Podcasts about adjusted

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MoneyWise on Oneplace.com
Relief for Retirees Affected by WEP and GPO with Eddie Holland

MoneyWise on Oneplace.com

Play Episode Listen Later Sep 5, 2025 24:57


For years, the Windfall Elimination Provision and Government Pension Offset reduced benefits for those who had rightfully earned them. Now that those policies are gone, many are left with questions. Eddie Holland joins us to help clarify what's changed and what it means for your retirement.Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville, South Carolina. He's also a CPA, a Certified Financial Planner (CFP®), and a Certified Kingdom Advisor (CKA®).A Quick History of WEP and GPOThe Windfall Elimination Provision (WEP), enacted over 40 years ago, reduces Social Security benefits for individuals receiving a non-covered pension—a pension from which no Social Security taxes were withheld. This often included employees in state and local government jobs, such as teachers, police officers, and firefighters.Similarly, the Government Pension Offset (GPO) reduced a spousal or survivor benefit for individuals in the same situation. These rules were designed to prevent “double-dipping,” but they often unfairly penalized modest-income workers, sometimes reducing their monthly Social Security checks by hundreds of dollars—or even eliminating their spousal or survivor benefits entirely.The Social Security Fairness Act of 2025That changed on January 5, 2025, when President Joe Biden signed the Social Security Fairness Act. This legislation repealed both WEP and GPO, effective retroactively as of January 2024. As a result:Nearly 3 million Americans became eligible for retroactive benefits.Future monthly benefits for those affected have also been adjusted upward.This marks a significant win for many retired public servants who had long felt the weight of these provisions.What to Expect if You're AffectedThere are two phases of payments:Retroactive Payments – Starting in March 2025, some individuals received large one-time deposits representing the benefits they should have received since January 2024. These payments often arrived with little to no explanation, leaving many confused. Adjusted Monthly Benefits – Beginning in April 2025, Social Security began increasing ongoing monthly benefits for those impacted.It's important to note that these changes only apply to individuals with a non-covered pension, not all civil service employees.Steps to Take if You Think You QualifyIf you believe these changes may apply to you, Eddie recommends two simple steps:Check Your Account Online. Visit SSA.gov to log in to your account (or create one if you haven't already). Contact the Social Security Administration. If your account doesn't show any updates or you have questions, call 1-800-772-1213 or schedule an appointment at your local SSA office to speak directly with an agent.If navigating these changes feels overwhelming, consider consulting a Certified Kingdom Advisor (CKA) who specializes in matters related to Social Security, who can help you make informed, faith-based financial decisions. You can find one in your area by visiting FaithFi.com and clicking “Find a Professional”. On Today's Program, Rob Answers Listener Questions:I'm 60 years old and planning to retire early at 62. I'd also like to pay off my house before I retire. Is that a smart move, and is it realistic given my current financial situation?I understand that retiring before my full retirement age will result in a reduction of approximately 8% per year in my Social Security benefit. How do Social Security cost-of-living adjustments factor into that reduction?My grandson wants to be added as an authorized user on my credit card to take advantage of my good credit score so he can get a lower interest rate on a car loan. Is that a wise decision?At what age am I required to start taking distributions from my 401(k)? Also, I have two family members—one with dementia and another recovering from a stroke. How can we protect their assets, such as their house and 401(k), if they need long-term care?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Social Security Administration (SSA.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Affordable Interior Design presents Big Design, Small Budget
Making Your Furniture Fit & Alyson Stoner's "Semi-Well Adjusted Despite Literally Everything"

Affordable Interior Design presents Big Design, Small Budget

Play Episode Listen Later Sep 2, 2025 35:32


Join Betsy Helmuth in this episode of Affordable Interior Design as she navigates the transition from summer to fall, sharing her personal experiences with back-to-school chaos and family dynamics. Betsy dives into a design question from Elaine in Charlotte, North Carolina, tackling the challenges of a family room that feels unbalanced and lacks a cohesive color palette. With her signature style, Betsy offers practical advice on rearranging furniture and selecting the right curtains to create a more inviting space. Plus, she shares her thoughts on Alison Stoner's captivating memoir, exploring the complexities of child stardom, family dynamics, and the challenges faced by young entertainers in the industry. Whether you're looking for design tips or insights into the world of celebrity memoirs, this episode has something for everyone! Don't forget to subscribe for more design inspiration and pop culture discussions! Timestamps: 00:00:00 - Introduction to Affordable Interior Design Podcast00:02:30 - Design Question from Elaine00:03:02 - Analyzing Elaine's Family Room00:14:02 - Book Recommendation: Alison Stoner's Memoir00:20:15 - Exploring the Dark Side of the Entertainment Industry00:24:08 - Reflections on Child Stardom and Its Impact Links: ⁠⁠⁠⁠⁠⁠AffordableInteriorDesign.com ⁠⁠⁠⁠⁠⁠Submit your design questions⁠⁠⁠⁠⁠⁠ to be featured on the show ⁠⁠Become a Premium Member⁠⁠ and access the bonus episodes Click ⁠⁠⁠⁠here⁠⁠⁠⁠ to become an interior designer with Uploft's Interior Design Academy. ⁠⁠⁠For more about our residential interior design services, visit ⁠⁠⁠⁠ModernInteriorDesign.com⁠⁠⁠ For our commercial interior design services, visit ⁠⁠⁠⁠OfficeInteriorDesign.com Follow Us: Instagram: ⁠⁠⁠⁠⁠@uploftinteriordesign⁠⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠⁠facebook.com/UploftIntDes⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠tiktok.com/@uploftinteriordesign⁠⁠ If you love the show, please spread the word and leave us a review on iTunes! Thanks for tuning in! Learn more about your ad choices. Visit podcastchoices.com/adchoices

ADJUSTED
Season 9 Wrap Up

ADJUSTED

Play Episode Listen Later Sep 1, 2025 46:24 Transcription Available


What makes workers' compensation work better? Our Season 9 wrap-up brings together key voices from across the industry to reflect on the episodes that shaped our understanding of what truly matters in claims management.The conversation takes a fascinating turn when Matt Yehling shares how going beyond minimum requirements created life-changing results for an injured worker needing a prosthetic limb. Rather than settling for local options, the team flew him to a specialized facility in Atlanta, resulting not just in a better prosthetic, but in full return to work and renewed quality of life. This powerful story exemplifies how investing more upfront often creates better long-term outcomes for everyone involved.Responsiveness emerges as a critical theme throughout the discussion. As Luella Alcorn points out, every phone call represents an opportunity to build trust, while Chris Drake highlights how accessibility prevents unnecessary litigation. When comparing frustrating automated systems to speaking with an actual person who addresses concerns immediately, the panel agrees that human connection remains irreplaceable in claims management.The conversation shifts to the importance of education, with Jeremy Morrison explaining how demystifying complex concepts like experience modification factors helps businesses make better decisions about safety. Meanwhile, Luella's experience with the RISE Professional Group demonstrates how mentorship and professional development are addressing the industry's concerning 70% turnover rate in some claims organizations.After five years and over 29,000 downloads, the Adjusted podcast continues to showcase the human side of workers' compensation. The team's commitment to empathy, education, and responsiveness proves that the most successful outcomes happen when we treat claims not just as files, but as people with stories that matter.Help us reach more people by sharing, subscribing, and leaving a five-star review wherever you get your podcasts.Season 9 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin and guest co-host from Episodes in Season 9. If you want to reach out to anyone at Berkley Industrial Comp, call 1-800-448-5621.Visit the Berkley Industrial Comp blog for more!Got questions? Send them to marketing@berkleyindustrial.comFor music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

The Manila Times Podcasts
BUSINESS: BSP signals potential final rate cut amid adjusted inflation forecast | Aug. 29, 2025

The Manila Times Podcasts

Play Episode Listen Later Aug 29, 2025 2:55


BUSINESS: BSP signals potential final rate cut amid adjusted inflation forecast | Aug. 29, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#KeepUpWithTheTimesSubscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#KeepUpWithTheTimesdv Hosted on Acast. See acast.com/privacy for more information.

Dear Hollywood
Semi-Well-Adjusted Despite Literally Everything - Exclusive Excerpt

Dear Hollywood

Play Episode Listen Later Aug 27, 2025 19:07


Hear an exclusive audio excerpt from Alyson Stoner's new book Semi-Well-Adjusted Despite Literally Everything. Available wherever books, ebooks, and audiobooks are sold. For more details and to purchase, follow this link:  https://bit.ly/45a7TLH Learn more about your ad choices. Visit podcastchoices.com/adchoices

Money Happy Hour
Episode 145: Does Risk Adjusted Return Matter?

