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Shannon Sharpe, Chad “Ochocinco” Johnson and Iso Joe Johnson react to Michael Porter Jr says that Nikola Jokic is the greatest player of all time, Claressa Shields claps back at Unc and Ocho for saying she can’t beat a male fighter, and the Patriots reportedly wanted Maxx Crosby this offseason and much more! Subscribe to Nightcap presented by PrizePicks so you don’t miss out on any new drops! Download the PrizePicks app today and use code SHANNON to get $50 in lineups after you play your first $5 lineup! Visit https://prizepicks.onelink.me/LME0/NI... 0:00 - Michael Porter Jr says Nikola Jokic is the greatest player of all time21:05 - Claressa Shields and Shakur Stevenson clap back at Unc and Ocho43:14- Pats reportedly wanted Maxx Crosby 49:49 - Rams and Trent McDuffie reach agreement55:09 - Play or Fade with PrizePicks1:00:18 - Q & Aaayyy (Timestamps may vary based on advertisements.) #ClubSee omnystudio.com/listener for privacy information.
In a moment of fear, Peter distances himself from the One he loves most. His denial mirrors the quiet ways we often choose safety over faithfulness—and yet Jesus' gaze still carries grace.Scripture: Luke 22:54-62**For the best uninterrupted livestream experience, participate in this week's sermon at nblc.net/sermons
True Crime Psychology and Personality: Narcissism, Psychopathy, and the Minds of Dangerous Criminals
Support Dr. Grande on Patreon: https://www.patreon.com/drgrande Dr. Grande's book Harm Reduction: https://www.amazon.com/Harm-Reduction-Todd-Grande-PhD/dp/1950057313 Dr. Grande's book Psychology of Notorious Serial Killers: https://www.amazon.com/Psychology-Notorious-Serial-Killers-Intersection/dp/1950057259 Check out Dr. Grande's merchandise https://teespring.com/stores/dr-grandes-store Learn more about your ad choices. Visit megaphone.fm/adchoices
Getting your tourist visa denied can be frustrating, but it doesn't mean you're banned from the U.S. forever. In this Podcast, we explain why visitor visas are denied, what the 214(b) rule means, and how to improve your chances the next time you apply. If your B-1 or B-2 visa was refused, this guide shows you what to do next.
My husband has disappeared with our twins after initially denying their paternity and insists on divorcing me. - Wife complains
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Send us a text & leave your email address if you want a reply!Rob Kancler is the founder of Men of Substance, a program and community built on one uncomfortably honest premise: most men have been handed a broken map of human sexuality, and until they get a new one, nothing they try is going to work the way they need it to. He is a men's intimacy coach, a student of ancient erotic traditions, somatic healing, yogic science, and evolutionary biology — and one of the clearest, most grounded voices working today on what conscious masculine sexuality actually looks like in practice. If you don't tend to your sex life — really tend to it, with skill and honesty and the right information — you may never feel whole. Not because sex is everything. But because the suppression and the shame and the settling cost you a piece of yourself you can't get back any other way.EPISODE HIGHLIGHTSThe two neurologically distinct arousal pathways in women, why most men only ever discover one, and what lives inside the third pathway almost nobody reachesWhy peak orgasm is the depletion of what drives the sexual impulse — not its completion — and what the road looks like when men finally stop getting off at exit twoThe male loneliness epidemic inside the bedroom: why 15% of men have zero close friends, why tribe is biological infrastructure, and how isolation is quietly destroying men's sex lives and relationshipsThe pelvic floor dysfunction conversation — what's causing it, what makes it worse, and the honest debate between Leah and Rob on vibrators, quick fixes, and what actually healsTerry Real's "loving firmness," what women's responsibility looks like in all of this, and why Rob says understanding how to open a woman is ultimately in every man's selfish best interestGET ALL OF THE RESOURCES, LINKS, BLOG, AND THE FULL VIDEO AND AUDIO VERSIONS OF THIS EPISODE > HEREROOTED IN DESIRE. A Journey Back to Your Feminine Essence If you're a heart-centered woman ready to embody your femininity, awaken your sacred sexuality, and fall deeply in love with yourself, this immersion is for you. Register: https://www.sexreimagined.com/rooted-in-desire THE MALE GSPOT & PROSTATE MASTERCLASS. This is for you if… You've heard of epic anal orgasms, & you wonder if it's possible for you too. Save 20% Coupon PODCAST20. Support the show FREEBIE- Introduction to Tantric Kissing Video and Workbook SxR Website Dr. Willow's Website Leah's Website
The Cognitive Crucible is a forum that presents different perspectives and emerging thought leadership related to the information environment. The opinions expressed by guests are their own, and do not necessarily reflect the views of or endorsement by the Information Professionals Association. During this episode, Doug Abdiel discusses the vivid operational problem of GPS-denied or GPS-degraded environments and how Advanced Navigation is helping operators cut through the fog of modern warfare. Recording Date: 16 Feb 2026 Research Question: Doug Abdiel suggests an interested student or researcher examine the computationally challenging problem of peer-to-peer solutions for signals. Resources: Cognitive Crucible Podcast Episodes Mentioned #237 Josh Segal on Ukraine, Electronic Warfare, and Fast Battlefield Innovation Advanced Navigation P&G Purpose: We believe that every person deserves a chance to obtain long-term, sustainable employment for themselves and their families. For some people, this has never been a problem. For others, through circumstances outside of their control, be it war, famine, or countless other issues, they have never been able to have this sustainable employment. We aim to bridge that gap, helping those people obtain the job skills that they need to succeed. Global Navigation Satellite Systems, Inertial Navigation, and Integration by Mohinder S. Grewal, Angus P. Andrews, and Chris G. Bartone Battlefield Cellphone Usage Cigarette Lighter Airport Jammer Link to full show notes and resources Guest Bio: Doug Abdiel is Global VP Customer Experience and Support at Advanced Navigation, a global leader in autonomous systems and navigation technology. In addition to being a Navigator, Doug is a U.S. Marine, and has served on active duty and in the reserves, where he is currently a Lieutenant Colonel, since 2003. Doug is an experienced leader with a record of driving change in the internet, defence, and social sectors for the past two decades. He has practiced in competitive intelligence, strategic/operational planning, and partnership business development across the Asia-Pacific. Doug is recognized for high-double-digit YoY growth and concurrent cost reduction on eleven-figure P&Ls. He is a community-minded founder, director, and chair of a multimillion-dollar social enterprise that provided over 50 people their first, and most importantly a pathway to their second, jobs in Australia. Doug's opinions are his own and do not necessarily reflect the views of the US Department of War, Department of the Navy, or the US Marine Corps. About: The Information Professionals Association (IPA) is a non-profit organization dedicated to exploring the role of information activities, such as influence and cognitive security, within the national security sector and helping to bridge the divide between operations and research. Its goal is to increase interdisciplinary collaboration between scholars and practitioners and policymakers with an interest in this domain. For more information, please contact us at communications@information-professionals.org. Or, connect directly with The Cognitive Crucible podcast host, John Bicknell, on LinkedIn. Disclosure: As an Amazon Associate, 1) IPA earns from qualifying purchases, 2) IPA gets commissions for purchases made through links in this post.
In episode #148, we tackle one of the most stressful moments an injured worker can face: when your workers' comp claim is denied in California. You reported your injury, followed all the rules, and expected protection, but instead, you get a denial letter. Most workers panic, thinking their case is over. The truth is: you deserve more. A denial is often just the beginning. What You'll Learn: Host Carmen and Bilal Kassem, President of Pacific Workers, Lawyers for Injured Workers, break it down step by step: The real reasons claims get denied in California How insurance companies interpret medical reports and make decisions Common mistakes that can destroy your workers' comp case Practical steps to protect your income, medical care, and legal rights How medical evidence can override opinions from employers or non-treating doctors The exact strategy to fight claim denials successfully, including documenting everything, tracking deadlines, and gathering evidence Chapters: 0:00 – Why denied workers' comp can feel overwhelming, and why you deserve more. 1:15 – Understanding insurance letters, types of denials, and your rights in California. 3:45 – Common mistakes, documentation tips, and steps to secure medical care and benefits. 6:15 – How to use medical evidence, when to call a lawyer, and strategies to challenge a denial successfully. Why This Matters: Every day you wait or make a mistake could put your income, benefits, and health at risk. Understanding your rights early ensures you protect yourself, your family, and your recovery. You deserve more than confusion, delays, and lost benefits. This episode is sponsored by Pacific Workers, The Lawyers for Injured Workers, the trusted workers' compensation law firm in Northern California. With over 10,000 cases won and more than $350 million recovered for injured workers, we are here to help if you've suffered a workplace injury. Visit our FAQ and blog for more resources: https://www.pacificworkers.com/blog/ Follow Us on Social Media for More Content!
