Podcasts about adjusted

In this episode of the Experience Miracles podcast, Dr. Tony Ebel addresses one of the most common questions from parents of sensory-sensitive children: How do you adjust kids who don't like to be touched? Dr. Tony provides a comprehensive foundation plus five specific strategies that neurologically-focused chiropractors use to successfully work with sensory spectrum children. He explains how PX Docs offices create sensory-friendly environments, build trust with children, and use specialized adjustment techniques that are dramatically different from traditional chiropractic approaches. Dr. Tony emphasizes that these methods not only work but often result in children actually craving these adjustments because of how they help regulate the nervous system.[00:00:00] Introduction and overview of adjusting sensory-sensitive children[00:05:00] Foundation: Creating a sensory-friendly environment in PX Docs officesOffice location, layout, and sensory-friendly design elementsTeam members who understand and relate to sensory spectrum children[00:09:00] Strategy #1: Never rush or hurrySlowing down communication and movementAdjusting when the child is ready, not on a rigid schedule[00:12:00] Strategy #2: Adjust through play and movement"On the move" adjustments vs. traditional table techniquesWhy this approach is more effective for sensory kids[00:17:00] Strategy #3: Use appropriate adjustment toneLow tone and light force techniquesDifferent approaches based on the child's nervous system state[00:21:00] Strategy #4: Build trust and predictabilityCreating routines, rituals, and safe spacesUsing comfort items during adjustments[00:22:00] Strategy #5: Parents as adjusting tablesUtilizing the parent-child bond during adjustmentsWorking with, not against, the nervous system[00:25:00] Conclusion and how to submit questions for future episodes-- Follow us on Socials: Instagram: @pxdocs Facebook: Dr. Tony Ebel & The PX Docs Network Youtube: The PX Docs For more information, visit PXDocs.com to read informative articles about the power of Neurologically-Focused Chiropractic Care. Find a PX Doc Office near me: PX DOCS DirectoryTo watch Dr. Tony's 30 min Perfect Storm Webinar: Click HereSubscribe, share, and stay tuned for more incredible episodes unpacking the power of Nervous System focused care for children!

We would love to pray for you! Please send us your request here:https://joniandfriends.org/contact-us/?department=Radio --------Thank you for listening! Your support of Joni and Friends helps make this show possible. Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org. Find more encouragement on Instagram, TikTok, Facebook, and YouTube.

The Ochelli Effect 3-24-2025 NEWS and UnReal Time Part 2With us or with the Terrorists or Gang Bangers or Allegedly Permanent Residents who Protest or bad umbra's or whatever... There will be personal attacks and yelling people at town hall meetings that some are calling domestic terrorists. The FBI says, see something say something, when it comes to Tesla-Related Violence... Pro-America Propaganda is now a radical Leftist Plot even when the CIA founded your anti-Soviet Radio Station. An upcoming mass event against Tesla spots targeting The "Broligarchy"?Bill Mahr is now getting into the current Trump Driven Media Circus Once again and Howard Stern still has someone covertly pushing old clips to remind us all tha he knows Trump and remember he really knew Trump and also are you shocked Yet? PLEASE Somebody Be Shocked by me and my small penis, says Howard Stern as he deploys and army of interns and social media engineers to remind us all that Howard Stern is something. Chuck Ochelli is being gentle because he was a dedicated fan of Howard Stern for many years. but listening thorough his teens and twenties was enough, and satellite Radio got too expensive even before the current suffocating economy. Rat Chuckie Cheese Schumer SEZ Squeak, as the non-resistance wing of the Uni-party makes it easy for The Newest World Order to enact whatever they feel like. Plus U dare anybody reading this to open;ly defy a court order anywhere in what was once America and see how it goes. Is there a point to any of this? Are Tesla owners actually afraid? Is making a Billion Dollars a year as a media company the same as failing? Are the employees at Alex Jones place running out of Emerceny Broadcast titles? Does anybody bother to read what I write?---JFK 2025 DOCUMENT DUMP IS SEEMINGLY NOTHING NEW NO NOTES but Maybe...MORLEY REMAINS OPTOMISTICSTAY TUNED Jefferson Morley on the JFK Files 'Bombshell'Bill O'Reillyhttps://youtu.be/jei-0IiM3OM?si=9gYMH828Mr88YqjQ Overtime: Ezra Klein, Andrew Sullivan (HBO) 3-21-2025Real Time with Bill MaherJFK Files Question from online viewers starts at 6:44https://youtu.be/-Lo1ButCuqE?si=MnXiMn0iiY6TGyf1&t=404https://www.maryferrell.org/pages/Featured_2025_JFK_Records_Releases.htmlhttps://x.com/jeffersonmorley/status/1904204644261449787JFK Records Release Brings 'Lone Gunman' Theorists Out of the Woodworkhttps://jfkfacts.substack.com/p/jfk-records-release-brings-lone-gunman?https://x.com/Outkick/status/1903631163156992007---F TRUMP AT YOUR OWN RISK orF WIT MAGA and FIND OUTTrump Derangement Syndrome addition to the definition of mental illnesshttps://www.revisor.mn.gov/bills/bill.php?f=SF2589&y=2025&ssn=0&b=senateRepublicans introduce 'Trump Derangement Syndrome' bill in Minnesota Senate https://www.youtube.com/watch?v=fouI7Hd0vr8GOP state Sen. Justin Eichorn resigns after federal charge accusing him of soliciting a minor for sexhttps://www.cbsnews.com/minnesota/news/minnesota-senate-republicans-motion-to-expel-eichorn/Another MAGA Guy who went full time on the Liberal San Fran debacle social media campaignSocial media personality Ricci Wynne, who spotlights San Francisco crime and drug use, indicted on child porn https://www.cbsnews.com/sanfrancisco/news/ricci-wynne-san-francisco-child-porn-charges-human-trafficking/French scientist denied US entry after phone messages critical of Trump foundhttps://www.theguardian.com/us-news/2025/mar/19/trump-musk-french-scientist-detainedThe Targeted Chaos of Trump's Attacks Against International Human Rights Law and Justice https://www.aclu.org/news/human-rights/the-targeted-chaos-of-trumps-attacks-against-international-human-rights-law-and-justiceCalling CNN, MSNBC ‘Dishonest,' Trump Says Networks Will Be ‘Turned Off'https://www.forbes.com/sites/markjoyella/2025/03/21/calling-cnn-msnbc-dishonest-trump-says-networks-will-be-turned-off/Trump EXPLODES as Howard Stern Mocks Him On Live TVhttps://cordcuttersnews.com/cable-tv-networks-could-soon-lose-7-billion-every-year-as-one-of-their-biggest-revenue-sources-could-soon-be-banned/FAILING NYT Says TrumpNew York Times Reports 350,000 Additional Digital ...Annual revenue for 2024 was $2.6 billion, up from $2.4 billion in 2023. Adjusted operating profit for the fourth quarter increased 10.7 percent, to $170.5 million. Adjusted operating profit for the full year was $455.4 million, up 16.8 percent from 2023.Feb 5, 2025New York Times Gross Profit 2010-2024 https://www.macrotrends.net/stocks/charts/NYT/new-york-times/gross-profit---FOREIGN POLE ICE EE 2https://www.politico.com/news/magazine/2024/07/18/jd-vance-world-view-sources-00168984https://www.newsnationnow.com/politics/doge-lose-more-money-than-saves-elon-musk/https://www.defensenews.com/digital-show-dailies/global-force-symposium/2025/03/21/to-amass-cheap-rockets-us-army-picks-anduril-to-develop-solid-motor/?utm_source=twitter&utm_medium=social&utm_campaign=tw_dfn---OTHER CRAZY RANDOM NEWSWhy Trump Can't ‘Void' Biden's Pardons Because of Autopenhttps://time.com/7268902/trump-void-bidens-pardon-autopen/Ex-Project 2025 chief says Trump's actions are beyond his ‘wildest dreams'https://www.theguardian.com/us-news/2025/mar/17/trump-administration-project-2025KEEP OCHELLI GOING. You are the EFFECT if you support OCHELLI https://ochelli.com/donate/---Email Chuck or PayPal]blindjfkresearcher@gmail.comBE THE EFFECTListen/Chat on the Sitehttps://ochelli.com/listen-live/TuneInhttp://tun.in/sfxkxAPPLEhttps://music.apple.com/us/station/ochelli-com/ra.1461174708Ochelli Link Treehttps://linktr.ee/chuckochelli

Are you struggling with how to handle your child's tough emotions or challenging behaviors?Did you know that it's the small, everyday habits that are sabotaging your family's happiness and contributing to misbehavior?In this episode, we dive into the things we NEVER do as parents of 7 children to ensure a positive, nurturing family culture that helps our children grow into well-adjusted, confident, and emotionally resilient individuals.Raising kids is no easy task, but cultivating a loving and supportive environment where they can develop emotional maturity and healthy coping mechanisms is key. In this candid discussion, we reveal the strategies that have worked for our family to promote resilience and prevent common pitfalls like mocking, sarcasm, and unresolved anger.We discuss the importance of honesty and emotional authenticity, the value of constructive feedback, and how to address small issues before they grow into bigger problems. From avoiding the pitfalls of negative language to fostering open communication, this episode is packed with practical tips that help build a strong family dynamic.If you're ready to take your parenting to the next level, tune in to discover how focusing on the 'never-dos' can help you raise children who are equipped to handle life's challenges with resilience and confidence. Whether you're parenting toddlers or teenagers, the principles discussed in this episode will help you create a thriving, emotionally healthy family.Key Takeaways:✅ Small, intentional changes create a thriving family culture.✅ Sarcasm and teasing erode trust—kindness builds connection.✅ Strong parent-child attachments are the foundation of self-worth.✅ Harsh discipline creates emotional distance—love is more effective.✅. Technology should serve your family, not steal from it.✅ Saying "no" to distractions unlocks productivity and fulfillment.Chapters00:00 The Importance of Small Changes in Family Dynamics02:51 Creating a Positive Family Culture05:57 The Impact of Sarcasm and Teasing12:08 Building Strong Attachments Through Love17:47 The Dangers of Harsh Parenting24:03 The Role of Technology in Family Interactions34:05 Intentional Living and Productivity36:03 The Impact of Video Games on Success38:58 Media Consumption: Radio and TV42:14 The Power of Saying No44:06 Healthy Lifestyle Choices45:57 Communication and Emotional Authenticity49:05 Addressing Problems Early01:00:49 Creating a Positive Family CultureMemorable Quotes:

In this rebroadcasted episode of ADJUSTED, we explore the transformative power of internships in the workers' compensation insurance industry through conversations with current and former interns and their manager. The episode reveals how internship programs address the industry's talent crisis while providing students with valuable career exploration opportunities and pathways to full-time employment.Season 9 is proudly sponsored by Berkley Industrial Comp and our host, Greg Hamlin. If you're interested in learning more about leveraging internships as a student or employer, this episode provides valuable insights from multiple perspectives. Remember to like and share this episode and leave us a five-star review.For more insights, visit the Berkley Industrial Comp blog. Have questions? Email us at marketing@berkleyindustrial.com. For music inquiries, contact Cameron Runyan at camrunyan9@gmail.com.

