This Episode:Patrick's Book: uxGPT: Mastering AI Assistants for User Experience Designers and Product Management ProfessionalsPatrick's Article: What's makes an effective UX professionalPatrick's Article: What's your Ideal Designer Profile?The Strength of Weak Ties: A Network Theory RevisitedThe ADP Checklist: Resources about Resumes, Portfolios and Interviews for UX ProfessionalsTimestamps:00:00 Introduction to Sarah Doody and Career Strategy Lab00:38 Welcoming Patrick Neiman: Insights into UX Hiring01:19 Patrick's Background and Experience04:19 The State of the UX Job Market07:21 The Importance of Writing Skills in UX08:49 Applicant Tracking Systems and AI in Hiring13:28 Contract Roles in UX: Myths and Realities14:42 Standing Out as a UX Candidate17:48 Soft Skills: The Superpower of UX Professionals22:05 Tips for Early Career UX Designers24:15 Prototyping vs. Figma: The Future of Design24:28 The Value of Personal Projects in Portfolios24:57 Challenges in Redesigning Complex Systems26:10 Misconceptions About Hiring Software27:23 The Six-Second Resume Test29:16 Networking and the Power of Weak Ties33:10 Tips for Advancing in Your UX Career41:46 Balancing Figma and AI-Assisted Design Tools43:21 Final Thoughts and Advice for Job Seekers

There are at least a couple of clear trends in upstream-sector M&A. One is that E&Ps continue to zero in on the basins where they see the most promise, and to divest non-core assets. Another is that the ramp-up in LNG exports is spurring heightened interest in acreage and production targeting that market. 

