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Best podcasts about hmb

Latest podcast episodes about hmb

Mr. Worldwide and His Bride: Living Your Best Life
Beyond Cancer Fatigue: Reclaiming Your Energy After Treatment with Dr. Jessa Landmann

Mr. Worldwide and His Bride: Living Your Best Life

Play Episode Listen Later Jun 26, 2026 39:51


That exhaustion that lingers months — even years — after treatment ends has a name: cancer-related fatigue. And for too long, survivors were simply told to live with it. This week, Jen sits down with Dr. Jessa Landmann, a naturopathic doctor and integrative oncology specialist in Calgary who works right alongside oncology teams to support the whole person. Her brand-new book, Beyond Cancer Fatigue: A Path to Reclaiming Energy, is the first resource devoted entirely to this overlooked struggle — and it's packed with evidence-based, do-it-today tools. Jen and Dr. Jessa get into why fatigue lingers long after the bell is rung, the surprising link between estrogen loss and brain fog in breast cancer survivors, and why healing is an active process, not a waiting game. In this episode: What a naturopathic doctor actually does — and how integrative care fills the gap conventional oncology doesn't have time for Why acupuncture is one of the most researched complementary therapies for pain The one supplement endorsed by ASCO for fatigue (hint: it's an adaptogen) The shocking stat on muscle loss after chemo — and why creatine, HMB, and resistance training matter Cutting through nutrition confusion: why carbs aren't the enemy and under-eating backfires The truth about motivation: action comes first, motivation follows Dr. Jessa's "movement menu," starting with the Barely There list for your lowest-energy days How estrogen loss drives brain fog, weight changes, and disrupted sleep What caregivers need to understand about invisible fatigue Healing the physical, emotional, and spiritual — and giving yourself grace along the way About the guest: Dr. Jessa Landmann is a naturopathic doctor and integrative oncology specialist based in Calgary, with nearly 15 years supporting people through cancer. She offers virtual appointments to patients worldwide. Get the book: Beyond Cancer Fatigue: A Path to Reclaiming Energy is available on Amazon and through Wiley Publishing. Use code BCF at checkout on the Wiley site for 20% off. Links:

Down and Off
2020s TA & Music Arranger Dr. Drew Bonner

Down and Off

Play Episode Listen Later Jun 18, 2026 79:39


Down & Off is back with Dr. Drew Bonner! Dr. Bonner is called the "Musical Voice of the HMB" and is responsible for many arrangements and shows the Hawkeye Marching Band has performed in the last 8 years, from Wave on Wave in 2018 to HMB TV in 2019 to Wicked this past year and beyond. He is the current Staff Arranger and master of Special Projects, and he gets into what all that entails.Jim Gaffigan - "Marching Band" clipIf you want to learn more on the history of the Hawkeye Marching Band, check out Dr. Carter Biggers' doctoral dissertation or listen to him go over it on the Down & Off Podcast. Part 1 (1881-1937s), Part 2 (1937-1973, including Fred Ebbs & Tom Davis), or Part 3 (Morgan Jones through Kevin Kastens)As always, send feedback to iowaalumniband@gmail.com, "Like" the "Down and Off Podcast" page on Facebook, and follow the us on Twitter @DownAndOffPod. #OnIowa #GoHawksTransition music recorded by the Hawkeye Marching Band.

Dr. Chapa’s Clinical Pearls.
2026 Lp(a), AHA, and OBG: What Now?

Dr. Chapa’s Clinical Pearls.

Play Episode Listen Later Jun 12, 2026 26:38


The March 2026 ACC/AHA Guideline on the Management of Dyslipidemia made a major pivot regarding Lipoprotein(a) by establishing a formal recommendation for universal screening in adults. This 2026 guideline, published in the Journal of the American College of Cardiology, issued a Class 1 recommendation stating that every adult should have their Lp(a) measured at least once in their lifetime. Because Lp(a) levels are genetically determined and remain highly stable throughout a person's life, a single lifetime check is sufficient for the vast majority of the population to establish their baseline risk. Well, that's great for Family medicine or internal medicine, but how does that affect us in women's health? Well, it's complicated: lipoprotein(a) has been associated with an increased risk of VTE and has also been associated, in some studies, with FGR, preeclampsia, and preterm birth! So, can these patients receive oral contraceptives? What about Perioperative and postop care? Do these patients require anticoagulation? What about pregnancy- is LDA recommended here? And lastly, what about TXA use in patients with HMB? This podcast topic comes from one of our podcast family members who is an OBGYN military personnel caring for our wonderful troops overseas. Listen in for details!16% OFF TONA ACTIVE WEAR PROMO: https://tonaactive.com/discount/CHAPANOSPINOBG1. Ezzat, D., Lopez, D. M., Claggett, B. L., Li, L., Mohammadnia, N., Schuermans, A., Hemeryck, J., Chang, A., Murillo, S., O'Donoghue, M. L., Bikdeli, B., Yu, Z., Natarajan, P., Patel, A. P., Pabon, M. A., & Honigberg, M. C. (2026). Lipoprotein(a) and incident venous thromboembolism in pre- and postmenopausal women, and in men. European Heart Journal, ehag252. https://doi.org/10.1093/eurheartj/ehag2522.ACC/AHA/AACVPR/ABC/ACPM/ADA/AGS/APhA/ASPC/NLA/PCNA Dyslipidemia Writing Committee. (2026). 2026 ACC/AHA/AACVPR/ABC/ACPM/ADA/AGS/APhA/ASPC/NLA/PCNA Guideline on the Management of Dyslipidemia. Circulation, 153, e1155–e1300. https://doi.org/10.1161/CIR.00000000000014233. CDC MEC 4. Prevention of Venous Thromboembolism in Gynecologic Surgery: ACOG Practice Bulletin, Number 232. Obstetrics and Gynecology. 2021. Committee on Practice Bulletins—Gynecology5. Sofi F, Marcucci R, Abbate R, Gensini GF, Prisco D.Lipoprotein(a) as a Risk Factor for Venous Thromboembolism: A Systematic Review and Meta-Analysis of the Literature.Seminars in Thrombosis and Hemostasis. 2017. Dentali F, Gessi V, Marcucci R, et al. Lipoprotein (A) and Venous Thromboembolism in Adults: The American Journal of Medicine. 2007.

Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change
Why AI Matters Now: Filling the Estate Planning Gap with Wealth.com

Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change

Play Episode Listen Later May 21, 2026 46:30


With Rafael Loureiro, Co-Founder & Chief Executive Officer, Wealth.com Rafael Loureiro on why estate planning is shifting from a static legal exercise to an AI-powered, advisor-led planning process. In Summary Estate planning has traditionally operated outside the core advisor workflow—handled through attorneys, revisited infrequently, and often disconnected from the broader client relationship. Louis speaks with Rafael Loureiro, Co-Founder and CEO of Wealth.com, about how AI is beginning to change that model. The conversation explores how advisors can use tools like Ester to surface planning gaps, stay ahead of client changes, and deliver a more continuous planning experience. For advisors, the broader implication is strategic: as investment management becomes increasingly commoditized, integrated planning and ongoing coordination may become a far more meaningful differentiator. The Storyline Most advisors already discuss estate planning with clients. The challenge is what happens next. In many cases, the process still moves outside the advisor relationship: clients are referred to an attorney, documents are created, and the estate plan becomes something revisited only after a major life event or liquidity event forces an update. Louis and Rafael explore why that structure is starting to break down. Rafael's own estate planning experience following the sale of Emailage to LexisNexis exposed how fragmented the process could feel, even for highly engaged clients working with sophisticated advisors. That experience ultimately became the foundation for Wealth.com and its AI-powered planning platform, Ester. The discussion focuses less on AI as a headline topic and more on how it changes advisor workflow in practice—from document interpretation and planning summaries to surfacing next actions and helping advisors stay proactively engaged as client circumstances evolve. For advisors thinking about the future of planning, the conversation raises a larger question: if financial planning itself becomes increasingly standardized, where does the next layer of differentiation come from? Topics Covered Continuous estate planning AI-powered advisor workflows com and Ester Advisor-led estate planning Family office-style client service Trust and estate attorney collaboration Estate planning for mass affluent clients AI agents in wealth management Dynasty Financial Partners integration Advisor differentiation beyond investment management > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why did Rafael decide to build Wealth.com? (06:04) Rafael explains how his own estate planning experience after a liquidity event exposed major disconnects between advisors, attorneys, and clients. Why did Wealth.com choose an advisor-led model instead of direct-to-consumer? (14:28) The platform was designed around the belief that advisors (not marketing campaigns) are best positioned to initiate estate planning conversations with clients. What does “continuous estate planning” actually mean? (20:13) Rafael describes a system where client life changes, tax events, and asset activity can trigger proactive advisor engagement rather than periodic document reviews. How does Ester move beyond document summarization? (32:30) The platform now identifies planning opportunities, prepares tasks and reports, and increasingly helps advisors automate portions of the planning workflow. Why are enterprise firms and large banks adopting platforms like Wealth.com? (24:57) Many firms were already producing estate planning summaries manually for ultra-high-net-worth clients. AI allows those capabilities to scale much more efficiently. How should advisors think about the role of trust and estate attorneys going forward? (26:50) Rafael argues that AI enhances – not replaces – the attorney relationship by improving efficiency and reserving more sophisticated matters for specialized legal expertise. What may differentiate advisory firms as planning becomes more commoditized? (38:02) The discussion points toward responsiveness, coordination, personalization, and deeper client integration as the next major competitive layer for advisors. Key Takeaways Rafael believes estate planning is shifting from a one-time legal exercise to a continuous planning process supported by AI and advisor engagement. Wealth.com was intentionally built as an advisor-first platform rather than a direct-to-consumer business. Ester's AI capabilities now extend beyond summarization into identifying planning gaps, surfacing opportunities, and preparing advisor workflows. Many firms are using estate planning as a way to deepen relationships and expand into more family-office-style service models. AI may allow advisors to serve more clients while maintaining a higher level of personalization and responsiveness. Trust and estate attorneys remain critical for complex situations, but AI can improve efficiency and help clients arrive better prepared. Advisors who fail to expand beyond investment management risk competing in an increasingly commoditized landscape. https://youtu.be/BDI6XbEz_4E Quotable Moments “When AI moves from simply organizing information to helping drive decisions, estate planning stops being a periodic task.” “Investment management is becoming table stakes. Financial planning is becoming table stakes.” “Why does it have to be that way? Now with AI, why can we not have continuous estate planning?” “It is the intangibles.” “My goal is to empower the advisor.” Related Resources Human Intelligence in the Age of AI: Why Recruiters Still MatterArtificial intelligence can analyze firms and deals. It can't replace the insight and advocacy that help advisors make the right move. The Future of Prospecting: How AI Is Powering the Next Era of Advisor GrowthFINNY Co-Founder Eden Ovadia shares how AI is transforming advisor prospecting: automating outreach, matching advisors with ideal clients, and freeing time for deeper human connection. A forward-looking conversation on what growth will look like in the next era of wealth management. Rafael LoureiroCo-Founder and CEO Rafael Loureiro is a technology entrepreneur and product-focused executive with more than 20 years of experience across startups, growth-stage companies, and Fortune 500 organizations. He is Co-Founder and CEO of Wealth.com, a leading estate and tax planning platform powered by proprietary AI and purpose-built for financial institutions. Under his leadership, Wealth.com has expanded into a comprehensive planning platform, embedding deterministic AI to deliver precise, auditable outcomes across estate and tax workflows. Prior to founding Wealth.com, Rafael served as Chief Technology Officer at Emailage, a global fraud prevention SaaS company acquired by RELX in 2020. He is a member of the Forbes Finance Council and has been recognized across the industry, including CEO of the Year honors and Forbes' Top AI Founders to Watch. Originally from France and raised in Brazil, Rafael now resides with his family in the Phoenix metro area. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… Why AI Matters Now: Filling the Estate Planning Gap with Wealth.com A conversation with Louis Diamond and Rafael Loureiro, Co-Founder & Chief Executive Officer at Wealth.com. Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Why AI Matters Now: Filling the Estate Planning Gap with Wealth.com. It’s a conversation with Rafael Loureiro, the firm’s Co-Founder & Chief Executive Officer. I’m Louis Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wire house, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned, and each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: In the wealth management world, estate planning has largely lived in a separate lane. It’s a topic advisors may raise with clients then hand off to an attorney and eventually a set of documents come back, filed away, rarely revisited, and often disconnected from the rest of the planning process. That structure has been in place for a long time and for the most part, it’s gotten unquestioned, but when you step back, it creates a gap between what do clients expect from their advisor and what actually gets delivered when it comes to estate planning. Rafael Loureiro, co-founder and CEO of Wealth.com, ran straight into the gap after a planning event of his own which should have been a coordinated process, felt fragmented, manual, and surprisingly opaque. And likewise, I recall the same type of disjointed experience in my own estate planning process. It’s experiences like these that became the starting point for building Wealth.com. What makes this story interesting isn’t just that they’re using AI but how they’re using it inside the estate planning process, and it’s how AI allows the model itself to change from a one-time legal event to something that evolves alongside the client, from static documents to a system that can actually interpret, update, and surface what matters, from a disconnected handoff to something the advisor can actively lead. In my conversation with Rafael, we get into how that plays out in practice, how tools like Ester move from summarizing estate documents to identifying gaps, to prompting next steps, and eventually preparing action on behalf of the advisor, because when AI moves from simply organizing information to helping drive decisions, estate planning stops being a periodic task and starts to look more like a continuous part of the advice process. So let’s dive in. Rafael, thank you for coming on our show today. Rafael Loureiro: My pleasure, Louis. Thank you for having me here. Louis Diamond: Of course. Let’s jump in and in researching you and speaking to you in the past, I got to admit, you had a very different path into the wealth management industry probably than anyone I’ve ever interviewed. So can you walk us through your background briefly and early professional endeavors? Rafael Loureiro: Absolutely. The accent that you hear is Brazilian. So I’ve been in the US for 25 years. I’m a software engineer by trade, came here as a HMB, been involved with different companies over the years and then most recently before Wealth.com. I was a chief technology officer with a fraud prevention company, nothing to do with wealth management, but by selling that company, it’s how the Wealth.com story started. Louis Diamond: Perfect. And I was referring to also some of your early career endeavors even before founding your last company, if you’re comfortable sharing that. Rafael Loureiro: Yeah, absolutely. I’ve been involved with four different startups in different spaces. One of them was in, if you remember all the way back to 2008, the real estate prices, the first startup with foreclosures. So when houses went into foreclosures, me and my partner, we created a system to index that. I also had work on a photo album company. It became a lifetime business. It’s still running. I was the CTO and I did my share of consulting. I used to work for Accenture, Avanade, and then a home builder Fortune 500 companies. So I have a ton of experience in the technology space before Wealth.com. Louis Diamond: Perfect. And you mentioned the last business that you started that I believe sold to LexisNexis. Can you walk through what that business was? Rafael Loureiro: Yeah. So I did not start the business. I joined the business before Series A. The person that started the business, Rei Carvalho, he’s actually Wealth.com chairman. So the team is still together. The US, San Francisco, New York, offices in Sydney, Singapore, London. We serve clients like Coinbase, grew very fast and then got acquired by LexisNexis in 2020 during peak COVID. Think about, we literally signed the documents, popped the champagne on March 2020. No vaccine. Louis Diamond: Oh, my God. Rafael Loureiro: We literally popped the champagne and we all went back home to work from home because that was the guy that’s from LexisNexis. Through that experience, selling a company, one thing you usually do, it’s a big liquidity event and estate planning is always related to big moments. You get married, someone in your family die, you have a new kid, you have a liquidated event. So I work with a financial advisor. They’re amazing. They helped me with financial planning, wealth management, saved me a lot of money insurance. But when it was time to do the estate planning, Louis, my experience was, “Hey, Rafael, we always work with this lawyer, go talk to the lawyer.” And then it was a completely broken process. First, because it was COVID and I had to go see the lawyer face-to-face. That was weird right there. Second, because I was expecting the lawyer to know everything about me because my advisor knows everything about me, know about my life situation, know about liquid event, know about my kids, rental houses, everything and then the engineer. I know what I told the lawyer, but do I know for sure that everything I told the lawyer end up in the document? No, I don’t. Long story short, otherwise it is a long story, we’re having a virtual coffee. I don’t know if you remember everyone, big beard, long hair, everyone working from home, and then somehow all the Emailage C-level team and founders, the co-founders, we start complaining about state plan. Even another example, my chairman, the Wealth.com chairman, Emailage CEO, Rei Carvalho, he was like, “Hey, Rafael, I’m done with the summer heat in Arizona. I’m moving to Denver. I’m going for cooler weathers.” Literally the moment he moved to Denver, he gets a call from his estate planning lawyer, welcome him to Denver and saying, “Hey, we need to update your documents. “But I just spent thousands of dollars creating my documents.” “Yeah, but you live in a new state, you have to optimize your documents.” At that moment, Louis, we’re like, “Where there’s a problem, there is an opportunity,” and the company was born. Louis Diamond: I find the best company origin stories, it’s you have that, you have a personal experience or a moment where you have a realization that there’s a problem that you have that others might have as well, so let’s create a business around solving this problem. It was legitimately at that point, it wasn’t a long burn, we’re going to research, we’re really going to think about this, it was just all of the core team that was fortunate enough to have a big liquidity event were complaining and commiserating about a similar problem on estate planning and then that launched into, let’s build a company, let’s build a platform, a product to solve this problem? Rafael Loureiro: Yes and no. We saw the opportunity. We had just finished selling a company. It takes a lot from you and your family to create a company and to sell a company. Before we started a new company, we said, “Hey, look, we feel like there is something here, but let’s do the proper groundwork, make sure that the market is right, that there is a need that it’s not only us complaining about these.” I’m going to say that we spend a good three month, we have vision document together, doing a market research and then we got excited. Literally my wife who was not super excited in the beginning said, “You guys just sold a company. You’ve been racing 100 miles an hour for the last seven, eight years and you guys going to do this again.” But I love it. It’s part of my DNA. I love the challenge. I love to build and it is a big problem. When you look at the US market, 67% of the population don’t have estate planning. You have to ask yourself, why? Is that because it costs too much money? Is that because people don’t know enough about estate planning that they don’t do it? Is that because people don’t have to think about that? So the opportunity is there. We did the groundwork. We got the team together, at least some of our eight players. We went to Altus Capital, that’s the same venture firm that led the Emailage series B and we said, “Look, we have a vision, we have a team and we believe the market is ready for it. There is no dominant player and it is blue ocean.” And then they gave us the initial funding, them and my chairman, and then we went from having an idea to launching the product in May 2022. Louis Diamond: Wow, that’s amazing. Before we dive into the rapid growth and what the platform looks like, et cetera, can you just give us a quick overview of what Wealth.com looks like today? Who are you serving? Who are you selling to and where does it fit into an advisor’s value proposition or their advice stack, if you will? Rafael Loureiro: Absolutely. So Wealth.com we empower financial advisors to provide a family office experience to their clients starting with estate planning and tax planning. What I’m trying to solve, Louis, is my situation. I want my financial advisor to be the hub of my needs. So if the need is financial planning, wealth management, insurance, estate planning, tax planning, I need my financial advisor to be aware of all these verticals, right? Because I know if something happens to one of us, my financial advisor is my person. He or she’s going to get my call from my wife and say, “Hey, am I all right?” I want to empower the financial advisor with all the tools to provide that family office experience to their client. So that’s first, we started by providing doc migration. So think of this, you are mass affluent client, between half a million dollars all the way to 10 million dollars. You don’t have your revocable trust, your will, your power of attorney, your advanced healthcare directive, your guardianship documents. We do that. We create those documents. You go to the workflow on the Wealth.com platform if you have an advisor, I need to make that clear, we’re not direct to consumer business. You have to have an advisor. So you go to that workflow and at the end of the workflow, you get the documents. Those are legally optimized, all the documents. The document you get in California is going to be completely different from the document you get in New York, from the document you get in Florida. I just want to make that point clear. What we noticed, Louis, working with these advisors is if you look at the average advisor, if you look at his or her book of business, 80% is mass affluent. So think lawyers, doctors, firemen, 20% high net worth. Usually the high net worth clients, ultra-high network clients, they already have the documents. They already paid $20,000 to have those documents draft and we were not doing anything for them. So in 2022, we had that light bulb moment even before LLMs. OpenAI launched in 2022, we actually used the Bertha model before OpenAI, but I know I’m digressing. Let me get back here. So I was not doing anything for these high net worth, ultra-high net worth clients. So we had this idea, what if we use AI to read their existing plans, all their grants, LATs, all this sophisticated irrevocable trust, connect to all their assets and then provide a summary of everything they have in place? So that was the idea in 2022. Can we do it? And we did it and that became Ester and that became our family office experience. So just to summarize, we help the advisor clients regardless where they fall in the wealthy spectrum. They don’t have the estate planning documents, we create them. If they already have the estate planning documents, we use AI to read this documents, summarize them and provide insight and observations. “Hey, here are ways that you can optimize these documents.” That’s what we do. Louis Diamond: It’s so valuable. I wish I met you a month ago because I went through a very expensive estate planning exercise with an estate planning attorney and my own personal experience is exactly the same that you had. It’s expensive. I have no idea what I was signing. It was a long questionnaire and it wasn’t driven necessarily by my advisor. They gave me the idea to get updated estate plans, but it was a disconnected process. So this makes a ton of sense. I think let’s pull on the thread of being a direct to advisor company rather than trying to pull an end around the advisor and going directly to a consumer. Why was that an important design decision for you? Because I would assume the total adjustable market might be a little bit bigger if you’re going direct to a retail client that may or may not have an advisor versus going directly to a business, an RIA, a wealth management firm, et cetera. Rafael Loureiro: Yeah. What we notice working within these spaces, something triggers you to do your estate planning. I’m not going to ask why you decide to do yours now, but usually it’s related to death in the family, a kid going to college, you buy a new house, you have a new baby, you’re getting married, you get a divorce. Direct to consumer, you have to find the client at that moment for them to consider estate planning as an important thing to do. There’s actually surveys. I think Fidelity put a survey out, that says family is the main reason why people do estate planning. And the second reason is the advisor. So if you work with a financial advisor, most likely he or she’s going to make you do your estate planning. So we did not want to be on the direct to consumer place spending millions and millions of dollars in marketing. We’d rather spend millions and millions of dollars in AI and technology and serve the advisor and empower the advisor to have this conversation and go to you and say, “Hey, Louis, how is it possible that you don’t have your estate planning document? Let’s do this now.” And I know this is uncomfortable. There’s another survey that came out recently saying that some of the advisors don’t want to talk about that. It’s still a hard subject to approach, but we have to have this conversation. Louis Diamond: I would say it almost sounds like an advisor not wanting to talk about their fees. Let’s not talk about that because it’s uncomfortable and no one wants to hear about it. Rafael Loureiro: Oh, you have to have it because they saw a huge lack of education. For example, one thing that we come across all the time, and I know it’s minor, is kids going to college. “Oh yeah, my daughter’s going to college. I don’t have to do anything.” Yeah, you do. She needs an advanced healthcare directive because if you don’t have one and something happens to her, you cannot just go to the hospital and ask for information. They won’t give it to you. We need to educate our clients. We need to do a better job. And I think advisors play that role and we want to empower them to talk about estate planning and tax planning. Louis Diamond: It makes sense. It’s a brilliant strategy because instead of advisors selling against Wealth.com as like, “I can do better and I have a estate planning guy I can refer you to,” it’s you’re working alongside them and you rely upon the advisor to provide the education to be the trigger moment. And I know again, from personal experience, if my advisor didn’t suggest that I should update my estate planning documents because I moved states, I wouldn’t have done it. It’s not like a fun thing to do. It’s an expense, et cetera. So that makes a ton of sense. You’re partnering with the hub or the influencers, if you will, of who’s driving estate planning in this country. It’s a great strategy. Rafael Loureiro: And you said something very important and I want to highlight, the world is very different after COVID. Before COVID, some of these advisors, all their clients were in the same city. I had one estate planning lawyer to help my clients, right? But now with after COVID or during COVID, people moved. “Oh yeah, I’m not living in a farm. Oh, I moved to Montana. Montana is beautiful. I saw Landman or Yellowstone. Now I’m leaving Montana. Landman is in Texas.” How? Now you don’t have estate planning lawyer in Texas. You don’t have estate planning lawyer in Montana. With the right partnership with Wealth.com, now you can serve all your clients regardless where they are in the US because we are present in every jurisdiction and we have lawyers in every jurisdiction. So we empower you to serve clients regardless where they are in the US. Louis Diamond: Very cool. And how about the pricing model? You don’t have to say what it costs, but is it one license that a firm is buying on behalf of their entire client base or is there an incremental cost for each client? And I’m throwing a lot at you. And then third part of the question is, are you seeing advisors charge directly for the Wealth.com estate planning output or are folks wrapping it into their fee as just a value added service as part of their planning and comprehensive wealth management process? Rafael Loureiro: Very good question. My goal, our goal, has always been we want to make estate planning available, democratized estate planning, make it more accessible to the population. So the way we charge is we charge the advisor annual recurring fee. We do not charge per document. I want you to provide estate planning to all your clients. That’s our goal. I don’t want you to think, oh, but that’s going to cost me money. No, all your clients set them all up with estate planning. Are they charging? It depends. So the way I’m going to say this is, I’m going to say that 60% of my advisors are charging not for the documents because they’re not lawyers, they’re charging to help educate you on estate planning. You as a client, you have to go to the process yourself to get the documents. So that’s where an advisor would send an invitation to Wealth.com. You and your wife or your partner, you’re going to go to the workflow and you’re going to get the document at the end. But the advisor is going to set up a call with you, the advisor is going to help you collect the documents. The advisor is going to educate you why estate planning is important. And some of them are charging for this. Some of our advisors, more on the high net worth, alternate high net worth space, you already charge a very good fee to provide your service so they probably provide Ester output, I should say, as a value added service. It depends on the use case. Louis Diamond: Makes sense. So I’ve heard you talk in interviews about a major gap in estate planning between client expectations and what a client is expecting, hoping to get with estate planning, especially when it comes to interacting with their financial advisor and what is actually fundamentally delivered by advisors. So I’m curious, why is there a gap and why do you think that gap has existed for so long? Is it as simple as people don’t like talking about death and it’s expensive or is there a deeper answer? Rafael Loureiro: I think it’s all of the above and your experience is amazing. You pretty much, you are the typical client. You took long to do it. It costs you a lot of money. You’re now like, next time you have to do an update, you’re going to wait five to 10 years to do it because we spend thousands of dollars to get it updated. Why does it have to be like that? And now with AI, and that’s what I think is going to change a lot in the next five years, is why can we not have continuous estate planning? What I mean by that is work with your advisor. I have connection to all your assets. I have connection to CRM. I have connection to your bank account. If you give me access, I don’t need password, but you can actually connect all your assets, I have connection to the portfolio management platform. So as you live your life, as you get married, as you buy a property… You finally decide to buy a property in Tahoe, I get these pings and then I can empower your advisors to say, “Hey, go talk to Louis and say, hey, it’s time to update your estate plan.” Or a rental property outside your home state in California, you need to update your… Or he has just crossed a tax threshold or he just got married or he just had a new beneficiary. My goal is to empower the financial advisor to provide more and more value to this relationship. I’m not trying to replace the financial advisor, but I’m trying to empower him or her to give you more value so him or her becomes more critical for your relationship. Why people haven’t done estate planning I think is a lack of education, is the fear of the cost. “Oh, I have to talk to a lawyer. Oh my gosh, that’s going to cost me $5,000.” I want to make this easier. I want to make this simple. I want to empower the advisor to demystify estate planning and tax planning, make it more accessible, bring the estate planning more to the middle. What I mean by that is why is this estate planning exclusive to the high net worth, ultra-high net worth? Because in that space, 90% of the people have estate planning, 90% of the people. It’s the fear of the cost, I think, and then people don’t want to think about that. Louis Diamond: Yeah. I think that’s exactly right. Yeah. It very much sounds like it’s a win-win. It’s like a next best action type event where you’re giving an advisor on a silver platter a way to add value, which is what I think every advisor wants to do and then it’s a massive value add to the end client. My guess is you don’t have much friction in delivering those sorts of insights to advisors that they can then deliver to their clients. Rafael Loureiro: I would say if you’re not doing it, there is a big risk. You’re going to lose your clients to people that are doing it and they are providing the family office experience. Yeah. Louis Diamond: Yeah. What about the competitive landscape for Wealth.com, whether it’s other FinTechs that are attempting to do something in the space or even just the legacy advisor, the estate planning attorney in town or an advisor’s preferred T&E attorney. How do you think about the competitive landscape in the trust and estate world today? Rafael Loureiro: There are competitors. From day zero when we came in, there were competitors. I don’t see an incumbent. I think now we have became the incumbent. I think there is a segment of the market, just to paint a picture, one third of the advisors are going to retire in the next 10 years. So there is a segment in the market where to your point, they already work with a estate planning lawyer. That’s not a bad thing. They’re like, “Oh yeah, I get leads from this lawyer. My clients are all located in my neighborhood. I don’t need to provide out of state estate planning,” then we’re not going to get there.” But at the same time, if you look at our growth, we’ve been growing and that’s why we just raised a series B, our growth is out there to prove it, we’ve been tripling the company size every year. There’s a need, there’s a demand. Financial advisors are waking up. They are in a very competitive market. They need to provide more to the clients because I feel like investment management, it is becoming table stakes. Financial planning, it is table stakes. So what else can I offer my clients? And that’s why you see some advisory firms offering BillPay. I file your taxes. I’ll get your estate planning done. You got to differentiate yourself. We’re seeing the need. If you look at our penetration, we have now 2,000 firms on the platform and the firms go from independent, a small SMB advisor with one or two advisors in the office, all the way to the top three, three out of the top five banks in the US. We are there, right? Louis Diamond: Wow. It’s interesting. Let’s talk about that. So on the bank side, it’s typically not a segment that is ripe for technological disruption or external tools like this to come in and make a dent. How are banks and very large platforms thinking about Wealth.com? Is it a similar kind of buying journey or decision that an individual RIA or an individual advisor would make or is it a little bit different? Rafael Loureiro: It’s a little bit different. So without mentioning names, these banks, some of these banks that work with high net worth, ultra-high net worth clients, they were providing this summary report that Ester put together, they were, before Esther, but it was taking them 30 to 50 hours. All human labor to put one together, Excel, Visa, PowerPoint, 30 to 50 hours. Even to these very expensive, very wealthy clients, they were only doing once a year. “Hey, here’s your report.” “Oh yeah, but I just sold the house in St. Barts. Can I get a new update?” “No. Next year you’re going to get the update.” I’m not even kidding. It was serious. So they were doing the work, but it was all labor-intensive. Now with Wealth, a much better output, I should say, it’s take minutes. And instead of only reserving these to the very, very wealthy clients, now they can go downstream and offer this to their mass affluent clients and then high net worth clients. They’re all seeing the need. They’re all waking up because they were doing the work, but it was all labor-intensive, like I said, all manual before and they want to automate. Louis Diamond: Very interesting. I definitely want to spend some time talking about Ester. You mentioned it a few times, but before that, I’d say two very real strategic areas that a firm might take on when it comes to estate planning. The first one is a lot of very successful advisors, they cultivate amazing COI referral relationships with attorneys and usually the attorneys are T&E attorneys for obvious reasons. Have you gotten pushback or have you seen that because of Wealth.com, these advisors now are referring less business to these high-powered trust and estates attorneys and then they’re not able to grow their business as much in return. That’s one question if you can weigh in. Rafael Loureiro: I have not heard that. And just to clarify, I think with Wealth, having Wealth as part of your tool framework, you’re going to be able to serve more clients and still leverage your trust estate attorney. And I’ll explain how. For example, we know how to stay our lane. So let’s say you go into the workflow and as part of the workflow, you say, “Hey, I have a special needs child.” At that moment we say, “Stop. Let me put you in touch with a lawyer.” You can decide to use your own lawyer or you can use one of in our network. We have lawyers in every jurisdiction, but it’s up to you. We focus on the revocable trusts and the wealth. If your client requires something more sophisticated, you can still use Wealth.com to map out the client’s situation using Ester. You’re going to be able to see everything they have in place at that moment and then use your relationship, your trust and estate lawyer to make the document update. So I think what we are doing is reserving the most complex case for the trust and estate lawyer if a document needs update, but I don’t think you are breaking that relationship. That relationship will stay there and you’re still going to have that lead exchange, but I don’t have any numbers to answer your question. Louis Diamond: I think that makes sense. It’s not like with Wealth.com, at least not yet. It’s not like there isn’t a role for a T&E attorney and especially for more complex esoteric type situations, an advisor could still refer some of their relationships to a T&E attorney, but they’ll come armed with better information. And also with more clients getting involved with estate planning, there’s also conceivably more opportunities that they can refer out to an estate planning attorney in turn. Rafael Loureiro: Can I use that? You did a much better job than I did. Exactly. Exactly what you said. The difference is now your advisor, your clients are going to be much better informed, that they know exactly what they need from the lawyer. So yeah, 100%. Louis Diamond: Perfect. And then the other one, which is I’d say less commonplace, but it’s a trend. The trend, and you hit on it, that as investments are becoming commoditized or not as differentiated, advisors are being called on to offer more and more services, whether it’s tax preparation in-house or bill pay or picking up clients’ dry cleaning, et cetera. But I think a big area that I’ve seen firms invest in is an in -house trust and estate attorney. Do you think Wealth.com is taking some of the sizzle out of that in-house service or is it just different? Is it two different use cases? Rafael Loureiro: It’s two different uses cases and we actually sell to that use case where if you have your trust estate attorneys in-house, we actually leverage them and they become users on the platform. Going back to my previous answer, now with Wealth.com, you’re going to be able to serve more clients with estate planning. You can actually route some of the use cases back to your trust estate team through Wealth.com. They do whatever they have to do and then you’re able to serve more clients. An example, trust and estate lawyers, they had to read the documents before Wealth.com. They would spend countless hours reading a hundred-page documents. Now with Esther, we do the summarization. We show your trust estate team where all the information was extracted. So instead of reading one document per hour, you’re going to be able to read three documents per hour and visualize the client estate plan and be able to optimize it because we’ve provided insights and suggestions and then the trust and estate lawyer can provide their own and say, “Hey, no, I agree with this one,” or “I think we should also do this.” I think you’re going to optimize the use of your trust estate team. You’re not going to get rid of them. No. Louis Diamond: It’s more so you’re automating the high value differentiated work. It also kind of sounds like, I don’t know when eMoney or MoneyGuidePro came into the mainstream, but it’s almost a difference between a paraplanner for a firm, manually creating pie charts in Excel and PowerPoint and analyzing a bunch of stuff and then eMoney and MoneyGuidePro and NaviPlan and all these companies come about and all of a sudden a lot of the work is automated. And it’s not like a paraplanner is out of work. They just become the experts, the users of the platform and they can allocate their attention to higher value, more bespoke work rather than we’ll say more of the factory kind of below the line things that was taking up a lot of their time. Rafael Loureiro: Absolutely. I like to use the analogy of the shoemaker. In the past, the shoemaker would make one shoe. It would be a beautiful shoe, but he would make one shoe a week or every two days. Now you have specialized agents. All that agent does is read estate planning documents. All that agent does is enriching the documents with insight and observations and looking to all the legal law changes that happened recently. So now you’re able to still make the same high quality shoe, but just at a higher volume. And you have a lot of dedicated workers doing one thing and doing one thing extremely well. So my goal is to empower the shoemaker. My goal is to empower the advisor and with a thousand analysts, a thousand paraplanners. So just making my job more efficient. Louis Diamond: I love it. You fit in Ester a good bit. It seems fairly clear what Ester’s doing. Sounds like an amazing value add. Just given the pace of AI innovation and I don’t think anyone knows where it’s going, but what are you most excited about Ester being able to do either now or in the future and what’s the vision if you can project out a year, which seems like an eternity in AI time, what’s on the dream board for what Ester’s going to be able to do for your Wealth.com clients? Rafael Loureiro: As a technologist, I love this question. I see AI in three distinct phases. You had the first phase of Ester in 2022, 2023 when we launched, which was summaries. It was amazing summarizing data. Some of these clients, Louis, think about this, some of these clients, they have 13 documents in place. They had every type of irrevocable trust you can imagine plus a revocable trust in place. They had very complicated assets, very complex assets. So Ester was amazing in summarizing. That was phase number one. Phase number two is now being able to augment. You read the data, you see an opportunity and you create a task that’s right there in front of the advisor saying, “Hey, I think you should reach out to this client and include this report with some of these observations. Click this button if you agree.” You still involve the advisor, the human is still in the loop. And that’s what we are with Ester right now. We do that. We assess the data, we see the opportunity, we involve the advisor, advisor get involved and say, “Yes, let’s do this,” and click a button, an email is triggered, our report is attached. Here we go. The third phase and that’s coming next and very soon is now you have an agent acting on the behalf of the advisor. I still want to make sure, and I want to make this very clear, I don’t want to get myself in trouble, the devices always evolve, but you have all these specific agents, that’s tax planning agent, that’s the estate planning agent, work independently, connected to the world, extremely well-trained with thousands and thousands of documents that we’ve seen over the years, finding opportunities, creating the tasks, creating the emails, creating the report, having everything ready to go, just waiting for the advisor to say, “Do it.” And we do this enough to the point where the advisor is going to say, “All right, you don’t need my permission anymore to do this specific task. Go.” You connect to the IRS, you download the text transcript, you crunch to this data, you create a report and it’s ready to go. The other thing too is I want to be able, my goal in the next year, a year and a half, is I want to continue estate planning. Up to this point, estate planning has been exactly like you described. You go to a lawyer, you pay thousands and thousands of dollars and those documents start collecting dust in a shelf somewhere while you live your life. And being from this space, that’s not how it works. There is new legislation being passed OBBA became like you crossed tax threshold, you have liquidated events, you get married, you get divorced, you buy real estate property, so on and so forth and that document is already stale. Why does it have to be that way? Now with AI, now with the technology we have in place, it won’t be. I promise you. Louis Diamond: Very cool. That’s exciting. That sounds like the perfect evolution of AI from summary, just here’s something you can read quickly to suggesting action, to then taking action. It does seem like the flow that it’s been and I’m sure there’s 15 other flows from here that we don’t even know yet. Or you probably do because you’re in this, but for me, I can’t even imagine what phase four and five are going to look like for you. Rafael Loureiro: Yes, it’s exciting. Louis Diamond: Definitely is. I saw, when I was doing some research for this that Wealth.com announced a fairly major strategic partnership with Dynasty Financial Partners, embedding Ester into their Dynasty desktop. What do you think this partnership says about where the business is going and how do you expect advisors to really take advantage of this in practice? Rafael Loureiro: It was a new development. We’re super excited about the Dynasty Financial Partnership. Before, if you look at before this partnership, we would have to empower advisor one by one with a Wealth.com license. With this partnership with Dynasty, every advisor in the Dynasty family or using the Dynasty desktop is going to be able to use Ester. So they’re going to be furnished with an AI intelligence that they can ask any estate planning questions, they can get tax planning questions answered. They’re going to be able to upload their clients’ estate planning documents and get a summary with opportunities, with everything that they can do for those estate planning documents. I think it fits perfectly well for enterprise IRAs, wire houses, this solution. Instead of doing one by one, you can actually have AI for all your advisors at once answering their most basic questions and taking action. That’s literally like the agents I was trying to describe. So that’s just the first step in that direction and we’re super excited about this. Louis Diamond: Very cool. Let me ask you another one. So you said earlier that as investment management becomes more commoditized that advisors not only have to offer more services and provide more value, but they also have to differentiate from the advisor or the firm across the street to provide more family office services, if you will. But let’s say, and this will be great for you, Wealth.com becomes like air that everyone’s breathing. It almost becomes like financial planning tool, e-Money. It’s commonplace. Now it’s commoditized across the space, it’s not a differentiator anymore to offer financial planning. As Wealth.com expands more firms work with the platform, what do you think is the next layer or next level of differentiation that your clients then can point to if it’s no longer maybe a couple of years from now that we use Wealth.com that we help with estate planning? Rafael Loureiro: Wow, that’s an interesting one, and approach my wife and bring ideas and suggestions. For me, if I can make that happen where the financial advisor is helping with my taxes, so when it’s tax time, we just have to have a one-hour meeting and we’re ready to click a button and have everything done, that can help me with BillPay. And think about like high net worth and ultra-high net worth people where it becomes extremely complicated to do BillPay properly because you have to pay from the right account, from the right trust. If they can take this off my plate so I can focus 100% in my business and my family, it’s mission accomplished. If that means that they’re going to walk my dog to make this happen, I know I’m exaggerating here, but pick up my laundry like the example you use, I think you’re going to have to do this. That in my mind is how these financial advisors survive the AI revolution. It is that personal relationship. It’s knowing me well. It’s spending more time with me than once a quarter. And with AI, with the right AI, and I know AI, there’s a lot of smoke in this space and very little fire, but with the right agents, with the right workflows, one advisor is going to be able to serve more than a hundred clients. Because right now the ratio is a hundred clients per advisor, maybe you’re going to be able to serve like 200, 250 well. Serve them well, knowing them well, knowing them personally. I think that’s going to happen in the next couple of years. Louis Diamond: I think that’s right. It’s more so like the intangibles that an advisor has. Their secret sauce isn’t going to be necessarily we offer these seven things. It’s going to be, I really get you. I understand you. It’s the advisor’s personal relationship and empathy with that client and all the years that they’ve known them. And then it’s just using all these different tools to aid that relationship. It kind of sounds like that’s what you’re saying. It’s all the other stuff that advisors do that might be different today, over time, people catch up and that becomes commoditized similar to we offer financial planning and that’s a differentiator. Now it’s, if they don’t offer financial planning, it’s a problem. Rafael Loureiro: Yeah, 100%. You got it. Yes, it is the intangibles. That’s perfect. Louis Diamond: Okay. I got two more questions for you. What’s one thing you wish more advisors understood about estate planning that they still miss today? Rafael Loureiro: I think there is an education component. Just deploying Wealth.com and expecting is going to work with your clients. It’s not like that. You need to be willing to have the conversation like your advisor did it with you. You need to have the tough call and say, “Hey, are you ready? Do you have estate planning in place? Why not?” And then having that conversation. Louis Diamond: And I would imagine too, it’s also cool, I got all these documents so instead of it getting locked in the safe or locked in the drawer, it’s also incumbent on the advisor to explain the documents. “Hey, these are a bunch of stuff in here that whatever, we don’t have to get into, but here’s the four key things about this document that you should understand. The power of attorney we’ve nominated is your father-in-law. Your proceeds are going to get distributed one-third to your son, a quarter to your daughter,” et cetera. It’s going to be those things and translating the documents into real words that clients are going to understand. Rafael Loureiro: 100%. That is critical because I’m a software engineer, I’m not equipped to be reading a hundred pages document and trying to understand everything that’s there without … Now with AI, you can actually ask Claude to summarize and Gemini to summarize it, but that was not the case three years ago. So that education component is critical. And some of my advisors are actually very successful, I should say. A smaller firm in this case, I’m not going to say the names, I don’t have that permission to say their name, but they are actually doing these estate planning webinars as a lead generation. Because clients are curious about this. Sometimes if you don’t ask them, you’re never going to know, but they’re probably very curious about estate planning. They’re probably very concerned they don’t have the documents in place. Even the ones that have the documents, they’re probably concerned that they need an update and they haven’t done it. So by doing this webinar, they feel more comfortable just going to the event. They know they’re not going to be the center of attention and then asking a question or hear people asking questions. Some of my most successful clients are actually using webinar as a lead generation to explain state planning. Louis Diamond: It’s a great idea. It’s like you’re empowering the advisor to talk more about estate planning. It’s no longer this bugaboo that was too complex or not in their swim lane. It’s empowering them to lead with, it sounds like. Rafael Loureiro: 100% Louis Diamond: Amazing. And last question, if you were an ambitious advisor building a new firm from scratch today, what would you tell them to focus on to create a more durable, harder to replicate future-proof business? Rafael Loureiro: That’s a great question because the factory floor of a hundred years ago, is no longer work. If you have a chance to start from the beginning, it’s a new world. It’s a new world for companies like ours. Even for companies like ours that are in the bleeding edge of technology, everything is changing with AI. How I organize my teams is changing with AI. So I would say select Wealth.com. No, that’s … I’m kidding. I’m kidding, but yes, I’ll say select the right tools, use AI properly, it’s no longer a headcount game. I’m not saying you’re not going to need help, you’re going to need help, but make sure the tools are talking to each other because it is a new age. It’s an agent about speed, about being able to offer more service quicker, about increasing the relationship, the intangibles, to your point. It’s no longer once a quarter call to your clients. So if I had the chance to do everything again, if I had a chance even to start Wealth.com again, it’s different how you organize your team in this age of AI. AI is going to be bigger than the industrial revolution. Trust me, the shockwave is huge. To your point earlier in this call, we’re getting a big jump every month. It’s no longer every year, every month there is something new coming from AI. So if you start your firm again, select the right partners, select the right tools and then hit the ground running. Louis Diamond: Perfect. That’s amazing. Rafael, this has been so fun. I learned a ton from you. You just have a way of storytelling and I absolutely love the why behind Wealth.com, the personal experience that probably a lot of listeners have had as the light bulb moment. And instead of just complaining about it, you actually took action and now are creating the future of estate planning, empowering advisors to offer estate planning to their clients, getting more folks in this country set up with trust and estates and wills, et cetera. So I think it’s amazing what you’re doing and I’m very excited to continue to watch your success. Rafael Loureiro: Thank you. Thank you for the opportunities and just to do a final plug, estate planning, tax planning, stay tuned. There is more coming. Louis Diamond: There we go. Thanks so much. Rafael Loureiro: Thank you. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I Stay or Should I Go? is a book written with you in mind it’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively, whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook. Why AI Matters Now: Filling the Estate Planning Gap with Wealth.com A conversation with Louis Diamond and Rafael Loureiro, Co-Founder & Chief Executive Officer at Wealth.com. Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Why AI Matters Now: Filling the Estate Planning Gap with Wealth.com. It’s a conversation with Rafael Loureiro, the firm’s Co-Founder & Chief Executive Officer. I’m Louis Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wire house, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned, and each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: In the wealth management world, estate planning has largely lived in a separate lane. It’s a topic advisors may raise with clients then hand off to an attorney and eventually a set of documents come back, filed away, rarely revisited, and often disconnected from the rest of the planning process. That structure has been in place for a long time and for the most part, it’s gotten unquestioned, but when you step back, it creates a gap between what do clients expect from their advisor and what actually gets delivered when it comes to estate planning. Rafael Loureiro, co-founder and CEO of Wealth.com, ran straight into the gap after a planning event of his own which should have been a coordinated process, felt fragmented, manual, and surprisingly opaque. And likewise, I recall the same type of disjointed experience in my own estate planning process. It’s experiences like these that became the starting point for building Wealth.com. What makes this story interesting isn’t just that they’re using AI but how they’re using it inside the estate planning process, and it’s how AI allows the model itself to change from a one-time legal event to something that evolves alongside the client, from static documents to a system that can actually interpret, update, and surface what matters, from a disconnected handoff to something the advisor can actively lead. In my conversation with Rafael, we get into how that plays out in practice, how tools like Ester move from summarizing estate documents to identifying gaps, to prompting next steps, and eventually preparing action on behalf of the advisor, because when AI moves from simply organizing information to helping drive decisions, estate planning stops being a periodic task and starts to look more like a continuous part of the advice process. So let’s dive in. Rafael, thank you for coming on our show today. Rafael Loureiro: My pleasure, Louis. Thank you for having me here. Louis Diamond: Of course. Let’s jump in and in researching you and speaking to you in the past, I got to admit, you had a very different path into the wealth management industry probably than anyone I’ve ever interviewed. So can you walk us through your background briefly and early professional endeavors? Rafael Loureiro: Absolutely. The accent that you hear is Brazilian. So I’ve been in the US for 25 years. I’m a software engineer by trade, came here as a HMB, been involved with different companies over the years and then most recently before Wealth.com. I was a chief technology officer with a fraud prevention company, nothing to do with wealth management, but by selling that company, it’s how the Wealth.com story started. Louis Diamond: Perfect. And I was referring to also some of your early career endeavors even before founding your last company, if you’re comfortable sharing that. Rafael Loureiro: Yeah, absolutely. I’ve been involved with four different startups in different spaces. One of them was in, if you remember all the way back to 2008, the real estate prices, the first startup with foreclosures. So when houses went into foreclosures, me and my partner, we created a system to index that. I also had work on a photo album company. It became a lifetime business. It’s still running. I was the CTO and I did my share of consulting. I used to work for Accenture, Avanade, and then a home builder Fortune 500 companies. So I have a ton of experience in the technology space before Wealth.com. Louis Diamond: Perfect. And you mentioned the last business that you started that I believe sold to LexisNexis. Can you walk through what that business was? Rafael Loureiro: Yeah. So I did not start the business. I joined the business before Series A. The person that started the business, Rei Carvalho, he’s actually Wealth.com chairman. So the team is still together. The US, San Francisco, New York, offices in Sydney, Singapore, London. We serve clients like Coinbase, grew very fast and then got acquired by LexisNexis in 2020 during peak COVID. Think about, we literally signed the documents, popped the champagne on March 2020. No vaccine. Louis Diamond: Oh, my God. Rafael Loureiro: We literally popped the champagne and we all went back home to work from home because that was the guy that’s from LexisNexis. Through that experience, selling a company, one thing you usually do, it’s a big liquidity event and estate planning is always related to big moments. You get married, someone in your family die, you have a new kid, you have a liquidated event. So I work with a financial advisor. They’re amazing. They helped me with financial planning, wealth management, saved me a lot of money insurance. But when it was time to do the estate planning, Louis, my experience was, “Hey, Rafael, we always work with this lawyer, go talk to the lawyer.” And then it was a completely broken process. First, because it was COVID and I had to go see the lawyer face-to-face. That was weird right there. Second, because I was expecting the lawyer to know everything about me because my advisor knows everything about me, know about my life situation, know about liquid event, know about my kids, rental houses, everything and then the engineer. I know what I told the lawyer, but do I know for sure that everything I told the lawyer end up in the document? No, I don’t. Long story short, otherwise it is a long story, we’re having a virtual coffee. I don’t know if you remember everyone, big beard, long hair, everyone working from home, and then somehow all the Emailage C-level team and founders, the co-founders, we start complaining about state plan. Even another example, my chairman, the Wealth.com chairman, Emailage CEO, Rei Carvalho, he was like, “Hey, Rafael, I’m done with the summer heat in Arizona. I’m moving to Denver. I’m going for cooler weathers.” Literally the moment he moved to Denver, he gets a call from his estate planning lawyer, welcome him to Denver and saying, “Hey, we need to update your documents. “But I just spent thousands of dollars creating my documents.” “Yeah, but you live in a new state, you have to optimize your documents.” At that moment, Louis, we’re like, “Where there’s a problem, there is an opportunity,” and the company was born. Louis Diamond: I find the best company origin stories, it’s you have that, you have a personal experience or a moment where you have a realization that t

