The Line on Leave

Podcast Episode 22: PFML Expansion: Absent a Federal Program, States Are Filling the Void Notes: In the absence of a federal PFML program, states continue to establish their own programs. Maryland and Delaware are the latest to adopt PFML. While PFML programs make a significant difference for a family, they are also adding complexity for employers trying to stay on top of all the changes. In this episode we discuss upcoming new programs as well as updates on existing ones.   Join host Laura Marzi, Group Benefits Chief Marketing Officer, with Meghan Pistritto, Head of The Hartford's Statutory Disability and PFML product and Susan Tiso, The Hartford's Regional Relationship Manager in NYC and New Jersey to learn about the status of PFML around the country as well as some of The Hartford's initiatives. Special guest, Anthony Cortese, Principal and Senior VP for Reuben Warner Associates will offer insight on challenges and solutions for employers in New Jersey. For a full transcript and to visit the The Hartford's PFML Resource Center, please visit us online at www.TheHartford.com/PFML. 979668 7/22 The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company, under the brand name, The Hartford®, and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford's legal notice at www.thehartford.com. © 2022 The Hartford.

In today's episode of The Line on Leave, we continue our conversion about mental health with Dr. Christine Crawford, associate medical director with NAMI, and Adele Spallone, head of clinical operations for The Hartford Worker's Compensation and Group Benefits. Listen as we discuss the impact of burnout on employees and tips for employers to consider in order to support their employees' overall wellbeing during these times of intense change. For a full transcript, please visit us online at www.TheHartford.com/PFML. 1053021 2/21 The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company, under the brand name, The Hartford®, and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford's legal notice at www.thehartford.com. © 2022 The Hartford.

As we near the two-year mark of the pandemic, we've learned to adapt to multiple versions of the ‘new normal'. In the workplace, there's been an emphasis on employee well-being and the importance of discussing mental health. Our latest episode of The Line on Leave features Dr. Christine Crawford, associate medical director with National Alliance on Mental Illness, and Adele Spallone, head of clinical operations for The Hartford Worker's Compensation and Group Benefits as they discuss employee burnout and the importance of mental health. For a full transcript and additional resources, visit TheHartford.com/PFML. 942259 01/22 The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2022 The Hartford This podcast is powered by Pinecast.

As the year comes to an end, we are taking a moment to look back at the latest updates to the Paid Family and Medical Leave (PFML) landscape across the country in 2021. Tune in to learn more about the latest PFML state announcements, the impact of the pandemic on PFML programs across the country, and what employers may want to watch for PFML in 2022. Join The Hartford's Meghan Pistritto, head of Paid Family and Medical Leave, and Grant Van Der Beken, Region Sales Director, on the latest episode of The Line on Leave. For a full transcript and additional resources, visit TheHartford.com/PFML. 931439 12/21 The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2021 The Hartford

Being proactive about the health and safety of your employees is one of the most important ways to keep your workforce productive. By leveraging our advanced analytics, we've discovered the top ten most common medical conditions that lead to preventable absences. Tune in to hear Dr. Mark Williams, medical director at The Hartford, and Will Gray, data scientist on The Hartford's Health Services team, share the top 10 list of preventable absences and tips for keeping workers healthy and safe. For a full transcript and additional resources, visit TheHartford.com/PFML. 941976 10/21 The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2021 The Hartford

An inclusive workplace culture includes support for disabilities that aren't readily apparent. How do you include what you can't see? In this episode of The Line on Leave, we discuss ways employers can create a more inclusive workplace for invisible disabilities, including fostering a stigma-free environment and measuring a company's inclusion efforts. The Hartford's Absence Management and Product and Strategy Lead for Group Benefits, Tom Tipton, and Senior Staffing Consultant for Human Resources, Stephanie Vogel, share their insights and passion for disability inclusion in the workplace. For a full transcript and additional resources, visit TheHartford.com/PFML 816076 09/21 The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2021 The Hartford

In the final episode of the ADA series, The Hartford's ADA Coach, Alicia Heine, and Assistant Director of Absence Solutions, John Robinson, discuss the best practices and compliance considerations for ADA in the workplace. For more the full transcript, and additional ADA resources, visit us online at TheHartford.com/PFML. 628508 08/21 The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2021 The Hartford

The complexity of leave ranges from managing the different types of leave to unraveling the stigma behind employees being worried to take leave. In this episode of The Line on Leave, we discuss how the pandemic's impact on leave for employers and employees from The Hartford's 2021 Future of Benefits study with Katie Dunnington, head of absence product management at The Hartford. For more the full transcript and additional resources, visit us online at TheHartford.com/PFML. 662059 07/21 The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2021 The Hartford.

