Podcasts about DB

It's another varied mix of questions, with a couple on catching up after a late start, avoiding the 60% tax trap and lots more. Shownotes: https://meaningfulmoney.tv/QA30  01:03  Question 1 Hi, I'm curious if you have advice, best practice or tools to advise people who have a reasonable rental property portfolio on how to plan for retirement? I am 55, have taken 50k tax free cash, and 13k a year drawdown, approx 40k left.  I have 11 rental properties, but I am still remortgaging and buying more properties.  Currently have about 450k available to reinvest into a few more properties, and then probably stop buying. I'm really struggling to understand how much I can/should have available to spend each month, especially as I'm still reinvesting into properties.  I'm sure I should be spending way more than I am, but can't work out how best to put a retirement plan together to show how much I truly afford to spend each month. Love your content, and thanks for any advice you may be able to give. Thanks, Paul 09:49  Question 2 Hi Pete and Rog. Big fan of the podcast, keep up the good work. I am looking at ways to stay under 100k income each year to remain eligible for childcare benefits. I know if I were to make AVC into my work pension this would help to remain below that figure. I would prefer to put this money into a SIPP. My question is if I got paid the money and deposited it into a SIPP instead of my work pension will this reduce my income tax and prevent me from going over 100k and losing childcare benefits. Kind regards, Joshua 12:33  Question 3 Hello Pete and Roger, Firstly, thank you so much for such an informative podcast. I don't think I listen to a single episode without taking away something valuable! My question relates to what I should do to with money as I accumulate it for the next financial year's ISA and SIPP allowance. For context- I am 39, an NHS doctor with an NHS pension, have a paid off mortgage and have started making SIPP contributions to bring my adjusted net income below the 60% tax threshold. I am in the privileged position to be able to contribute maximum S&S ISA contributions at the beginning of each tax year and already have filled premium bonds allowance as my emergency fund. Should I put my accumulating savings in a high interest savings account until April, or am I missing out on growth each year and should I be using a GIA with a bed and ISA approach? I appreciate there may be tax on savings interest above £500 or CGT on anything over £3k gains. I just don't want to be missing out on the best approach for the next 20+ years as I hopefully continue to max out ISA and pension contributions. Thank you so much in advance and keep up the fantastic work! Paddy   16:36  Question 4 Dear Pete and Rodge, I am relatively young (36) and have started listening to your podcast relatively recently (in the last year). What I like about it best is the calming relaxed attitude that money matters are discussed in and the comforting belief that life is more important than money I think shines through. Comparison is the thief of joy I know but I find it hard to situate myself in relation to where I ‘should' be financially. I stayed at university a long time (10years) and so always perceived of myself as ‘in debt' and living to the brink of my means, I didn't have a credit card but I would spent all my money and save nothing. When I did eventually get a job it didn't pay much and again it was paycheck to paycheck for many years. Then came three big changes almost at once. First me and my wife had a baby daughter come along, next the company I worked for went bust and third I found your podcast! Something about the mix of these three made me sit up, take notice and want to engage with my finances where previously my head had been in the sand. I did very much feel like I was way behind the running. I managed to find a job which paid almost a third as much take home pay again and decided to set up savings for my daughter, set up an emergency fund, increase pensions contributions, open a stocks and shares ISA, all of the good stuff that you guys continually discuss. However, I still am very much of the opinion that I am way behind the game and starting late which is a shame seeing as time is such a valuable component in investing. My question to you guys is, were you in my position, where would be the first places you would look to educate yourselves on the right things to do next? I feel like I don't know what I don't know and things continually surprise me (for instance I didn't realise that having a car on finance was considered bad debt until the other day). I have this constant nagging doubt that I will be missing something because I haven't started from the beginning. I did consider going back to the start of the podcast when I found it, but Rodge wasn't even around in the first few so I didn't enjoy it as much and also felt like maybe some advice would have gone out of date? Is there a key place for me to start, non-negotiable sources I have to get to grips with in the first place that you can direct me to? What would you do? Very keen to learn your thoughts and hugely appreciative of all your efforts! Kind regards, Dan 24:16  Question 5 Hello Pete & Roger I've gained Incalculable value from listening to you so keep up the amazing work! I have a DB-DC hybrid scheme and at my target retirement age (64) my projections say I'll have £33K p.a DB income + £345K DC pot. This would give me ~ £86K TFC allowance at the pot. My plan has been not to take any TFC on the DC pot upfront and to use regular UFPLS withdrawals to reduce income tax over the long term. However, as this is a hybrid scheme, if I take both DB and DC components at the same time I can keep the DB at £33K p.a. and take £220K TFC upfront. This has made me question my slow TFC strategy as I can realise far more taking it upfront by leveraging the DB ‘value' but only at that point in time. My thoughts are to then find a way to get this £220K TFC into S&S ISAs where they would be invested in the same way as in my DC pension. This would allow me to reduce income tax massively over my lifetime. This seems too good to be true! Is it? Problem will be finding a home for such large amounts of cash Options Max mine and wifes ISA allowances (£40K p.a) £10K p.a. contribution  to mine and wifes DC pots  (MPAA limited) (£20K p.a.) Any other options? Thanks, Duncan 28:46  Question 6 Greetings Pete and Roger, Speaking as a fellow Gen X gruff Northerner (…Pete!), I'd just like to express my huge gratitude to you both for rescuing me from years of financial ineptitude, misdirection and investing ignorance. I can only blame myself, but losing a parent in my late teens, then late 20s, and subsequently finding myself on the non-receiving end of ‘Sideways disinheritance' (Dad remarried / mirrored will / sold our family home to pay second wife's debts….) didn't help with establishing good long-term financial habits. Thankfully, the financial clouds parted 21(ish) months ago when I discovered your excellent Youtube videos, first book, and podcast back catalogue, including a tour de force in ‘tough love' re: DC pension catch up.  Since then, I've been desperately trying to catch up, with a rough target of getting a DC pot to support an UFPLS annual 3.5 - 4% withdrawal of, the magic, £16,760. Starting from a very low base, I've been using direct payments from my own Limited Company into a Vanguard SIPP, approximately £3k+ per month (yes, I'm living on lentils..) combined with transferring personal contributions of £10k from money sat in a S&S ISA, thereby getting tax relief up to my small wage of £12.5k.  Using this mechanism, I've placed £48k into the pension (mindful of the £60k limit – tax relief is added on the 10k personal, but 19% corp. tax is saved on the employer contributions) in the last financial year, but won't be able to sustain this forever. My question is as follows – provided I still make a net profit after the Employer pension contributions, am I correct in assuming I'm ok re: the ‘Wholly and exclusively' HMRC test?  The employer pension payments dwarf the remaining net profit, from which I then take a small amount of dividends, and a smaller corporation tax payment is made at 19%. Also, provided I don't transgress the personal earnings limit (£12,570 for me), is that ok also re: also putting in from the employee side? Am I missing anything at all?  E.g. could you use the ‘carry-forward rule' to top up previous years with employer contributions from the Limited company?  I'm assuming the answer is ‘no', as dividends don't count as earnings / they don't exceed £60k, but thought I'd ask anyway! Apologies for the ‘War and Peace' length question, and thanks again. Stay intentional, Bill PS: Really like the ‘Catching up' section of your, also excellent, second book Pete.

This best-of episode is all about PLEASURE! Taken from some of our favorite episodes in Season 12, our first season all about pleasure, you'll get tips and ruminations on how to get the most pleasure out of your life. Listen in for talks on multiple orgasms, different types of orgasms, and how to initiate intimacy with confidence! Episodes featured: How can I have multiple orgasms? 20 Types of Orgasms with Goody Howard Initiating Sex with Confidence with Whitni Miller ABOUT SEASON 12 Season 12 of Sex Ed with DB is ALL ABOUT PLEASURE! Solo pleasure. Partnered pleasure. Orgasms. Porn. Queer joy. Kinks, sex toys, fantasies—you name it. We're here to help you feel more informed, more empowered, and a whole lot more turned on to help YOU have the best sex. CONNECT WITH US Instagram: @sexedwithdbpodcast TikTok: @sexedwithdbTwitter: @sexedwithdb Threads: @sexedwithdbpodcast YouTube: Sex Ed with DB SEX ED WITH DB SEASON 12 SPONSORS Lion's Den, Uberlube, & Magic Wand Get discounts on all of DB's favorite things here! GET IN TOUCH Email: sexedwithdb@gmail.comSubscribe to our BRAND NEW newsletter for hot goss, expert advice, and *the* most salacious stories. FOR SEXUAL HEALTH PROFESSIONALS Check out DB's workshop: "Building A Profitable Online Sexual Health Brand" ABOUT THE SHOW Sex Ed with DB is your go-to podcast for smart, science-backed sex education—delivering trusted insights from top experts on sex, sexuality, and pleasure. Empowering, inclusive, and grounded in real science, it's the sex ed you've always wanted. ASK AN ANONYMOUS SEX ED QUESTION Fill out our anonymous form to ask your sex ed question. SEASON 12 TEAM Creator, Host & Executive Producer: Danielle Bezalel (DB) (she/her) Communications Lead: Cathren Cohen (she/her) Growth Marketing Manager and Producer: Wil Williams (they/them) MUSIC Intro theme music: Hook Sounds Background music: Bright State by Ketsa Ad music: Soul Sync by Ketsa, Always Faithful by Ketsa, and Soul Epic by Ketsa. Thank you Ketsa!

[고민사연] 안녕하세요? MBC 라디오 미니로 손경제 청취하는 40대 직장인입니다. 올해 이직해서 근무 중인데 회사 사정 상 폐업을 한다는 얘기를 들었습니다. 이직한지 1년이 안되었는데, 회사가 없어지면 퇴직금을 받을 수 있는건가요.? 회사가 문을 닫게되면 어디로 가서 어떻게 퇴직금을 달라고 해야하는지도 궁금합니다. 참고로, 저희 회사는 증권사에 DB형 퇴직연금이 가입되어 있고, 폐업은 연내에 이뤄질 것 같다고 합니다. 회사 폐업도 걱정이긴 하지만, 다시 이직할 일도 걱정입니다.

Josh and Bobby gather in the Sode Shack for an afternoon recap pod, breaking down all the big IDP news from Week 7. The headline for this week? Micah Parsons can still wreck a game when he wants to. The duo also discusses surprising LBs inside the top 10, the continued dominance of Brian Burns and Byron Young, and the emergence of some standout DB options (including a certain cheat code in Jacksonville).0:00 Intro3:41 Micah Parsons10:26 LB recap37:00 DL recap45:28 DB recap56:25 MNF excitementCheck out our brand-new, free IDP start/sit tool, powered by Mike Woellert's weekly projections: https://idpstartsit.com/Subscribe to our YouTube channel for our other shows, The IDP After Show and All IDP.If you'd like to support the show, you can do so for just $5/month over at ⁠theIDPshow.com⁠. We've got some premium features for paid supporters that we know you'll enjoy. Follow us on Twitter ⁠@theidpshow⁠. Thanks for listening!

49ers DB, Chase Lucas joins 49ers postgame show with Guy Haberman & Tim Ryan to share his thoughts on the big win against the FalconsSee omnystudio.com/listener for privacy information.

After an ominous meeting with Thereus Aegir, leader of the Hexcloaks, Caoimhe Wake regroups with Brontë Adelvys and Antistrophe Landrace, fresh from their victorious Beachminton showdown in Seawalk. Caoimhe shares the ultimatum she received from Aegir: Find out whether the recent earthquakes are tied to Castine, Living Metal. Which raises the question: How does one go about investigating a member of the Ennead while he is surrounded by his most loyal followers?  This week on Perpetua: A Roar Across Cenn 02 Perpetua Guide [In Progress v.05] NPCs & Monsters [PNMS] I've been waiting to put these in until we had stats, but I guess we just aren't getting those during the early acts. Jimmy Cone & Johnny Cakes [NMJJC] Traits: Arrogant, Ambitious, Competitive, Playful Stats: ???  Attacks: Ace Killer, Back to the Fundamentals, Big Little Bro Backhand, Big Little Bro Beachminton Bash, Classic Comeback Shot, Desperate Dexterous Swing, Dexterous Hit, Final Shot, Jimjam Slam, NORMAL OL' HIT, Patty-Cake Patty-Cake Baker's Lob, Rapid Fire Double Down Super Shot, Slippy Slappy Overhand, Signature Dexterous Hit, Veteran's Return Spells: ??? In-Game Description: Brotherly heirs to the Cenn City dessert empire. Sigh. I don't really get it. Why do they share a character profile page when they clearly have different stats? Why aren't their stats visible even after you beat them in Beachminton. Is their whole concept some sort of reference I don't get? I think this game is pretty funny, but every comedian has some bad jokes.  Kley Kaina [NMKLA] Traits: Skeptical, Mysterious, Just, Vengeful Stats: ???  Attacks: ??? Spells: ??? In-Game Description: Caoimhe's childhood friend, a Poison Elf who has trained to be a doctor. Somewhere along the way, they developed strange allegiances. You know when you watch an anime and you go “I hope that side character gets a whole episode?” That's how I feel about Kley. What's their deal!? Why are they so pissed off about Caoimhe joining the Hexcloaks. And what “strange allegiances” do they have?  Delani Kaina [NMDLK] Traits: Faithful, Brusque, Determined, Demanding Stats: ???  Attacks: ??? Spells: ??? In-Game Description: Kley Kaina's mother and a loyal follower of Castine. On a pilgrimage to Cenn. I wish she wasn't so mean to Kley, but I can't help but like her. It's funny that she has a big crush on Castine, it's sort of like being in love with a Greek God, but I guess that happened in myths too so why not in a game? Thereus Aegir [NMTHA] Traits: ??? Stats: ???  Attacks: ??? Spells: ??? In-Game Description: Leader of the Hexcloaks. “Leader of the Hexcloaks.” That's it!? You couldn't even say “Cruel leader of the Hexcloaks” or “Mysterious leader of the Hexcloaks?” Not saying more makes him even MORE mysterious. And why are his TRAITS hidden? It's not like he's hiding being a jackass, he just is one! Athon, Castine's High Cleric [NMATH] Traits: Devoted, Strict, Punctual, Knowledgeable Stats: ???  Attacks: ??? Spells: ??? In-Game Description: Castine's chief attendant, responsible for the affairs of his Temple. Athon is sort of a mirror. If you choose all the hostile dialog options, he's a real prick back to you. If you choose all the more quiet, humble ones, he'll reflect respect back to you. I'm not sure it really matters if you piss this guy off or not, but if you don't want to get scolded, just be polite and patient. Castine, Living Metal [NMCLM] Traits: Curious, Mercurial, Empathetic, Caring Stats: ???  Attacks: ??? Spells: ??? In-Game Description: Second newest member of the Ennead. Connected to metal and physical damage.  I have some guesses about what “second newest” member of the Ennead means, but that's it for now. Here's my big theory though: There's gotta be some connection between him and Scintero, since Scintero is “Living Bolt” and Castine is “Living Metal,” right? Hosted by Austin Walker (austinwalker.bsky.social) FeaturingAli Acampora (ali-online.bsky.social), Art Martinez-Tebbel (amtebbel.bsky.social), Jack de Quidt (notquitereal.bsky.social), and Andrew Lee Swan (swandre3000.bsky.social) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.  

C&R react to the Jays crushing the Mariners in Seattle! In the postseason, is home field actually a disadvantage? A caller calls DB a grizzled vet. They talk Week 7 NFL Power Rankings. Even Tom Brady has the Bucs & Colts at the very top! Plus, Max Scherzer time & 'OLD-SCHOOL WHEN 50 HITS!' See omnystudio.com/listener for privacy information.