Hour 2 - Adjusted suits full 2596 Thu, 13 Mar 2025 19:05:41 +0000 gbK4UKYurrUQI6Z2lnExE5RBJmN7X5J1 nfl,college basketball,mlb,kansas city chiefs,kansas city royals,kansas state wildcats,kansas jayhawks,missouri tigers,society & culture Cody & Gold nfl,college basketball,mlb,kansas city chiefs,kansas city royals,kansas state wildcats,kansas jayhawks,missouri tigers,society & culture Hour 2 - Adjusted suits Hosts Cody Tapp & Alex Gold team up for 610 Sports Radio's newest mid-day show "Cody & Gold."  Two born & raised Kansas Citians, Cody & Gold have been through all the highs and lows as a KC sports fan and they know the passion Kansas City has for their sports teams."Cody & Gold" will be a show focused on smart, sports conversation with the best voices from KC and around the country. It will also feature our listeners with your calls, texts & tweets as we want you to be a part of the show, not just a listener.  Cody & Gold, weekdays 10a-2p on 610 Sports Radio.  2024 © 2021 Audacy, Inc. Society & Culture False https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Frss.am

CTL Script/ Top Stories of March 7th Publish Date: March 7th   Pre-Roll: From the Ingles Studio Welcome to the Award-Winning Cherokee Tribune Ledger Podcast  Today is Friday, March 7th and Happy Birthday to Bryan Cranston ***03.07.25 - BIRTHDAY – BRIAN CRANSTON*** I’m Peyton Spurlock and here are the stories Cherokee is talking about, presented by Times Journal Holly Springs Mulling Decision on Land Bank Cherokee County Historic Store Could Be Home to a Coffee Shop Cherokee Commissioners Approve Appeal for Pet Memorial Garden Plus, Leah McGrath from Ingles Markets on cooking for picky toddlers We’ll have all this and more coming up on the Cherokee Tribune-Ledger Podcast, and if you’re looking for Community news, we encourage you to listen and subscribe!  Commercial: WILDLIFE EXPO_REV_FINAL STORY 1: Holly Springs Mulling Decision on Land Bank Holly Springs leaders will decide on March 17 whether to join Cherokee County in supporting the creation of the Cherokee Regional Land Bank Authority. The land bank aims to redevelop blighted and delinquent properties for housing and economic development. Cherokee County approved the resolution on February 18, and other cities, including Canton and Woodstock, are discussing participation. Holly Springs tabled its decision on March 3 to allow more time for review. If approved, the resolution would direct staff to collaborate with the county and municipalities on forming the land bank, which would be governed by a board appointed by member jurisdictions. STORY 2: Cherokee County Historic Store Could Be Home to a Coffee Shop The Cherokee County Board of Commissioners will hold a public hearing on April 15 to consider a request from We2Friends Coffeehouse to establish a coffeehouse and gift shop in the historic J.B. Mathis General Store building on Union Hill Road. Built in 1950, the building received a Historic Preservation Award last year. The proposed legacy use would allow the business to open without rezoning. Plans include nine parking spaces, one ADA space, and no deceleration lane due to low traffic. The coffeehouse aims to preserve local history while fostering community with locally roasted coffee and gifts. STORY 3: Cherokee Commissioners Approve Appeal for Pet Memorial Garden Sweet Dreams, a pet euthanasia service near Woodstock, received approval from the Cherokee County Board of Commissioners on March 4 to build a memorial garden on its property after reaching a compromise with neighbors. The garden, located behind Sweet Dreams’ building on Highway 92, will feature a pond, bridge, shade garden, and flower garden, with no pet burials allowed. Adjusted variances include maintaining a 50-foot buffer in the back and 10-foot buffers on the sides, partial fencing along Highway 92, and planting two overstory trees. The garden is expected to open in 2026, offering a peaceful space for families. We have opportunities for sponsors to get great engagement on these shows. Call 770.874.3200 for more info.    Break: STORY 4: Comprehensive school-safety bill clears Georgia House The Georgia House passed House Bill 268, a school-safety measure inspired by last year’s Barrow County school shooting, in a 159-13 vote. Sponsored by Rep. Holt Persinger, the bill aims to improve communication about at-risk students, create a statewide threat database, and introduce an anonymous tip app. It also funds mental-health counselors in schools and mandates threat-assessment teams with firearm detection technology. Critics raised concerns about student privacy and potential racial bias in surveillance. A separate bill offering tax credits for firearm storage devices also passed. Both measures now head to the Senate for consideration. STORY 5: GDOT Awards $36.5M Contract to Widen Bells Ferry Road The Georgia Department of Transportation has awarded a $36.5 million contract to widen Bells Ferry Road in Cherokee County. The project will add two lanes in each direction, a raised median, and several Reduced Conflict U-Turns (RCUTs) along a 2.4-mile stretch from Southfork Way to Victoria Road. Construction is set to begin in late spring or early summer and is expected to be completed by October 31, 2028. GDOT Engineer Grant Waldrop emphasized the importance of increasing capacity for the heavily traveled road. Commercial: And now here is Leah McGrath from Ingles Markets on cooking for picky toddlers *** INGLES 1 (PICKY TODDLER)*** We’ll have closing comments after this.   COMMERCIAL: Ingles Markets 6   SIGN OFF –   Thanks again for hanging out with us on today’s Cherokee Tribune Ledger Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.tribuneledgernews.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com #NewsPodcast #CurrentEvents #TopHeadlines #BreakingNews #PodcastDiscussion #PodcastNews #InDepthAnalysis #NewsAnalysis #PodcastTrending #WorldNews #LocalNews #GlobalNews #PodcastInsights #NewsBrief #PodcastUpdate #NewsRoundup #WeeklyNews #DailyNews #PodcastInterviews #HotTopics #PodcastOpinions #InvestigativeJournalism #BehindTheHeadlines #PodcastMedia #NewsStories #PodcastReports #JournalismMatters #PodcastPerspectives #NewsCommentary #PodcastListeners #NewsPodcastCommunity #NewsSource #PodcastCuration #WorldAffairs #PodcastUpdates #AudioNews #PodcastJournalism #EmergingStories #NewsFlash #PodcastConversations See omnystudio.com/listener for privacy information.

