Podcasts about DB

The humble crew of the LIttle Snail could not have known what they were getting into.  A simple, kindness had led them towards danger and mystery unknwon. A fallen tower. Undead dragon cultists descending on them in the dark. An ancient prophecy written by the light.  And a sanctimonious solivagant stolen into shadow Yet faced with this chaos, they continued. Making their way north, first to the bridge they'd rebuilt only days ago and then turning towards the seaside city of Calstega Bay in search fo answers. All around them, Perpetua awed with its beauty. The sea breeze sweeping across Tidaline's plains. Life all around them, blossoming and chirping. And the daytime sky giving way to the stars. And so they were on the cusp of unexpected discovery: Because though they did not know yet, what we do about the Stars, they would soon find out just how they echo…. Redolencia. Alteros. Ichoria. Springsong. Armidirge. Imago. Genesika. KosmoKairosis. It would be the first of these—Redolencia, announcing itself with buzzes and yelps—that they would encounter on that journey to Calstega Bay.  On its face, it may have seemed like a distraction from their primary task—but in truth, it was their first glimpse into a world beyond—or a world before—the Perpetua they knew. A lesson here, for those who study their journey: It is only a fool that sticks to the charted course. One never knows when a hill is worth the climb, a dance is worth a stumble, or a rose is worth its thorns.   This week on Perpetua: Journey to the Bay Pt. 1 Perpetua Guide [In Progress v.03] Celestial Echoes [CECH] So far, Celestial Echoes seems like they're a series of side quests, but I have a feeling they're actually really important—like either late in the campaign you'll have to go around to do all of them or else maybe the true ending is locked behind doing them? In any case, they come in two versions: Unstable and Stable. Both are a part of the map affected by “Celestial Laws,” which change some basic gameplay rules in BIG ways. What separates them, then? Well, Unstable Echoes are normally mini-dungeons or miniboss fights, while Stable Echoes (which you can make by completing the “Ritual of Stellar Restoration” in an Unstable Echo), tend to just be lore-focused map locations. Both offer a lot of unique loot, plus unique music and character interactions! Oh, also, supposedly if you don't do the ritual, Unstable Echoes can “spread” across more of the map, but I haven't tried to let that happen during this first playthrough (obviously). While I'm including the basic stat blocks for all the Celestial Echo enemies, NPCs, and bosses in the NPC & Monsters section (search for PNMS but with brackets around it!), I'm keeping their longer entries here because I think most people will turn here to learn about the Echoes! Redolencia [CERD] Redolencia is probably the first celestial echo you'll find (though you could go around it and reach Capstone from the Prelude if you were willing to grind a little). As such, it's got a mix of combat (a pretty cool boss fight) and dungeon/puzzle gameplay. And its Celestial Laws are pretty basic. It's sort of like playing a game with wayyy less focus on spells. The level and enemy design here is so weird It's like someone swapped the game palette with a sicker one. All the colors are like *too* colorful, but also too dim? I don't know anything about art, I just know it feels weird. And the music is SO intense given that it's just a bunch of flowers and bugs. Anyway, here's what you've got in store: Celestial Law: Alchemical Tilt: Spells heal half damage. Skills and Items heal twice as much. Celestial Law: Unstable Magic: When casting a spell, you fumble when 1s or 2s are rolled as a pair (i.e. rolls of 2 or 4, but not 1+2 or 2+1) Scalewings [NMSCW] Typical Traits: fluttering, territorial, lover of beauty, scientific  Stats: DEX 10, INS 8, MIG 8, WLP 6 Attacks: Beetlehorn Spear Special Abilities: Scale Shower, Flying In-Game Description: An echo of a butterfly-like person, attendant to the Vampire Orchid.  Flutters like a stuttering shadow. They're more like colorful moths than butterflies, in this FAQ-writer's opinion. They have big gross wings, and can spread poison with their Scale Shower ability. I'd love to know what the rest of their world was like, given that they use a huge beetle horn as a spear! Do you think the whole world was smaller or that everything small on it was bigger? Did humans even exist there? Starter Tip: Simple! Use fire!  Vampire Orchid [NMVOR] Typical Traits: Rapacious, Hungry, Gorgeous, Fragrant Stats: DEX 8, INS 6, MIG 10, WLP 8 Attacks: Vine Drain, Pollen Dusting Special Abilities: Plant: The Vampire Orchid is immune to dazed, enraged, and shaken. In-Game Description: Tendrils of green, petals of black and yellow, and a column of deep red. Though one might wonder where the latter color comes from. A giant hungry plant—where have I seen that one before! On one hand, its weakness to both ice and fire means that your party should be able to do great damage to it! On the other hand, the Celestial Echo that increases the chance of spellcasting fumbles means that it's easier to have things go totally off the rails all at once. Starter Tip: Remember: Elemental Shards don't require any sort of spell casting roll! A cheap way to get a TON of damage during this fight. Hosted by Austin Walker (austinwalker.bsky.social) Featuring Ali Acampora (ali-online.bsky.social), Art Martinez-Tebbel (amtebbel.bsky.social), Jack de Quidt (notquitereal.bsky.social), and Andrew Lee Swan (swandre3000.bsky.social) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.

Vince and Stevie D breakdown down there Jets and Bills top 5 all-time DB's and LB's. Can you guess who they are? Listen along and see if you agree on the latest edition of OWSports

Coping with mismatched libidos in your partnership? You are sooo not alone! DB breaks down why desire isn't just a switch you can flip, how stress and hormones play a role, and offers some evidence-based advice about what to do when you and your partner aren't in sync.  Mentioned in this episode: Initiating Sex with Confidence with Whitni Miller ABOUT SEASON 12 Season 12 of Sex Ed with DB is ALL ABOUT PLEASURE! Solo pleasure. Partnered pleasure. Orgasms. Porn. Queer joy. Kinks, sex toys, fantasies—you name it. We're here to help you feel more informed, more empowered, and a whole lot more turned on to help YOU have the best sex. CONNECT WITH US Instagram: @sexedwithdbpodcast TikTok: @sexedwithdbTwitter: @sexedwithdb Threads: @sexedwithdbpodcast YouTube: Sex Ed with DB SEX ED WITH DB SEASON 12 SPONSORS Lion's Den, Uberlube, & Magic Wand Get discounts on all of DB's favorite things here! GET IN TOUCH Email: sexedwithdb@gmail.comSubscribe to our BRAND NEW newsletter for hot goss, expert advice, and *the* most salacious stories. FOR SEXUAL HEALTH PROFESSIONALS Check out DB's workshop: "Building A Profitable Online Sexual Health Brand" ABOUT THE SHOW Sex Ed with DB is your go-to podcast for smart, science-backed sex education—delivering trusted insights from top experts on sex, sexuality, and pleasure. Empowering, inclusive, and grounded in real science, it's the sex ed you've always wanted. ASK AN ANONYMOUS SEX ED QUESTION Fill out our anonymous form to ask your sex ed question. SEASON 12 TEAM Creator, Host & Executive Producer: Danielle Bezalel (DB) (she/her) Producer: Sadie Lidji (she/her) Communications Lead: Cathren Cohen (she/her) Growth Marketing Manager: Wil Williams (they/them) MUSIC Intro theme music: Hook Sounds Background music: Bright State by Ketsa Ad music: Soul Sync by Ketsa and Soul Trap by Ketsa

Chris Stamey's new album Anything is Possible releases Friday, July 11. Musicians who contributed to this record include The Lemon Twigs, Matt Douglas of The Mountain Goats, Marshall Crenshaw, Don Dixon, Probyn Gregory and more. It features long-time friend and collaborator Mitch Easter – Chris sings, plays keyboards, guitar and bass and…he wrote the orchestrations.It was great to talk with Chris about his early days in Chapel Hill and Winston-Salem, his early bands he formed with friends in school, his move to New York, working with Alex Chilton and Richard Lloyd, the formation of the dB's and his career as a singer-songwriter, musician, record producer and engineer. I think you'll dig my talk with the great Chris Stamey.You can read more about the new album and where to purchase it at chrisstamey.comPhoto by John Gessner. View John's work here.Find or Sell Guitars and Gear at ReverbFind great deals on guitars, amps, audio and recording gear. Or sell yours! Check out Reverb.comDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Thanks for listening to Frets with DJ Fey. You can follow or subscribe for FREE at most podcast platforms.And now, Frets is available on YouTube. There are a lot of fun extras like videos and shorts and audio of all episodes. Subscribing for FREE at YouTube helps support the show tremendously, so hit that subscribe button! https://www.youtube.com/@DJFey39 You can also find information about guitarists, bands and more at the Frets with DJ Fey Facebook page. Give it a like! And – stay tuned… Contact Dave Fey at davefey@me.com or call 314-229-8033

