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This episode is sponsored by BetterHelp – Sign up and get 10% off at BetterHelp.com/SUPER What if we've misunderstood the prophecy for nearly 30 years? Everyone assumes Harry Potter is the Chosen One... but what if Neville Longbottom actually fulfills every requirement first? Today we're breaking down every line of Trelawney's prophecy, Voldemort's choices, Neville's role at the Battle of Hogwarts, and why Harry may never have been the prophecy's true subject after all. Could Dumbledore—and all of us—have been reading it wrong? Let us know what you think in the comments! #HarryPotter #SuperCarlinBrothers
Did the Miami Heat accidentally leak that LeBron James is joining them? Then, legendary rapper & Grammy Award winner Jermaine Dupri joins the show to talk about his bobblehead night at the Braves game, and the awesome events around it. Plus, Indianapolis Clowns players Mo'ne Davis & Jackie Bradley Jr. join the show ahead of their game in Hartford, CT! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Support the sponsors to support the show!Download Cash App Today: https://capl.onelink.me/vFut/wdild9do #CashAppPodCash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. See terms and conditions for the Sutton prepaid card, Sutton debit flex card, and Bancorp debit flex card. Cash App Green features, Savings, Direct deposit, Round ups, Overdraft coverage and Discounts provided by Cash App, a Block, Inc. brand. Visit cash.app/legal/podcast for full disclosures.https://cash.app/?utm_source=episodic&utm_medium=podcast&utm_campaign=episodic_podscale_soder_2025&pid=Episodic-to-App&af_xp=custom&af_dp=cashme%3A%2F%2F&shortlink=wdild9do&source_caller=ui&c=Episodic_Podscale_Soder_2025Get up to $200 off Square hardware when you sign up at square.com/go/soder #squarepod https://squareup.com/us/en/campaign/audioTaking care of your health just got easier – start here with Zocdoc: https://zocdoc.com/SODER #sponsoredzocdoc.com/SODERF*%k your khakis and get The Perfect Jean 15% off with the code SODER15 attheperfectjean.nyc/SODER15 #theperfectjeanpodhttps://theperfectjean.nyc/?utm_source=Soder&utm_medium=Podcast&amount=15percentSoder is building a new hour on the road!Get tickets at https://www.dansoder.com/tourJuly 25 - Montreal, Canada JFLJuly 31 - August 1 - Albany,NYAugust 13-15 Baltimore,MDAugust 20-22 Spokane,WASeptember 10-12 Portland,MESeptember 17-19 Hartford,CTOctober 2-3 Alburquerque,NMOctober 4-7 Fort Collins,COOctober 19-21 Winnipeg, CanadaOctober 22-24 Calgary,CanadaNovember 5-7 Salt Lake City,UTDecember 10-12 Rochester,NYFollow Nick Rocheforthttps://www.instagram.com/nickrochefort/?hl=enhttps://www.facebook.com/nickhaulinass/https://www.youtube.com/@NickRochefortPLEASE Drop us a rating on iTunes and subscribe to the show to help us grow.https://podcasts.apple.com/us/podcast/soder/id1716617572Connect with SoderTwitter: https://Twitter.com/dansoderInstagram: https://www.instagram.com/dansoderTiktok: https://www.tiktok.com/@dansodercomedyFacebook: https://www.facebook.com/dansoderYoutube: http://www.youtube.com/@dansoder.comedy#dansoder #standup #comedy #entertainment #podcastProduced by Mike Lavin https://www.instagram.com/thehomelesspimp/?hl=en
Thank you Helix Sleep for sponsoring! Visit https://helixsleep.com/supercarlinbrothers to take advantage of their Fourth of July Sale Exclusive Partner Offer and get 27% Off Sitewide! Want us to film you a Cameo? https://www.cameo.com/supercarlinbrothers Today J and Ben face off once again to find out who knows the most about the Wizarding World of Harry Potter, but we have an amazing round of special guests all FROM THE CAST OF HARRY POTTER including Bonnie Wright, James & Oliver Phelps and more! Play along with us ::https://supercarlinbrothers.com/j-vs-ben-vs-the-cast-of-harry-potter-2/ #HarryPotter #SuperCarlinBrothers #bestmattress, #Helixmattress #bedmattresssale
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The Hartford Business Journal's Greg Bordonaro joins us for another CT Business Blend. He answers the question Why Bridgeport for a location for drone technology. He also discusses the latest projects in Hartford and the surrounding areas.
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-buckeye-scoop--4429642/support.Thank you for being part of the Scoop Family!
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-buckeye-scoop--4429642/support.Thank you for being part of the Scoop Family!
This show is sponsored by Better Help - Sign up and get 10% off at Betterhelp.com/superThis show is sponsored by Raycon - Go to buyracon.com/supercarlinOPEN to get 20% off. Harry “The Chosen One” Potter eventually goes on to become an Auror, which feels like a good choice on the surface. Until you realize it means he's following the career path suggested to him by a Death Eater and that he works for the same government that expelled him, slandered him, attacked him with dementors, sent a toad to torture him and then asked for him to tell the public they were doing a great job! Not only that, there are a few other careers that make WAY more sense for Harry to have pursued - today we explore all of Harry's other Career opportunities! J's K-Pop Playlist :: https://open.spotify.com/playlist/6XpeYfmBG4qUP1csbsr5wj?si=314572127c3942cb #HarryPotter #SuperCarlinBrothers
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The Invite is the third movie directed by Olivia Wilde, her followup to Don’t Worry Darling. It’s a relationship comedy set almost entirely in a single apartment, and it stars Penélope Cruz, Edward Norton, Seth Rogen, and Wilde. It is the fifth international remake of the 2020 Spanish movie The People Upstairs (Sentimental) (and a sixth remake is expected in 2027). For the two weekends of The Invite’s limited release, it was the highest-grossing movie in the U.S. on a per-screen basis. And: The Featherweight is a 2024 movie that tells the story of boxer Willie Pep in the period before his 1964 comeback. It is set mostly in Hartford, and it was shot in Hartford in 2021. (Disclosure: The production used Connecticut Public’s Hartford building as its headquarters, and The Featherweight is presented in association with Connecticut Public Television.) GUESTS: Sam Hadelman: Director of public relations at Dark Matter Media Irene Papoulis: Taught writing for a long time at Trinity College Gene Seymour: A “writer, professional spectator, pop-culture maven, and jazz geek,” and he writes the That Gene Seymour Substack Lindsay Lee Wallace: A writer and journalist whose latest work includes the cover stories for the four most recent issues of Bat Conservation International’s Batsmagazine The Colin McEnroe Show is available as a podcast on Apple Podcasts, Spotify, Amazon Music, TuneIn, Listen Notes, or wherever you get your podcasts. Subscribe and never miss an episode! Subscribe to The Noseletter, an email compendium of merriment, secrets, and ancient wisdom brought to you by The Colin McEnroe Show. Join the conversation on Facebook and Twitter. Colin McEnroe, Eugene Amatruda, and Dylan Reyes contributed to this show.Support the show: http://www.wnpr.org/donateSee omnystudio.com/listener for privacy information.
So far, 2026 has been a big year for movies. There’s been the success of horror films like Backrooms and Obsession. There are movies that have been targeted by the culture wars, like The Odyssey. And there are the smaller films that have gotten critical acclaim like Camp and Is God Is. All those films are coming out in a landscape that seems hopeful for theaters. In the first half of the year, films in the U.S. have earned more at the box office than in any year since the start of the COVID-19 Pandemic. This hour, we’re talking about the year in film for our fourth annual summer movie panel. GUESTS: Nadira Goffe: Staff Writer at Slate Walter Chaw: Senior Film Critic for FilmFreakCentral.net, author of A Walter Hill Film: Tragedy and Masculinity in the Films of Walter Hill and Film Instructor at the University of Colorado Denver. James Hanley: Co-Founder of the independent movie theater Cinestudio in Hartford in 1970 Recommendations from our panelists: Watch The Odyssey (2026) on the largest screen you can Revisit Sinners in a theater Camp Night of the Living Dead Is God Is You, Me & Tuscany 28 Years Later: Bone Temple Girls Like Girls Hope The Wailing When you see a great film, watch the creator’s earlier films that brought them to critical acclaim Photo Credit: Petros GiannakourisSee omnystudio.com/listener for privacy information.
Controversy over Kairos Two...Pakistan Supreme Court decision in case involving 2014 killing of a Christian couple...and another deadly week for Christians in Nigeria.
David Griggs from the Metro Hartford Alliance joins us in studio to discuss the successes of Hartford during the World Cup, and a big weekend ahead in the Capitol City!
