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Tiff and Trish discuss the need-to-know info for the buyer of a practice, including team member transparency, new patient inflow, software use, and more. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: The Dental A Team (00:01) Hello Dental A Team listeners. We are back again I have Trish with me because I freaking adore her and I the we just recorded a podcast We record a few at a time. You guys know that I batch them It's called efficiency and that will be on my tombstone per Kiera. She tells me that every day It will it will if it's any vision. I'm like, oh my gosh, this is like grating cheese by hand like come on anyways We are here today and we just recorded a podcast. So these are kind of serendipitous that they're back to back and it ended up this way in a weird way. So I don't have to go down that rabbit hole, but we just recorded a podcast on this seller's perspective of how to ensure that you're always ready and prepped to sell no matter where you're at in your journey, making sure that 10, 20, 30, five, two years down the road, you can sell your practice and that it's not as... as stressful an event as it would be if you were unprepared. So I can't say we can remove all the stress. I can say that we can remove some stress that is just unnecessary. So today, now, I really wanted to look at the buyer's perspective. And we kind of hit on both a little bit on the last one, but this one's gonna be a little bit different. So make sure that you listen to both. Doesn't matter which order, I don't think. We'll find out by the end and I'll tell you if you should have listened to the other one first. I know, I know, inefficient, but it's okay. So Trish and I are here today. You guys know I adore Trish. If you just listened to the Sellers one, which you should, ⁓ you heard me just rave about Trish. And Trish, love, I realized when I was recording with Monica a couple of weeks ago, which those were fantastic, you guys, if you need information and ⁓ ideas on training your team and operations manual, et cetera, all those pieces, Monica has some stellar ideas over there. But I realized Trish, while I was Recording with Monica, I love podcasting. I love this aspect. I'm just a weirdo like that. But I love podcasting with you guys. And I realized in the beginning ⁓ with Monica, it was our first time podcasting together. And it was the first time that I got to rave about Monica and just really say all of the things that I love about her and I think is just so incredible about her with her consulting and just who she is as a human. And I get to do that with you guys here in this platform. And Trish, you're one of my favorite people to rave about. love all of our consultants. You guys hear me rave about them, but Trish is such an incredible human being. It is impossible to describe you. You're just multifaceted. And I realized this is my brag session time. And I'm like this, I love it. It makes me so happy inside. DAT Trish Ackerman (02:37) Thank I that. The Dental A Team (02:49) to just watch you guys thrive and to get to just tell the dental community how amazing you guys are and how special it is for them to get to hear from you and to get you guys in person with them and working with their teams and the leadership that changes the profitability that I've seen come out of everyone's work is so cool. And I realized with Monica, I'm like, this is why I love podcasting with them because I love getting to love on you guys. It's just so cool. So thank you for, I hope so. Dana's over there. just always like ask her about workout stuff, you know, and I'm like, she's, I love on her too, but I'm always like, what's your hair product? What's your, what's your workout? It's fine. It's fine. ⁓ so thank you for letting me have this space Trish and for, ⁓ always being open to all of the things that I need. ⁓ your, DAT Trish Ackerman (03:19) We'll take it. Thank The Dental A Team (03:43) one of those people that I know I can trust to just be myself. So thank you for that. Thank you for being here today. Of course, of course. I love my job. So with that said, number one piece of suggestion that I have before we get into this buyer side, Kiera and I, have been at this for a little while with the Dental A Team and DAT Trish Ackerman (03:46) You're welcome to attend, thank you. The Dental A Team (04:06) Carers Dental Consulting and Dental Masters and whatever name we decide it's been the Dental A Team for a long time and it's going to stick the Dental A Team, it's not changing. But we have had a couple of renditions and one piece that I know we have gotten really, really good at, but that we've really had to work hard at. And from a buyer's perspective, a seller's perspective, I think this is insanely relative, the people. We have worked really, really hard at the people aspect and pouring ourselves into the people and figuring out that that's actually what we love to do. We love to consult. We love to be with the teams and the doctors and we love to see all of those pieces. I love being on stage. I do. But pouring into our team and creating a business that's not solely dependent on Kiera and I and a company that could thrive if we're on the road, if we're on vacation, that has been a massive transition in our company. And once we realized that and we got really good at it, we started attracting some really, really cool people. And Trish, you're one of those people and you do not shy away from letting us know that it's working ⁓ or letting me know when I'm not on my best A game of that. And I love that about you. And I love that about our team. think I can count on any one of you ladies to be that person for me. thank you. And doctors and business owners out there, think this is a huge piece of selling or buying a practice. And Trish, you mentioned that towards the end of our sellers one is the team and really making sure that the team is there for the longterm, but they're really supportive. know if, you know, we built this company to be a sellable company. That's a known fact. It would be wild for us not to do that. It does not mean that Kiera is selling the company tomorrow, but she could. if she needed or wanted to. And Trish, from a team perspective, just real quick to hit on that, as a team perspective, how does that make you feel ⁓ for the doctors and practice owners out there to kind of hear? DAT Trish Ackerman (06:13) You know, this is a hot topic. I won't go down bunny holes, but I have seen many, I've been with a lot of doctors that have purchased a practice and they have acquired that team. And I've seen the bright side of it and I've seen the dark side. The bright side is what I'd like to share today because we'll put the light on that. And I also do want to, I want to add something to what you just said, Tiff, about how you and Kira are also feeling like The Dental A Team (06:26) Yeah. DAT Trish Ackerman (06:42) you're in a different space now in the company because of the people. But I also want to remind you that that is something that you and Kira, you built that. You built, it didn't just happen. You guys built that. you do have to, like for Kira, there is a level of trust that has to take place. And I'm sure it's really difficult. I mean, this is a livelihood. And this is the same for these dental practices. So when a buyer is coming in, Typically they do acquire a team and it is the responsibility of the selling doctor to be very transparent. We can't leave team members out when they get shocked and just told I sold and there's a buyer coming in there. could we I've seen I've seen entire teams walk out like, okay, we're out. We're not we're not dealing with it. But when there is a lot of transparency introduction to the incoming potential buyer, sometimes they haven't even bought yet. The Dental A Team (07:30) Yeah, thumbs up. Yeah. Yeah. DAT Trish Ackerman (07:41) ⁓ and just letting the team, ensuring that the team knows that they're going to be safe. They're to be safe. There's change coming, but they are going to be okay. And if they value and adore their doctor, which many of these team members do obviously, and if they've been there for a long time, then they also want to be part of that support. So being a part of this whole process is, I always say number one, like start there. The Dental A Team (08:07) Yeah, I totally agree. I love that. So taking that to the next layer, right, as a buyer, I think that would be a a great inquiry when looking at practices, right of what is the team's knowledge on this situation? Do they know that you're selling? How far into those conversations argue how prepared is the team? And really like, what am I walking into? I think is massive. think if you were dating, and you are on whatever dating platform, because that's where you're finding people these days, right? And it's like, yeah, I have three kids. It's like, cool, what am I walking into? You would not just walk blindly into a family and expect everything to be just fine. It would be, you know, there's a, yeah, yeah. Like there's a courting period for both, for the parents, right? For the... DAT Trish Ackerman (08:53) no family. The Dental A Team (09:03) boyfriend, girlfriend, whatever it is, right? And the kids, there's a courting period for all of it. And they think that we devalue that in the buying and selling situation. I think, that was great perspective. If I'm a buyer, that's definitely a great question and inquiry to ask. And I think when you're adding additional practices, we have a lot of dentists, a lot of doctors who want to, they have their flagship and they want to expand and they want to reach more communities. And so they're adding, another family and now we're the Brady Bunch and we're meshing these two families together, but not having that knowledge of who am I meshing into the family I already have. There hasn't been a courting period. Could be really, really dangerous. DAT Trish Ackerman (09:44) Yeah, I can. And like, where is this new practice going to be? Like, there's so many things to look at here, but we can cover that today. And I'm so happy that we started with the team piece though, because I just want to have that all over. If you're wanting to buy a practice, where's the team, team, team? Who are you adopting? The Dental A Team (09:45) Yeah. Yeah, yeah, yeah, who are you adopting? love that. And who are you expecting your current team to befriend? They've got to, you know, even if your practices are, they're never, they're never going to quote unquote work together. Not how, if you've got multiple practices that don't communicate, that don't have anything to do with each other, that's a lot of, in my opinion, that's a lot of stress. I think that's like, if we're gonna continue the dating theory, right? That's like having your family. And then you start a second family. And you have a wife, kids, a dog, and you have a wife, kids, and a dog, and you're trying to keep these two lives separate from knowing each other. That's a lot of stress. That's a lot of work, and it's just completely unnecessary. You can adopt this practice as team and welcome them into the family that you have, as long as you already have worked on that culture. And I think