Podcasts about Concentration

Don and Tom dig into international investing — why diversification across borders is essential, why timing international markets is a mistake, and how currency fluctuations affect returns. They revisit Japan's lost decades, talk emerging markets, discuss John Bogle's arguments against international investing, and explain why owning all markets all the time makes the most sense. Listener questions cover tax perceptions about California, long-term return comparisons, 401(k) rollover and Rule of 55 withdrawals, and the realities of retiring abroad — including the sticker shock of Guatemala's healthcare spending. 0:04 Should you invest internationally now that foreign markets are rising? 1:29 Morningstar data shows non-U.S. markets doubling U.S. returns in 2025. 2:38 The dollar's weakness as a key factor in performance. 3:20 Mexico, Brazil, Japan, and China's strong year — but should you chase it? 4:02 Market leadership cycles: U.S. vs. international across decades. 4:50 The “1990 Japan” cautionary tale: why timing single markets can disappoint. 6:17 Concentration risk, emerging markets, and why you need global diversification. 7:33 Exposure to global companies you can't get by owning U.S.-only funds. 8:42 Dimensional's chart shows no country wins every year — own them all. 9:40 Addressing the John Bogle “you already own international through U.S. firms” argument. 10:21 Nestlé example: why local economy exposure matters. 12:45 Listener Greg challenges Don's California tax comment — clarification given. 13:45 State tax comparisons, why there's no perfect tax haven. 14:41 New York vs. California tax burdens — where it's worst. 15:30 Listener Tim asks about long-term return periods — Don points to IFA data. 17:40 1,700+ episodes milestone and show longevity banter. 18:30 Listener Jeff's complex retirement accounts and Rule of 55 rollover question. 19:09 Discussion of retiring abroad and health care concerns in Guatemala. 22:20 U.S. health care spending vs. Guatemala — a sobering gap. 23:39 Gallows humor about quick death and end-of-life planning. Learn more about your ad choices. Visit megaphone.fm/adchoices

2025 est une année complexe pour les indépendants et entrepreneurs : pertes d'emplois, marchés tendus, économie incertaine, clients plus prudents… Comment rester rentable sans s'épuiser ?Dans cet épisode, je partage mes prédictions pour la fin 2025 et 2026 et les leviers concrets pour naviguer dans ce climat volatile.

Vous avez plein de projets, d'idées, d'envies… au point de vous sentir éparpillé et épuisé ? Vous êtes entrepreneur multicasquettes et multipotentiel ?Dans cet épisode, nous allons explorer :❌ Les faux problèmes que les multipreneurs croient être la cause de leur fatigue (trop d'idées, trop de casquettes, manque de discipline…).✅ Les vraies raisons de l'épuisement entrepreneurial : tout porter seul, ne pas respecter son rythme naturel, rester coincé dans l'opérationnel, travailler avec des clients désalignés, manquer de fil conducteur.

Pour télécharger mes notes de lecture : https://robintyonnel.com/notes-de-lecture-pourquoi-nous-dormons/

La concentration repose sur une capacité fondamentale de notre cerveau : filtrer les informations. À chaque instant, nos sens reçoivent des centaines de signaux – sons, images, odeurs… Mais pour rester attentif à une tâche, le cerveau doit opérer un tri sélectif entre ce qui est pertinent et ce qui ne l'est pas. C'est justement ce mécanisme qu'explique une étude de 2015 menée par des chercheurs de l'Institut de neurosciences de l'université de New York, qui ont identifié un acteur clé : le noyau réticulé thalamique, ou NRT.Le NRT est une structure en forme d'anneau située autour du thalamus, lui-même au centre du cerveau. Il agit comme un commutateur attentionnel. Concrètement, lorsque nous dirigeons notre attention vers un stimulus (par exemple un texte à lire), les neurones du NRT réduisent l'intensité des signaux sensoriels concurrents – comme les bruits ambiants, les mouvements visuels ou même les sensations tactiles. C'est ce qu'on appelle la sélection attentionnelle.L'étude, publiée dans Nature Neuroscience, a montré que ces neurones inhibiteurs du NRT peuvent désactiver temporairement certaines voies sensorielles au profit d'autres. Ainsi, lorsque vous vous concentrez sur la lecture, le NRT limite le traitement des sons ou des images parasites. Mais ce filtrage a ses limites. Si un bruit soudain ou inhabituel surgit – comme une voix forte ou une porte qui claque – le NRT réoriente l'attention vers cette nouvelle source, même si elle est sans intérêt. C'est un mécanisme de vigilance automatique, hérité de l'évolution, destiné à détecter les dangers.Autrement dit, le bruit capte l'attention non pas parce qu'il est pertinent, mais parce qu'il rompt l'équilibre sensoriel imposé par le NRT. Plus le bruit est irrégulier, imprévisible ou porteur d'information (comme une conversation), plus il sollicite le système attentionnel… au détriment de la tâche en cours.Cette redirection constante de l'attention a un coût : chaque interruption impose au cerveau un "temps de réinitialisation" de plusieurs secondes, durant lequel la performance cognitive chute. Ce phénomène s'appelle le coût de rebasculage attentionnel.En résumé, le bruit est néfaste à la concentration car il court-circuite le système de filtrage du cerveau, piloté par le noyau réticulé thalamique. Il force le cerveau à jongler entre les sources sensorielles, réduisant ainsi notre efficacité, notre mémoire de travail, et notre capacité à accomplir des tâches complexes. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Votre rentrée est sous le signe du rush, des doutes, de l'épuisement et de la difficulté à retrouver un rythme ? Voici mes conseils...Pour une demande d'accompagnement : https://jyangting.com/consulting/Masterclass pour retrouver votre temps et votre énergie : https://www.flowtasking.fr/masterclassLe diagnostic Flowtasking : https://www.flowtasking.fr/diagnostic6m95temjMon dernier livre : https://amzn.to/4lowH7wMes programmes en ligne : https://academy.jyangting.com/Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Welcome to the 93rd episode of The Way Out Is In: The Zen Art of Living, a podcast series mirroring Zen Master Thich Nhat Hanh's deep teachings of Buddhist philosophy: a simple yet profound methodology for dealing with our suffering, and for creating more happiness and joy in our lives. In this installment, Zen Buddhist monk Brother Phap Huu and leadership coach/journalist Jo Confino explore the art of transmission in Buddhism: wisdom and teachings being passed down over time, from teacher to student.  The hosts touch on the profound and nuanced ways in which Buddhist teachings and insights are passed down through generations, with the goal of cultivating understanding, compassion, and liberation; the role of nature as a powerful transmitter of wisdom; the significance of rituals and ceremonies in honoring this transmission; and more. Brother Phap Huu emphasizes the importance of deep listening, humility, and direct experience in the transmission process, and how true transmission goes beyond the imparting of knowledge, to a requirement that both teacher and student be in a state of non-self and openness to receive the teachings. Enjoy! Co-produced by the Plum Village App:https://plumvillage.app/   And Global Optimism:https://globaloptimism.com/ With support from the Thich Nhat Hanh Foundation:https://thichnhathanhfoundation.org/ List of resources Live show: The Way Out Is In podcast with special guest Ocean Vuong plumvillage.uk/livepodcastInterbeinghttps://en.wikipedia.org/wiki/Interbeing ‘The Four Dharma Seals of Plum Village'https://plumvillage.org/articles/the-four-dharma-seals-of-plum-village Dharma Talk: ‘The Five Powers: Faith, Diligence, Mindfulness, Concentration, Insight – Brother Phap Huu'https://www.youtube.com/watch?v=a4PGrMjea7A Album: A Cloud Never Dieshttps://plumvillage.org/album-a-cloud-never-dies The Way Out Is In: ‘Feel It to Heal It: The Dharma of Music (Episode #79)'https://plumvillage.org/podcast/feel-it-to-heal-it-the-dharma-of-music-episode-79 Dharma Talks: ‘Redefining the Four Noble Truths'https://plumvillage.org/library/dharma-talks/redefining-the-four-noble-truths Quotes “Live happily in the present moment: ‘I have arrived; I am home.'” “If we truly receive the Dharma, honestly and openly, by its nature we want to share it. It doesn’t start with us, doesn’t end with us. Instead, we are part of this extraordinary flow of life.” “Listening is the first doorway to communication. And many of us think that communication is about speaking or writing. But the foundation for speaking and for writing is listening.” “When the Buddha embarked on a spiritual quest, he was looking for an understanding of suffering and a liberation from suffering. And the way of liberation from suffering is to be in suffering, to understand suffering, to embrace it and not run away from it, but transform it. Therefore, Buddhism is a way of life. So mindfulness is a way of life. Transmission is a way of life.” “When you hear the sound of the bell in the Plum Village tradition, you’re invited to pause and stop what you're doing. Even if you’re listening to music, or having a wonderful, insightful conversation, you are invited to pause, to stop. And that stopping is a transmission of knowing how to cultivate stillness in life, in order to listen.” “What we say, how we say it, and the tone of saying it creates a reality. That creates a transmission of knowledge, a transmission of feelings, a transmission of energy.” “Buddhism is a very generous tradition. The Buddha offers, the teachers offer – and you’re the receiver. You can receive. Using the language of ‘I am receiving' is very different from ‘I am taking.' Or, even worse, ‘I am stealing.' Because stealing indicates that something is now yours; it belongs to you. But when you receive, you gain a responsibility to transmit.” “To receive, we have to ask.”

