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Aubrey Masango speaks to Stanley Beckett, Author and consultant at ChangeCreatorSA to discuss the power of the tribe, how it forms us, how it anchors us, and how intentionally choosing your people can be one of the most transformative decisions. Tags: 702, Aubrey Masango show, Aubrey Masango, Bra Aubrey, Stanley Beckett, Tribe, Agreement 11 of the 25 agreements, Building Your Tribe The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Hi Tradies, memory isn't that great. You can't rely on it.If you want a successful business that gives you more money, time and freedom, you need to act more like a businessperson and less like a tradie.And that means not relying on fallible memory — yours, and everyone else's: customers, staff, suppliers and partners.I see a lot of things done on handshakes and verbal agreements. Instructions, arrangements, agreements. This creates problems, of course - different recollections of what was said or agreed: forgetting to do things or not doing them properly.The answer, as usual, is systems and writing things down.I'll tell you a quick story. I once shared a memory about a friend, Ted, who I thought had done a week in jail over a dispute with a client. His wife later told me it wasn't true. He got in trouble, but he didn't do time. My memory was close — but wrong.That's how memory works. Yours is the same. So is everyone else's.Here's where your memory can cause problems in your business.1 Your Tasks. Many of you don't write things down. You trust yourself to remember. You need a system — a diary, phone notes, Outlook, Gmail, and voice notes to your admin. Pick one and use it.Your Appointments. Too many people don't put everything in their calendar or don't check it properly. All meetings and jobs should be in one synced calendar. Have a system to get “See you Thursday at 2” into your calendar straight away and another to remind you to check it.Agreements with Customers. Quotes, variations, dates, access, rules, changes — if it matters, write it down. Send a confirmation email: “Confirming we agreed…” This is important because if they don't remember it the same way you find out now and if they don't disagree now, that's now the truth. Attach it to the job.Job Instructions to Your Team. Too often it's a quick verbal briefing and everyone's expected to remember it. They won't. We all forget, misunderstand, and mix things up. Every job needs written instructions, job cards, plans, drawings, and site diaries where needed. These belong in your job management system.Agreements with staff. Contracts, pay, reviews, warnings, leave — keep proper records (and send email confirmations). Use HR software if you can.Agreements with suppliers. Same as with clients. Record what you verbally agree - prices, discounts, delivery, terms — confirm in writing and attach to your job management system.The Other S#*t. Phone calls, site conversations, ideas, things that occur to you. If it's written down, it's what happened. Put it in your diary or send it to your admin.This is part of becoming a businessperson instead of just a tradie. It stops you forgetting things, saves you time, and prevents f#*k-ups.It's a game-changer. If you don't have this in place — for you and your team — get onto it.--------------------------------------Get the Written Confirmation Worksheet for Trades and Builders here: https://pages.smallfish.com.au/business-for-trades-written-confirmation-worksheetIf you want more money (profit), more time (off work), and more freedom (from work, stress, responsibility) Book a Money Call: smallfish.com.au/tradies/money-call/FOLLOW US AT:Facebook: https://www.facebook.com/smallfishcoach/Twitter: https://twitter.com/smallfishcoachInstagram: https://www.instagram.com/smallfishbusinesscoach/YouTube channel: https://www.youtube.com/c/smallfishau
Buyer broker agreements have become one of the most talked-about—and misunderstood—parts of real estate right now.But beneath the noise, headlines, and fear-driven conversations is a much simpler truth: these agreements aren't about enforcement or conflict. They're about professional standards, clarity, and alignment.In this episode of Life at Ten Tenths, Matt and Garrett break down the real reason buyer broker agreements matter—and why they ultimately make relationships better for agents and clients. This conversation reframes agreements not as a hurdle to overcome, but as a foundation that helps everyone show up more clearly and confidently.Rather than focusing on worst-case scenarios, this episode looks at the often-overlooked value behind the agreement: brokerage support, managing broker leadership, risk mitigation, expectations, and what it means to operate as a true professional.In this episode, we discuss:Why buyer broker agreements are about standards, not pressureThe role of clarity in building trust with buyersWhat brokerages and managing brokers actually provide behind the scenesHow agreements protect relationships, not just transactionsWhy clear expectations lead to better outcomes for everyoneHow to talk about buyer agreements with confidence and alignmentThis episode is for agents who want to raise the bar, communicate their value clearly, and operate with professionalism—without fear or defensiveness.
Welcome to Building Passive Income with CREI Collin You've reviewed the deal, read the PPM, and now the sponsor sends you the subscription agreement and investor questionnaire. But what exactly are you signing? In this episode, CREI Collin breaks down the final legal documents you sign before investing in a syndication. You'll learn what a subscription agreement is, what an investor questionnaire is, what representations and warranties you're making, how accredited investor status is verified, and what red flags to watch for before you sign. This is your step-by-step guide to understanding what you're committing to. Learn what you're signing when you invest in a syndication. CREI Collin breaks down subscription agreements and investor questionnaires. Key Topics Covered: What is a subscription agreement and what does it include? What is an investor questionnaire and why it matters Key representations and warranties you're making when you sign Understanding accredited investor verification: 506(b) vs. 506(c) Investing through entities: LLC, trust, or retirement account Red flags and final checks before you sign How to verify wiring instructions and protect yourself from fraud Timestamps: [00:00] Introduction: What am I signing? [02:15] What is a subscription agreement? [04:30] What is an investor questionnaire? [06:00] Key representations and warranties [09:15] Understanding accredited investor verification [11:30] Investing through an entity (LLC, trust, retirement account) [13:45] Red flags and final checks before you sign [16:00] Recap and action steps Key Takeaways: The subscription agreement formalizes your investment and includes your personal information, investment amount, and representations and warranties about your eligibility and understanding of the risks. Investor questionnaires are commonly used in private offerings to document eligibility and support compliance, collecting information about your financial status, investment experience, and accredited investor status. When you sign the subscription agreement, you're making representations about your eligibility, your opportunity to review the PPM, your ability to bear risk, and your investment experience. Answer honestly and accurately. Under Rule 506(c), sponsors must take reasonable steps to verify accredited status through documentation or third-party verification. Under Rule 506(b), sponsors typically rely on questionnaires and a reasonable belief standard, though practices vary. If you're investing through an entity (LLC, trust, or retirement account), you'll need to provide formation documents, an EIN, and authorization documents. Consult with your attorney and CPA, and be mindful of tax considerations like prohibited transaction rules and UBIT or UDFI for retirement accounts. Red flags include pressure to sign quickly, missing documents, unclear wiring instructions, changes to terms, and unwillingness to answer questions. Always verify wiring instructions by phone before sending funds. Resources Mentioned: Subscription Agreement Investor Questionnaire Private Placement Memorandum (PPM) Operating Agreement / Limited Par... Chapters (00:00:01) - Building Passive Income(00:01:46) - What Am I Signing?(00:02:44) - Subscription Agreement and Investor Questionnaire(00:05:21) - Representations and Warranties(00:07:43) - Accredited Investors: Final Checks and Red flags(00:12:53) - The subscription agreement and investor questionnaire are the final legal documents you sign
Aubrey Masango sits down with Stanley Beckett, author and consultant at ChangeCreatorSA, to unpack Agreement 10: the three phases of clarity and why it is the first and most critical step toward transformation. They also explore the three key areas where daily clarity can help you live with purpose, direction, and impact. Tags: 702, Aubrey Masango show, Aubrey Masango, Bra Aubrey, Stanley Beckett, Agreement 10, Agreement 10 of the 25 Agreements, Clarity The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.