Interview with Chris Stamey. Chris Stamey began writing and playing music in grade school in Winston-Salem, NC, in the mid 1960s, in what is known now as the Combo Corner scene. In 1976, while studying music composition at UNC-Chapel Hill, he self-released Sneakers, one of the very first American “indie” records. The following year, he relocated to Manhattan to play and record with Alex Chilton in the burgeoning CBGB rock scene, then formed The dB's with fellow Carolinians Will Rigby, Gene Holder, and Peter Holsapple, with whom he made several acclaimed records of original material, including Stands for deciBels (self-produced with Alan Betrock) and Repercussion (produced by Scott Litt).  During the next decade and a half in New York, Stamey worked with a wide variety of musicians. He recorded well-received solo records for A&M and Warners and was a part of Anton Fier's Golden Palominos project, alongside an international touring cast that included Michael Stipe (R.E.M.), Jack Bruce (Cream), Carla Bley, and Bernie Worrell (Talking Heads, George Clinton). He continued recording and producing upon returning to NC in 1993.  His recent releases include The Great Escape, Lovesick Blues and Euphoria, as well as Falling Off the Sky with The dB's and A Brand-New Shade of Blue with the Fellow Travelers. As a producer and a featured singer/songwriter with the Paris-based Salt Collective project, he collaborated with Matthew Caws (Nada Surf), Juliana Hatfield, Richard Lloyd (Television), Matthew Sweet, Peter Holsapple, and Susan Cowsill, among others. As a producer, arranger, and mixer, he has worked with over a hundred artists, including Ryan Adams, Alejandro Escovedo, Kronos Quartet, Flat Duo Jets, Skylar Gudasz, Branford Marsalis, Tift Merritt, Le Tigre, Those Pretty Wrongs, and Yo La Tengo.  From 2010-2018, Stamey was orchestrator and musical director for an international series of concert performances of Big Star's classic album Third, alongside Big Star's Jody Stephens, Ray Davies, members of the Posies, R.E.M., Teenage Fanclub, Wilco, and Yo La Tengo; Thank You, Friends, a concert film of these arrangements, was released by Concord in March 2017. He currently tours as a member of Jody Stephens's Big Star Quintet, whose line-up includes Mike Mills (R.E.M), Pat Sansone (Wilco), and Jon Auer (Posies). His original radio musical about the early '60s in Manhattan, Occasional Shivers, premiered nationwide on Christmas Day 2016. A “songwriting memoir,” A Spy in the House of Loud (Univ. of Texas Press), was published in 2018, followed in 2019 by his first printed collection, New Songs for the 20th Century, with a companion two-disc CD (Omnivore Recordings).  open.spotify.com/artist/1i7YYagcULgnW5Qilsto1d music.apple.com/us/artist/chris-stamey/4034250 youtube.com/channel/UCG3O3S8Zg_WJoz2uTt_duig# instagram.com/mrstamey/?hl=en facebook.com/chrisstameymusic/ twitter.com/chrisstamey songkick.com/artists/186319-chris-stamey bandsintown.com/a/78299-chris-stamey deezer.com/us/artist/1279457 tidal.com/browse/artist/3611403 qobuz.com/us-en/interpreter/chris-stamey/515742 audiomack.com/chris-stamey music.amazon.com/artists/B008LPNC4M @chris-stamey.bsky.social  

We're back on track this week talking the keys to the golf course, our favorite early outright leans, top 20s and golf as the best in the world head to the Renaissance Club for the Genesis Scottish Open. BUT FIRST...we spend 15 minutes talking Brian EFFING Campbell...who he is and isn't, Ryder Cup guarantees from DB that could get interesting, and why DB hates Brian Campbell. *TJ Ryder Cup 2025 Experience | https://eliteeventsandtickets.net/tour-junkies/ *Join our DISCORD w/ over 1000+ golf loving, DFS & Betting fans | https://discord.gg/tourjunkies *Join BET THE NUMBER with code “TJ” at checkout & leverage the most powerful golf handicapping analytics site on the internet | https://www.betthenumbergolf.com/ *Get elite betting content vetted and served just the way you like it on SoBet. Make sure you use referral code "TJ2025" at sign up to get 1st month at $1 | https://sobet.io/register?referral_code=TJ&promo=TJ2025 *Sign up for the “Chalk Bomb” emails for free that hit your inboxes every Tuesday & Wednesday | https://www.tourjunkies.com/chalkbomb/ Linktree for social follows & more | https://linktr.ee/tourjunkies Enjoy more free golf betting content on the Tour Junkies website! | https://www.tourjunkies.com Leave an honest iTunes Review. DB & Pat love reading all of these. It improves the show. Apple: https://podcasts.apple.com/us/podcast/tour-junkies-pga-tour-betting-dfs/id1047779421 Spotify: https://open.spotify.com/show/0c50TtMGTMxYY88p3KQeIK?si=J5eCzz1kQJ-StbOtlub7Ig Enjoy more free golf betting content on the Tour Junkies website! https://www.tourjunkies.com

Slam this button to send us a message! All wrestling opinions welcome!On this episode, DB sits down with popular Midwest independent wrestler, Florida Man! They talk Training, high rise condos, football, ZOWA Live, Flowerdy shirts & of course, Florida! (Episode #164)Follow The Pod at www.SitDownMarks.com Sit Down Marks! Merch SportzWire Radio Hall of Fame Podcast!! Want to Advertise or Market Your Product or Service to our Fanbase? Email dbonthemic@yahoo.com or Follow @SitDownMarks on Social Media and Message us there! #SpreadTheGoodWordofWrestling

ESPN NFL Nation Titans reporter Turron Davenport joins DVD to discuss the Mets Titans, Fowlers Top 10 list, DB vs WR beef and more.

In the final hour, ESPN NFL Nation Titans reporter Turron Davenport joins DVD to discuss the Mets Titans, Fowlers Top 10 list, DB vs WR beef and more. Willy gave his reaction to all the Preds offseason and draft moves. 

Why has Burzin been burning? All the clues point back to one place: Lady Teribald's House of Chance. If they're going to solve this mystery—and find out if it's connected to the greater afflictions of the continent—the investigation team must find their way past the gambling hall's many distractions and to Teribald's office in search of answers. And then there will simply be the matter of a final confrontation… This week on Perpetua: The Flames of Burzin Pt. 4 Perpetua Guide [In Progress v.02] NPCs & Monsters [PNMS] Kalsi's Lantern [NMKLN] Typical Traits: Glowing, Inconspicuous, Magical Stats: DEX 8, INS 8, MIG 6, WLP 10 Attacks: Flicker Shot Special Abilities: Burn Out In-Game Description: Paper lamps filled with the lively fire of a forgotten god. Also known as “Mysterious Lanterns” before you get deep into the main quest in Burzin, these are super easy to grind against . Sure, Burn Out means that your whole party takes 10 damage every time you kill one, but that's still way less damage than you'd potentially get in a longer fight against some other low level monsters. Starter Tip: They're one of the only enemies that are straight up WEAK to regular physical damage! Kind of obvious, but this IS labeled “starter tip” after all. Mr. Crumb [NMCRM] Traits: Loyal, Gullible  Stats: DEX 10, INS 8, MIG 6, WLP 8 Attacks: Jab, Revolver Blast, Quickshot (Reaction),  Special Abilities: Elemental Bullet, Deadeye In-Game Description: Lady Teribald's loyal henchman. A crackshot with his elemental revolver. Mr. Crumb and Mr. Crust (below) are obviously designed to complement one another. Crust is the close up combatant, which makes Crumb the long ranged sniper. (Can you be a sniper if you just have a revolver?) That said, if you do get into his face, his counterattacks will make you pay for it… unless you've got a high defense score! My advice: Send Antistrophe in there and count on his ability to avoid incoming damage! Starter Tip: Don't worry too much about his Elemental Bullet attack. It's so unlikely that the magical damage he happens to hit is going to be important to you. But it might be worth grabbing his gun after the fight before you leave the scene and it despawns! Mr. Crust [NMCRU] Traits: Cocky, Brutal, Great Smile Stats: DEX 8, INS 6, MIG 12, WLP 6 Attacks: Wide Swing, Croupier's Rake Special Abilities: Bodyguard (Reaction), Improved Defenses, Improved HP In-Game Description: Lady Teribald's personal bodyguard. He's died for her before. Crust is the designed to look like the heavy hitter in the fight, but mostly he's the “hard to hit”-er. He's got better physical defense than an Embear and the same magical defense as a Flarie, so if you get a stroke of bad luck, you might end up missing him a bunch. But, because of his bodyguard ability, you're gonna just have to power through, because it's not like you can ignore him! Starter Tip: If you give him the Slow status effect, it drops his defense score by 2, which makes this fight so much easier! Kalsi, Lantern's Flame [NMKLF] Traits: Furious, Bright, Lonely Stats: DEX 6, INS 6, MIG 10, WLP 10 Attacks: Flaming Smash, Flameburst Special Abilities: Lantern's Light, Lantern's Heat, Flying In-Game Description: Forgotten God who once called Burzin his home. Led astray. Okay, the way I beat this fight means I only briefly had to contend with Kalsi directly. But if you try to fight him straight up, it's gonna be tough! He's a Champion class enemy, so he's got a TON of HP, and not only is he immune to Fire and Poison, but by default he has no elemental weaknesses, and he's flying, so you can't melee attack him. Yowch! Talk about a GOD. Starter Tip: The best way to beat Kalsi is to not have to fight him directly in the first place! The “Objective” move is SO powerful in this game, I wish more Roleplaying Games had something like it! Lady Teribald [NMLTB] Traits: ??? Stats: DEX ??, INS ??, MIG ??, WLP ?? Attacks: ??? Special Abilities: Mysterious Necklace In-Game Description: Drawn into a tragic fate by an alluring, otherworldly power. Teribald sucks so bad! I hate her so much, and what's worse is I can't figure out how to ACTUALLY FIGHT HER. Every time I run the fight, I have to either take too long to beat Crust and Crumb (so Kalsi emerges, and the fight is with him instead) OR I win via Objective and the fight with her never happens! If I could take Crust and Crumb out quicker, maybe I could get to go against her? Does anyone know if she has any unique loot? Starter Tip: No idea! Hosted by Austin Walker (austinwalker.bsky.social) Featuring Janine Hawkins (@bleatingheart), Sylvi Bullet (@sylvibullet), and Keith J Carberry (@keithjcarberry) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.  

