Podcasts about Downside

You're encouraged to save, delay gratification, and be disciplined with your spending—but what happens when that mindset becomes a roadblock in retirement?   In this episode, we discuss:  The psychology of postponement How to unwind a lifetime of discipline The “Joy Budget” concept Tools to reframe spending Today's article is from The Wall Street Journal titled, The Downside of Delayed Gratification. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade is joined by Les McDaniel to discuss how to shift from saving mode to truly living in your retirement years. Show Notes: RetireWithPurpose.com/502

The full crew's back before Matt jets off to Spain, and there's a lot to unpack. What's up with the Section 232 inquiry into lumber? Are we looking at more tariff talk for Canadian and European imports—and how soon could it hit? Gregg throws some cold water on the hype, while Charles declares SYP officially DOA (for now) and breaks down the lack of market dynamics. We all agree: something is shifting in lumber. Is it upside? Downside? Depends who's driving. Gregg says supply push is now behind the wheel, and demand pull has taken the backseat. If this sounds confusing—perfect. That's why you hit play, filter through our take, and walk away sharper. Like and subscribe if you're into that kind of thing.

Tony Zhang of OptionsPlay sees a “mispricing of the downside” for markets, and offers an example options trade on the S&P 500 ETF (SPY). He is most concerned about the bond market and is keeping a close eye on yields. His example put spread reflects his bearish outlook and expires on May 30. He also reacts to the tax bill that just passed the House.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Our analysts Seth Carpenter and Serena Tang discuss why they believe the global economy is set to slow meaningfully in the second half of 2025.Read more insights from Morgan Stanley.----- Transcript -----Serena: Welcome to Thoughts on the Market. I'm Serena Tang, Morgan Stanley's, Chief Global Cross-Asset Strategist.Seth: And I'm Seth Carpenter, Morgan Stanley's Global Chief Economist.Serena: Today we'll discuss Morgan Stanley's midyear outlook for the global economy and markets.It's Wednesday, May 21st at 10am in New York.Seth, you published a year ahead outlook last November. Since President Trump took office back in January, there's been pretty significant policy and economic uncertainty and quite a few surprises. With this in mind, what is your current outlook for the global economy for the second half of this year and into 2026.Seth: So, we titled the outlook Skewed to the Downside because we really do think the U.S. economy, the global economy, is set to slow meaningfully from where we were coming into this year. Let's start with the U.S.As you said, policy changes came in a lot this year since the new administration took over. I would say the two key ones from a macro perspective so far have been trade policy and immigration policy.Tariffs have gone up, tariffs have gone down, tariffs have been suspended. Right now, what we think is going to ultimately take place is that we will see persistent, notable tariffs on China, lower tariffs on the rest of the world, and then we'll have to see how things evolve. What does that mean? Well, it means for the U.S. higher inflation and lower growth. In addition, immigration reform means that growth is going to slow because the growth rate of the labor force is going to slow.Now around the rest of the world, the tariff shock matters as well. When the U.S. puts in tariffs on its imports from other countries, that's negative demand for those other countries. So, we're looking for pretty weak growth in the euro area. Now, I will note, lots of people were excited about possible expansionary fiscal policy in Germany, and we think that's still there. We just don't think it's enough to give the euro area robust growth.In Asia, China's a main driver of the economy. China is a big recipient of these tariffs. We think the deflation cycle that we expected in China keeps going on. This reduction in demand from the U.S. is not going to help, but there'll probably be a little bit at the margin offsetting fiscal policy.So, what does that mean put together? Lackluster growth in China. Call it 4 percent slow growth for yet another year. Overall, the global economy should step down. Will it be a recession? That's one of the key questions that we hear from clients, but we don't think so. Not quite. Just a meaningful step downSerena: Interesting. Any particular regions that seem to be bright spots or surprises -- or perhaps have seen the biggest shift in your outlook?Seth: I guess I'd flag two potential bright spots around the world. The first is India. India has been, for us, a favorite. It will have the highest growth rate of any economy that we have in our coverage area. And because it's such a big economy, that's part of why the global economy can't lose that much steam. India has lots going for it. There are cyclical factors boosting growth in the near term. But there are also longer-term structural policy driven reasons to think that Indian growth will stay solid for the foreseeable future.I guess I'd also throw in Japan. Now its growth rate isn't going to be anywhere near the kind of growth in number terms that we're going to see from India. But this has to be taken in the context of 25 years of essentially zero growth of nominal GDP. The reflationary cycle that we think started a couple years ago remains intact, even with the tariff shock. And so, we're pretty optimistic still that Japanese reflation will continue.Serena: And to what extent are U.S. tariffs contributing to global inflationary pressures? I mean, how do you expect the Fed and other central banks to respond?Seth: The tariffs are imposed by the United States on most of the imports coming into the country, whereas other countries, maybe they have some retaliatory tariffs just against the U.S., but definitely not as broad as the U.S. That means for the U.S. tariffs are going to drive up inflation domestically and drive down growth, whereas for the rest of the world, it's mostly just a negative demand shock. So, they will be disinflationary for the rest of the world and pushing down growth.What does that mean for central banks? Well, outside of the U.S., central banks are going to see this as slowing aggregate demand, and so it's pretty clear what it is that they want to do. If they were hiking, they can stop hiking. If they were going to hold steady, they can lower rates a little bit. And if they were already lowering interest rates like the European Central Bank, well they can probably keep going with that without having to worry. And that's why we think the ECB is going to lower its policy rate to probably 1.5 percent and maybe even lower, which is below where the market is expecting things.Now for the Fed, things are much more tricky. The Fed cares about inflation, the Fed cares about U.S. growth, and both of those variables are going in the opposite direction of what they want over the rest of this forecast. Right now, inflation's too high for the Fed, and history shows that inflation goes up first with tariffs before the growth rate hits. So, the Fed's probably going to wait until the hard data show a bigger slowdown in the economy, a worsening. And the labor market. That is a bigger concern for them than the already too high inflation that is set to rise further over the rest of the year.Serena: And in your view, how does trade policy uncertainty influence business investment, particularly in export-oriented industries or in economies tightly linked to U.S. demand?Seth: Yeah. I think it has to be negative and therein lies one of the biggest challenges is just how negative. And I can't say for sure. But what we do know is that an uncertainty tends to be very negative for business investment spending decisions. If you're trying to make a decision, should I build a new factory?This is something that's going to have a long life to it, and you're going to get benefits hopefully for several years. How big are those benefits relative to the cost? Well, right now it's not at all clear, and so there's an option value to waiting.And we think that uncertainty is depressing investment decisions right now. I think it has to affect export-oriented industries. There's a lot of questions about what sort of retaliatory tariffs, other countries might impose.But it also affects domestic driven businesses because, well, they're going to have to see what their demand is. And some of the ones that are just focused on the U.S. economy are selling imported goods. So, it affects businesses across the board. Serena: Right. And how do U.S. tariff hikes spill over into emerging markets, and how might these countries buffer against these shocks?Seth: Yeah, I think there's a range of outcomes and the range is as wide as there are different countries. If you stay close to home. Take Mexico. Mexico is a big trading partner with the U.S. and early on in this whole tariff discussion, they were actually the targets of lots of tariff threats. That could have hurt them directly because there'd be less demand for their exports to the United States.Now we've got some resolution. We have the trade agreement with Canada and Mexico, and most of Mexico's exports to the U.S. are exempt under those conditions. However, the indirect effect is important as well. Mexico is very attached to the U.S. economy, and so as the U.S. economy slows because of these tariffs, the Mexican economy will slow as well.But there's also an indirect effect through currency markets, and I think this is a channel that's more broadly applicable across EM. If the Fed is going to be on hold, like we think holding interest rates higher for longer than the market might currently think, that means that EM central banks who might want to lower their policy rate to support their economy are going to be caught in a bit of a bind.They can't afford to take the risks that their currency will misbehave if they ease too much too far ahead of the Fed. And so, I think there is a little bit of a constraint for EM central banks, thinking about how much can I attend to domestic matters and how much do I have to pay attention to external matters?Serena: Now, I know forecasting economic growth is difficult in even the best of times, and this has been a period of exceptional volatility. How are you and your economic colleagues factoring all of this uncertainty?Seth: It's a great question and luminary minds like Neils Bohr, the Nobel Laureate in physics, and Yogi Berra, everyone's favorite prophet, have both said, ‘Forecasting is hard, especially about the future.' And this time, as you note, is even more so. So, what can we do? We try to come up with as many different scenarios as we can. We ask ourselves not just what's the most likely outcome, because there's uncertainty. The policy changes could come fast and furious. We also try to ask ourselves, if tariffs were to go back up from where they are now, how would that outcome turn out. If tariffs were to go away entirely, how would that turn out?You have to start thinking more and more, I think, in terms of scenarios.Serena:  And does this, in your view, change how much or how little investors should focus on the macro economy?Seth: Well, I think it means that investors have to focus every bit as much on the macro economy as they have in the past. I think it's undeniable that if we're right – and the U.S. economy slows down materially, and the global economy slows down with it – longer-term interest rates are probably going to come down along the lines of what our colleagues in interest rate strategy think. That makes a lot of sense to me. I think the trickier part though is knowing where the macro economy is going.We've got our forecast, but we are ready to make a revision if the facts change. And I think that's the trickier part for investors. The macro economy still matters but having a lot of conviction about where it's going, and as a result, what it means for asset prices? Well, that's the trickier part.Serena, you've been asking me lots of questions and they've been great questions, but I'm going to turn the table. I'm going to start asking questions right back to you.But we probably have to save that for another episode. So, let's pause it there.Serena: That sounds great Seth.Seth: And to the people listening, I want to say thanks for listening. And if you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or a colleague today.

