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We continue with a 2025 album release review. This week we are concentrating on recordings from local jazz scenes that I have a connection with, Hartford and San Diego. I also include Detroit after attending their great jazz festival. Playlist Artist ~ Name ~ Album Irving Flores ~ With Amanda in Favignana ~ Armando Mi Conga Victor Baker Quartet ~ As the Crow Flies ~ As the Crow Flies David Borgo ~ The Lick ~ Uplift Tony Davis ~ Unrequited ~ Jessamine Alex Tremblay & Vanisha Gould ~ Scenic Route ~ People and Places Louis Jones III ~ Stuck ~ Motions Chuck Mangione ~ Children of Sanchez ~ Children of Sanchez
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-buckeye-scoop--4429642/support.Thank you for being part of the Scoop Family!
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-buckeye-scoop--4429642/support.Thank you for being part of the Scoop Family!
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-buckeye-scoop--4429642/support.Thank you for being part of the Scoop Family!
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-buckeye-scoop--4429642/support.Thank you for being part of the Scoop Family!
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-buckeye-scoop--4429642/support.Thank you for being part of the Scoop Family!
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-buckeye-scoop--4429642/support.Thank you for being part of the Scoop Family!
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-buckeye-scoop--4429642/support.Thank you for being part of the Scoop Family!
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-buckeye-scoop--4429642/support.Thank you for being part of the Scoop Family!
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-buckeye-scoop--4429642/support.Thank you for being part of the Scoop Family!
Join Stassi and Lo for the first episode of the new year as they slide back into reality and agree that January doesn't actually start until Hartford's birthday is over. They recap Lo's European holiday highs (plus the travel chaos getting home), cold-weather packing wins, and Stassi's very relatable New Year's Eve outfit regret. Add in a fun word of the year.Thanks for supporting our sponsors:Quince: Go to Quince.com/stassi for free shipping on your order and 365-day returns. Now available in Canada, too.Bilt: Join the loyalty program for renters at joinbilt.com/STASSIThrive Causmetics: Go to thrivecausemetics.com/STASSI for an exclusive offer of 20% off your first order.PlutoTV: Pluto TV is your portal to watch free movies and TV shows anywhere, on any device. Download today and discover the easy way to stream all your favorite content.Progressive: Try Progressive's AutoQuote Explorer® that allows you to compare your Progressive car insurance quote with rates from other companies. Give it a try after this episode at Progressive.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
If you're planning a trip to Ireland in 2026 these tips will make planning smoother, help you avoid crowds, and maybe even save you a bit of money. Probably the most important tips are when NOT to be in Dublin, but there are some updates to European entry & exit systems that you need to know, as well as really important advice for 2027. Jody Halsted – Ireland Family Vacations and the Traveling in Ireland podcast In case you're wondering why you would want to get your Ireland travel advice from me… My name is Jody Halsted, and I am an Ireland travel advisor. I have been traveling to and through Ireland for over 23 years (!!), publish Ireland Family Vacations, host the Traveling in Ireland podcast, assist hundreds of travelers with their Ireland vacations each year and, occasionally, I also host small group tours through Ireland (I have 2 this spring so you can look forward to some live from Ireland episodes in April and May). That's a lot! But Ireland travel is my passion; and my goal -100% – is to help you have an amazing Ireland vacation. And I have quite a few ways to do that. My website, Ireland Family Vacations, is a complete resource for Ireland vacation planning – filled with information on what to do & see as well as handy tips for planning your trip and free itineraries to get your plans in motion quickly. (Don't let the name fool you! I travel through Ireland solo, with my husband, with my family, and hosting small group tours. Whatever your group size or dynamic I am able to assist!) My itinerary personalization, vacation coaching, and custom itinerary creation services help you maximize your Ireland experience, and my small group guided tours are designed to not only deliver the ‘authentic' Ireland of your dreams but also introduce you to the people and hidden places that make the country so very magical. If you love the process of planning your trip the Ireland Travel Compass walks you step-by-step through my expert process, from when to visit and how long the perfect vacation lasts, to what to see, where to stay, and even what to eat. It's basically my entire Ireland vacation planning brain laid out. On a more personal note, I have 2 daughters, now in college, who have been traveling through Ireland with me since before they could toddle and one very supportive husband (who loves it when I plan other people's vacations because it means I'm not planning my own). At Malahide Castle (It's probably time to get new family photos done)By Aoife for Flytographer; Dublin, Ireland. All rights reserved. Now that you know all about me, let's jump into what you need to know as you consider planning an Ireland vacation in 2026! This article is based on Traveling in Ireland podcast episode 320. Use the player below to listen or scroll to continue reading the article and get resource links. 2026 Ireland Travel Tips You Need Ireland Travel Rules & Regulations There are currently no restrictions in place for North Americans traveling to Ireland.Ireland travel restrictions and other requirement are found here. In Case of Cancellation Read and understand cancellation policies on everything from flights and transportation to tours and accommodations before booking. If booking with a credit card be aware of the cancellation coverage you may have with that card. I highly recommend purchasing travel insurance if you book tickets our tours that don't allow 100% refund if cancelled. And always if you are booking a tour package (and not necessarily the one the company offers). 2026 Looks like Another Busy Year from Travel to Ireland from North America Irish tourism numbers showed that tourism from Europe into Ireland was down, but numbers from North America remained steady. From my perspective things are already looking busy, especially in the months of May, late August, and September. (The shoulder season is the new high season.) More Direct Flights to Ireland in 2026 Aer Lingus, Ireland's flagship airline is adding 2 new US routes in 2026, bringing the total to 18 routes from Dublin!This is important because Aer Lingus is considered a ‘budget' carrier. And when budget carriers enter a market, US based airlines will drop rates to compete.
Today, we're delighted to speak with entrepreneur Moza-Bella Tram, CEO and founder of Moza-Bella LLC. Moza-Bella is an immigrant with a remarkable entrepreneurial journey. She is a TEDx speaker, a mentor, a business consultant, and has written several books, including the bestseller Powerful Female Immigrants, which she co-authored. She is also the host of the digital TV show Lessons from Failures. Stay tuned as we explore Moza-Bella's fascinating journey and the experiences that have shaped her work. Moza-Bella's Journey Moz-Bella was born in Vietnam shortly after the Vietnam War. She came to the U.S. as an adult immigrant 25 years ago, leaving behind family, familiarity, and certainty. Her experience was similar to that of many immigrants- the unknown, limited support, and the pressure to succeed, for herself, and for her family. She was told she was too old to learn English fluently, but she pushed forward anyway, focusing on clear communication rather than perfection, and using frustration as motivation to grow. Early Career and Foundations in Hospitality Before immigrating, Moza-Bella worked in Vietnam's hospitality industry at Omni Saigon and later Sofitel Saigon, where she developed an appreciation for professionalism, service, and strategic promotions. Working in public relations exposed her to branding, credibility, and global perspectives, and hospitality became her first window into the world beyond Vietnam's borders. Education, Resistance, and Choosing Her Own Path After arriving in the U.S., Moza-Bella encountered skepticism and prejudice and was discouraged from pursuing higher education. Despite that, she earned her MBA in Marketing from the University of Hartford, driven by her parents' sacrifices and her belief in the right to choose her own future. Her early ambition was to build a global hospitality career, but over time, new opportunities and realities reshaped her direction. Adaptation, Grit, and Multiple Careers Moza-Bella supported herself through school and beyond by working in nail salons, restaurants, interpretation services, construction-related marketing, network marketing, real estate, and, eventually, nursing after the 2008 financial crisis. Each role added to her skills, perspective, and resilience. Redefining Success and Time Freedom Moza-Bella wanted the flexibility to care for her parents and shape her own life, so she chose to become an entrepreneur. She invested heavily in personal development and coaching, believing that free information offers knowledge, but paid learning creates transformation. Building a Consulting Business with Purpose Over the last five years, Moza-Bella built Moza-Bella LLC into a business consulting company with a growing team. Her mission is to help strong entrepreneurs become well-known in their industries, allowing them to create meaningful impact. She believes that change happens one person at a time, through a ripple effect of shared growth and visibility. Lessons from Failures and Shared Wisdom Through her digital TV show, Lessons from Failures, Moza-Bella highlights the realities behind success stories. Entrepreneurs, doctors, and professionals from many fields share how hardship shaped their decisions, often after years of trial and error. She emphasizes the value of learning lessons sooner, challenging entrenched systems, and prioritizing growth while time is still on your side. Meaning Behind the Name Moza-Bella The name "Moza" means mother of pearl, representing an oyster that transforms pain into something valuable by embracing it rather than resisting it. For Moza-Bella, that symbolizes human potential, cultivating adversity into wisdom, then opening oneself to share it with others. Bio: Moza-Bella Tram Founder and CEO, TEDx Speaker, Author, Mentor, Business Consultant Moza-Bella is an international speaker, author, and CEO dedicated to helping professionals find authentic fulfillment and success. She has over 15 years of experience in healthcare and more than 20 years in business development. She produces and hosts the digital TV show "Lessons from Failures," airing on FOX5 and PIX11 New York. She has been featured in Forbes and Yahoo Finance and is the author of "Luxury in YOU." She partners with Grant Cardone in the 10X movement in Vietnam. Connect with Eric Rozenberg On LinkedIn Facebook Instagram Website Listen to The Business of Meetings podcast Subscribe to The Business of Meetings newsletter Connect with Moza-Bella Tram On her website LinkedIn
There’s an old saying that goes “you are what you eat.” You might take that phrase with a grain of salt, but doctors agree: what we eat affects our blood pressure, blood sugar, cardiovascular health and more. It's knowledge that's generations old — food as a source of nourishment and healing. Essentially, food can act as medicine. From Ayurveda and Chinese herbs to modern-day food pharmacies — what we put on our plates impacts our health. But what can we do about it? Especially with inflation inching upward, seven-in-ten Americans say the cost of healthy food can be out of reach. We explore solutions. GUESTS: Dr. Anusha Sehgal: a classically trained Ayurvedic physician based in Boston Dr. Ulysses Wu: Chief Epidemiologist at Hartford Healthcare Skip Lewis: resident of Hartford living with polycystic kidney Disease David Juros: Operations Manager of Food4Health Clinic at Hartford Healthcare Jessica Soto: a patient at Hartford Healthcare. She was a recipient of the Food for Health Clinic at Hartford Healthcare Support the show: http://wnpr.org/donateSee omnystudio.com/listener for privacy information.
The Courant's Ken Gosselin comes by to spend the hour with us to talk about what he has been writing about and all things CT including housing, Hartford as a whole, and infrastructure in the state!