Are you wondering how shifts in the energy sector and commodity markets might impact your retirement income? In this episode of The Financial Hour of The Tom Dupree Show, Tom Dupree, Mike Johnson, James Dupree, and Clark Dupree reveal why oil company stocks are rising even as oil prices fall—and what this means for Kentucky retirement planning. For investors approaching or enjoying retirement, understanding how quality energy companies provide both income and stability becomes crucial. This conversation demonstrates why personalized investment management focused on individual stock ownership often outperforms mass-market approaches during commodity market volatility. The Energy Sector Paradox: Lower Oil Prices, Higher Stock Values One of 2025’s most surprising market developments has been the disconnect between oil prices and energy company performance. Oil prices dropped 19% this year, yet the energy sector gained approximately 3%. “This is the first time this century that that has happened,” explains Mike Johnson. “Typically the market prices those producers to track the underlying commodity.” This divergence reflects important factors that Kentucky retirement investors should understand: Policy Changes Create Investment Opportunities Recent regulatory shifts have created a more favorable environment for energy companies. Occidental Petroleum quantified benefits from recent legislation at $700-800 million for 2025-2026 alone. Combined with emission standard rollbacks, these changes have extended market expectations for fossil fuel demand. Integrated Oil Companies Provide Natural Hedging Major companies like Chevron and Exxon operate with advantages that pure drilling companies lack. They have multiple profit centers including exploration, production, and refining. “With oil prices in the upper fifties, that means for the refining business their input costs go down,” Johnson notes. “So that’s a more profitable line of business. It’s like a natural built-in hedge.” This structural advantage makes integrated oil companies attractive for investors seeking stable dividend income rather than commodity speculation. Lessons from 2014: Why Energy Companies Are Stronger Today The energy sector’s transformation since 2014 offers crucial insights. When oil peaked at $150 per barrel in 2014, companies embarked on aggressive drilling. By 2020, oil prices had essentially dropped to zero. “Through blood, sweat, and tears, they were forced to become more efficient,” Tom Dupree observes about the industry’s evolution. Today’s energy companies focus on high-quality drilling opportunities with strong returns rather than volume at any cost. This disciplined approach creates sustainable businesses capable of maintaining dividends during commodity downturns. Quality Companies Over Commodity Speculation “This is why we invest in companies that actually make a profit,” Dupree emphasizes. “What we’re trying to do is invest in things that make a profit and pay a dividend and do something that’s valuable.” Silver, Gold, and Bitcoin: Understanding Commodity Risk for Retirees Precious metals have experienced significant volatility. Silver mining company Coeur Mining traded at $8 in August, surged to $24, then pulled back to $19—all while silver and gold continued broader upward trends. Why Commodities Don’t Fit Retirement Income Strategies Mike Johnson explains why Dupree Financial Group approaches commodities cautiously in retirement portfolios: “Gold has no earnings. There’s no dividend associated with it. In a bear market on the commodity, the gold mining companies are gonna stop paying the dividend. In the context of retirement investing and producing an income, it’s just a speculative commodity.” While commodities can appreciate—gold and silver performed exceptionally well recently due to dollar concerns—their lack of earnings and dividends makes them problematic as core holdings for income-focused investors. The Free Cash Flow Advantage Chevron’s 6.8% free cash flow yield versus the S&P 500’s 3.4% illustrates why Dupree Financial Group focuses on individual company ownership. Free cash flow represents actual cash available to shareholders after expenses, providing more accurate valuation than simple price-to-earnings ratios. Companies with strong free cash flow sustain and grow dividends even during commodity weakness, providing the income stability retirees depend upon. What Kentucky Retirement Investors Really Need Clark Dupree, working with prospective clients, offers insight into what drives people to seek professional investment management: “They’re looking for a relationship. They’re looking for somebody to give them peace of mind.” This highlights the distinction between Dupree Financial Group’s personalized approach and commoditized experiences at large national firms. Transparency Over Complexity Many firms use complex jargon that creates client dependency rather than understanding. As Clark notes: “Sometimes advisors rely on codependent relationships that are not healthy. When you talk over somebody’s head, a client may feel disempowered without you.” The team emphasizes clear communication about portfolio holdings, investment rationale, and risk management. Every client owns investments in a separately managed account rather than pooled mutual funds. “We don’t own the stocks that we own and the bonds we own on our balance sheet,” Johnson clarifies. “We hold them on behalf of our clients. That’s the difference.” Specialized Retirement Income Expertise Unlike generalist advisors serving all investor types, Dupree Financial Group specializes in retirement investing and income generation for clients ages 50 and above. “Our specialty is retirement investing and producing that income stream for clients,” Johnson explains. “To concentrate on an income stream and mitigate risk. The byproduct of that is what the returns are.” Every investment decision centers on generating reliable income and managing downside risk. Total returns relative to the S&P 500 become secondary to these primary objectives. Key Takeaways for Kentucky Retirement Investors Energy companies can provide attractive income even when commodity prices decline, especially integrated oil companies with multiple profit centers The 2014-2020 oil collapse taught energy companies efficiency lessons that make today’s dividend-paying energy stocks more sustainable Commodities like gold, silver, and Bitcoin lack earnings and dividend characteristics necessary for reliable retirement income Free cash flow yield provides better insight into dividend sustainability than price-to-earnings ratios Separately managed accounts offer transparency that pooled investments cannot match Specialized retirement investment management serves pre-retirees and retirees better than generalist approaches Clear communication creates empowered investors rather than dependent relationships Notable Quotes from This Episode On energy transformation: “Through blood, sweat, and tears, they were forced to become more efficient. Everything from… the reason for that was in 2014, oil hit $150 a barrel, and by 2020, it had basically dropped to zero.” – Tom Dupree On commodity risks: “Gold has no earnings. There’s no dividend associated with it. In a bear market on the commodity, the gold mining companies are gonna stop paying the dividend.” – Mike Johnson On investment philosophy: “This is why we invest in companies that actually make a profit. We may not keep up with gold or silver that really moves up in a hurry, but over time we think we’ll outperform them.” – Tom Dupree On client relationships: “They’re looking for a relationship. They’re looking for somebody to give them peace of mind.” – Clark Dupree Frequently Asked Questions About Energy Investing and Retirement Portfolios Q: Why are energy stocks performing well even though oil prices have dropped? A: Energy company stocks reflect multiple factors beyond current commodity prices including regulatory changes, improved efficiency since 2014-2020, attractive dividend yields, and recognition that fossil fuels will remain necessary longer than expected. Integrated oil companies particularly benefit because lower oil prices reduce refining input costs. Q: Should retirees invest in gold and silver? A: While precious metals can appreciate significantly, they generate no earnings or dividends. During bear markets lasting a decade or more, they provide no income while potentially declining. For Kentucky retirement portfolios focused on reliable income, dividend-paying quality companies typically serve investors better. Q: What makes integrated oil companies better investments than pure drilling companies? A: Integrated companies like Chevron and Exxon own both drilling operations and refining facilities, creating natural hedges. When oil prices are low, refining divisions benefit from lower input costs. Pure drilling companies lack this balance and remain entirely exposed to commodity swings, making dividends less sustainable. Q: How does personalized investment management differ from large national firms? A: Large firms typically assign clients to counselors who recommend pre-packaged mutual fund portfolios. Personalized management provides direct access to portfolio managers who build custom portfolios of individual stocks and bonds in separately managed accounts, providing complete transparency about holdings and fees. Q: What is free cash flow yield and why does it matter? A: Free cash flow yield measures actual cash a company generates after expenses relative to stock price. Unlike earnings with non-cash items, free cash flow represents real cash available for dividends. Companies with high free cash flow yields (Chevron’s 6.8% versus the S&P 500’s 3.4%) have greater capacity to sustain dividends during challenges. Q: Why specialize in retirement investing rather than serving all investors? A: Retirement investing requires different strategies than accumulation. Retirees need reliable income, downside protection, and portfolios sustaining withdrawals for 30+ years. Specializing in clients ages 50 and above allows deep expertise in income-focused strategies and risk management techniques, serving this phase most effectively. Take Control of Your Kentucky Retirement Portfolio If you’re approaching retirement or already retired and want a local financial advisor providing direct access to portfolio managers rather than assigned counselors, Dupree Financial Group offers a different approach. Our three-generation, Kentucky-based team specializes in creating personalized, income-focused portfolios using individual stock and bond ownership rather than mass-market mutual funds. You deserve transparency about what you own, why you own it, and exactly what fees you’re paying. Schedule Your Complimentary Portfolio Review Discover how personalized investment management focused on dividend income and risk mitigation can provide greater peace of mind for your retirement years. Call Dupree Financial Group at (859) 233-0400 or visit dupreefinancial.com to schedule your complimentary portfolio analysis. Our team will review your current holdings, discuss your income needs and risk tolerance, and explain how our approach differs from large national firms. There’s no obligation—just straightforward guidance from Kentucky investment professionals who put your retirement security first. Explore More Resources: Schedule Your Personalized Portfolio Analysis Learn About Our Investment Philosophy Browse Our Market Commentary Archive The post Energy Sector Investing: Smart Strategies for Kentucky Retirement Portfolios appeared first on Dupree Financial.