A worse-than-expected outcome in the 20-year bond auction opened the trap door to significant selling action. Kevin Green says the SPX is reaching a critical level of support, and if levels fall below it, the index can test gaps significantly below where it currently trades. He also notes volume as an issue, showing how there's a greater conviction on down days than up ones.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Free might sound appealing, but is it costing more than it's helping?Welcome to Gym Marketing Made Simple, the go-to podcast for boutique fitness gym owners ready to stop guessing and start growing. Every week, we break down what works (and what doesn't) when it comes to gym marketing, sales, and client retention—so you can make more money, without the overwhelm.Episode HighlightsThis episode breaks down why free trials often do more harm than good in gym marketing. Blake and Sherman explain how these offers attract the wrong crowd, increase churn, and create poor first impressions that can kill long-term growth. Instead, they share what works: structured onboarding, realistic expectations, and personal coaching to turn first-timers into loyal clients.Key InsightsFree trials attract uncommitted leads who are unlikely to convert.Poor first experiences can permanently turn people off from joining.Setting expectations about soreness and effort builds long-term trust.One-on-one coaching creates comfort and clarity for new members.Structured onboarding improves retention and sets premium gyms apart.Paid ads promoting free trials usually pull in low-quality leads.A strong first impression is easier to control when the process is intentional.Episode Chapters00:00 Intro00:05 Impact of First-Time Gym Experiences00:44 Introduction to Gym Marketing Made Simple Podcast02:52 Challenges with Free Trials04:03 The Psychology of Free Trials05:37 Alternatives to Free Trials11:43 The Impact of Intensity on Client Experience13:55 The Role of Personal Training in Onboarding17:53 The Downside of Free Trials in Paid MarketingCall to ActionIf you're ready to stop attracting the wrong leads and start building a stronger client base, rethink the “free trial” mindset. Try refining the onboarding experience instead and connect with people who are ready to commit.Supporting InformationLearn more about how structured onboarding can drive growth:Lasso FrameworkFollow us on Instagram: @lassoframeworkThanks for tuning in! If this episode helped shift your perspective, share it with a fellow gym owner who needs to hear it. See you next week for another honest look at what really works in gym marketing.

Many would be forgiven for thinking we don't have much control over our circumstances in life or how we feel about them. At times it might feel like someone or something else is pulling the strings and we simply have to do our best to play along.The Vedic worldview has a very different perspective, which Thom outlines in detail in this podcast episode. Looking through the lens of “locus of control,” Thom explains how we can escape the mindset of inescapability, and learn to better navigate the ups and downs that life inevitably brings.Episode Highlights[00:45] Locus of Control[04:23] Self-Sufficiency and Field Independence[07:03] The Hypnotizable Ones[10:23] Mass Suggestibility[12:50] The Anti-Hypnotic Benefits of Vedic Meditation[15:48] Spontaneous Responsibility[20:28] The Role of Disruption in Evolutionary Change[23:02] The Downside of Contentment[27:42] Phenomenal Adaptive CapacityUseful Linksinfo@thomknoles.com https://thomknoles.com/https://www.instagram.com/thethomknoleshttps://www.facebook.com/thethomknoleshttps://www.youtube.com/c/thomknoleshttps://thomknoles.com/ask-thom-anything/

