Podcasts about make sense

Episode 97: Simon from TFTCentral joins us after the wave of announcements at CES 2026 to chat about upcoming monitor technology, the current flaws with WOLED and QD-OLED panels, the types of screens we'd love to see, burn in, G-Sync Pulsar and moreTFTCENTRALCheck out Simon's channel: https://www.youtube.com/@tftcentralCheck out Simon's website: https://tftcentral.co.uk/CHAPTERS00:00 - Intro02:43 - New Ultrawides for 202611:19 - New RGB Stripe WOLED20:36 - Does 5K Gaming Make Sense?30:16 - 500Hz 1440p LCDs36:38 - The OLED Formats We'd Like to See & Future of OLED55:50 - Status of OLED Burn In and Other Flaws1:14:41 - G-Sync PulsarSUBSCRIBE TO THE PODCASTAudio: https://shows.acast.com/the-hardware-unboxed-podcastVideo: https://www.youtube.com/channel/UCqT8Vb3jweH6_tj2SarErfwSUPPORT US DIRECTLYPatreon: https://www.patreon.com/hardwareunboxedLINKSYouTube: https://www.youtube.com/@Hardwareunboxed/Twitter: https://twitter.com/HardwareUnboxedBluesky: https://bsky.app/profile/hardwareunboxed.bsky.social Hosted on Acast. See acast.com/privacy for more information.

If you've been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I'd encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you!There's a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you're ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link:https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)Show Notes:Post on X from Wall St. Wingman on 2/9: https://x.com/WallStWingman/status/2020898540608741392?s=20 Post on X from Mike Silva on: 2/9 https://x.com/mikepsilva/status/2020968911827763445?s=20#338 Topics:Market Volatility: Mixed market returns with S&P 500 up 1.4% year-to-date; NASDAQ down 0.8%.Jobs Report: January payrolls increased by 130,000; unemployment dropped to 4.3%, with slowest job growth in two decades.Trucking Volumes Rise: Spot rates climbed $0.61/mile; volumes hit multi-year high, signaling robust economic strength.Inflation Insights: Real-time inflation shows sub-1% annual rate, suggesting potential for more aggressive Fed rate cuts.Tech CapEx Surge: Mega tech firms plan $200 billion in AI infrastructure spending, betting on long-term growth.Broader Market Strength: Non-tech sectors support market stability amid outperformance from transportation stocks.

More details are emerging about the mass shooting in B.C. that left nine people dead. We get an update on the shooter. And a town resident describes the pain people in Tumbler Ridge are feeling and the kindness and patience they need, in the absence of answers. Plus, we hear from two people who offer trauma care in the wake of school shootings, to help us all begin to process this unthinkable tragedy

It's the ultimate "break glass in case of emergency" move: tapping into your 401(k) or IRA before you hit age 59½. Usually, the advice is a resounding "don't do it," thanks to that stinging 10% early withdrawal penalty plus ordinary income taxes.But life rarely follows a linear spreadsheet. In this episode, we tackle the nuance of the "forbidden" withdrawal. We're diving into the specific scenarios where paying the penalty might actually be the most logical—or least destructive—financial move available to you.Send a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram

How Should We Respond When God's Way Doesn't Make Sense? (Romans 11:1-36)

The Theology of Resilience: Trusting God When Life Doesn’t Make Sense with Daniel RitchieResilience isn’t just the ability to survive hardship…it’s the courage to believe that God is still good, purposeful, and present in the middle of it. Today’s guest embodies that truth in a powerful way. Daniel Ritchie was born without arms, something that, by the world’s standards, could have defined his limitations. But instead of allowing his circumstances to dictate his identity or future, Daniel has chosen a life marked by faith, joy, perseverance, and purpose.This conversation goes far beyond overcoming adversity. It’s about how emotional wounds can run deeper than physical ones, the power that is found through surrender, as well as rooting and anchoring our identity in Christ, and how weakness, when placed in God’s hands, can become a platform for His strength.Daniel is a longtime evangelist, speaker, author, and currently serves as First Vice President of the Southern Baptist Convention. But at his core, he is a man who has learned to trust God deeply, even when life didn’t make sense.Links:Daniel’s Website: https://danielritchie.com/about-daniel/Pick up a Copy of My Affliction for His Glory: https://www.amazon.com/My-Affliction-His-Glory-Identity/dp/1683590821Pick up a copy of Endure: https://www.amazon.com/Endure-Building-Faith-Long-Run/dp/1683595416 About Daniel - Daniel Ritchie A post from DRITCH9 on Daniel Ritchie provided by: https://danielritchie.com Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