In the second episode of a three-part series on ADA, we walk through the steps of the ADA interactive process and share tips on how employers and employees can collaborate on accommodation options. Tune into the latest _Line on Leave _episode to hear The Hartford's ADA Coach, Alicia Heine, and Assistant Director of Absence Solutions, John Robinson explain more about employer responsibilities and provide examples of the interactive process.  Listen to the first episode of the ADA podcast series about the ABC's of ADA: An Overview of ADA. For the full transcript and additional ADA Resources, visit us online at TheHartford.com/PFML. 628507 06/21 The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2021 The Hartford

In this episode of The Line on Leave, we discuss The Hartford's 2021 Future of Benefits study with Jonathan Bennett, head of group benefits at The Hartford. Tune in as we discuss the silver linings that emerged from the pandemic in the areas of employee benefits, workplace culture, mental health and employee engagement. For more the full transcript and additional resources, visit us online at TheHartford.com/PFML. 660972 05/21 The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2021 The Hartford.

Tune in as we discuss an overview of the Americans with Disabilities Act (ADA) with The Hartford's ADA Coach, Alicia Heine, and Assistant Director of Absence Solutions, John Robinson. Including a look at a general overview of the law and considerations for employers to be mindful of. For more the full transcript, and additional ADA Resources, visit us online at TheHartford.com/PFML. 575293 04/21 The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2021 The Hartford

In this episode of The Line on Leave, we discuss tips for employers navigating COVID-19 the workplace with The Hartford's Chief Medical Officer, Dr. Adam Seidner, and Vice President of The Hartford's Health Services, Donato Monaco. For the full transcript and more podcast episodes, visit us online. 2/21 The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2021 The Hartford.

In honor of 211 Day, today's episode of the Line on Leave focuses on the ALICE population and how employers can help support their workforce. We speak with Cora Hall, assistant vice president of marketing in Group Benefits at The Hartford, Paula Gilberto, President and CEO of United Way of Central and Northeastern Connecticut, and John Puglisi, The Hartford's Regional sales executive to learn more about the supportive services offered through 211 and how bedrock benefits play an important role. For more the full transcript and more podcast episodes, visit us online. 2/21 The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2021 The Hartford.

The pandemic has forced many employees to work from home. In this episode, we discuss helpful ergonomics tips to help avoid injury or strain with Alicia Henie, a certified rehabilitation counselor and ADA Coach at The Hartford. For more helpful resources on Absence Management and Leave, please visit us online. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2020 The Hartford

To help employers prepare for the new Massachusetts PFML and Connecticut Paid Leave programs that begin on January 1, 2021, we sat down with Grant Van Der Beken, Regional Sales Director for New England, and Meghan Pistritto, Director of Product Management to gain some insight into steps employers need to take to meet the state's requirements.   For more information on PFML programs, please visit our Resource Center at thehartford.com/pfml.   This informational material is subject to change as The Hartford continues to receive guidance from states and municipalities. It shall not be considered legal advice. The Hartford assumes no responsibility for legal compliance with respect to an employer's business practices, and the views and recommendations contained herein shall not constitute The Hartford's undertaking on a company's behalf, or for the benefit of others, to determine or warrant that an employer's business operations are in compliance with any law, rule, or regulation. Employers seeking resolution of specific legal or business issues, questions, or concerns regarding this topic should consult their own attorney or business advisors; and employees should continue to consult their employers' Human Resources or other employment benefits department for guidance on the application of any law, rule, or regulation. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2020 The Hartford.

