Podcasts about Equitable

Scott finds out just how much commission Equitable salespeople get for selling EQUI-VEST products. No wonder they fight reform so hard. No wonder they love to initiate exchanges.  The Price of Enrollment Podcast on SIOs Plan Fee Disclosure Form for University of Jamestown Equitable Plan Fee Disclosure Brochure Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

Chris Pateman-Jones, CEO of Connected Kerb, discusses the company's efforts to build one of the fastest-growing public EV charging networks in the UK. Connected Kerb focuses on making charging infrastructure equitable, reliable, and accessible, particularly for drivers without home charging. Chris highlights challenges like land access, grid constraints, and government policy, and shares how AI and modular designs are shaping the future of EV charging. Chris Pateman-Jones, Chief Executive Officer: Experienced infrastructure executive with extensive commercial, innovation and strategy experience developing projects in the energy and commodities sectors, initially with Bechtel and more recently as EY's Global Infrastructure Director. He joined the Connected Kerb team in 2018, initially to lead Product and Strategy before becoming Chief Executive Officer in November 2019. In March 2024, he was appointed Chair of ChargeUK, the trade association body for the EV charging.  Connected Kerb - https://connectedkerb.com   Charge UK - https://www.chargeuk.org  Connect with Chris on LinkedIn - https://www.linkedin.com/in/chris-pateman-jones/  I hope you enjoy the show and if you have any comments or suggestions, please write to me at: toby@wickedproblems.fm. Wicked Problems is powered by Adaptavis® Adaptavis is a Business Performance Management and Transformation consultancy aimed at forward-thinking leaders, based in London UK. The company specialises in helping organisations to enhance operational efficiency, drive business growth, and navigate complex transformations. From strategy to execution, they focus on providing insights and practical solutions to improve the overall performance of businesses, ensuring they can adapt to changing market conditions and achieve sustainable success. Toby Corballis is a Partner at Adaptavis.  You can find out more about their work by visiting: www.adaptavis.com Enjoy, Toby Corballis

In this episode, Divya Pathak, Chief Data and AI Officer at NYC Health + Hospitals, discusses how the nation's largest public health system is leveraging AI to enhance patient access, streamline operations, and ensure ethical, equitable care—while laying a strong foundation of governance and multidisciplinary collaboration.

In this episode, Divya Pathak, Chief Data and AI Officer at NYC Health + Hospitals, discusses how the nation's largest public health system is leveraging AI to enhance patient access, streamline operations, and ensure ethical, equitable care—while laying a strong foundation of governance and multidisciplinary collaboration.

This lecture text explores contract interpretation, discussing how courts determine the meaning of agreements using the plain meaning rule and extrinsic evidence, such as course of performance, course of dealing, and usage of trade, while also considering the parol evidence rule. It then differentiates performance obligations under common law and the U.C.C., contrasting substantial performance with the perfect tender rule, and introducing the concept of conditions. The material further explains breach, including material versus minor breaches and anticipatory repudiation, before outlining the rights of third parties through assignment, delegation, and third-party beneficiary contracts, finally addressing ways performance may be excused due to impossibility, impracticability, or frustration of purpose.This conversation provides a comprehensive overview of contract law remedies, focusing on what happens when a contract is breached. It covers legal remedies, including expectation damages, incidental and consequential damages, the duty to mitigate, and equitable remedies like specific performance and rescission. The discussion also touches on restitution, quasi-contracts, liquidated damages, and the limitations that can affect the recovery of damages. The importance of understanding these concepts for law students and practitioners is emphasized throughout.TakeawaysUnderstanding remedies is crucial for contract law.Expectation damages aim to put the non-breaching party whole.Incidental damages cover reasonable costs incurred due to a breach.Consequential damages depend on foreseeability at the time of contracting.The duty to mitigate prevents unnecessary loss escalation.Equitable remedies are granted at the court's discretion.Specific performance is used when money damages are inadequate.Restitution prevents unjust enrichment, focusing on the defendant's gain.Liquidated damages must be reasonable and not punitive.Various doctrines can limit the recovery of damages.According to the plain meaning rule, courts interpret unambiguous contract language according to its ordinary meaning, without considering outside evidence.If contract language is ambiguous, courts may consider extrinsic evidence such as prior negotiations, drafts, industry standards, or other contemporaneous writings to determine the parties' intent.Course of performance refers to the parties' behavior under the current contract, while course of dealing refers to their conduct in previous contracts. Both provide insight into the parties' understanding of terms.The parol evidence rule's purpose is generally to prevent parties from using prior or contemporaneous oral or written statements to contradict or change the terms of a complete and final written contract.Common law substantial performance allows enforcement if the essential purpose is met with minor deviations, while the U.C.C.'s perfect tender rule requires goods to conform exactly to contract terms for the buyer to be obligated to accept them.Under the perfect tender rule, a seller might satisfy their obligation despite nonconforming goods by exercising their right to "cure" the defective tender within the contract performance period.A condition precedent is an event that must occur before a party is obligated to perform. An example from the source is a loan disbursement being conditioned on providing proof of income.A material breach is a serious violation going to the essence of the contract that excuses the non-breaching party's performance, while a minor breach is less significant and only entitles the injured party to damages.Upon anticipatory repudiation, the non-breaching party can treat it as a breach and sue immediately, suspend performance and wait, or urge performance and await retraction.An assignment is a transfer of rights under a contract, while a delegation is a transfer of duties. In a delegation, the original party typically remains liable unless a novation occurs.

A better future for our planet means most people buying secondhand clothing most of the time. Right now we live in a “golden era” of shopping secondhand…if you're the customer! But the infrastructure as it exists right now for the people doing the work of finding, repairing, cleaning, and selling secondhand clothing needs a lot of improvement.  This week, Amanda is joined by Valeria Brenner of Thryft Ship to dissect how and why the current state of secondhand resale isn't equitable for the people doing the work:We will break down the reality of the fees that these platforms are charging (and how it makes running a financially sustainable business nearly impossible for secondhand resellers),We will talk about how the socially ingrained expectation of free shipping makes that even more difficult, And we will discuss how this system could be better! Maybe it will get some of you thinking about new tools and systems for the secondhand economy!Also, Valeria will explain why the secondhand reseller community is so amazing.Find Thryft Ship:IG: @thryftshipWebsite: thryftship.comRead Alex's Substack (1-800-Vintage) about why she no longer calls herself a resellerGet your Clotheshorse merch here: https://clotheshorsepodcast.com/shop/If you want to share your opinion/additional thoughts on the subjects we cover in each episode, feel free to email, whether it's a typed out message or an audio recording:  amanda@clotheshorse.worldDid you enjoy this episode? Consider "buying me a coffee" via Ko-fi: ko-fi.com/clotheshorseClotheshorse is brought to you with support from the following sustainable small businesses:The Pewter Thimble Is there a little bit of Italy in your soul? Are you an enthusiast of pre-loved decor and accessories? Bring vintage Italian style — and history — into your space with The Pewter Thimble (@thepewterthimble). We source useful and beautiful things, and mend them where needed. We also find gorgeous illustrations, and make them print-worthy. Tarot cards, tea towels and handpicked treasures, available to you from the comfort of your own home. Responsibly sourced from across Rome, lovingly renewed by fairly paid artists and artisans, with something for every budget. Discover more at thepewterthimble.comSt. Evens is an NYC-based vintage shop that is dedicated to bringing you those special pieces you'll reach for again and again. More than just a store, St. Evens is dedicated to sharing the stories and history behind the garments. 10% of all sales are donated to a different charitable organization each month.  New vintage is released every Thursday at wearStEvens.com, with previews of new pieces and more brought to you on Instagram at @wear_st.evens.Deco Denim is a startup based out of San Francisco, selling clothing and accessories that are sustainable, gender fluid, size inclusive and high quality--made to last for years to come. Deco Denim is trying to change the way you think about buying clothes. Founder Sarah Mattes wants to empower people to ask important questions like, “Where was this made? Was this garment made ethically? Is this fabric made of plastic? Can this garment be upcycled and if not, can it be recycled?” Signup at decodenim.com to receive $20 off your first purchase. They promise not to spam you and send out no more than 3 emails a month, with 2 of them surrounding education or a personal note from the Founder. Find them on Instagram as @deco.denim.Vagabond Vintage DTLV is a vintage clothing, accessories & decor reselling business based in Downtown Las Vegas. Not only do we sell in Las Vegas, but we are also located throughout resale markets in San Francisco as well as at a curated boutique called Lux and Ivy located in Indianapolis, Indiana. Jessica, the founder & owner of Vagabond Vintage DTLV, recently opened the first IRL location located in the Arts District of Downtown Las Vegas on August 5th. The shop has a strong emphasis on 60s & 70s garments, single stitch tee shirts & dreamy loungewear. Follow them on instagram, @vagabondvintage.dtlv and keep an eye out for their website coming fall of 2022.Country Feedback is a mom & pop record shop in Tarboro, North Carolina. They specialize in used rock, country, and soul and offer affordable vintage clothing and housewares. Do you have used records you want to sell? Country Feedback wants to buy them! Find us on Instagram @countryfeedbackvintageandvinyl or head downeast and visit our brick and mortar. All are welcome at this inclusive and family-friendly record shop in the country!Located in Whistler, Canada, Velvet Underground is a "velvet jungle" full of vintage and second-hand clothes, plants, a vegan cafe and lots of rad products from other small sustainable businesses. Our mission is to create a brand and community dedicated to promoting self-expression, as well as educating and inspiring a more sustainable and conscious lifestyle both for the people and the planet.Find us on Instagram @shop_velvetunderground or online at www.shopvelvetunderground.comSelina Sanders, a social impact brand that specializes in up-cycled clothing, using only reclaimed, vintage or thrifted materials: from tea towels, linens, blankets and quilts.  Sustainably crafted in Los Angeles, each piece is designed to last in one's closet for generations to come.  Maximum Style; Minimal Carbon Footprint.Salt Hats:  purveyors of truly sustainable hats. Hand blocked, sewn and embellished in Detroit, Michigan.Republica Unicornia Yarns: Hand-Dyed Yarn and notions for the color-obsessed. Made with love and some swearing in fabulous Atlanta, Georgia by Head Yarn Wench Kathleen. Get ready for rainbows with a side of Giving A Damn! Republica Unicornia is all about making your own magic using small-batch, responsibly sourced, hand-dyed yarns and thoughtfully made notions. Slow fashion all the way down and discover the joy of creating your very own beautiful hand knit, crocheted, or woven pieces. Find us on Instagram @republica_unicornia_yarns and at www.republicaunicornia.com.Cute Little Ruin is an online shop dedicated to providing quality vintage and secondhand clothing, vinyl, and home items in a wide range of styles and price points.  If it's ethical and legal, we try to find a new home for it!  Vintage style with progressive ...

Has something in this episode resonated with you? Get in touch! For more information about today's episode, visit www.jocelynseamereducation.comQuick LinksJocelyn Seamer Education HomepageThe Resource RoomYoutube channelFacebook Page#jocelynseamereducation #literacy #bestpractice #earlyprimaryyears #primaryschool #primaryschools #primaryschoolteacher #earlyyearseducation #earlyyearseducator #structuredliteracy #scienceofreading #classroom #learning #learningisfun #studentsuccess #studentsupport #teacherlife #theresourceroom #theevergreenteacher #upperprimary #upperprimaryteacher #thestructuredliteracypodcast #phoneme #grapheme #phonics #syntheticphonics

Web: www.JonesHealthLaw.comPhone: (305)877-5054Instagram: @JonesHealthLawFacebook: @JonesHealthLawYouTube: @JonesHealthLawEquitable tolling is a legal doctrine that can be used as a remedy in limited circumstances to extend filing deadlines.The Legislature usually lacks leniency when it comes to timely filings, so the only equitable defense under Ch. 120 Administrative Procedure Act is the Doctrine of Equitable Tolling. This means that petitions that are filed after the 21 day time period are usually considered a waiver of rights to an administrative hearing unless this defense applies.