if you're expanding... Practices you're buying additional practices that culture piece has to be intact your systems have to be intact So I think buying additional practices is a fantastic idea if that's your journey That's the the road the path that you want to take and you've been called for it do it But look at those pieces so from we talked the seller's perspective earlier And I think sellers and buyers perspective is super similar just like we we had said it's like buying a house so if you're buying a house or you're selling a house you're kind of Selling a house, you're thinking what's the buyer looking at? And as the buyer, you're looking at these pieces and how is it valuable to you? And Trish, some things that you had mentioned before was the patient base, making sure it's a healthy patient base. I think from a buyer's perspective, it's active patient base, but also then new patients coming in. Are they still getting new patients? Because that's where a lot of your diagnosis is going to come from. And then healthy profit and collections. are huge. We've already talked about the courting of the team. What does the team know? How are they going to support the cell? I think is a great question. How is your team prepared to support the cell and making sure they're on board? But Trish, when it comes to the, I think the profit in the AR is probably for most buyers, a massive question mark. And when it comes to that as a a doctor coming in, even if they're going to partner maybe, but buying that additional practice to come on board with yours, what are some pieces that you really look for within the profit or the collections and maybe even down to like software if you're adding an additional practice, what are some pieces you would advise your teams and your doctors to look up? DAT Trish Ackerman (12:36) Before I even would go there, would first need to know what, like, what is the philosophy of this dentist? What kind of dentistry is he wanting to do? And there's, you know, we could, anybody can find a profitable practice somewhere close to them even. But if you're a, if you're a doctor that like wants to do heavy surgeries and you're all on fours and the big time stuff, but you find a practice that has a great patient base, good profit and all that stuff by a college. then that might not be the right demographics for you. So like that is something that you even have to look at first. What type of patient base are you trying to attract? And what type of patient base, if you find the one that is Purcell, okay, good profit, team's healthy, accounts receivable is on point, but it's a patient base that is not going to be super open to your philosophy of dentistry, then that could be painful. So that is also something, it might be a great deal, but that we'd be very careful about what's actually inside that patient base and if it's gonna align with the type of dentistry that we're looking to do. The Dental A Team (13:36) Agreed. Yeah. I think that's like buying, you've found your perfect house. You're like, my gosh, this is the elevation that I want. It is white with black trim. It's got an acre of land, which is impossible to find and all the upgrades inside, right? This literally happened yesterday. I'm like, this is the house, but exactly, right? Like it's like backing a busy street and it's. DAT Trish Ackerman (14:06) They a train track above it. The Dental A Team (14:13) almost 20 minutes away from where we need to be. Right. So it's like, it's like finding your perfect home and you're like, this is the one, but it's completely outside of our school district or our, know, it's adding 20 minutes of Camille. I've done that. I have literally done that. And you guys, it was hard and it was unnecessary stress because there are more out there. So I love that you mentioned that because it's shiny objects syndrome, right? Like that shiny object comes and it looks perfect. It's packaged beautifully, but underneath that shiny exterior is hiding something underneath that is gonna cause a lot of pain in the end. And I think that is the perfect statement there. Like watch for what it is that you want to do. Know what your philosophy is. What is it that you want to do with your dentistry? DAT Trish Ackerman (15:08) Yep. And you can get there. It's not that they can't, but in order to get there, it's going to take some remolding of yourself temporarily. again, I'm going to use the high surgical doctor that wants to do lots of surgeries, lots of implants, but these patients have only seen one tooth dentistry and they've been patients for 20 years. We can introduce that after a couple of re-care cycles. We need to kind of mesh with the selling doctor and the dentistry that he did and build the relationship first. So as long as the buyer can be patient, can accept that, then it can work. It can work. And it's not that difficult to do. I do think that that's when we come in very handy because that requires a lot of coaching. That does require accountability on their philosophy, behavior change. And that's again, I mean, I don't want to totally toot our horn, but I will when it comes to that piece, because I think we do an excellent job coaching the doctors through situations like that. The Dental A Team (16:14) Yeah, I totally agree. I've worked with a practice similar to this that came on board after purchasing the practice and ⁓ high aspirations and wants so much CE and wants to do all of these things within his dental philosophy that I am totally on board with. Although the purchase of the practice was a practice that just isn't, it wasn't ready yet. And there were a massive amount of patients, honestly, thriving. on patient base 3000 patients within their database and very healthy active patient base. So the reactivation, the re care, like it was, it was easy to get that thing turning, but it took two to three re care cycles before he gets really start diagnosing the things that he wanted to diagnose. And just purchasing, this was a brand new practice first, you know, first time he's owned a practice. And I was like, you, you want to go in. and you want to ramp up marketing and you want to replace the patients with the patients that you want. I hear you. I hear you. But financially and profit wise, that's not the way. And that's where, like you said, Trish, the coaching really came in handy because it was an easy space to gently add in the things that. that he wanted and that he needed with the patient base, weeding out the patients that weren't gonna be okay with it, keeping the patients that were and now being ready to implement some marketing in a few months. know, it's still about a year and a half out from original ownership of this practice. Now we're ready to start marketing, but we had to get there because the finances had to make sense. And so I love that you say that, because I think a lot of people think it's totally fine. Like I can fix him. Yeah, those things bother me, but we'll train it out of them. it's not really the patient base that I want, but I can replace it with new ones. Can you? Because if you're next to a college, like Trish said, you might not be able to do it as quickly as you need to. And honestly and truly, you may not be able to do it. So I love that analogy. When it comes to profit in the AR, I think that's an easy space for doctors to look at that they kind of freak out about. But again, Trish, like you said, when you've got somebody behind you, you've got a coach. I know we've helped a lot of practices purchase their, not helped them purchase their practice, but really helped look at the pieces of it. It is an easy space for us to see healthy, not healthy when it comes to finances. pulling the reports and kind of like going in and getting all the pieces, not our jam. That's not the type of consultants that we are, but we are the type of consultants that will walk you through step by step on what to look for. We will help look at P &Ls. We will help look at the overhead costs and the ⁓ health of the AR and credits like Trish mentioned, and really help to advise and give opinions. ⁓ But outside of that, for a buyer who's adding that practice, I think you nailed it saying, what's your philosophy? Cause we're adding this practice. this going to be, is your philosophy that you want one of them to be GP and like bread and butter and you want the next one to be, you know, cosmetics. And is that the philosophy that we're going for? Like, what is that going to look like as a buyer? You've got to make that decision first, not while you're looking at practices. I think that would be really dangerous to not really know what you want and then go into it be like, well, this could be. Well, is that what you want? So I love that. Something I think Trish that's kind of like simple that is often missed is software. What software are they using? Is this a software we know? Is it, is it one we're using? Is it one that we want to use? You know, Eagle soft compared to Dendrix or open dental compared to curve, like very, very different systems. Um, and this is wild. It's 2025, but there are still Practices out there. I love them dearly. I love you guys. I love you so much all of you that are using paper They're not chartless and in this day and age the practices the doctors who own practices that are growing They're purchasing additional practices. You guys are like you're with it. The technology is there you've got CBT CT scans. You've got scanners. You've got Mobile everything you you're pulling up x-rays on your phone from your dental software and these practices that you're purchasing, these practices that are out there are typically not gonna be super in alignment with that. So what is that reinvestment going to look like? And again, I think, Trish, back to the team aspect, can the team support it? Are they going to support it? Are they prepared to support it? ⁓ What do you think, Trish? What's your opinion on that? DAT Trish Ackerman (21:07) Well, I'm actually going through something similar right now. And here is my coaching around that. they're not paper, they're not paper, but they are dentrics and they have been dentrics for forever. I mean, honestly, think one of the team members has been there 20 years and this is all she knows. And that's okay. Okay, dentures is great. However, the new doctor who's been there 60 days The Dental A Team (21:28) That's what you think. Yeah. DAT Trish Ackerman (21:37) is ready to transition to either fuse or curve, one of the two. And we had a long discussion about this yesterday and I begged him, please pump the brakes on that. Because if you're buying a practice and you're acquiring the team and they're going through so much change as it is, and if you throw too much onto them and we go through a massive software shift like that, that could actually drive team members to leave. I mean, I could. That's a huge shift or just a huge change. It's difficult. It doesn't mean that they don't get through it, but that's just another, that's just something else to really look at. Now, if it's paper, I kind of, would almost, I mean, that's a toughie, but I would almost say hold off for at least 90 days. Like just get in there, build the relationship with the team. I know that the Biden