This episode focuses on the mental factors of compassion (karuna) and sympathetic joy (mudita).YouTube Video LinkYouTube Channel Link Website:www.satipatthana.caDonations and Memberships

Comment j'utilise l'intelligence artificielle pour apprendre plus vite (l'exemple des échecs)La Méthode F.A.S.T. pour apprendre plus vite : https://link.jyangting.com/Et2JykVous pouvez utiliser l'IA pour scroller des résumés… ou pour booster votre cerveau.Dans cette vidéo, je vous montre comment j'utilise l'IA (ChatGPT) pour apprendre 10x plus vite : cadrer un objectif d'apprentissage, bâtir un plan, pratiquer avec des feedback loops, analyser ses erreurs et adapter la méthode à sa personnalité (au lieu de gober des résumés approximatifs).Ce que vous allez apprendre- Pourquoi les résumés IA ne remplacent pas l'apprentissage profond (concentration, interprétation, intégration).- Comment cadrer un objectif clair (compétence, niveau, contexte) et en faire un plan d'entraînement.- La boucle Practice → Feedback → Adjust avec ChatGPT (analyse de parties/performances, détection d'erreurs récurrentes).- Comment personnaliser l'apprentissage à votre style (forces/faiblesses, rythme, préférences).Le guide d'apprentissage avec l'IA : https://jyangting.com/comment-apprendre-plus-vite-avec-lintelligence-artificielle/Ma vidéo sur la prise de notes : https://www.youtube.com/watch?v=snLw_ozaLXcComment booster votre cerveau avec l'intelligence artificielle : https://www.youtube.com/watch?v=VbL9YpWj3nsHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

durée : 00:02:29 - Le brief éco - Malgré des blocages réglementaires imposés par l'Union européenne, des opérations de regroupement mobilisant plusieurs dizaines de milliards d'euros ont été réalisées par les établissements bancaires en France, comme en Europe. Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

La concentration repose sur une capacité fondamentale de notre cerveau : filtrer les informations. À chaque instant, nos sens reçoivent des centaines de signaux – sons, images, odeurs… Mais pour rester attentif à une tâche, le cerveau doit opérer un tri sélectif entre ce qui est pertinent et ce qui ne l'est pas. C'est justement ce mécanisme qu'explique une étude de 2015 menée par des chercheurs de l'Institut de neurosciences de l'université de New York, qui ont identifié un acteur clé : le noyau réticulé thalamique, ou NRT.Le NRT est une structure en forme d'anneau située autour du thalamus, lui-même au centre du cerveau. Il agit comme un commutateur attentionnel. Concrètement, lorsque nous dirigeons notre attention vers un stimulus (par exemple un texte à lire), les neurones du NRT réduisent l'intensité des signaux sensoriels concurrents – comme les bruits ambiants, les mouvements visuels ou même les sensations tactiles. C'est ce qu'on appelle la sélection attentionnelle.L'étude, publiée dans Nature Neuroscience, a montré que ces neurones inhibiteurs du NRT peuvent désactiver temporairement certaines voies sensorielles au profit d'autres. Ainsi, lorsque vous vous concentrez sur la lecture, le NRT limite le traitement des sons ou des images parasites. Mais ce filtrage a ses limites. Si un bruit soudain ou inhabituel surgit – comme une voix forte ou une porte qui claque – le NRT réoriente l'attention vers cette nouvelle source, même si elle est sans intérêt. C'est un mécanisme de vigilance automatique, hérité de l'évolution, destiné à détecter les dangers.Autrement dit, le bruit capte l'attention non pas parce qu'il est pertinent, mais parce qu'il rompt l'équilibre sensoriel imposé par le NRT. Plus le bruit est irrégulier, imprévisible ou porteur d'information (comme une conversation), plus il sollicite le système attentionnel… au détriment de la tâche en cours.Cette redirection constante de l'attention a un coût : chaque interruption impose au cerveau un "temps de réinitialisation" de plusieurs secondes, durant lequel la performance cognitive chute. Ce phénomène s'appelle le coût de rebasculage attentionnel.En résumé, le bruit est néfaste à la concentration car il court-circuite le système de filtrage du cerveau, piloté par le noyau réticulé thalamique. Il force le cerveau à jongler entre les sources sensorielles, réduisant ainsi notre efficacité, notre mémoire de travail, et notre capacité à accomplir des tâches complexes. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Comment prendre des notes efficacement avec l'intelligence artificielle ? Voici ma méthode...La Méthode F.A.S.T. pour apprendre plus vite : https://link.jyangting.com/Et2JykVous avez des idées partout (sous la douche, en voiture, en rendez-vous)… mais vos notes se perdent dans 10 000 carnets et apps ?Dans cette vidéo, je vous montre mon système de prise de notes 2.0 avec l'IA : capter à la volée, synthétiser automatiquement, centraliser, puis transformer en actions grâce à la méthode F.A.S.T. (Filtre, Attention, Saisie, Transformation).Ce que vous allez apprendre :- Comment capturer idées & infos sans quitter l'instant (dictaphone/“carte” IA + vocaux).- La méthode F.A.S.T. pour passer de l'info brute à des actions concrètes.- Mon flux d'outils : mind mapping, dictaphone IA (type carte connectée), Notes Apple (opérationnel) + Evernote (archives), prompts IA.- Comment résumer automatiquement réunions, appels, cours et générer des to-dos.- Le rituel de centralisation & tri (quotidien/hebdo) pour un deuxième cerveau fiable.Plaud AI : l'enregistreur intelligent dopé à l'IA qui transcrit, résume et me fait gagner un temps fou ! Cliquez sur mon lien pour 10 % de réduction (appliquée automatiquement à la commande) : https://fr.plaud.ai/discount/FRrefer-vwk3ge?redirect=/pages/referral-special-discount&utm_source=PLAUDapp&utm_medium=Appuser&utm_campaign=ReferralMa vidéo sur la prise de notes : https://www.youtube.com/watch?v=snLw_ozaLXcComment booster votre cerveau avec l'intelligence artificielle : https://www.youtube.com/watch?v=VbL9YpWj3nsPlaud – l'enregistreur intelligent dopé à l'IA qui transcrit, résume et me fait gagner un temps fou !Cliquez sur mon lien pour 10 % de réduction (appliquée automatiquement à la commande)