Host: Annik Sobing Guest: Kenneth G. Peters Published: February 2026 Length: ~20 minutes Presented by: Global Training Center GTM Software Prep: Don't Install Until You've Done These 3 Things First In this Simply Trade Roundup, Annik talks with Kenneth G. Peters, President at MIC US and Director of Commercial Operations in North America, about Global Trade Management (GTM) software—specifically, what trade teams must do before implementation to avoid creating “digital chaos.” Ken shares real talk from his ATCC presentation on data cleanup, process mapping, and testing, plus why “cleaning your data like you're hosting the in-laws” is now his signature advice. Shoutout to Alison for the killer slides. What You'll Learn in This Episode Ken's new grandpa status (the little guy is 7 months old—congrats!) and why it's the “next step in life” that keeps him energized for trade tech. The #1 mistake companies make with GTM software Data cleanup first: Don't dump junk into GTM. Scrub inactive vendors, obsolete parts, invalid HS codes (like 111111 or all zeros). Clean it like you're hosting the in-laws—no mess allowed. Why: GTM amplifies what you give it. Bad data in = faster mistakes out. Avoid the “Big Bang” implementation trap Don't try to do everything at once (denied party screening + classification + FTA rules + solicitation). Start small: Classification (builds the foundation—parts, HS codes, values). Denied party screening (uses your vendor/part data). FTA analysis (relies on classification/HS from step 1). Why: Master data dependencies mean you build once and reuse everywhere. Processes over pixels GTM won't fix broken workflows. Map your processes before going live. If your current setup is emailing Excel files between systems, you're not automating—you're digitizing chaos. True automation: ERP ↔ GTM via SFTP, APIs, XML—no human hands on keyboards. Reduces errors, speeds everything up. Who owns what after go‑live MIC US (GTM provider): Manages the software backend—reg updates, HS databases, platform maintenance. Your team: Owns the process (classification, entry creation, decision‑making). Someone still reviews outputs for accuracy. No “managed services” from MIC—GTM is a tool, not a full‑service outsource. Testing: where most implementations fail Allocate real time and resources to testing—don't rush it. Test end‑to‑end: data flow, workflows, edge cases. Why: Skipped or rushed testing = live problems that cost more to fix later. “If your systems are emailing Excel files to each other, you're not automating” Ken's golden rule: Hands‑off data flow (ERP → GTM) eliminates errors. Excel handoffs = manual errors waiting to happen. Key Takeaways Clean data first: Active parts, valid HS, no ghosts—GTM makes good data shine and bad data explode. Start small, build smart: Classification → screening → FTA, not “big bang everything.” Fix processes before pixels: GTM won't save broken workflows; it speeds them up. Testing = non‑negotiable: Rushed testing = expensive live fixes. GTM is a force multiplier—if your foundation is solid. Credits Host: Annik Sobing Guest: Kenneth G. Peters, President, MIC US Producer: Annik Sobing Listen & Subscribe Simply Trade main page: https://simplytrade.podbean.com Apple Podcasts: https://podcasts.apple.com/us/podcast/simply-trade/id1640329690 Spotify: https://open.spotify.com/show/09m199JO6fuNumbcrHTkGq Amazon Music: https://music.amazon.com/podcasts/8de7d7fa-38e0-41b2-bad3-b8a3c5dc4cda/simply-trade Connect with Simply Trade Podcast page: https://www.globaltrainingcenter.com/simply-trade-podcast LinkedIn: https://www.linkedin.com/showcase/simply-trade-podcast YouTube: https://www.youtube.com/@SimplyTradePod Join the Trade Geeks Community Trade Geeks (by Global Training Center): https://globaltrainingcenter.com/trade-geeks/
John Murray, Ian Dennis & Ali Bruce-Ball talk football, travel & language. There's breaking news on how to pronounce Taty Castellanos, hear from the voice of the 'corpsing classifieds' and TCV goes musical. Plus ‘Unintended Pub Names' maybe reaches its peak; Clash of the Commentators goes to Scandinavia and how you can use the pod to impress your mates. Messages and voicenotes on WhatsApp to 08000 289 369 & emails to TCV@bbc.co.uk00:30 Chocolate is good for you? 02:00 John recovered from Newcastle- Qarabağ, 03:40 5 Live commentaries this weekend, 08:50 Castellanos pronunciation news, 11:50 The voice of the corpsing classifieds! 17:10 Lawn mowers & palm trees, 21:40 TCV goes musical, 25:20 Unintended pub names, 35:30 Clash of the Commentators, 44:45 Great Glossary of Football Commentary, 49:40 A final message from Luke in Norway.5 Live / BBC Sounds commentaries: Sat 1500 Liverpool v West Ham with Ian Dennis & Stephen Warnock, Sat 1500 Newcastle v Everton on Sports Extra with Eilidh Barbour & James McFadden, Sat 1730 Leeds v Man City with John Murray & Paul Robinson, Sun 1200 Rangers v Celtic with Alasdair Lamond & Pat Nevin, Sun 1400 Man Utd v Crystal Palace with John Murray & Dion Dublin, Sun 1400 Fulham v Tottenham on Sports Extra with John Acres & Mark Schwarzer, Sun 1400 Brighton v Forest on Sports Extra 2 with Chris Wise & Luke Chambers, Sun 1630 Arsenal v Chelsea with Ali Bruce-Ball & Matt Upson.Great Glossary of Football Commentary: DIVISION ONE Agricultural challenge, Back of the net, Back to square one, Booked, Bosman, Bullet header, Coupon buster, Cruyff Turn, Cultured/educated left foot, Dead-ball specialist, Draught excluder, Elastico/flip-flap, False nine, Fox in the box, Giving the goalkeeper the eyes, Grub hunter, Head tennis, Hibs it, In a good moment, In behind, Magic of the FA Cup, The Maradona, Off their line, Olimpico, Onion bag, Panenka, Park the bus, Perfect hat-trick, Rabona, Roy of the Rovers stuff, Schmeichel-style, Scorpion kick, Spursy, Stick it in the mixer, Sweeper keeper, Target man, Tiki-taka, Towering header, Trivela, Where the kookaburra sleeps, Where the owl sleeps, Where the spiders sleep. DIVISION TWO 2-0 can be a dangerous score, Back on the grass, Ball stays hit, Beaten all ends up, Blaze over the bar, Business end, Came down with snow on it, Catching practice, Camped in the opposition half, Cauldron atmosphere Coat is on a shoogly peg, Come back to haunt them, Corridor of uncertainty, Couldn't sort their feet out, Easy tap-in, Daisy-cutter, First cab off the rank, Giant-killing, Good leave, Good touch for a big man, Half-turn, Has that in his locker, High wide and not very handsome, Hospital pass, Howler, In the dugout, In the hat, In their pocket, Johnny on the spot, Leading the line, Leather a shot, Middle of the park, Needed no second invitation, Nice headache to have, Nutmeg, On their bike, One for the cameras, One for the purists, Played us off the park, Points to the spot, Prawn sandwich brigade, Purple patch, Put their laces through it, Reaches for their pocket, Rolls Royce, Root and branch review, Row Z, Screamer, Seats on the plane, Show across the bows, Slide-rule pass, Steal a march, Straight in the bread basket, Stramash, Taking one for the team, Telegraphed that pass, Tired legs, That's great… (football), Thunderous strike, Turns on a sixpence, Walk it in, We've got a cup tie on our hands. UNSORTED After you Claude, All-Premier League affair, Aplomb, Bag/box of tricks, Brace, Brandished, Bread and butter, Breaking the deadlock, Bundled over the line, Champions elect / champions apparent, Clinical finish, Commentator's curse, Denied by the woodwork, Draught excluder, Elimination line, Fellow countryman, Foot race, Formerly of this parish, Free hit, Goalkeepers' Union, Goalmouth scramble, Honeymoon Period, In and around, In the shop window, Keeping ball under their spell, Keystone Cops defending, Languishing, Loitering with intent, Marching orders, Nestle in the bottom corner, Numbered derbies, Opposite number, PK for penalty-kick, Postage stamp, Rasping shot, Red wine not white wine, Relegation six-pointer, Rooted at the bottom, Route One, Sending the goalkeeper the wrong way, Shooting boots, Sleeping giants, Slide rule pass, Small matter of, Spiders web, Stayed hit, Steepling, Stinging the palms, Stonewall penalty, Straight off the training ground, Taking one for the team, Team that likes to play football, Throw their cap on it, Thruppenny bit head / 50p head, Two good feet, Turning into a basketball match, Turning into a cricket score, Usher/Shepherd the ball out of play, Walking a disciplinary tightrope, Wand of a left foot, Wrap foot around it, Your De Bruynes, your Gundogans etc.
A Caribbean nation says members of its World Baseball Classic delegation are being denied entry into the United States. Correspondent Gethin Coolbaugh reports.