For many investors, 2025 has raised difficult questions about safety, inflation, global instability, and how to protect wealth in an increasingly unpredictable environment. With gold posting some of its strongest performance in decades, many are wondering whether it belongs in their portfolios. So today, SHP Financial's Matthew Peck is joined by Senior Portfolio Analyst David Hathaway to break down the factors behind gold's surge. From geopolitical tensions to inflation concerns, David explains why gold has historically served as a store of value, how it behaves in crisis periods, and why it often shines when uncertainty is at its highest. In this conversation, you'll also learn how investors can actually access gold, whether through ETFs, physical metals, or alternative allocations; what percentage ranges may make sense inside a diversified portfolio; and how SHP evaluates when to introduce or increase exposure.  Matthew and David also compare gold with assets like Bitcoin and discuss its role in alternative investments. They outline why a disciplined, research-based approach—not a fearful approach—is essential when evaluating gold's place in long-term planning. In this podcast interview, you'll learn: The forces driving gold's surge in 2025, including geopolitical tension and central bank buying. How inflation pressures, weakening currencies, and rate cuts often boost demand for gold. The most common ways to invest in gold and why ETFs are typically the most efficient. Typical allocation ranges for gold and how it fits within an alternatives bucket. How gold differs from Bitcoin in correlation and diversification benefits. Why SHP uses a careful, research-based process before adding or increasing gold exposure. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

Have you ever wondered how the ultra-wealthy structure their investments to preserve and grow their wealth? In this episode, Tad Fallows, an expert in high-net-worth investing, joins Russ and Joey to discuss the strategies behind building $10M+ portfolios. Tad provides valuable insights into how top investors manage their wealth. He explains the mindset and practical steps that can turn passive income into substantial wealth, emphasizing the importance of strategic investing. For anyone looking to achieve financial freedom and build generational wealth, Tad's guidance on navigating complex investment decisions and leveraging high-net-worth strategies is a must-listen. This episode is packed with actionable tips, inspiring listeners to rethink their approach to investing and pursue opportunities that go beyond traditional methods. Whether you're an experienced investor or just starting out, Tad's advice can help you maximize your returns and optimize your portfolio for greater financial success.Top three things you will learn: -How high-net-worth investors manage and grow $10M+ portfolios with diversified strategies-The mindset and approach that successful investors adopt to manage their wealth-How to emulate successful high-net-worth investing techniques in their own financial strategiesAbout Our Guest:Tad Fallows is the co-founder and Managing Director of Long Angle, a private peer community for very-high-net-worth (VHNW) entrepreneurs, executives, and professionals across 45 countries. He offers profound insights into the investment strategies employed by VHNW investors, the importance of networking within the community, and the unique challenges and opportunities they encounter on their wealth-building journey.Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Connect with Tad Fallows:-Website - LongAngle.com

In this episode of Lead-Lag Live, I sit down with Greg Babij, Co-Founder and Chief Investment Officer at Sundial, to explore why traditional buy-and-hold strategies may struggle in a market defined by faster cycles, rising volatility, and structural change.From the rise of zero-day options to the importance of tactical exposure, tail hedging, and trend following, Babij explains how portfolios can be designed to survive growth, recession, inflation, and deflation without relying on predictions.In this episode:– Why buy and hold may no longer deliver the same results– How zero-day options are changing market behavior– The difference between prediction and probability-based investing– Why tactical and non-correlated strategies matter more now– How to construct portfolios that adapt across market regimesLead-Lag Live brings you inside conversations with the financial thinkers who shape markets. Subscribe for interviews that go deeper than the noise.Start your adventure with TableTalk Friday: A D&D Podcast at the link below or wherever you get your podcasts!Youtube: https://youtube.com/playlist?list=PLgB6B-mAeWlPM9KzGJ2O4cU0-m5lO0lkr&si=W_-jLsiREjyAIgEsSpotify: https://open.spotify.com/show/75YJ921WGQqUtwxRT71UQB?si=4R6kaAYOTtO2V Support the show

