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Some hauntings don't cling to houses — they cling to people. They slip into a life quietly, rearranging objects, bending routines, and whispering their presence into the smallest moments… until years later, you realize they never left. What began in a simple Iowa City apartment surrounded by headstones evolved into something far more personal: a force that followed him through duty stations, breakups, new homes, and even fatherhood. It learned him. Adjusted to him. Grew bolder with every move. And no matter how many miles he put between himself and the past, the past kept finding him — opening doors, rearranging belongings, speaking in empty houses, and watching his loved ones in the dark. This is not the story of a place. It is the story of an attachment. One that has waited decades. One that has grown patient. One that still isn't finished. #paranormalattachment #hauntedlife #entityfollows #unexplainedactivity #darkpresence #lifelonghaunting #shadowwatcher #paranormalstories #thegravetalks #hauntingsurvivor Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

Some hauntings don't cling to houses — they cling to people. They slip into a life quietly, rearranging objects, bending routines, and whispering their presence into the smallest moments… until years later, you realize they never left. What began in a simple Iowa City apartment surrounded by headstones evolved into something far more personal: a force that followed him through duty stations, breakups, new homes, and even fatherhood. It learned him. Adjusted to him. Grew bolder with every move. And no matter how many miles he put between himself and the past, the past kept finding him — opening doors, rearranging belongings, speaking in empty houses, and watching his loved ones in the dark. This is not the story of a place. It is the story of an attachment. One that has waited decades. One that has grown patient. One that still isn't finished. #paranormalattachment #hauntedlife #entityfollows #unexplainedactivity #darkpresence #lifelonghaunting #shadowwatcher #paranormalstories #thegravetalks #hauntingsurvivor Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

