Podcasts about census bureau

It's an annual tradition in New York City: Each December, pedestrians fight for walking room on sidewalks populated by lush firs and frasers. Staffed by seasonal workers, these Christmas tree lots are often open 24 hours a day. We visited one of these tree stands on a sidewalk in West Harlem just after midnight to learn about the biz. But first, holiday season retail sales numbers out yesterday from the Census Bureau were unexpectedly flat.

It's an annual tradition in New York City: Each December, pedestrians fight for walking room on sidewalks populated by lush firs and frasers. Staffed by seasonal workers, these Christmas tree lots are often open 24 hours a day. We visited one of these tree stands on a sidewalk in West Harlem just after midnight to learn about the biz. But first, holiday season retail sales numbers out yesterday from the Census Bureau were unexpectedly flat.

Project 2025 is a sweeping conservative blueprint to reshape the federal government, published in April 2023 by the Heritage Foundation and a coalition of right‑wing groups. At its core is a 900‑page policy manual called Mandate for Leadership, which lays out a detailed plan to consolidate power in the White House, remake the federal workforce, and roll back decades of Democratic policy.The project envisions a federal government where the president has far greater control over agencies now considered independent. It calls for dismantling the Department of Education and the Department of Homeland Security, replacing them with new structures that give states and the executive branch more authority. The Department of Education, for example, would be closed and its programs shifted to the Department of Health and Human Services, while the National Center for Education Statistics would be folded into the Census Bureau. Project 2025 argues that this would reduce “woke propaganda” in schools and expand school choice and parental rights.Another major goal is to transform the civil service. The plan urges replacing merit‑based career officials with political loyalists, especially through a revived “Schedule F” classification that would make many federal jobs at‑will appointments. Heritage Foundation officials have said this is about ensuring that the executive branch serves the president's agenda, not entrenched bureaucracy. But critics, including the American Federation of Government Employees and the ACLU, warn it would politicize the workforce and undermine government effectiveness.Project 2025 also targets regulatory and economic policy. It proposes abolishing the Consumer Financial Protection Bureau and the Federal Trade Commission, shrinking the National Labor Relations Board, and merging key statistical agencies under a more ideologically aligned leadership. On immigration, it calls for scrapping DHS and creating a new immigration‑focused agency that consolidates border and enforcement functions. On law enforcement, it argues the Department of Justice and FBI have become “infatuated with a radical liberal agenda” and must be brought under tighter White House control.Experts and watchdog groups stress that while Project 2025 is framed as a transition plan, its scale of change would fundamentally alter American governance. Democracy Forward and the NAACP Legal Defense Fund note that many of its proposals are already being tested in states and through executive actions. The plan's success or failure will hinge on the 2024 election and the legal and political battles that follow over agency independence, civil service protections, and the balance of power in Washington.Thank you for tuning in. Come back next week for more.Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.aiThis content was created in partnership and with the help of Artificial Intelligence AI

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3380: Kathleen Coxwell highlights how millennials, often seen as financially unstable, are actually modeling habits that can lead to a more flexible and fulfilling retirement. From downsizing and ditching costly assets to prioritizing experiences, connection, and purpose, their lifestyle offers valuable lessons in living well both now and later. Read along with the original article(s) here: https://www.newretirement.com/retirement/learn-from-millennials-for-better-retirement-2/ Quotes to ponder: "Millennials crave the joy of adventures and discoveries, whether epic or everyday." "Talking about money is a good thing. Behavioral research has found that having peers who have good financial habits can help you to have good financial habits." "You can actually slow down the clock by trying new things." Episode references: U.S. Census Bureau: https://www.census.gov Pew Research Center: https://www.pewresearch.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3380: Kathleen Coxwell highlights how millennials, often seen as financially unstable, are actually modeling habits that can lead to a more flexible and fulfilling retirement. From downsizing and ditching costly assets to prioritizing experiences, connection, and purpose, their lifestyle offers valuable lessons in living well both now and later. Read along with the original article(s) here: https://www.newretirement.com/retirement/learn-from-millennials-for-better-retirement-2/ Quotes to ponder: "Millennials crave the joy of adventures and discoveries, whether epic or everyday." "Talking about money is a good thing. Behavioral research has found that having peers who have good financial habits can help you to have good financial habits." "You can actually slow down the clock by trying new things." Episode references: U.S. Census Bureau: https://www.census.gov Pew Research Center: https://www.pewresearch.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3380: Kathleen Coxwell highlights how millennials, often seen as financially unstable, are actually modeling habits that can lead to a more flexible and fulfilling retirement. From downsizing and ditching costly assets to prioritizing experiences, connection, and purpose, their lifestyle offers valuable lessons in living well both now and later. Read along with the original article(s) here: https://www.newretirement.com/retirement/learn-from-millennials-for-better-retirement-2/ Quotes to ponder: "Millennials crave the joy of adventures and discoveries, whether epic or everyday." "Talking about money is a good thing. Behavioral research has found that having peers who have good financial habits can help you to have good financial habits." "You can actually slow down the clock by trying new things." Episode references: U.S. Census Bureau: https://www.census.gov Pew Research Center: https://www.pewresearch.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Homeownership has been baked into the American Dream for nearly a century. Politicians, parents, and banks all tell you the same thing: “Buy a house as soon as you can. It's your biggest asset.” But as a real estate guy who actually understands how wealth is created… I'm not convinced it makes sense for everyone—especially early in your career. Let me explain. Say you finally start making some real money—maybe you're a doctor fresh out of residency. The cultural script kicks in immediately: Buy a house. Build equity. Feel responsible. But here's the part most people forget: your primary home is not an asset. As Robert Kiyosaki puts it, if something takes money out of your pocket, it's not an asset—it's a liability. According to Bankrate and the Census Bureau, U.S. homeowners spend around $17,000 per year just to maintain and operate their homes—and that's before you make a single mortgage payment. That's property taxes, insurance, utilities, landscaping, repair bills, HOA fees… the list goes on. If your house is worth $1.5M, even the bare-minimum 1% annual maintenance rule hits you with $15,000 a year just to keep the place from deteriorating. Add insurance, taxes, utilities, and everything else, and you're looking at $30,000–$40,000 per year in unavoidable, non-negotiable carrying costs. And that still doesn't cover the roof that fails, the appliances that die, or the curveballs Mother Nature throws at you. None of that feels like an “asset” to me. Now, to be fair, people don't usually buy homes as investments. They buy them for stability, a place to raise kids, a sense of being “settled.” It's emotional. It's psychological. And it's real. But if you're young—and especially if you haven't hit your first million—it's worth asking yourself a tough question: Is buying a home right now the best financial move… or just the most familiar one? Because historically, U.S. home prices appreciate around 4.3% a year (Case-Shiller). Meanwhile, the S&P 500 averages closer to 10%. And if you’re in real estate investing? A solid multifamily value-add deal often targets 16–20% IRR—plus tax advantages your primary home will never give you. So if you're just getting started, it might make sense to delay that home purchase. Invest first. Build your passive income. Let your assets—not your salary—pay for your lifestyle. Then when you do buy a home, you'll be doing it from a position of strength, not strain. The irony is this: waiting often gets you to the dream home faster because your capital compounds instead of being trapped in drywall, windows, and a backyard you barely have time to enjoy. This Week on Wealth Formula Podcast, I interview expert Dr. Ken Johnson, who digs even deeper into this question—and lays out why homeownership isn't the golden ticket people think it is, especially for high earners early in their wealth-building years. Linked mentioned: Beracha and Johnson Housing Ranking Index: https://www.ares.org/page/beracha-johnson-housing-ranking-index Waller, Weeks and Johnson Rental Index: https://www.ares.org/page/waller-weeks-johnson-rental-index Price-to-Rent Ratio Report: https://therealestateinitiative.com/price-to-rent-ratios/ Top 100 Housing Markets – Inflation Adjusted: https://therealestateinitiative.com/housing-top-100/ Learn more about Dr. Ken Johnson: https://olemiss.edu/profiles/khjohns3

00:10:21 — Trump Declares Biden's Autopen Orders Invalid Knight breaks down Trump's claim that all autopen-signed Biden documents are void, warning this could unleash unprecedented legal and political chaos. 00:13:40 — Trump Will Never Go After Fauci Knight argues Trump cannot revoke Fauci-related decisions because he still embraces Operation Warp Speed and refuses to acknowledge vaccine harm. 00:15:14 — Rare-Earth Crisis Caused by U.S. Policy Failures Knight details how America lost control of rare-earth production due to political corruption, EPA restrictions, and China's strategic long-term planning. 00:37:44 — AEI & Johns Hopkins Exposed for Designing Lockdowns Knight reacts to evidence that AEI and Johns Hopkins crafted the original U.S. lockdown strategy — revealing the establishment origins of the Covid regime. 00:44:55 — Autopsies Show Vaccine Injury Across Multiple Organs Knight reviews new pathology data demonstrating widespread organ damage linked to mRNA vaccines, challenging official narratives on vaccine safety. 00:47:19 — Global Spike in Kidney Failure After Vaccination Knight highlights dramatic rises in fatal renal injury across multiple countries, calling it one of the clearest indicators of vaccine-associated harm. 00:58:24 — MIT Predicts AI Will Erase 20 Million U.S. Jobs Knight explains MIT's model showing that AI could immediately wipe out one-eighth of American employment, triggering a corporate-engineered depression. 00:59:10 — AI Job Loss Becomes a Trillion-Dollar Wealth Transfer Knight argues AI isn't replacing workers for efficiency but to funnel $1.2 trillion in wages upward to corporate elites. 01:06:38 — Anthropic's “AI Soul” Document Reveals Transhumanist Agenda Knight exposes how AI developers deliberately push the idea of machine consciousness to manipulate public perception and normalize post-human ideology. 01:14:37 — Businesses Abandon AI After Failure to Deliver Results Knight shows Census Bureau data revealing steep declines in AI adoption, demonstrating widespread disillusionment after years of hype. 02:03:03 — Billionaire Silver Purchase Exposes Fragile Supply Chain Tony reveals a single $500M silver order stressed dealers nationwide, proving how thin and unstable the physical silver market has become. 02:08:56 — National Silver Supply Crisis: Mining Cannot Meet Demand Knight and Tony explain how global silver production is collapsing even as industrial and governmental demand soars, creating unstoppable upward pressure on prices. Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHT Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

00:10:21 — Trump Declares Biden's Autopen Orders Invalid Knight breaks down Trump's claim that all autopen-signed Biden documents are void, warning this could unleash unprecedented legal and political chaos. 00:13:40 — Trump Will Never Go After Fauci Knight argues Trump cannot revoke Fauci-related decisions because he still embraces Operation Warp Speed and refuses to acknowledge vaccine harm. 00:15:14 — Rare-Earth Crisis Caused by U.S. Policy Failures Knight details how America lost control of rare-earth production due to political corruption, EPA restrictions, and China's strategic long-term planning. 00:37:44 — AEI & Johns Hopkins Exposed for Designing Lockdowns Knight reacts to evidence that AEI and Johns Hopkins crafted the original U.S. lockdown strategy — revealing the establishment origins of the Covid regime. 00:44:55 — Autopsies Show Vaccine Injury Across Multiple Organs Knight reviews new pathology data demonstrating widespread organ damage linked to mRNA vaccines, challenging official narratives on vaccine safety. 00:47:19 — Global Spike in Kidney Failure After Vaccination Knight highlights dramatic rises in fatal renal injury across multiple countries, calling it one of the clearest indicators of vaccine-associated harm. 00:58:24 — MIT Predicts AI Will Erase 20 Million U.S. Jobs Knight explains MIT's model showing that AI could immediately wipe out one-eighth of American employment, triggering a corporate-engineered depression. 00:59:10 — AI Job Loss Becomes a Trillion-Dollar Wealth Transfer Knight argues AI isn't replacing workers for efficiency but to funnel $1.2 trillion in wages upward to corporate elites. 01:06:38 — Anthropic's “AI Soul” Document Reveals Transhumanist Agenda Knight exposes how AI developers deliberately push the idea of machine consciousness to manipulate public perception and normalize post-human ideology. 01:14:37 — Businesses Abandon AI After Failure to Deliver Results Knight shows Census Bureau data revealing steep declines in AI adoption, demonstrating widespread disillusionment after years of hype. 02:03:03 — Billionaire Silver Purchase Exposes Fragile Supply Chain Tony reveals a single $500M silver order stressed dealers nationwide, proving how thin and unstable the physical silver market has become. 02:08:56 — National Silver Supply Crisis: Mining Cannot Meet Demand Knight and Tony explain how global silver production is collapsing even as industrial and governmental demand soars, creating unstoppable upward pressure on prices. Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHT Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

A group of Texas families filed a class action lawsuit Tuesday to stop all Texas school districts from displaying the Ten Commandments in classrooms. The new state law requiring the classroom displays has faced multiple legal challenges, with two federal judges finding it unconstitutional and blocking 25 school districts across the state from implementing it. In other news, Austin authorities said Tuesday that an ongoing investigation into the weekend falling death of Texas A&M student Brianna Aguilera continues to suggest the 19-year-old did not die by homicide, but also cautioned they have not reached any conclusions; attorneys for a North Texas woman who was shown in a video screaming through contractions while hospital staff appeared to slow-roll her admission are requesting a meeting with the facility to discuss what happened and the possibility of financial compensation; a Dallas Morning News analysis of data from the U.S. Census Bureau found more North Texas adults with college degrees live in poverty today compared to a decade ago. That mirrors a trend across major metropolitan areas in the state and country. Since 2014, the number of North Texans with college degrees has increased by more than 50%; nd on a new list of the 50 best steakhouses in North America, two Dallas restaurants were recognized. The list, compiled by Robb Report, ranked Al Biernat's at 43rd and Nuri Steakhouse at 39th. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Thurmont Man Sentenced For Sexual Solicitation Of A MInor Maryland’s average one-way commute climbed to about 31.5 minutes in 2023 - the second longest in the country according to the latest Census Bureau data.. Maryland Health Department Urges Residents To Stay Warm When Outside In The Cold WeatherSee omnystudio.com/listener for privacy information.

