Podcasts about Downside

SPONSORS: 1) Get $10 Off @ BRUNT with code JULIAN at https://bruntworkwear.com/JULIAN #bruntpod WATCH JESSE WEBER'S FIRST PODCAST WITH JULIAN: https://youtu.be/Hn09JVA9-cs (***TIMESTAMPS in description below) ~ Jesse Cord Weber is a host, anchor, attorney, and legal analyst. He anchors for the Law & Crime Network and hosts the nationally syndicated true crime show Prime Crime. Jesse co-hosts Always In Fashion on 710 WOR and major podcast platforms, and is a freelance radio host on SiriusXM POTUS. He has appeared as a legal analyst on Fox News, CNN, CBS, CNBC, NewsNation, and more. His past work includes hosting for HLN, Crime Watch Daily with Chris Hansen, and The Jam in Chicago.  @LawAndCrime  PATREON: https://www.patreon.com/JulianDorey JESSE'S LINKS - YT: https://www.youtube.com/@LawAndCrime - X: https://x.com/jessecordweber?lang=en - WEBSITE: https://www.jessecordweber.com/ FOLLOW JULIAN DOREY INSTAGRAM (Podcast): https://www.instagram.com/juliandoreypodcast/ INSTAGRAM (Personal): https://www.instagram.com/julianddorey/ X: https://twitter.com/julianddorey ****TIMESTAMPS**** 00:00 - Intro 01:41 - Brian McMonagle, Diddy Trial (NY Zero Cameras), Using AI to Recreate Trail (Law & Crime) 09:05 - Downside of Recording & Releasing Yesterday, Johnny Depp & Amber Heard AI & Transcripts, Diddy Case Smoking Gun (Punching) 19:35 - Diddy's 5 Charges, Proving Racketering & Failed, Diddy Misinfo Online, Beating Cassie & Freak Off & Jury's Statement 32:01 - Diddy's Lawyer's Closing Statement (Wow), Diddy Not Charged w/ Domestic Abuse, Key Testimonies from Industry Witnesses, Power Dynamics and Celebrity Bystanders, How Witnesses Added Credibility to Cassies Claims, Cross-examination Strategies and Limitations, Why the Jury May Have Missed Key Emotional Cues 40:51 - News Cycles of Diddy & Epstein, 7 Week Trial & What Diddy was Guilty of, Shawn Combs Eviserated Witness Tossing Off Building 51:45 - Freak Offs but Witnesses Getting Paid by Shawn Combes, Breakdown of Underlying Crimes and Legal Hurdles, Civil vs Criminal Court, 3rd Witness Missing 56:26 - Diddy's Jane Doe''s Testimony (Pros & Cons), Statue of Limitations of Sex Trafficking 01:01:06 - Diddy's Court Trial (Day by Day) Reporting, Inside Diddy's Court Room (Family, Jury, and Friends) 01:08:56 - Judge Reprimands Diddy, Defiant Ones Series & Diddy's Interview, Not Convicted of Cassie's Tape 01:17:41 - Diddy's Reaction to No Bail, Prisoners were Celebrating Beating System, Sex Trafficking Blurry Lines, 01:23:31 - Bryan McMonagle Breaking Down Case 01:25:27 - Julian Getting Waterboarded, Tommy G & Crew Orchestrating w/ Bustamante Torture  01:43:29 - 5 Days of Jury Selection, 1 of the Juries Refused to Follow Instructions,  01:50:15 - Kohberger Case (Idaho Murders) 01:57:05 - Professor Serial Killer Speciality Interview  02:03:41 - Diddy's Jury Selection Process 02:09:41 - Cassie's Testifying & Charges She Made Up 02:14:08 - Kid Cudi's Key Testimony, Freak Off When Arrested (Firearms), Cristina Corner (Co-Conspriator) Not Called as Witness 02:22:35 - Immediate Trial, No Minors in Case, Cassie's Truth or Lies 02:27:05 - Text Messages of Cassie, 2 People Who Jumped In 02:32:39 - The Punishers Testimonies, Diddy's Defense Team, Kanye West 02:38:04 - Espionage Angle, Diddy's Aftermath 02:42:23 - Epstein Legal Breakdown CREDITS: - Host & Producer: Julian Dorey - Producer & Editor: Alessi Allaman - https://www.youtube.com/@UCyLKzv5fKxGmVQg3cMJJzyQ Julian Dorey Podcast Episode 320 - Jesse Weber Music by Artlist.io Learn more about your ad choices. Visit podcastchoices.com/adchoices

Marotta and Tim Ring talk Suns, go through Social Studies, and give out Hardware.

AI is a revolutioinary tool that can help so much in your travel business, but are there things you should be mindful of? Is there a downside to using AI in your business? While there are so many ways AI can help, this episode shines a light on a few of the most important things to keep in mind when you're considering using AI for your business. To check out the FB live inside our FB group - you can find it here: https://www.facebook.com/share/v/19kH7BtMUx/ you will need to join the group and answer the questions to get access to the video if you're not already a member. Looking for more? Come join us at Camp Be Seen - a 30 day challenge helping you to show up and stand out with your unique voice, artofsellingtravel.com/campbs For more information about our programs and coaching check out http://artofsellingtravel.com/

In this episode of the Futures Rundown, listeners are welcomed back to explore the complexities of the futures markets with host Mark and guest Rich Excel from the University of Illinois Gies School of Business. The discussion kicks off with a recap of past episodes and recent market trends, including a notable dive into uranium and the latest in the futures market activities such as the performance of commodities, metals, and major indices. Rich discusses his recent educational trip to Europe, where he expanded the horizons of derivative students, covering key spots like Frankfurt, Zurich, and Vienna. The episode goes further into dissecting the top upside and downside movers in the futures market for the year and delves into Rich's insights on global bond market attractiveness, especially focusing on Japan. The show wraps up with a playful yet divisive debate on the controversial issue of ketchup on hot dogs, reflecting listener sentiments and sparking lively interaction among the audience.   02:59 Welcome Back, Rich Excel 04:20 Diving into the Trading Pits 06:09 Market Movers and Shakers 11:32 Analyzing the Downside 15:11 Active Day in the Futures Market 22:36 Exploring the Japanese Market Angle 23:00 Mid-Year Market Trends and Insights 23:27 Top Performing Assets of the Year 26:40 Analyzing the Downside Movers 29:56 Futures Free for All: Q&A Session 34:00 The Great Ketchup Debate 38:05 European Derivatives Tour Highlights 40:18 Conclusion and Upcoming Episodes  

On a day where the S&P hit a new high and the “Big, Beautiful Bill” got passed, Rise UP host Terri Kallsen and Co-Host Joe Duran — Managing Partners at Rise Up Growth Partners — are joined by Grimes & Co. CEO and CIO Kevin Grimes for an in-depth look at the markets and what the bill means for your portfolio and wealth management. And everyone is affected. Plus, why Joe thinks we're now in a long-term “buy the dips market” to discussions on the upside of the down dollar and the sectors the new trade deal with Vietnam affects, and much more! Get Kevin's great insights one-on-one with a free review of your portfolio. Go to https://www.wealthion.com/free and select Grimes & Company on the form. Hard Assets Alliance - The Best Way to Invest in Gold and Silver: https://www.hardassetsalliance.com/?aff=WTH Chapters 3:38 S&P Record, Jobs & the Golden Cross 5:25 We're in a Buy the Dips Environment 8:11 Dollar Off to Worst Start in 52 Years 9:11 The Upside and Downside of a Down Dollar 14:30 July 9th Tariff Deadline and What Sectors Benefit from Vietnam Trade Deal 18:33 The Market is Pricing in Tariff Success and the Sectors That are at Risk if Deals Don't Get Done 22:20 When Good News is Bad News 25:14 The Big, Beautiful Domestic Policy Bill Will Affect You 27:00 Managing Your Investments and Wealth Planning with the Big, Beautiful Bill 33:35 Fixed Income at Risk with New Policy Adding Debt? 35:50 Healthcare Sector at Risk with New Policy? 37:50 What to Watch Next Week Connect with us online: Website: https://www.wealthion.com X: https://www.x.com/wealthion Instagram: https://www.instagram.com/wealthionofficial/ LinkedIn: https://www.linkedin.com/company/wealthion/ #Wealthion #Wealth #Finance #Investing #StockMarket #S&P500 #Dollar #Tariffs #Policy #BuyTheDip #TradeDeals #WealthManagement #Macro ________________________________________________________________________ IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to The Blathering LIVE on The Napzok Network. Part ramble, part rant, part joy, part anger -- but all done in the fashion of an old school radio show with segments and live listener calls. The on-air sign goes on and the show goes from there. The live episodes are recorded on Ken's YouTube, Twitch, and Facebook channels.Get Ken's Comedy Album⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ IN MY DAY⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Purchase Ken's book ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Why We Love Stars: The Great Moments That Built A Galaxy Far, Far Away.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Enjoy ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Moonagers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kennapzok.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Freelance journalist, Emily Bratt, joins Moncrieff to talk about the less glamorous side of working remotely around the world — from tax chaos and loneliness to the burnout and even the tinge of hedonism that comes with such a lifestyle.Listen here for more.