Segun Lawson, President and CEO of Thor Explorations (TSX.V: THX) (AIM: THX) (OTC: THXPF), joins me for a review of Q3 2025 operations and production metrics from its Segilola Gold mine, and for the Company's ongoing exploration and development programs in Nigeria, Senegal and Cote D'Ivoire.   Segilola Q3 2025 Financial Highlights   19,650 ounces ("oz") of gold ("Au") sold at an average gold price of US$3,535 per oz. Cash operating cost of US$783 per oz sold and all-in sustaining cost ("AISC") of US$1,129 per oz sold. Revenue of US$69.9 million (vs Q3 2024: US$40.2 million). Net profit of US$43.1 million (vs Q3 2024: US$17.5 million). EBITDA of US$51.8 million (vs Q3 2024: US$27.4 million). Adjusted net cash of US$81.0 million (vs Q3 2024: US$3.2 million).   Segilola Operational Highlights   Gold poured totaled 22,617 oz during Q3 2025. 250,459 tonnes ("t") of ore processed during Q3 2025, at an increased equivalent throughput rate of 2,722 tonnes per day. Mill feed grade was 3.11 grammes per tonne ("g/t") Au. Process plant recovery performance has improved compared to recent quarters and during Q3 it operated at an average of 94.3%. 386,558 t of ore mined during the Period, at an average grade of 2.26 g/t Au. The ore stockpile increased by 2,977 oz to 44,069 oz of Au at an average grade of 0.83g/t Au.  This is more than one year of process plant supply and offers flexibility and low risk for future process plant production.   Segilola Exploration The Segilola life of mine extension drilling program continued during Q3, with diamond drilling taking place to test the depth extensions of the Segilola deposits. A mining consultancy was engaged for a high-level review of the underground potential to support the continuation of the drilling program. The Group is aiming to define an updated resource as of end of 2025. Regional surface exploration continued across several of its licenses; mainly south of the Segilola Gold mine.   Douta Project – Senegal   During the Quarter, a reverse circulation ("RC") drilling program and metallurgical testwork was completed on the Baraka 3 Prospect, aimed at extending the recently discovered drilled mineralization towards the north and south. Subject to finalizing metallurgical tests on the Baraka ore, it should satisfy the Group's strategy at Douta to delineate an initial 500,000 oz oxide resource at the start of the mine life. The Group continued to progress the final workstreams for the Douta Pre-Feasibility Study ("PFS"), which it aims to release in Q4 2025. Thor announced the signing of a binding sale and purchase agreement with International Mining Company SARL ("IMC") to acquire the remaining 30% interest in Douta for a total consideration for the acquisition is a payment of US$3.0 million in cash with 50% payable on signing and 50% payable at completion and a 1.25% average Net Smelter Royalty capped at US$60.0 million. The Group also announced that it acquired an initial 65% interest in the Bousankhoba Exploration Permit, an early-stage gold exploration permit located contiguous to the east of the Company's Douta West permit. Bousankhoba contains several continuous soil geochemical anomalies, some of which have had historical early-stage drilling with encouraging results, including 10 m at 3.6 g/t Au and 2 m at 52 g/t Au.   Cote D'Ivoire exploration projects   During the Quarter, Thor completed an initial RC drilling program at the Guitry Project, comprised of 4,604 m in 41 holes. The drilling campaign successfully intersected several high-grade mineralized lodes which remains open. At the Marahui Project mapping and rock sampling progressed during the Quarter, with more than 250 samples collected. Further exploration drilling activities are planned at Guitry and Marahui and scheduled to continue for the next eight months during the dry season.     If you have any questions for Segun regarding Thor Explorations, then please email them into me at Shad@kereport.com.   In full disclosure, Shad is a shareholder of Thor Explorations at the time of this interview.   Click here to follow the latest news from Thor Explorations   For more market commentary & interview summaries, subscribe to our Substacks:   The KE Report: https://kereport.substack.com/ Shad's resource market commentary: https://excelsiorprosperity.substack.com/     Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture Tyson meat packing plant shutting down, they are trying to raise prices of meat. Trump has countermeasures in place. Poverty in Argentina is declining. Trump is using the same tactics that Andrew Jackson used to pay of the debt and remove the [CB] from the US, Trump will be using stablecoins. The [DS] are panicking, the shills on X are being exposed and people are realizing that these individuals are not who they thought they are. Trump has now handed Zelensky and the [DS] players a peace plan, Putin is on board, [DS] move now. Trump is prepping the country for the storm, he knows the [DS] playbook, they are preparing for their insurrection. The storm is building. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/USRepMikeFlood/status/1992024807488335884?s=20 https://twitter.com/USRepMikeFlood/status/1992024811367985415?s=20 While Tyson plans to shift production to other facilities to maintain overall output and meet customer demand,  the company has also indicated it will reduce its domestic beef production by about 2% in 2026.  This slight net reduction in capacity, combined with ongoing supply constraints expected to persist for at least the next two years, is likely to contribute to sustained or increased beef prices for consumers rather than easing them. broader industry consolidation (four companies control 85% of U.S. beef processing) enables packers like Tyson to maintain higher margins and prices through strategic capacity cuts. @AgroVitaDotOrg https://twitter.com/BehizyTweets/status/1992347064672677988?s=20 https://twitter.com/JoeLang51440671/status/1992017361398870208?s=20   Trump administration says is necessary to ensure federal benefits are limited to those eligible under longstanding law.” “Treasury Secretary Scott Bessent said Thursday that the department will implement new rules defining who may claim income tax credits covered by the 1996 Personal Responsibility and Work Opportunity Reconciliation Act, or PRWORA. The law restricts access to federal public benefits for individuals who are not U.S. citizens or qualifying residents. “Under President Trump's leadership, we are enforcing the law and preventing illegal aliens from claiming tax benefits intended for American citizens,” Bessent told Breitbart.” “The regulation will specify that the refundable portions of the Earned Income Tax Credit, the Additional Child Tax Credit, the American Opportunity Tax Credit and the Saver's Match Credit constitute federal public benefits. As a result, the Treasury Department said, illegal immigrants and other foreign nationals will not be eligible to receive them. “Treasury's Office of Tax Policy and the Internal Revenue Service have worked tirelessly to advance this initiative and ensure its successful implementation,” Bessent said. “Their diligence and professionalism reflect this administration's determination to uphold the integrity of our tax system. We will continue to ensure that taxpayer resources are directed only to those who are entitled under the law.”  https://twitter.com/KobeissiLetter/status/1992308600203542534?s=20   drop in imports in 4 months. At the same time, exports rose slightly, to $280.8 billion, the highest since April. Since March 2025, the goods trade deficit has improved by +$76.8 billion, or +56%. Adjusted for inflation, the merchandise trade deficit narrowed to -$83.7 billion in August, the lowest since the end of 2023. Tariffs are reshaping the US trade.   through the use of their own Tariffs, we don't have a Court System that's going to let you destroy our Country any longer. This is the richest, strongest, and most respected the USA has ever been. November 5th, and Tariffs, are the reasons why. Thank you for your attention to this matter! President DJT How Andrew Jackson Freed America From Central Bank Control… And Why It Matters Now It's hard to believe the United States government was ever debt-free. But it happened once—in 1835—thanks to President Andrew Jackson. He was the first and only president   When he became president, Jackson was determined to rid the US of its national debt. After all, debt enslaves you to your creditors. Jackson knew that being debt-free was essential to independence. This outlook resonated with many Americans back then. With that in mind, Jackson attacked the institutions and powerful people who promoted and enabled the federal debt. This included the banking elites and the Second Bank of the United States, the country's central bank at the time and precursor to today's insidious Federal Reserve system. Jackson couldn't squeeze the American people with a federal income tax to repay the debt. It didn't exist at the time and would have been unconstitutional. He also couldn't simply print currency to pay off the debt. Perpetuating such an insane fraud—which the Fed does on a massive scale today—likely never entered his mind. Instead, Jackson had to rely on tax revenue from other sources, mainly import tariffs and excise taxes, to pay down the debt. He also drastically cut federal spending and frequently vetoed spending bills. Jackson's determination worked. By January 1835, the US was debt-free for the first time. Unfortunately, it didn't last much more than a year. After that, the US would never again be debt-free—not even close. Revenge of the Central Bankers After Jackson succeeded in ending the Second Bank of the United States, anything associated with a central bank became deeply unpopular with the American public. So, central bank advocates tried a new branding strategy.     Source: zerohedge.com Political/Rights https://twitter.com/DHSgov/status/1991603017242603943?s=20  spouse -Domestic battery by strangulation -Coerce with threat of force -Driving on suspended license -Multiple DUIs -Possession of a controlled substance. This domestic abuser and serial drunk driver refused to pull his vehicle over and begin to dangerously try to flee law enforcement. The criminal illegal alien turned on the street where the school was located while driving at an extremely high rate of speed—endangering children, other drivers, and the public. He collided with another vehicle and fled on foot. This public safety threat remains at large. These journalists should be ashamed of themselves for demonizing American law enforcement with disgusting smears. https://twitter.com/EricLDaugh/status/1992041567687708925?s=20   OVERRIDES a law that allowed these documents to remain sealed. HUGE BACKFIRE on the left. https://twitter.com/TheSCIF/status/1992089750812119197?s=20 DOGE Geopolitical War/Peace https://twitter.com/StateDeputySpox/status/1992400253547651236?s=20 The leaked 28-point peace plan, proposed by the Trump administration to end the Ukraine-Russia war, has sparked significant controversy due to its perceived favoritism toward Russia, including provisions for Ukraine to cede additional eastern territory, cap its military size, and potentially limit NATO aspirations in exchange for a ceasefire and security guarantees. axios.com The plan emerged from weeks of secret U.S.-Russia negotiations, including a Miami meeting involving Trump envoy Steve Witkoff, Jared Kushner, and sanctioned Russian official Kirill Dmitriev, which bypassed key U.S. bodies like the State Department and National Security Council.   It was presented to Ukraine with a Thursday deadline from Trump for acceptance, though he noted it wasn’t a “final offer,” amid ongoing talks in Geneva between Rubio, Witkoff, and Ukrainian officials. Regarding Marco Rubio’s involvement as Secretary of State, initial reports indicated he distanced himself from the plan during a phone call with a bipartisan group of U.S. senators (including Mike Rounds and Angus King), describing it as a “Russian wish list” rather than an official U.S. position, and clarifying it was merely a document passed along from Moscow.  However, Rubio and the State Department later publicly reversed this stance, insisting the plan was “authored” by the U.S. with input from both Russian and Ukrainian sides, denying claims of purely Russian origins and calling such assertions “blatantly false.”  This flip-flop has fueled criticism of incompetence and internal disarray in the administration, with European allies like Poland questioning the plan’s true authorship, and figures like Boris Johnson labeling it a “betrayal” and “military castration” of Ukraine.  Recent updates suggest the draft has been revised to better reflect Ukraine’s priorities, per NSDC Secretary Rustem Umerov, potentially in response to backlash https://twitter.com/marcorubio/status/1992413078160617849?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1992413078160617849%7Ctwgr%5E0f66861c566f50b41a9af07d57fe1e73a72fec8b%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fwardclark%2F2025%2F11%2F23%2Fa-new-wrinkle-secstate-distances-us-from-unacceptable-ukraine-proposal-n2196487 https://twitter.com/WarClandestine/status/1991899588241076591?s=20 https://twitter.com/kadmitriev/status/1991935021259919768?s=20 https://twitter.com/InsiderGeo/status/1991818640467874060?s=20  why also they are pushing maximalist demands.From their perspective, it's simple: if Ukraine accepts, they achieve their goals immediately. If not, they continue the war, applying pressure slowly but steadily, and over time aim to extract even more concessions as Ukraine faces increasing military challenges https://twitter.com/WarClandestine/status/1992287640498868350?s=20    Term in Office. Putin would never have attacked! It was only when he saw Sleepy Joe in action that he said, “Now is my chance!” The rest is history, and so it continues. I INHERITED A WAR THAT SHOULD HAVE NEVER HAPPENED, A WAR THAT IS A LOSER FOR EVERYONE, ESPECIALLY THE MILLIONS OF PEOPLE THAT HAVE SO NEEDLESSLY DIED. UKRAINE “LEADERSHIP” HAS EXPRESSED ZERO GRATITUDE FOR OUR EFFORTS, AND EUROPE CONTINUES TO BUY OIL FROM RUSSIA. THE USA CONTINUES TO SELL MASSIVE $AMOUNTS OF WEAPONS TO NATO, FOR DISTRIBUTION TO UKRAINE (CROOKED JOE GAVE EVERYTHING, FREE, FREE, FREE, INCLUDING “BIG” MONEY!). GOD BLESS ALL THE LIVES THAT HAVE BEEN LOST IN THE HUMAN CATASTROPHE! President DJT Medical/False Flags https://twitter.com/amyforsandiego/status/1991913114317844499?s=20   to the care, custody and control of their children” Thank you Judge! [DS] Agenda https://twitter.com/aziz0nomics/status/1992371396811636964?s=20 https://twitter.com/Anarseldain/status/1992414997218308338?s=20 https://twitter.com/EndWokeness/status/1992441921961394569?s=20 https://twitter.com/Rightanglenews/status/1992378801624637503?s=20 https://twitter.com/SarahisCensored/status/1992243844109205553?s=20 https://twitter.com/AwakenedOutlaw/status/1992399017385599446?s=20 https://twitter.com/Shawn_Farash/status/1992400020239528201?s=20 https://twitter.com/RealFletch17/status/1992390320240390644?s=20 https://twitter.com/AFpost/status/1992284122564395413?s=20 https://twitter.com/DC_Draino/status/1992288723283640588?s=20 https://twitter.com/TheNotoriousLMC/status/1991919350065009130?s=20 98 Democrats voted for socialism (i.e., against the resolution denouncing the horrors of socialism), while 86 voted against socialism (i.e., for the resolution). Additionally, 2 Democrats voted present. https://twitter.com/libsoftiktok/status/1992427200302452736?s=20  https://twitter.com/amuse/status/1992275639555035194?s=20 obtained by European outlets show Soros' Open Society Foundations funneled millions to Islamist groups operating as Muslim Brotherhood intermediaries in the US, Europe & Palestinian territories. Recipients include CAIR, ISNA, ENAR, FEMYSO & PFLP connected groups like Al Haq. French authorities even dissolved one organization for extremist activities. Judicial Watch has warned for years that US taxpayer money has quietly propped up OSF operations. How long has this network been influencing Western policy? Obama schemes with rising trailblazer in stunning plot to retake the White House  Barack Obama has descended into Washington DC for a secret meeting with Democrats to plot his party’s return to power after Donald Trump leaves office. The longtime Democratic leader was also spotted conniving in the shadows with one of the most progressive freshman Democratic lawmakers at the private event. Delaware Rep. Sarah McBride, the first openly transgender congressional lawmaker, was seen talking privately with Obama. McBride described the ex-president’s speech as ‘classic Barack Obama — updated for a 2025 political environment.’ McBride told Politico that Obama’s plan to guide Democrats out of their leaderless wilderness is not by relying on a singular political figure. Source: dailymail.co.uk President Trump's Plan  https://twitter.com/EricLDaugh/status/1991975409236283738?s=20   POSOBIEC: “Yes it is.” MAMDANI: “The use of the term is a description of neighborhoods, not a description of intent.” POSOBIEC: “So…you intend to tax the whiter neighborhoods more.” Trump listened to every word! LET’S GO! @JackPosobiec https://twitter.com/TheStormRedux/status/1991974395963990403?s=20 Trump knows that the Demonrats are in the throws of an internal power struggle, no different than pulling establishment Republicans towards MAGA. He also knows that a ‘Democratic Socialist' cannot win a national race. While the media wanted to prop Sanders up in make-believe-land that he was so popular he could win, Dems also knew better. That's why they put him down. What this display by PDJT did was throw more fuel on the left's identity crisis fire to continue to fracture them by next November. If they're fractured, they won't show for the midterms or at the worst they will split their votes. He knows that at present the left rallies around voting against him, so he needs them to be broken, distracted & disillusioned about their parties future while we show up, vote, & beat them 20 ways from Sunday. https://twitter.com/mtgreenee/status/1992037226415554642?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1992037226415554642%7Ctwgr%5E0714dde991d22b8abdf61c2799f2c3d47587bcc6%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fjoesquire%2F2025%2F11%2F21%2Fcongresswoman-marjorie-taylor-greene-announces-resignation-from-congress-n2196453 An Intriguing Detail Emerges that Likely Explains the Exact Date Marjorie Taylor Greene has Chosen to Officially Resign from Congress  A fascinating detail has come into focus that almost certainly explains the exact timing of Rep. Marjorie   https://twitter.com/DavidMarkDC/status/1992045897526456357?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1992045897526456357%7Ctwgr%5E83f270a88adb7ed9bdd1802c693cdb86d882337c%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F11%2Fintriguing-detail-emerges-that-likely-explains-exact-date%2F Source: thegatewaypundit.com Current House Composition (as of November 2025) Republicans: 219 seats Democrats: 213 seats Vacancies: 3 (one Republican-held seat in Tennessee’s 7th district, and two Democratic-held seats in Texas’s 18th and New Jersey’s 11th districts) Total members: 435 (432 occupied) This gives Republicans a slim majority, allowing them to pass party-line bills with a bit of breathing room for absences or defections (needing roughly 217 votes in a full House for a simple majority). Impact of Greene’s Resignation Numerical Effect: Starting January 5, 2026, her safe Republican seat in Georgia’s 14th district will become vacant, dropping Republicans to 218 occupied seats against Democrats’ 213 (assuming no other changes, with vacancies rising to 4). This shrinks their effective margin to just 5 votes, leaving almost no room for internal dissent, illnesses, or travel delays—issues that have plagued the GOP in recent years with narrow majorities.  Passing legislation could become trickier on contentious bills, as even one or two holdouts might sink votes without Democratic support. Temporary Nature: Georgia law requires a special election for House vacancies, typically scheduled within 2-3 months by the governor. Given the district’s strong Republican lean (she won reelection in 2024 by over 30 points), it’s highly likely to be filled by another Republican, restoring the majority relatively quickly.  In summary, while the resignation tightens an already precarious majority and could complicate near-term votes in early 2026, it’s not a game-changer long-term. Republicans have navigated similar slim margins before, often relying on procedural tools or bipartisan deals when needed. https://twitter.com/ElectionWiz/status/1992360234913050627?s=20 https://twitter.com/mtgreenee/status/1992586669204070761?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1992586669204070761%7Ctwgr%5E63a82205206ed50771f6d6684add6a3453443c47%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F11%2Fmarjorie-taylor-greene-responds-report-that-she-is%2F   ending barrage of phone calls, Marjorie went BAD. Nevertheless, I will always appreciate Marjorie, and thank her for her service to our Country! President DJT https://twitter.com/amuse/status/1992282772896182623?s=20  Judge Jeb Boasberg quietly brought in retired Florida magistrate David Baker to handle sealed documents in domestic & foreign criminal investigations tied to the sprawling J6 dragnet. The assignment began just one month after Boasberg took control of the DC bench. Records show Baker signed the shocking NDO that labeled Rep Jim Jordan a flight risk. How many other secret orders did Boasberg funnel through his outsourced judge to shield DC courts from scrutiny? https://twitter.com/julie_kelly2/status/1991923034194682090?s=20  chief judge. How many other NDOs aside from the one on Verizon for Jordan subpoena did Boasberg’s stooge judge sign? https://twitter.com/mrddmia/status/1991906042200944756?s=20   insurer. Thread BREAKING: DOJ's Ed Martin Responds to Reports DOJ's Todd Blanche Is Investigating Him and Bill Pulte     https://twitter.com/chad_mizelle/status/1992067580413039084?s=20 Source: joehoft.com https://twitter.com/drawandstrike/status/1992430450820739561?s=20   investigations 2. who’s being targeted by the investigations 3. what evidence has been found 4. when is the indictment coming and they literally CANNOT TELL YOU any of this. They can tell you they STARTED an investigation, but some people seem to think means the public is entitled to some kinda blow-by-blow every other week about where the investigation is, who’s a target, who’s not a target, who’s being indicted, when the indictment will be unsealed, etc. etc. And no, they can’t tell you. Learn how things actually work. https://twitter.com/RealSLokhova/status/1992414649430749443?s=20   Jury is investigating @EagleEdMartin . Ed Martin cannot respond because he cannot comment on an ongoing investigation. Some on the right fell for this MSDNC disinformation and are claiming Todd Blanche is investigating Ed Martin. This is untrue, and the story was fake on its face. Adam Schiff is a criminal who evaded accountability for over a decade, and this DoJ is about to have him indicted. This is the real story. https://twitter.com/EricLDaugh/status/1992036443040965116?s=20  KEEP it that way and overturn California’s!  The broad authority of the ALIEN ENEMIES ACT allows MILITARY TO BE USED AS LAW ENFORCEMENT domestically without Martial Law. https://twitter.com/WarClandestine/status/1992468878937801092?s=20  https://twitter.com/JimFergusonUK/status/1992145295770067356?s=20  about anything like that — because I'm a LEADER and they do as I say.” Then he dropped the hammer: “What they did was TRAITOROUS… They very seriously broke the law.” He says Pete Hegseth is examining it. He believes the military is examining it. And he thinks military courts may already be looking at the Democrats' behaviour. This is unprecedented. Members of Congress and a sitting U.S. Senator publicly told soldiers to disregard the Commander-in-Chief — the kind of act that, as Trump reminded, was historically punishable by death. He clarified he's not threatening them — but he made one thing unmistakably clear: “They're in serious trouble.” Democrats tried to spark insubordination. Trump just signalled the U.S. military justice system might be stepping in. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Send us a textWhat does it take to rise from childhood hardship to building multimillion-dollar companies rooted in service, integrity, and relentless discipline? In this powerful episode, David Steele shares the real, unpolished story behind his journey — and the mindset frameworks that changed everything.Raised in poverty, emotionally isolated, and shaped by early trauma, David developed a tenacity that carried him through rejection, failure, and uncertainty. From 500 cold calls a day as a young stockbroker… to walking away from a lucrative career because it didn't align with his values… to building One Wealth Advisors ($1.3B AUM) and the acclaimed Flour + Water restaurant group — his life is proof that success is a byproduct of serving others.