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the Joshua Schall Audio Experience

Play Episode Listen Later Apr 23, 2026 15:04


The "Ozempic Era" winner won't just be the company that ships the most pens...it'll be the one that provides the most holistic support for the patient's new metabolic reality. For years, Hims & Hers has been the gold standard for "full-stack" digital health, successfully turning stigmatized medical treatments into lifestyle rituals. But as they dive deeper into the GLP-1 market, the rules of the game have changed. As of March 2026, they've shifted away from "compounded" medications toward FDA-approved branded drugs like Wegovy. This move avoids legal and regulatory risks, but it creates a massive problem: They can no longer "bundle" supplements into the pill. Although accessibility of GLP-1 medications isn't the true challenge of obesity care any longer. Alternatively, the GLP-1 revolution faces a real problem with retention. Data shows that 62% of GLP-1 users quit within six months. Why? Side effects like "Ozempic Face" (loss of skin elasticity), significant muscle mass loss (up to 40% of weight lost), and debilitating GI issues. So, the future of Hims & Hers isn't just shipping injection pens; it's becoming a comprehensive metabolic health platform. And this likely involves a "dual-track" subscription model. On one track, the patient receives the branded GLP-1 pharmaceutical. On the second track, they also receive a customized monthly "metabolic health support kit." And I'd expect these support kits to include a customized monthly stack focused on Muscle Preservation (Protein, HMB, and Creatine), GI Defense (Fiber, Prebiotics, and Electrolytes), and Cosmetic Repair (Nutricosmetics). But to win the long game, Hims & Hers may need to look toward precision nutrition. Whether through AI-driven personalized supplements (like Tailored Script from TSI Group) or 3D-printed nutrient gummies (like Nourish3d), the goal is clear...every aspect of the "hard goods" strategy must move from a reactive "one-size-fits-all" approach to a proactive, personalized metabolic health care model.