In this episode I sit down with Eve Rodsky, author of the groundbreaking book Fair Play, to discuss the often invisible and unequal labour dynamics that play out in our homes. We get into why women frequently become the "she-fault" parent, shouldering the brunt of domestic responsibilities and emotional labour, often at the expense of their own well-being and careers.   Eve doesn't just identify the problem; she offers solutions. Drawing on her own experiences and extensive research, she introduces us to the Fair Play system, a practical and insightful approach to rebalancing domestic labour and creating a more harmonious partnership. We explore how this system helped Eve and her husband transform their own relationship and learn how it can work for others.   We also discuss the crucial role of communication and boundary setting in achieving a truly equitable partnership. Eve shares invaluable insights on how to have those difficult conversations, break free from societal conditioning, and reclaim our time.   This episode is a must-listen for anyone who feels overwhelmed by the demands of modern life and wants to create a more balanced and fulfilling relationship. Discover more from us: • Join PWT community on Substack • Follow us on Instagram • Connect with Danusia • Leave us a review on Apple Podcasts • Advertising Inquiries here   Credits: • Hosted by Danusia Malina-Derben • Edited, Mixed + Mastered by Marie Cruz • Cover art by Anthony Oram

In this episode of Equity Actions, James Burroughs engages in a compelling conversation with Yinka Ajose, Senior Director of Clinical Operations, and Tonya Montesinos, Senior Director of Clinical Practice. Together, they explore the importance of advocating for equitable roles among staff, providing essential resources to patients and families, and gaining a deeper understanding of community needs.

In this episode, host Shikha Jain, MD, speaks with Nadine Spring, PhD, about the importance of DEI in clinical care, driving positive social change forward and more. •    Welcome to another exciting episode of Oncology Overdrive 0:14 •    About Spring 0:20 •    The interview 1:00 •    Tell me about the journey that got you to where you are today?  1:18 •    Can you tell me more about Adtalem Global Education and your role there? 5:11 •    Why does diversity and equitable representation in clinical trials and care matter? 6:23 •    What is SpringWell360, and what do you hope to achieve with the work you are doing through this organization?  8:28 •    Do you think that current funding challenges will impact these initiatives over the next few years? 11:37 •    Do you feel like you will have to re-imagine or modify how you describe the work you are doing to help people understand its impact? 12:11 •    How do you suggest clinicians and institution leaders get involved in raising awareness and increasing diversity in clinical trials? 12:48 •    What do you say to people who are doing this work and are getting frustrated or burnt out? How do you keep them motivated? 16:37 •    What keeps you motivated to continue this work? 17:56 •    When you talk to people about clinical trials, how do you address patients' mistrust or fear of the unknown?  19:04 •    If someone could only listen to the last few minutes of this episode, what would you want listeners to take away? 23:58 •    How to contact Spring 25:15 •    Thanks for listening 25:59 Nadine Spring, PhD, has spent her career fighting for more inclusive and diverse representation in clinical research. She is a recognized leader in advancing health equity, particularly through her work at SpringWell360, which advocates for the inclusion of underserved populations in clinical trials.  We'd love to hear from you! Send your comments/questions to Dr. Jain at oncologyoverdrive@healio.com. Follow Healio on X and LinkedIn: @HemOncToday and https://www.linkedin.com/company/hemonctoday/. Follow Dr. Jain on X: @ShikhaJainMD. Spring can be reached at www.springwell360.com or via email nadine@springwell360.com. Disclosures: Jain and Spring report no relevant financial disclosures. 

Today, I sit down with Jonathan Reich, a financial advisor at Global View Capital Management and a new member of the Catholic Financial Planners Network. Jonathan shares his journey from working in high-volume client service roles at Fidelity and Equitable to finding a more fulfilling path in personalized financial planning. We dive into tactical asset allocation, a strategy designed to minimize volatility and enhance risk-adjusted returns by dynamically adjusting investments based on market conditions. Unlike traditional strategic asset allocation, this approach uses market-driven stop losses to protect clients from downturns like those seen in 2008 or during the COVID-19 crash. We also discuss leveraging ETFs and options to amplify market positions and the importance of using key indicators to guide investment decisions. Beyond finance, Jonathan reflects on the importance of living with intentionality—balancing financial goals with faith and family, and ensuring that financial success doesn't overshadow deeper values. We wrap up by encouraging listeners to seek financial advisors who align with their beliefs and long-term priorities.Key Takeaways:• Tactical asset allocation adjusts investments based on market conditions, while strategic asset allocation maintains fixed percentages and periodic rebalancing.• Tactical strategies use market indicators to exit positions before significant downturns, protecting clients from major losses like those in 2008 and the COVID-19 crash.• Reducing financial stress through proper planning allows for a more balanced, fulfilling life.• Tactical asset allocation focuses on long-term market trends rather than making daily trades.• Being part of a values-driven financial network, like the Catholic Financial Planners Network, ensures alignment between financial guidance and personal beliefs.• While money is useful, true fulfillment comes from faith, purpose, and meaningful relationships.Key Timestamps:(00:00) – Who is Jonathan Riesch?(05:27) – Understanding Tactical Asset Allocation(06:58) – Risk-Adjusted Returns Explained(15:12) – The Importance of Time-Weighted Returns(19:38) – Signals for Tactical Asset Allocation(26:42) – Mentorship and Life PhilosophyKey Topics Discussed:Catholic Money Mastermind, Catholic financial planning, Catholic financial planners, Catholic financial advisors, Ben Martinek, faith and finances, Jonathan Riesch, Tactical Asset AllocationMentions:Website: https://gvcmanagement.com/More of Catholic Money Mastermind:Catholic Money Mastermind Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.Are you looking to hire an advisor? Browse our members.https://catholicfinancialplanners.com/members/Are you a Financial Advisor who is serious about the Catholic Faith? Join our network and email info@catholicfinancialplanners.com

Join Erin Rice from Process Street and Lisa Akorli from Just Futures, a public benefit investment firm, as they explore how retirement benefits can drive equity, trust, and long-term employee engagement from day one.In this episode, Lisa shares practical insights into designing equitable retirement plans that support diverse teams, covering topics such as fee transparency, guaranteed contributions, and values-aligned investment options. She explains why accessible financial advisors, administrative ease, and inclusive eligibility policies should be part of every onboarding strategy.Learn how HR teams can use retirement benefits to build trust, reduce wealth gaps, and enhance retention through more inclusive, future-focused onboarding.

In this episode of Crushing It, Jim Mellin sits down with Sean George, Equitable Advisors' new Director of Business Development. With 30+ years in the industry and a powerful personal story, Sean shares what drew him to Equitable, why he believes in the nobility of this profession, and how he plans to help advisors grow and thrive.

Want equitable tax policy? Listen to the Patriotic Millionaires, not Donald Trump. The bond market vigilantes showed us what undemocratic power really looks like.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Medicaid and SNAP have long provided essential support for vulnerable adults. However, a recent proposal in Congress to reduce funding for these programs threatens to undermine equitable access to care for millions of older Americans, many of whom are living with Alzheimer's disease and related conditions.This week, we're joined by Natalie Kean, Director of Federal Health Advocacy at Justice in Aging, to explore the serious implications these proposed cuts could have on vulnerable adults.

Thank you Genia Sklute, CicifromCincy, Robert Belanger, Carolyn Bright, and many others for tuning into my live video! Join me for my next live video in the app.* The Bond Vigilantes Slap Down Trump. Should We Be Celebrating?: The bond market vigilantes showed us what undemocratic power really looks like. [More]* Want Equitable Tax Policy? Listen to the Patriotic Millionaires, Not Donald Trump: The new Patriotic Millionaires tax plan isn't become the law of the land anytime soon, but it could help refocus America's political debate onto the dynamics that threaten to destroy our democracy. [More] To hear more, visit egberto.substack.com

Estoppel is a legal principle that prevents a party from asserting a claim or fact that contradicts a previous statement or agreement. Its primary goal is to ensure fairness and consistency in legal proceedings by preventing parties from deceiving or harming others who have relied on their earlier representations.Estoppel originated in the early equitable jurisdiction of common law courts. Judges of equity developed it as a remedy to prevent injustices that would occur if strict adherence to common law rules was enforced in certain situations.The three main forms of estoppel discussed are equitable estoppel, promissory estoppel, and judicial estoppel. Equitable estoppel arises from misleading conduct causing detrimental reliance. Promissory estoppel prevents reneging on a promise that induced detrimental reliance, even without a contract. Judicial estoppel prevents taking inconsistent positions in different legal proceedings.The essential elements commonly found in estoppel claims are a representation (or conduct), reliance by the other party, and resulting detriment to the relying party. Reliance is significant because it demonstrates that the party acted based on the representation, and the potential for injustice arises if the original party can then contradict that representation.Equitable estoppel arises when one party's misleading conduct or representations induce another party to act to their detriment. For example, if a landlord verbally assures a tenant that they can sublet their apartment, and the tenant then incurs costs finding a sublessee, the landlord might be estopped from later denying the tenant's right to sublet.Promissory estoppel prevents a party from breaking a promise, even if there's no formal contract, if the promisee reasonably relied on that promise and suffered a loss as a result. It differs from a formal contract because it doesn't require consideration. It might be invoked when enforcing the promise is necessary to avoid injustice due to the promisee's detrimental reliance.The purpose of judicial estoppel is to protect the integrity of judicial proceedings by preventing parties from "playing fast and loose" with the courts. Key requirements include the party having taken a specific position in a prior legal proceeding, that position being accepted by the court, and the party subsequently trying to assert a contradictory position in a later proceeding.The main function of collateral estoppel, or issue preclusion, is to prevent the re-litigation of specific factual or legal issues that have already been conclusively decided in a prior legal proceeding involving the same parties.One policy consideration underlying estoppel is fairness and justice. The doctrine aims to prevent opportunistic behavior by holding parties accountable for their representations when others have reasonably relied on them, thus promoting reliability and predictability in legal interactions.One criticism of estoppel is that its rigid enforcement might sometimes lead to unjust results, particularly if the party making the initial representation did so under duress, without fully understanding the implications, or if subsequent circumstances have significantly changed.

Brian Figeroux, Esq., a compassionate criminal defense attorney, leads the Law Firm of Figeroux & Associates with a strong commitment to advocating for individuals facing criminal charges. With years of experience and a deep understanding of the law, his firm offers personalized, aggressive defense strategies, ensuring clients' rights and the fundamental principle of "innocent until proven guilty" are vigorously protected throughout the legal process.

Teacher who sought to educate colleagues about the 403(b) gets threatening email from Equitable. We read and discuss correspondence. Read the letter The Truth about Structured Investing Options (SIOs) Meridian Wealth Management 403bwise.org Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

Tonight's rundown:  Hey BillOReilly.com Premium and Concierge Members, welcome to the No Spin News for Wednesday, April 2, 2025. Stand Up for Your Country.  Talking Points Memo: Bill analyzes President Trump's declaration of liberation through reciprocal tariffs.  The shift in American culture is coming but is it here to stay? Disney will be the tell all. CEO of Strategic Vision PR Group weighs in.  Gavin Newsome takes woke to the streets – specifically to speed cameras.  Media won't admit it, but the March border stats show the most secure southern border in our history.  Another deal reached with a far-left law firm and the Trump administration.  Smart Life: Mexico has banned junk food in schools – America needs to follow suit.  This Day in History: Mafia Boss John Gotti is convicted in New York City. Final Thought: Americans are buying into the possibility of a third term for President Trump.    In Case You Missed It: Read Bill's latest column, He Said, She Said Stand out from the crowd with our Not Woke baseball cap for just $28.95! For a limited time, get Bill O'Reilly's bestselling The United States of Trump and a No Spin Mug for only $39.95. Pre-order Bill's next book in the new Confronting Series, ‘Confronting Evil' NOW!  Now's the time to get a Premium or Concierge Membership to BillOReilly.com, the only place for honest news analysis.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Marinell Rousmaniere, CEO of EdVestors, discusses the work of this Boston-based nonprofit focused on systemic improvements in public education. EdVestors works on arts education, math education, and career pathways for secondary school students. The organization emphasizes racial equity and highlights success stories through initiatives like the "School on the Move Prize," which recognizes Boston public schools demonstrating significant improvement. Throughout the conversation, Marinell underscores the importance of collective efforts in tackling challenges within public education systems, particularly in large urban districts like Boston. The conversation also delves into EdVestors' career pathways initiative, launched during the pandemic to provide equitable access to work-based learning and early college opportunities. Marinelle emphasizes the critical role of social capital in helping young people transition from high school to sustainable careers. She highlights how relationships and networks can significantly impact students' outcomes, particularly for students of color who often face systemic barriers in the labor market. By fostering connections and leveraging community assets, EdVestors aims to equip students with the tools they need to succeed. The episode concludes with a discussion of the "School on the Move Prize," which not only celebrates successful schools but also provides a blueprint for improvement through collaborative leadership, instructional focus, and strong community partnerships. Marinell will be recognized on May 7th as one of the 2025 SCI Idealist Award recipients. Join SCI May 7th to celebrate Marinell!  