That's right, Evan has changed his mind ALREADY! And there hasn't even been a single signing, To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

I'm back and I'm angry. My power went out, which caused my Internet to go down, which broke my favorite mug. And that's just the shit that happened before 7 AM. By 9 AM my doorbell was continuously chiming for no fucking reason. Join me in the struggle. We shall persevere. Tell me how your morning went by writing in to: podcast@searls.co. Here 4 U: Kudos to Adam Mcrea and Judoscale for solving my Heroku issue Kudos to me for separately solving my Heroku issue with Straight-to-Video ALVR for streaming SteamVR games Streaming flat games with Sunshine and Moonlight Aaron's puns, ranked AI's Dial-Up Era (and my take) Sandwich made the world's first immersive ad spot Coinbase CEO Stunt Exposes Prediction Market Vulnerability OpenAI and Microsoft resolve their issue without resolving their issue Amazon v. Perplexity BioWare reassures fans Mass Effect 5 is still coming The Outer Worlds 2 Eddy Burback - ChatGPT Made me Delusional

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This is a recap of the top 10 posts on Hacker News on October 17, 2025. This podcast was generated by wondercraft.ai (00:30): Migrating from AWS to HetznerOriginal post: https://news.ycombinator.com/item?id=45614922&utm_source=wondercraft_ai(01:50): Meow.cameraOriginal post: https://news.ycombinator.com/item?id=45613047&utm_source=wondercraft_ai(03:11): Andrej Karpathy – It will take a decade to work through the issues with agentsOriginal post: https://news.ycombinator.com/item?id=45619329&utm_source=wondercraft_ai(04:32): Ruby core team takes ownership of RubyGems and BundlerOriginal post: https://news.ycombinator.com/item?id=45615863&utm_source=wondercraft_ai(05:53): The Rapper 50 Cent, Adjusted for InflationOriginal post: https://news.ycombinator.com/item?id=45618790&utm_source=wondercraft_ai(07:13): Amazon's Ring to partner with FlockOriginal post: https://news.ycombinator.com/item?id=45614713&utm_source=wondercraft_ai(08:34): Claude Skills are awesome, maybe a bigger deal than MCPOriginal post: https://news.ycombinator.com/item?id=45619537&utm_source=wondercraft_ai(09:55): Live Stream from the Namib DesertOriginal post: https://news.ycombinator.com/item?id=45615931&utm_source=wondercraft_ai(11:16): 4Chan Lawyer publishes Ofcom correspondenceOriginal post: https://news.ycombinator.com/item?id=45614148&utm_source=wondercraft_ai(12:37): EVs are depreciating faster than gas-powered carsOriginal post: https://news.ycombinator.com/item?id=45615237&utm_source=wondercraft_aiThis is a third-party project, independent from HN and YC. Text and audio generated using AI, by wondercraft.ai. Create your own studio quality podcast with text as the only input in seconds at app.wondercraft.ai. Issues or feedback? We'd love to hear from you: team@wondercraft.ai

Judd Sirott, voice of the Bruins on NESN, joins the show to discuss the hot start for the B's, the Swayman/Korpisalo rotation and the "team bonding" trip to Vegas.

Gold has been surging this year—but what's behind the rise, and what should investors keep in mind before buying in?Precious metals, such as gold and silver, have long fascinated investors, particularly in times of economic uncertainty. But are they wise investments for today? If so, how should we approach them? Mark Biller joins us today to talk about investing in precious metals.Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing, an underwriter of Faith & Finance. The Surge in Gold and SilverGold's remarkable rise has captured headlines again, now up over $4,000 an ounce—up from about $2,600 at the start of 2025. That's a 50% gain this year on top of last year's 26% surge. Silver has jumped even higher, up roughly 60%, while gold mining stocks have more than doubled.What's behind this stunning rally? Several key forces are at play. Global central banks have been buying gold aggressively, a trend that accelerated after the U.S. froze Russia's dollar reserves in 2022. This event shook confidence in the U.S. dollar as a neutral reserve currency. Add in fears of currency debasement stemming from massive government spending since the COVID pandemic, and gold suddenly looks like a safer store of value.As investors around the world look for stability, gold—the “4,000-year-old alternative currency”—is once again shining.To understand today's prices, it helps to look at history. Adjusted for inflation, gold recently surpassed its all-time high from January 1980. Silver, meanwhile, is nearing $50 an ounce—the peak it hit in both 1980 and 2011—but still lags behind those highs when adjusted for inflation.These cycles remind investors that precious metals often move in waves—soaring during manias, then enduring long pullbacks. After its 1980 peak, silver prices dropped nearly 90%; after 2011, they fell by about 70%. Understanding those cycles helps set realistic expectations and temper “gold rush” enthusiasm.Gold as a Store of ValueUnlike stocks or bonds, gold doesn't produce income or dividends. That makes it tricky to value—but also unique. It's not a productive asset; it's a preservative one.For centuries, an ounce of gold could buy a fine men's suit. The same holds true today, illustrating its enduring purchasing power. Gold's real role isn't to generate profit—it's to store value when currencies lose theirs.Viewed this way, gold functions as an alternative currency to the world's paper money systems. As inflation rises and confidence in traditional currencies wavers, gold's relative stability stands out.Gold's appeal intensifies during uncertainty. Whether it's inflation, war, or financial instability, investors turn to gold as a hedge. While Americans rarely consider regime changes, history is filled with nations where financial systems collapsed, and gold helped preserve wealth across transitions.Even in less dramatic times, when governments respond to crises by printing more money, gold tends to perform well. As fear increases, so does the appetite for precious metals.Gold, Silver, and Mining Stocks: Knowing the DifferenceEach part of the precious metals market serves a different role:Gold is the foundation—a global monetary metal and store of value. It's what central banks buy, and it tends to be more stable.Silver is both a monetary and an industrial metal. Its demand fluctuates more with the economy, primarily due to uses in electronics and solar panels. That makes it more volatile—but also more accessible to smaller investors.Mining Stocks are speculative. While they can surge when gold prices rise, they're also risky. Over the long term, mining stocks have underperformed, so investors should approach them with caution.How to Invest Wisely in Precious MetalsWe recommend a balanced approach: Physical gold and silver provide direct ownership and long-term stability. However, storage and security are concerns, so it's best to keep this allocation small—around 5% of your portfolio.ETFs (Exchange-Traded Funds) offer convenience and liquidity. They're ideal for active management and diversification.Combining both approaches provides flexibility and peace of mind—anchoring part of your wealth in tangible assets while keeping another portion readily accessible for use.As with any investment, precious metals should be approached with discipline and perspective. They're best viewed as part of a long-term diversification strategy—not a get-rich-quick play.To learn more about investing wisely in gold and silver, Sound Mind Investing has released a free special report for Faith & Finance listeners. Download your copy at SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I own a 100-year-old building where I live and also rent out a couple of units. It's well built but always needs work. Thankfully, I can handle many of the repairs myself, as I come from a family of electricians and real estate professionals. The issue is, I can't seem to deduct much of what I do on my taxes, even though I spend a lot of time maintaining the property. I also sometimes barter with family and friends, helping them with projects in exchange for their help. Is there a legal way for me to charge for some of my time or count this work toward deductions?I've got about $7,000 to $8,000 in credit card debt, and I'll be leaving my job soon. I have a 401(k) with a balance similar to mine, and I know that taking it out early means incurring taxes and penalties. Would it make sense to cash out my 401(k) to pay off my credit cards, or would you recommend an alternative approach?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Inflation History: The Rise and Fall of the U.S. Dollar (Free Report by Sound Mind Investing)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if chiropractic care could be the key to unlocking not just pain relief, but true longevity and whole-being health? In this episode, I sit down with Dr. McAllister, a passionate advocate for drug-free, patient-centered healthcare and author of the forthcoming book Adjusted Reality. Our conversation dives into the science, stories, and strategies that are reshaping how we view chiropractic care today — from the power of neuroplasticity to evidence-based practice, lifestyle alignment, and the seven pillars of longevity. Dr. McAllister also shares her personal journey, offering insight into how chiropractors can reclaim their place as leaders in modern healthcare. Listeners will come away inspired to see chiropractic not just as a treatment, but as a proactive movement toward resilience, vitality, and human potential. Key Takeaways: Chiropractic's Evolution: Dr. McAllister discusses how chiropractic care is evolving from symptom-focused treatments to whole-being health solutions, emphasizing the nervous system's vital role in overall health. Patient-Centered Care: The conversation emphasizes chiropractic's commitment to a patient-centered approach, where patients are seen as partners in their healthcare journey. Innovative Perspectives: Dr. McAllister's book "Adjusted Reality" aims to introduce the concept of alignment beyond the spine, affecting mind, emotions, and longevity. Proactive Health Care: The discussion contrasts the current reactive healthcare model with chiropractic's proactive, drug-free approach. Women's Role in Health Decisions: Dr. McAllister highlights the increasing influence of women in healthcare decisions, advocating for greater female representation in chiropractic leadership.   More About Dr. Sherry McAllister: Dr. Sherry McAllister, DC, M.S. (Ed), CCSP, FACC is a dynamic global voice for chiropractic care and whole-being health. As President of the Foundation for Chiropractic Progress, she leads one of the largest healthcare education movements in the world, representing over 39,000 members across 48 state associations and four continents. With nearly three decades of clinical experience, Dr. McAllister is a sought-after international speaker, trusted healthcare strategist, and frequent media contributor featured in Forbes, Martha Stewart Living, Becker's Spine Review, Woman's World, and on every major U.S. television network. Her leadership has propelled award-winning national and global campaigns that have earned prestigious honors, including multiple Gold Stevie Awards, MarCom Global Gold Awards, and the Telly Award for the Tokyo Olympics chiropractic commercial. Host of the acclaimed Adjusted Reality podcast, Dr. McAllister blends science, inspiration, and strategy to position chiropractic at the forefront of healthcare transformation. With a career defined by vision, integrity, and results, she is reshaping the public conversation around health—empowering doctors and inspiring patients to embrace a drug-free, whole-being approach to optimal living. Website Instagram Connect with me! Website Instagram Facebook YouTube