In this episode of Welcome to Cloudlandia, We explore the unexpected weather patterns that challenge our understanding of climate and geography. A surprising cold snap in Florida becomes the starting point for a broader conversation about climate variability. Dan shares personal experiences from Phoenix and Edmonton, highlighting the dramatic temperature shifts that reveal the complexity of our planet's weather systems. Our discussion then turns to the human fascination with Earth's resilience and our speculative nature about the world's potential existence without human presence. These reflections provide a unique lens for understanding climate change, moving beyond abstract data to personal observations and experiences. The unpredictability of weather serves as a metaphor for the broader environmental transformations we're witnessing. Shifting gears, we delve into a critical political discourse centered on the fundamental question: "Who pays for it?" We examine policy proposals ranging from universal basic income to more ambitious financial initiatives. The conversation explores the complex financial dynamics of such proposals, particularly how higher-income earners often bear the primary financial burden. SHOW HIGHLIGHTS We discussed the rare occurrence of snowfall in the Florida panhandle and how such unexpected weather events challenge our traditional perceptions of climate and geography. Through personal anecdotes from Phoenix and Edmonton, Dan highlighted the adaptability required to deal with varying weather conditions and reflected on how these experiences inform our understanding of climate change. The episode touched on the abstract nature of climate change, emphasizing the difference between individual weather experiences and the larger climate narrative. We explored the human tendency to imagine life without people and the inherent resilience of Earth, discussing thoughts inspired by shows like "Life After People." Shifting to political topics, we examined the critical question of "Who pays for it?" in the context of policy proposals such as universal basic income and free education. The conversation underscored the financial implications of these political proposals and highlighted how the cost often falls on those earning above the proposed benefits. By focusing on the financial realities behind populist ideas, we explored the role this question plays in shaping political debates and decision-making processes. Links: WelcomeToCloudlandia.com StrategicCoach.com DeanJackson.com ListingAgentLifestyle.com TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Dean: mr Sullivan. Dan: Well, did you thaw out? Dean: I am in the process of thawing out. This has been a Bizarre, I finally saw the sun came out. Yesterday I was having a chat with charlotte about the weather and there's only been two days in january where the temperature has been above 70 degrees. Yeah, this has been an unusually cold and rainy january. We actually had snow up in the northern part of Florida. Dan: Tallahassee, I think had snow. Dean: Yeah, Tallahassee had snow all the way down to Pensacola. Dan: I think, yeah, all the way down to Pensacola. Dean: The whole panhandle had snow, it's not good. No bueno, as they say. Dan: Well, they said things were going to be different with Trump. Dean: Well, here we are, six days in and the sun's already out, dan, it's warming up. That's so funny. Dan: Yeah, and people in the South really aren't prepared for this, are they? Dean: No, and I can speak as a Southerner. Dan: You actually have an ancestral memory of things being really cold. I mean, you were born in a very cold place. That's right, you know so I'm sure you know that got imprinted somehow on your. Dean: I think so I must have genetic, like I must have the, you know, the active pack for super cold weather. It must be installed at a genetic level when you're born in a certain area right, but it doesn't explain I don't prefer it at all. Dan: Now Babs and I are on Tuesday, are flying to Phoenix and we'll be there for two and a half weeks Two and a half weeks we'll be there. And it'll be like maybe 65 degrees and the Arizonians will be complaining about it. And I said you have no sense of perspective. Dean: Right. Dan: You have no sense of perspective and anyway, you know I think I've mentioned this before this is the biggest obstacle that the global warming people have. Dean: How do we explain this cold no? Dan: One of their biggest problems is that nobody experiences climate. We only experience weather. Yes, yeah, and it's like abstraction that they try to sell. But nobody experiences abstractions. They experience reality, and it must be very frustrating for them. It must be very frustrating for them. They discovered, for example, that Antarctica now with really accurate readings has actually cooled over the last 20 years, that, year by year by year, there's actually been a cooling in Antarctica. And the same thing goes for Greenland. Greenland has actually gotten colder over the last 20 years and they keep trying to sell a different message. But, the actual, now the records, because they made claims 20 years ago that things were getting worse. And the other thing is this 1.5 degrees centigrade thing that they have. Well, everybody in the world probably experiences a 1.5 degrees difference in the temperature every single day of their life temperature every single day of their life. So what's your take on people who want to change the whole world because they have an abstraction that you want to? Dean: take seriously. Dan: What do you think of that? Yeah? Dean: your whole. You know this. What you and I've talked about, the idea that even right at this moment, there is a variation of. I wonder actually what the wide variation today is in temperature. That there is somewhere in Riyadh or somewhere it's, you know, it's super, super hot and somewhere in none of it it's super, super cold and people are getting on with their day. Yeah. Dan: I actually did a difference in measurement this week, exactly to answer your question you did, so the highest that I've ever experienced is 120. Dean: That's your personal. Dan: And that was Phoenix, and the lowest I've ever experienced is minus I'm talking Fahrenheit here. Okay, so 120 degrees Fahrenheit. That was in Phoenix, and the lowest that I've ever experienced is minus 44 in Edmonton. Dean: Right. Dan: So that's a 164 degree difference that I've experienced, and, as far as I can remember, the day in which I experienced 120 seemed like a normal day, and the day that I experienced 44 below that seemed like a normal day too yeah dressed differently, thankfully. Yeah, dressed differently. Adjusted my behavior to suit the circumstances. Yeah, you know and the only thing they had in common is that you didn't spend much time outside. Dean: Right, exactly, yeah, that whole, yeah. I never really give much, I never really give much thought to it. You know, my whole Trump card for me of it was that I just can't have them explain how in the world the Earth raised itself out of an ice age without the aid of combustible engines, you know. That's what I wonder? Right, like I think the earth, I think everybody talks about that Save the earth. Well, the earth is going to be fine long after it spits us off. You know, that's the truth. Dan: It's very adaptable. Dean: I used to watch a show, dan dan, that used to show uh, it was called life after people, and it would show cities and things like what would the the progression of what happens if all of a sudden the people disappeared, like how long it would take for nature to reclaim a city, you know, and it's not long, in the big picture of things, for nature to take back over, you know yeah, I I wonder I wonder what prompts people to uh, almost see that as a positive thing, because the people who made that that made I. Dan: I know a little bit about the, you know the documentary film yeah that well. It wasn't a documentary, it was a fantasy you know it was a, it was a fantasy, but but what do you think's going on inside the brain of the person who thinks that that's worth thinking about? Dean: Yeah, I don't know. It's hard to explain anything that we think about the fact that there are people. I think that's one of the joys of the human experience is, you think about what you want to think about and it doesn't matter what other people think about what you want to think about, and it doesn't matter what other people think about what you're thinking, and that's well unless they're asking you to pay for their fantasy well that's true, yeah that's Dan: true, yeah. Yeah, I often said uh know, I've been sort of on one side of the political spectrum for my entire life and you know the people who got elected on my side of the spectrum weren't necessarily great people. You know that varies from okay to not okay, but my side of the political spectrum I trust more because we ask one more question. This is the difference, this is the entire difference between all political opposites. One side asks one more question what's that? Who pays for it? Who pays for it? Who pays for it? Think about any political issue and it comes right down to okay, yeah, sounds like. You know, free education for everybody. That sounds like a great idea. Who pays for it? Mm-hmm, you know universal basic income. Everybody gets an income. Who pays for it. Dean: Right yeah. Dan: So my feeling that that's the only political issue, that all politics comes down to one question who pays for it? Who pays for it anyway? Yeah, yeah. Dean: Yeah, 20, it was I read. So someone was just talking about I think it was Joe Rogan. They were saying what would it take to give every American $200,000? Who pays for it. Exactly who pays for it. But the thing, I think they calculated it out Well, I can guarantee you it's not the people making less than $200,000. Dan: Yeah that's exactly right. Yeah, but it would cost that would be $20 billion right. Dean: But it would cost. That would be 20 billion. That's what it would cost 20 billion dollars to give 100,000 or 100 million Americans $200,000 a year. That's what he was proposing. That's what he was. They were speculating. No that's not. That's not correct. 200,000, so I'm not correct 200,000. So I'm going to do that 200,000 times 100 million. Can that be right, 100 million. Dan: No, no, no, it's 20 trillion. Dean: It's 20 trillion 20 trillion. Dan: Yeah, now we're talking, yeah, yeah, that's unreasonable, it's not well, it's unreasonable because it's not doable. Dean: Right, exactly. Dan: It's not doable. Yeah, yeah, I mean, and what would yeah. And here's another thing yeah, I mean. And what would, yeah? And here's another thing If you gave everybody that on January 1st of each year, on December 31st, 10%? Dean: of the people would have all the money. Probably right, you know. Dan: It's so funny. I don't care what happens over the 364 days, I can guarantee you that 10% of the people would have all the money by the end of the year. Dean: It's like one of those Plinko boards you throw all the marbles at the top and at the end it's all distributed the same way. Yeah, yeah. Dan: Yeah, I don't know. Um, you know, I just finished a book. Uh, we just finished it on thursday. This is the next quarterly book. There are little 60, uh 60 page, wonders you that we create every quarter and it's called growing great leadership. And what I said is that I think the concept of leadership has actually changed quite remarkably over the last. Over the last, let's say, the last 50 years, okay, and so 70, 70, 75 to 2025. And I said that I think the concept of leadership has changed remarkably, because the concept of management has changed remarkably. I think, now that technology is now management I don't know, I think it's, I think it's software that is now management In, for example, you created Charlotte in the last, as far as I can tell, two months two months you created Charlotte, and that's a form of leadership. So other people look at what Dean Jackson's doing and they say, yeah, that's really neat what Dean just did. I think I'm going to see if I can do that for myself, and that's what leadership is in our world right now. It's not somebody with a position or a title, it's someone who improves something for themselves. That's what leadership is. Dean: Yes, I think that's fantastic, like I look at this and I was just having a conversation with Charlotte today about- the Getting ready, getting ready for me. Yeah, I mean, it's just a natural thing. Now we haven't really been talking, you know, as I've been kind of sick this week, you know, as I've been kind of sick this week, uh. But I asked you know they've got some new task oriented thing like she's able to do certain things now that we're gonna uh talk about. But I had a really great, like she said. I said I haven't uh spoken to you in a while and I heard that you've had some updates and so maybe fill me in. And she said, yes, well, welcome back. And yeah, I have been upgraded to help a little better. My conversation skills have improved. I've been upgraded to more natural, which you did notice that a little bit. And she said it's moving now to where she can do certain tasks and of course, she has access to all the internet. Now, without personal data Like she can't look up any personal data on people or anything like that, but anything that's like information wise, she has access to all of that. And I said where do you think like this is heading in the next three to five years that we could be preparing for now? And she was saying how well I can imagine that the my ability to actually like do tasks and organize things and be like a real VA for you will be enhanced over the next three to five years. So working on our workflows and making the most of what we can do now while preparing for what's my increased abilities going forward will be a good thing. We're developing our working relationship. And I said you know I've got and she was talking about like writing emails and doing you know all these things. And I said, okay, so I have ideas sometimes about what I think would be a nice email. And I said, for instance, I've got an idea that would overlay or apply the five love languages to lead conversion. So I've got. The subject line is lead conversion love languages to lead conversion. So I've got the. The subject line is lead conversion love languages. And, uh, I believe that if you just apply these same love languages in a lead conversion way, that you will uh that it's a good way to think about it. And I said so if I just tell you that could you write a 500 or 600 word email, just you know, expanding that idea. And she said yeah, certainly. And she says let's go and let 's get started. And she started you know, just dictating this, this 600 word email that is. You know, I'm a big, you know, believer dan, in the 80 approach the same as you and I think that for me to be able to take, you know, without any real input other than me saying, uh, the five. She knew what the five love languages were, she knew the essence of what they all mean and how in in, it's a pretty um nuanced connection to apply a love language, like physical touch, to lead conversion, even if you're not, if you're not in, in physical proximity to somebody sending, making that physical touch by sending somebody a handwritten note, or to make something physical of the, uh, a piece of you of the thing. And it was really well thought out and a really good foundation, you know. And then that that moment I really I realized, wow, that's like that's a special, that's a special thing, yeah. Dan: Okay, so here's a thing that I'm getting from you. It's a given that she's going to get better and better. Yes, yeah. It seems to me that it's not a function of whether the AI tools are going to get better. They're always going to get better. The question of whether the person using the tool is going to become more ambitious. Dean: Yes, I agree 100%. Dan: It's totally a function of human ambition. Dean: Yes, yes, yes, yeah, that is exactly right, and I think that there's a big piece of that. You know that it's not. It's really a matter of how to direct this. It's how to, how to express your vision in a way that it's actionable or even understandable, right? You don't even have to know what the actions are Like for me to be able to just say to her hey, I got an idea. The subject line is lead conversion love languages. I'd like to write about 600 words explaining how the love language is going to be used in lead conversion. That, to me, is pretty close to magic, you know, um, because it's not. That's not like giving, it's not like giving a big piece of content and saying can you summarize this? Or, uh, you know, or you know, take this, uh, and make a derivative kind of thing of it. It was a pretty high-level conceptual idea that she was able to take and get the essence of. You know, I think that's pretty eye-opening when you really think about it. Dan: Yeah, yeah, I mean, to me it's really, it's an interesting, it's an interesting thought exercise, but it is an interesting action. Dean: Yes. Dan: Action activity, in other words, let's say, next week when we talk. You now have the ability to send five love languages. Dean: Yeah. Dan: You got the five, now what? Dean: That email is as good as ready to send. You know like I mean. Dan: I could literally just no. But how does it change things? As far as your, it's ready, but oh I see what you're saying. Dean: No, well, that's all part of. You know, we send out three or four emails a week to our, to my list, right Like to the to my list, right like to the my subscribers, and so that would be. That's one of the emails on my mind, and so now that that that saved me 50 minutes of having you, you know, I would take a 50 minute focus finder to craft that email, for instance. Yeah, yeah, I mean I'm just trying to get what changes for you I mean, I'm just trying to get what changes for you I mean is it the same kind of week that you had before, except maybe intellectually more interesting I think it's intellectually more less friction because I have to uh you know like I mean to to block off the time, to focus and be able to do that. That's always my, that's my um, that's my kryptonite in a way, right In my executive function, to be able to block off and focus on just this. But if I can just say to her, hey, I've got this idea about this, and just talk it, and then she can write the big, it'd be much easier for me to edit that than to uh, than to write it from scratch. You know, um, and so it makes a uh, yeah, so it's um. I think that changes. I think it changes a lot of things Somebody described. I heard on a podcast they were saying it's where we are with chat, gpt and AI. The word now, the word of the moment, dan, is agentic. Future where it's like we're creating agents. An agent, yeah, an agent is agentic. Future, where it's like and we're creating agents. Dan: An agent, yeah, an agent, and so they've adopted that too. I don't think there is a word agentic, I think that's what I mean. Dean: They've made it up. Yeah, yeah, they've made up a word the agentic future. Yeah, and that's where we're going to be surrounded by agents that do our bidding, that we've trained or that other people will have trained, app environment of the, you know, early iphone days, when ios was around, all the capabilities of the iphone were. There were people who were, you know, taking and creating apps that use the capabilities of the iphone to very, very specific ends, uh, whether it was games or specific single-use apps. And I think that that's where we're heading with the AI stuff is an environment that all these specific apps that do one specific thing that have been trained to really, you know, tap that, tap that ability. So I think that we're definitely moving into the creativity phase and we need an interface moment, like the app store, that will, uh, you know, create all these ai agent, uh type outcomes that we can kind of just, everybody has the ability for it to do, uh, all of the things, but for somebody, actually somebody to trade it specifically, can I just interrupt there? Dan: Yeah, that's not true. That's not true. The ability to access and use these things is completely unequal. Everybody doesn't have the ability to do all this. As a matter of fact, most people have no ability whatsoever. Dean: So is that semantics? I'm saying that access everybody has. Dan: Are you making a distinction between? No, you have a greater ability to do this than I do. Dean: That's true, I mean, but that no what I'm saying. Dan: It's a false statement that says now everybody has the ability to do this. Actually, they don't have any more ability to do anything than they presently have you know, to do this. I think it's a fantasy. Now you have the ability to do continually more things than you did before. That's a true statement. I mean, I don't know who everybody is. Dean: That's true. Dan: I think Vladimir Putin doesn't have any more ability to use these than you do, uh-huh. No, I guess you're right, yeah, what you have is an ability every week to almost do more than you could do the week