Find me on Substack: https://bogumilbaranowski.substack.com/Kevin Koharki is an MBA, PhD, founder of CAE Consulting, and associate professor who has spent 20 years analyzing hundreds of firms and uniquely advocates that every employee—not just executives—should understand how their daily decisions impact capital allocation and long-term value creation.3:00 - Childhood influence: Depression-era grandmother shaped Kevin's views on hard work, discipline, and saving money through close relationship and shared activities6:00 - Career origin story: 1999 discovery of "Rich Dad, Poor Dad" led to Peter Lynch's "One Up on Wall Street" - describes it as "getting hit by lightning," sparking lifelong investing passion9:00 - Teaching philosophy: Drops real 10Ks on students' desks, believes in learning by doing rather than textbooks - "if you want to learn how to hit a curveball, you have to step in the batter's box"12:00 - Personal finance reality check: Most people don't budget despite it being "second, third grade math" - grandmother's "got cable?" test for true money problems15:00 - Capital allocation breakthrough: 2022 Vegas flight rereading Buffett letters when everything "clicked" - realized employees need training on how their roles impact CEO decisions18:00 - Defense contractor story: 71 years of collective family experience, never understood job's true financial impact until Kevin's training21:00 - Common misconception: Analysts focus only on dividends, debt paydown, buybacks - "it doesn't start there, it starts with revenue"25:00 - Concentration philosophy: Charlie Munger's "three investments in your lifetime" - finding businesses that can reinvest at high rates indefinitely30:00 - Financial statement analysis: Shocking number of investors not making proper adjustments for leases, pensions, stock-based compensation35:00 - Stock-based compensation deep dive: Spent three years figuring out what Buffett/Munger meant by "true cost" - most CFOs don't understand until receiving it themselves40:00 - Double-hit problem: Stock-based comp hits earnings twice (expense + dilution) while actual cash impact appears in financing, not operations45:00 - Tech sector impact: Free cash flow can be 30-40% lower than reported due to improper stock-based comp accounting50:00 - Cultural change requirement: Capital allocation mindset shifts take years, require constant reinforcement like diet changes55:00 - Employee education gap: HR can't explain stock plans due to licensing restrictions, employees receive lawyer-written documents they can't understand60:00 - Success definition: Making people better investors or employees who understand their financial impact - "help them understand the why"Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

In this episode of Beer and Money, Ryan Burklo and Alex Collins discuss the three most common portfolio mistakes they encounter with clients. They emphasize the importance of understanding asset classes, avoiding over-concentration in US large stocks, and ensuring proper diversification to mitigate risks. The conversation highlights the significance of a balanced investment strategy and the need for clients to be aware of their portfolio's composition and associated risks. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Clients often over-concentrate their investments in US large stocks. Many investors are unaware of the overlap in their mutual funds. Diversification is essential to manage risk effectively. Understanding asset classes can lead to better investment decisions. Investing should not be based solely on past performance. Proper portfolio construction can enhance returns without increasing risk. Clients often do not realize the risks associated with their portfolios. The S&P 500 is heavily influenced by a few large tech companies. Investors should look forward, not just at past performance. A balanced portfolio is crucial for long-term success. Chapters 00:00 Introduction to Common Portfolio Mistakes 02:19 Understanding Asset Classes and Concentration 09:55 The Dangers of Overlap in Investments 11:43 The Importance of Diversification 19:59 Navigating Market Volatility and Black Swan Events  

In this episode, Boston Celtic Baylor Scheierman breaks down what it means to “play free.”—It's about trusting his preparation, leaning on his faith, and letting go of mistakes so he can perform without fear. Baylor shares how coaches like Greg McDermott instilled belief, how teammates modeled servant leadership, and how culture and confidence become contagious. From being a 5'9” overlooked recruit to hitting clutch shots on the biggest stages and now earning his role with the Celtics, Baylor's journey is rooted in preparation, faith, and resilience. This episode is a masterclass in grit, resilience, and controlling the controllables. For athletes, Baylor's story offers simple, repeatable tools: resetting routines, practicing positive self-talk, and committing to daily preparation. For coaches, it's proof that instilling belief and valuing every role on a team fuels long-term success. Baylor's path embodies the 4Cs of Max Out Mindset—Commitment, Confidence, Concentration, and Composure—with confidence and composure shining brightest. Max Out Mindset for Basketball Book Instagram:@max_out_mindset Twitter: @Doc_elitemind Instgram: @scottpapek  Twitter: @scottpapek Instagram: @max_out_mind_Jess and on Twitter: @JessKnecht  Visit Max Out Mindset  

Nvidia CEO Jensen Huang is pushing what some call 'GPU panda diplomacy' by lobbing Washington to let American AI chips flow to China while proving his company doesn't need Beijing to dominate. But the chipmaker also just revealed that its three customers now account for 56% of accounts receivable, sparking debate around concentration risk. 