Episode Overview: In this powerful episode, John sits down with Jimmy Nelson to unpack a critical shift happening in real estate: AI is everywhere, but emotional intelligence is the true separator. From automation overload to shiny-object syndrome, agents are drowning in technology while skipping the internal work required to build something sustainable. Jimmy shares why inconsistency isn't a discipline problem — it's a regulation problem — and how agents must master self-awareness, identity, and emotional alignment before scaling with AI. This conversation dives deep into Human Plus thinking: emotional intelligence before automation, identity before scaling, and vision before decisions. If you want to future-proof your business in an AI-driven world, this episode is a must-listen. Key Topics Covered The Fork in the Road: AI Efficiency vs Human Connection The rise of AI and what it means for real estate professionals Why technology accelerates chaos if you haven't mastered discipline The "cold automation" model vs the Ritz-Carlton-level experience Why the future belongs to professionals who combine AI efficiency with human excellence The 75% Problem in Real Estate Two years in a row, 70%+ of agents didn't sell a home Why information is no longer the value — wisdom is The thinning of the herd and the leveling up of professionalism Why buyers and sellers now believe they know more than their agent Emotional Intelligence Before AI (Human Plus Framework) Timmy introduces the Human Plus model: Self-awareness before automation Emotional regulation before scale Identity before production Operators of AI — not AI operating you If you don't know who you want to be, AI will amplify confusion instead of clarity. The "Have, Do, Be" Trap Many agents operate backward: They chase the "have" (money, closings, recognition) Without becoming the person who consistently does the work The shift: Decide who you want to be Align your actions Then the results follow Why Most Agents Set the Wrong Goals When asked how much they want to make, most agents say "$100,000." But why that number? Why not $90K? Why not $200K? What is the purpose behind the number? The key is breaking big goals down into daily behavior: Conversations per day Appointments per week Agreements per month Math doesn't lie — but identity determines execution. Inconsistency Isn't a Discipline Problem Timmy's insight: "Inconsistency isn't a discipline problem. It's a regulation problem." Agents bounce between shiny objects because: They don't trust themselves They're emotionally misaligned They're chasing relief instead of results Technology reveals discipline. It doesn't create it. AI as a Mirror, Not a Crutch AI can be powerful — if used correctly. Practical exercise discussed: Ask AI to challenge your business model Have it ask you tough questions Use voice input for honest reflection Request direct, unfiltered feedback But remember: AI will gas you up if you don't bring discernment and critical thinking. The Work-Life Blend (Not Balance) Real estate creates guilt loops: When you're home, you feel like you should be working When you're working, you feel like you should be home The solution: Long-term vision Clarity of lifestyle goals Designing a sustainable model Finding What Lights You Up Within real estate, there are countless paths: Sales Marketing Social media Systems Development Coaching Community building The question becomes: What could you do for the rest of your life — even if you weren't paid for it? Then build the business around that. Resources & Mentions Elite Edge Network → EliteEdgeNetwork.com Human Plus Framework Chris Voss (Vision Drives Decision concept) Dan Sullivan – Unique Ability Working Genius Assessment StrengthsFinder Kolbe & DISC assessments AI Driven Leader (Geoff Woods) Jimmy also hosts weekly webinars every Thursday at 2 PM EST (details available through Elite Edge Network). Final Takeaway AI is not your competitive advantage. Emotional intelligence is. The agents who thrive in the next decade won't just automate — they'll: Master self-awareness Align identity with action Build clarity before scale Lead with vision, not reaction As John reinforced in the episode: Vision drives decision. Decision drives action. No vision, no deal. And as Jimmy summarized: Emotional Intelligence before AI. Connect with Us: Instagram: @johnkitchenscoach LinkedIn: @johnkitchenscoach Facebook: @johnkitchenscoach If you enjoyed this episode, be sure to subscribe and leave a review. Stay tuned for more insights and strategies from the top minds. See you next time!
Episode Overview In this final installment of the Conquer the Operational Chaos series, John Kitchens and Joel Perso break down one of the most overlooked — yet most powerful — CEO disciplines: knowing your numbers. Growth without visibility creates chaos. More agents, more leads, more deals — without proper tracking — only amplifies inefficiencies. In this session, John and Joel unpack how to measure what actually matters, how to assign the right metrics to each role, and how to move from emotional decision-making to data-driven leadership. If you've ever wondered why your P&L says you're profitable but your bank account feels tight… or why your team feels busy but results are inconsistent… this episode will reset how you think about performance. Because if you don't know your numbers, you don't know your business. Key Topics Covered The Final Piece of Operational Clarity Recap of the Conquer the Operational Chaos framework: Week 1: The Operational Hire Week 2: Building Processes Week 3: Core Buyer & Listing Systems Week 4: Measuring What Matters Why growth without tracking leads to internal breakdown How knowing your numbers protects profitability and performance What "Know Your Numbers" Really Means The difference between tracking data and making decisions Why metrics exist to improve leadership — not to create busywork The CEO mindset shift from guessing to measuring The Financial Foundations Every CEO Must Understand Profit & Loss (P&L): Revenue, expenses, and true profitability Balance Sheet: Assets, liabilities, and owner equity Cash Flow: Why profit and cash are not the same Budget vs. Actual: Where silent leaks in your business happen Assigning Metrics to Every Role Every role in your business must have at least one key metric. Why? People want to know what winning looks like Clear agreements eliminate emotional performance conversations Numbers create accountability without friction Metrics vs. Targets (The Critical Distinction) Tracking a number isn't enough. You must define: What is success? What is the agreed target? What happens when we miss? Agreements replace expectations. Expectations create frustration. Agreements create alignment. Leading Indicators vs. Lagging Indicators Lagging indicators: Closings, GCI, volume Leading indicators: Conversations, appointments set, follow-up activity You can't control closings. You can control conversations. John's breakdown: Conversations → Appointments Set → Appointments Met → Agreements Signed → Closings Reverse engineer your goals down to conversations per hour. The Conversations Per Hour Framework This was one of the most tactical moments of the episode. Instead of asking: "How many conversations per day?" Ask: "How many conversations per hour?" Then reverse engineer: How many conversations does it take to set one appointment? How many appointments does it take to sign a client? How many signed clients does it take to close one deal? How many hours per week must be dedicated to outbound activity? When you know this math, success becomes predictable — not accidental. The "Protein, Carbs, and Fats" Principle Borrowed from Blake Sloan: Protein = Conversations Carbs = Appointment Asks Fats = Face-to-Face Meetings You can hit your main metric and still fail if supporting metrics are ignored. One metric matters. But supporting behaviors matter too. Where to Start Don't try to fix everything. Focus on one priority per quarter. If you're spending significant money in one area (Zillow, PPC, mailers, client events), optimize that first. Clarity compounds. Chaos compounds faster. Resources Mentioned Simple Numbers, Straight Talk, Big Profits – Greg Crabtree Financial Intelligence – Karen Berman & Joe Knight Measure What Matters – John Doerr CSU Dashboard / CTE Business Tracking The Growth Centric – Systems Audit with Joel Perso John Kitchens Executive Coaching → JohnKitchens.coach Final Takeaway There are two major breakdowns in most small businesses: They don't know their financial numbers. They don't know how they're allocating their time. If you know your money and you know your time, you control your growth. If you don't — you're guessing. As Joel put it: "If you don't know your numbers, you don't know your business." And as John reinforced: "It's not conversations per day. It's conversations per hour." Measure what matters. Build agreements. Track leading indicators. Execute with clarity. That's how CEOs eliminate chaos. Connect with Us: Instagram: @johnkitchenscoach LinkedIn: @johnkitchenscoach Facebook: @johnkitchenscoach If you enjoyed this episode, be sure to subscribe and leave a review. Stay tuned for more insights and strategies from the top minds. See you next time!
