Preapproved

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Becoming a Homeowner When The Bank Says No. This podcast is dedicated to the 1 in 10 home owners denied each year by the banks. We will discuss Rent-to-Own, Lease Options, Contract for Deed, Qualifying Mortgages, Non-QM Loans, and Private Mortgages.

Adam Zach - Co-Founder Home Equity Partner


    • Jun 8, 2023 LATEST EPISODE
    • monthly NEW EPISODES
    • 20m AVG DURATION
    • 46 EPISODES


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    Latest episodes from Preapproved

    Understanding Credit Scores and Credit Reports

    Play Episode Listen Later Jun 8, 2023 11:49


    Top 5 Reasons 2,000,000 Americans Are Denied Mortgages Each Year - EP045

    Play Episode Listen Later Jun 1, 2023 7:26


    According to the Home Mortgage Disclosure Act, the top 5 denial reasons for 2020 where1. DTI ratio2. Credit3. Collateral4. Down Payment5. Employment History

    Grounds for Success: A Coffee Shop Owner's Journey to Homeownership and Business Owner Financial Talk with Brandon Neely

    Play Episode Listen Later Apr 18, 2023 37:12


    Brandon Neely joins the podcast discuss to discuss his home ownership and small business journey. We talk about the difficulties of getting a loan and Brandons many businesses adventures.Brandon Neely is an entrepreneur, Profit First and Bank On Yourself Professional, and the co-host of Wealth Wisdom Financial Podcast with his wife Amanda Neely. They share their experiential knowledge through podcasting and through developing personalized financial strategies for individuals and couples and profitability strategies for businesses.Check out wealthwisdomfp.com/still - a FREE resource to help you take charge of your business finances!Website: https://www.wealthwisdomfp.com/Youtube: https://www.youtube.com/c/wealthwisdomfinancial Instagram: https://www.instagram.com/wealthwisdomfp/Facebook: https://www.facebook.com/WealthWisdomFinancialLinkedIn: https://www.linkedin.com/company/wealth-wisdom-financial/ 

    Rent to Own 101 and 8 Ways to Find Them in 2023 - EP043

    Play Episode Listen Later Mar 17, 2023 9:54


    What is a rent-to-own agreement?How do you find rent-to-own homes?Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    How To Close On Your Home When Financing Falls Through - EP042

    Play Episode Listen Later Sep 8, 2022 7:34


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. Outline for episdoeWhy financing falls throughOptionsAdjust termsFind a new lenderClose all cashSeller financingEarly tentantcy

    How to Get a Home Without Paying Interest - EP041

    Play Episode Listen Later Aug 30, 2022 6:46


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. Today we talk about 3 ways to get a home without paying interest.1. Cash2. No-interest loan/mortgage3. Inflated Price structure.

    Difficulties Getting a Mortgage as an Entrepreneur and How to Utilize Virtual Assistants w/ Bryant Suellentrop EP040

    Play Episode Listen Later May 10, 2022 28:23


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. Today we talk with Bryant Suellentrop who is an entrepreneur and helping folks Elevate and Delegate with Virtual Assistants. He talks about why he is hesitant to try to get a mortgage and how he is building his VA business and helping business owners Elevate.https://twitter.com/SullyBusinesshttps://twitter.com/eanddstaffinghttps://www.linkedin.com/company/elevate-and-delegate

    5 Ways to Get a Home Without Getting a Bank Loan - EP039

    Play Episode Listen Later Apr 7, 2022 9:54


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    Closing Cost Worksheet, Top Two Loan Denial Reasons, and Importance of Optimizing Your Rate and Term w/ Kray Olson - EP038

    Play Episode Listen Later Mar 9, 2022 40:45


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. Today we talk with licensed mortgage broker Kray Olson with MSFG. Kray is a stand-up guy who is  looking out for the best interest of his clients.  He talks through the typical closing costs, top reasons people get denied and what to do, along with some great tips and tricks when it comes to selecting the right loan officer.if you have questions. send an email to Kray. Kray.olson@msfg.us

    Message to Mortgage Lenders - EP037

    Play Episode Listen Later Jan 11, 2022 3:17


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.

    Different Types of Mortgages - Why You Should Shop Around. EP036

    Play Episode Listen Later Jan 4, 2022 12:16


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.