Our Chief Cross-Asset Strategist Serena Tang discusses how current market conditions are challenging traditional investment strategies and what that means for asset allocation.Read more insights from Morgan Stanley.----- Transcript -----Welcome to Thoughts on the Market. I'm Serena Tang, Morgan Stanley's Chief Cross-Asset Strategist.Today – does the 60/40 portfolio still make sense, and what can investors expect from long-term market returns?It's Monday, December 22nd at 10am in New York.Global equities have rallied by more than 35 percent from lows made in April. And U.S. high grade fixed income has seen the last 12 months' returns reach 5 percent, above the averages over the last 10 years. This raises important questions about future returns and how investors might want to adapt their portfolios.Now, our work shows that long-run expected returns for equities are lower than in previous decades, while fixed income – think government bonds and corporate bonds – still offers relatively elevated returns, thanks to higher yields.Let's put some numbers to it. Over the next decade, we project global equities to deliver an annualized return of nearly 7 percent, with the S&P 500 just behind at 6.8 percent. European and Japanese equities stand out, potentially returning about 8 percent. Emerging markets, however, lag at just about 4 percent. On the bond side, we think U.S. Treasuries with a 10-year maturity will return nearly 5 percent per year, German Bunds nearly 4 [percent], and Japanese government bonds nearly 2 [percent]. They may sound low, but it's all above their long-run averages.But here's where it gets interesting. The extra return you get for taking on risk – what we call the risk premium – has compressed across the board. In the U.S., the equity risk premium is just 2 percent. And for emerging markets, it's actually negative at around -1 percent. In very plain terms, investors aren't being paid as much for taking on risk as they used to be.Now, why is this the case? It's because valuations are rich, especially in the U.S. But we also need to put these valuations in context. Yes, the S&P 500's cyclically adjusted price-to-earnings ratio is near the highest level since the dotcom bubble. But the quality of the S&P 500 has improved dramatically over the past few decades. Companies are more profitable, and free cash flow -- money left after expenses -- is almost three times higher than it was in 2000. So, while valuations are rich, there's some justification for it.The lower risk premiums for stocks and credits, regardless of whether we think they are justified or not, has very interesting read across for investors' multi-asset portfolios. The efficient frontier – meaning the best possible return for any given level of portfolio risk – has shifted. It's now flatter and lower than in previous years. So, it means taking on more risk in a portfolio right now won't necessarily boost returns as much as before.Now, let's turn our attention to the classic 60/40 portfolio – the mix of 60 percent stocks and 40 percent bonds that's been a staple strategy for generations. After a tough 2022, this strategy has bounced back, delivering above-average returns for three years in a row. Looking ahead, though, we expect only around 6 percent annual returns for a 60/40 portfolio over the next decade versus around 9 percent average return historically. Importantly though, advances in AI could keep stocks and bonds moving more in sync than they used to be. If that happens, investors might benefit from increasing their equity allocation beyond the traditional 60/40 split.Either way, it's important to realize that the optimal mix of stocks and bonds is not static and should be revisited as market dynamics evolve.In a world where risk assets feel expensive and the old rules don't quite fit, it's essential to understand how risk, return, and correlation work together. This will help you navigate the next decade. The 60/40 portfolio isn't dead – and optimal multi-asset allocation weights are evolving. And so should you.Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

The Moneywise Radio Show and Podcast Thursday, December 18th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management

This week, the focus is on diversification—and why it's getting harder to achieve. Portfolio Strategist Natalie Gill explains how the “diversification mirage,” a key theme in BII's 2026 outlook, is now showing up in real time. A small set of megaforces is increasingly dictating equity performance, meaning traditional attempts to diversify—whether toward equal-weighted indices or new regions—can amount to larger active positions than many investors realize.Natalie also breaks down how rising developed-market bond yields challenge the long-held assumption that long-term bonds reliably balance portfolios. Fiscal strains, shifting central bank stances, and policy divergence between the U.S. and other economies further complicate the diversification picture. As bond volatility rises and a small number of equity drivers dominate returns, investors may need to reconsider how and where true diversification can be found.The episode also highlights the growing disconnect between the Federal Reserve's policy posture and the more hawkish tone across Australia, Canada, and Japan—where fiscal dynamics and reopening risks are influencing long-term rates. These divergences, paired with delayed U.S. labor data and inflation considerations, shape the macro backdrop as markets enter the new year.Key Insights· Diversification is increasingly difficult as a handful of megaforces drive global equity performance.· Traditional diversifiers—such as long-term government bonds—provide less balance amid rising yields.· Policy divergence between the U.S. and other major central banks is creating new cross-market risks.· Fiscal concerns are influencing yield curves, particularly in Japan and the UK.· Portfolios may require more deliberate, active decisions and alternative sources of return to achieve true diversification. diversification, megaforces, capital markets, macro trends, bond yields, portfolio balance, market outlookThis content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. Reference to any company or investment strategy mentioned is for illustrative purposes only and not investment advice. In the UK and non-European Economic Area countries, this is authorized and regulated by the Financial Conduct Authority. In the European Economic Area, this is authorized and regulated by the Netherlands Authority for the Financial Markets. For full disclosures, visit blackrock.com/corporate/compliance/bid-disclosures.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dieses Jahr lief fantastisch für einige Rohstoffe - vor allem für das Edelmetall Gold. „Mit den über 4.300 Dollar hätte ich nie gerechnet. Da ist viel in Bewegung gekommen und Gold wurde zur Diversifikation genutzt. Anleger haben einen Teil des Portfolios in Gold-ETCs investiert und Notenbanken sind auch weiter Käufer. Wir prognostizieren für nächstes Jahr einen moderaten Anstieg, aber es ist nicht unwahrscheinlich, dass wir durchaus die 5.000 Dollar pro Unze sehen. Wir werden auch im nächsten Jahr Freude an Gold haben", erklärt Michael Blumenroth im Rohstoff-Talk. Der Rohstoffanalyst der Deutschen Bank weiter: „Silber und Platin sind noch stärker als Gold gestiegen. Da hätte vor Jahresbeginn niemand einen Cent drauf gewettet." Und wie ist es bei Erdgas, Öl, Kupfer oder Kakao? Alle Details gibt es im Interview von Inside Wirtschaft-Chefredakteur Manuel Koch an der Frankfurter Börse und auf https://www.xetra-gold.com

