Hold My Bread

Big NEWS in this episode slices.  For a final discussion, Matt and Maddie talk about how to know when it's time to move on from  projects. It's mostly a reflection on relationships and how it's not goodbye, just a see ya later. Thank you for all the messages and your support the whole way. We love you.

A slow summer episode in the heat! Matt is upset with his job and the government, but still relaxed from the sauna.  This episode Maddie and Matt discuss student loan debt, personal relationships and how they'd like to leave them. A lot of talk about about life and a little talk about finance this episode We hope you enjoyed it and we'll be back soon with a new episode. We love you. 

Musk or Zuck? Whose side are you on in the big showdown? Taking bets on fights, crypto evaluations and the market.  Is the crypto winter thawing or is the dead cat just bouncing?  

Matt and Maddie catch up on the crypto crimes (alleged charges and fines), the PGA merger with “they who shall not be named, and the concept of “can anything be bought.” It's been a minute and we apologize.  Busy summers and travel got in way as maddie says hi from Dubai and Matt has shows on shows.

Hold My Bread is back Slices! After a hiatus, Matt and Maddie talk about their run-ins with the law, NBA finals and debt-ceiling updates.

With consent, Chat GPT gave an interview to Hold My Bread.  They're up's and downs but mostly a lack of feeling, as a human mind might expect from AI.  It does matter what you ask.  Matt and Maddie had different approaches.  Matt focused on the philosophical and Maddie the practical.  Wait, did Chat GPT write this??

Alright slices, we have consent from ChatGBT for an interview next week.  Send us your questions for ChatGBT - financial advice, dreams, friends, love - whatever.  In prep for next week's interview, Maddie and Matt discuss the ethics of AI and how guardrails can support technology in society. Spread out and listen in Slices

Who knew that Matt's credit card debt and the USA debt ceiling have something in common? No one Slices, until this weeks lively discussion.  Maddie still worries about the fate of the world while Matt only sees the upside (except for how interest compounds)

What we learned is what happens to Matt in Minneapolis, gets debriefed on the podcast, slices.  Maddie shares frustrations the world is falling apart and hopes you all can relate.  For finance news, we talk about how red envelopes were laughed at for a $50M valuation (those Blockbuster lame-os) and now worth billions.  Keep innovating. Period.

So FedNow, will it be your new go-to app? No, it won't.  Matt and Maddie talk about what FedNow actually means for our listeners, aka our Slices  Slices in Minnesota go check out Matt this weekend at…mall of America?  

A somewhat meandering episode about travel, gambling and hobbies.  Matt recounts a date.  Maddie shares a story of Nigeria.  Things get heated unexpectedly at the end when discussing the Starbucks wallet.  Hint - don't use it, unless you want more Carmel macchiatos with three pumps sugar free whatever (that doesn't even count as coffee, it's a cocktail at this point)

Things are falling fast - the meta verse, Donald Trump and our HMB NCAA brackets .  China and Brazil are getting closer.  What does this all mean? We share some thoughts, ideas and Matt brings China to its knees (whatever that means).  

A world with no Tik tok and no President Trump behind bars? A dream or delusion? Matt and Maddie meander their way through the future and talk about uncertainty ,

Are you panicking? We are watching with bated breath. HMB this jumps on the bandwagon of bank runs, except only for discussion purposes  Maddie and Matt talk about what a bank run is, why it matters and how to keep your money safe (luckily: all accounts at registered financial institutions are FDIC insured).  For funsies, join the HMB March Madness Bracket below and maybe win some free merch... or something.... we haven't decided yet.   https://fantasy.espn.com/tournament-challenge-bracket/2023/en/group?redirect=tcmen%3A%2F%2Fx-callback-url%2FshowGroup%3FgroupID%3D5845770&ex_cid=tcmen2023_clipboard&groupID=5845770&groupp=SG9sZE15QnJlYWQ0MjA2OQ%3D%3D&inviteuser=e0M2NTJBODY3LUM1RUUtNDYxMC05MkE4LTY3QzVFRTY2MTA4N30%3D&invitesource=clipboard   Password HoldMyBread42069

This week on Hold My Bread, our hosts celebrate International Women's Day and talk about how to uplift and promote women in our lives (shout to frequenting @philsbrooklyn if you're in NYC) .  A less fun examination of regulation on Tik Tok and what it would mean for all you users (hosts excluded).  Can you imagine life without Tik Tok videos??