Dallas Group Health Insurance highlights a model for affordable, inclusive healthcare that challenges the limits of employer-based coverage and inspires new solutions for long-term health security. Insurance4Dallas City: Dallas Address: 4516 Lovers Lane Website: https://insurance4dallas.com/health-insurance-companies-in-texas/

In this episode of the Family Biz Show, host Michael Palumbos is joined by executive coach and author Cathy Carroll to explore the emotional and strategic tensions unique to leading a family-owned business. Drawing on personal experience and her new book Hug of War: How to Lead a Family Business with Both Love and Logic, Cathy reveals how families can navigate leadership challenges, intergenerational conflict, and complex relationship dynamics with clarity and compassion. The conversation dives deep into the concept of polarities—opposing truths that both carry value—and how recognizing them can transform everything from governance decisions to estate planning. Cathy and Michael discuss critical tensions like fairness vs. equality, tradition vs. innovation, structure vs. flexibility, and revealing vs. concealing wealth. Through real-life stories, including Cathy's own journey of working with her father, they unpack how forgiveness, intentional leadership development, and healthy conflict can strengthen families and businesses alike.   Takeaways  Family businesses must manage emotional and operational polarities—there is rarely one right answer. Governance should be structured, but flexible enough to evolve with the family's needs. Fairness doesn't always mean equality—especially when it comes to compensation and ownership. Healthy task conflict can drive innovation, while relationship conflict can destroy trust. Estate planning requires balancing transparency with timing and maturity. Power dynamics, especially between generations, must be managed with awareness and intention. Forgiveness is a leadership tool—starting with yourself and extending to family members. Preparing next-generation leaders requires more than a title—it requires mentorship, coaching, and clarity.   Chapters:  00:00 – Welcome & Guest Introduction 01:25 – Cathy Carroll's Family Business Background 02:20 – The Challenges of Working for Her Father 06:20 – What “Hug of War” Means in Family Business 08:12 – The Concept of Polarities: Business vs. Family Mindset 10:15 – Domain Crossover Power: Business vs. Family Influence 14:45 – Missed Conversations and End-of-Life Regrets 19:50 – Succession Planning: Equal vs. Equitable 21:10 – Estate Planning: Reveal vs. Conceal 23:55 – Cathy's Polarity Mapping Tool Explained 28:12 – Independence vs. Interdependence in Family Roles 32:54 – Balancing Tradition and Innovation 35:07 – In-Laws and Inclusion in Governance 39:24 – The Need for Flexible Governance 42:36 – The Role of Forgiveness in Family Business 44:51 – Cathy's Journey to Self-Compassion and Understanding 47:01 – How to Recognize When You're in a Polarity, Not a Problem 50:00 – Tools for Navigating Difficult Conversations 52:20 – Cathy's Final Advice for Family Business Leaders

In this episode, host Jethro Jones interviews Mike Cronley, founder and CEO of Class Composer, about how his software helps create equitable classrooms. They discuss the challenges faced by educators in balancing class compositions and how Class Composer addresses these issues.Getting the right kids in the right places in elementary schoolFocus on behavior and then start overloading based on other characteristics. Rarely changed once the school year starts. Classroom imbalance can impact the school for much longer than just the school year. Teachers are happy with the output. People weren't starters but they make an impact. About Mike CronleyWhile some big ideas are born in the boardroom, others are born in the lunchroom. In his 12 years teaching third grade near Denver, Colorado, Mike shared the frustrations of many colleagues enduring inequitable classes – for example, classes having an imbalance of low readers or students with challenging behavior. These imbalances weren't surprising, given the student placement process was done with pink and blue paper cards. Over lunch one day in 2007, the school's music teacher was venting to Mike about some unruly students who mistakenly ended up in her class together, even though they were supposed to have been separated based on their disruptive behavior the year before. Wouldn't it be great, they mused, if there were some software to create class lists and avoid these basic errors? As a self-professed technology geek, Mike started dreaming about the possibility of creating his own solution. That dream grew into an obsession, and he found himself spending evenings and weekends consumed by research – driving his wife crazy. The result was Class Composer, software built on Mike's tech savvy, his teacher's perspective, and his commitment to creating positive learning environments. Mike, who received his B.S. in Psychology from the Ohio State University and an elementary teaching certificate from the University of Colorado Denver, is no longer in the classroom, but is an educator at heart who loves making a positive impact on the lives of teachers and students. He lives in Boulder, Colorado with his wife and two poodles, and he loves to ski, bike, and camp with his family, including his college-age son and daughter. We're thrilled to be sponsored by IXL. IXL's comprehensive teaching and learning platform for math, language arts, science, and social studies is accelerating achievement in 95 of the top 100 U.S. school districts. Loved by teachers and backed by independent research from Johns Hopkins University, IXL can help you do the following and more:Simplify and streamline technologySave teachers' timeReliably meet Tier 1 standardsImprove student performance on state assessments

This lecture comprehensively surveys the legal aspects of divorce and separation, beginning with the historical shift from fault-based to predominantly no-fault grounds for dissolving a marriage. It examines the various forms of spousal support, including rehabilitative and permanent alimony, and how property is divided using either community property or equitable distribution principles. The lecture further details the calculation and modification of child support obligations, often guided by state-specific income-sharing models. Finally, it addresses the Uniform Interstate Family Support Act's role in ensuring consistent enforcement of support orders across state lines and the circumstances under which existing support orders can be altered due to significant life changes.Key Concepts and Topics:Grounds for Divorce and Separation: Fault-based divorce (historical and current relevance)No-fault divorce (irretrievably broken, irreconcilable differences)Legal separation (purposes, legal implications, conversion to divorce)The Divorce Process: Filing of petition/complaintTemporary orders (spousal and child support)Uncontested vs. contested divorceSettlement agreements and court reviewMediation and alternative dispute resolutionTrial on contested issuesFinal decree of dissolution/divorceSpousal Support (Alimony):Historical context and modern trendsTypes of alimony: permanent/durational, rehabilitative, transitional/bridge-the-gap, reimbursementFactors considered in awarding spousal support (length of marriage, age, health, standard of living, contributions, financial resources)Role of fault in spousal support awardsModifiability and non-modifiability of spousal supportImpact of prenuptial agreements on spousal supportProperty Division: Community property (definition, equal division, separate property, commingling, transmutation)Equitable distribution (definition, fair division based on factors, marital vs. separate property, contributions, commingling, transmutation)Treatment of specific assets (e.g., pensions, retirement accounts)Dissipation of marital assetsChild Support: Duty of both parents to support childrenCalculation guidelines (income shares model, percentage of obligor's income model)Factors included in calculations (income, number of children, custody arrangements)Adjustments for shared custody or high-income earnersConsideration of special needs, daycare, and health insurance expensesNon-modifiability by parental agreement (child's best interest)Uniform Interstate Family Support Act (UIFSA): Purpose of ensuring consistent enforcement and modification across statesContinuing, exclusive jurisdiction of the initial issuing stateRegistration and enforcement of orders in other statesRules for modification when parties moveModification of Support Orders: Requirement of a substantial change in circumstances (income, custody, needs)Modifiability of spousal vs. child supportImputation of income for intentionally underemployed parents

Equitable healthcare is the key to bridging health gaps and creating better patient outcomes. In this episode, Amy West, Principal, Advisory Services at HitLab, share her insights on how technology, digital health, and data can reshape access to care—especially for underserved communities. Learn how addressing social determinants, using remote patient monitoring, and integrating wearables can empower patients and reduce disparities. From real-world examples to actionable insights, Amy shares a vision for a more inclusive and effective healthcare system. Whether you're a clinician, policymaker, or simply curious about the future of medicine, discover how innovative tools and a patient-centric approach can pave the way for true health equity.

This month, for Women's History Month, we are replaying some of our favorite New Music Business episodes featuring incredible women of the industry. This episode highlights award-winning artist, songwriter, and producer, Imogen Heap. Imogen Heap has released five solo albums, an album as one half of Frou Frou, and has collaborated with countless other stars including Taylor Swift, Nitin Sawhney, Deadmau5, Eric Whitacre, Jeff Beck and Jon Hopkins. Heap, recognized as an artist's artist, has won two Grammys and an Ivor Novello award. She holds three honorary doctorates for her work on ‘MI.MU gloves' and 'The Creative Passport'—two prominent music tech companies that work to empower creatives. In this episode, Ari and Imogen discuss NFTs, metadata and payment transparency and how to properly credit (and pay) creators using the blockchain. Overall, how to make the future of music more equitable for musicians.Chapters00:00 The Fragmented Music Industry02:52 Imogen Heap: A Pioneer in Music and Technology05:55 The Creative Passport: Empowering Artists09:11 Data Transparency and Royalty Distribution12:04 The Role of DSPs and Data Integrity14:52 The Future of Music Royalties17:55 Building a Better Music Ecosystem21:02 Blockchain and the Future of Music23:46 Interoperability and Charitable Contributions29:06 Navigating NFTs and Environmental Concerns34:23 The Future of NFTs in Art37:12 Building a Community Through Technology46:58 AI as a Creative Partner54:36 Defining Success in the New Music BusinessEdited and mixed by Ari DavidsMusic by Brassroots DistrictProduced by the team at Ari's TakeOrder the THIRD EDITION of How to Make It in the New Music Business: https://book.aristake.com Hosted on Acast. See acast.com/privacy for more information.

In this conversation, we hear from Shereetha Jackson, the Chief Operating Officer of Church of the Common Ground, about her journey and doing life with those experiencing homelessness in Atlanta. We discuss the concept of radical hospitality, the importance of community, and the challenges faced by those experiencing homelessness. Shereetha shares her personal experiences and insights on how to create equitable spaces and engage with skeptics, emphasizing the need for empathy and understanding in service work.BaddestChaplain's Newsletter is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.baddestchaplain.com/subscribe