Freelance journalist, Emily Bratt, joins Moncrieff to talk about the less glamorous side of working remotely around the world — from tax chaos and loneliness to the burnout and even the tinge of hedonism that comes with such a lifestyle.Listen here for more.

Scott gets into the real-world financial decisions Amazon sellers face, especially when it comes to leveraging debt. He shares firsthand experience navigating inventory demands, Q4 cash crunches, and the lure of fast growth, while also examining the dangers of borrowing, from overvaluing inventory to the addictive cycle of continual loans. Hear case studies, cautionary tales, and reflections on what separates sellers who survive from those who flame out. Whether you're debating your first credit line or considering a private label acquisition, this episode offers grounded insight—and a compelling argument for building debt-free, sustainable Amazon businesses.   Episode Notes: 00:09 - Iconic Companies That Haven't Taken Loans 01:12 - The Need for Cash in Amazon Selling 02:04  - Navigating Financial Leverage 02:26 - Types of Financial Leverage Used 06:32 - The Downside of Leverage 12:10 - A Case Study: Private Label Acquisition During Leverage 13:52 - Survival and Demise of Major Amazon Sellers 16:12 - The Case for Debt-Free Growth 18:21 - Amazon Accelerate   Related Post: Nike and Amazon's Renewed Partnership   Scott's Links: LinkedIn: linkedin.com/in/scott-needham-a8b39813 X: @itsScottNeedham Instagram: @smartestseller YouTube: www.youtube.com/@smartestamazonseller2371 Newsletter: https://www.smartscout.com/newsletter-sign-up Blog: https://www.smartscout.com/blog    

Erik Wetterling, Founder and Editor of The Hedgeless Horseman website, joins me for a bigger-picture and candid conversation around investor sentiment, disconnects in valuations that we are seeing  across the sector in most of the gold and silver stocks, but especially in the junior PM stocks.    We dive into how price assumptions used in economic studies and their associated Net Present Values (NPV) are so low and conservative that it is likely doing the industry overall a disservice and not reflecting anywhere close to the modern day reality in the metals prices or current project values. As a result most companies are trading at tiny fractional metrics of where they should be, and much of this stems from a shell-shocked sector trying to use very low 3-year trailing averages in underlying precious metals price assumptions, but it is almost to the point of absurdity when compared to today's spot prices.   On many corporate presentations, when looking at stale-dated economic studies, or even newer ones that have sensitivities tables, they have base cases still using $1,800 gold and $22 silver, and upside cases that only go up to $2,400 or $2,600 gold… or $24 -$28 silver.  If one is lucky enough to find sensitivity tables that go up to $3,000 gold or $30+ silver, it still doesn't even present investors with numbers on where the actual spot prices are in either metal at much higher prices. Erik makes the point that most of these presentations “upside cases” should really be their “downside cases.”     Metals prices have been at $3,200-$3,500 gold and solidly above $30 silver in the $32-$35+ range for many months now, but there are hardly any economic studies that even incorporate prices where they have been for some time, much less legitimate upside cases from here.   We point out that the mining industry doesn't really need to be optimistic, we just need companies to start being more realistic in where their intrinsic values are at present.  There is no other sector of the market that so deeply discounts its present value, or is stuck looking backwards at prices from 3 years ago, and the mining sector is not playing to it's strengths today.   If the sector wants to attract generalist investors, then it needs to at least show valuations of projects at the current metals prices in its sensitivity tables and use metals assumptions values that are not so far divorced from todays prices.   When you combine the recovering sector sentiment that is still not believing current metals prices are going stick, with ounces in the ground valuations still often in the $20-$60 range, and takeover premiums that barely move those metrics to over $100 per ounce, when the current producers margins are $1,500-$2,000 per ounce of gold, then it is an environment where we could still see big reratings higher if the metals prices just channeled sideways.  Erik highlighted that even if gold went down to $2,800, the good gold junior developers should probably still go higher just to catch up to valuations that even factor in those prices.   Click here to follow Erik's analysis over at The Hedgeless Horseman website

It’s always said that pretty people are treated better than anyone else, but what are the downsides of being an attractive individual. The gorgeous people of Joburg came in thick and fast to share their experiences. Get ready for the ride of your life with Thando Thabethe, Matt Flax, and Lerato Höffele every Monday to Friday from 3–6pm. Strap in for out-of-the-box topics, games, anecdotes, and antics that everyone—young and old—can enjoy. Test your general knowledge with Can’t Beat, take on the Tuesday Challenge, and don’t miss the Friday Live edition from Montecasino, featuring the hottest guests. Thank you for listening to the Drive with Thando podcast Listen live on Primedia+ weekdays from 15:00 to 18:00 to Drive with Thando broadcast on 947 https://buff.ly/y34dh8Y For more from the show go to https://buff.ly/DPbJW3r or find all the catch-up podcasts here https://buff.ly/ODmGX07 Subscribe to the 947 Weekly Newsletter here https://buff.ly/hf9IuR9 Follow us on social media 947 on Facebook: https://www.facebook.com/947Joburg/ 947 on TikTok: https://www.tiktok.com/@947joburg 947 on Instagram: https://www.instagram.com/947joburg 947 on X https://x.com/947 947 on YouTube: https://www.youtube.com/@947Joburg See omnystudio.com/listener for privacy information.

Southern Remedy Healthy and Fit is hosted by Josie Bidwell, Professor of Preventive Medicine and Nurse Practitioner at UMMC. If you have a question for Josie, you can email fit@mpbonline.org. It this episode, Josie talks about why dieting is not a good idea and offers some tips for a healthy eating pattern. Hosted on Acast. See acast.com/privacy for more information.

The Evolution and Impact of Money-Back GuaranteesIn this episode of the Zach Schuenke Podcast, Zach dives into the historical context and modern implications of money-back guarantees. He explores how these guarantees originated from ancient times, such as the Roman Empire and medieval guilds, and evolved into the late 1800s money-back promises we see today. Zach provides a critical analysis of how money-back guarantees have shaped consumer behavior, leading to increased entitlement and reduced accountability. He discusses the challenges they pose for businesses, especially small companies, and shares personal anecdotes and insights from his own experiences in the trading industry. Additionally, Zach hints at exciting future projects, such as starting his own prop firm.00:00 Introduction and Podcast Overview00:04 Historical Background of Guarantees01:27 The Evolution of Money Back Guarantees04:10 The Downside of Modern Guarantees06:53 Consumer Entitlement and Accountability09:05 Case Study: Kmart's Layaway Program14:24 Trading Company Challenges21:24 Final Thoughts and Upcoming Projects

