Podcasts about Underlying

Born and raised in San Diego, Charles Snow held a variety of jobs early in life, including: paperboy, grocery store cashier, accounting clerk, chauffeur, and sports director at a private school; each of which taught him important lessons about how organizations worked and were managed. Chuck earned his PhD in Business Administration from the University of California, Berkeley, and spent his entire academic career as a professor and researcher at Penn State. While there, Chuck taught management subjects to MBA students and executives in more than 35 countries. In this episode, we focus on the core essay that Chuck and co-editor Oystein D. Fjelstad wrote for their book, “Actor-Oriented Organizing,” which is part of Cambridge University's Companions to Management series. In conversation, Chuck discusses three key qualities essential to flattening hierarchical bureaucracies so that teams of employees can respond to emerging customer needs with greater speed and spontaneity. First, there's a great (often unmet) value in openness to change and transparency. The second is a “commons” area, a space where team members feel they're on equal, shared ground. And third is having the resources – financial, digital, and political – to ensure their work leads to outcomes that are incorporated into the company's operational bloodstream. Underlying the entire approach that Chuck advocates for is seeking to act for the common good of all, embodying the “mutual sympathy” style that made Adam Smith not the just the “Father of Modern Economics,” but also a leading promoter of empathy before the term rose to prominence today. Real Transformations: Business Change That Works from the Inside Out is co-hosted by Julie Anixter and Dan Hill, PhD, entrepreneurs with deep experience as corporate change agents, devoted to helping companies make continuous change work for everyone through clarity and connection. To learn about their keynote talks, workshops and labs, check out Real-Transformation.com. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Digital content creator for MASN Annie Klaff joined the show to discuss some Orioles that have turned it on of late.

Born and raised in San Diego, Charles Snow held a variety of jobs early in life, including: paperboy, grocery store cashier, accounting clerk, chauffeur, and sports director at a private school; each of which taught him important lessons about how organizations worked and were managed. Chuck earned his PhD in Business Administration from the University of California, Berkeley, and spent his entire academic career as a professor and researcher at Penn State. While there, Chuck taught management subjects to MBA students and executives in more than 35 countries. In this episode, we focus on the core essay that Chuck and co-editor Oystein D. Fjelstad wrote for their book, “Actor-Oriented Organizing,” which is part of Cambridge University's Companions to Management series. In conversation, Chuck discusses three key qualities essential to flattening hierarchical bureaucracies so that teams of employees can respond to emerging customer needs with greater speed and spontaneity. First, there's a great (often unmet) value in openness to change and transparency. The second is a “commons” area, a space where team members feel they're on equal, shared ground. And third is having the resources – financial, digital, and political – to ensure their work leads to outcomes that are incorporated into the company's operational bloodstream. Underlying the entire approach that Chuck advocates for is seeking to act for the common good of all, embodying the “mutual sympathy” style that made Adam Smith not the just the “Father of Modern Economics,” but also a leading promoter of empathy before the term rose to prominence today. Real Transformations: Business Change That Works from the Inside Out is co-hosted by Julie Anixter and Dan Hill, PhD, entrepreneurs with deep experience as corporate change agents, devoted to helping companies make continuous change work for everyone through clarity and connection. To learn about their keynote talks, workshops and labs, check out Real-Transformation.com.

Born and raised in San Diego, Charles Snow held a variety of jobs early in life, including: paperboy, grocery store cashier, accounting clerk, chauffeur, and sports director at a private school; each of which taught him important lessons about how organizations worked and were managed. Chuck earned his PhD in Business Administration from the University of California, Berkeley, and spent his entire academic career as a professor and researcher at Penn State. While there, Chuck taught management subjects to MBA students and executives in more than 35 countries. In this episode, we focus on the core essay that Chuck and co-editor Oystein D. Fjelstad wrote for their book, “Actor-Oriented Organizing,” which is part of Cambridge University's Companions to Management series. In conversation, Chuck discusses three key qualities essential to flattening hierarchical bureaucracies so that teams of employees can respond to emerging customer needs with greater speed and spontaneity. First, there's a great (often unmet) value in openness to change and transparency. The second is a “commons” area, a space where team members feel they're on equal, shared ground. And third is having the resources – financial, digital, and political – to ensure their work leads to outcomes that are incorporated into the company's operational bloodstream. Underlying the entire approach that Chuck advocates for is seeking to act for the common good of all, embodying the “mutual sympathy” style that made Adam Smith not the just the “Father of Modern Economics,” but also a leading promoter of empathy before the term rose to prominence today. Real Transformations: Business Change That Works from the Inside Out is co-hosted by Julie Anixter and Dan Hill, PhD, entrepreneurs with deep experience as corporate change agents, devoted to helping companies make continuous change work for everyone through clarity and connection. To learn about their keynote talks, workshops and labs, check out Real-Transformation.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Feeling overwhelmed by the complex emotions of female rage, hormonal changes, and societal conditioning? This episode explores how women can recognise, understand, and safely channel their anger, particularly during life transitions like perimenopause, to support emotional well-being and self-empowerment.In this episode:The societal conditioning behind female suppression of anger and its impactsHow emotional suppression, people-pleasing, and invisibility labour fuel female rageThe influence of hormonal fluctuations during perimenopause on mood and emotional regulationDifferentiating healthy versus unhealthy rage and ways to channel emotions constructivelyPractical tools for nervous system regulation, including tracking, breathwork, and community connectionThe importance of self-awareness around triggers, beliefs, and internal languageHow Ayurveda's principles support understanding individual hormonal and emotional responsesBuilding boundaries and cultivating the courage to address underlying emotional griefThe role of hormonal therapy, self-compassion during transition, and holistic approachesResources:Anna Veale - Website | InstagramDr. Harmony Robinson-Stagg - Website | InstagramAyurveda Alchemist Academy: https://www.ayurvedaalchemist.com.auBook: Ayurveda and the Alchemy of Her by Dr. Harmony Robinson-StaggTimestamps:00:00 - Welcome and episode overview: embracing female rage and societal conditioning02:25 - How societal messages discourage women from expressing anger04:17 - The impact of childhood labeling and suppressing natural emotions07:32 - Conditioning and traditional gender roles fueling emotional suppression08:43 - Underlying causes of feminine rage and the importance of autonomy10:24 - Real-life example of fawning response in dangerous situations11:50 - Breaking the cycle: trusting instinct and setting boundaries13:13 - Historical roots of labels like hysteria and societal shame15:01 - Workplace disparities and reinforcing the "good girl" programming16:49 - Teaching emotional literacy and healthy expression of anger18:18 - Differentiating destructive rage from informative anger19:33 - Ayurvedic tools for understanding personal triggers and responses21:10 - The importance of self-awareness and managing internal narratives22:20 - Practical ways to release rage healthily—movement, breath, nature25:07 - Hormonal impacts on mood swings and emotional reactivity during menopause33:45 - Personal stories illustrating hormonal influence on emotional expression39:35 - The neuroendocrine changes in perimenopause and their effects on stress tolerance47:00 - Effective communication and community support to manage emotional health48:54 - Practical tools: tracking, breathwork, and conversation courage51:04 - Language awareness and the power of internal dialogue52:08 - Recognizing individual expressions of rage through Ayurveda's dosha framework

If all you need is love… you gotta get it right. Kellie Rasberry is here to help. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We're revisiting our 2024 conversation with Joseph Flynn. He's an associate professor of curriculum and instruction at Northern Illinois University. He's also the university's executive director of equity and inclusion.

“What if the exhaustion, brain fog, low libido, and metabolic changes women experience in midlife are actually rooted in a deeper cellular energy crisis?” In this episode, Dr. Mariza sits down with Dr. Andrew Salzman — physician, inventor, biochemical engineer, and Chief Scientific Officer of Wonderfeel — to unpack the powerful connection between NAD, mitochondrial health, inflammation, ovarian aging, gut integrity, nitric oxide, and the dramatic energy shifts women experience during perimenopause and menopause. Dr. Salzman explains why menopause represents a major biological inflection point for women and how declining NAD levels may be contributing to fatigue, brain fog, poor recovery, metabolic dysfunction, sleep issues, reduced stress resilience, cardiovascular changes, and shifts in sexual health. Together, they explore the evolutionary role of menopause, why ovarian senescence accelerates aging pathways, how inflammation and the enzyme CD38 rapidly deplete NAD stores, and why the gut microbiome may be one of the biggest drivers of inflammation and energy decline in modern women. They also dive into nitric oxide production, cardiovascular health, the brain's dependence on NAD for sleep and cognitive function, and why ingredients like NMN and creatine are gaining attention for supporting healthy aging and resilience in midlife. If you've ever looked in the mirror and thought, “I don't feel like myself anymore,” this conversation will help connect the dots between your symptoms, your mitochondria, and your long-term vitality. ANDREW SALZMAN Dr. Andrew Salzman is a physician, inventor, biochemical engineer, and the Chief Scientific Officer of Wonderfeel. With more than 30 years of experience in drug discovery and development, over 170 scientific publications, and more than 50 patents, Dr. Salzman has spent decades studying aging biology, inflammation, cellular resilience, nitric oxide signaling, and mitochondrial health IN THIS EPISODE Why menopause is a major biological inflection point for women How declining NAD levels impact energy, metabolism, sleep, and brain function Why CD38 accelerates inflammation and NAD depletion during aging The surprising connection between gut health, inflammation, and menopause symptoms How estrogen decline contributes to leaky gut and systemic inflammation Why nitric oxide is essential for circulation, libido, cardiovascular health, and cognition The role of NAD in circadian rhythm, sleep quality, and stress resilience Why NMN and creatine are gaining attention for healthy aging and vitality QUOTES“Menopause will happen, but the question is: how do we maintain vibrancy and resilience through it?” “NAD is the common currency that drives energy throughout the body.” “The gut is the foundational driver of inflammation as we age.” “Without NADPH, you don't have nitric oxide production.” RESOURCES MENTIONED Subscribe and Save $15 on Wonderfeel Youngr™ NMN: https://tidd.ly/4rPnckS Use code ENERGIZED and get 30% off on your first BATCH order https://hellobatch.com/ENERGIZED Order my newest book: The Perimenopause Revolution https://peri-revolution.com/ Wonderfeel Website Wonderfeel Instagram Wonderfeel YouTube RELATED EPISODES  741: Estrogen, Gut Health, Mitochondria, and Cardiovascular Health: What Changes In Perimenopause with Dr. Siobhan Mitchel 691: The Fertility Crisis No One Talks About: Why Your Health Today Impacts Future Generations with Dr. Ann Shippy 717: “I Don't Feel Like Myself Anymore”: The Mental & Emotional Reality of Perimenopause 743: Why Your Heart Risk Changes in Menopause (And What You Can Do About It) with Dr. Jayne Morgan

Ten Baltic and Scandinavian (and the UK) have agreed to come together to form a multi-national maritime force for crisis response around Northern Europe, specifically on the maritime border with Russia. All parties are NATO members, and members of the Joint Expeditionary Force – itself a NATO framework organisation. Ed Arnold from the D Group explains why this is about operationalising the JEF when the politics of it is wandering. But the credibility of the UK is being pressed hard when command commitments are growing, diverse, geographically spread, and rely on too few qualified and experienced people. Why should the UK command? Why should others follow? Why is Northwood the right place? And, how will the UK balance the long-standing habit of using US C2 systems with an announcement that declares an intent to command on whatever system European Allies favour? Ed Arnold answers all these questions and queries. Underlying the discussion sits some uncomfortable concerns about UK command credibility, the need for continued momentum if the Northern Navies Initiative is to survive, and the desperate need for some form of political prioritisation of tasks from London.