Are we out of the woods of an economic recession? Today Maddie and Matt explore ways to make wiser investments.  Matt has good ideas on Vix fund (UVXY).  Are there upsides and downsides to saving versus buying in downturn? Regardless, Hold My Bread will be there to get us through and digest the economy. The article we referenced https://www.forbes.com/sites/jonathanponciano/2023/02/27/stock-market-at-critical-level-and-braced-for-high-risk-of-collapse-in-march-heres-what-investors-should-know/     (AGAIN THIS IS NOT FINANCIAL ADVICE)

Super Bowl bets settled.  Manis on Matt.  Maddie's Chiefs are World Champions. Money can't buy out love at HMB.  Happy Belated Valentines Day to all our Bread Lovers.  Although we at HMB don't support the commercial declaration of love for the holiday, we do believe in telling people how you feel and being honest.  So in this episode, Matt and Maddie explore finding love and if “putting money into the pursuit” has a positive effect.   

Episode - HMB Inaugural Super Bowl Maddie and Matt have broken up. See Maddie is a major Chiefs fan and Matt has decided to cheer for the Eagles, for the sake of his home life.  They made bets on the Super Bowl and have decide to suspend their relationship.  But only until next Monday.  We take sports seriously. May the best team win. This week was LITE on finance as we show you our diverse interests.  Sometimes other things in life are more important

This weeks episode starts with a venture into Tulsa and meanders about to the Super Bowl, Matt's recent fame and an update on inflation.  Lots of laughs on this episode that reminded Maddie sometimes you need a break from the serious

This weeks topic majorly affects our financial choices but not always at the forefront of our mind - reproduction.  Matt and Maddie delve into where they are with reproduction- sperm measuring and egg freezing respectively.  How are we expected to make a decision that impacts the rest of our life now? What if we have spent an entire adulthood avoiding procreation only to want it when it's no longer possible? Basically we go Patreon deep on a regular show.  Listen and support - thank you!!

Winning and losing money - that's what Maddie and Matt explore today.  Matt coming out on top in litigation.  Bank of America customers having money disappear by Zelle. How can you spend your money in a way to guarantee it reaches its destination?  Hold My Bread listeners buckle up and we teach you all how to safe with your  Please support us at patreon.com/HoldMyBread  

Big news for Hold My Bread 2023: Thursday is drop day for new episodes. So, maddie and matt kick off 2023 discussing reproduction, starting their own small business and continued developments in the FTX scandal. 2023 promises to be a big year for HMB.  Please listen along for the ride.  And subscribe to patreon. Patreon.com/HoldMyBread  

A look back on 2022 for Hold My Bread as a show and for Maddie and Matt.  They talk about what went well for them and what they want to do differently in 2023.  Hint - HMB may make NFTs or at least merch.  Also they discussed breaking news that Elon (finally although maybe too late) is stepping down as CEO of Twitter.  Signing off until 2023 so happy holidays and see ya in the next year! We love our HMB listeners.