Real Estate Insights: Neutral Colors, Market Trends, and Hot ListingsIn this episode, Vito discusses the significance of using neutral colors to sell homes, sharing a personal anecdote about a hockey-themed room that stood out during an open house. He critiques the iBuyer model, warning about potential equity loss and hidden fees. Vito also highlights new tax regulations affecting property transfers in San Jose. The episode features market updates for various Bay Area cities, showcasing notable listings like a Cupertino hillside home and an $85 million property in Portola Valley. Vito wraps up with recent sales statistics and upcoming listings in Blossom Valley and Santa Teresa.Neutral To Sell Your Home, But Color To Live In ItiBuyers Don't Work Cupertino Home of the Week Willow Glen Home of the Week Luxury Home of the week FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 The Importance of Neutral Colors in Home Selling00:19 A Personal Story: The Shark's Room00:47 Why Neutral Colors Matter01:31 The Downside of Eye Buyers03:03 New Real Property Transfer Tax03:44 Cupertino House of the Week04:39 Willow Glen House of the Week06:10 Menlo Park Luxury Listing06:39 Real Estate Market Trends

Hier geht's zum Private-Equity-Angebot von Scalable Capital: https://de.scalable.capital/private-equity Aktien + Whatsapp = Hier anmelden. Lieber als Newsletter? Geht auch. Das Buch zum Podcast? Jetzt lesen. Tour de France und Lacrosse geht an Börse. OpenAI-Mitarbeiter gehen zu Meta. Tesla kriegt Druck von Xiaomi. Micron kriegt Druck von NVIDIA. CoreWeave könnte Scientific kaufen. H&M mag den Sommer. Woran hängt der Erfolg von Henkel (WKN: 604840)? Und wo bleibt er? Ist NVIDIA (WKN: 918422) bald 6.000 Mrd. $ wert? Möglich ist es. Aber: Die Upside ist begrenzt. Und die Downside? Kapitalanlagen bergen Risiken. Es bestehen Liquiditätsbeschränkungen. Beachten Sie die spezifischen Produktinformationen. Diesen Podcast vom 27.06.2025, 3:00 Uhr stellt dir die Podstars GmbH (Noah Leidinger) zur Verfügung.

Arrogance, Ignorance, Vulgarity Phantom Nation 25JUNE2025 - PODCAST

Ben Hogan, who was arguably the greatest ball striker the game of golf has ever known, taught that if you wanted to improve your swing you should focus on the cause rather than the result.  This was good advice for golfers and brilliant advice for sales professionals. Because in sales, if you want to sell more it pays to become obsessed over your behaviors, techniques and processes rather than your outcomes.  Most Sellers Obsess Over Outcomes Most salespeople are focused on winning or losing individual deals. They get emotionally wrapped up in every prospect, every conversation, every close attempt. When they win, they're on top of the world. When they lose, they're devastated. But top performers? They think completely differently. They're not obsessed with any single deal. They're obsessed with the process that creates consistent results over time. This mindset shift is the difference between feast-or-famine selling and predictable, sustainable success. The Downside of Outcome Based Sales Goals Here's what happens when you're obsessed with outcomes instead of process: Every deal, every month, every quarter becomes life or death. You put all your emotional energy into individual prospects and hitting numbers which clouds your judgment and makes you act desperate. You take rejection personally. When someone says no, it's not just a business decision – it feels like a personal attack on your worth as a salesperson. You make poor decisions under pressure. When you need a deal to close to hit your number, you start discounting too early, chasing bad prospects, or making promises you can't keep. Your performance becomes inconsistent. You have great months followed by terrible months because you're riding the emotional roller coaster of individual wins and losses. You burn out faster. The constant emotional highs and lows are exhausting and unsustainable. Shift to Process Goals Process goals are different. They focus on the activities and behaviors you can directly control, not the outcomes that depend on factors outside your influence. Instead of "I need to close three deals this month," a process goal is "I will make 50 prospecting calls every day." Instead of "I have to win the Johnson account," it's "I will have four meaningful touch points with stakeholders at Johnson this week." Instead of "I need to hit 120% of quota," it's "I will follow my proven sales methodology on every single opportunity." Process goals put you in control. You can't control whether a prospect buys, but you can control how many prospects you contact, how well you qualify them, and how consistently you follow your process. Why Top Performers Love Process Goals Create predictable results. When you focus on the right activities consistently, the outcomes take care of themselves. It's like compound interest – small, consistent actions create massive results over time. Reduce emotional volatility. You're not devastated by individual losses because you know that if you stick to your process, the wins will come. Improve decision-making. When you're not desperate for any particular deal, you make better strategic decisions about where to invest your time and energy. Build confidence. Every day you hit your process goals, you build momentum and confidence, regardless of whether deals close that day. Create sustainable habits. Process goals turn success behaviors into automatic habits rather than things you do when you feel motivated. The Mathematics of Sales Process Goals Here's why process goals work: Sales is a numbers game, but most people focus on the wrong numbers. Average performers focus on: How many deals they close The size of individual deals Their closing percentage on active opportunities Top performers focus on: How many new prospects they contact daily How many discovery calls they conduct weekly How many proposals they deliver monthly

Don and Tom expose the seductive illusion of “wealth without risk” by dissecting the explosion of equity-hedged ETFs and mutual funds. They tear into the high fees, low returns, and false promises sold by funds claiming to protect investors from market drops while capturing the upside. With support from recent Wall Street Journal coverage and AQR data, they explain how these “hedging” strategies—especially options-based ones—often underperform simple stock/bond portfolios. Listener questions tackle Roth conversions, AVGE vs. GLOV, and the myth of magical investing pills. 0:04 Investing dreams and chocolate dreams: both come with a price 1:31 Wall Street sells “protection” from volatility—Americans are buying 2:37 Hedged funds as “stock insurance”? More like expensive illusions 3:57 Comparing VOO to PHDG: 13% vs. 4.3% returns 4:54 Downside protection claims fall apart under scrutiny 6:18 Lower volatility, far lower returns—does it help you sleep or retire? 7:34 How these funds work: options-based “protection” explained 8:48 Options decay and premium costs crush performance 9:56 Simpler is better: most “safety” funds fail to beat basic stock/bond mix 11:03 5-year S&P 500 returns: mostly up, and up a lot 11:50 Hedged funds underperform in up years—and still lose in down ones 12:22 Hidden costs in options-based funds aren't in the expense ratio 13:30 Bottom line: no panacea, no magic. Just smart allocation 14:05 Investor responsibility: no one will protect your money but you 14:12 Listener Q&A intro and apology for delay 15:05 Backdoor Roth vs. regular Roth when income is uncertain 16:59 AVGE vs. GLOV: performance vs. philosophy 17:55 GLOV's returns look good—but it's far less diversified 19:21 Passive label vs. reality: GLOV is focused, possibly active 20:38 Short track record makes comparisons tricky 22:04 Don and Tom favor massive diversification over short-term wins 23:42 Set expectations low and you'll be pleasantly surprised 24:49 Ask us anything—and yes, crypto guy left another bad review 26:02 Crypto is “generational”? Maybe, but Don still won't use money he can't spend Learn more about your ad choices. Visit megaphone.fm/adchoices

Ed Shill, managing partner at the Wealth Enhancement Group, says he sees the market either continuing to climb the proverbial wall of worry or getting complacent, and he fears that it's the latter after the sharp rebound from April's decline. "Right now the market is overbought," Shill says in the Market Call, where he recommends "putting airbags on," using stops to lock in profits and being prepared to step back from markets until conditions improve. In The Big Interview, Sam Millette, senior investment strategist at Commonwealth Financial Network, says that the Federal Reserve faces a challenge getting the market to understand its motivation for any rate cuts it makes later this year. He expects a rate cut later this year, likely in September, but he says the reaction of the market — whether it gives the classic bullish response or if it reacts as it did in 2024 when cuts had less impact than expected, particularly on bond markets — will depend on what the market thinks is the Fed's motivation for a cut. Plus, Anthony Holds of Holds Wealth Advisors discusses the latest results from Northwestern Mutual's 2025 Planning & Progress Study, in which nearly 70% of Americans reported that financial uncertainty has made them feel depressed and anxious.