Stijn Vanheule is a clinical psychologist, psychoanalyst, and professor at Ghent University, Belgium. Our conversation was inspired by his most recent book, Why Psychosis Is Not So Crazy.Stijn overviews the work of French psychoanalyst Jacques Lacan. He explains Lacan's three registers: the Symbolic, the Imaginary, and the Real; psychosis as a confrontation with the Real; the security and limitations of symbolic convention; how words and stories structure reality; logic versus artistic coherence; and the existential value of paranoia.We compare Lacanian and Jungian approaches on subjects such as the paradox of archetypal and individual, personal myth, and self-knowledge as a never-ending process. Underlying our conversation is the common ground of viewing psychosis not as an illness, but in Stijn's words: “the subjective manifestation of a struggle that touches upon the fundamental aspects of human existence."

When a neurodivergent child or teen struggles with daytime focus, emotional volatility, or low frustration tolerance, caregivers naturally look for behavioral or psychological explanations. However, chronic sleep deprivation frequently hides behind these daytime struggles, acting as an unseen amplifier for executive dysfunction and sensory overload. Dr. Melisa Moore, a clinical psychologist and board-certified behavioral sleep medicine specialist at Rady Children's Health San Diego, joins Emily Kircher-Morris to reframe sleep not as an isolated nighttime issue, but as a continuous 24-hour biological reality deeply intertwined with neurodivergence. They talk about specific genetic, chronobiological, and comorbid factors that cause sleep disorders, the structural differences in adolescent circadian rhythms, and methods to address bedtime sensory traps. TAKEAWAYS Neurodivergent individuals experience higher rates of sleep disorders due to shared genetic roots, co-occurring medical conditions, and baseline variations in biological clocks. ADHDers often experience a natural circadian rhythm delay of up to two hours, while autistic people often possess highly inconsistent circadian patterns from night to night. Daytime sleepiness in younger children rarely presents as lethargy and instead as hyperactivity, increased irritability, dysregulation, and an increased use of negative emotion words. Shifting the bedtime linguistic framework from "trying to sleep" to "waiting for sleep to arrive" reduces cognitive pressure and lowers physiological alertness. Underlying physiological issues like obstructive sleep apnea or periodic limb movement disorder directly mimic or exacerbate the core diagnostic criteria of ADHD, including severe inattention and social friction. Perfectionism can be difficult to identify in therapy, and once identified, still very difficult to overcome. If you're a mental health professional, join us for Overcoming Perfectionism in Therapy: Supporting Neurodivergent Clients Who Keep Moving the Finish Line. Matt Zakreski will present this 1.5 hour continuing education course on June 5th at 1:00 pm Central, and if you can't join us live, that's okay. The video will be available afterward for anyone who registers, and either version is APA and NBCC approved for 1.5 hours of continuing education credit. Register now or learn more at this link, or just go to neurodiversity.university. Dr. Melisa Moore, PhD is a clinical psychologist and board-certified behavioral sleep medicine specialist who focuses on sleep and mood challenges in children, teens, and young adults. She works at the sleep center at Rady Children's Health San Diego and also provides care through her private practice, supporting clients across the country with a specialization in neurodiversity. Dr. Moore is the author of The Good Sleep Guide for Neurodivergent Kids, offering practical, research-informed strategies to help families improve sleep in ways that are both effective and affirming. BACKGROUND READING Melisa's website, Instagram, Facebook, LinkedIn The Neurodiversity Podcast is on Facebook, Instagram, BlueSky, and you're invited to join our Facebook Group. For more information go to www.NeurodiversityPodcast.com If you'd like members of your organization, school district, or company to know more about the subjects discussed on our podcast, Emily Kircher-Morris provides keynote addresses, workshops, and training sessions worldwide, in-person or virtually. You can choose from a list of established presentations, or work with Emily to develop a custom talk to fit your unique situation. To learn more, visit our website.

underlying by Nikita Zabelin

Dear Dave, I just got married a week ago, and my husband and I are already having problems. While we were single, we practiced doing budgets together, and we agreed to follow your plan and get out of debt. The other day, we sat down to our first budget meeting as a married couple, and he told me he doesn't consider the balances on his two credit cards to be debt. He said he plans to keep them for emergencies, but he's still using them for everyday things. He's 33, and I'm 31. I really want this marriage to work... Article Link

From judicial reform battles at home to rising geopolitical tension abroad, today's headlines point to one theme: power struggles everywhere. DESCRIPTION On today's AmperWave Daily, multiple storylines collide across law, politics, and global security. At home, fierce debate continues over judicial authority, redistricting rulings, and whether proposed reforms could reshape the structure of U.S. courts and election maps. Supporters frame it as correcting legal imbalance. Critics warn it risks destabilizing institutional norms. Overseas, a high-stakes diplomatic and economic moment unfolds as Donald Trump travels with senior officials including Marco Rubio, amid renewed tensions with China and the Chinese Communist Party. Business leaders, including Elon Musk, are also tied into broader economic discussions involving trade, manufacturing, and strategic supply chains. Meanwhile, geopolitical concerns intensify around Iran-related security issues, regional intermediaries, and accusations involving influence networks stretching across Pakistan, the Middle East, and Asia—fueling debate over U.S. military posture and diplomatic strategy.

Every weekday, award-winning columnist Dejan Kovacevic and DK Pittsburgh Sports reporter Chris Halicke deliver three ‘Double Shot' shows as a supplement to the morning ‘Daily Shot' of Steelers, Penguins and Pirates podcasts!  Video versions streaming live on YouTube starting at 3 p.m.! Eastern Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Ash and Dusty discuss the important topic of when worsening ADHD symptoms may actually be caused or worsened by other physiological or medical conditions. They explore how hormonal changes related to PMS, PMDD, perimenopause, and menopause can significantly impact cognition, mood, and executive function. Dusty shares her personal experience with PMDD and how medication has been life-changing in managing symptoms that overlap with ADHD but require different treatment approaches. They also highlight other health issues such as anemia, mast cell activation syndrome (MCAS), hypermobility disorders like Ehlers-Danlos, TMJ, migraines, and sleep disruptions that can mimic or exacerbate ADHD symptoms. The hosts emphasize the importance of recognizing these co-occurring or separate conditions and how ADHD coaching can support managing them by focusing on follow-through, executive functioning, and problem-solving rather than "coaching out" chronic illness itself. Ash and Dusty encourage listeners to advocate for themselves with healthcare providers, get regular checkups, and explore potential underlying causes when symptoms suddenly worsen. They also caution against dismissing new or worsening symptoms as just ADHD and stress the value of integrated care between medical treatment and coaching to improve overall functioning and quality of life. Episode links + resources: Join the Community | Become a Patron Our Process: Understand, Own, Translate. About Asher and Dusty For more of the Translating ADHD podcast: Episode Transcripts: visit TranslatingADHD.com and click on the episode Follow us on Twitter: @TranslatingADHD Visit the Website: TranslatingADHD.com

Welcome back to this week's Friday Review where I can't wait to share with you the best of the week!     I'm looking forward to reviewing:     PEMF Dog Mat (product review) Sleep is a Hormonal Event (tip of the week) Skin Tags & Underlying Issues (research) Allergies & Sublingual Drops (research)     For all the details tune into this week's Cabral Concept 3745 – Enjoy the show and let me know what you thought!   - - - For Everything Mentioned In Today's Show: StephenCabral.com/3745 - - - Get a FREE Copy of Dr. Cabral's Book: The Rain Barrel Effect - - - Join the Community & Get Your Questions Answered: CabralSupportGroup.com - - - Dr. Cabral's Most Popular At-Home Lab Tests: > Complete Minerals & Metals Test (Test for mineral imbalances & heavy metal toxicity) - - - > Complete Candida, Metabolic & Vitamins Test (Test for 75 biomarkers including yeast & bacterial gut overgrowth, as well as vitamin levels) - - - > Complete Stress, Mood & Metabolism Test (Discover your complete thyroid, adrenal, hormone, vitamin D & insulin levels) - - - > Complete Food Sensitivity Test (Find out your hidden food sensitivities) - - - > Complete Omega-3 & Inflammation Test (Discover your levels of inflammation related to your omega-6 to omega-3 levels) - - - Get Your Question Answered On An Upcoming HouseCall: StephenCabral.com/askcabral - - - Would You Take 30 Seconds To Rate & Review The Cabral Concept? The best way to help me spread our mission of true natural health is to pass on the good word, and I read and appreciate every review!  

There is a certain irony in your situation, visible only if you step back far enough. You have spent your entire adult life getting very good at one particular skill: earning. It built the career, the bank account, the reputation. Then you walked into the one room in life where earning stops working — love — and wondered why your strategy had failed you. Your strategy didn't fail. It's just that the room is now different. Underlying all of it is one contract, signed before you could read, and honoured every day since. The contract says you must earn love. But love, the real kind, cannot be earned. And you will never know it — with a partner, an ageing parent, an old friend — until you face the foundation beneath. A part of you, learned long ago, believes you are not worthy of love. But you are. Your existence is the proof. This episode shows you why every relationship has ended the same way. It names the capacity that carries you through any loss, any failure, any pain an intimate life will eventually bring. And it shows you what the right foundation actually is, and how to lay it. Retire the contract. Before you sign it once more on a marriage certificate. Listen now.  Show Highlights Include: The one capacity you must build if you want a fulfilling intimate life (and why you don't need the right partner, the right circumstances, or the right timing to start cultivating this skill) (0:26)  Why you don't have a dating problem or a finding the right partner problem (even though the real problem wears both of these masks to deceive you) (1:35)  How to stop carrying the baggage of a lack of self-worth that will cripple every relationship you have until you're fed up with feeling empty inside (2:10) Why finding the right partner fundamentally cannot help you feel worthy of love (2:45)  The insidious "disease acting like the cure" trap you're falling into in relationships and in therapy that will take you further from a fulfilling intimate life as it pretends to bring you closer (3:30)  How greeting cards and pop songs have warped your perception of love and actually has made it harder to find unconditional love (4:57)  The precise psychological process of how your nervous system learned you're not worthy (and how a seemingly innocent memory can control every aspect of your adult life) (8:52)  How to help your nervous system know that you carry a worth that no resume and no failure could ever take away (11:25)  Why changing just one word in your vocabulary can almost mystically open up a new door in your life: one that leads to unconditional love (18:40)  For more about David Tian, go here: https://www.davidtianphd.com/about/  Feeling like success in one area of life has come at the expense of another? Maybe you've crushed it in your career, but your relationships feel strained. Or you've built the life you thought you wanted, yet there's still something important missing. I've put together a free 3-minute assessment to help you see what's really holding you back. Answer a few simple questions, and you'll get instant access to a personalized masterclass that speaks directly to where you are right now. It's fast. It's practical. And it could change the way you approach leadership, love, and fulfillment. Take the first step here → https://dtphd.com/quiz

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Send us Fan MailThe underlying factors to hair loss VJ Hamilton, award winning nutritionist helps people with autoimmune issues & hair loss in Harrogate & London. She studied immunology & alopecia at University.She was diagnosed with alopecia herself at just 7 years old, then later also developed psoriasis in her teens too.She got a job in London but began to experience extreme fatigue and had no energy to get through the day. She decided to start to look into nutrition, and after studying, within 2 years, all her skin & hair issues had dissappeared & she got her energy back.She loves working as a nutritionist and helping people with alopecia, especially children. We talk about the influences your environment can have on your hair health, including micotoxins, free radicals & mold. VJ also shares how energy functions, mitochondrial energy and oxidative stress can be factors, and that hair loss is more than just a scalp issue.Connect with VJ:InstagramThreadsWebsite Hair & Scalp Salon Specialist course Support the showConnect with Hair therapy:FacebookInstagramTwitterClubhouse- @Hair.TherapyHair Therapy WebsiteDonate towards the podcast Start your own podcastHair & Scalp Salon Specialist Course ~ Book now to become an expert! Polytar Medicated Shampoo