For years I lived with a deep fear I couldn't explain — the feeling that I would always be abandoned.In this episode, I share a raw piece of my story I've never told before… the moment God brought clarity through a conversation that changed everything.If you're walking your own journey and need encouragement or support along the way, you can find more at belovegivelove.com. ♥️

WHEN DOES INVESTING IN GOLD MAKE SENSE? FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS Tyler Cunningham, CFP®, CEPS Financial Planner Tessa Hall Media and Communications Specialist About This Episode Gold often gets attention during uncertain markets, but does it really belong in a long-term investment plan? In this episode, the Tessa speaks with Tyler Cunningham, a Financial Planner, to discuss when investing in gold may make sense, what risks investors often overlook, and how gold compares to other options during periods of market volatility. To learn more about BWFA's approach to diversification and portfolio construction, visit our Investment Management page. Read Full Description Gold often gains attention during periods of market uncertainty. When inflation concerns rise or markets become volatile, it is frequently described as a safe haven or a hedge against risk. However, the role gold plays in a long-term investment strategy is often misunderstood. In this episode of Healthy, Wealthy & Wise, Tessa speaks with Tyler Cunningham, Financial Planner at BWFA, about when gold may fit into a portfolio and when it may introduce risks that investors do not fully expect. The conversation explores why gold prices can be volatile, even during times when investors assume stability. Unlike many traditional investments, gold does not generate income. There are no dividends or interest payments, which means returns depend entirely on price movement. Because of this, investor behavior and timing play a significant role. When prices rise quickly, interest in gold tends to follow. When prices fall, exits can become more challenging, particularly for those holding physical gold. The discussion also compares physical gold with other ways investors may seek exposure, such as exchange traded funds or mutual funds tied to precious metals. Liquidity, taxes, and storage costs all factor into whether gold makes sense within a broader financial plan. Emotional decision making and fear of missing out can further complicate these choices. Throughout the episode, gold is placed in context alongside other investment options that may offer stability or income during uncertain periods. Rather than focusing on headlines, the conversation emphasizes aligning investment decisions with long-term goals, cash flow needs, and overall portfolio balance. Ultimately, this episode highlights that gold is neither inherently good nor bad. What matters most is understanding how it works, what risks it carries, and whether it truly supports an investor's broader financial strategy.

In this episode of Money Matters, Scott and Pat answer listener questions and explain when Roth conversions make sense, when they don't, and how taxes, IRMAA Medicare surcharges, and market volatility can change retirement outcomes. They discuss strategic gifting to adult children, helping fund Roth IRAs, 401(k)s, and HSAs without killing motivation, and walk through a real call from a retired teacher debating whether converting his accounts is worth it. Along the way, Scott and Pat break down the math behind Roth conversions, explain how pensions and Social Security affect the results, and why paying conversion taxes from retirement accounts can wipe out the benefits. If you're retired or nearing retirement and considering Roth conversions, this episode offers clear, practical guidance to avoid costly mistakes. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

On Wednesday's show Jay Beecher offered a skeptical attitude toward the entire Epstein Files saga. Now, Mike Benz joins to give the opposite take, examining the many interesting facts and connections of Epstein's life story and explaining why he believes they constitute proof of Epstein's activities in the world of international intelligence. Benz explores Epstein's ties to Israeli PM Ehud Barak, arms dealer Adnan Khashoggi, and others, and says what still remains unexplained. Watch every episode ad-free on members.charliekirk.com! Get new merch at charliekirkstore.com!Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.