DJ Clark's story is one of perseverance, grit, and the reality of chasing a dream. From Oceanside, California to Idaho State University, DJ carved out a path as a standout defensive back. After going undrafted, he earned NFL tryouts with the Carolina Panthers and Green Bay Packers, where every rep determined his future. In this episode, DJ dives into:

JD Fiscus (nerding.io) shares how a late-night hack connecting MCP to n8n exploded to ~1M downloads, then demos practical MCP workflows: indexing YouTube channels for Q&A, and auto-building n8n flows from natural language. We dig into the Agentic Commerce Protocol, real security pitfalls (like destructive commands), and how to turn MCPs into products with OAuth and Stripe for authentication and metered billing. He closes with how he teaches this hands-on at the Vibe Coding Retreat.Timestamps1:00 Why build it: “MCP shouldn't be Claude-only”—bridging MCP into n8n early (Dec/Jan)2:09 Shipping under the pseudonym nerding.io; surprise seeing creators use it2:25 n8n later ships its own MCP server/client; they nod to nerding.io & Simon3:59 “N8n is useful, but so much more useful with MCP”5:12 What MCP means for software: every smart company is exposing an MCP; new login/usage patterns6:27 Agentic Commerce Protocol (ACP): Stripe + OpenAI; agents checkout across the web8:02 Marketing to agents not humans? SEO shifts as agents comparison-shop9:10 Early “agent mode” attempts vs protocol-based purchases (less hacky)10:58 Likely adopters: platforms (Shopify) & big retailers; echoes of early MCP evolution14:11 Security realities: token passing evolved to OAuth; hallucination + destructive actions risk16:04 Personal mishap: agent ran supabase reset on a dev DB—imagine prod! Guardrails matter17:03 Designing MCP servers: don't just “wrap your API”; use resources/prompts for agentic UX19:04 Demo 1—Influencer MCP: index a YouTube channel, embed transcripts, ask questions in Claude20:54 Storage: embeddings into Postgres; per-channel tables24:46 Keeping it fresh: daily cron to ingest new videos25:18 Demo 2—Build n8n workflows from chat using N8N MCP (by Ramullet); live docs + API27:00 “Create a webhook → send leads to Sheets” built conversationally, with allow/deny prompts31:02 Zapier, Gumloop: agents that build automations via natural-language steps34:00 Next frontier: custom connectors (Claude/Cursor/OpenAI), OAuth auth flows for MCPs39:03 Turning MCPs into products: login with Twitter → Stripe subscription → metered billing41:12 Paid tool call demo: “paid echo” → Stripe usage event logged per user43:41 How to learn this fast: vibecodingretreat.com (small cohorts, hands-on builds)Tools & Technologies Mentioned (quick guide)MCP (Model Context Protocol) — Standard for connecting models to tools/data; supports tools, resources, prompts.n8n — Open-source automation platform; JD wrote an MCP node that went viral; also has native MCP server/client now.Claude / Cursor / OpenAI (custom connectors) — LLM IDEs/chats that can load MCPs; custom connectors enable OAuth + productized access.Agentic Commerce Protocol (ACP) — Early protocol (Stripe + OpenAI) for agent-initiated purchases with confirmations.Web MCP (W3C-oriented idea) — Emerging patterns for agent↔︎website interactions beyond human UI flows.OAuth — Secure, user-consented authentication for MCPs (vs passing raw tokens).Stripe (subscriptions + metered billing) — Attach billing/usage limits to MCP calls; track per-user consumption.YouTube API + Transcripts — Source data for the “Influencer MCP” indexing pipeline.Embeddings + Postgres — Store vectorized transcript chunks in Postgres for retrieval (JD self-hosts).Cron — Schedules daily ingestion of new content.Google Sheets — Target destination in demo for simple lead funnels.Zapier / Gumloop — Natural-language automation builders; early NLA/agent patterns.Git / CLI commands — Cautionary tale: agents running destructive commands (e.g., resets).Do Browser / Comet Browser — Agentic browsing tools referenced for web actions.Fellow.ai — AI meeting assistant with security-first design; generates precise summaries/action items.Subscribe at⁠ thisnewway.com⁠ to get the step-by-step playbooks, tools, and workflows.

On today's show, Pat, AQ Shipley, Darius Butler, AJ Hawk, and the boys wrap up week 6 of the NFL season as AQ gives his five best offensive lines of the week and biggest takeaway's, and Darius Butler highlights the best DB play of the week, and Tone gives his midseason college football playoff graphic, they recap last night's NLCS game that saw the Dodgers take a commanding 2-0 lead over the Brewers. Joining the progrum to chat about about his thoughts of a great weekend of football, PFF player grades, and previews some of next weeks games. Later, ESPN legend, College GameDay stalwart, co-host of SVPod, Stanford Steve joins the show to preview this weekend's massive college football slate. Make sure to subscribe to youtube.com/thepatmcafeeshow or watch on ESPN (12-2 EDT), ESPN's Youtube (12-3 EDT), or ESPN+. We appreciate the hell out of all of you, we'll see you tomorrow. Cheers. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In today's Q&A episode, we're answering a bunch of questions from those on the threshold of retirement, getting into the nitty-gritty of age-difference planning, DB scheme reductions and all sorts! Shownotes: https://meaningfulmoney.tv/QA29    01:04  Question 1 Hi Pete I am really enjoying listening to the podcast, thank you. They make what can sometimes be a complicated subject much easier to understand. I have a question which I have asked my SIPP provider but even they don't appear to know the answer so here goes: If someone has a SIPP valued at say £1.2m and a DB pension valued at say £300k, in order to maximise the favourable annuity provided by the DB pension, is it possible to draw the full LSA (25% tax free cash) from the SIPP? Or is there a requirement to draw the LSA on a pro rata basis from both the SIPP and the DB pension? Thank you, AJ 07:07  Question 2 Hi Pete and Roger, Thanks to The Meaningful Money Handbook, The Meaningful Money Retirement Guide and listening to all of your podcasts, I'm now in the fortunate position to retire in three years at the age of 55. However, I have a couple of questions about building a Cash Flow Ladder: Q1 - Should I be moving my investments into the various rungs of the ladder now, or just wait until I retire? Q2 - Most of my investments are in a pension, but I also have an ISA for a bit of flexibility. Would it make sense to use the same ladder structure in both the pension and the ISA? Thanks for all your good work. Tim 11:17  Question 3 Hi guys Loving the podcast - helped me through the COVID years and it's been a staple ever since so thank you for that. My question is around investing in older age. At what point, if any, is it worth cashing out GIA investments if other sources of income such as state pension and DB pensions are more than enough to live off and I have sufficient other capital (cash isas) for those big things still ahead? I'm not planning to leave any sort of inheritance (unless I pop my clogs early !) so is there some rule of (age) thumb of when to cash out and spend investments? I sort of don't see the point of continuing to invest after a certain age and to spend the money. But I guess it's not easy switching from investing to spending. Thanks, Chris 16:33  Question 4 Hi Pete & Roger, Great show gents, always interesting and informative.  I've been an avid listener for a couple of years now and have been encouraged to write in on the off-chance that my question may have relevance to others with a similar dilemma. I fear you may feel it's too niche but here goes: I'm 59yrs old and for all intents and purposes retired, in as much as I quit my career in business 18months ago to take on the full-time parental care role of my 6yr old twins which enables my wife (15yrs my junior) to continue in the career she loves. We are fortunate that my wife is an additional higher rate tax payer (as was I before I quit), we live mortgage free in a ~£1.5m family house - all of which means I have no plans to draw a pension until my wife is also ready to retire, which despite her occasional gripe, is not likely to be until our children leave school (by which time we will be ~ 72 and 57 respectively). I have a small index-linked Public Sector DB pension that kicks in in a few months time when I hit 60 (£7k per year) and expect to get a full State Pension which should provide me with around £20k p.a. at todays values as a base income when I reach state pension age in 7 years time. I also have a Pension pot currently valued at around £1.2m, made up from £1m SIPP and £200k S&S ISA) and my wife's Pension pot is currently valued at around £520k (£400k SIPP & £120K S&S ISA).  I no longer contribute to my SIPP but my wife invests around £30k Gross in to her SIPP annually and we plan on continuing to fill both ISA allowances each year until she retires.  We are both 100% invested in equities using low-cost Global trackers to maximise their growth potential. Here's my question, I was burnt a few years back (before I started listening to podcast like yours to educate myself on how to manage my finances) when I was persuaded to join SJP and combine all my old workplace pensions into a single pot managed with them.  I even persuaded my wife to join and I opened Junior SIPPs for my twins when they were born (not their advice, my own) which we continue to pay the full amount into monthly to hopefully secure their future retirement. Long and the short of it, the more I learned about investing, the more I regretted my decision to tie myself into SJP and the more I begrudged paying their relatively high fees (for what turned out to be a lower return than much lower cost tracker options could / would have produced over that same time period). I eventually sucked up the exit fees and bailed out a few years back, taking my wife and children's accounts with me and whilst I haven't looked back, it has made me reluctant to spend money on financial advisors, given the perceived poor advice I felt I received last time. To that end, I'm currently planning on managing mine and my wife's finances through retirement without recourse to an advisor but have started to have niggling doubts as to the whether I'm being too arrogant in my own abilities. In simple terms, our aim to build a combined Pension Pot (incorporating a healthy ISA element to aid in tax-efficient drawdown, allow my wife to retire early(er) if she so desires and to cover one-off expenses that may from time to time will come up) that's large enough for us to live off comfortably based on a flexible 3-3.5% drawdown rate annually (index-linked).  The plan is also to remain 100% invested in equity throughout retirement with the exception of and maintaining, a 3-5yr cash-like buffer (invested in MM Funds / short term government bonds) from which to take our living expenses. My wife and I are not extravagant spenders and can easily cut our cloth according to circumstances, so my feeling is, with a small but decent guaranteed income that we will have as a foundation, when combined with what I hope/expect to be a sizeable joint Pension Pot and a relatively low and sustainable withdrawal rate that should see us right even through the harshest of winters (metaphorically speaking) this should provide all the income we'll need for a comfortable retirement with a good chance of leaving a fair amount left in the pot for our children at the end, without over complicating our portfolio or expensive management costs. The obvious concern I have is around IHT but even there, I feel like that's a concern to address further down the road once we know we are financially secure and when we know more about the needs of our children as they grow-up and can plan what to do with any excess cash we might have using the rules in place at that time. Sounds simple, but is it too simple?  Can you spot any obvious flaws in this plan or reasons why you think seeking professional advice would make sense that may not have considered? Thank you and keep up the good work! Regards, Aaron 27:42  Question 5 Hi both Love the podcast. I listen regularly and enjoy hearing the banter between the two of you,  as well as providing answers to thought provoking questions. As an additional rate taxpayer in Scotland, my marginal income tax rate is an eye watering 48%. So I get significant benefit from tax relief when topping up my pension. It can cost as little as £33,000 to enjoy a full input of £60,000 once I get money back on my tax return. I have been diligently stuffing my pension as much as I could afford for years now as it was always the prevailing financial advice. I'm now only a couple of years away from retiring at age 55. I am fortunate enough to be now over the old LTA (which is now of no consequence). However the tax free limit is still set at 25% of that old allowance (£268,273?). Given I am now NOT going to benefit from any further tax free money on the way out, I wonder whether continuing to contribute to my pension is a good idea anymore. My choices are either : 1) Pay into the pension and enjoy tax relief of 48% now, allow the fund to accumulate tax free over the coming years, then pay income tax on the way out at 40%. (I expect to be high rate , not additional or basic rate tax payer in retirement) 2) Take the tax hit now on income, don't contribute to pension, put the nett amount into a GIA, and pay 24% CGT on the gain on the way out. I did some numbers and while the pension wins out, it's not by much over a 10 year term assuming 5% growth. But tax rates could change, pension rules could change, and inheritance tax changes are pending. Can you compare the pros and cons of each approach to help me make a decision, or is there a third option to consider? (I hear Roger sometimes suggest a strategy of taking the tax hit now rather than later e.g better the devil you know) I hope this makes sense. Thanks, Martin   33:47  Question 6 I became an avid listener of the podcast during the first lockdown and have learned so much in the past 5 years. I really enjoy it and appreciate all the effort you put into it. My question is with regard to age gap relationships and planning for retirement. I'm 59 and am currently contributing to the NHS Pension Scheme. Part of my pension can be taken at  age 60, without deduction, and I hope to have an income of £16,000 plus a £50,000 lump sum. The rest of my pension I'll be able to take at age 67 and by the age of 63 I hope to have a further pension of £18,000 without a lump sum. In addition to this, from my career before the NHS, I have a SIPP and the current value is £400,000. 63 is the age by which I hope to have stopped working at my current level but it might be sooner. My wife is ten years younger than me and has not been working for most of her adult life. Currently she is paying into a local authority DB scheme but by the time she is 58 her pension entitlement might only be £5,000 per year, but this would need to be discounted by 40%-50% in order to take that income. By the time we are eligible I expect both of us to qualify for the full state pension. We have no other cash savings to speak of and our mortgage is due to be paid off next year, when I will be 60. My question is what advice do you have for couples who face this age gap issue. The plan is that we want to spend our retirement together while I am fit and active (well fit-ish). Once we both have the state pension, with my NHS Pension, we should have an income of £58,000 at todays values, which will be enough for our needs when I am in my late seventies, but might make me a higher rate taxpayer in requirement. Before then, we'd like to spend a bit more and we are planning to use my SIPP and my wife's DB scheme (when she is 58) to fund our pension, until it is replaced by the second NHS Pension and the state pensions. I never realised this would be so complicated to get my head around. When the mortgage is paid off, we'll have some money and should we concentrate in paying it into an ISA so that we can get an additional income without me having to pay higher rate tax, or should we set up a SIPP for my wife so that she can build up a pot of money that she can drawdown on from when she is 58. This would be with the aim of her utilising as much of her annual tax free allowance as possible. I've assumed there is no way that I can transfer part of my SIPP to her before I die. I very much hope that you can help. Best wishes, Steve    

In this episode, DB talks with Amy and April from the FANTASTIC podcast Shameless Sex! It's the final episode of Season 12 all about pleasure, and we're talking all about blowjobs (or blowies -- or blobbies?)! Let's dispel some myths and talk all about how blowjobs can be pleasurable for everyone involved. Content warning This episode discusses coersion around oral sex -- both oral sex that has been coerced, and oral sex as a tool to coerce. To avoid this conversation, skip from minute 14 to minute 20. Take care of yourselves! Guest Details Amy is a Sex and Relationship Coach, Certified Sex Educator, lead educator for Uberlube, and was voted both 2022's and 2024's Sexpert of the Year. April is a Certified Sex Educator, Vice President of a sex toy company called Pipedream, and was also voted 2024's Sexpert of the Year. Together, Amy and April combined forces to create the Shameless Sex podcast, inspiring radical self-love, sexual empowerment, and shame-free intimacy. To learn more or to order their latest book Shameless Sex: Choose Your Own Pleasure Path to Unlock the Sex Life You've Been Waiting For, go to shamelesssex.com Product details Some products we mentioned in this episode: Überlube (SEXEDWITHDB for 10% off) The Magic Wand Waterproof throw Tenga Eggs Wicked Sensual Care butterscotch-flavored lube JIMMYJANE Hello Touch Pro finger vibes Use code SEXEDWITHDB for 15% off at Lion's Den! ABOUT SEASON 12 Season 12 of Sex Ed with DB is ALL ABOUT PLEASURE! Solo pleasure. Partnered pleasure. Orgasms. Porn. Queer joy. Kinks, sex toys, fantasies—you name it. We're here to help you feel more informed, more empowered, and a whole lot more turned on to help YOU have the best sex. CONNECT WITH US Instagram: @sexedwithdbpodcast TikTok: @sexedwithdbTwitter: @sexedwithdb Threads: @sexedwithdbpodcast YouTube: Sex Ed with DB SEX ED WITH DB SEASON 12 SPONSORS Lion's Den, Uberlube, & Magic Wand Get discounts on all of DB's favorite things here! GET IN TOUCH Email: sexedwithdb@gmail.comSubscribe to our BRAND NEW newsletter for hot goss, expert advice, and *the* most salacious stories. FOR SEXUAL HEALTH PROFESSIONALS Check out DB's workshop: "Building A Profitable Online Sexual Health Brand" ABOUT THE SHOW Sex Ed with DB is your go-to podcast for smart, science-backed sex education—delivering trusted insights from top experts on sex, sexuality, and pleasure. Empowering, inclusive, and grounded in real science, it's the sex ed you've always wanted. ASK AN ANONYMOUS SEX ED QUESTION Fill out our anonymous form to ask your sex ed question. SEASON 12 TEAM Creator, Host & Executive Producer: Danielle Bezalel (DB) (she/her) Communications Lead: Cathren Cohen (she/her) Growth Marketing Manager and Producer: Wil Williams (they/them) MUSIC Intro theme music: Hook Sounds Background music: Bright State by Ketsa Ad music: Soul Sync by Ketsa, Always Faithful by Ketsa, and Soul Epic by Ketsa. Thank you Ketsa!