The market is at a critical point, observes portfolio manager Lance Roberts.If the S&P can hold above the 200 daily moving average over the coming week, then the correction will be officially over and stocks should have an open field to run back up to the previous highs (and possibly higher).If not, then the odds that the recent run have been a bear market rally -- one that will fizzle out and send stocks lower again -- become much more likely.Lance and I discuss the probabilities, as well as bonds, AI, this week's promising data releases, as well as Lance's firm's latest trades in today's Weekly Recap.For everything that mattered to markets this week, watch this video.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#bearmarket #bullmarket #ai 0:00 - Lance 60th birthday wishes3:47 - Status of “sell the rip” strategy8:30 - Technical analysis & market pathways15:06 - Overbought conditions & risk management24:34 - Rising bond yields' drivers30:59 - Bonds' role in portfolios36:02 - TLT & bond investment pitfalls43:38 - Emotional investing & risk reduction49:13 - Sentiment-driven market volatility52:04 - Economic data & tariff impacts1:07:21 - Trump administration's policy momentum1:22:11 - Upside scenario: economic golden era1:29:30 - Downside scenario: policy failure.1:31:17 - Rant: AI's job displacement threat1:41:46 - Lance's recent portfolio trades.1:45:04 - Parting advice: stay unemotional_____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Analyst Lynette Zang foresees hyperinflation and a mad rush in tangible assets and precious metals. The currencies of the world will be reset to deal with excessive sovereign debt. This will eventually lead to gold being priced at $40,000 per ounce. Her message is to prepare now for the challenging times ahead. Lynette Zang is an economist that has been involved in the markets at some level since 1964, as a student, banker, stockbroker and precious metals and currency analyst. She has been studying currency lifecycles since 1987 and discovered similar social, economic, and financial patterns that occur throughout the stages of a currency's lifetime. She believes that recognizing these patterns enables people to see what's coming and make well-informed choices that put their best interest first. She is a sound money advocate and macro-economic commentator who seeks empower individuals to attain financial freedom and independence utilizing the principles of sound money and community. 0:00 Introduction 1:06 Hyperinflationary rush into tangible assets 3:59 New world reserve currency 7:29 BRICS 10:00 Tokenized gold 11:43 Currency reset catalyst 16:01 Sprott physical trust trustworthy? 19:02 Gold and the deterioration of trust 28:23 Societal chaos 33:38 “Take our power back” 37:43 Downside if your analysis is wrong? 42:21 Lynette's contact info https://www.lynettezang.com/ Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 This episode was not sponsored. Mining Stock Education (MSE) offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. If you buy stock in a company featured on MSE, for your own protection, you should assume that it is MSE's owner personally selling you that stock. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/

Neal Brennan interviews Tom Green (The Tom Green Show, Freddy Got Fingered, This Is The Tom Green Documentary) about the things that make him feel lonely, isolated, and like something's wrong - and how he is persevering despite these blocks.  ---------------------------------------------------------- 00:00 Intro 00:33 Testicular Cancer 3:44 White Rapper 4:59 DIY roots 6:18 Norm Macdonald & Letterman 9:44 Experiencing sudden fame 15:05 Hosting SNL 19:08 Sponsor: Harrys 21:10 Sponsor: BetterHelp 23:13 Early adoption of creative technology 26:45 Negative reaction to fame 30:05 Shell shocked by fame 32:10 Downside of sudden fame 35:45 Relationship with Drew Barrymore 37:07 Anxiety 41:16 Testicular cancer 48:41 Difficulty of public relationship 51:39 Sponsor: RocketMoney 53:10 Moving back to Canada 1:03:29 Positive Thoughts 1:06:30 Procrastination & Indecision 1:15:26 Keeping the Dream Alive 1:17:05 How His Relationship with Himself has changed ---------------------------------------------------------- Follow Neal Brennan: https://www.instagram.com/nealbrennan https://twitter.com/nealbrennan https://www.tiktok.com/@mrnealbrennan Watch Neal Brennan: Crazy Good on Netflix: https://www.netflix.com/title/81728557 Watch Neal Brennan: Blocks on Netflix: https://www.netflix.com/title/81036234 Theme music by Electric Guest (unreleased). Edited by Will Hagle (wthagle@gmail.com)  Sponsors: An exclusive offer for our listeners -- Get a $10 trial set for just $5 at https://www.harrys.com/NEAL  This episode is sponsored by BetterHelp. Give online therapy a try at https://www.betterhelp.com/neal and get on your way to being your best self. Cancel your unwanted subscriptions and reach your financial goals faster with Rocket Money. Go to https://www.RocketMoney.com/NEAL today. Sponsor Blocks: https://public.liveread.io/media-kit/blocks ---------------------------------------------------------- #podcast #comedy #mentalhealth #standup Learn more about your ad choices. Visit megaphone.fm/adchoices

Gianmarco Soresi takes a seat in The Wayback as we head to 1990s Potomac, Maryland! (check out his podcast "The Downside"). With two Maryland natives in the wayback, we reminisce about what it was like living through two of the craziest events in Maryland history: the Air Florida Flight 90 disaster and the D.C. Sniper. Then Gianmarco gets nostalgic about theater camp, and 90s toys and video games like Power Rangers, Mario Paint, and Dance Dance Revolution.  We also get into some of the great late 90s pro wrestling characters, like D-Generation X, The Undertaker, Mankind and Mr. Socko.  Lastly, we do a deep dive on 90s home fitness crazes, like P90x , the Ab Roller, Abflex, 8-minute Abs, and Tony Little.   BALTIMORE! I'm coming home! Catch me at the Horseshoe Casino on Saturday, June 28—one night only with special guest Justin Schlegel! Grab your tickets now! http://tixr.com/pr/ryan-sickler/142608 SUBSCRIBE to my YouTube & turn notifications ON! https://youtube.com/@rsickler SUBSCRIBE TO MY PATREON - The HoneyDew with Y'all, where I Highlight the Lowlights with Y'all! Get audio and video of The HoneyDew a day early, ad-free at no additional cost! It's only $5/month!  AND we just added a second tier. For a total of $8/month, you get everything from the first tier, PLUS The Wayback a day early, ad-free AND censor free AND extra bonus content you won't see anywhere else! https://www.patreon.com/TheHoneyDew If you or someone you know has a story that has to be heard, please submit it to honeydewpodcast@gmail.com GET YOUR MERCH! https://shop.ryansickler.com/ http://ryansickler.com/ https://thehoneydewpodcast.com/ SUBSCRIBE TO THE CRABFEAST PODCAST https://podcasts.apple.com/us/podcast/the-crabfeast-with-ryan-sickler-and-jay-larson/id1452403187 Sponsors: HIMS: Go to https://hims.com/WAYBACK and start your free online visit today!