They didn't leave. They just… disappeared. No goodbye. No explanation. Just silence. If you've ever been ghosted by a close friend or someone you loved, your brain probably didn't register a breakup. It got stuck. Stuck in a loop of ambiguous loss, searching for closure that never came. Today, we're breaking down the Psychology of Ghosting, why it hurts more than a normal breakup, why friendship breakups can cut even deeper, and why their silence is not a verdict on your worth. By the end of this episode, I want you to see something clearly: Their disappearance is not rejection. It's incapacity. Make Sense? Let's get into it.   Follow Dr. JC Doornick and the Makes Sense Academy:► Makes Sense Substack - https://drjcdoornick.substack.com ► Instagram: / drjcdoornick ►Facebook:  / makessensepodcast ►YouTube:  / drjcdoornick   MAKES SENSE PODCAST Welcome to the Makes Sense with Dr. JC Doornick Podcast. This podcast explores topics that expand human consciousness and enhance performance. On the Makes Sense Podcast, we acknowledge that it's who you are that determines how well what you do works, and that perception is subjective and an acquired taste. When you change the way you look at things, the things you look at begin to change. Welcome to the uprising of the sleepwalking masses. Welcome to the Makes Sense with Dr. JC Doornick Podcast. SUBSCRIBE/RATE/REVIEW & SHARE our new podcast. FOLLOW Podcast: You will find a "Follow" button in the top right. This will enable the podcast software to alert you when a new episode launches each week. Apple: https://podcasts.apple.com/ca/podcast/makes-sense-with-dr-jc-doornick/id1730954168 Spotify: https://open.spotify.com/show/1WHfKWDDReMtrGFz4kkZs9?si=003780ca147c4aec Podcast Affiliates: Kwik Learning: Many people ask me where I get all these topics, which I've been covering for almost 15 years. I have learned to read nearly four times faster and retain information 10 times better with Kwik Learning. Learn how to learn and earn with Jim Kwik. Get his program at a special discount here: https://jimkwik.com/dragon OUR SPONSORS: Makes Sense Academy: A private mastermind and psychologically safe environment full of the Mindset and Action steps that will help you begin to thrive. The Makes Sense Academy. https://www.skool.com/makes-sense-academy/about The Sati Experience: A retreat designed for the married couple that truly loves one another, yet wants to take their love to that higher magical level. Relax, reestablish, and renew your love at the Sati Experience. https://www.satiexperience.com 0:00 - Intro 1:45 - They didn't leave, they disappeared. 3:42 - My personal experience and the inspiration for this episode 6:35 - Ghosting is one of the strangest behaviors we've ever normalized 9:00 - Self Blame 10:39 - Ambiguous Loss. 12:33 - Attachment theory Comes in 14:17 - The Capacity Issue 16:14 - When the ghost reappears and returns? 24:00 - Closure is not obtained by them, it comes from you. 25:03 - Let's Run Ghosting through the IRS (Interface Response System) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On Wednesday's show Jay Beecher offered a skeptical attitude toward the entire Epstein Files saga. Now, Mike Benz joins to give the opposite take, examining the many interesting facts and connections of Epstein's life story and explaining why he believes they constitute proof of Epstein's activities in the world of international intelligence. Benz explores Epstein's ties to Israeli PM Ehud Barak, arms dealer Adnan Khashoggi, and others, and says what still remains unexplained. Watch every episode ad-free on members.charliekirk.com! Get new merch at charliekirkstore.com!Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.

020426 SHORT 2 MIN - 2 Questions - Things That Don't Make Sense About The Epstein Case by Kate Dalley

Youtube video linked below!https://www.youtube.com/watch?v=7TUcgEta3PULinks & Socials here:https://linktr.ee/haleygutz

In this episode of the Covenant Eyes Podcast, host Karen Potter and co-host Rob are joined by Adam Young, licensed clinical social worker, former pastor, author, and host of The Place We Find Ourselves podcast.Adam shares deep insight into how early life experiences shape the brain, body, and nervous system—and why engaging our personal stories with care and support is essential for healing. Together, they explore trauma, shame, memory, and the redemptive truth that God designed us for restoration.This conversation offers hope for anyone carrying unresolved pain, reminding listeners that healing is possible and that our bodies and hearts were created with the capacity to recover and be made whole.✨ Episode Topics Discussed• Why shame resists being brought into the light• How personal stories shape the brain and nervous system• The difference between explicit and implicit memory• Why unresolved trauma often lives in the body• Understanding complicity and misplaced shame• The concept of “the trauma before the trauma”• How family systems shape vulnerability and healing• Why healing requires community and trained support• Trauma-informed therapy and what to look for in a clinician• The hope of healing rooted in God's design and goodness

It's time for your weekly dose of Ask Rob & Rob – let's get stuck into two new questions!   (0:46) Dan's been approached by a rent-to-rent company offering to lease his property on behalf of the council. They're promising guaranteed rent, full management, and to return the property to its original condition. It sounds almost too good to be true – so he turns to Rob & Rob to find out if it really is.  (5:04) Tim's an expat about to buy his third UK buy-to-let. His first two are held in his personal name and sit comfortably within his tax-free allowance. He's wondering whether setting up a limited company might future-proof his portfolio, even if it means paying corporation tax immediately and asks Rob & Rob for their advice.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest 

Can the Carolina Panthers finally fix their protection issues and secondary depth? In today's video, we are breaking down ESPN Draft Expert Matt Miller's latest 2-round 2026 NFL Mock Draft. Miller is focused on "winning in the trenches" for Carolina, projecting Penn State powerhouse Vega Ioane to provide the interior muscle the Panthers desperately need. We also dive into his Round 2 selection at Cornerback, analyzing how these picks fit Dan Morgan's vision for a "dawg" mentality in Charlotte.