Josh, Adam, and Bobby are joined by the Green Dot King himself, Mike Woellert, to run through the biggest linebacker developments from Week 6. After the break, the trio rips through all the DL and DB happenings before hitting waiver targets and point total leaders the last 3 weeks.0:00 Intro3:12 Fred Warner9:14 Logan Wilson16:49 Germaine Pratt23:03 Shaun Dolac32:21 Zack Baun36:08 Cedric Gray41:19 Payton Wilson44:47 MNF Updates48:14 Looking Ahead50:43 Young, Burns, Bonitto1:00:30 Crosby, Hutchinson1:03:47 Nick Herbig1:06:54 Byron Murphy II1:10:24 Falcons DL1:11:21 Oweh, Tuli1:13:00 Myles Garrett1:13:23 Josh Sweat1:16:28 Trey Hendrickson1:26:31 Top End DBs1:28:59 Brian Branch1:29:40 Auto-Start (DB Edition)1:32:43 Tykee Smith1:34:52 Waiver Targets1:38:48 Point Total LeadersCheck out our brand-new, free IDP start/sit tool, powered by Mike Woellert's weekly projections: https://idpstartsit.com/Subscribe to our YouTube channel for our other shows, The IDP After Show and All IDP.If you'd like to support the show, you can do so for just $5/month over at ⁠theIDPshow.com⁠. We've got some premium features for paid supporters that we know you'll enjoy. Follow us on Twitter ⁠@theidpshow⁠. Thanks for listening!

49ers DB & team captain, Deommodore Lenoir joins Murph & Markus to discuss developing into a leader, Robert Saleh's impact, & who will step up in Fred Warner's absence for the rest of the seasonSee omnystudio.com/listener for privacy information.

Based on his experiences on both sides of the record store counter, Peter Holsapple lovingly pokes a little fun at obsessive music nerds on a track from his new solo album : "I got A Love Supreme / I got a Soft Machine / I got the Dave Clark Five / I got Slade Alive / I got a Shonen Knife / I got Repeat When Necessary, Repeat When Necessary. I'm that kind of guy!" Yep, we're those kind of guys...and fortunately Peter is too, because he is our Third Lad this week! This week's discussion revolves around our Top 5 Debut Solo Albums - in other words, the first album released by an artist apart from or after their well known group. While you'd have to go back to 1997 for Peter Holsapple's official debut solo album, he's arguably just released his best yet - The Face of 68, out now on Label 51 Recordings. It's a tight, lean, rocking affair that finds the dB's singer/songwriter's knack for melody and songcraft still incredibly sharp after roughly 50 years of making records. Along with a deep dive into The Face of 68, we also chat about his proto-punk beginnings with Little Diesel, being shown how it's done by the legendary Alex Chilton, life on the road with R.E.M. and Hootie and the Blowfish, supergroup collectives the Continental Drifters, the Salt Collective, and the Big Star Quintet, and the flurry of dB's related activity including Propeller Sound Recordings reissue campaign and 2024's reunion shows. The Face of 68: ⁠https://peter-holsapple.bandcamp.com/album/the-face-of-68⁠ O3L Podperks: ⁠https://onlythreelads.codeadx.me Learn more about your ad choices. Visit megaphone.fm/adchoices

Der reale Irrsinn beherrscht ganz Deutschland. Diese zehn Geschichten der extra 3 Spezial-Ausgabe beweisen es.

TRUE CRIME: D.B. Cooper, The Zodiac Killer, and the Yuba County 5Become a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.

Called to Cenn, City of Iron Chains, Caiomhe Wake, Antistrophe Landrace, Brontë Adelvys (and his two attendants), arrive to find crisis rumbling in burg. The Hexcloaks have quietly taken over town governance, while outside, tremors have turned to quakes, even bringing harm to the Ironclad Parade—the statuary whose inhabitants were once devotees to Castine, Living Metal. Perhaps such devotion is earned in part by the curious community that Castine has built here in Cenn since his arrival a century ago. While the archeological dig that gave Cenn its full moniker continues, the city is now known just as well for the smells of its sizzling food, its many seaside diversions, and the spiritual contemplation offered by the lunar temple that graces the moon resting at its center. There, Castine walks with pilgrims who have traveled seeking his company, his wisdom, or his divine favor. But however pure he's kept his temple, he could never keep it safe from the prying eyes of the other members of the Ennead: Ryme, Master of Ice. Lucena, Bringer of Light. Zephius, the Old Wind. Gritt of the Earth. Scintero, Living Bolt. Cinner, Soldier of Ash. Pharmakos the Poisoner. Caliginia, Fated Darkness. None of these divine beings are omniscient, and none omnipotent, but each is capable, powerful, and driven by their own ends, their own understanding of responsibility, and their own relationship to the Perpetuan Cycle.  “What must they think,” you might wonder, “about the Sourcerot, which threatens to end the world ahead of its scheduled decline? What must they think about these heroes journeying across continents in search of destiny?” Well, my own thoughts will be saved for now. But soon, in the city of Cenn, one so-called god will speak. This week on Perpetua:  Perpetua Guide [In Progress v.05] MiniGames and Side Activities [MGSA] Wordzin [MGWZ] In-Game Description: A word-association game with its origins in the Elevana League town of Burzin.    You're prompted with one word and then you're given a choice of words to pick that all could be associated with that first word. Your goal is to pick the same word as the second “dealer.” At first, I thought that this game was totally random, but after talking to people on the forum, it sounds like you can start to predict what style of word the computer will pick based on which dealer modeler is being used. The one with the long fancy mustache tends to pick adjectives fancy words and is the only one who uses adverbs. The lady with the big eyes tends to pick animals and weapons. The guy with the apron on picks verbs the most (but not exclusively). When you get the twin dealers, though, it IS totally random! I guess it's like they have an inside joke going? Calstega Cook Off! [MGCO] In-Game Description: After the success of the first cooking competition, the people of Northcrook decided to run a regular Cook Off competition as part of a ‘neighborhood revitalization' effort.   The game basically counts on you paying attention during the first time this minigame shows up, because there is NO tutorialization after that. You're just dropped back into the town as if you're not even in a minigame. Once I loaded a save and was confused why I couldn't even leave the screen, because I forgot I saved after starting the Cook Off!   So : Step 1: Pay attention to the theme of Cook Off is. They say this up top and will NOT repeat it. 2. Try to learn the judge's tastes. Most of the time you can do this through a few skill checks, but once I had to do a duel, and once they made me do this weird tower puzzle (a minigame INSIDE of a minigame!?). 3. Come with good ingredients. Even though you can normally buy ingredients inside of a settlement (you have been doing that, right?) you can't do it once you start the Cook Off! Beachminton [MGBM] In-Game Description: The favorite pastime of Cenn's beach goers. Hit the Sandy Shuttlecock onto your opponent's side, but be careful not to break it!   I don't know anything about real badminton, except that every single word associated with it is funny. But Beachminton is pretty simple: Look at the sand ball to see how close it is to breaking apart: if it's in crisis you can see sand falling off of it while its in slow motion between rounds. If it's close to breaking, try to hit it with your weakest character and use any tricks you can to do low damage. If it's not close to breaking, try to hit it as hard as you can. At least that's how I play! Hosted by Austin Walker (austinwalker.bsky.social) Featuring Janine Hawkins (@bleatingheart), Sylvi Bullet (@sylvibullet), and Keith J Carberry (@keithjcarberry) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.  

In this episode, DB talks to a real couple living in long-term monogamy and still getting so much pleasure and chemistry from each other. This couple's story is so sweet and fascinating, with some interesting twists and turns, culminating in a sensual routine that helps them stay connected. Looking to get that spark back with your partner? This couple's solutions may be less "spiced up" than you'd expect. Between Us is a new episode format where we speak with folks living through what some of our experts from other episodes have discussed! We're excited to bring you more intimate, one-on-one conversations with real people living their real lives about how sex and sex ed impact them every day. Learn more about the Bluebella Community Campaign here!www.bluebella.com/modern-sensuality ABOUT SEASON 12 Season 12 of Sex Ed with DB is ALL ABOUT PLEASURE! Solo pleasure. Partnered pleasure. Orgasms. Porn. Queer joy. Kinks, sex toys, fantasies—you name it. We're here to help you feel more informed, more empowered, and a whole lot more turned on to help YOU have the best sex. CONNECT WITH US Instagram: @sexedwithdbpodcast TikTok: @sexedwithdbTwitter: @sexedwithdb Threads: @sexedwithdbpodcast YouTube: Sex Ed with DB SEX ED WITH DB SEASON 12 SPONSORS Lion's Den, Uberlube, & Magic Wand Get discounts on all of DB's favorite things here! GET IN TOUCH Email: sexedwithdb@gmail.comSubscribe to our BRAND NEW newsletter for hot goss, expert advice, and *the* most salacious stories. FOR SEXUAL HEALTH PROFESSIONALS Check out DB's workshop: "Building A Profitable Online Sexual Health Brand" ABOUT THE SHOW Sex Ed with DB is your go-to podcast for smart, science-backed sex education—delivering trusted insights from top experts on sex, sexuality, and pleasure. Empowering, inclusive, and grounded in real science, it's the sex ed you've always wanted. ASK AN ANONYMOUS SEX ED QUESTION Fill out our anonymous form to ask your sex ed question. SEASON 12 TEAM Creator, Host & Executive Producer: Danielle Bezalel (DB) (she/her) Communications Lead: Cathren Cohen (she/her) Growth Marketing Manager and Producer: Wil Williams (they/them) MUSIC Intro theme music: Hook Sounds Background music: Bright State by Ketsa Ad music: Soul Sync by Ketsa, Always Faithful by Ketsa, and Soul Epic by Ketsa. Thank you Ketsa!

On today's show, Pat, AQ Shipley, Darius Butler, AJ Hawk, and the boys wrap up week 5 of the NFL season as AQ gives his five best offensive lines of the week and biggest takeaway's, and Darius Butler highlights the best DB play of the week, as well as chatting about last night's incredible Yankees comeback win against the Blue Jays in the ALDS, and Aaron Judge's massive moment. They are also joined by several great guests including JJ Watt to recap this last week in the NFL and look ahead to next week, The Tribal Chief, The GOAT, the Head of the Table, Roman Reigns, Buccaneers rookie WR superstar Emeka Egbuka, and Stanford Stever for Anudder College Football Convo. Make sure to subscribe to youtube.com/thepatmcafeeshow or watch on ESPN (12-2 EDT), ESPN's Youtube (12-3 EDT), or ESPN+. We appreciate the hell out of all of you, we'll see you on Overreaction Monday. Cheers. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Covino wants his Yankees to extend their series! Rich's life has extended into another birthday! Brewers get some shine with DB & Danny G. weighs-in on the Dodgers crazy 9th inning to hold off the Phillies. Was last night a "good loss" for the Chiefs? Plus, gross AI, Trevor F'in Lawrence & the Jags proving something!See omnystudio.com/listener for privacy information.

C&R want a Yankees extension & celebrate Rich's birthday! Brewers get some shine with DB & Danny G. weighs-in on the Dodgers crazy 9th inning that held off the Phillies. Was last night a "good loss" for the Chiefs? Gross AI, Trevor F'in Lawrence & the Jags proving something! "Fat Guy Radio" & casual fans versus fanatics. KC Cheeks? Flacco might be ass? Plus, 'SHOWTIME MAHOMES TRIVIA!'See omnystudio.com/listener for privacy information.

In this episode, DB talks with Dr. Lexx about SO many different kinds of pleasure and how to keep pleasure centered in a long-term monogamous relationship. It isn't always just about sex -- pleasure can come from so many different parts of our lives, our senses, and our relationships with others. Let's learn about all the different types of pleasure we can embrace right here right now. As Dr. Lexx says: pleasure is a birthright! (Editor Wil note: updated audio!) Guest Details Dr. Lexx is a premiere sexologist leading the field of sexuality with shame free sex education and innovative sex therapy skills. As an AASECT certified sexuality educator and supervisor, Dr. Lexx provides education and therapy from womb to tomb through her practice The Institute for Sexuality & Intimacy, LLC, keynotes, panels, and curriculum design. ABOUT SEASON 12 Season 12 of Sex Ed with DB is ALL ABOUT PLEASURE! Solo pleasure. Partnered pleasure. Orgasms. Porn. Queer joy. Kinks, sex toys, fantasies—you name it. We're here to help you feel more informed, more empowered, and a whole lot more turned on to help YOU have the best sex. CONNECT WITH US Instagram: @sexedwithdbpodcast TikTok: @sexedwithdbTwitter: @sexedwithdb Threads: @sexedwithdbpodcast YouTube: Sex Ed with DB SEX ED WITH DB SEASON 12 SPONSORS Lion's Den, Uberlube, & Magic Wand Get discounts on all of DB's favorite things here! GET IN TOUCH Email: sexedwithdb@gmail.comSubscribe to our BRAND NEW newsletter for hot goss, expert advice, and *the* most salacious stories. FOR SEXUAL HEALTH PROFESSIONALS Check out DB's workshop: "Building A Profitable Online Sexual Health Brand" ABOUT THE SHOW Sex Ed with DB is your go-to podcast for smart, science-backed sex education—delivering trusted insights from top experts on sex, sexuality, and pleasure. Empowering, inclusive, and grounded in real science, it's the sex ed you've always wanted. ASK AN ANONYMOUS SEX ED QUESTION Fill out our anonymous form to ask your sex ed question. SEASON 12 TEAM Creator, Host & Executive Producer: Danielle Bezalel (DB) (she/her) Communications Lead: Cathren Cohen (she/her) Growth Marketing Manager and Producer: Wil Williams (they/them) MUSIC Intro theme music: Hook Sounds Background music: Bright State by Ketsa Ad music: Soul Sync by Ketsa, Always Faithful by Ketsa, and Soul Epic by Ketsa. Thank you Ketsa!