022626 America's Unlikely Political Relationship, Hillary Clinton on Epstein, Black Parents Denied Rights by The News with Paul DeRienzo
ETH Zurich's deep-dive into the world's top password managers exposes how feature overload and legacy design obscure real security flaws, forcing a rethink of what "zero knowledge" actually means for your vault. Learn why recent fixes matter—and why open source may be your safest bet. CA's warn us to urgently prepare for the inevitable. Three U.S. states attempt to ban 3D printed firearms. Denied ransom, ShinyHunters leaks 967,000 personal details. "Billions" of U.S. social security numbers leaked. Is Apple planning to add cameras to three new gadgets. No more security fixes for Firefox on Windows 7 & 8. Russia blocks the official Linux kernel site they need. Will the U.S."freedom.gov" site post EU blocked content. LLM's will offer secure passwords. Do Not Use Them. As predicted, the "ClickFix" attack strategy takes over. A listener believes his computer is compromised. How could three popular password managers get things wrong. Show Notes - https://www.grc.com/sn/SN-1066-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: guardsquare.com bitwarden.com/twit zscaler.com/security hoxhunt.com/securitynow material.security
FOLLOW RICHARD Website: https://www.strangeplanet.ca YouTube: @strangeplanetradio Instagram: @richardsyrettstrangeplanet TikTok: @therealstrangeplanet EP. #1325 Too Big to Move: The Buried UFO They Built Over Tonight on Strange Planet, a disclosure shockwave ripples from cable news to classified corridors: a sitting congressman and Dr. Steven Greer claim a recovered craft so enormous it couldn't be moved still lies hidden beneath a structure built around it. Buried. Sealed. Denied. Veteran crash-retrieval investigator Ryan S. Wood joins Richard Syrett to trace decades of leaked documents, witness testimony, and multinational recovery operations pointing to objects not made by human hands. Is this revelation genuine disclosure, strategic psy-op, or the first crack in a planetary cover-up? If something too large to transport crashed, where did they hide it today. GUEST: Ryan S. Wood is one of the world's leading investigators of UFO crash-retrieval evidence and classified disclosure-era documents. A systems engineer and longtime aerospace researcher, he has spent decades assembling and analyzing thousands of pages of leaked memoranda, witness testimony, and technical reports pointing to a covert, multinational effort to recover and study non-human technology. Through projects like MajesticDocuments.com and UFOdex, Wood has become a central archivist of the hidden history behind alleged retrieval programs—and a relentless seeker of what governments may know, and conceal. WEBSITES: https://majesticdocuments.com https://www.ufodex.com BOOKS: The AI Ufologist: Answering the Big Questions of Ufology Majic Eyes Only: Earth's Encounters with Extraterrestrial Technology Majic Eyes Only :Earth's Encounters with Extraterrestrials SUPPORT OUR SPONSORS!!! QUINCE Luxury, European linen that gets softer with every wash! Turn up the luxury when you turn in with Quince. Go to Quince dot com slash RSSP for free shipping on your order and 365-day returns. Now available in Canada, too. CARGURUS CarGurus is the #1 rated car shopping app in Canada on the Apple App and Google Play store. They've got hundreds of thousands of cars from top-rated dealers, plus advanced search tools that let you zero in on exactly what you want. And you can set real-time alerts for price drops and new listings — so you never miss a great deal. Buy your next car today with CarGurus at cargurus dot ca. Go to cargurus dot ca to make sure your big deal is the best deal. BECOME A PREMIUM SUBSCRIBER!!! https://strangeplanet.supportingcast.fm Three monthly subscriptions to choose from. Commercial Free Listening, Bonus Episodes and a Subscription to my monthly newsletter, InnerSanctum. Visit https://strangeplanet.supportingcast.fm Use the discount code "Planet" to receive $5 OFF any subscription. We and our partners use cookies to personalize your experience, to show you ads based on your interests, and for measurement and analytics purposes. By using our website and services, you agree to our use of cookies as described in our Cookie Policy. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://strangeplanet.supportingcast.fm/
ETH Zurich's deep-dive into the world's top password managers exposes how feature overload and legacy design obscure real security flaws, forcing a rethink of what "zero knowledge" actually means for your vault. Learn why recent fixes matter—and why open source may be your safest bet. CA's warn us to urgently prepare for the inevitable. Three U.S. states attempt to ban 3D printed firearms. Denied ransom, ShinyHunters leaks 967,000 personal details. "Billions" of U.S. social security numbers leaked. Is Apple planning to add cameras to three new gadgets. No more security fixes for Firefox on Windows 7 & 8. Russia blocks the official Linux kernel site they need. Will the U.S."freedom.gov" site post EU blocked content. LLM's will offer secure passwords. Do Not Use Them. As predicted, the "ClickFix" attack strategy takes over. A listener believes his computer is compromised. How could three popular password managers get things wrong. Show Notes - https://www.grc.com/sn/SN-1066-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: guardsquare.com bitwarden.com/twit zscaler.com/security hoxhunt.com/securitynow material.security
ETH Zurich's deep-dive into the world's top password managers exposes how feature overload and legacy design obscure real security flaws, forcing a rethink of what "zero knowledge" actually means for your vault. Learn why recent fixes matter—and why open source may be your safest bet. CA's warn us to urgently prepare for the inevitable. Three U.S. states attempt to ban 3D printed firearms. Denied ransom, ShinyHunters leaks 967,000 personal details. "Billions" of U.S. social security numbers leaked. Is Apple planning to add cameras to three new gadgets. No more security fixes for Firefox on Windows 7 & 8. Russia blocks the official Linux kernel site they need. Will the U.S."freedom.gov" site post EU blocked content. LLM's will offer secure passwords. Do Not Use Them. As predicted, the "ClickFix" attack strategy takes over. A listener believes his computer is compromised. How could three popular password managers get things wrong. Show Notes - https://www.grc.com/sn/SN-1066-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: guardsquare.com bitwarden.com/twit zscaler.com/security hoxhunt.com/securitynow material.security
ETH Zurich's deep-dive into the world's top password managers exposes how feature overload and legacy design obscure real security flaws, forcing a rethink of what "zero knowledge" actually means for your vault. Learn why recent fixes matter—and why open source may be your safest bet. CA's warn us to urgently prepare for the inevitable. Three U.S. states attempt to ban 3D printed firearms. Denied ransom, ShinyHunters leaks 967,000 personal details. "Billions" of U.S. social security numbers leaked. Is Apple planning to add cameras to three new gadgets. No more security fixes for Firefox on Windows 7 & 8. Russia blocks the official Linux kernel site they need. Will the U.S."freedom.gov" site post EU blocked content. LLM's will offer secure passwords. Do Not Use Them. As predicted, the "ClickFix" attack strategy takes over. A listener believes his computer is compromised. How could three popular password managers get things wrong. Show Notes - https://www.grc.com/sn/SN-1066-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: guardsquare.com bitwarden.com/twit zscaler.com/security hoxhunt.com/securitynow material.security
ETH Zurich's deep-dive into the world's top password managers exposes how feature overload and legacy design obscure real security flaws, forcing a rethink of what "zero knowledge" actually means for your vault. Learn why recent fixes matter—and why open source may be your safest bet. CA's warn us to urgently prepare for the inevitable. Three U.S. states attempt to ban 3D printed firearms. Denied ransom, ShinyHunters leaks 967,000 personal details. "Billions" of U.S. social security numbers leaked. Is Apple planning to add cameras to three new gadgets. No more security fixes for Firefox on Windows 7 & 8. Russia blocks the official Linux kernel site they need. Will the U.S."freedom.gov" site post EU blocked content. LLM's will offer secure passwords. Do Not Use Them. As predicted, the "ClickFix" attack strategy takes over. A listener believes his computer is compromised. How could three popular password managers get things wrong. Show Notes - https://www.grc.com/sn/SN-1066-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: guardsquare.com bitwarden.com/twit zscaler.com/security hoxhunt.com/securitynow material.security
ETH Zurich's deep-dive into the world's top password managers exposes how feature overload and legacy design obscure real security flaws, forcing a rethink of what "zero knowledge" actually means for your vault. Learn why recent fixes matter—and why open source may be your safest bet. CA's warn us to urgently prepare for the inevitable. Three U.S. states attempt to ban 3D printed firearms. Denied ransom, ShinyHunters leaks 967,000 personal details. "Billions" of U.S. social security numbers leaked. Is Apple planning to add cameras to three new gadgets. No more security fixes for Firefox on Windows 7 & 8. Russia blocks the official Linux kernel site they need. Will the U.S."freedom.gov" site post EU blocked content. LLM's will offer secure passwords. Do Not Use Them. As predicted, the "ClickFix" attack strategy takes over. A listener believes his computer is compromised. How could three popular password managers get things wrong. Show Notes - https://www.grc.com/sn/SN-1066-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: guardsquare.com bitwarden.com/twit zscaler.com/security hoxhunt.com/securitynow material.security
If your student sees “Disqualified” on DoDMERB, that doesn't automatically mean the ROTC dream is over. In this episode, Former DoDMERB Physician Dr. Arthur Cajigal breaks down what DoDMERB actually does, who makes decisions, and what happens next when a candidate is marked Qualified, Remedial, or Disqualified. What you'll learn today: What DoDMERB is (and what it's not) The 3 outcomes: Qualified / Remedial / Disqualified Who can qualify you vs. who can disqualify you Why DoDMERB does NOT grant waivers Why honest medical disclosure matters (and protects your future) Next episodes in this series: We're going deep on WAIVERS—who grants them, how services assess risk, what families can/can't control, and why two similar cases can have different outcomes. Drop your DoDMERB question in the comments (asthma, ADHD, vision, ortho injuries, etc.). We'll use your questions to guide the waiver episodes. If this helped, subscribe and share with another family navigating DoDMERB.
ETH Zurich's deep-dive into the world's top password managers exposes how feature overload and legacy design obscure real security flaws, forcing a rethink of what "zero knowledge" actually means for your vault. Learn why recent fixes matter—and why open source may be your safest bet. CA's warn us to urgently prepare for the inevitable. Three U.S. states attempt to ban 3D printed firearms. Denied ransom, ShinyHunters leaks 967,000 personal details. "Billions" of U.S. social security numbers leaked. Is Apple planning to add cameras to three new gadgets. No more security fixes for Firefox on Windows 7 & 8. Russia blocks the official Linux kernel site they need. Will the U.S."freedom.gov" site post EU blocked content. LLM's will offer secure passwords. Do Not Use Them. As predicted, the "ClickFix" attack strategy takes over. A listener believes his computer is compromised. How could three popular password managers get things wrong. Show Notes - https://www.grc.com/sn/SN-1066-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: guardsquare.com bitwarden.com/twit zscaler.com/security hoxhunt.com/securitynow material.security
ETH Zurich's deep-dive into the world's top password managers exposes how feature overload and legacy design obscure real security flaws, forcing a rethink of what "zero knowledge" actually means for your vault. Learn why recent fixes matter—and why open source may be your safest bet. CA's warn us to urgently prepare for the inevitable. Three U.S. states attempt to ban 3D printed firearms. Denied ransom, ShinyHunters leaks 967,000 personal details. "Billions" of U.S. social security numbers leaked. Is Apple planning to add cameras to three new gadgets. No more security fixes for Firefox on Windows 7 & 8. Russia blocks the official Linux kernel site they need. Will the U.S."freedom.gov" site post EU blocked content. LLM's will offer secure passwords. Do Not Use Them. As predicted, the "ClickFix" attack strategy takes over. A listener believes his computer is compromised. How could three popular password managers get things wrong. Show Notes - https://www.grc.com/sn/SN-1066-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: guardsquare.com bitwarden.com/twit zscaler.com/security hoxhunt.com/securitynow material.security
The Cognitive Crucible is a forum that presents different perspectives and emerging thought leadership related to the information environment. The opinions expressed by guests are their own, and do not necessarily reflect the views of or endorsement by the Information Professionals Association. During this episode, Doug Abdiel discusses the vivid operational problem of GPS-denied or GPS-degraded environments and how Advanced Navigation is helping operators cut through the fog of modern warfare. Recording Date: 16 Feb 2026 Research Question: Doug Abdiel suggests an interested student or researcher examine the computationally challenging problem of peer-to-peer solutions for signals. Resources: Cognitive Crucible Podcast Episodes Mentioned #237 Josh Segal on Ukraine, Electronic Warfare, and Fast Battlefield Innovation Advanced Navigation P&G Purpose: We believe that every person deserves a chance to obtain long-term, sustainable employment for themselves and their families. For some people, this has never been a problem. For others, through circumstances outside of their control, be it war, famine, or countless other issues, they have never been able to have this sustainable employment. We aim to bridge that gap, helping those people obtain the job skills that they need to succeed. Cigarette Lighter Airport Jammer Battlefield Cellphone Usage Global Navigation Satellite Systems, Inertial Navigation, and Integration by Mohinder S. Grewal, Angus P. Andrews, and Chris G. Bartone Link to full show notes and resources Guest Bio: Doug Abdiel is Global VP Customer Experience and Support at Advanced Navigation, a global leader in autonomous systems and navigation technology. In addition to being a Navigator, Doug is a U.S. Marine, and has served on active duty and in the reserves, where he is currently a Lieutenant Colonel, since 2003. Doug is an experienced leader with a record of driving change in the internet, defence, and social sectors for the past two decades. He has practiced in competitive intelligence, strategic/operational planning, and partnership business development across the Asia-Pacific. Doug is recognized for high-double-digit YoY growth and concurrent cost reduction on eleven-figure P&Ls. He is a community-minded founder, director, and chair of a multimillion-dollar social enterprise that provided over 50 people their first, and most importantly a pathway to their second, jobs in Australia. Doug's opinions are his own and do not necessarily reflect the views of the US Department of War, Department of the Navy, or the US Marine Corps. About: The Information Professionals Association (IPA) is a non-profit organization dedicated to exploring the role of information activities, such as influence and cognitive security, within the national security sector and helping to bridge the divide between operations and research. Its goal is to increase interdisciplinary collaboration between scholars and practitioners and policymakers with an interest in this domain. For more information, please contact us at communications@information-professionals.org. Or, connect directly with The Cognitive Crucible podcast host, John Bicknell, on LinkedIn. Disclosure: As an Amazon Associate, 1) IPA earns from qualifying purchases, 2) IPA gets commissions for purchases made through links in this post.