Kevin covers the following stories: the American Transportation Research Institute recently released a report, "The Fight Against Cargo Theft";  Tequila from a joint venture of Guy Fieri  and Sammy Hagar was stolen; craft whiskey stolen from a Burlington, WA warehouse; Top Cyber Security Pro, Dave Hatter joins the show to discuss identity theft, business identity theft, the sophistication of cyber thieves and how to prevent it; the U.S Labor Department released the Weekly Initial Jobless Claims; the Commerce Department's Census Bureau released Capital Goods Orders data and Durable Goods  Orders; the Atlanta Federal Reserve forecasted 3rd Quarter Gross Domestic Product; Kevin has the details, sifts through the numbers, puts the data into historical perspective, offers his insights and opinions.

Kevin covers the following stories: the American Transportation Research Institute recently released a report, "The Fight Against Cargo Theft";  Tequila from a joint venture of Guy Fieri  and Sammy Hagar was stolen; craft whiskey stolen from a Burlington, WA warehouse; Top Cyber Security Pro, Dave Hatter joins the show to discuss identity theft, business identity theft, the sophistication of cyber thieves and how to prevent it; the U.S Labor Department released the Weekly Initial Jobless Claims; the Commerce Department's Census Bureau released Capital Goods Orders data and Durable Goods  Orders; the Atlanta Federal Reserve forecasted 3rd Quarter Gross Domestic Product; Kevin has the details, sifts through the numbers, puts the data into historical perspective, offers his insights and opinions.See omnystudio.com/listener for privacy information.

Kevin covers the following stories: the American Transportation Research Institute recently released a report, "The Fight Against Cargo Theft";  Tequila from a joint venture of Guy Fieri  and Sammy Hagar was stolen; craft whiskey stolen from a Burlington, WA warehouse; Top Cyber Security Pro, Dave Hatter joins the show to discuss identity theft, business identity theft, the sophistication of cyber thieves and how to prevent it; the U.S Labor Department released the Weekly Initial Jobless Claims; the Commerce Department's Census Bureau released Capital Goods Orders data and Durable Goods  Orders; the Atlanta Federal Reserve forecasted 3rd Quarter Gross Domestic Product; Kevin has the details, sifts through the numbers, puts the data into historical perspective, offers his insights and opinions.See omnystudio.com/listener for privacy information.

Kevin covers the following stories: the American Transportation Research Institute recently released a report, "The Fight Against Cargo Theft";  Tequila from a joint venture of Guy Fieri  and Sammy Hagar was stolen; craft whiskey stolen from a Burlington, WA warehouse; Top Cyber Security Pro, Dave Hatter joins the show to discuss identity theft, business identity theft, the sophistication of cyber thieves and how to prevent it; the U.S Labor Department released the Weekly Initial Jobless Claims; the Commerce Department's Census Bureau released Capital Goods Orders data and Durable Goods  Orders; the Atlanta Federal Reserve forecasted 3rd Quarter Gross Domestic Product; Kevin has the details, sifts through the numbers, puts the data into historical perspective, offers his insights and opinions.

When did the Old West truly begin, and when did it finally come to an end? Some trace the Wild West's start to the Louisiana Purchase in 1803, while others think it was much late,r as cowboys started trailing herds out of Texas. As for the end, many point to 1890, when the U.S. Census Bureau declared the frontier closed and Wounded Knee marked the last big clash between the Indigenous and the U.S. Army. But where does the true lie? Did the Old West really begin with the Lewis and Clark Expedition, or was it much earlier when the acquisition of the horse forever changed the landscape of the Great Plains? And if the Old West was over by 1890, then why did stagecoach robberies and gunfights continue well into the early 1900s? Also discussed are Apache raids from the 1930s, the Billy the Kid wannabe John Miller, Billy Dixon, Clay Allison, my favorite drink of choice, and much more! Legends & Outlaws Calendar!  https://wildwestcalendar.com/   Merch! https://wildwestextramerch.com/   Buy Me A Coffee!  https://buymeacoffee.com/wildwest   Check out the website! https://www.wildwestextra.com/   Email me! https://www.wildwestextra.com/contact/   Free Newsletter! https://wildwestjosh.substack.com/   Join Patreon for ad-free bonus content! https://www.patreon.com/wildwestextra Learn more about your ad choices. Visit megaphone.fm/adchoices

Kevin covered the following stories: the Bureau of Labor Statistics reported the September Producer Price Index and Core Producer Price Index; the Census Bureau announced September Retail Sales; the Conference Board released the Consumer Confidence Index; the S&P Cotality Case-Shiller index was released on Tuesday; Kevin has the information, digs into the details, puts the data into historical perspective, offers his insights and opinions.

Kevin covered the following stories: the Bureau of Labor Statistics reported the September Producer Price Index and Core Producer Price Index; the Census Bureau announced September Retail Sales; the Conference Board released the Consumer Confidence Index; the S&P Cotality Case-Shiller index was released on Tuesday; Kevin has the information, digs into the details, puts the data into historical perspective, offers his insights and opinions.See omnystudio.com/listener for privacy information.

Kevin covered the following stories: the Bureau of Labor Statistics reported the September Producer Price Index and Core Producer Price Index; the Census Bureau announced September Retail Sales; the Conference Board released the Consumer Confidence Index; the S&P Cotality Case-Shiller index was released on Tuesday; Kevin has the information, digs into the details, puts the data into historical perspective, offers his insights and opinions.See omnystudio.com/listener for privacy information.

Kevin covered the following stories: the Bureau of Labor Statistics reported the September Producer Price Index and Core Producer Price Index; the Census Bureau announced September Retail Sales; the Conference Board released the Consumer Confidence Index; the S&P Cotality Case-Shiller index was released on Tuesday; Kevin has the information, digs into the details, puts the data into historical perspective, offers his insights and opinions.

Trump Backs GOP Push To Release More Epstein Files. Marjorie Taylor Greene gets humiliated in CNN interview with Dana Bash. Jasmine Crockett come to defense of MTG. U.S. Census Bureau reports top 10 US cities losing residents are democrat run. Chicago Public Schools has infuriated parents after being caught spending MILLIONS on luxurious travel worldwide despite horrendous performance from students. Baltimore resident works to obstruct ICE arrests. #marjorietaylorgreene #trump #epstein #cnn #baltimore

Project 2025 is a sweeping blueprint for reshaping the federal government, published by the Heritage Foundation and a coalition of conservative groups. At its core, the initiative aims to consolidate executive power, dismantle or radically restructure key agencies, and install political loyalists throughout the bureaucracy. The project's 900-page manual, “Mandate for Leadership,” details plans for every major department, from the Department of Justice to the Department of Education, and lays out a 180-day playbook for the first days of a new conservative administration.One of the most controversial proposals is the revival of Schedule F, a personnel classification that would allow the president to replace thousands of career civil servants with political appointees. According to the Heritage Foundation, this would ensure that the executive branch is staffed by individuals “aligned with the president's agenda.” Critics, including the American Federation of Government Employees, warn that this could undermine the nonpartisan nature of the federal workforce and leave employees vulnerable to political pressure.The plan calls for the elimination of several agencies, including the Consumer Financial Protection Bureau and the Federal Trade Commission. The Department of Education would be dismantled, with its functions shifted to the states or other departments. The Department of Homeland Security would also face major cuts. The National Institutes of Health would see reduced independence, and funding for stem cell research would be eliminated. The blueprint also recommends merging the Bureau of Economic Analysis, the Census Bureau, and the Bureau of Labor Statistics into a single agency, with a mission aligned to conservative principles.Project 2025's education agenda focuses on reducing federal involvement, promoting school choice, and curbing what it calls “woke propaganda” in public schools. The Individuals with Disabilities Education Act would be administered by the Department of Health and Human Services, and federal enforcement of civil rights in schools would be significantly curtailed.The initiative also seeks to expand presidential powers, advocating for direct White House control over agencies like the Department of Justice and the FBI. This is based on a controversial interpretation of the unitary executive theory, which aims to centralize authority in the presidency. The plan recommends dismissing all State Department leadership before January 20, 2025, and replacing them with ideologically vetted appointees.Experts warn that these changes could have profound implications for American governance. The American Civil Liberties Union notes that Project 2025 could erode checks and balances, while the Center for Progressive Reform tracks the potential consequences for workers and the public. The project's proposals have already begun to influence executive actions, with recent orders targeting diversity, equity, and inclusion offices, freezing federal hiring, and reinstating the Schedule F classification.As the 2025 presidential transition approaches, the debate over Project 2025's vision for the federal government is likely to intensify. The coming months will reveal how much of this blueprint is implemented and what it means for the future of American democracy.Thank you for tuning in. Come back next week for more.Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.aiThis content was created in partnership and with the help of Artificial Intelligence AI

Hollywood recebe neste final de semana uma estreia histórica para o teatro brasileiro. A peça “EAT” teve o lançamento nesta sexta (24) e segue com apresentação também neste sábado (25). No primeiro dia as atuações foram em português e no segundo em inglês, reforçando a presença da nossa língua na capital mundial do entretenimento. O palco é o do lendário Marilyn Monroe Theatre, do Lee Strasberg Film Institute. Cleide Klock, correspondente da RFI em Los Angeles A trama acompanha dois imigrantes indocumentados presos em um frigorífico abandonado. Na atuação estão os atores Thales Corrêa e Jorge Gaspar. A peça foi escrita por Alex Tietre, dirigida por ele e por Bruna Fachetti. “Eat é sobre dois homens que estão presos dentro de um frigorífico abandonado, onde eles já estavam aprisionados em trabalho escravo. Há uma denúncia e uma fiscalização por conta desse trabalho escravo e esses dois homens, ao se esconderem, acabaram ficando presos de fato lá dentro. Só resta agora uma peça de carne. Um deles, ironicamente, ainda é vegetariano. Eles têm personalidades completamente diferentes. E a peça é sobre isso, sobre o relacionamento desses dois homens nos seus últimos dias de vida. Será? Não sabemos. Vão ser resgatados? Não vão? Vão se matar? Não vão? A peça é sobre isso. Explora a condição humana dentro de condições extremas, não só físicas, como psicológicas”, conta Bruna. Em Los Angeles, a diversidade linguística é uma das maiores do mundo. Segundo dados do U.S. Census Bureau e do Departamento de Planejamento da cidade, estima-se que sejam faladas entre 185 e 220 línguas diferentes no condado. Mas a cidade respira espanhol, presente em vitrines, rádios, canais de TV e programas locais, refletindo a grande comunidade hispânica da região. Também há produções e transmissões em línguas como coreano, mandarim, cantonês e armênio, atendendo às múltiplas comunidades de imigrantes. No entanto, apesar de existir uma comunidade brasileira significativa, o português ainda é praticamente invisível na cena cultural e midiática da cidade, tornando iniciativas como a estreia de “EAT” uma verdadeira novidade e um marco de representatividade. “A comunidade brasileira aqui é muito grande. A gente até se assusta com o tanto de gente brasileira que tem. Mas de fato, a maior diversidade que existe são peças em espanhol. Então, a gente está fazendo uma coisa muito inovadora, botando o pé na porta. Vamos falar em português. E eu acredito que desde o ano passado, principalmente com 'Ainda Estou Aqui' e o Oscar, a gente começou a se ver mais enquanto uma comunidade, a se unir e a entender o tamanho do nosso potencial, da nossa força", avalia Bruna Fachetti. "E parte dessa força está na língua portuguesa. Então, faz sentido a gente fazer em português. Acho que muita gente aqui sente falta também de ter alguma coisa na língua materna”, diz a atriz e diretora. Mais representatividade Bruna Fachetti vive um momento intenso em Hollywood. Em outubro, ela estreou na série “Monstro: A História de Ed Gein”, uma produção de Ryan Murphy para a Netflix. Ela entra em cena no quinto episódio. “Foi um desafio muito gostoso porque é um true crime story, baseado em fatos, com um elenco completamente estrangeiro. Eu falando alemão, representando uma judia na época do Holocausto. Foi um desafio muito grande como brasileira, mas me abriu novas portas e espero que também acrescente na questão da diversidade brasileira nas telas americanas.” Essa experiência reflete também uma dificuldade recorrente para atores brasileiros: encontrar papéis que reconheçam a identidade e a língua. Muitas vezes, ao buscar perfis latinos ou internacionais, os castings acabam privilegiando características de outros países da América Latina, deixando os brasileiros em um espaço de indefinição. “Ainda é um desafio, mas a gente está chegando lá. Enquanto latinos, a gente ainda não é parte da comunidade completamente por conta do português. Também tem uma questão étnica nossa, de que não veem a gente como latinos. Eles ainda trabalham dentro de um estereótipo do que é um latino. Então, para a gente é um desafio muito grande", detalha. "Quando eles fazem um casting para um latino, estão buscando gente da Colômbia, do México, de todos os lugares da América Latina. Mas em relação aos brasileiros, eles ainda não sabem muito bem como nos encaixar, eu mesma tenho enfrentado esse desafio e encontrado mais oportunidades como europeia do que como brasileira de fato", finaliza.