Scott Bauer says "there's plenty of oil to go around" and is shocked by the downward move in crude oil prices during Monday's trading session. He believes investors should be very careful on the short position with crude oil because "things are not over" but he's unsure if a $100-$120 crude oil is possible. Turning to metal commodities, Scott reacts to gold as the historical "safe haven" asset didn't move more than expected. Lastly, he weighs in on the volatility in bitcoin as it fluctuates amid the same geopolitical tensions impacting oil and gold.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Stocks are still in a technical breakdown, approaching a test of the 20 Day daily moving average (DMA)Portfolio manager Lance Roberts thinks the S&P could easily drop another 100 points or more until it hits support.Once it does, he thinks that will be a good time to add capital back into quality stocks that have sold off a bit.So in the near term, keep your powder dry -- but be ready to act once that moment arrives.Lance and I discuss this coming oppportunity, as well as AI, energy, Tesla, why the Fed is 'too late' in its policy response yet again, as well as Lance's firm's latest trades in this week's Market Recap.For everything that mattered to markets this week, watch this video.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#marketcorrection #tesla #artificialintelligence _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Following some tentative signs of easing risks in the Middle East, which have helped weaken the US dollar, Derek Halpenny, Head of Global Markets Research EMEA & International Securities, talks to Simon Mayes, Head of UK, Ireland, and Swiss FX Corporate Sales, about the potential implications for the US dollar and the financial markets. Derek also highlights some key takeaways from the numerous central bank meetings this week, including the Fed and the BoJ.

Markets rallied a bit on Monday, despite the turmoil in the Middle East. Retail investors bought heavily into the dip. Futures this morning are slightly depressed. Oil prices fell, stock prices rose, and really, nothing has changed. Bulls are still trying to drive the market higher, but struggling to do so; momentum is beginning to slow. A bit of perspective: Markets finished the first quarter, and then fell sharply in April, followed by the current upward thrust that has continued through the second quarter. This has gotten pension funds off-sides, a situation that must be corrected before the end of the month: Therein lies the downside risk to markets. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO  Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=cIyoblbtIdg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1  ------- Get more info & commentary:  https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #PensionFund #DownsideRisk #BullishMarkets #USDollar #IranIsraelConflict #MarketRally #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

The Downside of SAFE Notes Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. SAFE Notes were designed to simplify the investment process. By removing many of the terms found in equity agreements, SAFE Notes reduce the complexity of startup fundraising. SAFE notes are similar to a warrant as they give the holder the right to buy shares in the future. There are drawbacks to SAFE Notes as follows: There's no debt component that can be used for payback. SAFE notes require the holder to have a C-Corporation. The SAFE note is listed on the Cap table like an option. There's no maturity date on SAFE Notes, so there's no trigger to convert equity. There's no interest rate.  Over time, this can add additional value to the investor. Many SAFE notes don't have a valuation cap, which can reduce the value to the holder. The presence of additional SAFE notes can reduce the return through dilution. For early-stage funding, SAFE notes are simple to use, but they don't always convert to equity the way investors thought they would. Be sure to understand the SAFE note structure before using it for an investment.   Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _______________________________________________________ For more episodes from Investor Connect, please visit the site at:   Check out our other podcasts here:   For Investors check out:   For Startups check out:   For eGuides check out:   For upcoming Events, check out    For Feedback please contact info@tencapital.group    Please , share, and leave a review. Music courtesy of .

Nooooo. Can't be.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

While there are studies that show cannabis may be useful in alleviating pain, nausea, and other symptoms associated with certain medical conditions, some doctors and researchers are seeing a rise in unexpected and serious health problems linked to its use – including cannabis use disorder, cannabis hyperemesis syndrome, and even psychosis. In this episode, Dr. Rachel Wightman, an emergency physician who has been at the forefront of treating patients affected by these conditions joins Dr. Philip Chan to help us understand these emerging issues. 

Liz and Sarah discuss the downside of being deadline driven. They love a deadline, but sometimes creative projects need more room to breathe than a deadline allows. In Take A Hike, Sarah suggests growing something. She’s taken up gardening, and it’s making her happier, healthier, and more productive! Then Liz gives herself a Hit for being a connector, and Sarah gives a Bomb to the Ojai trash system. This week’s Hollywood Hack will add more fun to your life: get the whimsical version of something you need (like paper clips). Finally, Liz recommends the book Little Bosses Everywhere: How the Pyramid Scheme Shaped America by Bridget Read. Sign up for Liz & Sarah’s free weekly Substack newsletter at https://happierinhollywoodpod.substack.com. It will come right to your inbox! Get in touch on Instagram: @Sfain & @LizCraft Get in touch on Threads: @Sfain & @LizCraft Visit our website: https://happierinhollywood.com Join our Facebook group: https://www.facebook.com/HappierinHollywood/ Happier in Hollywood is part of ‘The Onward Project,’ a family of podcasts brought together by Gretchen Rubin—all about how to make your life better. Check out the other Onward Project podcasts—Happier with Gretchen Rubin, andSide Hustle School . If you liked this episode, please subscribe, leave a review, and tell your friends! Note: Go to the Happier In Hollywood Facebook Group for Liz and Sarah’s extensive Teens/Tweens Gift Guide. Thanks to listeners for such great ideas! Link below. https://www.facebook.com/groups/903150719832696/permalink/3081705578643855/ LINKS: Happier In Hollywood on Substack: https://happierinhollywoodpod.substack.com/?utm_source=global-search Bird by Bird by Anne Lamott: https://amzn.to/3FJwgWc On Writing: A Memoir of the Craft: https://amzn.to/441n1sC Navigating the Future of Entertainment Summit: https://members.thearnoldacademy.com/navigating-the-future-of-creative-work-live-summit Drama Darling podcast: https://podcasts.apple.com/us/podcast/drama-darling-a-real-housewives-comedy-podcast/id1684156555?i=1000710903737 Grosse Pointe Garden Society trailer: https://www.youtube.com/watch?v=iwJ8P6GZvkU Midori paper clips: https://amzn.to/4jE4vMr More cute paper clips: https://amzn.to/3FEtZvn Little Bosses Everywhere: How the Pyramid Scheme Shaped America: https://amzn.to/4mTKrIJ Photo by Dan Cristian Pădureț on Unsplash See omnystudio.com/listener for privacy information.

Polarizing players can give you the most value in your fantasy drafts! These are the players to target! Sigmund Bloom is joined by JJ Zachariason to go over the biggest names in fantasy football. #fantasyfootball    watch on YouTube -> https://youtu.be/x3W9uoq3_qM     

Charles Schwab's Liz Ann Sonders says you have to really comb through the CPI and PPI prints to see how the trade war is affecting the U.S. She points to the widening gap between services and goods numbers showing that divide. Additionally, Liz Ann notes "complacency" gripping markets, which she worries will lead to downside risk if investors don't defend portfolios. She also goes deeper on the China tariffs talks and how negotiations have a long way to go before a deal is made. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Episode Summary:This week, host Paul Andrews dives deep into the world of learning guitar on YouTube—exploring the pros and cons, the pitfalls of unstructured learning, and why having a step-by-step plan is the key to real progress. With May's “Five Minutes a Day Challenge” just wrapped up, Paul offers guidance on what to do next for beginners, whether you're considering YouTube lessons or seeking something more structured.Key Topics Covered:Beginner Guitar Academy Updates:The latest Academy Show is now available for members.Upcoming Live Q&A on June 29 (9 pm GMT / 4 pm EDT / 1 pm PDT)—submit your questions or catch the recording.June Song: "Iris" by the Goo Goo Dolls (standard tuning version drops June 19th with play-along tracks).YouTube vs. Structured Learning:Why watching guitar videos on YouTube feels productive, but often leads to half-learned songs and slow progress.The dangers of skipping fundamentals—why you need strong foundation skills like picking, chords, and strumming.Algorithms, clickbait titles, and how YouTube creators often prioritize views over teaching solid basics.The Downside of Random Learning:Feeling stuck as a “perpetual beginner”—lots of riffs and bits, but no complete songs or confidence.Mental overload from too many conflicting lessons, styles, and teaching techniques.No personalized feedback means you risk building bad habits and missing crucial skills.The Power of Structure:How a step-by-step system builds lasting skills and keeps you motivated.Tracking progress, celebrating small wins, and knowing exactly what to learn next.The value of community: learning with peers, sharing struggles and solutions, and staying accountable.Making YouTube Work for You:Use YouTube alongside a proven curriculum, not as your main teacher.Be laser-focused in your search—pick a specific skill or song, and don't get distracted.Vet the content and creator—beginner lessons should actually be for beginners.Think of YouTube as dessert: use it for inspiration or supplement, not your main course!Options for Serious Learners:Consider platforms with structure and feedback—like Beginner Guitar Academy.Paul's Advice: If you want serious results, find a program that offers structure, feedback, and community. Random lessons might scratch an itch, but only a guided method will truly take you from beginner to confident player. And remember: skills pay the bills!Call to Action:Interested in learning with Paul? Try Beginner Guitar Academy for just $1 (two-week trial). Get a proven curriculum, unlimited feedback, and a supportive guitar community.Visit: beginnerguitaracademy.comNext Episode:Check back next week for a fresh guitar lesson and more actionable tips!Loved the Episode?Please rate and review the podcast wherever you listen—it helps others discover the show!Connect with Us:For questions, updates, or to start your membership: www.beginnerguitaracademy.com