Commercial real estate is hitting rock bottom. We will explain how to buy discounted distressed debt without owning a single office building.Today's Stocks & Topics: CF Industries Holdings, Inc. (CF), Market Wrap, Safe Route to Invest, Carrier Global Corporation (CARR), “CRE Distress: Where Are the Opportunities?”, IPOs, Waymo or Tesla, Axcelis Technologies, Inc. (ACLS), The Trade Desk, Inc. (TTD), Small Caps, Motorola Solutions, Inc. (MSI), Cash Holdings in Portfolios.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Incogni: https://incogni.com/investtalk* Check out Invest529: https://www.invest529.com* Check out NordProtect: https://nordprotect.com/investalk* Check out Progressive: https://www.progressive.com* Check out Quince: https://quince.com/INVEST* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

In this special year-end AMA, the full PWL crew — Ben Felix, Cameron Passmore, Ben Wilson, and Dan Bortolotti — sit down together for the first time on the podcast to reflect on the roller-coaster that was 2025 and to tackle a wide range of thoughtful listener questions. The episode begins with reflections on a year that included wild market swings, an extraordinary rally few predicted, major changes within PWL, and personal milestones. From there, the team dives deep into the psychology of staying invested, the real risks of inexperienced investors going 100% equities, the complexity of asset location and pre-tax vs. after-tax allocation, and how to talk to family members who are paying too much in investment fees.   Key Points From This Episode: (0:04) Introduction — first-ever full-team recording and setup for the year-end AMA. (1:12) Why not all AMA questions could be answered — over 400 submissions and many not suited to the format. (1:48) 2024 market recap — from early-year panic to strong double-digit global equity returns. (3:59) The speed of recoveries — why missing a quick rebound can permanently derail returns. (5:34) Cameron's lessons from 2024 — unpredictability, growing adoption of evidence-based investing, joining a bigger organization, and driverless-car optimism. (7:41) Ben Wilson becomes a co-host — an unplanned evolution shaped by listener feedback. (9:51) Dan on humility in forecasting and reconnecting with theoretical research. (11:18) Ben's personal year — firm acquisition, equity value jump, and navigating his cancer diagnosis. (12:32) Talking to parents about high fees — emotional dynamics, non-confrontational questions, and the danger of implied judgment. (23:01) Should beginners hold 100% equities? Behavioral risk, volatility blindness, and why it shouldn't be the default allocation. (30:35) Pre-tax vs. after-tax asset allocation — why RRSP dollars aren't equal to TFSA dollars and how that changes true risk exposure. (36:09) Why PWL rarely optimizes asset location — complexity, low payoff, and behavioral clarity. (44:42) What PWL does (and doesn't) offer — discretionary management, integrated planning, outside specialists, and tax deductibility rules. (49:04) "I know I need index funds — but how do I actually buy them?" Robo-advisors vs. one-ticket ETFs and why placing a trade is the real barrier. (57:47) Ben's lessons as a new homeowner — maintenance costs far above expectations and the hidden burden of being your own contractor. (1:01:54) The strangest portfolios — single-stock windfalls, leverage without client awareness, bullion-only strategies, and the infamous "meatloaf portfolio." Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Ben Wilson on LinkedIn — https://www.linkedin.com/in/ben-wilson/   Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

In this episode of the Real Estate Pros podcast, host Q Edmonds interviews Hannah David, a successful real estate investor who transitioned from engineering to real estate. Hannah shares her journey, focusing on affordable housing and co-living strategies. She discusses the importance of personal and business strategies, the challenges she faced in the current economy, and her future goals in scaling her real estate portfolio. The conversation emphasizes the significance of relationships, execution, and a growth mindset in achieving success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Eigentlich sollte sich die Industrie nach und nach von China emanzipieren. Doch die günstigen Chips aus Fernost sind einfach zu verführerisch für die deutsche Autobranche.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with Jonathan Bell, founder of Housemark, to discuss the evolving role of property management in Australia. According to Bell, property managers often form the longest-lasting relationship an investor will have in their journey, making their role critical to portfolio success. Since founding Housemark in 2019, Bell has grown the company to manage 3,500 properties across Queensland and Victoria, focusing exclusively on property management rather than sales. He stresses that investing in people, training, and processes allows agencies to retain top talent and deliver superior service to landlords and tenants. Technology and economies of scale are key to Housemark's efficiency, enabling innovative solutions like roaming property managers and dedicated investment services. Bell also emphasises the importance of treating investment properties like a business, balancing rental yields with tenant satisfaction to maximise returns. Looking ahead, Housemark aims to manage 10,000 properties across five locations while elevating industry standards and promoting property management as a respected profession. For investors, this duo underlines that a proactive, knowledgeable property manager can directly impact portfolio performance, yields, and long-term success. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Compounding Project Podcast – Episode 36In Episode 36 of The Compounding Project Podcast, legendary investing educator Paul Merriman shares timeless insights on long-term investing, the power of compounding, and how everyday investors can build lasting wealth.Paul explains why starting early is one of the most important financial decisions you can make, how compound growth works quietly over decades, and why low-cost index funds remain the foundation of successful investing strategies.This episode dives deep into portfolio diversification, the hidden impact of investment fees, and the role of small-cap value investing in improving long-term returns. Paul also offers practical, evidence-based guidance for young investors, parents, late starters, and anyone seeking financial independence through disciplined investing.Whether you're new to investing or refining an existing portfolio, this conversation delivers actionable lessons on building wealth the smart way.Starting early and staying consistent matters more than market timing or stock picking.Low-cost index funds and diversification are the most reliable tools for long-term wealth building.Small-cap value investing and minimizing fees can significantly increase lifetime investment returns.Your Money and Your BrainThe Psychology of MoneyThinking, Fast & SlowSpending Your Way to WealthWatch the full episode for expert insights on investing, compounding, and financial freedom.Follow Paul Merriman On Social Media: ⤵︎