Msgr. James Shea visited JSerra to celebrate an all-school Mass in December of 2024, and graciously agreed to arrive early that day to address a couple hundred parents at our annual Advent Tea. With his usual wit, wisdom, and winsomeness, he delivered an engaging, entertaining, and (as always) deeply moving set of remarks that far exceeded our hopes for the event. Hear his presentation in full on this month's Plugged In. Msgr. James Shea is a priest for the Diocese of Fargo, North Dakota. He took over as president of University of Mary in Fargo in 2004. Since then, the college has seen increases along every meaningful metric and has taken its place among the top Catholic colleges and universities in the nation. In addition to seeing a huge uptick in enrollment, more importantly it has benefited from an authentic Catholic curriculum and established a vibrant culture of faith formation on its campus, drawing an increasing number of young, well-formed, disciples of Jesus Christ to University of Mary. Msgr. Shea earned a bachelor's degree and a licentiate in philosophy at the Catholic University of America in Washington, DC, and his theology degrees at the Gregorian and Lateran universities in Rome. 

eugenics, genetics, epigenetics, mean folks

The NFL coaching carousel is spinning fast. Some teams made smart hires. Others? Big question marks.In this livestream, I break down:The newly hired NFL head coachesWhether each hire is actually a good fitWhich teams still need a coach — and who SHOULD be on their shortlistWhat history tells us about first-time head coaches vs retreadsWhich situations are set up to succeed… and which feel doomed alreadyIf you care about roster fit, quarterback development, front office alignment, and not just splashy names, this is the breakdown you want.

Willard and Dibs explain why, for the first time, the Giannis Antetokounmpo-to-the-Warriors conversations may actually make sense for the first time.

Mike Florio from Pro Football Talk joined the show. Mike said there was reason for Mike McCarthy speaking highly of Aaron Rodgers yesterday and it wasn't just about wanting the QB back – it still, ultimately, comes down to Rodgers wanting to play. Mike said Rodgers coming back doesn't make sense because he's not close to the same player as he was when he worked with McCarthy. Mike expected the Steelers to get a coach that was wanted and sought after by multiple teams – they did the opposite with McCarthy, who only really had one option. Mike talked about the Steelers zigging in the coaching process when they are used to zagging and going with a young, up-and-coming assistant coach. Mike said the ‘QB whisperer' stuff with McCarthy is very over-blown and often walked into situations that already had great QBs.

In this episode of Partnering Leadership, futurists Bob Johansen and Jamais Cascio join the conversation to explore the ideas behind their new book, The Age of Chaos: A Sense-Making Guide to a BANI World That Doesn't Make Sense. Both guests bring decades of deep foresight work, scenario planning, and leadership insight—Bob through more than 50 years with the Institute for the Future, and Jamais as the originator of the BANI framework (“brittle, anxious, nonlinear, incomprehensible”). Their combined perspectives create a powerful lens for leaders facing a world where old assumptions and linear playbooks no longer hold.Across the discussion, they argue that today's disruptions are not isolated shocks. They are interconnected, compounding forces that make the environment fundamentally different from the “VUCA world” many leaders were trained for. Johansen and Cascio unpack how brittleness shows up in organizations disguised as efficiency, why anxiety has become a rational and necessary signal, and how nonlinearity rewrites traditional cause-and-effect expectations. They challenge leaders to rethink certainty, decision-making, and the stories they tell inside their organizations.At the heart of the conversation is a clear message: leading in a BANI world requires a shift in mindset. The best leaders will cultivate clarity instead of certainty, ask better questions instead of providing fast answers, and build organizations that bend rather than break under pressure. Cascio highlights how empathy, diverse perspectives, and even “useful wrongness” serve as strategic advantages. Johansen pushes leaders to think farther into the future than they are comfortable with—then work backwards to create resilient clarity in the present.The episode does not offer easy fixes. Instead, it gives listeners a framework for making sense of complexity, a set of practices to strengthen foresight, and a renewed understanding of the human side of leadership in chaotic times. For CEOs, board members, and senior executives navigating relentless uncertainty, this conversation provides both grounding and a challenge: to lead with more humility, more imagination, and more future-back discipline.Actionable TakeawaysYou'll learn why “clarity beats certainty” and how leaders who project confidence without openness can miss critical signals in chaotic environments.Hear how to spot brittleness in your systems—and why high efficiency often hides vulnerabilities that collapse under stress.You'll learn why a healthy level of anxiety is necessary and how leaders can use it to sharpen attention without slipping into dysfunction.Hear how to apply foresight as a leadership practice, using scenarios not to predict the future but to “vaccinate” your organization against emerging risks.You'll learn why nonlinear environments break traditional planning, and how to cultivate neuro-flexibility and improvisational leadership.Hear how storytelling becomes a strategic tool, helping leaders create meaning, focus attention, and align teams in moments of uncertainty.You'll learn why cross-generational leadership is becoming a competitive advantage, especially as digital natives bring new skills to nonlinear problem-solving.Connect with Bob Johansen and Jamais CascioBook Website Institute for the FutureJamais Cascio LinkedInConnect with Mahan Tavakoli: Mahan Tavakoli Website Mahan Tavakoli on LinkedIn Partnering Leadership Website

John Fanta of NBC Sports joins Afternoon Drive on The Fan. He talks about who he favors in the Browns coaching search, if he'd be upset if they hired Jim Schwartz, the recent turnaround from the Cavs, and more.