2-11-2026: Wake Up Missouri with Randy Tobler, Stephanie Bell, John Marsh, and Producer Drake
Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.
Aubrey Masango speaks to Stanley Beckett, Author and consultant at ChangeCreatorSA on agreement 9 of the 25 agreements: “If you know, do". They also touch on how difficult it is to put things into action especially pertaining to one's dreams and goals. Tags: 702, The Aubrey Masango Show, Aubrey Masango, Change Your Mindset, 25 agreements, Agreement 9, Action, Dreams, Goals, Purpose The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.
Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.
Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.
Prabhleen Kaur: Letting Teams Own Their Process Through Working Agreements Read the full Show Notes and search through the world's largest audio library on Agile and Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. "It's about coaching the team, not teaching them." - Prabhleen Kaur Prabhleen shares a powerful lesson about the dangers of being too directive with a forming team. When she joined a new team, her enthusiasm and experience led her to immediately introduce best practices, believing she was setting the team up for success. Instead, the team felt burdened by rules they didn't understand the purpose of. The process became about following instructions rather than solving problems together. It wasn't until her one-on-one conversations with team members that Prabhleen realized the disconnect. She discovered that the team viewed the practices as mandates rather than tools for their benefit. The turning point came when she brought this observation to the retrospective, and together they unlearned what had been imposed. Now, when Prabhleen joins a new team, she takes a different approach. She first seeks to understand how the team has been functioning, then presents situations as problems to be solved collectively. By asking "How do you want to take this up?" instead of prescribing solutions, she invites team ownership. This shift from teaching to coaching means the team creates their own working agreements, their own definitions of ready and done, and their own communication norms. When people voice solutions themselves, they follow through because they own the outcome. In this episode, we refer to working agreements and their importance in team formation. Self-reflection Question: When you join a new team, do you first seek to understand their current ways of working, or do you immediately start suggesting improvements based on your past experience? [The Scrum Master Toolbox Podcast Recommends]
The Four Agreements are simple — but they're not easy. And the reason most people don't practice them isn't because they don't understand them. It's because practicing them requires giving up ego-driven habits like blame, vagueness, mind-reading, people-pleasing, and self-bullying. In this episode, we break down what The Four Agreements actually are, where they originated, where people get them wrong, and why so many people cherry-pick the parts that feel comforting while avoiding the parts that would actually change their relationships and self-respect.
Showing Agreements - Touring Agreements AND Hello 2026! Realtor - Lori Montieth with Keller Williams and Mortgage Professional -JoAnna Otero with Union Home Mortgage join forces to talk real estate and home buying! The in's-and-out's, the do's-and-don'ts, and the ups-and-downs! With over 40 years combined experience they bring it all to the table in a fun, casual, and informative way! To contact Lori: https://www.findchattanoogarealestate.com/ To contact JoAnna: https://www.uhm.com/jotero/ ===== THANK YOU TO OUR SPONSORS: Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm
Read more VPM News: Spanberger orders state law enforcement to exit federal immigration agreements Virginia Court of Appeals asks SCOVA to take over redistricting case Immigration policy takes center stage at Richmond school board meeting Charlottesville carries out Point in Time Count despite icy conditions Central Virginia delays, closures for Thursday, Feb. 5 Other links: Bezos orders deep job cuts at 'Washington Post' (NPR) Senate looks beyond Capitol Square to stored Confederate statues (Richmond Times-Dispatch) Our award-winning work is made possible with your donations. Visit vpm.org/donate to support local journalism.
In this episode of Manifest Notions, Ivana Milicevic and Yvonne Tchrakian explore the wisdom behind the book « The Four Agreements » and why so much emotional suffering comes from unconscious beliefs and expectations.They break down how limiting beliefs shape our reactions, relationships, and sense of self and how practicing the Four Agreements can bring more clarity, peace, and emotional freedom.A grounded conversation about awareness, responsibility, communication, and learning to live without taking things personally, for healthier relationships and a more conscious life. Hosted on Acast. See acast.com/privacy for more information.