In this episode of That Annuity Show, Paul Tyler, Bruno Caron, and guest Joe Nunes discuss the evolution of retirement planning, focusing on the shift from defined benefit (DB) to defined contribution (DC) plans. They explore the challenges faced by retirees today, the role of annuities, and the importance of adequate contributions to ensure financial security in retirement. The conversation also highlights the differences between the US and Canadian retirement systems, innovations in retirement savings, and strategies to address longevity risk. Listen now: www.thatannuityshow.com  

Florida secures a commitment from versatile 4-star defensive back CJ Hester from Cocoa! At 6'1", 185 pounds, Hester brings elite coverage skills, high football IQ, and impressive physicality to the Gators' secondary. Watch as we break down his game film, discuss why he chose Florida over Iowa and Georgia, and analyze how his versatility fits perfectly in the Gators' defensive scheme. Hester becomes UF's third DB commit in the 2026 class, joining CJ Bronaugh and Kaiden Hall in what's shaping up to be an impressive secondary haul. Get your tickets to The Inaugural Independent Gator Media Day. A dynamic celebration of independent football media and the Florida Gators! This one-day event unites fans, players, and media creators for an exciting mix of football, entertainment, and community. #FloridaGators #GatorsBreakdown #GoGators #CFB #SECFootball #CollegeFootball JOIN Gators Breakdown Plus: https://gatorsbreakdown.supportingcast.fm/ Get Florida Gators merch at Fanatics: https://fanatics.93n6tx.net/DVYxja Get Gators Breakdown merch: https://gatorsbreakdownmerch.com Questions or comments? Send them to gatorsbreakdown@gmail.com You can be the difference! For the first time ever, YOU can directly impact the outcome on the field by joining Florida Victorious! Want to help the Gators win? Want a better game day experience? Just like when you pack The Swamp, your unwavering support through Florida Victorious empowers the Gators to be their best! Join today and be the difference in making the orange and blue victorious. JOIN: https://floridavictorious.com/join-now/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Slam this button to send us a message! All wrestling opinions welcome!On this episode of DB's Territory Treasures, DB dives into a sentimental favorite amongst old school fans, Barry Windham. From the family business, to being part of a bigger wrestling family, WCW & WWE, to the 4 Horsemen & beyond, Barry was one of the best.Follow The Pod at www.SitDownMarks.com Sit Down Marks! Merch SportzWire Radio Hall of Fame Podcast!! Want to Advertise or Market Your Product or Service to our Fanbase? Email dbonthemic@yahoo.com or Follow @SitDownMarks on Social Media and Message us there! #SpreadTheGoodWordofWrestling

Adam Crowley, Dorin Dickerson and Pat Bostick give their takes on if the Steelers need another FS in the DB room after acquiring Jalen Ramsey.

When I spoke with Chris Stamey way back for Caropop Ep. 30, he shared a sheet music collection called Marvelous Melodies Songbook, New Songs Vol. III. Several of those songs appear on his wonderful new album, Anything Is Possible (out July 11), as do the Brian Wilson-evoking “I'd Be Lost Without You,” the Wilson-covering “Don't Talk (Put Your Head on My Shoulder)” and the optimistic, guitar-driven title track. Stamey has a well-thought-out reason for every musical choice he makes. Here we dig into one of my favorite subjects, chord changes, and discuss writing songs in one's head, on an instrument or on paper. He also reflects on the impact of playing with the Big Star Quintet and the reunited dB's. What's the connection between “getting the notes in the right place” and creating magic? (Photo by John Gessner.)

It's another mixed bag of your questions, taking everything from investing in offshore funds to evening up pension funds between spouses and lots more besides! Shownotes: https://meaningfulmoney.tv/QA19  00:57  Question 1 Hello Pete & Roger I am a regular listener to you show, love it and keep up the good work. My question is… I have a full 6 months emergency fund, I have no credit card debt or personal loans, I have a mortgage and I have just started investing 5% of my wages every time I get paid into the Vanguard all world tracker fund (keeping it simple) I have a new car every 4 years on PCP (so I basically lease it) as I always chop in for a new car and never pay the balloon payment at the end, this PCP is at 8%. I would like to hear your thoughts on weather investing is still okay to do along side this, the reason for having a new car is that I use it until the warranty expires and then change due to rising repair costs and hassle free motoring. I have brought older cars outright in the past and always ended up costing me more in repairs over the years. I am planning on leasing my cars for the permanent future so if I do not start investing now I will never have a chance to invest, and I do not see leasing at car as a loan as such, more of a permanent lease. Feel free to shorten my message to suit and excited to hear your thoughts, all the best. Adam 10:10  Question 2 Hello Pete and Rog! First of all, a huge thank you for all the valuable content you share – I really appreciate it! Keep up the fantastic work!  I had a quick question that's a bit technical (apologies in advance!), but I was wondering if you might be able to cover the topic of UK-registered funds when investing in a GIA on the podcast? I've heard that non-UK registered funds are taxed at the income tax rate rather than the capital gains tax rate. Is the best approach to check the ISIN against the list of UK-registered funds, even if the investment is made through a non-UK exchange (e.g., Amsterdam or Ireland)? Also, when a new client comes to you with non-UK registered funds, how do you typically address this issue? Thanks again for all that you do – really appreciate it!  Best, your #1 Fan! 14:00  Question 3 Hi Pete / Roger Thank you for your great work with your Q&As. Your cashflow ladder idea is great advice but when I look at graphs of cautious, balanced, growth funds they all go up and down at the same time. Over the last 10 yrs every time there has been a big market fall all the funds I looked at (at all risk levels) recovered with 32 months max. If 2-3 years cash is held on the 1st rung of the ladder why shouldn't I hold the rest in growth/agg funds? The cash rung will ride out the fall / recovery so I may as well put my money in a fund with the most growth potential? What am I missing? Stephen 19:57  Question 4 Hi Pete and Roger, Thanks for all you do. Your Podcasts and YouTube content has helped me get to retirement early. I have a number of investments in my Pension which are there to continue to grow hopefully over time. I have a well diversified portfolio mainly using trackers. I want to try to drop a particular individual investment from my portfolio that forms part of the Magnificent Seven, and is therefore part of a lot of the trackers I have. Unless I buy the FTSE Global index as individual shares can you see a way I cannot be in this one companies shares? Not sure there is an answer. Much appreciated, Chris 24:11  Question 5 Hello Love your podcast, I thought I was fairly clued up on pensions/finances but I have learnt so much more from your podcast. I recommend it to everyone! Especially my husband, who has so far failed to do so, he leaves the finances to me (which is probably why we are in this position as he has not addressed his pension). My question is: Our pension pots are very unequal, we're both 47.  I have 2 DB pots (combined are due to pay out circa 14k from age 65). I am also on track to have around 750k in a private pension by the time I am 57, and am planning to retire at this point.  My husband currently only has around 18k in a private pension, and is retraining as a teacher so he will only have a small DB pension not accessible until 68. He will therefore need to continue working for a few years after I retire.  I will need around a 2k a month in retirement, but I am thinking I can take up to £67k per year from my pension (so to remain in the 20% tax band). Use 24k for myself, and then we pay the remaining 43k into husbands private pension (or however much his earnings allow). If he is a higher rate tax payer by then, he would gain a 40% uplift on this or if not he will still get the 20% uplift back so we aren't losing out.  One of the main reasons for doing it would be to even the pensions out so that we can both withdraw tax efficiently in future, rather than me having to withdraw from my pension for both of us and so paying more tax. It seems like a no brainer but please let me know if I have missed something really obvious. Thanks in advance! Sarah 29:02  Question 6 Hello gents, If you pay a charity and claim gift aid within a given tax year, does that take your income down when calculating benefit calculations? E.g. if I earn £101k p/a and I give £2k to charity and (gift aid it), does that effectively bring my income below the £100k threshold for child government support like free childcare hours? Thanks, David

Initiating sex can feel vulnerable, awkward, or even downright scary—especially if you were socialized to anticipate everyone else's needs before your own. This week, DB is joined by the one and only Whitni Miller (aka BDE Moves), queer couples intimacy coach, to break down what gets in the way, how to build confidence, and why getting turned down doesn't have to be a bad thing. We're talking perfectionism, eroticism, pleasure, and how to get out of your head and into your body. Let's get into it! GUEST DETAILSWhitni Miller is a queer couples intimacy coach helping people build deeper connection, playful pleasure, and authentic desire. Follow @bde.moves on Instagram for tips, real talk, and tools to transform your intimate life. ABOUT SEASON 12 Season 12 of Sex Ed with DB is ALL ABOUT PLEASURE! Solo pleasure. Partnered pleasure. Orgasms. Porn. Queer joy. Kinks, sex toys, fantasies—you name it. We're here to help you feel more informed, more empowered, and a whole lot more turned on to help YOU have the best sex. CONNECT WITH US Instagram: @sexedwithdbpodcast TikTok: @sexedwithdbTwitter: @sexedwithdb Threads: @sexedwithdbpodcast YouTube: Sex Ed with DB SEX ED WITH DB SEASON 12 SPONSORS Lion's Den, Uberlube, & Magic Wand Get discounts on all of DB's favorite things here! GET IN TOUCH Email: sexedwithdb@gmail.comSubscribe to our BRAND NEW newsletter for hot goss, expert advice, and *the* most salacious stories. FOR SEXUAL HEALTH PROFESSIONALS Check out DB's workshop: "Building A Profitable Online Sexual Health Brand" ABOUT THE SHOW Sex Ed with DB is your go-to podcast for smart, science-backed sex education—delivering trusted insights from top experts on sex, sexuality, and pleasure. Empowering, inclusive, and grounded in real science, it's the sex ed you've always wanted. ASK AN ANONYMOUS SEX ED QUESTION Fill out our anonymous form to ask your sex ed question. SEASON 12 TEAM Creator, Host & Executive Producer: Danielle Bezalel (DB) (she/her) Producer: Sadie Lidji (she/her) Communications Lead: Cathren Cohen (she/her) Growth Marketing Manager: Wil Williams (they/them) MUSIC Intro theme music: Hook Sounds Background music: Bright State by Ketsa Ad music: Soul Sync by Ketsa and Soul Trap by Ketsa

Honestly...this show is a good time, but the betting content is NOT the main event. We toss out some names in the outright market we like and do our SZN long picks, but this show is here for a good time, not a long time and this field is

While the number of traditional pensions has been shrinking for decades, one type of defined benefit (DB) plan is expanding: the cash balance plan. Combining features of DB and 401(k) plans, cash balance plans are particularly well-suited to helping small-business owners and highly paid professionals such as doctors and lawyers save for retirement. On this episode of Critical Point, three Milliman employee benefits experts explain why the number of cash balance plans has recently swelled to 25,000, how plans can be tailored to fit organizations of all sizes, and why this hybrid plan style may help address the looming retirement crisis. 