In this episode of Behind The Numbers With Dave Bookbinder, I'm joined by Kristof Gleich, President and Chief Investment Officer at Harbor Capital Advisors, for a deep dive into the human capital factor and its impact on business value and investment performance. Kristof explains how Harbor's partnership with Irrational Capital led to the development of the HAPI ETFs and walks through the seven subfactors that make up the human capital score: organizational effectiveness, innovation, direct management, alignment, engagement, emotional connection, and extrinsic rewards. We get into the data behind the factor, including the use of large-scale employee sentiment surveys and proprietary analytics, the index construction process that identifies the top 150 companies, and the annual reconstitution methodology. Kristof also shares performance insights – from Morningstar recognition to how HAPI has compared with the S&P 500. We also talk about why this factor has the potential to generate real alpha and how investors, private equity firms, and valuation professionals are beginning to incorporate human capital metrics into underwriting and deal analysis. If you're interested in how people truly drive enterprise value, how human capital data can shape portfolios, and what this means for investors, advisors, and dealmakers, this episode offers practical, data-driven insights you can use. About Our Guest: Kristof Gleich is the president and CIO of Harbor Capital Advisors, Inc. Kristof oversees all Investment, Distribution & Marketing and Executive Office functions at Harbor. He provides insight while helping lead Harbor's strategic growth plan. Prior to joining Harbor, Kristof was a managing director and global head of manager selection at JP Morgan Chase & Co. He received a B.S. in Physics from University of Bristol. Kristof is a CFA® charterholder and is FINRA Series 7 and 63 licensed. About the Host: Dave Bookbinder is known as an expert in business valuation and he is the person that business owners and entrepreneurs reach out to when they need to know what their most important assets are worth. Known as a collaborative adviser, Dave has served thousands of client companies of all sizes and industries.  Dave is the author of two #1 best-selling books about the impact of human capital (PEOPLE!) on the valuation of a business enterprise called The NEW ROI: Return On Individuals & The NEW ROI: Going Behind The Numbers.  He's on a mission to change the conversation about how the accounting world recognizes the value of people's contributions to a business enterprise, and to quantify what every CEO on the planet claims: “Our people are this company's most valuable asset.” Dave's book, A Valuation Toolbox for Business Owners and Their Advisors: Things Every Business Owner Should Know, was recognized as a top new release in Business and Valuation and is designed to provide practical insights and tools to help understand what really drives business value, how to prepare for an exit, and just make better decisions. He's also the host of the highly rated Behind The Numbers With Dave Bookbinder business podcast which is enjoyed in more than 100 countries.

Kevin chats with Jay Rollins about his 40-year journey building and selling four companies, from RTC-era distressed acquisitions to growing JCR Capital to $1.6 billion in AUM before selling to Walker Dunlop in 2018. Now Jay's doing something different with Canopy Real Estate Partners—scouting real estate operators between 35 and 45 who've proven they can do deals but have never recruited institutional capital. His pitch: let Canopy put discretionary capital in your hands, teach you fund management, and help you build a platform, taking no equity in your company beyond what's earned at the project level. Jay discusses how he's matched his fund product to investor appetite with a structure that behaves like a real estate bond—6% current return, four-year duration, 18% at exit, with only 50-55% leverage—designed for LPs tired of "trust me, I'll call you in five years." The conversation covers why having discretionary capital in the middle market is a massive competitive advantage, how proper promote structures and vesting drive team alignment, and why basic interpersonal skills like looking someone in the eye and remembering their name will put you ahead of 95% of the younger generation.