It's time for a PGA TOUR tourney this week folks and the guys are breaking down the...*checks notes...Baycurrent Classic. OK, that's what we're doing. The guys give some of their best bets and a little course info thanks to Bet the Number PLUS ask the age old question...Pam Anderson or Yasmine Bleath?*Join our DISCORD w/ over 1000+ golf loving, DFS & Betting fans | https://discord.gg/tourjunkies*Join BET THE NUMBER with code “TJ” at checkout & leverage the most powerful golf handicapping analytics site on the internet | https://www.betthenumbergolf.com/*Get elite betting content vetted and served just the way you li9ke it on SoBet. Make sure you use referral code "TJ2025" at sign up to get 1st month at $1 | https://sobet.io/register?referral_code=TJ&promo=TJ2025*Sign up for the “Chalk Bomb” emails for free that hit your inboxes every Tuesday & Wednesday | https://www.tourjunkies.com/chalkbomb/Linktree for social follows & more | https://linktr.ee/tourjunkiesEnjoy more free golf betting content on the Tour Junkies website! | https://www.tourjunkies.comLeave an honest iTunes Review. DB & Pat love reading all of these. It improves the show.Apple: https://podcasts.apple.com/us/podcast/tour-junkies-pga-tour-betting-dfs/id1047779421Spotify: https://open.spotify.com/show/0c50TtMGTMxYY88p3KQeIK?si=J5eCzz1kQJ-StbOtlub7IgEnjoy more free golf betting content on the Tour Junkies website!https://www.tourjunkies.com

Adam and Bobby gather in the Sode Shack to discuss the biggest storylines from across the three position groups (DL, LB, and DB) as well as the biggest injuries from Week 5. Then, to wrap things up, the group redrafts the 2025 rookies. Who are the biggest risers and fallers?0:00 Intro2:52 Devin Lloyd MNF Performance4:51 DL Headlines30:52 LB Headlines1:03:22 DB Headlines1:13:23 Injury News1:13:56 2025 Rookie RedraftCheck out our brand-new, free IDP start/sit tool, powered by Mike Woellert's weekly projections: https://idpstartsit.com/Subscribe to our YouTube channel for our other shows, The IDP After Show and All IDP.If you'd like to support the show, you can do so for just $5/month over at ⁠theIDPshow.com⁠. We've got some premium features for paid supporters that we know you'll enjoy. Follow us on Twitter ⁠@theidpshow⁠. Thanks for listening!