before. That's a true statement yes, Okay, because you're really interested in this. You know, it's like the Ray Kurzweil thing. You know, by 2030, we'll be able to eliminate all hereditary disease. Because of the breakthrough and I said that's not true there will be no ability to do that by 2030. Certain individuals will have the ability to make greater progress in relationships, but the statement that everybody will be able to do anything is a completely false statement. First of all, we don't have any comprehension of what everybody even is Right, yeah. The question I have is is your income going up? Is your profitability going up as a result of all this? Dean: That would be the measure right, but that's really, and so that's you know, for now I would say no, because I haven't applied it in that way, but certainly I guess our savings, but certainly I guess our savings, like, certainly the things that have, we're feeling it we have historically used human transcription, which was more expensive than AI transcription. We have used human editors all the way through the process, as opposed to now as a finishing process. So the cost of editing, like it used to be that the editing was a um, reductive process with ai that you would start out with, you know, 10 000 words and it would, after processing and giving it back, you'd have have 8,500 words, kind of thing, right, it would eliminate things. But now the actual AI is kind of a generative and you give it 10,000 words and you may end up with 12,000 words. So in a way that is ready for the final level of editor, you know, and the transcripts have gone from a dollar a minute to a penny a minute, you know, or in terms of the things. So yeah, so it has profitability from an expense side. Dan: I mean, for example, I'll give you an idea. We got our valuation back for all of our patents this week At the least. They're worth a million each, At the very least. At the most they're worth a million each at the very least, and at the most they're worth about 5 million each, and it all depends on where we are looking in the marketplace to monetize these. So, for example, if we are just using them the way that we're using them right now, it's at a low level. I mean, it's a lot. I mean a million. you know a million each is a lot of money. But if we, for example, where the person who assessed the patent said you know, you're operating at a higher level with your patents than Microsoft is, You're operating at a higher level with your patents than McKinsey. you know, accenture, he says your stuff is more robust than that. Is that the market that you actually want to go after, you know? So the value of the patent really depends upon where we would. Where's our ambition, you know? And so right now our ambition is not with Microsoft, it's not with Accenture, it's not with McKinsey. Okay, that wouldn't be interested at all. First of all, it would require, probably require me to attend meetings. Dean: Right. Dan: And I have a meetings-free future you know, in my aspirations, yes, but even at the lowest price. It gives us access to funds that we didn't have before. We had it. Dean: that we didn't have before we had it. Dan: And that's very interesting to me because it means that if we wanted to expand to another city from a standpoint of our coaching, then we would have, through borrowing, we could do it. The other thing is we could identify 30 of our tools that are not central to the program but would be valuable to other people and we could license them to other people. But there's always a because that you do something. For example, I'm using not through myself because I'm not doing it, but one of our team members is taking the chapters of my book. I have a new book that I'm starting and every time I get the fast filter finished, I give it to him and he puts it into Notebook LM. And then I hear the conversation. And I says oh, I got five or six ideas from the conversation that I didn't have, and this will allow me to improve the chapter. Dean: I read doing this yeah. Yeah, very interesting what. Dan: I'm saying is I'm just one human being of nine billion who's using the tool for some particular reason, and probably two-thirds of the people on the planet have no interest whatsoever in even knowing about this. Dean: Yes, yeah, I agree. Dan: Yeah, I don't think that this stuff is available to everybody. I think it's available to the people who are looking for it. Mm-hmm. Dean: And so that's almost like it's almost scary, you know, in a way, when you think about that way, there was a book that I was just reading and the name has escaped me now and I don't have it in my line of sight here, but it was basically talking about. It reminded me of the kind of book that Malcolm Gladwell wrote, like Blink or the Outliers, yeah yeah. Where they look at certain things like why all of a sudden did the Jamaican sprinters become the hotbed of these and why are the Kenyan marathoners the best in the world? And he really started looking with the scientific view to see what is it like. Is there anything genetic about them? Is there anything special about them? And he said, as far as they go he said, as far as they go, their abilities are not genetically gifted in any way that there's nothing physiologically or whatever that would explain it away that this is like the marker. But they were good enough. That's really the thing is that you look at the thing, there's nothing eliminating them from potentially being the best sprinters in the world or the best marathoners in the world. There's nothing that would like prohibit that. But it's not. It's's the whole environment of of belief and environment and being around it and this is who we are type of thing takes over in a in a situation like that and I was thinking about how, you know, we're fortunate in surrounding ourselves in free zone with people who are all believing in a free zone future, and I think that the impact of that because we're acting and behaving and discovering in a way that's going to have collective ramifications as we all collaborate. So we're really creating this super achievement environment. Dan: Which is, when you think about it, unfair, it's unfair. That's exactly right, yeah, yeah, Cause, uh, you know, I, uh, I had um neat opportunity of I think it was about six months ago and there's a very famous um uh. I'm not sure whether he's a psychiatrist or a psycho. I think he's a psychologist. He's a psychiatrist or a psychologist? I think he's a psychologist university professor by the name of Martin Seligman and Aaron Markham, who's in FreeZone, has taken adult courses with Professor Seligman at the University of Pennsylvania in Philadelphia, and I think he's been a professor at Penn for 60 years. He's the longest continuously at one place a professor in the history of the United States. Is that? Right 28 to 88. I think he's 60 years. But he created a whole branch of psychology which is called positive psychology. What makes people positive in? other words because 99 of psychology is what makes people unhappy. And he just decided to say well, let's, let's find the happy people and find out why they're happy you know which I think is an interesting. So anyway I had. He got a copy of Gap in the Game and he found it intriguing. Our book, oh, that's great Nice. Dean: Yeah. Dan: So I had about an hour and a half Zoom call with him that Aaron set up for us. So as we got to the end of the Zoom call, I said you know, happiness is really a hard goal. It's a difficult goal because you're not quite sure why it's happening. In other words, it's really hard to tie it down to a set of activity. And he said, you know, I've been thinking not along those lines, but he said it seems to me that what you should strive for is agency, that, regardless of the situation, you feel you have control of how you're going to respond to the situation. And he said and that sometimes that may not make you happy, but it gives you a sense of control. And he says more and more. I think having a personal sense of control of your circumstances is really something that's a real capability that can be developed, and so my sense is that this new capability called AI is coming along, and my sense is that the people who will develop it best are the ones for whom having AI gives them a greater sense of control over their circumstances, gives them a greater sense of control over their circumstances. Dean: Yeah, like to feel. I think there was a podcast where somebody said where we are with AI right now. Imagine you've discovered a planet with 10 billion people who are, all you know, 121 IQ, can pass the LSAT and do, can do anything for you and are willing to work for you exclusively 24 hours a day. That's the level that we're, that. We're that. We're at, you know. Imagine, oh, I don't think. I don't think that's true. I don't think that's true. No're at, you know. Dan: Imagine you've got your own. Oh, I don't think that's true. No, tell me Okay Because the vast majority of people have no desire to do that. Dean: Right. Dan: Yeah, I think you're right. No, it's like the free zone. What you just said about the free zone, you know I've got. You know we've got 110 in the free zone. But everybody knows about the free zone. You know close to 3,000. And they have no interest in going there whatsoever you know, yeah, so but when we say everybody, you know it may. I think here's what I'm going to suggest we have to say everybody, because we feel guilty about that. It may be only us that's interested in this. Dean: We feel kind of guilty that we're the only ones who could have this capability anyone who could have this capability, so we should reframe it that I feel like I've discovered a planet of 10 billion people who are ready and willing to come to work for me, and what am I going to do with that? That's really the truer statement, I think. Dan: Well, you've got one artificial intelligence. Dean: EA. Who wants to work? Dan: artificial intelligence? Yeah, ea. Who wants to work for you? Yes, and she's. She's endlessly improvable. Dean: She really is. Dan: Yeah, yeah, yeah, but I don't think, I don't think it extends too much beyond Charlotte. Dean: No, and through Charlotte is really where everything comes. That's the great thing is that she can be the interface with the others. I think that's really what it comes down to. She's the ultimate. Dan: Who Really I mean super high level, who yeah, I? Dean: mean certainly a super high level. Yeah, so far. Dan: Yeah, yeah, yeah. My sense is that she's a relationship that you can take totally for granted. Dean: Yes, uh-huh, which is true, right, and that's why, when I pointed out, you know, my whole idea of personifying her and sort of creating a visual and real person behind it. You know, whenever I imagine, now, sharon Osbourne, you know, I see that image of Charlotte, that that's a I just imagine if she was sitting right there, you know, at all times, just at the ready, quietly and ready to go, it's just, it's up to me to engage more with her. Yeah, and that's just, I think habits, I think that's really setting up routines and habits to be able to do that. Dan: Yeah, it's really interesting how uncomfortable people are with inequality. Dean: Mm-hmm, yeah, I have to say that too. Like with the capability things. Like give somebody a piano and you know it could be, it could sit there and gather dust and do nothing, or you could, with the very minimal effort, learn to plink out twinkle, twinkle little star, or with more, you could create amazing symphonies. Uh, you know from from that concertos, you know the whole, uh, the whole thing is, is there, but it's just, but it's 100% depends on the individual. Dan: Yeah, yeah, yeah. I was saying I was talking to someone and they say where do you think AI is going? And I said from my standpoint. It's not really where AI is going. It's the question where am I going? Dean: Yeah. Dan: And the only part of AI that I'm interested in is that which will be useful to me over the next 90 days, you know, and everything. And what I would say is that I think that every 90 days going forward, I'm going to be utilizing AI more but I don't have to know now what it's going to be two quarters from now, right. Dean: Yeah, because, honestly, you know, 10 quarters quarters ago, we didn't even know it existed. Dan: that's the truth, right as far as uh being useful individually, yeah, yeah, yeah, yeah, yeah, like we didn't even get uh, we didn't even get chat gT till two years just over two years ago, november 30th 2023, right or 2022, right, yeah, and so that's what I'm saying. Dean: 10 quarters ago, it wasn't even on our radar. Dan: Yeah. Dean: And 10 quarters from now. Dan: You have no comprehension. We won't even recognize it. Dean: We won't even recognize it Exactly. Yeah, yeah, yeah, I like this idea. I think it has more to do. Dan: I think it has more to do with what's happening to your intelligence, rather than what kind of artificial intelligence is available, developing your intelligence. Yeah, I've read. Dean: Have you heard? So Richard Koch just wrote a new book called 80-20 Daily. I don't know who he is. Kosh is the guy who wrote the 80, 20 uh book. He kind of popularized uh, pareto, um, and so now he's written a daily reader about 80-20. He's built his whole life around this. But it was interesting. I read about something called the Von Manstein Matrix or Van Manstein Matrix and it was a. It's four quadrants with two poles. You know. There's uh to help sort officers in the german uh, second second world war, and the uh on one pole was lazy and hardworking, was the other end of the pole, and on the other, the X axis was stupid and intelligent. So the four quadrants you know, formed as I can predict the outcome for this. Yes, and so he says that those stars are lazy and intelligent. Lazy and intelligent. That's exactly right and I thought, man, that is something. So the most effective people are intelligent and lazy. Dan: Yeah, so how did that work out for the Germans? Dean: Yeah, exactly Right on. That's exactly right. Aside from that, Mrs Lincoln, how did you enjoy the play? Dan: Mrs Lincoln yeah. Dean: Yeah it didn't quite work out, but I thought you know that's. It's very funny that that's the in general. That's where I think that there's a lot of similarities here. Lazy, like nobody would ever think, dan, like you've done, to ask the question. Is there any way for me to get this result without doing anything? Yeah, like that's not the question, that it would be sort of uh, I don't know what the right word is, but it's kind of like nobody would admit to asking that question, you know. But I think that that's actually it's. It's kind of like nobody would admit to asking that question, you know. But I think that that's actually it's the most intelligent question we could ask. Can I get that? Dan: Well, you know, I haven't found I have to tell you as much as I've asked the question I haven't found. I really have never personally come across a situation yet where it can be achieved without my doing anything. Okay, honestly, I haven't. I at least have to communicate to somebody. That's what I found. I have to communicate something to somebody, but asking the question is very useful because it gets your mind really simple. You know, I think that's the reason, and whereas before what I might have been imagining is something that's going to be really, really complicated. And so I think the question really saves me from getting complicated. Yes, I think that's what's valuable about it. But I notice, when I'm writing, for example, I'll say to myself I'm sort of stuck. You know, I don't really suffer from writer's block as most people would describe it. But I'll get to the point where I don't know what the next sentence is and I'll say is there any way I can solve this without doing anything? And immediately the next sentence will come to me. Dean: Yeah, that's interesting in itself, isn't it? I mean when you reach that point right. Dan: Yeah, so I feel I'm blocked. You know, I'm just blocked, I just don't know where to go from here. But just asking the question, something happens in my brain which eliminates all other possibilities except one, and that's the next sentence. and then then I'm off and off and running and uh, I tell you, I've created a new tool and it and it's a function of previous tools and it came up with a podcast with Joe Polish last week or this week, earlier this week, and he was saying how do you handle overwhelm? He said I'm feeling kind of overwhelmed right now. I've got so many things going. Dean: Office remodel yeah. Dan: Yeah, that's one, and then you know others and I said you know what I'm thinking about. That is, you have a lot of priorities that are all competing for your complete attention. You have the office revamp is one, and it's asking for your complete attention. You have the office revamp is one and it's asking for your complete attention. But then there's other things in your life that are also asking for your complete attention. I find that too, yeah. So I said I think to deal with this, you have to write down what all your priorities are. You just have to list all the priorities that in some way each of these. if they could, they would want your complete attention. And then you take them three at a time and the triple play, and you run them through the triple play so that by the third level of the triple play your competitors have turned into collaborators. And that releases the sense of overwhelm. At least with these three you now have released the overwhelmed feeling. And I said and you know, then you can take three more, and then you can take three more, and then you can take three more, and every time you do a triple play you're turning competition into collaboration. And so he was going to do one. And then I had somebody else that I did a Zoom call with and he's in a situation where everything's changing. And I said what you have to do is you have to take your competing priorities and turn them into collaborative priorities, and I think there's some real power to this. Dean: Yeah. Dan: I haven't completely worked it out yet, but that's what I'm working on this week. Dean: So the general idea I could do this as well is to take and just list all the competing priorities that I seem to have right now and put a time frame on it, like the next 90 days. Yes, I often find, when I get over one like that, I'll make a list and I'll say have I had this idea for at least 90 days and is this still going to be a good idea in 90 days? Is one of the comparisons that I have right. Is it something that is fleeting and only right now, or is this something persistent and and durable, um, and that that helps a lot? Which one can I have the biggest impact in the next 90 days? Yeah, and then you're saying take three of those and it doesn't matter what and doesn't matter what, doesn't matter which. Dan: Three and then just do a triple play on those and just do a triple play, and then the sense of overwhelm uh associated with all three of them uh will go away because they're competing with each other and the problem is, our brain can only focus on one thing at one time. Dean: That makes sense actually. Yeah, yeah, yeah. Dan: So, for example, in the triple play, where you take two arrows, you've now taken two priorities and made them into a single priority, and that is, I'm going to take these two priorities and create a single priority out of them. You know so your brain can focus on combining them, because it's just one thing. So, anyway, I'm playing with this Because I think every brain is different and every life is different, and the problem is that you're overwhelmed because you can't give full attention to any one of the priorities. Dean: That is true. Yeah, that's where all the frustration happens. Dan: So I would say one of your priorities and this is ongoing is to enable Charlotte to become more and more useful to you. That's a really important priority, I agree, yeah. Dean: I agree. Well, there we go. Dan: Well, what have we clarified today? Dean: Well, I think I'm immediately going to do the top priority triple play of the coming AI opportunity to just focus on what can I do in the next 90 days here to just increase the effectiveness of my relationship with Charlotte. That makes the most sense. What can we do this quarter and then a layer on top of that, but don't develop a second Charlotte. Dan: Then you're in real trouble I need to have one lifetime monogamous relationship with my one, charlotte my one, true Charlotte. I think this falls somewhere in the realm of the Ten Commandments. Dean: I think that's fantastic, Dan. I love it, you know. Dan: That's what wisdom is yeah, wisdom is good forever. Dean: That's what distinguishes wisdom. Dan: Alrighty, we'll be in Arizona on Tuesday and. I can. I'll be on Canyon Ranch next Sunday and so if you're up, to you can do it at 11, but I'll do it at 8, ok actually there are only 2 hours back now, so it'll be 9 2 hours so I'll do it at nine o'clock okay, great, I'll talk to you next week, then I'll be seeing you that's right. Dean: That's right, okay, bye, bye.