Steve welcomes author Drew Beeson to discuss his books about D.B. Cooper, the Zodiac Killer, and the Yuba County 5. Find Drew online: https://drewbeesonbooks.com/Become a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.

Caoimhe, Antistrophe, Brontë arrived to Burzin with a clear goal: Find out whether the catastrophe in Burzin is tied to the mysterious malediction known only as Sourcerot. But seeing the town in ashes makes another objective clear: Stopping the fires from continuing, no matter what is causing them. Now, they seek answers that will lead them to investigate not only into the town's history, but into the lives of some of its oldest residents… This week on Perpetua: The Flames of Burzin Pt. 03 Perpetua Guide [In Progress v.02] Town Maps [TNMP] Burzin Main Scenario Teribald's House of Chance This is where the main story route I took kicked off, but it's also where I lost a TON of asta. Wurdzin doesn't make any sense to me, but if you can get a lucky streak with your guesses, I guess you could really break the game economy here! House M'Shalia LOTS of lore here. There are way more things in the upstairs rooms and attics that you interact with than you might think. Make sure to turn on the option that makes interactables shiny! House of Benediction Obviously this is where the big showdown is, but did you know that if you go here during the day time you can get healed, get your debuffs cleansed, and get a buff!  Town Hall & Jail & House Burzin I think you can advance through the main plot here instead of through the House of Chance/M'Shalia route, but I haven't had a chance to load my old save and try it yet. Let me know on the forum and I'l update this! Burned Down Buildings You can check for clues at each of these locations, but the most important one is in the southwest. That's where the Saloon burned down. Shops Mining Supplies This is basically a “tool store” from other towns, so if you need any consumables from those, you can get them here. Clean Water Lodge & Crebbs Potions & Poultices I listed these together because they share the same interior on screen, just with a door between the two front desks. You get to stay here for free as long as the main story is ongoing (assuming you rescued Frenk), so make sure to use it before you leave town. The next time you come back, he'll charge you!.  Wilfer's Wits and Weaponry If you happen to have the asta, there are some pretty great weapons here! The Solium Bow (Dex+Dex, HR+8 Fire Damage, gives you Resistance to Fire) is especially great! Also, if you interact with the third bookcase three times, you can find “An Accounting of Spiritual Matters,” which gives you a huge bonus when fighting the boss here, plus can be used afterwards as a mage weapon. Serah's Surcoats I think the flame resistant armor is overpriced, but the Sungleam Shield is GREAT for Antistrophe. It's a big upgrade for both of his defenses, plus you can basically give people a solar flare from DBZ XD Side Quests / Other Residential District Mostly just NPCs to talk to about things here. I love the two brothers who hate each other. First Bank of Burzin Always remember to deposit any extra asta you have into the bank. Not only will it prevent you from losing some if you die in combat, it also actually slowly gains in value! I guess they have interest in Perpetua! Post Office This probably deserves its whole own entry, but did you know that if you have both East and West saves, you can actually transfer items between them? You just choose the “Send a Gift to a Random Person” option and pay the fee. The “random person” is actually a character in your other save game! It does take a little while to get there though. Abandoned Buildings Just a good place to grind against lanterns!   Hosted by Austin Walker (austinwalker.bsky.social) Featuring Janine Hawkins (@bleatingheart), Sylvi Bullet (@sylvibullet), and Keith J Carberry (@keithjcarberry) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.

Assuming Caitlin Clark is back on the court tonight, she and Paige Bueckers will square off for their first matchup in the WNBA. But these two stars have been running alongside each other on parallel (and sometimes overlapping) tracks since their AAU days in the midwest. Zena, Ben, and Sabreena take a look at how the careers of these back-to-back #1 draft picks stack up – the similarities and the differences – and the roles they both play in the culture at large. Plus, they dive into the reasons why so many rookies are so pro-ready from the get-go. The crew also spends some time talking about DeWanna Bonner's departure from the Indiana Fever – why it happened when it happened, what may have been going on behind the scenes, and where DB may land._________________Visit our YouTube page!_________________References:Caitlin Clark sidelined for Fever-Sparks with groin injury, marking sixth absence this season by Ben PickmanIndiana Fever waive DeWanna Bonner, sign Aari McDonald for rest of season by Ben PickmanCould a new 3X3 women's basketball tourney create a pipeline for the Olympics? by Ben Pickman_________________Get in touch! Leave a comment wherever you're listening, or write to us at: NoOffseason@theathletic.comYou can also find us on social media:-Instagram: @tanooffseason-TikTok: @no_offseason-Zena on BlueSky: @zenakeita-Ben on BlueSky: @benpickman-Sabreena on BlueSky: @sabreenajmVisit the Yahoo Women's Sports Hub Hosted on Acast. See acast.com/privacy for more information.

C&R can't believe that DB is anti ketchup! The Aaron Rodgers fatigue is real! The guys are on a Rodgers-timer. They take calls on the nothing burger story & move to Danny Dimes. If Jones crushes it in Indy, is it a clear reflection on the Giants? OKC's admits most of the team did not know how to open bubbly! The show & callers have confessions of their own. 'LAST ONE STANDING' really grinds Covino. Plus, a C&R/MLB bet update & Detroit is back! See omnystudio.com/listener for privacy information.

DB breaks down how to talk to your partner about bringing sex toys into the bedroom to get more pleasure. She shares stats on who's using sex toys, why queer couples are ahead of the game, and easy ways to start the convo with your partner. Plus: top sex toy recs and a playful challenge to try at home. Studies mentioned in this episode: Do Sex Toys Make Me Satisfied? The Use of Sex Toys in Denmark, Norway, Sweden, Finland, France, and the UK The Results of the Magic Wand Wellness Study Are In! Toys for couples mentioned in this episode: Magic Wand Rechargeable: Great for external stimulation during all kinds of play. Works well in both solo and partner contexts. And, yes, our study backs up its pleasure-boosting stats! We-Vibe Chorus: A wearable toy designed for couples to use during penetrative sex. Remote-controlled, adjustable, and great for mutual stimulation. Strap-ons and Harnesses: Incredible for exploring power dynamics, switching roles, and opening up new kinds of connection—great for queer couples and for straight folks who want to learn from queer innovation. ABOUT SEASON 12 Season 12 of Sex Ed with DB is ALL ABOUT PLEASURE! Solo pleasure. Partnered pleasure. Orgasms. Porn. Queer joy. Kinks, sex toys, fantasies—you name it. We're here to help you feel more informed, more empowered, and a whole lot more turned on to help YOU have the best sex. CONNECT WITH US Instagram: @sexedwithdbpodcast TikTok: @sexedwithdbTwitter: @sexedwithdb Threads: @sexedwithdbpodcast YouTube: Sex Ed with DB SEX ED WITH DB SEASON 12 SPONSORS Lion's Den, Uberlube, & Magic Wand Get discounts on all of DB's favorite things here! GET IN TOUCH Email: sexedwithdb@gmail.comSubscribe to our BRAND NEW newsletter for hot goss, expert advice, and *the* most salacious stories. FOR SEXUAL HEALTH PROFESSIONALS Check out DB's workshop: "Building A Profitable Online Sexual Health Brand" ABOUT THE SHOW Sex Ed with DB is your go-to podcast for smart, science-backed sex education—delivering trusted insights from top experts on sex, sexuality, and pleasure. Empowering, inclusive, and grounded in real science, it's the sex ed you've always wanted. ASK AN ANONYMOUS SEX ED QUESTION Fill out our anonymous form to ask your sex ed question. SEASON 12 TEAM Creator, Host & Executive Producer: Danielle Bezalel (DB) (she/her) Producer: Sadie Lidji (she/her) Communications Lead: Cathren Cohen (she/her) Growth Marketing Manager: Wil Williams (they/them) MUSIC Intro theme music: Hook Sounds Background music: Bright State by Ketsa Ad music: Soul Sync by Ketsa and Soul Trap by Ketsa