Welcome back to Intellicast! On today's episode, Brian is joined by Gabby Blados to cover one of the busiest news weeks the insights industry has had in a while, featuring a billion-dollar merger, a major leadership shake-up, and plenty of questions about what's next. The episode kicks off with the biggest headline of the week: Qualtrics' announcement that it plans to acquire Press Ganey Forsta for over $6 billion. Brian and Gabby dive into what this means for the market research world, especially as two of the most widely used survey programming platforms — Qualtrics and Decipher — will soon fall under one roof. Brian wonders if this level of consolidation could raise antitrust or competition concerns within the industry, while Gabby reflects on what this might mean for current Decipher users, including EMI. They also explore whether this deal might spark a new wave of innovation from smaller, niche platforms looking to position themselves as alternatives to the latest “industry Goliath.” Next, Brian and Gabby turn their attention to the surprising news that dropped the same morning — Melanie Courtright, CEO of the Insights Association, is stepping down after five years to join Sego as Chief Strategy Officer. Both agree that this was a major surprise for many across the industry. The pair discusses Melanie's strong legacy with the Insights Association, including how she unified chapters, modernized the association's structure, and strengthened its position as the leading voice for research professionals. Gabby and Brian share their excitement for her new role at Sego, while also speculating about what comes next for IA's leadership and the direction the organization will take. In between these two major headlines, Brian and Gabby also touch on a few other key stories — including the Census Bureau's recent layoffs and their potential implications for data accuracy, and new developments in the ongoing conversation around data quality and AI-driven fraud detection. And because no episode would be complete without a little fun, they close out the episode by ranking their top Halloween candies. Thanks for tuning in! Want to download your copy of The Sample Landscape: 2025 Edition? Get it here: https://content.emi-rs.com/sample-landscape-report-2025 Did you miss one of our webinars or want to get some of our whitepapers and reports? You can find it all on our Resources page on our website here. Learn more about your ad choices. Visit megaphone.fm/adchoices

  Most of us don't like to think about it, but one day, one of us will be left behind. And for most couples, that person will be her. The median age a woman becomes a widow is 59.4 for a first marriage and 60.3 for a second marriage, according to the U.S. Census Bureau. Half of widows over 65 will outlive their husbands by 15 years. Eighty percent of men die married, while 80% of women die single. The death of a spouse can be more devastating for the survivor if the deceased spouse was the financially knowledgeable partner in the marriage. The death of that spouse unleashes an avalanche of financial decisions and tasks in a time when they need space and time to grieve. That's why many widows report "brain freeze," finding it tough to remember details and to make decisions. All the while, experts exhort us to avoid making any BIG decisions in the midst of a crisis. Common advice is to put at least a year's distance between the experience and making the big decision. But when a spouse dies, few people have the luxury to grieve. Today, on Hot Springs Village Inside Out, I want to talk to the husbands, especially those of us in or near retirement, about something that's not just financial. It's practical, but it's much more than that. It's deeply loving to prepare your wife for widowhood.   • Join Our Free Email Newsletter • Subscribe to Our YouTube Channel (click that bell icon, too) • Join Our Facebook Group • Support Our Sponsors (Click on the images below to visit their websites.) __________________________________________ __________________________________________ __________________________________________

An urgent episode investigating how the mechanics of counting people and drawing districts can reshape the nation. We unpack a Harvard analysis showing the Census Bureau's Disclosure Avoidance System (DAS) and the use of differential-privacy “epsilon” methods introduced in 2020 produced biased block counts that have practical consequences for redistricting and federal funding. Then we tie that to a high-stakes Supreme Court fight over race-based redistricting now before the justices — a ruling that legal experts say could shift as many as ~19 House seats and materially change control of Congress. The hosts explain what all this means for representation, budgets, and everyday American voters — and why a technical formula ended up being a political weapons system. [1]: https://imai.fas.harvard.edu/research/files/Harvard-DAS-Evaluation.pdf?utm_source=chatgpt.com "The Impact of the U.S. Census Disclosure Avoidance System ..." [2]: https://systems.cs.columbia.edu/private-systems-class/papers/Abowd2022Census.pdf?utm_source=chatgpt.com "The 2020 Census Disclosure Avoidance System TopDown ..." [3]: https://www.reuters.com/legal/government/us-supreme-court-hear-case-that-takes-aim-voting-rights-act-2025-10-15/?utm_source=chatgpt.com "US Supreme Court to hear case that takes aim at Voting Rights Act"