Our co-host, Ramona Dallum, is joined by Zonetta English, Project Delivery Director at Louisville MSD. MSD is the regional utility for safe, clean waterways, providing quality wastewater, stormwater, and flood protection services. The duo discusses the current work of the utility, flood response, disaster preparedness, and lessons from Hurricane Katrina.English graduated with a BS in Chemistry from UK and a Masters in Business Administration, Concentration in Management and Finance. She also holds a certificate from the Design Build Institute of America.

- Introduction and Interview Teaser (0:00) - AI Engine Enoch and Its Capabilities (1:21) - Advancements in AI and Machine Learning (3:40) - Impact of AI on Employment and Efficiency (13:19) - Challenges in AI Implementation and Data Management (16:02) - Demonstration of AI Capabilities (20:20) - AI in Journalism and Content Creation (30:34) - Critique of Mainstream AI Engines (30:50) - AI and Ethical Concerns (36:53) - Future of AI and Its Implications (48:40) - Lucknick's Alleged Shakedown of Intel and Democrats' Money Laundering (57:44) - Trump and Lucknick's Tactics and Midterm Election Outlook (1:20:08) - Critique of Patent System and Big Pharma (1:22:17) - Lucknick's Involvement in Defense Sector and Concentration of Power (1:30:03) - Randall Carlson's Interview and Three Eye Atlas Space Rock (1:33:59) - Historical Evidence and Ancient Myths (2:24:09) - AI-Generated Images of Biblical Trumpets (2:25:01) - Randall Carlson's Research on Ancient Catastrophes (2:31:10) - The Role of Comets in Human History and Mythology (2:31:26) - The Impact of Celestial Events on Human Civilization (2:33:02) - Extreme Rainfall and Glacial Melting (2:33:22) - Impact of Oceanic Impacts on Climate (2:36:13) - Historical Evidence of Tsunamis (2:38:08) - Extraterrestrial Objects and Their Impact (2:40:29) - Advanced Civilizations and Energy Sources (2:46:03) - Challenging Archeological Narratives (2:46:19) - Historical Progress and Advanced Civilizations (2:49:19) - The Role of Plasma Energy in Civilization (2:51:53) - Randall Carlson's Podcast and Website (2:53:22) - Future Collaboration and Final Thoughts (2:59:36) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

YouTube Video LinkYouTube Channel Link Website:www.satipatthana.caDonations and Memberships

In this episode of the Intelligent Medicine podcast, Dr. Ronald Hoffman discusses enhancing brain performance naturally with Dr. Leigh Richardson, a PhD leader in brain health and performance, and author of “Turn Your Brain On, Get Your Game On.” They delve into various brain-related issues, highlighting natural alternatives to traditional medications for conditions like ADHD and Alzheimer's disease. Dr. Richardson shares her personal journey into brain health spurred by her son's traumatic brain injury and her own. They explore the benefits of neurofeedback, diet, lifestyle changes, and the impact of music on productivity. Dr. Richardson underscores the importance of cognitive, emotional, and social resilience, and elaborates on integrating traditional and digital ways to improve brain health and performance.

Dr. Hoffman continues his conversation with Dr. Leigh Richardson, a PhD leader in brain health and performance, and author of “Turn Your Brain On, Get Your Game On: The How, What, Why to Peak Performance.”

Tim Quast discusses why stocks could struggle to sustain a broadening rally beyond the largest names, such as those in the S&P 500. He says less than 10% of trading volume comes from fundamental stock picking, while models and high-frequency traders drive around 75% of volume. With 90% of assets concentrated in large caps and only 5% in the Russell 2000, Quast believes it's mathematically unlikely for the market to sustain a meaningful shift into smaller stocks.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

When preparing for fundraising or an exit to private equity, one overlooked metric can derail your deal: customer concentration risk. In episode #308, Ben Murray explains what customer concentration is, why it matters to investors, and how it can directly impact your SaaS valuation. If too much of your revenue comes from just one or two customers, that risk may scare off private equity buyers or lower your valuation. Ben breaks down how to measure concentration, when it becomes a problem, and why you should start planning now — long before you enter a due diligence process.What You'll Learn• What customer concentration is and how to calculate it.• Why concentration risk is a key investor metric in fundraising and exit planning.• How high concentration can lower a company's valuation.• The difference between strategic buyers and private equity when assessing risk.• Why SaaS operators must monitor revenue mix as part of long-term financial strategy.Why It Matters• Finance & fundraising impact: High concentration can reduce your chances of raising capital or exiting at a premium.• Valuation risk: Heavy reliance on a small number of customers lowers buyer confidence.• Investor confidence: PE firms and strategic buyers want diversified, predictable revenue streams.Resources MentionedSaaS Metrics for Investors – What Drives Valuation: https://www.thesaasacademy.com/the-saas-metrics-foundationQuote from Ben“If one customer makes up 25% of revenue, that's a huge risk to a buyer — especially in private equity.”

(Barre Center for Buddhist Studies)

(Barre Center for Buddhist Studies)

In this episode of Yet Another Value Podcast, host Andrew Walker welcomes back recurring guest Artem Fokin for a wide-ranging discussion on perfecting the craft of investing. Skipping individual stock pitches, they explore long-term process improvements, the role of AI in research, and how expert calls have changed their approach. Artem and Andrew debate the statistical validity of track records, the impact of conviction borrowing, and the future of market efficiency in an AI-driven world. Listeners will also hear how Artem's investment focus evolved over the past decade, and why understanding customer-level value is now at the core of his process.See the follow on webinar on AI and expert calls here__________________________________________________________[00:00:00] Andrew introduces episode and Artem[00:03:07] Perfecting the investing craft[00:05:26] Bannister effect in investing[00:06:45] Inspiration from investor track records[00:10:40] Concentration and statistical significance[00:16:45] Bitcoin investor vs. great allocator[00:19:11] Betting on long-term outliers[00:22:43] Power laws and convexity[00:25:17] Will AI dumb down markets?[00:32:37] Market becoming more consensus[00:34:36] AI pricing medium-term alpha[00:39:06] Democratizing research tools[00:46:54] Early edge in illiquid stocks[00:48:55] Artem's biggest process change[00:52:48] Can customer feedback mislead?[00:56:09] Golf clubs and process analogy[00:59:11] Avoiding groupthink and conviction leaks[01:03:39] Know who's pitching the idea[01:06:25] IRR-driven sizing pitfalls[01:10:38] Penalizing leverage in rankingsLinks:Yet Another Value Blog: https://www.yetanothervalueblog.com See our legal disclaimer here: https://www.yetanothervalueblog.com/p/legal-and-disclaimer

Immerse yourself in a celestial soundscape with Angel Healing Sleep. This binaural soundscape combines: Angelic, spacey ambient music - to evoke peace and cosmic wonder Night rain ambience - for comfort and grounding Green noise - for a soft, natural balance that eases stress 40 Hz binaural beats - a frequency studied for its connection to deep focus, memory, and restorative sleep The blend of ethereal music, gentle rain, and healing frequencies creates the perfect environment for deep sleep, meditation, or simply relaxing after a long day. With over 8 hours of uninterrupted playback, this track is designed to run all night, keeping you in a state of calm and balance.