If you own property in Australia right now, or you're thinking about buying, what we're going to share with you today could change how you think about where this market is heading.   You see, there's a bit of a disconnect in today's property market, and if you're only following the headlines, it's easy to miss what's really going on.   While prices are still rising and demand is holding up, underneath that, the dynamics are starting to shift.   Growth is slowing. Confidence is becoming more fragile. And the gap between the strongest and weakest markets is widening in a way we haven't seen for a while.   In fact, the latest data shows national house prices have now risen for 14 consecutive months and are up more than 10% over the year, yet the most recent quarterly growth was modest, reflecting a market that's still moving forward but clearly losing a bit of steam.   However, this is exactly the type of environment where experienced investors tend to do well, because when the market becomes fragmented, opportunities become more targeted rather than broad-based.   So today, Dr Andrew Wilson discusses the state of the current Australian property market, uncovering its fragile resilience amid slowing growth, regional disparities, and influential economic factors.     Takeaways    Fragmentation of markets signals opportunity for the strategic investor. Underlying fundamentals remain resilient despite sentiment shifts. Differentiating between segments reveals true market health. The cycle of market optimism and correction follows predictable patterns. Success seeds require active cultivation—passion triggers growth. Market noise distracts but fundamentals tune the real melody. Strategic patience combined with adaptability secures long-term wealth. Regional disparities create niches for targeted investments. Emotional energy fuels consistent action towards dreams. Long-term strategic planning mitigates risks in volatile markets.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report. ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Get the team at Metropole to help build your personal Strategic Property plan. Click here and have a chat with us.     Michael Yardney – Subscribe to my Property Update newsletter here.     Join Michael Yardney plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Michael Yardney Podcast helps Australians build financial independence through strategic investing, wealth creation strategies and smart property decisions.   We go beyond property headlines to discuss:   • Building long-term wealth • Creating intergenerational wealth • Passive income strategies Australia • Asset allocation and portfolio growth • Financial freedom through property • Strategic investing for professionals and business owners • Risk management and wealth protection • Structuring your investments for capital growth • Money management and financial habits   If you want to move from earning an income to building assets that fund your lifestyle, this podcast will help you think and act like a successful investor.   Discover more insights at:https://propertyupdate.com.auhttps://metropole.com.au

The Gary & Shannon Show Hour 1 (04.28) – Andy Riesmeyer jumps in as the show opens on a mix of real tension and cultural absurdity.• Guest host → Andy Riesmeyer joins Gary with Shannon out• WHCD fallout → new details on the shooting, unanswered questions about how it happened, and who actually fired the shot that hit a Secret Service agent• Media moment → confusion, delayed details, and journalists reacting to being part of the story• Royal optics → King Charles III visits D.C. and addresses Congress → but what’s the actual purpose?• Underlying tension → U.K. support, global positioning, and what doesn’t get said publicly• Kimmel controversy → Jimmy Kimmel under fire for remarks about Melania Trump → Gary & Andy call it lazy, poorly timed, and damaging to late-night credibility• Bigger shift → how political comedy changed… and why it’s losing audiences• Iran update → negotiations stall as both sides posture over the Strait and nuclear talks• Side chaos → LA Times coverage mocked, WHCD leftovers get looted, and Gary fully endorses taking the wineSee omnystudio.com/listener for privacy information.

8:05PM: Excessive Napping May Be a Warning Sign of Underlying or Developing Health Conditions in Older Adults. What your napping habits could reveal… Guest: Dr. Chenlu Gao (pronounced CH-EN-LOU – G-AH-OW) – lead author of the study & an investigator in the Department of Anesthesiology in the Mass General Brigham, who is also an affiliated research fellow in the Division of Sleep and Circadian Disorders in the Department of Medicine 8:15PM: Project Bread's Walk for Hunger Returns to Boston Common Sunday, May 3rd. Now in its 58th year, the event draws participants for a family-friendly 3-mile loop as well as virtual walkers across the Commonwealth and country to raise $1 million annually to support Project Bread’s work connecting children and families across Massachusetts to reliable, nutritious food. Guest: Erin McAleer – CEO of Project Bread 8:30PM: The broader employment landscape in the veteran community. What types of options are available for our veterans when they finish their service? Guest: Chris Newsome - SVP Government Services & US Army Veteran with RecruitMilitary 8:45PM: Somerville rolls out tools and tips to tackle rodent activity head on! This week is “DeRATification” Week for taking on Somerville Rats! Guest: Somerville Mayor Jake WilsonSee omnystudio.com/listener for privacy information.

For years, auto shows have been primarily about new models.多年来，车展的核心一直是全新车型。At Auto China 2026 in Beijing, it is increasingly about new systems — from AI-driven driving to centralized computing architectures.而在北京 2026 中国国际汽车展览会上，焦点正逐步转向全新系统，涵盖人工智能驾驶、集中式计算架构等多个领域。This year's show, the largest of its kind, has drawn more than 2,000 companies from 21 countries and regions, with 1,451 vehicles on display.本届车展为全球规模最大的汽车展会，吸引了 21 个国家和地区的 2000 余家企业参展，展出车辆 1451 台。It includes a total of 181 global debuts and 71 concept cars, hitting a new high.展会共迎来 181 款全球首发车型与 71 台概念车，数量创下历史新高。More than 60 percent of global premieres at the show come from Chinese brands, while the number of concept vehicles has reached a record level.本届车展超六成全球首发车型来自中国品牌，概念车展出数量也创下历史纪录。Behind the numbers, however, a deeper transformation is underway, one defined by artificial intelligence, software architecture and system-level innovation.但在亮眼数据背后，一场以人工智能、软件架构、系统级创新为核心的深度行业变革正在悄然推进。Chinese automakers, long known for their expansive product lineups, are now using the show floor to highlight technology stacks as much as vehicles.中国车企素来以丰富的产品矩阵著称，如今在车展舞台上，其展示重心已兼顾整车产品与全栈核心技术。Large standalone halls occupied by domestic brands — including BYD, Chery and Geely — reflect not only product breadth but also accumulated capabilities in electrification and intelligent systems.比亚迪、奇瑞、吉利等中国品牌坐拥独立大型展馆，既彰显了产品覆盖面，也体现出在电动化、智能化领域长期积累的技术实力。As performance gaps in batteries, motors and electronic control systems narrow, competition is moving toward shaping technological identity and capturing user mindshare, said analysts.分析人士表示，随着电池、电机、电控系统的性能差距不断缩小，汽车行业的竞争正转向打造专属技术标签、抢占用户心智。Artificial intelligence has become the focal point of this shift.人工智能已然成为这场行业变革的核心焦点。Geely is highlighting its full-domain AI 2.0 system, while SAIC's Roewe brand is showcasing AI-based in-car applications developed with Volcano Engine.吉利重点展出全域人工智能 2.0 系统，上汽荣威则亮相与火山引擎联合研发的车载智能应用。Huawei's automotive business also made its first appearance as an independent brand cluster, presenting multiple new models alongside its Harmony-based intelligent cockpit ecosystem.华为汽车业务首次以独立品牌矩阵形式参展，多款全新车型同台亮相，同步展示基于鸿蒙系统打造的智能座舱生态。Across the exhibition, intelligent driving, smart cockpits and large language model integration are no longer isolated features, but part of unified system architectures.整场展会中，智能驾驶、智能座舱、大模型融合技术不再是孤立配置，而是融入一体化系统架构的核心组成部分。One of the most explicit articulations of this transition came from XPeng CEO He Xiaopeng, who outlined the company's strategy centered on "physical AI".小鹏汽车董事长何小鹏清晰阐释了行业转型趋势，并介绍了企业以「物理人工智能」为核心的发展战略。XPeng's latest model, he said, is the first Chinese vehicle designed with full hardware redundancy to meet robotaxi standards and has already obtained road testing permits in Guangzhou, Guangdong province.他表示，小鹏全新车型为国内首款搭载全冗余硬件、符合自动驾驶出租车标准的量产车型，目前已在广东广州获得道路测试资质。The company is currently conducting regular Level 4 pilot operations and plans to begin passenger-carrying tests with safety drivers later this year, targeting fully driverless operation by early 2027.企业现阶段已常态化开展 L4 级自动驾驶试点运营，计划今年年内启动带安全员的载人测试，力争 2027 年初实现完全无人驾驶落地。He also extended the concept of physical AI beyond vehicles.何小鹏还将物理人工智能的应用范畴拓展至汽车之外。XPeng is developing humanoid robots following a "commercial-first" path, with initial deployment in retail environments.小鹏正以商业化优先为导向研发人形机器人，首批落地场景聚焦零售行业。The company aims to sell more than 10,000 units by 2027.企业目标在 2027 年前实现人形机器人销量破万台。Underlying these initiatives is a broader industry view: hardware iteration is slowing, while software, particularly AI-driven capabilities, is becoming the primary driver of differentiation.一系列创新举措的背后，是行业共识：硬件迭代速度放缓，软件能力尤其是人工智能技术，正成为车企核心差异化竞争力。The integration of AI is also reshaping the underlying computing architecture of vehicles.人工智能的深度融合，也在重构汽车底层计算架构。At a technology event two days ahead of the show, Horizon Robotics introduced its Starry chip, built on a 5-nanometer automotive-grade process.车展开幕前两天，地平线在技术发布会上推出星辰系列芯片，该芯片采用 5 纳米车规级制程工艺打造。With 650 TOPS of computing power, the chip supports both intelligent driving and cockpit AI models on a unified platform.芯片算力可达 650TOPS，可在同一平台兼容智能驾驶与智能座舱大模型运算需求。This shift toward centralized computing, combining previously separate domains, is expected to reduce system complexity, lower costs and shorten development cycles.集中式计算架构打破以往各模块独立运行的模式，有望降低系统复杂度、压缩生产成本、缩短车型研发周期。According to the company, integrated architectures could cut vehicle-level costs by up to 4,000 yuan ($585) and reduce development timelines from 18 months to eight months.地平线表示，一体化架构最高可使单车成本降低 4000 元（折合 585 美元），并将车型研发周期从 18 个月缩短至 8 个月。More than 10 carmakers and suppliers including BYD, Chery, Volkswagen and Bosch have shown interest in the chip, said the company, indicating growing industry alignment around unified computing platforms.官方透露，比亚迪、奇瑞、大众、博世等十余家车企及供应链企业已表达合作意向，行业正加速向统一计算平台靠拢。Horizon Robotics CEO Yu Kai described autonomous driving as "the first large-scale application of physical AI", placing the current technological wave within a broader transition toward intelligent systems interacting with the physical world.地平线创始人余凯表示，自动驾驶是「物理人工智能」首个大规模落地场景，当下技术浪潮，本质是智能系统与实体世界深度融合的时代变革。For the first time, core suppliers and automakers have appeared in the same exhibition halls — a structural change that reflects shifting power dynamics across the industry.核心零部件供应商与车企首次同馆参展，这一结构性变化，折射出汽车产业格局与话语权的重塑。Battery makers, chip companies and AI solution providers are no longer operating behind the scenes.电池企业、芯片厂商、人工智能解决方案供应商不再局限于幕后研发。Instead, they are presenting integrated system solutions directly to the market.转而直接面向市场输出一体化系统解决方案。CATL, for example, built a 1,500-square-meter energy technology zone at the entrance of one hall, showcasing its next-generation battery concepts, including solid-state and sodium-ion technologies.例如宁德时代在展馆入口打造 1500 平方米能源技术展区，集中展示固态电池、钠离子电池等下一代动力电池前沿技术。Other major suppliers, from Bosch to SenseAuto, are also displaying full-stack solutions rather than individual components.博世、毫末智行等头部供应链企业，也不再单独展示零部件，转而推出全栈式技术解决方案。Global automakers accelerate localization国际车企加速本土化布局International carmakers are deepening their engagement with China's AI ecosystem.海外车企正深度融入中国人工智能产业生态。Volkswagen Group CEO Oliver Blume said the company is moving beyond electrification and driver assistance toward "agentic AI for all".大众汽车集团首席执行官奥利弗・布鲁姆表示，企业发展重心已从电动化、辅助驾驶，升级为普及全域智能体人工智能。"Starting this year, our in-car AI Agent will begin coming to our locally developed cars," he said.他称：「从今年起，车载智能体将逐步搭载于本土研发车型。"With this step, the Volkswagen Group is the first global automaker to deploy agentic AI across an entire vehicle portfolio in China at scale."借此举措，大众成为首家在华全系车型规模化落地智能体人工智能的跨国车企。The system, based on a locally trained large language model, is designed to proactively understand user intent and execute complex, multisystem tasks through natural interaction, while keeping data processing within the vehicle.该系统依托本土训练大模型打造，可主动识别用户需求，通过自然交互完成多系统复杂操作，同时实现数据车端本地化处理。BMW Group CEO Oliver Zipse emphasized a similar approach to localization.宝马集团首席执行官奥利弗・齐普斯也强调了本土化协同发展战略。"In China, we can integrate local partners such as Momenta and Alibaba," he said, highlighting the flexibility of software-defined architectures.他指出：在中国市场，我们将深度整合毫末智行、阿里巴巴等本土合作伙伴资源，并着重提及软件定义架构带来的灵活升级优势。Zipse added that artificial intelligence will underpin the future of driving itself.齐普斯补充道，人工智能将成为未来出行的核心基石。"The vehicle will anticipate your next move — slowing down before a turn or adapting to your habits," he said.未来车辆可预判驾驶员操作，提前弯道减速、适配个人出行习惯。"AI and sheer driving pleasure are not contradictory; they are fundamentally connected."人工智能与驾驶乐趣并非对立，二者相辅相成、深度融合。architecture /ˈɑːkɪtektʃə(r)/n. 架构；体系结构redundancy /rɪˈdʌndənsi/n. 冗余；备份localization /ˌləʊkəlaɪˈzeɪʃn/n. 本土化；本地化ecosystem /ˈiːkəʊsɪstəm/n. 生态系统