In this episode you will discover: Diversity Means Everyone - Race is just one piece. Consider how age, language, immigration status, religion, sexual orientation, and geography intersect to shape each person's experience with aphasia. Go Into the Community to Build Trust - Sustainable partnerships require leaving your institution and showing up consistently. Visit centers, share meals, and invest time where people gather. Trust develops gradually through authentic presence. Listen to Real-Life Struggles First - Before starting therapy protocols, hear what families actually face: shifted gender roles, children as language brokers, lack of community aphasia awareness, and disrupted family dynamics. Train Future Clinicians Differently - If you're building or revising academic programs, front-load diversity with a foundational intersectionality course in semester one, then integrate these principles across every subsequent course and clinical practicum.   If you've ever wondered how to better support multilingual families navigating aphasia, or felt uncertain about cultural considerations in your practice, this conversation will give you both the framework and the practical insights you need. Welcome to the Aphasia Access Aphasia Conversations Podcast. I'm Katie Strong, a faculty member at Central Michigan University where I lead the Strong Story Lab, and I'm a member of the Aphasia Access Podcast Working Group. Aphasia Access strives to provide members with information, inspiration, and ideas that support their aphasia care through a variety of educational materials and resources.   I'm today's host for an episode that tackles one of the most important conversations happening in our field right now - how do we truly serve the increasingly diverse communities that need aphasia care? We're featuring Dr. Jose Centeno, whose work is reshaping how we think about equity, social justice, and what it really means to expand our diversity umbrella. Dr. Centeno isn't just talking about these issues from an ivory tower - he's in the trenches, working directly with communities and training the next generation of clinicians to do better. Before we get into the conversation, let me tell you a bit more about our guest. Dr. Jose Centeno is Professor in the Speech-Language Pathology Program at Rutgers University. What makes his work unique is how he bridges the worlds of clinical practice and research, focusing on an often overlooked intersection: what happens when stroke survivors who speak multiple languages need aphasia care?   Dr. Centeno is currently exploring a critical question - what barriers do Latinx families face when caring for loved ones with post-stroke aphasia, and what actually helps them navigate daily life? His newest initiative takes this work directly into the community, where he's training students to bring brain health activities to underserved older adults in Newark's community centers.   As an ASHA Fellow and frequent international speaker, Dr. Centeno has made it his mission to ensure that aphasia research and care truly serve diverse communities. His extensive work on professional committees reflects his commitment to making the field more inclusive and culturally responsive. So let's get into the conversation.   Katie Strong: As we get started, I love hearing about how you came into doing this work, and I know when we spoke earlier you started out studying verb usage after stroke and very impairment-based sort of way of coming about things. And now you're doing such different work with that centers around equity and minoritized populations. I was hoping you could tell our listeners about the journey and what sparked that shift for you.   Jose Centeno: That's a great question. In fact, I very often start my presentations at conferences, explaining to people, explaining to the audience, how I got to where I am right now, because I did my doctoral work focused on verb morphology, because it was very interesting. It is an area that I found very, very interesting. But then I realized that the data that I collected for my doctorate, and led to different articles, was connected to social linguistics. I took several linguistics courses in the linguistics department for my doctorate, and I needed to look at the results of my doctoral work in terms of sociolinguistic theory and cognition. And that really motivated me to look at more at discourse and how the way that we talk can have an impact on that post stroke language use. So, I kept writing my papers based on my doctoral data, and I became interested in finding out how our colleagues working with adults with aphasia that are bilingual, were digesting all this literature. I thought, wait a minute. Anyway, I'm writing about theory in verb morphology, I wonder where the gaps are. What do people need? Are people reading this type of work? And I started searching the literature, and I found very little in terms of assessing strengths and limitations of clinical work with people with aphasia.   And what I found out is that our colleagues in childhood bilingualism have been doing that work. They have been doing a lot of great work trying to find out what the needs are when you work with bilingual children in educational settings. So that research served as my foundational literature to create my work. And then I adopted that to identifying where the strengths and needs working with people by new people with aphasia were by using that type of work that worked from bilingual children. And I adapted it, and I got some money to do some pilot work at the from the former school where I was. And with that money I recruited some friends that were doing research with bilingual aphasia to help me create this survey. So that led to several papers and very interesting data.   And the turning point that I always share, and I highlight was an editorial comment that I got when I when I submitted, I think, the third or fourth paper based on the survey research that I did. The assessment research. And one of the reviewers said, “you should take a look at the public health literature more in depth to explain what's going on in terms of the needs in the bilingual population with aphasia”. So, I started looking at that and that opened up a huge area of interest.   Katie Strong: I love that.   Jose Centeno: Yeah, that's where I ended up, you know, from an editorial comment based on the studies of survey research. And that comment motivated me to see what the gaps were more in depth. And that was in 2015 when that paper came out. I kept working, and that data led to some special issues that I invited colleagues from different parts of the world to contribute. And then three years later, Rutgers invited me to apply for this position to start a diversity focused program at Rutgers, speech language pathology. At Rutgers I met a woman that has been my mentor in qualitative research. Pamela Rothpletz-Puglia is in nutrition, and she does qualitative, mixed methods research. So, her work combined with my interest in identifying where the needs were, led me to identify the needs in the work with people with aphasia through the caregivers using her methodology. And I'll come talk more about it, because it's related to a lot of different projects that I am pursuing right now.   Katie Strong: I love this. So, it sounds like, well, one you got a really positive experience from a reviewer, which is great news.   Jose Centeno: Well, it was! It's a good thing that you say that because when we submit articles, you get a mixed bag of reviews sometimes. But, this person was very encouraging. And some of the other reviews were not as encouraging, but this was very encouraging, and I was able to work on that article in such a way that got published and it has been cited quite a bit, and it's, I think it's the only one that has pretty much collected very in depth data in terms of this area.   Katie Strong: Yeah, well, it sounds like that really widened your lens in how you were viewing things and taking an approach to thinking about the information that you had obtained.   Jose Centeno: And it led to looking at the public health literature and actually meeting Pamela. In fact, I just saw her last week, and we met because we're collaborating on different projects. I always thank her because we met, when our Dean created an Equity Committee and she invited the two of us and somebody else to be to run that committee. And when Pamela and I talked, I said to her, “that qualitative work that you are doing can be adapted to my people with aphasia and their caregivers”. And that's how we collaborated, we put a grant proposal together, we got the money, and that led to the current study.   Katie Strong: I love that, which we're going to talk about in a little bit. Okay, thank you. Yeah, I love it. Okay, well, before we get into that, you know, one of the things I was hoping you could talk about are the demographics of people living with aphasia is becoming really increasingly more diverse. And I was hoping you could talk about population trends that are driving the change or challenges and opportunities that this presents for our field.   Jose Centeno: Yeah, that is actually something that I've been very interested in after looking at the public health literature because that led to looking at the literature in cardiology, nursing, social work, psychology, in terms of diversity, particularly the census data that people in public health were using to discuss what was going on in terms of the impact of population trends in healthcare. And I realized when I started looking at those numbers that and interestingly, the Census published later. The Census was published in 2020, several years after I started digging into the public health literature. The Census published this fantastic report where they the Census Bureau, discussed how population trends were going to be very critical in 2030 in the country. In 2030 two population trends are going to merge. The country gradually has been getting older and at the same time in 2030 as the country is getting older, 2030 is going to be a turning point that demographic transition, when the population is going to be more older people than younger people. So that's why those population trends are very important for us because people are getting older, there is higher incidence for vulnerabilities, health complications. And of those health complications, neurological, cardiovascular problems, stroke and also dementia.   Katie Strong: Yes. So interesting. And maybe we can link, after we finish the conversation, I'll see if I can get the link for that 2020 census report, because I think maybe some people might be interested in checking that out a little bit more.   Jose Centeno: So yeah, definitely, yeah.   Katie Strong: Well, you know, you've talked about diversity from a multilingual, bilingual perspective, but you also, in your research, the articles I've read, you talk about expanding the diversity umbrella beyond race to consider things like sexual orientation, socioeconomic background and rural populations. Can you talk to us a little bit about what made you think about diversity in this way?   Jose Centeno: Very good question, you know, because I realized that there is more to all of us than race. When we see a client, a patient, whatever term people use in healthcare and we start working with that person there is more that person brings into the clinical setting, beyond the persons being white or African American or Chinese or Latino and Latina or whatever. All those different ethnic categories, race and ethnicity. People bring their race and ethnicity into the clinical setting, but beyond that, there is age, there is sexual orientation, there is religion, there is geographic origins, whether it's rural versus urban, there is immigration status, language barriers, all of those things. So, it makes me think, and at that time when I'm thinking about this beyond race, I'm collecting the pilot data, and a lot of the pilot data that was collected from caregivers were highlighting all of those issues that beyond race, there are many other issues. And of course, you know, our colleagues in in aphasia research have touched on some of those issues, but I think there hasn't been there. There's been emphasis on those issues but separately. There hasn't been too much emphasis in looking at all of those issues overlapping for patient-centered care, you know,  bringing all those issues together and how they have an impact on that post stroke life reconfiguration. You know, when somebody is gay. Where somebody is gay, Catholic, immigrant, bilingual, you know, looking at all of those things you know. And how do we work with that? Of course, we're not experts in everything, and that leads to interprofessional collaborations, working with psychologists, social workers and so on.   So that's why my work started evolving in the direction that looks at race in a very intersectional, very interactional way to look at race interacting with all these other factors. Because for instance, I am an immigrant, but I also lived in rural and urban environments, and I have my religious and my spiritual thoughts and all of those, all of those factors I carry with me everywhere you know. So, when somebody has a stroke and has aphasia, how we can promote, facilitate recovery and work with the family in such a way that we pay attention to this ecology of factors, family person to make it all function instead of being isolated.   Katie Strong: Yeah, I love that. As you were talking, you use the term intersectionality. And you have a beautiful paper that talks about transformative intersectional Life Participation Approach for Aphasia (LPAA) intervention. And I'd love to talk about the paper, but I was hoping first you could tell us what you really mean by intersectionality in the context of aphasia care, and why is it so important to think about this framework.   Jose Centeno: Wow. It's related to looking at these factors to really work with the person with aphasia and the family, looking at all these different factors that the person with aphasia brings into the clinical setting. And these factors are part of the person's life history. It's not like these are factors that just showed up in the person's life. This person has lived like this. And all of a sudden, the person has a stroke. So there is another dimension that we need to add that there in that intersectional combined profile of a person's background. How we can for aphasia, is particularly interesting, because when you work with diverse populations, and that includes all of us. You know, because I need to highlight that sometimes people…my impression is, and I noticed this from the answers from my students, that when I asked about diversity, that they focused on minoritized populations. But in fact, all this diverse society in which we live is all of us. Diversity means all of us sharing this part, you know, sharing this world. So, this intersectionality applies to all of us, but when it comes to underrepresented groups that haven't been studied or researched, that's why I feel that it's very important to pay a lot of attention, because applying models that have been developed to work with monolingual, middle class Anglo background…it just doesn't work. You know, to apply this norm to somebody that has all of these different dimensions, it's just unfair to the person and it's something that people have to be aware of. Yeah.   Katie Strong: Yeah. And I think you know, as you're talking about that and thinking about the tenets of the Life Participation Approach, they really do support one another in thinking about people as individuals and supporting them in what their goals are and including their family. You're really thinking about this kind of energized in a way to help some clinicians who are maybe thinking, “Oh, I do, LPAA, but it's hard for me to do it in this way”. You probably are already on you road to doing this, but you really need, just need to be thinking about how, how the diversity umbrella, really, you know, impacts everybody as a clinician, as a person with a stroke, as a family member.   Jose Centeno: Yeah, and, you know, what is very interesting is that COVID was a time of transition. A lot of factors were highlighted, in terms of diversity, in terms of the infection rate and the mortality was higher in individuals from minoritized backgrounds. There were a lot of issues to look at there. But you know, what's very interesting in 2020 COVID was focusing our attention on taking care of each other, taking care of ourselves, taking care of our families. The LPAA approach turned 20 years old. And that made me think, because I was thinking of at that time of disability, and it made me think of intersectionality. And I just thought it would be very helpful for us to connect this concept of intersectionality to the LPAA, because these issues that we are experiencing right now are very related to the work we do as therapists to facilitate people with aphasia, social reconnection after a stroke and life reconfiguration. So, all of this thinking happened, motivated by COVID, because people were talking about intersectionality, all the people that were getting sick. And I just thought, wait a minute, this concept of intersectionality, LPAA turning 20 years old, let's connect those two, because my caregiver study is showing me that that intersectionality is needed in the work that we're doing with people in aphasia from underrepresented backgrounds.   Katie Strong: Yeah, I'm so glad that you shared that insight as to how you came to pulling the concepts together. And the paper is lovely, and I'll make sure that we put that in the link to the show notes as well, because I know that people will, if they haven't had the chance to take a look at it, will enjoy reading it.   Jose Centeno: And just let me add a bit more about that. Aura Kagan's paper on, I forgot where it was in [ASHA] Perspectives, or one of the journals where she talks about the LPAA turning 20 years old. [And I thought], “But wait a minute, here's the paper! Here's the paper, and that I can connect with intersectionality”. And at the same time, you know, I started reading more about your work and Jackie Hinckley's work and all the discourse work and narrative work because that's what I was doing at the time. So that's how several projects have emerged from that paper that I can share later on.   Katie Strong: I love it. I love it. Yeah, hold on! The suspense! We are there, right?   Jose Centeno: This is turning into a coffee chat without coffee!   Katie Strong: As I was reading your work, something that stood out to me was this idea of building sustainable community relationships in both research and clinical work with minoritized populations. You've been really successful in doing this. I was hoping you could discuss your experiences in this relationship building, and you also talk about this idea of cultural brokers.   Jose Centeno: Wow! You know this is all connected. It's part of my evolution, my journey. Because as I started collecting data in the community from for my caregiver study, I realized that community engagement to do this type of qualitative work, but also to bring our students into the community. It's very important to do that work, because I you know this is something that I learned because I was pretty much functioning within an academic and research environment and writing about equity and social justice and all these different areas regarding aphasia, but not connecting real life situations with the community. For example, like having the students there and me as an academician taking that hat off and going into the community, to have lunch, to have coffee with people in the community, at Community Centers. So those ideas came up from starting to talk with the caregivers, because I felt like I needed to be there more. Leave the classroom. Leave the institution. Where I was in the community it's not easy. I'm not going to say that happened overnight, because going into any community, going into any social context, requires time. People don't open their doors automatically and right away. You know you have to be there frequently. Talk about yourself, share experiences. So be a friend, be a partner, be a collaborator, be all of these things together, and this gradually evolved to what I am doing right now, which is I started the one particular connection in the community with a community center.   How did I do that? Well, I went all over the place by myself. Health fairs, churches, community centers. People were friendly, but there wasn't something happening in terms of a connection. But one person returned my email and said, “we have a senior program here. Why don't we meet and talk?” So, I went over to talk with them, and since then, I have already created a course to bring the students there. I started by going there frequently for lunch, and I feel very comfortable. It is a community center that has programs for children and adults in the community. They go there for computer classes, for after school programs for the children. The adults go there for English lessons or activities and they have games and so on. And it's very focused on individuals from the community. And the community in Newark is very diverse. Very diverse.   