This episode is sponsored by MeUndies – Get up to 50% off their Subscribe & Save deal at MeUndies.com/brother and use promo code “brother.” This episode is sponsored by Factor – Head to Factormeals.com/jvsb50off and use the code “jvsb50off” to get 50 percent off and free daily greens. How well do you know the house elves of Harry Potter? What they served to who and when? Who did they work for? How much do certain of them get paid? This lore goes deep.. Is your trivia knowledge up to the challenge? Play along with us :: https://supercarlinbrothers.com/can-you-handle-this-insane-house-elf-quiz/ Special thanks to our Quiz Masters: Bradferd, Elfish Princess, Katrina(aaah!), Kellbell, LawNinja, MrTeacher, Nathan Morgan, Rowena R,Tina's Hotdog Sophie, Amara Woolf, Boullion Cube, Julie Sherwood, Hermione Baggins, Oryan's Wizard Parts, The Hufflepuff Pancake Chef, DJ-Kempen, Crafty Lizard, di-stitch626, Dola, magical misfires, Tara Walker, Kevin, and Flood Walters #HarryPotter #SuperCarlinBrothers
For the first time since March we have a guest join us! Dylan Bloomfield from Oakley, California joins the show! He cut his teeth racing in Cali and recently made the move to Missouri to drive the Kiwi Motorsports #8N winged 410 sprint car! Discussed:Starting on 2 wheels. Then moving to 4 wheels. Getting into sprint cars and racing in Cali. Getting the call to come to the Midwest to race! How did that transpire? Starting at US36 with the new team. A last minute decision to go to Pevely and it ended up being a good night! A win, podium, and several other top 10's so far this season. Tracks he favors in Cali and here in the Midwest.That #18 throwback scheme
Social media can make it seem like everyone else is earning more, spending more, and living better. But what you see online rarely tells the full story. In this episode, Regina breaks down money dysmorphia, the feeling that you are financially behind even when you may actually be doing just fine. She explains how influencers, algorithms, luxury content, and constant comparison can distort your idea of financial success and quietly affect your spending habits. You'll also learn how to recognize these pressures, create healthier boundaries with social media, and bring your focus back to your own financial goals, values, and progress. Episode Highlights: 0:00 - Introduction 1:48 - Influencers, consumerism, and unrealistic financial comparisons 5:12 - When wealth becomes tied to personal worth 8:03 - How money dysmorphia affects different generations 9:21 - Feeling behind even when your savings are on track 11:01 - Reducing social media's influence on your spending 12:06 - Building financial confidence around your own goals 13:21 - Simple ways to create healthier digital habits 13:52 - Final thoughts and episode wrap-up ABOUT REGINA MCCANN HESS Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero. As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money. Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News. She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse. As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth. She focuses on educating her clients while building long-term relationships with them and their families. Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. This material was prepared by Hartford funds. For a list of states in which I am registered to do business, please visit www.forgewealth.com. Hartford Funds is not affiliated with, nor endorsed by LPL Financial, Private Advisor Group, or Forge Wealth Management
Support the sponsors to support the show!Head to Factormeals.com/soder50off and use code soder50off to get 50 percent off and free daily greens per box, with new subscription only, while supplies last until 09/27/2026. (See website for more details)https://www.factor75.com/pages/meal-delivery?version=podcast&c=soder50off&mealsize=1-8&utm_source=podcast&utm_medium=cpm&utm_campaign=podcast50off&discount_comm_id=de62f522-6b3d-4120-a218-f3a5e6df2996&utm_content=act_podcast_podcastadsTo get your new wireless plan for just 15 bucks a month, go to MINTMOBILE.com/SODER That's MINTMOBILE.com/SODER Cut your wireless bill to 15 bucks a month at MINTMOBILE.com/SODER That's it there's no catch.https://www.mintmobile.com/?utm_source=podcast&utm_medium=audio&utm_campaign=mint_podcast&utm_content=soder&dnfemfkahqkdlf=soder Don't let stigma stand in the way of support. Start therapy with BetterHelp Sign up and get 10% off at BetterHelp.com/soderhttps://www.betterhelp.com/get-started/?go=true&slug=soder&utm_source=podcast&utm_campaign=1093&utm_term=soder&promo_code=soder&landing_page_img=https%3A%2F%2Fd3ez4in977nymc.cloudfront.net%2Faffiliate_images%2Fc8f1e33eccfdd97908db536def2e7dbd2d9ae59240ff77c0f1ee89f46ed7f544.png&aff_channel=podcast&discount_rate=10&discount_period=P1M&date_interval=P1M&percentage_off=10&amount=1&amount_spelled_out=one&unit=month&gor=startSoder is building a new hour on the road!Get tickets at https://www.dansoder.com/tourJuly 16-18 Stamford,CTJuly 25 - Montreal, Canada JFLJuly 31 - August 1 - Albany,NYAugust 13-15 Baltimore,MDAugust 20-22 Spokane,WASeptember 10-12 Portland,MESeptember 17-19 Hartford,CTOctober 2-3 Alburquerque,NMOctober 4-7 Fort Collins,COOctober 19-21 Winnipeg, CanadaOctober 22-24 Calgary,CanadaNovember 5-7 Salt Lake City,UTDecember 10-12 Rochester,NYFollow Michael Rowlandhttps://www.michaelrowlandcomedy.com/https://www.instagram.com/michaelrowlando_o/?hl=enhttps://www.tiktok.com/@michaelrowlando_o?lang=enPLEASE Drop us a rating on iTunes and subscribe to the show to help us grow.https://podcasts.apple.com/us/podcast/soder/id1716617572Connect with SoderTwitter: https://Twitter.com/dansoderInstagram: https://www.instagram.com/dansoderTiktok: https://www.tiktok.com/@dansodercomedyFacebook: https://www.facebook.com/dansoderYoutube: http://www.youtube.com/@dansoder.comedy#dansoder #standup #comedy #entertainment #podcastProduced by Mike Lavin https://www.instagram.com/thehomelesspimp/?hl=en
What if your culture isn't defined by your values, but by the behavior you're willing to tolerate? Steve Harris has spent decades helping organizations create environments where employees feel safe speaking up, leaders model the right behaviors, and ethics become part of everyday decision-making. As Chief Ethics and Compliance Officer at Lincoln Financial, Steve shares practical examples of how organizations can build trust, strengthen accountability, and help managers create psychological safety within their teams. You'll hear how Lincoln reframed speaking up from a compliance obligation to a business imperative, why frontline managers have such a powerful influence on culture, and how one difficult experience early in Steve's career shaped his view of the difference between what is legal and what is ethical. His stories offer valuable lessons for any leader who wants values to guide behavior when decisions become difficult. In his role as Senior Vice President and Chief Ethics & Compliance Officer at Lincoln Financial, Steve leads the company's enterprise compliance and sustainability programs and helps shape a culture of ethical decision-making across more than 11,000 employees. Under Steve's leadership, Lincoln Financial has been recognized five times as one of Ethisphere's World's Most Ethical Companies. Before joining Lincoln, Steve spent more than a decade at The Hartford, another long-time Ethisphere honoree, and he's built a reputation for helping organizations integrate ethics into business strategy, leadership, and culture. He's also a frequent speaker on ethics and compliance and serves on several industry and academic advisory boards. You'll discover:Why speaking up drives business success How managers create psychological safety What trust looks like in practice Why listening builds stronger cultures The difference between law and ethicsConnect with Steve Harris on Social MediaLinkedIn Website Lincoln Financial Check out all the episodesLeave a review on Apple PodcastsConnect with Meredith on LinkedIn
Drop us a note about the podcast. What if the biggest threat to your peace isn't the headlines, but who you've been treating like a savior? We start by reading Psalm 135, a blunt reminder that the Lord rules over heaven, earth, and the depths and that idols are powerless things made by human hands. From there, we pray for forgiveness and for the strength to live out our faith with real compassion for the hurting, including widows, orphans, and those who serve in uniform. We then move into Genesis 9 and the command to be fruitful and multiply, arguing that God's design for marriage, sex, children, and responsibility isn't random advice. When a culture rebels against that design, the damage shows up everywhere. We also read Acts 11, where Peter explains how the Holy Spirit falls on the Gentiles, the early church recognizes God's work, and believers in Antioch become known as Christians. Along the way, we highlight the practical generosity of famine relief as a model for faith that acts. The second half turns to public life and civic virtue. We remember a Pennsylvania state trooper killed on the roadside and bring the story back to the family left behind, then connect personal loss to national consequences. We also share a Medal of Honor note on Heath Canfield and revisit early American election sermons, including Matthias Burnett's 1803 sermon, to discuss separation of church and state, factional party zeal, and why a free republic depends on a virtuous people. If you've ever wondered whether politics can fix what's broken, this conversation pushes deeper toward the only lasting source of hope: God and Jesus Christ. Subscribe for more, share this with a friend who cares about faith and country, and leave a review so more people can find the show. What part challenged you most?#ChristianNation#AmericanPatriot#PsalmsSupport the showThe American Soul Podcasthttps://www.buzzsprout.com/1791934/subscribeCountryside Book Serieshttps://www.amazon.com/Countryside-Book-J-T-Cope-IV-ebook/dp/B00MPIXOB2 America's Christian Heritage Podcasthttps://www.buzzsprout.com/2622483
