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In this episode of the Real Estate Pros Podcast, host Michelle Kesil interviews Shan Conry, a lender and real estate investor. Shan shares insights on financing strategies for investors, common misconceptions in real estate financing, and practical advice for new investors. He discusses his personal investment journey, the challenges he faced along the way, and the opportunities he sees in today's real estate market. The conversation emphasizes the importance of financial preparedness and how real estate investing can be a powerful tool for building generational wealth.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Get all sides of every story and be better informed at https://ground.news/AlexOC - subscribe for 40% off unlimited access.Get tickets to my UK tour here.For early, ad-free access to videos, and to support the channel, subscribe to my Substack.Joe Schmid is a PhD student in philosophy at Princeton University and creator of the Majesty of Reason YouTube channel. He graduated with a B.A. in philosophy from Purdue University in 2022. He has published articles in metaphysics, philosophy of religion, and philosophy of time, and the author of books including "Existential Inertia and Classical Theistic Proofs". Felipe Leon's 200 arguments for atheism: https://exapologist.blogspot.com/2023/03/200-or-so-arguments-for-atheism.htmlTIMESTAMPS00:00 – Tour00:32 – Extraordinary Claims Require Extraordinary Evidence07:50 – There Is No Evidence for God25:27 – Who Created God?49:44 – Science Flies You to the Moon, Religion Flies You into Buildings01:02:33 – Your Location Determines Your Religion01:28:33 – Claims Are Not Evidence01:32:50 – You Can't Prove a Negative01:38:35 – What Can Be Asserted Without Evidence Can Be Dismissed Without Evidence01:43:51 – Faith Is Belief Without Evidence01:54:59 – Religion Makes Good People Do Bad Things01:55:32 – Absence of Evidence Is Evidence of Absence01:56:31 – Theism Is Unfalsifiable02:01:03 – Science Books Would Come Back, Religions Would Not02:12:58 – Evolution Disproves God

The Main Idea? Stop Using "Fancy" Words! In this episode, Tavershima Ayede has a simple message for business owners: Stop overcomplicating things. If your customers don't understand what you're saying, they won't buy from you.The Problem: Industry JargonTavershima points out that industries like tech, crypto, and fashion are the big offenders. They use confusing terms that actually push customers away, such as: * Saying "UI/UX" when you mean "easy to use." * Saying "Cyclical Fashion" when you mean "high-quality clothes that last."The Solution: Speak "Customer," Not "Expert"Using a story about mentoring a sustainable fashion brand, Tavershima explains that most people don't buy clothes to "save the planet" in the abstract.The Bottom LineTo close more deals and build trust, you have to talk like a regular person. If you can explain the direct benefit to the customer's life without using a dictionary, you'll be much more successful.

Why do we feel the need to make our words sound heavier than they are? In this sermon from Matthew 5:33–37 and 23:16–22, Jesus confronts manipulative speech and invites us into a life of honesty and integrity—where our simple yes and no can be trusted because our hearts are being formed by him.If you haven't already, click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to download the Sermon Application Guide to follow along.For more information on how to get connected with Five Oaks Church, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.fiveoaks.church/connect-me⁠

Today is a special episode with my client Ashley on how she went from binge eating 3x/week down to 0.Ashley is a busy mom of 2 as a full time nurse and student. She tried everything. Weight Watchers. Macros. Meal plans. Calorie tracking. She lost weight, gained it back, and felt more confused and exhausted every time.But after The Confident Eater Program, Ashley went from buying 6 bags of chips a week for her family to just 3. Pizza now lasts her 2 meals. Doritos don't even taste good to her anymore.In this episode, you'll hear…- Why calorie and macro tracking didn't work long term- How overeating became Ashley's way of resting and coping- The 1 tool that helped her stop emotional eating- How healing her relationship with food improved her digestion and IBS symptoms- How much money the program has saved her

Why does manifestation work for some people, but not others? In Day 2 of the 5-Day Confidence + Clients Bootcamp, we introduce a powerful somatic tool to help you embody your goals so you're no longer trying to "think" your way into confidence, success, or clients. This session blends embodiment, somatic psychology, visualization, and live coaching, giving you tools you can apply immediately to any goal in your life or business. You'll learn: Why manifestation hasn't worked in the past (and what actually changes it) How embodiment creates confidence that doesn't depend on external results The role identity plays in accelerated manifestation Why avoiding fear keeps you stuck, and how embracing it unlocks power You'll experience: A guided somatic visualization to embody your future now The Embodiment Rating Scale, a somatic tool taught in my certification program A bonus accelerated manifestation practice you can reuse anytime Whether you're a coach, entrepreneur, or someone ready to break free from inner blocks, this episode will give you tools to move beyond resistance and create real transformation. ==