Hey guys, what you are about to listen to is basically a “what if” Japan performed Hokushin-ron instead of Nanshin-ron, ie: What if Japan invaded the USSR during WW2? Before I jump into it I just want to thank all of you that signed up for the patreon, you guys are awesome. Please leave a comment on this episode to let me know what more you want to hear about in the future. With all of that said and done lets jump right into it.   Part 1 The Geopolitical context   Ok so, one of the questions I get the most is, what if Japan invaded the USSR. I've actually already tackled this subject, albeit lightly with Cody from AlternatehistoryHub and once with my friend Eric. Its too complicated to give a real answer, a lot of this is guess work, though I really will try to provide hard numbers. I think off the bat something needs to be made clear since we are dealing with alternate history. I am not doing a “what if Japan developed completely different, or what if the IJA got their way in the early 1930's” no no, this is going to be as realistic as possible…even though this is batshit crazy.    Japan faced the decision of whether to go to war with the USSR in 1941 during Operation Barbarossa. They held meetings, made plans, and ultimately it was decided they would not engage the Soviets. Our scenario will follow exactly what they did to a T, but when the made the decision not to go to war, we will see them go to war.    Now before I jump into our this timeline, I think its very important to explain the actual situation Japan faced in 1941. There were two major strategies that emerged during the 1930's within the Japanese military. Many junior officers in the IJA favored the Hokushin-ron “northern strike” strategy against the USSR. Many officers in the IJN with some in the IJA favored the Nanshin-ron “southern strike” strategy, to seize the resource rich dutch east indies by invading Southeast Asia and the Pacific. The idea of Hokushin-ron was to perform an invasion into Southern Siberia and outer mongolia ending around Lake Baikal where they would set up defenses. They had already tried to establish this during the Russian civil war as part of the Siberian Intervention, but failed to create a buffer state. From 1935-1939 there were 108 border clashes between the USSR and Japan. In 1938 one of these border clashes turned into quite a catastrophe, it was called the battle of Lake Khasan.  The Soviets suffered nearly 800 deaths, more than 3000 wounded, perhaps nearly 50 tanks were destroyed with another 100 damaged. The Japanese suffered about 600 deaths with 2500 wounded. The result ultimately was a ceasefire, but for the Kwantung army it seemed to them like a victory. In May of 1939 they had a much larger and more famous battle known as the battle of Khalkhin Gol.  During the early part of the battle the IJA sent 80 tanks crossing over Khalkhin Gol, driving the Soviets back towards Baintsagan Hill. Zhukov was waiting for the attack and sent 450 tanks and armored cars unsupported by infantry to attack the IJA from three sides. The IJA were practically encircled and lost half their armored units as they struggled to fight back as it withdrew. The two armies spared for the next 2 weeks along the east bank of the Khalkhin Gol. Problem was the Japanese were having issues getting their supplies to the area as they lacked motor transport while Zhukov whose army was over 460 miles away from its base of supply had 2600 trucks supplying them. On july 23rd the Japanese launched attacks supported by artillery and within two days they had consumed half their ammunition stores. The situation was terrible, they suffered 5000 casualties and made little progress breaking the Soviet lines. Zhukov then unleashed an offensive on august 20th using over 4000 trucks to transport supplies from Chita base. He assembled around 500 tanks, 550 fighters and bombers and his 50,000 infantry supported by armored cars. This mechanized force attacked the Japanese first using artillery and the aircraft as his armor and infantry crossed the river. The IJA were quickly flanked by the fast moving Soviet armor and encircled by August 25th. The IJA made attempts to break out of the encirclement but failed. They refused to surrender despite overwhelming artillery and aerial bombardment; by the 31st the Japanese forces on the Mongolian side of the border were destroyed. The Japanese suffered nearly 20,000 casualties, the lost 162 aircraft, 29 tanks, 7 tankettes, 72 artillery pieces a large number of vehicles. The Soviets took a heavy hit also suffering almost 25,000 casualties, 250 aircraft, 250 tanks, 133 armored cars, almost 100 artillery pieces, hundreds of vehicles. While these numbers make it seem the Japanese did a great job, you need to consider what each party was bringing to this fight. The Japanese brought roughly 30,000 men, 80 tanks and tankettes, 400 aircraft, 300 artillery pieces, 1000 trucks. The Soviets brought nearly 75,000 men, 550 tanks, 900 aircraft, 634 artillery pieces, 4000 trucks. There are some sources that indicate the IJA brought as many artillery rounds as they could muster from Japan, Manchuria and Korea, roughly 100,000 rounds for the operation. The Soviets fired 100,000 rounds per day. A quick look at wikipedia numbers, yes I know its a no no, but sometimes its good for quick perspectives show: USSR: Bomber sorties 2,015, fighter sorties 18,509; 7.62 mm machine gun rounds fired 1,065,323; 20 mm (0.80 in) cannon rounds expended 57,979; bombs dropped 78,360 (1,200 tons). Japan: Fighter/bomber sorties 10,000 (estimated); 7.7 mm (0.30 in) machine gun rounds fired 1.6 million; bombs dropped 970 tons. What I am trying to say is there was an enormous disparity in military production. And this is not just limited to numbers but quality. After the battle the Japanese made significant reforms. They increased tank production from 500 annually to 1200. The Japanese funded research into new anti-tank guns, such as the Type 1 47 mm. They mounted this gun to their Type 97 Chi-Ha tanks, the new standard medium tank of the IJA. Because of the tremendous defeat to Soviet armor they send General Yamashita to Germany to learn everything he could about tank tactics. But they simply could not produce enough tanks to ever hope to match 10% of the USSR. The Soviets had mostly been using T-26's, BT-5's and BT-7's who were crudely made, but made en masse. The Japanese would find most of their tank models with less effective range, less armor and some with less penetration power. It took the Japanese a hell of a lot more time to produce tanks, they were simply not on par with the Soviets in quantity or quality. Their tank tactics, albeit improved via Yamashita after 1939, were still nothing compared to the Soviets.  The major outcome of the battle of Lake Khasan and Khalkhin Gol was the abandonment of the hokushin-ron strategy and adoption of the nanshin-ron strategy. But, that didnt mean Japan did not have a plan in case they had to go to war with the USSR. Part 2 Kantōgun Tokushu Enshū Kantōgun Tokushu Enshū or the Kwantung Army Special Maneuvers was an operational plan created by the General Staff of the IJA for an invasion of the Russian Far East to capitalize on Operation Barbarossa. Here our story truly begin. Between 1938-1939 the IJA General Staff and Kwantung Army formed two “Hachi-Go” plans. Variants A and B examined the possibility of an all out war with the USSR beginning in 1943. In both plans they expected to be facing 60 Soviet divisions, while they could deliver 50 divisions, delivered incrementally from China and Japan. Plan A called for attacks across the eastern and northern borders of Manchuria while maintaining a defensive stance in the west. Plan B, much more ambitious, called for striking into the vast steppe between the Great Khingan Mountains and Lake Baikal, hoping to cut off the trans-siberian railway. If this was done successfully it was believed the whole of European Russia would be doomed to be defeated in detail. Defeated in detail means to divide and conquer. This battle would take place over 5000 kilometers with Japan's final objective being to advance 1200 km into the USSR. That dwarves Operation Barbarossa in distance, let that sink in. Both plans faced impossible odds. First of all the railway networks in Manchuria were not sufficiently expanded for such far reaching offensives, especially for plan B. Furthermore the 50 divisions required for them would be impossible to come by, since 1937 Japan was bogged down in a war with China. When Japan went to war with the west in 1941 she had 51 divisions. She left the base minimum in China, 35 divisions and tossed nearly 20 into southeast asia and the pacific. On top of not having the men, the IJA estimated a fleet of 200,000 vehicles would be necessary to sustain an offensive to Lake Baikal. That was twice the number of military vehicles Japan had at any given time. After the battle of Khalkhin Gol, plan B was completely abandoned. Planning henceforth focused solely on the northern and eastern fronts with any western advance being limited in scope. Now Japan formed a neutrality pact with the USSR because of her defeat at Khalkhin Gol and Molotov Ribbentrop pact between Germany and the USSR. The Molotov Ribbentrop Pact came as a bitter and complete surprise to Japan. It pushed Japan to fully adopt the Nanshin-ron strategy and this began with her invasion of French IndoChina, which led the United Kingdom, the Netherlands and United States to embargo her. The Netherlands Dutch East Indies refused to sell oil to Japan, the UK refused to sell oil from Burma and the US gradually cut off selling oil to Japan, with her oil exports alone being 80% of Japans supply, the rest from the Dutch east indies. The United States also placed an embargo on scrap-metal shipments to Japan and closed the Panama Canal to Japanese shipping. 74.1% of Japan's scrap iron came from the United States in 1938, and 93% of Japan's copper in 1939. Other things like Rubber and tin were also off the table, as this was mostly acquired from British held Malaya and the Dutch East Indies.    Now the crux of everything is the China War. Japan was stuck, she needed to win, in order to win she needed the resources she was being denied. The only logical decision was to attack the places with these resources. Thus until 1941, Japan prepared to do just that, investing in the Navy primarily. Then in June of 1941, Hitler suddenly informs the Japanese that he is going to invade the USSR. The Japanese were shocked and extremely angry, they nearly left the Tripartite Pact over the issue. This unprecedented situation that ushered in the question, what should Japan do? There were those like Foreign Minister Yosuke Matsuoka who argued they must abandon the neutrality pact and launch a simultaneous offensive with the Germans against the USSR. The IJA favored this idea….because obviously it would see them receiving more funding as the IJN was currently taking more and more of it for the Nanshin-ron plans. But this is not a game of hearts of Iron IV, the Japanese government had to discuss and plan if they would invade the USSR….and boy it took awhile. I think a lot of you will be very disappointed going forward, but there is no grand unleashing of a million Japanese across the borders into the Soviet Far East, in the real world there is something called logistics and politics.    The Japanese military abided by a flexible response policy, like many nations do today. Theres was specifically called the Junbi Jin Taisei or “preparatory formation setup”. Japan would only go to war with the USSR if favorable conditions were met. So in our timeline the Junbi Jin encountered its first test on June 24th when the IJA/IJN helped a conference in the wake of operation barbarossa. A compromise was made allowing the IJA to prepare an invasion plan if it did not impede on the nanshin-ron plans. There was those in the IJA who argued they should invade the USSR whether conditions were favorable or not, there were those who only wanted to invade if it looked like the USSR was on the verge of collapse. One thing agreed upon was if Japan unleashed a war with the USSR, the hostilities needed to be over by mid-October because the Siberian climate would hit winter and it would simply be impossible to continue. The IJA needed 60-7 days to complete operational preparations and 6-8 weeks to defeat the Soviets within the first phase of the offensive. Here is a breakdown of what they were thinking: 28 June: Decide on mobilization 5 July: Issue mobilization orders 20 July: Begin troop concentration 10 August: Decide on hostilities 24 August: Complete readiness stance 29 August: Concentrate two divisions from North China in Manchuria, bringing the total to 16 5 September: Concentrate four further divisions from the homeland, bringing the total to 22; complete combat stance 10 September (at latest): Commence combat operations 15 October: Complete first phase of war   The plan called for 22 divisions (might I add my own calculations of 20 divisions were pretty spot on), with roughly 850,000 men, including Manchukuo allies, supported by 800,000 tons of shipping. The Japanese hoped the Soviets would toss at least half their forces in the Far East, perhaps 2/3rd of their armor and aircraft against the Germans giving them a 2-1 superiority. Even the 22 divisions was questionable, many in the war ministry thought only 16 divisions could be spared for such a venture, something only suitable for mop up operations in the aftermath of a German victory along the eastern front. It was clear to all, Japan needed perfect conditions to even think about performing such a thing.    The War hawks who still sought to perform Hokushin-ron tried to persaude Hideki Tojo on july 5th to go through with a new plan using a total of 25 divisions. This plan designated “Kantogun Tokushu Enshu or Kantokuen” would involve 2 phases, a buildup and readiness phase and an offensive phase. On July 7th they went to Hirohito for his official sanction for the build up. Hirohito questioned everything, but gradually relented to it. The plan was nearly identical to the former plans, banking on the Soviets being unable to reinforce the Far East because of Germany's progress. The level of commitment was scaled down somewhat, but still enormous. Again a major looming issue was the Manchurian railways that would need to be expanded to accomodate the movement of men and supplies. This meant the construction of port facilities, military barracks, hospitals and such. Kantokuen would begin with a initial blow against the Ussuri front, targeting Primorye and would be followed up by a northern attack against Blagoveshchensk and Kuibyshevka. The 1st area army, 3rd and 20 armies with the 19th division of the Korean army would penetrade the border south of Lake Khanka to breach the main soviet defensive lines, thus threatening Vladivostok. The 5th army would strike south of Dalnerechensk to complete the isolation of the maritime province, sever the trans-sierian railway and block Soviet reinforcements. The 4th army would attack along the Amur river before helping out against Blagoveshchensk. Two reinofrced divisions would invade Sakhalin from land and sea. The second phase would see the capture of Khabarovsk, Komsomolsk, Skovorodino, Sovetskaya Gavan, and Nikolayevsk. Additionally, amphibious operations against Petropavlovsk-Kamchatsky and other parts of the Kamchatka Peninsula were contemplated.   It was agreed the operation could only afford 24 divisions, with 1,200,000 men, 35,000 vehicles, 500 tanks, 400,000 horses and 300,000 coolies. The deployment of thse forces would mean the western front facing Mongolia and the Trans-baikal region would be pretty much open, so delaying actions would have to be fought if the soviets performed a counter offensive there. Air forces were critical to the plan. They sought to dispatch up to roughly 2000 aircraft cooperating with 350 naval aircraft to launch a sudden strike against the Soviet Far East Air Force to knock them out early.    The Soviet Far East had two prominent weaknesses to be exploited. Number 1 was Mongolia's 4500 km long horeshoe shaped border. Number 2 was its 100% dependency on European Russia to deliver men, food and war materials via the trans-siberian railway. Any disruption of the trans-siberian railway would prove fatal to the Soviet Far East.    Now as for the Soviets. The 1930's and early 1940's saw the USSR take up a defensive policy, but retained offensive elecments as well. Even with the German invasion and well into 1942, the Soviets held a strategy of tossing back the IJA into Manchuria if attacked. The primary forces defending the Far east in 1941 were the Far Eastern and Trans-Baikal Fronts, under the command of Generals Iosif Apanasenko and Mikhail Kovalyov. The Trans-Baikal front held 9 divisions, including 2 armored, a mechanized brigade and a heavily fortified region west of the Oldoy River near Skovorodino had a garrison. The Far Eastern Front had 23 divisions including 3 armored, 4 brigades and 11 heavily fortified regions with garrisons including Vladivostok. Altogether they had 650,000 men, 5400 tanks, 3000 aircraft, 57,000 vehicles, 15,000 artillery pieces and nearly 100,000 horses. By 1942 the Vladivostok sector had 150 artillery pieces with 75 -356 mm calibers organized into 50 batteries. As you can imagine after Operation Barbarrosa was unleashed, things changed. From June to December, roughly 160,000 men, 3000 tanks, 2670 artillery pieces, 12,000 vehicles and perhaps 1800 aircraft were sent to deal with the Germans. Despite this, the Soviets also greatly expanded a buildup to match the apparent Japanese buildup in Manchuria. By July 22nd 1941 the Far Eastern and Trans-Baikal Fronts were to be raised by 1 million men for august. By December it was nearly 1.2 million. Even the Soviet Far East Navy saw an increase from 100,000 men to 170,000 led by Admiral Yumashev. The Soviet Mongolian allies were capable of manning about 80,000, though they lacked heavy equipment.    Thus if this war broke out in September the Soviets and Mongolians would have just over a million men, with 2/3rds of them manning the Amur-Ussuri-Sakhalin front, the rest would defend Mongolia and the Trans-Baikal region. Even though the war against the Germans was dire, the Soviets never really gave up their prewar planning for how to deal with the Japanese. There would be an all-out defense over the border to prevent any breach of Soviet territory. The main effort would see the 1st and 25th armies holding a north-south axis between the Pacific ocean and Lake Khanka; the 35th army would defend Iman; the 15th and 2nd Red Banner armies would repel the Japanese over the Amur River; and other forces would try to hold out on Sakhalin, Kamchatka and the Pacific coast. The Soviets had constructed hundreds of fortified positions known as Tochkas along the border. Most of these were hexagonal concrete bunkers contained machine gun nests and 76 mm guns. The fortified regions I mentioned were strategically placed forcing the Japanese to overcome them via frontal attacks. This would require heavy artillery to overcome. Despite the great defensive lines, the Soviets did not intend to be passive and would launch counteroffensives. The Soviet air force and Navy would play an active role in defeating a Japanese invasion as well. The air force's objetice would be to destroy the Japanese air force in the air and on the ground, requiring tactical ground attack mission. They would also destroy key railways, bridges and airfields within Manchuria and Korea alongside intercepting IJN shipping. Strategic bombing against the home islands would be limited to under 30 DB-3's who could attack Tokyo, Yokosuka, Maizuru and Ominato. The Soviet Navy would help around the mouth of the Amur River, mine the Tatar Strait and try to hit any IJN ships landing men or materials across the Pacific Coasts.    Japan would not be able to continue a land war with the USSR for very long. According to Japanese military records, in 1942 while at war they were required to produce 50 Kaisenbun. A Kaisenbun is a unit of measurement for ammunition needed for a single division to operate for 4 months. Annual production never surpassed 25 kaisenbun with 100 in reserve. General Shinichi Tanaka estimated for an operation against the USSR 3 Kaisenbun would be needed per divisions, thus a total of 72 would be assigned to 24 divisions. This effectively meant 2/3rds of Japans ammunition stockpile would be used on the initial strike against the USSR. Japan would have been extremely hard pressed to survive such a war cost for 2 years.    Now in terms of equipment Japan had a lot of problems. During the border battles, Japanese artillery often found itself outranged and grossly under supplied compared to the Soviet heavier guns. Despite moving a lot of men and equipment to face the Germans, the Red Army maintained a gross superiority in armor. The best tank the Kwantung Army had in late 1941 was the Type 97 Chi-Ha, holding 33mm armor with a low velocity 57 mm gun. There was also Ha-Go and Te-Ke's with 37 mm guns but they had an effective range less than 1 km.   The Soviet T-26, BT-5 and BT-7's had 45 mm guns more than capable of taking out the Japanese armor and the insult to injury was they were crudely made and very expendable. Every Japanese tank knocked out was far greater a loss, as Japan's production simply could not remotely match the USSR. For aircraft the Japanese were a lot better off. The Polikarpov I-16 was the best Soviet fighter in the Far East and performed alright against the Nakajima Ki-27 at Khalkhin Gol. The rest of the Soviet air arsenal were much older and would struggle. The Soviets would have no answer to the IJN's Zero fighter or the IJA's high speed KI-21 bomber that outraced the Soviet SB-2. Japanese pilots were battle hardened by China and vastly experienced.   Another thing the Japanese would have going for them was quality of troops. The Soviets drained their best men to fight the Germans, so the combat effectiveness in the far east would be less. Without the Pacific War breaking out, some of Japan's best Generals would be brought into this war, of course the first one that comes to mind for me is General Yamashita, probably the most armor competent Japanese general of ww2.    Come August of 1941 those who still sought the invasion of the USSR were facing major crunch time. The IJA planners had assumed the Soviets would transfer 50% or more of their power west to face the Germans, but this was not the case. By August 9th of 1941, facing impossible odds and with the western embargos in full motion, in our timeline the Japanese Hokushin-Ron backers gave up. But for the sake of our story, for some batshit insane reason, the Japanese military leadership and Hirohito give the greenlight for an invasion on August 10th.   Part 3 the catastrophe   So to reiterate the actual world plan had    10 August: Decide on hostilities 24 August: Complete readiness stance 29 August: Concentrate two divisions from North China in Manchuria, bringing the total to 16 5 September: Concentrate four further divisions from the homeland, bringing the total to 22; complete combat stance 10 September (at latest): Commence combat operations 15 October: Complete first phase of war   So what is key to think about here is the events of September. The Battle for Moscow is at the forefront, how does a Japanese invasion in the first week or two of September change things? This is going to probably piss off some of you, but Operation Typhoon would still fail for Germany.  In our time line the legendary spy Richard Sorge sent back information on Japan's decision to invade the USSR between August 25th to September 14th. On the 25th he informed Stalin the Japanese high command were still discussing whether to go to war or not with the USSR. On September 6th Stalin was informed the Japanese were beginning preparations for a war against the west. Then on September 14th, the most important message was relayed to Stalin "In the careful judgment of all of us here... the possibility of [Japan] launching an attack, which existed until recently, has disappeared...."[15]    With this information on hand from 23 June to 31 December 1941, Stalin transferred a total of 28 divisions west. This included 18 rifle divisions, 1 mountain rifle division, 3 tank divisions, 3 mechanized divisions and 3 mountain cavalry divisions. The transfers occurred mainly in June (11 divisions) and October (9 divisions).    Here we come to a crossroads and I am going to have to do some blunt predictions. Let's go from the most optimistic to the most pessimistic. Scenario 1) for some insane reason, Stalin abandons Moscow and moves his industry further east, something the Soviets were actively preparing during Operation Typhoon. This is not a defeat of the USSR, it certainly would prolong the war, but not a defeat. Now that seems rather silly. Scenario 2) Stalin attempts transferring half of what he did in our time line back to Moscow and the Germans fail to take it. The repercussions of course is a limited counteroffensive, it wont be as grand as in our timeline, but Moscow is saved. Scenario 3) and the most likely in my opinion, why would Stalin risk moscow for the Far East? Stalin might not transfer as many troops, but certainly he would have rather placed his chips in Moscow rather than an enemy literally 6000 km's away who have to cross a frozen desert to get to anything he cares about.  Even stating these scenarios, the idea the German army would have taken Moscow if some of the very first units from the far east arrived, because remember a lot of these units did not make it in time to defend moscow, rather they contributed to the grand counteroffensive after the Germans stalled. The German armies in front of Moscow were depleted, exhausted, unsupplied and freezing. Yes many of the Soviet armies at Moscow were hastily thrown together, inexperienced, poorly led and still struggling to regain their balance from the German onslaught. Yet from most sources, and by sources I mean armchair historian types argue, the Germans taking Moscow is pretty unlikely. And moscow was not even that important. What a real impact might have been was the loss of the Caucasus oil fields in early 1942, now that could have brought the USSR down, Moscow, not so much, again the Soviets had already pulled their industry further east, they could do it again.   So within the context of this Second Russo-Japanese War, figure the German's still grind to a halt, they don't take Moscow, perhaps Soviets dont push them back as hard, but the USSR is not collapsing by any means. Ok now before we talk about Japans invasion we actually need to look at some external players. The UK/US/Netherlands already began massive embargoes against Japan for oil, iron, rubber, tin, everything she needed to continue her war, not just against the USSR, but with over 35 divisions fighting in China. President Roosevelt was looking for any excuse to enter WW2 and was gradually increasing ways to aid Britain and the Soviets.  Now American's lend-lease program seriously aided the USSR during WW2, particularly the initial stages of the war. The delivery of lend-lease to the USSR came through three major routes: the Arctic Convoys, the Persian Corridor, and the Pacific Route. The Arctic route was the shortest and most direct route for lend-lease aid to the USSR, though it was also the most dangerous as it involved sailing past German-occupied Norway. Some 3,964,000 tons of goods were shipped by the Arctic route; 7% was lost, while 93% arrived safely. The Persian Corridor was the longest route, and was not fully operational until mid-1942. Thereafter it saw the passage of 4,160,000 tons of goods, 27% of the total. The most important was the Pacific Route which opened up in August of 1941, but became affected when Japan went to war with America. The major port was Vladivostok, where only Soviet ships could transport non-military goods some 8,244,000 tons of goods went by this route, 50% of the total. Vladivostok would almost certainly be captured by the Japanese in our scenario so it won't be viable after its capture. Here is the sticky part, Japan is not at war with the US, so the US is pretty much free to find different Pacific paths to get lend-lease to the Soviets, and to be honest there's always the Arctic or Persian corridors. Hell in this scenario America will be able to get supplies easily into China as there will be no war in Burma, hong kong, Malaya and such. America alone is going to really ruin Japans day by increasing lend-lease to the UK, China and the USSR. America wont be joining the war in 1941, but I would strongly wager by hook or by crook, FDR would pull them into a war against Germany, probably using the same tactic Woodrow Wilson did with WW1. This would only worsen things for Japan. Another player of course is China. Late 1941, China was absolutely battered by Japan. With Japan pulling perhaps even more troops than she did for the Pacific war to fight the USSR, Chiang Kai-Shek would do everything possible to aid his new found close ally Stalin. How this would work out is anyone's guess, but it would be significant as I believe America would be providing a lot more goodies.    Ok you've all been patient, what happens with the war? Japan has to deliver a decisive knock out blow in under 4-6 months, anything after this is simply comical as Japan's production has no resources. The oil in siberia is not even remotely on the table. The Japanese can't find it, would not be able to exploit it, let alone quick enough to use it for the war. Hell the Italians were sitting on oil in Libya and they never figured that out during WW2.   So Kantokuen is unleashed with an initial blow against the Primorye in the Ussuri Front followed by an assault against Blagoveshchensk and Kiubyshevka. The main soviet lines south of Lake Khanka are attacked by the Japanese 1st area army, 3rd and 20th armies and the 19th Korean division. This inturn threatens Vladivostok who is also being bombarded by IJA/IJN aircraft. The 5th Ija army attacks south of Dalnerechensk in an attempt to sever the trans-siberian railway, to block Soviet reinforcements and supplies. The 4th IJA army fords the Amur river to help with the assault of Blagoveshchensk. Meanwhile Sakhalin is being attacked from land and sea by two IJA divisions.  Despite the Soviets being undermanned the western front facing Mongolia and the Trans-Baikal region is wide up to an attack as its only defended by the 23rd IJA division, so a limited counteroffensive begins there. The Japanese quickly win air superiority, however the heavily fortified Tochkas are not being swept aside as the Japanese might have hoped. A major problem the Japanese are facing is Soviet artillery. The Japanese artillery already placed along the borders, initially performed well, crushing Tochkas in range, but when the Japanese begin advancing and deploying their artillery units they are outgunned perhaps 3-1, much of the Soviet artillery outranges them and the Soviets have a much larger stockpile of shells. Airpower is failing to knock out soviet artillery which is placed within Tochkas and other fortified positions with anti-aircraft guns. Without achieving proper neutralization or counter battery fire, the Japanese advance against the fortified Soviet positions. The Soviets respond shockingly with counterattacks. The 15th and 35th Soviet armies with the Amur Red Banner Military Flotilla toss limited counterattacks against both sides of the Sungari River, harassing the Japanese. While much of the soviet armor had been sent west, their light tanks which would be useless against the Germans have been retained in the far east and prove capable of countering the IJA tanks. The Soviets inflict tremendous casualties, however General Yamashita, obsessed with blitzkrieg style warfare he saw first hand in the west, eventually exploits a weak area in the line.Gradually a blitzkrieg punches through and begins to circle around hitting Soviet fortified positions from the rear. The Soviets knew this would be the outcome and had prepared to fight a defense in depth, somewhat managing the onslaught.  The trans-siberian railway has been severed in multiple locations close to the border area, however this is not as effective as it could be, the Japanese need to hook deeper to cut the line further away. In the course of weeks the Soviets are gradually dislodged from their fortified positions, fighting a defense in depth over great stretches of land. Vladivostok holds out surprisingly long until the IJN/IJA seize the city. Alongside this Sakhalin is taken with relative ease. The Soviet surface fleet is annihilated, but their large submarine force takes a heavy toll of the IJN who are attempting Pacific landings. Kantokuen phase 1 is meeting its objectives, but far later than expected with much more casualties than expected. The Japanese are shocked by the fuel consumption as they advance further inland. Each truck bearing fuel is using 50% of said fuel to get to the troops, something reminiscent of the north african campaign situation for Rommel. The terrain is terrible for their vehicles full of valleys, hills, forests and mountains. Infrastructure in the region is extremely underdeveloped and the Soviets are burning and destroying everything before the Japanese arrive. All key roads and cities are defended until the Japanese can encircle the Soviets, upon which they depart, similar to situations the Japanese face in China. It is tremendously slow progress. The IJA are finding it difficult to encircle and capture Soviet forces who have prepared a series of rear lines to keep falling back to while performing counterattacks against Japanese columns. As the Japanese advance further into the interior, the IJN are unable to continue supporting them with aircraft and much of the IJA aircraft are limited in operations because of the range. The second phase of Kantokuen calls for the capture of Khabarovsk, Komsomolsk, Skovorodino, Sovetskaya Gavan, and Nikolayevsk. Additionally, amphibious operations against Petropavlovsk-Kamchatsky and other parts of the Kamchatka Peninsula are on standby as the IJN fears risking shipping as a result of Soviet submarine operations. The sheer scope of the operation was seeing the tide sides stretching their forces over a front nearly 5000 km in length. At some points the Japanese were attempting to advance more than 1000 km's inland, wasting ungodly amounts of fuel and losing vehicles from wear and tear.  So what does Japan gain? Within the span of 4 months, max 6 months Japan could perhaps seized: Sakhalin, the Primorsye krai including Vladivostok, segments of the trans siberian railway, Blagoveshchensk, Kuibyshevka. If they are really lucky Khabarovsk, Komsomolsk, Skovorodino, Sovetskaya Gavan, Nikolayevsk. Additionally, Petropavlovsk-Kamchatsky and other parts of the Kamchatka Peninsula. What does this mean? Really nothing. Pull out a map of manchuria during WW2, take a pencil and expand the manchurian border perhaps 1000 km if you really want to be generous, that's the new extent of the empire of the rising sun. The real purpose of attacking the USSR is not to perform some ludicrous dash across 6000 km's of frozen wasteland to whittle down and defeat the Soviets alongside the rest of the Axis. It was only to break them, in late 1941 at Moscow there was perhaps a fools chance, but it was a fool's chance for Japan.  Japan has run out of its stockpiles of Kaisenbun, oil, iron, rubber, tin, all types of resources necessary for making war. Unlike in our timeline where Japan began exporting resources from its conquests in southeast asia and the pacific, here Japan spent everything and now is relying on the trickles it has within its empire. The China war will be much more difficult to manage. The lend-lease will increase every day to China. The US/UK/Netherlands will only increase pressure upon Japan to stop being a nuisance, Japan can't do anything about this as the US Pacific Fleet is operating around the Philippines always a looming threat. The Japanese are holding for a lack of better words, useless ground in the far east. They will build a buffer area to defend against what can only be described as a Soviet Invasion of Manchuria x1000. The Allies will be directing all of their effort against Germany and Italy, providing a interesting alternate history concept in its own right. After Germany has been dealt with, Japan would face a existential threat against a very angry Stalin. Cody from Alternate History Hub actually made an episode on this scenario, he believed the Soviets would conquer most of Japan occupied Asia and even invade the home islands. It would certainly be something on the table, taking many years, but the US/UK would most likely interfere in some way. The outcome would be so much worse for Japan. Perhaps she is occupied and a communist government is installed. Perhaps like in our timeline the Americans come in to bolster Japan up for the looming coldwar.  But the question I sought to answer here was, Japan invading the USSR was a dumb idea. The few Japanese commanders who pushed it all the way until August 9th of 1941 simply had to give up because of how illogical it was. I honestly should not have even talked about military matters, this all came down to logistics and resources. You want to know how Japan could have secured itself a better deal in WW2? 1941, the China War is the number one problem Japan can't solve so they look north or south to acquire the means to solve the China problem? Negotiate a peace with China. That is the lackluster best deal right there.    Sorry if this episode did not match your wildest dreams. But if you want me to do some batshit crazy alternate history stuff, I am more than happy to jump into it and have fun. Again thank all of you guys who joined the patreon, you guys are awesome. Until next time this is the Pacific War channel over and out. 