Episode 147: Workers' Comp Doctor Rules in California, Your Rights Inside the MPN System If you were injured at work in California, your employer may send you to a specific doctor, but does that mean you have no choice? In this episode of Work Comp Talk, host Carmen Ramirez and attorney Bilal Kassam explain one of the most misunderstood parts of California workers' compensation: your right to choose and change your treating doctor. Many injured workers don't realize that the doctor managing their care can directly affect disability benefits, work restrictions, medical reports, and even settlement value. What Most Workers Don't Realize You don't always have to stay with the first doctor your employer sends you to. Your medical choices can change as your case progresses. The treating doctor controls more than treatment. They influence benefits, work status, and settlement value. The MPN limits options, but you still have rights inside the system. Denied treatment does not always mean denied benefits. Missing medical appointments weakens your case documentation. Early decisions in a workers' comp case have long-term consequences. Chapters: 00:00 Understanding Your Rights in Workers' Comp 03:07 Navigating the Medical Provider Network 05:58 The Role of Your Treating Physician 09:04 The Importance of Medical Records 11:44 Changing Your Doctor: When and How 14:57 The Consequences of Missing Appointments 18:00 Advocating for Your Medical Needs 21:14 Final Thoughts on Workers' Comp Rights When workers don't understand this early, decisions made in the first 30–60 days can affect their financial stability for years. Education gives injured workers control and control is protection. This episode is sponsored by Pacific Workers, The Lawyers for Injured Workers, the trusted workers' compensation law firm in Northern California. With over 10,000 cases won and more than $350 million recovered for injured workers, we are here to help if you've suffered a workplace injury. Visit our FAQ and blog for more resources: https://www.pacificworkers.com/blog/ Follow Us on Social Media for More Content!
Ian Maxwell, the brother of Ghislaine Maxwell, was denied a prison visit with her despite repeated attempts to secure access following her incarceration. His request was rejected under Bureau of Prisons rules governing approved visitors, which require advance clearance and compliance with strict security protocols. While the BOP did not publicly provide a detailed justification specific to Maxwell, the denial occurred amid heightened scrutiny of all contact involving Ghislaine Maxwell, given the sensitivity of her case, her conviction for sex trafficking-related crimes, and the ongoing legal and evidentiary issues surrounding the Epstein network.The denial underscored the unusually restrictive environment surrounding Ghislaine Maxwell's detention, even compared to other high-profile federal inmates. Critics pointed out that the refusal appeared less about routine policy and more about risk management, limiting opportunities for messaging, coordination, or narrative shaping through family intermediaries. In context, the blocked visit reinforced the broader pattern of isolation imposed on Maxwell after her conviction, reflecting the government's determination to tightly control access as her appeals and post-conviction maneuvering continued.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.
The NFL Combine is this week in Indianapolis. Why this is such a big week for Ty Simpson and Kayden Proctor. Targeting rule discussion begins this week in NCAA meetings, what could be the future of that penalty? Joey Aguilar denied another year of eligibility - who is QB1 for Tennessee? ESPN's Seth Greenberg talks college basketball! Our daily 4 Downs! FOLLOW TNR ON RUMBLE: https://rumble.com/c/c-7759604 FOLLOW TNR ON SPOTIFY: https://open.spotify.com/show/7zlofzLZht7dYxjNcBNpWN FOLLOW TNR ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast/the-next-round/id1797862560 WEBSITE: https://nextroundlive.com/ MOBILE APP: https://apps.apple.com/us/app/the-next-round/id1580807480 SHOP THE NEXT ROUND STORE: https://nextround.store/ Like TNR on Facebook: / nextroundlive 267,216 Follow TNR on Twitter: / nextroundlive Follow TNR on Instagram: / nextroundlive Follow everyone from the show on Twitter: Jim Dunaway: / jimdunaway Ryan Brown: / ryanbrownlive Lance Taylor: / thelancetaylor Scott Forester: / scottforestertv Tyler Johns: /TylerJohnsTNR Sponsor the show: sales@nextroundlive.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Orange Podcast: Joey Aguilar DENIED eligibility - who will be Tennessee's quarterback?? PLUS Vol hoops + baseball Learn more about your ad choices. Visit megaphone.fm/adchoices
First, elected officials were denied entry into the Otay Mesa Detention Center on Friday. Next, a former nonprofit executive is facing charges of embezzlement, again. And, the iconic Las Cuatro Milpas Mexican Restaurant is getting ready to open in a new location. Then, a new film just wrapped shooting at a Kearny Mesa studio space. Plus, how a volunteer captures the essence of shelter dogs to help them get adopted.
Top headlines for Monday, February 23, 2026We break down Tucker Carlson's claim that he was detained by Israeli authorities—an allegation denied by both Israel and the U.S. embassy. Meanwhile, U.S. military presence in the Middle East grows as the USS Gerald Ford heads toward the Mediterranean. Plus, world leaders convene in Washington, pledging up to $1 billion to shape the future of Gaza.00:11 Tucker Carlson alleges mistreatment, detention in Israel01:00 Trump briefed on multiple Iran strike options; US forces mobilize01:43 Students warned Satan uses phones to 'separate us...from God'02:30 Babylon Bee CEO urges Christians to produce 'more good books'03:20 Trump endorses GOP rival of Texas pastor who ran against him04:05 Trump's Board of Peace members pledge billions to rebuild Gaza04:59 Martha Green, Connecticut church founder, dies at 102Subscribe to this PodcastApple PodcastsSpotifyGoogle PodcastsOvercastFollow Us on Social Media@ChristianPost on TwitterChristian Post on Facebook@ChristianPostIntl on InstagramSubscribe on YouTubeGet the Edifi AppDownload for iPhoneDownload for AndroidSubscribe to Our NewsletterSubscribe to the Freedom Post, delivered every Monday and ThursdayClick here to get the top headlines delivered to your inbox every morning!Links to the NewsTucker Carlson alleges mistreatment, detention in Israel | WorldTrump briefed on multiple Iran strike options; US forces mobilize | WorldStudents warned Satan uses phones to 'separate us...from God' | EducationBabylon Bee CEO urges Christians to produce 'more good books' | U.S.Trump endorses GOP rival of Texas pastor who ran against him | PoliticsTrump's Board of Peace members pledge billions to rebuild Gaza | PoliticsMartha Green, Connecticut church founder, dies at 102 | U.S.
Bob Hodge and John Pennington of The Sports Source join Tyler and Will to talk Aguilar’s denied injunction, QBs, and more! See omnystudio.com/listener for privacy information.
It's Monday once again. Seán, Laura, and Andy get stuck into Nigel Farage's thwarted attempt to accompany a humanitarian mission to the Chagos Islands, further abuses of the Royal name by Andrew Mountbatten-Windsor, as well as Bridget Phillipson's SEND reforms.Subscribe to How to Rebuild Britain now: https://linktr.ee/howtorebuildbritain Hosted on Acast. See acast.com/privacy for more information.
Bob Hodge and John Pennington of The Sports Source join Tyler and Will to talk Aguilar’s denied injunction, QBs, and more! See omnystudio.com/listener for privacy information.