Do you feel good in your own home?Does your family culture feel like a safe, joyful refuge—or more like constant conflict and stress?Most parents spend 90% of their time fixing problems instead of preventing them. But what if the secret to a thriving home is in the things you never do?In this video, Greg and Rachel Denning—parents of 7 and family coaches—reveal the small but powerful “never-do's” that transformed their parenting and family culture. From eliminating sarcasm and insults, to saying no to video games, TV, and constant notifications, these intentional choices create a home environment where kids feel secure, confident, and deeply attached.They share why attachment—not punishment—prevents misbehavior, how harshness backfires, and why saying “no” to outside noise means saying “yes” to family connection.Raising kids is already hard enough. But by eliminating just a few destructive habits, you can dramatically reduce sibling rivalry, power struggles, and emotional distance in your home.

In this Perspectives episode of Money & Meaning, host Jeff Bernier explores key year-end tax planning strategies shaped by recent legislation. He breaks down thresholds, deductions, and opportunities to optimize charitable giving—particularly through donor-advised funds and gifting appreciated securities. Jeff also covers how Roth conversions and qualified charitable distributions can be integrated into a comprehensive strategy aligned with both financial goals and personal values.   Topics covered: Overview of the “One Big Beautiful Bill Act” and its impact on taxpayers Importance of year-end tax planning under new legislation Higher standard deduction and changes to itemized deductions Adjusted income thresholds that affect Medicare premiums and deductions Expansion and phase-out of SALT (State and Local Tax) deductions Charitable gifting strategies using appreciated securities Tax benefits of donor-advised funds for bunching donations Qualified charitable distributions (QCDs) from IRAs for those over 73 Using Roth conversions in coordination with deduction strategies Practical next steps for assessing your 2025 tax picture Useful Links:  Jeff Bernier on LinkedIn  TandemGrowth Financial Advisors Disclosures: This podcast is for informational purposes only and should not be considered tax or legal advice. Please consult your tax advisor for personalized guidance.

Dan Barnholden, CEO of Luca Mining (TSX.V:LUCA – OTCQX:LUCMF – FSE:TSGA), joins us to review their Q2 operations and key financial metrics, the further debt repayment, ongoing metallurgical work, 4 separate exploration programs, and provides insights on key upcoming catalysts across both of Luca's producing assets – the Tahuehueto and Campo Morado mines, located in the prolific Sierra Madre mineralized belt in Mexico.    Second Quarter Highlights Gold equivalent production totaled 17,861 ounces in Q2 2025, up 28% compared to Q2 2024, and 39,154 ounces in H1 2025, supported by continued ramp-up at Tahuehueto, strong base metals output, and strong plant availability at Campo Morado. Tahuehueto advanced operationally, maintaining over 90% plant utilization in the quarter while increasing tonnes milled by 104% year over year to 72,396, underscoring continued ramp-up progress and plant reliability. Throughput momentum continued as well in the quarter, with a 65% increase in consolidated tonnes milled to 253,717; Campo Morado milled 181,320 tonnes (+54%), an average of 2,133 tonnes per day, while Tahuehueto more than doubled output, averaging 905 tonnes per day in the quarter, compared to the same period in the prior year. Gold production reached 6,622 ounces, up 55% from Q2 2024, supported by stable recoveries at Tahuehueto and steady plant operations despite lower mined grades. Campo Morado set a new benchmark with 98.7% grinding availability, its highest of the year, and delivered 11,106 gold-equivalent ounces—supported by stronger zinc and copper grades. Tahuehueto contributed 6,755 gold-equivalent ounces, a 44% increase year over year, and silver production rose 108% to 71,441 ounces, highlighting rising output from higher-grade zones. Zinc, copper, and lead production rose 74%, 66%, and 49%, respectively, on a consolidated basis, benefiting from improved head grades, higher throughput, and processing efficiency across both sites. Consolidated revenues more than doubled year-over-year to US$36.78 million driven by higher production volumes and improved realized prices across most metals, and delivered record revenue of US$75.4 million for the first half of the year.. Cash provided by operating activities totaled $12.61 million in Q2 2025, a substantial increase from $739,000 in Q2 2024, primarily driven by a 102% increase in revenues supported by higher gold-equivalent production (+28%) and improved realized prices. Strong throughput growth at both operations, particularly a 104% increase in tonnes milled at Tahuehueto and 98.7% grinding availability at Campo Morado, contributed to enhanced cash generation. Adjusted net earnings totaled $3.26 million in Q2 2025, a step in the right direction from a near break-even result in Q2 2024. The turnaround reflects improved operational profitability, stronger metal sales, and disciplined cost management, offsetting non-cash and non-recurring items that impacted the reported net loss. Positive adjusted EBITDA of US$5.8 million in Q2 2025 (Q2 2024 – positive adjusted EBITDA of $4,166), with US$18.2 million generated in the first half of the year; supported by increased sales across gold, zinc, and copper, as well as improved operating margins. For the year ahead, the Company anticipates producing between 85,000 and 100,000 gold equivalent ounces with payable ounces ranging between 65,000 and 80,000. The Company expects to generate between US$30 million and US$40 million in free cash flow before working capital adjustments for the year, reflecting the strength of its core mining operations.   Dan goes on to highlight both the underground drilling and surface drilling going on at Campo Morado and Tahuehueto, with essentially 4 exploration programs, and the first meaningful drilling in over a decade. In addition to targeting new high-grade gold and silver areas, there is a concerted effort to expand mineralization and extend the mine life for both projects. The company is also engaged in ongoing metallurgical testing to improve recovery rates for their 5 metals, and 3 concentrates.     If you have any question for Dan regarding Luca Mining, then please email those into us at Fleck@kereport.com  or Shad@kereport.com.   In full disclosure Shad is a shareholder of Luca Mining at the time of this recording and may choose to buy or sell shares at any time.   Click here to follow the latest news from Luca Mining ________________________________________________________________________________________ For more market commentary & interview summaries, subscribe to our Substacks: The KE Report: https://kereport.substack.com/ Shad's resource market commentary: https://excelsiorprosperity.substack.com/

Stephen Grootes speaks to Jurie Strydom, CEO of Old Mutual Group, as the insurer posts a strong set of half-year results. Adjusted headline earnings jumped 29% to R4.2 billion, boosted by a strong showing from Old Mutual Insure and robust equity markets in South Africa and Malawi. Shareholder investment returns surged 88%, while results from operations climbed 16% to nearly R5 billion. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Jurie Strydom, CEO of Old Mutual Group, as the insurer posts a strong set of half-year results. Adjusted headline earnings jumped 29% to R4.2 billion, boosted by a strong showing from Old Mutual Insure and robust equity markets in South Africa and Malawi. Shareholder investment returns surged 88%, while results from operations climbed 16% to nearly R5 billion. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Nick Kostos rants about all of the players that cost him money in Week 2. Plus, Nick and Femi discuss some adjusted NFL Win Totals after Week 1.

Why Gold Just Took Out Its January 1980 U.S. Inflation-Adjusted High As fast and furious as it has been, the gold rally has not stopped yet. In fact, it even just took out the 1980 US inflation-adjusted high. To find out why, and what's next, click to watch Vince Lanci's morning recap now! - To find out more about the latest progress from Fortuna Mining go to: https://fortunamining.com/ - To get access to Vince's research in 'Goldfix Premium' go to: https://vblgoldfix.substack.com/ - Get access to Arcadia's Daily Gold and Silver updates here: https://goldandsilverdaily.substack.com/ - To get your very own 'Silver Chopper Ben' statue go to: https://arcadiaeconomics.com/chopper-ben-landing-page/ - Join our free email list to be notified when a new video comes out: click here: https://arcadiaeconomics.com/email-signup/ - Follow Arcadia Economics on twitter at: https://x.com/ArcadiaEconomic - To get your copy of 'The Big Silver Short' (paperback or audio) go to: https://arcadiaeconomics.com/thebigsilvershort/ - Listen to Arcadia Economics on your favorite Podcast platforms: Spotify - https://open.spotify.com/show/75OH2PpgUpriBA5mYf5kyY Apple - https://podcasts.apple.com/us/podcast/arcadia-economics/id1505398976 - #silver #silverprice #gold And remember to get outside and have some fun every once in a while!:) (URL0VD) This video was sponsored by Fortuna Mining, and Arcadia Economics does receive compensation. For our full disclaimer go to: https://arcadiaeconomics.com/disclaimer-fortuna-silver-mines/Subscribe to Arcadia Economics on Soundwise

Dave Hendrick looks at the Liverpool news & gossip. Today he looks at Liverpool transfer windows in the Premier League era adjusted for inflation. Learn more about your ad choices. Visit podcastchoices.com/adchoices