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The radio play-by-play voice of the Orlando Magic, Jake Chapman joined "Baskin & Phelps" Tuesday talking about the team's loss to the Cavaliers and how Orlando could finish the year.

In this episode of Being Human with Steve Cuss, Steve and Lisa explore how communication styles—rigid vs. fluid, internal vs. external processing, and rapid vs. deliberative thinking—shape relationships, well-being, and spiritual growth. They share personal experiences, unpack how trauma and certainty can impact faith, and revisit recent conversations with Cheryl McKissick (a fifth-generation Black business leader) on family legacy and authenticity in predominantly white spaces; Adam Young on self-awareness, empathy, and spiritual disciplines for healthier connection with others and God; and Clarissa Moll (The Bulletin) in a thoughtful back-and-forth. Biblical Passages Psalm 139 (ESV) Episode Resources: Learn more about the McKissack firm Check out Cheryl Mc Kissack Daniel's website Cheryl McKissack Daniel's The Black Family Who Built America: The McKissacks, Two Centuries of Daring Pioneers Adam Young's Make Sense of Your Story: Why Engaging Your Past with Kindness Changes Everything Adam Young's website Adam Young's The Places We Find Ourselves podcast More From Clarissa Moll: Clarissa Moll's The Bulletin podcast Explore Clarissa Moll's website Read Clarissa Moll's substack Sign up for Steve's Newsletter & Podcast Reminders: Capable Life Newsletter New Candles and Journals: https://www.stevecusswords.com/ Get the Communication Styles Guide: https://capablelife.com/pages/podcast Join Steve at an Upcoming Intensive: Capable Life Intensives Learn more about your ad choices. Visit podcastchoices.com/adchoices

Sooner or later, we all face painful seasons of life when we find ourselves asking God, “Why? Why is this happening? Why are You allowing this?” In some cases, we eventually get an answer. In other cases, we never do. In today's sermon, we'll spend time with one of the most influential figures in the entire Bible as we explore a time when he was asking, “Why?” Along the way, we'll identify a couple of vitally important things to remember when we're asking that same question. Join us as we wrap up our series, “When God Doesn't Make Sense.”  Scripture Reading: 2 Cor 12:7-10 Share: Know someone who needs this message right now? Send them the link! Connect: https://rb.gy/0gguyc Give: https://pushpay.com/g/kindredumc Prayer: https://rb.gy/xwmuok Newsletter: https://mailchi.mp/kindrednc.church/kindreds-latest-1-25-2026

Daniel Jeremiah and Bucky Brooks are back with a new episode of Move the Sticks. They open the show by breaking down Curt Cignetti’s remarkable turnaround of the Indiana football program, culminating in a National Championship win over the Miami Hurricanes. (4:52) From there, DJ and Bucky shift to the NFL, recapping the coaching carousel since the end of the regular season and highlighting the hires they like most so far. (14:28) Move the Sticks is a part of the NFL Podcasts Network. NOTE: Timecodes approximateSee omnystudio.com/listener for privacy information.

Political scientist Mark Caleb Smith looks at the tensions of the last few weeks around the island of Greenland, the pressure by the US President to gain control of it, and the potential agreement yesterday.  Can we know what's behind it?  How do we thing well about it?  Then, Carmen looks at the invasion of the Cities Church in St. Paul by anti-ICE protesters.  What happened is causing waves in our culture.  Has a boundary been crossed?  A fault line shifted?  The Reconnect with Carmen and all Faith Radio podcasts are made possible by your support. Give now: Click here  

In this hour, Adam Crowley shares an overlooked coaching candidate that he believes the Steelers should hired. Also, Crowley and Dorin Dickerson are joined by Pat Bostick. And Pitt men's basketball broadcaster Bill Hillgrove comes on The Fan Hotline. January 22, 2026, 7:00 Hour