DB is on vacation (riding horses and sipping mai tai's) so this week Pat and Matt are breaking down everything you need to know about the Rocket Classic! The guys hit on Tommy lad Fleetwood coming up short again on the PGA TOUR, Keegan Bradley as a playing captain for the Ryder Cup and an update on the SZN Long Bet as Matt Every is catching up! The boys dive into the board for the Rocket Classic, who they like at the top, mid-tier plays + top 20 locks and bombs for the field in Detroit. 00:00 Introduction 02:51 Tommy Lad Comes Up Short Again 11:17 Keegan Bradley, Ryder Cup Playing Captain? 16:09 Rocket Classic Preview 22:03 SZN Long Bet Update 25:11 Rocket Classic Odds, Bets & Plays *TJ Ryder Cup 2025 Experience (CONTEST

It's been a minute since the guys last episode...it's because they've been world travelers! After a preamble about their sojourns, DB and The Mayor talk Cup Final, Draft and Free Agency. You can find us on X/Twitter at @kingsofthepod

Wanna find this year's Zack Baun or Andrew Van Ginkel? This is your show. We're revealing the top 10 (or more) players from each position group in our IDP rankings. Find out which third-year edge rusher appears on the verge of a breakout and which proven vets might sit a little lower than you'd expect. Check out which new guys are shaking up the LB rankings. And get the surprising names who could dominate at DB. Plus, we're delivering 6 sleeper picks ready to make you look like a draft day genius.0:00 Intro6:18 DL Rankings7:01 Will Anderson Jr.8:03 Andrew Van Ginkel10:07 DL Sleepers13:06 LB Rankings16:42 Edgerrin Cooper18:30 Carson Schwesinger19:35 LB Sleepers22:08 DB Rankings: Brian Branch & Antoine Winfield Jr. Sit High25:06 Jaquan Brisker27:00 Kamren Kinchens28:17 DB SleepersIDP RankingsDraft Sharks subreddit

This week on The Pro Audio Suite, we're diving deep into a topic that sparks endless debate (and confusion) in VO forums everywhere: the noise floor. What does "-74 dB" even mean if you don't know how it was measured? And why are voice actors obsessing over numbers that might not matter? Join AP, Robbo, George The Tech, and Robert Marshall as they break down: What noise floor really is (and what it isn't) Why context, weighting, and window size matter RMS vs Peak vs LUFS – and why it all depends How your mic, preamp, plugins, and power can mess with your readings Whether your studio noise is actually a problem or just sounds nice We even talk about whether it's OK to use a high-pass filter, what settings to use, and why some mics (looking at you, TLM 103) are just better at hearing ghosts. If you've ever been told “your studio needs to be -60 dB or else,” this episode will save you some sleepless nights.

Slam this button to send us a message! All wrestling opinions welcome!On this episode of DB's Territory Treasures, DB talks about the quick 3 man and eventual 4 man iteration of the Tag Team, The Skyscrapers. A Tag Team often forgotten about, designed to compete with the Road Warriors, by none other than Referee Teddy Long. Check it Out, Playa! Holla Holla!Follow The Pod at www.SitDownMarks.com Sit Down Marks! Merch SportzWire Radio Hall of Fame Podcast!! Want to Advertise or Market Your Product or Service to our Fanbase? Email dbonthemic@yahoo.com or Follow @SitDownMarks on Social Media and Message us there! #SpreadTheGoodWordofWrestling

Hexcloak justiciar Caoimhe Wake and her two ad hoc assistant investigators, Antistrophe Landrace and Brontë Adelvys, have their work cut out for them. First and foremost, there's the matter of these strange, flaming creatures attacking a traveling Lobble and his stagecoach full of supplies. And then there's there's the matter of Burzin, the small desert township on the horizon. After generations of simplicity and stability, the town has faced a sudden wave of inexplicable destruction as a phenomenon that can only be described as “invisible fire” has razed much of the town to ash. Will Caoimhe, Antistrophe, and Brontë find who—or what—is behind the blaze? Or will what remains of Burzin soon be burned away? This week on Perpetua: The Flames of Burzin Pt. 2  Perpetua Guide [In Progress v.02] NPCs & Monsters [PNMS] Flarie [NMFLR] Typical Traits: Curious, Fickle, Scornful, Superior  Stats: DEX 8, INS 10, MIG 6, WLP 8 Attacks: Flame Dart Special Abilities: Flying, Crisis: Wildfire In-Game Description: A devious flying flame, vaguely int he shape of a fairy. Flaries are cute, but they're also dangerous, especially early on! They're ranged attackers who hover just out of melee reach, so you'll need to either hit crit them or get them down to half health with ranged or magic attacks, or hit their elemental weakness. And remember, Perpetua doesn't have water magic for some reason, and Fire often Melts Ice! Any guesses on what that leaves as a natural vulnerability? That's right: EARTH. Toss some dirt on these little jerks and you'll bring ‘em down to ground level. Starter Tip: Get ready to heal once you knock them into crisis! Their Wildfire move is devastating! Embear [NMEMB] Typical Traits: Pround, Hungry, Scorching, Territorial Stats: DEX 8, INS 8, MIG 10, WLP 6 Attacks: Flame Claw Special Abilities: Burn Back (Reaction) In-Game Description: A large, ursine figure of fire looking for something to eat. These guys are the brawn to the Flaries'... well, not quite brains, but fla(i)r, I guess? At the start of the game, they really pack a wallop, so try to keep your weaker characters away from their Flame Claw strikes. I wonder what type of bear they're supposed to be? Do any bears really live in the dessert???  Starter Tip: At first blush, their Burn Back reaction attack seems totally broken. But remember, it only hits melee attackers! Aisling Revanj (she/her) [NMAR] Traits: Ambitious, Mean Spirited, Envious, Loyal Stats: ??? Attacks: ??? Spells: ??? In-Game Descriptions: Fiery Hexcloak who oversees Burzin and the surrounding region. When I first saw concept art of her during previous, I thought she'd be one of my favorite characters, but it turns out that she's an ABSOLUTE B**!  She's so superior and “holier-than-thou,” if that's the right phrase. And it's not like she solves ANYTHING, she's just always getting int he way. I cannot WAIT to fight her later on in the game. Starter Tip: You can basically button through all of her dialog, she doesn't say anything important IMO! Hosted by Austin Walker (austinwalker.bsky.social) Featuring Janine Hawkins (@bleatingheart), Sylvi Bullet (@sylvibullet), and Keith J Carberry (@keithjcarberry) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.  

Peter Holsapple in conversation with David Eastaugh https://peter-holsapple.bandcamp.com/album/the-face-of-68 https://label51recordings.com/peter-holsapple/ American musician who, along with Chris Stamey, formed the dB's. He became the band's principal songwriter and singer after Stamey's departure. The band, with Stamey back in the fold, reformed with new material in 2005–2006. After the dB's disbanded in 1988, Holsapple played as an auxiliary musician with R.E.M. and Hootie & the Blowfish, before joining the Continental Drifters, a rock band originating from Los Angeles. In 1997, he released his first solo album, Out of the Way. He followed it up twenty-one years later with 2018's Game Day and will follow it in 2025 with Face of 68.