doctor would be chomping at the bit. We've got to some. The Dental A Team (22:08) Absolutely. DAT Trish Ackerman (22:36) some new technology in there when it comes to software. But when we're buying, those are still things that we do. Either we need to be super slow with and or have such a bond with the team and spoil them right out of the gate that they become our partners quickly. And that is also possible. It truly is possible. But again, building the relationship with the team. If you're going to throw a software change in there like that, then we need to be strategic on how and when. The Dental A Team (22:39) Yeah. Yeah. And I think that I agree and what is massive. agree. And going from Dentrix, you guys, like people who use Dentrix, I'm a Dentrix girl. ⁓ I used Dentrix for almost 20 years in practice and it is, yeah, Dentrix is like iPhones. I, in my opinion, Dentrix is like Apple. Once you're in it, you're just, you're sold. You're like, Dentrix is life. Apple is life. Right? Like I know my phone, the capabilities of my phone is so much more than what I have. DAT Trish Ackerman (23:07) and what. Good stuff. The Dental A Team (23:35) but I am so infused and integrated into the Apple web. I can't imagine being out of it and not having an iPhone. Dentrix is very similar. So if you can relate, relate. ⁓ But I think Tresh what you mentioned that I agree. I totally agree. Waiting timeline, you guys. And we're really good at timelines. We are really great. at taking all of the ideas that you want and being like, fantastic, let's build you a timeline. Let's get this charted for you. And then you know the path that you're going down. So reach out to us. Hello@TheDentalATeam.com. If you are a client, like talk to your consultant, that's what we are really, really good at that. But what you made me think of again is that courting process. Because if you're courting the team and the selling doctor and you're building a relationship with the selling doctor and the team ahead of the purchase, you're already ahead of the game when it comes to that because they are ready to welcome you and support you. And if you've done it right, right, like I know that my boyfriend's kids will know that a dish goes in the dishwasher, right? It drives them nuts. A dish goes in the dishwasher, right? But that's already gonna be a known fact because there's a courting process, right? So what are the quirks? What are the things that A team really needs to get to know about you. So it's not a complete shock when you come in. So anyways, I loved this. I, I loved the seller's perspective, but I love the buyer's perspective too. And really being able to see that. Yeah. Thank you Trish for all of that. If you were to pick say three action items for ⁓ someone who's thinking about adding a practice or buying a practice, what would the top three action items be for them? DAT Trish Ackerman (25:04) I did so. Really know your demographics. How far away is it from your other practice? If you're adding an additional practice, how far away is it? And what is the team going to do when you come in? How can you establish that team prior? And how can you get the trust and the buy-in from that team first? Because what you don't want is to buy a practice and then the team leave. The Dental A Team (25:40) Yeah, yep, I love that. Demographics, location, team. Those are fantastic places. Yeah. DAT Trish Ackerman (25:45) And then we look at everything else. But those are the time I would start there and make sure that the demographics are good, the team is good, and then everything else we can work out and coach through. The Dental A Team (25:49) Yeah. okay. Yeah, I totally agree with you. It makes me think of, of interviewing. always say, get the demographics out of the way first, because if your practice is too far for someone to drive, they're not willing to drive there. All of those other questions that you asked before you got there are null and void. They mean nothing. So save yourself some time, check the demographics, the locations you want patient base demographics, location base, and then you want team. So I love that. Thanks Trish. DAT Trish Ackerman (26:23) Yep. The Dental A Team (26:24) Okay, that's a wrap guys. I hope you enjoyed this. You do not need to necessarily listen to the sellers first. So you're welcome. We wait until the end. I told you I would tell you. You can listen to them in whatever order you want to. But listen to them both. So that was your buyer's perspective. Trish, I love ⁓ bantering with you. Thank you so much for your perspectives and your wit. you guys, drop us five star review. Let us know what you loved. Let us know any other ideas you have or if you have purchase practice. practices put them in the notes you guys because people again they really do read those if you have tips and tricks we want to hear them too we Learn these things from you guys as well. It's not just knowledge. We were born with this is from experience So go do the things Hello@TheDentalATeam.com You can head over to our website TheDentalATeam.com and you can actually schedule a free consultation with our team and we will be happy to help you in whatever ways we can and As Trish loves to say go be amazing DAT Trish Ackerman (27:21) Thanks, Tiff.
The headlines shout about winners and losers, but the real story this year is a quiet break in the social fabric: rising costs, collapsing civility, and a middle class pushed to the margins while trillion-dollar platforms set the rules. We take stock without the wishful thinking—where leadership fell short, why media trust eroded, and how populist energy devolved into a performance economy. Then we chart a path that doesn't wait for national saviors: rebuild the basics at the scale where life is actually lived.We dig into the mechanics of housing failure—land costs, fee stacks, and “solutions” that produce $3,500 one-bedrooms—and connect the dots to fertility declines and stalled mobility. We separate immigration myths from needs, arguing for policy that matches real shortages in skilled trades and technical roles rather than defaulting to elite preferences. And we confront the AI wildcard: consolidation of market power, creative jobs under pressure, and a creeping culture of low-effort knowledge that hollows out curiosity.The turnaround starts hyperlocal. Parents are reasserting standards through charter, parochial, and homeschool options. Neighbors who disagree politically still shovel each other's driveways and show up for city hall, building the trust that national media can't supply. Homeownership emerges as social glue—creating stake, stability, and responsibility—and we explore practical ways to expand it alongside vocational pipelines that open high-wage work. If the system feels feudal, the counterweight is community: family first, neighborhood next, and a renewed civic culture that values competence over slogans.If this resonates, follow the show, share it with a friend who cares about their block as much as their feed, and leave a review to help others find it. Your voice in your community is the lever—let's put it to work.Support Our WorkThe Center for Demographics and Policy focuses on research and analysis of global, national, and regional demographic trends and explores policies that might produce favorable demographic results over time. It involves Chapman students in demographic research under the supervision of the Center's senior staff.Students work with the Center's director and engage in research that will serve them well as they look to develop their careers in business, the social sciences, and the arts. Students also have access to our advisory board, which includes distinguished Chapman faculty and major demographic scholars from across the country and the world.For additional information, please contact Mahnaz Asghari, Associate Director for the Center for Demographics and Policy, at (714) 744-7635 or asghari@chapman.edu.Follow us on LinkedIn:https://www.linkedin.com/company/the-feudal-future-podcast/Tweet thoughts: @joelkotkin, @mtoplansky, #FeudalFuture #BeyondFeudalismLearn more about Joel's book 'The Coming of Neo-Feudalism': https://amzn.to/3a1VV87Sign Up For News & Alerts: http://joelkotkin.com/#subscribeThis show is presented by the Chapman Center for Demographics and Policy, which focuses on research and analysis of global, national and regional demographic trends and explores policies that might produce favorable demographic results over time.
Send us a Positive Review!Series title: Mormon Faith Crisis—Progression, Not Pathology [Part I of III] The data is rolling in and Wow…if you want to know what's really on the hearts and minds of many active Latter-day Saints, this 3-part series is a GOLD MINE. Join Val and colleague Jeff Strong, prominent researcher on Mormon faith crisis as they begin to look at some of Jeff's team's large-scale surveys and in-depth interviews that detail how many active members quietly wrestle with internal conflict, misalignment, and a lack of belonging in their current LDS experience . Don't miss this intro to a fascinating series! Timestamps:00:00 Introduction and Welcome00:19 Guest Introduction: Jeff Strong01:00 Jeff's Support and Early Conversations01:37 Jeff's Background and Experience03:00 Clarifying Jeff's Professional and Research Credentials04:26 Research on Disaffiliation06:30 Personal Journey and Insights08:04 The Start of the Research Journey09:45 Qualitative and Quantitative Research Methods14:00 The Role of Culture in Missionary Experience16:30 Returning Home and Continuing the Research18:00 The Importance of Data in Understanding Faith Journeys20:00 The Demographic of Faithful Questioners23:30 Data Collection and Analysis25:00 Key Themes: Testimony, Community, and Belonging27:00 The Spectrum of Activity and Belief29:00 Conflict Among Active Members31:00 Exploring Discomfort in Church Culture35:22 Quantifying Discomfort and Belonging36:22 Comfort Levels with Church Culture37:25 Culture vs. Doctrine: A Real Example38:21 Personal vs. Cultural Priorities39:30 Tension in Cultural and Personal Priorities40:35 Navigating Faith Beyond Checklists42:00 Stages of Faith and Cultural Tension43:17 The Impact of Leadership and Tradition45:00 Orthodox vs. General Membership Comfort48:36 The Importance of Awareness and Inclusion51:00 Normalizing Faith Transitions53:00 The Role of Community in Faith Journeys56:36 Concluding Thoughts and Future DiscussionsSupport the showSupport the show Listen, Share, Rate & Review EPISODES Friday Episodes Annual Access $89 Friday Episodes Monthly Access $10 Valerie's Support & Processing Groups Gift a Scholarship Download Free Resources Visit our Website
In this episode, Boca Raton Mayor Scott Singer joins the podcast to discuss the city’s rapid growth, evolving demographics, and thriving business climate. Mayor Singer shares how Boca Raton is attracting families, entrepreneurs, and innovators while working to preserve the community’s unique character and quality of life. He reflects on his personal journey into public service, the importance of civic engagement, and why he remains optimistic about the future of Boca Raton—and the enduring promise of the American dream. See omnystudio.com/listener for privacy information.