Money Happy Hour

Play Episode Listen Later Aug 18, 2025 28:07


Send us a textIn a Bull Market, risk-adjusted return is an afterthought. It is seldom talked about, and I get it. We want total return. Show me the money.In this episode we cover what is risk-adjusted return, how to use it and how you can easily calculate it.LemonadeTake 3 minutes to get a no obligation quote on Pet, Renters, Home, Auto insurance. Use the link below for a 10% discount. (US only)https://go.lemonade.com/visit/?bta=38304&brand=petHow to Calculate Risk Adjusted Return?Risk-Adjusted Return Calculator - Calculator AcademyContact Tom & RadishX                        @SavingsCaptainEmail                thesavingscaptain@gmail.com    

The KE Report
Avino Silver and Gold Mines – Q2 Financials and Operations Review, Future Grade-driven Production Growth From La Preciosa

The KE Report

Play Episode Listen Later Aug 15, 2025 19:53


David Wolfin, President and CEO, and Nathan Harte, CFO of Avino Silver and Gold Mines (TSX:ASM – NYSE:ASM), both join me for a video review of the key metrics and takeaways from the record Q2 2025 financials and operations.  Then we take a deeper dive into the future grade-driven growth from the development of the La Preciosa Mine, slated to have initial production begin ramping up in Q4 of this year.    Second Quarter 2025 Financial Highlights (compared to Q2 2024)   Robust Revenues: Avino realized revenues of $21.8 million, representing a 47% increase from $14.8 million, primarily as a result of increased metal prices and consistent production. Quarterly Profits: Net income after taxes was $2.9 million, or $0.02 per share, an increase from $1.2 million, or $0.01 per share. Operating Margins Remain Elevated: Gross profit, or mine operating income, was $10.2 million and represented an increase of 118% from $4.8 million. Strong EBITDA and Adjusted Earnings: The Company realized earnings before interest, taxes, depreciation and amortization, or EBITDA, of $7.4 million, up 118% from $3.4 million. Adjusted earnings3 was $8.8 million, or $0.06 per share, an increase of 103% from $4.3 million and $0.03 per share. Improved Costs per Ounce Metrics: Cash costs per silver equivalent payable ounce sold1,2,3 was $15.11, and all-in sustaining cash costs per silver equivalent payable ounce sold1,2,3 was $20.93, a reduction of 7% and 8%, respectively. Increased Working Capital from Cash Flow: The Company's balance sheet continued to strengthen with working capital1 increasing to $40.6 million, up $9.2 million, or 30% from $31.3 million at the end of Q1 2025, as a result of another quarter of cash generation. Index Inclusion in Q2 2025: Early July, Avino was included in the S&P/TSX Global Mining Index having been officially recognized as part of a global benchmark for the mining sector. In addition, as announced on May 1, 2025, Avino received inclusion into the Solactive Global Silver Miners Index, further solidifying Avino as an established silver producer with a growing production profile. Avino expects further index inclusion in the coming months, which should provide additional liquidity and opportunities for increasing institutional ownership.   2nd Quarter Operating Highlights (Compared to Q2 2024)   Silver Equivalent Production Increased 5%:Avino produced 645,602 silver equivalent ounces in Q2 2025, representing a 5% increase from Q2 of 2024. This increase was driven by significantly improved mill availability, with the highest quarterly mill throughput in history. Record Mill Throughput: In Q2 2025, Avino achieved 36% higher mill throughput versus Q2 2024, totalling a quarterly record of 190,987 tonnes of material. Gold Production Increased 17%: Q2 2025 production of 1,774 gold ounces represented a 17% increase compared to Q2 2024. This improved production resulted from the increased tonnes processed, alongside significant improvements in gold recoveries to 74% from 70% in Q2 of 2024. Copper Production Increased 12%: Avino produced 1.5 million pounds of copper in Q2 2025, a 12% increase compared to Q2 2024. Silver Production decreased 3%:Silver production for Q2 2025 was 283,619 ounces, representing a 3% decrease compared to Q2 2024.   La Preciosa Update   Blasting and construction of the relatively short 360 meter San Fernando main access decline is underway, and equipment mobilization has been swift, allowing development to advance on plan. The new jumbo drill is working on this ramp as it progresses toward intercepting the Gloria and Abundancia veins.   Wrapping up we cover the Company's 5-year production growth plan, to become a Mexican intermediate silver producer, with the development of both the La Preciosa Project in 2025 leading to meaningful production growth in 2026 and 2027, and then the Tailings Project augmenting production and costs starting in 2028.   If you have any follow up questions for David regarding Avino Silver and Gold then please email me at Shad@kereport.com.   In full disclosure, Shad is a shareholder of Avino Silver & Gold at the time of this recording.   Click here to follow the latest news from Avino Silver and Gold Mines

A Little Queer Podcast
What Does it Mean to Be "Semi-Well-Adjusted" and Queer? w/ Alyson Stoner

A Little Queer Podcast

Play Episode Listen Later Aug 14, 2025 87:55


This week we are joined by multi-disciplinary entertainer, author, founder and CEO of the mental health company Movement Genius, and the Host of the award-winning Dear Hollywood podcast, Alyson Stoner! Their memoir, Semi-Well-Adjusted Despite Literally Everything, is finally out for the world to read. We cover everything from the process of writing such an intimate retelling of their life to the ways queerness has shifted their perspective of the world around them.To get Alyson's memoir now, go to https://static.macmillan.com/static/smp/semi-well-adjusted-9781250353498/! Stay up to date on their work on Instagram at https://www.instagram.com/alysonstoner/.If you liked this episode please leave us a review!If you didn't...mind your business...Follow LittleQueerPod On instagram https://www.instagram.com/littlequeerpod/?hl=enFollow Ashley On Instagram: https://www.instagram.com/ashleyelizabeth_11/?hl=enFollow Capri On Instagram: https://www.instagram.com/capricampeau/

Celebrity Memoir Book Club
Alyson Stoner is Semi-Well-Adjusted

Celebrity Memoir Book Club

Play Episode Listen Later Aug 12, 2025 123:24


In the final chapter, we turn to Alyson Stoner and their brutally honest memoir about child stardom. From success as a dancer and a Disney kid and the lack of money and support that comes with that kind of fame to the truth about what happens to the family of a child star, Alyson legit tells all and then pops by to chat with us!! BRAND NEW SUMMER MERCH https://shop.celebritymemoirbookclub.biz/collections/all If you want to host a CMBC meetup here's a meetup 101 packet to help you plan! Keep up with all the latest:  https://celebritymemoirbookclub.biz/ Join the Patreon for new episodes every Thursday! https://www.patreon.com/celebritymemoirbookclub  Follow us on Twitter @cmbc_podcast and Instagram @celebritymemoirbookclub  Art by @adrianne_manpearl and theme song by @ashleesimpsonross Learn more about your ad choices. Visit podcastchoices.com/adchoices

Celebrity Book Club with Chelsea Devantez
Alyson Stoner's Memoir Semi-Well-Adjusted Despite Literally Everything

Celebrity Book Club with Chelsea Devantez

Play Episode Listen Later Aug 12, 2025 95:11


Chelsea is joined by comedian and author ("Cry For Me, Argentina"⁠) Tamara Yajia to break down “Semi-Well-Adjusted Despite Literally Everything,” the memoir by actor, dancer, and former child star Alyson Stoner. They deep dive into Alyson's candid stories of surviving the entertainment industry, from their breakout in Missy Elliott's music videos to their roles on Disney Channel and in the “Cheaper by the Dozen” films. They also discuss the mental health minefield that affected their peers, including “Camp Rock” co-star Demi Lovato. Plus: Alyson's path to self-acceptance and why Ellen DeGeneres just couldn't read the room. A content warning: This episode contains discussions of sensitive topics, including disordered eating, suicidal ideation, sexual violence, domestic violence, and child abuse. Take care while listening and find helpful resources here. Join the cookie community: Become a member of the Patreon Follow Chelsea: Instagram @chelseadevantez Show Notes: Alyson Stoner talks new memoir, 'Semi-Well-Adjusted Despite Literally Everything' (Good Morning America) Alyson Stoner Returns After 17 Years (The Ellen Show) "Work It" by Missy Elliott (VIDEO) “Gossip Folks” by Missy Elliott (VIDEO) "I'm Really Hot" by Missy Elliott (VIDEO) Jennette McCurdy Memoir Episode Drew Barrymore Memoir Episode Mara Wilson Memoir Episode Brooke Shields Memoir Episode Where to find our guest Tamara Yajia: Order Tamara's Book "Cry For Me, Argentina" Instagram *** Glamorous Trash is all about going high and low at the same time— Glam and Trash. We recap and book club celebrity memoirs, deconstruct pop culture, and sometimes, we cry! If you've ever referenced Mariah Carey in therapy... then this is the podcast for you. Thank you to our sponsors: Thrive Causemetics - Get 20% off your first order at thrivecausemetics.com/glamorous Everyplate - Get a special offer of only $1.99 a meal at everyplate.com/podcast and use code GLAMOROUS199 Libro.fm - Click here to get 2 audiobooks for the price of 1 with your first month of membership using code TRASH. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Moms Don’t Have Time to Read Books
Alyson Stoner, SEMI-WELL-ADJUSTED DESPITE LITERALLY EVERYTHING: A Memoir

Moms Don’t Have Time to Read Books

Play Episode Listen Later Aug 12, 2025 28:50


Purchase on Bookshop: https://bit.ly/45cci03Share, rate, & review the podcast, and follow Zibby on Instagram @zibbyowens! Hosted on Acast. See acast.com/privacy for more information.

Right Start Radio with Pastor Jim Custer
An Approved Agenda Adjusted - Part 2 of 2

Right Start Radio with Pastor Jim Custer

Play Episode Listen Later Aug 12, 2025


Have we just stuck Jesus onto our old lives? When we look at the Apostle Paul's life, we see purpose. We see a plan. And his plan didn't always turn out to be God's plan, so that's reassuring. What we don't see is a life of leisure, putting in his time, coasting to Heaven. He was "all in." We're looking at Romans, chapter 15, and taking stock of the world, and of Christianity then, versus now. And asking, "What happened?" Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS08122025_0.mp3Scripture References: Romans 15:17-33

Right Start Radio with Pastor Jim Custer
An Approved Agenda Adjusted - Part 1 of 2

Right Start Radio with Pastor Jim Custer

Play Episode Listen Later Aug 11, 2025


Looking back, looking forward. While wrapping up his letter to the Christians in Rome, Paul introduces himself! Today his mini-résumé would be the "headline" of his "profile page." It looks to the past. And then the Apostle focuses on the future. What's on the horizon - and why is he so driven to accomplish his mission? For a few minutes, let's think about our lives in this same way. Where have we been, and where are we going? Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS08112025_0.mp3Scripture References: Romans 15:17-33

PedsCrit
Neurally Adjusted Ventilatory Assist (NAVA) with Dr. Guillaume Emeriaud (2/2)