New England Legends serves up a slice of American history you've probably never tasted before. Jeff Belanger and Ray Auger head to Hartford to uncover the surprising story behind Hartford Election Cake—a massive, 80-pound confection born in 1796 during America's first contested presidential election. Back when voting was a full-blown celebration complete with banquets, parties, and rewards for participation, this legendary cake—based on a recipe by Amelia Simmons—was the ultimate prize. As election day festivities faded over time, Thanksgiving rose to prominence, and Connecticut's favorite cake made a historic move to the holiday table. From politics to pastry, this episode is a delicious reminder that some traditions don't disappear—they just find a new reason to be celebrated. Listen ad-free plus get early access and bonus episodes at: https://www.patreon.com/NewEnglandLegends Follow Jeff Belanger here: https://jeffbelanger.com/The Election Cake - A New England Legends Podcast PLEASE SUPPORT THE ADVERTISERS THAT SUPPORT THIS SHOW RULA - Get the mentalhealthcare that works with you—not against your budget www.Rula.com/P60 True Classic - Step into your new home for the best clothes at True Classic www.TrueClassic.com/P60 Raycon Everyday Earbuds - Save up to 30% Off at www.buyraycon.com/truecrimenetworkMint Mobile - To get your new wireless plan for just $15 a month, and get the plan shipped to your door for FREE, go to www.MintMobile.com/P60Cozy Earth - Begin your sleep adventure on the best bedding and sleepwear with Cozy Earth: https://cozyearth.com/ use Promo Code P60 for up to 40% off savings!Love & Lotus Tarot with Winnie Schrader - http://lovelotustarot.com/Visit Minnesota's premiere haunted hotel, The Palmer House -https://www.thepalmerhousehotel.com/ OR Call Now and Book a Room -320-351-9100 Learn more about your ad choices. Visit megaphone.fm/adchoices
It's been another interesting year in the world of personal finance and macroeconomics. As we look ahead to 2026… well, who really knows what's coming? I'll be sharing my own take—and making a few predictions—in an upcoming episode. What's hard to ignore is just how unusual this moment in history is. We're coming off COVID. We went through a rapid rise in interest rates, and now a pullback. Tariffs are back in the conversation. There are a lot of moving parts, and as usual, the consensus hasn't exactly nailed it. Almost every expert was convinced tariffs would push inflation higher. I expected at least a temporary bump—some transient inflation while markets adjusted. Then the CPI report came out at 2.7%. That's a lot closer to the Fed's 2% target, and nearly half a percentage point lower than expectations. Clearly, something else is going on. At the same time, GDP came in at around 4.3% growth. That's real strength. Inflation is coming down, growth is strong, and while the labor market is still a little murky, there's no question there's underlying momentum in the system. Investors haven't quite felt it yet. It's been a sticky environment. But my sense is that we're getting closer to a shift—more liquidity, more money in the system, and markets that may start moving meaningfully again. Of course, we'll see how it all plays out. For this episode, my producer Phil pulled together some of the highlights from the show in 2025—a look back at the conversations and ideas that stood out in a year when the data kept surprising just about everyone. I hope you enjoy it. And again, happy holidays. Merry Christmas, and Happy New Year. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com. Welcome everybody. This is Buck Joffrey with D Wealth Formula Podcast, coming to you from Montecito, California and, uh, want to wish you, first of all, a happy holidays. Merry Christmas, happy new Year, all that. And, uh, yeah, it’s been, uh, it’s been another, uh, another interesting year in the world of personal finance and macroeconomics is what, what we talk about on the show. And as we look forward to 2026, gosh, who knows what’s gonna happen, right? Uh, well I’ll give you my take in, uh, show coming up where I’m gonna make some predictions. However, you know, it’s just, it, it, it’s just such an unusual time in, in history. Um, as we kind of look at. Coming off of COVID and having those high interest rates and then coming, uh, coming down and then having Trump elected and now the tariffs and well, gosh, who knows? Right? I mean, just for example, you know, almost every expert was pretty much guaranteeing that inflation would go up because of the tariffs. I mean, even if it was transient, which frankly I thought it was gonna be transient, meaning that there was gonna be a bump in inflation. For a period of time until there was a readjustment after tariffs. Well, TPI comes up most recent CPI is actually 2.7. You know, that’s much closer to the fed target of 2%. And, um, 2.7 was, you know, I think, uh, almost a half, half percentage point less than the expected, uh, CPI, uh, report. So that, that’s obviously something else is going on there. And then. GDP numbers came out and we had a four handle. It was like 4.3, I believe, GDP. So we’ve got incredible growth. We’ve got decreasing inflation. The labor market is still, I know, a little unclear, but it seems like there’s a lot of strength in this market. Of course, it’s really sticky investors. We haven’t quite felt that strength yet, but I do think you need to start anticipating. That markets are gonna come back pretty heavy, uh, with increased liquidity, uh, and a lot of money in the system. But we shall see, uh, this show. What we’re gonna do here is, uh, my, uh, producer Phil put this together, but it’s basically some of the highlights of, uh, the show in, in 2025. So hopefully you enjoy it. Uh, and again, happy holidays. Merry Christmas, new Year. And we’ll be back right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying. You compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique, it’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its back. Turbocharge your investments. Visit wealth formula banking.com. Again, that’s wealth formula banking.com. How do you approach the process of identifying stocks that are maybe best suited for consis consistent cash flow? Or do you just pick the stocks that you like and, and create the cash flow? Or are, you know, fundamental metrics that maybe you prioritize? Yeah, the, the, the first thing to determine. I think real estate investors understand this is if I were to invest in real estate, I’m gonna determine whether I’m gonna be a flipper, or I’m gonna try and buy low forced depreciation, sell high. Or if I’m gonna be a cashflow investor where I might invest in syndication, or I am, I’m gonna have tenants in property management. And the same is true with stocks. Most people start off by thinking about price rather than cash flow. They think about buy low, sell high, like a house slipper, and that’s, that’s less tenable in stocks because in real estate, if I buy low and sell high, I can do things to force appreciation. I can renovate, I can get new management, I can put in new appliances. I, there’s things I can do to force appreciation. But once a person buys a stock, there’s absolutely nothing you can do to make the stock price go up. But if you take a a, if you think of it like a real estate investor. You think about it like owning a business where the priority, as you mentioned these metrics, the priority is, Hey, what kind of cashflow will this produce be in terms of dividends and in my case, option premiums. And so some of the key metrics is, you know, if I, I’m basically buying a financial statement, same as real estate. You know, I, I, I, it is just a little different numbers in real estate. I wanna know what the net operating income is. In stocks, I might wanna know what the EBITDA is ’cause they’re essentially looking at the same types of things in real estate. I wanna know what the cap rate is in stocks. I wanna know what the PE ratio is, which is just the same number inverted. They just put the price on the top instead of the bottom. To me, I don’t see a difference between real estate and stocks, uh, in that they’re both a business or they charge someone for a good or a service. And there’s either cashflow there at the end of it or not. If people take a cash flow approach, they can begin to build on their passive income. And that contributes to that blueprint we mentioned earlier to get ’em outta the route race. So if you take a Warren Buffet approach, the most important number in that business is operational cash flow or earnings. Meaning does what they do, their operation. You know, you walk in there, a nice operation you got going here, you know, trucks are moving and you know, products are being built and shipped and, and nice operation. If they’re earning money, that means that’s the life flood of the business. That means it’s got a good moat. That means it’s pretty protected and that allows them to do two things for me. Number one is a dividend, which is exactly the same thing as a distribution in real estate. Uh, there is no difference, uh, in a syndication. I have a whole bunch of investors I’ve joined with where you have a share of this project and when the earnings come out, they distribute the, the distributions among the share shareholders. Same is true with stocks. They take the earnings, uh, we call it a payout ratio, and they take a, a, a significant amount of that money and they pay it in a dividend, same as a distribution. But what I do that’s a little bit unique buck is, uh, is I also have the options market on my side. Where I can use options to control risk, uh, to get guarantees where I can buy and sell, but even more importantly, I can offer, uh, and get paid for making promises to people. This is very much a Warren Buffet deal where it, it brings a significant increase to my monthly cash flow beyond the dividend, up to three, two and three times. Uh, the amount of money, two to 300% more cash flow. By being involved in the options market and that’s, that’s a nice secret sauce. The yield max Tesla option income, ETF, which is TSLY. And basically what it does is. Is it just does a series of longs and shorts and, and then generates what looks like to be kind of a, a ridiculous amount of, uh, dividend, uh, per, per month. So what are we missing here? What, what’s, well, you’re, you’re basically hiring those guys to mow your grass. It’s just like any other mutual fund or any other. They’re doing something you could absolutely do by yourself and not pay them a fee. There’s two cultures. There’s the advice culture and there’s the education culture and the advice culture. People say, look, I don’t wanna learn anything. Just gimme the advice. Well, you’ll pay for that in fees. And the problem with doing that is if you really listen to Warren Buffett, which 1% is enormous. Because in the wealth blueprint that we do for people, we use compounding. We use the compounding calculator to see what we’re gonna need. You drop that 1%, you give up 1% of your compounding powers as an investor over your life, it, it wouldn’t seem like 1%, but Buffet knows the truth. It’s enormous. So yeah, absolutely there are ETFs and there are funds that will do exactly what I do or what I teach people to do, but we have some advantages in doing it yourself because risk is about control. I trust myself more than I trust those guys any day of the week. And like I say, I’m doing this by month, so yeah. But it’s legit. How do you even make predictions? And second of all, I mean presumably you still have some forecasts over the next, uh, 12 to 24 months, and maybe you could tell us a little bit about that. Our methodology lends itself to times of uncertainty like this, and that’s the benefit of really relying on the leading indicators that we have. Now. We do have to take a little bit of a different approach. We have to look at data in a lot higher frequency today. You know, a lot of the data you get from government sources or quarterly data, monthly data, but we’re having to track weekly trends with the ever-changing environment that we find ourselves in. So we’re not surprised by the time any monthly or quarterly data comes out. The level of uncertainty that we’re dealing with is certainly unprecedented. I share an index each day, um, and we are three times more uncertain today than we were at the height of the pandemic. You know, put that in perspective, right? Yeah. So we do have to adjust, um. The, the way that we’re looking at data with higher frequencies, we also have to rerun a lot of these correlation analysis. Every single time we get a new data point to see are these lead times becoming more condensed? Do we have to make adjustments in our models as a result to maybe data reacting quicker than it might have in the past? So those are some of the ways that we’re, we’re continuing to evolve in these interesting times we live in. This relates to our forecast. Our team expected some weakness in the first part of this year, and, and we knew that coming in with the, with the tariffs that were proposed during President Trump’s campaign, we did have a weak first quarter GDP number forecast. Our team was 0.1% off of nailing that first quarter GDP number, so they were right on the money there. Uh, we were very impressed with that, but we do expect a sluggish first half of the year. We call it the recovery phase of the cycle. What we mean by that is our growth rates are still building momentum, but are still negative year over year. You know, ITR. Really known for its emphasis on leading indicators. So which of the leading indicators you guys rely on the most when and, and I guess which are flashing red or green right now? I’ll give you one of each. Uh, yeah. The one we’re in right now, we look at the purchasing managers, index isms, purchasing managers index. Now we look at at on a one 12 basis. What I mean by that is we compare the most recent month, the same month one year ago. The reason we look at it on that basis is it gives us 12 month lead time into the future when you correlate it to the economy. That index was recently rising until we got the most recent month of data, and then it dropped back down. So that is giving us the mixed signal of, hey, we need to be a little bit more concerned about the prospect for growth moving forward. Now the opposite is true when we look at an indicator called capacity utilization. What Capacity utilization measures, it’s about an eight month lead time to the economy. So still a nice view into the future, but what it measures is output over capacity, and that actually continues to improve meaning. And again, really all that means on a simple level is we’re utilizing more of our existing capacity, so we’re getting busier. If we look at the consumer side of inflation that the Fed’s more concerned about in terms of setting policy, we have inflation essentially flat this year from where we are today. Now, if you look at the CPI, it’s at 2.8%. Our projection for the end of the year is 2.8%. We don’t see inflation coming down much at all. As a result of that, that’s why you’re seeing Chairman Powell back off being able to cut rates and is holding these rates steady because he sees these higher inflation risks as well. And so from our perspective, it’s very unlikely you see any meaningful interest rate decline this year. Yeah. Now again, the second quarter, GDP number can have an impact on that. We do see a very weak second quarter chairman Powell alluded just a couple of days ago to some slack in the labor market. Maybe you can get a quarter point if we have a really weak second quarter, quarter point cut, but it just seems very unlikely given how persistent inflation has been. And so we tell all of our clients, prepare for interest rates to be relatively flat this year, and prepare for interest rates to rise through the balance of the second half of the decade. It’s not just tariffs, it’s employment costs, it’s electricity costs, it’s material costs. There’s a lot more driving higher inflation than just tariffs. What macroeconomic trends are you watching right now with regards to how they’re shaping the markets today? I think there’s really three things right over the long run. They’re gonna debase the currency, that’s gonna be a persistent tailwind for all liquid, uh, assets, including stocks. Bitcoin gold and bonds. And then I think that you also are going to have a, uh, very interesting dynamic around all these tariffs, uh, and kind of the administration’s economic policies. And then the third thing is that there is a whole technology, uh, trend to, uh, pay attention to. Uh, obviously innovation is very deflationary. Uh, we’ve got, you know, things from humanoid robots to rockets to gene editing, to uh, to crypto and everything in between. And so I think those three things really tell the story of where, uh, markets potentially go in the future. When I grew up, um. S and P 500 was the benchmark. There’s a risk-free rate in bonds. I believe that my generation and younger sees Bitcoin as the benchmark. And so, uh, it’s very