President Trump has been threatening to “take back” the Panama Canal since he regained power. In this episode, listen to testimony from officials serving on the Federal Maritime Commission who explain why the Panama Canal has become a focus of the administration and examine whether or not we need to be concerned about an impending war for control of the canal. Please Support Congressional Dish – Quick Links Contribute monthly or a lump sum via Support Congressional Dish via (donations per episode) Send Zelle payments to: Send Venmo payments to: @Jennifer-Briney Send Cash App payments to: $CongressionalDish or Use your bank's online bill pay function to mail contributions to: Please make checks payable to Congressional Dish Thank you for supporting truly independent media! Background Sources Recommended Congressional Dish Episodes Current Events around the Panama Canal March 5, 2025. the Associated Press. Sabrina Valle, Suzanne McGee, and Michael Martina. March 4, 2025. Reuters. Matt Murphy, Jake Horton and Erwan Rivault. February 14, 2025. BBC. May 1, 2024. World Weather Attribution. World Maritime News Staff. March 15, 2019. World Maritime News. July 29, 2018. Reuters. Panama Canal Treaty of 1977 U.S. Department of State. The Chinese “Belt and Road Initiative” Michele Ruta. March 29, 2018. World Bank Group. The Trump-Gaza Video February 26, 2025. Sky News. Laws Audio Sources Senate Committee on Commerce, Science, and Transportation January 28, 2025 Witnesses: Louis E. Sola, Chairman, Federal Maritime Commission (FMC) Daniel B. Maffei, Commissioner, FMC , Professor, Scalia Law School, George Mason University Joseph Kramek, President & CEO, World Shipping Council Clips 17:30 Sen. Ted Cruz (R-TX): Between the American construction of the Panama Canal, the French effort to build an isthmus canal, and America's triumphant completion of that canal, the major infrastructure projects across Panama cost more than 35,000 lives. For the final decade of work on the Panama Canal, the United States spent nearly $400 million, equivalent to more than $15 billion today. The Panama Canal proved a truly invaluable asset, sparing both cargo ships and warships the long journey around South America. When President Carter gave it away to Panama, Americans were puzzled, confused, and many outraged. With the passage of time, many have lost sight of the canal's importance, both to national security and to the US economy. 18:45 Sen. Ted Cruz (R-TX): But the Panama Canal was not just given away. President Carter struck a bargain. He made a treaty. And President Trump is making a serious and substantive argument that that treaty is being violated right now. 19:10 Sen. Ted Cruz (R-TX): President Trump has highlighted two key issues. Number one, the danger of China exploiting or blocking passage through the canal, and number two, the exorbitant costs for transit. 19:20 Sen. Ted Cruz (R-TX): Chinese companies are right now building a bridge across the canal at a slow pace, so as to take nearly a decade. And Chinese companies control container points ports at either end. The partially completed bridge gives China the ability to block the canal without warning, and the ports give China ready observation posts to time that action. This situation, I believe, poses acute risks to US national security. 19:50 Sen. Ted Cruz (R-TX): Meanwhile, the high fees for canal transit disproportionately affect Americans, because US cargo accounts for nearly three quarters of Canal transits. US Navy vessels pay additional fees that apply only to warships. Canal profits regularly exceed $3 billion. This money comes from both American taxpayers and consumers in the form of higher costs for goods. American tourists aboard cruises, particularly those in the Caribbean Sea, are essentially captive to any fees Panama chooses to levy for canal transits, and they have paid unfair prices for fuel bunkering at terminals in Panama as a result of government granted monopoly. Panama's government relies on these exploitative fees. Nearly 1/10 of its budget is paid for with canal profit. 21:25 Sen. Ted Cruz (R-TX): Panama has for years flagged dozens of vessels in the Iranian ghost fleet, which brought Iran tens of billions of dollars in oil profits to fund terror across the world. 21:40 Sen. Ted Cruz (R-TX): And Chinese companies have won contracts, often without fair competition, as the infamous Belt and Road Initiative has come to Panama. China often engages in debt trap diplomacy to enable economic and political coercion. In Panama, it also seems to have exploited simple corruption. 32:40 Louis Sola: The Panama Canal is managed by the Panama Canal Authority, ACP, an independent agency of the Panamanian government. The ACP is a model of public infrastructure management, and its independence has been key to ensure a safe and reliable transit of vessels critical to the US and global commerce. 33:25 Louis Sola: In contrast, the broader maritime sector in Panama, including the nation's ports, water rights, and the world's largest ship registry, falls under the direct purview of the Panamanian government. 33:35 Louis Sola: Unfortunately, this sector has faced persistent challenges, including corruption scandals and foreign influence, particularly from Brazil and China. These issues create friction with the ACP, especially as it works to address long term challenges such as securing adequate water supplies for the canal. 33:55 Louis Sola: Although the ACP operates independently, under US law both the ACP and the government of Panama's maritime sector are considered one in the same. This means that any challenges in Panama's maritime sector, including corruption, lack of transparency, or foreign influence, can have a direct or indirect impact on the operations and long term stability of the canal. This legal perspective highlights the need for diligence in monitoring both the ACP's management and Panama government's policies affecting maritime operations. 34:30 Louis Sola: Since 2015, Chinese companies have increased their presence and influence throughout Panama. Panama became a member of the Belt and Road Initiative and ended its diplomatic relations with Taiwan. Chinese companies have been able to pursue billions of dollars in development contracts in Panama, many of which were projects directly on or adjacent to the Panama Canal. Many were no bid contracts. Labor laws were waived, and the Panamanian people are still waiting to see how they've been benefited. It is all more concerning that many of these companies are state-owned, and in some cases, even designated as linked to the People's Liberation Army. We must address the significant growing presence and influence of China throughout the Americas and in Panama, specifically. 35:20 Louis Sola: American companies should play a leading role in enhancing the canal's infrastructure. By supporting US firms, we reduce reliance on Chinese contractors and promote fair competition. 36:55 Daniel Maffei: Because the canal is essentially a waterway bridge over mountainous terrain above sea level, it does depend on large supplies of fresh water to maintain the full operations. Panama has among the world's largest annual rainfalls. Nonetheless, insufficient fresh water levels have occurred before in the canal's history, such as in the 1930s when the Madden Dam and Lake Alajuela were built to address water shortages. Since that time, the canal has undertaken several projects to accommodate larger, more modern ships. In the last couple of years, a trend of worsening droughts in the region, once again, has forced limits to the operations of the canal. Starting in June of 2023 the Panama Canal Authority employed draft restrictions and reduced the number of ships allowed to transit the canal per day. Now the Panama Canal limitations, in combination with the de facto closure of the Suez Canal to container traffic, has had serious consequences for ocean commerce, increasing rates, fees and transit times. 39:30 Daniel Maffei: Now, fortunately, Panama's 2024 rainy season has, for now, alleviated the most acute water supply issues at the canal, and normal transit volumes have been restored. That said, while the Panamanian government and Canal Authority have, with the advice of the US Army Corps of Engineers, developed credible plans to mitigate future water shortages, they also warned that it is likely that at least one more period of reduced transits will occur before these plans can be fully implemented. 41:55 Eugene Kontorovich: We shall see that under international law, each party to the treaty is entitled to determine for itself whether a violation has occurred. Now, in exchange for the United States ceding control of the canal which it built and maintained, Panama agreed to a special regime of neutrality. The essential features of this regime of neutrality is that the canal must be open to all nations for transit. That's Article Two. Equitable tolls and fees, Article Three. An exclusive Panamanian operation, Article Five. The prohibition of any foreign military presence, Article Five. Article Five provides that only Panama shall operate the canal. Testifying about the meaning of the treaty at the Senate ratification hearings, the Carter administration emphasized that this prohibits foreign operation of the canal, as well as the garrisoning of foreign troops. Now, Article Five appears to be primarily concerned about control by foreign sovereigns. If Panama signed a treaty with the People's Republic of China, whereby the latter would operate the canal on Panama's behalf, this would be a clear violation. But what if Panama contracted for port operations with a Chinese state firm, or even a private firm influenced or controlled in part by the Chinese government? The Suez Canal Company was itself, before being nationalized, a private firm in which the United Kingdom was only a controlling shareholder. Yet this was understood to represent British control over the canal. In other words, a company need not be owned by the government to be in part controlled by the government. So the real question is the degree of de jure or de facto control over a Foreign Sovereign company, and scenarios range from government companies in an authoritarian regime, completely controlled, to purely private firms in our open society like the United States, but there's many possible situations in the middle. The treaty is silent on the question of how much control is too much, and as we'll see, this is one of the many questions committed to the judgment and discretion of each party. Now turning to foreign security forces, the presence of third country troops would manifestly violate Article Five. But this does not mean that anything short of a People's Liberation Army base flying a red flag is permissible. The presence of foreign security forces could violate the regime of neutrality, even if they're not represented in organized and open military formations. Modern warfare has seen belligerent powers seek to evade international legal limitations by disguising their actions in civilian garb, from Russia's notorious little green men to Hamas terrorists hiding in hospitals or disguised as journalists. Bad actors seek to exploit the fact that international treaties focus on sovereign actors. Many of China's man made islands in the South China Sea began as civilian projects before being suddenly militarized. Indeed, this issue was discussed in the Senate ratification hearings over the treaty. Dean Rusk said informal forces would be prohibited under the treaty. Thus the ostensible civilian character of the Chinese presence around the canal does not, in itself, mean that it could not represent a violation of the treaty if, for example, these companies and their employees involved Chinese covert agents or other agents of the Chinese security forces. So this leads us to the final question, Who determines whether neutrality is being threatened or compromised? Unlike many other treaties that provide for third party dispute resolution, the neutrality treaty has no such provision. Instead, the treaty makes clear that each party determines for itself the existence of a violation. Article Four provides that each party is separately authorized to maintain the regime of neutrality, making a separate obligation of each party. The Senate's understanding accompanying to ratification also made clear that Article Five allows each party to take, quote, "unilateral action." Senator Jacob Javits, at the markup hearing, said that while the word unilateral is abrasive, we can quote, "decide that the regime of neutrality is being threatened and then act with whatever means are necessary to keep the canal neutral unilaterally." 46:35 Joseph Kramek: My name is Joe Kramek. I'm President and CEO of the World Shipping Council. The World Shipping Council is the global voice of liner shipping. Our membership consists of 90% of the world's liner shipping tonnage, which are container vessels and vehicle carriers. They operate on fixed schedules to provide our customers with regular service to ship their goods in ports throughout the world. 47:15 Joseph Kramek: As you have heard, using the Panama Canal to transit between the Atlantic and Pacific saves significant time and money. A typical voyage from Asia to the US or East Coast can be made in under 30 days using the canal, while the same journey can take up to 40 days if carriers must take alternate routes. From a commercial trade perspective, the big picture is this. One of the world's busiest trade lanes is the Trans Pacific. The Trans Pacific is cargo coming from and going to Asia via the United States. Focusing in a bit, cargo coming from Asia and bound for US Gulf and East Coast ports always transits the Panama Canal. Similarly, cargo being exported from US and East Coast ports, a large share of which are US Agricultural exports, like soybeans, corn, cotton, livestock and dairy also almost always transits the Panama Canal. The result is that 75% of Canal traffic originates in or is bound for the United States. 48:55 Joseph Kramek: We've talked about the drought in 2023 and the historic low water levels that it caused in Lake Gatún, which feeds the canal locks, a unique system that is a fresh water feed, as contrasted to an ocean to ocean system, which the French tried and failed, but which is actually active in the Suez Canal. These low water levels reduced transits from 36 transits a day to as low as 22 per day. Additionally, the low water levels required a reduction in maximum allowable draft levels, or the depth of the ship below the water line, which for our members reduced the amount of containers they could carry through the canal. This resulted in a 10% reduction in import volumes for US Gulf and East Coast ports, with the Port of Houston experiencing a 26.7% reduction. 51:10 Sen. Ted Cruz (R-TX): Are you aware of allegations from some vessel operators of disparate treatment such as sweetheart deals or favorable rebates by Panama for canal transits? Louis Sola: Thank you for the question, Mr. Chairman, we have become aware through some complaints by cruise lines that said that they were not getting a refund of their canal tolls. When we looked into this, we found a Panamanian Executive Order, Decree 73, that specifically says that if a cruise line would stop at a certain port, that they could be refunded 100% of the fees. And as far as I know, that's the only instant where that exists. 53:05 Sen. Ted Cruz (R-TX): So Panama was the very first Latin American country to join China's Belt and Road Initiative, and right now, China is building a fourth bridge across the Panama Canal for car traffic and light rail. Chairman Sola, why should Chinese construction of a bridge near Panama City concern the United States? Louis Sola: Mr. Chairman, we all saw the tragedy that happened here in the Francis Scott Key Bridge incident and the devastation that had happened to Baltimore. We also saw recently what happened in the Suez Canal, where we had a ship get stuck in there. It's not only the construction of the bridge, but it's a removal of a bridge, as I understand it, called the Bridge of the Americas. It was built in 1961 and that would paralyze cargo traffic in and out of the canals. 53:55 Sen. Ted Cruz (R-TX): Panama also recently renewed the concessions for two container ports to a Chinese company, Hutchison Ports PPC. Of course, Chinese companies are controlled by the Communist Party. How does China use control of those ports for economic gain? Louis Sola: Mr. Chairman, I am a regulator, a competition regulator. And the Chinese ports that you're referring to, let me put them into scope. The one on the Pacific, the Port of Balboa, is roughly the same size as the Port of Houston. They do about 4 million containers a year. They have about 28 game tree cranes. The one on the Atlantic is the same as my hometown in Miami, they do about 1 million containers. So where Roger Gunther in the Port of Houston generates about $1 billion a year and Heidi Webb in Miami does about $200 million, the Panama ports company paid 0 for 20 years on that concession. So it's really hard to compete against zero. So I think that's our concern, our economic concern, that we would have. Sen. Ted Cruz (R-TX): Commissioner Maffei, anything to add on that? Daniel Maffei: Yeah, I do too also think it is important. I would point out that you don't have to stop at either port. It's not like these two ports control the entrance to the canal. That is the Canal Authority that does control that. However, I think it's of concern. I would also point out that the Panamanian government thinks it's of concern too, because they're conducting their own audit of those particular deals, but we remain very interested as well. 56:25 Sen. Ted Cruz (R-TX): Would the facts discussed here be considered violations of the neutrality treaty in force right now between the United States and Panama? Eugene Kontorovich: So I think Senator, I think potentially they could, but it's impossible to say definitively without knowing more, in particular, about the degree of Chinese control and involvement in these companies. I think it's important to note that these port operation companies that operate the ports on both sides, when they received their first contract, it was just a few months before Hong Kong was handed over to China. In other words, they received them as British companies, sort of very oddly, just a few months before the handover. Now, of course, since then, Hong Kong has been incorporated into China, has been placed under a special national security regime, and the independence of those companies has been greatly abridged, to say nothing of state owned companies involved elsewhere in in the canal area, which raised significantly greater questions. Additionally, I should point out that the understandings between President Carter and Panamanian leader Herrera, which were attached to the treaty and form part of the treaty, provide that the United States can, quote, "defend the canal against any threat to the regime of neutrality," and I understand that as providing some degree of preemptive authority to intervene. One need not wait until the canal is actually closed by some act of sabotage or aggression, which, as we heard from the testimony, would be devastating to the United States, but there is some incipient ability to address potential violations. 58:10 Sen. Ted Cruz (R-TX): If the United States determines that Panama is in violation of the treaty, what is the range of remedies the United States would have for that treaty violation? Eugene Kontorovich: So I think it may be shocking to people to hear today, but when one goes over the ratification history and the debates and discussions in this body over this treaty, it was clear that the treaty was understood as giving both sides, separately, the right to resort to use armed force to enforce the provisions of the treaty. And it's not so surprising when one understands that the United States made an extraordinary concession to Panama by transferring this canal, which the United States built at great expense and maintained and operated to Panama, gratis. And in exchange, it received a kind of limitation, a permanent limitation on Panamanians sovereignty, that Panama agreed that the United States could enforce this regime of neutrality by force. Now, of course, armed force should never be the first recourse for any kind of international dispute and should not be arrived at sort of rationally or before negotiations and other kinds of good offices are exhausted, but it's quite clear that the treaty contemplates that as a remedy for violations. 1:03:20 Louis Sola: I believe that the security of the canal has always been understood to be provided by the United States. Panama does not have a military, and I always believed that there's been a close relationship with Southern Command that we would provide that. And it would be nice to see if we had a formalization of that in one way or another, because I don't believe that it's in the treaty at all. 1:05:05 Daniel Maffei: While we were down there, both of us heard, I think, several times, that the Panamanians would, the ones we talked to anyway, would welcome US companies coming in and doing a lot of this work. Frankly, their bids are not competitive with the Chinese bids. Frankly, they're not that existent because US companies can make more money doing things other places, but even if they were existent, it is difficult to put competitive bids when the Chinese bids are so heavily subsidized by China. 