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Don and Tom explore why real-life investors consistently underperform the market—thanks to emotional decisions, frequent trading, and flashy sector bets. They break down Morningstar's “Mind the Gap” study and explain why your behavioral return often lags the market return. Listener questions lead into heated critiques of 403(b) plans packed with annuities, an exploration of the risks of overconcentration in the S&P 500, second-home planning in retirement, and the tax headache of unwinding inherited tech stocks. It's a fast-paced episode packed with practical advice and sharp jabs at high-fee products and financial marketing nonsense. 0:04 Investor returns vs. market returns: why we underperform 1:32 Morningstar's “Mind the Gap” study explained 2:59 Behavioral mistakes: trading too much, chasing sectors, style drift 4:48 Volatile funds lead to worse investor outcomes 6:39 Frank asks: What's wrong with 403(b) plans? 9:14 The real problem with 403(b)s: annuities and teacher exploitation 13:12 Why annuities don't belong in tax-deferred plans 14:04 How to escape a bad 403(b): 403bwise.org and “green light” plans 15:45 Listener Gabriel: Is S&P 500 enough for a long-term portfolio? 17:56 VOO vs. VT: Why global diversification matters 19:39 Concentration risk and emotional investing 22:08 Listener Garrett: Planning for a second home in retirement 25:10 Real estate reality: owning two homes isn't always ideal 28:45 Listener Nina: Clarifying the senior tax deduction 30:07 Listener Jim: Where should I invest a $1M windfall? 32:47 Long-term strategy: globally diversified stock portfolios 34:27 Listener Lori: How to unwind a concentrated tech stock portfolio 35:20 Altria: A century of sin stocks and their surprising holdings 37:00 Program note: Tom solo next week—please call in! 38:46 English is weird: talk vs. tok, though vs. thru Learn more about your ad choices. Visit megaphone.fm/adchoices

On dit souvent d'un joueur qu'il n'a pas de mental pour expliquer une contre-performance. Concentration, gestion des émotions, visualisation, le terme « mental » est bien plus vaste qu'on ne le pense. Ancien entraîneur notamment de Gilles Simon, Corentin Moutet ou Stéphane Robert, Ronan Lafaix, notre invité, s'est spécialisé dans ce domaine. Alors quelle est la part du mental dans le tennis actuel ? Existe-t-il des différences entre les hommes et les femmes ? Les Français n'ont-ils vraiment pas de mental ? Réponses dans « Air Open ».Air Open est disponible sur toutes les plateformes de podcast et le site L'Équipe. Présenté et réalisé par Maxime Monthioux, avec Julien Reboullet. Invité : Ronan Lafaix. Enregistrement : Léa Leostic. Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

DSD 6.8 | That is where you should put your money For years researchers have sought out to better understand control mechanisms for a successful transition into lactation from the dry period. We've learned changing body condition score during the dry period is not acceptable, but what if it changes during late lactation?  How does this impact energy partitioning for the next lactation? Well managed high producing cows with high fertility might find themselves bred back in less than the “textbook ideal” condition score heading into the dry period. Can we alter the late lactation ration to successfully increase condition with little impact? Dr. Laura Hernandez from the University of Wisconsin worked with a team of researchers at the Forage Center to better understand what is happening if high energy is fed late in lactation through extensive data collection to determine the possible potential carry over effects for subsequent lactations. Listen into this compelling discussion as we learn more about the “black box” we know as the transition dairy cow and what phase to invest in to maximize your return. Topics of discussion 1:01       Goal of this month's research 1:40       Introduction of Dr. Laura Hernandez 2:52       Why is this topic important 5:09       Test ration design for increasing BCS in late lactation 3.25 vs 3.75 8:45       Cow responses to the ration 11:05     Figure 1a: BCS change over 12 weeks 11:45     Dry matter intake 10:27     Possible hormonal responses causing the     13:49     Energy partitioning 16:12     Genetic analysis for response and non-response 18:40     Dry cow and early ration following treatment 19:19     High energy effect on dystocia 20:50     Early lactation energy measurements 22:45     Close up - Intake differences of high and low energy 23:23     Fig 3d: Early lactation intake difference 24:44     Visceral fat changes 26:54     Denovo fatty acids in milk, 70 days post treatment 30:54     Concentration of Megalac in treatment ration 31:57     Description of animals on treatment 32:47     What do you want “boots on the ground” dairymen to learn from this project? Featured Article: Effects of high-energy and low-energy diets during late lactation on the subsequent dry period and lactation of Holstein dairy cows #2xAg2030; #journalofdairyscience; #openaccess; #MODAIRY; #transition; #latelactation; #earlylactation; #dmi; #NEFA; #BHB; #drycow; #dairysciencedigest; #ReaganBluel

Journey beyond the stars with Interstellar Dreams, a cosmic sleep soundscape designed to carry you into a state of deep relaxation and vivid dreaming. This immersive experience blends 8 Hz theta wave binaural beats, known for enhancing creativity, meditation, and dream states, with an expansive deep space ambience and a soaring space orchestra-inspired soundtrack. Perfect for: Falling asleep and exploring vivid dreams Meditation, visualization, and astral-style relaxation Stress relief and emotional balance Inspiring creativity in a calm, cosmic setting Close your eyes, imagine drifting weightlessly through the galaxy, and let the theta waves and orchestral space ambience guide you to a dream-filled night among the stars. --

In this episode, Kathy Jones and Liz Ann Sonders dive into the latest economic data and its implications for the Federal Reserve's policy decisions. They analyze the recent Consumer Price Index (CPI) report and assess the risk of latent stagflation. They also examine the Fed's dilemma in considering a September interest rate cut, a possible 50-basis-point reduction, and ongoing labor market and inflation pressures. Kathy and Liz Ann stress the importance of looking beyond headline figures to understand revisions and underlying economic trends. They also address recent changes at the Bureau of Labor Statistics (BLS) and their potential impact on the reliability of economic data. Finally, Kathy and Liz Ann discuss the data and economic indicators they will be watching in the coming week.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Technical analysis is not recommended as a sole means of investment research.Diversification, asset allocation, and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.This information is not a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager, Estate Attorney) to help answer questions about specific situations or needs prior to taking any action based upon this information.Rebalancing may cause investors to incur transaction costs and, when a non-retirement account is rebalanced, taxable events may be created that may affect your tax liability.Currency trading is speculative, very volatile and not suitable for all investors.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.(0825-YCMU)

Block distractions and relax with the steady hum of an elevator fan blended with 9 Hz theta wave binaural beats. The consistent fan sound provides a smooth white noise backdrop, while the 9 Hz theta waves promote deep relaxation, creativity, and mental clarity. Perfect for: Falling asleep faster and staying asleep Meditation and mindfulness practice Studying, reading, or focusing on work Stress and anxiety relief This minimalist soundscape is ideal for those who enjoy mechanical or fan-like white noise but want the added mental benefits of theta frequency brainwave entrainment.