So that led to this fantastic relationship and partnership with the community. In fact, I feel like I'm going home there because I have lunch with them. There's hugs and kissed. It's like  seeing friends that that you've known for a long time. But that happened gradually. Trust. Trust happens gradually, and it happens in any social context. So, I said to them, “Let's start slowly. I'll bring the students first to an orientation so they get to know the center.” Then I had the opportunity to develop a course for summer. And I developed a course that involved activities in the community center and a lecture. Six weeks in the summer. So this project now that I call Brain Health a health program for older adults, is a multi-ethnic, multilingual program in which the students start by going to the center first in the spring, getting to know people there, going back there for six weeks in the summer, one morning a week, and taking a lecture related to what brain health is, and focusing that program on cognitive stimulation using reminiscence therapy. And it's done multilingually. How did that happen? Thank God at the center there are people that speak Portuguese, Spanish and English. And those people were my interpreters. They work with the students. They all got guidelines. They got the theoretical content from the lectures, and we just finished the first season that I called it. That course they ran this July, August, and the students loved it, and the community members loved it! But it was a lot of work.   Katie Strong: Yeah, of course! What a beautiful experience for everybody, and also ideas for like, how those current students who will be soon to be clinicians, thinking about how they can engage with their communities.    Jose Centeno: Right! Thank you for highlighting that, because that's exactly how I focus the course. It wasn't a clinical course, it was a prevention course, okay? And part of our professional standards is prevention of communication disorders. So, we are there doing cognitive stimulation through reminiscence activities multilingually, so we didn't leave anybody behind. And luckily, we have people that spoke those languages there that could help us translate. And my dream now the next step is to turn that Brain Health course into another course that involves people with aphasia.   Katie Strong: Oh, lovely.   Jose Centeno: Yeah, so that is being planned as we speak.   Katie Strong: I love everything about this. I love it! I know you just finished the course but I hope you have plans to write it up so that others can learn from your expertise.   Jose Centeno: Yeah, I'm already thinking about that.   Katie Strong: I don't want to put more work on you…   Jose Centeno: It's already in my attention. I might knock on your door too. We're gonna talk about that later.   Katie Strong: Let's get into the work about your caregivers and the work that you did. Why don't you tell us what that was all about.   Jose Centeno: Well, it's a study that focuses on my interest in finding out and this came from the assessment work that I did earlier when I asked clinicians working in healthcare what their areas of need were. But after meeting Pamela Rothpletz-Puglia at Rutgers, I thought, “Wait a minute, I would like to find out, from the caregivers perspective, what the challenges are, what they need, what's good, what's working, and what's not working.” And later on hopefully, with some money, some grant, I can involve people with aphasia to also ask them for their needs. So, I started with the caregivers to find out in terms of the intersectionality of social determinants of health, where the challenges were in terms of living with somebody with aphasia from a Latinx background, Latino Latina, Latinx, whatever categories or labels people use these days. So, I wanted to see what this intersectionality of social determinants of health at the individual level. Living with the person at home, what happens? You know, this person, there is a disability there, but there are other things going on at home that the literature sites as being gender, religion, and all these different things happening. But from the perspective of the caregivers. And also I wanted to find out when the person goes into the community, what happens when the person with aphasia goes into the community when the person tries to go to the post office or the bank or buy groceries, what happens? Or when the person is socializing with other members of the family and goes out to family gatherings? And also, what happens at the medical appointment, the higher level of social determinants in terms of health care? I wanted to find out individual, community and health care. The questions that I asked during these interviews were; what are the challenges?, what's good?, what's working?, what's not working?, at home?, in the community?, and when you go with your spouse or your grandfather or whoever that has a stroke into the medical setting?, and that's what the interviews were about.   I learned so much, and I learned the technique from reading your literature and reading Aura Kagen's literature and other people, Jackie Hindley literature, and also Pamela's help to how to conduct those interviews, because it's a skill that you have to learn. It happens gradually. Pamela mentored me, and I learned so much from the caregivers that opened all these areas of work to go into the community, to engage community and sustainable relationships and bring the students into the community.   I learned so much and some of the things that were raised that I am already writing the pilot data up. Hopefully that paper will be out next year. All these issues such as gender shifting, I would say gender issues, because whether is the wife or the mother that had a stroke or the father that had the stroke. Their life roles before the stroke get shifted around because person has to take over, and how the children react to that. I learned so much in terms of gender, but also in terms of how people use their religions for support and resilience. Family support. I learned about the impact of not knowing the language, and the impact of not having interpreters, and the impact of not having literature in the language to understand what aphasia is or to understand what happens after stroke in general to somebody.   And something also that was very important. There are different factors that emerge from the data is the role of language brokers, young people in college that have to put their lives on hold when mom or dad have a stroke and those two parents don't speak English well in such a way that they can manage a health care appointment. So, this college student has to give up their life or some time, to take care of mom or dad at home, because they have to go to appointments. They have to go into the community, and I had two young people, college age, talk to me about that, and that had such an impact on me, because I wasn't aware of it at all. I was aware of other issues, but not the impact on us language brokers. And in terms of cultural brokers, it is these young people, or somebody that is fluent in the language can be language brokers and cultural brokers at the same time, because in the Latinx community, the family is, is everything. It's not very different from a lot of other cultures, but telling somebody when, when somebody goes into a hospital and telling family members, or whoever was there from the family to leave the room, creates a lot of stress.   I had somebody tell me that they couldn't understand her husband when he was by himself in the appointment, and she was asked to step out, and he got frustrated. He couldn't talk. So that tension, the way that the person explained that to me is something that we regularly don't know unless we actually explore that through this type of interview. So anyway, this this kind of work has opened up so many different factors to look at to create this environment, clinical environment, with all professions, social work, psychology and whoever else we need to promote the best care for patient-centered care that we can.   Katie Strong: Yeah. It's beautiful work. And if I remember correctly, during the interviews, you were using some personal narratives or stories to be able to learn from the care partners. And I know you know, stories are certainly something you and I share a passion about. And I was just wondering if you could talk with our listeners about how stories from people with aphasia or their care partners families can help us better understand and serve diverse communities.   Jose Centeno: You know, the factors that I just went through, they are areas that we need to pay attention to that usually we don't know. Because very often, the information that we collect during the clinical intake do not consider those areas. We never talk about family dynamics. How did the stroke impact family dynamics? How does aphasia impact family dynamics? Those types of questions are important, and I'll tell you why that's important. Because when the person comes to the session with us, sometimes the language might not be the focus. They are so stressed because they cannot connect with their children as before, as prior to the stroke. In their minds, there is a there are distracted when they come into the session, because they might not want to focus on that vocabulary or sentence or picture. They want to talk about what's going on at home.   Katie Strong: Something real.   Jose Centeno: And taking some time to listen to the person to find out, “Okay, how was your day? How what's going on at home prior?” So I started thinking brainstorming, because I haven't gotten to that stage yet. Is how we can create, using this data, some kind of clinical context where there is like an ice breaker before the therapies, to find out how the person was, what happened in the last three days, before coming back to the session and then going into that and attempting to go into those issues. You know, home, the community. Because something else that I forgot to mention when I was going through the factors that were highlighted during the interviews, is the lack of awareness about aphasia in the community. And the expectations that several caregivers highlighted, the fact that people expected that problem that the difficulty with language to be something that was temporary.   Katie Strong: Yeah, not a chronic health condition.   Jose Centeno: Exactly. And, in fact, the caregivers have turned into educators, who when they go into community based on their own research, googling what aphasia is and how people in aphasia, what the struggles are. They had started educating the community and their family members, because the same thing that happens in the community can happen within the family network that are not living with this person on a day-to-day basis. So, yeah. All of this information that that you know, that has made me think on how clinically we can apply it to and also something how we can focus intervention, using the LPAA in a way that respects, that pays attention to all of these variables, or whatever variables we can or the most variables. Because we're not perfect, and there is always something missing in the intervention context, because there is so much that we have to include into it, but pay attention to the psychosocial context, based on the culture, based on the limitations, based on their life, on the disruption in the family dynamics.   Katie Strong: Yeah, yeah. It's a lot to think about.   Jose Centeno: Yeah. It's not easy. But I, you know. I think that you know these data that I collected made me think more in terms of our work, how we can go from focusing the language to being a little more psychosocially or involved. It's a skill that is not taught in these programs. My impression is that programs focus on the intervention that is very language based, and doing all this very formal intervention. It's not a formula, it's a protocol that is sometimes can be very rigid, but we have to pay attention to the fact that there are behavioral issues here that need to be addressed in order to facilitate progress.   Katie Strong: Yeah, and it just seems like it's such more. Thinking about how aphasia doesn't just impact the person who has it. And, you know, really bringing in the family into this. Okay, well, we talked about your amazing new class, but you just talked a little bit about, you know, training the new workforce. Could you highlight a few ideas about what you think, if we're training socially responsive professionals to go out and be into the workforce. I know we're coming near the end of our time together. We could probably spend a whole hour talking about this. What are some things that you might like to plant in the ears of students or clinicians or educators that are listening to the podcast?   Jose Centeno: You know this is something Katie that was part of my evolution, my growth as a clinical researcher. I thought that creating a program, and Rutgers gave us that opportunity, to be able to create a program in such a way that everybody's included in the curriculum. We created a program in which the coursework and the clinical experiences. And this happened because we started developing this room from scratch. It's not like we arrived and there was a program in place which is more difficult. I mean creating a program when you have the faculty together and you can brainstorm as to based on professional standards and ASHA's priorities and so on, how we can create a program, right? So, we started from scratch, and when I was hired as founding faculty, where the person that was the program director, we worked together, and we created the curriculum, clinically and education academically, in such a way that everybody, but everybody, was included from the first semester until the last semester. And I created a course that I teach based on the research that I've done that brings together public health intersectionality and applied to speech language pathology. So, this course that students take in the first semester, and in fact, I just gave the first lecture yesterday. We just started this semester year. So it sets the tone for the rest of the program because this course covers diversity across the board, applying it to children, adults and brings together public health, brings together linguistics, brings together sociology. All of that to understand how the intersectionality, all those different dimensions. So, the way that the I structured the course was theory, clinical principle and application theory, and then at the end we have case scenarios. So that's how I did it. And of course, you know, it was changing as the students gave me feedback and so on. But that, that is the first course, and then everybody else in their courses in acquired motor disorders, swallowing, aphasia, dementia. You know, all those courses, the adult courses I teach, but you know the people in child language and literacy. They cover diversity. Everybody covers diversity. So, in the area more relevant to our conversation here, aphasia and also dementia. In those courses, I cover social determinants of health. I expand on social determinants of health. I cover a vulnerability to stroke and dementia in underrepresented populations and so on. So going back to the question, creating a curriculum, I understand you know that not every program has the faculty or has the resources the community. But whatever we can do to acknowledge the fact that diversity is here to stay. Diversity is not going to go away. We've been diverse since the very beginning. You know, like, even if you look, if you look at any community anywhere, it's already diverse as it is. So, incorporating that content in the curriculum and try to make the connections clinically. Luckily, we were able to do that. We have a clinic director that is also focused on diversity, and we cover everything there, from gender issues, race, ethnicity, all of those, as much as we can. So, the curriculum and taking the students into the community as much as we can.   Katie Strong: Yeah, I love that. So, you're talking about front loading a course in the curriculum, where you're getting people thinking about these and then, it's supplemented and augmented in each of the courses that they're taking. But also, I'm hearing you say you can't just stay in a classroom and learn about this. You need to go out.   Jose Centeno: Exactly! It's a lot. It didn't happen overnight. A lot of this was gradual, based on students feedback. And, you know, realizing that within ourselves, we within the course, when we were teaching it, oh, I need to change this, right, to move this around, whatever. But the next step I realized is, let's go into the community.   Katie Strong: Yeah, yeah. Well how lucky those students are at Rutgers.   Jose Centeno: Thank you.   Katie Strong: Well, we're nearing the end of our time together today. Jose and I just wanted, before we wrap up, I just wanted to ask you, “what, what excites you most about where aphasia research and care could go, or what do you think might need our most attention?”   Jose Centeno: That's a great question, because I thought of it quite a bit. But I'll focus it in terms of our diverse population, where the aphasia research should be. I think my impression is that there should be more attempts to connect the theoretical aspects of language with the psychosocial aspect. In other words, and this is how I teach my aphasia class. I focus the students on the continuum of care. The person comes in after stroke. We try to understand aphasia, but we aim to promoting life reconfiguration, life readaptation, going back into the community. So, here's the person with aphasia, and this is where we're heading to facilitating functioning, effective communication in the best way we can for this person, right? So, if these are all the different models that have been proposed regarding lexicon, vocabulary and sentence production and so on. How can we connect those therapeutic approaches in a way that they are functionally usable to bring this person back? Because there is a lot of literature that I enjoy reading, but how can we bring that and translate that to intervention, particularly with people that speak other languages. Which is very difficult because there isn't a lot of literature. But at least making an attempt to recruit the students from different backgrounds, ethnic backgrounds. And this, regardless of the backgrounds, there are students studying, interested in studying other cultures. And the curriculum exposes students to ways that we that there is some literature, there is a lot but there is some literature out there to explain vocabulary sentences in other languages post stroke in people with aphasia that, you know, we can use therapeutically. I mean, this is what's been created. So, let's look at this literature and be more open-minded. It's difficult. We don't speak every language in the world, but at least try to connect through the students that speak those languages in class, or languages departments that we have on campus, how those projects can be worked on. I'm just trying to be ambitious and creative here, because there's got to be a way that we should connect those theoretical models that are pretty much English focused intervention paradigms that will facilitate social function/   Katie Strong: It's a lot a lot of work, a lot of work to be done, a lot of a lot of projects and PhD students and all of that. Amazing.   Jose Centeno: I think it's as you said, a monumental amount of work, but, but I think that there should be attempts, of course, to include some of that content in class, to encourage students attention to the fact that there is a lot of literature in aphasia that is based on English speakers, that is based on models, on monolingual middle class…whoever shows up for the research project, the participants. But those are the participants. Now, I mean those that data is not applicable to the people [who you may be treating]. So, it's a challenge, but it's something to be aware of. This is a challenge to me that, and some people have highlighted that in the aphasia literature, the fact that we need more diversity in terms of let's study other languages and let's study intervention in other populations that don't speak English.   Katie Strong: Absolutely. Well, lots of amazing food for thought, and this has been such a beautiful conversation. I so appreciate you being here today, Jose. Thank you very, very much.   Jose Centeno: Thank you, Katie. I appreciate the invitation and I hope the future is bright for this type of research and clinical work and thank you so much for this time to talk about my work.       Resources   Centeno, J. G., (2024). A call for transformative intersectional LPAA intervention for equity and social justice in ethnosocially diverse post-stroke aphasia services. Seminars in Speech and Language, 45(01): 071-083. https://doi.org/10.1055/s-0043-1777131 Centeno, J. G., & Harris, J. L. (2021). Implications of United States service evidence for growing multiethnic adult neurorehabilitation caseloads worldwide. Canadian Journal of Speech-Language Pathology and Audiology, 45(2), 77-97. Centeno, J. G., Kiran, S., & Armstrong, E. (2020). Aphasia management in growing multiethnic populations. Aphasiology, 34(11), 1314-1318.  https://doi.org/10.1080/02687038.2020.1781420 Centeno, J. G., Kiran, S., & Armstrong, E. (2020). Epilogue: harnessing the experimental and clinical resources to address service imperatives in multiethnic aphasia caseloads. Aphasiology, 34(11), 1451–1455. http://dx.doi.org/10.1080/02687038.2020.1781421 Centeno, J. G., Obler, L. K., Collins, L., Wallace, G., Fleming, V. B., & Guendouzi, J. (2023). Focusing our attention on socially-responsive professional education to serve ethnogeriatric populations with neurogenic communication disorders in the United States. American Journal of Speech-Language Pathology, 32(4), 1782–1792. https://doi.org/10.1044/2023_AJSLP-22-00325 Kagan, A. (2020). The life participation approach to aphasia: A 20-year milestone. Perspectives of the ASHA Special Interest Groups, 5(2), 370. https://doi.org/10.1044/2020_PERSP-20-00017 Vespa, J., Medina, L., & Armstrong, D. M. (2020). Demographic turning points for the United States: population projections for 2020 to 2060. Current Population Reports, P25-1144.             https://www.census.gov/library/publications/2020/demo/p25-1144.html    