In this new episode, Crawlspace Media's Tim Pilleri and Lance Reenstierna speak with Brenda Perez about the unsolved murder of her mother, Raquel Ramirez from Hartford, Connecticut on June 30th, 1985. If you have any information please submit a tip to the Connecticut Cold Case Unit at 1-866- There is a $20,000 reward for information leading to the arrest and conviction of the person or persons responsible for the unsolved 1985 murder of Raquel Ramirez. Check out Quince: https://quince.com/MISSING. Check out Mint Mobile: mintmobile.com/missing. Check out Kensington Publishing: https://www.kensingtonbooks.com. Main podcast theme by Kevin Macleod. Check out his work at https://incompetech.com/. Additional music by David Williams. See his work at http://williamsflutes.com. Follow Missing: IG: https://www.instagram.com/MissingCSM/. Youtube: https://www.youtube.com/missingcsm. FB: https://www.facebook.com/MissingCSM. X: https://twitter.com/MissingCSM. Spotify: https://open.spotify.com/show/0yRXkJrZC85otfT7oXMcri. Apple: https://podcasts.apple.com/us/podcast/missing/id1006974447. Follow Crawlspace: IG: https://www.instagram.com/Crawlspacepodcast. TT: https://www.tiktok.com/@crawlspacepodcast. FB: https://www.facebook.com/Crawlspacepodcast. X: https://twitter.com/crawlspacepod. Spotify: https://open.spotify.com/show/7iSnqnCf27NODdz0pJ1GvJ. Youtube: https://www.youtube.com/crawlspace. Apple: https://podcasts.apple.com/us/podcast/crawlspace-true-crime-mysteries/id1187326340. Check out our entire network at http://crawlspace-media.com/. Learn more about your ad choices. Visit megaphone.fm/adchoices
Watch HERE ARE YOU NEW HERE? We would love to get to know you better and answer any questions you may have. You can learn more about weekend gatherings at https://www.restor.church/im-new/ If you have any questions or would like more info, please reach out to us at https://www.restor.church/contact/ WHO WE ARE: If you would like to know who we are and what we are about, you can find that at https://www.restor.church/about/ NEED PRAYER? We have a team on standby that responds to any prayer requests you may have. If you or someone you know needs prayer, you can submit those requests HERE FOLLOW US ON SOCIAL MEDIA: Facebook: https://www.facebook.com/restorchurch/ Instagram: https://www.instagram.com/restor.church/
Drop us a note about the podcast. Peter walks into a Gentile home and says the quiet part out loud: “God shows no favoritism.” That single line in Acts 10 collides with the way we sort people, trust institutions, and defend our favorite labels. We read the story of Cornelius and Peter straight through, then sit with the uncomfortable simplicity of the gospel: peace with God comes through Jesus Christ, who is Lord of all, and forgiveness of sins is tied to His name, not ours. From there, we talk about the pressure to add “something extra” to salvation. Denominations, personalities, cultural credentials, even our own sense of being right can start to function like a backup plan. We push back on that instinct and ask what it does to our souls and to the people watching us. Along the way we connect the text to the Holy Spirit falling on Gentile believers, baptism, and why the early church's message keeps pointing to Christ alone. We also zoom out to everyday obedience with Colossians 3:18–21 and the hard truth that most of us cherry-pick Scripture when it clashes with modern assumptions about marriage and family. Finally, we bring in Proverbs 17 and an 1803 election sermon to argue that a nation's moral foundation cannot survive on shifting feelings and political whims. If you care about Acts 10, salvation, Christian marriage, and America's Christian heritage, this conversation is built to challenge you and sharpen you. Subscribe, share this with a friend, and leave a review so more people can find the show.#ElectionSermon#ChristianNation#AmericanPatriotSupport the showThe American Soul Podcasthttps://www.buzzsprout.com/1791934/subscribeCountryside Book Serieshttps://www.amazon.com/Countryside-Book-J-T-Cope-IV-ebook/dp/B00MPIXOB2 America's Christian Heritage Podcasthttps://www.buzzsprout.com/2622483
JAKE SAMPSON, MONSTER HUNTER – The Gods of War, E3 In tonight's action packed adventure, the nefarious and mystical FU MANCHU has spirited Jake Sampson away to his hidden submarine base beneath the islands of Bora Bora for nefarious means best left unmentioned! Adding to the misfortune of our hearty heroes, thousands of miles away in Vicksburg, Mississippi, Lucy Carter and Texas Holdum, after meeting Edgar Rice Burroughs and his stalwart companion from MARS- Tars Tarkas, have been attacked by an army of one-eyed, blue skinned aliens hailing from BARSOOM! Meanwhile, around the globe in England, Prime Minister Churchill has called on Hartford to bring the secret sects of the Knights Templar to bear… And in Germany… The Nazis march ever forward with their secret war production for their planned Conquest of Europe, all the while continuing their diabolical search for Totems of Vast Supernatural POWER! Can our Monster Hunters save the earth? Can FU MANCHU be thwarted? Can the NAZI Menace be STOPPED? Can tour HEROES even SURVIVE??? Join us now… IF YOU DARE…. Starring: JAKE SAMPSON : Mark Kalita LUCY CARTER : Natasha Lathrop HARTFORD : David Sobkowiak TEXAS HOLDUM : Bill Hollweg ANNOUNCER : Elie Hirshman WINSTON CHURCHILL : Gareth Preston HITLER : Jack Ward GENERAL MONTEGOMERY : Paul Mannering TARS TARKAS : Chris Williams EDGAR RICE BURROUGHS : Matt Weller DEJAH THORIS : Gwen Jensen Woodard CORPORAL : Chris Barnes GOERING : Perry Whittle HIMMLER : Garry Cobbum FU MANCHU : Glen Scheetz TAKAI : Carl Woods RONIN : Bill Hollweg
Cherokee Shuffle in G (forgot capo:)
A-B Cherokee Shuffle in G with guitar backup
A-B Cherokee Shuffle in G with guitar backup
Cherokee Shuffle in G (forgot capo:)
This episode is sponsored by BetterHelp - Sign up and get 10% off at Betterhelp.com/super Voldemort always believed Harry Potter was his greatest enemy... but what if Harry was actually Voldemort's greatest mistake? Today we're exploring one of the most overlooked consequences of the night Voldemort attacked baby Harry: not just the scar or the Horcrux, but the possibility that Voldemort accidentally shaped Harry into the exact kind of leader capable of defeating him. Did Voldemort unknowingly create the hero who would one day bring about his own downfall? Let's dive in. #HarryPotter #SuperCarlinBrothers
More with award-winning Charlotte sports director and anchor for Spectrum News 1, Mike Solarte. Mike details why the Carolina Hurricanes have found so much success since their move from Hartford. And if Mike was the new commissioner of the NHL, what would be his first major decision... or revision. The Christopher Gabriel Program ----------------------------------------------------------- Please Like, Comment and Follow 'The Christopher Gabriel Program' on all platforms: The Christopher Gabriel Program is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. --- The Christopher Gabriel Program | Website | Facebook | X | Instagram | --- Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.
Looking for an active fur-friend to keep you on the move? Meet Onyx! This happy, butt wiggler came to us with such a fun personality. He loves to play and be with people. His sad story began as a stray in a trailer park as a pup. He proudly wore his collar and roamed around looking for fun. He was always seen playing with the neighborhood children and yet not really having anywhere to call home. After a couple of months, he was found tied to someone's porch. After searching for his home and being unsuccessful in finding his owners, he was brought to our shelter. Still, no one claimed this happy little guy. We are not sure how someone would not claim this smiling boy with such a love for people and fun. We tried to make him feel special, but without a family of his own, he still feels lonely. But that doesn't stop him from showing his excitement when he sees people. The butt and tail swing back and forth with such vigor, he grabs his toy and tells us that he is ready for fun. With a face as sweet as his, who can say no? Onyx is great with children of elementary school age (based on who he was seen playing with regularly) and people in general. He loves playing with his toys, especially squeaky bones and rope toys. He has a genuine love for people and just wants to 'be part of the crowd'. Onyx is under a year old and is estimated to be approximately 7-9 months old. He is at an age where socialization is very important for his development as a multi-dog household and/or to have good dog park manners. Sadly, he was not taught all of the skills he needs to be a really well-trained pup. Would you be willing to teach him a full set of good boy manners? He would love to show you how good of a boy he can be. He just needs a family to let him shine again. Onyx is waiting to meet all potential adopters that visit him at the Van Buren County Animal Control Shelter at 58040 County Road 681 in Hartford. Our phone number is 269-621-4624. He doesn't have a preference in what county his adopters live in. He is ready to explore any new place with excitement. If you think Onyx would make a good addition to your family, please take the opportunity to meet him by stopping by. He is currently vaccinated and ready to venture into a loving home. See omnystudio.com/listener for privacy information.