Send us a textThink the crisp post-storm smell means ozone can fix mold? We challenge that assumption with a clear, practical breakdown of what ozone does, where it fails, and how real mold remediation succeeds. We start with building science basics: mold is a symptom of moisture. If humidity, leaks, or poor ventilation remain, colonies rebound no matter how clean the surface looks. That's why “blast it with ozone” doesn't solve the root cause and often leaves hidden hyphae alive inside wood and drywall.We dig into the biology—hyphae, mycelium, and the way colonies anchor into porous materials—and explain why oxidizers that don't penetrate can fragment spores without removing the reservoir. You'll hear why the EPA and restoration standards don't endorse ozone as a primary fix, and how fragmented particles still trigger allergies unless you use true HEPA filtration and thorough cleanup. We also raise smart questions about mycotoxins during slow-kill scenarios and why speed, containment, and source control matter more than gadgets.Then we share a proven, step-by-step plan. Fix the moisture. Contain the workspace. Remove or treat contaminated materials. HEPA vacuum and air-scrub. Use targeted antimicrobials and, when appropriate, apply protective coatings like Concrobium or Superstratum to resist regrowth once conditions are kept dry. We cover when an ozone pass might help with odors only after proper remediation, the safety risks to lungs, pets, plants, and finishes, and how to vet contractors who lead with ozone instead of fundamentals.If you're weighing options for a damp basement, a musty attic, or a recurring bathroom bloom, this guide gives you a science-first roadmap to a healthier home. Subscribe for more straight-talk building science, share with a friend who's battling mold, and leave a review to tell us what topic you want next.Support the showTo learn more about Habitation Investigation, the Three-time Winner of the Best Home Inspection Company in the Midwest Plus the Winner of Consumer Choice Award for Columbus Ohio visit Home Inspection Columbus Ohio - Habitation Investigation (homeinspectionsinohio.com) NBC4 news segments: The importance of home inspections, and what to look for | NBC4 WCMH-TV Advice from experts: Don't skip the home inspection | NBC4 WCMH-TV OSU student's mysterious symptoms end up tied to apartment's air quality | NBC4 WCMH-TV How to save money by winterizing your home | NBC4 WCMH-TV Continuing Education for Ohio Agents Scheduled classes Continuing Education for Ohio Agents Course lis...

U.S. weighs private companies' cyberwarfare roles China: stop using US and Israeli cybersecurity software DeadLock uses smart contracts to hide work Thanks to our episode sponsor, ThreatLocker Want real Zero Trust training? Zero Trust World 2026 delivers hands-on labs and workshops that show CISOs exactly how to implement and maintain Zero Trust in real environments. Join us March 4–6 in Orlando, plus a live CISO Series episode on March 6. Get $200 off with ZTWCISO26 at ztw.com.  

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Renee Good was killed by an ICE agent in Minneapolis. Days later, white evangelical churches in the Twin Cities sang louder—but said nothing. As a former evangelical pastor, I can't stay silent. This video confronts the deadly silence of the American church, the idolatry of the MAGA movement, and the moral collapse of Christians defending Donald Trump at any cost. If you're wondering where Jesus is in all this—so am I.

Sean Tumilson tells stories and rants about the errors ChatGPT makes, and gives philosophical advice on how to navigate an increasingly digital world.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Language evolves, and some words and phrases just don't belong in 2026. Discover which outdated terms you should stop using—and what to say instead—to sound more modern and professional.

If you've ever Googled a dream and got five different "meanings," you've met the problem. In this episode I show you the solution—the only tool that reliably moves you from "I have no idea" to "Oh my gosh, that's it." We'll cover why most dream dictionaries are trash, how to spot an accurate symbol dictionary, and where to get mine (web, app, and a limited-time $0.99 Kindle deal). Then I put it to work on a listener dream: Bus Ride • Turmeric Bath • Flooded Building (spiritual leadership, channeling mandate, health flags, early-life trauma).   What you'll learn The 3 reasons a real symbol dictionary supercharges interpretation How accuracy self-validates across your dreams Why "only the dreamer knows" and projective dreamwork slows you down Live analysis using the exact method I teach   Resources • Search the Dictionary (web): https://healingthroughdreams.com/dictionary/ • Aisling Dreams App (iOS—free): https://apps.apple.com/us/app/aisling-dreams/id6753309760 • Aisling Dreams App (Android—free): https://play.google.com/store/apps/details?id=com.dream_analysis.aisling_dreams • Kindle Book (promo to Jan 9): https://www.amazon.com/How-Interpret-Your-Dreams-discover-ebook/dp/B004G5Z39I/   Chapters 00:00 The one thing you must have to interpret a dream 00:28 Why most dream dictionaries stink (and how to spot it) 01:55 Where to search my accurate dictionary online 02:35 $0.99 Kindle promo & built-in lookup hack 03:01 London story: suits, shiny shoes… and brutal blisters 04:03 Free app (23 updates and counting) 04:11 The 3 reasons a real dictionary wins (symbols, validation, wisdom) 05:57 Example entry: Lion = Spiritual Leadership 07:41 Garbage books, contradictions, and "personal association" traps 11:20 "Only the dreamer knows"? My live radio takedown 13:17 Why projective dreamwork stalls beginners 16:12 Why some "experts" say no dictionaries (and why they're wrong) 18:33 Calls to action: search, app, Kindle 18:46 Listener dream: Bus Ride · Turmeric Bath · Flooded Building 19:12 "Equinox Benedict" = aiming for a blessed horizon 20:20 Bus vs. subway: choose spiritual leadership over autopilot 21:30 Swimming class: facing spiritual fears 21:41 Transit police & the $200+ fine: channel more—outside your comfort zone 23:38 Mom on the bus: the "I'm behind" anxiety link 24:23 Pink handbag: speak from the heart, receipts = karma handled 25:26 Turmeric bath & orange: digestive/immune flag to address 26:34 Flooded floors 1–2: early-life trauma that keeps you in your head 27:31 Wrap + next steps