In this special joint episode of The Consumer Finance Podcast and Payments Pros, guest host Taylor Gess talks to Troutman Pepper Locke colleagues Stefanie Jackman, Caleb Rosenberg, and Jeremy Sairsingh about student lending and income share agreements (ISAs). They highlight the "One Big Beautiful Bill" and its sweeping overhaul of federal student loan repayment options and borrowing caps, break down differences between ISAs and traditional loans, and explain why state lawmakers and regulators are increasingly focused on these products. The episode also includes practical takeaways on licensing, servicing, and the potential future of credit reporting for private student loans and ISAs, offering industry participants a roadmap for navigating both federal and state-level changes. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Confusion is expensive. We walk through the simple service agreements and targeted waivers that keep your pool business protected when jobs get messy, from green pool rescues to acid washes that carry real surface risk. Instead of relying on verbal promises, we show how a one-page agreement sets clear expectations, defines what's included, and outlines billing, weather exemptions, and vacation pauses so surprises don't turn into cancellations or chargebacks.Green pools are a mystery until they clear, which is why a dedicated waiver matters. We break down language that covers pre-existing stains, partial stain removal, equipment failures under heavy runtime, and the reality that timelines vary. You'll hear practical ways to avoid party-weekend disasters, plus a smart tactic: offer a small cleanup discount when the homeowner commits to ongoing service, aligning incentives and preventing post-cleanup algae callbacks.Acid washes deserve special handling. We explain how to communicate risks like etching, streaking, roughness, and color variation, and why you must avoid hot or windy conditions. You'll learn when to decline the work on cracked or fragile plaster, how to set honest expectations without guarantees, and how to protect your crew on tough weather days. We also outline when to move beyond waivers and hire a lawyer for HOA or commercial contracts, and how to keep residential paperwork simple, translatable, and effective—right down to optional price increase language tied to market shifts.If you want fewer disputes and more trust, start with clear writing. Subscribe for more practical growth tips for pool pros, share this with a colleague who needs a template, and leave a review to tell us what clause you'd add next.• reasons clear agreements reduce disputes• how to introduce service agreements to existing clients• green pool waiver terms that manage risk• handling stains, equipment failure, and timing expectations• acid wash risks, safe conditions, and no-guarantee language• when to refuse an acid wash and recSend us a textSupport the Pool Guy Podcast Show Sponsors! HASA https://bit.ly/HASAThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching: https://bit.ly/40wFE6y
In this landmark Mind-Body Solution Colloquia, cognitive scientist Donald Hoffman and neuroscientist Karl Friston engage in a deep, rigorous dialogue on the foundations of reality, perception, and consciousness.Hoffman argues that spacetime and physical objects are not fundamental, but evolved interfaces shaped by fitness rather than truth. Friston presents the Free Energy Principle and Active Inference as a unifying framework for life, mind, and meaning — raising the question of whether inference itself can ground reality.Together, they explore:- Why spacetime may be derived, not fundamental- Whether consciousness must come before physics- Markov blankets, trace logic, and system boundaries- Probability, inference, and non-equilibrium dynamics- The limits of scientific explanation- Implications for AI, evolution, and ontologyThis is not a debate — it is a serious attempt to understand reality at its deepest level.TIMESTAMPS:(00:00) - What is Ultimately Real? Consciousness vs Physicalism Debate(00:51) - Why Consciousness is Fundamental Beyond Spacetime(03:06) - High Energy Physics: Spacetime is Doomed Explained(05:06 - Challenges of Physicalist Theories in Explaining Consciousness(07:11 - Ontological Views: Free Energy Principle Integration(08:20) - Background-Free Explanations of Lived Experience(10:06) - Parsimony and Data Compression in Scientific Models(12:21) - Discoveries in Simpler Scattering Amplitude Solutions(14:09) - Free Energy Principle Guiding Beyond Spacetime Physics(16:06) - Why Physicalism Fails to Boot Up Consciousness(19:05) - Probability Theory's Role in Consciousness Frameworks(26:05) - Trace Logic Applied to Markov Chains Dynamics(34:51) - Markov Blankets and Insulation from the Past(39:07) - Minimizing Surprise in Non-Equilibrium Processes(53:32) - Spacetime as a Derived Projection from Fundamentals(1:04:15) - Constructing Simpler Explanations of Reality(1:20:50) - State Spaces and Dimensionality in Consciousness(1:41:30) - Non-Unique Bounds in AI Design Using Trace Logic(2:02:00) - From Classical Probability to Quantum Mechanics Transition(2:10:26) - Inferring Hidden Realities Through Relationships(2:18:54) - Time as a Computational Resource in Inference(2:24:09) - Scope and Limits of Scientific Explanations(2:32:32) - Agreements on Constructed Realities and Perceptions(2:40:01) - Closing Thoughts: Joint ManifestoEPISODE LINKS:- Karl's Round 1: https://youtu.be/Kb5X8xOWgpc- Karl's Round 2: https://youtu.be/mqzyKs2Qvug- Karl's Round 3 (Ft Mark Solms): https://youtu.be/Jtp426wQ-JI- Karl's Lecture 1: https://youtu.be/Gp9Sqvx4H7w- Karl's Lecture 2: https://youtu.be/Sfjw41TBnRM- Karl's Lecture 3: https://youtu.be/dM3YINvDZsY- Don's Round 1: https://youtu.be/M5Hz1giUUT8- Don's Round 2: https://youtu.be/Toq9YLl49KM- Don's Round 3: https://youtu.be/QRa8r5xOaAA- Don's Round 4: https://youtu.be/Hf1q-bZMEo4- Don's Lecture 1: https://youtu.be/r_UFm8GbSvU- Don's Lecture 2: https://youtu.be/YBmzqNIlbcICONNECT:- Website: https://mindbodysolution.org - YouTube: https://youtube.com/@MindBodySolution- Podcast: https://creators.spotify.com/pod/show/mindbodysolution- Twitter: https://twitter.com/drtevinnaidu- Facebook: https://facebook.com/drtevinnaidu - Instagram: https://instagram.com/drtevinnaidu- LinkedIn: https://linkedin.com/in/drtevinnaidu- Website: https://tevinnaidu.com=============================Disclaimer: The information provided on this channel is for educational purposes only. The content is shared in the spirit of open discourse and does not constitute, nor does it substitute, professional or medical advice. We do not accept any liability for any loss or damage incurred from you acting or not acting as a result of listening/watching any of our contents. You acknowledge that you use the information provided at your own risk. Listeners/viewers are advised to conduct their own research and consult with their own experts in the respective fields.
Chair of the Orange County Commissioners Jean Hamilton spoke with 97.9 The Hill's Andrew Stuckey on Wednesday, February 4, discussing county news and events. She discussed the recent snow and cold weather events and the county's response to those events. She also talked about a pair of interlocal agreements discussed at the most recent meeting of the commissioners dealing with school projects, and tax collection. She also previewed the early voting period, which begins next week, and more. The post Orange County: Snow Response, Interlocal Agreements, Primary Election Season appeared first on Chapelboro.com.
Comment on the Show by Sending Mark a Text Message.Have you ever felt the gut-wrenching anxiety of being fired or laid off? The uncertainty can be overwhelming, but what if you could turn that fear into an opportunity? In this enlightening episode of the Employee Survival Guide®, Mark Carey dives deep into the critical world of severance negotiations, equipping you with the knowledge you need to navigate this challenging terrain with confidence. Understanding severance agreements is crucial, especially when they're governed by ERISA, which can provide essential legal protections and benefits that many employees overlook. Mark breaks down the severance negotiation process, shedding light on key terms such as payment structures, release of claims, confidentiality clauses, and non-disparagement agreements that can significantly impact your future. He emphasizes the importance of recognizing your leverage during negotiations—after all, severance pay is often a powerful bargaining chip in exchange for signing a release. Are you aware of the implications of arbitration clauses? Mark discusses these in detail, reminding listeners that taking the time to thoroughly consider any severance agreement before signing is not just wise; it's essential. Throughout the episode, Mark encourages employees to push back against unfavorable terms and to seek legal counsel when necessary. You have the right to advocate for yourself and negotiate your severance agreement effectively. This episode serves as a vital resource for anyone facing the daunting prospect of job loss, providing actionable insights into employee rights and the intricacies of employment law. Whether you're dealing with workplace discrimination, navigating a hostile work environment, or simply trying to understand your rights in the face of termination, this episode of the Employee Survival Guide® is packed with valuable information. Join us as we empower you to take control of your career and equip yourself with the skills needed to survive and thrive in the ever-evolving world of work. Don't let fear dictate your future—listen now and discover how to turn severance negotiations into a powerful tool for your career survival. Remember, knowledge is your best ally in the fight for your employment rights! If you enjoyed this episode of the Employee Survival Guide please like us on Facebook, Twitter and LinkedIn. We would really appreciate if you could leave a review of this podcast on your favorite podcast player such as Apple Podcasts and Spotify. Leaving a review will inform other listeners you found the content on this podcast is important in the area of employment law in the United States. For more information, please contact our employment attorneys at Carey & Associates, P.C. at 203-255-4150, www.capclaw.com.Disclaimer: For educational use only, not intended to be legal advice.