A bit of a themed Q&A this week, with some great questions from folks in their 30's. We cover share save schemes at work, large inheritances and retirement planning - yes, even in your 30's! Shownotes: https://meaningfulmoney.tv/QA17  01:29  Question 1 Hi Pete and Roger, First of all I wanted to say I'm a new but avid listener to the MM Podcast, I'm so glad I found it while I'm still (relatively) young,  I'm 39 and after years of making bad financial decisions the MM podcast has turned my attitude to money/investing and pensions on its head. I now relish the challenge of taking care of my finances rather than what felt like years of fighting against it. I wanted to ask a question regarding selling Investments vs taking a short term loan. I work for a large pharmaceutical company and as a perk of being an employee I pay into 2 share schemes through work. The one I'm thinking of selling is a plan whereby I'm limited to a certain amount a month I can pay in and whatever I pay in is matched by my employer, so half the shares in this scheme are free. Needles to say I pay the maximum into this to benefit from the BOGOF offer. I've recently had a large unexpected bill that even my emergency fund can't cover! And I wanted to know if selling the shares would be advisable over getting a 12 month loan? If I sell the shares the money will be paid to me through my next pay so it will be subject to tax and NI contributions, after a bit of number crunching I've worked out that what I'll pay back on the loan is a lot less than the tax and NI I'll pay on the shares, however it does mean being in debt for 12 months, but I'm reluctant to sell the shares as I'd earmarked it as a supplement to my pension. If this was cash sitting in an account then it'd be a no brainer but I'm sure that I've heard people advise against selling investments. Please could you help and offer some advice as I'm really not sure what's best as I do what to avoid debt too. Thanks in advance, Anthony 05:30  Question 2 Hi Pete and Roger Thank you so much for the podcast and content you put out - for free! - it's incredibly generous and has helped thousands of people including myself. I appreciate this is not a typical situation, but I am 30 years old and am due to inherit £500,000 (yes, really, though due to unhappy circumstances). Up until now (in no small part due to your content!) I've been confident managing my finances. I am single, and am just approaching becoming a higher-rate tax-payer as an NHS doctor. It is a stable job with a great pension and guaranteed pay progression. I have a £200,000 mortgage on my house which I am comfortably paying out of my salary. I also have a £10,000 cash emergency fund in place, and no other debt apart from my student loan. Due to the NHS pension (and the complexity of avoiding annual allowance breaches with a SIPP alongside a DB pension), I have favoured directing all my personal savings into my stocks and shares ISA rather than a SIPP, all in a 100% equities passive global tracker (currently about £60,000). I don't know what to do with this inheritance. I will put the first £50,000 in Premium Bonds. After that, I like the simplicity of £20,000 per year into the stocks and shares ISA in a passive global tracker. But in the short-term this still leaves a vast sum in cash. Even if I paid off the mortgage (which I'm unsure about, as I've had plans to spend on house renovations fairly soon), there is still a vast amount of cash left unsheltered. (First-world problems, granted.) I could pay for advice, but I would rather self-manage as I feel I don't want to do anything too complicated if someone could explain a simple strategy using a GIA. Option 1: GIA Is it easy to calculate the dividends on an accumulation global tracker fund? Should I ditch the simplicity of global trackers to find dividend-paying funds/investment trusts to try and pay less tax?  Option 2: Cash Option 3: Holding gilts to maturity Have I missed anything? Does it really matter whether I do Option 1 or 2 in the grand scheme of things? Any thoughts would be much appreciated! Kind regards, James 14:30  Question 3 Hi Pete (and Roge) Thanks for all you have done and continue to do on the podcast. I've now read both your books which I would warmly recommend to anyone. I've tried to keep this brief but tricky not missing out key details! My wife and I are in our mid 30s and have SIPPs invested in passive, 100% global equity, accumulation funds. With a reasonable time horizon, and stomach for volatility, we're very happy with this approach. We would like the option to retire as soon as we reach the Normal Pension Age minus 10years which we assume will be 60 by then if we assume the state pension age will rise to 70. Given this background, how do I pivot away from 100% equities to a cash flow ladder? My current thinking is to do the following: - 10 year prior to retirement buy a Gilt with a 10 year maturity - do this for following years working my way up the cashflow ladder - I would need to plan for what I would do if the market was down at any point during this period - perhaps something like - if down by >10% in a given year only sell enough equities to cover minimum expenses for the applicable year and hope for a recovery. This would seem like a reasonable hedge between being prepared and missing out on a recovery. Does this sound like a reasonable approach? What other approaches could I consider? I appreciate I wouldn't be acting upon this question til about 2039, ahead of retiring in 2049, but I guess that is a testament to how you have helped me with my financial planning. If you think this is too far out for planning when do you think I should revisit it? Thanks, Dave 21:02  Question 4 Dear Pete and Roger, I've been a faithful listener for some time and yours is one of the best financial podcasts in the UK. Thank you for all your hard work. I've recently read Pete's new book. Gosh, it was not a light read but it was extremely valuable to me. My question is whether it is worth stopping contributions to the NHS pension if the money is needed more now rather than in retirement. Me (34yo) and my husband (43yo) are in an incredibly privileged position where we have 800k pounds in our ISAs (majority) and SIPPs  and no debt. I love my NHS job and have no plans to leave it any time soon.  My husband couldn't care less for his work. We figured we would like him to retire soon so we can enjoy benefits of having a stay at home dad at home for our child. The problem is, we cannot live off my salary alone and will have to supplement it. I calculated that if he retired in 3 years we would have 3 years worth of cash to cover the shortfall, 5-6 if I have more take home pay due to not contributing to pension. Basically leaving the NHS pension would give us 2 extra years of not having to draw from our investments but would cost circa 1k of guaranteed annual income in retirement for every year of missed contributions, plus benefits - death in service etc. I just wonder if it is worth it for potential returns which are obviously not guaranteed.  Based on historical returns, allowing our investments to grow for 8 years will bring us to our FI number (25x annual expense). I feel this would be more valuable then having guaranteed income later in life. To me, being able to take out NHS pension in 34 years is completely abstract. I know you cannot give specific financial advise but I would love to hear your thoughts. Thank you in advance, Jane. 29:04  Question 5 Hi Roger and Pete, Love the podcast and have learnt so much! Thank you! I am 34 and have paid into the teacher's pension (TPS) for the last 8 years. For 5 years, I worked abroad and did not contribute to it. Living back in the UK, I am not sure how much longer I will be a teacher or eventually my school might even withdraw from it and offer a private pension instead. Missing 5 years of my pension whilst away, I did a few years whereby I increased my contributions using faster accrual from 1/57th to 1/45th of my salary, however I wasn't convinced this was actually going to make up for my lost contributions. This tax year, I decided to stop this and have now got back £300 a month into my salary. My question is whether I would be best to pay this £300 into a LISA (already have £1500 in there for my pension) or ditch this and pay it into a SIPP. I want to have access to some money if I retire early before I can access my TPS which I can imagine will be 70 by the time I am older. Thanks in advance. Rachel 32:07  Question 6 Hi Pete (and the fabulous Rodge) Me and my husband both listen to your podcast and absolutely love your content. We've gone from not really having a clue to having more than £50k between investments and savings for the first time this month, and we put it all down to you and your excellent advice. The question I have is about raising our children with good money attitudes. You like to say "your attitudes towards money are set by the time you're 7", and that makes me think about my kids, who are currently 1 and 3. Me and my husband are both second children, and couldn't be more different from our older siblings in terms of money attitudes. Both our older siblings are spenders, and both in significant amounts of bad debt, making what we would consider poor financial choices. On the flip side, we are both savers, sometimes to the point of unhelpfulness, and we've had to do a lot of learning about spending money to enjoy ourselves more in the here and now. Obviously, we've had functionally identical upbringings to our siblings, so I'm not sure what's made us so different, but certainly I never remember having any direct advice from my parents of money management, investing, budgeting ETC. What is your advice on imparting finical wisdom to our offspring? How is it different at 3 to aged 7, for example? What about their early/late teenage years and young adulthood? I haven't told my husband I'm submitting a question, but if he hears this he'll definitely know it was from me so I'll look forward to our conversation later based on your answers! All our best Hannah

 We're dropping in with an episode from Sex Ed with DB, a podcast all about inclusive, pleasure-focused sex ed. In this episode, host Danielle Bezalel sits down with Dr. Emily Nagoski — bestselling author of Come As You Are — to talk about what it really takes to keep sex fun and fulfilling in long-term relationships. They cover desire myths, polyamory, and the science behind sexual connection. Plus, Emily shares her top three tips for great sex with a long-term partner, and there's a hilarious new listener story in their segment Booty Call. For more information, check out Boom! Lawyered: https://rewirenewsgroup.com/boom-lawyered/ Support the showFollow Us on Social: Twitter: @rePROsFightBack Instagram: @reprosfbFacebook: rePROs Fight Back Bluesky: @reprosfightback.bsky.social Email us: jennie@reprosfightback.comRate and Review on Apple PodcastThanks for listening & keep fighting back!

Season 12 is all about PLEASURE and we're kicking things off with a juicy one! This week, DB is joined by Dr. Candice Nicole Hargons—licensed psychologist, sex researcher, and pleasure activist—to talk about what happened when 1,000 people with masturbate for science! The Magic Wand Wellness Study is the first study of its kind to look at how daily masturbation impacts things like sleep, stress, focus, confidence, and body image, and the results were amazing. We talk about why solo pleasure is so often ignored in wellness culture, what DB learned from doing the study herself, and why taking time to get yourself off might actually make you feel better in your body, your brain, and your relationships. If you've been feeling disconnected from your pleasure — especially solo pleasure — this is your gentle nudge (or loud, vibrating one) to come back to it! GUEST DETAILS Dr. Candice Nicole Hargons is an award-winning associate professor at Emory University's Rollins School of Public Health, where she studies sexual wellness and liberation. She has published over 80 academic articles and has been featured in popular media, including Cosmopolitan, Wall Street Journal, New York Times, Essence, Ebony, and the Huffington Post. Her debut book, Good Sex: Stories, Science, and Strategies for Sexual Liberation was published February 2025 by Row House. ABOUT SEASON 12 Season 12 of Sex Ed with DB is ALL ABOUT PLEASURE! Solo pleasure. Partnered pleasure. Orgasms. Porn. Queer joy. Kinks, sex toys, fantasies—you name it. We're here to help you feel more informed, more empowered, and a whole lot more turned on to help YOU have the best sex. CONNECT WITH US Instagram: @sexedwithdbpodcast TikTok: @sexedwithdbTwitter: @sexedwithdbThreads: @sexedwithdbpodcast YouTube: Sex Ed with DB SEX ED WITH DB SEASON 12 SPONSORS Lion's Den, Uberlube, & Magic Wand Get discounts on all of DB's favorite things here! GET IN TOUCH Email: sexedwithdb@gmail.comSubscribe to our BRAND NEW newsletter for hot goss, expert advice, and *the* most salacious stories. FOR SEXUAL HEALTH PROFESSIONALS Check out DB's workshop: "Building A Profitable Online Sexual Health Brand" ABOUT THE SHOW Sex Ed with DB is your go-to podcast for smart, science-backed sex education—delivering trusted insights from top experts on sex, sexuality, and pleasure. Empowering, inclusive, and grounded in real science, it's the sex ed you've always wanted. ASK AN ANONYMOUS SEX ED QUESTION Fill out our anonymous form to ask your sex ed question. SEASON 12 TEAM Creator, Host & Executive Producer: Danielle Bezalel (DB) (she/her) Producer: Sadie Lidji (she/her) Communications Lead: Cathren Cohen (she/her) Growth Marketing Manager: Wil Williams (they/them) MUSIC Intro theme music: Hook Sounds Background music: Bright State by Ketsa Ad music: Soul Sync by Ketsa and Soul Trap by Ketsa

Alan Saunders and Zachary Smith discuss all things Pittsburgh Steelers. On today's episode, we discuss if we think the team should've pursued Jaire Alexander more aggressively, if the fit would've made sense, what type of DB they should be in the market for if anyone and why there is such an overcorrection on player projections when it comes to players 30+ years old. We also discuss what we've seen from Brandin Echols, Daniel Ekuale and Kenny Gainwell so far and if Aaron Rodgers can still play at a high level. Let's go for another Steelers Afternoon Drive and discuss all this! Learn more about your ad choices. Visit megaphone.fm/adchoices