Flow State of Mind Podcast | Health | Fitness | Physique | Psychology | Business
If you aren't crystal clear about your niche and who your offer serves, you will be at a disadvantage going forward and we don't want that for you. In today's episode, I'll explain how to finally find your niche in 2025 going into 2026 that will attract the clients you want to work with. You'll be surprised how specific some of our IFCA students are with their niches and we hope this inspires you to go deeper with your offer. Time Stamps: (0:29) Finding Your Niche (1:01) IFCA Client Examples (2:22) Niching Is About Precision, Not Exclusion (2:39) Tokyo Book Stores and Niches (3:49) Confusing Is Losing (5:49) Choosing Your Niche (7:56) Your Unique Method (9:51) Matching Your Client Niche? (11:06) Psychographics vs Demographics (12:16) Cardiac Rehab Niche Example (13:46) Your Next Step (15:01) DM Me "AI Offer" ----------
CRE Exchange: Commercial Real Estate, Property Valuations, Real Estate Analytics and Property Tax
The biggest risk in multifamily right now isn't oversupply, it's misunderstanding the data. Jay Parsons joins CRE Exchange to discuss where public housing datasets fall short, why headline narratives around supply, rents, and defaults spread so quickly, and how investors should interpret conflicting signals as the market moves into its next phase. Key moments01:09 Jay Parsons' background and career02:26 Evolving perspectives in rental housing05:17 Supply and demand dynamics in multifamily housing08:40 Demographic trends and housing preferences11:36 Cost pressures and operational challenges15:09 Interest rates and multifamily market impact20:22 Affordability and nuances in rental housing23:27 Historical context of housing affordability25:00 Potential solutions to housing affordability26:14 The role of GSEs in the housing market28:51 Public vs. private data in housing37:00 Misconceptions and myths in housing40:50 Challenges in data collection and market segments Resources mentionedJay Parsons: https://jayparsons.com/The Rent Roll: https://podcasts.apple.com/us/podcast/the-rent-roll-with-jay-parsons/id1770512765Email us: altusresearch@altusgroup.comThanks for listening to the “CRE Exchange” podcast, powered by Altus Group. If you enjoyed this episode, please leave a review to help get the word out about the show. And be sure to subscribe so you never miss another insightful conversation.#CRE #CommercialRealEstate #Property
Listen to the Show Right Click to Save GuestsVORTEX Rep & Circus Chicken Dog The Mutt-Cracker (SWEET)Teatro Vivo La Pastorela What We Talked About
What do Perth’s high-density planning changes mean for property owners? Today, we talked about how the WA Planning Commission is set to take control of zoning, potentially creating 35,000 new homes around 10 major train stations. Landowners in these areas could see significant land value uplifts, but how will increased density impact property appeal? With more apartment developments and rental demand near transit hubs, will this drive rental yields or cap capital growth in the long term? How will these changes affect affordability, infrastructure, and overall market dynamics? Let’s go inside. Resource Links: Get your Strategic Portfolio Plan and our help with Buying Your Next Perth Property (https://www.investorsedge.com.au/invest-in-perth-property/) Get email updates about suburb intelligence reports and exclusive invites to our webinars, events, and workshops. Join (investorsedge.com.au/join) Join the Perth Property Investment Facebook Group (https://www.facebook.com/groups/perthpropertyinvestors) Join Jarrad Mahon’s Property Investor Update (https://www.investorsedge.com.au/join) For more info on our award-winning and highly rated Property Management services that give you guaranteed peace of mind (https://www.investorsedge.com.au/perth-property-management-specialists/) For more info on how our Property Sales services can ensure you get the best selling price while handling all the stress for you (https://www.investorsedge.com.au/selling-your-perth-property/) Episode Highlights: Intro [00:00] Proposed Planning Changes and Station Precincts [01:57] Impact on Suburbs and Property Owners [03:06] Timeline and Construction Phases [04:57] Impact on Residential Property [07:16] Rent Affordability and First-Time Buyers [10:41] Suburb Populations and Demographics [13:32] Local Amenities and Infrastructure [14:48] Expert Opinions and Concerns [15:51] Overall Impact on Property Owners and Residents [20:03] Thank you for tuning in! If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Connect with Perth Property Insider: Subscribe on YouTube: https://www.youtube.com/@InvestorsedgeAu Like us on Facebook: https://www.facebook.com/investorsedge See omnystudio.com/listener for privacy information.
Dan discusses how falling birth rates and aging populations are quietly breaking the economic models we depend on. From labor shortages and debt to housing and long-term growth.
Part I: Akhi Pillalamarri (@AkhiPill) and Pratik Chougule (@pjchougule) explains why India and Pakistan won't resort to nuclear weapons. Part II: David Glidden (@dglid) interviews Amb. Thomas Miller, former chair of the board of the U.S. subsidiary of Intralot, a corporation that runs lotteries in 11 states and the District of Columbia. Timestamps 0:00: Chougule introduces segment with Pillalamarri 1:07: Chougule introduces Glidden interview with Miller 1:46: Parallels between lotteries and prediction markets 2:47: Intro ends 4:48: Pillalamarri segment begins 5:12: Kylasa (@aenews) side bet with Mehndiratta (@tenad0me) 5:51: Odds on nuclear war 6:01: Anti-nuclear norms 6:55: Why India and Pakistan haven't used nukes 7:34: Terrorism vs. nukes 8:46: India's no first use doctrine 10:05: Variance 10:18: Anthropic effects 10:52: Nuclear taboos 10:58: Why Pakistan won't transfer nukes 11:36: Polymarket market on nuclear detonation 11:45: Segment ends 12:00: Interview with Miller begins 12:17: Miller's background 12:46: Rumsfeld 14:27: Chougule 14:44: Washingtonian profile of Chougule 15:06: Intralot 15:26: Lotteries offering sports betting 15:58: Prediction markets 16:46: Business of prediction markets 17:02: Amazon 18:36: How Miller got into lottery business 19:43: Lottery expansion into sports betting 20:46: Women 21:19: Lottery regulation 21:44: How lotteries gained acceptance 24:10: Demographic of prediction market users 25:02: Forecasting as an ambassador 26:07: Black swan events 26:20: History 26:30: Intelligence before Russian invasion of Ukraine 28:59: Data in diplomacy 29:47: Iraq War 31:23: AI 32:04: Prediction markets for diplomacy 37:09: Using prediction markets to anticipate bad events 37:36: Prediction markets for resource allocation decisions 37:52: Medical research 39:43: Segment ends 39:57: DC Forecasting and Prediction Markets Meetups Trade on markets related to nuclear weapons and war at Polymarket.com, the world's largest prediction market. Join us for the final DC Forecasting and Prediction Markets meetup on Wednesday, December 17 from 6-9pm at the Flying Mexican on Capitol Hill, close to the Eastern Market metro station (blue/orange lines), NOT our usual Rocklands BBQ location in Arlington. Be sure to show up on the correct side of the river this month! Meet and socialize with others interested in forecasting, prediction markets, political gambling, sports betting, or anything else relating to predicting the future. Thanks to our sponsor, food and drinks will be provided to all attendees of this month's meetup. Open to all ages. Last-minute/onsite walk-in RSVPs here on this Partiful event page are welcomed! Who are we? We are prediction market traders on prediction markets like Kalshi, Manifold, PredictIt, and Polymarket, forecasters (e.g. on Metaculus and Good Judgment Open), sports bettors (e.g. on FanDuel, DraftKings, and other sportsbooks), consumers of forecasting (or related) content (e.g. Star Spangled Gamblers, Nate Silver's Silver Bulletin, Scott Alexander's Astral Codex Ten), effective altruists, rationalists, futurists, and data scientists. This meetup is hosted by the Forecasting Meetup Network. Get notified whenever a new meetup is scheduled and learn more about the Forecasting Meetup Network here: https://bit.ly/forecastingmeetupnetwork Join our Discord to connect with others in the community between monthly meetups: https://discord.com/invite/hFn3yukSwv
Changes to student loan programs and the so-called demographic cliff are set to impact Virginia college's enrollment numbers, according to members of the State Council of Higher Education for Virginia. Brad Kutner explains.
Today Razib talks to Sean Trende. He is a prominent American political analyst who currently serves as the Senior Elections Analyst for RealClearPolitics, a position he has held since 2010. He is also a Fellow at the American Enterprise Institute (AEI) and a lecturer at The Ohio State University, where he earned his Ph.D. in political science in 2023. Before transitioning to full-time political analysis, Trende practiced law for eight years at firms including Kirkland & Ellis LLP and Hunton & Williams LLP, holding a J.D. and M.A. from Duke University and a B.A. from Yale University. Known for his expertise in election forecasting, redistricting, and political demographics, he authored the book The Lost Majority (2012), co-authored The Almanac of American Politics 2014, and served as a court-appointed special master to redraw Virginia's legislative districts in 2021. Trende and Razib first talk about the elections in the fall of 2025 in Virginia and New Jersey, and what they tell us about the elections next year. They also discuss the election of Zohran Mamdani in New York City, and the rise of populism on the Left and Right. Razib asks Trende about why political commentary often assumes single-party rule is about to happen, only to be refuted by the reality of the opposition's resurgence once these claims are made. They also talk about Trende's distinctive personal background, and his perspective as a more centrist-libertarian commentator and professor in the political analyst field.