(Feb 2, 2026) Gov. Kathy Hochul says she's proposing legislation that would ban agreements between local police departments and federal immigration authorities; a skeleton race in Lake Placid has become the subject of intense controversy that could determine whether a US sledder can compete in the Olympics in Italy; and we talk about some sayings that help us get through the winter.
Visit http://pmpdoctor.com/ for more PMP practice questions.In the PMP Exam Mindset, "Negotiating Project Agreements" (People Domain, Task 8) is about finding the Win-Win. Forget the "hard-bargaining" movie tropes—the PM's goal is to reach a sustainable consensus that protects project objectives while maintaining healthy relationships.1. Core Mindset PrinciplesCollaboration Over Competition: Negotiation isn't about winning at the other party's expense. It's about aligning everyone to the project's success.Know Your Bounds: Always understand your BATNA (Best Alternative to a Negotiated Agreement) and your limits before entering the room.Focus on Interests, Not Positions: If a stakeholder demands "Feature X," ask why. The underlying interest is often easier to satisfy than the rigid demand.Integrity First: Never promise something the team cannot deliver just to close a deal.Analyze Bounds of Negotiation: Determine the scope, budget, and schedule flexibility before starting.Assess Priorities and Objectives: Use tools like MoSCoW Prioritization to understand what is "Must-Have" versus "Nice-to-Have."Verify Objectives Are Met: Ensure the final agreement actually solves the project's needs and is documented in an Agreement or Contract.Participate in Negotiations: You aren't just an observer; you are the bridge between the technical team and the Procurement/Legal departments.2. Key Exam Enablers (Subtasks)Based on the PMP Content Outline, you must master:3. The Agile PerspectiveIn Agile projects, negotiation is continuous. We prioritize "Customer Collaboration over Contract Negotiation" (Agile Manifesto). This means favoring flexible contracts, like Fixed-Price Incremental or Time and Materials, that allow for changing priorities.Exam Tip: The "Consensus" StrategyIf you see a question where two stakeholders disagree on a requirement, the correct answer usually involves facilitating a meeting to find common ground or using Multi-Criteria Decision Analysis to objectively rank options.
This week, we're covering new "Stay or Pay" bans in California and New York, developing immigration news for employers, and the EEOC's streamlined path for faster policy changes. California and New York Target "Stay or Pay" Agreements "Stay or Pay" bans are now in effect in California and New York. These laws largely ban employers from requiring workers to reimburse training and other similar costs if they leave before a specified period, effectively forcing an individual to remain in their job. New York Employers: Check out our webinar on New York City Mayor Zohran Mamdani's employment priorities, including newly enacted laws on sick leave and "Stay-or-Pay" agreements. Register here. Administration Pauses H-1B Fee and Immigrant Visas A federal judge ruled that the Trump administration may impose a new $100,000 fee on H-1B visa petitions filed after September 21, 2025, though the U.S. Chamber of Commerce has appealed. Separately, the U.S. Department of State announced an indefinite pause on immigrant visa issuance for residents of 75 countries. EEOC Clears Path for Faster Policy Changes The Equal Employment Opportunity Commission (EEOC) has scrapped its internal voting procedures, giving Chair Andrea Lucas the power to set agendas and decide when and how votes proceed without public input. - Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw419 Subscribe to #WorkforceWednesday: https://www.ebglaw.com/eltw-subscribe Visit http://www.EmploymentLawThisWeek.com - Epstein Becker Green is a national law firm that focuses its resources on health care, life sciences, and workforce management solutions, coupled with powerful litigation strategies. These materials have been provided for informational purposes only and are not intended and should not be construed to constitute legal advice. The content of these materials is copyrighted to Epstein Becker & Green, P.C. EMPLOYMENT LAW THIS WEEK® and #WorkforceWednesday® are registered trademarks of Epstein Becker & Green, P.C. ATTORNEY ADVERTISING.
Kevin Szczepanski is back with the debut of Season 5, just in time for international Data Privacy Day and Data Privacy Week. In this first episode of the season, Kevin discusses critical aspects of data privacy and vendor agreements. He outlines five key negotiating points that organizations should consider when entering into vendor agreements, including data-use terms, data-security requirements, auto renewals and termination, indemnification, and insurance. This solo episode emphasizes the importance of clear agreements to mitigate risks associated with vendor relationships.
Want to work directly with me to close more deals? Go Here: https://www.titaniumu.comWant the Closer's Formula sales process I've used to close 2,000+ deals (FREE) Go Here: https://www.kingclosersformula.com/closeIf you're new to my channel my name is RJ Bates III. Myself and my partner Cassi DeHaas are the founders of Titanium Investments.We are nationwide virtual wholesalers and on this channel we share EVERYTHING that we do inside our business. So if you're looking to close more deals - at higher assignments - anywhere in the country… You're in the right place.Who is Titanium Investments and What Have We Accomplished?Over 10 years in the real estate investing businessClosed deals in all 50 statesOwned rentals in 12 statesFlipped houses in 11 statesClosed on over 2,000 properties125 contracts in 50 days (all live on YouTube)Back to back Closers Olympics ChampionTrained thousands of wholesalers to close more deals_________________________________With over 2,000 Videos, this is the #1 channel on YouTube for all things Virtual Wholesaling. SUBSCRIBE NOW! https://www.youtube.com/@RJBatesIII_________________________________RESOURCES FOR YOU:If you want my team and I to walk you through how to build or scale your virtual wholesaling business from A to Z, click here to learn more about Titanium University: https://www.titaniumu.com(FREE) If you want to learn how to close deals just like me, The King Closer, then download the free King Closer Formula PDF: https://www.kingclosersformula.com/close(FREE) Click here to grab our Titanium fleet free PDF & training: Our battle tested strategies and tools that we actually use… and are proven to work: https://www.kingclosersformula.com/fleetGrab the King Closer Blueprint: My Step by Step Sales Process for closing over 2,000 deals (Only $37): https://www.kingclosersformula.com/kcblueprintGrab Titanium Profits: Our exact system we use to comp and underwrite deals in only 4 minutes. (Only $99) https://www.kingclosersformula.com/titaniumprofitsSupport the show
The monster winter storm has finally moved away, but not before dumping anywhere from 10 to 15 inches of snow from one end of Pennsylvania to the other, resulting in closed schools and businesses, cancelled flights from the state’s major airports, and reduced speeds on the major interstates. Price was trafficked to truckers by her father along Interstates 80 and 81 until she was about 12 years old. Now a sociologist and published author, she educates law enforcement and sex-trafficking victims' advocates on how to identify signs of sex trafficking and protect survivors. During the recently concluded Pennsylvania Farm Show, 11 centennial and bicentennial farms were honored by state Agriculture Secretary Russell Redding and PA Lt. Governor Austin Davis. The City of York is announcing it will "not" enter into an agreement with Immigration and Customs Enforcement. The city made the announcement after West York Borough, however, "did" elect to sign an agreement with ICE. Agreements between cities and ICE give state and local law enforcement officers the authority to perform functions of immigration officers. PennDOT is embarking on a major project to refurbish a bridge which carries US Routes 11/15 over the Juniata River between Dauphin and Perry counties. A Cumberland County-based bank will soon have a new owner. Burke and Herbert Financial Services, based in Alexandria Virgina, has announced plans to acquire Link Bank. In uncertain times, our community counts on facts, not noise. Support the journalism and programming that keep you informed. Donate now at www.witf.org/givenow. And thank you. Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.