For years, the Windfall Elimination Provision and Government Pension Offset reduced benefits for those who had rightfully earned them. Now that those policies are gone, many are left with questions. Eddie Holland joins us to help clarify what's changed and what it means for your retirement.Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville, South Carolina. He's also a CPA, a Certified Financial Planner (CFP®), and a Certified Kingdom Advisor (CKA®).A Quick History of WEP and GPOThe Windfall Elimination Provision (WEP), enacted over 40 years ago, reduces Social Security benefits for individuals receiving a non-covered pension—a pension from which no Social Security taxes were withheld. This often included employees in state and local government jobs, such as teachers, police officers, and firefighters.Similarly, the Government Pension Offset (GPO) reduced a spousal or survivor benefit for individuals in the same situation. These rules were designed to prevent “double-dipping,” but they often unfairly penalized modest-income workers, sometimes reducing their monthly Social Security checks by hundreds of dollars—or even eliminating their spousal or survivor benefits entirely.The Social Security Fairness Act of 2025That changed on January 5, 2025, when President Joe Biden signed the Social Security Fairness Act. This legislation repealed both WEP and GPO, effective retroactively as of January 2024. As a result:Nearly 3 million Americans became eligible for retroactive benefits.Future monthly benefits for those affected have also been adjusted upward.This marks a significant win for many retired public servants who had long felt the weight of these provisions.What to Expect if You're AffectedThere are two phases of payments:Retroactive Payments – Starting in March 2025, some individuals received large one-time deposits representing the benefits they should have received since January 2024. These payments often arrived with little to no explanation, leaving many confused. Adjusted Monthly Benefits – Beginning in April 2025, Social Security began increasing ongoing monthly benefits for those impacted.It's important to note that these changes only apply to individuals with a non-covered pension, not all civil service employees.Steps to Take if You Think You QualifyIf you believe these changes may apply to you, Eddie recommends two simple steps:Check Your Account Online. Visit SSA.gov to log in to your account (or create one if you haven't already). Contact the Social Security Administration. If your account doesn't show any updates or you have questions, call 1-800-772-1213 or schedule an appointment at your local SSA office to speak directly with an agent.If navigating these changes feels overwhelming, consider consulting a Certified Kingdom Advisor (CKA) who specializes in matters related to Social Security, who can help you make informed, faith-based financial decisions. You can find one in your area by visiting FaithFi.com and clicking “Find a Professional”. On Today's Program, Rob Answers Listener Questions:I'm 60 years old and planning to retire early at 62. I'd also like to pay off my house before I retire. Is that a smart move, and is it realistic given my current financial situation?I understand that retiring before my full retirement age will result in a reduction of approximately 8% per year in my Social Security benefit. How do Social Security cost-of-living adjustments factor into that reduction?My grandson wants to be added as an authorized user on my credit card to take advantage of my good credit score so he can get a lower interest rate on a car loan. Is that a wise decision?At what age am I required to start taking distributions from my 401(k)? Also, I have two family members—one with dementia and another recovering from a stroke. How can we protect their assets, such as their house and 401(k), if they need long-term care?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Social Security Administration (SSA.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Join Betsy Helmuth in this episode of Affordable Interior Design as she navigates the transition from summer to fall, sharing her personal experiences with back-to-school chaos and family dynamics. Betsy dives into a design question from Elaine in Charlotte, North Carolina, tackling the challenges of a family room that feels unbalanced and lacks a cohesive color palette. With her signature style, Betsy offers practical advice on rearranging furniture and selecting the right curtains to create a more inviting space. Plus, she shares her thoughts on Alison Stoner's captivating memoir, exploring the complexities of child stardom, family dynamics, and the challenges faced by young entertainers in the industry. Whether you're looking for design tips or insights into the world of celebrity memoirs, this episode has something for everyone! Don't forget to subscribe for more design inspiration and pop culture discussions! Timestamps: 00:00:00 - Introduction to Affordable Interior Design Podcast00:02:30 - Design Question from Elaine00:03:02 - Analyzing Elaine's Family Room00:14:02 - Book Recommendation: Alison Stoner's Memoir00:20:15 - Exploring the Dark Side of the Entertainment Industry00:24:08 - Reflections on Child Stardom and Its Impact Links: ⁠⁠⁠⁠⁠⁠AffordableInteriorDesign.com ⁠⁠⁠⁠⁠⁠Submit your design questions⁠⁠⁠⁠⁠⁠ to be featured on the show ⁠⁠Become a Premium Member⁠⁠ and access the bonus episodes Click ⁠⁠⁠⁠here⁠⁠⁠⁠ to become an interior designer with Uploft's Interior Design Academy. ⁠⁠⁠For more about our residential interior design services, visit ⁠⁠⁠⁠ModernInteriorDesign.com⁠⁠⁠ For our commercial interior design services, visit ⁠⁠⁠⁠OfficeInteriorDesign.com Follow Us: Instagram: ⁠⁠⁠⁠⁠@uploftinteriordesign⁠⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠⁠facebook.com/UploftIntDes⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠tiktok.com/@uploftinteriordesign⁠⁠ If you love the show, please spread the word and leave us a review on iTunes! Thanks for tuning in! Learn more about your ad choices. Visit podcastchoices.com/adchoices

What makes workers' compensation work better? Our Season 9 wrap-up brings together key voices from across the industry to reflect on the episodes that shaped our understanding of what truly matters in claims management.The conversation takes a fascinating turn when Matt Yehling shares how going beyond minimum requirements created life-changing results for an injured worker needing a prosthetic limb. Rather than settling for local options, the team flew him to a specialized facility in Atlanta, resulting not just in a better prosthetic, but in full return to work and renewed quality of life. This powerful story exemplifies how investing more upfront often creates better long-term outcomes for everyone involved.Responsiveness emerges as a critical theme throughout the discussion. As Luella Alcorn points out, every phone call represents an opportunity to build trust, while Chris Drake highlights how accessibility prevents unnecessary litigation. When comparing frustrating automated systems to speaking with an actual person who addresses concerns immediately, the panel agrees that human connection remains irreplaceable in claims management.The conversation shifts to the importance of education, with Jeremy Morrison explaining how demystifying complex concepts like experience modification factors helps businesses make better decisions about safety. Meanwhile, Luella's experience with the RISE Professional Group demonstrates how mentorship and professional development are addressing the industry's concerning 70% turnover rate in some claims organizations.After five years and over 29,000 downloads, the Adjusted podcast continues to showcase the human side of workers' compensation. The team's commitment to empathy, education, and responsiveness proves that the most successful outcomes happen when we treat claims not just as files, but as people with stories that matter.Help us reach more people by sharing, subscribing, and leaving a five-star review wherever you get your podcasts.Season 9 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin and guest co-host from Episodes in Season 9. If you want to reach out to anyone at Berkley Industrial Comp, call 1-800-448-5621.Visit the Berkley Industrial Comp blog for more!Got questions? Send them to marketing@berkleyindustrial.comFor music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

BUSINESS: BSP signals potential final rate cut amid adjusted inflation forecast | Aug. 29, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#KeepUpWithTheTimesSubscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#KeepUpWithTheTimesdv Hosted on Acast. See acast.com/privacy for more information.

Hear an exclusive audio excerpt from Alyson Stoner's new book Semi-Well-Adjusted Despite Literally Everything. Available wherever books, ebooks, and audiobooks are sold. For more details and to purchase, follow this link:  https://bit.ly/45a7TLH Learn more about your ad choices. Visit podcastchoices.com/adchoices

Send us a textIn a Bull Market, risk-adjusted return is an afterthought. It is seldom talked about, and I get it. We want total return. Show me the money.In this episode we cover what is risk-adjusted return, how to use it and how you can easily calculate it.LemonadeTake 3 minutes to get a no obligation quote on Pet, Renters, Home, Auto insurance. Use the link below for a 10% discount. (US only)https://go.lemonade.com/visit/?bta=38304&brand=petHow to Calculate Risk Adjusted Return?Risk-Adjusted Return Calculator - Calculator AcademyContact Tom & RadishX                        @SavingsCaptainEmail                thesavingscaptain@gmail.com    

David Wolfin, President and CEO, and Nathan Harte, CFO of Avino Silver and Gold Mines (TSX:ASM – NYSE:ASM), both join me for a video review of the key metrics and takeaways from the record Q2 2025 financials and operations.  Then we take a deeper dive into the future grade-driven growth from the development of the La Preciosa Mine, slated to have initial production begin ramping up in Q4 of this year.    Second Quarter 2025 Financial Highlights (compared to Q2 2024)   Robust Revenues: Avino realized revenues of $21.8 million, representing a 47% increase from $14.8 million, primarily as a result of increased metal prices and consistent production. Quarterly Profits: Net income after taxes was $2.9 million, or $0.02 per share, an increase from $1.2 million, or $0.01 per share. Operating Margins Remain Elevated: Gross profit, or mine operating income, was $10.2 million and represented an increase of 118% from $4.8 million. Strong EBITDA and Adjusted Earnings: The Company realized earnings before interest, taxes, depreciation and amortization, or EBITDA, of $7.4 million, up 118% from $3.4 million. Adjusted earnings3 was $8.8 million, or $0.06 per share, an increase of 103% from $4.3 million and $0.03 per share. Improved Costs per Ounce Metrics: Cash costs per silver equivalent payable ounce sold1,2,3 was $15.11, and all-in sustaining cash costs per silver equivalent payable ounce sold1,2,3 was $20.93, a reduction of 7% and 8%, respectively. Increased Working Capital from Cash Flow: The Company's balance sheet continued to strengthen with working capital1 increasing to $40.6 million, up $9.2 million, or 30% from $31.3 million at the end of Q1 2025, as a result of another quarter of cash generation. Index Inclusion in Q2 2025: Early July, Avino was included in the S&P/TSX Global Mining Index having been officially recognized as part of a global benchmark for the mining sector. In addition, as announced on May 1, 2025, Avino received inclusion into the Solactive Global Silver Miners Index, further solidifying Avino as an established silver producer with a growing production profile. Avino expects further index inclusion in the coming months, which should provide additional liquidity and opportunities for increasing institutional ownership.   2nd Quarter Operating Highlights (Compared to Q2 2024)   Silver Equivalent Production Increased 5%:Avino produced 645,602 silver equivalent ounces in Q2 2025, representing a 5% increase from Q2 of 2024. This increase was driven by significantly improved mill availability, with the highest quarterly mill throughput in history. Record Mill Throughput: In Q2 2025, Avino achieved 36% higher mill throughput versus Q2 2024, totalling a quarterly record of 190,987 tonnes of material. Gold Production Increased 17%: Q2 2025 production of 1,774 gold ounces represented a 17% increase compared to Q2 2024. This improved production resulted from the increased tonnes processed, alongside significant improvements in gold recoveries to 74% from 70% in Q2 of 2024. Copper Production Increased 12%: Avino produced 1.5 million pounds of copper in Q2 2025, a 12% increase compared to Q2 2024. Silver Production decreased 3%:Silver production for Q2 2025 was 283,619 ounces, representing a 3% decrease compared to Q2 2024.   La Preciosa Update   Blasting and construction of the relatively short 360 meter San Fernando main access decline is underway, and equipment mobilization has been swift, allowing development to advance on plan. The new jumbo drill is working on this ramp as it progresses toward intercepting the Gloria and Abundancia veins.   Wrapping up we cover the Company's 5-year production growth plan, to become a Mexican intermediate silver producer, with the development of both the La Preciosa Project in 2025 leading to meaningful production growth in 2026 and 2027, and then the Tailings Project augmenting production and costs starting in 2028.   If you have any follow up questions for David regarding Avino Silver and Gold then please email me at Shad@kereport.com.   In full disclosure, Shad is a shareholder of Avino Silver & Gold at the time of this recording.   Click here to follow the latest news from Avino Silver and Gold Mines