PedsCrit

Play Episode Listen Later Aug 11, 2025 27:33


Guillaume Emeriaud MD PhD is a Professor of Pediatrics at the University of Montreal and pediatric intensivist at Sainte Justine Hospital in Montreal, Canada. He is a physician scientist with a particular interest in improving pediatric assisted ventilation. In particular, he has developed expertise in monitoring diaphragmatic function by evaluating the electrical activity of the diaphragm. The results of this work have led to less invasive and more effective assistance for children, notably with the NAVA (neurally adjusted ventilatory assist) mode.E-mail: guillaume.emeriaud.med@ssss.gouv.qc.caLearning Objective: By the end of this podcast, listeners should be able to discuss the physiologic rationale and an expert approach to managing a child with respiratory failure with NAVA.References:Bordessoule, A., Emeriaud, G., Morneau, S. et al. Neurally adjusted ventilatory assist improves patient–ventilator interaction in infants as compared with conventional ventilation. Pediatr Res 72, 194–202 (2012).Sindelar R, McKinney RL, Wallström L, Keszler M. Proportional assist and neurally adjusted ventilation: Clinical knowledge and future trials in newborn infants. Pediatr Pulmonol. 2021 Jul;56(7):1841-1849. Lepage-Farrell A, Tabone L, Plante V, Kawaguchi A, Feder J, Al Omar S, Emeriaud G. Noninvasive Neurally Adjusted Ventilatory Assist in Infants With Bronchiolitis: Respiratory Outcomes in a Single-Center, Retrospective Cohort, 2016-2018. Pediatr Crit Care Med. 2024 Mar 1;25(3):201-211.Questions, comments or feedback? Please send us a message at this link (leave email address if you would like us to relpy) Thanks! -Alice & ZacSupport the showHow to support PedsCrit:Please complete our Listener Feedback SurveyPlease rate and review on Spotify and Apple Podcasts!Donations are appreciated @PedsCrit on Venmo , you can also support us by becoming a patron on Patreon. 100% of funds go to supporting the show. Thank you for listening to this episode of PedsCrit. Please remember that all content during this episode is intended for educational and entertainment purposes only. It should not be used as medical advice. The views expressed during this episode by hosts and our guests are their own and do not reflect the official position of their institutions. If you have any comments, suggestions, or feedback-you can email us at pedscritpodcast@gmail.com. Check out http://www.pedscrit.com for detailed show notes. And visit @critpeds on twitter and @pedscrit on instagram for real time show updates.

Best Real Estate Investing Advice Ever
JF 3990: Risk-Adjusted Returns, PPM Red Flags, and Fund-to-Fund Insights ft. Mauricio Rauld

Best Real Estate Investing Advice Ever

Play Episode Listen Later Aug 7, 2025 80:10


On this episode of the Passive Income Playbook, Pascal Wagner interviews Mauricio Rauld, a premier syndication attorney and founder of Platinum Legal Consulting. Mauricio breaks down the current multifamily debt crisis, explaining how bridge loans, floating interest rates, and lender extensions have left many LPs unknowingly wiped out. He emphasizes the critical importance of understanding debt structures, risk-adjusted returns, and scrutinizing assumptions in underwriting. They also dive into the evolving world of fund-to-fund models, the syndicator blind spot, and how LPs can strengthen their due diligence using tools like ChatGPT and legal review. Mauricio Rauld Current Role: Founder of Platinum Legal Consulting, creator of the Elite Syndicator Program Based in: Miami, Florida Say hi to them at: LinkedIn YouTube Instagram Visit investwithsunrise.com to learn more about investment opportunities. Post your job for free at https://www.linkedin.com/BRE. Terms and conditions apply. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

DH Unplugged
DHUnplugged #753: The Bend and Snap

DH Unplugged

Play Episode Listen Later Aug 6, 2025 64:14


Employment Report - Revisions Gone Wild But The Dip (Aka The Bend and Snap) Earnings Season - Plenty of CapX Boeing making moves  - unions may strike PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter INTERACTIVE BROKERS  Warm-Up - Fed - Standing Pat - Tariffs ON ( with some delays, pauses and delays - India taking Heat - OPEC at it Again Markets -Employment Report - Revisions Gone Wild - But The Dip (Aka The Bend and Snap) - Earnings Season - Plenty of CapX - Boeing making moves  - unions may strike The Bend and Snap - That is the markets - any little movement down - snaps right back up (Buy Dip with a Legally Blonde flair) - Monday saw a huge reversal after the VIX hit 21.50 and small caps were down as much as 3% after the July Employment report and lackluster earnings Jobs Report - 4.2% Unemployment Rate - Only added 73,000 in July - Revisions for May and June were larger than normal. - The change in total nonfarm payroll employment for May was revised down by 125,000, from +144,000 to +19,000, and the change for June was revised  down by 133,000, from +147,000 to +14,000. - With these revisions, employment in May and June  combined is 258,000 lower than previously reported. THEN..... - President Donald Trump on Friday fired Bureau of Labor Statistics Commissioner Erika McEntarfer, hours after the agency reported that job growth in the U.S. had slowed to a near-halt. - “We need accurate Jobs Numbers. I have directed my Team to fire this Biden Political Appointee, IMMEDIATELY,” Trump posted on Truth Social. GDP - Gross domestic product jumped 3% for the second quarter, better than the 2.3% estimate and reversing a 0.5% decline in the prior period. - Consumer spending rose 1.4% in the second quarter, better than the 0.5% in the prior period. - While exports declined 1.8% during the period, imports fell 30.3%, reversing a 37.9% surge in Q1. - HUGE Number - flurry after some Tariff uncertainty lifted in April OIL - OPEC+ agreed on Sunday to raise oil production by 547,000 barrels per day for September, the latest in a series of accelerated output hikes to regain market share, as concerns mount over potential supply disruptions linked to Russia. - The move marks a full and early reversal of OPEC+'s largest tranche of output cuts plus a separate increase in output for the United Arab Emirates amounting to about 2.5 million bpd, or about 2.4% of world demand. - In a statement following the meeting, OPEC+ cited a healthy economy and low stocks as reasons behind its decision. - Eight countries to hike September output by 547,000 bpd - Oil supported by US demands for India to stop buying Russian oil Check this out and find out more at: http://www.interactivebrokers.com/ Earnings News Coinbase - Coinbase shares fell after gains in the cryptocurrency exchange's subscription revenue failed to offset weaker trading volumes. - Revenue rose slightly to $1.5 billion from $1.45 billion in the same quarter last year, but fell short of analyst estimates. - Coinbase reported that retail trading volume, which is typically more profitable than institutional volume, grew 16% year-over-year to $43 billion, but missed the $48.05 billion expected by analysts survey Reddit - Revenue grew 78% year-over-year in the second quarter and was 17% above consensus estimates, the biggest beat in the company's short history as a public company. - Reddit said third-quarter revenue will be in the range of $535 million to $545 million, ahead of Wall Street estimates of $473 million. - Adjusted earnings in the third quarter are projected to be in between $185 million to $195 million,

PedsCrit
Neurally Adjusted Ventilatory Assist (NAVA) with Dr. Guillaume Emeriaud (1/2)

PedsCrit

Play Episode Listen Later Aug 4, 2025 39:43


Guillaume Emeriaud MD PhD is a Professor of Pediatrics at the University of Montreal and pediatric intensivist at Sainte Justine Hospital in Montreal, Canada. He is a physician scientist with a particular interest in improving pediatric assisted ventilation. In particular, he has developed expertise in monitoring diaphragmatic function by evaluating the electrical activity of the diaphragm. The results of this work have led to less invasive and more effective assistance for children, notably with the NAVA (neurally adjusted ventilatory assist) mode. E-mail: guillaume.emeriaud.med@ssss.gouv.qc.caLearning Objective: By the end of this podcast, listeners should be able to discuss the physiologic rationale and an expert approach to managing a child with respiratory failure with NAVA.References:Bordessoule, A., Emeriaud, G., Morneau, S. et al. Neurally adjusted ventilatory assist improves patient–ventilator interaction in infants as compared with conventional ventilation. Pediatr Res 72, 194–202 (2012).Sindelar R, McKinney RL, Wallström L, Keszler M. Proportional assist and neurally adjusted ventilation: Clinical knowledge and future trials in newborn infants. Pediatr Pulmonol. 2021 Jul;56(7):1841-1849. Lepage-Farrell A, Tabone L, Plante V, Kawaguchi A, Feder J, Al Omar S, Emeriaud G. Noninvasive Neurally Adjusted Ventilatory Assist in Infants With Bronchiolitis: Respiratory Outcomes in a Single-Center, Retrospective Cohort, 2016-2018. Pediatr Crit Care Med. 2024 Mar 1;25(3):201-211.Questions, comments or feedback? Please send us a message at this link (leave email address if you would like us to relpy) Thanks! -Alice & ZacSupport the showHow to support PedsCrit:Please complete our Listener Feedback SurveyPlease rate and review on Spotify and Apple Podcasts!Donations are appreciated @PedsCrit on Venmo , you can also support us by becoming a patron on Patreon. 100% of funds go to supporting the show. Thank you for listening to this episode of PedsCrit. Please remember that all content during this episode is intended for educational and entertainment purposes only. It should not be used as medical advice. The views expressed during this episode by hosts and our guests are their own and do not reflect the official position of their institutions. If you have any comments, suggestions, or feedback-you can email us at pedscritpodcast@gmail.com. Check out http://www.pedscrit.com for detailed show notes. And visit @critpeds on twitter and @pedscrit on instagram for real time show updates.

The Joie Miller Podcast
Not Cancelled Just Adjusted

The Joie Miller Podcast

Play Episode Listen Later Aug 1, 2025 17:56


Sometimes life takes a turn we didn't see coming — plans shift, doors close, and the path we thought was sure suddenly changes. But what if that change wasn't a cancellation... just an adjustment? In today's episode, we're talking about the power of divine detours. When it feels like something is falling apart, God may actually be re-routing you toward something greater. Join us as we explore how to trust His timing, embrace the unexpected, and hold on to faith when the journey looks different than we imagined.Get more encouraging videos every week by subscribing: https://www.youtube.com/@joiemiller436About Joie MillerJoie Miller lives in the Pittsburgh area with her husband, Nathan, and their five children. Joie is the author of Masterpiece, a 6-week Bible study, and 30 Days of Bold, a devotional. Learn more about Joie Miller: https://joiemiller.co/Connect with Joie MillerWebsite: https://joiemiller.co/Instagram: https://www.instagram.com/joiemiller/Facebook: https://www.facebook.com/joie.miller.71TikTok: https://www.tiktok.com/@jlmiller1234LinkedIn: https://www.linkedin.com/in/joie-miller-239587359/Join us each week for honest conversations that will strengthen your faith and empower you to step confidently into your purpose.