1:06:10 Sen. Ted Cruz (R-TX): What would China's incentive be to heavily subsidize those bids to undercut American companies and other companies? Daniel Maffei: Yeah, it's not a real short answer, but Senator, China's made no secret of its ambitious policies to gain influence of ports throughout the globe. It's invested in 129 ports in dozens of countries. It runs a majority of 17 ports, that does not include this Hong Kong company, right? So that's just directly Chinese-owned ports. So it has been a part of their Belt and Road strategy, whatever you want to call it, the Maritime Silk Road, for decades. So they believe that this influence, this investment in owning maritime ports is important to their economy. 1:07:05 Sen. Deb Fischer (R-NE): In 2021, Hutchison was awarded those two ports, Port Balboa and Port Cristobal, in a no-bid award process. Can you tell me, does the United States have any authority or recourse with the Panama Canal Authority under our current agreement with Panama to rebid those terminal concession contracts. And perhaps Mr. Kantorovich, that's more in your purview? Louis Sola: Senator, both of those ports were redone for 25 years, until 2047, I believe. And they have to pay $7 million is what the ongoing rate is for the Port of Houston- and the Port of Miami-sized concessions. Sen. Deb Fischer (R-NE): And it can't be rebid until after that date? Louis Sola: Well, I believe that that's what the comptroller's office is auditing both of those ports and that contract. That was done under the previous Panamanian administration. A new administration came in, and they called for an audit of that contract immediately. 1:20:10 Sen. Dan Sullivan (R-AK): Are the companies now controlling both sides of the Panama Canal, the Chinese companies, subject to the PRC national security laws that mandate cooperation with the military, with state intelligence agencies. Does anyone know that? Eugene Kontorovich: They're subject all the time. They're subject to those laws all the time by virtue of being Hong Kong companies. And you know, they face, of course, consequences for not complying with the wishes of the Chinese government. One of the arguments -- Sen. Dan Sullivan (R-AK): Wouldn't that be a violation of the treaty? And isn't that a huge risk to us right now that the Chinese -- Eugene Kontorovich: That is a threat to the neutrality -- Sen. Dan Sullivan (R-AK): If they invaded Taiwan, invaded the Philippines, they could go to these two companies saying, Hey, shut it down, make it hard, sink a ship in the canal. And wouldn't they be obligated to do that under Chinese law if they were ordered to by the PLA or the CCP? Eugene Kontorovich: I don't know if they'd be obligated, but certainly the People's Republic of China would have many tools of leverage and pressure on these companies. That's why the treaty specifically says that we can act not just to end actual obstructions to the canal. We don't have to wait until the canal is closed by hostile military action. Thatwould be a suicide pact, that would be catastrophic for us, but rather that we can respond at the inchoate, incipient level to threats, and then this is up to the president to determine whether this is significantly robust to constitute -- Sen. Dan Sullivan (R-AK): So aren't we kind of walking up to the idea of a suicide pact, because we've got two big Chinese companies on both ends of the Panama Canal, who, if there's a war in INDOPACOM, Taiwan that involves us and China, these companies would be obligated to do the bidding of the Chinese Communist Party and PLA? I mean, are we kind of walking up to a very significant national security threat already? Eugene Kontorovich: Yeah, certainly, there's a threat. And I think what makes the action of the Chinese government so difficult to respond to, but important to respond to, is that they conceal this in sort of levels of gray without direct control. Sen. Dan Sullivan (R-AK): Let me ask you on that topic, as my last question, Professor, let's assume that we find out. And again, it wouldn't be surprising. I think you can almost assume it that these two companies have Chinese spies or military officials within the ranks of the employees of the companies. Let's assume we found that out, somehow that becomes public. But I don't think it's a big assumption. It's probably true right now. So you have spies and military personnel within the ranks of these two companies that are controlling both ends of the Panama Canal for you, Professor, and Chairman Sola, wouldn't that be a blatant violation of Article Five of the neutrality treaty, if that were true, which probably is true? Eugene Kontorovich: Yeah, I do think it would be a clear violation. As former Secretary of State, Dean Ross said at the ratification hearings, informal forces can violate Article Five as well as formal forces. Sen. Dan Sullivan (R-AK): Is there any evidence of Chinese spies or other nefarious Chinese actors embedded in these companies? Louis Sola: Senator, we have no information of that. That's not under the purview of -- Sen. Dan Sullivan (R-AK): But you agree that would be a violation of Article Five of the neutrality treaty? Louis Sola: I do. 1:26:25 Daniel Maffei: Senator Sullivan was talking about Hutchison Ports. That's actually the same company that runs terminals on both ends of the canal. I am concerned about that. However, if we want to be concerned about that, all of us should lose a lot more sleep than we're losing because if there are spies there, then there might be spies at other Hutchinson ports, and there are other Hutchinson ports in almost every part of the world. They own the largest container port in the United Kingdom, Felix Dow, which is responsible for nearly half of Britain's container trade. They control major maritime terminals in Argentina, Australia, the Bahamas, Germany, Indonesia, Mexico, Myanmar, the Netherlands, South Korea and Tanzania. If owning and managing adjacent ports means that China somehow has operational control or strategic control over the Panama Canal, they also have it over the Suez, the Singapore Straits, the Mediterranean Sea and the English Channel. 1:35:45 Louis Sola: The fees that I think we are looking at, or have been looked at, the reason that we went there was because of the auctioning of the slots. And so what Panama did is they had a smaller percentage, maybe 20% allocation, and then they moved it up to 30% and 40% because it became a money maker for them. So as they were doing -- Sen. Marsha Blackburn (R-TN): Okay, let me interject here. The auctioning of the slots gives these the right to skip the queue? Louis Sola: Yes, ma'am. Sen. Marsha Blackburn (R-TN): Okay, so just for the record there. Continue. Louis Sola: So the auctioning of the slots. Under maritime law, it's first come first serve, but Panama has always put a certain percentage aside, and they started to put more and more. So we got a lot of complaints. We got a lot of complaints from LNG carriers that paid $4 million to go through, and we got a lot of complaints from agriculture that didn't have the money to pay to go through, because their goods were gonna go down. So if you look at the financial statements -- I'm a nerd, I look at financial statements of everybody -- the canal increased the amount of revenue that they had from about $500 million to $1.8 billion in the last three years just because of those fees. So this is what is very concerning to us. 1:39:20 Sen. Amy Klobuchar (D-MN): Do you know of any instances where the United States has been singled out or treated unfairly under the neutrality treaty in the operation of the canal? Daniel Maffei: I do not. I would add that one of the reasons why saying the US is disproportionately affected by raises in Canal fees and other kinds of fees at the canal is because the United States disproportionately utilizes the canal. 1:44:55 Louis Sola: We have a US port there, SSA, out of Washington State that I actually worked on the development of that many years ago, and helped develop that. That used to be a United States Navy submarine base, and we converted that. As far as the two ports that we have, they're completely different. One is a major infrastructure footprint, and also a container port that's moving 4 million containers a year. That's really phenomenal amount. That's more than Miami, Fort Lauderdale, and you've probably got to get Tampa and a little bit of Jacksonville in there to get that type of volume. And on the other side, we have a very small port, but it's a very strategic port on the Atlantic. So how are the operations done?I don't know how they don't make money. I mean, if you want to come right down to it, if they've been operating the port for 20 years, and they say that they haven't made any money, so they haven't been able to pay the government. That's what concerns me is I don't believe that we're on a level playing field with the American ports. 1:58:50 Eugene Kontorovich: I think the charges and fees are less of an issue because they don't discriminate across countries. We pay more because we use more, but it's not nationally discriminatory. 1:59:00 Eugene Kontorovich: The presence of Chinese companies, especially Chinese state companies, but not limited to them, do raise serious issues and concerns for the neutrality of the treaty. And I should point out, in relation to some of the earlier questioning, the canal, for purposes of the neutrality treaty, is not limited just to the actual locks of the canal and the transit of ships through the canal. According to Annex One, paragraph one of the treaty, it includes also the entrances of the canal and the territorial sea of Panama adjacent to it. So all of the activities we're talking about are within the neutrality regime, the geographic scope of the neutrality regime in the treaty. 2:00:30 Daniel Maffei: I actually have to admit, I'm a little confused as to why some of the senators asking these questions, Senator Blackburn, aren't more concerned about the biggest port in the United Kingdom being run by the Chinese. Petraeus in the port nearest Athens, one of the biggest ports in the Mediterranean, is not just run by a Chinese-linked company, it's run directly by a Chinese-owned company, and I was there. So you're on to something, but if you're just focusing on Panama, that's only part. 2:01:45 Louis Sola: About a year ago, when we were having this drought issue, there was also a lot of focus on Iran and how they were funding Hamas and the Houthis because they were attacking the Red Sea. What the United States has found is that Iranian vessels are sometimes flagged by Panama in order to avoid sanctions, so that they could sell the fuel that they have, and then they can take that money and then they can use it as they wish. Panama, at the time, had a very complicated process to de-flag the vessels. There was an investigation, there was an appeals process. By the time that OFAC or Treasury would go ahead and identify one of those vessels, by the time that they were doing the appeals and stuff like this, they've already changed flags to somewhere else. So when we went to Panama, we met with the Panamanian president, and I must say that we were very impressed, because he was 30 minutes late, but he was breaking relations with Venezuela at the time because the election was the day before. We explained to him the situation. The very next day, we met with the maritime minister, with US embassy personnel and Panama actually adjusted their appeals process so to make it more expedient, so if the United States or OFAC would come and say that this Iranian vessel is avoiding sanctions, now we have a process in place to go ahead and do that, and 53 vessels were de-flagged because of that. 2:06:05 Sen. John Curtis (R-UT): Is there any reason that China can't watch or do whatever they want from this bridge to get the intel from these containers? And does that concern anybody? Louis Sola: Well, it definitely concerns Southern Command, because they've brought it up on numerous occasions that there could be some sort of surveillance or something like that on the bridges. 2:20:30 Sen. Tim Sheehy (R-MT): We segregate ourselves artificially in a way that they do not. We segregate ourselves. Let's talk about military. Let's talk about intelligence. Let's talk about economics. They don't. China doesn't work that way. It's a whole of government approach. They don't draw a delineation between an economics discussion and a military one. And their attack may not look like Pearl Harbor. It may look like an everyday ship that decides, you know, it pulls into the locks and blows itself up. And now the locks are non-functional for our usage, and we can't support an inter ocean fleet transfer, and our ability to defend it, as you referred to Chairman, is now inhibited by the fact that we no longer have the military infrastructure around the canal that we did just as recently as 1999. 2:21:10 Sen. Tim Sheehy (R-MT): So from a commercial perspective, do the shipping companies have concerns over the security of the narrow waterways? We've the Strait to Malacca, we've got the Suez Canal, we've got Gibraltar, we've got Panama. Is that a concern that's thrown around in the boardrooms of the largest shipping corporations in the world? Joseph Kramek: Senator, I think it's something they think about every day. I mean, really, it's drawn into sharp relief with the Red Sea. It was what I call a pink flamingo. There's black swans that just come up and there's pink flamingos that you can see, but you don't act. But no one really thought a whole lot that one of the most important waterways in the world could be denied, and moreover, that it could be denied for such a sustained period. The good news is that -- Sen. Tim Sheehy (R-MT): And denied, I might add, by a disaffected non-state actor of Bedouins running around with rocket launchers, who also managed to beat us in a 20 year war in Afghanistan. My point to saying all this is we're just debating operational control of the canal, yet it seems very clear to all of us that a very simple act can debilitate the canal and eliminate our ability to use it in a matter of minutes with no warning, and we have no ability to intervene or stop that. To me, that means we do not have operational control of the canal. 2:30:40 Daniel Maffei: I will say that certainly we need to look at other kinds of ways to get US companies in positions where they can truly compete with the Chinese on some of these things. Blaming it all on Panama really misses the point. I've seen the same thing in Greece, where Greece didn't want to give the concession of its largest port to a Chinese company, but because of its financial difficulties, it was getting pressure from international organizations such the IMF, Europe and even maybe some of the United States to do so. So I just ask you to look at that. 2:31:20 Daniel Maffei: Panamanians are making far more on their canal than they ever have before. That's not necessarily a bad thing, as long as it's going to the right place. But where they're really making the money is on these auctions, and that is why it remains a concern of mine and I'm sure the chairman's. That is where we are looking at, potentially, using our authority under Section 19 of the Merchant Marine Act where we could, if we can show that it is a problem with the foreign trade of the US, it's interfering with foreign trade of the US, there are certain things that we can do. Senate Foreign Relations Committee January 15, 2024 Clips 4:01:40 Marco Rubio: The thing with Panama on the canal is not new. I visited there. It was 2016. I think I've consistently seen people express concern about it, and it's encapsulized here in quote after quote. Let me tell you the former US ambassador who served under President Obama said: "the Chinese see in Panama what we saw in Panama throughout the 20th century, a maritime and aviation logistics hub." The immediate past head of Southern Command, General Laura Richardson, said, "I was just in Panama about a month ago and flying along the Panama Canal and looking at the state owned enterprises from the People's Republic of China on each side of the Panama Canal. They look like civilian companies or state owned enterprises that could be used for dual use and could be quickly changed over to a military capability." We see questions that were asked by the ranking member in the house China Select Committee, where he asked a witness and they agreed that in a time of conflict, China could use its presence on both ends of the canal as a choke point against the United States in a conflict situation. So the concerns about Panama have been expressed by people on both sides of the aisle for at least the entire time that I've been in the United States Senate, and they've only accelerated further. And this is a very legitimate issue that we face there. I'm not prepared to answer this question because I haven't looked at the legal research behind it yet, but I'm compelled to suspect that an argument could be made that the terms under which that canal were turned over have been violated. Because while technically, sovereignty over the canal has not been turned over to a foreign power, in reality, a foreign power today possesses, through their companies, which we know are not independent, the ability to turn the canal into a choke point in a moment of conflict. And that is a direct threat to the national interest and security the United States, and is particularly galling given the fact that we paid for it and that 5,000 Americans died making it. That said, Panama is a great partner on a lot of other issues, and I hope we can resolve this issue of the canal and of its security, and also continue to work with them cooperatively on a host of issues we share in common, including what to do with migration. 4:38:35 Sen. Mike Lee (R-UT): Now, President Trump has recently talked a little bit about the fact that there are some questions arising about the status of the Panama Canal. When we look to the treaty at issue, the treaty concerning the permanent neutrality and operation of the Panama Canal, we're reminded that some things maybe aren't quite as they should be there right now. Given that the Chinese now control major ports at the entry and the exit to the canal, it seems appropriate to say that there's at least an open question. There's some doubt as to whether the canal remains neutral. Would you agree with that assessment? Marco Rubio: Yes. Here's the challenge. Number one, I want to be clear about something. The Panamanian government, particularly its current office holders, are very friendly to the United States and very cooperative, and we want that to continue, and I want to bifurcate that from the broader issue of the canal. Now I am not, President Trump is not inventing this. This is something that's existed now for at least a decade. In my service here, I took a trip to Panama in 2017. When on that trip to Panama in 2017 it was the central issue we discussed about the canal, and that is that Chinese companies control port facilities at both ends of the canal, the east and the west, and the concerns among military officials and security officials, including in Panama, at that point, that that could one day be used as a choke point to impede commerce in a moment of conflict. Going back to that I -- earlier before you got here, and I don't want to have to dig through this folder to find it again, but -- basically cited how the immediate past head of Southern Command, just retired general Richardson, said she flew over the canal, looked down and saw those Chinese port facilities, and said Those look like dual use facilities that in a moment of conflict, could be weaponized against us. The bipartisan China commission over in the House last year, had testimony and hearings on this issue, and members of both parties expressed concern. The former ambassador to Panama under President Obama has expressed those concerns. This is a legitimate issue that needs to be confronted. The second point is the one you touched upon, and that is, look, could an argument be made, and I'm not prepared to answer it yet, because it's something we're going to have to study very carefully. But I think I have an inkling of I know where this is going to head. Can an argument be made that the Chinese basically have effective control of the canal anytime they want? Because if they order a Chinese company that controls the ports to shut it down or impede our transit, they will have to do so. There are no independent Chinese companies. They all exist because they've been identified as national champions. They're supported by the Chinese government. And if you don't do what they want, they find a new CEO, and you end up being replaced and removed. So they're under the complete control of their government. This is a legitimate question, and one that Senators Risch had some insight as well. He mentioned that in passing that needs to be looked at. This is not a joke. The Panama Canal issue is a very serious one. 4:44:30 Marco Rubio: In 2016 and 2017 that was well understood that part of the investments they made in Panama were conditioned upon Panama's ability to convince the Dominican Republic and other countries to flip their recognition away from Taiwan. That happened. Jen Briney's Recent Guest Appearances Travis Makes Money: Give and Take: Music by Editing Production Assistance