The Conscious Edge Podcast: Redefining Wealth as a Whole Human Experience
Get full show notes at www.consciousedge.com/ep091 If you've ever known you're good at what you do but felt a knot in your stomach when it came time to raise your prices or choose the right pricing model, this episode will bring clarity. Pricing challenges aren't about math or market demand. They're about how safe it feels to lead the pricing conversation. In this conversation, I'm joined by pricing strategist Shannon Mattern to unpack why so many women underprice their work and what actually needs to shift for pricing to feel grounded. This conversation reflects the kind of inner and strategic work we do inside The Conscious Edge—where clarity, nervous system safety, and leadership identity come first so strategy actually sticks. This episode is especially for service providers, consultants, and coaches who are tired of doing more to earn more and are ready to charge in a way that feels clean, calm, and sustainable.
For information anytime, please call 1-855-821-5900 or visit pocketemploymentlawyer.ca
Health care attorney Dennis Hursh discusses his article "wRVU threshold risks in physician contracts." Dennis explains the critical distinction between a guaranteed salary and a draw against future earnings where failure to meet production targets can lead to clawbacks. The discussion covers how employers often set unrealistic wRVU thresholds that exceed historical data or MGMA benchmarks while failing to provide adequate marketing support to meet those goals. Dennis highlights the importance of ensuring new physicians have guaranteed income during their ramp-up period and warns against contract language that credits productivity only when billed rather than when services are rendered. Listen to learn how to protect your financial future by identifying and negotiating these treacherous contract provisions before signing on the dotted line. Partner with me on the KevinMD platform. With over three million monthly readers and half a million social media followers, I give you direct access to the doctors and patients who matter most. Whether you need a sponsored article, email campaign, video interview, or a spot right here on the podcast, I offer the trusted space your brand deserves to be heard. Let's work together to tell your story. PARTNER WITH KEVINMD → https://kevinmd.com/influencer SUBSCRIBE TO THE PODCAST → https://www.kevinmd.com/podcast RECOMMENDED BY KEVINMD → https://www.kevinmd.com/recommended
Estate agent Chris Ellis argues long tie in periods encourage overvaluing, hinder honest pricing, and reduce sale success. He shares insights on faster sales, stronger prices, and better agency reputation.
Send us a textThis episode is a short preview of today's VIP-exclusive episode of In Session. You're hearing the intro and a brief clip only — the full conversation is locked for VIP subscribers.In the complete episode, we explore the unspoken agreements that quietly shape romantic relationships, friendships, and family dynamics. These invisible expectations—often formed through family systems, faith, culture, and past experiences—can lead to resentment, burnout, or emotional distance when they go unmet.To hear the full episode and access all VIP content, subscribe today! Support the showDisclaimer: This podcast is for informational and educational purposes only and is not a substitute for therapy or professional mental health care.Want more? Subscribe now and take a seat In Session! https://www.buzzsprout.com/1679131/supportFollow us on Instagram: @insessionthepodcast Join our Facebook group: https://www.facebook.com/insessionthepodcast/
In a world where relationships often face intense pressures, understanding how to maintain connection and harmony is essential. In this episode of the He Wants She Wants Marriage Podcast, hosts Mark and Matilde share their journey through a particularly challenging time and outline three foundational agreements that can transform any partnership from merely surviving to thriving. Why settle for 'good enough' when you can have AMAZING?
Relebogile Mabotja in conversation with the listeners discuss whether our cultural approach to marriage should evolve to include antenuptial agreements. They also touch on lobola negotiations and how traditional marriage customs are being reshaped. 702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.
➡️ Get the full episode breakdown at Biology of Trauma® Podcast - Episode 157: Why Spiritual Insight Alone Can't Heal Trauma with Marie Damasio She understood her grief completely. After her son Tristan died from brain cancer, Marie Damasio dove deep into spiritual work—soul contracts, Akashic records, the meaning behind her loss. She found peace. And her body stayed stuck. You'll hear more on: [00:00] Soul contracts and capacity for resilience [01:12] Cellular energy and critical line of overwhelm [03:32] When spiritual insight arrives but the body stays stuck [10:34] Why we stay frozen in identities that no longer serve us [18:47] Why understanding alone doesn't create change [20:03] Dr. Aimie's five agreements for trauma work [27:13] Viktor Frankl on meaning and struggle [35:05] For practitioners: Insight without embodiment [40:16] The alchemy of transmuting pain into purpose [46:30] Vision therapy and integrative care Resources/Guides: Free Guide: The Essential Sequence - Discover why doing the right things in the right order is key to releasing trauma. If you've tried therapy, spiritual work, and self-help but your body stays stuck, this guide explains why sequence matters—and what to do about it. The Biology of Trauma book - Get your copy here Foundational Journey - The 6-week program to lay the foundation of safety and skills for self-regulation to do the deeper work. Related Podcast Episodes: Episode 46: 5 Agreements to Keep Group Trauma Work Safe with Dr. Aimie Apigian Episode 134: The Biology of Overwhelm: Why Small Demands Feel Impossible
PAVING THE WAY HOME: YouTube Channel: https://www.youtube.com/@pavingthewayhome85 Apple Podcasts: https://podcasts.apple.com/ie/podcast/paving-the-way-home-podcast/id1517252693 Spotify: https://open.spotify.com/show/0sywWGWjqXFSErvxOcNeEt?si=jjRM2DjsQvGUJppEQqFS_g HOLY FAMILY MISSION: If you wish to support the work that Holy Family Mission does, you will find details on how to do so here - https://www.holyfamilymission.ie/supportus Visit https://www.holyfamilymission.ie/ to learn more about Holy Family Mission.