Welcome to the Personal Development Trailblazers Podcast! In today's episode, we're talking about how to restore your joy after loss by embracing healing, finding hope, and discovering that joy is possible again. Monique Lynelle Gray was born in Hartford, CT, and grew up in Philadelphia, PA. Monique Lynelle is a Transformational Joy Restoration Coach and Speaker/Entrepreneur, with experience in various backgrounds and has the spirit that just doesn't quit at the first sign of adversity. Having certifications as a Joy Restoration Coach/Grief Support Specialist, Stress Relief Coach, and Christian Counseling. A Doctoral student at Capella University, Master's Degree in Entertainment Business from Full Sail University graduating with a 3.67 GPA, and a Bachelor's in Strategic Communications from Temple University, she knows about finishing a few things. Continuing education after leaving the US Army, and completing her Cosmetology Instructor's simultaneously while completing her Bachelor's degree, then completing her 1st book in 2012, "My Journey at 30," and "A Teen's Guide to Succeed in High School," and in 2015 completing and publishing, "Blessed in the Midst of the Storm." Monique Lynelle went on to complete her 1st studio album entitled "Love of the Music," in 2013. And in 2016 and 2017 released the EP's "Get Lifted Up," and "I'm Still Blessed." And in 2021, "The Love of the Music-Compilation Album"ML produced shows for the Public Access Television Station DCTV in 2016 through 2018, "The Monique Lynelle Show," and "Monique Lynelle's Journey - The Documentary," She also wrote, produced and directed, and starred in her first film, "The PK's."As a Joy Restoration Coach, Coach ML is here to assist others in navigating through life issues to become the best versions of themselves, reaching towards their highest potential. She is also here to help people process their grief and manage their stress to achieve their goals with joy on their journey.Connect with Monique Here: https://instagram.com/MoniqueLyn_ellehttps://YouTube.com/MoniqueLyn_ellehttps://MoniqueLyn-elle.com===================================If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends.Thanks for watching the Personal Development Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com.Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers. QUICK LINKS: APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-applicationDIGITAL TRAILBLAZER: https://digitaltrailblazer.com/
This episode is sponsored by Shopify - Go to http://shopify.com/SCB to sign up for your $1-per-month trial period. It's possibly the oldest question in all of Toy Story - If Buzz Lightyear really thinks he is a Space Ranger, then why does he freeze when, Andy is the room. Certainly this would tip him off that he's a toy right? Is it just a part of his space ranger training? Is it fight or flight? Thanks to Toy Story 5, we may have finally gotten an answer to this question after 30 years of wondering! #Pixar #ToyStory #SuperCarlinBrothers
Support the sponsors to support the show!Get up to $200 off Square hardware when you sign up at square.com/go/soder #squarepod https://squareup.com/us/en/campaign/audio Stop putting off those doctors appointments and go to Zocdoc.com/SODER to find and instantly book a doctor you love today. That's Z-O-C-D-O-C dot com slash SODER. Zocdoc.com/SODER Thanks Zocdoc for sponsoring this messagehttps://www.zocdoc.com/?utm_medium=audiopodcast&utm_campaign=soderIf you've got summer travel coming up, now's the time to start so you can actually use what you learn on the trip. Right now, Babbel is offering listeners up to 60% off. Go to Babbel.com/SODER That's Babbel, B-A-B-B-E-L dot com slash SODER for up to 60% off. Rules and restrictions may apply.https://www.babbel.com/pages/en-us/eg_podcast_flags_ame_usa-en?utm_source=podcast&utm_medium=offline&utm_content=podcast&mt_agency=oxfordroad&mt_region=usa&utm_campaign=Soder&ad_type=hostread&mt_template=89624c3c3c274a77ba63128d19e25b6aSoder is building a new hour on the road!Get tickets at https://www.dansoder.com/tourJuly 9-11 Batavia,ILJuly 16-18 Stamford,CTJuly 25 - Montreal, Canada JFLJuly 31 - August 1 - Albany,NYAugust 13-15 Baltimore,MDAugust 20-22 Spokane,WASeptember 10-12 Portland,MESeptember 17-19 Hartford,CTOctober 2-3 Alburquerque,NMOctober 4-7 Fort Collins,COOctober 19-21 Winnipeg, CanadaOctober 22-24 Calgary,CanadaNovember 5-7 Salt Lake City,UTDecember 10-12 Rochester,NYFollow Louis C.K. and go watch his new Netflix Special "Ridiculous"https://www.instagram.com/louisckx/?hl=enhttps://louisck.com/?srsltid=AfmBOopYuxOvx2D7phbYfBoppup2bI1kSsgFAEPVnv3WAmvUZA7WPUzshttps://www.youtube.com/louisckPLEASE Drop us a rating on iTunes and subscribe to the show to help us grow.https://podcasts.apple.com/us/podcast/soder/id1716617572Connect with SoderTwitter: https://Twitter.com/dansoderInstagram: https://www.instagram.com/dansoderTiktok: https://www.tiktok.com/@dansodercomedyFacebook: https://www.facebook.com/dansoderYoutube: http://www.youtube.com/@dansoder.comedy#dansoder #standup #comedy #entertainment #podcastProduced by Mike Lavin https://www.instagram.com/thehomelesspimp/?hl=en
Bull Markets, Investor Hubris, and the Hidden Risks of Annuities Are you feeling smarter about your investments after years of strong market returns? In this episode of The Financial Hour of The Tom Dupree Show, Tom Dupree and Mike Johnson explore a critical truth that even legendary investors like Benjamin Graham learned the hard way: bull markets can create dangerous overconfidence. For those thinking about retirement or already in retirement in Kentucky, this discussion reveals why understanding what you own—and maintaining investment humility—matters more than chasing the latest “simple solution.” Unlike mass-market advisory firms that promote one-size-fits-all products, Dupree Financial Group emphasizes personalized investment management and portfolio transparency. This episode examines the psychology of market success, the realities of annuity contracts, and why direct access to portfolio managers who show you exactly what you own provides than opaque insurance products. Key Takeaways: Investment Lessons from Market History Bull Markets Create False Confidence: Even Benjamin Graham, Warren Buffett’s mentor, nearly lost everything after early success made him believe he “had Wall Street by the tail”—a lesson for today’s investors experiencing strong returns Market Success Often Includes Luck: Quick wins can lead to psychological distortions, especially when you’ve “unknowingly broken the rules of the game but won anyway” The Dangers of Autopilot Investing: Index funds and passive strategies mean following a “prescribed path that lots of other people are going,” with little thought given to how portfolios are composed Annuities Are Complex Insurance Products: Despite being marketed as simple solutions, annuities involve counterparty risk, surrender penalties, and fine print that rarely delivers promised returns Portfolio Transparency Is Powerful: Understanding exactly what you own—seeing individual stocks and bonds rather than packaged products—provides genuine comfort during market volatility Fear-Based Investing Creates Poor Outcomes: Investment decisions driven solely by fear (whether fear of loss or fear of missing out) typically underperform thoughtful, process-driven strategies The Benjamin Graham Story: When Success Breeds Dangerous Confidence Mike Johnson shares a compelling historical example that resonates powerfully with today’s investment environment. Benjamin Graham—the father of value investing and Warren Buffett’s teacher—started his investment firm in the Roaring Twenties with $400,000. Within just three years, he turned that into $2.5 million. As Mike explains: “Because of the great success over that short period of time, he knew that he knew it all, had Wall Street by the tail. He was thinking about owning a large yacht, a villa in Newport, race horses. And he said, ‘I was too young to realize that I’d caught a bad case of hubris.'” The consequences? When Graham thought the worst of the 1930 market crash was over, he went all in—and even used leverage. The result nearly wiped him out personally, and his firm had to be bailed out by a partner. By 1932, his portfolio had lost over 50%, dropping from $2.5 million back to just $375,000. Tom Dupree emphasizes the universal lesson: “The market can humble you real quick. You always have to view past successes in the lens of ‘okay, you may have had a good run, a good success, and some of that could be luck.'” Why This Matters for Kentucky Retirement Planning Today For those thinking about retirement who have benefited from recent market strength, this story serves as a critical reminder. Mike notes: “In the environment we’ve been in for the last several years in the market, some people have made life-changing money. Some people have made good returns and they got to their goal quicker than they thought they would.” The question becomes: How do you respect the gift the market has given you? Through careful analysis with a local financial advisor who can provide personalized portfolio analysis rather than assuming past success will automatically continue. The Problem with “Autopilot” Investing: Index Funds and Groupthink Tom Dupree delivers a powerful critique of passive index investing that challenges conventional wisdom. When Mike mentions autopilot investing, Tom responds: “Autopilot isn’t ever autopilot. It’s a path that someone else has selected that you’re going on and you’re going on it because everybody else is.” He continues with a critical observation: “In the case of an index, it’s an arbitrarily picked index of, say, 500 stocks that meet a certain size criteria, certain management criteria. What you don’t understand frequently is that by going on autopilot, you’re actually being told what to do. You’re not just going with the flow—there’s almost no thought going into it. There’s no real investing.” Mike adds: “That’s the definition of mediocrity. Even if the return is good and everybody’s getting a good return because the market’s doing well, it’s still mediocrity because you’re not spending any time thinking about what you’re doing or how you’re doing it.” The Windfall Effect: Why Unearned Money Often Gets Lost Mike shares another psychological insight relevant to both inheritance and market windfalls: “We’ve seen it when someone inherits a windfall unexpectedly. A lot of times you see bad decisions with that money. Not all the time, but a lot of times. They’ve never had that kind of money before. They didn’t earn it. How can you respect it that way? How can you fear it?” This applies directly to portfolios that have grown significantly without the owner fully understanding why or how. As Mike notes: “You don’t have the respect that also goes along with having made it. That’s why you see somebody that’s gradually built something over a long period of time—you don’t have that dopamine hit.” For Kentucky retirement planning, this suggests the importance of understanding your investment philosophy and how each holding contributes to your goals, rather than simply celebrating portfolio growth without comprehension. Annuities: The “Simple Solution” That Rarely Delivers The second half of the episode tackles annuities—insurance products increasingly marketed to those in or approaching retirement. Mike presents sobering statistics: “In 2025, more Americans than ever are going to be turning 65—about 4.2 million US citizens will be turning 65 this year.” He connects this demographic trend with research from Allianz: “64% of those surveyed were more worried about running out of money than death.” Tom responds: “That’s a really frightening comment on where a lot of people are.” This fear creates demand for products marketed as “easy solutions”—but the reality is far more complex. Types of Annuities and