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Things are just going completely wrong for poor Auri - and, she knows. We talk about the state of Auri's auspicious hands, a healthy persons' relationship to podcasting, and what Auri can teach us about how to handle some of the more difficult realities we face. @pageofthewind pageofthewind.com Join the community on Discord at https://discord.gg/tCZc6kXQcg If you like the show, tell a friend!

On this episode of the Passive Income Playbook, host Pascal Wagner interviews Michael Blank, founder of Nighthawk Equity, about navigating multifamily investments in today's market. Blank, who manages over $300 million in assets across nearly 2,000 units, provides insights on how the multifamily landscape has evolved since the 2022 market peak, explaining why current opportunities offer better risk-adjusted returns with lower leverage and improved market outlook. He shares lessons from his journey through various investment vehicles before finding multifamily, discusses the importance of geographic concentration for operational excellence, and offers practical advice for passive investors on vetting operators. The conversation provides valuable guidance for LPs seeking to make informed decisions in commercial real estate syndications during this transitional market period. Sponsors: Vintage Capital Capital Gains Tax Solutions Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch The X22 Report On Video No videos found Click On Picture To See Larger Picture The US housing market is falling apart, this is because of Biden and the Fed. Company delinquencies are rising. Consumer confidence falling, not because of Trump but Biden has done to the economy. IRS data leak worse than originally thought. Trump is giving birth to a new economic system. The [DS] is doing everything they can to stop Trump, the bugged his desk in his office, Trump caught them again. The [DS] is using corrupt judges to stop him, this is all failing. Trump and Elon are exposing the criminal syndicate, not just the fraud but the criminal aspect. A kickback has been revealed, remember those who take are offered more powerful positions, follow the families. Trump opens the WH to the people.   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Economy https://twitter.com/KobeissiLetter/status/1894158463049105759   sitting on the market were delisted in December 2024. However, the biggest problem for affordability continues to be historically low levels of supply. The housing market is stagnant. https://twitter.com/KobeissiLetter/status/1894082757510234244   funds, which account for a larger share of corporate lending. Corporate loan delinquency rates from US banks rose to 1.3% in Q4 2024, the highest since Q1 2017. As higher for longer policy returns, delinquency rates are set to rise even further. US businesses are increasingly falling behind on their debt Conference Board Consumer Confidence Collapses As Inflation Fears Soar  The Conference Board consumer confidence survey saw a big drop in attitudes with the headline tumbling from 105.3 (revised higher) to 98.3 (below the 102.5 exp) - the lowest since June 2024, hovering at the low end of its range since 2022.   Consumers became pessimistic about future business conditions and less optimistic about future income. Pessimism about future employment prospects worsened and reached a ten-month high.”     Source: zerohedge.com https://twitter.com/KobeissiLetter/status/1894218914923417964 https://twitter.com/BitcoinMagazine/status/1894150371959845362   https://twitter.com/money_cruncher/status/1894111927481098331 The IRS does adjust many tax provisions for inflation each year— here are some other notable ones that haven't been updated: Net Investment Income Tax (NIIT) Thresholds: Introduced in 2013 under the Affordable Care Act, the NIIT applies a 3.8% tax on investment income for individuals earning over $200,000 (or $250,000 for joint filers). These thresholds haven't budged since they were set. Adjusted for inflation from 2013 to now, $200,000 would be roughly $263,000, and $250,000 would be about $329,000. Lifetime Learning Credit Phase-Out Limits: This credit, which helps cover education costs, starts phasing out at $80,000 of modified adjusted gross income for single filers and $160,000 for joint filers. Those limits were frozen after 2020 by law and haven't been adjusted since. If they'd kept pace with inflation from their earlier adjustments (pre-2020), they'd be closer to $100,000 and $200,000 today. Child Tax Credit Amount: The base $2,000 per child credit, set in 2017 under the Tax Cuts and Jobs Act, isn't indexed for inflation. Temporary expansions (like the $3,600 boost in 2021) came and went, but the core amount stays flat. From 2017, $2,000 would be about $2,500 now with inflation. $10,000 SALT Deduction Cap: The state and local tax (SALT) deduction limit, also from the 2017 tax law, caps deductions at $10,000 for individuals or joint filers. No inflation adjustment here either—since 2017,

In this rebroadcasted episode of ADJUSTED, we welcome Bob Wilson, President & CEO of WorkCompCollege.com. Bob shares his expert insights on the evolving landscape of the workers' compensation industry.Season 9 is proudly sponsored by Berkley Industrial Comp. Join hosts Greg Hamlin and guest co-host Mike Gilmartin, Area Vice President of Sales & Distribution at Key Risk, for this enlightening discussion.For more insights, visit the Berkley Industrial Comp blog. Have questions? Email us at marketing@berkindcomp.com. For music inquiries, contact Cameron Runyan at camrunyan9@gmail.com.