This week we are joined by multi-disciplinary entertainer, author, founder and CEO of the mental health company Movement Genius, and the Host of the award-winning Dear Hollywood podcast, Alyson Stoner! Their memoir, Semi-Well-Adjusted Despite Literally Everything, is finally out for the world to read. We cover everything from the process of writing such an intimate retelling of their life to the ways queerness has shifted their perspective of the world around them.To get Alyson's memoir now, go to https://static.macmillan.com/static/smp/semi-well-adjusted-9781250353498/! Stay up to date on their work on Instagram at https://www.instagram.com/alysonstoner/.If you liked this episode please leave us a review!If you didn't...mind your business...Follow LittleQueerPod On instagram https://www.instagram.com/littlequeerpod/?hl=enFollow Ashley On Instagram: https://www.instagram.com/ashleyelizabeth_11/?hl=enFollow Capri On Instagram: https://www.instagram.com/capricampeau/

In the final chapter, we turn to Alyson Stoner and their brutally honest memoir about child stardom. From success as a dancer and a Disney kid and the lack of money and support that comes with that kind of fame to the truth about what happens to the family of a child star, Alyson legit tells all and then pops by to chat with us!! BRAND NEW SUMMER MERCH https://shop.celebritymemoirbookclub.biz/collections/all If you want to host a CMBC meetup here's a meetup 101 packet to help you plan! Keep up with all the latest:  https://celebritymemoirbookclub.biz/ Join the Patreon for new episodes every Thursday! https://www.patreon.com/celebritymemoirbookclub  Follow us on Twitter @cmbc_podcast and Instagram @celebritymemoirbookclub  Art by @adrianne_manpearl and theme song by @ashleesimpsonross Learn more about your ad choices. Visit podcastchoices.com/adchoices

Chelsea is joined by comedian and author ("Cry For Me, Argentina"⁠) Tamara Yajia to break down “Semi-Well-Adjusted Despite Literally Everything,” the memoir by actor, dancer, and former child star Alyson Stoner. They deep dive into Alyson's candid stories of surviving the entertainment industry, from their breakout in Missy Elliott's music videos to their roles on Disney Channel and in the “Cheaper by the Dozen” films. They also discuss the mental health minefield that affected their peers, including “Camp Rock” co-star Demi Lovato. Plus: Alyson's path to self-acceptance and why Ellen DeGeneres just couldn't read the room. A content warning: This episode contains discussions of sensitive topics, including disordered eating, suicidal ideation, sexual violence, domestic violence, and child abuse. Take care while listening and find helpful resources here. Join the cookie community: Become a member of the Patreon Follow Chelsea: Instagram @chelseadevantez Show Notes: Alyson Stoner talks new memoir, 'Semi-Well-Adjusted Despite Literally Everything' (Good Morning America) Alyson Stoner Returns After 17 Years (The Ellen Show) "Work It" by Missy Elliott (VIDEO) “Gossip Folks” by Missy Elliott (VIDEO) "I'm Really Hot" by Missy Elliott (VIDEO) Jennette McCurdy Memoir Episode Drew Barrymore Memoir Episode Mara Wilson Memoir Episode Brooke Shields Memoir Episode Where to find our guest Tamara Yajia: Order Tamara's Book "Cry For Me, Argentina" Instagram *** Glamorous Trash is all about going high and low at the same time— Glam and Trash. We recap and book club celebrity memoirs, deconstruct pop culture, and sometimes, we cry! If you've ever referenced Mariah Carey in therapy... then this is the podcast for you. Thank you to our sponsors: Thrive Causemetics - Get 20% off your first order at thrivecausemetics.com/glamorous Everyplate - Get a special offer of only $1.99 a meal at everyplate.com/podcast and use code GLAMOROUS199 Libro.fm - Click here to get 2 audiobooks for the price of 1 with your first month of membership using code TRASH. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Purchase on Bookshop: https://bit.ly/45cci03Share, rate, & review the podcast, and follow Zibby on Instagram @zibbyowens! Hosted on Acast. See acast.com/privacy for more information.

Have we just stuck Jesus onto our old lives? When we look at the Apostle Paul's life, we see purpose. We see a plan. And his plan didn't always turn out to be God's plan, so that's reassuring. What we don't see is a life of leisure, putting in his time, coasting to Heaven. He was "all in." We're looking at Romans, chapter 15, and taking stock of the world, and of Christianity then, versus now. And asking, "What happened?" Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS08122025_0.mp3Scripture References: Romans 15:17-33

Looking back, looking forward. While wrapping up his letter to the Christians in Rome, Paul introduces himself! Today his mini-résumé would be the "headline" of his "profile page." It looks to the past. And then the Apostle focuses on the future. What's on the horizon - and why is he so driven to accomplish his mission? For a few minutes, let's think about our lives in this same way. Where have we been, and where are we going? Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS08112025_0.mp3Scripture References: Romans 15:17-33

Guillaume Emeriaud MD PhD is a Professor of Pediatrics at the University of Montreal and pediatric intensivist at Sainte Justine Hospital in Montreal, Canada. He is a physician scientist with a particular interest in improving pediatric assisted ventilation. In particular, he has developed expertise in monitoring diaphragmatic function by evaluating the electrical activity of the diaphragm. The results of this work have led to less invasive and more effective assistance for children, notably with the NAVA (neurally adjusted ventilatory assist) mode.E-mail: guillaume.emeriaud.med@ssss.gouv.qc.caLearning Objective: By the end of this podcast, listeners should be able to discuss the physiologic rationale and an expert approach to managing a child with respiratory failure with NAVA.References:Bordessoule, A., Emeriaud, G., Morneau, S. et al. Neurally adjusted ventilatory assist improves patient–ventilator interaction in infants as compared with conventional ventilation. Pediatr Res 72, 194–202 (2012).Sindelar R, McKinney RL, Wallström L, Keszler M. Proportional assist and neurally adjusted ventilation: Clinical knowledge and future trials in newborn infants. Pediatr Pulmonol. 2021 Jul;56(7):1841-1849. Lepage-Farrell A, Tabone L, Plante V, Kawaguchi A, Feder J, Al Omar S, Emeriaud G. Noninvasive Neurally Adjusted Ventilatory Assist in Infants With Bronchiolitis: Respiratory Outcomes in a Single-Center, Retrospective Cohort, 2016-2018. Pediatr Crit Care Med. 2024 Mar 1;25(3):201-211.Questions, comments or feedback? Please send us a message at this link (leave email address if you would like us to relpy) Thanks! -Alice & ZacSupport the showHow to support PedsCrit:Please complete our Listener Feedback SurveyPlease rate and review on Spotify and Apple Podcasts!Donations are appreciated @PedsCrit on Venmo , you can also support us by becoming a patron on Patreon. 100% of funds go to supporting the show. Thank you for listening to this episode of PedsCrit. Please remember that all content during this episode is intended for educational and entertainment purposes only. It should not be used as medical advice. The views expressed during this episode by hosts and our guests are their own and do not reflect the official position of their institutions. If you have any comments, suggestions, or feedback-you can email us at pedscritpodcast@gmail.com. Check out http://www.pedscrit.com for detailed show notes. And visit @critpeds on twitter and @pedscrit on instagram for real time show updates.

On this episode of the Passive Income Playbook, Pascal Wagner interviews Mauricio Rauld, a premier syndication attorney and founder of Platinum Legal Consulting. Mauricio breaks down the current multifamily debt crisis, explaining how bridge loans, floating interest rates, and lender extensions have left many LPs unknowingly wiped out. He emphasizes the critical importance of understanding debt structures, risk-adjusted returns, and scrutinizing assumptions in underwriting. They also dive into the evolving world of fund-to-fund models, the syndicator blind spot, and how LPs can strengthen their due diligence using tools like ChatGPT and legal review. Mauricio Rauld Current Role: Founder of Platinum Legal Consulting, creator of the Elite Syndicator Program Based in: Miami, Florida Say hi to them at: LinkedIn YouTube Instagram Visit investwithsunrise.com to learn more about investment opportunities. Post your job for free at https://www.linkedin.com/BRE. Terms and conditions apply. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Employment Report - Revisions Gone Wild But The Dip (Aka The Bend and Snap) Earnings Season - Plenty of CapX Boeing making moves  - unions may strike PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter INTERACTIVE BROKERS  Warm-Up - Fed - Standing Pat - Tariffs ON ( with some delays, pauses and delays - India taking Heat - OPEC at it Again Markets -Employment Report - Revisions Gone Wild - But The Dip (Aka The Bend and Snap) - Earnings Season - Plenty of CapX - Boeing making moves  - unions may strike The Bend and Snap - That is the markets - any little movement down - snaps right back up (Buy Dip with a Legally Blonde flair) - Monday saw a huge reversal after the VIX hit 21.50 and small caps were down as much as 3% after the July Employment report and lackluster earnings Jobs Report - 4.2% Unemployment Rate - Only added 73,000 in July - Revisions for May and June were larger than normal. - The change in total nonfarm payroll employment for May was revised down by 125,000, from +144,000 to +19,000, and the change for June was revised  down by 133,000, from +147,000 to +14,000. - With these revisions, employment in May and June  combined is 258,000 lower than previously reported. THEN..... - President Donald Trump on Friday fired Bureau of Labor Statistics Commissioner Erika McEntarfer, hours after the agency reported that job growth in the U.S. had slowed to a near-halt. - “We need accurate Jobs Numbers. I have directed my Team to fire this Biden Political Appointee, IMMEDIATELY,” Trump posted on Truth Social. GDP - Gross domestic product jumped 3% for the second quarter, better than the 2.3% estimate and reversing a 0.5% decline in the prior period. - Consumer spending rose 1.4% in the second quarter, better than the 0.5% in the prior period. - While exports declined 1.8% during the period, imports fell 30.3%, reversing a 37.9% surge in Q1. - HUGE Number - flurry after some Tariff uncertainty lifted in April OIL - OPEC+ agreed on Sunday to raise oil production by 547,000 barrels per day for September, the latest in a series of accelerated output hikes to regain market share, as concerns mount over potential supply disruptions linked to Russia. - The move marks a full and early reversal of OPEC+'s largest tranche of output cuts plus a separate increase in output for the United Arab Emirates amounting to about 2.5 million bpd, or about 2.4% of world demand. - In a statement following the meeting, OPEC+ cited a healthy economy and low stocks as reasons behind its decision. - Eight countries to hike September output by 547,000 bpd - Oil supported by US demands for India to stop buying Russian oil Check this out and find out more at: http://www.interactivebrokers.com/ Earnings News Coinbase - Coinbase shares fell after gains in the cryptocurrency exchange's subscription revenue failed to offset weaker trading volumes. - Revenue rose slightly to $1.5 billion from $1.45 billion in the same quarter last year, but fell short of analyst estimates. - Coinbase reported that retail trading volume, which is typically more profitable than institutional volume, grew 16% year-over-year to $43 billion, but missed the $48.05 billion expected by analysts survey Reddit - Revenue grew 78% year-over-year in the second quarter and was 17% above consensus estimates, the biggest beat in the company's short history as a public company. - Reddit said third-quarter revenue will be in the range of $535 million to $545 million, ahead of Wall Street estimates of $473 million. - Adjusted earnings in the third quarter are projected to be in between $185 million to $195 million,