The dystopian genre has taken our culture by storm with its dark and twisted look at our imagined future. The Plugged In team explores the unique markers of this genre and the impact it can have on our everyday lives. Paul Asay then talks with Bob Hoose about the latest book in the Hunger Games series, Sunrise on the Reaping. Click here to get your copy of Plugged In’s great book Becoming a Screen-Savvy Family! Connect with us! www.ThePluggedInShow.com Connect on Facebook Find us on Instagram EMAIL: team@thepluggedinshow.com PHONE: 800-A-FAMILY (800-262-3459) Read the full review: · Black Mirror · The Last of Us · The Handmaid’s Tale · Sunrise on the Reaping · The Hunger Games Book Series · The Ballad of Songbirds and Snakes Book · The Hunger Games · The Hunger Games: Catching Fire · The Hunger Games: Mockingjay Part 1 · The Hunger Games: Mockingjay Part 2 · The Hunger Games: The Ballad of Songbirds and Snakes · Blade Runner · Sky Captain and the World of Tomorrow · The Wizard of Oz · Zombieland · Wicked: The Life and Times of the Wicked Witch of the West · Wicked: Part One · A Quiet Place The Plugged In Tech Guide Focus on the Family with Jim Daly Episode: How Your Family Can Manage Technology Well Part 1 How You Can Make Wise Entertainment Choices for Your Family Donate Now! We'd love to hear from you! Visit our Homepage to leave us a voicemail. If you've listened to any of our podcasts, please give us your feedback.

The guys revisit their Yzerman/Red Wings talk from earlier.

Michelle Gibley with Charles Schwab turns to the international front, noting other countries' exports meant for the U.S. led to a healthy increase in international GDP. However, China is starting to feel downside impact of tariffs. Michelle adds that GDP and other March data in the U.S. make it too early to see tariff impacts in the states.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Welcome to Episode 253 of Autism Parenting Secrets. This week, we're exploring something every parent needs to embrace—supporting your child in expressing their true self.Our guest is Kathleen (Kathy) Somers, a talented creative and now author of Barely Visible, a moving memoir about raising her son with Asperger's. Her story isn't just relatable—it's raw, real, and full of the wisdom that only comes from walking the walk.In this conversation, we unpack the challenge of navigating labels, the danger of overprotection, and how radical honesty and acceptance can unlock growth for both parent and child.This episode is about connection, courage, and the sacred work of supporting your child's truest expression.The secret this week is…Empower THEIR Voice You'll Discover:Kathy's Journey: From Diagnosis to Memoir (2:07)The Unique Challenges of Asperger's Syndrome (6:26)The Pros and Cons of Labels (15:20)The Downside of Too Much “Bubble Wrap” (27:07)Why Apologies Aren't Helpful (28:53)About Our Guest:Kathleen Somers, a debut author, holds a Bachelor of Fine Arts from Temple University's Tyler School of Art and works as a freelance graphic designer and copywriter. She is a passionate observer of humanity who believes in the power of connection that comes from each of us sharing our individual stories and the importance of authenticity when doing it. Having spent 24 years guiding her son through a disability most can't see has not made her an authority on the topic. It's having been the student to all that he has taught her that has brought her closer than anything ever will. When Kathleen isn't busy with her career as a creative, she is out on her bike finding new roads to explore or spending time with her son, opening his eyes to everything the world has to offer, both big and small. She lives with her family in the suburbs of Philadelphia.https://www.kathleensomers.com/References in The Episode:Barely Visible: Mothering a Son Through His Misunderstood Autism by Kathleen SomersAdditional Resources:To learn more about personalized 1:1 support, go to www.elevatehowyounavigate.comTake The Quiz: What's YOUR Top Autism Parenting Blindspot?If you enjoyed this episode, share it with your friends.

If you believe in yourself, you can do anything. This is an idea taught to all children at a young age, and also the dictionary definition of hubris. What does that say about us? I don't know about you, but I know exactly what it says because I am not ignorant of anything. Also, I lied, I DO know about you, and, spoiler alert, it's not great.

Episode Notes On this week's episode of Orange Juice Optional: Suzanne and Michelle will be sharing the downside of their recent travel abroad.  Did they know that this could happen? Yes!  But were they prepared for it? Well…we will let you decide. Then before this episode concludes, Michelle shares this week's  ‘Something to Sip on'. OJO's 'Something to Sip on' is always a featured quote intended to inspire reflection and continued contemplation. Until next week everyone stay authentic to who you are!  Cheers!!  For more information about this podcast, please visit the following locations: Orange Juice Optional (Facebook & Instagram) www.orangejuiceoptional.com www.spirituallysituated.com Email: orangejuiceoptional@gmail.com Mixed & Edited by Next Day Podcast info@nextdaypodcast.com

Visit the website to get on the email listwww.podpage.com/the-3-13-men-money-and-marriageIf you want to make a donation to the show, Cash app $a114johnsonSummaryIn this episode of the 313 Men, Money, and Marriage podcast, host Andrew Johnson explores the downsides of dating one's type. He discusses how personal preferences can limit dating opportunities, the influence of family and social media on our expectations, and the importance of being flexible in relationships. Johnson emphasizes the need to recognize red flags and the potential for personal growth when dating outside of one's usual type. He concludes by addressing the dangers of having unrealistic expectations in relationships and the importance of self-awareness in the dating process.TakeawaysPhysical attraction is a major factor in dating decisions.Expectations can be shaped by family and past relationships.Being too rigid about your type can limit your dating pool.Flexibility in preferences can lead to better relationship outcomes.Ignoring red flags can lead to unhealthy relationships.Dating outside your type can foster personal growth.Unrealistic expectations can prevent finding a compatible partner.The dating landscape is influenced by social media.Self-awareness is crucial in the dating process.Father time affects physical appearance, so focus on deeper qualities.The Downsides of Dating Your TypeWhy Your Type Might Keep You Single"Our types sometimes will keep us single.""Don't ignore the red flags.""Father time is undefeated."Chapters 00:00 Understanding Your Type in Dating03:10 The Consequences of Having a Type08:14 The Impact of Expectations and Influences12:34 Red Flags and Personal Growth16:52 Unrealistic Expectations in Relationships