Every weekday, award-winning columnist Dejan Kovacevic and DK Pittsburgh Sports reporter Chris Halicke deliver three ‘Double Shot' shows as a supplement to the morning ‘Daily Shot' of Steelers, Penguins and Pirates podcasts!  Video versions streaming live on YouTube starting at 3 p.m.! Eastern Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Colonel Jack Jacobs provides a strategic assessment of the escalating conflict between the United States and Iran, highlighting the disconnect between ongoing military provocations and the underlying desire for a diplomatic exit. He suggests that while decentralized command structures may lead to unauthorized skirmishes on the ground, both nations are incentivized to reach a ceasefire due to political and economic exhaustion. Jacobs argues that the primary American objectives have shifted, noting that while the neutralization of Iran's nuclear capabilities is likely achievable through continued surveillance, the goal of forced regime change remains unrealistic. Learn more about your ad choices. Visit megaphone.fm/adchoices

1012. Feeling financially squeezed by the rising cost of homeowners insurance? Laura answers a listener's question about how to pay less while maintaining coverage required by a lender. Find out how to protect your finances with home insurance without overpaying for it.We talk about:Underlying reasons why homeowners premiums are rising, especially in high-risk areas.Tips for saving by increasing home insurance deductibles.Comparing the price of bundled coverage to policies with different carriers. How various home upgrades and technologies can qualify for money-saving discounts.The role that having good credit plays in reducing your home and auto insurance rates (in most states).Why proactively shopping and asking about potential homeowners insurance discounts is essential for cutting the cost.Upcoming Wedding Series This May: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Money Girl is a Quick and Dirty Tips Podcast, hosted by Laura Adams.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

Today we have war updates... patience and caution are needed as we focus on recent headlines. From inflation data and Fed commentary to geopolitical tensions and a temporary ceasefire, there has been surprisingly little lasting impact on markets. Underlying market weakness existed before the war and the conflict has mainly reshuffled sector performance leaving markets stuck in a fragile, uncertain range. While some areas like energy, materials, and staples showed prior strength, others such as software and parts of financials remain weak. Conflicting signals from interest rates, the dollar, and inflation expectations, along with continued volatility driven by political narratives rather than fundamentals, make it difficult to form a high-conviction outlook.  We discuss...  Markets largely ignored major news on inflation, Fed policy, and geopolitics, suggesting underlying uncertainty and indecision. The market was already weakening before the war, meaning the conflict mainly shifted trends rather than creating new ones. Current price action reflects a choppy trading range with no clear directional trend emerging. Software and parts of technology remain notably weak, even compared to pre-war levels. Semiconductor stocks have held up better, creating divergence within the tech sector. Financials are showing signs of stress, partly due to concerns around private credit and hidden risks. Lack of transparency in financial system exposures poses a greater risk than the size of the problem itself. The yield curve is flattening, reducing profitability for banks and signaling potential economic pressure. Interest rates, the dollar, and inflation expectations are sending mixed and unreliable signals. Oil price dynamics and futures markets suggest expectations of declining prices despite short-term spikes. Inflation impacts from higher energy costs may not be fully felt for several months. Geopolitical developments, particularly involving Trump's negotiation style, add unpredictability to market behavior. Sitting in cash is a valid strategy in uncertain environments despite inflation concerns. Missing small upside moves is preferable to being exposed to sudden market drawdowns. Elevated valuations and lingering macro risks suggest markets may not be as stable as they appear. Relief rallies can occur even while underlying economic and market stress persists. There are currently very few high-conviction investment opportunities across markets. Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | Mergent College Advisors Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the full show notes at https://moneytreepodcast.com/war-updates-patience-and-caution 

There is a system to everything - the better it is, the more reliably and effectively it produces for you.Want to see my personal (and private) high performances systems in action? Click here!

If there's one formula that truly determines your happiness (and success) as a business owner, it's this: capacity equals demand. What does that mean? It's simple. If you have too much capacity—too many employees, too much equipment—and not enough demand from customers, life gets stressful and you start losing money. On the flip side, when demand is off the hook and you don't have enough capacity, you're overwhelmed, your team gets burned out, and the client gets frustrated.  Capacity = demand isn't just a finance concept—it's the secret sauce to scaling a home service business without losing your sanity. The closer you keep these two variables in balance, the smoother your business runs, and the more you can enjoy building something valuable for your team, your customers, and yourself. It's not always easy. Staying intentional about this formula is a daily practice, and few talk about the emotional impact of getting it right—or wrong. But when things finally click, there's nothing better. The compounding value of capacity = demand. This episode dives deep into the math, mindset, and actionable strategies for starting, scaling and optimizing your business.  In this episode, you will discover:   The 5 essential steps to properly setting up your business finances, including separating your personal and business accounts and understanding your roles as both CEO and owner. The magic formula for running a service business successfully: Capacity equals demand, and what happens when those are out of balance. The reality of the inflection point of scaling—why scaling up means changing roles, taking risks, and investing in marketing, recruiting, and infrastructure, as well as the challenges of hiring and retaining employees. The pros and cons of commission pay vs. hourly pay and how these choices affect production rates, employee motivation, and business profitability. Whether buying equipment to save on taxes actually works, and the math behind making effective assets and purchases.      "Capacity equals demand is the magic formula to grow a business that doesn't s*ck." - Dan Platta Topics Covered:   00:01:05 – The "Math Game" of Business Every business, regardless of its niche, is fundamentally about managing math—clarity on profits, costs, and investments. Serving people is important, but profitability is essential to benefit everyone involved: family, customers, employees. 00:01:54 – Step 1: Separate Business and Personal Finances Business owners must stop mixing personal and business transactions. Commingling makes it "impossible to make good decisions" because you can't accurately track expenses, investments, or returns. Creating separation brings immediate clarity and allows assessment of where money is coming in and going out. 00:02:46 – Step 2: Distinguishing CEO vs. Owner Roles Understand the distinction between being the CEO (day-to-day operations, business decisions) and the owner/investor (providing capital, expecting a return). Many owners only pay themselves for their labor and never separate out an owner's return, resulting in businesses that aren't truly profitable when they step away from operations. 00:05:54 – Step 3: Debt Isn't Evil; Credit Cards & Business Loans Have a Place Dan Plata clarifies the difference between personal debt aversion and business leverage. Credit cards, when paid off monthly, offer "0% interest for 30–40 days" plus bonus points, making them an asset for cash flow management. 00:09:02 – Step 4: Keep Accounting Systems Separate from Operating Systems Don't expect one tool to do it all. Mixing operating software (e.g., Jobber) with accounting software (e.g., QuickBooks) leads to confusion and misuse. Specialized tools should do what they do best in their domains. 00:12:24 – Step 5: LLC, S-Corp, and the $100K Revenue Turning Point When your net income is $25,000–$50,000 or more, Dan Plata recommends switching your LLC to be taxed as an S-corp using IRS Form 2553. This can save significantly on payroll taxes—at $50K net income, payroll taxes drop from ~$7,600 to ~$3,800. 00:44:45 – The "Magic Formula": Capacity Equals Demand Aligning business capacity (employees, resources) with customer demand is key to sustainability and less stress. Too much capacity and not enough demand leads to underutilized workers and attrition; too much demand and not enough capacity leads to burnout and customer dissatisfaction. Straying from this balance creates chaos. 01:26:15 – Employee Acquisition Cost & Recruitment Mindset Investing in high-quality employees is critical. Dan Plata shares the importance of treating recruiting costs as investments, not expenses. 01:50:47 – Commission Pay vs. Hourly Pay Commission-based pay aligns incentives—employees win when the company wins, motivating higher production rates (often boosting output by 30–50%). Hourly pay firms up quality but can encourage slower work, as workers are paid for time, not outcomes. 02:13:54 – Buying Assets the Right Way & Year-End Tax Purchases When scaling, don't buy equipment just to "save on taxes." It's best to invest in marketing and recruiting first; these are what drive growth and profits. Buy assets only after you have work and employees to use them. Finance 70%, put 30% down to avoid being upside down, and avoid new vehicles—used work trucks are sufficient.   Key Takeaways Set up your business finances correctly from the start; separate personal and business accounts to gain clarity and make better decisions. As your business grows past $100,000 revenue or $25,000 net income, switch your LLC to be taxed as an S-corp—this can save you thousands on payroll taxes and clarify owner vs. employee income. Scaling your business comes with "purgatories"—periods of losing money and chaos before the next stage of profitability; expect these, budget for them, and push through. Invest heavily in recruiting the right employees; the true cost is often underestimated, but employees are more valuable than clients, and spending money to find good ones is crucial. Underlying all growth: business ownership is about pride and doing hard things—money is a byproduct, but fulfillment comes from progress and resilience. Connect with Keith Instagram: https://www.instagram.com/keithkalfas/ Facebook: https://www.facebook.com/thelandscapingemployeetrap Website: https://www.keithkalfas.com/resources Youtube: https://www.youtube.com/@keith-kalfas   Resource Links Mentioned Jobber: getjobber.com/kalfas Rebold Website AI: keithkalfas.com/rebolt CallRail Call Tracking: keithkalfas.com/callrail   Written and Edited by: Ma. Teresa Catangay-Bardinas