In this episode of The FasterFreedom Show, Sam and Lucas dive into a topic every real estate investor should be thinking about as we head into 2026—how experienced investors audit their portfolios. They break down the three key factors that matter most: cash flow, equity, and tax benefits, showing you exactly what to look for when evaluating your properties, identifying opportunities to optimize, and making moves that position your portfolio for growth in the year ahead. If you've been wondering how seasoned investors make strategic decisions instead of just reacting to the market, this segment is a must-listen.The guys also take a lighter, but no less entertaining, turn into the world of college football, unpacking the Lane Kiffin coaching swap craziness. They go deep on what the moves mean for the programs involved, the big-picture implications for college football, and why this saga has fans talking nonstop.From portfolio strategy to sports drama, this episode blends actionable investment insights with the fun, unpredictable stories that make the show feel like more than just numbers.FasterFreedom Capital Connection: ⁠https://fasterfreedomcapital.com⁠Free Rental Investment Training: ⁠https://freerentalwebinar.com⁠

Jay Love believes the FOMC will continue its interest rate cutting cycle into 2026. He sees the first half of the year staying strong but expects the Fed's dual mandate to be challenged in the back half of the year. He suggests fixed income investors diversify their portfolios. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

When most investors think about private credit, they picture direct lending. But as Tod Trabocco, Head of Private Debt Advisory at StepStone Group, makes clear, it's much more nuanced than that.  With over two decades in the space, Tod walks us through the four silos of private credit, including corporate, asset-based, asset-backed, and risk-sharing strategies, … Read More Read More

Where are we at after the roller coaster of 2025, What to know about Netflix, More on the last EP Wealth Advisors and Rob Black Pints and Portfolios of the year on Dec 6th from 12pm to 2pm PST this Saturday

The Investing Power Hour is live-streamed every Thursday on the Chit Chat Stocks Podcast YouTube channel at 5:00 PM EST. This week we discussed:(00:00) Introduction(01:48) Dream Portfolio Game(03:05) Criteria for Selecting High-Growth Companies(06:17) Drafting the Best Companies at 15x Earnings(24:17) Final Picks and Honorable Mentions(30:39) Rick's Cabaret Collapse: A Cautionary Tale(37:22) Michael Burry's Insights on Stock-Based Compensation(44:30) Quality Stocks at Record-Low Valuations(50:25) Consumer Spending Black Friday(53:25) Meta's Reality Lab Spending Cuts*****************************************************Subscribe to Emerging Moats Research: emergingmoats.com *********************************************************************Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today: https://www.interactivebrokers.com/ Interactive Brokers is a member of SIPC. *********************************************************************Fiscal.ai is building the future of financial data.With custom charts, AI-generated research reports, and endless analytical tools, you can get up to speed on any stock around the globe. All for a reasonable price. Use our LINK and get 15% off any premium plan: ⁠https://fiscal.ai/chitchat *********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

Job cuts from U.S. employers moved further ahead of 1 million for the year as corporate restructuring and artificial intelligence and tariffs helped pare job rolls, EP Wealth's advisor CFP Chad Burton discusses building your wealth, More on the last EP Wealth Advisors and Rob Black Pints and Portfolios of the year on Dec 6th from 12pm to 2pm PST this Saturday

I've found a surprising overlap between being a parent and serving as a wealth advisor. As the dad of teenage triplets plus one, I know firsthand how both roles bring their share of chaos and noise. Whether I'm spending weekends at humid, high-energy swim meets supporting my competitive swimmer daughter, or helping families navigate a financial landscape filled with political turmoil, inflation, and AI uncertainty, the challenges are real—but so are the rewards. What I've learned is that hope keeps us coming back, both as parents and advisors. Being around fellow swim parents reminds me of the importance of community, and how being a calming influence is vital—whether for a child after a tough meet or a family facing big financial decisions. Drawing inspiration from experts like our resident therapist, Dr. Jennifer Dragonette, and my friend Hal Hirschfeld, author of "Your Future Self," I explore how stepping back, keeping perspective, and focusing on growth can help us turn lemons into lemonade. Connect with Paul Contact Paul here or schedule a time to meet with Paul here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn and YouTube. And feel free to email Paul at pfenner@tammacapital.com with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode: Finding Harmony in Life, Work & Family: Reflections Every Dollar is a Choice: Parenting & Building Families with Conscious Spending Breaking the Busy Stereotype: Redefining Time Management for Parents

Patrick O'Hare of Briefing.com on the current markets, Microsoft shares fell almost 2 percent after The Information reported it was cutting software sales quotas tied to artificial intelligence, More on the last EP Wealth Advisors and Rob Black Pints and Portfolios of the year on Dec 6th from 12pm to 2pm PST this Saturday

Tech players linked to the artificial intelligence trade supported the broader market, GivingTuesday is today which is a global generosity movement that began in 2012, More on the last EP Wealth Advisors and Rob Black Pints and Portfolios of the year on Dec 6th from 12pm to 2pm PST this Saturday

Broadcom and Super Micro Computer lost more than 3 percent and 2 percent respectively indicating more profit-taking in the artificial intelligence trade, Stocks are going through a period of digestion, More on the last EP Wealth Advisors and Rob Black Pints and Portfolios of the year on Dec 6th from 12pm to 2pm PST this Saturday

In this episode of the InsuranceAUM Podcast, DoubleLine's Andrew Hsu and Fifi Wong share their insights on building resilient insurance portfolios through asset-backed securities (ABS) and asset-based finance (ABF). With more than a decade of experience in structured products and a track record of navigating shifting market conditions, they offer a detailed look at underwriting discipline, deal sourcing, and how their approach has helped avoid high-profile credit pitfalls like recent subprime auto bankruptcies.   From the early days of FinTech-backed student loans to today's more complex private ABF opportunities in sectors like aviation and energy infrastructure, this episode explores how DoubleLine evaluates new collateral types, maintains portfolio quality, and partners with insurance investors for long-term success.   Hosted by Stewart Foley, this discussion is a must-listen for insurance asset managers, CIOs, and anyone interested in how structured credit strategies are evolving in today's uncertain environment.   Listen now and subscribe to stay current on trends in insurance asset management.