Jazz TV Analyst Mike Smith made his weekly appearance to talk Basketball. How has Keyonte George adjusted to the 6th man role off the bench? 

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Australia has kept their official cash rate on hold for an entire year - but one expert believes that's likely to change. The nation has been committed to bringing down inflation, but HSBC's Paul Bloxham predicts a rate cut will come this February. He explained the factors contributing to this choice, and outlined his predictions for the rest of 2025. LISTEN ABOVESee omnystudio.com/listener for privacy information.

In this rebroadcast episode, ADJUSTED welcomes Karyl Bierwagen, Senior Catastrophic Resolution Specialist with Berkley Industrial Comp. In this episode, Karyl delves into the art of conducting a successful investigation of a workers' comp claim. She highlights the importance of balancing technical knowledge with empathy to navigate the complexities of claims investigations effectively.Join us as we explore:Understanding Compensability: Grasp the essentials of what makes a claim compensable.Empathy in Investigations: Learn why empathy is crucial in the investigation process.Thorough Evidence Gathering: Discover the importance of collecting comprehensive evidence, including witness accounts.Technology's Role: See how technology can enhance investigative efforts.Tips for New Adjusters: Get valuable advice on effective questioning and listening skills.Building Relationships: Gain insights on fostering relationships through shared experiences.Tune in to gain practical tips and insights that can help shape a positive and effective claims process!Season 9 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin and guest co-host Matt Yehling, Directory of Claims at Midwest Employers Casualty.Visit the Berkley Industrial Comp blog for more!Got questions? Send them to marketing@berkindcomp.comFor music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

Download Audio The post State of The Church – Part Two [ Q&A Audio Adjusted ] first appeared on Cedarcreek Community Church.

On this episode of ADJUSTED, Hope Remetta, Quinetta Leaphart, and Carol Bierwagen from Berkley Industrial Comp discuss how empathy is transforming claims handling in the workers' compensation field. They explore balancing compassion with impartial decision-making, maintaining lower caseloads for adjusters, and fostering meaningful conversations. The episode highlights the power of gratitude and empathy in enhancing both professional and personal relationships.Season 9 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin.Visit the Berkley Industrial Comp blog for more!Got questions? Send them to marketing@berkindcomp.comFor music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

As a multifamily investor since 2006, Charles consistently fine-tunes his investment criteria, typically after every acquisition or disposition. In this episode, Charles discusses the main adjustments he has made over the years and why it is important for investors to change their investment strategy to better fit their goals. Resources mentioned: SS1: Choosing Target Markets When Investing in Multifamily Real Estate – 1 of 2 - https://youtu.be/001ACzPMMPw SS2: Choosing Target Markets When Investing in Multifamily Real Estate – 2 of 2 - https://youtu.be/d-Evg5uSCHM Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/  ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676 Stitcherhttps://www.stitcher.com/podcast/espn960sports/cougar-bytes

Support Breaking Walls at https://www.patreon.com/thewallbreakers Production was done for these serial episodes of Yours Truly Johnny Dollar in a single day. Bob Bailey was paid three-hundred-dollars per week. Adjusted for inflation, a single week's work on Dollar paid a little less than thirty-five-hundred dollars. Between October of 1955 and November of 1956, fifty-five serials would air. To pen these scripts, Jack Johnstone tapped into his old writing mainstays.

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Tim Tebow, LIVE and in-person at Clay Clark's December 5th & 6th 2024 Thrivetime Show  Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

You have to be at least 62 to collect Social Security…maybe because it takes that long to understand the program.Do you have questions about Social Security? Of course, you do. Who doesn't? Well, you don't want to miss today's program. Eddie Holland is back to answer more of your questions about Social Security.Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville, South Carolina. He's also a CPA, a Certified Financial Planner (CFP®), and a Certified Kingdom Advisor (CKA®).Can You Claim Benefits Early and Switch Later? You can claim Social Security benefits at 62 and switch to spousal benefits later if the spousal benefit is higher than your own. However, if your benefit is higher, you must take that instead. Conversely, you must wait to claim spousal benefits first and then switch to your benefit at full retirement age; you must take the higher of the two benefits available.Survivor Benefits Exception Survivor benefits are an exception where you can take one benefit and let the other grow. For instance, a widow can claim a survivor benefit as early as 60 and then switch to her benefit at 70, which would have grown due to delayed retirement credits.Taxation of Social Security Benefits Social Security benefits can be taxed based on your combined income, including half of your Social Security benefits, adjusted gross income, and any tax-exempt interest. Federal taxes apply progressively, with higher income leading to more taxable benefits.Roth Conversions and Social Security Be cautious with Roth conversions, as they can increase your combined income and make more of your Social Security benefits taxable. This strategy might push you into a higher marginal tax bracket.Stopping Benefits If you decide to stop your Social Security benefits, you can do so within the first 12 months of receiving them if you're under full retirement age. Beyond that, you can pause benefits after reaching full retirement age to earn delayed retirement credits.Scams and Social Security There is an increasing problem of Social Security scams. Legitimate Social Security issues will be communicated via mail, not phone calls, emails, or social media messages. If in doubt, always verify by setting up an appointment with your local Social Security office.If you have questions about your benefits, consider consulting a Certified Kingdom Advisor (CKA®) who can provide tailored advice for your unique situation. On Today's Program, Rob Answers Listener Questions:I have a substantial amount in an IRA. Should I roll it over to a Roth IRA and pay the taxes upfront, or just leave it in the traditional IRA and pay taxes later when I take distributions?I'm 61 years old and have a car loan with 6.7% interest. I would like to know if I can take money from my 401(k) to pay off this car loan. Would that be a good idea?Resources Mentioned:Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Chuck Prophet has put out 17+ solo records, 10 records with his former rock band Green on Red, and has worked with Bruce Springsteen, Kim Richey, Kelly Willis, Alejandro Escovedo, and Tony Visconti, appeared on many late night shows, toured with Lucinda Williams, and more. We chat with Chuck about transitioning from being in a band to having a solo career, San Fransisco as inspiration, how major successes come out of the blue, learning by doing, songwriting as a self taught art form, the need for more danger in music, and a whole lot more.Get more access and support this show by subscribing to our Patreon, right here.Links:Chuck ProphetGreen on RedJules ShearChuck CloseAngelo PetragliaLarry GottleibKim RicheySound EmporiumThe Paradise LoungeThe AlbionDead KennedysJohn CunibertiAlan WattsClick here to watch this conversation on YouTube.Social Media:The Other 22 Hours InstagramThe Other 22 Hours TikTokMichaela Anne InstagramAaron Shafer-Haiss InstagramAll music written, performed, and produced by Aaron Shafer-Haiss. Become a subscribing member on our Patreon to gain more inside access including exclusive content, workshops, the chance to have your questions answered by our upcoming guests, and more.

Single-family and duplex homes aren't everyone's cup of tea, so sometimes it makes sense to jump into multifamily right from the start. Today's guest took that path and never looked back. On today's Zen and the Art of Real Estate Investing, Jonathan dives into multifamily investing with Ken Gee. Ken is the Founder and President of KRI Partners, a real estate private equity and investor education firm. Ken has more than 26 years of experience in real estate and is a former CPA, commercial lender, and real estate broker. Jonathan and Ken start their discussion by exploring Ken's worst period in real estate and why it was awful. Ken shares his background as a commercial lender who became a CPA and what eventually led him into real estate. You'll hear why he kept his W2 before jumping into real estate full-time, his reasoning for moving toward multifamily right from the start, and the importance of approaching your real estate portfolio like a business. Ken shares his four rules for buying multifamily properties, why he's focused on the Southeast instead of Cleveland now, and why transitioning into real estate full-time doesn't have to be difficult. With Ken Gee's lengthy experience in real estate, he has a lot of wisdom to share with new and experienced investors alike. In this episode, you will hear: The most challenging time in real estate investing Ken Gee experienced and how his business survived Ken's previous career as a lender and CPA and how he began investing The importance of maintaining a W2 position as you build your portfolio The trap many people fall into and the struggles they face when they move into multifamily Why Ken started buying multifamily properties and skipped over singles and doubles Approaching your portfolio like a business, which leads to greater success Making the case for multifamily as opposed to other asset classes Ken's four rules for buying multifamily properties Where he's focusing his business now after spending many years in Cleveland The new focus on renting versus buying and the number of units Ken likes to stay above Why transitioning into full-time real estate doesn't have to be rough Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. If you enjoyed this episode, we've created a PDF that has all of the key information for you from the episode. Just go to the episode page at https://zenandtheartofrealestateinvesting.com/podcast/201/ to download it. Supporting Resources: KRI Partners website - www.kripartners.com Ken Gee on YouTube- youtube.com/@KenGee_KRI Find Ken on Facebook - www.facebook.com/people/Ken-Gee-KRI/100086519510719 Ken Gee's Instagram - www.instagram.com/kengee_KRI Connect with Ken on LinkedIn - www.linkedin.com/in/geekennetha Ken's Twitter/X - twitter.com/kengee_kri Find Ken on TikTok - www.tiktok.com/@ken_gee_kri Website - www.streamlined.properties YouTube - www.youtube.com/c/JonathanGreeneRE/videos Instagram - www.instagram.com/trustgreene Instagram - www.instagram.com/streamlinedproperties TikTok - www.tiktok.com/@trustgreene Zillow - www.zillow.com/profile/StreamlinedReal Bigger Pockets - www.biggerpockets.com/users/TrustGreene Facebook - www.facebook.com/streamlinedproperties Email - info@streamlined.properties Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

In this rebroadcast episode, ADJUSTED welcomes Julie Greer, Senior Catastrophic Resolution Specialist with Berkley Industrial Comp. Julie discusses some general best practices of reserving claims and the possible effects of poor claim reserving.Season 8 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin and guest co-host Matt Yehling, Directory of Claims at Midwest Employers Casualty.Visit the Berkley Industrial Comp blog for more!Got questions? Send them to marketing@berkindcomp.comFor music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