A late night for Matt and early morning for Maddie transformed this episode about bleak winter prosperities and holiday spending. This is looking more and more like “Fimbulwinter “(https://www.alehorn.com/blogs/alehorn-viking-blog/fimbulwinter-and-the-end-of-the-world), the endless winter  that, in Norse mythology, precedes the end of the world — in this case the crypto world. They explore how to make holiday gifts meaningful with limited budgets. No matter how awful they're itching for a holiday smile and a little LOVE   Patreon.com/HoldMyBread

How do democracy and money relate? This is the question Matt and Maddie explore on this early morning recording.  Global events matter to us wherever we are and they affect our money.  Hint - Matt's not a morning person and wakes up through out the episode, Can Maddie convince Matt to sell doge coin before the crypto winter really ices  him out.  thank you for listening and don't forget to check out our Patreon. Patreon.com/HoldMyBread

Another episode of Lets Talk About Hard Things!  This is a preview of the monthly patreon exclusive episodes.  join the HMB patreon to get the entire episode and the  other two episodes. these episodes are always fun and tend to be more open/off the topic of finance. This episode Matt and Maddie talk about the holidays, being around family, Matt's sobriety and MORE We hope you like the preview and will give the patreon a chance. Patreon.com/HoldMyBread we love you and appreciate your support. KTHNXLOVEYOUBYEEE

We're back and talking about more dread frot eh future, Elon Musk fumbling Twitter, the FTX collapse and why people are obsessed with calling young white weirdos in the tech field "savants" Thank you for listening and support the show. We love you, Check out our patreon Patreon.com/Holdmybread,   and here is the link to the article we referenced.n  https://www.nytimes.com/2022/11/15/opinion/sam-bankman-fried-ftx.html

We hope you voted. This week we discuss the election, Matt's gambling update, the Elon Musk twitter drama the incoming recession and peircingthings. join our patreon patreon.com/Holdmybread and thank you for listening we love you.

Ghosting. The day of the dead. Halloween.  It's the theme of the season - who have you left behind and why? Anyone you want to reach out to in the abyss of your contacts? On this special episode of Hold My Bread, Matt and maddie discuss who they have ghosted and why.  For the full - Hard Things episode and not just the brief cut - become a Patron of Hold My Bread Thank you for listening and supporting us we love you. Patreon.com/HoldMyBread

This week the team actually tackles how to hold on to our bread upon what feels like the threat of a economic downturn.  Wait are we already there?   Matt celebrates a HUGE victory and well, Maddie is just tired.  Our dynamic duo talks Halloween and cancelling Ye.       

Matt and Maddie sit down much later to record than normal and wow, they go deep - personal experiences at Catholic school, systemic racism and on a lighter note - celebrating those dedicated to their passion .  Some shockers are revealed throughout the episode- one of our hosts read the obituaries from a young age for entrepreneurial reasons (and who it was may shock you)  Both Matt and Maddie talk about how to uplift voices less privileged than than own.

Finally - Hold My Bread is up for the week - after  Maddie set them back technically speaking.  Top of mind financial crisis - budgeting.  Maybe that's why the episode is delayed- neither Matt nor Maddie adheres to a strict budget. They share tips and tricks with a little something for everyone.  Matt never looks at his bank account while Maddie checks her's almost daily.  What's so wonderful there?

Episode starts with Maddie paying a debt to Matt before delving into the recession teetering economy.  Luckily for Matt things are on the up and up with winning bets and a rebounding British Pound. Neither one of us paid a $1.26M fine to the SEC either like Kim K.  So winning week overall

Matt and Maddie talk about Britain and how the devaluation of the pound impacts Matt directly (see ya later British tourist and tips!) why is the Dollar so strong? And why is it so easy for the Silicon Valley Boys Club to keep getting funded?          

No regular episode this week! We've got a short preview of this months patreon exclusive epsiode. Patreon.com/Holdmybread for the episode where Matt and Maddie discuss dating and their experiences with financial dynamics in dating.

This week Matt and Maddie discuss buy now pay later companies and the pros and cons of using them. a lot of credit card talk and the importance of understanding how to use them to your advantage. Thank you for listening we love you. join our patreon to help support the show and help us keep the lights on patreon.com/HoldMyBread

Football season is here! Turns out Maddie and Matt both like America's greatest game - the real football (jk to all you futbol fans).  Matt's in research mode for fantasy and sports betting.  To round the financial discussion, is it better for women to have equal pay but money be from questionable origins? What happens when bad money does good?

