Podcasts about lacp

Inflation is quietly eroding the value of trillions sitting in savings accounts, money markets, and CDs. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, unpack what it really means to make your cash "work." They break down:

Inflation is quietly eroding the value of trillions sitting in savings accounts, money markets, and CDs. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, unpack what it really means to make your cash "work." They break down:

A new tax bill has officially been signed into law — but what does it really mean for your income, your small business, and your long-term financial plan? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor break down the key changes, including: The new standard deduction and SALT cap increase Expanded small business and child tax credits Reinstated R&D deductions for innovation Cuts to certain federal programs Growing national deficit and long-term planning implications Strategic estate planning opportunities  Tim and Tyler explain how these updates may affect your taxes today and your broader financial strategy tomorrow. Listen now to learn how to navigate the new rules and plan proactively for the years ahead.

A new tax bill has officially been signed into law — but what does it really mean for your income, your small business, and your long-term financial plan? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor break down the key changes, including: The new standard deduction and SALT cap increase Expanded small business and child tax credits Reinstated R&D deductions for innovation Cuts to certain federal programs Growing national deficit and long-term planning implications Strategic estate planning opportunities  Tim and Tyler explain how these updates may affect your taxes today and your broader financial strategy tomorrow. Listen now to learn how to navigate the new rules and plan proactively for the years ahead.

Retirement works best when you're on the same page, financially and emotionally. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™,  Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor explore how to align your plan with your partner's goals and protect each other along the way:

Retirement works best when you're on the same page, financially and emotionally. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™,  Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor explore how to align your plan with your partner's goals and protect each other along the way:

Is Crypto Right for You? Bitcoin, blockchain, and cryptocurrencies have been everywhere in the headlines, but do they really belong in your financial plan? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, and Tyler Andrews unpack the basics of crypto:

Is Crypto Right for You? Bitcoin, blockchain, and cryptocurrencies have been everywhere in the headlines, but do they really belong in your financial plan? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, and Tyler Andrews unpack the basics of crypto:

If Congress doesn't act, the 2025 tax sunset could bring higher income taxes, lower deductions, and a significant reduction in estate tax exemptions. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down the ripple effects this could have on high-income earners, retirees, and families with growing estates. They also share practical tools to prepare—like using life insurance in estate planning, reviewing your gifting strategies, and considering Roth conversions while today's tax rates are still in place.

If Congress doesn't act, the 2025 tax sunset could bring higher income taxes, lower deductions, and a significant reduction in estate tax exemptions. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down the ripple effects this could have on high-income earners, retirees, and families with growing estates. They also share practical tools to prepare—like using life insurance in estate planning, reviewing your gifting strategies, and considering Roth conversions while today's tax rates are still in place.

They're marketed as convenient. But Target Date Funds can sometimes be too aggressive, too conservative, or simply too generic for your unique situation. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down the mechanics of Target Date Funds and offer perspective on how to evaluate whether they're truly working for you. The conversation covers the importance of understanding your fund's glide path, comparing how different providers structure their portfolios, and evaluating the potential risks of relying too heavily on automation. You'll also hear about alternative strategies that could provide more clarity, flexibility, and alignment with your goals.

They're marketed as convenient. But Target Date Funds can sometimes be too aggressive, too conservative, or simply too generic for your unique situation. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down the mechanics of Target Date Funds and offer perspective on how to evaluate whether they're truly working for you. The conversation covers the importance of understanding your fund's glide path, comparing how different providers structure their portfolios, and evaluating the potential risks of relying too heavily on automation. You'll also hear about alternative strategies that could provide more clarity, flexibility, and alignment with your goals.

Empty nesting isn't just an emotional milestone—it's a financial one too. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, share ideas to help listeners make the most of this new phase. They cover the impact of budget changes, how to reallocate spending once the kids are off the payroll, and ways to catch up on retirement savings. The conversation also touches on the realities of downsizing, the importance of legacy planning, and how to embrace a refreshed financial identity moving forward.

Empty nesting isn't just an emotional milestone—it's a financial one too. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, share ideas to help listeners make the most of this new phase. They cover the impact of budget changes, how to reallocate spending once the kids are off the payroll, and ways to catch up on retirement savings. The conversation also touches on the realities of downsizing, the importance of legacy planning, and how to embrace a refreshed financial identity moving forward.

From saving 10% of your salary to allocating bonds based on your age, there are plenty of old money myths still floating around. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down some of the most common financial rules of thumb and explore whether they're helping—or holding you back. They share the history behind these ideas, why they became popular, and what today's retirees could consider instead. If you're rethinking your approach to retirement planning, this episode offers a fresh, practical perspective.

From saving 10% of your salary to allocating bonds based on your age, there are plenty of old money myths still floating around. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down some of the most common financial rules of thumb and explore whether they're helping—or holding you back. They share the history behind these ideas, why they became popular, and what today's retirees could consider instead. If you're rethinking your approach to retirement planning, this episode offers a fresh, practical perspective.