simple. If you can’t beat it, you gotta buy it. And I think that there’s institutions around the country who are realizing they can’t beat the benchmark and therefore they will end up buying it. And really, to me, that is, uh, maybe the most interesting. Part of the entire conversation is that Bitcoin obviously has risen significantly on a percentage basis in appreciation. Bitcoin has kind of infiltrated every corner of finance, but most importantly is it has transitioned from a high risk, you know, kind of asymmetric type asset to now it’s becoming the hurdle rate uhhuh. And if you’re the hurdle rate, you suck up a lot of capital. Yeah. Because there’s not a lot of people who can beat you. And I think that that is a very powerful position for Bitcoin to be in. And that’s how you infiltrate into, uh, the institutional portfolios. Bitcoin will stop going up. When they stop printing money. I don’t think they’re gonna stop printing money, so I don’t think Bitcoin’s gonna stop going up. That’s kind of one huge component of this. The second thing is that Bitcoin is very unique in that the higher the price goes, the less risky it is deemed by the largest pools of capital. Mm-hmm. And so usually, you know, if NVIDIA’s at a $4 trillion market cap, people like, oh, it might be overvalued there. A lot of debate. Right. Bitcoin if it was at a $4 trillion market cap would be way less risky than it when’s at 2 trillion. And so there is a lot of structural advantages, both from the legacy world but also from the Bitcoin market that I think will continue to lead to these large institutional capital pools. Uh, allocating some percentage. And the beauty is right now we have very small adoption in that world. Uh, it’s only gonna get bigger. It’s only gonna get more normalized. And I think that one of the parts people really underestimate when it comes to Bitcoin is how important time passing is. You know, if you think back, uh, there is not anyone under the age of 16 that has lived their life without Bitcoin existing. If you’re keeping large chunks of money in savings account, paying less than 1% or any percent less than inflation, you’re bleeding wealth every single day. It feels safe. It looks safe, right? ’cause the numbers may not be moving nominally but it, but it’s not safe. It’s a bucket with a hole in the bottom and you don’t even notice until it’s almost empty. That’s why the wealthy don’t hoard cash. They own assets. They own assets that inflate with inflation. If you can’t beat ’em, join them. They buy things that grow in value as dollars shrink because they understand the system. They don’t fight it, they ride it. So you’ve said many times that the current monetary system is broken and headed for reckoning. So from your perspective, what are the core flaws in the system right now and how do we get here? Well, probably the largest and most obvious underlying flaw in the monetary system is the fact that the federal government just can’t balance its budget. And so they have to take on debt to cover the deficit that they run and that deficit. Well, you know, over the course of the last 20 years, it’s gone up and down. More recently, it’s gone mostly up and, uh. We just came through a period where, you know, it was reemphasized to everybody. Just what a problem this is. Because as you’ll recall, when Trump was first elected, they were talking about those, the Department of Government Efficiency and cutting expenses and you know, maybe 2 trillion or 1 trillion. Of course, then Elon got frustrated and left and the numbers have come down and you know, Trump and the Freedom Caucus was saying they were gonna try and balance the budget or at least cut expenses. And of course, what we know is that they just passed this big beautiful bill. Which really increases the deficits and they bump the debt, uh, ceiling up by another $5 trillion. So sadly, what do many of us have seen and been saying, which is to say they just can’t stop, kind of continue. Seems to be continuing. And, um, you know, the reason why that, just to close the full circle, the reason why that matters is they, they do this debt, they issue debt to cover these deficits, and then the debt requires interest payments and, you know, there’s not enough money to make the interest payments. And so. They more or less have to print the money, you know, and inflate the money supply to keep the system going. And that’s why it’s so important to hard assets. You know, we need to grow the economy at, you know, 4, 5, 6, 7% a year, which, which we’ve never really done on real terms. Well, I think that is kind of what they’re projecting it might be, but it, it’s gonna be harder than hell to achieve. I mean, it just, where you can’t just snap your fingers and create that growth. Now, don’t get me wrong, if you start to, if you ramp up inflation. If you have 10% inflation, well then the GDP number’s gonna get bigger, fast. And so really the model they’ve used, they call it the R Star model, is that they’ve got to have faster growth. Growth rate has to be higher than interest rates, or else you’re in a debt spiral. And so what’s been happening is, by the way, that’s why Trump wants to take interest rates down so much. You know, he is called for a 300 basis point cut. Imagine right now with inflation running at three plus percent, if they cut rates to one point a half percent or one point a quarter percent, I mean, it would be good for the economy. People would refi their houses. You know, there were all kinds of, you know, growth, right? Huge. But in turn it would be inflationary, very inflationary. That’s the trap. They’re really kind of caught in. It’s a seventies kind of stagflation sort of environment. You know, if they don’t keep rates low, they’re not gonna have any growth. If they want to get growth, they’ve gotta keep rates low. That’s gonna lead to monetary creation, which is gonna lead to inflation. Look how it all resolves is very complicated and none of us know. Yeah, sure. But what I do know with very high certainty, with a lot of confidence is this is going to be an inflationary decade. It’s already been an inflationary decade, and because of the way the math is today is very highly likely to continue to be an inflationary decade until we fix this monetary system. Well, we have less than 3% adoption. Three goes to six fairly easily. You know, human beings underestimate how long change really requires, and then we really underestimate how much change actually occurs. Think the internet like we are moving into a digital planet, right? Robots are not going to use credit cards, man. They’re not gonna use, they don’t need visa. We don’t need middlemen. The cool thing about Bitcoin, unlike the Rolls Royce, is you don’t have to buy the whole Rolls Royce. You can buy a fraction of it. You know, you don’t, maybe you guys partner with each other to do apartment buildings. Well, you’re already doing fractured deals on apartment buildings, so Sure. It’s not really that different. 2%, 3% goes to six. I mean, it does go to six. You have the largest ETF in the history of ETFs, okay? This supersedes the goal. ETF by orders of magnitude. I study markets very, very well, price. Really gets people’s attention. I think price is, uh, 90% of Bitcoin. Like I am truly a supply and demand guy. Oh wow. 21 million. And you guys have lost four. You lost 4 million coins. Oh, how’d you lose the 4 million? You lost the 4 million. I know how you lost it. You mispriced it. Bitcoin has been mispriced every day. Its entire history. Dude. 19 million coins have been issued. The addressable market is 8 billion people. You don’t need ’em all. Yep. You just need a small function of those 8 billion to go, Ooh. 21 million units and and four have been lost. It’s already mispriced. Okay. They’re pricing Bitcoin at one 15 Today, assuming there’s 21 million units, we know there’s not. There’s 17, so the supply shrunk. The market caps at 2 trillion. Hello. The standard deduction for a household is now, uh, what in a low 32,000 range. And it turns out that 60% of the households in the United States cannot take advantage of itemized deductions. That is when they take their mortgage interest, property taxes, charitable deductions, they don’t get that number. And so there’s not as much benefit to home ownership as there used to be in the United States. With our big institutional players, nobody wants their appraised values to be quickly marked down to market, because if your competitors don’t do the same thing and they’re part of the index and benchmark that you compete against, you’re going to underperform. And so we’ve traditionally had a lot. Appraised values for real estate among the institutional players, especially. You don’t get this out of the private market, but you get this from the nare players, the institutional type players, and, um, and everybody’s, uh, uh, fearful of underperforming that index. I would prefer as a private investor just to go ahead, bite the bullet and mark it down. Now take the pain if in fact you’ve seen it go down. Some markets have seen property values go down 30, 35% even in multifamily, but they’ve bottomed out in the transaction market and, and absolutely the, uh, the appraisers are gonna have to bring it down and the owners are gonna have to ease up that pressure and say, yes, I want a realistic appraisal. But, um, but there is that fear of underperforming the index and that’s. What’s holding up the American appraisal firms in 2008, 9, 10, 11, we saw a lot of deep distress. The the smart money was ready for it. Now, there’s a lot of people with dry powder, as we say. Ready to p on the market hoping for some distress from those who cannot refinance now, whose, whose CMBS loan or other money is, is rolling. A couple points there. One is, I think you’re going to see more loan modifications this cycle than last time because they realize it’s temporary and they realize that not all properties are in trouble. And these tend to be the higher leverage properties. The smart private wealth investors tended to use conservative leverage over the last several years knowing we’d hit a cycle and, and they probably are 65% or less. Leverage some of the, um, greener newer investment managers might have gone up to 80% and might have even used variable rate debt when they shouldn’t have. They’re the ones getting nailed. They’re losing all their equity and that property is distressed. So there’s not that much of it out there. But there’s a little bit, and I would certainly pounce on it if you can find it. There are often a lot of sort of hidden costs associated with buying versus renting. Can you talk about trying to weed through some of that? Sure some of the highest costs that we don’t think about when we own, although we do take cut down on risk. And also I think that’s come back to consumption. I, I is the fact that there’s the opportunity cost. So think about having 50%, a hundred percent of your home paid for. This, it’s the opportunity cost. You’ve actually taken capital out of play at higher returns to put it into something that perhaps, yes, you see it as a form of an investment, but it’s also partly consumption. And I think that’s why many people end up paying for their homes when they can, because there’s an old saying, and that is, you can’t go broke if you don’t owe money on it. Right? So if you, it’s hard for the lender to come get your home and you don’t really care, right? You wanna be able to. Have no debt on your home. It doesn’t make the typical financial sense if we argue at it from leverage and returns and maximization of returns. I think most people this high end level are looking at, you know, I, I, I, I have high net worth. I’m looking at both consumption and the investment side of the component. But very often the consumption wins and the investment is I can be safe and I can own this house. Outright in many states too. Your homeowner, the home that you live in, you are actually, if you’ve homesteaded the home, you’re actually protected against lawsuits and other things that are out there. Divorce cases will protect your position in, in terms of a homestead, so you can protect a significant portion of wealth by having a paid for home. What are some of those markets that are really overpriced versus. I guess underpriced right now. So when we look at the top 10 most overpriced markets in America right now, we look at their prices, where they are and compare them to where they should be statistically modeling them. We’re seeing the most overpriced markets are Detroit at 33.5% and then falling, falling, descending. Order of Cleveland, Ohio. New Haven, Connecticut, Akron, Ohio, Worcester, Massachusetts, Las Vegas, Nevada, Hartford, Connecticut. Rochester, New York, Knoxville, Tennessee, Toledo, Ohio. You’ll notice. And these are overpriced. These are overpriced. These, the overpriced mark. That’s so, that’s sort of counterintuitive, isn’t it? Ab absolutely. But yes. Wow. Okay. And then h how about the, uh, underpriced markets? I’m curious on that too. Sure. So when we then go to the opposite end of the spectrum, and usually now with underpriced comes risk and there’s risk in both of these markets, what you wanna do, both overpriced and underpriced, what you wanna be long term in a housing market. Uh, ’cause you want to be really close to that trend and not have these dramatic swings. It’s just like stock price. We don’t like volatility. Housing, it’s, it’s dangerous for performance. The most underpriced markets. We only have four markets in America right now that are trading at a discount relative to their long-term pricing trend. In other words, statistically, where they historically prices say prices should be today only four cities are underperforming. That that’s Austin, Texas at 3.1% below where they should be, or a discount of 3.1%. San Francisco at a discount of 6.5%. Wow. New Orleans, Louisiana at a discount of 8.7 and Honolulu, Hawaii at a discount of 10.3. Notice I’m not saying these markets are inexpensive. They’re just below where they’ve historically been. These are the best buys right now because they’re below their long-term trend. One of our other indices, we call it our price to rent ratio. It’s really a PE ratio for rents versus home ownership. And then so we can look at that. So if you’re in our a hundred markets, we know the average price, right? So it’s gonna be priced, divided by the annual average rent. So it’s gonna be how many dollars in price do you pay for every $1 and annual rent? And that gives us the relative difference between owning and renting. The higher that ratio. The, the more you should on in general be leaning towards renting, the lower that ratio, the more you should be leaning towards owning. And we used to do an old buy versus rent index for 23 cities. We now do it for 100 cities. And this price to rent ratio produces almost the same exact answer. So when we look at the average price to rent ratio in an area and we just compare, are they above or currently are you above the price to rent ratio? Uh, for Los Angeles, California. Are you below it? If you’re above that average for say the last 10 years, you’re gonna be rent friendly. If you’re below it, you’re gonna be bio friendly. I can do this very quickly. Pick a California market you’d like to know about. Why don’t we try Dallas, Texas. Okay. Dallas, Texas. That one’s in the top 100 in terms of population. So Dallas, Texas, uh, their price to rent ratio is at about a, just below a 6% premium. In other words, that trade off between renting and owning is about 6% above where it should be, so it slightly favors renting. I’ll jump to the next index. If we look at actual prices in Dallas, there’s a slight premium. So it’s, it’s, it’s telling me, Hey, that my price to rent ratio’s high, slightly favoring ownership, but it’s probably because prices are a little high and they might change. Uh, Dallas has had a bit of a. Premium right now. So I will now go look at Dallas rents. My gut feeling is they’re gonna be below average and they are. They’re at about a 4.5% discount. So that’s just market dynamics in motion right there. And we can do that for a hundred cities pretty quickly. Mm-hmm. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties, now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Good news. If you need to catch up on retirement, check out a program. M put off by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it and uh, once again. Thanks again for listening. Uh, I truly appreciate your support. I hope, uh, I hope it’s been entertaining for you and that you’ll learn something along the way and, um, you know, always appreciate your feedback. Shoot me an email, bucket wealth formula.com. Let me know if there’s things that you want me to do. Let me know if there’s things you wanna hear more about. Uh, but hopefully it’s gonna be a good year and we’re gonna keep plugging away talking about the, you know, try to get educated myself and pass along information to you on Wealth Formula Podcast. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit well formula roadmap.com.