Web3 Academy: Exploring Utility In NFTs, DAOs, Crypto & The Metaverse
The Best Risk-Adjusted Yield in Crypto Right Now w/ Nic Santomauro, Figure Markets

Web3 Academy: Exploring Utility In NFTs, DAOs, Crypto & The Metaverse

Play Episode Listen Later Aug 1, 2025 37:17


Can blockchain revolutionize a $1.6 trillion market—and no one's talking about it? In this episode, Jay sits down with Nick Santomauro, CMO at Figure Markets and former Global Growth Director at Binance, to unpack how tokenized private credit could quietly reshape the financial system.Nick explains how Figure has already put over $12 billion worth of home equity loans on-chain, and why that could be just the beginning. They dive into the impact of the Genius Act, the $6.6 trillion threat to traditional banks, and how retail investors can now access yields that were once reserved for institutions.If you've been waiting for a real-world crypto use case, this is it.In this episode you'll learn:- What tokenized private credit is, and why it matters- How Figure Markets has quietly become a leader in real-world asset tokenization- Why the Genius Act could trigger a massive capital shift out of the banking system- How DeFi is positioned to absorb that shift and offer new yield opportunities- What “Democratized Prime” is and how retail investors can access ~9% yield- The difference between traditional HELOCs and on-chain home equity loans- Why decentralized custody is crucial post-FTX- Nick's perspective on where crypto is headed over the next 6–12 months- The growing opportunity in tokenized debt vs tokenized equities~~~~~

Pickup Truck +SUV Talk
Ford 2025 Q2 Adjusted Earnings Drop 22%, Forecasts $2B Tariffs Hit, Recalls Too

Pickup Truck +SUV Talk

Play Episode Listen Later Aug 1, 2025 17:58


Ford posted their 2025 Q2 earnings report and its a mixed bag with some parts of the business doing well while others aren't. The company sees tariffs impacting the business by $2 billion and recalls taking a chunk out of their bottom line.Check out our Forum: https://forum.pickuptrucktalk.com/Support the show

Proactive - Interviews for investors
Bango CEO discusses positive first half and strong DVM momentum

Proactive - Interviews for investors

Play Episode Listen Later Jul 24, 2025 5:37


Bango PLC (AIM:BGO, OTCQX:BGOPF) CEO Paul Larbey talked with Proactive's Stephen Gunnion about the company's first-half 2025 trading update and a series of strategic moves aimed at strengthening financial performance and market reach. Larbey highlighted a 21% increase in ARR to £15.6 million and adjusted EBITDA growth of over 60%. Adjusted for one-off income in the previous period, it was even higher. He attributed the rise in net debt to working capital movements and noted that recent financing steps—including an extended shareholder loan with NHN Corporation and a revolving credit facility with NatWest—were enabling greater flexibility and cost efficiencies. In the transactional business, Larbey acknowledged flat reported figures but clarified that underlying core growth stood at 10%, masked by volatility in a few high-revenue, high-cost routes inherited from the Docomo Digital acquisition. On the DVM and subscription bundling side, revenue rose 15%, with license revenue up 21% and net revenue retention hitting 108%. A new KPI—active subscriptions—doubled year-on-year, pointing to solid momentum. Bango secured seven new contracts in the first half, including key deals in Korea, Japan, the US, and Western Europe. “We've done on average nine deals annually over the last two years, so this is clearly an acceleration,” Larbey said. He also addressed the gap between operational progress and share price performance, citing analyst coverage suggesting undervaluation. The company appointed Canaccord as its new broker, aiming to deepen US investor engagement and refresh its shareholder base. For more interviews and updates, visit Proactive's YouTube channel. Don't forget to like, subscribe, and turn on notifications. #BangoPLC #EBITDAGrowth #SubscriptionEconomy #DigitalPayments #DVM #InvestorUpdate #FintechUK #TechStocks #USInvestors #CapitalMarkets #Canaccord

ADJUSTED
Beyond Coverage: How Berkley Industrial Comp Delivers More For Our Insureds

ADJUSTED

Play Episode Listen Later Jul 21, 2025 53:21 Transcription Available


In this special edition of Adjusted, the podcast joins the conversation of a recent Webinar that Berkley Industrial Comp shared with their insureds and agents-Beyond Coverage: How Berkley Industrial Comp Delivers More For Our Insureds. When workplace accidents happen in high-hazard industries, having the right workers' compensation partner can make all the difference. Berkeley Industrial Comp stands apart through their focus on expertise, service, and innovative approaches tailored specifically for businesses facing significant workplace risks.What truly differentiates Berkeley Industrial Comp? It starts with their claims team, where adjusters maintain substantially lower caseloads than industry standards and average 15 years of experience. This expertise translates into proactive claims handling and creative solutions that optimize outcomes while staying within statutory guidelines. Their empathetic resolution model puts injured workers first, recognizing that caring about people leads to better results and lower costs for everyone involved.The risk management team brings nearly a century of combined field experience from the very industries they serve. Unlike checkbox-focused inspections, Berkeley's safety consultants understand your operations because they've worn the boots and done the work themselves. This yields practical, achievable safety recommendations that actually reduce claims - as evidenced by clients who've seen 40% reductions in frequency and dramatic improvements in experience modification ratings.Perhaps most uniquely, Berkeley's Business Engagement Unit eliminates the frustration of being transferred between departments or waiting for return calls. Their team answers live and is trained across multiple specialties to resolve issues on the first contact. The MedCall service provides 24/7 access to emergency room physicians with occupational medicine experience, ensuring injured workers receive appropriate care while creating documentation that protects all parties.The results speak for themselves - from helping amputees return to heavy equipment operation through innovative prosthetics to engineering solutions that eliminate repetitive motion injuries. Berkeley Industrial Comp delivers on their promise to do right, think differently, and never forget to care about the people they serve.Want to experience the difference? Reach out today to learn how Berkeley can customize their services to your unique needs and help you create a safer, more productive workplace with lower insurance costs over time.

Clark County Today News
High pay, low test scores: WA teachers earn most when adjusted for cost of living

Clark County Today News

Play Episode Listen Later Jul 13, 2025 5:33


Washington teachers earn the highest adjusted salaries in the country, but some critics say student achievement is not keeping pace. Vicki Murray of the Washington Policy Center argues for performance-based pay as test scores remain low statewide. https://www.clarkcountytoday.com/news/high-pay-low-test-scores-wa-teachers-earn-most-when-adjusted-for-cost-of-living/ #TeacherPay #EducationSpending #WashingtonSchools #StudentOutcomes #WPC #VickiMurray #NCTQ #WAed #PublicEducation

Zen and the Art of Real Estate Investing
257: Creating Risk-Adjusted, Tax-Advantaged Returns Through Real Estate with Austin Masket

Zen and the Art of Real Estate Investing

Play Episode Listen Later Jul 7, 2025 45:45


In today's episode of Zen and the Art of Real Estate Investing, Jonathan sits down with Austin Masket, founder and Chief Investment Officer of Riverly Capital. With a background as a commercial broker and portfolio manager for a family office, Austin brings a seasoned and data-driven approach to multifamily investing and distressed debt acquisition. His firm focuses on creating risk-adjusted, tax-advantaged returns in key U.S. markets like Denver, Atlanta, and Phoenix. Austin's early exposure to real estate came from his family, but his professional foundation was shaped at Marcus & Millichap. That experience gave him direct access to institutional-level underwriting, which later informed his strategy as a portfolio manager. Now at Riverly Capital, he specializes in acquiring multifamily assets and distressed debt with a sharp eye on entry point, tenant demographics, and economic cycles. Jonathan and Austin break down how missteps in the last economic cycle, especially during the COVID-era boom, created today's distressed opportunities. They discuss the mismatch between cap rates and interest rates, why overleveraged syndications are struggling, and how Austin's team identifies assets with true upside. Austin explains how Riverly uses deal-by-deal capital raising to maintain discipline, and why chasing volume can lead to trouble. The episode also explores Austin's outlook for the next market cycle. He walks through supply and demand imbalances, the coming drop in new construction deliveries, and how strategic acquisition of non-performing debt offers a short-term window for experienced investors. For those focused on buying right and building durable returns, this conversation highlights the benefits of in-depth analysis, patient capital, and understanding where the market is headed, not just where it has been. In this episode, you will hear: Lessons Austin Masket carried over from brokerage into asset management The mechanics behind acquiring and working out distressed debt How overleveraged deals from the COVID boom are unraveling The appeal of Class B and C multifamily assets in today's market Entry strategies that favor strong tenant bases and proven demand Why patient capital and disciplined underwriting lead to stronger returns What makes debt acquisition a strategic move in a tightening cycle Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Supporting Resources: Riverly Capital website - riverlycap.com Riverly Capital on Facebook - www.facebook.com/profile.php?id=61573078168565 Connect with Austin Masket on LinkedIn - www.linkedin.com/in/austin-masket1 Website - www.streamlined.properties YouTube - www.youtube.com/c/JonathanGreeneRE/videos Instagram - www.instagram.com/trustgreene Instagram - www.instagram.com/streamlinedproperties TikTok - www.tiktok.com/@trustgreene Zillow - www.zillow.com/profile/StreamlinedReal Bigger Pockets - www.biggerpockets.com/users/TrustGreene Facebook - www.facebook.com/streamlinedproperties Email - info@streamlined.properties Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

ADJUSTED
Beyond Phone Tag: How Texting Builds Trust and Speeds Recovery in Workers' Comp

ADJUSTED

Play Episode Listen Later Jul 7, 2025 36:45 Transcription Available


In this episode of Adjusted, Stephanie Behnke from Hi Marley reveals how text messaging is revolutionizing communication in workers' compensation. With injured workers responding to texts in just 2–3 minutes, adjusters are resolving claims faster and building deeper trust—without the delays of phone tag.But it's not just about speed. Stephanie shares how texting allows adjusters to show empathy, detect frustration through AI-powered sentiment analysis, and overcome language barriers with built-in translation. From document sharing to supervisor coaching tools, this episode explores how SMS is creating a more human, efficient, and connected claims experience.Whether you're managing claims or leading a team, this conversation offers practical insights into how meeting injured workers where they are—on their phones—can transform outcomes.

