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Search for episodes from HS 323 Video: Individual Life Insurance (2015) with a specific topic:

Latest episodes from HS 323 Video: Individual Life Insurance (2015)

23-01-Explain the concepts of compound interest and simple interest.

Play Episode Listen Later Apr 3, 2015 0:59


simple explain concepts compound interest
23-02-Understand, explain, and calculate present values (discounting).

Play Episode Listen Later Apr 3, 2015 2:35


values explain calculate discounting
23-03-Understand, explain, and calculate future values (accumulating).

Play Episode Listen Later Apr 3, 2015 2:17


values explain calculate accumulating
23-04-Explain how changes in interest rates and time periods affect present values and future values.

Play Episode Listen Later Apr 3, 2015 1:56


values affect explain interest rates periods
23-05-Calculate the present values and the future values of various annuities (series of annual payments).

Play Episode Listen Later Apr 3, 2015 2:33


values payments calculate annuity
02-01-Explain the concept of risk pooling and how it applies to life insurance.

Play Episode Listen Later Apr 2, 2015 0:48


risk concept explain life insurance applies pooling
08-11-Calculate policy surrender values using the adjusted-premium method, and interpret the results in terms of the extent to which first-year expenses have been amortized.

Play Episode Listen Later Mar 30, 2015 4:03


values policy surrender method terms first year expenses interpret calculate extent adjusted
03 HS 323 Summary

Play Episode Listen Later Mar 30, 2015 4:28


Mon, 3

08-12-Explain how surrender values are determined for nontraditional products such as universal life insurance.

Play Episode Listen Later Mar 30, 2015 1:14


values products surrender explain determined nontraditional universal life insurance
10 HS 323 Summary

Play Episode Listen Later Mar 30, 2015 4:39


Mon, 3

08-05-Explain the settlement agreement provisions concerning contract and current rates, rights of withdrawal and commutation, and minimum-amount requirements.

Play Episode Listen Later Mar 30, 2015 3:27


current rights contract explain rates requirements minimum amount withdrawal provisions commutation settlement agreement
08-06-Describe the structure, characteristics, and functions of the four fundamental settlement options.

Play Episode Listen Later Mar 30, 2015 3:52


options structure characteristics fundamental describe settlement functions
08-09-Describe the requirements the Standard Nonforfeiture Law imposes on surrender values.

Play Episode Listen Later Mar 30, 2015 0:53


values surrender requirements describe
08-10-Explain the philosophy underlying the adjusted-premium method, how a surrender value is computed with that method, and how the adjusted-premium method

Play Episode Listen Later Mar 30, 2015 1:08


philosophy surrender method explain underlying adjusted computed
08-08-Describe the possible approaches to a withdrawing policyowner's equitable treatment, including any adjustments that might be made to a policy's asset share in implementing those approaches.

Play Episode Listen Later Mar 30, 2015 2:42


treatments asset approaches implementing describe adjustments equitable withdrawing
08-03-Understand the underlying concepts and rules of settlement options.

Play Episode Listen Later Mar 30, 2015 1:04


options concepts settlement underlying
08-02-Explain how policy loans affect surrender options, especially extended term insurance.

Play Episode Listen Later Mar 30, 2015 1:51


policy options insurance surrender affect loans explain
03-03-Understand and explain the differences in some specific mortality tables and indicate their uses.

Play Episode Listen Later Mar 30, 2015 1:28


differences explain tables mortality
08-01-Describe and understand each of the surrender options required in policies with cash values.

Play Episode Listen Later Mar 30, 2015 1:08


values options surrender required policies describe
08-04-Describe the basic settlement option choices available to policyowners and policy beneficiaries.

Play Episode Listen Later Mar 30, 2015 1:27


policy choices basic option describe settlement beneficiaries
03-01-Understand and calculate, using a mortality table, some specific probabilities of living and of dying.

Play Episode Listen Later Mar 30, 2015 1:46


table dying mortality probability calculate
07-01-Describe the features of variable life, and understand its dual regulation status.

Play Episode Listen Later Mar 30, 2015 1:18


status regulation dual describe variable
07-04-Describe and understand variable universal life insurance policies.

Play Episode Listen Later Mar 30, 2015 1:21


describe variable insurance policies universal life insurance
04-02-Describe and understand the renewability and conversion provisions.

Play Episode Listen Later Mar 30, 2015 0:49


conversion describe provisions
07-02-Be aware of the variable adjustable life policy and its features.

Play Episode Listen Later Mar 30, 2015 1:22


policy aware variable adjustable
06-01-Describe the universal life policy, and explain how its features differ from whole life policies.

Play Episode Listen Later Mar 30, 2015 1:12


policy explain policies describe whole life differ universal life
05-04-Explain how some policies may be considered different because of insurer underwriting.

Play Episode Listen Later Mar 30, 2015 2:09


explain policies underwriting insurer
05-05-Describe and understand the current assumption variations of life insurance.

Play Episode Listen Later Mar 30, 2015 1:37


current describe life insurance assumption variations
01-03-Explain the role that present-value calculations play in determining the required amount of insurance

Play Episode Listen Later Mar 30, 2015 2:36


insurance explain required determining amount calculations present value
05-01-Describe and understand the features of whole life insurance policies.

Play Episode Listen Later Mar 30, 2015 0:56


describe insurance policies whole life insurance
02-03-Explain the operation of the level premium plan and its application to term insurance and ordinary life policies.

Play Episode Listen Later Mar 30, 2015 0:57


insurance operation application explain policies ordinary life
05-03-Understand how limited-payment whole life policies differ from ordinary life policies.

Play Episode Listen Later Mar 30, 2015 0:35


payments limited policies whole life differ ordinary life
05-02-Explain how joint life policies work and differentiate them from single-life policies.

Play Episode Listen Later Mar 30, 2015 1:04


explain policies joint differentiate single life
04-01-Describe and understand the nature and features of term life insurance.

Play Episode Listen Later Mar 30, 2015 0:52


nature describe term life insurance
04-03-Compare term insurance variations and their usefulness.

Play Episode Listen Later Mar 30, 2015 1:17


insurance compare variations usefulness
03-02-Understand and explain some of the considerations and adjustments that go into the creation of mortality tables.

Play Episode Listen Later Mar 30, 2015 2:23


explain considerations tables mortality adjustments
01-07-Identify and explain the ongoing income needs of family survivors.

Play Episode Listen Later Mar 30, 2015 0:53


family survivors identify income explain ongoing
02-04-Explain the tax treatment of life insurance.

Play Episode Listen Later Mar 30, 2015 1:36


treatments explain life insurance
01-10-Understand the general categories of needs and the kinds of information necessary to evaluate those needs in determining the appropriate ammount of life insurance.

Play Episode Listen Later Mar 30, 2015 0:41


evaluate determining life insurance kinds
02-02-Describe how the premium for yearly renewable term insurance is determined.

Play Episode Listen Later Mar 30, 2015 1:17


insurance determined describe yearly renewable
01-11-Describe the strengths and weaknesses of both liquidating and non-liquidating approaches to funding lifetime income needs.

Play Episode Listen Later Mar 30, 2015 1:52


funding approaches describe strengths and weaknesses liquidating lifetime income
01-04-Compare the human life value approach with the needs approach to determine the appropriate amount of life insurance

Play Episode Listen Later Mar 30, 2015 1:04


determine compare amount life insurance human life

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