It's a jam packed show as DB and Pat (who opens the show for once and starts off with a must see ad) break down everything TPC River Highlands and the last Signature Event on the PGA TOUR this year. The guys get into JJ Spaun winning the US Open, Oakmont, the weather and some SZN Long picks before jumping into the odds board for the Travelers. *TJ Ryder Cup 2025 Experience (CONTEST

"Miss, you'd better look at that note. I have a bomb."In November 1971, a man in a suit boarded a flight from Portland to Seattle, calmly handed a note to a flight attendant, and claimed he had a bomb. He demanded $200,000 in cash, four parachutes, and a fuel truck on standby. Hours later, somewhere over the dense forests of the Pacific Northwest, he opened the rear stairway of the plane and vanished into the night.Was it a fatal leap, the perfect getaway, or the birth of a new identity? Fifty years later, no one knows who Dan Cooper really was, what became of him, or if he ever touched the ground alive. But the theories haven't stopped... and neither has the obsession.Research, writing, hosting, and production by Micheal WhelanAdditional research & writing by Amelia White and Ira RaiLearn more about this podcast at http://unresolved.meIf you would like to support this podcast, consider heading to https://www.patreon.com/unresolvedpod to become a Patron or ProducerBecome a supporter of this podcast: https://www.spreaker.com/podcast/unresolved--3266604/support.

Key Points:• Most Irreplaceable Player: HaydenAdamsZ asks for opinions on the most irreplaceable player on the football roster, considering practical value.• Indispensable Players: ChronicDoubleG questions if any player on the indispensable lists has ever truly proven to be indispensable, excluding cases of injuries.• Defensive Back Room Comparison: Phil-A-Fel seeks comparisons between the 2025 Notre Dame defensive back room and historical DB rooms at Notre Dame, as well as to 2025 CFP contenders.• Notre Dame Player Performance: GlassHalfIrish wonders if at least one of Notre Dame's top 10 projected players is expected to have a disappointing season.• Hotel Booking Blunders: ItsAbbeytoBeHappy requests hotel booking blunders to be shared.Sign up now to access the daily Notre Dame news and recruiting scoop on the Four Horsemen Lounge and all of the premium Notre Dame stories on IrishIllustrated.com!Get your first month for only $1.00 -- sign up today.

In this episode of Packernet After Dark, we dive deep into the aftermath of Jaire Alexander's release and what it means for the Packers' cap and future. Listeners call in to dissect everything from Green Bay's salary cap flexibility to the depth and development of our cornerbacks. Is the panic around 2026's cap justified? Are fans underrating Carrington Valentine and the DB room? Plus, a hilarious chicken joke, a Hamilton reference, and a glimpse into NFC North predictions. It's a passionate, unfiltered, and surprisingly funny night with the Packernet faithful. To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast

In this episode of Packernet After Dark, we dive deep into the aftermath of Jaire Alexander's release and what it means for the Packers' cap and future. Listeners call in to dissect everything from Green Bay's salary cap flexibility to the depth and development of our cornerbacks. Is the panic around 2026's cap justified? Are fans underrating Carrington Valentine and the DB room? Plus, a hilarious chicken joke, a Hamilton reference, and a glimpse into NFC North predictions. It's a passionate, unfiltered, and surprisingly funny night with the Packernet faithful. To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast

For millennia, the eastern continent of Perpetua was ruled by a sprawling empire centered on the capital city of Milsource, where a living river sprung from nothing, and flowed to all the edges of the land. The empire's reach followed the running water, stretching north across the territory of the clannish Elevana and south, where the empire put leash to the fractious burroughs. It was a time of Tyranny..  But one day, a thousand years ago, the river was mysteriously pulled away into the sea, leaving the empire as dry and cracked as the riverbeds it left behind. Soon, it passed into dust, and the future opened wide with possibility. In the south, the once-squabbling burroughs found themselves re-aligned towards freedom—a state they guaranteed bywith their impressive magic. And in the north, the once quarrelsome elven clans forged themselves into a powerful coalition of independent city states… By now, you have heard of Salix, the Balming Willow, home to adventurer Arley Bates… but do you know the rest of the Elevana League? Cenn, City of Iron Chains. Lumai, the Gleaming Fortress. Glaishora, Frosted Port Town. Billough, the Floating Isle. Fulmin, Storm-brushed Bay. Marl, Bustling Mountain Pass. Parisolia, Sun Scorched Mine. Shadow-Spired Umbexia. It is here, in the Elevana League, that our second group of heroes takes the stage. A wizard of the boroughs, drained of his magic. A rakish princeling far from home. And an arcane investigator who cares more for justice than peace. Hiking down the hills days south of Parisolia, towards a little town in the brush, where they've heard rumor that an entropic curse called Sourcerot has taken hold. Whether it's empty talk, a mundane threat to people's lives, or a grand premonition of Perpetua's end, they may be the only ones able or willing to confront it. This week on Perpetua:  Perpetua Guide [In Progress v.02] Playable Characters - Eastern Scenario [PPCE] Antistrophe Landrace (he/him) [ALPC] Identity: Troubled, eccentric career pathfinder Theme: Doubt Origin: One of The Hundred Burroughs Classes: Guardian, Loremaster, Tinkerer Stats: DEX 6, INS 8, MIG 10, WLP 8 At the start of the game, Antistrophe is exactly what he looks like: A Huge Walking Fortress. With two shields and a ton of HP, he's going to be the guy you want taking hits for your team. He's ultra resilient and believe it or not, his high Might means that he can really do damage with those shields too! He also has a ton of utility in investigation scenes! Starter Tip: Antistrophe's Potion Rain ability is really random BUT it can give you effects that you cannot get from regular consumables from shops. If there's nothing to do (and no one needs to be defended that round) give it a shot! Brontë Adelvys (he/him) [BAPC] Identity: Dissipated Sixth Scion of the First Line Theme: Scintillation Origin: Terroir, Grande Sonnerie Classes: Sharpshooter, Rogue, Dancer Stats: DEX 10, INS 8, MIG 6, WLP 8 Brontë is a huge horndog, but he's also super powerful in combat. It's not just the ranged damage he does, and it's not even the bonus attacks he can get off, it's also all the negative status effects he can apply! In Perpetua, status effects are really powerful because of how they lower stats directly. Once you get over his quips and flirtations, you'll fall for his combat power. Plus he starts with a TON of extra asta. Starter Tip: Brontë isn't anywhere as tough as Antistrophe, BUT he does have a pair of cute bodyguards who can take hits for him. So he can be your defender in a pinch! Caoimhe Wake (she/her) [CWPC] Identity: Caoimhe Wake Theme: Doubt Origin: Billough, the Floating Isle Classes: Elementalist, Weaponmaster Stats: DEX 10, INS 8, MIG 6, WLP 8 Caoimhe (pronounced KEE-VAH, apparently) definitely feels like THE main character of the Eastern campaign. Not just because she's a badass Justiciar, but also because she's the classic Spellsword archetype that everyone loves. (I'm guilty too!) She's the party's main source of elemental damage, so definitely consider expanding her magical repertoire as you get her leveled up! Starter Tip: Ventus is an incredible spell, not least of all because it can hit flying targets and on a critical hit, ground them (allowing Caoimhe to follow up with melee attacks before they can get flying again!)   Hosted by Austin Walker (austinwalker.bsky.social) Featuring Janine Hawkins (@bleatingheart), Sylvi Bullet (@sylvibullet), and Keith J Carberry (@keithjcarberry) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.  

-Mid-day headlines: Vols new DB commit, Knicks lose out on another HC, KD trade latest -Live check-in from Oakmont at the US Open -What's on tap tonight

This week on The Pro Audio Suite, we dig into the lab-tested results of our very own PASport VO, the portable audio interface designed for voice talent and podcasters. George took it to a respected LA repair shop for an independent bench test, and the results? Minus 89 dB of self-noise. Translation: it's dead quiet. The Jasmine™ preamps inside impressed the pros, even when compared to far more expensive gear. And the design? Tough, tiny, and travel-ready. But here's the kicker: unless there's enough demand, there won't be another production run. If you missed out the first time, now's your chance to change that. We want this thing back in production, and Michael at CEntrance needs to hear it from you.