Check out our Bootcamp!Book A Free Financial Coaching Call! Today we're sitting down with Leah—one of our budget besties and a self-employed mental health counselor—who's been using our budgeting system and had a few big questions we know so many of you can relate to:

If you're using what you see in your current reality as proof of what's possible for you, this episode is for you.Your reality is not a prediction — it's feedback.And when you keep reacting to what's already manifested, you stay energetically anchored to the same patterns, emotions, and outcomes.In this episode, we talk about:Why your current circumstances are not evidence of your futureHow subconscious patterning keeps you recreating what you say you want to changeThe energetic loop that forms when you let “what is” dictate your expectationsHow to shift your internal state before the external world reflects itWhat it actually means to move from reaction into creationThis isn't about bypassing reality or pretending things aren't happening.It's about learning how to stop rehearsing the same energy — and start responding from the version of you that already knows what's next.If this message found you, trust it.Your next level requires a different internal reference point.

The Indian government is losing patience with consumer-tech platforms using dark patterns or manipulative design tricks.In late May 2024, Consumer Affairs Minister, Pralhad Joshi, gathered the country's biggest internet companies, Amazon, Google, Zomato, Ola Electric, etc to give them an ultimatum: clean up your user interfaces by September 5 or face the consequences.From hidden fees on Amazon to guilt-inducing pop-ups on Indigo, these tactics push users into spending more money, sharing more data, or giving up more control, often without realising it. And they're deeply baked into how these companies grow, making them hard to remove without hurting the bottom line.Tune in.**This episode was first published on 11 August, 2025Daybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

Jack Chambers-Ward is joined by Amanda King for an in-depth conversation about the evolving landscape of SEO and the implications of AI-generated content.Amanda shares insights from her 15 years in the industry, discussing the challenges of maintaining relevant, high-quality content in a world where AI is increasingly prevalent. The episode covers a range of topics, including content consolidation, Google's move away from lexical search, and Amanda's new tool - Topic Compass.Jack and Amanda also touch on the importance of balancing traditional SEO practices with modern digital marketing strategies to stay ahead in 2026.00:00 Introduction01:39 Welcome to Search With Candour04:35 Interview with Amanda King07:16 The Evolution of SEO and Content Strategies17:40 Challenges and Future of SEO34:21 Exploring Topic Compass and Content Relevance51:49 The Evolution of Google's Search Technology55:00 The Impact of AI on SEO and PPC56:11 Exploring Paris: Beyond the Usual Attractions01:01:35 The Importance of Updating Existing Content01:03:38 Tools and Strategies for Modern SEO01:08:31 Fun Recommendations: Movies, Games, and More01:23:29 Upcoming Episodes and Future PlansFollow Amanda:⭐Website: https://floq.co/⭐Topic Compass: https://topiccompass.io⭐LinkedIn: https://www.linkedin.com/in/amandaecking/⭐Amanda's writing for SEL: https://searchengineland.com/author/amanda-king⭐Amanda's speakerdeck: https://speakerdeck.com/amandafloqLinks to resources/references:

In this episode, Matt breaks down the delusion that “sales are slow” or “the economy is down” and exposes the real problem: lack of action. Learn how elite operators take full control, dominate their market, and grow even when everyone else is complaining. WANT MATT'S HELP WITH MARKETING OR COACHING? https://www.serviceindustrycoach.com

First, we bring you the latest from the Shut Down Flock press conference at City Hall yesterday. Then, the latest report on Rep. Darrell Issa's intentions to stay or go. Also, state Senator Steve Padilla calls for a public hearing on plans for a data center in Imperial County. Next, Support the Enlisted Project or STEP is opening a new national headquarters. A local Superintendent speaks out against the underfunding of special education. Also, we bring you a preview of 89 Carson Junction Road. Finally, an organization that's creating community by bringing artists and entrepreneurs together in one place.