The Margin of Error Has Vanished: What CRE Investors Should Be Watching Now Commentary on a conversation with John Chang, Senior Vice President and National Director, Research and Advisory Services, Marcus & Millichap   The New CRE Investment Mandate: Survive First, Then Thrive “The margin of error has narrowed to virtually zero.” This was John Chang's stark assessment of today's commercial real estate environment – an era marked by fragile capital markets, rising Treasury yields, policy instability, and speculative hangovers from a decade of cheap money. According to Chang, the headline playbook hasn't changed: keep leverage low, maintain reserves, underwrite for downside. But the stakes have changed. What used to be prudent is now required. Those who forget that, particularly those lulled by the long post-GFC bull run, risk extinction.   Cap Rates, Treasury Yields, and the Compressed Spread A central theme of our conversation is the vanishing spread between borrowing costs and asset yields. Cap rates have risen 100–200 bps depending on asset class and geography, but Treasury rates have risen more. That's compressed spreads, rendering most acquisitions reliant on a value-creation story or an eventual rate reversal.   Investors are still transacting, says Chang, but only if they believe they can bridge the spread gap through operational improvements i.e. leasing, renovation, management upgrades. Passive cap-rate arbitrage is no longer viable. “The potential for something to go wrong is high,” Chang warns, especially in a policy environment that remains erratic.   The Treasury Market's Imminent Supply Shock Chang outlines why he expects upward pressure on Treasury yields for the balance of the year – contrary to the market's general expectations of rate cuts. Key reasons: Federal Deficits: With a delayed budget, Treasury issuance has been running below historical norms. That's about to reverse, with $1–1.5 trillion in supply expected by October. Shrinking Buyer Base: The Fed is reducing its balance sheet. Foreign holders, especially China and Japan, are net sellers. Even traditional allies are showing less appetite, driven partly by frictions over U.S. trade policy. Trade Tensions: Tariffs of up to 145% on imports from China, EU saber-rattling, and a broad retreat from globalization are alienating the very buyers of U.S. debt. “People don't want to do us any favors right now,” Chang says. “That uncertainty alone elevates risk premiums.”   Normalcy Bias and the Myth of the Perpetual Up Cycle Chang pulls no punches on the market psychology underpinning risky underwriting in recent years. He describes a bifurcated investor landscape: Those who entered post-GFC and think 2–3% interest rates and infinite rent growth are normal. Veterans of the 1990s S&L crisis, the dot-com bust, or the GFC, who know better. What's striking is the lack of long-term data. Even Marcus & Millichap, he notes, only has robust CRE data going back to 2000. Without context, many have mistaken the tailwind-fueled 2010s as a standard baseline.   “We're back to old-world real estate,” Chang says. “Where you have to actually understand the property, the tenant mix, the microeconomics of location. The era of pure financial engineering is over.”   Lessons from the Pandemic and GFC: Underwrite for Downside, Not for Hype Chang recounts closing on an investment in April 2020 at the very onset of pandemic uncertainty. “What if we rent at breakeven?” he asked. If the answer was yes, he proceeded. That conservative approach worked then and still applies today.   The biggest blow-ups, he says, came from sponsors who: Modeled double-digit rent growth. Over-leveraged. Used floating-rate debt without hedges. Ignored capex and reserves. By contrast, Chang praises sponsors who locked in fixed debt, kept leverage under 65%, and stayed humble. “They're embarrassed to be earning 7% IRRs,” he jokes, “but in this climate, that's a win.”   Washout in the Syndication Space: Good Riddance? Perhaps most damning is Chang's commentary on the wave of underqualified syndicators who entered during the boom years.   “Thousands came in with no operating experience,” he says, pointing to the proliferation of coaching programs offering checklists instead of expertise. These new entrants mimicked industry language – AUM figures, fund manager titles – but often had no institutional track record or risk management skills.   Many of them, Chang believes, are now out or on their way out. And while some may return with hard-earned wisdom, he expects the flow of “tourists” into the syndication world to dry up for the foreseeable future.   Tailwinds Still Exist: But Only for the Well-Prepared Despite the short-term risks, Chang sees multiple long-term tailwinds: Demographics: Millennials are delaying homeownership, renting into their 40s and fueling demand for multifamily. Inflation Resistance: Assets like multifamily, self-storage, and even select retail have pricing power in inflationary environments. Constrained Supply: Rising costs (e.g., lumber, steel tariffs) are slowing new construction, which will support existing asset values over time. He also flags tax policy as a positive surprise: The “BBB” tax bill, now working its way through the House, offers accelerated depreciation and expansion of Opportunity Zones particularly in rural areas. This could buoy returns in an otherwise challenging environment.   On the Aging of America: A Selective Case for Healthcare-Adjacent Assets Chang views medical office and senior housing through a bifurcated lens: Medical office: Attractive if tenants are stable, young, or anchored by heavy equipment. Long leases. Minimal turnover. Durable income. Assisted living: Demographic tailwinds are real, but operators matter more than ever. The Achilles heel? Labor. “About 30% of healthcare workers in the U.S. are foreign-born,” he warns. “And immigration policy, especially under restrictive regimes, will constrain the labor supply.” No staff, no NOI.   Final Signals: What He's Watching Closely If you want to forecast CRE performance, Chang suggests watching: University of Michigan Consumer Sentiment: A leading indicator of retail sales and housing trends. Currently falling. Inflation-adjusted Retail Sales: Shows how real consumption is holding up. Trade Policy & Supreme Court Rulings: The potential invalidation of Trump-era tariffs could reset inflation and Treasury outlooks but introduces a new kind of uncertainty. “We're not facing one black swan,” he concludes. “We're facing a whole flock. Pick your bird.”   Bottom Line This is not a time for heroic assumptions. It's a time for competence, humility, and discipline. If you must deploy capital, do so with sponsors who have been through a major downturn GFC style, and focus on those who didn't make capital calls, who still generate yield, and who underwrite to reality, not to hope.   The next 2–3 years may be rocky. But the long term still belongs to those who survive the short term.   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

AGREE TO DISAGREE: We finally may be able to rid the world of mosquitoes. But should we? // TSA issues new warning for airport travelers // Digital kiosks coming to to downtown Seattle // Downside of Getting What You Want // WE HEAR YOU! and WORDS TO LIVE BY

You're encouraged to save, delay gratification, and be disciplined with your spending—but what happens when that mindset becomes a roadblock in retirement?   In this episode, we discuss:  The psychology of postponement How to unwind a lifetime of discipline The “Joy Budget” concept Tools to reframe spending Today's article is from The Wall Street Journal titled, The Downside of Delayed Gratification. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade is joined by Les McDaniel to discuss how to shift from saving mode to truly living in your retirement years. Show Notes: RetireWithPurpose.com/502