Humans have an interesting knack of overestimating the probability of something bad happening, but underestimating the severity of said bad outcome. The net result of these dynamics can be utterly destructive. In today's episode, host Travis Shelton discussed the importance of understanding the true downside risks of xyz decision. If we do, we'll make better choices and protect our family from potentially devastating outcomes. If you have questions or would like to connect with us outside of the podcast, here's where you can find us: Podcast website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.travisshelton.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Daily Blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://travisshelton.com/blog⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to the Daily Blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/gB07Ef Podcast Facebook Group: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/370457478238932⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Travis's Instagram:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/travis_shelton_⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Travis's Facebook: https://www.facebook.com/travissheltonco/YouTube:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UCasnj17-bOl_CZ0Cb9czmyQTikTok: https://www.tiktok.com/@meaning_over_money

Fawning is a trauma response. And it's one we don't talk about enough. In this episode, Danielle is digging into fawning as a default stress response. Most people misunderstand it. Fawning isn't just being nice or deferential—it's a survival mechanism that many of us picked up in childhood, and now it's messing with our relationships, our confidence, and even our nervous system.  She unpacks how fawning isn't as physiological as fight, flight, or freeze—it's more of a personality gimmick. We think it's safer to please other people than to be our authentic selves. And that… erodes trust in every direction.  In this episode: The difference between fawning and other stress responses How childhood (and chronic stress) trains us to fawn A real story of working with someone who fawned—and how it impacted trust The connection between fawning and chronic pain or illness Why spiritual practice is the antidote Healing practices to transmute the fawn response with love MENTIONED IN THIS EPISODE: Take the free Stressed to Blessed Quiz AI Is Not Your Best Life Coach: LISTEN | READ Get the full class: 6 Ways To Cleanse Your Energy Field inside The Heart Centered Collective Nourish System—reduce stress and restore your nervous system. The Archives: Read on Substack Never miss an episode → Subscribe to WITH LOVE, DANIELLE.

“The probability of us slipping into recession is still pretty elevated.” Erick Kelly argues that the economy was already decelerating before the trade war and thinks GDP could “struggle to be in the 1% range this year.” He says China's manufacturing dominance and ability is a “really big hurdle” to cross, and if we “continue to play hardball” it could be “very, very hard to unwind.”======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Olu Sonola, Chief US Economist, and Sarah Repucci, Senior Director, Credit Commentary and Research, delve into Fitch's latest US Cross-Sector Housing Monitor, discussing the US housing outlook and risks from tariffs, labor costs and lower sentiment.

Dan Hill joins Paul on the show to discuss how current tariffs and the uncertainty surrounding large U.S. stocks are causing a mild panic in the world of investing. Dan shares how investor education has impacted his clients, and the two advisors dive into a conversation about diversification and downside market volatility.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

Expect More Volatility - Especially to The Downside Macro / Micro News for Thursday 10th April 2025 MACRO Trump Blinks in the Face of The Bond Market MICRO BRAVE BISON (BBSN) CAMBRIDGE COGNITION (COG) DEVOLVER DIGITAL (DEVO) HVIVO (HVO)  INSPECS GROUP (SPEC) MARKS ELECTRICAL (MRK) Aferian #AFRN - IGNORE MC £2.5M EV £15M Group revenues were $26.3m, down from $47.8m in FY2023. Statutory operating loss was $12.5m (FY2023: $63.9m). Net debt*** at year end was $12.7m (FY2023: $6.3m). Proteome Sciences #PRM MC £10M Total revenues of £4.89m (2023: £5.03m) Loss after tax £3.41m (2023: £2.44) Cash at year end £1.13m (2023: £2.03m) *****MY BOOK***** How to Become a MicroCap Millionaire - A 3 Step Strategy for Stock Market Success  Is now on sale here: https://www.sharepickers.com/how-to-become-a-microcap-millionaire-3-step-strategy/ !!!HOW GET 25% OFF MEMBERSHIP TO THE SHAREPICKERS INVESTMENT CLUB!!! If you buy a copy of the book, then leave a 5 star rating & write a positive review, you can get yearly membership to the SharePickers Investment Club for just £149.99!!! —---------------------------------------------------------------------- In this podcast I cover the Macro News relevant to the UK and monitor MicroCap Stocks to see if they're good enough to be added to the MicroCap League. The UK's first MicroCap League where 100's of small businesses are analysed and scored in relation to their growth, value, health, efficiency, momentum & potential. The company's that score the highest are added to the MicroCap League and possess the best risk / reward profile. —---------------------------------------------------------------------- IF YOU REGULARLY LISTEN TO THIS PODCAST AND ENJOY IT'S OUTPUT PLEASE CONSIDER GIVING IT A 5 STAR RATING AND REVIEW - THAT WAY MORE PEOPLE WILL FIND IT. THANK YOU

Ben Axler sees “tremendous valuation downside” risk for Monster Beverage (MNST), citing its dependence on Coca-Cola (KO) for its distribution, shrinking market share, and "out of step" product offerings. He addresses Monster's response to his short report, calling it “boilerplate,” and says his research is based on publicly available information and interviews with former employees. “At a minimum,” he expects MNST to underperform the market.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

The market sell-off rolls as the major indices whipsaw to start the week. How the latest tariff headlines are swinging stocks, and what an additional 50% tariff on China will mean in the trade war. We break down the threats, reactions, and strategy for navigating the volatility. Plus, Big Short investor Steve Eisman on why now's not the time to be a hero in the market.Fast Money Disclaimer

Hey Guys ,Let's talk about the downside of pretty privilege.

Also: how does a cook become a chef? With Gabrielle Hamilton. This episode originally aired on August 30, 2020.

"Anything's possible to the upside," says Kevin Green, but he adds that the path of least resistance is down. A news-driven market has gripped trading over fundamentals, as Kevin points to Jerome Powell and the EU as two more potential catalysts today. On the SPX, he shows the index's move toward the flat line year-over-year. Sticky volatility is another trend Kevin expects is possible as well, pointing to the Great Recession as an example.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Apr 2, 2025 – Mike McGlone, a senior commodity strategist at Bloomberg Intelligence, discusses the economic implications of President Trump's upcoming "Liberation Day" announcement of sweeping reciprocal tariffs. McGlone predicts a significant shift...