12-04-25 - Three Weeks From Xmas Has Us Remembering Our Best Santa Gifts As Kids - Parents Need To Stop Using Elf On The Shelf On A*Hole Kids If There's A Snoop On A Stoop Available For Gilbert MomsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

12-04-25 - Three Weeks From Xmas Has Us Remembering Our Best Santa Gifts As Kids - Parents Need To Stop Using Elf On The Shelf On A*Hole Kids If There's A Snoop On A Stoop Available For Gilbert MomsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Let's Get Real: Stop Using the Holidays as an Excuse to Give Up on Yourself | Ep #683 | Get Real Ep #155 | The JoLynn Braley Show Original copyrighted content published November 20, 2025 at https://fearlessfatloss.com/podcast/lets-get-real-stop-using-holidays-excuse-give-up-on-yourself

Your hiring process is broken. You are hiring for skills when you should be hiring for the one thing you can't train: behavior.In this episode, Reanna Werner (Founder of Savion HQ) reveals the brutal reality of entrepreneurship—from being "ruined" for the corporate world to managing the two things that keep every founder awake at night: their people and their money.If you've ever felt held hostage by a toxic employee or paralyzed by the fear of a lawsuit, this conversation is the wake-up call you need.

Dr. Michelle is an author, speaker, educator, biologic/holistic dentist, and wellness advocate dedicated to helping people live healthier, more vibrant lives.   For over a decade, she practiced traditional dentistry until her own health crisis revealed the hidden dangers of mercury exposure. After being diagnosed with mercury poisoning—caused by years of removing mercury fillings—Michelle began a personal journey to restore her health. That journey transformed not only her career but also her life's purpose.   Through extensive study and experience, she discovered natural, practical ways to heal and thrive—finding solutions in the kitchen, the garden, and everyday living.    Today, as the founder of Living Well with Dr. Michelle, she shares her knowledge to empower individuals and families to create a healthier lifestyle through simple, sustainable changes.   Timestamps (may vary by 2-4 minutes depending on your podcast platform)    02:55 Introduction to Holistic Dentistry 03:55 Michelle's Health Journey and Discovery of Mercury Poisoning 09:52 Transitioning to Holistic Practices in Dentistry 17:44 Understanding Mercury Fillings and Safe Removal 25:49 The Fluoride Debate and Its Implications 27:04 Innovative Solutions: Hydroxyapatite Products for Dental Health 27:46 The Importance of Minerals and Vitamins for Dental Health 33:04 Best Practices for Maintaining Healthy Teeth 38:00 Understanding Dental Implants and Cosmetic Dentistry 48:27 Hidden Dangers of Wisdom Teeth Removal   (Website) https://livingwellwithdrmichelle.com/   (Facebook) www.facebook.com/livingwellwithdrmichelle   (Instagram) www.instagram.com/livingwellwithdrmichelle/   (Youtube) www.youtube.com/c/LivingwellwithDrMichelle   (Tiktok) www.tiktok.com/@livingwellwithdrmichelle  

Ben Brady welcomes back a true fan favorite — Shannon Mesritz, Broker with McClung Realty Group and longtime member of the Harcourts family. Shannon was one of the very first guests ever on this podcast (years before it became what it is today), back when he was running auctions in San Francisco at the height of COVID. But Shannon's history with Harcourts goes far deeper than that. He began his real estate career with Harcourts in Australia over a decade ago, helped launch the auction platform in Oregon, returned home briefly, then came back to the U.S. to build the Bay Area auction marketplace before transitioning into his own traditional sales business, now consistently closing 40+ transactions a year.This episode dives into the one tool Shannon created during his auction days that has since become a critical part of his traditional real estate business: the Active Competition Study — a ranking-based pricing system that shows sellers exactly where their home sits within the current market. Forget sold comps. Forget “gut feeling” pricing. Shannon's spreadsheet ranks a property against its live competition based on price, price-per-foot, days on market, and buyer viewership performance — creating a data-driven roadmap for pricing, repositioning, and securing meaningful price reductions without the emotion, ego, or guesswork that typically derails a listing.Ben and Shannon break down why this method works in every market cycle, how it exposes overpricing instantly, why most agents accidentally misprice listings by relying too heavily on historic sales, and how this tool has helped move more than $250M+ in inventory across multiple U.S. markets. Whether you're an auction agent or traditional-only, this episode will fundamentally change how you analyze competition, present value to sellers, and protect your listings from becoming “market stale.”Timestamps & Key Topics:[00:00:00] – Welcome back, Shannon Mesritz: fan favorite + long Harcourts history[00:00:34] – Shannon's decade-long journey: Australia → Oregon → Bay Area → back to Oregon[00:01:16] – Why the Active Competition Study matters NOW more than ever[00:01:51] – How shifting markets expose overpricing instantly[00:02:37] – The “buyer hat” concept — and why agents almost never wear it[00:03:49] – Using live competition (not sold comps) to determine true value[00:05:05] – The psychology of price reduction conversations[00:06:17] – How Shannon built the tool during high-stakes SF auction campaigns[00:08:54] – Why most agents misinterpret square footage pricing[00:10:24] – Ranking categories: price, price-per-foot, days on market, view performance[00:12:06] – How to widen search radius and find “real” competitive data[00:13:45] – Using viewership trends as the ultimate indicator of buyer rejection[00:15:28] – When a listing isn't selling: market issue vs property issue[00:17:02] – How the tool secured an 11% reduction on a Portland listing[00:18:40] – Why sellers trust this system more than agent opinion[00:20:07] – The listing presentation: how to pitch this strategy and win[00:21:56] – The biggest mistake agents make when positioning a property[00:23:14] – How this tool helped move $250M+ in Bay Area inventory[00:25:10] – Final takeaways: challenge your assumptions & think like a buyer