Slam this button to send us a message! All wrestling opinions welcome!On this episode of Cheap Pops with Primo we talk about our Top 5 favorite weapons used in wrestling and are joined by DB! Tune in and drop your favorite weapon in wrestling down below or pop into our Discord and tell us there!Follow The Pod at www.SitDownMarks.com Sit Down Marks! Merch SportzWire Radio Hall of Fame Podcast!! Want to Advertise or Market Your Product or Service to our Fanbase? Email dbonthemic@yahoo.com or Follow @SitDownMarks on Social Media and Message us there! #SpreadTheGoodWordofWrestling

After escaping one ambush in their hotel room and a second aboard the Buzzard Black, the crew of the Little Snail is finally preparing themselves for their climactic showdown with the deadly hitman, Genuine Sincere. They'll need the right location, the right gear, and the right magical protection. And then, of course, they'll need a little luck. This week on Perpetua: Sizzling Rivalry, Crashing Waves! 04 Perpetua Guide [In Progress v.04] NPCs & Monsters [PNMS] Genuine Sincere [NMGNS] Traits: Cold-Blooded, Bought, Veteran. Eagle-eyed Stats: DEX 10, INS 6, MIG 8, WLP 6 Attacks: Ancient Passikan Rifle Shot, Suppressive FIRE, COLD Snap, LIGHTNING Strikes Twice, A Shot in the DARK Special Abilities:  Countershot, Reinforcements, Take to the Sky (Crisis!) In-Game Description: Former colleague of Uncle Nicky. Veteran hitman in the service of....  As far as I'm concerned, this is the first real boss fight of the game, even if you're jumping between both West and East campaigns. The Kalsi fight has a potential “hard mode,” but you can stop it from even happening at all based on your choices. Genuine Sincere, on the other hand, will keep sniping at you until you finally fight him. (Though I am curious if the game ever forces a traditional fight with him, or if you can complete the whole campaign with him occasionally taking a potshot through your window. Anyone test this out yet?) All of that is to say: Come in prepared! First of all, keep any elemental weaknesses in mind (like Elena's weakness to bolt) because four out of the five attacks Genuine has are elemental in nature. Worse: He's the first enemy who can actively MAKE YOU WEAK to an element.  He can also debuff you in a number of different ways, so bring enough IP to Tonic your way through the fight if you need to. On top of all that he's a Villain and a Champion class enemy, so even if you try to grind to beat him, he's going to end up with a lot more HP than any one of your party members. Yikes. Oh, and did I mention, he isn't even alone? He starts the fight with a Hoodlum Mechanic [NMHMC] and a Gangster Killer [NMGKL] on his side, plus a (de)Activated BuilderBot [NMABB] that can be used against you if the Mechanic can get control of it. DON'T LET THAT HAPPEN. Starter Tip: As far as I can tell, you have three places you can confront Genuine in the city: The clock tower where he snipes you from as you enter (and when you're in the hotel.) The beach at Rose Shore (which is definitely the hardest, because of some enemies that can join from the sea). And one of the industrial buildings in Highrail. That last one is the hardest to setup, but BY FAR the easiest to win at. ESPECIALLY if you can manage to stop his “Reinforcements” ability to continually give him more Mechanics and Killers on his side! Hosted by Austin Walker (austinwalker.bsky.social) Featuring Ali Acampora (ali-online.bsky.social), Art Martinez-Tebbel (amtebbel.bsky.social), Jack de Quidt (notquitereal.bsky.social), and Andrew Lee Swan (swandre3000.bsky.social) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.

Rich reacts to the NLDS matchups and to Yankees rookie Cam Schlittler fanning 12 in New York's Game 3 Wild Card win to oust the Boston Red Sox, and in ‘What's More Likely' Rich weighs in on the NFC West race, the Browns, Ravens, Broncos, Patriots, Raiders, Dolphins, Buccaneers-Seahawks, Chargers-Commanders, and more. Jaguars RB Travis Etienne Jr tells Rich what it's like to thrive in new head coach Liam Coen's offense, his response to those who say Travis Hunter should choose either DB or WR and not play both, and says what Jacksonville's formidable defense can prove on Monday Night Football against the defending AFC champion Kansas City Chiefs. Rich explains why he can't wait for Shohei Ohtani's playoff debut as a pitcher and batter. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, DB reflects on last week's fantastic conversation with Dr. Claire Perelman. Let's take a moment to really unpack jealousy and envy, no matter if you're ENM or monogamous. What does jealousy say about us -- and what does it not? There's a sense of shame around jealousy that we can move past using our emotional honesty and by naming what we're feeling. Plus: a vocab lesson on jealousy versus envy. They're different! JEALOUSY SCRIPTS YOU CAN STEALWhen jealousy pops up mid-scroll: “Hey love, I'm feeling a jealousy pang. I'm going to take 10 minutes to breathe and journal, then could we do a quick check-in about Friday's plans? I think I need a clearer start/stop time so I can plan something for me.” When you need reassurance without rules: “I'm not asking you to stop seeing them. I'm asking for a reassurance ritual--a goodnight text and a Saturday morning debrief. That would help my nervous system a lot.” When you want to celebrate your partner but still have feels: “I'm happy you had a great date, and I'm noticing some jealousy in me. Could we carve 30 minutes tomorrow for us? I want to reconnect.” Repair after a jealous blow-up: “I got flooded and got snappy. I'm sorry. The story in my head was ‘I'm being replaced.' Here's what I'm going to try next time: pause, breathe, then ask for a check-in.” ABOUT SEASON 12 Season 12 of Sex Ed with DB is ALL ABOUT PLEASURE! Solo pleasure. Partnered pleasure. Orgasms. Porn. Queer joy. Kinks, sex toys, fantasies—you name it. We're here to help you feel more informed, more empowered, and a whole lot more turned on to help YOU have the best sex. CONNECT WITH US Instagram: @sexedwithdbpodcast TikTok: @sexedwithdbTwitter: @sexedwithdb Threads: @sexedwithdbpodcast YouTube: Sex Ed with DB SEX ED WITH DB SEASON 12 SPONSORS Lion's Den, Uberlube, & Magic Wand Get discounts on all of DB's favorite things here! GET IN TOUCH Email: sexedwithdb@gmail.comSubscribe to our BRAND NEW newsletter for hot goss, expert advice, and *the* most salacious stories. FOR SEXUAL HEALTH PROFESSIONALS Check out DB's workshop: "Building A Profitable Online Sexual Health Brand" ABOUT THE SHOW Sex Ed with DB is your go-to podcast for smart, science-backed sex education—delivering trusted insights from top experts on sex, sexuality, and pleasure. Empowering, inclusive, and grounded in real science, it's the sex ed you've always wanted. ASK AN ANONYMOUS SEX ED QUESTION Fill out our anonymous form to ask your sex ed question. SEASON 12 TEAM Creator, Host & Executive Producer: Danielle Bezalel (DB) (she/her) Communications Lead: Cathren Cohen (she/her) Growth Marketing Manager and Producer: Wil Williams (they/them) MUSIC Intro theme music: Hook Sounds Background music: Bright State by Ketsa Ad music: Soul Sync by Ketsa, Always Faithful by Ketsa, and Soul Epic by Ketsa. Thank you Ketsa!

Happy Birthday Nana and Momma Kecia !! The host's of CSN The Network Podcast return this week to discuss high school football, college football, NFL news, and the WNBA Finals. The host's begin the show by discussing who the top backs were in Kanawha Valley, and they discussed which teams can make a run for the high school state football title in West Virginia. The host's then transitioned into discussing college football, who their CSN Player of the Week was, the outcome of Alabama defeating Georgia at their field, we previewed good games that are going on this weekend, we discussed if James Franklin/Penn State can win the big games against ranked opponents and we discussed who the best DB was in college football. We also discussed other relevant topics in college football. In the NFL, we discussed our CSN Player of the Week, we previewed our matchup between our favorite teams as the 49ers play the Rams, we discussed our CSN Power 5 Rankings, the Chiefs turning their season around, the Ravens overcoming adversity, the Browns QB situation and key games this upcoming Sunday. In the WNBA, we previewed the WNBA Finals and what took place during the playoffs leading up to the finals. We then closed the show with our CSN Overreaction Segment, our CSN Pick 6 Segment, our CSN Two Minute Warning and Overtime segments where we had a great conversation about the WNBA. As always we appreciate the support, please continue to like, subscribe, share and view the content.

In this episode, DB talks with Claire Perelman all about the pleasure of non-monogamy! ENM, polyamory, swingers, monogam-ish -- there's so many ways to be non-monogamous, and so many reasons living a life outside of monogamy can be a tremendous joy. Non-monogamous listeners, we see you! Monogamous listeners, this is a great moment to learn about what makes ENM so appealing to so many. Guest Details Claire Perelman (she/her) is a Queer, Jewish, Certified Sex Therapist and Educator living and working in the Bay Area. She is passionate about creating accessible sex education and normalizing play, pleasure, and sexuality through her work with clients, workshops, and across social media. Like many therapists, she channeled her greatest source of pleasure and heartbreak into her area of focus, leading her to specialize in relationships, sex, and intimacy for couples, individuals, and polycules. You can find her at @sexclarified (on all platforms) and www.sexclarified.com ABOUT SEASON 12 Season 12 of Sex Ed with DB is ALL ABOUT PLEASURE! Solo pleasure. Partnered pleasure. Orgasms. Porn. Queer joy. Kinks, sex toys, fantasies—you name it. We're here to help you feel more informed, more empowered, and a whole lot more turned on to help YOU have the best sex. CONNECT WITH US Instagram: @sexedwithdbpodcast TikTok: @sexedwithdbTwitter: @sexedwithdb Threads: @sexedwithdbpodcast YouTube: Sex Ed with DB SEX ED WITH DB SEASON 12 SPONSORS Lion's Den, Uberlube, & Magic Wand Get discounts on all of DB's favorite things here! GET IN TOUCH Email: sexedwithdb@gmail.comSubscribe to our BRAND NEW newsletter for hot goss, expert advice, and *the* most salacious stories. FOR SEXUAL HEALTH PROFESSIONALS Check out DB's workshop: "Building A Profitable Online Sexual Health Brand" ABOUT THE SHOW Sex Ed with DB is your go-to podcast for smart, science-backed sex education—delivering trusted insights from top experts on sex, sexuality, and pleasure. Empowering, inclusive, and grounded in real science, it's the sex ed you've always wanted. ASK AN ANONYMOUS SEX ED QUESTION Fill out our anonymous form to ask your sex ed question. SEASON 12 TEAM Creator, Host & Executive Producer: Danielle Bezalel (DB) (she/her) Communications Lead: Cathren Cohen (she/her) Growth Marketing Manager and Producer: Wil Williams (they/them) MUSIC Intro theme music: Hook Sounds Background music: Bright State by Ketsa Ad music: Soul Sync by Ketsa, Always Faithful by Ketsa, and Soul Epic by Ketsa. Thank you Ketsa!

Adam, Bobby, and Josh gather in the Sode Shack to discuss the biggest storylines and waiver targets from Week 4 of the 2025 NFL season. (Plus some dynasty tidbits!)0:00 Intro6:53 Tuli sacks the entire Tri-State12:26 Linebackers stabilized a bit in Week 432:00 Big week for big-name DL42:50 DB developments1:02:18 Dynasty tidbits1:07:58 Notable Week 4 injuries1:10:38 High pressures, low sacks1:15:28 Under-discussed IDPs1:20:13 Players due back from injury1:27:43 Waiver targetsCheck out our brand-new, free IDP start/sit tool, powered by Mike Woellert's weekly projections: https://idpstartsit.com/Subscribe to our YouTube channel for our other shows, The IDP After Show and All IDP.If you'd like to support the show, you can do so for just $5/month over at ⁠theIDPshow.com⁠. We've got some premium features for paid supporters that we know you'll enjoy. Follow us on Twitter ⁠@theidpshow⁠. Thanks for listening!