Last month, the U.S. Census Bureau released the American Community Survey (ACS) data for 2024. In this episode of Tax Credit Tuesday, Michael Novogradac, CPA, and Novogradac partner Thomas Stagg, CPA, discuss the significance of the data. Stagg uses ACS data to create robust estimates as to what income and rent limits are likely to be in most areas when the U.S. Department of Housing and Urban Development (HUD) announces them next April. The pair start off by reviewing the various data points that affect the estimates, and Stagg shares his view as to what the 2026 year-over-year increases in rent and income limits will likely be for various areas. Finally, Novogradac and Stagg talk about the upcoming data releases that will help refine his estimates.

On today's newscast: The Dragon Bravo Fire is fully contained, former national park superintendents urge Trump administration to close parks in case of shutdown, the Census Bureau will test using U.S. postal workers on Arizona's tribal lands to prep for 2030 count, and more.

Imagine a world where your investments work smarter, not harder. Keith reveals the truth about why real estate trumps stocks, and how the current economic landscape is creating a once-in-a-generation wealth opportunity. Discover: Why traditional investing wisdom is leaving younger generations behind Why owning assets is the ultimate key to breaking free from economic uncertainty From the dying middle class to the rise of strategic real estate investing, Keith exposes the game-changing insights that most investors never see. Inflation is reshaping the economic landscape - and you can either ride the wave or get swept away Generation Z faces unprecedented economic challenges  Want to learn more? Your financial transformation starts here. Resources: Text FAMILY to 66866 Call 844-877-0888 Visit FreedomFamilyInvestments.com/GRE Show Notes: GetRichEducation.com/573 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GR, I'm your host. Keith Weinhold, talking about real estate versus stocks, how housing has been in a recession that could now be thawing. Then why the war on the young and the vanishing middle class threatens to get even worse today on get rich Education.    Keith Weinhold  0:19   You It's crazy that most people think they're playing it safe with their liquid money when they're actually losing savings accounts and bonds don't keep up when true inflation can eat six to 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments and their flagship program with fixed 10 to 12% returns that have been predictable and paid quarterly. There's real world security. It's backed by needs based real estate like affordable housing, Senior Living and healthcare. Ask about the freedom flagship program when you speak to a freedom coach there. And here's what's cool. That's just one part of FF eyes family of products. They include workshops and special webinars, educational seminars designed to educate before you invest start with as little as 25k and finally, get your money working as hard as you do. It's easy to get started. Just grab your phone and text family. 266866, text the word family. 266866, that's family. 266866,   Corey Coates  1:37   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:47   Welcome to GRE from Rocky Mount North Carolina to Mount Shasta, California and across 188 nations worldwide. I'm your host, Keith Weinhold, and you are inside for another wealth building week of get rich education. A lot of people have been building wealth lately. Do you even understand all the markets that are either at or near all time highs, real estate, stocks, gold, all recently hit those levels, also nested home equity positions of American property owners are at all time highs. Silver is also near an all time high, and so are FICO credit scores. All this means that the haves are in really good shape, and the have nots aren't more on that later. Let's then you and I talk about real estate versus stocks. I've invested in both for decades, and it's not something that I do on the side. This is the core of what I do and talk about with you every week. And I've never felt more inclined toward investing in real estate ever the resilience of residential real estate, a major reason is that I've always found real estate investing easier to understand than the s and p5 100, and it comes down to the mechanics of each one in The stock market, a company can be well run, it can be profitable, and it can even be growing, yet its stock price might fall anyway. Why? Because expectations weren't met for a quarterly earnings report, or investor sentiment just happened to shift for a while, people just tended to focus on the bad stuff instead of the good stuff, even though it was always there, and that's why the stock price went down. So what makes a stock move more often than not, is kind of laughable. It isn't a word sentiment, emotions. It's how investors collectively feel about a stock and that can change on a dime. One quarter's earnings miss an interest rate hike, geopolitical news or even a single social media comment from a CEO that can move billions of dollars of market value in an instant real estate, on the other hand, that strips away a lot of that noise and that ability for other people's emotions to ruin the price of your apartment building that cannot happen at its core, the value of a property is tied to its income stream and the market that It sits in, that makes it far more direct and way more controllable. If I buy a property, I can see the levers in front of me and ask my property manager to push or pull them or even do it myself. For example, I just asked them to replace flooring in three of my apartment units. With pricier luxury vinyl plank rather than new carpet, and that's because I plan to hold that building for another five years or more. I'll attract a better quality tenant that can afford to pay me more rent. So I know that if I improve operations and increase occupancy, reduce expenses or reposition the asset down the road. I mean, that is directly going to increase net operating income, and that increase will directly affect my valuation. So there's a logic to this that's almost mechanical, and that is not to say that real estate is without nuance or risk. The risk lies in execution. You have to underwrite carefully. Is the location of your property sustainable long term? Are the demographics supportive of Lent growth? What capital improvements are truly lucrative to you and provide the tenants with value, and what kind of improvements are only cosmetic? So real estate isn't just tangible, it's also something that you can interact with. You can walk a property, you can even speak to tenants, study the neighborhood and know exactly what you're dealing with. It's not a ticker symbol reacting to opaque forces that you'll never see or control, and for me, that tactile nature creates clarity. When you buy the right property in the right market with the right strategy, then the path forward is not mysterious. It isn't whimsical, it's deliberate. Real Estate is easier to understand than the S p5, 100. And that also doesn't mean that real estate is simple, because there is that due diligence and strategy, but it's the cause and effect relationship between what you do and the outcome that you get that's far more direct with stocks. You can be completely right about the fundamentals. I mean, you can nail it. You can Bullseye that stock target, and after all that, yet still lose with real estate. If you execute well, the fundamentals eventually do show up in the returns and see because of that direct cause and effect relationship, you can improve yourself as a real estate investor faster than a stock investor can, and that's because you can learn about how your upgrade drove your properties, noi, that information, that feedback that you got, that's something that you can either replicate again or improve upon in your own investor career. So between real estate and stocks, execution is the real differentiator, and control is a key one as well. To me, that sweet spot is control that I have. But through a property manager that way, control doesn't mean that you're losing your quality of life, your standard of living. Now, some people, they do, have the right handyman skills to maintain the property and the right people skills to maintain the tenants. So self managing it can work for just a few people. I sure don't have the handyman skills myself. Sheesh, if I even try to hang a picture on a wall, there's a 50% chance that it's going to end in a drywall patch job. When you can see the cause and effect between your decisions and the property's performance, it creates that level of control that stocks and bonds just don't offer. And I'm also being somewhat kind to stocks by discussing a benchmark like the s, p5, 100, even harder to control and understand are the Wall Street derivatives and financial mutations that the people invested in them don't even understand. Unlike stocks, you own, the levers you own, the operations, the expenses and the occupancy, both have risks, but real estate's risks are more perceptible, more knowable. You won't have to cringe when a company's CEO posts a tweet that's either pro Israel or pro Gaza. Billions of market cap is wiped out, and your investment goes down 12% in one hour. This is why we talk about real estate on the show. There is less speculation and conjecture. It is concrete stuff, and that's all besides how real estate pays you five ways at the same time, as if that wasn't enough.    Keith Weinhold  9:38   Now, when we talk about real estate investing in this decade, do you realize that we have been in a housing recession for two years? A recession in real estate? I mean, it might not feel like it with those home prices at erstwhile mentioned all time highs. We don't need to have falling prices to have a recession. Investors are obviously. Making money in this housing recession. The recession I'm talking about is the slowdown in housing activity stemming from less affordability, lower sales volume and less available inventory. But we do now have signs that we are breaking out of these housing doldrums. As far as affordability, national home prices are staying firm. But what's helping there is that mortgage rates have fallen, and we've also had wages that are rising faster than rents and wages that are rising faster than mortgage payments. In fact, wages have been rising faster than both of those for most of the last year now, and that's sourced by Freddie Mac Federal Reserve stats and rental listings on Redfin. Yes, year over year, American wages are up 4.1% rents are up 2.6% and mortgage payments are basically unchanged over the past year, up just two tenths of 1% and of course, these facts, combined with lower mortgage rates, all supports more real estate price growth. Now to kick off the show, I mentioned how real estate stocks and gold all recently hit all time highs. Well, that's denominated in perpetually based dollars, of course. However, one thing that affects you that certainly has not reached all time highs is the level of available homes, the number of homes for sale, that inventory is up off the recent bottom in 2022 yet it is still below pre pandemic levels. We have had quite a recovery here. National active listings definitely on the rise. They are up 21% between today and this time last year. Well, that means that buyers have gained leverage, mostly across the south, where lots of new building has occurred, and some areas of the West as well. Yet today, we are still, overall here 11% below 2019 inventory level. So nationally, we're basically still 11% below pre pandemic housing inventory levels. And in the Midwest and Northeast, the cupboard looks even more bare than that, since new construction totally hasn't kept up there, we will see what happens. But with the recent drop in mortgage rates, buyers might take more of that available inventory off the shelf. But here's the twist that I've heard practically no one else talk about no media source, no one in conversation. Nobody. It is the paucity of available starter homes. It's the entry level home segment that has the great scarcity, and it's these low cost properties that are the ones that make the best rental properties. Their paucity is jaw dropping, as sourced by the Census Bureau and Freddie Mac starter home construction in the US. I mean, it is just fallen precipitously. Are you even aware of the trend? All right, defined as a home of 1400 square feet or less, all right, that's what we're calling a starter home. Their share of new construction that was 40% back in 1982 Yeah, 40% of new built homes were starter homes. Then by the year 2000 it fell to just a 14% share, and today, only 9% of new built homes are starter homes, fewer than one in 10, and yet, that's exactly what America needs more of. So although overall housing inventory is still low, it's that entry level segment that is really chronically underserved, and that won't change anytime soon, we remain mired in a starter home slump because builders find it more profitable to build higher end homes and luxury homes. Yet for anyone that owns this workforce rental property, which is the same thing we've been focused on doing here on this show, from day one, you are sitting in an asset class that's going to remain stubbornly in demand over the long term. And when it comes to starter homes, the ones Investors love most, they are more scarce than bipartisan agreement in Congress, really. That is the takeaway here.    Keith Weinhold  14:39   So last week, I had an interesting in person meet up at a coffee shop with a 19 year old college student because he's a real estate enthusiast, rapping Gen Z there. He's an athlete too, an 800 meter runner. Well, his dad read Rich Dad, Poor Dad, and his dad has 60 rental properties. Where they're from in Wisconsin, and maybe you're wondering, oh, come on, what could I learn from this 19 year old? I don't think that way. Now, I told him about some foundational GRE principles like financially free, beats debt free and things like that. It was also insightful to get his take on how he sees the world, and for me to learn what his professors are teaching him about real estate investing in his classes, he talked about how his professors show them, for example, what affects apartment cap rates. Also about how, whenever they run the numbers on a property, it always works out better to get the debt, get that mortgage, and how that leverage increases total rates of return. I was really happy that he's learning that over there at the university, but I was really impressed how at age 19, he's responsible and understands so much about society, politics, investing, athletics and even diet. I mean, this guy is rare, talking about his preference for avoiding food cooked in seed oils and choosing beef tallow instead. He also lamented on how Generation Z is so screwed up, saying that no one reads, no one's having kids, no one can buy a home, no one's going to be able to buy a home, and that people his age are so used to looking at screens that they're anxious about in person interactions, even in person, food ordering from a waiter at a restaurant gives them anxiety. He and I are planning to go running together next week. We'll see how that goes. As a college 800 meter runner, he's going to have the speed advantage on me, but we're running up a steep, 40 minute long trail where I've got a shot at an endurance advantage. So it was rather interesting to get his take and see what college professors are teaching on real estate. I mean, this generation that's coming of age now, Gen Z is the worst generation since George Washington to have it worse off than their parents. I'm going to talk about that today, shortly. next week, on the show here, I plan to help you learn about what's going on with some real estate niches and what their future looks to be over the next 10 to 20 years, including mobile home park real estate and parking lot real estate, one of these asset classes I really don't like the future of That's all next week on the future of some certain real estate niches. Straight ahead today, I want to tell you about mortgage rates in a way that you've never thought about before and more about the war on the young and the vanishing middle class. I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 573, and you are listening to it.    Keith Weinhold  17:53   If you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point, because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp. And in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video course, completely free as well. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com    Keith Weinhold  19:06   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chale Ridge personally. While it's on your mind, start at Ridge lendinggroup.com that's Ridge lendinggroup.com   Todd Drowlette  19:38   this is the star of the A E show the real estate commission, I'd roll that. Listen to get rich education with my friend Keith Weinhold, and don't quit your Daydream.   Speaker 1  19:49   Welcome back to. Get Rich Education. I'm your host. Keith Weinhold, as a reminder that show the real estate commission starring our friend Todd Drolet, who is a guest on the show here with us at the beginning of this month, it starts October 10, on A and E, that's that reality based commercial real estate show. Late last year, the Fed lowered interest rates, and they're doing the same thing again this year, when interest rates rise and fall, think of it like a wall that's being raised and lowered. Cutting rates is like lowering the height of a wall or a dam. That's because it allows for the free flow of capital. Savings rate accounts. Well, since they'll now pay at a lower rate with this rate cut, they're more likely to get shifted out and invested somewhere and flow into something else, driving up that other asset's value. Mortgages are more likely to originate because you pay less interest. Lowering rates lowers the impediment to the flow of money. It eases that flow. Oppositely, raising rates is like increasing the height of a wall or a dam, because if your savings account rate goes from 4% up to 5% oh well, you more likely to keep it parked there a higher wall or dam around your money, and raising rates makes your mortgage costs higher, so you're more likely to stay put and not move money around, constrained by the higher wall, that's how interest rates are like walls and lower walls also increase inflation, since they increase The flow of money, and hence the demand for goods and services. Well, then why did the Fed cut rates, lowering the wall opening the door for inflation this last time? Well, I think you know that was due to the evidence of a sputtering job market. You know that, if you follow this stuff, a slowing job market slows the flow of money, hence why they lowered the wall to increase the flow. Now this might translate to even lower mortgage rates. It does have that loose correlation anyway, and this should lift the housing market. But here's the real problem. Inflation is higher than the Fed wants already, and it's still rising, and they cut rates, making it more likely to rise further. This is like pouring gasoline on a campfire while yelling, don't worry. I got this sure the fire burns brighter, all right, but you might lose your eyebrows. The risk here is that these rate cuts will make inflation spike, since lower rates makes everyone less likely to save and more likely to borrow and spend, this pushes up prices even farther and faster, and this is the Fed's dangerous game. This is the crux about why the Fed is between a rock and a hard place. Ideally, the Fed only cuts of inflation is at or below their 2% target, but understand it hasn't even been there one time in nearly five years. Now, year over year, inflation was 2.7% last month and rose to 2.9% this month. The price of almost everything is up even faster than it usually goes up, beef, housing, haircuts, flamin hot, Cheetos, everything as we know this inflation that's now positioned to pick up again. However, for us, this is the long term engine that makes our real estate profitable. It makes it easier to raise rents, all while your principal and interest payment stays fixed. Inflation cannot touch that like a mosquito buzzing against a window, and let's be real, official inflation numbers are like Instagram filters. They are shaved down, touched up and airbrushed. The government massages them with tricks like hedonics, the wave of inflation that peaked at 9% in 2022 that has already widened the distance between the haves and the have nots, like the Grand Canyon, eviscerating so much of the middle class. And now the powers that be are setting up a scenario for another wave of elevated, long term inflation. This could get dire. Look like I was saying earlier the generation coming of age today is the first one since George Washington to have it worse off than their parents. Do You understand the profundity of this? They had the lowest home ownership rate, and they're the poorest, often leaving them directionless, anxious, depressed, drug addicted and even suicidal for. The first time in US history, Americans are on track to be poorer, sicker and lonelier than their parents. They will make even less than their parents did at the same age, and that's despite having a college degree. Inflation is a big reason for that, and that's what I help you solve here. I can't really help you with the depression stuff. That's not really my role with what I do here in the show. But inflation, in getting behind is one contributor to all these things. Understand, in 1989 those under age 40, they held 12% of household wealth. Today it's just 7% older Americans got rich, and they basically locked the gates behind them. Those over age 70 only held 19% of US wealth in 1989 now it's 30% Harvard's endowment has grown 500% since 1980 that's adjusting for inflation, but yet their class size hasn't grown. I mean, this is just more evidence that old money wins and young people are losing and cannot get ahead in 2019 the federal government spent eight times more per capita on seniors than they did kids. We all know that Gen Z is delaying marriage, home ownership and family formation in 1993 60% of 30 to 34 year olds had at least one child. Today, it's gone all the way down to 27% in about 30 years, that's fallen from 60% down to 27% this is not a resource problem. It's a values problem and an inflation problem, and also the tax code, values owning assets which older people have over labor, which younger people have. This is the crux of the war on the young and the war on those that don't own assets. You've got to wonder, is it even fixable? Some of it is, but no one really wants to fix inflation, and now they're lowering rates to open the door for even more of that widening that canyon, yes, the wave of inflation that started four to five years ago that broke down the middle class, and now it's set up to widen even more. I want to tell you what you can do about that shortly. But first, have you ever wondered, why do we even stratify upper, middle and lower class based on somebody's income? Why the income criterion, if you say that someone's upper class, everyone knows what that means. It means that you have a lot of wealth or income. But why is that the basis? Why do we classify it based on income? Well, it really started forming during the Industrial Revolution of the 1700s and 1800s that began in Great Britain. Before that, class distinctions were usually based on land ownership or nobility or occupation, for example, aristocrats versus peasants. But as industrial capitalism spread out of the UK, wages became the dominant way that people made a living. So tracking income, it sort of became this natural way to map out class. And then this notion spread in the 1800s and 1900s that was propelled through both economics and social science. You had thinkers like Karl Marx and Max Weber that were deeply concerned with class. Marx emphasized ownership of the means of production. You've probably heard that before, capitalists versus workers. But as societies modernized people in the world of both Economics and Psychology, they agreed that income was an easier dividing line than ownership alone. And then, starting last century, in the US, the 1900s income statistics, they became rather central in all of these policies that we make, like our tax system and poverty thresholds and qualifying for housing programs and even welfare benefits. See, they all rely on income bands. And over time, this normalized in our vernacular, these strata of upper middle and lower class sort of this income based shorthand that we use, throwing these terms around. So whether we like it or not, classes are based on your income level, and that's how it came into being. Well, with. A quick history lesson with the eroding of the middle class, with the war on the young. What can you actually do to make sure that you find yourself on the upper income side of it without falling to the lower side the lower class? Well, we know who the future financial losers are going to be. It is anyone not owning assets, and it's also savers clutching their dollars as those dollars quietly melt like ice cubes in July, right in their hand. Those are who the financial losers are going to be. Who are the winners going to be? It is asset owners riding the inflation wave, and the winners are also debtors who get to pay back tomorrow with cheaper dollars today, especially with that debt that you have outsourced to tenants. Here's the big takeaway, if you did not grab enough real assets during the last wave of inflation don't get left behind this time, because the longer you wait, the harder it is to jump aboard this moving train that keeps getting momentum and moving faster. The bottom line here is that at GRE we advocate for simply doing it all at once. Use debt to own real assets while inflation pushes up your rents. That's it, right. There it is. That's really the most concise way to orate the formula. Look in your mortgage loan documents. It does not say that you have to repay the mortgage loan in dollars or their equivalent. It only says you have to repay in dollars. That's your advantage. As dollars keep trending closer to worthless. To review what you've learned so far today, real estate is easier to understand and has more control than stocks. Housing has been in a recession, but there's more evidence that it is thawing, and a setup for more inflation has America poised to exacerbate the war on the young and widen the canyon between the haves and the have nots, and it threatens to get even wider as the middle class keeps vanishing and struggling.   Keith Weinhold  32:23   Now, if you like good free information, like with what I've been sharing with you today, and you find yourself doing a bit too much scrolling for quality written real estate and finance info. I mean, yeah, it can be a mess. It can be tough. If you want to get the good stuff, you hit paywalls and pop ups, and you get these push alerts and cookie banners. It's a little annoying. It's like the internet is playing defense against you. Not so fun, and that's why it matters to get good, clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters. I've got one. I write every word of ours myself, and it's got a dash of humor, yet it's direct. And it gets to the point because, as I like to say, even the word abbreviation is too long. My letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is the good stuff, the paradigm shifting material, the life changing material, you can get my letter free at gre letter.com Where else would you get the GRE letter? Greletter.com and along with the letter, you'll also get my one hour fast real estate video. Course, it's completely free as well, and it's not to try to upsell you to some paid course, there is no paid course, there's just nothing for sale, no strings attached, free value. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get as you know, I often like to part ways with something actionable for you, visit gre letter.com while it's fresh in your head, take a moment to do it now one last time it's gre letter.com until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  34:24   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  34:52   The preceding program was brought to you by your home for wealth building. Get richeducation.com