Mayo Clinic Cardiovascular CME
Menorrhagia Management in Women with Cardiovascular Disease

Mayo Clinic Cardiovascular CME

Play Episode Listen Later Apr 7, 2026 18:08


Menorrhagia Management in Women with Cardiovascular Disease   Guest: Shannon Laughlin-Tommaso, M.D. Host: Marysia Tweet, M.D., M.S.   Heavy menstrual bleeding is a condition that occurs before menopause and can be caused by both hormonal and structural conditions, like fibroids or adenomyosis. There are many medical and procedural options for treating bleeding which are safe in women with CVD. Although hysterectomy is a definitive option for HMB, it can increase risks of CVD in young women.   Topics Discussed: What are the causes of heavy menstrual bleeding? what are the options for treating heavy menstrual bleeding in patients on or off anticoagulation?  Is heavy menstrual bleeding a risk factor for CVD?    Connect with Mayo Clinic's Cardiovascular Continuing Medical Education online at https://cveducation.mayo.edu or on Twitter @MayoClinicCV and @MayoCVservices. LinkedIn: Mayo Clinic Cardiovascular Services Cardiovascular Education App: The Mayo Clinic Cardiovascular CME App is an innovative educational platform that features cardiology-focused continuing medical education wherever and whenever you need it. Use this app to access other free content and browse upcoming courses. Download it for free in Apple or Google stores today! No CME credit offered for this episode.   Podcast episode transcript found here.   Recorded 06-January-2026

Medicos Hands-on
Qual a função dos suplementos alimentares? @drguilhermedomingues medico nutrólogo HCFMUSP

Medicos Hands-on

Play Episode Listen Later Mar 15, 2026 109:16


Dr Guilherme Augusto Barcelos Domingues médico nutrólogo doutorando HCFMUSPNutrologia é a especialidade médica diferente da nutrição que é uma graduação. O nutrólogo pode trabalhar no hospital ou consultório. No hospital trabalha com equipe multidisciplinar com nutricionista, farmacêutico e enfermeiros. O nutricionista discute as metas nutricionais dos pacientes em conjunto com o nutrólogo, o farmacêutico prepara dieta enterais ou parenterais balanceadas para o paciente e a enfermagem cuida das vias de acesso das dietas.A suplementação alimentar é importante porém não substituo a alimentação, ou seja, na prescrição de suplementos deve ter-se causas e objetivos. Importante ressaltar que suplementos não substituem uma boa alimentação. Prescrição desnecessária de suplementos pode estar associada à efeitos colaterais que por vezes podem ser graves. Antes de suplementar é sempre bom consultar um nutrólogo.Suplementos ergenicos são suplementos que melhoram a performance do exercício. São eles: creatina monohidratada, cafeína e beata alanina. A creatina é uma "bateria" do ATP que melhora a capacidade de treinamento; ela deposita 95% nos músculos e 5% no sistema nervoso central. Ela não funciona bem em pacientes hospitalizados e acamados. A evidencia mostra que melhora a performance e força muscular. Os principais efeitos colaterais são aumento da creatina no sangue o que não significa insuficiência renal. Não provoca calvície. A cafeína é antagonista da adenosina que melhora a disposição. Além disso reduz a fadiga muscular através da redução da polarização da fibra muscular. Como efeitos colaterais pode causar acidez estomacal, insônia, palpitação e tremor. Além disso, pode causar tolerância, ou seja, perder o efeito ao longo do tempo. Tem efeito mais prolongado em mulheres e gestantes. Em pacientes cardiopatas a prescrição deve ser individual. A beta alanina funciona como tampão muscular reduzido a acidez no músculo durante o exercício que esta associado à fadiga. Só serve para exercícios de alta carga por 1 a 4 minutos.O ganho de massa muscular em pacientes frágeis, sarcopenicos e caquéticos pode ser estimulado pelo beta metilhidroxibutirato (HMB). Essa substancia é agonista da via de estimulo da síntese proteica e também reduz a via de degradação proteica do músculo. Esse suplemento é muito utilizado em pacientes hospitalizados. O colágeno não tem efeitos importantes no ganho de massa muscular, porém teve boa evidencia para melhora da pele. A absorção proteica vai depender do tipo de proteína consumida. A proteína do soro do leite são as melhores para absorção e as proteínas vegetais tem menor absorção. Um paciente vegetariano deve ter dieta combinada com diversos tipos de proteína. O idoso tende a não gostar de alimentação proteica. Para suplementação, deve-se analizar de maneira completa a dieta e tentar balancear as proteínas da dieta; importante ressaltar que veganos devem ter suplementação de creatina e vitamina B12 que só existem nos alimentos de origem animal. A proteína do soro facilita o alcance da meta proteica diária que deve ser entre 0,8 a 1,2 g por kilo de peso. A meta pode variar com idade, sexo, fase de vida, etc. Way protein concentrado tem de 50 a 90% de proteína (deve-se verificar a marca do fabricante), isolado tem 90% de way protein, hidrolisado é quebrado em agua (melhora a absorção). A maioria dos pacientes pode tomar way concentrado sem maiores problemas.Acidos graxos omega tres pode ser prescrito para redução do risco cardiovascular. Porém, não há boa evidencia de redução desse risco. O único grupo beneficiado foi o dos pacientes com aumento dos triglicérides.O sal light tem 75% de cloreto de sódio e 25% de cloreto de potássio. Ele foi benéfico para redução de mortalidade cardiovascular e mortalidade. Além disso esteve associado com redução da pressão arterial sistêmica. O sal rosa (sal do himalaia) não teve nenhuma diferença com o sal comum de cozinha. #nutrologia #suplementosalimentares

Renungan SeRoJa
Renungan SeRoJa, HMB. VI, 15 Februari 2026

Renungan SeRoJa

Play Episode Listen Later Feb 14, 2026 8:34


Renungan SeRoJa, HMB. VI, 15 Februari 2026

博音
EP212 | 耳鼻喉科醫師:你可能一直搞錯自己鼻塞的原因了!ft. 林岱樓醫師

博音

Play Episode Listen Later Feb 9, 2026 50:35


這一集我們討論了鼻塞的成因與影響,耳朵清潔迷思,以及耳鼻的照護方法。本集節目由【亞培安素HMB】贊助播出 ﹋﹋﹋﹋﹋﹋﹋﹋﹋﹋﹋﹋﹋﹋﹋﹋﹋ 如果你也有因為各種原因不方便吃正餐,或是家中長輩因年齡增長,體力開始下降,例如走沒幾步就要休息,日常活動慢慢開始需要人的協助,記得提醒他們,40歲以後肌肉加速流失,是時候正視肌肉保養啦!安素HMB含三重優蛋白,可以幫助補肌肉、鎖蛋白,肌肉補鎖雙動力 同時補充均衡營養,2 週提升 2 倍體力! 它不僅是上百位醫師第一推薦,也是全球第一的成人營養品牌 年節將近,如果帶一箱回去送阿公阿嬤、爸爸媽媽, 甚至是自己放在家裡隨時補充,都會讓人感到超級實用又貼心。領取免費試用:https://reurl.cc/lam1md透過連結下單購買::https://abbottmall.pse.is/8nc4pv博恩專屬優惠【安素HMB】折$100 序號【2026HMB100】 使用規則 1. 單筆消費滿$NT$1,000 享優惠折扣 NT$100。 (限安素HMB 鐵罐/RPB/優能基 箱購商品使用) 2. 每個帳號使用次數 1次。 3. 使用期限:2/9 00:00 ~ 3/8 23:59。 (Podcast播出後一個月內可使用)保護文字:Baier S et al. JPEN J Parenter Enteral Nutr. Jan-Feb 2009;33(1):71-82.。根據亞培2022年3月及7月對家庭醫學科及復健科316位醫師市調結果,安素為第一推薦營養補充品品牌。 根據2018年Euromonitor統計,亞培成人營養(安素及葡勝納,不包含本廣告其他產品)市佔率50%,其中亞培安素為全球市佔率第一名。Taiwan Medical Journal. 2025 Jun;68(6):17-23。根據64人體力測試,14天後測試組較對照組體力進步1.8倍。規律運動、均衡營養、蛋白質補充等,皆為維持鎖住營養狀態的重要因子。蛋白質幫助肌肉生長、為肌肉合成來源之一。特殊營養食品須經醫師或營養師指導使用。 ANIAPAC-P-TW-202600064訂閱最新消息 » https://str.network/rnbrianInstagram » https://www.instagram.com/brianptseng/Facebook » https://www.facebook.com/brianstandupYouTube » |曾博恩:https://www.youtube.com/@brianptseng|博恩站起來:https://www.youtube.com/@StandupBrian⠀本節目由【月城南廣告】業務代理及製作

吳淡如人生實用商學院
EP2270【吳淡如】中年人這麼做 幸福曲線就會向上走

吳淡如人生實用商學院

Play Episode Listen Later Feb 5, 2026 17:39


人的幸福感就像一條U型的曲線, 這條曲線在40歲的時候會跌到低谷, 不過你不用擔心,因為「幸福曲線」在中年觸底後反而會回升, 這是為什麼呢?不是因為人生突然變簡單, 而是因為人到中年心境轉換以後反而突破了框架... / 醫師第一推薦的品牌─亞培安素HMB,含三重優蛋白,補肌肉、鎖蛋白,肌肉補鎖雙動力,能夠2 週提升 2 倍體力。給自己和心愛的家人好體力!農曆新年到了, 比起說出口的關心,一份實用的營養補給更貼心。把亞培安素HMB禮盒送給父母補營養,身為父母的我,收到這樣的心意,真的會特別開心。 保護文字:Baier S et al. JPEN J Parenter Enteral Nutr. Jan-Feb 2009;33(1):71-82.根據2018年Euromonitor統計,亞培成人營養(安素及葡勝納,不包含本廣告其他產品)市佔率50%,其中亞培安素為全球市佔率第一名。根據亞培2022年3月及7月對家庭醫學科及復健科316位醫師市調結果,安素為第一推薦營養補充品品牌。須搭配規律運動及均衡營養。特殊營養食品須經醫師或營養師指導使用。 領取免費試用

the Joshua Schall Audio Experience
Muscle Health Revolution: The Next Trillion-Dollar CPG Opportunity

the Joshua Schall Audio Experience

Play Episode Listen Later Feb 3, 2026 15:39


As one form of cultural capital is democratized, “the elite” promptly establish a new (less accessible) social asset. Therefore, what could it mean across the CPG landscape after GLP-1s made thinness no longer a pursuit of rarity? And while I recently shared a short-form content piece on this topic, it was not nearly enough time to properly assess massive opportunities emerging from this social phenomenon. Either way, my hope is to expand (while also simplifying) a messy sociology and economics intersection that blends elements of the “leisure class theory” and the concept of social distinction (along with) my own first principles thinking. The result? Optimistically, you'll clearly see the beginning of an enormous (potentially multi-decade long) structural realignment of consumer demand, as this new “Age of Ozempic” era is facilitating a "measuring stick" shift (with thinness commoditized) and strength (defined by lean muscle and metabolic health) elevating into the ultimate social status. But consumer surveys still show most Americans are interested in losing weight. So, why are “the elite” changing the social distinction game…even as the previous one still feels mostly inaccessible to a broader population? Whether analyzing over a 100 million annual BMI classifications, taking notice of recent CDC data involving adult obesity rates, or noticing that calories consumed per capita is declining…it appears obesity has peaked in the United States. However, that societal trend alone isn't the culprit. Instead, its centers around how GLP-1 medications have become this sort of "social technology," rapidly moving thinness from a result of extreme discipline (and/or maybe rare genetics) to a broadly accessible pharmaceutical outcome. So, because GLP-1s often cause significant muscle loss, maintaining a "strong" physique now requires a level of investment that the drugs alone cannot provide. Accordingly, muscle mass serves as a signal of disposable income, time, and agency over one's schedule, as it requires resistance training and specific nutritional regimens that are harder to sustain than medication alone. Hence, the new social distinction isn't just about weight, but the biological quality of the body…with strength now framed as a “critical measure of health.” And the CPG industry has also been strategically repositioning itself to sell this new social distinction. And that's obviously the sector lens I primarily utilized when making the comment about “then you probably need to learn more about what I've dubbed the foundational triad of muscle health” within my beforementioned short-form content. Although (in all honesty) just recognizing protein, creatine, and HMB could (very) likely grow their relevance (and inclusion) even further within the various categorical intersections across packaged foods, beverages, and dietary supplements…probably isn't a compelling enough insight, right? Nonetheless, what happens when a sizable share of the CPG industry strategically repositions themselves to (more obviously) sell this new social distinction? It appears this new “Age of Ozempic” era is facilitating a "measuring stick" shift (with thinness commoditized) and strength (defined by lean muscle and metabolic health) elevating into the ultimate social status, which should trigger a multi-decade “muscle health revolution” (effectively putting consumers in a trillion-dollar productized chokehold)!

the Joshua Schall Audio Experience
Thinness is Out, Strength is In: The New "Ozempic Era" Status Symbol

the Joshua Schall Audio Experience

Play Episode Listen Later Jan 23, 2026 1:11


If increased accessibility to GLP-1s is “changing the social distinction game,” with “thinness” now being replaced by “strength” as today's highest social ideal…then you probably need to learn more about what I call the foundational triad of muscle health. So, not that the protein-ification trend needed further support, especially after the FDA just inverted the old food pyramid…but protein is the tried-and-true nutritional cornerstone of building muscle. Similarly, have you noticed how suddenly (one day) creatine seemed to be everywhere…being hyped up by every fitness influencer and cognitive health guru? While I believe (at this point) the popular nutraceutical ingredient should be an almost must-have staple for everyone, creatine is a natural fuel source for muscles. Lastly, due to its ability to help protect muscle mass, don't get surprised when HMB (a metabolite of the essential amino acid leucine) makes its way into more functional foods, functional beverages, and dietary supplements…especially as “strength” increasingly shifts from niche pursuit into the new marker of social distinction with broader appeal.

the Joshua Schall Audio Experience
GLP-1 Market Future: Why "Quality" (and Muscle Health) Matters!

the Joshua Schall Audio Experience

Play Episode Listen Later Dec 9, 2025 14:33


Are we approaching a paradigm shift…where the conversation elevates from “quantity” to “quality” of weight loss? And if true…what could that mean for “muscle health” CPG products, which have benefitted greatly from the current GLP-1 market dynamics? The first wave of GLP-1 receptor agonists, which I'm dubbing the “quantity” paradigm, has been nothing short of revolutionary…with Wegovy Ozempic and Zepbound Mounjaro demonstrating significant weight loss, often exceeding reported data from Novo Nordisk and Eli Lilly clinical trials respectively. This unprecedented efficacy fueled a massive surge in demand and Morgan Stanley projects annual GLP-1 sales will soon become the biggest drug class in history. However, the initial conversation was dominated by how much weight could be (and how quickly it was) lost. Therefore, as these medications became more widely used…critical concern emerged surrounding how a significant portion of the lost weight was not just fat but also valuable lean body mass. But this concern has catalyzed the move toward a next wave in the GLP-1 market, which I'm dubbing the “quality” paradigm…where the focus is on what kind of weight is being lost. Recognizing that health is about more than just a number on a scale, the shifted goal would now be (still) maximizing fat mass reduction but while simultaneously preserving, or even enhancing, lean mass. Also, the “quality” paradigm emphasizes an integrated approach to weight management…as patients seek outcomes that support an active, healthy lifestyle. Accordingly, many CPG companies (explicitly those positioned across the intersecting categories of food, beverage, and dietary supplements) have progressively adapted to support the specific nutritional needs of individuals prescribed GLP-1 medications. In fact, my introductory statement referred to how these GLP-1 market dynamics have been beneficial to certain CPG products (particularly ones aiding in “muscle health”). Also, just to clarify my definition of “muscle health” CPG products that are benefitting greatly from current GLP-1 market dynamics…I'm mainly talking about protein (the tried-and-true nutritional cornerstone of building muscle), but also creatine (a natural fuel source for muscles) and HMB (that helps protect muscle mass). Though, if we want to fully understand any potential “muscle health” CPG categorical impacts stemming from next-gen pharmaceutical innovation aimed at improving long-term metabolic health and functional outcomes. According to analysts at TD Cowen, combination treatments designed to help individuals preserve muscle while losing weight with popular GLP-1 drugs by Novo Nordisk and Eli Lilly could generate more than $30 billion in sales by 2035. And maybe the most closely watched mid-stage drug trials have revolved around bimagrumab, which is a muscle-preserving drug that was part of an almost $2 billion Eli Lilly acquisition from mid-2023. Regardless of possible regulatory challenges still remaining, my strong conviction centers around eating less (with the help of current GLP-1 medications) can only do so much to better your health…thus “weight loss while maintaining muscle mass” is far too important for long-term health outcomes. Accordingly, these will become the next holy grail of obesity treatment (as we move closer to the 2030s). And if that prediction is directionally correct (which I believe is highly probable), it means eating/drinking culture will be reshaped further, accelerating a pivot toward nutrient density and functional benefits!