Global Investors: Foreign Investing In US Real Estate with Charles Carillo
Why are millennials and Gen Z choosing rent over homeownership—and why is this shift reshaping the U.S. housing market? For decades, owning a home was considered the American Dream. Today, that narrative is changing. Younger generations are delaying or completely bypassing homeownership, not because they've failed—but because the math, lifestyle, and priorities have changed. In this Strategy Saturday episode, we break down the demographic trends driving apartment demand and explain why renting is becoming a long-term choice rather than a temporary phase. This isn't a short-term housing cycle. It's a structural shift that real estate investors need to understand. We explore how: Millennials in their 30s and 40s are delaying homeownership Gen Z is entering the workforce as renters by default Rising home prices and mortgage rates are extending renter tenure Lifestyle flexibility and career mobility favor renting over owning Baby boomers are downsizing into apartments and senior-friendly communities Household formation trends are increasing multifamily demand Renting is often more efficient than owning when you factor in hidden costs You'll also learn why the idea that “buying is always better than renting” ignores maintenance, repairs, time, and opportunity cost—and why many high-income households are now renters by choice. For investors, this episode explains why apartment demand will stay strong, why multifamily demand is being driven by demographics rather than speculation, and how the apartment market is being redefined from both ends of the age spectrum. If you're trying to understand the future of apartment renting in the United States, this episode provides the framework. Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/ ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/
NATO's Viability and Europe's Demographic Shifts: Colleague Blaine Holt questions NATO's viability through 2050, citing rising US sentiment to withdraw and Europe's demographic shifts due to mass migration, warning that diverging values and economic instability could lead to civil unrest or new geopolitical alignments between Russia, China, and the US. 1922
Europe's Defense Dilemma and Demographic Decline: Colleague Mary Kissel attributes Europe's inability to fund Ukraine's defense to decades of relying on U.S. protection while prioritizing generous welfare states, citing "scary statistics" regarding France's aging population and pension burdens, arguing that Europe must pursue economic growth rather than government handouts to survive security challenges.
The Strategic Implosion of China and Global Realignments: Colleague Gregory Copley asserts that the People's Republic of China has strategically collapsed due to economic failure and demographic decline, claiming Xi Jinping is no longer effectively in power, noting that Russia is distancing itself from Beijing and Western leaders like Albanese are pivoting back toward Washington. 1942
As Baby Boomers continue to retire, some analysts expect financial markets to feel the strain. We examine whether demographic shifts truly shape stock and bond returns, or what other factors matter more.Topics covered include:Will retiring baby boomers lead to lower stock prices or higher interest ratesSome earlier demographic predictions and how they worked outHow do natural interest rates reflect the demand and supply of capitalWhy demographics are only one factor that determines economic growth and financial market returnsSponsorsGelt - Taxes Done RightDelete Me – Use code David20 to get 20% offInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesZeihanHarry DentMeasuring the Natural Rate of Interest—Federal Reserve Bank of New YorkDistribution of Household Wealth in the U.S. since 1989—The Federal ReserveRelated EpisodesRelated Episodes487: Are We Heading for a 2030s Depression? Global Economic and Population Shifts445: From Boom to Bust—Why China's Stocks Lagged Behind Its Economy & Where to Invest Next395: How Population Trends Will Impact Growth, Inflation, Investing and Well BeingSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Stijn Schmitz welcomes Lyn Alden to the show. Lyn Alden is founder of Lyn Alden Investment Strategy. In this comprehensive interview, Alden discusses her “gradual print thesis” and the current macroeconomic landscape, focusing on fiscal dominance and potential long-term economic challenges facing developed countries, particularly the United States. Alden argues that the United States is entering a period of sustained fiscal challenges, characterized by large structural deficits and a complex monetary environment. She suggests the country is transitioning from monetary tightening to monetary loosening, with significant implications for asset allocation. Unlike emerging markets that experience rapid currency debasement, developed countries like the US have more flexibility due to global demand for their currency and extensive international financial infrastructure. Find Out More About Palisades Goldcorp, Canada’s Leading Junior Resource Investment Company:► Website: https://palisades.ca Palisade Radio Links:► Website & Newsletter: https://palisadesradio.ca► Rumble: https://rumble.com/c/c-1586024 The discussion explores historical parallels, particularly drawing comparisons to the 1940s-1970s period. Alden emphasizes that while direct comparisons are impossible, certain patterns emerge, such as the importance of owning hard assets during periods of monetary expansion. She recommends diversifying across scarce assets like equities, real estate, precious metals, and select commodities, while being cautious of overvalued investments. Demographic challenges play a crucial role in Alden’s analysis. She challenges the notion that aging populations are inherently deflationary, arguing that extensive entitlement systems and continued consumption by older populations can actually drive inflationary pressures. This perspective suggests a more complex economic landscape than traditional models predict. Regarding potential investment opportunities, Alden highlights regions like Japan, Latin America, and parts of Southeast Asia as potentially attractive. She’s particularly bullish on assets that are currently undervalued and have long-term potential, such as regional banks, Bitcoin, energy infrastructure, and select international markets. Ultimately, Alden views the current economic environment as part of a broader “fourth turning” cycle, characterized by increasing political volatility and structural economic challenges. She anticipates a gradual process of economic adjustment rather than a sudden, dramatic collapse, advising investors to remain diversified and adaptable. Timestamps:00:00:00 – Introduction00:00:47 – Gradual Print Thesis00:02:10 – Fiscal Dominance Explained00:04:20 – Outgrowing Debt Challenges00:07:42 – Inflation Spectrum Assets00:10:43 – Reshoring Industrial Base00:15:38 – Treasury Auction Risks00:17:10 – Debt Crisis Timeline00:20:18 – Fourth Turning Parallels00:22:10 – Demographic Inflation Pressures00:28:35 – Historical Debt Cycles00:31:02 – Portfolio Allocation Advice00:50:12 – Concluding Thoughts Guest Links:X: https://x.com/LynAldenContactWebsite: https://lynalden.comAmazon Book: https://tinyurl.com/lynaldenc Lyn Alden is editor and publisher of LynAlden.com, where she has both a subscription and a free financial newsletter. She says, “Her background lies at the intersection of engineering and finance.” Her site provides investment research and strategy, covering stocks, precious metals, international equities, and alternative investments, with a specialization in asset allocation. Whether you’re new to investing or experienced, there’s a lot there for you. Lyn has a bachelor’s degree in electrical engineering and a master’s degree in engineering management, focusing on engineering economics and financial modeling. She oversees the finances and day-to-day operations of an engineering facility. She has been performing investment research for over fifteen years in various public and private capacities. Her work has been editorially featured or cited on Business Insider, Marketwatch, Time’s Money Magazine, The Daily Telegraph, The Philadelphia Inquirer, The Street, CNBC, US News and World Report, Kiplinger, and The Huffington Post. She has also appeared on Real Vision, The Investor’s Podcast Network, The Rebel Capitalist Show, The Market Huddle, and many other podcasts. She is also a regular contributor to Seeking Alpha, FEDweek, and Elliot Wave Trader.
Democracy in Question? is brought to you by:• Central European University: CEU• The Albert Hirschman Centre on Democracy in Geneva: AHCD• The Podcast Company: scopeaudio Follow us on social media!• Central European University: @weareceu.bsky.social• Albert Hirschman Centre on Democracy in Geneva: @ahcdemocracy.bsky.social Subscribe to the show. If you enjoyed what you listened to, you can support us by leaving a review and sharing our podcast in your networks!
The ground beneath American religion is shifting, but not in a straight line. We dig into why the country's casual middle is shrinking while conviction grows at the edges—among communities that ask more, not less. With Charles Murray and Terry Mattingley, we trace the data on mainline decline, the plateau of the “nones,” and the surprising surge in tradition-forward spaces where authority, discipline, and community still shape everyday life.We share stories of parishes packed with young families, churches doubling in size, and the blunt metrics that signal real health: marriages, infant baptisms, converts, and the courage to pursue priestly and pastoral vocations. We also confront the cultural currents pulling people away from depth—screen addiction, self-curated spirituality, and institutions that trade doctrine for vague activism. This isn't a nostalgia tour; it's a sober look at what actually sustains faith communities and why some pews fill while others empty.Then we turn to the frontier where science and meaning meet. From fine-tuning in cosmology to open debates about consciousness, we explore how modern research sometimes reopens questions many thought were closed. That's helping restore intellectual space for belief among scholars and professionals who once stayed silent. As cultural flashpoints force practical choices—about family, education, and fairness in sports—the so‑called muddy middle faces a reckoning. The future seems clearest where belief makes demands and communities deliver belonging.Join us for a candid, data-aware tour of America's religious present and near future. If this conversation challenged or encouraged you, follow the show, share it with a friend, and leave a quick review so more curious listeners can find us.Support Our WorkThe Center for Demographics and Policy focuses on research and analysis of global, national, and regional demographic trends and explores policies that might produce favorable demographic results over time. It involves Chapman students in demographic research under the supervision of the Center's senior staff.Students work with the Center's director and engage in research that will serve them well as they look to develop their careers in business, the social sciences, and the arts. Students also have access to our advisory board, which includes distinguished Chapman faculty and major demographic scholars from across the country and the world.For additional information, please contact Mahnaz Asghari, Associate Director for the Center for Demographics and Policy, at (714) 744-7635 or asghari@chapman.edu.Follow us on LinkedIn:https://www.linkedin.com/company/the-feudal-future-podcast/Tweet thoughts: @joelkotkin, @mtoplansky, #FeudalFuture #BeyondFeudalismLearn more about Joel's book 'The Coming of Neo-Feudalism': https://amzn.to/3a1VV87Sign Up For News & Alerts: http://joelkotkin.com/#subscribeThis show is presented by the Chapman Center for Demographics and Policy, which focuses on research and analysis of global, national and regional demographic trends and explores policies that might produce favorable demographic results over time.