In our Question Time podcast, Martin Lewis gives you answers on absolutely anything and everything, including: how to get hotel money back on flight cancellations, do investments have the same protection as savings if a provider goes bust, should I stop putting money in my LISA, and what's his favourite type of music?If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite city, what he does in his spare time, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

Stop Using Personal Credit to Fund Your Business

Fr. Simon dives into Bible Study and discusses Wisdom – 1:1-7 and Luke 17:1-6. Break 1 Stop using paper purificators. Letters: Email – Father Simon I heard you talk about Nostra Aetate. Ca you please unpack this a little more on who is saved? Email – John: How close are the props in the Chosen to real life in the ancient world? Break 2 Word Of The Day - "She" Phones: Pat - A Priest told me, at a dinner table, that an abortion is okay if it's the only way to save the mother.

Hello, Laurence & Lindsay here. We've got a big problem, and we need your help. If you're listening to this on Spotify, we're asking you to stop, and switch to another podcast player. As I'm sure most of you know, there's plenty of evidence that Spotify is a terrible company with a long history of exploiting and underpaying artists, but that's only part of why it's so bad. It's been reported that Spotify's CEO, Daniel Ek, has recently invested millions of Euros of your subscription fees in an AI weaponry company called Helsing. This company has developed an automated target identification system, with the option to keep a human in the loop. In other words, it's machines selecting which humans to kill on the battlefield. It's also been reported Spotify donated $150,000 to the Trump campaign, and it's recently been running ICE recruitment ads. It is a powerful force for bad. So here's our problem. Almost half of our total listenership comes from Spotify, and the adverts that we run are how we make our money. If we just pulled our podcasts straight away, that would be a huge financial blow for us. So we would like to urge you to listen elsewhere, on another podcast player. Lots of people recommend one called Pocket Casts, we've also heard good things about Podcast Addict. In the last month, we've had downloads from about 50 different podcast players, so there are plenty of alternatives. We've going to take our podcasts off Spotify as soon as it becomes clear that there is a real movement to cancel Spotify subscriptions and move to other platforms, and that movement is growing. For you, thankfully, this doesn't cost anything. Podcasts are, and will always be, free to listen to on any platform. Like we said, a lot of people seem to like Pocket Casts, and as far as we know, they're not evil. There are also a ton of others to choose from - all very accessible, and all free. If you've ever enjoyed our podcasts, or you're about to discover them, thank you so much for listening. Let's try and do the right thing. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hello, Laurence & Lindsay here. We've got a big problem, and we need your help. If you're listening to this on Spotify, we're asking you to stop, and switch to another podcast player. As I'm sure most of you know, there's plenty of evidence that Spotify is a terrible company with a long history of exploiting and underpaying artists, but that's only part of why it's so bad. It's been reported that Spotify's CEO, Daniel Ek, has recently invested millions of Euros of your subscription fees in an AI weaponry company called Helsing. This company has developed an automated target identification system, with the option to keep a human in the loop. In other words, it's machines selecting which humans to kill on the battlefield. It's also been reported Spotify donated $150,000 to the Trump campaign, and it's recently been running ICE recruitment ads. It is a powerful force for bad. So here's our problem. Almost half of our total listenership comes from Spotify, and the adverts that we run are how we make our money. If we just pulled our podcasts straight away, that would be a huge financial blow for us. So we would like to urge you to listen elsewhere, on another podcast player. Lots of people recommend one called Pocket Casts, we've also heard good things about Podcast Addict. In the last month, we've had downloads from about 50 different podcast players, so there are plenty of alternatives. We've going to take our podcasts off Spotify as soon as it becomes clear that there is a real movement to cancel Spotify subscriptions and move to other platforms, and that movement is growing. For you, thankfully, this doesn't cost anything. Podcasts are, and will always be, free to listen to on any platform. Like we said, a lot of people seem to like Pocket Casts, and as far as we know, they're not evil. There are also a ton of others to choose from - all very accessible, and all free. If you've ever enjoyed our podcasts, or you're about to discover them, thank you so much for listening. Let's try and do the right thing. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hello, Laurence & Lindsay here. We've got a big problem, and we need your help. If you're listening to this on Spotify, we're asking you to stop, and switch to another podcast player. As I'm sure most of you know, there's plenty of evidence that Spotify is a terrible company with a long history of exploiting and underpaying artists, but that's only part of why it's so bad. It's been reported that Spotify's CEO, Daniel Ek, has recently invested millions of Euros of your subscription fees in an AI weaponry company called Helsing. This company has developed an automated target identification system, with the option to keep a human in the loop. In other words, it's machines selecting which humans to kill on the battlefield. It's also been reported Spotify donated $150,000 to the Trump campaign, and it's recently been running ICE recruitment ads. It is a powerful force for bad. So here's our problem. Almost half of our total listenership comes from Spotify, and the adverts that we run are how we make our money. If we just pulled our podcasts straight away, that would be a huge financial blow for us. So we would like to urge you to listen elsewhere, on another podcast player. Lots of people recommend one called Pocket Casts, we've also heard good things about Podcast Addict. In the last month, we've had downloads from about 50 different podcast players, so there are plenty of alternatives. We've going to take our podcasts off Spotify as soon as it becomes clear that there is a real movement to cancel Spotify subscriptions and move to other platforms, and that movement is growing. For you, thankfully, this doesn't cost anything. Podcasts are, and will always be, free to listen to on any platform. Like we said, a lot of people seem to like Pocket Casts, and as far as we know, they're not evil. There are also a ton of others to choose from - all very accessible, and all free. If you've ever enjoyed our podcasts, or you're about to discover them, thank you so much for listening. Let's try and do the right thing. Learn more about your ad choices. Visit megaphone.fm/adchoices