On the night of December 4, we went to Watkinson School in Hartford, put 11 performers together on the stage there, and let them rock their way through 27 holiday- and holiday-adjacent classics. We’re turning that two-hour performance into two radio shows over the two holiday weeks. Part onepremiered on Christmas Eve. And this hour, live from the Foisie Family Amphitheater at Watkinson, it’s part two of our annual holiday spectacular! GUESTS: Jim Chapdelaine: Guitar and vocals, The Shinolas Atla DeChamplain: Vocals, Atla & Matt Matt DeChamplain: Piano, Atla & Matt Lorne Entress: Drums and vocals, The Shinolas Latanya Farrell: Vocals Jim Henry: Guitar and vocals, The Shinolas Paul Kochanski: Bass and vocals, The Shinolas Steve Metcalf: Piano Molly Sayles: Drums, Atla & Matt Tyler Sherman: Bass, Atla & Matt The Colin McEnroe Show is available as a podcast on Apple Podcasts, Spotify, Amazon Music, TuneIn, Listen Notes, or wherever you get your podcasts. Subscribe and never miss an episode! Subscribe to The Noseletter, an email compendium of merriment, secrets, and ancient wisdom brought to you by The Colin McEnroe Show. Join the conversation on Facebook and Twitter. Colin McEnroe, Maegn Boone, Robyn Doyon-Aitken, Megan Fitzgerald, and Lily Tyson contributed to this show.Support the show: http://www.wnpr.org/donateSee omnystudio.com/listener for privacy information.
Neil Smith, Glenn Healy, and John Davidson reunite to relive the 1994 Rangers' legendary Stanley Cup run. From Mike Keenan's controversial hiring to the franchise-altering trade deadline, this is the untold story of how the President's Trophy champions assembled. Hear about Mark Messier's leadership transforming the culture, the Butch Goring comparisons, the expansion draft chess moves that brought Glenn Healy aboard, and Neil Smith's calculated gamble trading beloved stars Tony Amonte and Mike Gartner. This is Part 1 of a 5-episode series celebrating 30 years since Broadway's greatest parade.IN THIS EPISODE:[00:00] - Welcome to 1994 Forever: 5-part series on the Rangers' 54-year championship drought ending[02:00] - Neil Smith, Glenn Healy, John Davidson: three generations of Rangers history united[03:00] - 30 years later: erasing three generations of misery for grandfathers, fathers, and sons[04:00] - John Davidson's playing career: 1979 Finals heartbreak against Montreal, losing 4 straight after 2-0 series lead[06:00] - JD's broadcasting evolution: watching championship teams league-wide, telling Neil "You're the best team"[08:00] - The tense Game 7 moment: Neil on a crate backstage, JD saying "This thing isn't done yet"[10:00] - Steve Larmer's last face-off: pinning his man against the glass even after time expired[11:00] - Glenn Healy's Islanders comparison: first day of Rangers camp realizing "This team is 10 times better"[12:00] - The depth advantage: death by committee, games decided in 30 minutes, Richter making 27 saves to close[13:00] - Mark Messier's arrival in 1991: the glue that transformed individuals into a championship team[15:00] - The Oiler connection: purposefully acquiring Edmonton champions, "Who better to get than winners?"[16:00] - Stanley Campbell's famous quote: "No more Oilers!" Neil's response: "What do you want, Sharks and Senators?"[17:00] - John Davidson as sounding board: not just a broadcaster, a crucial voice without emotional investment[18:00] - Benny Patrisse story: World War II veteran towel boy, Mark Messier ensuring he got a championship ring[20:00] - "Everybody mattered": from the stretch guy to the color commentator, complete team culture[21:00] - Mike Keenan's April 1993 hiring: handling elite-level players, the only available proven championship coach[23:00] - 1993 expansion draft crisis: protecting Mike Richter over John Vanbiesbrouck, the pressure of getting nothing back[24:00] - The Pat Quinn trade: Vanbiesbrouck to Vancouver for "future considerations" Doug Lidster with 5 minutes to deadline[26:00] - Glenn Healy acquisition: secondary expansion draft, getting the Islanders goalie who "beats us all the time"[28:00] - Greg Gilbert free agent signing and Paul Broten waiver loss for Mike Hudson depth addition[29:00] - Alexander Karpovtsev trade: Pierre Pagé asking for Mike Hartman, Krister Ström's scouting gem from Quebec[31:00] - Steve Larmer holdout: the Iron Man refusing to play for Chicago, Pulford refusing to trade to Keenan's team[32:00] - The Hartford three-way: James Patrick and Darren Turcotte for Larmer and Nick Kypreos bonus[33:00] - Training camp in London: French's Challenge vs Maple Leafs, complete roster bonding from day one[34:00] - Mike Keenan's kindest act: 5 days off in London, team bonding at 100% body fat together[35:00] - Nick Kypreos singing "Brandy": Mark Messier's reaction - "This little puke better be able to play"[36:00] - Alexander Karpovtsev shirtless: "Did we just sign a plumber?" - Dean Martin body, championship player[38:00] - The corporate culture shift: London trip bonding suits with players, no longer cold corporate Madison Square Garden[39:00] - Mike Keenan disappearing act: Neil searching for him on London flight, he...
This week we sit down to interview Chris Hartford to interview and talk about their new short story in the Bounty Hunter Anthology. You can pick up a copy of the newly released Battletech: Tales of the Bounty Hunter at https://store.catalystgamelabs.com/products/battletech-tales-of-the-bounty-hunter-a-battletech-anthology?_pos=1&_psq=bount&_ss=e&_v=1.0 You can reach us @ Email: advice@heat.management You can follow us @ Instagram: https://www.instagram.com/ofmechsandmen/ Twitter: https://twitter.com/ofmechsandmen/ TikTok: https://www.tiktok.com/@ofmechsandmen Twitch: https://www.twitch.tv/ofmechsandmen Join us on the Valhalla Club Discord: https://discord.gg/thevalhallaclub A special thanks to Chris Hartford for writing this fantastic story and taking the time to talk to us about it. Catalyst Game Labs for being phenomenal stewards of the Battletech franchise. All works belong to their respective owners. Seyla! Learn more about your ad choices. Visit podcastchoices.com/adchoices
On the night of December 4, we went to Watkinson School in Hartford, put 11 performers together on the stage there, and let them rock their way through 27 holiday- and holiday-adjacent classics. Our plan is to turn that two-hour performance into two radio shows over the two holiday weeks. This hour, live from the Foisie Family Amphitheater at Watkinson, it’s part one of our annual holiday spectacular! GUESTS: Jim Chapdelaine: Guitar and vocals, The Shinolas Atla DeChamplain: Vocals, Atla & Matt Matt DeChamplain: Piano, Atla & Matt Lorne Entress: Drums and vocals, The Shinolas Latanya Farrell: Vocals Jim Henry: Guitar and vocals, The Shinolas Paul Kochanski: Bass and vocals, The Shinolas Steve Metcalf: Piano Molly Sayles: Drums, Atla & Matt Tyler Sherman: Bass, Atla & Matt Cynthia Wolcott: Vocals The Colin McEnroe Show is available as a podcast on Apple Podcasts, Spotify, Amazon Music, TuneIn, Listen Notes, or wherever you get your podcasts. Subscribe and never miss an episode! Subscribe to The Noseletter, an email compendium of merriment, secrets, and ancient wisdom brought to you by The Colin McEnroe Show. Join the conversation on Facebook and Twitter. Colin McEnroe, Maegn Boone, Robyn Doyon-Aitken, Megan Fitzgerald, and Lily Tyson contributed to this show.Support the show: http://www.wnpr.org/donateSee omnystudio.com/listener for privacy information.
Kat Owens is a plastic pollution researcher, artist, and activist. She merges science, policy, and the arts to address plastic pollution in her ongoing art series “Entangled and Ingested” which showcases portraits of animals affected by plastic pollution…made of plastic. Owens is also a National Geographic Explorer, a Fulbright Nehru fellow, and a Professor at the University of Hartford in the Department of Politics, Economics, and International Studies. Owens works with her students on a variety of projects to address real-world problems, such as collecting marine debris and addressing pollution along their hometown shorelines in Connecticut. Owen’s research in marine plastic pollution and river debris has been supported by the National Oceanic and Atmospheric Administration, the Fulbright Nehru Foundation, and the National Geographic Society.See omnystudio.com/listener for privacy information.