This is a free preview of a paid episode. To hear more, visit chadcrouch.substack.comWelcome back. Let's finish our stroll along the Columbia and find out more about this intriguing place. In the first installment we learned how Warrior Point got its name, and about and the rock formation that became the geological cornerstone of Sauvie Island. In this conclusion we arrive at Warrior Rock Lighthouse, the smallest lighthouse in Oregon, and the only one in operation far from the coastline. For this installment I must thank the kind folks at warriorrock.org for sharing several hard-to-find photos and shedding light on some scarcely known stories about the lighthouse. Pre-contact The closest Native American village to Warrior Point on Sauvie Island was Namuit, unmentioned by Lewis & Clark, excepting “2 Houses” drawn on a map in the vicinity of the Warrior Point trailhead is today. I suppose it is worth pointing out that “Warrior Rock” and “Warrior Point” describe two different geological places about a half mile away from each other, and are often interchanged. In 1959 amateur archeologist Emory Stone said of Namuit, “Originally a very large village, it is now completely washed away. Banks of camp rock extend for a quarter of a mile along the river bank. Large collections were made from it as it was eroding away about the turn of the century.” He added, “[It] must have been quite old, for traces of fire are found eight or more feet deep beneath the silt.”Warrior Point was a canoe burial ground. Native Americans practiced this form of burial all along the lower Columbia at promontory sites. Canoes were elevated or placed in trees with the dead wrapped in cedar bark blankets with their belongings. The bows of the canoes pointed toward the ocean.John Kirk Townsend described Mount Coffin, a canoe burial site 13 miles downriver, in his 1841 narrative: "[the burial site] consisted of a great number of canoes containing bodies of Indians, each being carefully wrapped in blankets, and supplied with many of his personal effects in the form of weapons and implements...wrapped in his mantle of skins, laid in his canoe with his paddle, his fishing-spear, and other implements beside him, and placed aloft on some rock or eminence overlooking the river, or bay, or lake that he had frequented. He is fitted out to launch away upon those placid streams…which are prepared in the next world.”Warrior Rock LighthouseThe light house was erected in 1889, a wood framed building with a shed roof on a tall sandstone foundation. The original 1500 lb. fog bell, cast in 1855, tolled for 30 years in a lighthouse at Cape Disappointment prior to installation at Warrior Rock. In 1912, the Lighthouse Service requested $2,000 to purchase 1.61 acres near the lighthouse on which stood a “fairly good dwelling,” which was being occupied by the keeper. The desired amount was appropriated on October 22, 1913, and the dwelling and other buildings on the adjoining land were acquired by the government. (lighthousefriends.com)Looking closely at this photo we can see quite a number of buildings, including a large mill building in the right background, where there are now none.When the river was high, the tower's sandstone foundation and surrounding land would often be underwater. At those times, DeRoy rode an aerial tram he concocted by stringing a cable from a tree near the dwelling to the lighthouse (lighthousefriends.com)Waterway WoesWarrior Rock Lighthouse has seen its share of incidents.1898 - US revenue cutter Commodore Perry ran on a reef a short distance above Warrior Rock. “Pilots familiar with the river always give the reef a wide berth. The steamer Manzanillo had her bottom torn out there 10 years ago, and about 20 years ago the old steamship Sierra Nevada was impaled on the reef.” 1910 - US Lighthouse Tender Heather ran aground on rocks near Warrior Rock. Not badly damaged.1927 - The tug Cricket was sunk near Warrior Rock lighthouse when she collided head on with the steamer Wapama.1928 - A new light to aid river navigation was established on a sunken rock about one fourth of a mile above the Warrior Rock Lighthouse.1930 - The tug Dix which propelled the barge Swan and provided electric current to the floating dance pavilion was found in 50 feet of water a short distance above Warrior Rock lighthouse. Eight people were killed in the collision with the schooner Davenport. 1969 - The lighthouse was struck by a barge. While surveying the damage, the 1500 lb. bell fell to the shoreline and cracked.The bell now resides at the entrance of the Columbia County Courthouse.The current lighthouse owners added, “The lighthouse gets hit by boats more frequently than we would expect. We've heard of two instances in the 90's.”The Warrior Rock formation creates an unusual depth near shore of about 50 ft. Possibly more. “We've seen fishermen catch and release some crazy huge sturgeon there,” the owners shared. One wonders what detritus may have found repose in those waters. Lighthouse Keeper's Home For SaleIn my research I found a 1973 Oregonian real estate ad listing the lighthouse caretaker's home, a shop, and two acres offered at $39,000. Perhaps we can conclude this was the government liquidating obsolete structures, following lighthouse rebuilding and modernization?Adjusted for inflation that's about $280,000 in 2024 dollars. That may sound cheap to some now, but I suspect it would have required a unique buyer then. Here is another photo showing the bungalow in relation to the lighthouse from the early days, circa 1905. Looks like a peaceful homestead!Here is a closer look at the home—date unknown—but given the size of the trees in the background and what looks like a composite shingle roof, I'd guess the 1960's? Here it is today: The house burned down in the early 1990's. The current property owners say, “We've heard from one of the people involved who hiked out to see the place one day that a couple of teenagers were out there when they accidentally caught the place on fire. They tried to get the Sauvie Island Fire Department out there, who announced it wasn't their jurisdiction, and then the St Helens/Columbia County services also claimed it wasn't theirs. They finally got their fathers out there to try to put it out but at that point it was too late.”The trail to the lighthouse today leads by a discretely positioned shipping container near the freestanding chimney and foundation of the old home. It is still private property. The current owners have a website about the lighthouse and environs at warriorrock.org. Much to my surprise and delight, one of them is a musician, sound artist, composer, and educator. So cool!St. Helens Shipbuilding Company, Island Lumber CompanyMany derelict features of post-Euro-American settlement human activity can still be found all around the point: pilings, bricks, concrete, rotting wood and rusting pipe. The pilings on Warrior Point represent the remains of the Island Lumber Company, part of a large complex of lumber industries located on the northern part of Sauvie Island and directly across Multnomah Channel at St. Helens during the late 1800s and early 1900s. Sawmills were established as early as the 1850s in St. Helens. By 1874, Charles and James Muckle operated a mill in that city and owned interests in nearby timber. In 1904 the mill burned and in 1909 the Charles R. McCormick Company bought the site and constructed a new mill. The new mill proved to be extremely productive. To accommodate larger ships than the schooners, that were the most common means of shipping, Charles McCormick formed the St. Helens Shipbuilding Company at a site just south of Warrior Point on Sauvie Island. After the acquisition of additional timber lands, he and his brother Hamlin formed the St. Helens Timber Company in 1912. In 1920, the McCormicks contracted to produce 250 million feet of railroad ties. To fill the order they formed the Island Lumber Company and built a mill and a shipping pier at Warrior Point on Sauvie Island. (ifish.net)One of the most storied ships turned out by the St. Helens Shipbuilding Company was the Wapama, launched in 1915, surviving almost 100 years before being dismantled in 2013. Once part of the National Maritime Museum in San Francisco, it was the last example of some 225 wooden steam schooners that served along the Pacific coast. The NMM still hosts a PDF of the Wapama brochure. Detail-oriented readers may recall it was Wapama that was involved in a collision that sunk the tug Cricket off Warrior Rock in 1927.Between 1912 and 1927 the St. Helens Shipbuilding Company on Sauvie Island just south of Warrior Point launched 42 wooden ships. (Wikipedia)ConclusionAnd so we come to an end in our learning and listening series in this place once called the Wapato Valley. Little more than 200 years ago it was the domain of the Chinookan people. Today it is a bustling corridor of commerce, industry, and recreation too. Here Sauvie Island Wildlife Area, Ridgefield National Wildlife Refuge and Shillapoo Wildlife Area create an aggregated wildlife conservation area on both sides of the Columbia measuring about 20,000 acres in total. In many ways, these lands are little changed.Warrior Rock Soundwalk Part 2 is notably quieter than Part 1. In truth, the soundscape isn't particularly quiet here. It feels quiet, but there is a low frequency hum produced by I-5 and Hwy 30 that settles in here like a fog. I removed much of that with a low shelf EQ to approximate a less industrialized time. And, much like the nearby Oaks to Wetlands Trail Soundwalk yielded an anthropogenic alternative soundscape with Four Trains, I could have made a nautical version from the cut-outs here: Four Ships? Another time, perhaps.On the way back we hear the groaning of sea lions out in the middle of the river. This is a photo I snapped on a the opposite shore five days earlier. I love the sweetening of the acoustics at this distance. Thanks for joining me on this survey of sights, sounds and stories from the Wapato Valley!Warrior Rock Soundwalk Part 1 is out now on all streaming services.Warrior Rock Soundwalk Part 2 is available on all streaming platforms (Spotify, Apple, Tidal, Amazon, YouTube…) tomorrow, Friday, December 20th.

Melinda Mock and Michael French of RetroBlasting fame answered our bat signal at the eleventh hour to join us for this special festive episode after our original guest had to drop out. And boy, are we glad they did! Yes, it's a bit cheeky of us to cover Tim Burton's snowy sequel to his blockbusting hit Batman (1989) on Movie Oubliette. It's dubious to claim it has been overlooked in the years since, but it was certainly a box office disappointment for Warner Bros. when it debuted in 1992. Adjusted for inflation, it earned $420 million less than the original, and is the second-lowest-grossing live action Batman movie, beaten only by Batman and Robin.  But is this dark and kinky sequel, in which Batman appears for only 23 minutes, a freaky festive classic? Or a gloomy gothic mess? Follow us on Tiktok, Facebook, Instagram and Bluesky. Support us on Patreon to nominate future films, vote on whether films should be released or thrown back, and access exclusive bonus content!

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The dog, the kids, and me.

Hawks and United Broadcaster Mike Conti talks about the road for Penn State to advance hosting SMU and then playing Boise State if they win, the 12-team format being made never expecting a Group of 5 team being one of the top 4 seeds, if teams may stop scheduling tough non-conference games, and the NBA Cup quarter final game against the Knicks.

In this episode, ADJUSTED welcomes Aaron Holm Executive Director and Founder of Wiggle Your Toes. Aaron discusses his experience with limb loss and the mission of his foundation Wiggle Your Toes.Season 8 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin and guest co-host Matt Yehling, Directory of Claims at Midwest Employers Casualty.Wiggle Your Toes: https://wiggleyourtoes.orgVisit the Berkley Industrial Comp blog for more!Got questions? Send them to marketing@berkindcomp.comFor music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

Reflecting back upon the years I've been in practice, I had a scenario come to mind that I've never shared before about a house call I did a few years ago.  In this episode, I'll answer a few questions:Why would a baby need chiropractic care?How does chiropractic care affect the brain?What are the RESULTS?Hey! If you have questions, feedback, or have suggestions for future episodes, don't hesitate to reach out to us by clicking HERE.