Levels mysteriously rising and falling with no changes in your setup? In this episode of The Pro Audio Suite, we go hunting for those dreaded signal-chain gremlins. From flaky TRS connections that drop a balanced leg and cause sudden 6 dB losses, to patchbay switches that “moved themselves,” to the quirks of send/return jacks on interfaces like the Audient iD series—we unpack the common culprits behind random level swings. We also share a practical, step-by-step troubleshooting method called binary reduction: change one thing at a time, ideally from the middle of the chain, and halve your suspect list with every move. What you'll learn: Why XLR usually outperforms TRS for reliable, balanced connections How to “exercise” or clean jacks to stop intermittent dropouts How the Return jack on the Audient iD bypasses the preamp (and why the Send is half-normalled) Why patchbays and inserts can be both lifesavers and headaches The simple logic of binary reduction for solving audio mysteries fast Mentioned: Grace m101, Audient iD22/iD44, Mackie inserts, Apogee Duet, phantom power quirks, Behringer patchbay switches. Sponsors: TriBooth — use code TRIPAP200 for USD $200 off your TriBooth Austrian Audio — Making passion heard. Credits: Recorded via Source-Connect. Edited by Andrew Peters. Mixed by Robbo. Tech support by George “The Tech” Whittam. theproaudiosuite.com

In this episode, we talk about practical guardrails for LLMs with data scientist Nicholas Brathwaite. We focus on how to stop PII leaks, retrieve data, and evaluate safety with real limits. We weigh managed solutions like AWS Bedrock against open-source approaches and discuss when to skip LLMs altogether.• Why guardrails matter for PII, secrets, and access control• Where to place controls across prompt, training, and output• Prompt injection, jailbreaks, and adversarial handling• RAG design with vector DB separation and permissions• Evaluation methods, risk scoring, and cost trade-offs• AWS Bedrock guardrails vs open-source customization• Domain-adapted safety models and policy matching• When deterministic systems beat LLM complexityThis episode is part of our "AI in Practice” series, where we invite guests to talk about the reality of their work in AI. From hands-on development to scientific research, be sure to check out other episodes under this heading in our listings.Related research:Building trustworthy AI: Guardrail technologies and strategies (N. Brathwaite)Nic's GitHubWhat did you think? Let us know.Do you have a question or a discussion topic for the AI Fundamentalists? Connect with them to comment on your favorite topics: LinkedIn - Episode summaries, shares of cited articles, and more. YouTube - Was it something that we said? Good. Share your favorite quotes. Visit our page - see past episodes and submit your feedback! It continues to inspire future episodes.

DB and Pat sit down for a look back at 10 years of the Tour Junkies. Our first episode aired in September of 2015. We bring up some of our favorite moments, peel the curtain back and share some laid back laughs. We also take some time at the end of the show to thank all of you for the 10 years and discuss some of the recent life changes for DB & Pat and give a state of the union for TJ.*Join our DISCORD w/ over 1000+ golf loving, DFS & Betting fans | https://discord.gg/tourjunkies*Join BET THE NUMBER with code “TJ” at checkout & leverage the most powerful golf handicapping analytics site on the internet | https://www.betthenumbergolf.com/*Get elite betting content vetted and served just the way you like it on SoBet. Make sure you use referral code "TJ2025" at sign up to get 1st month at $1 | https://sobet.io/register?referral_code=TJ&promo=TJ2025*Sign up for the “Chalk Bomb” emails for free that hit your inboxes every Tuesday & Wednesday | https://www.tourjunkies.com/chalkbomb/Linktree for social follows & more | https://linktr.ee/tourjunkiesEnjoy more free golf betting content on the Tour Junkies website! | https://www.tourjunkies.comLeave an honest iTunes Review. DB & Pat love reading all of these. It improves the show.Apple: https://podcasts.apple.com/us/podcast/tour-junkies-pga-tour-betting-dfs/id1047779421Spotify: https://open.spotify.com/show/0c50TtMGTMxYY88p3KQeIK?si=J5eCzz1kQJ-StbOtlub7IgEnjoy more free golf betting content on the Tour Junkies website!https://www.tourjunkies.com

What exactly is a decibel, and why is it measured on a logarithmic scale? In this episode of The SOUND Project, Gavin breaks down the science of sound intensity, exploring how decibels work, why our ears perceive loudness the way they do, and how this knowledge applies in both studio and live sound environments.We'll cover:-The origins of the decibel and Alexander Graham Bell's connection-Why decibels are measured logarithmically-Real-world examples of decibel levels (from quiet homes to rock concerts and jet engines)-The importance of hearing protection and how filters work-How decibel changes are perceived versus measured-How multiple sound sources combine in terms of dB levelsWhether you're a mixing engineer, a live sound tech, or just curious about how loudness works, this episode gives you a solid foundation in understanding decibels.

After being taken under the wing of Commodore Onyx, the crew of the Little Snail were brought up to date on the situation in Calstega Bay and beyond—learning for the first time details about a larger conflict between light and dark. But soon, they'll learn just how limited the protection of this “protective custody” is. As Genuine Sincere begins to pull tight his snare, will Elena, Jonathan, Nicky, and Veile escape the hotel, or will they find their destiny cut short? This week on Perpetua: Sizzling Rivalry, Crashing Waves! 03 Perpetua Guide [In Progress v.04] Some Feedback [Page 15 of 18] CarlsSr But anyway speaking of cooking, I feel like I run out of ingredients with Nicky too much. Is there any way to get more besides traveling? Alukard83 Wow, a useful question from Carl, I never thought I'd see the day. Shouldn't this be its own thread though? CarlsSr They don't let me make threads on the forum for some reason. TheUnforgivenIII The fact that you're having problems is just more PROOF that this faq sucks. And so does this message board, I hope the site closes. Alukard83 You could always just do easy travel in a circle right outside a city where it's safest to try to get some extra ingredients.  Btw why are you always so angry Unforgiven? Must be all that Metallica you listen to. Maybe try listening to some real music for a change, like Bauhaus. Though maybe for someone like you, you should try some BEGINNER stuff, like The Cult or Nine Inch Nails! XxZelgadyskXx I don't know the answer to this one Carl, but for quick questions like this you're always welcome to come hang out on the IRC channel! We're on DALnet! Oh, and I haven't used it yet but try Nicky's. We'll even let you start new conversation topics if you want n.n;;;; TheDiamondRanger What's an IR Channel? CarlsSr It's okay guys, I decided to just give Nicky the “Gathering” camp skill. Seems like that will work FriendofNei Wait, Carl, don't! I haven't had time to update the guide yet, but DON'T TAKE THAT SKILL I hope you keep more than one save file... Hosted by Austin Walker (austinwalker.bsky.social) Featuring Ali Acampora (ali-online.bsky.social), Art Martinez-Tebbel (amtebbel.bsky.social), Jack de Quidt (notquitereal.bsky.social), and Andrew Lee Swan (swandre3000.bsky.social) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.  

USA! USA! USA! DB and Pat break down everything going on at Bethpage Back and the 2025 Ryder Cup. The guys chat about the course, who they think will play well, the Ryder Cup environment, being at the event AND...Pat belt outs his off key rendition of the National Anthem! 00:00 - Ryder Cup & Pat Sings the National Anthem04:15 - Easy Bethpage Back?09:30 - Unruly Crowd at Bethpage15:50 - Ryder Cup Stats & Info17:50 - Best Bets for the Ryder Cup*Join our DISCORD w/ over 1000+ golf loving, DFS & Betting fans | https://discord.gg/tourjunkies*Join BET THE NUMBER with code “TJ” at checkout & leverage the most powerful golf handicapping analytics site on the internet | https://www.betthenumbergolf.com/*Get elite betting content vetted and served just the way you li9ke it on SoBet. Make sure you use referral code "TJ2025" at sign up to get 1st month at $1 | https://sobet.io/register?referral_code=TJ&promo=TJ2025*Sign up for the “Chalk Bomb” emails for free that hit your inboxes every Tuesday & Wednesday | https://www.tourjunkies.com/chalkbomb/Linktree for social follows & more | https://linktr.ee/tourjunkiesEnjoy more free golf betting content on the Tour Junkies website! | https://www.tourjunkies.comLeave an honest iTunes Review. DB & Pat love reading all of these. It improves the show.Apple: https://podcasts.apple.com/us/podcast/tour-junkies-pga-tour-betting-dfs/id1047779421Spotify: https://open.spotify.com/show/0c50TtMGTMxYY88p3KQeIK?si=J5eCzz1kQJ-StbOtlub7IgEnjoy more free golf betting content on the Tour Junkies website!https://www.tourjunkies.com

In this episode, DB talks with TammyJo Eckhart, a BDSM activist who's here to dispel some myths about M/s, or Master/slave, relationships -- in the long-term! Don't let the title fool you; just like all BDSM discussed here at Sex Ed with DB, TammyJo talks about how not only can M/s relationships be consensual, but also caring, freeing, and therepeutic for everyone inolved. Between Us is a new episode format where we speak with folks living through what some of our experts from other episodes have discussed! We're excited to bring you more intimate, one-on-one conversations with real people living their real lives about how sex and sex ed impact them every day. Guest Details TammyJo Eckhart has been a BDSM activist, author, and educator since 1989. Her fiction work crosses genres including contemporary, fantasy, historical, horror, and science fiction. Eckhart lives as the head of her poly, omnisexual, and kinky household. Join her on Patreon (https://www.patreon.com/tammyjoeckhart) or check out her website (https://tammyjoeckhart.com/). ABOUT SEASON 12 Season 12 of Sex Ed with DB is ALL ABOUT PLEASURE! Solo pleasure. Partnered pleasure. Orgasms. Porn. Queer joy. Kinks, sex toys, fantasies—you name it. We're here to help you feel more informed, more empowered, and a whole lot more turned on to help YOU have the best sex. CONNECT WITH US Instagram: @sexedwithdbpodcast TikTok: @sexedwithdbTwitter: @sexedwithdb Threads: @sexedwithdbpodcast YouTube: Sex Ed with DB SEX ED WITH DB SEASON 12 SPONSORS Lion's Den, Uberlube, & Magic Wand Get discounts on all of DB's favorite things here! GET IN TOUCH Email: sexedwithdb@gmail.comSubscribe to our BRAND NEW newsletter for hot goss, expert advice, and *the* most salacious stories. FOR SEXUAL HEALTH PROFESSIONALS Check out DB's workshop: "Building A Profitable Online Sexual Health Brand" ABOUT THE SHOW Sex Ed with DB is your go-to podcast for smart, science-backed sex education—delivering trusted insights from top experts on sex, sexuality, and pleasure. Empowering, inclusive, and grounded in real science, it's the sex ed you've always wanted. ASK AN ANONYMOUS SEX ED QUESTION Fill out our anonymous form to ask your sex ed question. SEASON 12 TEAM Creator, Host & Executive Producer: Danielle Bezalel (DB) (she/her) Communications Lead: Cathren Cohen (she/her) Growth Marketing Manager and Producer: Wil Williams (they/them) MUSIC Intro theme music: Hook Sounds Background music: Bright State by Ketsa Ad music: Soul Sync by Ketsa, Always Faithful by Ketsa, and Soul Epic by Ketsa. Thank you Ketsa!

Bundesverkehrsminister Schnieder hat eine „Agenda für zufriedene Kunden auf der Schiene“ und eine neue Bahnchefin vorgestellt. Doch die DB ist kein normales Unternehmen. Kann Evelyn Palla alles besser machen und den „Eisenbahnerstolz" reaktivieren? Lindner, Nadine; Nürnberger, Dieter; Hammer, Benjamin

Slam this button to send us a message! All wrestling opinions welcome!Welcome back! The Flagship Sit Down Marks Podcast returns to talk WWE Wrestlepalooza from Indy, AEW All Out in Toronto, Top Unsigned Women's Wrestlers on the Indies & Much More! Join Primo, Dylan & DB, The Best Kept Secret in Wrestling Podcasts! (Ep 172) Subscribe at SitDownMarks.com & Follow @SitDownMarksFollow The Pod at www.SitDownMarks.com Sit Down Marks! Merch SportzWire Radio Hall of Fame Podcast!! Want to Advertise or Market Your Product or Service to our Fanbase? Email dbonthemic@yahoo.com or Follow @SitDownMarks on Social Media and Message us there! #SpreadTheGoodWordofWrestling

Send us a textIt's Season Six (!) for Kings Of The Podcast and DB and The Mayor return with a full episode as LAK Training Camp opens.In this episode of Kings of the Podcast, John and Dennis discuss the exciting kickoff of the NHL season, focusing on the retirement announcement of Anze Kopitar, reflections on his legacy, and the implications for the LA Kings. They delve into the potential candidates for the next captain, Adrian Kempe's contract situation, and Drew Doughty's expectations for the upcoming season. The conversation also touches on team dynamics, playoff potential, and the importance of progression this season for the Kings.Takeaways:Kopitar's retirement marks the end of an era for the Kings.Adrian Kempe's contract talks are ongoing, with hopes for a long-term deal.Drew Doughty feels confident about the team's depth and defense this season.DB's "Residency" You can find us on X/Twitter at @kingsofthepod

Many are the questions that run through the heads of the Little Snail's award-winning chefs as they are paraded through the streets of Calstega Bay. Some are quite philosophical: When is a victory a failure, and when might imprisonment be protection? Others are more mundane in nature: What is wrong with this Commodore, and how much trouble are we in? They will find answers to some of these questions, certainly, but some answers are only doors to new mysteries and new visions of the world… This week on Perpetua: Sizzling Rivalry, Crashing Waves! 02 Perpetua Guide [In Progress v.04] NPCs & Monsters [PNMS] Hoodlum Mechanic [NMHMC] Typical Traits: Boastful, Irritable, Proud, Strong Stats: DEX 6, INS 6, MIG 10, WLP 8 Attacks: Flash Orb, Heavy Wrench Special Abilities: Field Repair, Electroswing, Bad Temper In-Game Description: Mechanic for the Calstega Bay Cheetahs. You might read “mechanic” and think “brain, not brawn.” But the Cheetah Gang's mechanics are a bit of both. They have giant, electrified wrenches and they know how to use ‘em. That said, they aren't especially hard to hit, so if you're aggressive, you can knock ‘em out before they get the upper handon you. Starter Tip: Make sure to take them out (or at least disable them) before you try to focus on any automatons or constructs, otherwise you'll find that the damage you do gets repaired away! Gangster Killer [NMGKL] Typical Traits: Sneaky, Perceptive, Arrogant, Fast Stats: DEX 8, INS 6, MIG 6, WLP 8 Attacks: Knife Toss, Steel Dagger Special Abilities: None In-Game Description: Cold blooded killer for the Cheetah gang.. These guys are just about the most basic enemy in the game. They do one thing: Damage. They don't have a ton of HP, they don't have a bunch of special moves or spells. They just stab you as hard as they possibly can.  Starter Tip: Not much to say, except hope that you don't get dazed by their Knife Toss! Activated BuilderBot [NMABB] Typical Traits: Sneaky, Perceptive, Arrogant, Fast Stats: DEX 8, INS 6, MIG 10, WLP 6 Attacks: Hammer Smash Special Abilities: Barrier Projector In-Game Description: A Calstega Bay Construction bot that has been modified by the Cheetahs.  I didn't expect robots to pop up in this game, did you!? If you let a mechanic activate them, they can become a real problem. Not only do they have a really strong melee attack (that can slow you if it hits!) but their Barrier Projector can also prevent the party from fleeing. That said, if you get lucky, you can get one for yourself and use it not only in battles against high-value monsters that flee, but also in some Adventure Field Puzzles, and even in the boss fight at the end of Calstega Bay! Starter Tip: If you can get a BuiilderBot into crisis, it gains the unique “Exposed Core” debuff,  losing its fire and ice resistance, but also turning all of its melee damage into Bolt. Hosted by Austin Walker (austinwalker.bsky.social) Featuring Ali Acampora (ali-online.bsky.social), Art Martinez-Tebbel (amtebbel.bsky.social), Jack de Quidt (notquitereal.bsky.social), and Andrew Lee Swan (swandre3000.bsky.social) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.