Many people work hard to save for retirement—but saving isn't the same as planning. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down why having a strategy matters and how to avoid relying on “hope” alone for your financial future. If you've ever wondered whether you're truly prepared for retirement—or simply crossing your fingers that it will all work out—this episode can help you think through what's next.

Many people work hard to save for retirement—but saving isn't the same as planning. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down why having a strategy matters and how to avoid relying on “hope” alone for your financial future. If you've ever wondered whether you're truly prepared for retirement—or simply crossing your fingers that it will all work out—this episode can help you think through what's next.

Many individuals overlook the specific details that could affect their Social Security benefits, such as the timing of claims and the intricacies of spousal and survivor benefits. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, discuss how different scenarios—whether you're married, divorced, widowed, or still working—can impact your Social Security strategy. They also touch on the taxes that could eat into your benefits and how to incorporate Social Security into your broader financial plan. If you're looking to gain a deeper understanding of how your unique circumstances could influence your Social Security decisions, this episode offers practical insights to help you make more informed choices. 

Many individuals overlook the specific details that could affect their Social Security benefits, such as the timing of claims and the intricacies of spousal and survivor benefits. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, discuss how different scenarios—whether you're married, divorced, widowed, or still working—can impact your Social Security strategy. They also touch on the taxes that could eat into your benefits and how to incorporate Social Security into your broader financial plan. If you're looking to gain a deeper understanding of how your unique circumstances could influence your Social Security decisions, this episode offers practical insights to help you make more informed choices. 

Many people delay estate planning without realizing the potential consequences for their families and finances. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down the essential components of a sound estate plan, and why waiting too long can cause confusion, conflict, or unnecessary costs later.  This isn't a scare tactic—it's a practical guide to making thoughtful decisions while you still can. Because if you don't take the time to plan, someone else will make the choices for you.

Many people delay estate planning without realizing the potential consequences for their families and finances. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down the essential components of a sound estate plan, and why waiting too long can cause confusion, conflict, or unnecessary costs later.  This isn't a scare tactic—it's a practical guide to making thoughtful decisions while you still can. Because if you don't take the time to plan, someone else will make the choices for you.

Small choices can have a big impact over time – sometimes in ways that aren't immediately obvious. In this episode, Tim Clairmont MSFS™, LACP™, and Tyler Andrews CFP® discuss common patterns they've seen that may unintentionally interfere with financial progress: emotional spending, delayed action, lack of a written plan, overconfidence in DIY strategies, and overlooking tax and estate considerations. This isn't about one-size-fits-all advice. It's a conversation meant to help listeners consider where they are today, what habits might be worth revisiting, and where there may be room to adjust.

Small choices can have a big impact over time – sometimes in ways that aren't immediately obvious. In this episode, Tim Clairmont MSFS™, LACP™, and Tyler Andrews CFP® discuss common patterns they've seen that may unintentionally interfere with financial progress: emotional spending, delayed action, lack of a written plan, overconfidence in DIY strategies, and overlooking tax and estate considerations. This isn't about one-size-fits-all advice. It's a conversation meant to help listeners consider where they are today, what habits might be worth revisiting, and where there may be room to adjust.

Let's be honest—tax season doesn't exactly spark joy. But there's a lot more to it than just plugging numbers into a software and hitting “submit.” In this episode, Tim Clairmont MSFS™, LACP™, and Tyler Andrews CFP® sit down to unpack some of the real questions people are asking right now: Are you withholding too much or too little from your paycheck? Are there deductions or credits you're overlooking? Could a few small adjustments now save you headaches (and maybe dollars) next year? 

Let's be honest—tax season doesn't exactly spark joy. But there's a lot more to it than just plugging numbers into a software and hitting “submit.” In this episode, Tim Clairmont MSFS™, LACP™, and Tyler Andrews CFP® sit down to unpack some of the real questions people are asking right now: Are you withholding too much or too little from your paycheck? Are there deductions or credits you're overlooking? Could a few small adjustments now save you headaches (and maybe dollars) next year? 

If you've ever thought, “I don't love my current job,” or started imagining a long-term shift into something new, this episode is for you. Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, walk through practical financial questions you should ask yourself before jumping into a career transition.

If you've ever thought, “I don't love my current job,” or started imagining a long-term shift into something new, this episode is for you. Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, walk through practical financial questions you should ask yourself before jumping into a career transition.  

Caring for aging parents is a reality many of us have faced, will face, or are facing, but it's not always something we talk about openly. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, take a thoughtful look at the emotional and financial challenges that come with supporting aging loved ones. They discuss how to approach this important aspect of life with compassion and awareness, and offer insight into the broader picture of planning for the future.