Teacher gets phishy email from Equitable salesperson. Does it violate FINRA section 2210(d)(1)(A) and (B)? Equitable to Pay $50 Million Penalty What's That Phishy Smell in Your Inbox? Learned by Being Burned - Short pod series about how teachers got burned then got wise to the 403(b) Meridian Wealth Management 403bwise.org Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

Jarian Kerekes, President of the Equitable Foundation, joins Mike Palmer on Trending in Education to share his personal and professional journey, highlighting the transformative power of education and the importance of finding one's passion. From his challenging upbringing in rural Virginia to his impactful work at the Equitable Foundation, Kerekes' story is one of resilience, determination, and a deep commitment to opening up higher education pathways for underserved students. Here's the link to NCAN also discussed in the episode.   Kerekes discusses the Equitable Foundation's multifaceted approach to education, encompassing college and career readiness for students, support for K-12 educators, and initiatives aimed at fostering vibrant and healthy communities. He delves into the foundation's scholarship program, which has helped over 7,300 scholars access post-secondary education, with a particular focus on BIPOC and first-generation students. Throughout the episode, Kerekes provides valuable insights into the challenges facing education today, including rising costs, the need for better support systems, and the importance of social capital and networking in bridging students into successful careers.   Key takeaways: Education is transformative: Kerekes emphasizes the power of education to change lives and create economic and social mobility, particularly for underserved students.   Finding your passion is key: Kerekes encourages students to find their "why" and pursue their passions to unlock their full potential.   Giving back is essential: Kerekes highlights the importance of community engagement and using one's voice and resources to make a difference.   Subscribe to Trending in Education to stay informed and inspired by insightful conversations with leaders like Jarian Kerekes who are shaping the future of education. Time Stamps: 00:00 Introduction and Guest Welcome 00:29 Jarian's Origin Story 02:09 Career Journey and Impact of Education 02:50 Equitable Foundation's Mission and Focus 04:58 Philanthropy and Community Engagement 06:07 Scholarship Programs and Higher Education 07:09 Challenges and Support in Higher Education 10:17 Volunteerism and Finding Your Why 12:36 Diversity, Equity, and Inclusion 14:44 Supporting First-Generation and Low-Income Students 22:59 Career Advice and Professional Development 29:09 Final Thoughts and Takeaways Source for Equitable's distinction as the #1 provider of K-12 403(b) plans for 10 consecutive years: LIMAR, Not-for-Profit Survey, Q2 2024 results, based on 403(b) plan participants and contributions. Survey results include plans issued by Equitable Financial and Equitable America. Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial), Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with an administrative office in Charlotte, NC, issuers of insurance and annuity products and Equitable Distributors, LLC. GE-7696551.1(03/25)(exp. 03/29)

Spring is on its way, which means farmers' markets, CSA boxes, and fresh local produce will be here soon. One local non-profit is gearing up for a busy growing season with new leadership at the helm. State Representative Francesca Hong is stepping into the role of board president for Rooted, which offers opportunities for urban farming and distributes produce to underserved local communities.  Host Bianca Martin chats with Rep. Hong and Rooted Co-Executive Director Hedi Rudd about the changes to the organization, the Troy Farm CSA  and their commitment to food and land access for all.  Join us every Thursday as we explore Madison's food culture, from the brewers and bakers to the chefs and cheesemakers. Wanna talk to us about an episode? Leave us a voicemail at 608-318-3367 or email madison@citycast.fm. We're also on Instagram!  Want more Madison news delivered right to your inbox? Subscribe to the Madison Minutes morning newsletter.  Looking to advertise on City Cast Madison? Check out our options for podcast and newsletter ads. Learn more about your ad choices. Visit megaphone.fm/adchoices

The insured signed up for a “retrospective rating plan.” Under this plan, the insured promised to reimburse Unforgettable for its paid losses. The insurance company discovered invoices left unsent due to a computer programming error.   Notable Timestamps [ 00:15 ] - Total Surprise Transportation promised to reimburse Unforgettable Insurance for its paid losses, including "Allocated Loss Adjustment Expenses." [ 01:25 ] - Tim asks for his paycheck to be decreased, and Brennan gets paid to buy a workbench. [ 02:43 ] - Usually premiums are calculated based on industry knowledge and similar businesses. Under a retrospective rating plan, an initial premium is assessed, then adjusted based on the insured's actual losses. [ 03:55 ] - “Allocated Loss Adjustment Expenses” or ALAE are the costs associated with specific claims, and the “Unallocated Loss Adjustment Expenses” refer to more general overhead that goes into running the claims department. [ 05:09 ] - These plans allow the insured to hang onto their cash right up until the claim settles, rather than spending their reserves throughout the process. [ 05:58 ] - To successfully invoke laches, a defendant must prove the plaintiff delayed filing suit an unreasonable and inexcusable length of time from the time the plaintiff knew or reasonably should have known of its claim against the defendant; and (2) the delay resulted in material (financial) prejudice or injury to the defendant. [ 08:50 ] - Equitable estoppel prevents one party who has made certain representations from taking unfair advantage of another when the party making the representations changes its position to the prejudice of the party who relied upon the representations. [ 10:24 ] - Under the clean hands doctrine, a court sitting in equity will not provide shelter or aid to a party who seeks the benefit of their own wrongdoing. The doctrine generally does not apply to law actions like a breach of contract claim. [ 11:33 ] - Who really has clean hands here? What would the impact be on the insured's financial situation? The team discusses fairness in this context.  [ 12:52 ] - Brennan provides a recap of the scenario and the points above. Your PLRB Resources CE Course: Underwriting Issues in Insurance Claims - https://www.plrb.org/courses/underwriting-issues-in-insurance-claims/ Handout: https://www.plrb.org/wp-content/uploads/2024/10/UnderwritingIssues-Scenarios.pdf Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Every child has an individual healthcare experience, but for marginalized communities like migrant families, they face some unique challenges in our healthcare system. From dealing with trauma to navigating a language barrier, working to get the right care can be complicated. At this year's annual Children's Hospital Colorado podcast live event, Charting Pediatrics took a close look at this topic. In this episode you will learn about acute clinical challenges, resource constraints, social needs, moral distress, impact on staff, child health policy, combating misinformation and more. Steven Federico, MD, the Chief Government and Community Affairs Officer at Denver Health joined us for this special episode. His passion for improved and equitable healthcare is fueled by his experiences as a pediatrician and primary care physician at Denver Health, where he has worked since 2002. In his past role as medical director, he oversaw three community health centers and 19 school-based clinics that provide comprehensive physical and mental health care to 70,000 children across Denver. His advocacy work focuses on eliminating barriers to adequate health coverage and healthcare.   Some highlights from this episode include:  The strains hospital and primary care settings have experienced with the 2024 surge in international migration to the United States  Effective strategies to deliver the best care for migrant children  Ways the medical community can prepare for and adapt to the possibility that patients and families may face deportation  Understanding the opportunities that exist to provide optimal care in different healthcare settings  For more information on Children's Colorado, visit: childrenscolorado.org. 