First Day Podcast
Giving USA 2025: Current Findings

First Day Podcast

Play Episode Listen Later Jun 29, 2025 17:33


In this episode of The First Day from The Fundraising School, host Bill Stanczykiewicz, Ed.D. is joined by philanthropic power duo Una Osili, Ph.D. and Jon Bergdoll, M.A., to unpack the freshly minted Giving USA 2025 report. Spoiler alert: Americans gave over $590 billion in 2024. Adjusted for inflation, giving grew a solid 3.3%, with a hefty assist from a booming stock market, low unemployment, and a collective sigh of economic relief post-pandemic. Dr. Osili brings the analytical fire, grounding her insights in decades of data while reminding us that while 2024 hit a record in current dollars, inflation-adjusted giving still trails some pandemic-era highs. Still, the philanthropic glass is more than half full. Giving from individuals surged 8% (5% after inflation), and corporate generosity followed suit with a 9% bump. Foundations held steady after three fat years, showing that even giving giants need to catch their breath. On the receiving end, religious institutions still top the charts, though their share has dipped below 30%. Human services climbed to second place, nudging education to bronze, thanks to ongoing support for basic needs post-COVID. All nine subsectors of charitable giving saw growth in current dollars, a feat achieved only 14 times in the last 40 years. Even donor-advised funds (DAFs) got their moment in the sun, showing up everywhere and nowhere all at once. But the big question: So what? Dr. Osili offers three golden takeaways for fundraisers. First, Americans are consistently generous, even in uncertain times. Second, diversify your donor base: individuals, foundations, corporations, and planned gifts. And third, it's innovation time. As giving methods evolve, nonprofits must sharpen their skills, adapt their tools, and embrace the future. Because in fundraising, staying still is the fastest way to fall behind.

Broken Pie Chart
Hated All-Time Highs | Semis Gone Wild | Does Apple Buy Perplexity? | Inflation Adjusted Oil Prices

Broken Pie Chart

Play Episode Listen Later Jun 29, 2025 55:36


Derek Moore is joined again by Spencer Wright from Halbert Wealth to talk about the market breaking out to another all-time high and how hated a rally this is. Then they discuss semiconductors finally catching up to their only July 2024 highs. Then they talk about Chamath Palihapitiya's criticism of Apple and a Bloomberg report that Apple had talks about buying AI company Perplexity. Finally, some odds and ends like whether oil prices on an inflation adjusted basis are lower than in the 1970s and whatever else we covered.    Back to all-time highs Semiconductors finally join the party Chamath Palihapitiya's criticism of Apple  Bloomberg report that Apple had talks about buying AI company Perplexity  Crude oil inflation adjusted price Is this still a hated rally by the street? Odds and ends     Mentioned in this Episode   Bloomberg article talking about Apple potentially buying Perplexity   Derek Moore's book Broken Pie Chart https://amzn.to/3S8ADNT   Jay Pestrichelli's book Buy and Hedge https://amzn.to/3jQYgMt   Derek's book on public speaking Effortless Public Speaking https://amzn.to/3hL1Mag   Contact Derek derek.moore@zegainvestments.com   

CLOT Conversations
Breakthrough in DVT Diagnosis: Age-Adjusted D-Dimer Cutoff

CLOT Conversations

Play Episode Listen Later Jun 27, 2025 6:17


Send us a textIn this episode of CLOT Conversations, Dr. Gregoire Le Gal, University of Ottawa, in an interview with Dr Vicky Mai, shares insights from his groundbreaking study on age-adjusted D-dimer cutoffs for diagnosing deep vein thrombosis (DVT). Previously validated for pulmonary embolism (PE), this new approach significantly improves DVT diagnostics. By adjusting D-dimer thresholds based on patient age, the study found a safe and reliable method to rule out DVT without reliance on additional imaging. Though results showed a smaller incremental increase in negative D-dimer results compared to PE, the safety of the approach was confirmed. This research simplifies DVT diagnostics, making it easier for clinicians, especially in emergency settings.Support the showhttps://thrombosiscanada.caTake a look at our healthcare professional and patient resources, videos and publications on thrombosis from the expert members of Thrombosis Canada

The WorldView in 5 Minutes
Students for Life to give away nearly 400,000 diapers, 313 attacks on Christians in India this year, U.S. Marshals rescued 60 missing children & arrested child predators

The WorldView in 5 Minutes

Play Episode Listen Later Jun 25, 2025 10:28


It's Wednesday, June 25th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark and Adam McManus 313 attacks on Christians in India this year The United Christian Forum has recorded 313 attacks on Christians in India during the first five months of this year. That's over two attacks per day, a trend that has held since 2023. Attacks have risen significantly since 2014 when only 127 incidents were recorded A. C. Michael with United Christian Forum warned, “If this trend is not stopped immediately, it will threaten the identity and existence of the Indian Christian community in its motherland.” Please pray for the persecuted church in India. The country is ranked 11th on the Open Doors' World Watch List of the most difficult countries to be a Christian.  80% of young French Protestants optimistic about future The Protestant Federation of France released a survey of young Protestants in the country.  Seventy-seven percent of respondents cited the Bible as their primary source of spiritual information ahead of other sources like discussion groups and digital content. Eighty percent of these young Protestants in France are optimistic about the future compared to 58% of 15 to 30-year-olds nationally. Researchers noted that young Protestants view their faith as not just a personal but also a public commitment.  1 Timothy 4:12 says, “Let no one despise your youth, but be an example to the believers in word, in conduct, in love, in spirit, in faith, in purity.” Netanyahu commends President Trump for bombing Iran's nuclear sites Israeli Prime Minister Benjamin Netanyahu commended President Donald Trump for authorizing the June 22nd “Operation Midnight Hammer” which led to America's bombing of Iranian nuclear sites NETANYAHU: “Congratulations President Trump! Your bold decision to target Iran's nuclear facilities with the awesome and righteous might of the United States will change history. “In Operation Rising Lion, Israel has done truly amazing things. But in tonight's action against Iran's nuclear facilities, America has been truly unsurpassed. It has done what no other country on Earth could do. “History will record that President Trump acted to deny the world's most dangerous regime, the world's most dangerous weapons. His leadership today has created a pivot of history that can help lead the Middle East and beyond to a future of prosperity and peace. “President Trump and I often say, ‘Peace through strength!' First comes strength, then comes peace.” U.S. strike set back Iran's nuclear program by only a few months The New York Times reports that a preliminary classified U.S. report says the American bombing of three nuclear sites in Iran set back the country's nuclear program by only a few months. The strikes sealed off the entrances to two of the facilities but did not collapse their underground buildings. Before the attack, U.S. intelligence agencies had said that if Iran tried to rush to make a bomb, it would take about three months. After the U.S. bombing run and days of attacks by the Israeli Air Force, the report by the Defense Intelligence Agency estimated that the program had been delayed, but by less than six months. The report also said that much of Iran's stockpile of enriched uranium was moved before the strikes, which destroyed little of the nuclear material. Iran may have moved some of that to secret locations. Presidential Commission on Religious Liberty holds first meeting The Presidential Commission on Religious Liberty held its first meeting last Monday at the Museum of the Bible in Washington, D.C. Texas Republican Lt. Governor Dan Patrick chaired the meeting which included religious leaders and legal experts. Listen to comments from former U.S. Housing Secretary Dr. Ben Carson. CARSON: “This commission promotes freedom of beliefs and that spiritual aspect of our existence that advances civilization. We will strive to facilitate the maintenance of one nation under God, indivisible, with liberty and justice for all.” Back in May, President Donald Trump established the commission by executive order to advise him on protecting religious liberty in the United States. Students for Life to give away nearly 400,000 diapers Students for Life of America is planning the largest diaper giveaway this coming Saturday on Capitol Hill. The pro-life group will distribute 392,715 diapers. Each one represents an unborn baby murdered at Planned Parenthood abortion mills, according to its 2022-23 annual report. Kristan Hawkins, the president of Students for Life of America, said, “While this diaper drive is a large, singular feat, we hope it drives the pro-life movement to keep pushing Congress to defund abortion mills, hold up and encourage mothers and families, and be pillars of Life in their communities.” Proverbs 24:11 says, “Deliver those who are drawn toward death, and hold back those stumbling to the slaughter.” U.S. giving up 6.3% compared to 2023 A new report from Giving USA found that U.S. charitable giving increased to $592.5 billion in 2024. Total giving was up only 6.3% last year compared to 2023. Adjusted for inflation, it was up only 3.3%. Every type of recipient organization saw an increase in donations in current dollars. However, religious groups were the only ones to see a slight decrease in giving when adjusted for inflation. U.S. Marshals rescued 60 missing children & arrested child predators The U.S. Marshals Service rescued 60 missing children during an operation in Florida this month. The operation also led to the arrests of eight individuals, including child predators. William Berger, U.S. Marshal for the Middle District of Florida, said the operation “signifies the most successful missing child recovery effort in the history of the United States Marshals Service. … “The unique part of this operation was the fact that underaged, critically missing children … were not only recovered but were … provided with physical and psychological care. This operation further included follow-up assistance in hopes that these youths will not return to the streets to be further victimized.” 10 Worldview listeners gave $2,132  to fund our annual budget And finally, toward our $123,500 goal by Monday, June 30th to fully fund The Worldview annual budget for our 6-member team, 10 listeners stepped up to the plate. Our thanks to an anonymous donor who gave $7, Daniel and Abigail in Waterloo, Ontario, Canada who gave $25 as well as Luke in Bastrop, Texas and Glenn and Linda in Palmdale, California – both of whom gave $50. We're grateful to God for John in Kentwood, Michigan who gave $100, Robin in  Simsbury, Connecticut who gave $120, and Gena in Youngsville, Louisiana who gave $176. And we were touched by the generosity of Emilia in Greenwood, Missouri who gave $244, Thomas in Spokane, Washington who pledged $30 per month for 12 months for a gift of $360, and Nellie in Caldwell, Idaho who gave $1,000. Those 10 Worldview listeners gave a total of $2,132. Ready for our new grand total? Drum roll please. (Drum roll sound effect) $67,533.55 (People clapping and cheering sound effect)   That means by this coming Monday, June 30th, we need to raise a whopping $55,966.45 in just 6 days. That's $9,327.74 per day! We are looking for 9 super donors. Could you give $10,000? Or perhaps you feel the Lord prompting you to become one of 3 businesspeople who could give $5,000? Or one of 5 businesspeople who could contribute $2,500? If so, those donations would total $37,500. Then, we would need another 7 people to pledge $100/month for 12 months for a gift of $1,200. And another 14 people to pledge $50/month for 12 months for a gift of $600? Please, go to TheWorldview.com and click on Give on the top right. If you want to make it a monthly pledge, click on the recurring tab. What is the Lord asking you to do? Close And that's The Worldview on this Wednesday, June 25th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Anchor Faith Church Valdosta, GA

Practicing the Way - Pt. 4Abiding is the practice of disciples.