Caring for aging parents is a reality many of us have faced, will face, or are facing, but it's not always something we talk about openly. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, take a thoughtful look at the emotional and financial challenges that come with supporting aging loved ones. They discuss how to approach this important aspect of life with compassion and awareness, and offer insight into the broader picture of planning for the future.

The Backdoor Roth IRA can seem like a strategy for the financially savvy, but is it really all it's cracked up to be? Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, dive deep into how this unique retirement strategy works, who should consider it, and whether it's worth the effort for your financial goals.

The Backdoor Roth IRA can seem like a strategy for the financially savvy, but is it really all it's cracked up to be? Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, dive deep into how this unique retirement strategy works, who should consider it, and whether it's worth the effort for your financial goals.    

The decision of a lifetime: Should you stay in your current home or move when you retire? Tim Clairmont MSFS™, LACP™, Wealth Advisor and Tyler Andrews CFP®, Wealth Advisor, are breaking it down in our latest episode with some surprising insights! From taxes to cost of living, and even the wild idea of living on a cruise ship – you won't believe what they have to say!

The decision of a lifetime: Should you stay in your current home or move when you retire? Tim Clairmont MSFS™, LACP™, Wealth Advisor and Tyler Andrews CFP®, Wealth Advisor, are breaking it down in our latest episode with some surprising insights! From taxes to cost of living, and even the wild idea of living on a cruise ship – you won't believe what they have to say!

How do we maximize our 401k? In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, explore various strategies that may help you consider different aspects of 401k planning. They discuss factors that could influence how individuals approach their retirement savings and share general thoughts on what might impact long-term financial planning.

How do we maximize our 401k? In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, explore various strategies that may help you consider different aspects of 401k planning. They discuss factors that could influence how individuals approach their retirement savings and share general thoughts on what might impact long-term financial planning.

The world of financial advice can be overwhelming—so who do you trust? Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, discuss the differences between independent and corporate financial management and what might influence your choice. 

The world of financial advice can be overwhelming—so who do you trust? Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, discuss the differences between independent and corporate financial management and what might influence your choice. 

How can the principles of personal growth impact your financial journey? Join Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, as they explore how the lessons from personal development can have a powerful impact on our financial decision-making and long-term growth. 

How can the principles of personal growth impact your financial journey? Join Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, as they explore how the lessons from personal development can have a powerful impact on our financial decision-making and long-term growth.

Are money myths unknowingly influencing your financial choices? In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down some of the most common ideas about money. They share their perspectives on these beliefs, reflect on their personal experiences with them, and discuss how these myths might shape the way we think about financial decisions. 

Are money myths unknowingly influencing your financial choices? In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down some of the most common ideas about money. They share their perspectives on these beliefs, reflect on their personal experiences with them, and discuss how these myths might shape the way we think about financial decisions. 

Do emotions ever play a role in your financial choices? In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, explore the connection between feelings and financial success. They discuss how emotional factors can sometimes impact decision-making and consider ways to navigate these influences in the pursuit of financial well-being.

Do emotions ever play a role in your financial choices? In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, explore the connection between feelings and financial success. They discuss how emotional factors can sometimes impact decision-making and consider ways to navigate these influences in the pursuit of financial well-being.

On today's Heavy Networking we talk LACP and link aggregation. While bonding two or more links together to act as a single virtual link has been done for decades, LACP and link aggregation aren't the same thing, and the distinction matters. Our guest to get into the differences is network instructor Tony Bourke.

On today's Heavy Networking we talk LACP and link aggregation. While bonding two or more links together to act as a single virtual link has been done for decades, LACP and link aggregation aren't the same thing, and the distinction matters. Our guest to get into the differences is network instructor Tony Bourke. The post Heavy Networking 690: LACP Is Not Link Aggregation – With Tony Bourke appeared first on Packet Pushers.

On today's Heavy Networking we talk LACP and link aggregation. While bonding two or more links together to act as a single virtual link has been done for decades, LACP and link aggregation aren't the same thing, and the distinction matters. Our guest to get into the differences is network instructor Tony Bourke.

On today's Heavy Networking we talk LACP and link aggregation. While bonding two or more links together to act as a single virtual link has been done for decades, LACP and link aggregation aren't the same thing, and the distinction matters. Our guest to get into the differences is network instructor Tony Bourke. The post Heavy Networking 690: LACP Is Not Link Aggregation – With Tony Bourke appeared first on Packet Pushers.

On today's Heavy Networking we talk LACP and link aggregation. While bonding two or more links together to act as a single virtual link has been done for decades, LACP and link aggregation aren't the same thing, and the distinction matters. Our guest to get into the differences is network instructor Tony Bourke.

On today's Heavy Networking we talk LACP and link aggregation. While bonding two or more links together to act as a single virtual link has been done for decades, LACP and link aggregation aren't the same thing, and the distinction matters. Our guest to get into the differences is network instructor Tony Bourke. The post Heavy Networking 690: LACP Is Not Link Aggregation – With Tony Bourke appeared first on Packet Pushers.