Private Lenders' Podcast
Building A $10 Million Hard Money Loan Portfolio

Private Lenders' Podcast

Play Episode Listen Later Nov 24, 2025 18:25


Building A $10 Million Hard Money Loan Portfolio Want to know exactly how to build a $10 million hard money lending portfolio—even if you're starting from scratch? In this episode, Jason Bailin from Hard Money Bankers breaks down the full blueprint his team has used to scale multiple lending offices to $10M+ in active loans across different markets. With 19 years in the industry and a portfolio of $50M+ annually, Jason walks through every step of the process, including lead generation, underwriting, capital structures, team building, and the financials behind running a profitable private lending company. In This Episode, You'll Learn: ✔️ How long it really takes to build a $10M loan portfolio ✔️ The exact lead generation system HMB uses (online + offline) ✔️ Risk management + underwriting essentials (LTV, ARV, borrower cash to close) ✔️ Capital structure options — funds, direct placement, unsecured debt & more ✔️ The hires you actually need to scale (and when to make them) ✔️ Tech stack recommendations for private lenders ✔️ Real financial breakdown: revenue, expenses & net profit on a $10M portfolio ✔️ What your portfolio looks like if you're lending your own capital vs. raising capital Whether you're new to private lending or already operating and looking to scale, this episode gives you a complete roadmap to build a sustainable and profitable hard money lending business. ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind  

Down and Off
Drum Majors - 80s Jeff Sebille & 2010s Isaac Anderson

Down and Off

Play Episode Listen Later Nov 21, 2025 73:34


Down & Off is BACK celebrating this year's Homecoming honored guests- Drum Majors, Golden Girls, & Silks. Today John and Tim sit down with 80s Drum Major (and Homecoming Musical Director) Jeff Sebille and 2010s Drum Major (and serving member of the US Armed Forces) Isaac Anderson.Jeff tells John and Tim about his journey to becoming Drum Major and Director of Alumni Bands and Homecoming Chair, and speaks passionately about his memorable shows and performances in the Hawkeye Marching Band.Isaac talks about his humbling journey from DCI to Drum Major, the folks that got him there, and the systems of the HMB.As always, send feedback to iowaalumniband@gmail.com, "Like" the "Down and Off Podcast" page on Facebook, and follow the us on Instagram & Twitter @DownAndOffPod. #OnIowa #GoHawksTransition music performed & recorded by the Hawkeye Marching Band.

Hart2Heart with Dr. Mike Hart
#201 Building True Mental Toughness with Tony Ricci

Hart2Heart with Dr. Mike Hart

Play Episode Listen Later Nov 20, 2025 68:03


In this episode of the Heart to Heart podcast, Dr. Mike Hart chats with Tony Ricci, an athletic performance and mental health coach for athletes. Tony shares his fascinating journey from studying exercise physiology to working with elite athletes like MMA fighter Chris Weidman. They discuss the critical impact of mental resilience on athletic performance, practical strategies for mental and physical training, and bridging the gap between nutrition, conditioning, and mental skills training. Additionally, the conversation touches on the role of technology like HRV and sleep tracking in athlete performance, effective supplement strategies, and the nuanced benefits of practices like cold plunges and saunas. Tony also reflects on adjustments he has made in his training approach over the years to avoid overtraining fighters.   Tony Ricci is a veteran performance coach and sport scientist specializing in the intersection of strength training, nutrition, and mental performance for combat athletes. With a background spanning exercise physiology, sports science, and nutrition—as well as decades of hands-on coaching—Tony has trained world-class fighters and helped shape modern approaches to MMA preparation. Connect with Tony on Instagram at sportpsy_sci_doc or at tony@fightshape.net   Links: Chris Weidman Creatine for Neuroprotection & Brain Health Beetroot/Nitrate Supplementation for endurance Zone 2 Training & Mitochondrial Biogenesis    Show Notes: 00:00 Welcome back to the Hart2Heart podcast with Dr. Mike Hart 00:30 Tony Ricci's background in athletic performance 02:00 The importance of mental performance in sports 04:30 Strategies for mental resilience in athletes 09:00 Psychological resilience and childhood experiences 13:02 "Yes, you can still build mental toughness without trauma. Many champions had good parents, good support, and still developed world-class grit." 14:30 Discipline: self-trained vs. innate 18:00 Using technology to monitor athlete performance 31:30 Handling poor sleep before a big fight 33:30 The role of caffeine in training camps 35:30 Creatine usage and dosage 37:30 Recommended supplements for athletes 39:30 Beta-alanine and its benefits 43:30 Exploring other supplements: beetroot, HMB, and Alpha GPC 48:00 Exogenous ketones and ketogenic diets 54:00 The benefits of cold plunges and saunas 58:00 Evolving training methods for fighters 01:00:30 Optimizing cardio training for fighters     — The Hart2Heart podcast is hosted by family physician Dr. Michael Hart, who is dedicated to  cutting through the noise and uncovering the most effective strategies for optimizing health,  longevity, and peak performance. This podcast dives deep into evidence-based approaches to  hormone balance, peptides, sleep optimization, nutrition, psychedelics, supplements, exercise  protocols, leveraging sunlight light, and de-prescribing pharmaceuticals—using medications only when absolutely necessary.   Beyond health science, we tackle the intersection of public health and politics, exposing how  Policy decisions shape our health landscape and what actionable steps people can take to reclaim control over their well-being.   Guests range from out-of-the-box thinking physicians such as Dr. Casey Means (author of "Good Energy") and Dr. Roger Sehult (Medcram lectures) to public health experts such as Dr. Jay Bhattacharya (Director of the National Institutes of Health (NIH) and Dr. Marty Mckary  (Commissioner of the Food and Drug Administration (FDA) and high-profile names such as  Zuby and Mark Sisson (Primal Blueprint and Primal Kitchen).   If you're ready to take control of your health and performance, this is the podcast for you. We cut through the jargon and deliver practical, no-BS advice that you can implement in your daily life, empowering you to make positive changes for your well-being.   Connect on social with Dr. Mike Hart: Instagram: @drmikehart Twitter: @drmikehart Facebook: @drmikehart

Hold My Beer
Hold My Early Retirement

Hold My Beer

Play Episode Listen Later Oct 23, 2025 93:40


The HMB gang get surprised when Yams calls it quits,

PricePlow
#183: Raza Bashir - MuscleTech's Quality Control Excellence and Innovation Pipeline

PricePlow

Play Episode Listen Later Oct 2, 2025 88:13


On Episode #183 of the PricePlow Podcast, Mike and Ben sit down with Raza Bashir, Chief Innovation Officer at MuscleTech and Iovate, for an in-depth conversation about supplement quality control, manufacturing excellence, and the exciting innovation pipeline that has him more energized than ever in his nearly 20-year career. Broadcasting from MuscleTech's laboratory facility, Raza provides unprecedented transparency into the rigorous processes that ensure every product meets the highest standards across 140 countries. This conversation goes far beyond typical brand discussions, diving deep into the nuts and bolts of quality assurance: how MuscleTech manages relationships with 28+ contract manufacturers worldwide, the extensive third-party testing protocols that validate every batch, and the end-to-end oversight that distinguishes legacy brands from newcomers. Raza shares insights from recent Consumer Reports testing that validated MuscleTech's mass gainers as the only products without concerning levels of heavy metals, demonstrating how comprehensive quality systems deliver tangible consumer protection. The discussion then shifts to innovation, with exclusive reveals of breakthrough effervescent technology launching through the EFF'N Series at GNC, new peptide formulations combining cutting-edge ingredients like dileucine with HMB and essential amino acids, and the evolution of stimulant technology through EuphoriQ and the revolutionary Stacked pre-workout featuring Hydronox citrulline hydrochloride. Throughout the conversation, Raza's passion for both scientific rigor and consumer experience shines through, explaining why MuscleTech continues setting industry standards after three decades. https://blog.priceplow.com/podcast/muscletech-quality-control-183 Video: Raza Bashir Discusses MuscleTech's Quality Control and Innovation Pipeline https://www.youtube.com/watch?v=-efByKU-cyk Detailed Show Notes: Quality Systems and Innovation at MuscleTech (0:00) – Introductions: Inside MuscleTech's Innovation Lab (0:45) – Raza's Journey: From Passionate User to Innovation Leader (4:00) – The Manufacturing Network: Managing 28+ Global Partners (6:45) – The Qualification Process: Rigorous Audits Before Production (10:30) – Ingredient Qualification: Testing Before Approval (14:00) – The Branded Ingredient Advantage: Established Supply Chains (17:15) – Production Consistency: Managing Multiple Manufacturers Per Product (22:15) – The Multiple Manufacturer Strategy: Service and Supply Chain Resilience (24:15) – Third-Party Testing and Consumer Reports Validation (27:00) – Protein Testing and Nitrogen Analysis Methods (32:00) – The Creatine Conundrum: Testing Above Label Claim (36:30) – The Transparency Advantage: Avoiding Proprietary Blends (39:00) – Innovation Without Over-Engineering (40:15) – Business Resilience and Continued Innovation (43:30) – The Innovation Risk: Pioneering New Ingredients (47:00) – EuphoriQ Evolution: Responding to Consumer Feedback (52:00) – The Leaner Business Philosophy: Focused Excellence (55:00) – The EFF'N Series: Revolutionary Effervescent Technology (59:00) – Theolim: Novel Metabolism Enhancement (1:04:00) – EFF'N Energy: Genius Pure and Yohimbe (1:06:00) – The Effervescent Experience: Dissolutio... Read more on the PricePlow Blog

Welcome to Wellness
#120 Raw Milk, Statins, Peptides & The Rise of Performance Medicine - Dr. Tom Rogers

Welcome to Wellness

Play Episode Listen Later Sep 26, 2025 55:48


Dr. Tom Rogers reveals why not all cholesterol is bad, how statins are overprescribed, and why gut health drives whole-body wellness. He also exposes outdated nutrition myths and shares surprising benefits of raw milk, colostrum, and beef liver when sourced correctly.New episodes of Welcome to Wellness released every Friday!Not listening on Spotify? Show notes at: https://www.ashleydeeley.com/w2w/drtomrogers2Episode brought to you by: ⁠⁠Alive Waters⁠⁠ (Code: ASHLEY)Episode brought to you by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ARAZA Beauty⁠⁠⁠⁠⁠Episode brought to you by:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ VieLight⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Code: DEELEYA25VL4:23: What is LDN and why dose matters 5:10: How LDN tricks the brain into releasing endorphins6:00: LDN for Hashimoto's, lupus, MS, rheumatoid arthritis7:16: Carnivore diet7:44: LDN's role during recovery8:53: The crisis in primary care and why outcomes rank so poorly in the U.S.9:25: Why biohackers turn to LDN and root-cause medicine11:30: Gut health as the foundation: testing, food sensitivities, SIBO, H. pylori13:00: The gut–brain connection, vagal nerve tone, and emotional health15:00: Why autoimmune disease affects women more than men17:11: Bioidentical hormone replacement therapy (BHRT)19:00: The hormone cascade: progesterone, testosterone, estrogen, and DHEA23:00: Estrogen's protective role for heart, brain, bones, and quality of life25:18: Dr. Marty Makary and the mainstream return of BHRT26:18: Testosterone, sleep, energy, and building strength27:16: Muscle as the “currency of aging” + creatine and HMB for longevity28:17: Protein intake: why most adults don't get enough29:42: Training smart with age: rest, recovery, and growth hormone30:02: Peptide therapy: CJC1295 with ipamorelin, BPC-157, and beyond (link to peptides here)34:12: The Cleveland Heart Panel (milestone marker)35:00: Why cholesterol numbers alone don't tell the whole story36:20: Statins37:14: The dirty little secret of statin overprescription and insurance “pay for performance”38:55: Cookbook medicine vs. root-cause care39:42: How Dr. Rogers founded Performance Medicine to focus on obesity and insulin resistance40:35: The failure of mainstream nutrition training: oxalates, lectins, and missing knowledge41:00: Oxalates, lectins, and digestive hacks like chitosan for plant proteins (Dr. Rogers podcast on oxalates)42:01: Why most dietitians are misinformed — and the one nutritionist Dr. Rogers trusts42:53: Actionable gut health advice: stop eating grains45:20: Gut microbiome, vaginal births vs. C-sections, and why you should “eat dirt” 46:22: Trusting your farmer: grass-fed meat, raw milk, and local sourcing47:29: Raw milk for “pets only” (plus, Dr. Rogers can eat raw milk despite lactose intolerance!!)49:40: Grass-fed beef liver: nature's multivitamin for energy and resilienceWhere to find Dr. Tom Rogers:⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠FacebookYouTubeWhere to find Ashley Deeley:⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠hello@ashleydeeley.com

Down and Off
70's Drum Major Dr. Thomas Leslie

Down and Off

Play Episode Listen Later Sep 22, 2025 92:15


It's Homecoming 2025 and John and Tim sit down with 70s Drum Major Dr. Tom Leslie to talk about his time under Dr. Tom Davis in the Hawkeye Marching Band. Dr. Leslie gives us an overview of his time in the band, as a twin drum major, with the first Lani Jo- the first Golden Girl, the legacy of Fred Ebbs, what the HMB taught him, and his journey to being a 40 year director at UNLV. Give it a listen to hear what the band was like before even the legendary Morgan Jones!If you want to learn more on the history of the Hawkeye Marching Band, check out Dr. Carter Biggers' doctoral dissertation or listen to him go over it on the Down & Off Podcast. Part 1 (1881-1937s), Part 2 (1937-1973, including Fred Ebbs & Tom Davis), or Part 3 (Morgan Jones through Kevin Kastens)As always, send feedback to iowaalumniband@gmail.com, "Like" the "Down and Off Podcast" page on Facebook, and follow the us on Twitter @DownAndOffPod. #OnIowa #GoHawksTransition music recorded by the Hawkeye Marching Band.

Dr. Chapa’s Clinical Pearls.
Add MORE Progestin for Progestin BTB? (New Data)

Dr. Chapa’s Clinical Pearls.

Play Episode Listen Later Aug 31, 2025 25:15


Traditionally, we have learned that any imbalance in the estrogen: progesterone relationship can trigger irregular uterine bleeding. That makes sense, right? During anovulation, prolonged unopposed estrogen can result in HMB. In such a case, we give progesterone as both a therapeutic as well as diagnostic intervention. On the contrary, with progestin only contraception, we consider estrogen predominant products when progesterone breakthrough bleeding (BTB) occurs to restore endometrial stabilization. But a new RCT (AJOG) adds credence to adding MORE progesterone in cases of progesterone associated BTB. Listen in for details.1. Zigler RE, Madden T, Ashby C, Wan L, McNicholas C. Ulipristal Acetate for Unscheduled Bleeding in Etonogestrel Implant Users: A Randomized Controlled Trial. Obstet Gynecol. 2018 Oct;132(4):888-894. doi: 10.1097/AOG.0000000000002810. PMID: 30130351; PMCID: PMC6153077.2.ANDRADE MCR, et al. Norethisterone for Prolonged Uterine Bleeding Associated with Etonogestrel Implant (IMPLANET): A Randomized Controlled Trial, American Journal of Obstetrics and Gynecology (2025), doi: https://doi.org/10.1016/j.ajog.2025.08.029.