The Hartford's medical, HR and Absence Management experts discuss what employers should consider when cautiously preparing to bring employees back to their workplace after COVID-19 restrictions begin to ease around the country. Host, Laura Marzi, Chief Marketing Officer of Group Benefits at The Hartford speaks with Kimberly Mashburn, The Hartford's Absence Management Practice Lead, The Hartford's Chief Medical Officer Dr. Adam Seidner and Assistant Vice President of HR Benefits Karen Howard about helping businesses prepare to safely return their employees to the workplace. For full transcript, please visit our Paid Family and Medical Leave Resource Center. This informational material is subject to change as we continue to receive guidance and shall not be considered legal advice. The Hartford assumes no responsibility for legal compliance with respect to your business practices, and the views and recommendations contained herein shall not constitute our undertaking on your behalf, or for the benefit of others, to determine or warrant that your business operations are in compliance with any law, rule, or regulation. Those seeking resolution of specific legal or business issues, questions, or concerns regarding this topic should consult their own attorney or business advisors. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2020 The Hartford 7823b NS 06/20

The Hartford's Janîce Malcolm-Beeker, Asst. General Counsel, and host, Laura Marzi, Chief Marketing Officer of Group Benefits, explore new state and federal emergency Paid Leaves that provide immediate economic relief to employees who cannot work for reasons related to the unprecedented COVID-19 pandemic. For full transcript, please visit our Paid Family and Medical Leave Resource Center. This informational material is subject to change as we continue to receive guidance from governmental agencies. It shall not be considered legal advice. The Hartford assumes no responsibility for legal compliance with respect to your business practices, and the views and recommendations contained herein shall not constitute our undertaking on your behalf, or for the benefit of others, to determine or warrant that your business operations are in compliance with any law, rule, or regulation. Those seeking resolution of specific legal or business issues, questions, or concerns regarding this topic should consult their own attorney or business advisors. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. 7796a NS 05-20

The Hartford's Leave experts discuss upcoming changes and expansions in 2020 to existing Paid Family and Medical Leave state programs and the status of legislation on both the state and federal level. Tune in to hear Meghan Pistritto, Dir. Product Management, Kimberly Mashburn, National Accounts Practice Lead and our host, Laura Marzi, CMO of Group Benefits explore: • Updates to current state PFML programs in NY, NJ, CA, and Washington D.C. • What's on the horizon in CT, OR and MA • Proposed federal Paid Leave legislation For a full transcript of this episode, please visit: https://www.thehartford.com/paid-family-medical-leave/podcast-pfml-2020 7709a NS 1-20 This informational material is subject to change as we continue to receive guidance from each state. It shall not be considered legal advice. The Hartford assumes no responsibility for legal compliance with respect to your business practices, and the views and recommendations contained herein shall not constitute our undertaking on your behalf, or for the benefit of others, to determine or warrant that your business operations are in compliance with any law, rule, or regulation. Those seeking resolution of specific legal or business issues, questions, or concerns regarding this topic should consult their own attorney or business advisors. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT.

Connecticut and Oregon are the newest states to adopt Paid Family and Medical Leave in 2019. The Hartford's Janice Malcolm-Beeker, Asst. General Counsel, Meghan Pistritto, Dir. Product Management and host, Laura Marzi, CMO Group Benefits explore what employers and brokers need to know about CT & OR PFML programs including: • Covered employer requirements, funding and deadlines • Employee eligibility, benefits and reasons they can take Leave • If Private Plans are an option For a full transcript of this episode, please visit: https://www.thehartford.com/paid-family-medical-leave/podcast-ct-or Stay Updated on PFML The Hartford keeps employers and brokers updated on statutory and Paid Family and Medical Leave at www.thehartford.com/pfml This informational material is subject to change as we continue to receive guidance from each state. It shall not be considered legal advice. The Hartford assumes no responsibility for legal compliance with respect to your business practices, and the views and recommendations contained herein shall not constitute our undertaking on your behalf, or for the benefit of others, to determine or warrant that your business operations are in compliance with any law, rule, or regulation. Those seeking resolution of specific legal or business issues, questions, or concerns regarding this topic should consult their own attorney or business advisors. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2019 The Hartford 7680 NS 12-19