This discussion examines how senior leaders can navigate complexity, technology, and organizational change without losing clarity of purpose. Drawing on experience across global consumer brands, logistics, and technology, Louisa Loran outlines a practical approach to leadership that extends beyond execution into shaping direction. Key insights from the conversation: First, career progression at senior levels depends less on exceeding assigned tasks and more on articulating distinct value. Advancement requires a clear answer to a simple question: why should this individual be selected to shape the future of the business? Without that clarity, performance remains reactive and interchangeable. Second, leadership in change environments requires understanding how people respond to disruption. Resistance is rarely personal. Effective leaders identify who is ready to move, who needs context, and who requires time, adjusting their approach accordingly rather than forcing alignment. Third, many professionals remain overly focused on activity rather than contribution. Busyness often reflects adherence to process rather than progress toward outcomes. Leaders must continually reassess whether their efforts are advancing strategic objectives or simply maintaining momentum. Fourth, the ability to think independently is becoming more important as technology advances. AI can accelerate research, synthesis, and articulation, but it does not replace judgment. Those who rely on it without strengthening their own reasoning risk becoming indistinguishable from the tools they use. Fifth, organizations frequently approach AI adoption without sufficient clarity on their identity. Efficiency gains alone are insufficient. The critical question is what proprietary knowledge or capability should be developed and retained, and what can be commoditized through external tools. Loran also introduces four reinforcing leadership behaviors: setting a sufficiently high ambition, expanding perspective through curiosity, making clear and timely decisions, and consistently embodying the direction being set. These are not episodic actions but daily practices that determine whether leaders shape change or respond to it. Underlying the conversation is a consistent principle: leadership begins with self-awareness. Without a clear understanding of one's own strengths and perspective, it is difficult to remain open, to adapt, or to lead others through uncertainty. Get Louisa's book, Leadership Anatomy in Motion, here: https://tinyurl.com/3a97vt5c Claim your free gift: Free gift #1 McKinsey & BCG winning resume www.FIRMSconsulting.com/resumePDF Free gift #2 Breakthrough Decisions Guide with 25 AI Prompts www.FIRMSconsulting.com/decisions Free gift #3 Five Reasons Why People Ignore Somebody www.FIRMSconsulting.com/owntheroom Free gift #4 Access episode 1 from Build a Consulting Firm, Level 1 www.FIRMSconsulting.com/build Free gift #5 The Overall Approach used in well-managed strategy studies www.FIRMSconsulting.com/OverallApproach Free gift #6 Get a copy of Nine Leaders in Action, a book we co-authored with some of our clients: www.FIRMSconsulting.com/gift

In his book, “Praying the Bible,” Donald S. Whitney makes the point that one of the difficulties in prayer is that we tend to “say the same old things, about the same old things,” and that gets tiresome. While that is true during some seasons of our lives, his suggestion that we pray as we read our Bibles is a good way to add variety to our supplications.We can also ignite our prayers by constantly remembering those who need salvation. In John 4, Jesus tells the disciples that His food is to do the will of the Father. The will of the Father?“For the Son of Man has come to seek and to save that which was lost.” Luke 19:10“For what does it profit a man to gain the whole world, and forfeit his soul?” Mark 8:36“Many other signs therefore Jesus also performed in the presence of the disciples, which are not written in this book; 31 but these have been written that you may believe that Jesus is the Christ, the Son of God; and that believing you may have life in His name.” John 20:30-31Our So what?We can spice up the same old concerns by remembering those we love who need salvation. Letting our love for others, with the great anticipation of rejoicing in their salvation, invigorate our communion with our Father!Brethren, let's pray for one another. “Now to the King eternal, immortal, invisible, the only God, be honor and glory forever and ever.” Amen1 Timothy 1:17”What a man is on his knees before God, that he is and nothing more." Robert Murray M'Cheynee Donation link:https://www.paypal.com/donate/?hosted_button_id=G9JGGR5W97D64Or go to www.freerangepreacheronprayer.com and use the Donations tab.Assistant Editor: Seven Jefferson Gossard.www.freerangepreacheronprayer.comfreerangeprayer@gmail.comFacebook - Free Range Preacher MinistriesInstagram: freerangeministriesAll our Scripture quotes are drawn from the NASB 1977 edition.For access to the voice-over services of Richard Durrington, please visit RichardDurrington.com or email him at Durringtonr@gmail.comOur podcast art was designed by @sammmmmmmmm23 on InstagramSeason 008Episode 020

We live in a world, especially here in my culture in the United States, we live in a world that's drowning in vitriol, that vitriol, that hatred. Those angry, ugly words are applauded in my culture. And not only that, they're sometimes made heroic. And all they do is tear down.Jesus, on the other hand, asks us to be gentle and humble at heart, and to speak our family language. The language is in a paraphrase form. The language He heard from the Father. How do we learn our family language?Our family language is humor. We make each other laugh.Family language is natural.I learned to cuss from my dad, but only in the company of hard men. In my family, I learned a language that built up unity in love. As Christians, little Christs, as the early church was thus insulted, we learn our family language from the word of God.James 5:12, and: “Who among you is wise and understanding? Let him show by his good behavior his deeds in the gentleness of wisdom. 14 But if you have bitter jealousy and selfish ambition in your heart, do not be arrogant and so lie against the truth. 15 This wisdom is not that which comes down from above, but is earthly, natural, demonic. 16 For where jealousy and selfish ambition exist, there is disorder and every evil thing. 17 But the wisdom from above is first pure, then peaceable, gentle, reasonable, full of mercy and good fruits, unwavering, without hypocrisy. 18 And the seed whose fruit is righteousness is sown in peace by those who make peace.: James 4:13-18“Pleasant words are a honeycomb, Sweet to the soul and healing to the bones.” Proverbs 16:24We tell each other the truth, 2 Timothy 4:2We don't shrink back from the whole counsel:“All Scripture is inspired by God and profitable for teaching, for reproof, for correction, for training in righteousness; 17 that the man of God may be adequate, equipped for every good work.” 2 Timothy 3:16Encouraging words, Hebrews 10:23From time to time, I went to work or fishing with my dad, and I learned slowly scurrilous speech, speech that tore down, but the day-to-day language I heard in my home was uplifting even in rebuke. I felt great to be in the family I was born into.Our So what?In our first Family Language episode, we learned “pray, pray, pray,” then we heard “practice practice practice,” now our encouragement is to “read, read, read.” When we expose our growing inner man to the Scriptures, our worship, confession, intercession, supplication, and thanksgiving are besotted or soaked, or permeated with Biblical words that build up. “Now to the King eternal, immortal, invisible, the only God, be honor and glory forever and ever.” Amen1 Timothy 1:17”What a man is on his knees before God, that he is and nothing more." Robert Murray M'Cheynee Donation link:https://www.paypal.com/donate/?hosted_button_id=G9JGGR5W97D64Or go to www.freerangepreacheronprayer.com and use the Donations tab.Assistant Editor: Seven Jefferson Gossard.www.freerangepreacheronprayer.comfreerangeprayer@gmail.comFacebook - Free Range Preacher MinistriesInstagram: freerangeministriesAll our Scripture quotes are drawn from the NASB 1977 edition.For access to the voice-over services of Richard Durrington, please visit RichardDurrington.com or email him at Durringtonr@gmail.comOur podcast art was designed by @sammmmmmmmm23 on InstagramSeason 008Episode 019

This holiday, the birthday of the Jewish people, is celebrated mainly in a family setting, at a once a year  ‎gathering, where Jewish families try to recreate the Exodus, not merely remember it. The Haggadah book ‎of this night contains many deeper Jewish concepts that have kept the Jewish people Jewish. This podcast ‎will point out many of these ideas and the uniqueness of this holiday. ‎

We welcome Chile and Czechia to the podcast family, and we highlight the country that has jumped into second place on our list. Thank You, Jesus. Part one of this little. Refresher was Pray, Pray, Pray. In part two, we are encouraged to Practice, Practice, Practice. We see how God is a better Father than we are. He never tells us to avoid prayer until we are mature enough.We are encouraged to let God guide us as we mature, but not to let anyone torpedo the practice and refinement of our prayer lives. God is our Father: “And I will be a father to you, And you shall be sons and daughters to Me,” Says the Lord Almighty.” 2 Corinthians 6:18He trains us in His wisdom:“Train up a child in the way he should go, Even when he is old he will not depart from it.” Proverbs 22:6And we are encouraged to practice. “Finally, brethren, whatever is true, whatever is honorable, whatever is right, whatever is pure, whatever is lovely, whatever is of good repute, if there is any excellence and if anything worthy of praise, let your mind dwell on these things. 9 The things you have learned and received and heard and seen in me, practice these things; and the God of peace shall be with you.” Philippians 4:8-9Our So What?Practice, practice, practice our communion with the only true God.Now to the King eternal, immortal, invisible, the only God, be honor and glory forever and ever. Amen1 Timothy 1:17”What a man is on his knees before God, that he is and nothing more." Robert Murray M'Cheynee Donation link:https://www.paypal.com/donate/?hosted_button_id=G9JGGR5W97D64Or go to www.freerangepreacheronprayer.com and use the Donations tab.Assistant Editor: Seven Jefferson Gossard.www.freerangepreacheronprayer.comfreerangeprayer@gmail.comFacebook - Free Range Preacher MinistriesInstagram: freerangeministriesAll our Scripture quotes are drawn from the NASB 1977 edition.For access to the voice-over services of Richard Durrington, please visit RichardDurrington.com or email him at Durringtonr@gmail.comOur podcast art was designed by @sammmmmmmmm23 on InstagramSeason 008Episode 018