Welcome to a special end-of-the-year series on Making Risk Flow as we count down the weeks to the end of 2025. The series is a collection of our top episodes from this year. Each Tuesday, we will re-release one standout episode as we build up to releasing our top fan favourite on the last Tuesday.In this episode replay, host Juan de Castro sits down with Carl Bach, CEO of Hartford Underwriting Agency, about how a 200-year-old insurer is modernising for the future. They discuss Hartford's brand refresh, maintaining its historic stag emblem while evolving its global identity. Carl outlines the company's strategic transformation since 2019, which is focused on streamlining operations and ramping up specialisation in marine, energy, and financial lines. The conversation also covers Hartford's international growth ambitions through Lloyd's syndicate 1221, its approach to serving diverse market segments, and its use of AI and intelligent document processing in underwriting. Carl shares insights on balancing tradition with innovation, underscoring Hartford's values, especially "own it with pace," as the company embraces change and seizes new opportunities in a fast-evolving industry.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's
The Hartford Business Journal's Greg Bordonaro comes to the holiday store with a bunch of toys for the Salvation Army and also tells us good news about Hartford, and not so good news about the CT Sun.
For nonprofits, stories matter. But the underlying narratives that shape how people make sense of the world matter even more. As narrative change takes on a larger role in strategic planning, leaders, boards, and funders are asking a critical question: How do we know if it's actually working? In today's episode, Josh Gryniewicz and Brett Davidson discuss ways nonprofits of all sizes can measure the impact of narrative change work and why that measurement matters. Tune in to learn practical frameworks for assessing narrative impact, including how to think collaboratively, how to spot meaningful signals of change, and how to make a stronger case for narrative strategy with funders and decision-makers. Want to suggest a topic, guest, or nonprofit organization for an upcoming episode? Send an email with the subject "NPFX suggestion" to contact@ipmadvancement.com. Additional Resources Measuring Narrative Change: Moving From Theory to Practice by Brett Davidson https://ssir.org/articles/entry/measuring_narrative_change_moving_from_theory_to_practice [NPFX] Co-Creating Solutions: The Next Level of Community Listening https://www.ipmadvancement.com/npfx/co-creating-solutions-the-next-level-of-community-listening-narrative-strategy [NPFX] From Micro-Stories to Meta-Narratives: How to Influence Perception and Drive Change https://www.ipmadvancement.com/npfx/from-micro-stories-to-meta-narratives-how-to-influence-perception-and-drive-change-narrative-strategy [NPFX] Authentic, Ethical, and Effective Messaging — From Theory to Practice https://www.ipmadvancement.com/npfx/authentic-ethical-and-effective-messaging-from-theory-to-practice [NPFX] Flipping the Script: Using Narrative Strategy to Improve Messaging and Prevent Donor Attrition https://www.ipmadvancement.com/npfx/flipping-the-script-using-narrative-strategy-to-improve-messaging-and-prevent-donor-attrition [NPFX] How to Find Authentic Voices That Inspire Action https://www.ipmadvancement.com/npfx/narrative-strategy-how-to-find-authentic-voices-that-inspire-action Guests Josh Gryniewicz is the founder and Chief Narrative Strategist at Odd Duck, a storytelling-for-social-change creative consultancy focused on impact-driven organizations. Josh is the co-author of the award-winning national bestseller, Interrupting Violence. For over a decade, he has worked in nonprofit communication. In 2018, he founded Odd Duck to combine his passions for storytelling and social change. The agency's Navigating Misinformation for Community Health framework has been shared with over a thousand community health organizations. Odd Duck has worked with nearly a hundred change-making organizations and advised hundreds more, including the Centers for Disease Control & Prevention, the Harvard School of Public Health, and the White House. https://www.linkedin.com/in/jgryniewicz/ https://oddduck.io/ https://www.interruptingviolence.com/ Brett Davidson is founder and principal at Wingseed LLC, where he supports social justice changemakers around the world to amplify their impact. Brett also serves as Lead of Narrative Field-Building with IRIS, the International Resource for Impact and Storytelling. Previously he was director of Media and Narratives at the Open Society Public Health Program, where he led an international team focused on changing long-held social narratives impacting health equity. Prior to joining Open Society in 2010, Davidson was a media consultant to civil society organizations in Southern and Eastern Africa. He previously served as program manager at the South African democracy institute Idasa, where he helped community radio stations develop participatory news and current affairs programming. Before that, he worked as a presenter and producer in radio current affairs at the South African Broadcasting Corporation, and in collaboration with the BBC. https://www.linkedin.com/in/brettdav/ https://www.wingseed.org/ https://brettdavidson.substack.com/ Hosts Russ Phaneuf, a co-founder of IPM Advancement, has a background in higher education development, with positions at the University of Hartford, Northern Arizona University, and Thunderbird School of Global Management. As IPM's managing director & chief strategist, Russ serves as lead fundraising strategist, award-winning content creator, and program analyst specializing in applied system dynamics. https://www.linkedin.com/in/russphaneuf/ https://www.ipmadvancement.com/ Rich Frazier has worked in the nonprofit sector for over 35 years. In his roles as senior consultant with IPM Advancement and founder of VisionConnect LLC, Rich offers extensive understanding and knowledge in capital campaigns, fund development, strategic planning, and board of directors development. https://www.linkedin.com/in/richfrazier/ https://www.visionconnectllc.com/
Kayla from Hartford is being ghosted after a first date. She wants to find out why her date isn't returning her texts.
John Anz w/ Leala Cyr: Hartford Jazz Orchestra holiday show. by WHMP Radio
Kayla from Hartford is being ghosted after a first date. She wants to find out why her date isn't returning her texts.
Chris Powell is one of the state's best and he joins us to talk about his latest piece about Hartford trying to solve its housing shortage.
On this episode, Cody and Steve discuss the second most famous but least traitorous son of Norwich, Connecticut, Samuel Huntington, as well as the weird names of the time.Sources· Gerlach, Larry R. Connecticut Congressman: Samuel Huntington, 1731-96. Hartford, CT: Bicentennial Commission, 1977.· Klos, Stanley L. President Who? Forgotten Founders. Pittsburgh, PA: Evisum, 2004.· Pyne, Frederick. “Samuel Huntington.” Society of the Descendants of the Signers of the Declaration of Independence. . Retrieved 14 Oct 2025.· See pinned post on Bluesky for general sources Hosted on Acast. See acast.com/privacy for more information.
Live Nation's Jimmy Koplik was on to talk about "the Meadows" returning as the official name of the music venue in Hartford. Plus, Chaz and AJ finalized a deal to sponsor a specific part of music venues in 2026.
Send us a textHi everybody and welcome to today's episode of Attendance Bias. I am your host, Brian Weinstein. Before we get started today, I want to remind you that you can support Attendance Bias in several ways: you can visit www.buymeacoffee.com/attendancebias and donate anything you can afford to keep the podcast going, you can leave a rating and a review of the show wherever you get your podcasts, and you can follow attendance bias on social media. Now, on with today's show:I received a message on Instagram a few weeks ago from today's guest, Patrick Quinn. It was a thoughtful and complimentary fan message, telling me how he enjoys Attendance Bias and how our histories as Phish fans seemed to intersect in a number of ways. I love receiving fan mail, and so I clicked on this person's profile to see who he was, beyond his profile picture.What I found was an artist who works in one of the most interesting mediums: Pat is a metal forger who helps run and teach newcomers how to forge and shape metal. I was immediately intrigued–when I think of forging metal and blacksmiths, I picture what is probably the most generic image: a medieval peasant, covered in cloaks with soot all over his face, hammering at a piece of metal over an anvil, with sparks flying everywhere. While some things never change, Pat's organization: The Center for Metal Arts in Johnstown, Pennsylvania is bringing something old to the new millennium. He and his colleagues host workshops where people come to learn ancient arts that result in beautiful, heirloom-quality tools. It has to be seen to believed, and there is a link to the CMA in today's show notes.Then, of course, there is Pat's selection for today's episode. Pat chose to talk about Phish's performance of “Most Events Aren't Planned,” which closed set 1 of July 24, 2024 at the Mohegan Sun Arena. The Vida Blue original is typical for a Page McConnell song–it's mid-tempo, contains thoughtful lyrics about change and loss, and has a few time changes that whip both the band and the crowd into a frenzy. This version at Mohegan Sun is a stellar performance.So I didn't know what to expect diving into today's conversation, and finished it excited and satisfied. Let's join Pat to talk about Hartford, metal work, and sandwich cookies, as we revisit “Most Events Aren't Planned” from 7/24/24 at Mohegan Sun. Support the show
On this episode of Through The Pines we'll cover transitioning into retirement. Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while changing the oil in his vintage Land Rover Defender, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates Our Guests today… John Diehl, Senior Vice President, leads the Applied Insights Team at Hartford Funds Been with Hartford Funds 37+ years Leads Hartford Funds research efforts with the Massachusetts Institute of Technology AgeLab, as well as other subject matter experts, which he will talk about in a moment. John has been quoted in many consumer and industry publications including the Wall Street Journal, Financial Planning and others. He has also been a featured guest on CNBC and Bloomberg Television, sharing his views on the future of retirement planning. ________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025
Twenty city-owned vacant lots in Hartford will be turned into new homes. A probe exposes alarming conditions at a Long Island dog facility. Environmental officials urge Long Islanders to use less salt on icy walkways this winter. Plus, who has the best chance at winning the Republican nomination for governor of Connecticut?
On Wednesday's "Connecticut Today," host Paul Pacelli (00:32) and State Senate GOP Leader Steve Harding (16:11) talked about reports of more alleged "sham" marriages happening in Connecticut and a lack of response from majority Democrats in Hartford. Hearst Connecticut Media Senior Editor and Columnist Dan Haar dropped by to chat about the state's finances and a key state Congressional race (23:32)
Episode Info As the president of Personal Lines at Nationwide, Casey Kempton is responsible for all aspects of the business including product, underwriting, sales and distribution, claims and services. Her organization focuses on delivering effortless, personal and reassuring experiences for distribution professionals and customers who value protection and service. Casey previously served as the executive vice president, digital business officer at Chubb where she was responsible for small business revenue generation, agency experience and the build of digital acquisition channels via direct-to-consumer affinity partnerships, eBrokers and agent-carrier connectivity. Prior to Chubb, she led the personal lines agency channel at The Hartford including oversight of field sales performance, distribution strategy, marketing and product portfolio management. She also spent time with the ACE Group accountable for global personal and commercial lines as well as leading the operations and information technology for the Latin America region. Casey's early career included working on P&C strategic initiatives across the insurance value chain at The Hartford. A graduate of the University of Connecticut, Casey holds Bachelor of Arts degrees in Cognitive Anthropology and English. She also has two patents in her name relating to homeowners insurance rating. Episode Overview: Casey shares her expertise and vision for the future of personal insurance lines, discussing the evolving landscape of the industry and the innovative strategies Nationwide is implementing to stay ahead. Key Topics Discussed: Introduction to Casey Kempton: Casey introduces herself and her role at Nationwide, where she oversees Auto, Home, Umbrella, and other personal lines. She shares her journey and experiences since taking on the role in February 2024. Customer-Centric Approach: Nationwide's strong focus on customer satisfaction and building robust relationships with distribution partners. The importance of understanding customer needs and providing tailored insurance solutions. Predict and Prevent Strategy: Discussion on the "Predict and Prevent" initiative, which aims to mitigate risks before they occur. How this strategy is reshaping the insurance landscape by focusing on prevention rather than just compensation. Technological Advancements: The role of AI and data in enhancing pricing sophistication and service delivery. The impact of telematics and connected technologies in personal lines insurance. Industry Challenges and Opportunities: Navigating the complexities of personal lines insurance, including risk management and loss prevention. The evolving consumer mindset towards insurance as a necessary investment rather than a mere obligation. Future Outlook: Casey's vision for the future of insurance, emphasizing the need for continuous innovation and adaptation. The potential for growth in embedded insurance and partnerships with OEMs. Conclusion: Casey Kempton provides a comprehensive overview of the current state and future direction of personal lines insurance. Her insights into Nationwide's strategies and the industry's evolution offer valuable perspectives for anyone interested in the future of insurance. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.