Guillaume Emeriaud MD PhD is a Professor of Pediatrics at the University of Montreal and pediatric intensivist at Sainte Justine Hospital in Montreal, Canada. He is a physician scientist with a particular interest in improving pediatric assisted ventilation. In particular, he has developed expertise in monitoring diaphragmatic function by evaluating the electrical activity of the diaphragm. The results of this work have led to less invasive and more effective assistance for children, notably with the NAVA (neurally adjusted ventilatory assist) mode. E-mail: guillaume.emeriaud.med@ssss.gouv.qc.caLearning Objective: By the end of this podcast, listeners should be able to discuss the physiologic rationale and an expert approach to managing a child with respiratory failure with NAVA.References:Bordessoule, A., Emeriaud, G., Morneau, S. et al. Neurally adjusted ventilatory assist improves patient–ventilator interaction in infants as compared with conventional ventilation. Pediatr Res 72, 194–202 (2012).Sindelar R, McKinney RL, Wallström L, Keszler M. Proportional assist and neurally adjusted ventilation: Clinical knowledge and future trials in newborn infants. Pediatr Pulmonol. 2021 Jul;56(7):1841-1849. Lepage-Farrell A, Tabone L, Plante V, Kawaguchi A, Feder J, Al Omar S, Emeriaud G. Noninvasive Neurally Adjusted Ventilatory Assist in Infants With Bronchiolitis: Respiratory Outcomes in a Single-Center, Retrospective Cohort, 2016-2018. Pediatr Crit Care Med. 2024 Mar 1;25(3):201-211.Questions, comments or feedback? Please send us a message at this link (leave email address if you would like us to relpy) Thanks! -Alice & ZacSupport the showHow to support PedsCrit:Please complete our Listener Feedback SurveyPlease rate and review on Spotify and Apple Podcasts!Donations are appreciated @PedsCrit on Venmo , you can also support us by becoming a patron on Patreon. 100% of funds go to supporting the show. Thank you for listening to this episode of PedsCrit. Please remember that all content during this episode is intended for educational and entertainment purposes only. It should not be used as medical advice. The views expressed during this episode by hosts and our guests are their own and do not reflect the official position of their institutions. If you have any comments, suggestions, or feedback-you can email us at pedscritpodcast@gmail.com. Check out http://www.pedscrit.com for detailed show notes. And visit @critpeds on twitter and @pedscrit on instagram for real time show updates.

Sometimes life takes a turn we didn't see coming — plans shift, doors close, and the path we thought was sure suddenly changes. But what if that change wasn't a cancellation... just an adjustment? In today's episode, we're talking about the power of divine detours. When it feels like something is falling apart, God may actually be re-routing you toward something greater. Join us as we explore how to trust His timing, embrace the unexpected, and hold on to faith when the journey looks different than we imagined.Get more encouraging videos every week by subscribing: https://www.youtube.com/@joiemiller436About Joie MillerJoie Miller lives in the Pittsburgh area with her husband, Nathan, and their five children. Joie is the author of Masterpiece, a 6-week Bible study, and 30 Days of Bold, a devotional. Learn more about Joie Miller: https://joiemiller.co/Connect with Joie MillerWebsite: https://joiemiller.co/Instagram: https://www.instagram.com/joiemiller/Facebook: https://www.facebook.com/joie.miller.71TikTok: https://www.tiktok.com/@jlmiller1234LinkedIn: https://www.linkedin.com/in/joie-miller-239587359/Join us each week for honest conversations that will strengthen your faith and empower you to step confidently into your purpose.

Can blockchain revolutionize a $1.6 trillion market—and no one's talking about it? In this episode, Jay sits down with Nick Santomauro, CMO at Figure Markets and former Global Growth Director at Binance, to unpack how tokenized private credit could quietly reshape the financial system.Nick explains how Figure has already put over $12 billion worth of home equity loans on-chain, and why that could be just the beginning. They dive into the impact of the Genius Act, the $6.6 trillion threat to traditional banks, and how retail investors can now access yields that were once reserved for institutions.If you've been waiting for a real-world crypto use case, this is it.In this episode you'll learn:- What tokenized private credit is, and why it matters- How Figure Markets has quietly become a leader in real-world asset tokenization- Why the Genius Act could trigger a massive capital shift out of the banking system- How DeFi is positioned to absorb that shift and offer new yield opportunities- What “Democratized Prime” is and how retail investors can access ~9% yield- The difference between traditional HELOCs and on-chain home equity loans- Why decentralized custody is crucial post-FTX- Nick's perspective on where crypto is headed over the next 6–12 months- The growing opportunity in tokenized debt vs tokenized equities~~~~~

Ford posted their 2025 Q2 earnings report and its a mixed bag with some parts of the business doing well while others aren't. The company sees tariffs impacting the business by $2 billion and recalls taking a chunk out of their bottom line.Check out our Forum: https://forum.pickuptrucktalk.com/Support the show

In this special edition of Adjusted, the podcast joins the conversation of a recent Webinar that Berkley Industrial Comp shared with their insureds and agents-Beyond Coverage: How Berkley Industrial Comp Delivers More For Our Insureds. When workplace accidents happen in high-hazard industries, having the right workers' compensation partner can make all the difference. Berkeley Industrial Comp stands apart through their focus on expertise, service, and innovative approaches tailored specifically for businesses facing significant workplace risks.What truly differentiates Berkeley Industrial Comp? It starts with their claims team, where adjusters maintain substantially lower caseloads than industry standards and average 15 years of experience. This expertise translates into proactive claims handling and creative solutions that optimize outcomes while staying within statutory guidelines. Their empathetic resolution model puts injured workers first, recognizing that caring about people leads to better results and lower costs for everyone involved.The risk management team brings nearly a century of combined field experience from the very industries they serve. Unlike checkbox-focused inspections, Berkeley's safety consultants understand your operations because they've worn the boots and done the work themselves. This yields practical, achievable safety recommendations that actually reduce claims - as evidenced by clients who've seen 40% reductions in frequency and dramatic improvements in experience modification ratings.Perhaps most uniquely, Berkeley's Business Engagement Unit eliminates the frustration of being transferred between departments or waiting for return calls. Their team answers live and is trained across multiple specialties to resolve issues on the first contact. The MedCall service provides 24/7 access to emergency room physicians with occupational medicine experience, ensuring injured workers receive appropriate care while creating documentation that protects all parties.The results speak for themselves - from helping amputees return to heavy equipment operation through innovative prosthetics to engineering solutions that eliminate repetitive motion injuries. Berkeley Industrial Comp delivers on their promise to do right, think differently, and never forget to care about the people they serve.Want to experience the difference? Reach out today to learn how Berkeley can customize their services to your unique needs and help you create a safer, more productive workplace with lower insurance costs over time.

In today's episode of Zen and the Art of Real Estate Investing, Jonathan sits down with Austin Masket, founder and Chief Investment Officer of Riverly Capital. With a background as a commercial broker and portfolio manager for a family office, Austin brings a seasoned and data-driven approach to multifamily investing and distressed debt acquisition. His firm focuses on creating risk-adjusted, tax-advantaged returns in key U.S. markets like Denver, Atlanta, and Phoenix. Austin's early exposure to real estate came from his family, but his professional foundation was shaped at Marcus & Millichap. That experience gave him direct access to institutional-level underwriting, which later informed his strategy as a portfolio manager. Now at Riverly Capital, he specializes in acquiring multifamily assets and distressed debt with a sharp eye on entry point, tenant demographics, and economic cycles. Jonathan and Austin break down how missteps in the last economic cycle, especially during the COVID-era boom, created today's distressed opportunities. They discuss the mismatch between cap rates and interest rates, why overleveraged syndications are struggling, and how Austin's team identifies assets with true upside. Austin explains how Riverly uses deal-by-deal capital raising to maintain discipline, and why chasing volume can lead to trouble. The episode also explores Austin's outlook for the next market cycle. He walks through supply and demand imbalances, the coming drop in new construction deliveries, and how strategic acquisition of non-performing debt offers a short-term window for experienced investors. For those focused on buying right and building durable returns, this conversation highlights the benefits of in-depth analysis, patient capital, and understanding where the market is headed, not just where it has been. In this episode, you will hear: Lessons Austin Masket carried over from brokerage into asset management The mechanics behind acquiring and working out distressed debt How overleveraged deals from the COVID boom are unraveling The appeal of Class B and C multifamily assets in today's market Entry strategies that favor strong tenant bases and proven demand Why patient capital and disciplined underwriting lead to stronger returns What makes debt acquisition a strategic move in a tightening cycle Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Supporting Resources: Riverly Capital website - riverlycap.com Riverly Capital on Facebook - www.facebook.com/profile.php?id=61573078168565 Connect with Austin Masket on LinkedIn - www.linkedin.com/in/austin-masket1 Website - www.streamlined.properties YouTube - www.youtube.com/c/JonathanGreeneRE/videos Instagram - www.instagram.com/trustgreene Instagram - www.instagram.com/streamlinedproperties TikTok - www.tiktok.com/@trustgreene Zillow - www.zillow.com/profile/StreamlinedReal Bigger Pockets - www.biggerpockets.com/users/TrustGreene Facebook - www.facebook.com/streamlinedproperties Email - info@streamlined.properties Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

In this episode of Adjusted, Stephanie Behnke from Hi Marley reveals how text messaging is revolutionizing communication in workers' compensation. With injured workers responding to texts in just 2–3 minutes, adjusters are resolving claims faster and building deeper trust—without the delays of phone tag.But it's not just about speed. Stephanie shares how texting allows adjusters to show empathy, detect frustration through AI-powered sentiment analysis, and overcome language barriers with built-in translation. From document sharing to supervisor coaching tools, this episode explores how SMS is creating a more human, efficient, and connected claims experience.Whether you're managing claims or leading a team, this conversation offers practical insights into how meeting injured workers where they are—on their phones—can transform outcomes.

In this episode of The First Day from The Fundraising School, host Bill Stanczykiewicz, Ed.D. is joined by philanthropic power duo Una Osili, Ph.D. and Jon Bergdoll, M.A., to unpack the freshly minted Giving USA 2025 report. Spoiler alert: Americans gave over $590 billion in 2024. Adjusted for inflation, giving grew a solid 3.3%, with a hefty assist from a booming stock market, low unemployment, and a collective sigh of economic relief post-pandemic. Dr. Osili brings the analytical fire, grounding her insights in decades of data while reminding us that while 2024 hit a record in current dollars, inflation-adjusted giving still trails some pandemic-era highs. Still, the philanthropic glass is more than half full. Giving from individuals surged 8% (5% after inflation), and corporate generosity followed suit with a 9% bump. Foundations held steady after three fat years, showing that even giving giants need to catch their breath. On the receiving end, religious institutions still top the charts, though their share has dipped below 30%. Human services climbed to second place, nudging education to bronze, thanks to ongoing support for basic needs post-COVID. All nine subsectors of charitable giving saw growth in current dollars, a feat achieved only 14 times in the last 40 years. Even donor-advised funds (DAFs) got their moment in the sun, showing up everywhere and nowhere all at once. But the big question: So what? Dr. Osili offers three golden takeaways for fundraisers. First, Americans are consistently generous, even in uncertain times. Second, diversify your donor base: individuals, foundations, corporations, and planned gifts. And third, it's innovation time. As giving methods evolve, nonprofits must sharpen their skills, adapt their tools, and embrace the future. Because in fundraising, staying still is the fastest way to fall behind.