Ian Maxwell, the brother of Ghislaine Maxwell, was denied a prison visit with her despite repeated attempts to secure access following her incarceration. His request was rejected under Bureau of Prisons rules governing approved visitors, which require advance clearance and compliance with strict security protocols. While the BOP did not publicly provide a detailed justification specific to Maxwell, the denial occurred amid heightened scrutiny of all contact involving Ghislaine Maxwell, given the sensitivity of her case, her conviction for sex trafficking-related crimes, and the ongoing legal and evidentiary issues surrounding the Epstein network.The denial underscored the unusually restrictive environment surrounding Ghislaine Maxwell's detention, even compared to other high-profile federal inmates. Critics pointed out that the refusal appeared less about routine policy and more about risk management, limiting opportunities for messaging, coordination, or narrative shaping through family intermediaries. In context, the blocked visit reinforced the broader pattern of isolation imposed on Maxwell after her conviction, reflecting the government's determination to tightly control access as her appeals and post-conviction maneuvering continued.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
College football news and 2026 defensive rankings updates — Joe DeLeone and Blake Ruffino break down the latest headlines across the sport. In this episode: Top 5 cornerbacks in college football — featuring Leonard Moore (Notre Dame), DJ Pickett (LSU), and other elite defensive backs poised to dominate in 2026. Joey Aguilar denied an extra year of eligibility at Tennessee — what the ruling means for the Volunteers and the broader college football eligibility landscape. South Carolina injury update — top transfer offensive lineman Jacrius Peak suffers an injury, and the guys discuss how it impacts the Gamecocks heading into the season. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Conor McNamara joins John Murray & Ian Dennis to talk football, travel & language. John reflects on his trip to Baku in Azerbaijan. There's a railway reunion of sorts and ‘sleepgate' continues. The guys look ahead to the Premier League weekend, including Tottenham-Arsenal. Plus unintended pub and film names, Clash of the Commentators and the Great Glossary of Football Commentary. Messages and voicenotes welcome on WhatsApp to 08000 289 369 & emails to TCV@bbc.co.uk01:10 John back from Baku! 07:10 John overcomes a bad cold! 10:45 A railway reunion… 13:00 Update from the sleeping listeners… 14:50 5 Live commentaries this weekend, 16:55 Tottenham-Arsenal preview, 23:00 Bodø in strong position to progress, 24:50 Music in commentary… 26:20 Unintended pub names, 33:55 Clash of the Commentators, 43:00 Great Glossary of Football Commentary.5 Live / BBC Sounds commentaries: Sat 1500 Aston Villa v Leeds with Ian & Leon Osman (starts on Sports Extra), Sat 1500 Chelsea v Burnley on Sports Extra 2 with Mike Minay & Rachel Corsie, Sat 1730 West Ham v Bournemouth with Conor McNamara & Rob Green, Sun 1400 Nottingham Forest v Liverpool with Vicki Sparks & Pat Nevin, Sun 1400 Sunderland v Fulham on Sports Extra 2 with Lee Blakeman & Danny Collins, Sun 1400 Crystal Palace v Wolves on Sports Extra 3 with Chris Coles & Matt Jarvis, Sun 1630 Tottenham v Arsenal with John Murray & Clinton Morrison.Great Glossary of Football Commentary: DIVISION ONE Agricultural challenge, Back of the net, Back to square one, Bosman, Bullet header, Coupon buster, Cruyff Turn, Cultured/educated left foot, Dead-ball specialist, Draught excluder, Elastico/flip-flap, False nine, Fox in the box, Giving the goalkeeper the eyes, Grub hunter, Head tennis, Hibs it, In a good moment, In behind, Magic of the FA Cup, The Maradona, Off their line, Olimpico, Onion bag, Panenka, Park the bus, Perfect hat-trick, Rabona, Roy of the Rovers stuff, Schmeichel-style, Scorpion kick, Spursy, Stick it in the mixer, Target man, Tiki-taka, Towering header, Trivela, Where the kookaburra sleeps, Where the owl sleeps, Where the spiders sleep.DIVISION TWO 2-0 can be a dangerous score, Back on the grass, Ball stays hit, Beaten all ends up, Blaze over the bar, Business end, Came down with snow on it, Catching practice, Camped in the opposition half, Cauldron atmosphere Coat is on a shoogly peg, Come back to haunt them, Corridor of uncertainty, Couldn't sort their feet out, Easy tap-in, Daisy-cutter, First cab off the rank, Giant-killing, Good leave, Good touch for a big man, Half-turn, Has that in his locker, High wide and not very handsome, Hospital pass, Howler, In the dugout, In the hat, In their pocket, Johnny on the spot, Leading the line, Leather a shot, Middle of the park, Needed no second invitation, Nice headache to have, Nutmeg, On their bike, One for the cameras, One for the purists, Played us off the park, Points to the spot, Prawn sandwich brigade, Purple patch, Put their laces through it, Reaches for their pocket, Rolls Royce, Root and branch review, Row Z, Screamer, Seats on the plane, Show across the bows, Slide-rule pass, Steal a march, Straight in the bread basket, Stramash, Taking one for the team, Telegraphed that pass, Tired legs, That's great… (football), Thunderous strike, Turns on a sixpence, Walk it in, We've got a cup tie on our hands.UNSORTED After you Claude, All-Premier League affair, Aplomb, Bag/box of tricks, Brace, Brandished, Bread and butter, Breaking the deadlock, Bundled over the line, Champions elect / champions apparent, Clinical finish, Commentator's curse, Denied by the woodwork, Draught excluder, Elimination line, Fellow countryman, Foot race, Formerly of this parish, Free hit, Goalkeepers' Union, Goalmouth scramble, Honeymoon Period, In and around, In the shop window, Keeping ball under their spell, Keystone Cops defending, Languishing, Loitering with intent, Marching orders, Nestle in the bottom corner, Numbered derbies, Opposite number, PK for penalty-kick, Postage stamp, Rasping shot, Red wine not white wine, Relegation six-pointer, Rooted at the bottom, Route One, Sending the goalkeeper the wrong way, Shooting boots, Sleeping giants, Slide rule pass, Small matter of, Spiders web, Stayed hit, Steepling, Stinging the palms, Stonewall penalty, Straight off the training ground, Taking one for the team, Team that likes to play football, Throw their cap on it, Thruppenny bit head / 50p head, Two good feet, Turning into a basketball match, Turning into a cricket score, Usher/Shepherd the ball out of play, Walking a disciplinary tightrope, Wand of a left foot, Wrap foot around it, Your De Bruynes, your Gundogans etc.
Joey Aguilar Denied Preliminary Injunction Vandy 247's Chris Lee joins the show Previewing Vols Basketball vs Vanderbilt Remembering Wes Rucker
The clock is ticking. The White House has officially set a March 1st deadline for the Digital Asset Market Clarity Act (CLARITY Act), and Ripple (XRP) is right at the center of the storm.
Colorado River states missed a key deadline, insurers are being called out for allegedly denying mental health claims, and Gov. Joe Lombardo says he made a quiet pitch in D.C. to unstick stalled solar projects. On today's Friday News Roundup, host Sonja Cho Swanson is joined by education advocate Patricia Haddad Bennett and Battle Born Progress Press Secretary Jacob Solis to break down whether “naming and shaming” 16 insurance companies will actually improve access to care and if political pull is becoming the price of doing business with Washington. Plus: the penny's slow demise and a surprising move from MGM Resorts International to round up cash change in customers' favor. Learn more about the sponsors of this February 20th episode: The Neon Museum Want to get in touch? Follow us @CityCastVegas on Instagram, or email us at lasvegas@citycast.fm. You can also call or text us at 702-514-0719. For more Las Vegas news, make sure to sign up for our morning newsletter, Hey Las Vegas. Learn more about becoming a City Cast Las Vegas Neighbor at membership.citycast.fm. Looking to advertise on City Cast Las Vegas? Check out our options for podcast and newsletter ads at citycast.fm/advertise.
Cover 2 with Blaine and Zach - Hour 2 - Joey Aguilar gets DENIED a 6th year + UT vs. Vandy Hoops PreviewSee omnystudio.com/listener for privacy information.
In Hour 1 of Friday's edition of 3HL, the crew remembers the life of longtime Tennessee beat reporter Wes Rucker after his tragic passing, takes a look into the Saturday SEC hoops schedule, and reacts to Joey Aguilar Being Denied Eligibility in 2026.See omnystudio.com/listener for privacy information.
In Hour 1 of Friday's edition of 3HL, the crew remembers the life of longtime Tennessee beat reporter Wes Rucker after his tragic passing, takes a look into the Saturday SEC hoops schedule, and reacts to Joey Aguilar Being Denied Eligibility in 2026.See omnystudio.com/listener for privacy information.
Boneless Wings Are Allowed To Exist | Cross Country Ski Dog | Go Canada | Will Jamie's Dream Be Crushed? | What Is The Olympic Sport Of Mountaineering? | Do Reese's Taste Different?