[박주민 더불어민주당 의원] 야당인 게 죄라니, 개헌·장기집권 주장은 억지 권성동 구속 사필귀정, 야당 탄압 프레임 곤란 통일교 대규모 유입, 지도부 몰랐을 리 있나 [김성태 국민의힘 前 원내대표] 권성동은 윤석열 정권 기둥, 큰 선수부터 친 것 당원 DB 압수수색, 확대해석보다 진위 검증 먼저 AI 제보 논란, 사법부 수장 끌내려는 허위 선동 ■ 방송 : CBS 라디오 [김현정의 뉴스쇼] FM 98.1 (07:10~09:00 ■ 진행 : 김현정 앵커 ■ 대담 : 박주민(더불어민주당 의원), 김성태(국민의힘 前 원내대표) ▣ 라이브 방송 안내 뉴스쇼 라이브 방송 | 월~금 오전 7시10분~9시 댓꿀쇼 라이브 방송 | 월·화·목·금 주 4회 본방송 이후 9시 ▣ 김현정의 뉴스쇼 유튜브 구독하기 https://goo.gl/ApKab6 ▣ 제보 및 의견 ◇ 문자: #1212 ◇ 뉴스쇼 제보 이메일: cbsnewsshow@gmail.com ◇ 댓꿀쇼 관련 이메일: newsshow.cbs@gmail.com ◇ 라디오 채널: 표준FM 98.1MHz ◇ 모바일 레인보우 - 안드로이드 구글플레이: http://goo.gl/0fboZU - 애플 앱스토어: https://apple.co/2ytJKPW ◇ 뉴스쇼 홈페이지: https://bit.ly/3VNqV5wSee omnystudio.com/listener for privacy information.

Things Discussed: Biff Poggi love: We don't often get honesty about what they did wrong. Let Underwood cook? Not sure if it's going to hold up because people revert to learned behaviors when stress gets high. It's easy against Central. We saw enough that Oklahoma should be a blip: the RPOs are real, the zone reads are real. QB run game: Forces defenses to make themselves easier to read, because they have to play 11-on-11 unless they can two-gap at the DT spots. Oklahoma and Nebraska are good at messing with a quarterback's reads, and Bryce wants to make them quickly. Take away their options and you give Bryce a true read. Nebraska's defense is all about generating confusion. Bryce running early on pass reads: good thing, do it. When he's hitting a DB he's the one causing punishment. Also nerfs pass rush: remember how Michigan played Sean Clifford in 2021 and teed off when Allar came on. Haynes: been good but frustrating—sometimes he's great in pass pro but he had another handful of purse-swinging. Guy got sick of blocking for his QB at Alabama? I'm sure part of the reason he came here in the first place is he was sick of being a lead blocker for Jalen Milroe. Defensively: Barham at the Jake Ryan job was eye-opening. If you can't roll out against a defense they can front the edge on stretch and the running game is dead too. Replacing Nichols snaps with Barham at edge also gets Rolder/Sullivan on the field. Favorite Barham play: he grabs the RB as he's forcing a give on zone read so he can go back to tackling that guy. Caveat: that's the worst running back we're going to play this season. QB run game vs Michigan: isn't any one thing, but biggest issue was Rolder not fitting it. He had an up and down game where he (3/6 first downs, maybe 4 were on him), while Sullivan found the guy to hit, but had a few looks at it first. If you're a senior you can't be ahead of that guy and be making mistakes. Nebraska preview: They played Cincy (no pass game) and two teams CMU would trounce. Their run D is permeable: defense plays very small, wants to confuse you, make your RB slow down to find his gaps and blocks, and rally from the secondary. You can really gash them. It's a bad matchup for Nebraska: Michigan's OL is good at ID'ing their blocks and wants to play heavy and hit you quickly in the run game and confuse coverage reads. The 2023 game was a blowout because if you have linemen who can ID their blocks you destroy the basis of their system. Would be a good game to have El-Hadi back; Efobi is probably going to have a rough outing.

Some great questions this week about planning for the loss of the personal allowance, investing in GIAs, persuading an aunt to write a will, and much more besides! Shownotes: https://meaningfulmoney.tv/QA26  01:11  Question 1 Dear Roger and Pete, I enjoy listening to your show driving to work. You are both down to earth and humble with your opinions. I read a lot on finance and have been investing in stocks and share ISA since 2004 and VCTs since 2017. I have built a healthy portfolio of nearly 300k in VCT, 400k in Stocks and share ISA. I also have a healthy DC pension of roughly 700k and DB pension worth around 10k per year from age 60. I am approaching 50th birthday this year and so decided to use up some of my cash savings which is in excess of my target investment of 20k in ISA and 50 k in VCT(as unable to go over 10k in pension (due to annual allowance threshold). I know I am fortunate and I also live frugally as that's my nature and don't have too many wants. The question is if I have roughly 80k in mortgage and I have the ability to clear it, should I invest that 80k in VCT on top of my regular VCT allocation of 50k and get the 30% tax benefit(as I am unable to get much tax benefit from my pension) or clear my mortgage as the mortgage is coming up for renewal and likely interest rate will be 4-4.5%. I am torn as I understand in my head that 80 k invested is better than clearing the mortgage over a 20-30 year time frame, but as I am going to be 50 and would like to clear the mortgage and have freedom to decide if I want to enter a life of FIRE or have the ability to FIRE if I get bored. However, I have kids in school and so unlikely I will FIRE until they go to university. Sorry about the long question. Thank you, Fred. 06:25  Question 2 Hello Pete / Roger, Great podcast! I hope karma holds true and all the good you give out back comes back to you both! Question: I am a higher rate taxpayer who maximises their pension, stocks & shares ISA and other best tax sheltered places so need to also build wealth in a taxable GIA. What is best strategy for a higher rate tax payer to do this... dividend / income generating stocks or accumulating (non dividend paying) investments and pay CGT at some stage (regularly)? Thanks, appreciated as ever and hope may help others Ivana  10:43  Question 3 Hi, Nick (who I assume will read this first), Pete and Roger, I'm not sure if this is a suitable question for the podcast but here goes. How can we persuade an aged aunt that she needs to write a will, as us knowing what her wishes are is not sufficient. I have an aunt who has no children but she has said she wants her estate split equally between her 8 nieces and nephews but she refuses to make a will. The problem is that if she dies intestate there is an estranged brother who would be a beneficiary as far as we understand  and so what she wants to happen won't happen. Richard J 15:50  Question 4 Hi Pete and Rog My husband and I have been MM diehards for many years. We think It's a sad reflection of the state of nation when David Beckham gets considered for a gong before Pete does! I wanted to ask you about UK T-Bills because they are rarely (if ever) mentioned in your discussion of financial instruments. We are at retirement age I have a few DB pensions and a SIPP with Interactive Investor of approx. £300k. About ½ is sitting in Cash (including short term money market funds) because we want to draw out our 25% tax free allowance within the next 2 years and we want to minimise risk until that time arrives. I still want to diversify my low risk investments  as much as possible into bonds but my experience of bond funds is that they can also drop significantly with economic conditions whereas we want something to deliver us a (near as possible) guaranteed return. Our platform (ii) allows us to purchase bonds on the primary market however they are too long-term for us to see them through to maturity given our timescales. The platform has started to release UK T-Bills which seem typically much shorter term (3 or 6 months) and therefore appear to give us what we are looking for (guaranteed rate at a decent %) and very low risk. I know the % return is determined by the ‘auction' but it currently looks to be around 4.5% on average (especially the 3-month ones). We plan to apply the bond ladder concept and buy these T-bills over the next few years on a rolling basis. As they are very short term, if rates drop we can change our strategy mid-plan so I think it also gives us a degree of flexibility too. Have we overlooked something obvious as it seems to fit our needs perfectly for the next couple of years? We are very hands-on on the platform so we don't mind getting stuck into the action process (which looks straightforward). I'd be interested if you had any additional insight / comment on T-Bills being used for this or other strategies. Regards, Gilly 22:55  Question 5 Hi Pete, Roger, Thank you for the podcast, I always look fw to listening to it on my Wednesday commute. I'm trying to figure out when it makes sense to accept paying more income tax versus increasing my pension contributions? My total compensation this tax year is estimated to be £125k meaning I will lose all of my personal allowance with an effective 60% marginal tax rate on the last £25k of my earnings. Part of my compensation is made up of RSUs and very predictable quarterly bonuses. My base salary is approx £85,000.Last year, my total compensation was £105k, with a smaller base salary. My pension contributions kept my taxable income below £100k. I do not have any children, so the loss of funded childcare is not a concern. I've been contributing 15% for the last 5 or 6 years, starting when I was earning about half what I earn now. I chose that percentage to bring earnings under the 40% threshold at one point. At the start of this tax year, I increased my pension contributions to 20% because my income increased and I had no immediate need for the extra money. My employer only matches up to 5%. I am in my mid 30s and have roughly £140,000 split between my SIPP and my current workplace pension. Both invested in 100% equities in a global fund. I am considering increasing my salary sacrifice from 20% to around 30%, to keep my taxable income below 100k to avoid the loss of personal allowance. I'm hesitant because, playing around with the compound interest calculator, starting with a £140,000 balance, contributing £1,700 per month (20% salary sacrifice), and assuming a 7.5% return (which may be slightly optimistic), I would end up with a pension pot of about £1.5 million at age 55. Which might be too much. I have £80k in my stocks and shares isa, also in global equities and I'm on track contribute 20k this tax year.  I own a flat with a mortgage, fixed at less than 2% for a couple more years with no interest in over paying. I'm worried I might end up with too much money left when I (eventually!) die, I have no kids and I am not interested in leaving a legacy. Shall I just accept the tax bill and increase my lifestyle today given I'm already saving enough that I know I will be comfortable later in life. I read die with zero a year or so ago, and it resonated with me a lot. What else is there to consider? Thank you, Mark. 29:15  Question 6 Dear Pete & Roger, I have one question on my financial planning. This year I had received extra bonus which lead to my salary at the end of tax year of £123k. I have contributed £17k to my pension using employer contributions but remaining £6k is through my company stock which was vested and I got £3.1k income after paying 47% tax. My question is as my salary threshold for this tax year crossed £100k, for this additional £6k do I need to submit self assessment and if yes, do I need to declare this £6k full stock amount completely as a separate income even though I already paid tax on it, does this mean I am also liable to pay capital gains tax on this £3.1k? I look forward to hearing from you what are my options to submit to HMRC through my self assessment so I can calculate if I owe any additional tax or HMRC will refund me some money due to £17k pension contributions? Many thanks, Vai  

A panel of four former Kansas State football players joins GoPowercat publisher Tim Fitzgerald for a special live edition of the K-State Insiders. This week's episode of the Insiders features GoPowercat's Tim Fitzgerald, as well as this episode's ex-Wildcats panel: Brien Hanley, OL (1997-98); Thomas Hill, TE (1999-2003); Elijah Lee, LB (2014-16); and Monte Spiller, DB (1993-97). Follow @GoPowercat | Make sure you follow GPC on X Subscribe NOW to GoPOWERCAT.com | Check out today's subscription special To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

DB & Pat are back to kick off the Fall swing in Napa as the PGA TOUR takes on Silverado North for the Procore Championship. The guys discuss the start to football season, keys to success in Napa, how to bet Scottie Scheffler, their favorite outright leans and Top 20s.*TJ Ryder Cup 2025 Experience | https://eliteeventsandtickets.net/tour-junkies/*Join our DISCORD w/ over 1000+ golf loving, DFS & Betting fans | https://discord.gg/tourjunkies*Join BET THE NUMBER with code “TJ” at checkout & leverage the most powerful golf handicapping analytics site on the internet | https://www.betthenumbergolf.com/*Get elite betting content vetted and served just the way you like it on SoBet. Make sure you use referral code "TJ2025" at sign up to get 1st month at $1 | https://sobet.io/register?referral_code=TJ&promo=TJ2025*Sign up for the “Chalk Bomb” emails for free that hit your inboxes every Tuesday & Wednesday | https://www.tourjunkies.com/chalkbomb/Linktree for social follows & more | https://linktr.ee/tourjunkiesEnjoy more free golf betting content on the Tour Junkies website! | https://www.tourjunkies.comLeave an honest iTunes Review. DB & Pat love reading all of these. It improves the show.Apple: https://podcasts.apple.com/us/podcast/tour-junkies-pga-tour-betting-dfs/id1047779421Spotify: https://open.spotify.com/show/0c50TtMGTMxYY88p3KQeIK?si=J5eCzz1kQJ-StbOtlub7IgEnjoy more free golf betting content on the Tour Junkies website!https://www.tourjunkies.com

Elena. Jonathan. Nicky. Veile. Four would-be adventurers, drawn together by circumstance yet bound by fate. At the helm of the Little Snail, they've driven full speed towards the glint of an assassin's scope, believing that sometimes, the safest place to hide from a killer is right under his nose.  Whether or not it will work, this tactic has brought them to new sights, and a new city: Calstega Bay. This industrious burg was once ruled by a tyrannical limb of the Adelvys Dynasty, Grand Sonnerian royalty and masters of the Manakin, doll-like beings brought to life by powerful, clockwork magic. When the Manakin took their freedom, they turned the Duke's palace into a people's plaza, and transformed the city into a seaside sanctuary for the curious and creative. But today, the city faces a new threat. The Valte Empire. All across the world, in search of the power to halt the coming apocalypse, they have deployed their best, whether canny, competent, or cruel. Opal. Onyx. Cinnabar. Citrine. Zorite. Zircon. Alabaster. Agate. Spread across Perpetua in pairs, these marshals and commodores, these spymasters and scientists desperately seek an anti-apocalyptic solution, no matter the cost. And today, that cost is the people of Calstega Bay, newly occupied by this airborne stratocracy. Whether by iron sword or velvet glove, the Valte plunder the city, working alongside a hired killer on his own fated mission. As the crew of the Little Snail tries to maneuver through the world of politics and power, they may just end up in dark places, lit only by flashes of a fight older than this world—and perhaps, older than life itself. This week on Perpetua: Pt 1 Perpetua Guide [In Progress v.04] Some Feedback [Page 14 of 18] TheDiamondRanger Is there a way to change classes in this one or is that only in the last game? FriendofNei Hey guys, sorry to derail but I really need some help on the Calstega Bay section. I have most of the big fights and everything stratted out already, but the one thing I'm struggling with is the big competition section (which you should make sure to skip if you want to do ANY shopping before things really kick off, by the way!)  Is anyone able to reverse engineer how the judge calculations work? I thought it had to do with favored ingredients but I"m not sure. Anyone have any good recipes? Also, DiamondRanger, there isn't a previous game in this series, you must be thinking of something else. TheDiamondRanger Isn't this a sequel to KosmoKairosis in the same universe?  As for recipes, I know how to make a hamburger, toast, and my I learned how to make scrambled eggs last week but other than that I don't cook. Alukard83 You should try using those weird Dragon Path ingredients if you have them, I think they give bonus points? TheDiamondRanger Wait does this game have cooking in it? Alukard83 . . . . . . . . . Are you even playing the game? Nicky IS A CHEF. TheDiamondRanger I thought NIcky Dashiel was a Dark Blade/Gourmet. And no I'm not playing, because I don't have enough trade in points. I'm hoping i get it for my birthday though. TheDiamondRanger [Deleted by mods. DO NOT DOUBLE POST.] Alukard83 Are you allowed to be on this website? AND WHAT DO YOU THINK GOURMET MEANS. TheDiamondRanger I asked my dad and he says it means a really expensive meal.  Alukard83 You thought Nicky was an EXPENSIVE MEAL? CarlsSr Wait, how DO you make a hamburger in Perpetua? Hosted by Austin Walker (austinwalker.bsky.social) Featuring Ali Acampora (ali-online.bsky.social), Art Martinez-Tebbel (amtebbel.bsky.social), Jack de Quidt (notquitereal.bsky.social), and Andrew Lee Swan (swandre3000.bsky.social) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.