www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/In this episode of With Flying Colors, Mark Treichel speaks with Dan Prezioso, Partner at Olden Lane, about the demographic shift reshaping credit unions and why deposit competition is entering a new era.Dan shares data and insights from multiple national surveys, macro trends, and firsthand M&A activity, including:Why strategic mergers are already breaking NCUA approval records in 2025The shrinking role of baby boomers as depositors, borrowers, and primary financial institution usersWhy Gen Z and millennials are saving more — but choosing Robinhood, Coinbase, and SoFi over traditional credit unionsThe alarming statistic that 37% of Gen Z credit union members are likely to switch institutions in the next 12 months“Real” deposit growth vs. nominal growth, and why rising OPEX may force additional consolidationThe engagement deficit: younger members don't think of credit unions as their everyday financial partnerWhat credit unions can do right now to stay relevant in the next decadeDan also highlights examples of institutions that are getting it right — from fractional real estate investing to budgeting tools and crypto-enabled debit cards — and explains what boards should be asking their CEOs in 2026 strategic planning.
https://stonemaiergames.com/5-insights-from-our-2024-demographic-survey-2/
See omnystudio.com/listener for privacy information.
See omnystudio.com/listener for privacy information.
Lebanon's Demographic Decline and Political Stagnation: Colleague Hussain Abdul-Hussain reports that Pope Leo's visit highlighted Lebanon's diminishing Christian population, now estimated at perhaps one-quarter, with the government remaining weak and reluctant to disarm Hezbollah, fearing foreign deals that sacrifice national interests; while civil war is unlikely, the country remains dominated by an Iranian-backed militia. 1950 BEIRUT
How is Spatial.ai mapping real retail demand?In this episode of Retail Retold, host Chris Ressa gets inside the mind of Lÿden Foust, the CEO and founder of Spatial.ai—the company turning real human behavior into a map retailers can actually use. If you think location strategy is still built on income bands and census data, this conversation flips that idea on its head.Foust explains how Persona Live Segmentation blends social signals, credit card trends, demographic nuance, and movement patterns to reveal who your customer really is—and where they live in the physical world. It's the engine behind brands like Patagonia and Lululemon choosing sites, growing market share, and targeting high-value segments others miss.Ressa and Foust dig into the elephant in the room: AI isn't spatial (yet). The technology can write decks and draw buildings, but it can't feel the difference between half a mile and a trade area boundary. The fundamentals still matter—and boots on the ground beat bots on the map.The two break down how value just overtook quality in consumer preference, why Dutch Bros is winning by going after unexpected segments, and how landlords can use psychographics to land better tenants and build smarter merchandising mixes.What You'll Hear:Why psychographic segmentation, not demographics, drives retail market shareHow Patagonia, Lululemon, and others use Persona Live Segmentation to find their best customersThe four data sources behind Spatial.ai's models: social, purchasing, demographics, movementWhy AI is not yet spatially aware enough to replace human site selectionWhat mobile data gets wrong and right about trade areasHow Dutch Bros disrupted the “crowded” coffee category by targeting unexpected segmentsWhy value is now outperforming quality in consumer decision-makingHow property owners can use psychographics to land the right anchor tenantWhere demographic trends are shifting: birth rates, immigration, Gen Z, and Gen AlphaThe surprising role of franchising as a growth engine for retail real estateChapters00:00 — Who Is Lÿden FoustChris introduces Lÿden and the origin story of Spatial.ai's Persona Live Segmentation platform.01:13 — Why Psychographics MatterLÿden explains why real behavior beats demographics when retailers choose locations.02:15 — The Data Behind Persona SegmentationSpatial.ai blends social signals, spending patterns, demographics, and movement to map customer segments.06:38 — Retailers Using It TodayPatagonia, Lululemon, and others use psychographics to find top customer groups and guide site selection.10:58 — AI's Limits in Real EstateChris and Lÿden debate why AI isn't spatial yet—and why human context still wins for site selection.12:41 — Mobile Data: Good and BadThey break down what mobile visitation data reveals, and where it misrepresents certain customer groups.14:27 — Building Trade Areas SmarterLÿden explains how mobile data reshaped trade area analysis and unlocked competitive insight.18:40 — Value Now Beats QualityThey explore why “value” just surpassed “quality” in consumer preference and what retailers should do about...
In a time when organizations are navigating generational change, evolving leadership expectations, and shifting workforce dynamics, cooperative boards have a unique opportunity to lead differently, anchored in values, purpose, and shared ownership. This episode of the Forward Thinking Podcast features FCCS SVP of Marketing and Communications Stephanie Barton, Vice President of Organizational Development for FCCS Jay Lux, and Angie Coleman, Organizational Development Consultant with FCCS. Their conversation centers around director strategies for connecting with the spirit of cooperative identity so that every choice made in the boardroom strengthens both the organization and the people it serves. Episode Insights Include: What makes cooperative governance distinct? The cooperative structure is made up of the members, for the members. Decisions made by the board directly impact those whom it serves. Boards include member-owners of the organization. Cooperative governance starts with member benefits, not shareholder return. Decisions are made with and for the people that the board serves. Cooperatives exist to create value with their people. The future of cooperative boards As businesses grow in complexity, cooperative boards offer insights into how to best serve their members. Shifting workforce and generational shifts are aligned with what cooperatives value. Board focus is shifting toward what really matters to employees today. The collaborative nature of how organizations are structured and governed is revealing. Key differentiators between corporate and collaborative structures benefit the patrons of the cooperative, rather than the owners. Cooperatives exist to create value with their people. These principles matter in today's current landscape more than ever before. Three leadership challenges that cooperatives address Employees are distrustful of organizations that value profit over people. The triple bottom line affects consumer and employee decision making. Workforce expectations have shifted toward what the cooperative structure offers. The cooperative model is uniquely positioned toward employee expectations. Performance and purpose are effectively addressed by the cooperative model. Board decision-making principles in the cooperative model All seven cooperative model principles may show up in the boardroom at any given time Cooperative boards are focused on long-term viability of the business, and ultimately, the member-owner. Annual returns are positively impacted by the cooperative model. These principles are the foundation for the structure and purpose of the institution. Employee engagement and good governance Employees today expect transparency, participation, and purpose. Employees want to know the why behind decision making. High-performing teams have clear expectations, visibility, and effective feedback loops. When people understand the why, the don't just buy-in, they believe-in. Board decisions need to reflect employee needs. Respectful dissent in the boardroom is addressing conflict done well. Healthy conflict requires getting curious and asking clarifying questions. Shifting governance expectations in the face of leadership transitions and increased complexity Demographic changes for management transitions with the new generation. Growing organization size creates new complexities. Technology advancements are regular conversations in today's boardroom Businesses are run of people, by people. Regulatory landscape requirements have made business operations increasingly challenging. Individual expertise must be balanced with collective decision making at the board level. Effective board and management collaboration and education Preliminary preparation is essential for effective conversations. Engage in robust debate about ideas, not individuals. The executive session is a powerful tool for meaningful board discussions. When in doubt, bring in a subject matter expert. Directors have a responsibility to build regular learning into the boardroom. Annual board performance reviews are essential. Succession planning should be embedded throughout the boardroom culture. This podcast is powered by FCCS. Resources Connect with Jay Lux — Jay Lux Connect with Angie Coleman — Angie Coleman Get in touch info@fccsconsulting.com "Cooperative governance starts with member benefits, not shareholder return." — Angie Coleman "Cooperative boards are focused on long-term viability of the business, and ultimately, the member-owner, not just the profit of the cooperative institution itself." — Jay Lux "When people understand the why, the don't just buy-in, they believe-in." — Angie Coleman "In the cooperative model, it's not optional to have a voice. It's part of the cooperative principle." — Angie Coleman
Britain, once the birthplace of world evangelization and now a birthplace of nothing. __________
In this episode of Coin Stories, Natalie Brunell and "The Macro AI Nexus" author Jordi Visser break down the major forces shaping our global financial future. Jordi recently went viral for his "Bitcoin IPO Moment" newsletter, comparing today's selling and ETF inflows to a classic IPO unlock event. We discuss: Bitcoin's bearish price action Is capitalism a failed experiment? Are we headed toward socialism in response? How AI alters the velocity of money Changes in the labor market What the Fourth Turning means for younger generations Demographic wealth transfer coming to Bitcoin Follow Jordi Visser on X https://x.com/jvisserlabs ---- Order Natalie's new book "Bitcoin is For Everyone," a simple introduction to Bitcoin and what's broken in our current financial system: https://amzn.to/3WzFzfU ---- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The Gemini Credit Card is issued by WebBank. See website for rates & fees. Learn more at https://www.gemini.com/natalie ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com ---- Bitdeer Technologies Group ($BTDR) is a global leader in Bitcoin mining and high-performance computing for AI, with operations spanning four continents. Learn more at https://www.bitdeer.com ---- Natalie's Bitcoin Product and Event Links: For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Play Bitcoin trivia and win up to 1 million sats! Download and use promo code COINSTORIES10 for 5,000 free sats: https://www.speed.app/coinstories Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie Genius Group (NYSE: $GNS) is building a 10,000 BTC treasury and educating the world through the Genius Academy. Check out *free* courses from Saifedean Ammous and myself at https://www.geniusgroup.ai Earn passive Bitcoin income with industry-leading uptime, renewable energy, ideal climate, expert support, and one month of free hosting when you join Abundant Mines at https://www.abundantmines.com/natalie Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput= Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie Ditch your fiat health insurance like I did four years ago! Join me at CrowdHealth: www.joincrowdhealth.com/natalie ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing
Summary:This week on Next in Media, Mike Shields talks with Erick Opeka, President & Chief Strategy Officer at Cineverse and board member at the startup Micro Co. Opeka breaks down how short-form “micro-dramas”—already attracting hundreds of millions of daily viewers in China—are taking shape in the U.S. and why they could become a $20 billion category.He explains how Cineverse's 22 streaming services, proprietary Matchpoint technology, and deep ad-tech stack position it to lead this wave. From Quibi's missteps to AI-driven efficiencies, Opeka shares how the next generation of vertical video could transform storytelling, advertising, and the very idea of television.⭐ Key Highlights
In this episode of Retire With Style, Alex and Wade answer listener questions on key retirement planning topics. They discuss penalty-free withdrawals from 401(k)s, the role of Roth conversions for both younger savers and retirees, and the distinctions between qualified and non-qualified accounts. They also examine how long-term demographic trends may influence market expectations and investment strategies in the decades ahead. Takeaways The rule of 55 allows penalty-free withdrawals from 401(k) plans if employment is terminated after age 55. Roth conversions should be considered based on current and future tax rates. It's important to fill your standard deduction to minimize tax liabilities. The after-tax safe withdrawal rate differs between account types due to ongoing taxes. Demographic trends are known and factored into market pricing over time. Diversification across asset classes remains a key strategy for long-term investment success. Understanding the implications of RMDs is crucial for tax planning in retirement. Financial planning software can help manage taxes and withdrawals effectively. Chapters 00:00 Introduction and Overview 03:01 Understanding the Rule of 55 10:56 Roth Conversions: Strategies and Timing 21:34 Tax Implications of Withdrawals 25:26 Demographic Trends and Market Predictions Links Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/retirement-income-planning-llm/ to download McLean's free eBook, “Retirement Income Planning”
About Liana Guzmán:Liana M. Douillet Guzmán is a seasoned CEO and consumer-tech leader known for driving transformative growth across healthcare, finance, education, and professional services. As CEO of FOLX Health, she has expanded the company's national reach and service offerings, helping establish it as the leading digital healthcare provider for the LGBTQIA+ community. With nearly two decades of experience scaling disruptive companies, she previously served as CMO at Skillshare and COO at Blockchain, where she played a key role in growing the platform from 4 million to 40 million users and building a globally recognized brand. Liana also spent nine years shaping Axiom's international expansion and marketing strategy across the U.S., EMEA, and APAC regions. A Henry Crown Fellow and three-time Fast Company Queer 50 honoree, she is a sought-after speaker at global forums including DAVOS, Fortune Brainstorm, Web Summit, and HLTH. Beyond her executive work, she co-founded The Pink Agenda and serves on the boards of GLAAD and The Elizabeth Park Conservancy. Born and raised in Puerto Rico, she brings a global mindset and people-first leadership style to every role.Things You'll Learn:Whole-person, patient-centered, community-oriented care is the future. When these three pillars align, outcomes improve and trust increases across populations.Telehealth is not a compromise; it's often the safest, most accessible option. For many people, digital care is the only environment where they feel safe, respected, and willing to seek support.AI can either transform healthcare or exacerbate and dangerously amplify inequality. Without careful oversight and representative data, large language models can reinforce harmful misinformation.Affirming care is a clinical and financial necessity, not a niche service. Avoiding preventive care can lead to dangerous delays and significantly higher system costs.Demographic shifts make inclusive care a strategic imperative. With a quarter of Gen Z identifying as LGBTQIA+, employers and payers who invest early will capture long-term loyalty and economic value.Resources:Connect with and follow Liana Guzmán on LinkedIn.Follow FOLX Health on LinkedIn and Instagram, and visit their website.
Demographics continue to shape platform preferences. Women are more likely than men to use Instagram, Facebook, and TikTok while men report higher usage of Reddit and X. Age differences are significant as well when it comes to defining platform preferences. Nearly half of adults ages 18 to 29 use TikTok daily compared with 5% of those 65 and older daily. YouTube use is also highest among youngest adults. While Facebook sees its strongest daily engagement across those ages 30 to 64. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Where are global real estate markets headed in 2026? Watch our 2026 Global Real Estate Outlook panel to find out.With expert guests, including:Nasir Alamgir – Head of US & European Real Estate DebtAlex Gilbert – Co-CEO of Artemis, a Barings CompanyNick Pink – Head of European Real Estate Equity Mike Flynn – Head of Japan Real EstateModerated by Co-Head of Global Investments, David MihalickEpisode Segments:(01:00) – Introductions (03:30) – The fundamental backdrop for RE debt(08:55) – The European landscape(11:40) – Opportunities in US equity(15:20) – How APAC real estate stacks up today(20:42) – Why 2026 may be a “stock pickers” market(24:47) – Zooming in on the office sector(29:16) – Demographics as a structural driver(32:35) – Areas of opportunity in APAC(35:24) – Opportunities across sectors & risk profiles(40:49) – Affordability & the cost of development(43:30) – Bold predictions for 2026Make sure to follow our LinkedIn newsletter, Where Credit is Due to stay up-to-date on our latest public & private credit market insights.IMPORTANT INFORMATIONAny forecasts in this podcast are based upon Barings' opinion of the market at the date of preparation and are subject to change without notice, dependent upon many factors. Any prediction, projection or forecast is not necessarily indicative of the future or likely performance. Investment involves risk. The value of any investments and any income generated may go down as well as up and is not guaranteed. PAST PERFORMANCE IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. Any examples set forth in this podcast are provided for illustrative purposes only and are not indicative of any future investment results or investments. The composition, size of, and risks associated with an investment may differ substantially from any examples set forth in this podcast. No representation is made that an investment will be profitable or will not incur losses. Barings is the brand name for the worldwide asset management and associated businesses of Barings LLC and its global affiliates. Barings Securities LLC, Barings (U.K.) Limited, Barings Global Advisers Limited, Barings Australia Pty Ltd, Barings Japan Limited, Barings Real Estate Advisers Europe Finance LLP, BREAE AIFM LLP, Baring Asset Management Limited, Baring International Investment Limited, Baring Fund Managers Limited, Baring International Fund Managers (Ireland) Limited, Baring Asset Management (Asia) Limited, Baring SICE (Taiwan) Limited, Baring Asset Management Switzerland Sarl, and Baring Asset Management Korea Limited each are affiliated financial service companies owned by Barings LLC (each, individually, an “Affiliate”).NO OFFER: The podcast is for informational purposes only and is not an offer or solicitation for the purchase or sale of any financial instrument or service in any jurisdiction. The material herein was prepared without any consideration of the investment objectives, financial situation or particular needs of anyone who may receive it. This podcast is not, and must not be treated as, investment advice, an investment recommendation, investment research, or a recommendation about the suitability or appropriateness of any security, commodity, investment, or particular investment strategy.Unless otherwise mentioned, the views contained in this podcast are those of Barings and are subject to change without notice. Individual portfolio management teams may hold different views and may make different investment decisions for different clients. Parts of this podcast may be based on information received from sources we believe to be reliable. Although every effort is taken to ensure that the information contained in this podcast is accurate, Barings makes no representation or warranty, express or implied, regarding the accuracy, completeness or adequacy of the informationAny service, security, investment or product outlined in this podcast may not be suitable for a prospective investor or available in their jurisdiction.Copyright in this podcast is owned by Barings. Information in this podcast may be used for your own personal use, but may not be altered, reproduced or distributed without Barings' consent.25-5011565
Tariffs are dominating headlines — but what do they really mean for taxes, Washington, and your clients' retirement plans?In this episode of The Complete Advisor, Dennis Mattern sits down with Becky Swansburg, CEO of Stonewood Financial and Washington insider, to break down the truth: tariffs won't fix America's tax problems, and demographic pressures—not politics—are driving the future of taxation.Becky explains how tariffs actually function, why they rarely offset income taxes, and why rising legislative risk is one of the most overlooked threats to retirement planning today. She also reveals why NOW is a rare low-tax window for conversions and tax repositioning—and how savvy advisors can help clients regain control before the next wave of tax changes hits.If you serve retirees or pre-retirees, this is an episode you can't afford to skip.✅ Top 3 Takeaways for Advisors1. Demographics—not politics—are driving America's revenue crisis, meaning tariffs won't prevent future tax increases.2. Taxes must be treated as a “risk class” in every plan, equal to market risk and income risk.3. Advisors have a short window right now—thanks to OBA tax brackets and current legislative structure—to reposition assets and protect clients from future tax hikes.