Companies succeed when they communicate diversity and practice inclusivity, tolerance, and equity. Tune in as I explain how communicating your firm's equitable practices can boost employee satisfaction and retention, enhance your brand's reputation, and improve your bottom line.  

Odd, ends, and immigration newsStay positive!   : )   El Manyary  v. Bondi, No. 22-3102 (8th Cir. Feb. 21, 2025)in absentia motion to reopen; Campos-Chavez; stop-time rule; equitable tolling; sua sponte; exceptional circumstances for missing hearing; hearing notice in foreign language Sponsors and friends of the podcast!Kurzban Kurzban Tetzeli and Pratt P.A.Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years.Cerenade"Leader in providing smart, secure, and intuitive cloud-based solutions"Click me!The Pen & Sword College (formerly The Clinic at Sharma-Crawford Attorneys at Law) Use Promo Code: ImmReview2025Link to firm: https://sharma-crawford.com/ Link to Nonprofit: https://thepen-and-swordkc.org/ Link to books: https://www.rekhasharmacrawford.com/ Stafi"Remote staffing solutions for businesses of all sizes"Promo Code: STAFI2025Click me!Immigration Lawyer's Toolboxhttps://immigrationlawyerstoolbox.com/immigration-reviewWant to become a patron?Click here to check out our Patreon Page!CONTACT INFORMATIONEmail: kgregg@kktplaw.comFacebook: @immigrationreviewInstagram: @immigrationreviewTwitter: @immreviewAbout your hostCase notesRecent criminal-immigration article (p.18)Featured in San Diego VoyagerAll praise to the pod's wonderful editors!Luana Lima SerraYasmin LimaDISCLAIMER & CREDITSSee Eps. 1-200Support the show

Richard Marcus from Cliffe Dekker Hofmeyr explores how the new Expropriation Act impacts property ownership and agricultural interests.

As we explore what it means to achieve equitable solutions in PBIS implementation, we start by defining what equity looks like. So, what happens when our definitions of equity are different from each other? In this episode, learn how one coach successfully collaborates with the whole schoolwide community to create shared definitions and equitable systems that work for everyone.Joining us is Mari Meador from the University of Washington's School Mental Health Assessment Research and Training (SMART) Center. As an implementation coach, Mari supports schools in their implementation efforts. She has been a PBIS state facilitator, an assistant coordinator for the Northwest PBIS Network, and a school-based counselor and mental health associate. Mari is a forever advocate for system-level change, culturally responsive practices, and social-emotional learning.Listen in as Mari shares her strategies for working with community and family members to define their shared values and identify interventions that are culturally responsive. Additionally, we'll discuss the importance of mental health screening in schools and how it serves as a powerful foundation within any multi-tiered system of support.For more information about the resources shared in this episode, check out the following links:SMART CenterBehavioral Health AuditPBIS Community of Practice!Intervention Map Template

"I'm dedicated to dispelling financial uncertainty for women and guiding them toward self-reliance." - Donna S. Cates Divorce is challenging, especially when significant wealth is involved. Dividing assets, valuing complex holdings, and ensuring financial stability for both parties requires specialized expertise. In this episode, Certified Divorce Financial Analyst (CDFA®) Donna S. Cates provides insights into high-net-worth divorce, covering key topics such as equitable distribution, valuing businesses and real estate, tax implications, and strategies to secure your financial future. Whether you're in the midst of divorce or rebuilding afterward, Donna's advice will help you navigate this complex transition. Donna, with over 20 years of experience, is a leader in financial empowerment, particularly for women. As the founder of "Money Matters Wealth Solutions" and "Navigating Divorce," she provides expert financial planning and divorce mediation services. She's also the bestselling author of Divorce Decoded and Financial Trendsetters. Join us for this crucial conversation on: Equitable vs. equal distribution of assets Valuing complex assets like businesses and intellectual property Tax implications and preserving wealth after divorce The benefits of working with a CDFA® during divorce If you're facing the challenges of high-net-worth divorce, this episode is a must-listen. Connect with Donna: Free Gift: Surviving the Storm: Navigating Through Divorce with 5 Smart Financial Steps - https://go.moneymatterswealth.com/surviving-the-storm Instagram: https://www.instagram.com/donnacates Facebook: https://www.facebook.com/MoneyMattersWealth; https://www.facebook.com/DivorceDivasAlabama/ LinkedIn: https://www.linkedin.com/in/donnacates/    Journey Beyond Divorce Resources: Join the High Conflict Divorce Support Group: https://www.jbddivorcesupport.com/hcdsg Follow JBD on Instagram: @journey_beyond_divorce Book a Free Rapid Relief Call: http://rapidreliefcall.com  A word from our sponsors: Soberlink is a revolutionary tool designed to support individuals in their journey to sobriety. As a leading provider of remote alcohol monitoring, Soberlink offers a secure and reliable solution that helps people stay accountable and transparent in their recovery process. We're grateful for Soberlink's commitment to enhancing the recovery process and providing valuable resources to our listeners. Learn more about how Soberlink can make a difference in your journey at www.soberlink.com/jbd ======= TalkingParents provides a comprehensive platform designed to simplify co-parenting and enhance communication between parents. With secure messaging, a shared calendar, and features for tracking parenting time, TalkingParents ensures that all important details and agreements are documented and accessible.  We're grateful for TalkingParents' support in simplifying co-parenting and enhancing communication for our listeners. Discover how TalkingParents can bring clarity and organization to your co-parenting journey at www.talkingparents.com/jbd

Before- and after-school ensembles are a fantastic way to give students more musical opportunities—but are they truly accessible to all? In this episode, Bryson dives into an often-overlooked barrier to participation: transportation. Many students rely on school buses or have caregivers with tight schedules, making early-morning or late-afternoon rehearsals difficult—or even impossible. While no solution is perfect, Bryson explores practical ways to make these ensembles more equitable, from adjusting policies to partnering with PTOs for carpool solutions. Tune in for an honest conversation about accessibility, flexibility, and ensuring every student who wants to make music has the chance to do so! Episode Chapters: 0:00 Introduction 1:50 The Challenge of Transportation in Ensemble Participation 3:00 Exploring Alternative Solutions 7:32 Making Performances More Accessible 9:05 Rethinking the Purpose of Participation 9:50 Takeaways Links and Resources: Elementary Newbie Guide Disabilities Guide Steady Beat Survival Guide Join That Music Teacher Community Have questions or want to share feedback? Reach out to us at hello@thatmusicteacher.com - we'd love to hear from you!

In today's episode with special guests Micki Evans, Charity Marcella Moran, and Erin Sanchez, Lindsay discusses place-based learning in relation to equitable and liberatory pedagogy.     Liked this episode? Rate, review, and share!   Get In Touch With Micki Evans: Email: micki@pblpath.com  Website: https://www.pblpath.com Instagram: @pblpath Facebook: PBL Path LinkedIn: www.linkedin.com/in/micki-evans-57234b36    Get In Touch With Charity Marcella Moran:  Instagram: @iDoSchool & @PBLPath  Website: https://www.pblpath.com   Get In Touch With Erin Sanchez:  Website: http://www.pblpath.com     Get Your Episode Freebies & More Resources On My Website: https://www.lindsaybethlyons.com/blog/197   Lindsay's Links: LinkedIn: @lindsaybethlyons  Instagram: @lindsaybethlyons Facebook Group: Time for Teachership

I review : Making Learning Accessible, Inclusive, and Equitable by Catlin R. Tucker and Katie Novak. Educators understand the crucial importance of developing learning experiences that are accessible, engaging, and student-center Elevating Educational Design with AId. However, when faced with a long list of ever-increasing demands, teachers are often left without the time, energy, and resources necessary to turn best intentions into best practices. Enter Elevating Educational Design with AI, a guide for teachers who want to use technology to activate engagement, give students agency over their learning, and streamline workflows.

Joseph story in Genesis; Eventual Christians; Sabbath; Joseph's authority in Egypt; Jesus, Moses, Abraham in agreement; Natural Law - built into creation; Be fruitful and multiply; Dress and keep; Abraham's journey; Force vs faith; Herod's leaven; Yeast?; Oppression; Helping neighbors; Who are the poor?; Blind guides; Charity alone; Voluntarism; Gen 43:1; Joseph's brother Benjamin; Learning process for brothers; Bondage in Egypt; Cain's government structure; Millionaire bishops?; Ankh - giver of life; Making America great again?; Capitalism; Government ownership; Loss of liberty; "The Man"; Judah as a surety; Goodwill; Gen 41:28 vav-yod-chet-resh-dalet-vav - fear or awe?; Visit in Joseph's house; Washing of feet; Gen 42:24 weep; "Bowels"?; Joseph's drama; Jesus' weeping; "Wimpy economics"; How to be a free nation; Benevolent bondage?; Eating with Hebrews; "Bread"; Racial superiority; Bloodlines?; Walking in faith; Darkness and iniquity; Idolatry; Favoring Benjamin; Lessons for Israel; Understanding bible stores; Bonds of love; Strengthening society; Welfare snares and traps; Executive Orders regarding Faith; Cheese in the trap; Golden statues; Stupid criminal story; Reserve funds; Highly-processed land; Moses' way; Cultivating care in a free society; Legal title; vs Equitable title; Where your rights are; "Apostate"; Explaining the gospels; Assisting faith-based entities?; Seeking His kingdom; Joseph's open eyes; Meditation; Phylacteries; What not to do; Christ's way; Federal funding?; End Legal Charity.