In early February 2025, something strange started happening across US government websites. Decades of data began disappearing from webpages for agencies such as the Centres for Disease Control and Prevention, the National Institutes of Health and the Census Bureau. In many cases the entire website went dark. Within a few days some 8,000 government pages and 3,000 datasets had been taken down. Since then, many have been reinstated - but some have not. We speak to Professors Maggie Levinstein and John Kubale to find out why this data was taken away, and why any of it matters. If you spot any numbers or statistical claims that you think we should check out contact: moreorless@bbc.co.uk Presenter: Tim Harford Producer: Lizzy McNeill Series Producer: Tom Colls Editor: Richard Vadon Production Co-Ordinator: Rosie Strawbridge Audio Mix: Neil Churchill

Kevin covers the following stories: Hurricane Gabrielle and other Atlantic Tropical Depressions update; S&P Global US Flash Purchasing Managers Index was released; the U.S. Census Bureau released August New Home Sales Report; oil and gas prices react to U.S. crude oil inventory data, geopolitical events and news; Kevin has the details, points out how certain news organizations choose to cover the same story, discusses the data, puts the information into historical perspective, offers his insights and opinions along the way.

Every year, the American Community Survey, a survey affiliated with the U.S. Census Bureau, asks people across the country to share what languages they speak at home. In Minnesota, those numbers not only help us understand immigration patterns and changes in language diversity, they also help shape state policy. Sahan Journal data reporter Cynthia Tu and Sahan Journal reporting fellow Shubanjana Das recently published a story diving into the survey results and joined Minnesota Now to share more about their reporting.

In this episode of the show, I talk with David Wessel from the Brookings Institution about the state of the US economy, the reliability of government statistics, and why trust in data matters more than ever. We cover the latest job numbers and what downward revisions mean, the pressures facing agencies like the Bureau of Labor Statistics and Census Bureau, and how politics threatens the credibility of official data. David shares insights on the risks of eroding confidence, what businesses and governments might do in response, and why high-quality, transparent data is essential for policymaking and for the public. It's a timely and important conversation about the role of data in shaping our economic future.Keywords: David Wessel, Jon Schwabish, PolicyViz Podcast, Bureau of Labor Statistics, BLS, Census Bureau, U.S. economy, economic data, data revisions, trust in data, survey fatigue, government statistics, job market, unemployment, economic indicators, federal data, data transparency, data integrity, public trustSubscribe to the PolicyViz Podcast wherever you get your podcasts.Become a patron of the PolicyViz Podcast for as little as a buck a monthFollow Giorgia on Twitter and find her book “This is Me and Only Me” on AmazonFollow me on Instagram, LinkedIn, Substack, Twitter, Website, YouTubeEmail: jon@policyviz.com

 FUBU, BRAVO, CNN, Champion of Change ~National Suicide Prevention Week, an annual week-long campaign in the United States to inform and engage health professionals and the general public about suicide prevention/warning signs of suicideA Noted Film Director, Hezues R, who's been applauded by The U.S. President of the United States & worked with the likes of  Ciroc Vodka, Russell Simmons on successful media campaigns, He addresses the issue of mental health, through a movie called "Suicide Saint".Through all of this madness is one issue that has plagued people of color with very few having the courage to address – mental health. The World Health Organization (WHO) states over 800,000 people commit suicide every year – that's one person every forty seconds. Also, the National Council for Behavioral Health notes that 46% of adults in the USA experience mental illness. In communities of color, according to the non-profit community organization, Mental Health America, out of 13% of Black Americans in the USA (according to the Census Bureau), 16% reported having mental illness – that's over 7 million people (more than the overall populations of Chicago, Philadelphia and Houston combined). Finally, the Center for Disease Control published that suicides and attempted suicides cost the nation almost $70 billion per year in lifetime medical and work-loss costs alone.Not many filmmakers have been honored by one President of the United States, let alone two. Then again Hezues R isn't your average filmmaker, as none other share the combination of his adversity and accolades , all the more reason why the entertainment industry is taking notice of this film protégé's next project, which he claims will be his masterpiece: SUICIDE SAINT.If you know Hezues R, then you've likely been inspired, as his own life is bigger than a movie. At 22 years old, he survived a barrage of bullets fired at him point blank 22 times by three would-be assailants His survival is nothing short of a miracle but still not as miraculous as his meteoric rise in entertainment - from high school dropout and drug dealer to self-made creative titan. No college, mentor, backers or connections - just a relentless work ethic and pure undeniable talent. From creating the official fragrance for the royal wedding of Prince William and Kate Middleton to running Sean P. Diddy Combs' advertising campaigns (Ciroc, Sean John , Deleon) as an executive producer, while finding creative ways to give back and interject social impact in his content, like the critically acclaimed film, “April Showers.” With suicide rates rapidly increasing and almost half of adults experiencing mental illness, Hezues R declares that “Rome is burning and as a society we're not giving enough concern to the media we create - which influences how we see ourselves and each other” His mission is to save lives by making the film “Suicide Saint” and in the process, change the protocol of Hollywood. Hezues R believes in art over algorithms and that films shouldn't just be made for profit but the added value of social good and the sake of creating something beautiful and inspiring. Hezues R gained fast followers, such as the United Nations, as they've selected his film as the sole movie they're endorsing in the International 40 Days Safer Cities initiative- with “Suicide Saint” being day #20 which also falls on Oct 10th - World Mental Health Day.© 2025 Building Abundant Success!!2025 All Rights ReservedJoin Me on ~ iHeart Media @ https://tinyurl.com/iHeartBASJoin me on Spotify: https://tinyurl.com/yxuy23baAmazon Music ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

Today's West Coast Cookbook & Speakeasy Podcast for our especially special Daily Special, Metro Shrimp & Grits Thursdays is now available on the Spreaker Player!Starting off in the Bistro Cafe, Trump wants us to talk about Jimmy Kimmel, so we'll talk about Trump and Jeffrey Epstein, instead.Then, on the rest of the menu, Portland, Oregon will issue a land use violation notice to the city's ICE building for breaching detention limits; experts have independently resurrected the Census Bureau advisory committee that was axed by Trump; and, a federal judge ordered Alabama's largest county to redraw its illegal racially gerrymandered districts.After the break, we move to the Chef's Table where Poland is drawing on Ukraine's expertise in battle-tested drone warfare, just over a week after Russian drones entered Polish airspace; and, British, Lithuanian and Latvian authorities have detained over a dozen people for arson and spying for Russia.All that and more, on West Coast Cookbook & Speakeasy with Chef de Cuisine Justice Putnam.Bon Appétit!The Netroots Radio Live Player​Keep Your Resistance Radio Beaming 24/7/365!“Everyone in this good city enjoys the full right to pursue his own inclinations in all reasonable and, unreasonable ways.” -- The Daily Picayune, New Orleans, March 5, 1851Become a supporter of this podcast: https://www.spreaker.com/podcast/west-coast-cookbook-speakeasy--2802999/support.

For years, the St. Louis metropolitan area has shown troubling signs when it comes to its population numbers. Preliminary results from the U.S. Census Bureau's 2024 American Community Survey offer both encouragement and caution for the region's future. Demographer and St. Louis University Professor Ness Sándoval breaks down the latest census data and shares why elected officials and residents should prioritize the development of single family homes to boost — or at least maintain — the region's population.

The Census Bureau finds that the gap between what women and men earned in 2024 widened. Typical wages for men increased 3.7%, but stayed flat for women. Also on this morning's program: An internal watchdog at the Labor Department has launched a probe into how the U.S. Bureau of Labor Statistics collects and reports economic data. Plus, new data found that foreclosure activity is up 18%. How worried should we be?

The Census Bureau finds that the gap between what women and men earned in 2024 widened. Typical wages for men increased 3.7%, but stayed flat for women. Also on this morning's program: An internal watchdog at the Labor Department has launched a probe into how the U.S. Bureau of Labor Statistics collects and reports economic data. Plus, new data found that foreclosure activity is up 18%. How worried should we be?