    Message to Realtors and Brokers - EP035

    Play Episode Listen Later Dec 28, 2021 3:19


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    Rental Agreements, Evictions, Lease Options and Contract for Deed w/ Real Estate Attorney Erin Larsgaard - EP034

    Play Episode Listen Later Dec 21, 2021 52:22


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. Today we talk with Erin D. Larsgaard who is an attorney licensed in North Dakota and Minnesota.  Her practice focuses mainly on real estate, estate planning, and probate. We discuss landlords, tenants, evictions, rent to own, contract for deed on the Do's and Dont's for both parties. Erin can be found at https://www.woldlaw.com/attorneys/erin-larsgaard

    What Does Google Search Say About Rent-to-Own Homes? EP033

    Play Episode Listen Later Dec 14, 2021 13:06


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    Rent to Own Scam Hits the News - EP032

    Play Episode Listen Later Dec 7, 2021 8:55


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    Getting Out of a Lease to Own Home - EP031

    Play Episode Listen Later Nov 30, 2021 12:05


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. Top 3 strategies discussed will be:Exercise your optionLeaveAssign it.

    Getting a Home When the Bank Said No - Client Success Story - EP030

    Play Episode Listen Later Nov 23, 2021 6:52


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    What Might Your Business Be Worth w/ David Barnett - EP029

    Play Episode Listen Later Nov 16, 2021 51:57


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. Our special guest (David Barnett) talks about buying and selling businesses.  He covers a range of topics such as evaluation how much your business is might be worth, tips to increase the salability of your business, and top reasons why people sell a business. If you are interested in know what your business might be worth or if you are thinking of acquiring a small/medium size business. Tune in for David's excellent advice.David has been working with small and medium sized businesses for over 20 years. He has helped entrepreneurs buy and sell them, He has helped them grow. He has helped people finance them. He is the host of a YouTube channel with hundreds of videos about buying, selling, financing and managing small and medium sized businesses and can be found anytime at his blog site www.DavidCBarnett.com.

    Getting a Home with Poor Credit - 3 Strategies - EP028

    Play Episode Listen Later Nov 9, 2021 5:41


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    Self-employed Mortgage Success Story and Getting Your Message Out w/ Pastor John Stange - EP027

    Play Episode Listen Later Nov 2, 2021 41:06


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. John Stange is the founder of Platform Launchers.  He has been writing and podcasting for years.  His shows have been downloaded millions of times, his blog typically ranks #1 in Google searches, and his latest book was published by Penguin Random House, the largest publisher in the United States.John has been serving in pastoral ministry for 25 years.  He started building his platform somewhat accidentally through repurposing the content of his sermons into self-published books, blogs, and podcasts.  Let him show you how you can share the message you're passionate about, build an online audience, and earn a full or part-time income as well.You can learn more about John at either PlatformLaunchers.com or DesireJesus.com

    How Does It Work? The Home Equity Partner Process - EP026

    Play Episode Listen Later Oct 26, 2021 12:46


    The #1 question we get here at Home Equity Partner is ".....so how does it work exactly...." This 10 minute podcast will provide a step-by-step walkthrough of what working with Home Equity Partner is really like.Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    Contract for Deed and Credit Score w/ Dee Doboyou - EP025

    Play Episode Listen Later Oct 19, 2021 22:16


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. Today Dee shares her story about 1) getting a home using a contract for deed 2) credit score tips and strategies and 3) her mission to help people achieve home ownership.Dee can be contacted at deedoboyou@gmail.com

    Self-employed Mortgage Guide with Writer/Editor Expert Jennifer Harshman - EP024

    Play Episode Listen Later Oct 12, 2021 28:03


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. Today we talk with writer/editor expert Jennifer Harshman (https://www.harshmanservices.com/) who breaks down her self-employed journey along with how she does keyword research, writing, and editing for blogs, books, and content.

    What To Do When Your Mortgage Application is Denied - EP023

    Play Episode Listen Later Sep 22, 2021 10:13


    Today we talk about the top 10 reasons you might have been denied a mortgage along with 4 action steps you can take to still get a home for you or your family.Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    How to Avoid Rent to Own Home Scams and Misinformation - EP022

    Play Episode Listen Later Sep 14, 2021 9:52


    Today's topics:Common rent to own home scams out there todaySneaky misleading rent to own home misinformation that will lead you to regret your decisionOur mission at Home Equity Partner (formerly Set Your Rent) is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    Landlord Tenant Battle - Lease to Own Home - EP021

    Play Episode Listen Later Sep 7, 2021 7:57


    We hope you never find yourself in a lease to own legal battle. But if you are tune into this episode for some useful tips to navigate a difficult time.Our mission at Home Equity Partner (formerly Set Your Rent) is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    Is a Lease-to-Own home the right decision for you? EP020

    Play Episode Listen Later Aug 23, 2021 5:07


    Our mission at Home Equity Partners is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.