Pat Verbeek, General Manager of the Anaheim Ducks and Hall of Fame player, joins Neil and Vic to discuss the franchise's exciting transformation. Fresh off a 21-point improvement in the standings and the blockbuster hiring of three-time Stanley Cup champion Joel Quenneville as head coach, Verbeek shares his vision for building a playoff contender. From his playing days alongside Quenneville in Hartford to assembling a roster with former Rangers talent and developing young stars, Verbeek provides insight into the Ducks' path forward and the lessons learned from near-playoff misses.IN THIS EPISODE:[00:00] - Pat Verbeek joins the show to discuss the Anaheim Ducks' exciting offseason moves and franchise trajectory.[01:00] - Comparing Brad Marchand's playoff performance to Verbeek's Hall of Fame playing style and competitive edge.[02:00] - The 21-point jump in the standings: Greg Cronin's first-year impact on accountability, discipline, and work ethic.[03:00] - Building leadership with veterans Alex Killorn and Radko Gudas to set examples for young players.[04:00] - The coaching change from Cronin to Joel Quenneville: special teams struggles that cost six wins and the need for improved goal scoring.[05:00] - Expectations for young stars Trevor Zegras, Leo Carlsson, Mason McTavish, Jackson LaCombe, and Pavel Mintyukov to take major offensive strides.[06:00] - Why Joel Quenneville is the highest-profile coach in Ducks franchise history, surpassing Mike Babcock and Randy Carlyle.[07:00] - The Hartford Whalers connection: playing with Quenneville and talking hockey on bus rides with future coaches Dave Tippett, Mike Liut, Rod Brind'Amour, and Kevin Dineen.[08:00] - Quenneville's "video camera mind": his ability to process matchups and make real-time decisions on the bench.[09:00] - The "Doug Armstrong move": learning from St. Louis's quick coaching change to hire Jim Montgomery after firing Drew Bannister.[10:00] - Exit interviews with players that revealed themes and concerns, leading to the decision to make a coaching change.[11:00] - The excitement in Anaheim: Quenneville's instant credibility and respect from players throughout the league.[12:00] - The New York Rangers pipeline: Chris Kreider joins Jacob Trouba, Ryan Strome, and Frank Vatrano to create familiarity and comfort.[13:00] - How having former Rangers teammates made it easier for Kreider to waive his no-trade clause and join the Ducks.[14:00] - Jacob Trouba's adjustment from Manhattan to Anaheim and the transition from being captain to playing alongside captain Radko Gudas.[16:00] - The Anaheim advantage: a quieter life in Orange County compared to the intense spotlight of playing in New York City.[17:00] - Trevor Zegras beyond the Michigan goal: developing physicality, jam, and two-way responsibility to become a complete player.[18:00] - Learning from Florida's formula: even elite players pin and seal checks, block shots, and do the details required to win.[19:00] - Free agency plans with significant cap space: making phone calls, improving the roster, and pushing for the playoffs.[21:00] - What the Panthers and Oilers teach: every player competes at a 10, willing to block shots, take hits, and play with discipline and grit.[23:00] - Verbeek's playing career: proving doubters wrong about being "too small" and winning the Stanley Cup with Dallas in 1999.[24:00] - The critical lesson from last season: losing key games against St. Louis (3), Calgary (2), and Vancouver (2) that cost playoff position.[25:00] - The Dallas blueprint: learning to handle pressure and expectations, losing to Colorado and Detroit before finally winning the Cup in 1999.[26:00] - The message to the team: winning games that matter when they need to be won is the next step in organizational...
In this episode of "Dance Talk” ® with Joanne Carey , host Joanne Carey interviews Emily CoatesIn this episode of "Dance Talk” ® with Joanne Carey engages in a deep conversation with dancer, choreographer, and writer Emily Coates. They explore Emily's journey from her early dance training in ballet to her transition into modern dance, her experiences working with renowned figures like Baryshnikov, and her current project 'Tell Me Where It Comes From.' Tell Me Where It Comes From, was sparked by the discovery of an archival box housed at the Wadsworth Atheneum Museum of Art in Hartford, Connecticut, chronicling George Balanchine's brief touchdown there in 1933. The discussion highlights the importance of following one's artistic instincts, the role of dance history, and the collaborative nature of creating new work. Emily shares insights on the creative process, the significance of archival research, and the impact of dance on personal and artistic growth.Emily Coates is a dancer, choreographer, and writer and has performed internationally with New York City Ballet (1992-98), Mikhail Baryshnikov's White Oak Dance Project (1998-2002), Twyla Tharp Dance (2001-2003), and Yvonne Rainer and Group (2005-present), and worked with an array of choreographers, including Jerome Robbins, Angelin Preljocaj, Trisha Brown, Deborah Hay, Mark Morris, John Jasperse, and Sarah Michelson. Career highlights include performing three duets with Baryshnikov, in works by Morris, Karole Armitage, and Erick Hawkins.Her choreographic work has been commissioned and presented by Danspace Project, Performa, Baryshnikov Arts Center, Works & Process at the Guggenheim, Ballet Memphis, Wadsworth Atheneum, Carnegie Hall, University of Chicago, Yale Repertory Theatre, Yale Art Gallery, and Columbia Ballet Collaborative, among other venues. She is currently completing a film project titled “Dancing in the Invisible Universe” in collaboration with filmmaker John Lucas and Yale's Wright Laboratory.Her essays have appeared in PAJ: A Journal of Performance and Art, The Huffington Post, Theater, PEAK Journal, programs and an exhibition catalogue for the Paris Opera Ballet, and in the forthcoming Oxford Handbook of Contemporary Ballet. Her awards and distinctions include the School of American Ballet's Mae L. Wein Award for Outstanding Promise; the Martha Duffy Memorial Fellowship at the Baryshnikov Arts Center; Yale's Poorvu Family Award for Interdisciplinary Teaching; a grant from the Alfred P. Sloan Foundation in the category of Public Understanding of Science, Technology, and Economics; a 2016 Fellowship at the Center for Ballet and the Arts at NYU; and a 2019 Jerome Robbins Dance Division Dance Research Fellowship at the New York Public Library for the Performing Arts at Lincoln Center. She graduated magna cum laude with a BA in English and holds an MA and MPhil in American Studies from Yale. Her first book, Physics and Dance, co-written with her longtime collaborator, particle physicist Sarah Demers, was released in January 2019 by Yale University Press.She is Professor in the Practice in Theater, Dance and Performance Studies at Yale University, with a secondary appointment in Directing at the Yale School of Drama. She has directed the dance studies concentration at Yale since its inception in 2006.Informationhttps://campuspress.yale.edu/emilycoates/Make plans to check out this piece on tour!February 26, 2026 at The Avery Theater , Hartford ConnecticutApril 23 & 24th 2026 at Schwarzman Center , Yale University“Dance Talk” ® with Joanne Carey "Where the Dance World Connects, the Conversations Inspire, and Where We Are Keeping Them Real."https://dancetalkwithjoannecarey.com/Please leave us a Review.You support the podcast:https://gofund.me/e561b42acFollow Joanne Carey on Instagram@westfieldschoolofdance
Private funders are increasingly shifting from funding short-term service delivery to long-term systems change, pushing nonprofits to rethink their role in their community. Many are now asking, how do we stay mission-focused while building the relationships needed to attract funders who want deeper change? In today's episode, we explore the idea of power ecosystems — what they are, how they work, and why they're reshaping the nonprofit-funder relationship. Tune in to learn how to identify your power ecosystem, build collective power, and engage private funders more effectively. Want to suggest a topic, guest, or nonprofit organization for an upcoming episode? Send an email with the subject "NPFX suggestion" to contact@ipmadvancement.com. Additional Resources Public Health and Racial Equity (PHaRE) Model for Systems Change https://gingerleeglobal.com/public-health-and-racial-equity-phare-model-for-systems-change/ [NPFX] Rethinking How We Do Good: What We Can Learn from This Funding Crisis https://www.ipmadvancement.com/npfx/rethinking-how-we-do-good-what-we-can-learn-from-this-funding-crisis [NPFX] Federal Funding Uncertainty: How to Assess the Risks and Respond Strategically https://www.ipmadvancement.com/npfx/federal-funding-uncertainty-how-to-assess-the-risks-and-respond-strategically [NPFX] Building Resilience in the Face of Funding Cuts https://www.ipmadvancement.com/npfx/building-resilience-in-the-face-of-funding-cuts [NPFX] Advocacy Matters: Defending Federal Funding for Nonprofits https://www.ipmadvancement.com/npfx/advocacy-matters-defending-federal-funding-for-nonprofits Guests Ginger Lee, DrPH, is the founder of the Ginger Lee Global Health Consulting Group, supporting communities and organizations committed to social justice and equitable systems change. Raised in low-resourced neighborhoods, she brings a deep commitment to community power building and transformational change. Dr. Lee has served as CEO of two nonprofits, a highly successful development director, a government policy maker, and president of a globally focused foundation. Her expertise centers on systems and organizational change, non-profit leadership, and on shifting traditional philanthropy to invest in systems-level solutions alongside direct service. She is the author of the research-based Public Health and Racial Equity (PHaRE) Model for Systems Change, which clarifies the mechanisms for systems transformation led by communities most impacted by inequities. https://www.linkedin.com/in/weavingchange/ https://gingerleeglobal.com/ Dr. Anthony "Tony" Iton, CEO of The Health Trust, is a physician, attorney, public health leader, and nationally recognized advocate for health equity. Over a career spanning more than 30 years, Dr. Iton has tackled systemic barriers to health and championed community-led solutions to address inequities. At The California Endowment, he served as Senior Vice President for Healthy Communities, leading the landmark $1 billion, 10-year Building Healthy Communities initiative—one of the largest philanthropic efforts of its kind in the nation. His visionary leadership focused on empowering marginalized communities, shifting policy systems, and reimagining public health practices. Dr. Iton holds an MD from Johns Hopkins University, a JD and MPH from UC Berkeley, and a BS in Neurophysiology from McGill University. He is a Lecturer of Health Policy and Management at UC Berkeley's School of Public Health and serves on the boards of national organizations focused on health equity, including the Public Health Institute and Prevention Institute. https://www.linkedin.com/in/drtonyiton/ https://healthtrust.org/ Elizabeth Silverstein has served the not-for-profit sector for more than 40 years, specializing in transformational giving, vision casting, inspiring boards, and building passionate, effective teams. Beth has been instrumental in cultivating major gifts for capital campaigns in healthcare, two presidential libraries, higher education, K-12 independent schools, and social service organizations. With an ardent passion for protecting and propelling the nonprofit sector, Beth has joined the team at VisionConnect, a consultancy specializing in strategic planning, coalition building, governance excellence, and nonprofit capacity building. A BoardSource-certified Governance Consultant, she is passionate about coaching boards toward purpose-driven leadership and crafting bold strategic plans that drive maximum mission impact. https://www.linkedin.com/in/elizabeth-reynolds-silverstein-b211b7a/ https://www.visionconnectllc.com/ Hosts Russ Phaneuf, a co-founder of IPM Advancement, has a background in higher education development, with positions at the University of Hartford, Northern Arizona University, and Thunderbird School of Global Management. As IPM's managing director & chief strategist, Russ serves as lead fundraising strategist, award-winning content creator, and program analyst specializing in applied system dynamics. https://www.linkedin.com/in/russphaneuf/ https://www.ipmadvancement.com/ Rich Frazier has worked in the nonprofit sector for over 35 years. In his roles as senior consultant with IPM Advancement and founder of VisionConnect LLC, Rich offers extensive understanding and knowledge in capital campaigns, fund development, strategic planning, and board of directors development. https://www.linkedin.com/in/richfrazier/ https://www.visionconnectllc.com/
Nineteen-year-old music student Jessie Blodgett returned home from a cast party, went to sleep in her childhood bedroom, and never woke up. By morning, her mother found a scene that shattered the quiet town of Hartford, Wisconsin. There was no forced entry and no clear motive, leaving investigators with more questions than answers.Then, in a nearby town, a young woman survived a violent attack in a park. Her detailed account pointed police toward someone no one expected. Jessie's close friend, Daniel Bartelt, had been the last person anyone would suspect. But a slip during questioning, a blue van, and a roll of HVAC tape began to connect the two crimes.When detectives searched Bartelt's home and the trash cans at the park, the pieces snapped into place. DNA, ropes, tape, and his own writings revealed a disturbing double life. Bartelt was spending his days pretending to work, isolating himself, and writing violent fantasies while spiraling further into darkness.Jessie's family now carries her legacy forward through the Love Is Greater Than Hate Project, ensuring her light continues to reach others long after her life was stolen.What do you think happened that summer? Did Daniel plan this, or did something snap?