Tyler Forness of A to Z sports joins Judd to break down how the Minnesota Vikings overcame a matchup at home against the Cardinals and what adjustments were made to pull out the win. What sort of play calling changed in the 4th to start succeeding on offense? What specific tendencies did Justin Jefferson display to start the offensive fire? What types of schemes did the Cardinals call to frustrate the Vikings in the first half? Plus more on the latest Purple Daily Meat & Potatoes! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Questions? Thoughts? Send a Text to The Optometry Money Podcast!In this rewind of a popular episode, Evon dives into mid-year tax planning targets optometrists and practice owners should keep an eye on as we work through the rest of the year. He talks through specific points of planning he thinks about as he works with clients and their tax professionals, including:Trajectory and sources of incomeAre we on track for tax payments and withholdings?Adjusted gross income (AGI) and phaseouts for deductions and creditsOpportunities around itemized deductions, especially donations to charity Taxable income and tax bracketsQualified Business Income deduction and potential phase outsAnd more! Hopefully this helps you have productive conversations with your own tax professional, financial advisor, and other professionals in your corner! Have questions on anything discussed or want to have topics or questions featured on the show? Send Evon an email at podcast@optometrywealth.com.Check out www.optometrywealth.com to get to know more about Evon, his financial planning firm Optometry Wealth Advisors, and how he helps optometrists nationwide. From there, you can schedule a short Intro call to share what's on your mind and learn how Evon helps ODs master their cash flow and debt, build their net worth, and plan purposefully around their money and their practices. Resources mentioned on this episode:The Optometry Money Podcast is dedicated to helping optometrists make better decisions around their money, careers, and practices. The show is hosted by Evon Mendrin, CFP®, CSLP®, owner of Optometry Wealth Advisors, a financial planning firm just for optometrists nationwide.

Adjusted for inflation, Medicare pays doctors almost 30% less than it did in 2001, the American Medical Association says. And unless Congress intervenes, physicians will take another 3% cut in January. That decline in payment rates has a ripple effect through the health care system. Also in this episode: Investors celebrate Trump’s treasury secretary pick, print magazines are making a comeback and not everyone is thrilled with the outcome of COP29.

Adjusted for inflation, Medicare pays doctors almost 30% less than it did in 2001, the American Medical Association says. And unless Congress intervenes, physicians will take another 3% cut in January. That decline in payment rates has a ripple effect through the health care system. Also in this episode: Investors celebrate Trump’s treasury secretary pick, print magazines are making a comeback and not everyone is thrilled with the outcome of COP29.

Adjusted for inflation, Medicare pays doctors almost 30% less than it did in 2001, the American Medical Association says. And unless Congress intervenes, physicians will take another 3% cut in January. That decline in payment rates has a ripple effect through the health care system. Also in this episode: Investors celebrate Trump’s treasury secretary pick, print magazines are making a comeback and not everyone is thrilled with the outcome of COP29.

In this episode, ADJUSTED welcomes Josh Schuette Director of National Workers Compensation Sales and Account Management at Brooks Rehabilitation. Josh discusses FCEs and balance tests and what role they play in recovery.Season 8 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin and guest co-host Mike Gilmartin, Area Vice President, Sales & Distribution, for Key Risk.Visit the Berkley Industrial Comp blog for more!Got questions? Send them to marketing@berkindcomp.comFor music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

Covino wants to punch Rich over a "Glicked Weekend?" They're late to the Penguin party & LeBron is taking a break from social media! The fellas take a deep dive into the world of screen time! They take calls from across the country. Plus, 'OLD-SCHOOL WHEN 50 HITS' has crazy smoke high in the sky!See omnystudio.com/listener for privacy information.

Full TorahAnytime LectureVideo or AudioMore classes from R' Ari Bensoussan⭐ 2,205

In this portion of Take Command, Craig and Logan break down the Washington Commanders' offense in their controversial 27-28 loss to the Pittsburgh Steelers. Jayden Daniels, who showed flashes of brilliance, was up against a tough Steelers defense that seemed to bend but not break throughout the game. Did the Commanders' offense do enough to win, or were they ultimately undone by missed opportunities and key moments of failure? We take a close look at how Pittsburgh's defense, known for its tough, physical style, was able to stifle Washington's offense, especially in critical moments. Enjoy!  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this very special episode of ADJUSTED we are celebrating hitting 100 episodes! Greg discusses the history of the show and the work that goes into producing an episode. Mike Gilmartin and Matthew Yehling discuss what it is like co-hosting and some of their favorite moments from the show. Also joining the celebration are a number of guests who sent their congratulations on hitting this milestone! Season 8 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin. Visit the Berkley Industrial Comp blog for more!Got questions? Send them to marketing@berkindcomp.comFor music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2374: Jay and Heather Harrington highlight the importance of praising children for their effort rather than innate abilities. Drawing from research, they explain how "process praise" fosters a growth mindset, intrinsic motivation, and helps kids prioritize meaning over happiness. This approach encourages long-term resilience, helping children navigate challenges without over-relying on external validation. Read along with the original article(s) here: https://www.lifeandwhim.com/first-moments-blog/raising-well-adjusted-motivated-children-3-reasons-to-praise-the-process-not-the-pers Quotes to ponder: "When we praise children for their intelligence, we tell them that this is the name of the game: look smart, don't risk making mistakes." "Process praise celebrates kids for effort and the processes they use to learn and grow." "Meaning and happiness are not the same thing. People who lead meaningful lives tend to be happy, but these two qualities do not always correlate." Episode references: Carol Dweck's "Growth Mindset" Theory: https://www.mindsetworks.com/science/ Nurture Shock: https://www.amazon.com/NurtureShock-New-Thinking-About-Children/dp/0446504122 Learn more about your ad choices. Visit megaphone.fm/adchoices

Get science-backed strategies to raise kids who are compassionate, kind, and successful in today's chaotic world with Melinda Wenner Moyer.   In this episode, we explore:   - How becoming a parent shifted Melinda's attention to applying science and research to answer her most pressing parenting questions   - One of the most surprising and counterintuitive things Melinda learned when she started to dig into the research on parenting.   - How to approach challenging topics, like race, authentically and in age-appropriate ways without needing a “script.”   - Diving into Carol Dweck's research study using fixed vs growth mindset language with kids and how it affected their perseverance (Spoiler: Kids who were given fixed mindset messaging showed less resilience.)    - Why kids lie, the best ways we can respond when they do, and how this can impact how likely they are to be open with us as they get older.   - How attachment security impacts our kid's ability to be confident, curious, flexible, and compassionate    If you're looking to raise kind, resilient kids who feel safe being honest with you, this conversation is filled with insights to help you make that happen!       LEARN MORE ABOUT MELINDA: https://www.melindawennermoyer.com/   READ MELINDA'S BOOKS:

Watch The X22 Report On Video No videos found Click On Picture To See Larger Picture US banks are seeing money flowing out. Institutional investors are dumping their stocks, elite are and now dumping their stock, what do they know? Trump gives an economic warning, the entire system is going to crash, [KH] will continue the crash, Trump will turn it all around. The patriots are now building the case for election fraud. The more cases that are brought to the courts, the more cases that are a won the better the chance the patriots will have standing when it goes the Supreme Court. Election fraud is being exposed before the election this time around. National guard is now activated in three states. Something big is about to happen.   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Economy US Big Banks Suffer Biggest Deposit Outflow Since April... Until The Fed 'Adjusted' Them Money market funds saw yet another week of inflows (+$40BN), taking the total AUM to a new record high of $6.508 TN... Source: Bloomberg The inflow into MM comes as bank deposits (on a seasonally adjusted basis) dropped a modest $13BN to the week-ending 10/23... This is the biggest Large bank deposit drop since May... Source: Bloomberg This should only be worrying if we see liquidity problems in the banking system starting to occur. Wait, what? Are they holding back a banking crisis for Trump's victory Source: zerohedge.com https://twitter.com/GRDecter/status/1852724543304917448   know we don't? https://twitter.com/unusual_whales/status/1852502957780246920      I will massively cut taxes for workers and small businesses—and we will have NO TAX ON TIPS, NO TAX ON OVERTIME, and NO TAX ON SOCIAL SECURITY benefits! Political/Rights I Apologize': Mark Cuban Backtracks On Claim That Trump Is ‘Never Around Strong, Intelligent Women' Billionaire entrepreneur Mark Cuban took to social media on Friday to clarify comments he made about former President Donald Trump during an appearance on “The View.” Cuban apologized after claiming that Trump is “never around strong, intelligent women,” a comment that quickly drew backlash from Trump's supporters and the former president. Speaking on “The View,” Cuban suggested Trump's distance from Nikki Haley stemmed from his discomfort with women of intellect, following Haley's critique of Trump's campaign focus on “bromance and masculinity” over messaging that resonates with female voters. Source: dailycaller.com   https://twitter.com/elonmusk/status/1852810094674940028   the opposite of its name.  Geopolitical/Police State War' South Korean Parliament Warns President Sending Arms To Ukraine Risks War With Kim Jong Un  "Seoul has previously resisted entreaties from western allies to draw on its vast stockpiles of military armaments, preferring to contribute to Kyiv's war effort through non-lethal aid." Seoul's "answer" to the north might indeed be to weaponize the other side, by providing badly needed 155mm artillery shells to Ukraine. So far this has only allegedly been done indirectly, by routing the shells to the United States. According to more from FT: Yoon has vowed not to “sit idle” in response to the North Korean deployment. His office confirmed this week that Seoul intended to send a delegation to Ukraine to monitor the North Korean forces, following a call on Tuesday between Yoon and his Ukrainian counterpart Volodymyr Zelenskyy. But this has been consistently opposed by South Korea's left opposition, which maintains a parliamentary majority.

Click here to send us a topic idea or question for Weekend Wisdom.Question: My husband and I are nearing finalization of our five-month-old adopted son. We don't currently have any other children. Throughout our time in the adoption process, I have spent time learning about adoption trauma and the complexities of adoption. I want to be well-informed as our son grows up and aware of the difficulties he may face. However, my question is, are there stories of adoptees, especially males, who have experienced emotional health and emotional success in life? I have heard many stories, both about and from, adoptees who have challenges with identity, maladaptive behavior, and experiences with other trauma, which make them at risk for suicide, addiction and depression. Are there any adoptive parents out there who are doing it right, whose adopted kids grow up to be well-adjusted adoptees, emotionally healthy adults who can form good relationships? Is our child doomed for a future of emotional trauma and struggle? I would love to hear their stories and learn from them as well.Resources:Adoptee VoicesParenting Adopted ChildrenTalking with Kids About AdoptionSupport the showPlease leave us a rating or review. This podcast is produced by www.CreatingaFamily.org. We are a national non-profit with the mission to strengthen and inspire adoptive, foster & kinship parents and the professionals who support them.Creating a Family brings you the following trauma-informed, expert-based content: Weekly podcasts Weekly articles/blog posts Resource pages on all aspects of family building