Meta was slapped with a cease-an-desist letter warning it off comparing its content restrictions to the movie-ratings system. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Is AI really living up to the hype, or just creating more work? Gene Marks sits down with Louis Gutierrez, director of AI at Constant Contact, for a conversation about AI's sometimes messy reality and promising future. From “work slop” to data disasters, Louis reveals why adoption is only the first step — and shares what's coming next. Plus, learn why your team shouldn't fear AI, why AI governance matters, and how fine-tuning could turn C-student AI into an A-plus performer. Spending too much time on HR tasks? Discover how the right support can give you hours back in your week at https://bit.ly/meet-paychex Have a question for upcoming episodes or a topic you want covered? Let us know: https://payx.me/thrivetopics Topics include: 00:00 – Episode preview and welcome 01:50 – Guest introduction: Louis Gutierrez 03:33 – Louis's journey into AI 05:03 – AI's role in business 07:16 – Challenges with AI accuracy 11:01 – How data and objectives can impact AI performance 13:48 – Creating your AI governance strategy 16:46 – The future of marketing automation 19:27 – Building customer trust in AI-powered tools 23:08 – Current and future AI capabilities 27:34 – Fine-tuning AI models for better results 29:37 – Will AI replace jobs? 32:24 – Wrap up and thank you DISCLAIMER: The information presented in this podcast, and that is further provided by the presenter, should not be considered legal or accounting advice, and should not substitute for legal, accounting, or other professional advice in which the facts and circumstances may warrant. We encourage you to consult legal counsel as it pertains to your own unique situation(s) and/or with any specific legal questions you may have.

Reach out to jordanstolzfitness@gmail.com with coaching inquiries!

In this important Ask Cindy Q and A, Ed Frawley addresses a concerned owner's question about whether to continue using an e-collar on their 7-year-old dog who recently started having seizures, with the last one occurring two months ago and no current medication. Cindy explains that she cannot provide a definitive answer without understanding the underlying cause of the seizures—whether they're linked to a medical condition, reaction to flea, tick, or heartworm medication, epilepsy, or another outside substance. She offers her perspective that a quality e-collar functions like a TENS unit used by chiropractors, so she doesn't expect it to cause or aggravate seizure conditions, but emphasizes that she is not a healthcare professional or veterinarian. | Links mentioned: Seresto Pet Collar Review - https://www.epa.gov/pets/seresto-pet-collar-review

Send me a textYou've got the content plan.The offers.The dream client avatar.But here's the hard truth—if love's not at the center of how you lead, your “community” won't stick.They'll feel it. And they'll leave quietly.In this episode, we dive into:What 1 Corinthians 13 really has to do with businessHow love gets replaced with pressure, performance, or self-preservationReal-life examples of where love is missing in business (and what to do about it)What it actually looks like to lead with love in launches, content, offers, and communityWhy loving people well isn't soft—it's strategic, and it builds trust that lastsWhether you're building a brand, leading a team, or trying to grow a loyal audience—this episode will challenge how you show up and help you lead with conviction, not just charisma.Scripture referenced: 1 Corinthians 13:1–8 Perfect for: Faith-led founders, online coaches, digital CEOs, and creatives craving real connection and clear growth────────────────── ✨ Building a business that reflects your faith and frees your time? That's what we do here. If you're tired of chasing strategies that don't stick... if your business looks “fine” on the outside but feels off on the inside... you're not crazy. You're just called to build differently. Around here, we trade chaos for clarity. Hustle for peace. Trends for timeless strategy.