WHEN DOES A $1000 MONTHLY CAR PAYMENT MAKE SENSE? FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager Tessa Hall Media and Communications Specialist About This Episode Car payments are getting larger, and higher interest rates are forcing many buyers to rethink their decisions. In this episode, members of the BWFA team discuss when a car payment may make sense and how to evaluate financing decisions within a broader financial plan. For more information, visit BWFA's Financial Planning Services page. Read Full Description Car buying decisions have become more complicated as vehicle prices rise and interest rates remain elevated. In this episode of Healthy, Wealthy & Wise, BWFA advisors explore when a car payment makes financial sense and how borrowers should evaluate the true cost of financing a vehicle. The conversation begins with a look at recent data showing that a growing share of buyers are paying $1,000 or more per month for a car. While that number can be alarming, the advisors explain that whether a payment is reasonable depends on several factors, including interest rates, loan terms, cash flow, and overall financial priorities. They discuss the trade-off between borrowing at low interest rates versus paying cash, especially when investments may offer higher long-term returns. However, with auto loan rates now averaging in the mid-to-high six percent range, that math has changed for many buyers. The advisors also highlight common mistakes, such as selling long-term investments to pay off a car or borrowing from retirement accounts to fund a purchase. The discussion touches on newer tax rules that allow certain taxpayers to deduct a portion of auto loan interest. Ultimately, this episode reinforces that car decisions should not be made in isolation. Evaluating financing options as part of a comprehensive financial plan can help buyers make choices that support both their lifestyle and long-term financial security.

WHEN DOES A $1000 MONTHLY CAR PAYMENT MAKE SENSE? FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager Tessa Hall Media and Communications Specialist About This Episode Car payments are getting larger, and higher interest rates are forcing many buyers to rethink their decisions. In this episode, members of the BWFA team discuss when a car payment may make sense and how to evaluate financing decisions within a broader financial plan. For more information, visit BWFA's Financial Planning Services page. Read Full Description Car buying decisions have become more complicated as vehicle prices rise and interest rates remain elevated. In this episode of Healthy, Wealthy & Wise, BWFA advisors explore when a car payment makes financial sense and how borrowers should evaluate the true cost of financing a vehicle. The conversation begins with a look at recent data showing that a growing share of buyers are paying $1,000 or more per month for a car. While that number can be alarming, the advisors explain that whether a payment is reasonable depends on several factors, including interest rates, loan terms, cash flow, and overall financial priorities. They discuss the trade-off between borrowing at low interest rates versus paying cash, especially when investments may offer higher long-term returns. However, with auto loan rates now averaging in the mid-to-high six percent range, that math has changed for many buyers. The advisors also highlight common mistakes, such as selling long-term investments to pay off a car or borrowing from retirement accounts to fund a purchase. The discussion touches on newer tax rules that allow certain taxpayers to deduct a portion of auto loan interest. Ultimately, this episode reinforces that car decisions should not be made in isolation. Evaluating financing options as part of a comprehensive financial plan can help buyers make choices that support both their lifestyle and long-term financial security.

Mike Schopp and The Bulldog opened the show today sharing their reaction to the Bills press conference to talk about the Bills firing McDermott, why did Keon Coleman get so much heat when he's still on the team, Pegula's "can I Interrupt", Is the Bills job still as attractive, did Pegula say to much, why did they gloss over McDermott's success with the Bills, did McDermott deserve more and what's next for the Bills.

Adam Crowley shares a hypothetical where it could make sense for the Steelers to sign QB Joe Flacco this offseason. Do you think it makes sense?

In this hour, Adam Crowley and Dorin Dickerson discuss what the Steelers could be planning to do at QB for next season. Also, is special teams coordinator Danny Smith going to be a big loss since he's left the team? January 21, 2026, 7:00 Hour

‘Narcissistic fantasy': Why none of Trump's reasons for wanting Greenland make sense To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We're breaking down our full VIP Tour experience and putting real numbers behind one of Disney's most talked-about (and most expensive) offerings. We go far beyond the “it was amazing” review and dig into the math, comparing VIP Tours directly to Lightning Lane Multi Pass, Lightning Lane Single Pass, Lightning Lane Premier Pass, After Hours events, and seasonal party tickets.You'll hear how much we actually accomplished during our tour, how it compares to a well-planned Lightning Lane day, and when alternatives like After Hours events or party nights might make more sense. We also discuss who VIP Tours are truly designed for, who should absolutely skip them, and where the real break-even point starts to appear.We'll walk through current pricing, hourly costs, per-person breakdowns, and dollar-per-hour comparisons so you can see exactly what you're paying for — and what you're not. We also talk about what VIP Tours include that Disney doesn't always advertise, how group size completely changes the value, and why this experience is less about luxury and more about time, flexibility, and mental freedom.If you've ever wondered whether a VIP Tour is a bucket-list splurge, a smart group strategy, or just Disney pricing gone wild — this episode gives you the honest breakdown you've been looking for.