Today's Headlines: Israel stirred up another front yesterday by striking Hamas leaders in Doha, Qatar—right as they were meeting to discuss Trump's ceasefire plan. Qatar, not thrilled about the timing, has suspended its mediator role. The White House is insisting the bombing was Israel's call, not ours—though the optics are messy, given Qatar's status as a U.S. ally. Meanwhile, Chief Justice John Roberts temporarily let Trump freeze $4 million in foreign aid while the Court takes up the case, and the justices agreed to fast-track Trump's appeal to reinstate tariffs that lower courts already ruled illegal. In other Trump court news, a federal appeals court upheld the $83.3 million defamation payout he owes E. Jean Carroll, calling the damages “fair and reasonable.” On the economy, Labor Department revisions show 911,000 fewer jobs created in the past year than first reported—the biggest downward adjustment since 2002. The Census Bureau also found that inflation wiped out income gains for most Americans in 2024, except high earners, while the gender pay gap actually widened. And finally, South Carolina Republicans are moving toward one of the harshest abortion bans with no exceptions for rape, incest, or fatal fetal anomalies, women potentially facing murder charges and even the death penalty for terminating a pregnancy. The bill will serve as a model for other states. Resources/Articles mentioned in this episode: NBC News: Israel strikes Hamas leadership in Qatar, which had been mediating a ceasefire in Gaza Axios: Israel's attack in Qatar infuriated Trump advisers, officials say Axios: Supreme Court pauses judge's order on Trump foreign aid freeze Axios: Supreme Court to expedite Trump tariff case appeal AP News: Appeals court upholds E. Jean Carroll's $83.3M defamation judgment against Trump CNBC: Jobs report revisions September 2025: Axios: Gender pay gap is getting wider, reversing progress Substack: South Carolina Republicans Move to Ban Birth Control Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

P.M. Edition for Sept. 9. The Labor Department's Bureau of Labor Statistics said today that the U.S. added 911,000 fewer jobs over the 12 months that ended in March. WSJ economics reporter Justin Lahart explains what that means for the U.S. economy. Plus, new data from the Census Bureau shows that inflation erased Americans' income gains last year. Journal economics reporter Konrad Putzier breaks down the data and discusses what that says about the economy President Trump inherited. And Israel has attacked Hamas's leadership in Doha, Qatar. We hear from WSJ senior Middle East correspondent Summer Said about the impact this strike could have on peace negotiations. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

According to the U.S. Census Bureau, divorce rates have significantly decreased across the nation, dropping by 40 percent over the last forty years. Concurrently, marriage seems to be experiencing a revival. What factors are contributing to this rise in "I do's"? On the FOX News Rundown Extra, hear our full unedited interview with Brad Wilcox, a sociologist at the University of Virginia and fellow at the Institute for Family Studies, as joins the podcast to delve into the reasons behind the trend of couples remaining together and its implications for the future of American families. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Part two of this special series dives into three critical pieces of the 2025 housing market shift: home sales, inventory, and affordability. David Sidoni breaks down the numbers, explains why headlines can be misleading, and shows how today's changes open up new opportunities for first-time buyers.The 2025 housing market is in the middle of a transformation unlike anything seen in decades. In part two of this three-part series, David Sidoni unpacks the latest on home sales, shifting inventory, and affordability. He shares how existing home sales have dropped to just over 4 million in recent years, but new data and falling mortgage rates are signaling a move back toward healthier levels. Headlines might scream contradictions — sluggish sales one day, rising applications the next — but that's exactly why staying educated matters. Inventory is building, builders are offering incentives, and affordability is showing signs of life. For first-time buyers, understanding these shifts is the key to beating the rush and securing a home before competition heats back up.Quote: “If you take advantage of this shift now, you can beat the bum rush of a bazillion other buyers.”Highlights:Existing home sales data from 2019–2025 and what it means for first-time buyersWhy headlines about sales and applications seem contradictoryThe role of new construction and builder incentives in boosting supplyHow declining mortgage rates are already improving affordabilityActionable insights on how to prepare for the next market phaseReferenced Episodes:Part 1 of this 2025 Crucial Housing Market Shift series (home prices & mortgage rates)355 - Real Answers Pt 4: Should I Rent or Buy in 2025?Sources:Zillow, Redfin, Goldman Sachs, Housing Wire, Ris Media, US News, Bloomberg, The National Association of REALTORS®, Realtor.com, Homes.com, Zelman & Associates, Brian Buffini and other housing economists, The Mortgage Bankers Association, U.S. Census Bureau, Fannie Mae, Freddie Mac, financial Samurai, Moody's, Inman, US News, Apollo Global, Wells Fargo, and the National Association of Home Builders.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us! This is one part of a 3 part series highlighting the most significant housing market shift since this podcast began in 2019. Check out the podcast library for the full series for a complete update.

Recently, President Trump announced he would crack down on crime in Washington, D.C. On Friday, he met with National Guard troops assisting with law enforcement, where he teased 'straightening out' other major cities like Chicago. Since the crackdown, D.C. has seen a decrease in crime; it has been eleven days since Monday without homicides. Former South Carolina Congressman and former federal prosecutor Trey Gowdy joins the Rundown to break down why police presence helps with crime prevention, the problem with cashless bail, and later Trey shares details about his new mystery thriller novel, "The Color of Death." Fewer couples are calling it quits, as U.S. Census Bureau data shows that divorce rates have been falling across the country, down 40 percent in the past four decades. At the same time that census data show marriage appears to be making a comeback, so what's behind the increase in "I do's"? University of Virginia sociologist and fellow at the Institute for Family Studies Brad Wilcox joins the podcast to explain what's behind the trend of couples staying together and the impact it will have on the future of families in America. Plus, commentary from the host of “Tomi Lahren is Fearless" on Outkick, Tomi Lahren. Photo Credit: TreyGowdy.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

For the first time in over a decade, real change is reshaping the housing market. Prices, inventory, and affordability are shifting in ways that could finally give first-time buyers a new opportunity.In this episode, David Sidoni delivers a data-packed breakdown of the biggest housing market change in 17 years. After years of historically low inventory, rising prices, and brutal bidding wars, 2025 is bringing something different: falling prices in many metros, improving affordability, and a rare increase in available homes.David explains why this isn't a crash, but a shift toward semi-normal conditions — and how you can use this to your advantage. With most experts predicting 2–4% appreciation in 2025, smart buyers who act early can secure homes before the public catches on.This is part one of a three-part market update series designed to help you build a winning 2025–2026 strategy.Quote“For the first time in 17 years, inventory is actually improving — and that changes everything.”HighlightsWhy home prices are actually falling in many metros.The surprising percentage of listings with price cuts this summer.How builders are slashing prices and narrowing the gap with resale homes.What most experts really predict for home values in 2025.How first-time buyers can take advantage of this rare shift.Sources: Zillow, Redfin, Goldman Sachs, Housing Wire, Ris Media, US News, Bloomberg, The National Association of REALTORS®, Realtor.com, Homes.com, Zelman & Associates, Brian Buffini and other housing economists, The Mortgage Bankers Association, U.S. Census Bureau, Fannie Mae, Freddie Mac, financial Samurai, Moody's, Inman, US News, Apollo Global, Wells Fargo, and the National Association of Home Builders.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!This is one part of a 3 part series highlighting the most significant housing market shift since this podcast began in 2019. Check out the podcast library for the full series for a complete update.

Twin Cities scream club builds community through relieving stressHollie Carr started the group after seeing a Chicago scream club on TikTok. Many people found her group the same way.“Are you here to scream?” Hollie Carr asked people who strolled by her Sunday night as the sun began to set near the Cedar Nichols Trailhead in Burnsville.Carr founded Scream Club Twin Cities MN in early August. The group travels to different lakes, rivers and streams every week to scream across the water. And they're always looking for new participants.“Screaming is inclusive of everyone,” Carr said. “It doesn't matter what your issues are or what your stress is. Our goal is to scream in community.”Minnesota spent nearly $46,000 on welfare per person in poverty in 2023Every year, the U.S. Census Bureau publishes the Annual Survey of State and Local Government Finances. This is the country's only source of state and local spending data, allowing a detailed state-by-state comparison. The survey also divides spending data into categories, making it possible to analyze which public services states prioritize.Overall, public welfare is the largest expenditure for most states. However, the level at which states prioritize assistance programs over other public services, such as roads and police, differs.Minnesota, for instance, has a massive welfare system, dedicating a larger share of its revenue to assistance programs than most states. Additionally, Minnesota ranks among the top states for poverty-adjusted welfare spending, making it one of the most generous in the nation. In 2022, Minnesota spent approximately $42,000 (in 2023 $) per person on poverty, ranking second-highest in the entire country.This trend continued in 2023, as newly released data from the U.S. Census Bureau reveals.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On this episode of The Federalist Radio Hour, Wade Miller, senior advisor at the Center for Renewing America, joins Federalist Senior Elections Correspondent Matt Kittle to analyze President Donald Trump's recent census announcement and share the Census Bureau reforms required to protect American voters. Read more from Miller here. If you care about combating the corrupt media that continue to inflict devastating damage, please give a gift to help The Federalist do the real journalism America needs.

On this episode of The Federalist Radio Hour, Wade Miller, senior advisor at the Center for Renewing America, joins Federalist Senior Elections Correspondent Matt Kittle to analyze President Donald Trump's recent census announcement and share the Census Bureau reforms required to protect American voters. Read more from Miller here.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture Germany's economy is falling apart, they have been pushing the green new scam and they have been in a recession for a while. The earth is cooling not warming up. Newsom folds, wants oil companies to stay. Trump is bringing the country out of Biden's recession. Bessent is now the acting IRS directory, Scavino says abolish IRS, say goodbye to income tax. Trump is moving at very quick pace to put all the pieces in place, he is now removing the endless wars that the [DS] has setup. He is ushering in world peace. Those individuals that came after him have projected their crimes onto him, everything is now boomeranging on them and the people are going to witness that these people are the criminals and they committed the crimes. Justice has begun, the grand jury is set, the investigations are happening, eye for an eye, justice will be served.   Economy German economy in free fall  The German economy is sinking far deeper into recession than previously thought. Recent revisions to the national accounts by the Federal Statistical Office paint a dramatic picture.   the Federal Statistical Office released new data this week on Germany's economic output. And, as expected, the figures were revised downward. Instead of shrinking by 0.2% in 2023 as initially reported, Germany's GDP actually contracted by 0.9%. The outlook for 2024 has also worsened: a projected contraction of 0.5% instead of the previously assumed stagnation. Three Years of Ongoing Recession Anyone who still clung to the illusion of stability must now face reality. Germany is stuck deep in its third consecutive year of recession -- and there's no way out in sight. The downturn is deeper than previously assumed, with far-reaching consequences that politicians and media had downplayed.  Source: americanthinker.com https://twitter.com/JunkScience/status/1954173531610116516 https://twitter.com/SteveGuest/status/1954195874315169855 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");     https://twitter.com/Rasmussen_Poll/status/1954241768947613897 Trump Economy Beat Biden's For All Americans, Economist Says “The rich were the only group that did better under Biden, which is ironic because Biden keeps saying he was trying to get rid of income inequality." According to newly released Census Bureau data, all income groups in America advanced more during President Donald Trump's first term than they did during the Biden administration. Stephen Moore, a senior visiting fellow in economics at The Heritage Foundation, presented the unpublished data for the first time in an Oval Office presentation with Trump on Thursday. The data divided Americans into three groups: lower income (bottom 25% of earners), middle income (middle 50%), and upper income (top 25%). “What I find fascinating about this, Mr. President, is every income group did better,” said Moore, displaying a chart showing the percentage gain that accrued on average in each income bracket. Under President Joe Biden, the lower class, after adjusting for inflation, lost income over the course of four years. The middle-income earners stayed about the same. But the upper income earners did noticeably better,

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture Germany is now moving forward with the green new scam, they are no longer hiding it, they want water taxed, soon they will tax everything. American families are fleeing blue states and moving to red states. Fed inflation ticks up slightly, real inflation is falling. The Fed has another plan but it will fail. Trump is fighting those behind Powell. The [DS] is in a death spiral. The Durham Annex has been released and it shows that Obama, Clinton, Soros and many others were involved in a Coup d'etat against a sitting President. The [DS] players are in damage control. This is just the beginning. Trump is making the pay and they will be feeling more pain. This is not their only crime against this country. Buckle up and enjoy the show.   Economy https://twitter.com/disclosetv/status/1950655278887698788 Americans Flee Blue States for Red States in Record Numbers, New Study Finds A new analysis reveals that the great American migration is accelerating — and it's heading south and red. A study conducted by the nonprofit research group Unleash Prosperity, based on the latest IRS and U.S. Census Bureau data, shows millions of Americans have been “voting with their feet,” leaving high-tax, heavily regulated Democrat-run states in favor of Republican-led states offering lower taxes, less government interference, and a higher quality of life Top Gaining States: Red States Are Booming According to the data, the states gaining the most people and income are largely Republican strongholds in the South and the West. These states have attracted both individuals and businesses seeking affordability, freedom, and opportunity. Top 10 States Gaining Residents (Net Migration + Income Gains) Florida Texas Tennessee North Carolina South Carolina Arizona Georgia Idaho Nevada Utah Top Losing States: Blue States in Decline In contrast, high-tax blue states with stringent regulations, high cost of living, and urban crime surges are suffering sharp population losses —along with their wealthiest taxpayers. Top 10 States Losing Residents and Income California New York Illinois New Jersey Massachusetts Pennsylvania Michigan Maryland Minnesota Oregon What's Driving the Migration? The exodus from blue to red states is being fueled by several major factors: Tax Burden: States like California, New York, and Illinois have some of the highest tax rates in the nation. Red states tend to have no or low income taxes and business-friendly environments. Cost of Living: Housing affordability is a key driver. Families can often get twice the home for half the price in Southern and interior states. Quality of Life: Red states have generally lower crime rates, better school choice options, and fewer lockdown restrictions. Remote Work: Post-pandemic, Americans are no longer tied to big city job markets, giving them the freedom to relocate to states that better align with their values and financial goals. Political and Economic Implications This shift is not only reshaping the U.S. economy, but also the political map. States gaining population are also gaining congressional representation and electoral votes, while those losing people are seeing their influence shrink. “This trend is redefining American politics,” Moore said. “If it continues, we may see a long-term shift in where economic and political power resides.” Source: newsmax.com (function(w,d,s,i){w.