The 2026 NASCAR season explodes out of the gate with a wild Daytona 500 recap — and we've got everything you need to know. Tyler Reddick captures the biggest win of his career.Team owner Michael Jordan celebrates in Victory Lane.William Byron comes painfully close to a historic third straight Daytona 500 win.And believe it or not… the playoff points panic has already started. Hosted by Kerry Murphey and Toby Christie, The Final Lap Weekly breaks down all the key moments from Daytona — the strategy calls, the near-misses, the championship implications, and what it all means moving forward. -Then we shift gears to Atlanta Motor Speedway: -Full race preview-Drivers to watch-Early season momentum shifts-And Rowdy Dragon's Fantasy NASCAR Picks to help you dominate your league If you're playing Fantasy NASCAR or tracking the early playoff battle, this is your must-listen breakdown of Daytona and Atlanta. NASCAR News Provided By: http://tobychristie.com -Play Fantasy NASCAR with Us! -Listen on Spotify -Listen on Apple Podcasts 2026 Daytona 500, Tyler Reddick Daytona win, Michael Jordan NASCAR team owner, William Byron Daytona 500, Daytona 500 recap, NASCAR playoffs points, NASCAR 2026 season, Atlanta Motor Speedway preview, Atlanta race preview, Fantasy NASCAR picks, Rowdy Dragon fantasy picks, NASCAR podcast, Kerry Murphey, Toby Christie, NASCAR race analysis, NASCAR news, Daytona 500 highlights, NASCAR championship battle, NASCAR betting picks, NASCAR fantasy strategy Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Register here to attend the live virtual event "Why Central Florida is the Year's Most Compelling Housing Market" on Thursday, February 19th at 8pm Eastern. Keith explores how a shift in mindset can change the way you build wealth, why so many new landlords are entering the market, and what recent economic trends could mean for future rents. You'll also hear how one Florida investor is navigating a changing housing landscape, and learn about a timely opportunity in one of the country's fastest‑growing real estate markets—all without needing to be a hands-on landlord. Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/593 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, the risk of delayed gratification is denied gratification. There's a new wave of landlords. Wages are rising faster than both inflation and home prices. Learn what that's going to mean for rents. Hear the voices of five different Federal Reserve chairs, then GRE announces our biggest event of the year, and you're invited today on get rich education. Corey Coates 0:32 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Keith Weinhold 1:16 mid south home buyers, with over two decades is the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated, there is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com Corey Coates 2:19 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 2:35 Welcome to GRE from the Adriatic Sea to the Atlantic Ocean and across 188 nations worldwide, I'm Keith Weinhold, and this is get rich education. Sometimes we all need a mindset reset, and this can include me. Sometimes. James clear, the author of atomic habits, says there are four types of wealth, financial wealth, which is money, social wealth, which is status, time, wealth which is freedom, and physical wealth, which is health. Be wary of jobs that seduce you with one and two but rob you of three and four. That is to say, be careful with jobs that seduce you with financial and social wealth but rob you of time and physical wealth that is definitely going to happen to you during your life, especially early in your working career. But many people, even most people, they don't do much about this. They just go on and on, selling their soul to their employer for decades. Sometimes paychecks aren't compensation. They're a bribe from an employer to give up your dreams early in your career, delayed gratification actually makes some sense, because you need capital formation, you need down payments, you need dry powder. That is totally fair and the time in your life for delayed gratification. But there's a point that most people miss, the point where delayed gratification quietly mutates into denied gratification. This is huge. Most people miss this inflection point. When is this point in your life? That's when I'll do it later becomes, well, I guess I never did it at all. They look up at what they've got at age 65 and realize that they have a respectable title. They still wear Dockers pants. They have a 401, K that they must start paying tax on, and knees that creak louder than. The front door. Compound Interest hardly outpaces taxes and inflation. That's just going to keep you in one spot, you know, and you're never going to get that time back. There is no do over there. So you need to get to the point where you can be more frugal with your time than your money. Younger people have a harder time adopting this mindset, and that's a little natural, because they have more time and less money. Sooner than later, you must desperately get financially free so that you can simply be your self workaholics, optimize income instead of assets, and you can't let that happen, because labor does not compound and capital does compound, your quality of life will exceed your cost of living when your life is funded by what you own, not by what you do that takes a different mindset. You can either be a conformer or you can build wealth when you invest in real estate that pays five ways. It's like what you're doing is buying future Tuesdays, where you never have to work again and then later, add on future Wednesdays, where you never have to work again because you got the compound leverage instead of the impotent compound interest. I mean, just consider your two and a half million dollar portfolio that is passively doing the same work as someone who sells 40 to 50 hours a week of their life away for 100k in yearly salary. All right, maybe you're thinking, Oh, that all sounds thought provoking, but if you're not engaged on that, it can sound airy and philosophical and even risky. It's sort of like, yeah, you're cueing the acoustic guitar music and slow motion images of someone pensively gazing at a sunset. Keith Weinhold 7:12 All right, what is the concrete plan? It's not all about mindset. It only starts with mindset. You got to make that actionable. Well, we constantly provide concrete plans for you here on this show, and I've got another concrete plan for you toward the end of the show today. This harkens back to what I discussed with you seven weeks ago, seven episodes ago on the show. That's when I discussed the world's first billionaire, John D Rockefeller and his enduring quote from about 100 years ago, he who works all day has no time to make money. Yeah, that's the quote a little review. What you learned seven episodes ago is that Rockefeller meant, if you spend your life doing tasks, you're never going to rise high enough to own things that pay you for life. The bottom line here is that earning a living is a distinctly different activity than building wealth. That's what we're talking about here. Keith Weinhold 8:14 Well, there is a new wave of landlords entering the market, and they are reshaping what owning rentals looks like. One survey by rental platform avail of nearly 2000 users. It's really influential. It found that 53% of landlords became landlords in the last five years. So you have a lot of new landlords with the most 17% of landlords entering the market in just the last year, most purchased a property specifically to rent it out, and 1/3 sort of backed into this business by renting out their former residence. Of course, some people want to rent out their former residence today, if they got locked into that sexy owner occupied three and 4% financing from 2022 and earlier, the survey went on to tell us with some really good takeaways here, 72% of landlords manage between one and four units, and this avail survey. I mean, it's just another one that shows that the majority of landlords operate small portfolios, classic mom and pop investors. That one's not too surprising. The top three reasons that landlords gave for entering the rental market, they're pretty interesting. The number one reason for getting into this at 41% of respondents is building long term wealth. Next 33% for generating passive income, and the third most popular one, it's a distant third, it is preparing for retirement at 13% so building long term wealth is the number one reason for getting into this, and that is the right reason. Them when it comes to ownership structure, 64% said that they own the property individually, whether that's through a single member LLC or in their own name, doing it, yeah, individually, rather than with a family member or a business partner. So really, the summary of this terrific, recent avail landlord survey is that if you're just getting started, you're not alone. A lot of people are most own properties solely in their own name, and the number one reason for doing it is to build long term wealth. Now there's another pervasive set of economic trends out there in the broader economy, but it's really a benefit for real estate investors, and that is the fact that wage growth has now outpaced consumer price growth for three years. Yeah, another way to say that is that wage growth has outpaced inflation for fully three years. Yeah, most people just aren't feeling it yet. So you might be taken somewhat aback by that, and why aren't people feeling that wage growth is faster than inflation, the pandemic inflation spike that was so huge, it was like getting hit with a freight train, and then someone tells you, good news, the train has stopped. Yeah, that's nice. You are still lying on the tracks, rubbing your ribs. That's because we're all still absorbing spiked prices for everything from a lumber two by four to a York Peppermint Patty, year over year, wages are up 3.8% and consumer inflation is 3% All right, so wages above inflation, that means things are getting a little more affordable, but both wages and inflation have grown faster than home prices, which have only grown about one and a half percent, and this is all per the BLS in the FHFA, so wage growth Being more than double home price growth. Well, that trend really makes properties more affordable, but historically, they're still not that affordable. Everybody knows that home prices soared until about 2023 that was the turning point, and now wages are in their catch up phase. All right, but what really matters to real estate investors is, when will this wage growth translate to rent growth, historically, big rent growth that lags big home price growth by about two to four years. So you have the big home price growth, big rent growth hits two to four years later, historically. Now, if that holds true, we should finally see substantial rent growth this year or next year. Rent growth has still been pretty soft in the one to four unit space, and even there are rent decreases in the overbuilt apartment space. Future income growth promises to make homes more affordable. Affordability has already improved, with mortgage rates hovering near three year lows. There's one problem, though, that most people overlook, and that is this wage growth has been skewed toward the higher income deciles, renters, especially workforce renters, they don't feel it until later. So this 3.8% wage growth, it's heavier for higher income people, and it's lighter for lower income people. I swear, when there are enriching economic trends, it always hits the higher income people first, and it doesn't trickle down until later. So if you as an investor, are positioned before the rent wave hits, you are surfing, and if you wait to feel it, you're swimming behind the boat. Higher wages should translate to higher rents in the next one to two years. And as far as some other forces, as we all know, the man occupying the oval office in the White House, the President, he wants lower rates. The current Fed Chair isn't so willing to do that. The next one, the one he appointed, Kevin Warsh, who arrives in May. He seems more receptive to lower rates, but it's gonna take a while. It all moves so slow. We have had 16 fed chairs before worsh over 112 years. And look how much of an econ nerd Are you? Are you as bad as me? These voices are in chronological order, and I can name each speaker. Corey Coates 14:47 You're going to have to live with the fact that forecasts have a range of uncertainty, irrational exuberance. Corey Coates 14:54 In my opening remarks, I'd like to briefly first review today's policy decision, but Corey Coates 14:58 first I'll review recent. Economic developments in the Outlook, and we are well positioned to wait to see how the economy evolves. Keith Weinhold 15:06 If you can name each of those speakers, I would love to give you a free property from gremarketplace.com but I can't quite swing that in order. Those voices are Paul Volcker. He served from 1979 to 87 he was known for crushing double digit inflation by jacking rates to near 20% it was painful medicine, but it worked the next one. Alan Greenspan sir, from 1987 to 2006 that was a long reign, almost 20 years. He oversaw the 90s economic boom, the.com bubble and the early housing bubble. Years so far, Greenspan is the only Fed chair that I have met in person. Then Ben Bernanke, he was the Fed chair from 2006 to 2014 he took the helm right before the 2008 financial crisis. He rolled out QE and emergency lending on an historic scale. In fact, he was nicknamed helicopter Ben because it's like he would print so much money that he just dropped it out of huge sacks, dollar bills in huge sacks, dropping them from an airplane, metaphorically, not literally. Then Janet Yellen, 2014 to 2018 she kind of continued this post crisis normalization, and she was the first woman to chair the Fed and then, of course, Jerome Powell serving from 2018 to 2026 he