NFL on CBS analyst Charles Davis joins Afternoon Drive to discuss the Browns ahead of the NFL Draft. He talks about their options with the second overall pick, Jimmy Haslam's comments on Deshaun Watson, non-QB options for the Browns at No. 2, and more.

Markets have had two days in a row of starting off weaker and ending positive. Markets have formed support at the recent bottom (too soon to tell if a double-bottom is forming), and the buy signal remains intact, and relative strength has turned up. Despite the markets' struggling, money flows have returned into the markets. One caveat: Much of the recent buying was due to end of quarter re-balancing. There remains downside risk from this point, and much depends upon how markets react to today's tariff announcement by the White House. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO  Produced by Brent Clanton, Executive Producer ------- Watch the video version of this podcast: https://www.youtube.com/watch?v=BZ06pEvG38E&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary:  https://realinvestmentadvice.com/insights/real-investment-daily/ ------- REGISTER FOR OUR NEXT CANDID COFFEE (3/29/25) HERE: https://streamyard.com/watch/Gy68mipYram2 ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #DownsideRisk #Tariffs #LiberationDay #MarketCorrection #MarketPullback #MarketRally #MarketBounce #200DMA #MarketSupport #MarketLows #InvestingAdvice #Money #Investing

Welcome to episode 256 of The Clean Energy Show! This week, we explore the challenges of allowing Chinese EVs into Canada, the arrival of USB-C charging for electric bikes, and how small amounts of solar power are transforming lives in Africa. Plus, Canada's greenhouse gas emissions are trending downward, and James Whittingham claims full credit. The Downside of Chinese EVs in Canada China is testing whether the prospect of big EV investments could sway Canada's trade policies. The country's ambassador to Canada has expressed concerns over restrictions that have hindered BYD's expansion into Canada. Critics argue that China's trade proposals could reduce Canada to a resource exporter while China dominates global tech and manufacturing. Is this the kind of economy Canada wants? Read more USB-C Charging for E-Bikes Read more Electrification in Africa Gains Momentum Plunging solar panel prices and increased international funding are fueling the rise of mini-grids in Africa. These solar-powered microgrids are transforming rural communities, enabling businesses, improving education, and even providing street lighting for safety. The impact is profound, with villages experiencing economic and social growth thanks to electricity access. Read more Canada's Greenhouse Gas Emissions Decline Read more The Lightning Round EV sales in China have likely caused gasoline consumption to peak. Read more Pakistan and Saudi Arabia are emerging as major markets for Chinese solar panels. Read more Uruguay's EV market is booming, with battery-electric vehicles reaching over 15% market share. Read more Hyundai's Georgia EV plant is now operational, ready to launch the three-row IONIQ 9. Read more Waymo's self-driving cars now use external speakers to alert passengers about forgotten items. Read more Volvo's latest electric truck boasts a 600km range, 44-ton capacity, and rapid 40-minute charging. Read more Chinese battery manufacturer Cornex has improved grid-scale battery storage by 50%, with mass production beginning in June. Read more Eric from the Bay Area recommends the documentary The White House Effect, which is premiering at a local film festival in Sebastopol, California. Join our Patreon for exclusive content, including bonus episodes and ad-free listening! Sign up at https://www.patreon.com/c/cleanenergypod. Donate via PayPal at https://www.paypal.com/donate/?hosted_button_id=VMDCRPHLNR8YE We love hearing from you! Email us at CleanEnergyShow@gmail.com or leave a voicemail at https://www.speakpipe.com/CleanEnergyShow.

Lawrence McMillan, president of McMillan Analysis, says the market has been in an oversold rally and is currently correcting as it comes out of that. He sees deteriorating breadth but still thinks this could be what he called "a healthy correction." McMillan says if the Standard & Poor's 500 can't hold the 5400 level, he would expect it to drop to 5000, a move big enough to put the stock market into bear market territory, a decline of 20 percent from market peaks in February. Wade Pfau, professor of retirement income at The American College of Financial Services, returns to the show to discuss updates to "Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success,” and discusses the trend of investors trading some potential returns for more certainty, using annuities and reverse mortgages to secure income. Plus Wayne Thorp, head of research and analysis products for the American Association of Individual Investors — who created AAII's growth investing strategy — talks growth investing amid declining growth in the Money Life Market Call.

Julius de Kempenaer, senior technical analyst at StockCharts says that the stock market at current levels is unattractive, because "the upside potential is now way more limited than the downside risk," and he expects that risk to be realized in a decline that could drop the market by another 5 percent or more. De Kempenaer says this dip won't feel much like a buying opportunity, because the market will need several months or quarters to finish a rotation and find a new base to build on. He notes that investors have been gravitating toward bonds, another sign that they are concerned about the market's ability to keep generating gains. Jordan Lopez, manager of the Payden High Income fund, says high-yield bonds have been improving in quality, despite the higher interest rates of the last few years, and he expects the trend to continue, to the point where the market for junk bonds now looks more like what investment-grade bonds used to be. Plus, Eric Purington, portfolio manager for the Aberdeen Global Income Infrastructure fund, discusses the potential of middle-market infrastructure plays, and MarketWatch columnist Brett Arends discusses his latest piece, which suggests that the Trump Administration needs a weaker dollar to make its plans work, and that a recession may be a required part of that calculus behind tariffs and inflation-fighting strategies.

Sigmund Bloom and Ian Hartitz discuss which Running Backs they think have tremendous upside as league-winners, but they also could be massive disappointments that could ruin your dynasty team. #dynastyfantasyfootball #dynastyfootball #fantasyfootball #nfldraft