Feeling stuck… but you can't explain why? These 7 invisible energetic agreements may be running your life (even if you never consciously chose them).In this episode, we're breaking down what “energetic agreements” really are, how they form (often in survival mode), and how to start breaking them without shame, force, or self-blame. This is about reclaiming choice.In this episode, you'll learn:• What energetic agreements are (and how they quietly shape your choices)• Why these patterns are often protective, not “wrong”• The 7 most common agreements that keep people stuck:The agreement to stay smallThe agreement to trust logic over intuitionAllegiance to the underdog withinThe agreement to do it all aloneThe agreement to be the martyrThe agreement to give your power awayThe agreement to be spiritually responsible for everyone else• How to spot these agreements in real time (behavior + inner self-talk clues)• Simple ways to start shifting them through awareness, compassion, and new choices
Distorted view of Old Testament; "Judeo"?; "Christian"?; Christ quoting Moses - same values; Lack of agreement on Judeo-Christian values; Cain - Gen 4:15; Plowing the adamah; Abimelech; Abraham's different ways - Melchizedek; Mark: aleph-vav-tav (Gen 1:14) dividing; Gen 34:15; Cain, Nimrod, Abimelech rulers of people; Consent; Tribute; Israel's 400 year bondage; Romans 13 - Liberty; Why Jesus came; "Might"; Taxes?; Agreements must be kept; Offerings by consent; Moral and religious people; Q from Mark: Genocide? Supporting Israel?; Christ didn't come to condemn; Striving for righteousness; Electing blind guides; Living in darkness; Finding The Light; Saul's folly; No king but Caesar?; Minnesota shooting; The solution; Charity = freewill offerings; "Modern" Christians; Faithfulness to the real Christ; Avoiding wars; Who had ears to hear?; Owing obedience to Caesar; Individual welfare?; Covetous practices; Making your "yes", yes; Sacred Purpose Trusts? = Altar; Being faithful to Holy Spirit; Q from Mark: Lavoy Finicum?; Bundy ranch?; The real enemy; Offices of power; Standing up against injustice; Returning men to their family and possessions; Focus on seeking His kingdom and His righteousness; Leaving judgment to God; Being the light in the room; Anti-Christ legislation; Gathering together in His way; Pure Religion.
Somalia has accused the United Arab Emirates of undermining its sovereignty, including allegedly facilitating Israel's recognition of Somaliland, which Somalia considers part of its territory. In response, Mogadishu has canceled all agreements with the UAE, from ports to defence, raising questions about trade and security. We then turn to Botswana, following a recent visit by American YouTuber IShowSpeed to the Diamond Trading Centre in Gaborone, where he held a rough diamond and asked if he could buy it. Botswana's diamonds are a major part of national wealth, but acquiring them in raw form is strictly regulated. We explore what you need to know about these gems. Presenter: Charles Gitonga Producers: Ayuba Iliya, Keikantse Shumba, Bella Twine Senior Producer: Blessing Aderogba Technical Producer: Terry Chege Editors: Samuel Murunga and Maryam Abdalla
Why it's so important to make agreements with your colleagues about how you'll work together.Allison Shields on LinkedInConnect with Sam on LinkedIn - I share customer experience content multiple times a week, and love hearing from listeners with questions or ideas for topics.Subscribe to my newsletter, Customer Experience Patterns - I publish a new edition with each episode of the podcast.My LinkedIn Learning courses: Customer Experience: 6 Essential Foundations For Lasting Loyalty, How To Create Great Customer Experiences & Build A Customer-Centric Culture. In-depth video series that teach you how to create great experiences, and build customer-centric cultuers.Thanks to my talented colleague Emily Tolmer for the cover art. Thanks to my friends at Moon Island for the music. Hosted on Acast. See acast.com/privacy for more information.
Rachel Sachs is a professor of law at Washington University in St. Louis. Stephen Morrissey, the interviewer, is the Executive Managing Editor of the Journal. S.B. Dusetzina and R.E. Sachs. Insurance Coverage and Pricing of Weight-Loss Drugs in the United States. N Engl J Med 2026;394:105-107. S. Gondi, A.S. Kesselheim, and B.N. Rome. Generic Liraglutide — Overlooked but Not Forgotten. N Engl J Med. DOI: 10.1056/NEJMp2515668.
The Sacred Science of Birth: How Souls Choose Their ParentsIn this extraordinary solo transmission, Dr. Samuel B. Lee, MD, opens the multidimensional gateway to a mystery hidden in plain sight: how and why souls incarnate on Earth. This is not just about pregnancy or parenting—it's about frequency, choice, and divine architecture.What if conception isn't random? What if every soul is born by sacred covenant, not biology alone? In this powerful episode, Dr. Lee dives into the original Eternal Life CDT Plate Teachings to reveal the Azuray Point—the 8th chakra, the zero point, the stillness where soul contracts are made before birth, sometimes lifetimes in advance.From personal stories of karmic healing to the conception of his own incoming daughter, Dr. Lee shares the cosmic mechanics of soul embodiment, conception as scalar alignment, and how the mother's womb is a living Stargate—Stargate 13.This is for conscious parents, doulas, birthworkers, or anyone seeking to understand the deeper spiritual science behind how and why a soul chooses to be born now.Sacred Truths & Lessons from This Episode:• Birth is a cosmic covenant, not just a biological event• Souls enter by vibrational agreement—never by force• The Azuray Point holds the soul's pre-birth contract• Miscarriages are sacred pauses, not failures• The womb mirrors Stargate 13—every mother is a portal• Parenting is planetary service; conscious conception matters
Are you struggling to figure out shared network agreements? In this episode, Kirk Behrendt brings back Sandi Hudson, founder of Unlock the PPO, to help you navigate the complex world of PPOs with her expert advice. To learn everything you need to know about shared network agreements for the new year, listen to Episode 992 of The Best Practices Show!Learn More About Sandi:Join Sandi on Facebook: https://www.facebook.com/UnlockThePPOFollow Sandi on Instagram: https://www.instagram.com/unlocktheppoLearn more about Unlock the PPO: https://unlocktheppo.comMore Helpful Links for a Better Practice & a Better Life:Subscribe to The Best Practices Show: https://the-best-practices-show.captivate.fm/listenJoin The Best Practices Association: https://www.actdental.com/bpaDownload ACT's BPA app on the Apple App Store: https://apps.apple.com/us/app/best-practices-association/id6738960360Download ACT's BPA app on the Google Play Store: https://play.google.com/store/apps/details?id=com.actdental.join&hl=en_USJoin ACT's To The Top Study Club: https://www.actdental.com/tttGet The Best Practices Magazine for free: https://www.actdental.com/magazinePlease leave us a review on the podcast:
Happy New Year, Folks! To kick off 2026, I sit down with Walt Moore, president and general manager of Walmoore Holsteins Inc., a five-generation dairy farm in Pennsylvania. In this candid conversation, we look at the Undiscussable™ issues facing farm and ranch transition — particularly those surrounding family identity, retirement, and growth. Walt shares his family's journey, including the 18-month planning process, the role of outside advisors (like their specialized financial guide), and how they navigated a complex blended family structure to bring in the fifth generation. We learn about their family's strategy of "stepping back without stepping away," managing non-farm heirs, dealing with issues of housing and debt capacity, and the critical importance of financial transparency for legacy success. Walt's insights reveal positive conflict behaviors and the power of peer support groups. This episode is packed with essential tools and motivation for any farm family looking to find harmony through understanding and proactively plan for their future. "You've got to communicate — don't be afraid to ask questions, and don't feel like you're on an island. I'm in a couple of your groups, and you realize really quickly that we're in the same trenches. When [you're in] a good group that's transparent with each other and willing to help each other, that's hard to beat." - Walt Moore, president of Walmoore Holsteins Inc. About Our Guest Walt is President and General Manager of Walmoore Holsteins, Inc. The family farm has been in operation for over 116 years and 5 generations. Walt is in partnership with his wife, Ellen, and three 5th-generation partners - Luke, Andrew, and Chase. Walmoore Holsteins, Inc. milks 1150 cows with a 32,000-pound herd average, raises 900-plus replacement young stock, 150 Wagyu crosses, farms 2000 acres of corn for silage and grain, alfalfa, soy beans, triticale, and grass hay. Walmoore employs 17 full-time and several part-time people. Walt is also the General Partner of Moore Family Farm LP, which was formed as a land holding company. Additionally, Walt and Ellen, with partners Duane and Marilyn Hershey, started Moocho Milk Transportation Inc. in 2006 to haul their own milk. Walt and Ellen, along with their son Jake and his wife, own Moore Meats LLC, a premium American Wagyu farm-to-fork meat company. Walt has traveled to other states and China, helping to educate producers on Best Management Practices. He serves on several committees, including the Chester County Conservation District Board, London Grove Friends Finance Committee, Land-O-Lakes Master Focus Group, and the American Dairy Coalition, currently serving as President. Walt has also served on the Horizon Farm Credit Customer Advisory Board and on the Center for Dairy Excellence Foundation Board, serving as President for two years. He has served on the PDMP board as the Vice-President and President. In his leisure time, Walt enjoys spending time with his family, attending PSU football games, hunting, boating, and traveling. Contact Walt Contact Walmoore Holsteins, Inc. Follow Walmoore Holsteins, Inc. on Facebook Elaine Froese Resources: Watch this episode on YouTube. Visit the podcast website SPEAKING - book Elaine for your next event COACHING - explore Farm Transition Coaching MEMBERSHIP - become a Farm Family Transition Member FREE STUFF - downloadable tools for your farm transition CONTACT - take the next steps in your transition BURNING QUESTION? Submit it here Farm Family Coach Social Media Links Facebook Instagram LinkedIn X YouTube TikTok Timestamps 0:00:00 - Introduction, Podcast, Guest Welcome, Purpose of Episode 0:00:43 - Guest Bio: Walter Moore, Family Farm Overview, Dairy Operations 0:04:40 - Discussing Transition, Generational Change, Retirement and Successor Dynamics 0:10:00 - Legacy Goals, Financial Planning for Next Generation, Advisors' Role 0:13:25 - Housing for Family and Employees, Family Member Roles 0:16:41 - Fairness, Family Compensation, Involvement of Blended Family and Non-family Employees 0:21:04 - Operational vs. Strategic Management, Corporate Meetings, Vertical Integration (Milk Transport Business) 0:25:00 - Financial Transparency, Budgeting, Planning for the Future 0:29:03 - Overcoming Procrastination, Learning from Previous Generations, Will and Estate Updating 0:32:45 - Risk Management, Divorce, Relationship Dynamics, Inter-spousal Agreements 0:36:34 - Conflict Management, Importance of Communication, Peer Groups and Networking 0:38:10 - Final Takeaways and Advice: Passion, Teamwork, Continuous Learning
In this episode of The Art of Dental Finance and Management, Art Wiederman CPA sits down with dental attorney Sean Dumm to discuss the legal issues dentists cannot afford to overlook.Legal agreements are essential for a successful dental practice. They protect dentists from costly disputes and help ensure long-term stability. In this episode of The Art of Dental Finance and Management, Art Wiederman CPA talks with dental attorney Sean Dumm about the legal issues dentists must prioritize to safeguard their businesses.Art and Sean discuss what makes a strong associate agreement, why clearly defining compensation formulas is critical, and how covenants such as non-compete agreements and other contractual clauses work. They also dive into the complexities of office leases.The conversation compares the roles of lease negotiation firms and dental attorneys, highlights the most important lease provisions, and explains why dentists should seek legal advice before a lease term ends.Finally, they explore dental partnerships, outlining key provisions and common pitfalls to avoid.Packed with practical guidance, this episode is a must-listen for dentists looking to protect their practices and prevent costly mistakes.
Are your team members clear about what you really expect from them? In this compelling conversation, you'll hear Megan Robinson share how confusion and unspoken assumptions can erode trust and productivity—and what leaders can do to prevent that. You'll hear how Megan helps leaders transform vague expectations into specific, teachable behaviors that drive growth. She also reveals why “professional guilt” often holds leaders back and how to replace it with curiosity and compassion. If you've ever wondered how to give feedback that builds confidence instead of defensiveness, this episode will give you practical insights and stories you'll want to remember. Megan is the Founder at E Leader Experience and works with individuals and teams to develop self-leadership skills that grow companies. She started her career in marketing and climbed her way through the corporate ladder at advertising agencies and Fortune 500 companies. Then she caught the entrepreneur bug and started her own marketing company. After yet another “Business Therapy” session, Megan discovered her true passion was in coaching. Inspired by her own successful career in corporate and entrepreneurial environments, she makes leadership approachable for everyone, regardless of title, position, or experience. Megan is also the host of the Culture Connections Podcast and the Past President of ATD Chicago, the leading learning and development organization in Chicagoland. You'll discover: Why feedback fails when leaders assume understandingHow to turn performance gaps into learning opportunitiesThe role of clarity and language in setting expectationsSimple ways to test assumptions and create shared meaningHow self-awareness and intention make feedback transformativeCheck out all the episodesLeave a review on Apple PodcastsConnect with Meredith on LinkedInFollow Meredith on TwitterDownload the free ebook Listen Like a Pro
Mary Kissel argues that Ukraine cannot surrender the Donbas without ironclad security guarantees, citing past broken agreements like the Budapest Memorandum. She validates Finnish and Baltic fears regarding Russian aggression and questions whether the Trump administration's business-centric approach can effectively manage Vladimir Putin'sideological brutality. 1855 CRIMEA
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