navigated the covid stimulus, ultra low rates. And then after that, the fastest rate hiking cycle in decades to fight inflation back in 2022 being the Fed chair is the most important job in this economy, and over the decades, there's been more of a movement of the fed into the public eye. You just hear about them more in the media than you used to. But like I touched on last week, it just still doesn't mean as much to real estate investors as a lot of people think, people sometimes look for someone else to come save them, but it's more about you and the choices that you make that's what means more housing supply and demand means more real estate investors have profited during every one of those Fed Chair reigns, which go back almost 50 years from Volcker to today, I think everybody knows that fed chairs don't control property prices, and they don't even control long term interest rates. What's a little paradoxical is that Trump has been vocal about how he wants more affordable home prices, yet at the same time he wants existing homeowners to have their home prices go up, those two things seem to be in tension. They're in conflict with each other. The only way you can possibly get both are through lower mortgage rates. But is he going to see later today you as a GRE follower, you don't have to wait for lower rates income, property still feels less affordable than it did five years ago, because it is that's real but here's the key distinction in what makes real estate investors different from owner occupied homeowners. Affordability isn't about the price of the property, it's about whether the property pays for itself and grows your net worth while inflation does the heavy lifting. Higher prices don't kill investors. Inaction during inflation does you're not buying a say, $350,000 property. You're controlling it with $70,000 while your tenant and inflation do the rest. We do not rely on hope or appreciation. We start with income tax benefits and debt pay down and then leverage appreciation typically happens as well. GRE only succeeds when investors close on properties that perform long term. One bad referral costs us years of trust, so we don't do that. The best question for you really isn't whether property is affordable. The question is whether owning an investment property is better than inflation compounding against you. That's the investor lens today. Keith Weinhold 19:24 coming up next week on the show here, we're going to discuss apartments. It's been a truly be leaguered sector, where their prices have fallen 2030, and 40% in many markets. We've discussed apartments here on the show a lot before, like with Grant Cardone on episode 264, with Ken McElroy, countless times with me monologuing about apartments. And next week, we're going to talk to a multifamily educator who is known as the apartment King. Later on, a future show, we've got the return of the financial. Firebrand, and lately, the financial comedian Garrett Gunderson, a powerful speaker. That's definitely going to be interesting. As for today, you'll hear a first person account from a Florida resident about why he's moved to Florida and why he invests there. You've heard of this guy before. That's next. I'm Keith Weinhold. You're listening to Episode 593, of get rich education. Keith Weinhold 20:26 Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721, exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/G. R, E, Keith Weinhold 21:02 you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach directly again. 1-937-795-8989, Keith Weinhold 22:13 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Zack Lemaster 22:47 this is rental retirement Zach Lee Masters. Listen to get rich education with Keith bleinhold, and don't quit your Daydream. Keith Weinhold 23:02 I'd like to welcome in our own in house. GRE investment coach, we haven't had you on the show since November. Welcome in Naresh. Naresh Vissa 23:11 Kwith, It's a pleasure to be back on the show. Thanks for having me on. Keith Weinhold 23:16 We're just playing it all casual and comfortable here in house. You were just finishing up, what ice cream or a container of something right before we got started Naresh Vissa 23:25 here, all done with the ice cream and ready to record the podcast. Keith Weinhold 23:29 Yeah, all right, keeping cool for our chat. Well, you know you do live in Florida, so you must have your own perspective on the Florida market. You live in the Tampa area, and the reason that that's a germane topic is that's something we've been talking about here lately as really an opportunity, and that is because most of Florida has seen some temporary property price attrition, but yet more population growth is projected. So that's why we feel like that's temporary. But why don't you tell us about what you see on the ground there? Naresh Vissa 24:07 Keith, I've lived in Florida for 11 and a half years now. That's Tampa, Florida. I like Florida a lot. I moved here December 2014 for similar reasons that many people are moving here today. So I moved to Florida in December 2014 because of no state income tax, because of, at the time, lower cost of living. Florida was one of the states I got hit the hardest during the 2008 financial crisis, or nothing called in a real estate crisis, Florida, Arizona, those few others got hit really, really hard. So Florida at that time was still rebounding from 2008 so I moved for the affordability, the no income tax, of course, the weather better. Weather. And then most places in the Northeast I've lived so weather is a big deal when it comes to real estate and geography as well. These are all different reasons to move to Florida, and these are the reasons why I moved to Florida. I was also single in my 20s, so I was much younger at the time. I was single in my mid 20s, and Florida is very good for that too. For 20 something Gen Z folks today, Florida is definitely a place that they should consider. I moved down here and I fell in love with it. From day one. I got a place living right on the water, a beach. Got beaches everywhere. Florida's tour. And I say all this because these are all enticing features of Florida, for renters, for tenants, for snowbirds. I had never even heard of what a snowbird was until I moved down to Florida, where you have people who literally live here for seven months of the year, and then they live in their home state for five months of the year. So that's generally what it is, seven months in Florida, five months in their home state, which can be the people I know personally are from New York, Connecticut, Illinois, Ohio. The list goes on and on. Basically anywhere that's north of Florida could be considered a snowbird area. So that's another reason why Florida is a very hot market. Now, obviously, during the pandemic, in end of 2020, people started moving to Florida in droves. Part of it was politically, because you didn't have the restrictions that other states had during that crazy time that we lived through. And another part of it was work from home. So similar to me, in 2014 when I became full time work from home, I wanted to move somewhere for all those different reasons that I gave you the total package, and Florida fit that there was maybe one other state that fit the bill, based on everything that I told you, probably one other state. That's it. So Florida fit the bill, and that's why I think Florida is always going to be despite the hurricane prep, Florida is always going to be a destination that people will seriously look at whether you're older, retirement age or younger. Like I said in my mid 20s, single guy Florida is always going to be that destination for all the reasons that I laid out. So with that being said, what does that mean for real estate? What that means for real estate is that there's going to be a constant supply of people coming into Florida, and when there's a constant supply of people coming into Florida, then you can expect real estate prices to at least not decline. We passed, you know, all sorts of bills, including Dodd Frank post 2008 to prevent people from taking out mortgages that they couldn't afford. So now that that's out of the way, when you have a constant supply of people who are able to afford homes, who are able to afford rents, well, that's going to be a constant supply. So that's good for investors, that's good for appreciation. It's good for cash flow. And that's why I'm a huge fan, not just of the state of Florida, but also investing in Florida. And I own real estate in Florida, and you can say that I lucked out, but I bought a property in 2019 and it nearly doubled in value, yeah, when I say doubled in value in a matter of I want to say, like, two years, two and a half years, it nearly doubled in value. So with that being said, Florida, this was a rare cyclical trend when we just saw this huge upswing, rare cyclical trend. But I don't anticipate cycles like this, where you're going to have booms and busts. Moving forward, we haven't seen a bus since 2008 like I said, the the law has been taken care of in that sense, the regulation. I love the state. I've lived in six major cities, but maybe five different states, and Florida is hands down my favorite. That's why I've lived here for what did I say? 11 and a half or 12 and a half years? I don't even remember anymore. It's actually 11 and a half. My roots are here. I now consider myself a Florida person, even more so than the state of Texas, where, which is where I spent 18 years. I have no doubt that I'll surpass 18 or 19 years in Florida, and that this is it, right here. And a major reason is because this is just such a great state. It's free, it's real estate friendly. This is for people who are looking at buying primary residences, not for investment properties. But the governor has put on the ballot this coming election cycle to remove, to abolish the property tax in the state of Florida. So if you own, if you live full time, not a snowbird, not investors, but if you live in Florida permanently, then no more property tax if the vote passes. So that's another huge plus for owning property if you're a permanent resident in Florida, Keith Weinhold 29:57 yeah, even if the property tax is abolished. Which seems unlikely, you could just tell what the tenor and the temperature of the tax climate and the investing climate is like in Florida, if they're even spearheading such a proposal, and they're a national leader in something like property tax abolition, like they are and Naresh about eight years after you moved there, which would be, what about 2020? 2022, somewhere in there, we had that strong pandemic migration push into Florida. What's happened is that that flow has slowed down. There's still positive net in migration in there in Florida. But the builders, they got ahead of this, and the pandemic migration wave waned, and they had a temporarily overbuilt condition, and they still do now, which is one reason why we've seen prices fall somewhat in most Florida zip codes, and this spells part of the opportunity. So you do have all these new build properties, some of which are vacant, but you have a good chance they're going to get absorbed pretty soon. And there are some obvious advantages to owning new build. Naresh Vissa 31:11 Well, Keith, there is brand new construction in Florida, like you said. The work started in 2021 and there are homes that have not been sold. I don't want to say, since they were finished building in 2021 they recently finished building in 2025 and these homes could be a variety of reasons. It could be economic related. It could be hurricane related. In Tampa, the Central Florida, we had two horrible hurricanes back to back within a 15 day period, two really bad hurricanes towards the end of 2024 September and October 2024 and people lost their homes. Renters lost their homes. Other people just were freaked out and scared and said, You know what? I don't want to deal with. I've got PTSD from these hurricanes. I'm moving up to Alabama or Georgia or Orlando, you know, somewhere in Central Florida, that's a way. But even that area, you know, the hurricane still made it through to those areas too. People just picked up and said, You know what I'm done with Florida. It's a great state, but I don't want to deal with these hurricanes. And so regardless, whatever the reason, this is a pie, and these are all slices of the pie, I don't know what's been more of a contributing factor than which one has been more than the others. But with that being said, there are tons of properties in Florida, pretty much the entire state of Florida, where, especially new construction properties, are below at the time when they were being built, they're below what they anticipated being listed as. And So Keith, we're having a special webinar this Thursday, talking about these properties because they are discounted properties. They are properties that are selling at tremendous discounts, like I said to when Ground was broken years ago. So join that webinar. Gre, webinars.com gre webinars.com. Again, brand new construction. Many of these properties already have tenants in place. Not all of them, but many of them do already have tenants in place. There are all sorts of incentives that the builder is offering. And there are many builders in that, not just this one that's going to be on the webinar, but in Florida, there are many builders who are offering discounts, rate, buy downs, other incentives, because the home values have fallen somewhat a bit. Why have the home values falling? Because the demand has fallen as well. So again, the next question people might have is, well, if the demand is falling, if home home values are falling, why would I buy the trend is downward. And the answer is, whether it's a stock or any other security, you don't necessarily want to have the FOMO to buy at an all time high, just because everyone else is buying it. And I actually have family members who bought real estate