Down and Off
Lou Crist Interview Re-Release - Episode 1 from November 2020

Down and Off

Play Episode Listen Later Aug 26, 2025 29:26


THANK YOU LOU!In honor of the last game of the Legendary Golden Voice of the Hawkeye Marching Band Lou Crist, here is the interview Tim & John Brown did all the way back on Down & Off Episode 1 in November 2020!Listen to Lou talk about his time in the HMB, his journey to becoming the Golden Voice, the band under the direction Fred Ebbs, Dr. Tom Davis, the many road & bowl trips, did you know Lou was a BARITONE?!, the origins of The Boom, and so much more.

Private Lenders' Podcast
Our First Hard Money Conference - #294

Private Lenders' Podcast

Play Episode Listen Later Aug 25, 2025 18:46


Our First Hard Money Conference - #294 Join us on the Private Lenders Podcast as we share the story of our very first hard money conference—back in January 2008 in Las Vegas! After closing our first loan with HMB in December 2007, we jumped on a plane to attend the PITBAL Mortgage Conference, the only hard money-focused event at the time. In this episode, we dive into: How our early experiences shaped HMB's business model Lessons learned from networking with other private lenders The evolution of the hard money lending industry since the financial crash The importance of live events, masterminds, and ongoing education in growing a lending business The moment we decided to split company roles to scale efficiently We also reflect on the key relationships we formed, the challenges of lending during the financial crisis, and why masterminds and community learning remain so valuable for private lenders today. If you're in the private lending space—or just curious about how hard money lending started and evolved—this episode is packed with stories, lessons, and insights from our early days. ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind  

Ask The Doctor Podcast
Nutrition for a strong healthy body & Opti Lift to enhance facial aesthetics and improve dry eye

Ask The Doctor Podcast

Play Episode Listen Later Aug 23, 2025 49:58


Nutrition for a strong healthy body and Opti Lift to enhance facial aesthetics and improve dry eye. Dr Michael Lange and Dr. Susan Summerton host longest running live syndicated medical talk show called "ask the doctor" today from Salem Media Tampa. The show starts off with Dr. Lange discussing the Fit Fest event held in Tampa a week earlier. Fortifeye vitamins had one of the hottest booths at the event and the Fortifeye fit pro supplement was the number one supplement athletes were inquiring about and purchasing. Many athletes drank a free sample of Fortifeye fit pro prior to their competition and many of them won first place. dr. Summerton does a segment talking about the powers of creatine and how it's not just for the muscles anymore. Creatine is also for brain health ,cognitive abilities, memory and can also help with depression. plus a big added benefit it reduces the chance of concussion syndrome and traumatic brain injuries after trauma. Dr. Lange stated Fortifeye vitamins is getting ready to release and all new supplement that contains Creapure creatine , my HMB and vitamin D in therapeutic clinically studied amounts. Dr. Lange also gave out a very good promo code to give 50% off a second bag of the Fortifeye vegan super protein ,salted caramel mocha flavor after purchasing one vegan protein at regular price. The promo code is "vegancaramel50 " place this in the promo code section at checkout and receive 50% off a bag of salted caramel mocha once you've purchased a regular bag at full price. both doctors take a question regarding rice and arsenic and both doctors discuss this in some detail and what you can do to reduce the arsenic and reduce the calories of the rice. They also discuss macular degeneration and nutrition and Dr. Lange makes recommendations via a specific Fortifeye supplement for macular degeneration and also states a new low vision device called Eyedaptics is now available to help people that are vision impaired for macular degeneration. Both doctors discuss in some detail the all new Lumenis Opti Lift technology that is offered at the Lange Eye Institute in the villages Florida. The opti lift addresses lower lid laxity, poor blink response and dry eye. Lumenis opti lift uses dynamic muscle stimulation and radio frequency to increase the muscle strength, collagen and elastin production around the eyes in the face. This new technology not only improves the functional ability of the eye but also has an additional cosmetic benefit. Dr Lange says the triple whammy for reducing age related appearances to the face is Fortifeye Rejuvenate, One Skin face cream and Lumenis Opti Lift. call Lange Eye Institute at 352 753-4014 to get an appointment to see if you are a candidate for the Lumenis opti lift. #drmichaellange #podcast #proteinpowder #askthedr #motivation #askthedoctor #wheyproteinisolate #wheyprotein #drlangewellness #optilift #optilight #lumenis #lumenisoptilift #lumenisoptilight #oneskinpod #fortifeyerejuvenateSupport the show: https://www.drmichaellange.com/category/ask-the-doctor/See omnystudio.com/listener for privacy information.

Down and Off
State of the HMB 145

Down and Off

Play Episode Listen Later Aug 19, 2025 71:31


IT'S BAND CAMP TIME! The Hawkeye Marching Band is gathering and getting ready for the upcoming season, and Tim and John sit down with the Associate Director of the Hawkeye Marching Band, Dr. Nick Miller, and the Director of the Hawkeye Marching Band and Associate Director of Bands, Dr. Eric Bush to see what the upcoming season has in store!Topics include Student Leadership, Drum Major Brandon Alpers & Golden Girl Carissa Wolfe, HMB 145 membership #'s (nearly 300!), a preview of the 7 shows for the season, exhibition trip to Clarinda High School, honoring the Golden Voice of the Hawkeye Marching Band Lou Crist in his last game, the search to find the next Golden Voice, fundraising projects, Alumni Board committees, the Iowa Pep Band, College Football 2025, and more!Behind the Scenes with the Hawkeye Marching Band (From the UIowa Center for Advancement)Alumni Leadership Board (March 2025 Newsletter)Scholarship & Fundraising HMB Drumline x Brimstone - Arranged by Daniel PetersonAs always, send feedback to iowaalumniband@gmail.com, "Like" the "Down and Off Podcast" page on Facebook, and follow the us on Twitter @DownAndOffPod. #OnIowa #GoHawksMusic recorded by the Hawkeye Marching Band, off the 2003 album "Roll Along!" and the 2007 album "Get Ready For the Boom" and Hawkeye Marching Band YouTube channel & social media.

the Joshua Schall Audio Experience
During the Wellness Rush, Sell Proprietary Ingredients

the Joshua Schall Audio Experience

Play Episode Listen Later Aug 5, 2025 12:18


Whether it's the Gold Rush of yesteryear or today's Wellness Rush…it's hard to argue against the infallible nature of that famous “picks and shovels” proverb! This current “health optimization” period will undoubtedly be dramatized and romanticized…because the growing insanity of the Wellness Rush is no exaggeration. So, how do you get rich in today's Wellness Rush then? Yes, there's obviously outlier brands that will reach significant enterprise value…but most who thrive during the Wellness Rush will ignore acquiring health optimization end customers altogether. Instead, many successful companies will focus on another resource…the seemingly endless flow of new brand founders who transformed a shadowy niche into a thriving mainstream consumer market in a relatively short period of time. But while the “California Gold Rush” lasted only about a decade, the Wellness Rush is powered by a deeper multi-decade secular trend towards health-conscious consumption. Moreover, consumers are moving closer everyday towards this four-way intersection of taste, convenience, nutrition, and functionality. And consequently…every multibillion-dollar ingestible CPG category is in the early innings of a remarkable transformation, as thousands of brands are competing for consumer attention with wellness-focused marketing and functionality of ingredients. Yet, all that intense market expansion has caused a frenzy…and opportunity for those “picks and shovels” companies. About two weeks ago, TSI Group (a global leader in consumer-focused health and wellness innovation) successfully went through the process of becoming publicly traded on one of the world's most selective capital markets. But TSI Group listing its shares on the Shanghai Stock Exchange isn't just a financial milestone. Instead, it validates a strategic approach that has transformed real health needs into consumer-relevant, science-backed solutions for nearly three decades. And TSI Group builds these consumer-centric health solutions through an integrative approach spanning proprietary ingredients, advanced raw material optimization, innovative delivery systems, and personalized nutrition platforms. Based on its trailing twelve months of performance (for the period ending March 31, 2025), TSI Group reported generating around $145 million in revenue. So then, what's driving the business? TSI Group might be best known for HMB, a metabolite of the essential amino acid leucine (that plays an anticatabolic role in muscle tissue). In 2024, TSI Group generated around 29% of its total revenue from HMB…and holds more than 50% market share globally. As for the remaining TSI Group proprietary ingredients, the biggest proportion of its total revenue reportedly comes from ammonia sugar (which most commonly refers to glucosamine). TSI Group has about a 13% global market share…and GlucosaGreen has gradually grown into a world-renowned branded ingredient with high market recognition. Additionally, TSI Group has also developed and launched some of the most researched and effective nutraceutical ingredients, such as Peak ATP for athletic performance, Hobamine for cellular health, and Enfinity (paraxanthine) is becoming red hot within the functional beverages space. But beyond constructing several new facilities, a portion of the IPO proceeds will undoubtedly be allocated towards enhancing R&D capabilities to better understand downstream customer needs and industry pain points more deeply…as it's that root-cause approach, which has defined the 29-year legacy of TSI Group.

Down and Off
80s/90s Trombone & Sousie - John Barker

Down and Off

Play Episode Listen Later Aug 1, 2025 46:52


Down & Off is back! Tim Clay is joined by John Barker, a trombone & sousaphone player that joined the Hawkeye Marching Band in 1989. John has agreed to join the Down & Off team and shares about his time in the band and his journey afterwards in the world of radio (and the other HMB, the Hungry March Band). Reminder for Homecoming! Registration closes on August 8th! Register Today! If you have any questions, reach out to the Center for Advancement by emailing alumni.engagement@foriowa.org , and put “Alumni Band” in the subject heading.Transition music goes back to the 70s & 80s, the first song being Hawkeye Fever from the 82 Rose Bowl vinyl, and the second song being a 1971 recording of The Series. Thanks to John's library, expect to hear more tunes from the days of vinyl! As always, send feedback to iowaalumniband@gmail.com, "Like" the "Down and Off Podcast" page on Facebook, and follow the us on Twitter @DownAndOffPod. #OnIowa #GoHawksMusic recorded by the Hawkeye Marching Band, off the 2003 album "Roll Along!" and the 2007 album "Get Ready For the Boom" and Hawkeye Marching Band social media.

The Thorne Podcast
Podcast Rewind: Exploring Bone and Muscle Loss

The Thorne Podcast

Play Episode Listen Later Jul 28, 2025 31:32


During this episode you'll learn about: Defining sarcopenia [1:56] Sarcopenia: loss of muscle mass [2:18] Sarcopenia and metabolic functions [2:50] Sarcopenia and weight [3:50] Aging and strength training [4:20] Aging is a primary factor for difficulty in maintaining muscle mass [5:21] Animal protein, healthy aging, and sarcopenia [6:11] Amino Acid Leucine [6:55] BCAA / Amino Complex [7:24] Using plant proteins [8:20] Collagen and muscle mass [8:50] Collagen and skin health [9:20] Hydroxymethylbutyrate (HMB) [10:28] HMB and muscle mass support [10:35] Osteopenia: loss of bone density [11:18] Connected to the body's inflammatory response [12:12] Body's acid/base balance [12:46] Osteopenia and exercise [13:48] Trampolines for osteopenia [13:55] Osteopenia in astronauts [14:07] Swimming for osteopenia [14:30] Osteopenia and diet [15:15] Drinking soda/sugary beverages and negative impact on bone health [15:45] Nutrients for Osteopenia and bone health [16:00] Vitamin K [16:30] Calcium [18:01] Magnesium [18:25] Vitamin D [18:30] Questions from the community [20:05] How to tell if you have sarcopenia [20:10] Feeling fragility, loss of power in muscle function [20:20] Blood and metabolic profile [20:33] How to tell if you have osteopenia [21:32] Lack of symptoms / getting X-ray done [21:40] Difference between osteopenia and osteoporosis [22:27] Degree of bone loss [22:39] Are sarcopenia and osteopenia genetic? [26:13] Understanding how genes interact could help determine bone health [26:46] When do you treat sarcopenia and osteopenia? [28:00] Active prevention [28:20] Resources to topics mentioned in this episode: Are You at Risk for Osteoporosis? Essential Nutrients for Bone Health 6 Things You Can Do To Age Better One Giant Leap: What Space Travel Has Taught Us About Health on Earth Subscribe to More Content Subscribe to the show wherever you listen to podcasts so you never miss an episode. You can also learn more about the topics in the episode by checking out the latest news, videos, and stories on Thorne's Take 5 Daily blog.

Mind Pump: Raw Fitness Truth
2628: Six Controversial Muscle-Building & Fat-Burning Tips & More (Listener Live Coaching)

Mind Pump: Raw Fitness Truth

Play Episode Listen Later Jun 27, 2025 66:01


In this episode of Quah (Q & A), Sal, Adam & Justin answer four Pump Head questions drawn from last Sunday's Quah post on the @mindpumpmedia Instagram page.  Mind Pump Fit Tip: 6 controversial muscle-building & fat-burning tips. (1:24) HMB for muscle-building. (20:37) Free weights vs machines. (26:55) Fun table topic starters for deep conversations. (28:52) The Shilajit reviews are in. (48:22) Bacteria vs. virus. (51:28) #Quah question #1 – People are always talking about having trouble connecting with their glutes, but I have a bigger problem connecting with my pecs. Any recommendations? (55:06) #Quah question #2 – When getting home late, is it better to go to bed asap and get good sleep or eat a late-night meal and hit protein? (58:20) #Quah question #3 – I've injured myself a few times outside of the gym, especially my lower back, and it's limiting the exercises I can do. What's the best way to safely build those muscles back to where they should be, and to keep progressing in other areas while I do? (1:00:21) #Quah question #4 – Should I use squat shoes to improve my range of motion in squats? (1:02:34) Related Links/Products Mentioned Visit Legion Athletics for the exclusive offer for Mind Pump listeners! ** Code MINDPUMP for 20% off your first order (new customers) and double rewards points for existing customers. ** Visit Organifi for the exclusive offer for Mind Pump listeners! **Promo code MINDPUMP at checkout for 20% off** June Special: Shredded Summer Bundle or Bikini Bundle 50% off! ** Code JUNE50 at checkout ** Mind Pump #2405: The 5 Intermittent Fasting Mistakes Causing Weight Gainv Effects of different stretching exercises on hamstring flexibility and performance in long term HMB benefits, dosage, and side effects - Examine Oral Supplementation with Beta-hydroxy-beta-methylbutyrate, Arginine, and Glutamine Improves Lean Body Mass in Healthy Older Adults TableTopics Dinner Party Question Card Game - 135 Entertaining Conversation Starter Cards for Dinner Table with Adult Friends, Getting to Know You Game. Justin's Road to 315 Push Press The 5 Love Languages: The Secret to Love that Lasts Mind Pump #1912: The Science of Successful Marriages & Relationships With Drs. John and Julie Gottman Visit Brain.fm for an exclusive offer for Mind Pump listeners. ** Get 30 days of free access to science-backed music. ** Mind Pump #2540: Ranking the Top 5 Ways to Build Your Chest How to Build A STRONG Back | Mind Pump 1972 - YouTube Adam Schafer's DEEP Squat Mobility Secrets | Behind The Scenes at Mind Pump Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Drew Canole (@drewcanole) Instagram  

Unbiased Science
Heavy Menstruation: A Bloody Big Problem

Unbiased Science

Play Episode Listen Later May 21, 2025 39:14


In this episode, Dr. Jessica Steier and Dr. Sarah Scheinman welcome Dr. Jackie Maybin to explore the often overlooked issue of heavy menstrual bleeding (HMB) and its significant impact on women's health. The scientists examine the prevalence of this condition, the persistent societal stigma that prevents open discussion, and the challenges in diagnosis and treatment. They highlight the innovative Missed Vital Sign program, which aims to standardize assessment of menstrual health as a vital clinical indicator. Throughout the conversation, the experts emphasize the critical need for comprehensive data collection, increased awareness, and personalized treatment approaches to address menstrual health disorders. The discussion underscores the importance of advancing research and advocacy in a field that affects a substantial portion of the population but has historically received inadequate attention. (00:00) Intro (03:07) Understanding Problematic Menstrual Bleeding (06:19) The Historical Context of Menstrual Health (09:21) Current Understanding of Heavy Menstrual Bleeding (12:21) The Mis Vital Sign Program (18:09) Innovative Approaches to Diagnosis and Treatment (21:17) The Importance of Data Collection in Menstrual Health (25:18) Advocating for Women's Health (30:12) Conclusion and Future Directions https://wellcomeleap.org/the-missed-vital-sign/ https://theunbiasedscipod.substack.com/p/bleeding-out-loud-breaking-the-silence ----------------------------------------------------------------------------------------------------------------------- Interested in advertising with us? Please reach out to advertising@airwavemedia.com, with “Unbiased Science” in the subject line. PLEASE NOTE: The discussion and information provided in this podcast are for general educational, scientific, and informational purposes only and are not intended as, and should not be treated as, medical or other professional advice for any particular individual or individuals. Every person and medical issue is different, and diagnosis and treatment requires consideration of specific facts often unique to the individual. As such, the information contained in this podcast should not be used as a substitute for consultation with and/or treatment by a doctor or other medical professional. If you are experiencing any medical issue or have any medical concern, you should consult with a doctor or other medical professional. Further, due to the inherent limitations of a podcast such as this as well as ongoing scientific developments, we do not guarantee the completeness or accuracy of the information or analysis provided in this podcast, although, of course we always endeavor to provide comprehensive information and analysis. In no event may Unbiased Science or any of the participants in this podcast be held liable to the listener or anyone else for any decision allegedly made or action allegedly taken or not taken allegedly in reliance on the discussion or information in this podcast or for any damages allegedly resulting from such reliance. The information provided herein do not represent the views of our employers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Unbiased Science
Heavy Menstruation: A Bloody Big Problem