The Show: A NY Post baseball podcast with Joel Sherman & Jon Heyman
Carlos Rodon Discusses How He Adjusted After Disastrous 2023 Season + Mets Trade Deadline Needs

The Show: A NY Post baseball podcast with Joel Sherman & Jon Heyman

Play Episode Listen Later Jun 3, 2025 55:57


On a new episode of "The Show," Joel Sherman & Jon Heyman are joined by Yankees starting pitcher Carlos Rodon. Carlos discusses stepping up in the absence of Gerrit Cole, how he dealt with his disastrous 2023 season & how this team compares to last year's World Series team. Plus, Joel & Jon share their takeaways from Yankees series loss vs Dodgers and what the Mets may need at the trade deadline. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bucknuts Morning 5
CFP seeding adjusted | Hoops team misses out on coveted transfer

Bucknuts Morning 5

Play Episode Listen Later May 23, 2025 33:54


The College Football Playoff decided on Thursday that the seeding process will be changed, effective immediately. The 12 teams will be seeded as they are ranked, meaning the top-four squads will get first-round byes, regardless if they are conference champions or not. We like the change. How about you? Also, Ohio State's basketball program could not finish the deal with coveted wing transfer Darrion Williams, leaving them still with a gaping hole on their roster. Can they still add a wing that can be an impact player? Or has that ship likely sailed? Plus we talk more OSU football with Jonah Booker and Dave Biddle. All of that is coming your way on the Friday 5ish. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

School Of Awesome Sauce with Greg Denning
#313 How We Raised 7 Well-Adjusted Kids Without Yelling, Tantrums, Punishments or Power Struggles

School Of Awesome Sauce with Greg Denning

Play Episode Listen Later May 21, 2025 92:39


Do your kids struggle with tantrums, power struggles, or emotional meltdowns—and you're not sure how to stop the cycle without yelling or harsh discipline?After posting on Instagram about how we raised our 7 kids without yelling, punishments, or power struggles, we received so much interest and questions from parents wanting to know—is it really possible?Yes, it is—and in this episode, we share exactly how we did it.Raising emotionally healthy, well-adjusted kids starts with creating a strong foundation of love, trust, and connection. In this conversation, we unpack the specific things we never do as parents, and why avoiding them has helped our children become confident, competent, and emotionally resilient.From mockery and sarcasm to yelling, punishments, and ignoring big feelings—these parenting pitfalls actually increase misbehavior, power struggles, and emotional shutdown.We also share personal stories—including a controversial ocean swim encounter—that demonstrate how pushing limits (safely and intentionally) builds competence, confidence, and calm under pressure—for kids and adults.Whether you're parenting toddlers or teens, these insights will help you shift your mindset and methods to raise kids who thrive without tantrums, yelling, or power struggles.Key Takeaways:✅ Strong attachment = strong self-worth✅ Small emotional habits shape your child's future✅ Sarcasm erodes trust—kindness builds connection✅ Harshness leads to fragility and misbehavior✅ Family culture and personal growth go hand in hand✅ Confidence comes from challenge, not comfortChapters:00:00 Raising Well-Adjusted Kids on the Move10:39 Understanding Tantrums and Yelling15:45 Prioritizing Connection Over Correction27:41 Investing Time for Long-Term Benefits29:25 The Importance of Connection Over Correction31:15 Understanding the Desire for Connection33:03 The Impact of Parental Engagement35:27 Recognizing Attachment Issues37:10 Daily Intentional Connection39:04 Behavior as a Symptom, Not the Problem41:24 Going to the Root Cause of Behavior43:41 The Investment in Parenting Knowledge47:37 Clarifying Expectations in Parenting50:27 Engaging in Clear Communication53:40 Encouraging Dialogue for Clarity01:00:08 Natural Consequences and Child Empowerment01:06:14 Establishing Family Systems for Smooth Parenting01:12:53 Emotional Co-Regulation in Parenting01:21:33 Building Resilience Through Connection and ChallengeMemorable Quotes:

What's That Smell?
The Money Issue: Magically Adjusted Gross Incompetence

What's That Smell?

Play Episode Listen Later May 20, 2025 57:11


Welcome to Season 10 of All the Feelings, where your hosts Pete Wright and Tommy Metz III take you on a guided tour of that weird liminal space between “I should know better by now” and “Why does filling out a W-2 feel like a personality test written by Kafka?”In this premiere episode, the subject is Money, starting with the slow-burning crisis of homeownership. Tommy—staunch apartment loyalist and occasional demon extractor—wonders if owning property is still the pinnacle of adult success, or just another gatekeeping tradition propped up by 1940s mortgage policy and peer pressure from ghosts. Pete, long-time homeowner and accidental handyman, walks us through the real cost of grass, siding, and painting things that no landlord will pay for.Then, it's Tax Time: the annual gauntlet where America's adults cosplay as accountants and hope they don't accidentally confess to fraud. If you've ever had to Google “What is MAGI?” and gotten answers involving sorcery or the Nativity, this episode is for you. Pete recounts his annual ritual of fiscal shame and digital form-filling dread, and Tommy offers a scathing comparison between the IRS and the HOV lane—both of which function primarily through fear.Along the way, we explore the emotional toll of systems that are designed to be opaque, the quiet panic of feeling unqualified to do basic grown-up things, and why the true cost of adulthood might just be your confidence. Spoiler: No one really knows what they're doing. Even Einstein.

Jay & Miles X-Plain the X-Men
487 – The Only Well-Adjusted Cyclops in the Multiverse (Mutant X May, Part 2)

Jay & Miles X-Plain the X-Men

Play Episode Listen Later May 19, 2025 61:48


In which Mutant X May continues; the X-Men return from space; it's okay not to fill in every detail of a world; Havok leans into parenthood; we meet the only well-adjusted Cyclops in the multiverse; in any universe, Forge has terrible judgment; and the Six get some new members.

The Uptime Wind Energy Podcast
RWE Finances and Equinor’s Empire Wind Struggles

The Uptime Wind Energy Podcast

Play Episode Listen Later May 19, 2025 1:43


This week Allen discusses the European Investment Bank's major wind farm investment in Romania, the financial performance of German energy giant RWE, and the potential cancellation of Equinor's Empire Wind Project due to regulatory challenges. Sign up now for Uptime Tech News, our weekly email update on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard's StrikeTape Wind Turbine LPS retrofit. Follow the show on Facebook, YouTube, Twitter, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary Barnes' YouTube channel here. Have a question we can answer on the show? Email us! Welcome to Uptime News. Flash Industry News Lightning fast. Your host, Allen Hall, shares the renewable industry news you may have missed. Allen Hall: Okay, starting off the week over in Romania, the European investment bank is investing 30 million euros in a major wind farm project in Romania. The poster two project located near the Black Sea, will have a capacity of up to 400 megawatts. That's enough to supply over 1.4 million Romanian households for an entire year. The EIB is partnering with Copenhagen Infrastructure Partners on the project with the total investment expected to be in excess of 500 million Euros. Construction is due to start later this year and it will bolster the European Union's push for climate neutrality by mid-century. German energy Giant RWE, reported an adjusted EBITDA of 1.3 billion euros [00:01:00] for the first three months of 2025. Adjusted net income amounted to 0.5 billion euros as expected earnings were below the level of the same quarter last year. This decline was primarily attributable to normalization of income in the flexible generation segment and a weaker start to the year in the trading business. The commissioning of new offshore wind farms, solar plants, and battery storage facilities had a positive impact on the company's performance. RWE commissioned 600 megawatts of new generation capacity in the first quarter alone. The company, currently has new plants with a combined capacity of 11.2 gigawatts under construction. Michael Mueller, chief financial officer of RWE, stated that they were reaffirming their full year earnings forecast after a solid start to the year. He noted, that the company is making great progress in expanding its portfolio in a value accretive manner. Construction projects remain on schedule [00:02:00] and on budget. Over in Norway, Equinor is warning it may cancel its Empire Wind Project off New York's coast. Following a Trump administration stop work order, the company is spending $50 million weekly to keep the project afloat while awaiting resolution. Molly Morris, president of Equinor's US renewable energy arm, describe the situation as unsustainable. The Interior Department led by Secretary Doug Bergham ordered Equinor to halt construction on April 17th. The order cited information suggesting the Biden administration may have approved the project without a thorough environmental analysis. The stop work order stemmed from a report by the National Oceanic and Atmospheric Administration. However, Equinor says it has not seen the report and is not aware of the specific concerns raised. The project represents a significant investment for Equinor. The company has already invested $2.7 billion in the [00:03:00] Empire Wind Facility. Currently, 11 vessels with 100 workers remain on board, sitting on the water, waiting for an order to resume work. That's this week's top. New stories. Stay tuned tomorrow for the Uptime Wind Energy Podcast.