It's Hot Stove season, not that the Brewers are standing anywhere near the flame. Brewers reporter Curt Hogg and host JR Radcliffe, both of the Milwaukee Journal Sentinel, each offer five names who might interest the Brewers, but don't expect any exciting names. In fact, one of the rules of their draft: The player can't be obviously exciting. Before that, they discuss the Los Angeles Dodgers signing of Kyle Tucker for an absurd four years and $240 million. Sure, a lockout would be bad for baseball, but they break down at length whether or not it would be bad for the Milwaukee Brewers, if such an action results in an MLB salary cap.

In this episode of Wonderland on Points, we're joined by Zach Griff, points and miles expert and creator of the newsletter From the Tray Table, to talk about one of the most buzzed-about launches in travel rewards: the new Bilt 2.0 credit cards. We kick things off with a quick, relatable conversation about parenting and family travel before diving into the details of Bilt's revamped card lineup.We break down the Blue, Obsidian, and Palladium cards with Zach, focusing on what's new, what's confusing, and whether the value really stacks up against other travel rewards credit cards. We discuss the complexity of the Bilt Cash system, earning points on rent and mortgage payments, and Bilt's bigger goal of becoming an ecosystem centered around your neighborhood. We also touch on credit card fatigue and why understanding the fine print matters more than ever. If you're trying to decide whether Bilt 2.0 deserves a spot in your wallet, this episode helps cut through the hype and confusion.Find Us On Online:Zach - YoutubeZach- TikTokMary Ellen | JoFacebook GroupWonderland On Points BlogMentioned in this episode:Instagram Reel with EquationAffiliate Links:BEST PRICE on CardPointers subscription!Flipside Luggage (Use code WONDERLAND for 25% OFF!)Comfrt.com 15% OFFRakuten- Mary Ellen (Get 5000 AMEX or Bilt POINTS)Rakuten- Joanna (Get 5000 AMEX or Bilt POINTS)Chase/Capital One/Amex Card LinksFlyKitt- the BEST Jet Lag Solution!Our Favorite Travel NecessitiesWe receive a small commission when you choose to use any of our links to purchase your products or apply for your cards! We SO appreciate when you choose to give back to the podcast in this way!

In today's Daily Shift, I'm reflecting on a milestone that didn't happen overnight — purchasing a space for my wellness center — and the long journey that led here. This episode speaks to the years that often go unseen: moments of being overlooked, experiencing microaggressions, and navigating systems that weren't built with you or your community in mind. Rather than allowing those moments to define the outcome, this shift honors what it means to build slowly, intentionally, and with purpose. This reflection is not about proving anything — it's about acknowledging that what we build is often bigger than us. Sometimes the work is personal, and sometimes it's collective — creating access, safety, and possibility where it didn't exist before. In this episode, we explore: Why meaningful work is rarely built overnight How moments of being minimized can shape long-term vision The difference between external success and internal alignment What it means to build something rooted in care, dignity, and community A gentle reminder from today's shift: Your journey doesn't need to make sense to everyone Being slowed down doesn't mean you're behind What you're building can serve more than just you Take a moment to pause and reflect on what you're carrying forward — and who it's meant to serve.

On Thursday's Orange and Brown Talk podcast, Mary Kay Cabot, Ashley Bastock and Dan Labbe react to John Harbaugh taking the head coaching job with the Giants. They discuss why the Giants were a more attractive destination and why the Browns never really got a chance to make their pitch. Then, they reset the Browns' coaching search and take a deep dive into some of the top candidates. They discuss the pros and cons of hiring a defensive-minded coach like Rams DC Chris Shula and how his 3-4 scheme would fit with the Browns' current personnel. They also look at the young, up-and-coming offensive candidates, including Jaguars OC Grant Udinski and Bengals offensive coordinator Dan Pitcher, and wonder if the Browns' uncertain quarterback situation will be a deterrent. Finally, they discuss internal candidates like Tommy Rees and what the future might hold for the staff as the search continues. Follow us: On X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/orangebrowntalk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: h⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ttps://www.youtube.com/@ClevelandBrownsonclevelandcom⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/orangeandbrowntalk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Music credits: Ice Flow by Kevin MacLeod Link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://incompetech.filmmusic.io/song/3898-ice-flow⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ License: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://filmmusic.io/standard-license⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