Their Real-World Performance Mike breaks down the main annuity categories: Index Annuities (Currently Most Popular): These promise you can earn up to a certain percentage annually without losing principal if markets decline. However, Mike explains the reality: “What you generally see is the rate of return on an index annuity averages pretty close to what the going CD rate is. That’s just the math of it.” The problem lies in the fine print. Mike offers a detailed example: “Let’s say it’s a one-year point-to-point, and they say over the year you can make up to 6%. If you take that on a monthly basis, that’s half a percent a month. If in January the market goes up 1%, they credit you half a percent. But then come December, the market goes down 7%. It’s still up for the year, but December wiped out your credit. Even though the market is up for the year, you’re credited with zero.” Immediate Annuities: The “purest form” where you give an insurance company principal in exchange for monthly income. Mike notes: “In those scenarios, you’re essentially getting your own money back for 15, 18 years, and then you start coming out ahead—not even taking into account time value of money.” Fixed Annuities: Similar to CDs inside a tax-deferred wrapper. The primary risk? “The insurance company is able to use the money to earn a return, and in exchange for what they’re paying you. The risk that you’re agreeing to take on is inflation risk.” Variable Annuities: Once popular in the 1990s and early 2000s but less common now due to previous issues at major insurers. The Hidden Risks Nobody Tells You About Annuities Beyond the obvious issues like surrender penalties (typically 7 years, but Mike has seen contracts as long as 14 years), several critical risks receive little attention: Counterparty Risk: Who’s Really Backing Your Annuity? Tom explains: “You have the insurance company as the counterparty, and the insurance company is investing its own money in corporate bonds, and some of those are going into these AI data centers.” Mike expands on this: “Most people think when they have an annuity from an insurance company that it’s similar to something AAA because it’s insured. But what’s it insured by? It’s insured by securities that are backing it that could have trouble.” Tom recalls historical examples: “I’ve seen it happen before. AIG, Executive Life before that—lots of it during my career. Hartford got in trouble with writing variable annuities.” The Insurance Company Squeeze: When Spreads Get Tight Mike reveals a current market concern: “There’s huge demand for bonds, and at the same time, the hyperscalers financing data centers are looking for buyers. The marginal buyer, the largest buyer, has been insurance companies of the data center debt.” The consequence? “Spreads are the tightest they’ve been since the nineties. They’re being priced for perfection, priced almost like a Treasury. But we’re talking about bonds that are backed by a data center with a revenue stream that’s not yet to be determined.” Tom summarizes: “When the spreads aren’t attractive, they’ll go out on the risk spectrum and take more risks to try to get a little more spread there. It’s a vicious cycle.” The Commission Structure Nobody Mentions Tom notes: “We didn’t even talk about the commission part of the annuity structure—the fact that it’s a very, very heavily commission-structured product.” This contrasts sharply with Dupree Financial Group’s approach: “We are fee-based, and it takes all incentive to not—well, we’re fiduciaries also, so we must by law do what’s best for the client. That aligns our interest with the clients as well, which gives you a different product.” The Power of Portfolio Transparency: Seeing What You Actually Own Throughout the episode, Tom and Mike return to a core principle that distinguishes personalized investment management from packaged products. Tom explains: “Our style of investing is that when you get your statement, you are looking under the hood because it’s right there. You’re seeing what your money’s invested in. You’re not looking at an investment that’s invested your money in something else that you can’t see.” Mike emphasizes why this matters over time: “You gain an understanding and a comfort level that’s not just taking somebody’s word for it. You’re seeing it with your own eyes over a long period of time. You see the income, you see price movement. You see these different aspects, and really, it makes the thing come to life.” This transparency provides advantages that no annuity contract or index fund can match: You know exactly which companies you own shares in You understand why each holding is in your portfolio You can see income generation in real-time, not theoretical returns You develop genuine comfort during market volatility because you know what you own You avoid the “black box” problem of packaged products Tom adds: “We’ve always invested with people typically where we show them what is under the hood, what they own. It’s not a package product. It’s not an ETF, it’s not a mutual fund, it isn’t an annuity. It’s not some structured note. It’s bonds and stocks for the most part.” Learning from Mistakes: The Value of Experience Tom shares an honest perspective on how Dupree Financial Group has developed its approach: “There’s nothing like mistakes to help you with financial stuff. Mistakes are valuable if you can limit them to a certain amount to where it doesn’t knock you out of the box. But one of the best investing tools is making mistakes.” He continues: “We’ve learned a lot in our firm with companies that we invested in that were just mistakes. We didn’t think they were mistakes at the time, but over time, you know, it was. And what we began to learn is: Don’t go there again. Let’s not do that one again.” This experiential learning creates pattern recognition: “When you see something again, you see similarities and differences and you’re like, ‘Okay, that’s an opportunity.’ You just learn.” This accumulated wisdom—built over 47 years in Tom’s case—represents a significant advantage of working with experienced local financial advisors rather than being assigned an investment counselor at a large national firm who may lack this depth of historical perspective. The Critical Questions to Ask About Your Retirement Portfolio Mike provides a framework for evaluating your current situation: “You have to pause and view it in the context of you, specifically your situation. There’s always going to be people richer than you. There’s always going to be people that have more of something than you have, and you have to be careful of viewing your situation through their context.” He offers specific questions: “Do the numbers work for you at where they are?” “Do a critical analysis of what the investments are” “Is there an investment plan?” “Or is it—has it just been on autopilot and the autopilot’s taking you where you wanted to go?” “You need to reevaluate where things are today” Mike emphasizes the market context: “This market—people who have had assets invested in the stock market for the last several years—you’ve been given a gift. Generally speaking, a gift in terms of the returns. And you need to respect the gift.” How do you respect it? “By analyzing what it is that you have and thinking critically about how can this be used. Is it being utilized properly in terms of an investment mix, in terms of just an investment approach?” Fear vs. Process: Making Better Investment Decisions A recurring theme throughout the episode is the danger of emotion-driven investing. Mike warns: “You have to be very concerned about allowing your investment decision to be driven only by fear. Yes. And to the point we were making in the first half, having a process—an investment process, an investment plan—that is dynamic enough to change when things need to change.” He identifies two common fear patterns: Fear of Loss: “Think about what fear drives you to do generally. You can look at fear in a situation like an annuity where you leave potential earnings on the table out of fear.” Fear of Missing Out: “And then sometimes there’s fear of missing out in an up market and you can jump in when you shouldn’t.” Tom adds: “Fear is a good thing to have in relation to investing.” Mike clarifies: “Respect. I would call it respect. A respect that things can happen.” This balanced perspective—maintaining respect for market risks while following a thoughtful process—characterizes the approach at Dupree Financial Group. Review their market commentary archive to see how this philosophy has been applied across various market cycles. When Annuities Actually Make Sense (It’s Rare, But It Happens) Despite the episode’s critical examination of annuities, Tom shares an important caveat: “I have seen annuities where they actually make sense for the person. And in those instances, keep it.” He shares a specific example: “I had a client one time that did buy an annuity. It grew in value. He passed away and his wife received a significantly higher payout than what would have happened if we had just invested in investments because the market had gone down, but the value of the annuity had gone up.” Tom reflects on the outcome: “That was a case where I feel like that lady was blessed. I’ve seen it happen too where there have been clients that I feel like—and the only way I can put it is—it’s like God touched them in ways that I can’t explain. Just in ways that it’s just a blessing.” The key takeaway? “You need to have an unbiased analysis of the contract. What are the terms? Does it actually accomplish your goals?” If you currently own an annuity, Mike encourages: “You can give us a call and we can talk with you about the specifics of your contract.” Why “Simple Solutions” Rarely Work for Retirement Mike concludes with a fundamental truth about retirement investing: “Investing’s never just a simple one decision solution. It’s a process. It has to be because things change. Markets change, people’s lives change, and there has to be a process behind what you’re doing.” Tom reinforces the warning: “Whenever they tell you you don’t have to look under the hood with this investment, you better look under the hood.” This principle applies equally to: Index funds marketed as “set it and forget it” solutions Annuities sold as eliminating all market risk Any investment product that promises complexity has been eliminated Mass-market approaches that treat all investors identically For those thinking about retirement or already in retirement in Kentucky, the alternative is working with advisors who provide direct access to portfolio managers, show you exactly what you own, and maintain a process-driven approach that adapts to changing circumstances while remaining grounded in time-tested principles. Ready to See What’s Really Under the Hood of Your Portfolio? If you’re concerned that recent market success may have created blind spots in your retirement planning—or if you’re evaluating whether an annuity truly serves your interests—Dupree Financial Group offers complimentary portfolio reviews for Kentucky residents thinking about retirement or already in retirement. During your consultation, you’ll receive: Honest assessment of your current portfolio’s strengths and vulnerabilities Analysis of whether you’re taking appropriate risks given your life stage Evaluation of any annuity contracts you currently own (unbiased review of actual terms) Direct conversation with experienced portfolio managers who personally manage client assets Clear explanation of what you own and why—no black boxes or packaged products Discussion of how to respect and protect the gains the market has provided Don’t let bull market confidence create blind spots in your retirement plan. Schedule your complimentary portfolio review today. Call Dupree Financial Group at (859) 233-0400 or visit www.dupreefinancial.com to schedule directly from our homepage. Experience