Derek Moore is joined again by Spencer Wright from Halbert Wealth to talk about the market breaking out to another all-time high and how hated a rally this is. Then they discuss semiconductors finally catching up to their only July 2024 highs. Then they talk about Chamath Palihapitiya's criticism of Apple and a Bloomberg report that Apple had talks about buying AI company Perplexity. Finally, some odds and ends like whether oil prices on an inflation adjusted basis are lower than in the 1970s and whatever else we covered.    Back to all-time highs Semiconductors finally join the party Chamath Palihapitiya's criticism of Apple  Bloomberg report that Apple had talks about buying AI company Perplexity  Crude oil inflation adjusted price Is this still a hated rally by the street? Odds and ends     Mentioned in this Episode   Bloomberg article talking about Apple potentially buying Perplexity   Derek Moore's book Broken Pie Chart https://amzn.to/3S8ADNT   Jay Pestrichelli's book Buy and Hedge https://amzn.to/3jQYgMt   Derek's book on public speaking Effortless Public Speaking https://amzn.to/3hL1Mag   Contact Derek derek.moore@zegainvestments.com   

It's Wednesday, June 25th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark and Adam McManus 313 attacks on Christians in India this year The United Christian Forum has recorded 313 attacks on Christians in India during the first five months of this year. That's over two attacks per day, a trend that has held since 2023. Attacks have risen significantly since 2014 when only 127 incidents were recorded A. C. Michael with United Christian Forum warned, “If this trend is not stopped immediately, it will threaten the identity and existence of the Indian Christian community in its motherland.” Please pray for the persecuted church in India. The country is ranked 11th on the Open Doors' World Watch List of the most difficult countries to be a Christian.  80% of young French Protestants optimistic about future The Protestant Federation of France released a survey of young Protestants in the country.  Seventy-seven percent of respondents cited the Bible as their primary source of spiritual information ahead of other sources like discussion groups and digital content. Eighty percent of these young Protestants in France are optimistic about the future compared to 58% of 15 to 30-year-olds nationally. Researchers noted that young Protestants view their faith as not just a personal but also a public commitment.  1 Timothy 4:12 says, “Let no one despise your youth, but be an example to the believers in word, in conduct, in love, in spirit, in faith, in purity.” Netanyahu commends President Trump for bombing Iran's nuclear sites Israeli Prime Minister Benjamin Netanyahu commended President Donald Trump for authorizing the June 22nd “Operation Midnight Hammer” which led to America's bombing of Iranian nuclear sites NETANYAHU: “Congratulations President Trump! Your bold decision to target Iran's nuclear facilities with the awesome and righteous might of the United States will change history. “In Operation Rising Lion, Israel has done truly amazing things. But in tonight's action against Iran's nuclear facilities, America has been truly unsurpassed. It has done what no other country on Earth could do. “History will record that President Trump acted to deny the world's most dangerous regime, the world's most dangerous weapons. His leadership today has created a pivot of history that can help lead the Middle East and beyond to a future of prosperity and peace. “President Trump and I often say, ‘Peace through strength!' First comes strength, then comes peace.” U.S. strike set back Iran's nuclear program by only a few months The New York Times reports that a preliminary classified U.S. report says the American bombing of three nuclear sites in Iran set back the country's nuclear program by only a few months. The strikes sealed off the entrances to two of the facilities but did not collapse their underground buildings. Before the attack, U.S. intelligence agencies had said that if Iran tried to rush to make a bomb, it would take about three months. After the U.S. bombing run and days of attacks by the Israeli Air Force, the report by the Defense Intelligence Agency estimated that the program had been delayed, but by less than six months. The report also said that much of Iran's stockpile of enriched uranium was moved before the strikes, which destroyed little of the nuclear material. Iran may have moved some of that to secret locations. Presidential Commission on Religious Liberty holds first meeting The Presidential Commission on Religious Liberty held its first meeting last Monday at the Museum of the Bible in Washington, D.C. Texas Republican Lt. Governor Dan Patrick chaired the meeting which included religious leaders and legal experts. Listen to comments from former U.S. Housing Secretary Dr. Ben Carson. CARSON: “This commission promotes freedom of beliefs and that spiritual aspect of our existence that advances civilization. We will strive to facilitate the maintenance of one nation under God, indivisible, with liberty and justice for all.” Back in May, President Donald Trump established the commission by executive order to advise him on protecting religious liberty in the United States. Students for Life to give away nearly 400,000 diapers Students for Life of America is planning the largest diaper giveaway this coming Saturday on Capitol Hill. The pro-life group will distribute 392,715 diapers. Each one represents an unborn baby murdered at Planned Parenthood abortion mills, according to its 2022-23 annual report. Kristan Hawkins, the president of Students for Life of America, said, “While this diaper drive is a large, singular feat, we hope it drives the pro-life movement to keep pushing Congress to defund abortion mills, hold up and encourage mothers and families, and be pillars of Life in their communities.” Proverbs 24:11 says, “Deliver those who are drawn toward death, and hold back those stumbling to the slaughter.” U.S. giving up 6.3% compared to 2023 A new report from Giving USA found that U.S. charitable giving increased to $592.5 billion in 2024. Total giving was up only 6.3% last year compared to 2023. Adjusted for inflation, it was up only 3.3%. Every type of recipient organization saw an increase in donations in current dollars. However, religious groups were the only ones to see a slight decrease in giving when adjusted for inflation. U.S. Marshals rescued 60 missing children & arrested child predators The U.S. Marshals Service rescued 60 missing children during an operation in Florida this month. The operation also led to the arrests of eight individuals, including child predators. William Berger, U.S. Marshal for the Middle District of Florida, said the operation “signifies the most successful missing child recovery effort in the history of the United States Marshals Service. … “The unique part of this operation was the fact that underaged, critically missing children … were not only recovered but were … provided with physical and psychological care. This operation further included follow-up assistance in hopes that these youths will not return to the streets to be further victimized.” 10 Worldview listeners gave $2,132  to fund our annual budget And finally, toward our $123,500 goal by Monday, June 30th to fully fund The Worldview annual budget for our 6-member team, 10 listeners stepped up to the plate. Our thanks to an anonymous donor who gave $7, Daniel and Abigail in Waterloo, Ontario, Canada who gave $25 as well as Luke in Bastrop, Texas and Glenn and Linda in Palmdale, California – both of whom gave $50. We're grateful to God for John in Kentwood, Michigan who gave $100, Robin in  Simsbury, Connecticut who gave $120, and Gena in Youngsville, Louisiana who gave $176. And we were touched by the generosity of Emilia in Greenwood, Missouri who gave $244, Thomas in Spokane, Washington who pledged $30 per month for 12 months for a gift of $360, and Nellie in Caldwell, Idaho who gave $1,000. Those 10 Worldview listeners gave a total of $2,132. Ready for our new grand total? Drum roll please. (Drum roll sound effect) $67,533.55 (People clapping and cheering sound effect)   That means by this coming Monday, June 30th, we need to raise a whopping $55,966.45 in just 6 days. That's $9,327.74 per day! We are looking for 9 super donors. Could you give $10,000? Or perhaps you feel the Lord prompting you to become one of 3 businesspeople who could give $5,000? Or one of 5 businesspeople who could contribute $2,500? If so, those donations would total $37,500. Then, we would need another 7 people to pledge $100/month for 12 months for a gift of $1,200. And another 14 people to pledge $50/month for 12 months for a gift of $600? Please, go to TheWorldview.com and click on Give on the top right. If you want to make it a monthly pledge, click on the recurring tab. What is the Lord asking you to do? Close And that's The Worldview on this Wednesday, June 25th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

The College Football Playoff decided on Thursday that the seeding process will be changed, effective immediately. The 12 teams will be seeded as they are ranked, meaning the top-four squads will get first-round byes, regardless if they are conference champions or not. We like the change. How about you? Also, Ohio State's basketball program could not finish the deal with coveted wing transfer Darrion Williams, leaving them still with a gaping hole on their roster. Can they still add a wing that can be an impact player? Or has that ship likely sailed? Plus we talk more OSU football with Jonah Booker and Dave Biddle. All of that is coming your way on the Friday 5ish. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Do your kids struggle with tantrums, power struggles, or emotional meltdowns—and you're not sure how to stop the cycle without yelling or harsh discipline?After posting on Instagram about how we raised our 7 kids without yelling, punishments, or power struggles, we received so much interest and questions from parents wanting to know—is it really possible?Yes, it is—and in this episode, we share exactly how we did it.Raising emotionally healthy, well-adjusted kids starts with creating a strong foundation of love, trust, and connection. In this conversation, we unpack the specific things we never do as parents, and why avoiding them has helped our children become confident, competent, and emotionally resilient.From mockery and sarcasm to yelling, punishments, and ignoring big feelings—these parenting pitfalls actually increase misbehavior, power struggles, and emotional shutdown.We also share personal stories—including a controversial ocean swim encounter—that demonstrate how pushing limits (safely and intentionally) builds competence, confidence, and calm under pressure—for kids and adults.Whether you're parenting toddlers or teens, these insights will help you shift your mindset and methods to raise kids who thrive without tantrums, yelling, or power struggles.Key Takeaways:✅ Strong attachment = strong self-worth✅ Small emotional habits shape your child's future✅ Sarcasm erodes trust—kindness builds connection✅ Harshness leads to fragility and misbehavior✅ Family culture and personal growth go hand in hand✅ Confidence comes from challenge, not comfortChapters:00:00 Raising Well-Adjusted Kids on the Move10:39 Understanding Tantrums and Yelling15:45 Prioritizing Connection Over Correction27:41 Investing Time for Long-Term Benefits29:25 The Importance of Connection Over Correction31:15 Understanding the Desire for Connection33:03 The Impact of Parental Engagement35:27 Recognizing Attachment Issues37:10 Daily Intentional Connection39:04 Behavior as a Symptom, Not the Problem41:24 Going to the Root Cause of Behavior43:41 The Investment in Parenting Knowledge47:37 Clarifying Expectations in Parenting50:27 Engaging in Clear Communication53:40 Encouraging Dialogue for Clarity01:00:08 Natural Consequences and Child Empowerment01:06:14 Establishing Family Systems for Smooth Parenting01:12:53 Emotional Co-Regulation in Parenting01:21:33 Building Resilience Through Connection and ChallengeMemorable Quotes:

In which Mutant X May continues; the X-Men return from space; it's okay not to fill in every detail of a world; Havok leans into parenthood; we meet the only well-adjusted Cyclops in the multiverse; in any universe, Forge has terrible judgment; and the Six get some new members.