The Hartford, the leader in Leave Management, explains what employers must know about the new Washington Paid Family & Medical Leave program before benefits begin 1/1/20. This episode features special guests from The Hartford; Paul Lagrotteria, Regional Sales Director, Keri Brightbill, Assistant Director of Product & Strategy, and is hosted by Laura Marzi, CMO Group Benefits. For more information on WA PFML, please visit: https://www.thehartford.com/paid-family-medical-leave/wa This informational material is subject to change as we continue to receive guidance from each state. It shall not be considered legal advice. The Hartford assumes no responsibility for legal compliance with respect to your business practices, and the views and recommendations contained herein shall not constitute our undertaking on your behalf, or for the benefit of others, to determine or warrant that your business operations are in compliance with any law, rule, or regulation. Those seeking resolution of specific legal or business issues, questions, or concerns regarding this topic should consult their own attorney or business advisors. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2019 The Hartford 7649 NS 10-19

Eight states now have mandatory Paid Family Leave laws. Today's podcast focuses on the program in Massachusetts and what employers need to know before benefits start in 2021. This episode features special guests from The Hartford, Grant Van Der Beken, Regional Sales Director and Julie Crawford, Assistant Director for Product and Strategy, and is hosted by Laura Marzi, Group Benefits Chief Marketing Officer. For more information on MA PFML, please visit: https://www.thehartford.com/paid-family-medical-leave/ma This informational material is subject to change as we continue to receive guidance from each state. It shall not be considered legal advice. The Hartford assumes no responsibility for legal compliance with respect to your business practices, and the views and recommendations contained herein shall not constitute our undertaking on your behalf, or for the benefit of others, to determine or warrant that your business operations are in compliance with any law, rule, or regulation. Those seeking resolution of specific legal or business issues, questions, or concerns regarding this topic should consult their own attorney or business advisors. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2019 The Hartford 7619 NS 10-19

What Employers Need to Know About Paid Family and Medical Leave Management The U.S. does not have a national policy on Paid Family and Medical Leave and so many states are mandating their own laws. The underlying concept may be the same but different states have different rules around PFML. The Hartford's Tom Tipton, VP of Product Management and Chief Medical Officer Dr. Adam Seidner will help explain the difference and what employers need to know. As the largest disability provider in the country_1_, we're delighted to welcome our employers, trusted producers and many other interested listeners to The Line on Leave, the first in our series of podcasts on Paid Family and Medical Leave. Congress passed the Family and Medical Leave Act in 1993 – that guaranteed 12 weeks of leave and job protection to eligible employees. We have a national policy on Family and Medical Leave, but it is still only an unpaid policy. Fast forward to today, and states have been actively mandating PFML. Currently six states –NY, NJ, CA, RI, MA, WA as the DC have PFML laws. About two dozen other states introduced but did not pass legislation this year. We fully expect to see another flurry of PFML legislation in many of those states in 2020. An effective PFML program is more than just wage replacement while an employee is out. States can mandate the rules of eligibility, duration of leave, benefit levels and disburse checks, but are employers really equipped to manage an effective Family and Medical Leave plan? We've been talking a lot about the “family” part of Paid Family and Medical Leave, but let's look at what is needed when an employee goes out with an illness or disability. Questions to ask include: • Is there support to get the employee the resources and care he or she needs for a safe return to work? • Is there advocacy and expertise in the program for ADA accommodations? • Is there referral and coordination of health and wellness programs? An effective Absence Management approach should have these important components: Prevention and Intervention: A prevention and intervention program includes an assessment of the employer's work site, safety and prevention consultations, as well as, help to navigate the health care system. Consultations can help employers develop a Return to Work strategy that may include forming a R2W team and modifying job descriptions based on the ADA and amendments. Claim & Leave Management: It begins with compassionate intake from an experienced, clinical nursing staff with established, streamlined processes that integrate Leave with ADA requirements and Disability claims. Such a process helps eliminates confusion and stress, while helping return employees to productivity swiftly and safely. Reporting & Interpretation: Integrated technology with real-time reporting and claim status updates, and online tools for employees for ease of claims processing and communication. Coordination: There should be an integrative process for managing work and non-work absences, referrals to health and wellness programs and more. You can find this podcast along with future podcasts and additional resources on this topic on The Hartford's Paid Family and Medical Leave page: https://www.thehartford.com/pfml-states. LIMRA 2018 Absence Management / Family Medical Leave Sales and In Force Millennials are the largest generation in the U.S. labor force at 35%, Pew Research Center analysis of U.S. Census Bureau data, April, 2018. The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company. Home Office is Hartford, CT. © 2019 The Hartford 7506 NS 06-19