Ali Velshi breaks down the numbers and shows which group is suffering the most under Trump's economic policies
Episode: 1479 The riddle of more grandparents than people. Today, you and I are kin.
Sarah Stonestreet joins John this week to talk about the first Thanksgiving. New research finds a lot of young voters would like AI to control parts of our government. A new Barna study reveals a lot of Christians are confused about the Bible's teaching about the afterlife. And the long predicted demographic winter is upon us. Recommendations Strong Women Podcast Segment 1 – The First Thanksgiving American Heritage: A Fateful Experiment at Jamestown Jamestown experiment Glenn Sunshine's Substack Segment 2 – 41% of young voters say they'd give AI government power X post on Rasmussen poll Segment 3 – New Research: Distorted Beliefs About Our Post-Death Experience Cultural Research Center Segment 4 - Demographic Destiny of UK Philip Pilkington X post Jamie Bambrick X post GovFacts: US Birth Rate Hits Historic Low: What It Means for America's Future ______________________ Make a gift by December 31 to help us form families, churches, and schools in the Christian worldview in 2026! Thanks to a generous grant, your gift will be doubled, up to $500,000. Give today at colsoncenter.org/november. Watch Truth Rising, now available at truthrising.com/colson.
In this episode of Pekingology, CSIS Senior Fellow Henrietta Levin is joined by Philip O'Keefe, Professor of Practice at the University of New South Wales Centre of Excellence in Population Ageing Research and one of the world's leading experts on demographic trends in China and across Asia. They unpack the rapid aging of Chinese society, exploring the impact of a shrinking population on China's politics, economy, and innovation ecosystem, as well as its trade imbalances and Beijing's global ambitions.
The European Bank for Reconstruction and Development (EBRD) warns changing demographics in Europe threaten its economic stability. We talk to the EBRD’s chief economist to unpack the report. Then: the latest urbanism news and Taiwan’s Oscar entry.See omnystudio.com/listener for privacy information.
Massive population shocks are nothing new; just look at the Mongol invasions or the Black Death. But is the demographic collapse of today comparable to those historic cases?Join the Patreon here: https://www.patreon.com/PeterZeihanFull Newsletter: https://bit.ly/4pjcFgH
Jeff Bliss reports that the Formula 1 race on the Las Vegas city circuit is attracting major spectacle and high-end tourism, though the city is also attempting recovery by catering to lower-income demographics, evidenced by positive activity at the Excalibur Casino, while facing major competition from a new Indian casino near Bakersfield, California, operated by the Tahone tribe and twice the size of Caesars Palace. In California, Governor Gavin Newsom's former chief of staff, Dana Williamson, and four others were indicted on 23 counts of fraud. Additionally, an investigation into the Palisades fire revealed that state workers ordered the LA Fire Department to back off a previously burned area that rekindled, allegedly to protect endangered plants.
Investor Fuel Real Estate Investing Mastermind - Audio Version
The conversation explores the pressing issue of the shortage of senior living facilities across the country, highlighting the challenges faced by an aging population. It delves into the varying needs of seniors, from those who age in place to those requiring assisted living and skilled nursing care, emphasizing the competitive nature of accessing these services. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
If you work in AI, you probably think it's going to boost productivity, create wealth, advance science, and improve your life. If you're a member of the American public, you probably strongly disagree.In three major reports released over the last year, the Pew Research Center surveyed over 5,000 US adults and 1,000 AI experts. They found that the general public holds many beliefs about AI that are virtually nonexistent in Silicon Valley, and that the tech industry's pitch about the likely benefits of their work has thus far failed to convince many people at all. AI is, in fact, a rare topic that mostly unites Americans — regardless of politics, race, age, or gender.Links to learn more, video, and full transcript: https://80k.info/eyToday's guest, Eileen Yam, director of science and society research at Pew, walks us through some of the eye-watering gaps in perception:Jobs: 73% of AI experts see a positive impact on how people do their jobs. Only 23% of the public agrees.Productivity: 74% of experts say AI is very likely to make humans more productive. Just 17% of the public agrees.Personal benefit: 76% of experts expect AI to benefit them personally. Only 24% of the public expects the same (while 43% expect it to harm them).Happiness: 22% of experts think AI is very likely to make humans happier, which is already surprisingly low — but a mere 6% of the public expects the same.For the experts building these systems, the vision is one of human empowerment and efficiency. But outside the Silicon Valley bubble, the mood is more one of anxiety — not only about Terminator scenarios, but about AI denying their children “curiosity, problem-solving skills, critical thinking skills and creativity,” while they themselves are replaced and devalued:53% of Americans say AI will worsen people's ability to think creatively.50% believe it will hurt our ability to form meaningful relationships.38% think it will worsen our ability to solve problems.Open-ended responses to the surveys reveal a poignant fear: that by offloading cognitive work to algorithms we are changing childhood to a point we no longer know what adults will result. As one teacher quoted in the study noted, we risk raising a generation that relies on AI so much it never “grows its own curiosity, problem-solving skills, critical thinking skills and creativity.”If the people building the future are this out of sync with the people living in it, the impending “techlash” might be more severe than industry anticipates.In this episode, Eileen and host Rob Wiblin break down the data on where these groups disagree, where they actually align (nobody trusts the government or companies to regulate this), and why the “digital natives” might actually be the most worried of all.This episode was recorded on September 25, 2025.Chapters:Cold open (00:00:00)Who's Eileen Yam? (00:01:30)Is it premature to care what the public says about AI? (00:02:26)The top few feelings the US public has about AI (00:06:34)The public and AI insiders disagree enormously on some things (00:16:25)Fear #1: Erosion of human abilities and connections (00:20:03)Fear #2: Loss of control of AI (00:28:50)Americans don't want AI in their personal lives (00:33:13)AI at work and job loss (00:40:56)Does the public always feel this way about new things? (00:44:52)The public doesn't think AI is overhyped (00:51:49)The AI industry seems on a collision course with the public (00:58:16)Is the survey methodology good? (01:05:26)Where people are positive about AI: saving time, policing, and science (01:12:51)Biggest gaps between experts and the general public, and where they agree (01:18:44)Demographic groups agree to a surprising degree (01:28:58)Eileen's favourite bits of the survey and what Pew will ask next (01:37:29)Video and audio editing: Dominic Armstrong, Milo McGuire, Luke Monsour, and Simon MonsourMusic: CORBITCoordination, transcripts, and web: Katy Moore
Target Market Insights: Multifamily Real Estate Marketing Tips
Nitzan Mosery is a serial entrepreneur, coach, investor, and host of the Traveling Investor radio show. With decades of experience across diverse industries—including renovation, hospitality, and jewelry—Nitzan eventually found his calling in multifamily real estate. Through firsthand trial and error, he built a powerful investing career focused on passive income, team scalability, and creative financing strategies. Nitzan is the founder of Multifamily Empire and teaches others how to build long-term wealth through value-add multifamily assets in emerging U.S. markets. Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Always verify tenant quality, market conditions, and neighborhood dynamics before acquisition Don't fall in love with the property, fall in love with the numbers Build systems and hire around your own zone of genius to scale effectively Trust is built by consistent visibility, social proof, and delivering real hands-on performance Capital raising only works if you've invested time building authentic investor relationships Topics From Restoration to Rentals How Nitzan transitioned from flipping houses and restoration to multifamily rentals The cash limitation problem that pushed him toward syndication and scaling Hard-Earned Lessons from Early Deals His early duplex in Chicago and fourplex in West Palm, and what went wrong Why failing to verify tenants, management, and neighborhoods cost him What Passive Investors Really Care About How he used mistakes to refine screening, team-building, and due diligence The red flags with PMs who own local units, and how to ask smarter vetting questions Demographics, Market Research, and Value-Add That Actually Works Why Nitzan relies on a dedicated demographer to track population flows How his team validates value-add returns by examining proven rent comps Raising Capital with Intent Why "money will come if the deal is good" is only half true Why educating and nurturing your network before a deal is critical to raising capital Positioning Yourself for Institutional or Family Office Capital The exact conversation that unlocked a relationship with a family office Why showing up consistently (online and in-person) builds trust over time