It's time for another Listener Questions session! This week we cover commercial property in pensions, ethical investing, inherited pensions and so much more. Shownotes: https://meaningfulmoney.tv/QA16    01:02  Question 1 Hi Peter / Roger, Many thanks for all the wisdom plus superb book, you two really make my week with the banter. I always hear about DB and DC pensions but wondered if you'd ever cover the following: Many business owners like myself own buildings outright (as a pension) within a Commercial Sipp and then loop back into this rental payments. Also, within this using a GIA for diversified investments including cash lump sums for tax relief when possible. I'm heading North of sixty soon and feel its time to start thinking of the exit plus implications. It would be fantastic to hear your advice on these in the future. Best Regards, Steve 05:47  Question 2 Hello Pete Can ethical investing beat inflation? Myself and my husband are both 63.  We retired at the end of last year, having sold the business we have run for the majority of our working lives. We have some small DC pensions and a SSAS which includes a commercial property.  We both have cash ISAs. I've done some research, helped massively by your podcasts and YouTube videos, so thank you so much for these. From what I have learned I understand that  we need to invest the cash from the business sale in Global Equities.  We also need to look at the investments within the SSAS which, up to now, the SSAS provider has managed.  Cash in the SSAS also needs to be invested. Is there a way of picking a Global Index Tracker which is ethical and will beat inflation and that requires minimal management to keep fees low?  I realise that we need to look at our cash accounts too with this in mind. Many thanks for all your excellent resources and advice, the fog of financial planning is starting to clear and I'm feeling less panicked about being able to manage the money for our future. Kind regards, Rachel 12:52  Question 3 Dear Pete and Rog, Your podcasts have been a real source of steadiness for me over the past few years - a pair of reliable voices amidst the wider financial chaos. I'm writing with a question about nominee (beneficiary) pensions. Sadly, my father passed away recently, and I've inherited half of his private pension pot - around £70k from a total of £140k. It's been set up as a nominee pension, which I understand allows the money to remain invested and grow tax-free, with flexible access at any age. This has been a significant and unexpected legacy, and it's opened up the possibility of scaling back to part-time work well before the official retirement age. (I'm in my late 30s, so there's still a way to go, but it's a big deal for me and brings more options for me) I don't plan to draw from the pot for many years. My intention is to let it grow. The catch, however, is that the provider, without naming names, (let's just say three letters, last one P), is expensive compared to what I'm used to (I invest monthly in a Vanguard LifeStrategy ISA). When I've done some projections I can see that if leave the money where it is indefinitely, the fees will quietly erode a decent chunk of the long-term gains. There's a 6-year early exit charge, so for now I'm content to leave it be. I'm still dealing with bereavement and all the admin of being an executor, so pressing pause on any big financial decisions feels like the right call at this early stage. But when that 6-year period ends, I'll be weighing up whether to stick or twist. My question is: can nominee pensions be transferred to another provider without losing the key benefits, like the tax-free growth and the ability to access the funds flexibly before retirement age? I've looked into alternatives- transferring into my ISA would take years due to the annual limit; a general investment account loses the tax perks; and a conventional pension would lock the funds away until age 55+, which undermines the very flexibility that makes this pot so helpful for future semi-retirement plans. I'd be really grateful for any ideas or thoughts you might have on this. All the best, Alan 19:29  Question 4 Hi guys, I am 31 years old and currently investing 15% of my gross income into my retirement. 6.8% via my employer's DB CARE scheme, and the other 8.2% into my SIPP. My wife and I also contribute £200pm  into a S&S ISA for our son. We hope by the time he is 18 (3 months old now) this fund could pay for university, travel, driving - whatever he wants to do (within reason!). By age 60, I would like to be in a position to retire, whether I do that or not is another question, but I would at least like the option to. I often see YouTube videos titled "SIPP vs ISA which is better?" but I don't see much about how to use them in tandem. Do you have any advice on the optimal weighting between an ISA and SIPP given I'd like to retire before State/DB pension age and therefore, should I be splitting the 8.2% with a S&S ISA too? Thank you! John 24:08  Question 5 Hi Pete & Roger, I'm a big fan of the podcast, it's been a great source of advice for me - thanks for that. I'm currently 55 and probably not looking to draw down anything from my pension until I'm 60 at the earliest. I hadn't paid into my pension for a number of years and now trying to contribute as much as I can to catch up a bit. My main SIPP is £130,000 with Vanguard in a FTSE Global All Cap Index Accumulation Fund and is 100% equity as I'm looking for as much growth as possible over the next 5-10 years and beyond. I also have £25k in another SIPP, a small NEST workplace pension and approximately £60k in a Stocks & Shares ISA, all of which are in various global tracker funds. My main question is, is it a good idea to have everything in global index funds because of the heavy weighting to the USA, especially in tech stocks? I had considered changing my Vanguard fund to their LifeStrategy 100 fund which has a bit more of a UK weighting. I know you probably can't suggest specific products, but I wondered what your general advice would be on this, especially with all the uncertainty in the USA under the Trump administration? Thanks in advance, Alex Wilson 30:29  Question 6 Hi Pete and Rog, Love the podcast and I've been listening for a good few years now, so I thought I'd throw my hat into the ring with a question. I was hoping you could give a quick overview of Qualifying Corporate Bonds, what characteristics the bonds need to have to qualify, what the tax treatment is and where to invest etc. I'm in the fortunate position of having made my contributions in full to my ISAs and Pensions and I'm looking for a tax efficient way to invest an extra few £s. I've heard that they are effectively treated like Gilts but was hoping you could illuminate. Thanka, Adam from Skipton, North Yorkshire

Within hours of the new administration's return-to-office, disorder took over. A foreign aid freeze, a stop-work order, and the dismantling of key foreign aid institutions commenced almost immediately. Gayatri Patel, Senior Fellow with rePROs Fight Back, sits down to talk with us about glimmers of hope for protecting this foreign assistance funding and relevant agencies, as well as how we can prepare for the realistic, long-term impacts of these attacks.  rePROs Fight Back on X rePROs Fight Back on FacebookProgress on the Sustainable Development Goals: The Gender Snapshot 2022 Don't the Lives of Women and Girls Matter? CONNECT WITH US Instagram: @sexedwithdbpodcast TikTok: @sexedwithdbTwitter: @sexedwithdb Threads: @sexedwithdbpodcast YouTube: Sex Ed with DB SEX ED WITH DB SEASON 12 SPONSORS Lion's Den, Uberlube, & Magic Wand. Get discounts on all of DB's favorite things here! GET IN TOUCH Email: sexedwithdb@gmail.comSubscribe to our BRAND NEW newsletter for hot goss, expert advice, and *the* most salacious stories. FOR SEXUAL HEALTH PROFESSIONALS Check out DB's workshop: "Building A Profitable Online Sexual Health Brand" ABOUT THE SHOW Sex Ed with DB is your go-to podcast for smart, science-backed sex education—delivering trusted insights from top experts on sex, sexuality, and pleasure. Empowering, inclusive, and grounded in real science, it's the sex ed you've always wanted. ASK AN ANONYMOUS SEX ED QUESTION Fill out our anonymous form to ask your sex ed question. SEASON 12 TEAMCreator, Host & Executive Producer: Danielle Bezalel (DB) (she/her) Producer: Sadie Lidji (she/her) Communications Lead: Cathren Cohen (she/her) Growth Marketing Manager: Wil Williams (they/them)  

DB and Matt (Pat is M.I.A.) are pumped for the third major of the year, the US Open. The guys chat about Oakmont CC, early reports on the conditties from the Bet The Number boots on the ground and what kind of test it'll present. Then, DB & Matt discuss their favorite outright leans, the top of the betting board, who can and can't win, Top 20 locks + bombs, and takes from Billy Horschel. Oh yea...then DB throws Pat under the bus about his Member Guest this past weekend. *TJ Ryder Cup 2025 Experience (CONTEST

It's been a minute so the boys are bringing you TWO HOURS of content! DB at the Stanley Cup FinalWhat Marco Sturm's departure means to LAKFree agency and trade outlook Shane Malloy of Hockey Prospects Radio on Sirius XM NHL Network Radio joins the Mayor to talk all things NHL Draft and more! You can find us on X/Twitter at @kingsofthepod

The guys discuss Canada. Where is Toronto? Poutine... and more. What did Ben Griffin show us Sunday at Memorial? Is Rory doing ok? Peckish Canadians and baseball talk at the end of the show w/ DB & Matt Outright leans and a few Top 20s are tossed around, and the guys discuss the early rumblings about TPC Toronto as the Bet the Number guys share insights on the PGA TOUR's new course for this week's RBC Canadian Open. *TJ Ryder Cup 2025 Experience (CONTEST

In the ruins of a fallen tower, the crew of the Little Snail found themselves (and their egos) battered and bruised. Worse, Elena, Veile, and Nicky found themselves missing one ingredient to the special stew that was their group: Jonathan! Where had he been taken? And could it, perhaps, lead them towards the eternal flame which they were sent to retrieve?  This week on Perpetua: The Shadow of the Dragon Tower Pt. 4 Perpetua Guide [In Progress v.01] - Some Feedback [Page 01 of 03] Alukard83 Hey, this FAQ rules! Normally I buy the official guide but they want FIFTY dollars for this one, and I just don't have that sorta cash right now, so this is a lifesaver.  HOWEVER, your map on the final puzzle area in the Dragon Tower isn't right at ALL. Not sure what you were on when you made it, but it's totally wrong. Otherwise, keep up the good work XD TheUnforgivenIII Yeah I was coming here to post the same thing. This guide sucks bigtime. In my opinion, it's PROOF you should not be releasing this guide without finishing the full game first, because you're going to be in such a hurry that you're going to make stupid mistakes like this (or maybe even make things up entirely, which is my guess.) Take the FAQ down because it doesn't have any REAL answers in it. CarlsSr That's not what OP said, Unforgiveniii. Your bias is showing. FriendOfNei Thanks for the kudos Alukard, but listen, I loaded the save FIVE TIMES and checked it again and again and it's right. I don't know what YOU'RE on but maybe you're the one who is mistaken. As for you, Unforgiven, you're not even worth my keystrokes. XxZelgadyskXx I'm not OP or the FAQ writer but we did some testing over in the IRC channel it turns out that the bomb placement is RANDOMIZED for every player. So the FAQ isn't *wrong* it's just not right for anyone except for Nei. n.n;;;;   Hosted by Austin Walker (austinwalker.bsky.social) Featuring Ali Acampora (ali-online.bsky.social), Art Martinez-Tebbel (amtebbel.bsky.social), Jack de Quidt (notquitereal.bsky.social), and Andrew Lee Swan (swandre3000.bsky.social) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.