the difference that personalized investment management, portfolio transparency, and direct access to portfolio managers makes in your Kentucky retirement planning journey. Frequently Asked Questions About Bull Markets, Annuities, and Retirement Investing What does it mean that “bull markets make you feel smarter than you really are”? This phrase captures how extended periods of market gains can create false confidence in investment abilities. As the Benjamin Graham story illustrates, even legendary investors can mistake favorable market conditions for personal genius. For those in or approaching retirement in Kentucky, this means strong recent returns shouldn’t lead to overconfidence or excessive risk-taking. Working with a local financial advisor who provides objective perspective helps distinguish between skill and fortunate timing. Why did Benjamin Graham nearly lose everything despite being Warren Buffett’s teacher? After turning $400,000 into $2.5 million in just three years during the 1920s, Graham developed what he called “hubris”—thinking he “had Wall Street by the tail.” When he believed the 1930 crash was over, he went all in using leverage. The market continued falling, and his portfolio dropped back to just $375,000. The lesson: even brilliant investors can be humbled by markets when success breeds overconfidence. His partner had to bail out the firm, and Graham didn’t take a salary for years while making clients whole. What’s wrong with index fund investing for retirement? While index funds work for some investors, Tom Dupree notes they represent “a path that someone else has selected that you’re going on because everybody else is.” There’s “no real investing” happening—just following an arbitrary selection of stocks based on size criteria. Mike Johnson adds this is “the definition of mediocrity” because “you’re not spending any time thinking about what you’re doing.” For Kentucky retirement planning, personalized investment management provides understanding of actual holdings rather than passive acceptance of whatever an index contains. How do index annuities actually work, and why do they underperform? Index annuities promise upside participation (often “up to 6% annually”) with downside protection. However, the mechanics rarely deliver. In a typical point-to-point structure, if the market gains 1% monthly for 11 months (crediting you 0.5% monthly due to caps), you’d have 5.5% credited. But if December sees a 7% decline, your entire credit gets wiped out even though the market is up for the year. The result: returns typically match CD rates despite the complex structure. The fine print and monthly/quarterly calculations favor the insurance company. What is counterparty risk with annuities? Counterparty risk refers to the possibility that the insurance company backing your annuity could face financial trouble. Insurance companies invest your principal in corporate bonds and other securities to earn returns higher than what they promise to pay you. Currently, many insurers are heavily invested in AI data center debt with unproven revenue streams. Historical examples like AIG, Executive Life, and Hartford show this isn’t theoretical—insurance companies can and do get into trouble, potentially affecting annuity values. Are there situations where annuities make sense? Yes, though they’re rare. Tom Dupree shares an example where a client’s widow received significantly more from an annuity than she would have from traditional investments because her husband passed away after the annuity grew but when markets had declined. However, these favorable outcomes are exceptions. The key is having an unbiased analysis of your specific contract terms and whether they truly accomplish your goals. If you own an annuity, Dupree Financial Group can review whether keeping it makes sense for your situation. What does it mean to “look under the hood” of your portfolio? Looking under the hood means seeing exactly what individual stocks and bonds you own rather than just seeing a packaged product name and account value. Tom Dupree explains: “When you get your statement, you are looking under the hood because it’s right there. You’re seeing what your money’s invested in, not what packaged product your money is in.” This transparency allows you to understand what companies you own, why you own them, and how they generate income—creating genuine comfort during market volatility. Why is “autopilot” investing dangerous for those approaching retirement? Autopilot investing—whether through target-date funds, robo-advisors, or simple index strategies—means following a prescribed path with little thought given to your specific situation. Tom notes you’re “actually being told what to do” rather than having a strategy tailored to your goals, timeline, and risk tolerance. As retirement nears, one-size-fits-all approaches can leave you overexposed to market declines or invested in ways that don’t generate needed income. Personalized investment management adapts to your changing life circumstances. What should I do if I’ve benefited from recent strong market returns? Mike Johnson advises: “You’ve been given a gift. Generally speaking, a gift in terms of the returns. And you need to respect the gift.” Respecting it means analyzing what you have, ensuring your investment mix still makes sense, and not assuming past success will automatically continue. Ask: “Do the numbers work for you at where they are?” and “Is there an investment plan, or has it just been on autopilot?” A complimentary portfolio review with Kentucky retirement planning specialists can provide this objective assessment. How do I know if fear is driving my investment decisions? Fear-driven investing shows up in two ways: fear of loss (leading to overly conservative choices like annuities that sacrifice potential growth) and fear of missing out (jumping into hot investments at precisely the wrong time). Both create poor outcomes. The alternative is what Tom calls “respect” for markets—acknowledging risks while following a thoughtful process. Mike emphasizes having “an investment plan that is dynamic enough to change when things need to change” rather than reacting emotionally to short-term events. What’s the difference between fee-based advisors and commission-based annuity sales? Annuities typically involve substantial commissions paid to the salesperson, creating incentives that may not align with your interests. Tom Dupree explains: “We are fee-based, and it takes all incentive to not—well, we’re fiduciaries also, so we must by law do what’s best for the client. That aligns our interest with the clients.” Fee-based structures mean advisors earn based on portfolio performance and client retention, not product sales. This fundamental difference affects which solutions get recommended. About The Financial Hour of The Tom Dupree Show The Financial Hour provides practical investment wisdom and retirement planning guidance for Kentucky residents approaching or living in retirement. Hosted by Tom Dupree, founder of Dupree Financial Group, with insights from portfolio manager Mike Johnson, each episode delivers actionable strategies based on decades of experience in personalized investment management and portfolio transparency. Listen to more episodes and read additional market commentary at www.dupreefinancial.com/podcast. The post Bull Markets, Investor Hubris, and the Hidden Risks of Annuities appeared first on Dupree Financial.
This week, we're putting The Tonearm's needle on saxophonist and composer Alden Hellmuth. Alden grew up in Hartford, studying in the Jackie McLean tradition, and now works out of New York City.Her new album is called Tether, and it features a band centered on two bass players, rounded out by drums, piano, and trumpet. Alden wrote music for the ensemble that keeps them all tied together, no matter how loud or free it gets.We talked about our shared background in Connecticut, what she took from studying with Herbie Hancock, and how she writes for the specific people in the room.(The musical excerpts heard in the interview are from Alden Hellmuth's Tether)—Dig DeeperArtist and Album:Visit Alden Hellmuth at aldenhellmuth.com and follow her on Instagram and YouTubePurchase Alden Hellmuth's album Tether from LEITER, Bandcamp, or Qobuz, and listen on your streaming platform of choice.Collaborators:Logan Kane, bassistMiller Wrenn, bassistJustin Brown, drummerPaul Cornish, pianist, featured guestYakiv Tsvietinskyi, trumpeter, featured guestLabel:LEITER, the Berlin label co-founded by Nils FrahmEducation and Mentorship:Herbie Hancock Institute of Jazz Performance at UCLAJackie McLean Institute of Jazz at the Hartt SchoolMusical References:Jackie McLean, saxophonist and longtime Hartt faculty memberJoe Morris, guitarist/improviser Hellmuth credits as an early gateway into improvised musicSteve Lehman, saxophonist and composer, cited mentorDeerhoof, Breakup Song (2012)Otoboke Beaver, Japanese punk bandVenues:Real Art Ways, HartfordNon Plus Ultra, Los Angeles—Dig into this episode's complete show notes at podcast.thetonearm.com—• Did you enjoy this episode? Please share it with a friend! You can also rate The Tonearm ⭐️⭐️⭐️⭐️⭐️ and leave a review on Apple Podcasts. • Subscribe! Be the first to check out each new episode of The Tonearm in your podcast app of choice. • Looking for more? Visit podcast.thetonearm.com for bonus content, web-only interviews + features, and the Talk Of The Tonearm email newsletter. You can also follow us on Bluesky, Mastodon, YouTube, and LinkedIn. • Be sure to bookmark our online magazine, The Tonearm! → thetonearm.com Hosted on Acast. See acast.com/privacy for more information.
This week, we're putting The Tonearm's needle on saxophonist and composer Alden Hellmuth. Alden grew up in Hartford, studying in the Jackie McLean tradition, and now works out of New York City.Her new album is called Tether, and it features a band centered on two bass players, rounded out by drums, piano, and trumpet. Alden wrote music for the ensemble that keeps them all tied together, no matter how loud or free it gets.We talked about our shared background in Connecticut, what she took from studying with Herbie Hancock, and how she writes for the specific people in the room.(The musical excerpts heard in the interview are from Alden Hellmuth's Tether)—Dig DeeperArtist and Album:Visit Alden Hellmuth at aldenhellmuth.com and follow her on Instagram and YouTubePurchase Alden Hellmuth's album Tether from LEITER, Bandcamp, or Qobuz, and listen on your streaming platform of choice.Collaborators:Logan Kane, bassistMiller Wrenn, bassistJustin Brown, drummerPaul Cornish, pianist, featured guestYakiv Tsvietinskyi, trumpeter, featured guestLabel:LEITER, the Berlin label co-founded by Nils FrahmEducation and Mentorship:Herbie Hancock Institute of Jazz Performance at UCLAJackie McLean Institute of Jazz at the Hartt SchoolMusical References:Jackie McLean, saxophonist and longtime Hartt faculty memberJoe Morris, guitarist/improviser Hellmuth credits as an early gateway into improvised musicSteve Lehman, saxophonist and composer, cited mentorDeerhoof, Breakup Song (2012)Otoboke Beaver, Japanese punk bandVenues:Real Art Ways, HartfordNon Plus Ultra, Los Angeles—Dig into this episode's complete show notes at podcast.thetonearm.com—• Did you enjoy this episode? Please share it with a friend! You can also rate The Tonearm ⭐️⭐️⭐️⭐️⭐️ and leave a review on Apple Podcasts. • Subscribe! Be the first to check out each new episode of The Tonearm in your podcast app of choice. • Looking for more? Visit podcast.thetonearm.com for bonus content, web-only interviews + features, and the Talk Of The Tonearm email newsletter. You can also follow us on Bluesky, Mastodon, YouTube, and LinkedIn. • Be sure to bookmark our online magazine, The Tonearm! → thetonearm.com Hosted on Acast. See acast.com/privacy for more information.