If there's one formula that truly determines your happiness (and success) as a business owner, it's this: capacity equals demand. What does that mean? It's simple. If you have too much capacity—too many employees, too much equipment—and not enough demand from customers, life gets stressful and you start losing money. On the flip side, when demand is off the hook and you don't have enough capacity, you're overwhelmed, your team gets burned out, and clients get frustrated. Capacity = demand isn't just a finance concept—it's the secret sauce to scaling a home service business without losing your sanity. The closer you keep these two variables in balance, the smoother your business runs, and the more you can enjoy building something valuable for your team, your customers, and yourself. It's not always easy. Staying intentional about this formula is a daily practice, and few talk about the emotional impact of getting it right—or wrong. But when things finally click, there's nothing better. The compounding value of capacity = demand. This episode dives deep into the math, mindset, and actionable strategies for starting, scaling, and optimizing your service business.    In this episode, you will discover: The 5 essential steps to properly setting up your business finances, including separating your personal and business accounts and understanding your roles as both CEO and owner. The magic formula for running a service business successfully: Capacity equals demand, and what happens when those are out of balance. The reality of the inflection point of scaling—why scaling up means changing roles, taking risks, and investing in marketing, recruiting, and infrastructure, as well as the challenges of hiring and retaining employees. The pros and cons of commission pay vs. hourly pay and how these choices affect production rates, employee motivation, and business profitability. Whether buying equipment to save on taxes actually works, and the math behind making effective asset purchases.   "Capacity equals demand is the magic formula to grow a business that doesn't suck."  - Dan Platta   Topics Covered: 00:01:05 – The "Math Game" of Business Dan Plata explains that every business, regardless of its niche (landscaping, window cleaning, janitorial, epoxy floor coating, etc.), is fundamentally about managing math—specifically, clarity on profits, costs, and investments. He emphasizes that while serving people is important, being profitable is essential to benefit everyone involved: family, customers, employees. 00:01:54 – Step 1: Separate Business and Personal Finances Business owners must stop mixing personal and business transactions. Dan Plata describes how commingling these makes it "impossible to make good decisions" because you can't accurately track expenses, investments, or returns. Creating separation brings immediate clarity and allows assessment of where money is coming in and going out. 00:02:46 – Step 2: Distinguishing CEO vs. Owner Roles At this point, Dan Plata highlights the distinction between being the CEO (running day-to-day operations, making business decisions) and the owner/investor (providing capital and expecting a return). Many owners only pay themselves for their labor and never separate out an owner's return, resulting in businesses that aren't truly profitable when they step away from operations. 00:05:54 – Step 3: Debt Isn't Evil; Credit Cards & Business Loans Have a Place Transitioning to finance strategy, Dan Plata clarifies the difference between personal debt aversion and business leverage. He explains that credit cards, when paid off monthly, offer "0% interest for 30–40 days" plus bonus points, making them an asset for cash flow management. 00:09:02 – Step 4: Keep Accounting Systems Separate from Operating Systems Don't expect one tool to do it all: Dan Plata advises against integrating operational software (e.g., Jobber) with accounting software (e.g., QuickBooks). Mixing them leads to confusion and data misuse. Specialized tools should do what they do best in their respective domains. 00:12:24 – Step 5: LLC, S-Corp, and the $100K Revenue Turning Point Once your net income is $25,000–$50,000 or more, Dan Plata recommends switching your LLC to be taxed as an S-corp using IRS Form 2553. This shift enables business owners to save significantly on payroll taxes by paying themselves a reasonable wage (subject to payroll taxes) and taking the remainder as a distribution (not subject to payroll tax). The math: at $50K net income, payroll taxes drop from ~$7,600 to ~$3,800. 00:44:45 – The "Magic Formula": Capacity Equals Demand Dan Plata reveals that aligning your business's capacity (employees, resources) with customer demand is the key to a sustainable and less stressful business. Too much capacity and not enough demand leads to underutilized workers and attrition; too much demand and not enough capacity leads to burnout and customer dissatisfaction. Straying from this balance creates chaos and problems in business operations. 01:26:15 – Employee Acquisition Cost & Recruitment Mindset Investing in high-quality employees is critical. Dan Plata points out he spent $35,000 on job ads to hire 45 people for a million-dollar business, and it was the best investment made—more effective than spending on customer marketing. He recommends a mindset shift: treat recruiting costs as investments, not expenses. 01:50:47 – Commission Pay vs. Hourly Pay Dan Plata explains how commission-based pay aligns incentives—employees win when the company wins. Commission motivates higher production rates (often boosting output by 30–50%), as workers are directly rewarded for their efficiency and results. Hourly pay firms up quality but can encourage slower work, as workers are paid for time, not outcomes. 02:13:54 – Buying Assets the Right Way & Year-End Tax Purchases When scaling, don't buy equipment upfront just to "save on taxes." Dan Plata stresses that it's best to invest in marketing and recruiting first—these are what actually drive growth and profits. Buy assets only after you have work and employees to use them. Finance 70%, put 30% down to avoid being upside down, and avoid new vehicles—used work trucks are sufficient for business needs.   Key Takeaways Setting up your business finances correctly from the start is essential; separate personal and business accounts to gain clarity and make better decisions As your business grows past $100,000 revenue or $25,000 net income, switch your LLC to be taxed as an S-corp—this can save you thousands on payroll taxes and clarify owner vs. employee income. Scaling your business comes with "purgatories"—periods of losing money and chaos before the next stage of profitability; expect these, budget for them, and push through. Invest heavily in recruiting the right employees; the true cost is often underestimated, but employees are more valuable than clients, and spending money to find good ones is crucial. Underlying all growth: business ownership is about pride and doing hard things—money is a byproduct, but fulfillment comes from progress and resilience.   Connect with Dan Website: yourblueskies.com Podcast: Bookkeeping, Beer & BS | Podcast on Spotify   Connect with Keith Instagram: https://www.instagram.com/keithkalfas/ Facebook: https://www.facebook.com/thelandscapingemployeetrap Website: https://www.keithkalfas.com/resources Youtube: https://www.youtube.com/@keith-kalfas   Resource Links Mentioned Blue Skies Bookkeeping & Recruiting: yourblueskies.com/kalfas Jobber: getjobber.com/kalfas Rebold Website AI: keithkalfas.com/rebolt CallRail Call Tracking: keithkalfas.com/callrail   Written and Edited by Ma. Teresa Catangay - Bardinas

At the historic grounds of Vermilionville, beneath the oaks and along the bayou that so vividly reflect our region's living history, this special episode of Discover Lafayette was recorded during the second annual LFT Fiber Powered by Connectivity Summit on March 19th, 2026. The summit's theme, Growth Powered by Fiber, Where Technology Meets Community, comes to life in a conversation with Whitney Savoie, Chief Marketing Officer of FlyGuys, a Lafayette-based technology company operating at the intersection of innovation, safety, and cultural preservation. This LFT summit showcased local leaders and gathered their thoughts on the power of connectivity in shaping our community, businesses and the economy. Whitney brings more than 15 years of experience in marketing, brand development, and customer acquisition, much of it rooted in high-growth tech startups. Her journey includes early work with Waitr, where she says she was “in the first 1% of employees,” helping scale what was then a groundbreaking on-demand food delivery platform. Reflecting on those years traveling across the country launching markets, she shared a perspective that would later shape her appreciation for home: “What that taught me then, and I have an appreciation for now, is in every small to medium community that I went into, you couldn’t feel the culture like you can feel in Acadiana.” That deep connection to place is central to Whitney's story. Raised along the bayous near Morgan City, she recalls a childhood that feels quintessentially South Louisiana. “In high school, my dad would take me crawfishing to make extra money, in the marsh in a pirogue lifting traps.” Today, as she reflects on culture through the lens of technology, she sees opportunity in preserving those moments. “I need to go back out with my dad and take pictures, even maybe put a drone up because I want to preserve that memory.” That idea, technology as a tool to preserve, not replace, human experience, runs throughout this conversation. FlyGuys itself is a powerful example of how innovation can serve real-world needs. Headquartered in downtown Lafayette and operating nationwide, the company provides drone-based data capture services across industries ranging from infrastructure and construction to agriculture. As Whitney explains, “FlyGuys is a reality data capture platform. We match data seekers with data providers.” Those providers include a network of approximately 20,000 FAA Part 107 certified drone pilots across the country. The concept is deceptively simple but highly impactful. When a company needs critical visual or analytical data, whether inspecting a cell tower, surveying farmland, or assessing storm damage, FlyGuys deploys a pilot to capture that data safely and efficiently. “Instead of having a human climb that cell tower, a drone can do it safer, faster, more efficiently.” The data is then processed and analyzed through FlyGuys' platform, delivering actionable insights to clients. The applications are vast. In agriculture, drones can identify disease at the level of a single plant, reducing the need for widespread pesticide use. In infrastructure, they allow for safer inspections of bridges, roofs, and aging structures. In cultural settings like Vermilionville, FlyGuys has even created “digital twins,” highly detailed 3D models, using advanced ground scanning technology to document and preserve historic spaces. Underlying all of this is an immense reliance on connectivity. FlyGuys processes thousands of missions each month, each generating massive amounts of data. “One mission could produce 10,000 files,” Whitney explains. “We do about 8,000 missions a month.” The ability to upload, process, and analyze that data in real time depends entirely on robust, high-speed internet infrastructure, making events like the LFT Fiber Connectivity Summit especially relevant. But for Whitney, the conversation ultimately comes back to people. In one of the most memorable moments of the interview, she reflects on hosting FlyGuys team members from Colombia in Lafayette. A crawfish boil at Moncus Park turned into an impromptu cultural exchange, blending zydeco dancing with salsa. “It was like this beautiful marriage of both cultures coming together… It was the picture of what we’re trying to preserve.” That spirit, connection across cultures, generations, and technologies, is exactly what she hopes people take away from the summit. “My hope is that people really understand what the LFT fiber team is trying to do here. They’re trying to bring us together. It’s really not about the technology. It’s about the fact that we’re all connecting and human. The beauty of the whole conference to me is that tech isn’t the hero, it’s the people that are the heroes and the things that we’re doing with the tech. In this age of technology, with AI, where there is some fear and trepidation, I believe that humans are going to really start leaning into that human connection.” In a time when artificial intelligence and automation are rapidly reshaping how we live and work, Whitney offers a grounded reminder of what matters most. “We need to preserve the human connection through all of it because that is what matters at the end of the day.” From the bayous of her childhood to the cutting edge of drone technology, Whitney Savoie's story is one of honoring where we come from while building thoughtfully toward the future. And in Acadiana, where culture runs as deep as the waters that shape it, that balance may be our greatest strength.

Transforming the Kitchen Experience: How Kitchen365 Streamlines Design, Specification, and Delivery At KBIS 2026, Bhavin Patel and Hiren Modi of Kitchen365 discuss how their end-to-end technology platform is reshaping the kitchen cabinet industry—making design faster, orders more accurate, and showrooms more agile. Digitizing Kitchen Design: Kitchen365's design service accelerates the process from field measurement to final kitchen plan, completing in hours instead of a week. B2B Order Management System (OMS): Streamlines dealer and distributor interactions, supports tiered pricing, multi-warehouse fulfillment, and integrates with existing design software like ProKitchen. Consumer-Facing Digital Tools: Price estimators and visualizers allow homeowners to explore and configure kitchens online, reducing showroom dependency. Reducing Scope Creep & Specification Drift: Digital twins and high-fidelity visualizations ensure designs align with customer expectations, lowering errors and change orders. Process Integration & Efficiency: CSV-driven workflows reduce manual data entry, freeing staff for higher-value work and increasing accuracy. Hybrid Showroom Model: Physical showrooms serve as inspiration hubs, while digital platforms handle design, ordering, and lead generation. Democratizing Information: Transparency across pricing, inventory, and specifications strengthens trust between showrooms, designers, distributors, and clients. Competitive Advantage Through Workflow: Beyond products and aesthetics, efficiency and integration of design, data, and delivery create the next edge in the kitchen industry. At KBIS 2026, Kitchen365 is showcasing a transformative approach to the kitchen cabinet industry. Founded to address the fragmented workflows between designers, retailers, and manufacturers, Kitchen365 is more than a software company—it is a full-scale ecosystem that digitizes, automates, and scales the kitchen design process. Bhavin Patel, President, and Hiren Modi, Co-Founder and CEO, shared their journey of identifying inefficiencies in the industry. From lengthy design cycles that could take a week to fulfill to manual order entry prone to costly errors, the opportunity for modernization was clear. Kitchen365 first tackled this by offering a kitchen design service that allows designers to focus on client interactions while the platform handles technical drawings, reducing turnaround times to mere hours. The platform's B2B Order Management System (OMS) revolutionizes distributor and dealer workflows. Tiered pricing, multi-warehouse inventory tracking, and CSV integrations with design software reduce manual errors and improve fulfillment speed. Retailers now have the ability to quickly provide quotes, place orders, and communicate with clients without extensive back-office staffing. For homeowners, Kitchen365 offers interactive digital tools like price estimators and 3D visualizers, enabling them to explore kitchen options remotely. High-fidelity visualizations and digital twins reduce “specification drift,” ensuring that what is imagined in the design phase aligns with the final installation. This not only minimizes costly post-order changes but also enhances the overall customer experience. Kitchen365 also empowers showrooms to evolve. Dealers gain enterprise-level digital portals with catalog management, lead generation, and design visualization, all accessible for a modest subscription. This hybrid model integrates physical and digital experiences, giving clients the tactile inspiration of a showroom and the efficiency of an online platform. Underlying all these innovations is a commitment to transparency. By democratizing information across pricing, inventory, and specifications, Kitchen365 strengthens relationships between distributors, dealers, designers, and end clients. The result is a seamless, efficient, and more confident workflow—from first consultation to final installation. Bhavin and Hiren emphasize that technology does not replace the human element but amplifies it. Designers become “complexity curators,” focusing on aesthetics and client experience while Kitchen365 handles data management, order accuracy, and process efficiency. The platform exemplifies how technology, when paired with industry expertise, can elevate every participant in the kitchen cabinet ecosystem. In a market long defined by artisanal craftsmanship and manual processes, Kitchen365 demonstrates that the next competitive advantage isn't just in style or materials—it's in integrated, intelligent workflows that make the industry faster, more transparent, and more client-focused. Guest: Brandon Drum, Owner | Prime Cabinetry Learn more about Kitchen365: Kitchen365 Website