So much red meat in this episode for industry junkies that you might mistake it for a Sizzler, the boys are joined by Mo this week to cover a wide array of topics, featuring some of the spaces most influential players. Paradox had a week so good, even Chipotle gave them a shout-out on Mad Money, which is like getting a high-five from your rich uncle at a family reunion. They also gobbled up Eqtble, a fancy people analytics company, because who doesn't want to know if their employees are secretly plotting to start a band during work hours? Meanwhile, Deel's hitting the $800 million mark faster than you can say "IPO, where's my yacht?" They're eyeing 2026 for going public, making Rippling's founder Parker Conrad sweat more than a mime in a sauna. LinkedIn's now diving into video like your grandma at a bingo night, with a 36% increase in uploads because apparently, watching someone talk about their job is the new Netflix. They're also trying to make job applications less of a "throw your resume into a black hole" experience. And for the rom-com lovers, remote work is apparently the new dating app, with 86% of Americans finding love over Zoom. It's like 'The Office,' but instead of the break room, it's Slack gone wild. However, with 41% dating their supervisor, we're one lawsuit away from making "return to office" the new "I love you." Chapters 00:00 Introduction and Context Setting 01:22 Chad Goes to Madrid 04:09 Super Bowl Predictions 06:31 Positive News: Jackie Clayton on Amazing Race 07:54 Nostalgia: The Return of the Shamrock Shake 14:01 Chipotle talks Paradox 20:14 Acquisition of Equitable and Market Strategy 26:13 Paradox's Strategic Acquisitions 30:48 Lessons from the Past: Company Acquisitions 32:23 Deel's Impressive Growth 36:28 LinkedIn's New Video Strategy 43:30 Romance in the Remote Workplace

Jordan Chiles gets another 10, judging oversight updates, and Jay Clark had a lot of tired old feeling about judging oversight and he's not alone. Headlines Collegiate judges received an email from the Women's Collegiate Gymnastics Association (WCGA) that there will be no judging feedback shared for the first year of the SCORE Board pilot program The target for this year is on data collection and analysis Jay Clark (LSU) had A LOT to say about the SCORE Board, we have thoughts (see full quote at bottom of notes page) Gymternet News Everyone is rightfully obsessed with Isla Gie's musical theater floor routine Kyrstin Johnson (Temple) plays tribute to hip-hop culture in her badass floor routine Betty Okino was named the Developmental Lead for the U.S. women's artistic program A Tale of Three Cities: USAG narrows its options down to three cities for the USA Gymnastics facility of the future Injury updates: Tyler Turner, Trinity Brown, Sam Phillips, Sasha Fujisaka Because of Elon Musks' double nazi salute, going forward, GymCastic will no longer link  to Twitter. We encourage listeners to follow #Ncaagym and other gymnastics starter packs on Bluesky  Opinion: Sports leagues, athletes put their reputations at risk by staying on toxic X by Nancy Armour NCAA Corrupt or Correct Beam credit: Layouts for E  Keanna Abraham (UC Davis) vs. Layout Pike or back pike NCAA Week 5 Highlights Jordan Chiles clenched her second 10.0 of the season, this time on FX Is Michigan State the best vault team in the country? Kara Eaker is back, this time at Georgia and she hasn't missed a beat Opportunity for comedy: friends don't let friends do squat-ons in NCAA Feedback What does it mean to be a Brevet judge and what does each FIG judging category mean? What is the appropriate way to address gymnasts? Hint it's not by calling them "girls" Our British listeners are wondering what is the culture like at Oklahoma? UP NEXT:  College & Cocktails live Q&A podcast: Friday, February 7th Immediately following the Meet of the Week: LSU at Alabama Full NCAA schedule and links here Never miss a live episode! Import the entire College & Cocktails schedule into your Google and iCal calendar here Fantasy Lineups Lock: Friday, Feb. 7 - 3:30pm PT Join Club Gym Nerd (or give it as a gift!): Weekly Q&A  Behind The Scenes podcast, dedications, mini-commissions , group commissions, exclusive extended interviews, and College & Cocktails episodes. Plus discounts and first dibs on Live Show tickets and merch. Exclusive VIP section on the message board Forum Get Huel today with this exclusive offer for New Customers of 15% OFF + a FREE Gift at https://huel.com/GymCastic Join Our Fantasy League MERCH GymCastic Store: clothing and gifts to let your gym nerd flag fly and even “tapestries” (banners, the perfect to display in an arena) to support your favorite gymnast! Baseball hats available now in the GymCastic store NEWSLETTERS Sign up for all three GymCastic newsletters  FANTASY GAME: GymCastic 2025 College Fantasy Game now open. Never too late to join! THE LATEST  College & Cocktails: MSU at UCLA Fantasy News: 2025 NCAA Season, Week 4 The 5th Rotation: January 28, 2025 Bronze Debacle: GymCastic Has Entered the Chat College & Cocktails: Oregon State. vs Auburn RELATED Opinion: Sports leagues, athletes put their reputations at risk by staying on toxic X by Nancy Armour GymCastic Interview: Three World Champion coaches share their experience  Sexism in Ski Jumping Spencer's Clickable Code of Points Gymnastics History and Code of Points Archive from Uncle Tim Men's Gymnastics coverage from Kensley Neutral Deductions LSU Head Coach Jay Clark quotes from Jan 31 press conference Question “I hear there might be a mid-season change [re Scoreboard/judging oversight] in the way they do scoring is that is that possible do you want to see?” “It that just adds to the Ridiculousness right so what so the the the issue it is not that I think scores should remain unduly high the issue is that this thing we've put in place either intentionally or unintentionally has only attacked one part of scoring and it is tamped down the ceiling and done very little about anything else and so it's not Equitable across the board I'm all for credibility and scorting I'm all for uh you know increased um accuracy understanding that we are a subjective Sport and you will never remove the subjectivity I just don't think that this thing has been rolled out in a manner and it's supposed to be a pilot program and yet we're getting newsletters and we're getting we're getting told you know what the deductions are that are being missed most says who judging in venue is a different deal than sitting somewhere who knows where in a living room on a video screen and then that's that level of subjectivity is supposed to add more credibility and so I think what we have created is that with a with a targeted part of the scoring Spectrum we have judges looking over their shoulder and there's better ways to do this I I am not about like everything should get a 10 that's not it at all but there there has to be it's got to be whatever we do to increase uh credibility or or or Tamp down or whatever like no one has I've never had anyone present to me that on a consistent basis the wrong team wins or the wrong gymnast wins or whatever now you could say the score might have been too high but was it ranked correctly on that night that's the that's the real question right was it the best routine on that night and you know to the point where people SC scream and clamor enough that that you know at some point Trinity Thomas issued a public apology for getting a 10 for crying out loud here's the thing when you go to a sporting event Scott when you go to a baseball game what's one of the things you hope you see a home run what when you go to a when you go to a football game you you want to see an explosive play a long touchdown pass or things like that you hope to see those things that's sport controversy is also sport and there's nothing wrong with there's never going to be a time when we're when we're all happy with all the scores we see because all of us have biased all of us coaches fans everyone the point is is it ranked correctly is it consistent across the board and by any real objective measure we haven't created a more consistent situation this year we've created a more erratic situation here and and and I'm don't blame the judges one bit because they're doing the best they can to do the job that that that we've asked them to do there are easier ways to correct wrongs in venue and it should be in my opinion given the meat referee authority to convene a conference right now our meat referees have no authority to do much of anything um and and so in tennis the chair umpire can overrule the line judge in in uh the the home plate umpire in baseball can can walk out and call a conference if they thought something was missed at second base these are things that are common in other sports our meat refs are to sit on their hands they judge every routine and many most in almost every venue we we were required to have them but yet they really can't do anything except be a liason to deliver papers from a coach to to the panel to me if I'm if I'm an official I'm going to feel a whole lot better about somebody who's in venue with me as part of the official panel in the meet to be able if something egregious happens to be able to have the authority to walk over and say hey guys let's talk this over and and let's make sure we get this right um that's a simpler solution than than having to use technology from different angles not in venue it's a whole different ball game when you're not judging in venue and so I you know I don't want anything I say or anything live tweeted by the way I had nothing to do with that she just knows how I feel about it and and uh but she's right and and we're we're in a time where where Collegiate athletics's Olympic sports programs many are in Peril for funding and revenue share is is is coming in and scholarships are going to be moved from sport to sport all this everybody got an increase in scholarship no they didn't they got an increased limit and not every school is going to be able to do that and so at a time when when that uncertainty exists for at least 50 or 60% of our programs in our sport we drop this little poison pill into our scoring so that the fans sit there and wonder what the heck's going on so it's ill-timed it's incomplete it's illc conceived and and and it it just is and we keep having to make adjustments and now we're not going to put suggested uh deductions in the in the newsletter anymore I hear and we're not going to put those things out there we're just data collecting that's what we were supposed to be doing in the first place but and then but but there's all this information leaking about what's being looked for and what's not being taken and so it it's just been in my opinion an abject disaster and uh it was fairly predictable that it would be and I hope uh there's growing sentiment that we need to go about this a different way let's examine what we do in scoring let's try to create more accuracy yes but in a time like this we cannot be some kind of purist we can be marketable or we can be purist we're probably not going to be both and and and if we're going to be purist then let's look at the run the gamut let's look at the routine that goes 975 that should go 96 as well you know let's let's let's look at all of it not just the the the higher end scores because these kids work hard and then you see things like this you know where where kids they know they just did the best Vault their life it goes 9925 the next kid's like man what do you got to do to get a 995 I'm not even talking about a 10 Helen Hu should have got a 10 Helen that beam set is the best beam set in the country and she did it flawlessly I dare anybody to tell me where the real deduction was now I was standing I wasn't sitting where the judges were and I'm not questioning their credibility I'm questioning our judgment as a coaches group for for doing this thing that has just created some pendulum swing back and forth where the judges keep trying to find themselves and it's it's just unfortunate so thanks for putting me on my soap box I mean it's not affecting the rankings if you look year to year over the last several years I mean the rankings and the teams that are in the top 15 or what ever you know it's it's The Usual Suspects but if you look at where the uh at the at the higher end scores on each team and where they're capped there's where the change is and so the fans don't get to see their home run they see them and they clear the fence we just don't call them home runs anymore I said that on the air um but it's that was kind of what I meant anyway...” - Jay Clark

In this episode, Lakshmi Halasyamani, MD - Chief Clinical Officer at Endeavor Health, discusses the challenges and triumphs of uniting four health systems into one cohesive network. She highlights the organization's focus on clinical consistency, health equity, and improving patient experiences, while sharing her approach to leadership and collaboration.

A heated argument over congestion pricing. Noam is dead set against it. Npam is aware that people think this is his worst performance! Alex Matthiessen is an environmental strategist and founder/president of the eco-political consulting firm Blue Marble Project, as well as the senior adviser to the Congestion Pricing Now Campaign. In 2010, he began the Move NY congestion pricing campaign, which laid the groundwork for the program.

This week, Morgan DeBaun sits down with Paige Turner, a content creator and mother known for her honest conversations about the realities of parenting, the mental load mothers carry, and the importance of equitable partnerships. In this episode: 00:00 Introduction and Welcome 01:18 Meet Paige Turner 03:05 Paige's Viral Moment 05:17 The Cost of Childcare 11:49 Mental Load and Cognitive Labor 16:55 Navigating Parenting Roles 24:16 Understanding Resentment in Relationships 27:54 Tools and Methods for Fair Parenting 29:27 The Reality of Stay-at-Home Moms 31:32 The Impact of Social Media on Parenting 38:58 Advocating for Family-Friendly Policies 44:25 The Role of Privilege in Parenting and Politics 46:49 Staying Engaged in Political Conversations 47:50 Conclusion and Farewell In the episode, Paige shares her journey from a career in broadcast journalism to becoming a prominent voice on TikTok, where she sparks critical conversations about the challenges modern women face in balancing work and family life. The conversation explores how the mental load affects mothers, why equity in the home is important, and the societal factors at play. Morgan and Paige also examine the “tradwife” trend circulating on social media discussing the potentially problematic implications of romanticizing the social media version of this lifestyle. Throughout the episode, they reflect on the pressures social media places on women to excel in every area of life, often creating unrealistic expectations. Morgan and Paige close out the conversation by discussing the current political climate and the need to engage in conversations surrounding the politics of parenting on social media and in daily life. This conversation is a must-listen for anyone navigating the complexities of modern parenthood or seeking to understand the broader societal changes needed to support families. Tune in to hear Paige's insights that serve as a reminder that parenting is a shared responsibility, and change starts both at home and in the policies we advocate for! Pre-order Rewrite Your Rules: https://worksmartprogram.com/book/ More from Paige: https://www.tiktok.com/@sheisapaigeturner? https://www.instagram.com/sheisapaigeturner/ https://www.sheisapaigeturner.com/about Join the Newsletter for More Exclusive Content: https://worksmartprogram.ac-page.com/thejourneypodcast Make sure you are following Morgan's journey on TikTok: https://www.tiktok.com/@morgandebaun?_ Visit Mormatcha.com to make a purchase. Follow us on Instagram: https://instagram.com/thejourneybymdb Produced by MicMoguls.

The Lawyer Stories Podcast Episode 210 features Cary London, Managing Partner at Shulman and Hill in Greater New York City focusing on Civil Rights, Police Brutality, Excessive Force, Wrongful Convictions, and Personal Injury.  Cary is the Chair of the Civil Rights Division of the Brooklyn Bar Association, and a Board Member of the Brooklyn Defender Services.  Cary is also a Founding Member of Lawyer Stories Connect!  Cary's journey as a civil rights lawyer began during his tenure as a Public Defender in Brooklyn. Cary witnessed, firsthand, the systemic injustices prevalent in the criminal justice system. This experience ignited a fire within him to advocate for change and pursue justice for those who have been marginalized or wronged.  One case at a time, Cary is becoming a voice for those in need, consistently striving to create a more equitable society for all.