Today we're going to talk about wise credit card using for your business. Screw The Commute Podcast Show Notes Episode 978 How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Training Center - https://imtcva.org/ Higher Education Webinar – https://screwthecommute.com/webinars See Tom's Stuff – https://linktr.ee/antionandassociates 00:23 Tom's introduction to Wise Credit Card Use 01:20 Could be a savior or killer for business 03:36 Moving around cards to get points etc 07:33 Downside is watch out for overspending Entrepreneurial Resources Mentioned in This Podcast Higher Education Webinar - https://screwthecommute.com/webinars Screw The Commute - https://screwthecommute.com/ Screw The Commute Podcast App - https://screwthecommute.com/app/ College Ripoff Quiz - https://imtcva.org/quiz Know a young person for our Youth Episode Series? Send an email to Tom! - orders@antion.com Have a Roku box? Find Tom's Public Speaking Channel there! - https://channelstore.roku.com/details/267358/the-public-speaking-channel How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Retreat and Joint Venture Program - https://greatinternetmarketingtraining.com/ KickStartCart - http://www.kickstartcart.com/ Copywriting901 - https://copywriting901.com/ Become a Great Podcast Guest - https://screwthecommute.com/greatpodcastguest Training - https://screwthecommute.com/training Disabilities Page - https://imtcva.org/disabilities/ Tom's Patreon Page - https://screwthecommute.com/patreon/ Tom on TikTok - https://tiktok.com/@digitalmultimillionaire/ Email Tom: Tom@ScrewTheCommute.com Internet Marketing Training Center - https://imtcva.org/ Related Episodes Great AI Prompts - https://screwthecommute.com/977/ More Entrepreneurial Resources for Home Based Business, Lifestyle Business, Passive Income, Professional Speaking and Online Business I discovered a great new headline / subject line / subheading generator that will actually analyze which headlines and subject lines are best for your market. I negotiated a deal with the developer of this revolutionary and inexpensive software. Oh, and it's good on Mac and PC. Go here: http://jvz1.com/c/41743/183906 The Wordpress Ecourse. Learn how to Make World Class Websites for $20 or less. https://screwthecommute.com/wordpressecourse/ Join our Private Facebook Group! One week trial for only a buck and then $37 a month, or save a ton with one payment of $297 for a year. Click the image to see all the details and sign up or go to https://www.greatinternetmarketing.com/screwthecommute/ After you sign up, check your email for instructions on getting in the group.

This entire episode is about "The!" , the downside of excessive simplicity. Instead, we should strive for Goldilocks Complexity, the minimal number of steps to achieve a particular result. I started thinking about this topic after reading Ben Guttman's excellent book Simply Put - Why Clear Messages Win and How to Design Them. I loved this book. It is right up there with James Clear's book Atomic Habits.But... simplicity has a downside. In this episode, I explore optimal simplicity, identify too much simplicity and too much complexity. Goldilocks Complexity.This is a quadratic formula: y=−ax2+bxIn this episode, I explore The Brutalist, Iowa Football Coach Kirk Ferentz, Bears Coach Ben Johnson, and simplicity optimization.

A major flush to start the trading day led to consolidation throughout the session. However, Kevin Green says the SPX managed to hit higher lows. He points to other levels in the index bulls need to hold to start on stronger ground Wednesday. One positive point to take away from today's session: market breadth. Kevin says it just needs to be backed up with higher volume.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

00:00 Intro01:27 Bill to Ban Chinese From Getting US Student Visas04:15 China's Humanoid Robots Learn How to Do Chores06:37 VP JD Vance: US Can't Rely on Communist China08:00 Upside, Downside of ‘Made in America' Push10:42 US Meat Exporters Anxious for China Access Renewal11:24 China, Russia, Iran Call for End of Sanctions on Tehran12:11 HK Firm Stocks Plunge Amid Criticism of Port Sales14:50 Rising Bird Flu Human Cases Amid Rising Deaths: China17:49 Taiwan: Tougher Measures Needed to Counter Beijing19:43 What's Behind TSMC's $165 Billion Investment in the US

Rebecca Walser still expects further correction in the markets despite Friday's rally erasing some red marks on the week. President Trump's tariff volatility is something Rebecca expects to continue, which can disrupt the global economy. She later explains why she believes Eli Lilly (LLY) serves a safe buying opportunity and her comparison to A.I. and the Dot Com bubble.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Hour 1 of A&G features... Downside of valerian root & Covid was born in a lab Alive Katie Green's Headlines! Climate anxiety & failed predictions Mailbag! See omnystudio.com/listener for privacy information.

This week on the Roach Koach Podcast get some Rock 101 with the boys of Speak No Evil and their album, Welcome To The Downside. Topics this episode include:-Timely album art-Matt vs Vocals-A musical gumbo-Wishing someone was in orbit-The 90s-Amazon Dot Com reviewers-Rollbar music-Sometimes things are too intense-Taking big swings-An extremely heavy chainsing-And Canon Talk, where Lorin and Matt decide if Speak No Evil deserve a spot in the Nu-Metal Canon. Take a listen!Exclusive episodes and more on the Roach Koach Patreon. New episodes of the Pact every month. Subscribe today! Rate and review Roach Koach on iTunes! We'd appreciate it! Questions about the show? Have album recommendations? Just want to say hi? We'd love to hear from you! Contact the show @RoachKoach on Twitter, Roach Koach on Facebook , Roach Koach on Instagram, or send an email to RoachKoachPodcast at Gmail. Follow the show on Youtube and TikTok! Find every episode of Roach Koach and order your Roach Koach T-shirt at Roach Koach dot com.

In this episode of From Start-Up to Grown-Up, host Alisa Cohn sits down with Daniel Yanisse, co-founder and CEO of Checkr, to discuss the exhilarating rise and the challenges of sustaining a high-growth company. Checkr revolutionized the background check industry, scaling from a $1M revenue run rate in just three months to processing millions of background checks annually. But with hypergrowth came intense operational, cultural, and leadership challenges.Daniel shares how he navigated:Hiring at hyperspeed—and why some employees quit on day one.The "hangover" after hypergrowth—losing key executives and investor pressure.How to hire and retain top executives—and avoid common leadership hiring mistakes.Revising a company mission to balance fairness and safety while scaling.The "Fly High, Fly Low" leadership approach—balancing strategy and deep operational insights.This episode is packed with real-world lessons for founders, CEOs, and startup leaders facing the challenges of rapid growth, leadership transitions, and market shifts.

It's a powerful biological response that has preserved our species for millennia. But now it may be keeping us from pursuing strategies that would improve the environment, the economy, even our own health. So is it time to dial down our disgust reflex?  You can help fix things — as Stephen Dubner does in this 2021 episode — by chowing down on some delicious insects. SOURCES:Paul Rozin, professor of psychology at the University of Pennsylvania.Val Curtis, late disgustologist at the London School of Hygiene and Tropical Medicine.Sandro Ambuehl, economist at the University of Zurich.Emily Kimmins, R&D lead for the sensory and consumer-science team for Kraft Heinz.Iliana Sermeno, former chef at The Black Ant. RESOURCES:“Stink Bugs Could Add Cilantro Flavor to Red Wine,” by Alex Berezow (Live Science, 2017).“Edible insects: Future Prospects for Food and Feed Security,” by the F.A.O. (United Nations, 2013).“I Hate to Break it to You, but You Already Eat Bugs,” by Kyle Hill (Scientific American, 2013).“Five Banned Foods and One That Maybe Should Be,” by Leah Binkovitz (Smithsonian Magazine, 2012).“Effects of Different Types of Antismoking Ads on Reducing Disparities in Smoking Cessation Among Socioeconomic Subgroups,” by Sarah J. Durkin, Lois Biener, and Melanie A. Wakefield (American Journal of Public Health, 2009).“Flesh Trade,” by Stephen Dubner and Steven Levitt (The New York Times, 2006).“Feeding Poultry Litter to Beef Cattle,” by Jay Daniel and K.C. Olson (University of Missouri, 2005). EXTRAS:"Why Does Everyone Hate Rats?" by Freakonomics Radio (2025).