Landaas & Company Money Talk Podcast
Money Talk Podcast, Friday May 16, 2025

Landaas & Company Money Talk Podcast

Play Episode Listen Later May 16, 2025 17:58


Advisors on This Week's Show Kyle Tetting Dave Sandstrom Kendall Bauer (with Max Hoelzl and Joel Dresang engineered by Jason Scuglik) Week in Review (May 12-16, 2025) Significant Economic Indicators & Reports Monday No major announcements Tuesday Broad inflation slowed in April to its lowest point in more than four years. The Bureau of Labor Statistics reported that its Consumer Price Index rose 2.3% from April 2024, still outpacing the Fed's 2% target but down from a four-decade high of 9.1% in mid-2022. Shelter costs c0ntributed more than half of the month's increase while grocery prices fell the most since mid-2020. Egg prices dropped nearly 13% from March but were 49% more expensive than they were in April 2024. The 2.3% year-to-year inflation rate was the lowest since February 2021. Excluding volatile costs for food and energy, the core CPI rose 2.8% from the same time last year, the same pace as in March. Wednesday No major announcements Thursday Inflation on the wholesale level registered a 2.4% annual increase in April, slowing for the third month in a row. The Producer Price Index was down 0.5% from March, the first decline in 16 months and the most since April 2020. The Bureau of Labor Statistics said the index shrank mostly because of lower prices for services, led by margins for machinery and vehicle wholesaling. The core rate of wholesale inflation, stripping out volatile prices for food, energy and trade services, sank 0.1% for the month and was up 2.9% from April 2024. Retail sales slowed in April, though consumers kept spending, according to a report by the Commerce Department. Advanced sales by retailers and food services rose 0.1% from March. Among 13 major categories, five increased sales from the month before, including bars and restaurants. Sales at supermarkets and liquor stores were unchanged. Car dealers and gas stations were among the outlets where sales declined. Adjusted for inflation, retail sales fell 0.2% in April. Economists follow store signs as an indication of consumer spending, which drives two-thirds of the U.S. economy. The four-week moving average for initial unemployment claims rose for the third week in a row, rising to its highest level since October. The measure of employer willingness to let workers go was 36% below the 58-year average, suggesting a continued tight labor market. According to Labor Department data, total jobless claims fell 3% from the week before to just under 1.9 million applications, which was nearly 6% higher than the year before, The Federal Reserve said its industrial production index was unchanged in April, though 1.5% above where it stood the year before. Lower output from manufacturing and mining was offset by increased production by utilities following an unseasonably warm March. Factories produced 0.4% less than March and were up 1.2% from April 2024. Industry's capacity utilization rate fell marginally to 77.7%, staying below the 52-year average of 79.6%. Seen as an early indicator of inflation, the capacity rate has been safely under the long-range average since late 2022. Friday Housing construction in April stayed in a relatively narrow band that has accompanied higher interest rates since mid-2022. A Commerce Department report on building permits and housing starts showed the indicators on par with levels in early 2007, just before the Great Recession. The number of houses under construction has been declining since late 2023 but remained near the housing boom peak of 2006. Economists have blamed a lack of inventory for years of escalating housing prices. The University of Michigan said consumer sentiment sank slightly from the end of April following four months of sharp declines. Since January, sentiment was down nearly 30%. More consumers spontaneously mentioned tariff uncertainty as reasons for angst for the economy and their personal finances.

KSL Unrivaled
HOUR 3 | Can the NBA Draft Lottery be adjusted or reformed to better the "deserving" teams? | NFL Blitz: Derrick Henry agrees to two-year, $30M extension with Ravens | Best and Worst of the Day

KSL Unrivaled

Play Episode Listen Later May 15, 2025 38:52


Hour 3 of JJ & Alex with Jeremiah Jensen and Alex Kirry. Can the lottery be adjusted to better the odds for the deserving teams? NFL Blitz: Derrick Henry agrees to two-year, $30M extension with Ravens Best and Worst of the Day

Signal of Doom: A Comic Book Podcast
#396: I Kill Giants by Joe Kelly, RIP Butch Guice, Thunderbolts & FF, Dave & The Star Wars Belly Dancer, Rich is Well Adjusted!

Signal of Doom: A Comic Book Podcast

Play Episode Listen Later May 3, 2025 166:50


This is the One where Rich tell us he is Well Adjusted. And Dave goes crazy over I KILL GIANTS. Signal of Doom was voted #13 in the Top 100 Comic Book Podcasts on Feedspot! Check it OUT! https://podcast.feedspot.com/comic_podcasts Please support the show on Patreon! Every dollar helps the show! https://www.patreon.com/SignalofDoom Follow us on Twitter: @signalofdoom Dredd or Dead: @OrDredd Legion Outpost: @legionoutpost Follow Dave on Twitter: @redlantern2051

ADJUSTED
Life After Catastrophic Injury: A Tribute to Steve Ehretsman

ADJUSTED

Play Episode Listen Later Apr 28, 2025 34:16 Transcription Available


In this heartfelt episode of "Adjusted," we explore life after catastrophic injury with Julie Greer, Senior Catastrophic Claims Specialist at Berkley Industrial Comp, and Steve Ehretsman, the late founder of Shamrock Prosthetics. When Steve lost his leg following a workplace accident, he identified a critical gap in the recovery process: the lack of coaching for the mental and physical challenges of adapting to life as an amputee. This experience, combined with his coaching background, inspired him to establish Shamrock Prosthetics, where his team adopts a unique approach to supporting amputees.Julie and Steve share their insights on reconstructing lives after workplace amputations through innovative prosthetic solutions and empathetic claims management. Their collaboration highlights how listening to injured workers' goals and providing real-world functional testing can lead to better outcomes than standard prosthetic protocols.If you find this episode valuable, please like and share it, and subscribe for future episodes. We'd love it if you could leave a five-star review on your preferred platform – it helps others discover this podcast.Season 9 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin and Matthew Yehling.Visit the Berkley Industrial Comp blog for more!Got questions? Send them to marketing@berkleyindustrial.comFor music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

Beyond Labels with Dr. Sina McCullough
Joel Dives Deep into the RISK ADJUSTED Medical System

Beyond Labels with Dr. Sina McCullough

Play Episode Listen Later Apr 24, 2025 7:12


From Episode #190: “Sick Care VS. Health Care: How Doctors are Incentivized to Keep You Sick"Access the FULL Episode HERE: https://beyondlabels.supportingcast.fm/Follow on InstagramFollow on XSubscribe on RumbleSubscribe on YouTubeFind Joel Here: www.polyfacefarms.comFind Sina Here: www.drsinamccullough.comDISCLAIMER

CNBC Business News Update
Market Midday: Stocks Sell Off, Gold Tops 1980 Inflation Adjusted Record High, Trump Economic Approval Rating Dives 4/21/25

CNBC Business News Update

Play Episode Listen Later Apr 21, 2025 3:10


From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

Mining Stock Daily
Morning Briefing: Elemental Altus Royalties Eye a 50% Increase in 2025 Adjusted Revenue

Mining Stock Daily

Play Episode Listen Later Apr 17, 2025 8:47


There is a fresh round of drill results to report this morning from Awale Resources, Premium Resources and Maritime Resources. Li-FT Power has commenced the 2025 Environmental Baseline Data Collection Program at the Yellowknife Lithium Project. Elemental Altus Royalties published their year-end operating and financial results. This episode of Mining Stock Daily is brought to you by... Vizsla Silver is focused on becoming one of the world's largest single-asset silver producers through the exploration and development of the 100% owned Panuco-Copala silver-gold district in Sinaloa, Mexico. The company consolidated this historic district in 2019 and has now completed over 325,000 meters of drilling. The company has the world's largest, undeveloped high-grade silver resource. Learn more at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠https://vizslasilvercorp.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Calibre Mining is a Canadian-listed, Americas focused, growing mid-tier gold producer with a strong pipeline of development and exploration opportunities across Newfoundland & Labrador in Canada, Nevada and Washington in the USA, and Nicaragua. With a strong balance sheet, a proven management team, strong operating cash flow, accretive development projects and district-scale exploration opportunities Calibre will unlock significant value.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.calibremining.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Integra is a growing precious metals producer in the Great Basin of the Western United States. Integra is focused on demonstrating profitability and operational excellence at its principal operating asset, the Florida Canyon Mine, located in Nevada. In addition, Integra is committed to advancing its flagship development-stage heap leach projects: the past producing DeLamar Project located in southwestern Idaho, and the Nevada North Project located in western Nevada. Learn more about the business and their high industry standards over at integraresources.com

Kramer & Jess On Demand Podcast
TOP 3: Orioles Home Opener Start Time Adjusted for Storms, The Newest It Item is...Grandpa Shoes?, and Morgan Wallen Abruptly Leaves SNL Stage

Kramer & Jess On Demand Podcast

Play Episode Listen Later Mar 31, 2025 4:18


TOP 3: Orioles Home Opener Start Time Adjusted for Storms, The Newest It Item is...Grandpa Shoes?, and Morgan Wallen Abruptly Leaves SNL Stage full 258 Mon, 31 Mar 2025 13:46:34 +0000 jeMcvr7NtWOpIlmHsT0ETIUCTAKCJfGk music,society & culture,news Kramer & Jess On Demand Podcast music,society & culture,news TOP 3: Orioles Home Opener Start Time Adjusted for Storms, The Newest It Item is...Grandpa Shoes?, and Morgan Wallen Abruptly Leaves SNL Stage Highlights from the Kramer & Jess Show. 2024 © 2021 Audacy, Inc. Music Society & Culture News

The Experience Miraclesâ„¢ Podcast
90. Q&A How Will My Sensory Child Get Adjusted?