Maddie and Matt are officially in double digits!  Episode 10 - how did we make it this far? To celebrate, we chat about the return of MoviePass, HBO, Brazil  and state of our current financials.  Matt sold some stock and Maddie dreads student loan repayment.  Thank you for listening and ease our trouble by joining Patreon

Hold My Bread has our first guest! Ismael Hernandez, an Olympic medal winner and career driven stellar individual, shares what it feels like to be a champion and insights on transitioning from competitive athletics.  Where does all the drive go? SPOILER ALERT - for Ismael, it was funneled into an MBA at Duke that launched his career.  Ismael approaches all things with discipline and astute cultural awareness.  It was a thrill for Maddie and Matt to talk to him for an hour on everything from role models to crypto to Patrons. We love you thank you for listening please help support the show by visiting Patreon.com/HoldMyBread

Matt and Maddie celebrate their first patron by discussing the future of work and how AI will effect our generation's careers.  Nothing shallow here.  A weekly check-in on inflation follows that leads to a realization we will always be working.  Who Thought different? Thank you for listening Email the show Holdmybread@gmail.com  and join our patreon www.paatreon.com/HoldMyBread

In episode 7 Matt and Maddie officially launch the patreon, discusswho  the launch of the LIV golf tournament went, announce which one of them won the billioan dollar lottery jackpot and  the importance of making friends outside of your finanial bracket. Thank you for listening, we love you. Email us Holdmybread@gmail.com and join out patreaon patreon.com/HoldMyBread

Maddie and Matt delve into Inflation  and the lottery.  Are we in a recession or not? What would they do with $800M?   Things are expensive but Europe is cheap, although Matt still says foreign exchange feels like “losing money.”   Listen to learn a little more about their personalities and wild spending dreams - sport team ownership and Hold My Bread Venture Capital Fund.    Thank you for listening, we love you. Email us Holdmybread@gmail.com and subscribe to our patreon www.patreon.com/HoldMyBread                

The heat is on in this new episode where Matt and Maddie discuss the recent heatwave the financial fears of millenials. They manage to talk more golf this episode by discussing the PGA, the new Saudi golf league and how to morally reconcile the things we spend money on. Thanks you for listeing we love you. Email us at Holdmybread@gmail.com and check out our Patreon.

Matt and Maddie talk about the new NFT markets popping up, the benifits of blockchain, the advancments in pontoon technology and even a little golf talk. Thank you for listening we love you, email us Holdmybread@gmail.com and check out our patreon!!!

What a better way to spend the bread than on oneself? In this episode, Maddie and Matt discuss how they invest in theirselves - in big and small ways.  Maddie pursues life long learning and Matt has new found faith in sweating. Still, both would rather gamble on themselves than anything else.  OR Each believe that they are on their own best bet. THEN The pair explores some ways to gamble and goal set on Hold my Bread. 

$7.99 for bread! Hold the bread all together.  This episode maddie and Matt discuss inflation, it's affect on holiday plans (some of us might had to have gone bunless) and future of money.  Matt reveals his “disdain for systems” while maddie shows faith in them.  Also, we went down memory lane about our first cars….unlikely Maddie and Matt would have been friends in high school….

Maddie and Matt  are relaunching - Hold My Bread, or really Matt just asked Maddie to hold the bread. This version is a little different - more personal finance and how we view money, less advice.  You're invited to our party about what money means to us.  Bonus content on Paterson. (Views expressed on this podcast are those of the indvidual and not any other entity)

Hot off the mics we're going straight from the mics to release.  We're building momentum on this longer episode. Matt goes through his week, gives you a few of his bets for this Sundays championship gamel, talks Valentines day and makes eye contact while showering with passing cars.

I'm back fresh off some weird dates and another Keith and the girl apperance to stumble and rant myself through a weird, scatterd but NEW episode. thank you for listening and supporting me.

Thank you if you found this from Keith and the Girl.