In this first episode of Fabulous Folklore's Witches theme for July, I'm chatting to Josh Hutchinson and Sarah Jack from the End Witch Hunts project about the Salem Witch Trials. We'll be discussing the context of the trials, possible causes that don't involve mouldy bread, the aftermath of the trials for those accused, and the ongoing witch hunts that result in very real harm around the world. Josh Hutchinson is a descendant of people accused of witchcraft and of people who accused others of witchcraft. Sarah Jack is a documented descendant of victims of witch trials held in Salem, Boston, and Hartford, including Rebecca Nurse, Mary Easty, Mary Hale, and Winifred Benham. They co-host three history podcasts: The Thing About Witch Hunts, The Thing About the Salem Witch Trials, and Salem Witch Trials Daily. They are also co-founders of the Connecticut Witch Trial Exoneration Project and End Witch Hunts, America's only nonprofit organisation dedicated to raising awareness of the continuation of violence related to witchcraft accusations. Let's explore the Salem Witch Trials in this week's episode of Fabulous Folklore! Find Sarah and Josh online: https://endwitchhunts.org Get your free guide to home protection the folklore way here: https://www.icysedgwick.com/fab-folklore/ Become a member of the Fabulous Folklore Family for bonus episodes and articles at https://patreon.com/bePatron?u=2380595 Get weekly articles and bonus content at Substack: https://fabulousfolklore.substack.com/ Buy Icy a coffee or sign up for bonus episodes at: https://ko-fi.com/icysedgwick Find the Fabulous Folklore Bookshop, Icy's social media links, and other useful bits at: http://icysedgwick.com/start-here
This episode is sponsored by BetterHelp – Sign up and get 10% off at BetterHelp.com/SUPER Today Ben dives into the Wizarding World of Harry Potter and Fantastic Beasts and Where to Find Them to find out why despite owning the Elder Wand, Grindelwald waved the white flag and surrendered to Dumbledore as we discover the secret behind Dumbledore's Greatest Duel. #HarryPotter #FantasticBeasts #SuperCarlinBrothers
Punishment makes nobody safer, imprisonment only impoverishes us as a society. And yet, we lock up our own, more and more for worse and worse reasons. What might finally inspire us to run the equation another way, and come up with a different solution? Anna Terwiel joined John to discuss her remarkable new book, Prison Abolition for Realists, which charts a path away from paranoid (as documented by Eve Sedgwick) and purity politics in favor of an abolitionism that fuses "abstract normative theorizing" with attainable worldly goals. One name for this is agonistic abolitionism; it offers, as Anna sees it a positive vision alongside its criticism of the status quo. Anna is a professor of political science at Trinity College in Hartford, where she co-directs their Prison Education Project. She beings by tracing the impact of Michel Foucault's Discipline and Punish (1975) and his activism with the Prisons Information Group, and credits the influence, during her schooling, of the Prison and Neighborhood Arts/Education Project in Illinois at Statesville Prison. John (apropos of his earlier work) mentions the failed pursuit of purity among late 19th century Chartists, while Anna makes the case not for perfect solutions but for remainders, a form of politics of the possible. They explore possibilities of "non-reformist reform"; Anna stresses the enduring importance of Angela Davis's Are Prisons Obsolete and her contribution to revolutionary black Marxist thought; and she praises local gender-based-violence organizations like CARA in Seattle. They discuss Sharon Dolovich's recent work on conditions for correctional officers, and Anna explores the notion of a new "right to comfort" that might take into account the current inhumanity of treatment inside prisons as regards profound but basic factors like ventilation and heat. As well as the right to a loved one's hugs. Listen to and read the episode here. Also mentioned in the episode Abolitionist work by Mariame Kaba, Ruth Wilson Gilmore , e.g. Golden Gulag Recallable Books Nils Christie, "Conflicts as Property." Ursula Le Guin, The Dispossessed. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
This week on Quiet Please Golf Podcast, we tackle another packed week in the game as the conversation surrounding Phil Mickelson continues to grow, both on and off the course, raising even more questions about one of golf's most complicated legacies. We also recap a thrilling KPMG Women's PGA Championship, where a new major champion emerged, and break down the shootout at the Travelers Championship in Hartford. Plus, with betting becoming more visible than ever in professional sports, we ask the question: Is gambling beginning to change professional golf—for better or worse?See omnystudio.com/listener for privacy information.
Punishment makes nobody safer, imprisonment only impoverishes us as a society. And yet, we lock up our own, more and more for worse and worse reasons. What might finally inspire us to run the equation another way, and come up with a different solution? Anna Terwiel joined John to discuss her remarkable new book, Prison Abolition for Realists, which charts a path away from paranoid (as documented by Eve Sedgwick) and purity politics in favor of an abolitionism that fuses "abstract normative theorizing" with attainable worldly goals. One name for this is agonistic abolitionism; it offers, as Anna sees it a positive vision alongside its criticism of the status quo. Anna is a professor of political science at Trinity College in Hartford, where she co-directs their Prison Education Project. She beings by tracing the impact of Michel Foucault's Discipline and Punish (1975) and his activism with the Prisons Information Group, and credits the influence, during her schooling, of the Prison and Neighborhood Arts/Education Project in Illinois at Statesville Prison. John (apropos of his earlier work) mentions the failed pursuit of purity among late 19th century Chartists, while Anna makes the case not for perfect solutions but for remainders, a form of politics of the possible. They explore possibilities of "non-reformist reform"; Anna stresses the enduring importance of Angela Davis's Are Prisons Obsolete and her contribution to revolutionary black Marxist thought; and she praises local gender-based-violence organizations like CARA in Seattle. They discuss Sharon Dolovich's recent work on conditions for correctional officers, and Anna explores the notion of a new "right to comfort" that might take into account the current inhumanity of treatment inside prisons as regards profound but basic factors like ventilation and heat. As well as the right to a loved one's hugs. Listen to and read the episode here. Also mentioned in the episode Abolitionist work by Mariame Kaba, Ruth Wilson Gilmore , e.g. Golden Gulag Recallable Books Nils Christie, "Conflicts as Property." Ursula Le Guin, The Dispossessed. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/political-science
Today J and Ben face off to find out who knows more about Harry Potter and the Order of the Phoenix as they take on a brutal Quiz assembled by our Quiz Masters! Who will emerge as the Harry Potter Trivia King today!? #HarryPotter #JvsBen #SuperCarlinBrothers
Pet Protect and Connect: Using AI to Simplify Pet Adoption for Shelters, Rescues and AdoptersHost Julie Marty Pearson welcomes Liz Adams to The Story of My Pet podcast to discuss Liz's longtime background in animal rescue and her career in healthcare technology and communications, which inspired her to create Pet Protect and Connect. Liz explains how shelters and rescues often lack time and modern tools, and how difficult or inconsistent adoption processes can deter good adopters while still risking poor matches and returns. Her platform, Pet Protect and Connect, focuses first on helping rescues by organizing and ranking applications using weighted criteria and an AI-driven learning component that highlights top positives/negatives and produces match scores, while keeping humans in control of final decisions. The tool can also help adopters by auto-populating repeat applications via a plugin and keeping qualified adopters in the system for future matches. Listeners can learn more or request demos on the Pet Protect and Connect Website or via the app and website waitlist. Follow them on Facebook and Instagram. You can also learn more about Kenway's Cause in Hartford, CT via their Website and Facebook Page. 00:31 Liz Pet Background02:28 Tech Career Journey04:40 Rescue Epiphany Moment07:04 Why Shelters Need Tech11:21 Fixing Adoption Barriers15:26 AI Matching Platform19:50 Adopter Experience Tools27:36 Education and Badges Idea29:17 How Rescues Get Started31:49 How Adopters Join In Support the showSupport the Podcast by Buying Us a Treat via Buy Me a CoffeeShop our Affiliate Partners:
Support the sponsors to support the show!Don't sweat the heat this summer. Feel as effortlessly cool as you look with Mack Weldon. Go to MackWeldon.com and get 20% off your first order of $125 or more, with promo code DAN That's M-A-C-K, W-E-L-D-O-N dot com, code DANhttps://mackweldon.com/ Stop putting off those doctors appointments and go to Zocdoc.com/SODER to find and instantly book a doctor you love today. That's Z-O-C-D-O-C dot com slash SODER. Zocdoc.com/SODER Thanks Zocdoc for sponsoring this messagehttps://www.zocdoc.com/?utm_medium=audiopodcast&utm_campaign=soderProtect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/soder Application times may vary. Rates may vary. Trustpilot rating as of 6/1/2025.https://www.ethos.com/?utm_source=arm&utm_medium=podcast&utm_campaign=soderSoder is building a new hour on the road!Get tickets at https://www.dansoder.com/tourJuly 9-11 Batavia,ILJuly 16-18 Stamford,CTJuly 25 - Montreal, Canada JFLJuly 31 - August 1 - Albany,NYAugust 13-15 Baltimore,MDAugust 20-22 Spokane,WASeptember 10-12 Portland,MESeptember 17-19 Hartford,CTOctober 2-3 Alburquerque,NMOctober 4-7 Fort Collins,COOctober 19-21 Winnipeg, CanadaOctober 22-24 Calgary,CanadaNovember 5-7 Salt Lake City,UTDecember 10-12 Rochester,NYFollow Dan Mintz and watch his new Well Rounded Entertainerhttps://www.youtube.com/watch?v=Si-4vPUzaZ4https://www.instagram.com/thisisdanmintz/?hl=enhttps://www.danmintz.com/https://www.tiktok.com/discover/Dan-MintzPLEASE Drop us a rating on iTunes and subscribe to the show to help us grow.https://podcasts.apple.com/us/podcast/soder/id1716617572Connect with SoderTwitter: https://Twitter.com/dansoderInstagram: https://www.instagram.com/dansoderTiktok: https://www.tiktok.com/@dansodercomedyFacebook: https://www.facebook.com/dansoderYoutube: http://www.youtube.com/@dansoder.comedy#dansoder #standup #comedy #entertainment #podcastProduced by Mike Lavin https://www.instagram.com/thehomelesspimp/?hl=en
Send us Fan MailHartford is having a major sports moment, and Mayor Arunan Arulampalam joins The Connecticut Scoreboard Podcast to discuss how the city is embracing it all.We dive into Hartford's World Cup watch parties, the vision behind making the city a soccer destination, and how the excitement surrounding the World Cup can create lasting benefits beyond sports. Plus, we talk about the impact of the Hartford Yard Goats, Hartford Athletic, Hartford Wolf Pack, UConn events, the Connecticut Sun, and why sports play such an important role in Hartford's growth, identity, and quality of life.