Unbiased Science

Play Episode Listen Later May 21, 2025 40:40


In this episode, Dr. Jessica Steier and Dr. Sarah Scheinman welcome Dr. Jackie Maybin to explore the often overlooked issue of heavy menstrual bleeding (HMB) and its significant impact on women's health. The scientists examine the prevalence of this condition, the persistent societal stigma that prevents open discussion, and the challenges in diagnosis and treatment. They highlight the innovative Missed Vital Sign program, which aims to standardize assessment of menstrual health as a vital clinical indicator. Throughout the conversation, the experts emphasize the critical need for comprehensive data collection, increased awareness, and personalized treatment approaches to address menstrual health disorders. The discussion underscores the importance of advancing research and advocacy in a field that affects a substantial portion of the population but has historically received inadequate attention. (00:00) Intro (03:07) Understanding Problematic Menstrual Bleeding (06:19) The Historical Context of Menstrual Health (09:21) Current Understanding of Heavy Menstrual Bleeding (12:21) The Mis Vital Sign Program (18:09) Innovative Approaches to Diagnosis and Treatment (21:17) The Importance of Data Collection in Menstrual Health (25:18) Advocating for Women's Health (30:12) Conclusion and Future Directions https://wellcomeleap.org/the-missed-vital-sign/ ----------------------------------------------------------------------------------------------------------------------- Interested in advertising with us? Please reach out to advertising@airwavemedia.com, with “Unbiased Science” in the subject line. PLEASE NOTE: The discussion and information provided in this podcast are for general educational, scientific, and informational purposes only and are not intended as, and should not be treated as, medical or other professional advice for any particular individual or individuals. Every person and medical issue is different, and diagnosis and treatment requires consideration of specific facts often unique to the individual. As such, the information contained in this podcast should not be used as a substitute for consultation with and/or treatment by a doctor or other medical professional. If you are experiencing any medical issue or have any medical concern, you should consult with a doctor or other medical professional. Further, due to the inherent limitations of a podcast such as this as well as ongoing scientific developments, we do not guarantee the completeness or accuracy of the information or analysis provided in this podcast, although, of course we always endeavor to provide comprehensive information and analysis. In no event may Unbiased Science or any of the participants in this podcast be held liable to the listener or anyone else for any decision allegedly made or action allegedly taken or not taken allegedly in reliance on the discussion or information in this podcast or for any damages allegedly resulting from such reliance. The information provided herein do not represent the views of our employers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hold My Beer
A Ballad of Friendship (Ironically Extended)

Hold My Beer

Play Episode Listen Later May 16, 2025 56:25


HMB presents the tall (and not so tall) tale of Troll and Jason in its entirety.

Mind Pump: Raw Fitness Truth
2597: Before You Take Ozempic, Wegovy, or Mounjaro Listen to This!

Mind Pump: Raw Fitness Truth

Play Episode Listen Later May 15, 2025 31:43


Before You Take Ozempic, Wegovy, or Mounjaro Listen to This! The challenges for people taking GLP-1s. (1:10) GLP-1s do NOT cause muscle loss. (3:10) The under-muscled epidemic. (5:48) The way GLP-1s work and what they do. (7:45) Obesity vs. under muscled. (11:12) Losing muscle is bad. How do you stop that from happening when on a GLP-1? #1 - Titrate the dose if too strong. Why you should go through a compound pharmacy. (13:30) #2 - Eat high protein. (16:49) #3 - Lift daily. (20:32) #4 - Drink ½ to 1 gallon of water daily. (24:18) #5 - Use essential amino acids, creatine, electrolytes, HMB. (25:42) Related Links/Products Mentioned Special Promotion: MAPS GLP-1 50% off!! ** Code 50OFFGLP1 at checkout ** Visit Seed for an exclusive offer for Mind Pump listeners! **Promo code 25MINDPUMP at checkout for 25% off your first month's supply of Seed's DS-01® Daily Synbiotic** Changes in lean body mass with glucagon-like peptide-1-based therapies and mitigation strategies Muscle Mass and Glucagon-Like Peptide-1 Receptor Agonists: Adaptive or Maladaptive Response to Weight Loss? Visit Transcend for this month's exclusive Mind Pump offer! ** 25% off all GLP-1s – This includes the GLP-1 probiotic which people can order through their specialist. ** Mind Pump #2360: What You Need to Know About GLP-1 With Dr. Tyna Moore Mind Pump #2110: Ozempic the Miracle Fat Loss Peptide: The Truth With Dr. William Seeds Mind Pump #2410: How to Maximize Fat Loss & Preserve Muscle on GLP-1s (Introducing MAPS GLP-1) Mind Pump #2432: The Truth About Essential Amino Acids with Angelo Keely HMB benefits, dosage, and side effects - Examine Mind Pump Podcast – YouTube Mind Pump Free Resources    

Inside Sports Nutrition
Can HMB help you stay stronger as you age?  - Ep. #179

Inside Sports Nutrition

Play Episode Listen Later Apr 30, 2025 21:49


In this episode, we take a look at the use of HMB (beta-hydroxy-beta-methylbutyrate) in masters athletes. While it's not a magic bullet, HMB may offer benefits for maintaining strength and muscle mass as we age and during periods of lower activity, injury, or perhaps intense strength training phases.We cover:What HMB is, how it relates to leucine, and why it matters for muscle preservationWhen HMB might be helpful for aging athletesDosing strategies, timing, and how to approach it with realistic expectationsTune in for a quick, practical breakdown of whether HMB deserves a spot in your training and recovery plan.-------Don't forget to subscribe to the show to get our weekly episodes and also subscribe to our YouTube. Bob's Virtual Fat Burn Program through eNRG PerformanceSupport the podcast, stay ad-free, and get access to exclusive bonus content and behind-the-scenes conversations with Bob and Dina. Join our Patreon community or find us in the Patreon app by searching ISNPodcast.Connect with the podcast on Instagram @isnpodcast and on Facebook @insidesportsnutrition And when you're ready to level up your health and performance even more, check out the services offered by Bob and Dina at their respective businesses.

The Flipping 50 Show
Is Your Liver Preventing Muscle Growth in Menopause?

The Flipping 50 Show

Play Episode Listen Later Apr 25, 2025 52:42


To support muscle growth in menopause, you need to understand the critical role of liver health.  If you're struggling with muscle loss and fat gain, your liver is an essential player in the game.  Stick with me as we uncover actionable strategies for boosting liver health and achieving muscle growth in menopause and beyond during this moment in time post pandemic.    My Guest: Sara Banta is a certified Dietary Supplement Professional, member of the National Association of Nutritional Professionals, and founder of Accelerated Health Products, recognized as the Most Innovative Supplement Company. Sara pioneers innovative solutions to support holistic well-being. She empowers others to achieve optimal health through supplements, DNA-based nutrition, and lifestyle changes.   Questions We Answer in This Episode: [00:10:53] How is the liver related to muscle growth in menopause? [00:20:31] How can certain proteins help you reach fitness goals, while others may actually get in the way? [00:22:53] Why are essential amino acids crucial for supporting muscle building? [00:31:21] How can you take care of your liver to help with muscle gain and fat loss? [00:40:20] What are the side effects of GLP-1? [00:42:50] What are safe alternatives to ozempic?   Liver Health's Role in Menopausal Muscle Growth Roles: detox, bile production, hormone regulation, protein metabolism. Chemicals and toxins overload the liver, impairing fat and protein processing.   Protein Intake Challenges & Solutions Protein intake alone isn't enough without liver support. Women need more protein with age, not less - 1g protein per pound of body weight. Wild animal protein, like bison and venison, are most nutrient dense. Warning against mold and hidden toxins in common protein powders.   Essential Amino Acid Supplements Key ingredients: HMB, Synactive, OKG, TMG - aimed at absorption and recovery Benefits: prevent muscle breakdown, enhance gut health, better protein absorption.   Key Takeaways for Muscle Growth in Menopause: Liver function is foundational for hormone balance, energy, and muscle development during and after menopause. Most women are under-consuming quality protein and not absorbing it effectively due to liver or gut issues. Supplements can be powerful, but they must be clean, effective, and well-formulated—many aren't. Shift your mindset: It's not about shrinking your body but about strengthening it with muscle. Bloat, brain fog, fatigue, and poor recovery may all link back to impaired liver detox and insufficient amino acids. Whole, wild animal proteins are superior due to nutrient density and bioavailability.   Connect with Sara: Get your Accelerated Health Products - Liver Care & Aminos here! Facebook - Accelerated Health Products Instagram - @acceleratedhealthproducts   Other Episodes You Might Like: To Detox and If So How to Detox: Midlife Woman to Midlife Woman Where Protein Recommendations for Women Come From?   Resources: Get your lean, clean Flipping 50 Protein Powders to maintain muscle and support metabolism. Short & Easy Exercise videos in this 5 Day Flip Challenge. Don't know where to start? Book your Discovery Call with Debra.

The Lisa Lou Show
199 | Do you Really Know Yourself? Self Awareness Leads to Greater Self-Improvement & Influence!

The Lisa Lou Show

Play Episode Listen Later Apr 8, 2025 23:54


Do you really know yourself? Midlife often brings a sense of confidence—but not always. Especially if you've spent years shape-shifting to fit others' expectations, losing sight of who you truly are. In this episode, we dive into the power of self-awareness—why understanding how you're wired is the key to greater influence, deeper impact, and a more fulfilling Act 2. If you're ready to stop conforming and start leading with clarity and confidence, this one's for you. For more energy: use code LISALOU: https://lisaloufitness.com/beets  Go grab my new Glutes to Boots workout at a great price…yours to keep! https://lisaloufitness.com/glutestoboots/  Joint pain? Try this life changing formula with discount code for your first order: LISALOU https://lisaloufitness.com/jointhealth  Muscle Health Plus - the older we get, the more rapidly we lose muscle, the more protein we need and the harder it is to absorb. Muscle Health Plus isn't protein, it's amino acids, mixed with creatine, BCAA's, Estrogen, and HMB, all scientifically proven to maintain and build lean muscle. Think of it as insurance against sarcopenia (muscle loss) and a way to give you that extra boost you so need to gain muscle in perimenopause and menopause! Discount off your first purchase with code: LISALOU  https://lisaloufitness.com/musclehealth  Hair regrowth supplement: https://lisaloufitness.com/hairgrowth  Bone Broth protein that tastes like chocolate donuts! https://lisaloufitness.com/bonebroth   For my go to whey protein shake, use code lisalou(lowercase) for a discount: https://lisaloufitness.com/legion  Join my FREE FB community for women in midlife working on habits in your health, faith, and personal growth. https://lisaloufitness.com/community  Also, be sure to follow me on IG: https://www.instagram.com/lisaloufitness/   On FB: https://www.facebook.com/lisa.arendell

The Lisa Lou Show
198 | Longevity and Life Lessons: Advice from a 90-Year-Old and 101-Year-Old You Need to Hear

The Lisa Lou Show

Play Episode Listen Later Apr 1, 2025 15:33


I'm so blessed to share with you a story of 2 women who have challenged how I see myself over the coming decades. Their desire to create impact at 90 and 101 years old is nothing short of inspirational! I hope  today's episode inspires and challenges you, as well!    For more energy: use code LISALOU: https://lisaloufitness.com/beets  Go grab my new Glutes to Boots workout at a great price…yours to keep! https://lisaloufitness.com/glutestoboots/  Joint pain? Try this life changing formula with discount code for your first order: LISALOU https://lisaloufitness.com/jointhealth  Muscle Health Plus - the older we get, the more rapidly we lose muscle, the more protein we need and the harder it is to absorb. Muscle Health Plus isn't protein, it's amino acids, mixed with creatine, BCAA's, Estrogen, and HMB, all scientifically proven to maintain and build lean muscle. Think of it as insurance against sarcopenia (muscle loss) and a way to give you that extra boost you so need to gain muscle in perimenopause and menopause! Discount off your first purchase with code: LISALOU  https://lisaloufitness.com/musclehealth  Hair regrowth supplement: https://lisaloufitness.com/hairgrowth  Bone Broth protein that tastes like chocolate donuts! https://lisaloufitness.com/bonebroth   For my go to whey protein shake, use code lisalou(lowercase) for a discount: https://lisaloufitness.com/legion  Join my FREE FB community for women in midlife working on habits in your health, faith, and personal growth. https://lisaloufitness.com/community  Also, be sure to follow me on IG: https://www.instagram.com/lisaloufitness/   On FB: https://www.facebook.com/lisa.arendell

The Lisa Lou Show
197 | My 3 Key Takeaways from the John Maxwell Leadership Convention

The Lisa Lou Show

Play Episode Listen Later Mar 25, 2025 13:20


I had the distinct honor of going to the John Maxwell leadership conference in Orlando Florida last week where I completed my certification as a John Maxwell leadership team speaker, coach and trainer.  It was an incredible week of hearing one Amazing speaker after another helping us to become better leaders, better stewards of our gifts, and better people in general! Today I'm sharing 3 gold nuggets with you from that conference!   For more energy: use code LISALOU: https://lisaloufitness.com/beets  Go grab my new Glutes to Boots workout at a great price…yours to keep! https://lisaloufitness.com/glutestoboots/  Joint pain? Try this life changing formula with discount code for your first order: LISALOU https://lisaloufitness.com/jointhealth  Muscle Health Plus - the older we get, the more rapidly we lose muscle, the more protein we need and the harder it is to absorb. Muscle Health Plus isn't protein, it's amino acids, mixed with creatine, BCAA's, Estrogen, and HMB, all scientifically proven to maintain and build lean muscle. Think of it as insurance against sarcopenia (muscle loss) and a way to give you that extra boost you so need to gain muscle in perimenopause and menopause! Discount off your first purchase with code: LISALOU  https://lisaloufitness.com/musclehealth  Hair regrowth supplement: https://lisaloufitness.com/hairgrowth  Bone Broth protein that tastes like chocolate donuts! https://lisaloufitness.com/bonebroth   For my go to whey protein shake, use code lisalou(lowercase) for a discount: https://lisaloufitness.com/legion  Join my FREE FB community for women in midlife working on habits in your health, faith, and personal growth. https://lisaloufitness.com/community  Also, be sure to follow me on IG: https://www.instagram.com/lisaloufitness/   On FB: https://www.facebook.com/lisa.arendell

O Sargento na Cela 7
Episódio 2: Canetas que disparam balas | O Misterioso Engenheiro Jardim

O Sargento na Cela 7

Play Episode Listen Later Mar 24, 2025 40:15


Jorge Jardim admira James Bond e tenta copiar o agente secreto britânico em tudo. A casa onde mora com a família em Moçambique é digna de um filme do espião mais famoso do mundo, com torre de controlo e uma pista de aterragem para o seu avião privado. Em janeiro de 1961, Jardim viaja para o Brasil para tentar resolver um caso que centra todas as atenções do mundo: o impasse do sequestro do paquete Santa Maria. Nesse mesmo ano, segue para Angola para combater no início da guerra em África. Anos mais tarde, quando o conflito se estende finalmente a Moçambique, recebe uma nova missão. Tem de entrar em contacto com um poderoso homem em África. "O Misterioso Engenheiro Jardim" é o novo Podcast Plus do Observador. É narrado por Lourenço Ortigão e a banda sonora original é de HMB. Pode ouvir semanalmente os episódios de "O Misterioso Engenheiro Jardim" na playlist própria do podcast na Apple Podcasts, Spotify, Youtube ou outras plataformas de podcast. Os assinantes standard e premium do Observador têm acesso antecipado a todos os episódios no site do Observador. See omnystudio.com/listener for privacy information.