The Experience Miraclesâ„¢ Podcast

Play Episode Listen Later Mar 28, 2025 26:05


In this episode of the Experience Miracles podcast, Dr. Tony Ebel addresses one of the most common questions from parents of sensory-sensitive children: How do you adjust kids who don't like to be touched? Dr. Tony provides a comprehensive foundation plus five specific strategies that neurologically-focused chiropractors use to successfully work with sensory spectrum children. He explains how PX Docs offices create sensory-friendly environments, build trust with children, and use specialized adjustment techniques that are dramatically different from traditional chiropractic approaches. Dr. Tony emphasizes that these methods not only work but often result in children actually craving these adjustments because of how they help regulate the nervous system.[00:00:00] Introduction and overview of adjusting sensory-sensitive children[00:05:00] Foundation: Creating a sensory-friendly environment in PX Docs officesOffice location, layout, and sensory-friendly design elementsTeam members who understand and relate to sensory spectrum children[00:09:00] Strategy #1: Never rush or hurrySlowing down communication and movementAdjusting when the child is ready, not on a rigid schedule[00:12:00] Strategy #2: Adjust through play and movement"On the move" adjustments vs. traditional table techniquesWhy this approach is more effective for sensory kids[00:17:00] Strategy #3: Use appropriate adjustment toneLow tone and light force techniquesDifferent approaches based on the child's nervous system state[00:21:00] Strategy #4: Build trust and predictabilityCreating routines, rituals, and safe spacesUsing comfort items during adjustments[00:22:00] Strategy #5: Parents as adjusting tablesUtilizing the parent-child bond during adjustmentsWorking with, not against, the nervous system[00:25:00] Conclusion and how to submit questions for future episodes-- Follow us on Socials: Instagram: @pxdocs Facebook: Dr. Tony Ebel & The PX Docs Network Youtube: The PX Docs For more information, visit PXDocs.com to read informative articles about the power of Neurologically-Focused Chiropractic Care. Find a PX Doc Office near me: PX DOCS DirectoryTo watch Dr. Tony's 30 min Perfect Storm Webinar: Click HereSubscribe, share, and stay tuned for more incredible episodes unpacking the power of Nervous System focused care for children!

Joni and Friends Radio
A Good Stretch

Joni and Friends Radio

Play Episode Listen Later Mar 27, 2025 4:00


We would love to pray for you! Please send us your request here:https://joniandfriends.org/contact-us/?department=Radio --------Thank you for listening! Your support of Joni and Friends helps make this show possible. Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org. Find more encouragement on Instagram, TikTok, Facebook, and YouTube.

School Of Awesome Sauce with Greg Denning
#304 Things We NEVER Do As Parents Who Are Raising Resilient, Well-Adjusted Kids

School Of Awesome Sauce with Greg Denning

Play Episode Listen Later Mar 19, 2025 66:32


Are you struggling with how to handle your child's tough emotions or challenging behaviors?Did you know that it's the small, everyday habits that are sabotaging your family's happiness and contributing to misbehavior?In this episode, we dive into the things we NEVER do as parents of 7 children to ensure a positive, nurturing family culture that helps our children grow into well-adjusted, confident, and emotionally resilient individuals.Raising kids is no easy task, but cultivating a loving and supportive environment where they can develop emotional maturity and healthy coping mechanisms is key. In this candid discussion, we reveal the strategies that have worked for our family to promote resilience and prevent common pitfalls like mocking, sarcasm, and unresolved anger.We discuss the importance of honesty and emotional authenticity, the value of constructive feedback, and how to address small issues before they grow into bigger problems. From avoiding the pitfalls of negative language to fostering open communication, this episode is packed with practical tips that help build a strong family dynamic.If you're ready to take your parenting to the next level, tune in to discover how focusing on the 'never-dos' can help you raise children who are equipped to handle life's challenges with resilience and confidence. Whether you're parenting toddlers or teenagers, the principles discussed in this episode will help you create a thriving, emotionally healthy family.Key Takeaways:✅ Small, intentional changes create a thriving family culture.✅ Sarcasm and teasing erode trust—kindness builds connection.✅ Strong parent-child attachments are the foundation of self-worth.✅ Harsh discipline creates emotional distance—love is more effective.✅. Technology should serve your family, not steal from it.✅ Saying "no" to distractions unlocks productivity and fulfillment.Chapters00:00 The Importance of Small Changes in Family Dynamics02:51 Creating a Positive Family Culture05:57 The Impact of Sarcasm and Teasing12:08 Building Strong Attachments Through Love17:47 The Dangers of Harsh Parenting24:03 The Role of Technology in Family Interactions34:05 Intentional Living and Productivity36:03 The Impact of Video Games on Success38:58 Media Consumption: Radio and TV42:14 The Power of Saying No44:06 Healthy Lifestyle Choices45:57 Communication and Emotional Authenticity49:05 Addressing Problems Early01:00:49 Creating a Positive Family CultureMemorable Quotes:

ADJUSTED
Power of Internships Rebroadcast

ADJUSTED

Play Episode Listen Later Mar 17, 2025 39:49 Transcription Available


In this rebroadcasted episode of ADJUSTED, we explore the transformative power of internships in the workers' compensation insurance industry through conversations with current and former interns and their manager. The episode reveals how internship programs address the industry's talent crisis while providing students with valuable career exploration opportunities and pathways to full-time employment.Season 9 is proudly sponsored by Berkley Industrial Comp and our host, Greg Hamlin. If you're interested in learning more about leveraging internships as a student or employer, this episode provides valuable insights from multiple perspectives. Remember to like and share this episode and leave us a five-star review.For more insights, visit the Berkley Industrial Comp blog. Have questions? Email us at marketing@berkleyindustrial.com. For music inquiries, contact Cameron Runyan at camrunyan9@gmail.com.

Best Real Estate Investing Advice Ever
JF3829: Multifamily Market Analysis, Risk-Adjusted Return Evaluation, & LP Investment Strategy for Today's Real Estate Climate ft. Michael Blank

Best Real Estate Investing Advice Ever

Play Episode Listen Later Feb 27, 2025 49:59


On this episode of the Passive Income Playbook, host Pascal Wagner interviews Michael Blank, founder of Nighthawk Equity, about navigating multifamily investments in today's market. Blank, who manages over $300 million in assets across nearly 2,000 units, provides insights on how the multifamily landscape has evolved since the 2022 market peak, explaining why current opportunities offer better risk-adjusted returns with lower leverage and improved market outlook. He shares lessons from his journey through various investment vehicles before finding multifamily, discusses the importance of geographic concentration for operational excellence, and offers practical advice for passive investors on vetting operators. The conversation provides valuable guidance for LPs seeking to make informed decisions in commercial real estate syndications during this transitional market period. Sponsors: Vintage Capital Capital Gains Tax Solutions Learn more about your ad choices. Visit megaphone.fm/adchoices

X22 Report
Kickback Revealed,Those Who Take Are Offered More Powerful Positions,Follow The Families – Ep. 3581

X22 Report

Play Episode Listen Later Feb 25, 2025 90:31


Watch The X22 Report On Video No videos found Click On Picture To See Larger Picture The US housing market is falling apart, this is because of Biden and the Fed. Company delinquencies are rising. Consumer confidence falling, not because of Trump but Biden has done to the economy. IRS data leak worse than originally thought. Trump is giving birth to a new economic system. The [DS] is doing everything they can to stop Trump, the bugged his desk in his office, Trump caught them again. The [DS] is using corrupt judges to stop him, this is all failing. Trump and Elon are exposing the criminal syndicate, not just the fraud but the criminal aspect. A kickback has been revealed, remember those who take are offered more powerful positions, follow the families. Trump opens the WH to the people.   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Economy https://twitter.com/KobeissiLetter/status/1894158463049105759   sitting on the market were delisted in December 2024. However, the biggest problem for affordability continues to be historically low levels of supply. The housing market is stagnant. https://twitter.com/KobeissiLetter/status/1894082757510234244   funds, which account for a larger share of corporate lending. Corporate loan delinquency rates from US banks rose to 1.3% in Q4 2024, the highest since Q1 2017. As higher for longer policy returns, delinquency rates are set to rise even further. US businesses are increasingly falling behind on their debt Conference Board Consumer Confidence Collapses As Inflation Fears Soar  The Conference Board consumer confidence survey saw a big drop in attitudes with the headline tumbling from 105.3 (revised higher) to 98.3 (below the 102.5 exp) - the lowest since June 2024, hovering at the low end of its range since 2022.   Consumers became pessimistic about future business conditions and less optimistic about future income. Pessimism about future employment prospects worsened and reached a ten-month high.”     Source: zerohedge.com https://twitter.com/KobeissiLetter/status/1894218914923417964 https://twitter.com/BitcoinMagazine/status/1894150371959845362   https://twitter.com/money_cruncher/status/1894111927481098331 The IRS does adjust many tax provisions for inflation each year— here are some other notable ones that haven't been updated: Net Investment Income Tax (NIIT) Thresholds: Introduced in 2013 under the Affordable Care Act, the NIIT applies a 3.8% tax on investment income for individuals earning over $200,000 (or $250,000 for joint filers). These thresholds haven't budged since they were set. Adjusted for inflation from 2013 to now, $200,000 would be roughly $263,000, and $250,000 would be about $329,000. Lifetime Learning Credit Phase-Out Limits: This credit, which helps cover education costs, starts phasing out at $80,000 of modified adjusted gross income for single filers and $160,000 for joint filers. Those limits were frozen after 2020 by law and haven't been adjusted since. If they'd kept pace with inflation from their earlier adjustments (pre-2020), they'd be closer to $100,000 and $200,000 today. Child Tax Credit Amount: The base $2,000 per child credit, set in 2017 under the Tax Cuts and Jobs Act, isn't indexed for inflation. Temporary expansions (like the $3,600 boost in 2021) came and went, but the core amount stays flat. From 2017, $2,000 would be about $2,500 now with inflation. $10,000 SALT Deduction Cap: The state and local tax (SALT) deduction limit, also from the 2017 tax law, caps deductions at $10,000 for individuals or joint filers. No inflation adjustment here either—since 2017,