at the peak of 2022 there was FOMO and there was, hey, you know, I need to get a flip, and they're down. They bought peak 2022, and they're down today. Because, look, you can pick any housing market in the country, especially a prime state like Florida. Look at any 30 year period, and you will see that home values are up double digits, even if you look at 2009 when the housing market crashed and we reached something like 10 year bottom in housing, if you look at the 30 year period, well, if someone who bought a house in Florida in, say, 1979 was still way up on their property in 2009 30 years later, we're not buying Bitcoin here where it can go up 30% in one day or go down 30% in one day. We're talking real estate, and real estate has been proven. It's been tested. It's been proven throughout time, not even a 30 year period. I think if you take any 20 year period, you're going to see the same trend of double digit gains, double digit growth. On real estate appreciation. So I'd say, if you're skeptical about Florida, you see these home values, all these discounts, that's the first thing I hear from followers. They say, why are they offering so many discounts? I'm a little concerned about all these discounts and incentives, and I don't know if that's a good thing. Well, I say, Well, I mean, you can buy full price in another state, if you'd like, you know, in California or so you could, you're more than free to buy full price. But we're talking Florida here. We're not talking about West Virginia or Rhode Island, or, you know, Nebraska. We're talking Florida. This is still the land of Mickey Mouse and Minnie Mouse, this is the land of the best beaches in the country. I mean, they there's just no arguing or debating these facts. Florida all the reasons that I stated earlier, is going to continue to be a hot, hot market. So I highly recommend people, if you want to get in on these discounted deals, G R E, webinars.com G R E, webinars.com register for our upcoming online and live special event this Thursday evening at 8pm Eastern Time, 8pm Eastern Time, gre webinars.com you won't want to miss this free, online and live special event. Keith Weinhold 36:25 When a pound of oranges is on sale or a pound of zucchini is on sale, consumers are often attracted to that sale. Should probably be the same way with you considering adding to your real estate portfolio, and it's funny, when oranges of zucchinis are on sale, no one tries to find fault with it and think that they're rotten inside or something like that. But somehow with real estate or an investment that tends to get scrutiny from people, but these are real discounts that you're getting over buying, say, two years ago, and we're talking about a motivated seller here. And as you know, Naresh, we had the builder on the show last week, the one that's going to be co hosting the webinar with you on Thursday, and he talked to us about buying down mortgage rates to between 3.75% and 4.25% and we're here at a time where the owner occupied rate is six to six and a quarter the investor rate is seven, so you're getting about a three percentage point buy down. That's really the attraction. And Naresh, before I ask you, if you have any last thoughts, yes, again, it is our live event that you can attend from the comfort of your own home, Thursday the 19th, at 8pm eastern in just a few days, here with Naresh and the builder who you heard on last week's show, co hosting a live webinar for Central Florida so inland new build income property. It's free. You're invited, and the benefit of you attending live is that you can have any of your questions answered in real time. You're going to learn more about the Central Florida market and more about the home building process, and you are going to be able to see available new bill property, real addresses, with some of these pretty grand incentives that we've talked about again. GRE webinars.com, any last thoughts? Naresh Naresh Vissa 38:17 I get a lot of questions about is right now the time to buy? Should I buy later? What's going to happen with real estate? And I know the number one question, or the number one caution our followers are going to have, is, is right now the time is March or April, the time. And I say, look, with real estate, I already gave you the figure that you take any 20 year time period, any 30 year time period, and that's our time horizon here at GRE again, we're not trying to buy bitcoin here and flip it, you know, two days later, we're looking to buy and hold for, I don't want to say forever, but I know my time horizon in general is the full 30 year term, at least for my properties, and some people you know, want 10 or 15 years. That's fine too, but that's the time horizon. It is not one year, two years. We're not flipping new construction properties here in Central Florida. We are looking to buy and hold over the long haul, get some very good, high quality tenants in there, in these new construction properties, so that you, the GRE follower and the investor, can collect your monthly cash flow as well as over that 20 year period, or that 30 year period take part in appreciation as well. We've also talked extensively, Keith in previous episodes about interest rate cuts that the Federal Reserve is going to be doing, and just know this, there's a reason why the builder is offering these incentives where you can get the rates so low, your mortgage rate can be so low, and it's going to take at least a year, even if the Fed goes to zero. I mean, it's going to take mortgage rates a very long time. And to reach that point of getting such low interest rates that you just laid out, so that even makes it more enticing, like, Hey, I basically have a head start on the Federal Reserve because I follow the Fed pretty closely. We don't need to get into those details, but it's looking heavily like they are going to be start cutting again later this year, this summer. So it's looking like they're going to do that, but again, now you can have a head start, because when the Fed starts doing that, and when the mortgage rates fall, then everybody's going to jump in. And what's going to happen to the home values once everybody jumps in, well, they're going to go up. You want to jump in when everybody is not jumping in, and when you can get an amazing deal on these interest rates thanks to the builder buying down your interest rate. So this is a GRE special you can't get these deals. I challenge our followers to go on the internet and try to find better incentives or deals. And what you're going to see on this webinar, on this online, live special event. So gre webinars.com you can join me as well as our special guest. He heads up the builder. His name is Jim. He's going to be on with me. And please join us at grewebinars.com sign up for this free and live online special event. Keith Weinhold 41:20 These are some great points. There's a lot of anticipation for Thursday, Naresh. We'll see you then. Naresh Vissa 41:25 Thanks, Keith. Keith Weinhold 41:32 Oh yeah, a first person account on Florida life and opportunity from our own Naresh nationally, the build to rent model that has been a real success, building single family rentals with the intent that they are rentals. From day one, over 321,000 homes have been built specifically as rentals this way since 2012, and more than three quarters of those in just the last five years. So the build to rent trend is picking up steam. About 1/3 of Americans rent their home, and although the word rental for some people that still conjures up visions of high rises packed with apartments, but a growing number of today's rentals are these freestanding, single family homes and duplexes like we're talking about today, nestled in suburban communities with top notch schools, and that's why a growing number of mom and pop investors have hopped on the build to rent bandwagon. They take less maintenance. It attracts quality tenants who stay longer, and the rentals have changed, but so had the renters. 20 years ago, it felt like tenants had to rent, like they had no choice. Today, you've got more and more tenants that choose to rent. Many of them make 100k to 125k or more. Today, rentals are cheaper than owning for those people, and they're less of a headache. A lot of them don't want to fix things, and you as the owner, don't want to either. That's why new build is attractive. Then, you know, I just sent that great map to our newsletter subscribers about which states saw the most population gain from 2020 to today, the South had more population growth than every other US region combined, which is jaw dropping and within the South, the state with the most population growth since 2020 is Florida, with An 8.9% population gain in that span, narrowly beating out Texas and South Carolina. By the way, even if it weren't for the attractive builder interest rate near 4% these Sunshine State deals could still make sense. New build single family rentals from the 270s new build duplexes, 395 to 420k low insurance rates, positive cash flow, a builder warranty. And it's really even better than that. These properties are centered on Ocala, Florida, which received national recognition as the fastest growing city for this second year in a row. That's according to a U haul report, and Florida is the epitome of investor friendly. Florida is the first state to enact a law allowing law enforcement to immediately remove squatters. It distinguishes them from legal tenants. You might come to the webinar event, perhaps thinking about 80k or 500k that you want to allocate toward property or maybe nothing and you just want to learn at the event you will evaluate realistic opportunities learn how property management is handled, and understand how today's inventory fits into your disciplined, long term strategy that all takes place on. On Thursday the 19th at 8pm Eastern. It's our biggest event of the year, and it is called Why Central Florida is the year's most compelling housing market. One last time for Thursday, it is gre webinars.com, until then, I'm your host. Keith Weinhold, don't quit your Daydream. Unknown Speaker 45:20 You nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 45:52 The preceding program was brought to you by your home for wealth building get richeducation.com
Kouri Richins' defense says publicity has poisoned her jury pool beyond repair. But there's a detail the headlines missed — the judge already denied that motion days before the story even broke.Judge Richard Mrazik rejected the defense's second attempt to move the trial out of Summit County, finding that a fair and impartial jury can still be seated despite widespread awareness of the case. Prosecutors pointed to 830 potential jurors who said they hadn't heard of the case or hadn't followed it — nearly half the questionnaire pool. The defense's argument that only 72 viable jurors remain didn't hold up.What makes this case so well-known isn't reckless media coverage. It's the nature of the allegations themselves. A children's book about grief — written after her husband's death and before her arrest. A six-page jailhouse letter allegedly laying out fabricated testimony. Nearly $2 million in life insurance policies. And a drug source who now says under oath he never sold fentanyl at all.Richins is charged with aggravated murder in the 2022 fentanyl death of her husband Eric in Kamas, Utah. Prosecutors allege she spiked his cocktail with a fatal dose — five times the lethal amount found in his blood — after a failed attempt on Valentine's Day two weeks earlier. Her realty company allegedly owed at least $1.8 million while Eric's estate was worth roughly $5 million.Her case also appeared in a January 2026 DHS intelligence bulletin warning law enforcement about domestic partners using chemical and biological toxins to kill — seventeen documented cases since 2014 with at least eleven deaths.The defense wants this to be a story about an unfair system. But trace the notoriety back to its source and every thread leads to the same place. Kouri Richins has pleaded not guilty and is presumed innocent. Trial begins February 23rd.#KouriRichins #EricRichins #TrueCrimeToday #VenueChangeDenied #SummitCountyTrial #FentanylPoisoning #WalkTheDogLetter #JurySelection #RobertCrozier #UtahMurderTrialJoin Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspodInstagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodListen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872This publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.
Episode 1892 - brought to you by our incredible sponsors: Quince - Refresh your winter wardrobe with Quince. Go to Quince.com/HARDFACTOR for free shipping on your order and 365-day returns. Factor - Head to factormeals.com/hardfactor50off and use code hardfactor50off to get 50% off your first Factor box PLUS free breakfast for 1 year. *Offer only valid for new Factor customers with code and qualifying auto-renewing subscription purchase. Make healthier eating easy with Factor. LUCY - 100% pure nicotine. Always tobacco-free. LUCY's the only pouch that gives you long-lasting flavor, whenever you need it. Get 20% off your first order when you buy online with code (HARDFACTOR). 00:00:00 Timestamps 00:01:00 What happened in 1892? 00:03:40 We missed National Fart Day 00:06:20 Super Bowl commercials and the Puppy Bowl death 00:10:00 Strip club hiding as a coffee shop in Garden Grove gets shut down 00:19:10 Waymos that get stuck are helped out remotely by Philippine workers 00:22:20 Pakistan's deadly kite festival returned after 19 year ban 00:26:50 Man gets remanded for tricking everyone into drinking his pee And much more Thank you for listening and supporting the pod! Go to patreon.com/HardFactor to join our community, get access to Discord chat, bonus pods, and much more - but Most importantly: HAGFD!! Learn more about your ad choices. Visit megaphone.fm/adchoices
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