    Self Employed Mortgage Guide: Tips for Getting into a Home as an Entrepreneur EP019

    Play Episode Listen Later Jul 15, 2021 10:05


    It can be difficult to get into a home as an entrepreneur. In this episode we provide some practical tips you may not be aware of to get you into a home.Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    Getting A Home Without a Bank Loan w/ Sean Adam EP018

    Play Episode Listen Later Jun 17, 2021 33:56


    Today Sean talks about how we obtained a home without a bank loan. As an entrepreneur he shares his tips and advice on how he found and moved into a home.A little more about Sean:12+ years helping small businesses & high paid professions thrive. President of Leveraged Life Management - a firm dedicated to helping professionals leverage a super-charged savings strategy of the ultra rich to get them guaranteed growth on their money, tax-free access and protection from bankruptcy, creditors and even lawsuits.linked: https://www.linkedin.com/in/leveraged-life/website: https://www.leveraged-life.com/Free Video Crash Course: https://fast.wistia.net/embed/channel/8xbjbc5q6whttps://setyourrent.com/

    Funding your down payment with your retirement account - Interview w/ Caitlin Chen 017

    Play Episode Listen Later May 28, 2021 24:01


    What to do when the bank says no? Today's guest is a mortgage loan officer talking about her experience along with some tips for first time homebuyers.Caitlin can be contacted by visiting her website at https://caitlinchen.com/If you can't get a bank loan and want to learn more about rent-to-own, lease options, or contract for deeds check out https://setyourrent.com/

    Contract for Deed Success Story w/ Self-employed Darson Grantham 016

    Play Episode Listen Later Apr 22, 2021 25:47


    Darson shares his contract for deed success story after initially being approved but then denied by a bank. He shares his entrepreneur journey and killer deal he was able to tackle by being resourceful.  Darson can be contacted at dgrantham@kw.com.Enjoy.

    Massive Wealth through Homeownership w/ Personal Finance Fanatic Justin Brown EP015

    Play Episode Listen Later Apr 1, 2021 26:11


    Justin is a loan officer in California who talks about how homeownership is key to financial independence and wealth. Since he knows mortgages plus is a entrepreneur business owner we talk about the intricacies of home ownership for low credit and for entrepreneurs.Best way to get to hold of Justin is on Instagram @loansbyjb or by email at teamJB@nuhometeam.com

    Contract for Deed Paperwork Walkthrough - What Can You Expect? EP014

    Play Episode Listen Later Mar 15, 2021 11:15


    Is a Contract for Deed right for you? What can you expect for the paperwork? Today we walkthrough an example contract for deed (aka land contract, agreement for deed, installment sale).

    Lease Purchase Option Contract Walkthrough - What Paperwork Can You Expect to See? EP013

    Play Episode Listen Later Mar 9, 2021 11:00


    Today we walkthrough an Option to Purchase Agreement. We discuss things such as Purchase PriceOption FeeTerm LengthRemedies and defaultsRental CreditsExtension ClausesTerms and Conditions (legal stuff)Inspections and appraisals

    Lease Option Expert Interview: w/ Family Therapist Shiloh Lundahl EP012

    Play Episode Listen Later Feb 18, 2021 48:45


    Here at SetYourRent we believe in home ownership. Today we bring on Lease Option Expert Shiloh Lundahl who has done over 50 lease option transactions. We will learn how Shiloh helps individuals get into homes. Shiloh provides with some great case studies on the call like how he helped 1 individual gain nearly $100,000 in equity using a lease purchase option. Towards the end of the episode we dive into Shiloh's coaching and investor philosophy businesses as well so you can understand both sides of the fence.You can learn more about Shiloh on his YouTube channel or his website.

    Renting vs Lease Option vs Owning: Pros & Cons with Cost Considerations for Home Buyers EP011

    Play Episode Listen Later Feb 11, 2021 12:22


    Here at Set Your Rent we believe in creating homeowners. If you have been denied a bank loan and want to know what options are available to you, then you have come to the right place.Today we talk through the Pros and Cons (both financially and lifestyle preferences) of renting vs lease options (aka rent-to-own) vs owning.No one situation is right for any individual or family. We explore and explain which may be the right option for you.