What to know about Meta, Gifting stocks to your kids and grandkids, More on the last EP Wealth Advisors and Rob Black Pints and Portfolios of the year on Dec 6th from 12pm to 2pm PST

Recorded from our new home on Bainbridge Island and released on Thanksgiving, this episode is equal parts gratitude and practical investing help. I open with my annual tradition of writing a fresh Thanksgiving list—people, communities, and institutions that have shaped my life and this work. I'm especially thankful for you, the DIY investors who keep showing up to learn, ask thoughtful questions, and hopefully staying the course.I also share appreciation for the resources that support disciplined investing—Morningstar, the Bogleheads community, and the American Association of Individual Investors (AAII). After a recent AAII presentation (over 150 attendees), we ran out of time for a live Q&A. I promised to respond to every legitimate question, so this episode kicks off a multi-part series answering them in depth.Here are the first 12 AAII questions covered in today's episode:(9:42) What alterations in portfolio construction do you recommend in transition from accumulation to distribution in order to maximize diversification of uncorrelated assets, safe withdrawal rates, and spending? ⁠Table h2a (21:21) I'm a huge fan of your U.S. two-fund portfolio. Why is diversification between large-cap growth and small-cap value so important, while diversification between VTSAX and AVUS (within the same asset class) is not? Should we diversify fund selection within the same asset class? Table K2b(26:49) Have you considered creating a quilt chart for the Ultimate Buy-and-Hold portfolios with a 70/30 U.S./international split? Table K1a and H2a and H2b(32:04) You appear to have avoided any mention of mid-cap. Should we be ignoring mid-cap funds?(33:35) What do you think about adding alternative investments to the portfolio (for example, managed futures)?(38:39) Are your recommendations for everyone, or does the game change when you have a pension for life?(43:07) I was fighting with the Zoom link and arrived 25 minutes into the presentation. Will a video recording be available to participants?(44:08) What would you expect the difference between the S&P 500 cap-weighted index (VFINX)and the S&P 500 equal-weighted index (VADAX)  to be?(49:53) The four-fund portfolios are equal-weighted across their asset classes, which results in a value tilt overall. Why weigh them equally?(54:35) One might think that adding international large-cap growth and international small-cap value to the two-fund approach would improve results. Does international allocation mainly reduce volatility/drawdown length, or also increase returns?  H2a and H2b(56:26) Can you buy DFA and Avantis funds at Charles Schwab?(58:40) What should you do if you have a lump sum to invest today, but current market highs make entry uncomfortable? https://awealthofcommonsense.com/2025/11/do-we-need-a-long-bear-market/

Listening through all the AI noise, Who is winning the fight for Self Driving Supremacy, More on the last EP Wealth Advisors and Rob Black Pints and Portfolios of the year on Dec 6th from 12pm to 2pm PST

Gold has been surging lately, but is it truly a golden opportunity for retirees, or just another glittering distraction? Join us as we break down what's really driving gold's rise, explore its role as a diversification tool, and reveal what the data says about whether it deserves a spot in your portfolio.  In this episode, we discuss:  Gold's big run Historical data of gold vs. equity returns Inflation confusion Central banks' role How to diversify and own gold wisely Today's article is from the Of Dollars and Data titled, What's Going on With Gold?. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/534

As markets evolve and the traditional 60/40 portfolio faces new challenges, are hedge funds becoming the next core allocation for resilient investing? In this episode of Beyond Markets, William Fong, Head of Alternatives Specialists at Julius Baer for Asia and the Middle East, speaks with Joe Dowling, Senior Managing Director and Global Head of Blackstone's Multi-Asset Investing, about how the endowment model is reshaping portfolio construction.Joe shares insights on why institutions have leaned heavily into alternatives, how multi-strategy hedge funds are delivering uncorrelated returns, and what private investors can learn from the playbook of elite endowments. From risk management to the “democratisation of alternatives”, this episode explores how hedge funds may just be part of the new 60/40 for long-term investors seeking durability and diversification.This episode was recorded on 28 October 2025.(00:10) - – The endowment model (03:24) - – Is it limited to institutional investors? (05:02) - – A typical allocation split (06:28) - – The importance of a long-term approach (07:16) - – Recent criticisms of the endowment model (09:03) - – Hedge funds: a bond substitute? (11:23) - – The rise of multi-strategy funds (13:24) - – How multi-strategy funds have performed throughout volatility (15:13) - – What to look for in a good multi-strategy fund (16:33) - – Absolute return vs index investing (18:33) - – Are multi-strategy funds getting too big? (20:17) - – Are single-manager, single-strategy funds still relevant? (21:32) - – Rebalancing – a critical element (22:44) - – Fund manager expertise, and the art of portfolio construction (27:01) - – Thoughts on private equity and infrastructure (31:33) - – An ivy league education? Or an alternatives portfolio?