“There is nothing radical about doing what is easy… what is truly radical is to do what is necessary to build a better world.” In this episode, Craig speaks with forester and author Ethan Tapper about his award-winning book How to Love a Forest and what it means to care for ecosystems in an age of climate change, biodiversity loss, and what he calls “global change.” Ethan's path into forestry began unexpectedly, with a life-changing wilderness expedition that reshaped how he saw the natural world. That experience grew into a career working in forests and, eventually into a book that blends ecology, storytelling, and a deeply personal reflection on stewardship. “The more you look, the more you see… and the more you see, the more you care.” A central idea in the conversation is the need to move beyond the familiar dichotomy of either preserving nature or exploiting it. In today's context, Ethan argues, that framing no longer works. Forests are now shaped by overlapping pressures - climate change, invasive species, fragmentation, and the long legacy of human land use. Simply leaving them alone is often not enough. Instead, stewardship requires active, ongoing care. “How could we love forests and cut trees? It doesn't make sense—until you understand the moment we're in.” Through his work, Ethan reframes practices like tree cutting, invasive species management, and deer population control as necessary, if difficult, acts of restoration. These decisions are often emotionally challenging, but they reflect a deeper responsibility: recognizing that inaction can cause harm too. “We are their greatest threat and also their best hope.” The conversation highlights how multiple stressors are undermining forest health, particularly their ability to regenerate. Without regeneration, forests cannot adapt or survive. This leads to a critical distinction: the greatest threat is not the cutting of trees, but deforestation—the permanent conversion of forests into other uses. In this sense, land-use planning, density, and zoning become central climate strategies. “If we can't keep forests as forests, nothing else we do matters.” Turning to cities, Ethan reflects on the role of urban forests as both ecological and social infrastructure. Parks and ravines can provide meaningful habitat and climate benefits, but they also require trade-offs. Not every space can maximize ecological function, human use and cultural value are part of the equation. “The answers aren't simpler—they're more complicated.” Underlying the discussion is Ethan's concept of “deep environmentalism” - an approach that moves beyond simply stopping harm toward actively doing good. It embraces complexity, trade-offs, and a more engaged relationship with the natural world. One of the most powerful examples comes from his work restoring his own degraded forest, Bear Island, which has become a symbol not of loss, but of possibility. “I'm not just preventing loss - I'm trying to build something more abundant.” The episode closes with a simple call to action: engage locally. Connect with conservation organizations, participate in their work, and become part of the community caring for the ecosystems around you.

In this episode of the Planet MicroCap Podcast, I'm joined by Andrew Pogue, Founder of the Underlying Value Substack, to break down his differentiated approach to microcap investing that blends deep fundamental work with an operator's mindset and the use of AI. Andrew walks us through how he evaluates businesses with a sharp focus on management quality and capital allocation, why he sees massive opportunity outside the U.S. in the Nordics, South Africa, Canada and Australia, and how he leverages AI as a high-powered research assistant to uncover overlooked ideas globally. We also dive into his disciplined approach to position sizing, identifying real catalysts, spotting red flags like “consulting-speak,” and why the ability to talk yourself out of an investment may be one of the most important skills for long-term success in microcaps. We mention several companies and sectors during this conversation, and I'm not a shareholder in any of them. For more information about the Underlying Value Substack, please visit: https://underlyingvalue.substack.com/ Chapters: 00:00 Diving into Micro Cap Investments 02:50 Understanding the Micro Cap Ecosystem 05:35 Investment Discovery Process 08:44 Catalysts for Investment Opportunities 11:37 Exploring International Markets: Focus on South Africa 16:45 Exploring South Africa's Investment Landscape 17:58 Navigating Investor Psychology and Promotional Cycles 20:28 Understanding Value and Catalysts in Investing 23:28 Lessons from Microcap Investing Experiences 26:41 Evaluating Management and Company Insights 30:41 Strategies for Selling and Position Management 35:14 Key Lessons from Business Ownership 37:58 Advice for New Investors in Microcaps Planet Microcap hosts the highest quality in-person microcap events in North America. The mission is to bring the best microcap investors, companies, and allocators together to gather, connect, and grow.; visit https://planetmicrocap.com/ to learn more about our Las Vegas and Toronto events. This presentation is for informational purposes only and should not be construed as a recommendation to purchase or sell any security referenced herein. Planet MicroCap Holdings LLC and MicroCapClub LLC (collectively, “we” or “our”) are not licensed brokers nor registered investment advisors. We, our partners, contractors, members, subscribers, guests, or affiliates may or may not hold positions in one or more of the securities mentioned in this presentation and may trade in such securities at any time. We may have received cash compensation from one or more participants for presenting at past, present, or future events. We recommend you consult a licensed investment adviser, broker, or legal counsel before purchasing or selling any securities referenced in this presentation.

Once again, a little review, prayer is talking to God; we have made that case from 2018. It is also true we grow in prayer, and a new concept up coming, we will see the importance of our family language. We feature Mauritius in our nuts-and-bolts addendum. In Mauritius, we have the second-largest listening base for the podcast. Today, we are urged, wherever you are in your Christian life, to draw close to God by prayer, prayer, prayer. Free Range Prayer Foundations:And this is eternal life, that they may know Thee, the only true God, and Jesus Christ whom Thou hast sent.John 17:317pray without ceasing; - implies constant conversation.! Thessalonians 5:17“Trust in Him at all times, O people; Pour out your heart before Him; God is a refuge for us. Selah.” - He wants to hear from our souls.Psalm 62:8The sacrifice of the wicked is an abomination to the LORD, but the prayer of the upright is His delight. - God delights in our communion. Proverbs 15:8Our So What?We find the abundant life, through prayer, and perhaps the most moving call to fellowship with The Father, Son, and Holy Spirit is:“Come to Me, all who are weary and heavy-laden, and I will give you rest. 29 “Take My yoke upon you, and learn from Me, for I am gentle and humble in heart; and YOU SHALL FIND REST FOR YOUR SOULS. 30 “For My yoke is easy, and My load is light.”Matthew 11:28-30 Oh, how we need to rest through prayer!Now to the King eternal, immortal, invisible, the only God, be honor and glory forever and ever. Amen1 Timothy 1:17”What a man is on his knees before God, that he is and nothing more." Robert Murray M'Cheynee Donation link:https://www.paypal.com/donate/?hosted_button_id=G9JGGR5W97D64Or go to www.freerangepreacheronprayer.com and use the Donations tab.Assistant Editor: Seven Jefferson Gossard.www.freerangepreacheronprayer.comfreerangeprayer@gmail.comFacebook - Free Range Preacher MinistriesInstagram: freerangeministriesAll our Scripture quotes are drawn from the NASB 1977 edition.For access to the voice-over services of Richard Durrington, please visit RichardDurrington.com or email him at Durringtonr@gmail.comOur podcast art was designed by @sammmmmmmmm23 on InstagramSeason 008Episode 016

Another beautiful episode on NDE's where we try to tie in the meaning and foundational truths of the experiences. For most, we know that there's something there with these experiences but many people don't know what to make of it. That's why we're here to give our best take, stay weird! To Follow Us On Patreon—> https://www.patreon.com/c/MetaMysticsEmail Us!—> MetaMystics@yahoo.comSubscribe to our Youtube—> http://www.youtube.com/@MetaMysticsTo Follow Us On TikTok—> https://www.tiktok.com/@metamysticsGive us a follow on Instagram—> @MetaMystics111Become a supporter of this podcast: https://www.spreaker.com/podcast/meta-mystics--5795466/support.You Don't Know What You Don't Know!

Meet Kevin Sutherland of SI Delivery Consulting Kevin Sutherland is doing bold things to bring agile methods to large-scale government. He went from early days with Accenture, through first-hand experience with waterfall and the pitfalls of massive system delivery, to founding his own company focused on state-level innovation. Kevin isn't just theorizing about agile transformation, he's in the trenches, dealing with resistance, bureaucratic inertia, and public stakeholder pushback. Kevin discusses what makes public sector agile so distinct and challenging. What are the unique obstacles in government (political incentives, captive user bases, absence of commercial profit motives) that make scaling agile so complex? Regulation, oversight, legacy systems, and decades of policy layering are persistent blockers that most commercial agilists rarely encounter. Many true agile practitioners just avoid or walk away from government environments, choosing not to engage because the culture or ecosystem isn't receptive. You’ll hear what Kevin is actually testing and using in a time when agile has become a dirty word in many orgs, and how he finds ways to deliver value without strictly using “agile” terminology or dogma. You’ll hear about the incremental approach and the transformational strategies he's developing in Minnesota. You’ll also learn about the tension between short-term, emergency-driven bursts of agility and the longer, harder work of organizational transformation. His strategy in action starts with outcome-focused use cases, and creating a safe, incubator environment for experimentation to enable change without risking the status quo. Getting buy-in from the willing, finding pockets of urgency, and managing vendor relationships in environments where incentive structures aren't naturally aligned are some of the ongoing challenges. Underlying everything is the growing pace of technological change, especially with AI reshaping expectations about speed and delivery. It’s difficult to know what agile principles look like when roles themselves are changing, and the fundamental problems aren't getting better on their own. There are never simple answers, but Kevin’s work will give you a clearer sense of the complicated, often contradictory world of government agile and why persistence, honesty, and outcome orientation matter so much. You can find Kevin Sutherland at: https://si-delivery.com Minnesota MES Modernization Strategy RFI Mural Board – includes the strategy videos and links as well as the results of vendor feedback and engagement: https://app.mural.co/t/minnesotamesmodernizationcan3670/m/minnesotamesmodernizationcan3670/1754081683082/fccc2005d83a2d11a12bea54bf6c2caa55b5fdbc?sender=uc99ad10c761de24074363019 Procurement Innovation – contenton procurement innovation at the State Health IT Connect Summit in Feb. https://procurement.innovation.si-delivery.com Procurement Innovation Contract Examples – samples of contract templates that could be used to execute the approach and shrink procurement lead times. https://si-delivery.com/starter-kit **FORGE GENESIS IS HERE** All the skills you need to stop relying on job postings and start enjoying the freedom of an Agile career on YOUR terms. First cohort starts in Q1 2026 https://learning.fusechamber.com/forge-genesis **THE ALL NEW FORGE LIGHTNING** 12 Weeks to elite leadership! https://learning.fusechamber.com/forge-lightning **JOIN MY BETA COMMUNITY FOR AGILE ENTREPRENEURS AND INTRAPRENEURS** The latest wave in professional Agile careers. Get the support you need to Forge Your Freedom! Join for FREE here: https://learning.fusechamber.com/offers/Sa3udEgz **GET THE BUSINESS OUTCOMES PARTNER PLAYBOOK** Learn how to deliver undeniable ROI that saves your job and accelerates your future https://learning.fusechamber.com/outcomes-partner-playbook **CHECK OUT ALL MY PRODUCTS AND SERVICES HERE:** https://learning.fusechamber.com **ELEVATE YOUR PROFESSIONAL STORYTELLING – Now Live!** The most coveted communications skill – now at your fingertips! https://learning.fusechamber.com/storytelling **JOIN THE FORGE*** New cohorts for Fall 2025!  Email for more information: contact@badassagile.com We’re also on YouTube! Follow the podcast, enjoy some panel/guest commentary, and get some quick tips and guidance from me: https://www.youtube.com/c/BadassAgile ****** Follow The LinkedIn Page: https://www.linkedin.com/showcase/badass-agile ****** Our mission is to create an elite tribe of leaders who focus on who they need to become in order to lead and inspire, and to be the best agile podcast and resource for effective mindset and leadership game. Contact us (contact@badassagile.com) for elite-level performance and agile coaching, speaking engagements, team-level and executive mindset/agile training, and licensing options for modern, high-impact, bite-sized learning and educational content.