In this episode Erica addresses a common question from clients: what is the best credit card for business use? She explains why travel reward credit cards are generally a better choice than cashback credit cards for solo consultants. Erica emphasizes that travel points and frequent flyer miles are not taxed by the IRS and don't reduce business deductions, unlike cashback rewards.   00:00 Introduction to the Consultants and Money Podcast 00:50 Choosing the Best Credit Card for Your Business 01:43 Why Travel Reward Credit Cards Are Better 03:13 Maximizing Travel Rewards for Business and Personal Use 05:16 The Downside of Cashback Credit Cards 06:36 Final Tips and Recap 08:15 Conclusion and Next Steps 08:48 Concierge Bookkeeping Service   Work With Erica ____________________ Connect with Erica | LinkedIn | Website | Newsletter  

Hour 4: Ike, Spike and Fritz wrap up the show by discussing if there is any potential downside to the Saquon Barkley contract. Plus, more Phillies talk, the Top 5 at 5 and the Text Line.

On this TCAF Tuesday, Josh Brown is joined by Callie Cox to discuss the recent "growth scare" that's been bothering the stock market this month. Then at 35:21, hear an all-new episode of What Are Your Thoughts with Josh Brown and Michael Batnick! Happy Birthday Josh!! This episode is sponsored by Betterment! Visit: http://Betterment.com/advisors to learn more!   Sign up for The Compound Newsletter and never miss out! Instagram: https://instagram.com/thecompoundnews Twitter: https://twitter.com/thecompoundnews LinkedIn: https://www.linkedin.com/company/the-compound-media/ Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Josh Brown are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Our Global Chief Economist Seth Carpenter explains the potential domino effect that President Trump's reciprocal tariffs could have on the U.S. and global economies.----- Listener Survey -----Complete a short listener survey at http://www.morganstanley.com/podcast-survey and help us make the podcast even more valuable for you. For every survey completed, Morgan Stanley will donate $25 to the Feeding America® organization to support their important work.----- Transcript -----Hi, I'm Michael Zezas, Global Head of Fixed Income Research & Public Policy Strategy at Morgan Stanley. Before we get into today's episode, the team behind Thoughts on the Market wants your thoughts and your input. Fill out our listener survey and help us make this podcast even more valuable for you. The link is in the show notes and you'll hear it at the end of the episode.Plus, help us help the Feeding America organization. For every survey completed, Morgan Stanley will donate $25 toward their important work. Thanks for your time and support. On to the show… Seth Carpenter: Welcome to Thoughts on the Market. I'm Seth Carpenter, Morgan Stanley's Global Chief Economist, and today I'm going to talk about downside risks to the U.S. economy, especially from tariffs.It's Thursday, February 20th at 10am in New York.Once again, tariffs are dominating headlines. The prospect of reciprocal tariffs is yet one more risk to our baseline forecast for the year. We have consistently said that the inflationary risk of tariffs gets its due attention in markets but the adverse growth implications that's an underappreciated risk.But we, like many other forecasters, were surprised to the upside in 2023 and 2024. So maybe we should ask, are there some upside risks that we're missing?The obvious upside risk to growth is a gain in productivity, and frequent readers of Morgan Stanley Research will know that we are bullish on AI. Indeed, the level of productivity is higher now than it was pre-COVID, and there is some tentative estimate that could point to faster growth for productivity as well.Of course, a cyclically tight labor market probably contributes and there could be some measurement error. But gains from AI do appear to be happening faster than in prior tech cycles. So, we can't rule very much out. In our year ahead outlook, we penciled in about a-tenth percentage point of extra productivity growth this year from AI. And there is also a bit of a boost to GDP from AI CapEx spending.Other upside risks, though, they're less clear. We don't have any boost in our GDP forecast from deregulation. And that view, I will say, is contrary to a lot of views in the market. Deregulation will likely boost profits for some sectors but probably will do very little to boost overall growth. Put differently, it helps the bottom line far more than it helps the top line. A notable exception here is probably the energy sector, especially natural gas.Our baseline view on tariffs has been that tariffs on China will ramp up substantially over the year, while other tariffs will either not happen or be fleeting, being part of, say, broader negotiations. The news flow so far this year can't reject that baseline, but recently the discussion of broad reciprocal tariffs means that the risk is clearly rising.But even in our baseline, we think the growth effects are underestimated. Somewhere in the neighborhood of two-thirds of imports from China are capital goods or inputs into U.S. manufacturing. The tariffs imposed before on China led to a sharp deterioration in industrial production. That slump went through the second half of 2018 and into and all the way through 2019 as a drag on the broader economy. Just as important, there was not a subsequent resurgence in industrial output.Part of the undergraduate textbook argument for tariffs is to have more produced at home. That channel works in a two-economy model. But it doesn't work in the real world.Now, the prospect of reciprocal tariffs broadens this downside risk. Free trade has divided production functions around the world, but it's also driven large trade imbalances, and it is precisely these imbalances that are at the center of the new administration's focus on tariffs. China, Canada, Mexico – they do stand out because of their imbalances in terms of trade with the U.S., but the underlying driving force is quite varied. More importantly, those imbalances were built over decades, so undoing them quickly is going to be disruptive, at least in the short run.The prospect of reciprocity globally forces us as well to widen the lens. The risks aren't just for the U.S., but around the world. For Latin America and Asia in particular, key economies have higher tariff supply to U.S. goods than vice versa.So, we can't ignore the potential global effects of a reciprocal tariff.Ultimately, though, we are retaining our baseline view that only tariffs on China will prove to be durable and that the delayed implementation we've seen so far is consistent with that view. Nevertheless, the broad risks are clear.Thanks for listening. And if you enjoy the podcast, help us make it even more valuable to you. Share your feedback on the show at morganstanley.com/podcast-survey, or head to the episode notes for the survey link.

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