Robert Hum with Blackrock talks about how his firm's "max buffer ETFs" give clients equity exposure without some of the downsides. He talks about the investors these ETFs target and the upside they offer compared to traditional equities. Robert also explains why he sees outcome ETFs tripling to $650 billion by 2030.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

In this episode of Yet Another Value Podcast, host Andrew Walker is joined by Doug Garber, founder of the Pitch the PM podcast, to dissect Mammoth Energy (TUSK). They explore TUSK's mammoth (pun intended) cash holdings relative to its market cap, past challenges including fracking and Puerto Rico operations, and the implications of recent asset sales. Doug shares insights into TUSK's business segments, corporate governance under Wexford, and potential capital allocation strategies. They also discuss the strategic outlook with the upcoming CEO transition.______________________________________________________________________[00:00:00] Podcast introduction and episode setup[00:02:06] Doug Garber joins the discussion[00:02:51] Overview of Mammoth Energy's business[00:05:14] Settlement cash inflow explained[00:06:59] Market mispricing and cash outlook[00:10:00] Investor skepticism around Puerto Rico[00:14:07] Corporate governance and Wexford's role[00:18:02] Discussion on capital allocation strategy[00:24:32] Business transition from energy to industrial[00:30:24] Aircraft purchase controversy analyzed[00:34:16] Interim CEO and leadership transition[00:36:51] Expectations for new CEO direction[00:42:06] Valuation from appraised asset values[00:45:35] Wexford's investment performance evaluated[00:46:00] Downside protection and risk assessment[00:50:21] Final thoughts and wrap-upLinks:Yet Another Value Blog - https://www.yetanothervalueblog.com See our legal disclaimer here: https://www.yetanothervalueblog.com/p/legal-and-disclaimer

The full crew's back before Matt jets off to Spain, and there's a lot to unpack. What's up with the Section 232 inquiry into lumber? Are we looking at more tariff talk for Canadian and European imports—and how soon could it hit? Gregg throws some cold water on the hype, while Charles declares SYP officially DOA (for now) and breaks down the lack of market dynamics. We all agree: something is shifting in lumber. Is it upside? Downside? Depends who's driving. Gregg says supply push is now behind the wheel, and demand pull has taken the backseat. If this sounds confusing—perfect. That's why you hit play, filter through our take, and walk away sharper. Like and subscribe if you're into that kind of thing.

Tony Zhang of OptionsPlay sees a “mispricing of the downside” for markets, and offers an example options trade on the S&P 500 ETF (SPY). He is most concerned about the bond market and is keeping a close eye on yields. His example put spread reflects his bearish outlook and expires on May 30. He also reacts to the tax bill that just passed the House.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Our analysts Seth Carpenter and Serena Tang discuss why they believe the global economy is set to slow meaningfully in the second half of 2025.Read more insights from Morgan Stanley.----- Transcript -----Serena: Welcome to Thoughts on the Market. I'm Serena Tang, Morgan Stanley's, Chief Global Cross-Asset Strategist.Seth: And I'm Seth Carpenter, Morgan Stanley's Global Chief Economist.Serena: Today we'll discuss Morgan Stanley's midyear outlook for the global economy and markets.It's Wednesday, May 21st at 10am in New York.Seth, you published a year ahead outlook last November. Since President Trump took office back in January, there's been pretty significant policy and economic uncertainty and quite a few surprises. With this in mind, what is your current outlook for the global economy for the second half of this year and into 2026.Seth: So, we titled the outlook Skewed to the Downside because we really do think the U.S. economy, the global economy, is set to slow meaningfully from where we were coming into this year. Let's start with the U.S.As you said, policy changes came in a lot this year since the new administration took over. I would say the two key ones from a macro perspective so far have been trade policy and immigration policy.Tariffs have gone up, tariffs have gone down, tariffs have been suspended. Right now, what we think is going to ultimately take place is that we will see persistent, notable tariffs on China, lower tariffs on the rest of the world, and then we'll have to see how things evolve. What does that mean? Well, it means for the U.S. higher inflation and lower growth. In addition, immigration reform means that growth is going to slow because the growth rate of the labor force is going to slow.Now around the rest of the world, the tariff shock matters as well. When the U.S. puts in tariffs on its imports from other countries, that's negative demand for those other countries. So, we're looking for pretty weak growth in the euro area. Now, I will note, lots of people were excited about possible expansionary fiscal policy in Germany, and we think that's still there. We just don't think it's enough to give the euro area robust growth.In Asia, China's a main driver of the economy. China is a big recipient of these tariffs. We think the deflation cycle that we expected in China keeps going on. This reduction in demand from the U.S. is not going to help, but there'll probably be a little bit at the margin offsetting fiscal policy.So, what does that mean put together? Lackluster growth in China. Call it 4 percent slow growth for yet another year. Overall, the global economy should step down. Will it be a recession? That's one of the key questions that we hear from clients, but we don't think so. Not quite. Just a meaningful step downSerena: Interesting. Any particular regions that seem to be bright spots or surprises -- or perhaps have seen the biggest shift in your outlook?Seth: I guess I'd flag two potential bright spots around the world. The first is India. India has been, for us, a favorite. It will have the highest growth rate of any economy that we have in our coverage area. And because it's such a big economy, that's part of why the global economy can't lose that much steam. India has lots going for it. There are cyclical factors boosting growth in the near term. But there are also longer-term structural policy driven reasons to think that Indian growth will stay solid for the foreseeable future.I guess I'd also throw in Japan. Now its growth rate isn't going to be anywhere near the kind of growth in number terms that we're going to see from India. But this has to be taken in the context of 25 years of essentially zero growth of nominal GDP. The reflationary cycle that we think started a couple years ago remains intact, even with the tariff shock. And so, we're pretty optimistic still that Japanese reflation will continue.Serena: And to what extent are U.S. tariffs contributing to global inflationary pressures? I mean, how do you expect the Fed and other central banks to respond?Seth: The tariffs are imposed by the United States on most of the imports coming into the country, whereas other countries, maybe they have some retaliatory tariffs just against the U.S., but definitely not as broad as the U.S. That means for the U.S. tariffs are going to drive up inflation domestically and drive down growth, whereas for the rest of the world, it's mostly just a negative demand shock. So, they will be disinflationary for the rest of the world and pushing down growth.What does that mean for central banks? Well, outside of the U.S., central banks are going to see this as slowing aggregate demand, and so it's pretty clear what it is that they want to do. If they were hiking, they can stop hiking. If they were going to hold steady, they can lower rates a little bit. And if they were already lowering interest rates like the European Central Bank, well they can probably keep going with that without having to worry. And that's why we think the ECB is going to lower its policy rate to probably 1.5 percent and maybe even lower, which is below where the market is expecting things.Now for the Fed, things are much more tricky. The Fed cares about inflation, the Fed cares about U.S. growth, and both of those variables are going in the opposite direction of what they want over the rest of this forecast. Right now, inflation's too high for the Fed, and history shows that inflation goes up first with tariffs before the growth rate hits. So, the Fed's probably going to wait until the hard data show a bigger slowdown in the economy, a worsening. And the labor market. That is a bigger concern for them than the already too high inflation that is set to rise further over the rest of the year.Serena: And in your view, how does trade policy uncertainty influence business investment, particularly in export-oriented industries or in economies tightly linked to U.S. demand?Seth: Yeah. I think it has to be negative and therein lies one of the biggest challenges is just how negative. And I can't say for sure. But what we do know is that an uncertainty tends to be very negative for business investment spending decisions. If you're trying to make a decision, should I build a new factory?This is something that's going to have a long life to it, and you're going to get benefits hopefully for several years. How big are those benefits relative to the cost? Well, right now it's not at all clear, and so there's an option value to waiting.And we think that uncertainty is depressing investment decisions right now. I think it has to affect export-oriented industries. There's a lot of questions about what sort of retaliatory tariffs, other countries might impose.But it also affects domestic driven businesses because, well, they're going to have to see what their demand is. And some of the ones that are just focused on the U.S. economy are selling imported goods. So, it affects businesses across the board. Serena: Right. And how do U.S. tariff hikes spill over into emerging markets, and how might these countries buffer against these shocks?Seth: Yeah, I think there's a range of outcomes and the range is as wide as there are different countries. If you stay close to home. Take Mexico. Mexico is a big trading partner with the U.S. and early on in this whole tariff discussion, they were actually the targets of lots of tariff threats. That could have hurt them directly because there'd be less demand for their exports to the United States.Now we've got some resolution. We have the trade agreement with Canada and Mexico, and most of Mexico's exports to the U.S. are exempt under those conditions. However, the indirect effect is important as well. Mexico is very attached to the U.S. economy, and so as the U.S. economy slows because of these tariffs, the Mexican economy will slow as well.But there's also an indirect effect through currency markets, and I think this is a channel that's more broadly applicable across EM. If the Fed is going to be on hold, like we think holding interest rates higher for longer than the market might currently think, that means that EM central banks who might want to lower their policy rate to support their economy are going to be caught in a bit of a bind.They can't afford to take the risks that their currency will misbehave if they ease too much too far ahead of the Fed. And so, I think there is a little bit of a constraint for EM central banks, thinking about how much can I attend to domestic matters and how much do I have to pay attention to external matters?Serena: Now, I know forecasting economic growth is difficult in even the best of times, and this has been a period of exceptional volatility. How are you and your economic colleagues factoring all of this uncertainty?Seth: It's a great question and luminary minds like Neils Bohr, the Nobel Laureate in physics, and Yogi Berra, everyone's favorite prophet, have both said, ‘Forecasting is hard, especially about the future.' And this time, as you note, is even more so. So, what can we do? We try to come up with as many different scenarios as we can. We ask ourselves not just what's the most likely outcome, because there's uncertainty. The policy changes could come fast and furious. We also try to ask ourselves, if tariffs were to go back up from where they are now, how would that outcome turn out. If tariffs were to go away entirely, how would that turn out?You have to start thinking more and more, I think, in terms of scenarios.Serena:  And does this, in your view, change how much or how little investors should focus on the macro economy?Seth: Well, I think it means that investors have to focus every bit as much on the macro economy as they have in the past. I think it's undeniable that if we're right – and the U.S. economy slows down materially, and the global economy slows down with it – longer-term interest rates are probably going to come down along the lines of what our colleagues in interest rate strategy think. That makes a lot of sense to me. I think the trickier part though is knowing where the macro economy is going.We've got our forecast, but we are ready to make a revision if the facts change. And I think that's the trickier part for investors. The macro economy still matters but having a lot of conviction about where it's going, and as a result, what it means for asset prices? Well, that's the trickier part.Serena, you've been asking me lots of questions and they've been great questions, but I'm going to turn the table. I'm going to start asking questions right back to you.But we probably have to save that for another episode. So, let's pause it there.Serena: That sounds great Seth.Seth: And to the people listening, I want to say thanks for listening. And if you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or a colleague today.