Many investors unknowingly take on portfolio concentration risk—placing too much money in one stock or sector. Lance Roberts & Danny Ratliff break down why concentrated stock portfolios can be dangerous, how lack of investment diversification can magnify losses, and what smart risk management investing looks like. Whether you're building long-term wealth or protecting what you've earned, understanding the hidden dangers of over-concentration is critical. We'll share practical tips to improve your stock diversification strategy, reduce downside risk, and strengthen your portfolio's resilience in volatile markets. SEG-1a: CPI Print Offers Hope for September Rate Cut SEG-1b: Small- & Mid-Cap Performance SEG-2a: Blood Tests & Caffeine SEG-2b: Market Capitalization Concentrations SEG-2c: Is there an Ideal Number of Stocks for a Portfolio? SEG-2d: What is the Goal? SEG-2e: Over-weighting or Under-weighting Positions SEG-2f: The Pain Trade  SEG-2g: What Happens Next w Sector Rotation? SEG-2h: Portfolios Are Like NASCAR SEG-2i: What is Your Goal? SEG-2j: Investing Without a Plan is Like Throwing Darts in the Dark SEG-2k: Portfolio Construction for Returns & Taxes SEG-2l: YOLO vs Planning SEG-2m: Importance fo Risk Management Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=OJh3DN2dGg0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- Articles mentioned in this report: "US Economic Growth Shows Cracks" https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/ "Meme Stock Trading & Livermore's Approach To Speculation" https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/ ------- The latest installment of our new feature, Before the Bell, "Market Internals Remain Weak," is here:  https://www.youtube.com/watch?v=3v7e03zkoWs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1  ------- Our previous show is here: "Two Dads on Money - Meme Stock Trading & Jesse Livermore's Timeless Rules for Speculation," https://www.youtube.com/watch?v=ZVH-DHO81pk&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=2s------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #MarketRally #MarketWeakness #AllTimeHighs #PortfolioRisk #Diversification #StockMarketTips #InvestingStrategy #WealthManagement #InvestingAdvice #Money #Investing

This week on Swimming with Allocators, Earnest and Alexa welcome Diego De Colombres, founding general partner of Dissent Capital. Diego shares his journey from equity research to launching a specialized crypto fund of funds. The discussion also explores the importance of backing emerging managers, building concentrated portfolios in a volatile market, and the evolving strategies required for success in crypto venture capital. Key takeaways include the value of specialization over generalization, the risks of over-engineered fund structures, and the growing significance of trends like stablecoins and the intersection of crypto and AI. Listeners will gain insights into how disciplined selection and a long-term perspective can drive outperformance in the rapidly changing world of crypto investing. Don't miss this great conversation! Highlights from this week's conversation include:Diego's Background and Path to Venture (1:17)Early Crypto Interest and Latin American Perspective (3:34)Equity Research Skills in Venture Investing (5:55)Founding Dissent Capital: Inspiration and Strategy (9:17)Concentration vs. Diversification in Crypto Funds (11:52)Cyclicality and Deployment in Crypto Venture (13:16)Identifying and Selecting Emerging Managers (15:23)Why “Access Is Not a Strategy” (19:33)Common Mistakes in Crypto Fund Structures (22:50)How LPs Should Assess Crypto Venture Risk/Reward (26:09)Competition at Early Stages in Crypto vs. Traditional VC (29:52)Crypto Trends: Stablecoins, AI, and On-Chain Identity (31:21)LP Archetypes and Strategic Investors (36:34)Lessons Learned: Narrative-Driven Markets and Distributions (39:50)Connecting with Diego and Parting Thoughts (41:54)Dissent Capital is a pioneering crypto venture fund of funds focused on backing the next generation of emerging crypto managers. With a disciplined, high-conviction approach to early-stage investing, Dissent Capital delivers institutional-grade diligence and access to the best opportunities in the space. Learn more at www.dissentcap.xyz.Silicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of the world's most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.com.Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only.Quote 1: "In crypto, access is no longer a strategy, and beta plays don't cut it. To capture power-law outcomes, you need focused portfolio construction and a specialization mindset, not over-diversification."

https://garykaltbaum.com/

This is a small snippet from a full episode currently up on patreon in which Breht discusses a crucial dimension of a well-lived, meaningful existence, and explicates the transformative power of meditation practice,when done sincerley and consistently over time within an established philosophical and religious framework (as opposed to the stripped down, commodified, bastardized version of it often offered in western capitalist societies). 

How can low beta stocks help savvy investors sidestep the pain of the Dot-Com Bust? Lance Roberts & Michael Lebowitz reveal why that lesson matters today...what low beta investing means, how it works in bear markets, and how it can protect your portfolio from bubbles and volatility. Lance reviews market reaction to tariffs coming completely online, and Apple's commitment to re-shore manufacturing to the US; the multiplier effect of domestic manufacturing. A look at Eli Lilly's successful completion of trials for its GLP pill; markets continue to hover along the 20-DMA. Lance and Michael discuss the AI phenomenon; what it really means when we're talking about "the market;" what is the cycle that is sustaining the stock market? How will younger investors' habits imprint market dynamics. What will trigger a crisis of confidence in the market; Lance and Michael discuss the importance of continuous risk management. SEG-1: Tariffs Are Fully in Effect - Market Response SEG-2a: Markets Continue to Defy Dire News SEG-2b: Is the AI Bubble the Same as the Dot-com Bubble? SEG-2c: Commentary on the Concentration on AI Stocks SEG-2d: What Do We Mean when We Say, "Market?" SEG-2e: The Virtuous Cycle Lifting Markets Higher SEG-2f: Impact & Influence of Younger Investors' Habits SEG-2g: What Will Be the Crisis of Confidence? SSEG-2h: The Importance of Risk Management Hosted by RIA Advisors RIA Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=xW8-B15zzCk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- The latest installment of our new feature, Before the Bell, "8-7-25 Is the Correction Over?" is here: https://www.youtube.com/watch?v=UEX8Ev1PJgo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How to Build a Winning Investment Portfolio | What to Buy & What to Avoid in 2025 " https://www.youtube.com/watch?v=OYKQ9V4PIfU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TechnicalAnalysis #MarketRisk #MarketCorrection #MarketRally #20DMA #LowBetaStocks #DotComBubble #RiskManagement #StockMarketCrash #DefensiveInvesting#InvestingAdvice #Money #Investing