The City and the Hospital (Chicago 2023) focuses on an urban paradox: American hospitals are imagined as sites of healing and care, and yet the people who live and work in nearby neighborhoods have some of the worst health outcomes in the nation. One part urban sociology and one part policy analysis, this book reports insights from a collaborative research team that investigated three sites (Hartford, Cleveland, Aurora, CO) and conducted more than two hundred interviews for this study. The book explores how collective memory operates, how “anchor institutions” connect with the people living in their midst, and the very meaning of “community” itself. Theoretically rich and empirically insightful, the book will be of interest to scholars, scientists, advocates, and administrators in medical setting and in any powerful organization (universities, museums) that may inadvertently cause harm to those nearest to them in their efforts to do good. This interview was a collaborative effort among Professor Laura Stark and students at Vanderbilt University in the course, “American Medicine & the World.” Please email Laura with any feedback on the interview or questions about how to design collaborative interview projects for the classroom. email: laura.stark@vanderbilt.edu. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
Inside a phone-free kitchen in Hartford, teens prepare beautiful meals for neighbors in health crises—and, mentored by patient adults, discover confidence, belonging, and voice. Healing Meals Founder Sarah Leathers shares the five simple practices that turned service into community transformation.Chapters00:00 – Intro & Welcome05:18 – How Healing Meals Supports Teens and Families11:12 – Measuring Impact: Surveys and Data on Teen Growth18:18 – The Transformative Power of Volunteering30:20 – The Secret Sauce Behind Healing Meals' Success34:03 – Break36:19 – Inside the Healing Meals Kitchen44:20 – Teens Realizing Their Impact on Others47:36 – How Healing Meals Changes Career Aspirations52:27 – The Power of Intergenerational Relationships54:06 – How to Get Involved and Spread Kindness01:00:32 – Staying Hopeful and “Overly Optimistic”01:04:11 – Closing Thoughts
The City and the Hospital (Chicago 2023) focuses on an urban paradox: American hospitals are imagined as sites of healing and care, and yet the people who live and work in nearby neighborhoods have some of the worst health outcomes in the nation. One part urban sociology and one part policy analysis, this book reports insights from a collaborative research team that investigated three sites (Hartford, Cleveland, Aurora, CO) and conducted more than two hundred interviews for this study. The book explores how collective memory operates, how “anchor institutions” connect with the people living in their midst, and the very meaning of “community” itself. Theoretically rich and empirically insightful, the book will be of interest to scholars, scientists, advocates, and administrators in medical setting and in any powerful organization (universities, museums) that may inadvertently cause harm to those nearest to them in their efforts to do good. This interview was a collaborative effort among Professor Laura Stark and students at Vanderbilt University in the course, “American Medicine & the World.” Please email Laura with any feedback on the interview or questions about how to design collaborative interview projects for the classroom. email: laura.stark@vanderbilt.edu. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/medicine
This hour, Daniel G. Lugo, the new president of Trinity College in Hartford, joins us to talk about the value of higher education, his background, the challenges of leading a college at this time, and more. GUEST: Daniel G. Lugo: Trinity College’s 23rd President Support the show: http://www.wnpr.org/donateSee omnystudio.com/listener for privacy information.
Early winter weather has us pondering an alternate definition of “slush pile,” albeit the mucky, grey residue remaining after a city snowfall. Our Slush Pile is far more fresh, but still a wintry mix as we discuss the short story “Catherine of the Exvangelical Deconstruction” by Candice Kelsey. You might want to jump down the page and read or listen to it in full first, as there are spoilers in our discussion! The story is set on the day of the Women's March, following 2017's Inauguration Day, but only references those events in the most glancing of ways. Instead the protagonist glances away to an array of distractions: Duolingo, a Frida Kahlo biography, a bat documentary, European architecture, banjo music, a stolen corpse flower, daydreaming, and actual dreaming. In the withholding of the protagonist's interiority, Sam sees a connection to Rachel Cusk's Outline, while Jason is reminded of early Bret Easton Ellis. The editors discuss how fiction might evoke the internet's fractioning of our attention, by recreating the fractioning or reflecting it? We'd like to offer congratulations to Sam whose debut book of short stories, “Uncertain Times,” just won the Washington Writers Publishing House Fiction Prize. As always, thanks for listening! At the table: Dagne Forrest, Samantha Neugebauer, Jason Schneiderman, Kathleen Volk Miller, Lisa Zerkle, and Lilllie Volpe (Sound Engineer) Listen to the story “Catherine of the Exvangelical Deconstruction” read in its entirety by Dagne Forrest (separate from podcast reading) (Bio): Candice M. Kelsey (she/her) is a bi-coastal writer and educator. Her work has received Pushcart and Best-of-the-Net nominations, and she is the author of eight books. Candice reads for The Los Angeles Review and The Weight Journal; she also serves as a 2025 AWP Poetry Mentor. Her next poetry collection, Another Place Altogether, releases December 1st with Kelsay Books. (Website): https://www.candicemkelseypoet.com/ (Instagram): @Feed_Me_Poetry Catherine of the Exvangelical Deconstruction Catherine's thumb hovers over Duolingo's question, her mind dim from doom scrolling, chest dead as TikTok. The green owl stares. She swears its beak is twitching. “Got 5 minutes?” She swipes Duo, that nosy bastard, and his taunting French flag icon away. “Non.” The apartment is dim, the air too still. Days feel hollow and unhinged, as if she's Edmond Dantès tossed off the cliff of Chatêau d'If, a brief and misplaced shell weighted to the depths of the sea. So much for learning a language to calm the nerves. Frida Kahlo's face stares from the page of a book she hasn't finished reading. “I should just return this already.” There are days she commits to her syllabus of self-education and days she resents it. Kahlo's eyes pierce her, and giving up feels like large-scale feminist betrayal—how she has shelved the artist, her wounds, tragic love, and all. But even sisterhood is too much this January 21st, and of all people, Kahlo would understand. Catherine opens her laptop and starts a documentary about bats instead. Chiroptera. A biologist with kind eyes speaks of their hand-like bones, the elastin and collagenous fiber wings. The chaos of nature is its own magic realism. She learns bats are vulnerable like the rest of us. Climate disruption and habitat loss. Plus white nose syndrome and the old standby, persecution by ignorant humans who set their caves aflame. In the documentary, there is a bat with the liquid amber eyes of a prophet. Maybe that's what this world has had too much of, she begins to consider. Mid-deconstruction of decades in the white, evangelical cesspit of high control patriarchy, Catherine sees the world as one big field day full of stupid ego-competitions like cosmic tug-a-wars. And prophets were some of the top offenders. King Zedekiah, for one, had the prophet Jeremiah lowered into a well by rope, intending he sink into the mud and suffocate. All because he warned the people of their emptiness. Her mind wanders to Prague, to art, to something far away that might fill her own cistern life. “Maybe next summer,” she whispers. “Charles Bridge, St. Vitus.” The rhythm of bluegrass hums through the speakers, enough to anchor her here, in this room, in this thin sliver of a world she cannot escape. “That could be the problem; I need to learn Czech. No, fuck Duo.” J'apprendrai le français. J'irai à Prague. Je verrai les vieux bâtiments. But then, something strange. The banjo's pluck feels different, deeper, its twang splitting the air. She Googles the history of Bluegrass, and the words tumble from the page, layering like the weight of a corpse settling into the silt off the coast of Marseille. The banjo isn't Appalachian in origin but rather West African—specifically from the Senegalese and Gambian people, their fingers strumming the akonting, a skin drum-like instrument that whispered of exile, of worlds ripped apart. American slavers steeped in the bitter twisting of scripture trafficked them across the Middle Passage, yet in the cruel silence of the cotton fields, they turned their pain into music. How are we not talking about this in every history class in every school in every state of this nation? The akonting, an enslaved man's lament, was the seed of a gourd that would bloom into the sounds of flatpicking Southerners. Still, the banjo plays on in Catherine's apartment. A much more tolerable sound than Duolingo's dong-ding ta-dong. But she can't quite cleanse her mind of the French lessons, of Lily and Oscar. Il y a toujours plus. Her voice is barely a whisper, trying to reassure herself. There must be more. A recurring dream, soft and gleaming like a pearl—her hands moving over cool clams, shucking them on a beach house in Rhode Island. It's a faint memory, but no less ever present. Aunt Norma and Uncle Francis' beach cottage and the closest thing to a Hyannis Port Kennedy afternoon of cousins frolicking about by the edge of a long dock lured back by the steam of fritters. But this time, Ocean Vuong stands beside her. He's talking about the monkey, Hartford, the tremors of the world. And the banjo has morphed into Puccini's La Bohème, which laces through the rhythm of Vuong's syntax like a golden libretto. They notice a figure outside the window, a shadow in the sand—the new neighbor? He's strange. A horticulturist, they say. Catherine hasn't met him, but there are rumors. “Did he really steal it?” Vuong asks. She practices her French—it's a dream after all—asks “Le cadavre fleuri?” They move to whispers, like a star's breath in night air. Rumor stands that in the middle of California's Eaton fire, the flower went missing from the Huntington Museum in Pasadena. The Titan Arum, bloated and bizarre in its beauty and stench, just vanished. Fran at the liquor store says the new neighbor, gloves always pressed to the earth, took it. At night, she hears him in the garden, talking to the roots. She imagines his voice, murmuring something incomprehensible to the moonlight. Like that's where the truth lies—beneath the soil, between the cracks of broken promises, smelling faintly of rot. She recalls the history she once read, so distant, so impossibly rotten. During WWI, when the Nazis swept through Prague, they forced Jewish scholars to scour their archives. They wanted to preserve the so-called “best” of the Jews—manuscripts, texts, holy materials—for their future banjo-twisted Museum of an Extinct Race. She shudders. The music, the wild joy of the banjo, now seems infected with something ancient and spoiled. The act of collecting, of preserving, feels obscene. What do you keep? What do you discard? Whom do you destroy? She wakes from the dream, her phone still alive with French conjugations. The bluegrass hums, but it's heavier, like a rope lowering her into Narragansett Bay. The neighbor's house is dark. But she thinks she can see him, a silhouette against the trees, standing still as a warning. Everything is falling apart at the seams, and she is both a part of it and apart from it. Like each church she left, each youth group and AWANA or Vacation Bible School where she tried to volunteer, to love on the kids, to be the good follower she was tasked with being. She leans her forehead against the cool glass of the window, closing her eyes. The ache is there, the same ache that never quite leaves. It's sharp, it's bitter, it's whole. The small, steady thrum beneath it all. Il y a toujours plus. Maybe tomorrow she will satisfy Duo. Maybe next fall she will dance down a cobbled street in Prague. Find five minutes to feel human. Perhaps she will be whole enough, tall as St. Vitus Cathedral, to face whatever is left of this America. She closes her eyes to Puccini's Mimi singing Il y a toujours plus and dueling banjos while her neighbor secretly drags a heavy, tarp-covered object across his yard under the flutter of Eastern small-footed bats out for their midnight mosquito snack. A scene only Frida Kahlo could paint.