James 4:1-3

In this Dialogue episode of The Synopsis, we discuss Netflix stepping away from Warner Bros., Duolingo and underlying growth issues, plus Paypal and what makes a great manager.  Five Minute Money Newsletter Free Sign Up YouTube Video Links: Paypal, Netflix, Duolingo ~*~ You can also get a free trial to AlphaSense to read 200k+ expert calls through this link.  ~*~ For full access to all of our updates and in-depth research reports become a Speedwell Member here. Please reach out to info@speedwellresearch.com if you need help getting us to become an approved research vendor in order to expense it. -*-*-*-*-*-*-*-*-*-*-*-*-*-*- Show Notes (0:00)  — Intro, Netflix/Paramount Warner Bros. Deal (17:17)  — Duolingo Selloff (30:08)  — Duolingo Valuation (36:20)  — PayPal Overview (42:48)  — What Makes a Good Manager? (52:41)  — PayPal Valuation -*-*-*-*-*-*-*-*-*-*-*-*-*-*- For full access to all of our updates and in-depth research reports, become a Speedwell Member here. Please reach out to info@speedwellresearch.com if you need help getting us to become an approved research vendor in order to expense it. *-*-*- Follow Us: Twitter: @Speedwell_LLC Threads: @speedwell_research Email us at info@speedwellresearch.com for any questions, comments, or feedback. -*-*-*-*-*-*-*-*-*-*- Disclaimer Nothing in this podcast is investment advice nor should be construed as such. Contributors to the podcast may own securities discussed. Furthermore, accounts contributors advise on may also have positions in companies discussed. This may change without notice. Please see our full disclaimers here:  https://speedwellresearch.com/disclaimer/

Dr. Majid Fotuhi, neurologist, neuroscientist, and adjunct professor at Johns Hopkins University, has spent decades studying how the brain ages and what determines whether cognitive performance declines or strengthens over time. In this discussion, he challenges one of the most widely accepted assumptions about aging: that deterioration of memory and thinking is inevitable. The evidence, he explains, points in a different direction. Cognitive health is strongly shaped by daily choices, and meaningful improvements can occur within weeks when those choices change.  Fotuhi organizes the science of cognitive resilience around five pillars: exercise, sleep, nutrition, stress management, and brain training. Each pillar affects the brain through measurable biological mechanisms. Exercise, for example, increases mitochondrial activity and stimulates the growth of new neurons in regions responsible for memory. Even modest activity matters. Walking several thousand steps daily has been associated with reduced markers of Alzheimer's disease in the brain, while higher fitness levels correlate with stronger cognitive performance.  Sleep represents the second pillar. Consistent rest of seven to eight hours supports the brain's ability to regulate stress hormones and maintain cognitive clarity. Persistent sleep disruption is often tied not to physiology but to unresolved concerns. Fotuhi notes that many professionals carry a large number of unresolved problems into the night. Creating clear plans for addressing those issues often reduces anxiety enough for normal sleep patterns to return. Nutrition is the third pillar. Highly processed foods, particularly those containing trans fats, increase inflammation and are associated with smaller volumes in the hippocampus, the region of the brain responsible for memory. By contrast, a Mediterranean-style diet rich in fruits, vegetables, fish, and olive oil supports long-term brain health. Food, in this sense, functions as daily neurological input rather than simple fuel.  The fourth pillar is stress regulation. Chronic stress elevates cortisol, which can damage memory-related brain structures over time. Fotuhi emphasizes that much stress is generated internally through expectations and repeated negative thought patterns. Techniques such as cognitive behavioral therapy, meditation, and deliberate reframing help interrupt these cycles and allow the brain to operate in a more stable state.  The final pillar is brain training. Cognitive capacity strengthens when the brain is consistently challenged through activities that require learning and adaptation. Language study, music, strategic games, or complex physical skills all stimulate neural pathways. The key is sustained engagement in activities that are both demanding and enjoyable. The brain, like muscle, develops strength through repeated use. Underlying these pillars is a broader insight about aging itself. Fotuhi argues that the second half of life can be a period of cognitive growth rather than decline if individuals adopt the habits that support brain health. The goal is not merely to avoid disease but to maintain clarity, memory, and mental energy well into later decades. For senior professionals whose performance depends on sustained cognitive capacity, the implications are practical. The brain remains highly adaptable. With deliberate attention to exercise, sleep, diet, stress, and learning, cognitive capability can be preserved and, in many cases, strengthened over time. Get Majid's book, The Invincible Brain, here: https://tinyurl.com/ymf47ee3 Claim your free gift: Free gift #1 McKinsey & BCG winning resume www.FIRMSconsulting.com/resumePDF Free gift #2 Breakthrough Decisions Guide with 25 AI Prompts www.FIRMSconsulting.com/decisions Free gift #3 Five Reasons Why People Ignore Somebody www.FIRMSconsulting.com/owntheroom Free gift #4 Access episode 1 from Build a Consulting Firm, Level 1 www.FIRMSconsulting.com/build Free gift #5 The Overall Approach used in well-managed strategy studies www.FIRMSconsulting.com/OverallApproach Free gift #6 Get a copy of Nine Leaders in Action, a book we co-authored with some of our clients: www.FIRMSconsulting.com/gift

Enterprise IT spending is projected to reach $4.5 trillion by 2026, but this growth is concentrated in software, cloud services, and AI infrastructure for large organizations, according to HG Insights and Omdia research cited by Dave Sobel. The system integration market is positioned to approach $950 billion in 2025, with enterprises working with an average of 6.3 technology partners. A substantial surge in AI-optimized server sales, as reflected in Dell Technologies' reported 342% year-over-year increase in revenue for those systems, is reshaping supply chains and vendor dynamics, leading to shortages of DRAM, SSDs, and hard drives. Underlying this development are volatile component costs. DRAM prices have doubled quarter over quarter, and both Micron Technologies and Western Digital have indicated they are sold out for 2026. HP reports that RAM now constitutes 35% of new PC materials costs, up dramatically from 18% the previous quarter. Such cost shifts are creating downstream risks for managed service providers (MSPs) with fixed-price agreements, as the economic assumptions underpinning many contracts—stable hardware prices and predictable cloud costs—no longer hold. The episode also highlights an increase in application sprawl and a widening gap between IT budgets and other operational costs. A Torii report shows large enterprises use over 2,191 applications on average, with more than 61% bypassing formal IT approvals, resulting in unmanaged security and compliance exposure. Additionally, 80% of small businesses report rising energy costs that directly compete with IT budget allocations. Industry analysis from Jefferies and Boston Consulting Group signals that AI and automation are not viewed uniformly as productivity boosters and may compress revenue models in both Indian and domestic IT services sectors. The practical implication for MSPs is the urgent need to audit and reprice contracts related to hardware procurement and refresh cycles, clearly documenting and communicating current cost realities with clients. Dave Sobel stresses reframing device lifecycle extensions as a security risk rather than a cost-saving measure and warns against selling clients on speculative AI market projections. The advice is to focus on specific, scoped use cases and to structure agreements that accurately reflect volatility in component costs and the operational burden of application sprawl, ensuring financial and legal accountability as the IT services landscape evolves. 00:00 $4.96T IT Spend Surge Bypasses SMBs as AI Infrastructure Captures Enterprise Budgets 03:58 Dell's $43B AI Server Backlog Triggers DRAM Shortage, Repricing Downstream Hardware 05:52 AI Shrinks IT Services Revenue Model; MSPs Face Contested Implementation Role   This is the Business of Tech.    Supported by:

“There's something sort of romantic about losing everything and going back to zero.” Garry Vee Continuing to champion a winning mindset after Super Bowl week, We sit down with serial entrepreneur, investor, cultural icon and friend of The Pivot Gary Vaynerchuk, better known to the world as Gary Vee. From immigrating to the U.S. as a kid and transforming his family's liquor store into a multimillion-dollar business, to building VaynerMedia and becoming one of the most influential voices in entrepreneurship, Gary's journey is all about betting on yourself and embracing the long game. Gary dives right in on the do's and don'ts of navigating everyday life, offering research and guidance whether you are someone who feels stuck, looking for the next thing or experiencing self-doubt, he shares something for everyone in this conversation by making complex ideas seem relatable and breaking down what's hold someone back. He breaks down the fears associated with AI and how, electricity, something we couldn't live without now, was once feared that same way. Gary gets real about taking chances before you're ready, the fears that still drive him, and why self-awareness is the ultimate competitive advantage. He breaks down what most people get wrong about success, money, and happiness, and why patience, humility, and execution matter more than hype. The conversation also dives into emerging business and media trends, where attention is really going in 2026, and how creators, athletes, and entrepreneurs can stay ahead without burning out. Plus, Gary connects his passion for sports to leadership, ownership, and legacy—and explains why athletes are perfectly positioned to dominate the business world if they play it right. This is a masterclass in mindset, risk, and evolution from someone who's lived every chapter and has a willingness to share information hoping to make an impact. Pivot Family, please like, comment and hit the subscribe button, we love hearing from you! Learn more about your ad choices. Visit megaphone.fm/adchoices

How are you dealing with the baggage you've brought into your marriage? We all bring some, but the key is taking appropriate action to address it. David and Krista Dunham talk to Jim Daly about how they discovered Krista had an eating disorder while they were dating. Also, Erin Smalley discusses what you can do if your spouse has a serious problem, but is not seeking help. Find us online at focusonthefamily.com/marriagepodcast or call 1-800-A-FAMILY. Receive the book Table for Two for your donation of any amount! Hope Restored Healing My Life and marriage After an Eating Disorder Contact our Counseling Team Body Image Issues and Eating Disorders Support This Show! If you enjoyed listening to the Focus on Marriage Podcast, please give us your feedback.

PREVIEW FOR LATER TONIGHT: Cleo Paskal details a new US initiative to support Palau's national defense against Beijing's influence operations and visa-less entries. While headlines focus on Palau accepting 75 US deportees, the underlying deal provides this strategic ally—which recognizes Taiwan—with resources to patrol borders and secure its sovereignty.1930 PALAU