The Lisa Lou Show
196 | How to Keep Stress from Stealing Your Vitality in Midlife with Dr. Torkil Færø

The Lisa Lou Show

Play Episode Listen Later Mar 18, 2025 39:27


Now that you've entered midlife, do you feel that living a less stressed life is less possible than ever? Today I had a discussion with Dr. Torkil Færø how stress can rob us of our longevity and vitality, and just what we can do about it!  For more energy: use code LISALOU: https://lisaloufitness.com/beets  Grab Dr. Torkil Færø's book - The Pulse Cure    Go grab my new Glutes to Boots workout at a great price…yours to keep! https://lisaloufitness.com/glutestoboots/  Joint pain? Try this life changing formula with discount code for your first order: LISALOU https://lisaloufitness.com/jointhealth  Muscle Health Plus - the older we get, the more rapidly we lose muscle, the more protein we need and the harder it is to absorb. Muscle Health Plus isn't protein, it's amino acids, mixed with creatine, BCAA's, Estrogen, and HMB, all scientifically proven to maintain and build lean muscle. Think of it as insurance against sarcopenia (muscle loss) and a way to give you that extra boost you so need to gain muscle in perimenopause and menopause! Discount off your first purchase with code: LISALOU  https://lisaloufitness.com/musclehealth  Hair regrowth supplement: https://lisaloufitness.com/hairgrowth  Bone Broth protein that tastes like chocolate donuts! https://lisaloufitness.com/bonebroth   For my go to whey protein shake, use code lisalou(lowercase) for a discount: https://lisaloufitness.com/legion  Join my FREE FB community for women in midlife working on habits in your health, faith, and personal growth. https://lisaloufitness.com/community  Also, be sure to follow me on IG: https://www.instagram.com/lisaloufitness/   On FB: https://www.facebook.com/lisa.arendell

Conversations for Health
Combating Sarcopenia with Peptides with Dr. Andy Franklyn-Miller

Conversations for Health

Play Episode Listen Later Mar 12, 2025 49:15


Dr.Andy Franklyn-Miller is a world-leading specialist in sport and exercise medicine and the Chief Medical Officer at Nuritas. He is a highly accomplished physician with expertise in physiology, clinical design, and science communication, has a Ph.D. in Biomechanics, and served in the Royal Navy and Royal Marines for 16 years. Dr. Franklyn-Miller has extensive experience in working with high-profile sports teams and elite performers, has published more than 60 peer-reviewed papers, is an editor of the British Journal of Sports Medicine, and has authored a textbook and an IOC Handbook. With his expertise in machine learning, clinical trials, and end-user analysis, he oversees several departments at Nuritas, including software engineering, data curation, data science, proteomics, lab, and regulatory departments. Together, Dr. Franklyn-Miller and I explore the science behind PeptiStrong, a groundbreaking peptide developed by Nuritas, and discuss its clinical applications and research. If you have patients who are concerned with muscle retention as they age, who aren't recovering as quickly as they would like after exercise, or who are on GLP-1 medications and need to retain lean muscle mass, this conversation will be particularly engaging to you. Together, we cover the latest peptides data and studies and what it all means for healthcare practitioners.    I'm your host, Evelyne Lambrecht, thank you for designing a well world with us.   Episode Resources: Dr. Andy Franklyn-Miller - https://www.nuritas.com/team/dr-andy-franklyn-miller/ Design for Health Resources: Designs for Health - https://www.designsforhealth.com/ Designs for Health Practitioner Exclusive Drug Nutrient Depletion and Interaction Checker - https://www.designsforhealth.com/drug-nutrient-interaction/ Visit the Designs for Health Research and Education Library, which houses medical journals, protocols, webinars, and our blog. https://www.designsforhealth.com/research-and-education/education The Designs for Health Podcast is produced in partnership with Podfly Productions. Chapters: 00:00 Intro. 02:28 Dr. Franklyn-Miller is feeling lit up by his current data analyses. 3:00 The ability to increase health in millions of people drew Dr. Franklyn-Miller to Nuritas. 4:02 What are peptides, and what are their function and benefits related to athletic performance? 7:33 Does PeptiStrong negatively impact those with a G6-PD deficiency? 8:52 Why don't PeptiStrong peptides break down as amino acids? 11:33 Three human clinical studies and their results and mechanisms of action. 14:09 The importance and controversy of the mTOR 1 and 2 pathways. 17:19 Key findings about muscular energy from the second human study. 20:58 Factors that effectively inhibit pathways that lead to sarcopenia. 22:22 The third study examines the impact of PeptiStrong on both men and women. 24:59 The impact of PeptiStrong on reducing inflammation and the effect on TNF-Alpha and on ATP production. 28:12 Prioritizing creatine, HMB, and leucine benefits with peptides in a synergistic way. 30:27 Creating optimal impact of PeptiStrong on various patient outcomes. 33:04 Studies that will address muscle mass at each stage of a woman's life. 38:52 Clinical guidelines for taking peptides to maximize effectiveness. 40:09 Observations from Dr. Franklyn-Miller's personal experience with taking PeptiStrong. 43:36 Optimal designs for future clinical trials and the role of peptides in shaping the future of healthcare. 55:35 Dr. Franklyn-Miller's personal favorite supplements, favorite health practices, and his evolved perspective on what food and medicine are really about.

The Lisa Lou Show
195 | 3 Tips to Making Room for Greatness in Midlife!

The Lisa Lou Show

Play Episode Listen Later Mar 11, 2025 14:26


Is your calendar so full that you often miss out on opportunities and blessings that God has in store for you? Being “too busy” in midlife may be a current reality, but it doesn't have to be your normal. Today we're discussing practical ways to make room for “great” by saying no to “good”! For more energy: use code LISALOU: https://lisaloufitness.com/beets  Go grab my new Glutes to Boots workout at a great price…yours to keep! https://lisaloufitness.com/glutestoboots/  Joint pain? Try this life changing formula with discount code for your first order: LISALOU https://lisaloufitness.com/jointhealth  Muscle Health Plus - the older we get, the more rapidly we lose muscle, the more protein we need and the harder it is to absorb. Muscle Health Plus isn't protein, it's amino acids, mixed with creatine, BCAA's, Estrogen, and HMB, all scientifically proven to maintain and build lean muscle. Think of it as insurance against sarcopenia (muscle loss) and a way to give you that extra boost you so need to gain muscle in perimenopause and menopause! Discount off your first purchase with code: LISALOU  https://lisaloufitness.com/musclehealth  Hair regrowth supplement: https://lisaloufitness.com/hairgrowth  Bone Broth protein that tastes like chocolate donuts! https://lisaloufitness.com/bonebroth   For my go to whey protein shake, use code lisalou(lowercase) for a discount: https://lisaloufitness.com/legion  Join my FREE FB community for women in midlife working on habits in your health, faith, and personal growth. https://lisaloufitness.com/community  Also, be sure to follow me on IG: https://www.instagram.com/lisaloufitness/   On FB: https://www.facebook.com/lisa.arendell

Hold Me Back
The Science of Communication

Hold Me Back

Play Episode Listen Later Mar 5, 2025 78:43


Ironically, while the core mission of HMB is to enhance communication between generations, there's yet to be an episode dedicated to the “science” of communication. Until now. Aidan & Ash welcome to the show one of the country's leading minds on the topic of why smart people routinely misunderstand each other. Dr. Nicholas Epley is the author of Mindwise: How We Understand What Others Think, Believe, Feel, and Want, and the Director of the Roman Family Center for Decision Research at the University of Chicago Booth School of Business, where he studies and teaches social cognition. There's nothing intuitive about this episode - which will have you rethinking everything. Who was more convincing: Aidan or Ash? Vote at HoldMeBack.com

The Lisa Lou Show
194 | How to Align Body, Mindset and Spirit in 2025 without Overwhelm!

The Lisa Lou Show

Play Episode Listen Later Mar 4, 2025 17:14


You're not here by accident. There's a plan for you in this very season, and you have everything you need to step into it. Today we're discussing how your body, your mindset, and your soul are precious gifts meant to be nurtured not only for yourself but for the impact you are destined to make in this world! For more energy: use code LISALOU: https://lisaloufitness.com/beets  Go grab my new Glutes to Boots workout at a great price…yours to keep! https://lisaloufitness.com/glutestoboots/  Joint pain? Try this life changing formula with discount code for your first order: LISALOU https://lisaloufitness.com/jointhealth  Muscle Health Plus - the older we get, the more rapidly we lose muscle, the more protein we need and the harder it is to absorb. Muscle Health Plus isn't protein, it's amino acids, mixed with creatine, BCAA's, Estrogen, and HMB, all scientifically proven to maintain and build lean muscle. Think of it as insurance against sarcopenia (muscle loss) and a way to give you that extra boost you so need to gain muscle in perimenopause and menopause! Discount off your first purchase with code: LISALOU  https://lisaloufitness.com/musclehealth  Hair regrowth supplement: https://lisaloufitness.com/hairgrowth  Bone Broth protein that tastes like chocolate donuts! https://lisaloufitness.com/bonebroth   For my go to whey protein shake, use code lisalou(lowercase) for a discount: https://lisaloufitness.com/legion  Join my FREE FB community for women in midlife working on habits in your health, faith, and personal growth. https://lisaloufitness.com/community  Also, be sure to follow me on IG: https://www.instagram.com/lisaloufitness/   On FB: https://www.facebook.com/lisa.arendell

The Lisa Lou Show
193 | My #1 Tip to Ditch Procrastination and Create a Healthy Pantry in Midlife!

The Lisa Lou Show

Play Episode Listen Later Feb 25, 2025 22:57


Have you ever found yourself waiting until the very last minute to get something done that you dreaded doing? How do we shift from procrastination to action?  And what action can we take to set our homes up to be a safe space for our health and the health of our family? We dive into all of this today!  For my go to pre workout and for blood pressure control, use code LISALOU: https://lisaloufitness.com/beets  Go grab my new Arm Candy workouts at a great price…yours to keep! https://lisaloufitness.com/armcandy  Joint pain? Try this life changing formula with discount code for your first order: LISALOU https://lisaloufitness.com/jointhealth  Muscle Health Plus - the older we get, the more rapidly we lose muscle, the more protein we need and the harder it is to absorb. Muscle Health Plus isn't protein, it's amino acids, mixed with creatine, BCAA's, Estrogen, and HMB, all scientifically proven to maintain and build lean muscle. Think of it as insurance against sarcopenia (muscle loss) and a way to give you that extra boost you so need to gain muscle in perimenopause and menopause! Discount off your first purchase with code: LISALOU  https://lisaloufitness.com/musclehealth  Hair regrowth supplement: https://lisaloufitness.com/hairgrowth  Bone Broth protein that tastes like chocolate donuts! https://lisaloufitness.com/bonebroth   For my go to whey protein shake, use code lisalou(lowercase) for a discount: https://lisaloufitness.com/legion  Join my FREE FB community for women in midlife working on habits in your health, faith, and personal growth. https://lisaloufitness.com/community  Also, be sure to follow me on IG: https://www.instagram.com/lisaloufitness/   On FB: https://www.facebook.com/lisa.arendell

The Lisa Lou Show
192 | Part 2: Ready to Grow in Midlife? How to Create Habits in Your Faith, Health, and Personal Growth to Make a Bigger Impact.

The Lisa Lou Show

Play Episode Listen Later Feb 18, 2025 22:58


It's time to take the next step to build on last week's exercise we did to build high performance habits in our health, our faith, our personal growth, and more!  Because acknowledging where we are is good, but now it's time to implement some strategy so we can experience change!  For my go to pre workout and for blood pressure control, use code LISALOU: https://lisaloufitness.com/beets  Go grab my new Arm Candy workouts at a great price…yours to keep! https://lisaloufitness.com/armcandy  Joint pain? Try this life changing formula with discount code for your first order: LISALOU https://lisaloufitness.com/jointhealth  Muscle Health Plus - the older we get, the more rapidly we lose muscle, the more protein we need and the harder it is to absorb. Muscle Health Plus isn't protein, it's amino acids, mixed with creatine, BCAA's, Astrogin, and HMB, all scientifically proven to maintain and build lean muscle. Think of it as insurance against sarcopenia (muscle loss) and a way to give you that extra boost you so need to gain muscle in perimenopause and menopause! Discount off your first purchase with code: LISALOU  https://lisaloufitness.com/musclehealth  Hair regrowth supplement: https://lisaloufitness.com/hairgrowth  Bone Broth protein that tastes like chocolate donuts! https://lisaloufitness.com/bonebroth   For my go to whey protein shake, use code lisalou(lowercase) for a discount: https://lisaloufitness.com/legion  Join my FREE FB community for women in midlife working on habits in your health, faith, and personal growth. https://lisaloufitness.com/community  Also, be sure to follow me on IG: https://www.instagram.com/lisaloufitness/   On FB: https://www.facebook.com/lisa.arendell

Private Lenders' Podcast
HMB's Origins and the State of the Industry Today (Chris on the Wealth Flow podcast with Keith Borie)

Private Lenders' Podcast

Play Episode Listen Later Feb 15, 2025 43:52


HMB's Origins and the State of the Industry Today (Chris on the Wealth Flow podcast with Keith Borie) ✅ Please like, subscribe, and share! ✅   Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes elated to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com   FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

NutritionFacts.org Video Podcast
Supplements for Sarcopenia (Age-Related Muscle Loss)

NutritionFacts.org Video Podcast

Play Episode Listen Later Feb 5, 2025 4:57


HMB, magnesium, omega 3s, and vitamin D are put to the test for muscle strength and function.

Muscle for Life with Mike Matthews
Sal Di Stefano on Enhancing Body Composition with Peptides

Muscle for Life with Mike Matthews

Play Episode Listen Later Jul 31, 2024 74:20


How are peptides shaping the future of fat loss and fitness? How do they impact weight management and overall health? How do they work, and what are the risks and side effects? In this episode, I sit down with Sal Di Stefano, renowned fitness coach and co-host of the Mind Pump Podcast, to delve into the world of peptides. In case you're not familiar with Sal, he's a repeat guest on the Muscle for Life podcast and a leading voice in the fitness industry with over a decade of experience as a personal trainer. Having personally used peptides and studied them extensively, Sal offers valuable insights into how these compounds can revolutionize weight loss and improve overall health. In this interview, you'll learn . . . Why the popularity of peptides has skyrocketed The benefits of GLP-1s for weight loss versus calorie-controlled dieting How to prevent muscle loss while taking GLP-1s The risks of buying unregulated peptides Sal's experience with different peptides How GLP-1s will lead to more people lifting weights How GLP-1s will affect the supplement industry And more . . . So, if you want to understand how peptides will change how people lose weight and get fit in the future (for better and worse), click play and join the conversation. --- Timestamps: (05:39) Why are peptides becoming more popular? (08:40) The benefits of GLP-1s for weight loss vs. calorie-controlled dieting (10:32) How to prevent muscle loss while taking GLP-1s (15:23) How peptides affect behaviors like drinking, smoking, and gambling, etc. (16:55) What are peptides exactly? (20:32) The risks of buying unregulated peptides (21:42) Sal's experience with different peptides (26:55) Which peptides has Sal avoided? (28:58) The potential benefits of micro-dosing peptides (31:00) How peptides are changing the food and drug industries (32:20) How GLP-1s will lead to more people lifting weights (36:40) The rise of anti-catabolic supplements like HMB (38:02) The importance of eating enough protein while taking GLP-1s (40:30) The importance of maintaining muscle for health (44:06) Are GLP-1s a temporary fix or can they produce lasting weight loss? (01:00:38) How GLP-1s will shape the supplement industry --- Mentioned on the Show: Mind Pump Podcast MAPS Programs Coaching Page Legion Training Quiz Pulse  

Mind Pump: Raw Fitness Truth
2335: The Truth About Ozempic Face

Mind Pump: Raw Fitness Truth

Play Episode Listen Later May 13, 2024 37:35


What are GLP-1s? (2:03) Future ground-breaking intervention or fad? (3:10) How do they make people lose weight? (5:16) The Truth about “Ozempic Face and The Factors Contributing to it. (10:26) #1 - Losing fat will reduce how filled out your face looks. (11:29) #2 - Not eating enough protein will reduce collagen production. (12:48) #3 - Not eating enough fats will make skin appear older, and cell integrity is reduced. (15:48) #4 - Lack of hydration. (18:11) #5- Losing muscle adds to skin sag. (19:05) #6 - Nutrient deficient. (23:35) The Top Supplements to Remedy. #1 – Take a protein powder or essential amino acids. (26:58) #2 - Take fish oil. (29:12) #3 - Take multivitamins. (29:25) #4 – HMB/creatine. (30:20) #5 - Strength training. (31:59) #6 - Drink plenty of water. (34:20) Related Links/Products Mentioned Get your free Sample Pack with any drink mix purchase! And if you're an LMNT INSIDER, you have first access to LMNT Sparkling — a bold, 16-ounce can of sparkling electrolyte water: Visit DrinkLMNT.com/MindPump May Promotion: MAPS Strong | MAPS Powerlift 50% off! ** Code MAY50 at checkout ** Ozempic Face: What It Is & How to Treat It - TODAY Mind Pump #2110: Ozempic The Miracle Fat Loss Peptide: The Truth With Dr. William Seeds Mind Pump #2187: Why Building Muscle Is More Important Than Losing Fat With Dr. Gabrielle Lyon HMB benefits, dosage, and side effects - Examine THE DOCTOR'S FARMACY Podcast Ep. 884 – Ozempic: A Weight Loss Miracle or Metabolic Menace? A Discussion with Dr. Tyna Moore & Calley Means Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Dr. Tyna Moore (@drtyna) Instagram