This episode is sponsored by Shopify - Go to http://shopify.com/SCB to sign up for your $1-per-month trial period. Did Dumbledore secretly create a Horcrux? For years, Fawkes the Phoenix has been one of the biggest mysteries in Harry Potter. Why does he always appear exactly when Dumbledore needs him? Why can he seemingly ignore magical rules? And why were his feathers chosen for both Harry and Voldemort's wands? Today we're revisiting one of our oldest and most controversial Harry Potter theories—with new evidence from Fantastic Beasts and years of additional analysis. Could Fawkes actually be Dumbledore's Horcrux? #HarryPotter #HarryPotterTheory #SuperCarlinBrothers
This episode is sponsored by BetterHelp Find support in therapy! Sign up and get 10% off at https://BetterHelp.com/SUPER. This episode is sponsored by Factor – Head to Factormeals.com/super50off and use code 'Super50off' to get 50% off and free daily greens per box, with new subscription only, while supplies last until 09/27/2026. (See website for more details). Apparition is one of the most useful forms of magic in all of Harry Potter... and also one of the most confusing. Why do Bellatrix and Narcissa apparate blocks away from Spinner's End? Why can't wizards simply teleport directly into Hogwarts? Why do some homes allow apparition while others don't? And why does everyone still need Floo Powder, Portkeys, and even Thestrals if teleportation exists? Today, we're diving into every clue throughout the series to finally explain how apparition really works, when and where you can do it, and how Neville Longbottom may have accidentally discovered a loophole that allowed Harry's supporters to bypass Hogwarts' greatest defense. #HarryPotter #HarryPotterTheory #SuperCarlinBrothers
Support the sponsors to support the show!F*%k your khakis and get The Perfect Jean 15% off with the code SODER15 attheperfectjean.nyc/SODER15 #theperfectjeanpodhttps://theperfectjean.nyc/?utm_source=Soder&utm_medium=Podcast&amount=15percentDownload Cash App Today: https://capl.onelink.me/vFut/wdild9do #CashAppPodCash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A.Inc. See terms and conditions for the Sutton prepaid card, Sutton debit flex card, and Bancorp debit flexcard. Discounts and promotions provided by Cash App, a Block, Inc. brand. Visit cash.app/legal/podcast for full disclosures.https://capl.onelink.me/vFut/wdild9do That's BROOKLYNBEDDING.com and promo code SODER for 30% off sitewide. Support our show and let them know we sent you after checkout!https://brooklynbedding.com/Our listeners can buy one pair of glasses and get 20% off any additional pairs at WarbyParker.com/SODER and using our link helps support the show. #WarbyParker #adhttps://www.warbyparker.com/?&wpsrc=Podcast&singular=59085_2026Q1?utm_campaign=2026Q1&utm_content=audio&utm_medium=podcast&utm_source=soderSoder is building a new hour on the road!Get tickets at https://www.dansoder.com/tourJuly 9-11 Batavia,ILJuly 16-18 Stamford,CTJuly 25 - Montreal, Canada JFLJuly 31 - August 1 - Albany,NYAugust 13-15 Baltimore,MDAugust 20-22 Spokane,WASeptember 10-12 Portland,MESeptember 17-19 Hartford,CTOctober 2-3 Alburquerque,NMOctober 4-7 Fort Collins,COOctober 19-21 Winnipeg, CanadaOctober 22-24 Calgary,CanadaNovember 5-7 Salt Lake City,UTDecember 10-12 Rochester,NYFollow Ari Shaffirhttps://www.instagram.com/arishaffir/?hl=enhttps://arishaffir.com/?srsltid=AfmBOorKWMEloZm9KWWDgj8Mvu_1_EclVkGcmokdmJFFRLoRUa2_xwNohttps://www.facebook.com/arishaffirstandup/https://www.youtube.com/c/arishaffirPLEASE Drop us a rating on iTunes and subscribe to the show to help us grow.https://podcasts.apple.com/us/podcast/soder/id1716617572Connect with SoderTwitter: https://Twitter.com/dansoderInstagram: https://www.instagram.com/dansoderTiktok: https://www.tiktok.com/@dansodercomedyFacebook: https://www.facebook.com/dansoderYoutube: http://www.youtube.com/@dansoder.comedy#dansoder #standup #comedy #entertainment #podcastProduced by Mike Lavin https://www.instagram.com/thehomelesspimp/?hl=en
Spartan Race started as an idea written on a napkin during a financial crisis. No business plan. Limited money. No guarantee any of it would work. Brian Duncanson, one of the original architects behind Spartan, sits down with Joe De Sena to walk through the real origin story: a meeting in Hartford in December 2009, the decision to fire before aiming, and a ragtag team that turned mud and barbed wire into a global brand operating in 45 countries. They break down the Fenway Stadium gamble Joe did not want to take, the pandemic pivot that forced DECA into a box, and why the strongest ideas at Spartan came when resources were thinnest. Brian also introduces his book, Becoming Spartan: Leveraging Friction to Forge, Scale, and Outlast, and explains what seventeen years of building under pressure taught him about action, constraint, and the 1% daily grind. Things You Will Learn: Why the strongest business innovations at Spartan came from resource constraints rather than abundance. The fire-ready-aim approach that turned a napkin sketch into a global endurance brand during a financial crisis. What breaking a massive goal into checkpoint-sized commitments does for focus, execution, and follow-through. Tools & Frameworks Covered: Two Bike Math: When you lose a resource, the team that adapts fastest wins. Constraint forces innovation you would never find in comfort. Fire Ready Aim: Stop planning. Launch small. Test in the market. Adjust under pressure. The plan improves only after contact with reality. Checkpoint Navigation: Break the hundred-mile goal into five-mile segments. Solve the first one. Then move to the next. Momentum compounds. If this episode moved you, do not just listen. Do something about it. Sign up. Show up. Do the work. Spartan.com. No more excuses. Chapters: 00:00 Intro: Joe and Brian Duncanson go back to the late 1990s 01:04 How adventure racing on TV changed Brian's corporate life 03:50 Why adventure racing was too expensive and too hard to scale 05:19 Joe at nine years old: destroying a park to build a BMX track 07:07 Leaving Wall Street: Joe stops feeling alive at the trading desk 08:01 Financial crisis, biking across America, and a friend's death on the road 09:17 The Hartford napkin: December 2009 and the birth of Spartan 12:44 The ragtag team that invented the spear throw and rope climb 14:31 The Fenway Stadium gamble Joe did not want to take 16:35 Complacency kills: why backs-against-the-wall moments drive the best work 17:58 Eight kids staring at devices and three playing hacky sack 20:52 Kids chose their phones over ice cream and watched it melt 22:14 Burning through cash to build a global brand, then doing it again after the pandemic 25:03 Brian's book: how Spartan stories became business lessons 28:50 Why sitting around planning kills more ideas than launching ugly 29:56 Action as the antidote: checkpoints, calendars, and the first five miles 33:05 Hammering metal into a sword: the 1% daily grind that outlasts shortcuts Brian Duncanson is a longtime Spartan community member, endurance athlete, and event producer who has spent years embracing unpredictable challenges and pushing beyond comfort zones. Having competed in more than 50 adventure races while producing over 150 race events, Brian has built a life around resilience, leadership, and taking on difficult challenges. His story highlights endurance, adaptability, and the mindset required to keep showing up when things get hard. Connect to Brian: Website: https://linktr.ee/brian_duncanson Instagram: https://www.instagram.com/brianduncanson LinkedIn: https://www.linkedin.com/in/brian-duncanson-6825971a Amazon: https://www.amazon.com/dp/B0H2RCLPLG