    How Do You Find Lease to Own and Contract for Deed Homes In Your Area? EP010

    Play Episode Listen Later Feb 1, 2021 7:00


     Today we talk about how do you find creative lease to own (aka rent to own or lease purchase option) or contract for deed homes in your area.Websites mentioned:Home Partners of AmericaDivvy HomesRenttoown.orgOur mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    5 Lease to Own Problems and Solutions for Home Buyers EP009

    Play Episode Listen Later Jan 27, 2021 10:34


    Today we discuss the 5 most common problems and solutions with Lease to Own (aka rent to own or lease purchase option) agreements.Top 5 Problems:TrustBad HomePaperworkWrong FitFailure to follow-throughOur mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    Terminology Breakdown: Rent to Own, Lease Option, Lease Purchase vs Contract for Deed, Land Contract, Installment Sale EP008

    Play Episode Listen Later Jan 20, 2021 12:12


    Today we shed some light on the confusing an interchangeable terms used by many that can't qualify for a bank loan. What is rent to own, is it the same as Lease Option? How does it differ than a contract for deed? Which is best for me?We answer those questions on todays podcast episode.Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    A Plan For When The Bank Says No and Lease Purchase Option Refinance Discussion: w/ Sam Hickey EP007

    Play Episode Listen Later Jan 20, 2021 53:20


    Here at Set Your Rent we believe in home ownership. Sadly 1 in 10 americans will be denied a bank loan each year. Today we have a discussion with Sam Hickey to discuss what a good mortgage broker or loan officer should do to get you on a path to approval with a bank. We also dive deep into Lease Purchase Options, who they are for, items to consider, and how/when to refinance.Sam can be contacted at Shickey@fbhl.com or https://flatbranchhomeloans.com/

    Downside Risk Protection with Lease Options: Success Story with Photographer Nick Adams EP006

    Play Episode Listen Later Jan 10, 2021 26:44


    We discuss how one entrepreneur successfully used a lease option to protect against a market downturn back in 2007. Nick shares his story, what happened, and why he is still in that home to this day.You can learn more about Nick and his projects at thesancapguide.com.If you have questions on how Lease Options work or want to consider entering into one yourself. Send us an e-mail at Homes@SetYourRent.com or checkout our website at SetYourRent.com

    4 Quadrants of Home Ownership EP005

    Play Episode Listen Later Jan 6, 2021 14:22


    Quadrant I - RenterQuadrant II - BridgeQuadrant III - MortgageQuadrant IV - 100% Home ownerOur mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. 

    What On Earth is Non-QM? With Mac Cregger EP004

    Play Episode Listen Later Dec 29, 2020 53:52


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.  One of the most unknown and overlooked items in the mortgage industry is the Non-QM or Non Qualified Mortgage.Today we bring in a Non-QM expert. Mac with discuss exactly what in the world is Non-QM loans, why you should care, and who it is for/not for.If you are interested in connecting with Mac and his team please visit Angel Oak Mortgage Solutions. at https://angeloakms.com/

    All Things Mortgages: Conforming, Non- Qualified, and Private with Angelo Christian EP003

    Play Episode Listen Later Dec 29, 2020 50:29


    Our mission at Home Equity Partner (formerly Set Your Rent) is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. Today we welcome guest Angelo Christian who has been in the mortgage industry for a long time doing $2B in loans. We will discuss all the different kind of mortgages, focusing on Non-QM.Learn more about Angelo and his team here.http://www.youtube.com/c/AngeloChristianMortgage  https://www.instagram.com/officialangelochristian/ 

    Are You Sure You Don't Qualify For a Bank Loan? with Kristin Sevald EP002

    Play Episode Listen Later Dec 29, 2020 30:46


    We always tell clients to make sure they exhaust all possible options when looking to obtain financing when looking for a home.  This will be you lowest cost option. Today we speak with a licensed mortgage loan originator (ND, MN) discussing all the things required to obtain a traditional conforming bank loan. Kristin can be reached at www.kristin.valleymortgageinc.com

    Welcome - Who is this for? Who is this not for? EP001

    Play Episode Listen Later Dec 28, 2020 6:02


    Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.  If you have been denied a bank loan and want to know what options are available to you, then you have come to the right place.We will explore all the options available to individuals when they think home ownership is impossible.  We will be breaking down the barriers to the confusing lingo and options by bringing in industry experts.  We will cover conventional mortgages, qualified mortgages, non-qualified mortgages, private mortgages, rent to own, lease option, lease purchase, contract for deed, land contract, agreement for deed.Our mission to is create homeowners by bringing you education and information. 

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