How can low beta stocks help savvy investors sidestep the pain of the Dot-Com Bust? Lance Roberts & Michael Lebowitz reveal why that lesson matters today...what low beta investing means, how it works in bear markets, and how it can protect your portfolio from bubbles and volatility. Lance reviews market reaction to tariffs coming completely online, and Apple's commitment to re-shore manufacturing to the US; the multiplier effect of domestic manufacturing. A look at Eli Lilly's successful completion of trials for its GLP pill; markets continue to hover along the 20-DMA. Lance and Michael discuss the AI phenomenon; what it really means when we're talking about "the market;" what is the cycle that is sustaining the stock market? How will younger investors' habits imprint market dynamics. What will trigger a crisis of confidence in the market; Lance and Michael discuss the importance of continuous risk management. SEG-1: Tariffs Are Fully in Effect - Market Response  SEG-2a: Markets Continue to Defy Dire News SEG-2b: Is the AI Bubble the Same as the Dot-com Bubble? SEG-2c: Commentary on the Concentration on AI Stocks SEG-2d: What Do We Mean when We Say, "Market?" SEG-2e: The Virtuous Cycle Lifting Markets Higher SEG-2f: Impact  & Influence of Younger Investors' Habits SEG-2g: What Will Be the Crisis of Confidence? SSEG-2h: The Importance of Risk Management Hosted by RIA Advisors RIA Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=xW8-B15zzCk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- The latest installment of our new feature, Before the Bell, "8-7-25 Is the Correction Over?" is here:  https://www.youtube.com/watch?v=UEX8Ev1PJgo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How to Build a Winning Investment Portfolio | What to Buy & What to Avoid in 2025 " https://www.youtube.com/watch?v=OYKQ9V4PIfU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TechnicalAnalysis #MarketRisk #MarketCorrection #MarketRally #20DMA #LowBetaStocks #DotComBubble #RiskManagement #StockMarketCrash #DefensiveInvesting#InvestingAdvice #Money #Investing

The Berachot we recite each day can easily become a rote exercise, a text that we recite mindlessly, mechanically, to discharge our duty, without concentration and without emotion. The Misvot and Berachot that are required on rare occasions generally tend to generate a great deal of excitement, whereas those which apply each day receive far less attention and don't arouse much enthusiasm, because they are part of our regular routine. But the truth is that the daily Berachot are especially important – and it is specifically because of their unique importance that they are required each and every day. There is a Halachic principle of "Tadir Ve'she'eno Tadir, Tadir Kodem" – Misvot which apply more frequently are to precede Misvot which are observed less frequently. This shows us that the more frequent Misvot are generally more important, and thus deserve greater attention, not less. Birkot Ha'shahar, the blessings we recite each morning, pose a particularly difficult challenge by virtue of the fact that they are recited not only each day, but also early in the morning, before we are fully awake. Many people, unfortunately, fail to give these Berachot the focus and emotion that ought to accompany their recitation, and do not say them with Kavana (concentration). Rav Eliezer Papo (1785-1828), in his work Hesed La'alafim, discusses the importance of the morning blessings and why is it especially important to recite them with proper Kavana (concentration). He implores us to pause before we begin reciting these Berachot, and to contemplate the fact that Hashem, who is infinitely great and powerful, has chosen us lowly human beings, and has given us the permission to come before Him, to give Him praise, and to serve Him. We must never take for granted the extraordinary privilege we have to serve Him. Out of the billions of people in the world, Hashem chose us and invited us to be His servants. We must appreciate how blessed we are to have the ability to serve the Creator of the universe. Before we begin reciting the morning Berachot, Rav Papo writes, it is worth taking a moment to reflect on this privilege we have been given. He also writes that before we begin reciting the Berachot, we should resolve in our minds that we will recite them slowly, and enunciate each letter properly, as though we were speaking to a king. We should recite the words with both fear and love, patiently and thoughtfully. This is especially important when reciting the Birkot Ha'shahar, Rav Papo writes, because this recitation sets the tone for the rest of the day. If we recite the first Berachot of the day with feeling and concentration, then this will impact all the other Berachot and prayers that we recite throughout the rest of the day. It is important to "get on the Kavana train" right from the outset, to set the momentum for the day. Rav Papo here urges us to use a Siddur when reciting the daily Berachot, even if we already know them by heart. One of the most effective strategies for Kavana is to pray from a Siddur. Some find an allusion to this concept in the verse in Megilat Ester (9:28), "Amar Im Ha'sefer Yashub Mahashabto Ha'ra'a," which may be read to mean that the way to eliminate distracting thoughts ("Yashub Mahashabto Ha'ra'a") is to read "Im Ha'sefer" – with the book, meaning, from a Siddur. When we look at the words as we recite them, we are far less likely to be distracted, and have a better chance of praying with Kavana. Rav Papo also recommends writing for oneself a note with the concepts discussed in this passage – the gratitude we must feel for the privilege of serving Hashem, the importance of setting the momentum for the entire day etc. – and placing this note inside one's Siddur. This way, as soon as a person picks up his Siddur to begin reciting the Berachot, he will be reminded of these concepts, and this will enhance his Kavana. Not infrequently, we find ourselves wondering whether or not we forgot to recite Birkot Ha'shahar. Never are we uncertain whether or not we ate breakfast, but we sometimes cannot remember whether or not we recited the morning blessings. This shows us that, unfortunately, we do not value these Berachot to the extent that we should. Let us try to be mindful of the great importance of these daily Berachot, and to concentrate as best we can each time we recite them.

https://garykaltbaum.com/

Concentration 8-4-25 full 418 Mon, 04 Aug 2025 17:36:15 +0000 XfYyT4Fv4ebe9LAtoL47nN3rVFMD6jXJ comedy The Wake Up Call comedy Concentration 8-4-25 The Wake Up Call is a morning radio show based in Sacramento, California, and heard weekday mornings on 106.5 the End. Gavin, Katie, and Intern Kevin wake up every morning to have FUN and be FUNNY, while you start your day. This show has unbelievable chemistry and will keep you laughing all morning! 2024 © 2021 Audacy, Inc. Comedy False https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Frss.amper

Listener discretion is advised. References: Cook AM, Morgan Jones G, Hawryluk GWJ, Mailloux P, McLaughlin D, Papangelou A, Samuel S, Tokumaru S, Venkatasubramanian C, Zacko C, Zimmermann LL, Hirsch K, Shutter L. Guidelines for the Acute Treatment of Cerebral Edema in Neurocritical Care Patients. Neurocrit Care. 2020 Jun;32(3):647-666. doi: 10.1007/s12028-020-00959-7. PMID: 32227294; PMCID: PMC7272487. Desai A, Damani R. Hyperosmolar therapy: A century of treating cerebral edema. Clin Neurol Neurosurg. 2021 Jul;206:106704. doi: 10.1016/j.clineuro.2021.106704. Epub 2021 May 20. PMID: 34045110. Mount CA, Das JM. Cerebral Perfusion Pressure. [Updated 2023 Apr 3]. In: StatPearls [Internet]. Treasure Island (FL): StatPearls Publishing; 2025 Jan-. Available from: https://www.ncbi.nlm.nih.gov/books/NBK537271/ Susanto M, Riantri I. Optimal Dose and Concentration of Hypertonic Saline in Traumatic Brain Injury: A Systematic Review. Medeni Med J. 2022 Jun 23;37(2):203-211. doi: 10.4274/MMJ.galenos.2022.75725. PMID: 35735001; PMCID: PMC9234368.