What if your sales team woke up on Monday to a calendar already full of qualified discovery calls? In this episode of Sharkpreneur, Seth Greene interviews Gabe Lullo, CEO of Alleyoop, who has helped companies from startups to giants like Microsoft, Peloton, and ZoomInfo transform their sales pipelines. Under his leadership, Alleyoop.io has pioneered a two-step model that separates prospecting from closing—backed by 11 million cold calls a year and a focus on authenticity in outreach. In this episode, Gabe shares the systems, stories, and strategies that have fueled Alleyoop.io's rapid growth and its role in scaling billion-dollar brands. Key Takeaways: → The two-step approach that separates prospecting from closing. → How Alleyoop.io serves both startups and global enterprises. → The “hot lead vs. warm lead” model—and why timing matters. → What really causes sales teams to stall (hint: it's not always leads). → Why most “lead gen companies” aren't actually prospecting. Gabe Lullo's expertise in sales, marketing, recruiting, and management began when he started his own business after graduation from the Barney School of Business at the University of Hartford. He owned and operated his own sales, training, and marketing firm for more than a decade. He excelled in training sales and marketing professionals, and additionally, Gabe has had a successful career in executive recruiting. He has been instrumental in expanding the company's search and placement for IT, Software Development, Sales, Customer Success, Marketing, and Executive leaders. Gabe's most recent success has been with us here at Alleyoop. For many years he has been working to build and grow the company by focusing on our culture, environment, customer success, and sales. Connect With Gabe Lullo: Website: https://alleyoop.io/ LinkedIn: https://www.linkedin.com/company/alleyoop-io/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Piper hosts Plaidcast in Person in front of a live audience at the Wadsworth Atheneum in Hartford, Connecticut with Michael Britt-León, Berry Porter and Steven Bluman. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Michael Britt-León is the owner of Windsor Stables in Alpharetta, GA. Michael has earned countless International, National and Zone championships. Michael spent his junior career under the guidance of the top professionals on the west coast who had him showing extensively in hunters, jumpers and equitation. He eventually worked at “The Oaks Farm” for Joan Irvine Smith developing quality young horses into nationally ranked Hunters and Jumpers. Michael was eventually recruited to ride privately for a family and it was there that he ran their facility and campaigned their horses nationally, solidifying his place on the professional circuit.Guest: Berry Porter is the head trainer at Brookside Pine Farms in Conroe, TX. Berry has developed many riders from the beginner level to the collegiate ranks to succeeding at the top levels of equestrian competition. Recognizing this is a sport that constantly evolves, Berry trains with some of the most respected and successful professionals in the industry, applying his skills as he personally competes at prominent venues across the country. Berry's students have successfully competed at the FEI North American Young Riders competition, National Junior Hunter Finals, in International Hunter Derbies, at Medal Finals, and in Grand Prix.Guest: Steven Bluman is an Israeli show jumping rider, trainer, and entrepreneur based between Wellington, FL and North Salem, NY. A cornerstone of Bluman Equestrian, he oversees the development of junior and amateur riders while managing a competitive string of horses at the FEI level. Known for his meticulous approach to flatwork, horsemanship, and team structure, Steven's coaching style blends high-performance goals with patient education. He also founded the Equo app, a platform designed to simplify horse transportation across North America.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Purina, Great American Insurance Group and Windstar Cruises Join us at an upcoming Plaidcast in Person live event!
I have the authors of Letters from the Mountain Steve Chase and Brad Meiklejohn then at 53 minutes Dr Michael Mann joins to talk COP 30 and more Subscribe and Watch Interviews LIVE : On YOUTUBE.com/StandUpWithPete ON SubstackStandUpWithPete Stand Up is a daily podcast. I book,host,edit, post and promote new episodes with brilliant guests every day. This show is Ad free and fully supported by listeners like you! Please subscribe now for as little as 5$ and gain access to a community of over 750 awesome, curious, kind, funny, brilliant, generous soul Join us Thursday's at 8EST for our Weekly Happy Hour Hangout! Subscribe and Watch Interviews LIVE On YOUTUBE.com/StandUpWithPete ON SubstackStandUpWithPete Steve Chase A native of Connecticut, Steve holds a Bachelor of Arts in Mass Communication with an Earth Science Minor from the University of Hartford, and a Master of Public Administration from the Barney School of Business and Public Administration. He was the first Presidential Management Intern from the Barney School. Steve joined the U.S. Fish and Wildlife Service in 1990 as a Presidential Management Intern, where he worked on National Wildlife Refuge System, Migratory Bird, and Law Enforcement issues in Headquarters. In 1993 he joined the staff of the NCTC where he was deeply involved in the design and development of the NCTC campus and its operations. He later become Division Manager of Facility and Administrative Operations, Division Manager of Education and Outreach, and Division Manager of Training Support and Heritage. Steve was instrumental in the establishment of the Fish and Wildlife Service's national history/heritage programs, including development of the NCTC museum, exhibits, and archives. He has also served as the Financial Officer and Special Assistant to the Director at the NCTC. He is a member of Cohort 1 of the FWS Advanced Leadership Development Program, and received the Service's Heritage Award in 2018. Steve has been instrumental in a number of national-scope conservation initiatives and gatherings over the past two decades. He was a lead organizer of the National Dialogue on Children and Nature in 2006, an event that kickstarted the Connecting People to Nature Movement in America. He is a co-founder of the Student Climate and Conservation Congress (SC3) and the Native Youth Community Adaption and Leadership Congress, both of these youth leadership events have fostered a new cadre of young adult leaders in Conservation. Steve also co-organized a series of important national conservation history symposia, including the 1999 Leopold Historical Symposium, Rachel Carson Symposium, The Muries Symposium, and the 50th Anniversary of Arctic National Wildlife Refuge Symposium, He co-edited proceedings documents on several of these events. In the past Steve has worked as a river guide in northwest Maine, as a backcountry caretaker for the Randolph Mountain Club in the northern Presidential Range in New Hampshire; a buyer and technical representative in the ski and climbing industry; a Legislative Fellow for the Connecticut State Legislature; a teacher and coach; and a municipal public works administrator. He also worked as a media specialist at the Talcott Mountain Science Center in Connecticut. Steve is the former Board Chair of The Murie Center in Moose, WY; is the founding President of the American Conservation Film Festival in Shepherdstown; and is the past President of the Unison Preservation Society. Non-work activities include river running, fishing, writing, playing mandolin and bass, going to live music shows, and spending time with his family. Steve resides in Middleburg, Virginia. Brad Meiklejohn Brad has represented The Conservation Fund in Alaska since 1994. He has completed hundreds of conservation projects across Alaska and the Western United States, including the dramatic removal of the Eklutna River Dam. Brad is currently leading the construction of a wildlife highway crossing near his family home in northern New Hampshire. Brad previously served as President of the Patagonia Land Trust, President of the American Packrafting Association, Associate Director of the Utah Avalanche Center and a board director of the Murie Center. Brad has been recognized by the U.S. Fish and Wildlife Service with the National Land Protection Award and the National Wetlands Conservation Award, and he received the Olaus Murie Award from the Alaska Conservation Foundation. Brad is a wilderness explorer and birder who has traveled widely across Alaska and the world. Dr. Michael Mann is Presidential Distinguished Professor in the Department of Earth and Environmental Science at the University of Pennsylvania, with a secondary appointment in the Annenberg School for Communication. His research focuses on climate science and climate change. He was selected by Scientific American as one of the fifty leading visionaries in science and technology in 2002, was awarded the Hans Oeschger Medal of the European Geophysical Union in 2012. He made Bloomberg News' list of fifty most influential people in 2013. He has received the Friend of the Planet Award from the National Center for Science Education, the Stephen H. Schneider Award for Outstanding Climate Science Communication from Climate, the Award for Public Engagement with Science from the AAAS, the Climate Communication Prize from the American Geophysical Union and the Leo Szilard Award of the American Physical Society. He received the Tyler Prize for Environmental Achievement 2019 and was elected to the National Academy of Sciences in 2020. He is a Fellow of the AGU, AMS, GSA, AAAS and the Committee for Skeptical Inquiry. He is co-founder of RealClimate.org, author of more than 200 peer-reviewed and edited publications, numerous op-eds and commentaries, and five books including Dire Predictions, The Hockey Stick and the Climate Wars, The Madhouse Effect, The Tantrum that Saved the World, and The New Climate War. Pete on Blue Sky Pete on Threads Pete on Tik Tok Pete on YouTube Pete on Twitter Pete On Instagram Pete Personal FB page Stand Up with Pete FB page
In Episode 424 Jeff Belanger and Ray Auger head to Hartford, Connecticut, for their Thanksgiving dessert. Hartford Election Cake is a massive confection that dates back to 1796 when America was holding its first contested presidential election. Voting used to be a big event with parties and banquets and a HUGE cake as a reward. The people of Hartford made an 80-pound cake following the recipe of Amelia Simmons. Over time, election day became less of an event, but Thanksgiving got bigger. So the people of Connecticut moved their favorite cake over to Thanksgiving. Enjoy! See more here: https://ournewenglandlegends.com/podcast-424-thanksgiving-dessert-hartford-election-cake/ Listen ad-free plus get early access and bonus episodes at: https://www.patreon.com/NewEnglandLegends Buy Jeff Belanger's new book Wicked Strange New England on Amazon: https://amzn.to/4lMkM3G Check out Jeff's new underground publication Shadow Zine! https://shadowzine.com/ Listen to Ray's Local Raydio! https://localraydio.com/
We begin this week's show with a celebration of this Fall season and Thanksgiving from Jamal and Monk. Also of note in Hutcherson's vibes and Trane's lament. New music from Hartford's guitarist Tony Davis and maestro Kenny Barron. Playlist Artist ~ Name ~ Album Ahmad Jamal ~ Autumn Leaves ~ Marseille Thelonious Monk ~ Stuffy Turkey ~ It's Monk's Time Bobby Hutcherson ~ Little B's Poem ~ Components John Coltrane Quartet ~ Lonnie's Lament ~ Crescent Tony Davis ~ Viridian ~ Jessamine Kenny Barron & Kurt Elling ~ In The Slow Lane ~ Songbook Marquis Hill ~ Joseph Beat ~ Composers Collective: Beyond The Jukebox Marquis Hill ~ Libra ~ Composers Collective: Beyond The Jukebox