Snag Our Simplified Budget System!You make way too much money to be in this much debt — and we say that with love. ❤️If you're swiping your credit card for groceries, juggling balances between cards, and convincing yourself it's worth it “for the points,” this episode is for you. We're breaking down the truth about debt — how it keeps you stuck in the past — and showing you what it really means to fund your future instead.Today, we're talking about why your credit card is not your budget, what it looks like to be your own bank, and the small but powerful steps that help you stop relying on debt once and for all.

Send us a textIn this episode of Imperfect Marketing, I sit down with Sara Nay, CEO of Duct Tape Marketing, to dive deep into the connection between business strategy, marketing execution, and the evolving role of AI.Sara shares her journey from intern to CEO over her 15 years at Duct Tape Marketing and offers powerful insights on why strategy must always come before tactics and technology. Together, we explore how small businesses can future-proof their marketing and teams in an ever-changing digital world.The Foundation of Effective MarketingWhy business strategy must drive marketing strategyThe “Marketing Strategy Pyramid”: business, marketing, and team strategy layersHow to align marketing goals with revenue, mission, and valuesThe Role of AI in Modern MarketingWhy AI is a tool, not a replacement—and how to introduce it without fearCommon mistakes businesses make when adopting AI without strategyExercises to help teams identify tasks AI can support vs. areas to develop human strengthsShaping the Future of Marketing LeadershipThe growing divide in the marketing industry: AI adopters vs. AI skepticsWhy agencies and consultants must shift from execution to leadership and strategyHow AI allows more focus on creativity, empathy, and critical thinkingMapping the Customer JourneyIntroducing the Marketing Hourglass: know, like, trust, try, buy, repeat, referHow businesses can identify gaps and opportunities along the customer journeyWhy great client experiences naturally lead to stronger referral businessLessons Learned in MarketingWhy “more” is not always better when it comes to channels and tacticsThe importance of focusing on what works and making it sustainableHow simplifying your approach reduces burnout and creates consistent resultsKey Takeaways for MarketersStart with strategy before adding tactics or tools.Use AI to support—not replace—human creativity and leadership.Focus on where your audience is and what's sustainable for you.Great client experiences lead to natural referrals and long-term growth.Connect with Sara Nay:Links to Book: Unchained: Breaking Free from Broken Marketing Models: How Small Businesses Can Finally Take Control of Their Marketing, Lead with Strategy, and Scale with AI: https://unchainedmodel.com/Amazon: https://a.co/d/6aLtopFLinkedIn: https://www.linkedin.com/in/saranay/Whether you're a small business owner overwhelmed by technology or a marketing consultant navigating the rise of AI, this episode will help you rethink your approach and focus on what truly matters.

Want to work directly with me to close more deals? Go Here: https://www.titaniumu.comWant the Closer's Formula sales process I've used to close 2,000+ deals (FREE) Go Here: https://www.kingclosersformula.com/closeIf you're new to my channel my name is RJ Bates III. Myself and my partner Cassi DeHaas are the founders of Titanium Investments.We are nationwide virtual wholesalers and on this channel we share EVERYTHING that we do inside our business. So if you're looking to close more deals - at higher assignments - anywhere in the country… You're in the right place.Who is Titanium Investments and What Have We Accomplished?Over 10 years in the real estate investing businessClosed deals in all 50 states​Owned rentals in 12 states​Flipped houses in 11 states​Closed on over 2,000 properties​125 contracts in 50 days (all live on YouTube)​Back to back Closers Olympics ChampionTrained thousands of wholesalers to close more deals_________________________________With over 2,000 Videos, this is the #1 channel on YouTube for all things Virtual Wholesaling. SUBSCRIBE NOW!    https://www.youtube.com/@RJBatesIII_________________________________RESOURCES FOR YOU:If you want my team and I to walk you through how to build or scale your virtual wholesaling business from A to Z, click here to learn more about Titanium University: https://www.titaniumu.com(FREE) If you want to learn how to close deals just like me, The King Closer, then download the free King Closer Formula PDF: https://www.kingclosersformula.com/close(FREE) Join our exclusive FB group community for real estate investors and wholesalers: https://www.facebook.com/groups/titaniumvault/(FREE) Click here to grab our Titanium fleet free PDF & training: Our battle tested strategies and tools that we actually use… and are proven to work: https://www.kingclosersformula.com/fleetGrab the King Closer Blueprint: My Step by Step Sales Process for closing over 2,000 deals (Only $37): https://www.kingclosersformula.com/kcblueprintGrab Titanium Profits: Our exact system we use to comp and underwrite deals in only 4 minutes. (Only $99) https://www.kingclosersformula.com/titaniumprofitsWant to know what the best markets to wholesale in are? Grab my breakdown of all 50 states here: https://www.titaniumu.com/marketsSupport the show

If food has become your comfort, your break, or your little reward at the end of a long day… this episode is for you. We're talking about what's really behind those moments you find yourself reaching for a snack and how to fill the empty spaces in your life without turning to food. By the end, you'll see how creating a life that actually feels good can make eating less (and stressing less) feel effortless.