A worse-than-expected outcome in the 20-year bond auction opened the trap door to significant selling action. Kevin Green says the SPX is reaching a critical level of support, and if levels fall below it, the index can test gaps significantly below where it currently trades. He also notes volume as an issue, showing how there's a greater conviction on down days than up ones.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Free might sound appealing, but is it costing more than it's helping?Welcome to Gym Marketing Made Simple, the go-to podcast for boutique fitness gym owners ready to stop guessing and start growing. Every week, we break down what works (and what doesn't) when it comes to gym marketing, sales, and client retention—so you can make more money, without the overwhelm.Episode HighlightsThis episode breaks down why free trials often do more harm than good in gym marketing. Blake and Sherman explain how these offers attract the wrong crowd, increase churn, and create poor first impressions that can kill long-term growth. Instead, they share what works: structured onboarding, realistic expectations, and personal coaching to turn first-timers into loyal clients.Key InsightsFree trials attract uncommitted leads who are unlikely to convert.Poor first experiences can permanently turn people off from joining.Setting expectations about soreness and effort builds long-term trust.One-on-one coaching creates comfort and clarity for new members.Structured onboarding improves retention and sets premium gyms apart.Paid ads promoting free trials usually pull in low-quality leads.A strong first impression is easier to control when the process is intentional.Episode Chapters00:00 Intro00:05 Impact of First-Time Gym Experiences00:44 Introduction to Gym Marketing Made Simple Podcast02:52 Challenges with Free Trials04:03 The Psychology of Free Trials05:37 Alternatives to Free Trials11:43 The Impact of Intensity on Client Experience13:55 The Role of Personal Training in Onboarding17:53 The Downside of Free Trials in Paid MarketingCall to ActionIf you're ready to stop attracting the wrong leads and start building a stronger client base, rethink the “free trial” mindset. Try refining the onboarding experience instead and connect with people who are ready to commit.Supporting InformationLearn more about how structured onboarding can drive growth:Lasso FrameworkFollow us on Instagram: @lassoframeworkThanks for tuning in! If this episode helped shift your perspective, share it with a fellow gym owner who needs to hear it. See you next week for another honest look at what really works in gym marketing.

Many would be forgiven for thinking we don't have much control over our circumstances in life or how we feel about them. At times it might feel like someone or something else is pulling the strings and we simply have to do our best to play along.The Vedic worldview has a very different perspective, which Thom outlines in detail in this podcast episode. Looking through the lens of “locus of control,” Thom explains how we can escape the mindset of inescapability, and learn to better navigate the ups and downs that life inevitably brings.Episode Highlights[00:45] Locus of Control[04:23] Self-Sufficiency and Field Independence[07:03] The Hypnotizable Ones[10:23] Mass Suggestibility[12:50] The Anti-Hypnotic Benefits of Vedic Meditation[15:48] Spontaneous Responsibility[20:28] The Role of Disruption in Evolutionary Change[23:02] The Downside of Contentment[27:42] Phenomenal Adaptive CapacityUseful Linksinfo@thomknoles.com https://thomknoles.com/https://www.instagram.com/thethomknoleshttps://www.facebook.com/thethomknoleshttps://www.youtube.com/c/thomknoleshttps://thomknoles.com/ask-thom-anything/

The market is at a critical point, observes portfolio manager Lance Roberts.If the S&P can hold above the 200 daily moving average over the coming week, then the correction will be officially over and stocks should have an open field to run back up to the previous highs (and possibly higher).If not, then the odds that the recent run have been a bear market rally -- one that will fizzle out and send stocks lower again -- become much more likely.Lance and I discuss the probabilities, as well as bonds, AI, this week's promising data releases, as well as Lance's firm's latest trades in today's Weekly Recap.For everything that mattered to markets this week, watch this video.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#bearmarket #bullmarket #ai 0:00 - Lance 60th birthday wishes3:47 - Status of “sell the rip” strategy8:30 - Technical analysis & market pathways15:06 - Overbought conditions & risk management24:34 - Rising bond yields' drivers30:59 - Bonds' role in portfolios36:02 - TLT & bond investment pitfalls43:38 - Emotional investing & risk reduction49:13 - Sentiment-driven market volatility52:04 - Economic data & tariff impacts1:07:21 - Trump administration's policy momentum1:22:11 - Upside scenario: economic golden era1:29:30 - Downside scenario: policy failure.1:31:17 - Rant: AI's job displacement threat1:41:46 - Lance's recent portfolio trades.1:45:04 - Parting advice: stay unemotional_____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Analyst Lynette Zang foresees hyperinflation and a mad rush in tangible assets and precious metals. The currencies of the world will be reset to deal with excessive sovereign debt. This will eventually lead to gold being priced at $40,000 per ounce. Her message is to prepare now for the challenging times ahead. Lynette Zang is an economist that has been involved in the markets at some level since 1964, as a student, banker, stockbroker and precious metals and currency analyst. She has been studying currency lifecycles since 1987 and discovered similar social, economic, and financial patterns that occur throughout the stages of a currency's lifetime. She believes that recognizing these patterns enables people to see what's coming and make well-informed choices that put their best interest first. She is a sound money advocate and macro-economic commentator who seeks empower individuals to attain financial freedom and independence utilizing the principles of sound money and community. 0:00 Introduction 1:06 Hyperinflationary rush into tangible assets 3:59 New world reserve currency 7:29 BRICS 10:00 Tokenized gold 11:43 Currency reset catalyst 16:01 Sprott physical trust trustworthy? 19:02 Gold and the deterioration of trust 28:23 Societal chaos 33:38 “Take our power back” 37:43 Downside if your analysis is wrong? 42:21 Lynette's contact info https://www.lynettezang.com/ Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 This episode was not sponsored. Mining Stock Education (MSE) offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. If you buy stock in a company featured on MSE, for your own protection, you should assume that it is MSE's owner personally selling you that stock. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/