This side hustle model has a lower failure rate than most independent startups. You get to follow a proven playbook for success. But is it the right path for you? Today we're exploring the strategy of franchises as a side hustle, buying into somebody else's brand and system instead of starting completely from scratch. Done right, today's guest says it can replace your income in 2 to 3 years on a part-time basis. Greg Mohr is the author of Real Freedom, Why Franchises Are Worth Considering and How They Can Be Used for Building Wealth. He runs FranchiseMaven.com. Tune in to Episode 718 of the Side Hustle Show to learn: how franchises can work as a semi-passive side hustle what industries offer the best opportunities the real costs and financing options Full Show Notes: Does it Make Sense to Buy a Franchise as a Side Hustle? New to the Show? Get your personalized money-making playlist ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Sponsors: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Indeed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Start hiring NOW with a $75 sponsored job credit to upgrade your job post! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Quo (formerly OpenPhone)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Get 20% off of your first 6 months! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Shopify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Sign up for a $1 per month trial! About The Side Hustle Show This is the entrepreneurship podcast you can actually apply! The award-winning small business show covers the best side hustles and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠side hustle ideas⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. We share how to start a business and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠make money online⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and offline, including online business, side gigs, freelancing, marketing, sales funnels, investing, and much more. Join 100,000+ listeners and get legit business ideas and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠passive income⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ strategies straight to your earbuds. No BS, just actionable tips on how to start and grow your side hustle. Hosted by Nick Loper of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Side Hustle Nation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

We are living through an incredibly intense political, social, and cultural moment, and it's easy to fall into the despair and overwhelm of it all. In this episode, I'm sharing a framework that helps me make sense of what's happening and hold onto hope. Spiral dynamics explains how humans organize around shared value systems, and what happens when those systems collide and begin to collapse. While these transitions are often destabilizing and painful, what we're living through is not random–and understanding the pattern offers the reminder that how we choose to show up, care for ourselves, and embody the values we want to see matters. Here's what I cover:The origin of spiral dynamics and how the framework can show up in everyday lifeWhy systems resist evolution with the same fear and violence they were established withHow the framework of spiral dynamics relates to good girl rules and people-pleasing tendenciesWhy nervous system safety and connection matter alongside protest, organizing, and action during times of changeHow rest, pleasure, joy, and community are not distractions, but essential tools for surviving times of massive transitionFind Sara here:https://sarafisk.coachhttps://pages.sarafisk.coach/difficultconversationshttps://www.instagram.com/sarafiskcoach/https://www.facebook.com/SaraFiskCoaching/https://www.tiktok.com/@sarafiskcoachhttps://www.youtube.com/@sarafiskcoaching1333What happens inside the free Stop People Pleasing Facebook Community? Our goal is to provide help and guidance on your journey to eliminate people pleasing and perfectionism from your life. We heal best in a safe community where we can grow and learn together and celebrate and encourage each other. This group is for posting questions about or experiences with material learned in The Ex-Good Girl podcast, Sara Fisk Coaching social media posts or the free webinars and trainings provided by Sara Fisk Coaching. See you inside!Book a Free Consult

One of my all-time favorite guests returns today with the most heartening, hopeful possibilities for the outcomes of our deepest trauma. Adam Young is a therapist who specializes in story work, a therapeutic approach that has helped me understand my own good/hard story in order to become who I want to be. It has changed my life and I think it can do the same for you.Our conversation covers the common traits of people who become better instead of bitter after heartbreak, making sense of God's place in our hard stories, and the spiritual practice of praying your feelings. There is healing for you in this hour—I guarantee it.Show NotesWhat we mentioned:Make Sense of Your Story: Why Engaging Your Past with Kindness Changes Everything by Adam Young - https://a.co/d/3ompr6bAdam Young on Episode 71 of The GoodHard Story Podcast: https://pod.link/1496882479/episode/NWE5Yzg2YzAtNjE4Yy00M2M1LThkMDYtZTk2YTVhNWQ0MWVjAmy Julia Becker - https://amyjuliabecker.com/All My Knotted Up Life: A Memoir by Beth Moore - https://a.co/d/j778gryScriptures we referenced:Psalm 4:1Romans 12:15Joel 2:25Genesis 50:20Where to find Adam Young:https://adamyoungcounseling.com/The Place We Find Ourselves Podcast - https://adamyoungcounseling.com/podcast/About Hope Heals:For more messages of hope, free resources, and opportunities to connect with me: https://hopeheals.com/Follow me on Instagram: https://www.instagram.com/hopeheals/⁠Subscribe to The GoodHard Story Podcast!Apple Podcasts: https://podcasts.apple.com/us/podcast/good-hard-story-podcast/id1496882479Spotify:https://open.spotify.com/show/0OYz6G9Q2tNNVOX9YSdmFb?si=043bd6b10a664bebWant a little hope in your inbox? ⁠⁠Sign up for the Hope Note⁠⁠, a monthly digest of only the good stuff, like reflections from me and a curated roundup of the Internet's most redemptive content: http://eepurl.com/gGUnlfGet to know us:⁠⁠Hope Heals⁠⁠: https://hopeheals.com/spaces⁠⁠Hope Heals Camp⁠⁠: https://hopeheals.com/camp⁠⁠Mend Coffee⁠⁠: https://www.mendcoffee.com/Instagram⁠: https://www.instagram.com/hopeheals/

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