Tino is excited about a change to IG, Serina touts the effects of "grandma hobbies", Nicasio explains when he "finally became a man", and Matt talks about the ONLY 3 jobs that will be left because of A.I! Learn more about your ad choices. Visit megaphone.fm/adchoices

AI is everywhere, and wedding pros are feeling the pressure to use it. But most are jumping in without a real plan. They're grabbing tools, copying templates, and hoping it saves time. Instead, they end up with content that sounds bland, robotic, or totally off-brand. In this episode, we're calling out the biggest mistakes creatives make when using AI and showing you how to shift from “get it done fast” to “make it work for me.” If you want to use AI without sounding like everyone else, this one's for you.Takeaways:Why using AI just to “save time” actually wastes itHow to spot misaligned, off-brand AI content before it hurts your businessThe right mindset shift to use AI as a creative partnerStrategic ideas for weaving AI into your workflow without sounding generic

President Trump is catching heat for targeting people like George Soros and groups like Antifa, claiming they're terrorist organizations in light of the assassination of civil rights leader Charlie Kirk. President Trump is also considering RICO charges for terrorist groups who are sowing fear in the American public. Glenn tells the story of a mother whose young son called her out for not preparing him enough for what's to come. Glenn defends the current generation for the hardships they are experiencing, which no other generation has had to deal with. Glenn rants against the idea that hate speech is a problem in America, arguing that "hate speech" does not exist. Glenn calls out the people who have allowed politics to dehumanize those with whom they disagree. Glenn reacts to actress Jamie Lee Curtis' statement about Charlie Kirk's assassination. Glenn and Stu respond to the shocking news of a New York court throwing out terrorism charges against the man suspected of killing UnitedHealthcare CEO Brian Thompson. Glenn goes through Utah Republican Sen. Mike Lee's new proposed bill to honor Charlie Kirk. Former Chief Assistant United States Attorney for New York Andrew McCarthy joins to break down why the harshest charges against the man suspected of killing the UnitedHealthcare CEO were dropped.  Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is a discussion of the loss of the classical arguments that are found in St. Thomas Aquinas's Summa for the existence of God among evangelical apologists.

This week, Erin and Sara sit down with Dr. Shefali, a world-renowned clinical psychologist and founder of the Conscious Parenting movement. They discuss the importance of being honest and authentic, letting your kids sit in the discomfort, how to be a present parent, and more.Executive Producers: Erin Foster, Sara Foster, and Allison BresnickAssociate Producer: Montana McBirneyAudio Engineer: Josh WindischProduced by Wishbone ProductionProduced by Dear MediaThis episode is sponsored by:Clean Simple Eats (cleansimpleeats.com PROMO CODE: FOSTER20)LMNT (drinklmnt.com/foster)Needed (thisisneeded.com PROMO CODE: FOSTER)Bon Charge (boncharge.com PROMO CODE: FOSTER)Jolie (jolieskinco.com/foster)Purely Elizabeth (purelyelizabeth.com PROMO CODE: FOSTER)Goodwipes See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of The Personal Finance Podcast, Andrew answers eight questions on tax strategies and retirement planning, covering when investment moves trigger taxes (depends on account type), tax loss harvesting for high earners, why the 75-80% retirement income rule uses pre-tax numbers but you should plan more conservatively, strategic Roth 401k timing in lower tax brackets, a TransUnion data breach affecting 4.4 million Americans, income thresholds where traditional 401ks beat Roth options (24-30% marginal rates), saving for kids' expenses using the five-year investment rule, emergency fund storage as rates drop, and comprehensive pension planning beyond just relying on guaranteed payments. Today we are going to answer these questions: Do you get taxed when moving money from one investment to another inside the same account? How does tax-loss harvesting work? Most retirement rules I've seen state that you want 75 to 80% of your pre-retirement income. Is that before or after taxes? Should you max out a Roth 401(k) in the first quarter of the year because of the lower marginal tax rate? At what annual income should someone avoid a Roth 401(k) and do traditional for tax purposes? Putting money away for kids' wedding, cars, etc.—for when they get older. HYSA or brokerage? What are the best high-yield ways to store an emergency fund? How to plan for retirement with a pension?   How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/  Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP  Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!    Links Mentioned in This Episode:  tax loss harvesting,  Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel   Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

For more coverage on the issues that matter to you, download the WMAL app, visit WMAL.com or tune in live on WMAL-FM 105.9 from 9:00am-12:00pm Monday-Friday  To join the conversation, check us out on X @WMAL and @ChrisPlanteShow Learn more about your ad choices. Visit podcastchoices.com/adchoices