Neal Brennan interviews Tom Green (The Tom Green Show, Freddy Got Fingered, This Is The Tom Green Documentary) about the things that make him feel lonely, isolated, and like something's wrong - and how he is persevering despite these blocks.  ---------------------------------------------------------- 00:00 Intro 00:33 Testicular Cancer 3:44 White Rapper 4:59 DIY roots 6:18 Norm Macdonald & Letterman 9:44 Experiencing sudden fame 15:05 Hosting SNL 19:08 Sponsor: Harrys 21:10 Sponsor: BetterHelp 23:13 Early adoption of creative technology 26:45 Negative reaction to fame 30:05 Shell shocked by fame 32:10 Downside of sudden fame 35:45 Relationship with Drew Barrymore 37:07 Anxiety 41:16 Testicular cancer 48:41 Difficulty of public relationship 51:39 Sponsor: RocketMoney 53:10 Moving back to Canada 1:03:29 Positive Thoughts 1:06:30 Procrastination & Indecision 1:15:26 Keeping the Dream Alive 1:17:05 How His Relationship with Himself has changed ---------------------------------------------------------- Follow Neal Brennan: https://www.instagram.com/nealbrennan https://twitter.com/nealbrennan https://www.tiktok.com/@mrnealbrennan Watch Neal Brennan: Crazy Good on Netflix: https://www.netflix.com/title/81728557 Watch Neal Brennan: Blocks on Netflix: https://www.netflix.com/title/81036234 Theme music by Electric Guest (unreleased). Edited by Will Hagle (wthagle@gmail.com)  Sponsors: An exclusive offer for our listeners -- Get a $10 trial set for just $5 at https://www.harrys.com/NEAL  This episode is sponsored by BetterHelp. Give online therapy a try at https://www.betterhelp.com/neal and get on your way to being your best self. Cancel your unwanted subscriptions and reach your financial goals faster with Rocket Money. Go to https://www.RocketMoney.com/NEAL today. Sponsor Blocks: https://public.liveread.io/media-kit/blocks ---------------------------------------------------------- #podcast #comedy #mentalhealth #standup Learn more about your ad choices. Visit megaphone.fm/adchoices

The dystopian genre has taken our culture by storm with its dark and twisted look at our imagined future. The Plugged In team explores the unique markers of this genre and the impact it can have on our everyday lives. Paul Asay then talks with Bob Hoose about the latest book in the Hunger Games series, Sunrise on the Reaping. Click here to get your copy of Plugged In’s great book Becoming a Screen-Savvy Family! Connect with us! www.ThePluggedInShow.com Connect on Facebook Find us on Instagram EMAIL: team@thepluggedinshow.com PHONE: 800-A-FAMILY (800-262-3459) Read the full review: · Black Mirror · The Last of Us · The Handmaid’s Tale · Sunrise on the Reaping · The Hunger Games Book Series · The Ballad of Songbirds and Snakes Book · The Hunger Games · The Hunger Games: Catching Fire · The Hunger Games: Mockingjay Part 1 · The Hunger Games: Mockingjay Part 2 · The Hunger Games: The Ballad of Songbirds and Snakes · Blade Runner · Sky Captain and the World of Tomorrow · The Wizard of Oz · Zombieland · Wicked: The Life and Times of the Wicked Witch of the West · Wicked: Part One · A Quiet Place The Plugged In Tech Guide Focus on the Family with Jim Daly Episode: How Your Family Can Manage Technology Well Part 1 How You Can Make Wise Entertainment Choices for Your Family Donate Now! We'd love to hear from you! Visit our Homepage to leave us a voicemail. If you've listened to any of our podcasts, please give us your feedback.

The guys revisit their Yzerman/Red Wings talk from earlier.

Welcome to Episode 253 of Autism Parenting Secrets. This week, we're exploring something every parent needs to embrace—supporting your child in expressing their true self.Our guest is Kathleen (Kathy) Somers, a talented creative and now author of Barely Visible, a moving memoir about raising her son with Asperger's. Her story isn't just relatable—it's raw, real, and full of the wisdom that only comes from walking the walk.In this conversation, we unpack the challenge of navigating labels, the danger of overprotection, and how radical honesty and acceptance can unlock growth for both parent and child.This episode is about connection, courage, and the sacred work of supporting your child's truest expression.The secret this week is…Empower THEIR Voice You'll Discover:Kathy's Journey: From Diagnosis to Memoir (2:07)The Unique Challenges of Asperger's Syndrome (6:26)The Pros and Cons of Labels (15:20)The Downside of Too Much “Bubble Wrap” (27:07)Why Apologies Aren't Helpful (28:53)About Our Guest:Kathleen Somers, a debut author, holds a Bachelor of Fine Arts from Temple University's Tyler School of Art and works as a freelance graphic designer and copywriter. She is a passionate observer of humanity who believes in the power of connection that comes from each of us sharing our individual stories and the importance of authenticity when doing it. Having spent 24 years guiding her son through a disability most can't see has not made her an authority on the topic. It's having been the student to all that he has taught her that has brought her closer than anything ever will. When Kathleen isn't busy with her career as a creative, she is out on her bike finding new roads to explore or spending time with her son, opening his eyes to everything the world has to offer, both big and small. She lives with her family in the suburbs of Philadelphia.https://www.kathleensomers.com/References in The Episode:Barely Visible: Mothering a Son Through His Misunderstood Autism by Kathleen SomersAdditional Resources:To learn more about personalized 1:1 support, go to www.elevatehowyounavigate.comTake The Quiz: What's YOUR Top Autism Parenting Blindspot?If you enjoyed this episode, share it with your friends.

Also: how does a cook become a chef? With Gabrielle Hamilton. This episode originally aired on August 30, 2020.

It's a powerful biological response that has preserved our species for millennia. But now it may be keeping us from pursuing strategies that would improve the environment, the economy, even our own health. So is it time to dial down our disgust reflex?  You can help fix things — as Stephen Dubner does in this 2021 episode — by chowing down on some delicious insects. SOURCES:Paul Rozin, professor of psychology at the University of Pennsylvania.Val Curtis, late disgustologist at the London School of Hygiene and Tropical Medicine.Sandro Ambuehl, economist at the University of Zurich.Emily Kimmins, R&D lead for the sensory and consumer-science team for Kraft Heinz.Iliana Sermeno, former chef at The Black Ant. RESOURCES:“Stink Bugs Could Add Cilantro Flavor to Red Wine,” by Alex Berezow (Live Science, 2017).“Edible insects: Future Prospects for Food and Feed Security,” by the F.A.O. (United Nations, 2013).“I Hate to Break it to You, but You Already Eat Bugs,” by Kyle Hill (Scientific American, 2013).“Five Banned Foods and One That Maybe Should Be,” by Leah Binkovitz (Smithsonian Magazine, 2012).“Effects of Different Types of Antismoking Ads on Reducing Disparities in Smoking Cessation Among Socioeconomic Subgroups,” by Sarah J. Durkin, Lois Biener, and Melanie A. Wakefield (American Journal of Public Health, 2009).“Flesh Trade,” by Stephen Dubner and Steven Levitt (The New York Times, 2006).“Feeding Poultry Litter to Beef Cattle,” by Jay Daniel and K.C. Olson (University of Missouri, 2005). EXTRAS:"Why Does Everyone Hate Rats?" by Freakonomics Radio (2025).