The soothing sound of a fan for sleep creates a satisfying hum, easing your mind for a full night of rest. Listening to fan sounds for sleeping can help silence busy thoughts and relieve daytime stress that prevents you from falling asleep. You can also use fan sounds for studying, as the distraction-free white noise promotes increased concentration. Millions of people listen to fan noise for sleeping, studying, and relaxation every day. Regardless of the reason why you need fan sounds, this 10-hour ambience can provide the relief and comfort you are seeking! Here are some great products to help you sleep! Relaxing White Noise receives a small commission (at no additional cost to you) on purchases made through affiliate links. Thanks for supporting the podcast!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Baloo Living Weighted Blankets⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (Use code 'relaxingwhitenoise10' for 10% off)At Relaxing White Noise, our goal is to help you sleep well. This episode is eight hours long with no advertisements in the middle, so you can use it as a sleeping sound throughout the night. Listening to our white noise sounds via the podcast gives you the freedom to lock your phone at night, keeping your bedroom dark as you fall asleep.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out the 10-Hour version on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Contact Us for Partnership Inquiries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Relaxing White Noise is the number one online destination for white noise and nature sounds to help you sleep, study or soothe a baby. With more than a billion views across YouTube and other platforms, we are excited to now share our popular ambient tracks on the Relaxing White Noise podcast. People use white noise for sleeping, focus, sound masking or relaxation. We couldn't be happier to help folks live better lives. This podcast has the sound for you whether you use white noise for studying, to soothe a colicky baby, to fall asleep or for simply enjoying a peaceful moment. No need to buy a white noise machine when you can listen to these sounds for free. Cheers to living your best life!DISCLAIMER: Remember that loud sounds can potentially damage your hearing. When playing one of our ambiences, if you cannot have a conversation over the sound without raising your voice, the sound may be too loud for your ears. Please do not place speakers right next to a baby's ears. If you have difficulty hearing or hear ringing in your ears, please immediately discontinue listening to the white noise sounds and consult an audiologist or your physician. The sounds provided by Relaxing White Noise are for entertainment purposes only and are not a treatment for sleep disorders or tinnitus. If you have significant difficulty sleeping on a regular basis, experience fitful/restless sleep, or feel tired during the day, please consult your physician.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Relaxing White Noise Privacy Policy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠© Relaxing White Noise LLC, 2025. All rights reserved. Any reproduction or republication of all or part of this text/visual/audio is prohibited.

Donald Trump's DOJ offered immunity to convicted sex trafficker Ghislaine Maxwell. He's still refusing to rule out a pardon for Maxwell! Trump: "I never had the privilege of going to his island." One big reason why we have to win this political war. Sen. Markwayne Mullin thinks Obama was president in 2008. Donald demands that Rupert Murdoch be deposed within 15 days. The Trump DOJ helped overturn a state law requiring clergy to report child sex abuse. Mass shooter in NYC used an eerily familiar weapon. Concentration camp profiteering is underway. With Jody Hamilton, David Ferguson, music by Bill Toms and Hard Rain, Basically Nancy, and more!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Discover the limitless potential of The Healthy Mindset Application (App) with our exclusive Application Assess, Educate, Coach approach. Begin your journey of personal transformation through The Healthy Mindset App Podcast, featuring meditations, breathing exercises, and invaluable coaching insights. Our methodologies cultivate a growth mindset, empowering you to adopt self-coaching practices while engaging in mindfulness and resilience building. Delve into personalized 1-on-1 coaching sessions with Mike Hartman through The Healthy Mindset Coaching On Demand, focusing on goal setting and confidence enhancement. Each participant receives a tailored Audio MP3 Debriefing based on their assessment, ensuring personalized guidance every step of the way. For inquiries about 1:1 coaching or speaking engagements, please email Mike@Hartman.AcademyBook A Session https://calendly.com/coachingondemand/performancemindsetcoaching?month=2024-05Healthy Mindset For Athletes & Workplace Athletes Workbook https://www.amazon.com/Healthy-Mindset-Athletes-Workplace-Everything-ebook/dp/B0B55CFSCJ

In this powerful episode of The Kelly Roach Show, Kelly delivers a direct, honest call-to-action for business owners navigating difficult seasons of contraction, confusion, or chaos. If it feels like the things that once worked in your business no longer do, you're not alone. But, you are being called to lead differently. Kelly talks about what it takes to be a "four season CEO," and shares how pruning, simplifying, and returning to the fundamentals are the keys to rebuilding momentum in uncertain times. She also offers a bold challenge: making 100 courageous decisions in short order to eliminate the noise, refocus your vision, and put your business in a position to thrive. This episode is for every entrepreneur holding on too tightly to what used to work, who is ready to claim the next evolution of their leadership. Timestamps 2:06 – The 4 seasons of business and why pruning is necessary for growth 3:36 – How complexity disconnects you from your market and your power 4:21 – The Four-Season CEO: stats on pruning and faith-driven leadership 9:06 – Your business needs almost nothing to grow quickly 10:22 – The hidden cost of carrying too much: why you feel stuck 11:12 – The power of simplification for productivity and profit 12:23 – Radical focus: why doing less leads to better results 13:08 – Urgency: you don't have 3 months, you have 3 days 14:02 – The true reward of 100 courageous decisions: lean, profitable growth 14:45 – Concentration is the missing ingredient in today's market Resources: Register for Kelly's FREE Daily Sales Accelerator and learn how to simplify your path to predictable profits: https://api.leadconnectorhq.com/widget/form/1Vw2hQsQOtYCswDoxDYT?am_id=kelly3943  Simplify your focus to multiply your results, and join the Virtual Business School for just $59/month: https://go.virtualbusinessschool.com/joinvbs  Follow Kelly on Instagram: https://www.instagram.com/kellyroachofficial/   Follow Kelly on Facebook: https://www.facebook.com/kelly.roach.520/