Podcasts about census bureau

Less than a week after President Trump said he has ordered a "new" census, the cabinet official who oversees the Census Bureau acknowledged Tuesday that Congress, not the president, has final say over the national head count that's used to reshape election maps and guide federal funding, NPR has exclusively learned. NPR's Hansi Lo Wang reports. Support NPR and hear every episode of Trump's Terms sponsor-free with NPR+. Sign up at plus.npr.org.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture Germany's economy is falling apart, they have been pushing the green new scam and they have been in a recession for a while. The earth is cooling not warming up. Newsom folds, wants oil companies to stay. Trump is bringing the country out of Biden's recession. Bessent is now the acting IRS directory, Scavino says abolish IRS, say goodbye to income tax. Trump is moving at very quick pace to put all the pieces in place, he is now removing the endless wars that the [DS] has setup. He is ushering in world peace. Those individuals that came after him have projected their crimes onto him, everything is now boomeranging on them and the people are going to witness that these people are the criminals and they committed the crimes. Justice has begun, the grand jury is set, the investigations are happening, eye for an eye, justice will be served.   Economy German economy in free fall  The German economy is sinking far deeper into recession than previously thought. Recent revisions to the national accounts by the Federal Statistical Office paint a dramatic picture.   the Federal Statistical Office released new data this week on Germany's economic output. And, as expected, the figures were revised downward. Instead of shrinking by 0.2% in 2023 as initially reported, Germany's GDP actually contracted by 0.9%. The outlook for 2024 has also worsened: a projected contraction of 0.5% instead of the previously assumed stagnation. Three Years of Ongoing Recession Anyone who still clung to the illusion of stability must now face reality. Germany is stuck deep in its third consecutive year of recession -- and there's no way out in sight. The downturn is deeper than previously assumed, with far-reaching consequences that politicians and media had downplayed.  Source: americanthinker.com https://twitter.com/JunkScience/status/1954173531610116516 https://twitter.com/SteveGuest/status/1954195874315169855 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");     https://twitter.com/Rasmussen_Poll/status/1954241768947613897 Trump Economy Beat Biden's For All Americans, Economist Says “The rich were the only group that did better under Biden, which is ironic because Biden keeps saying he was trying to get rid of income inequality." According to newly released Census Bureau data, all income groups in America advanced more during President Donald Trump's first term than they did during the Biden administration. Stephen Moore, a senior visiting fellow in economics at The Heritage Foundation, presented the unpublished data for the first time in an Oval Office presentation with Trump on Thursday. The data divided Americans into three groups: lower income (bottom 25% of earners), middle income (middle 50%), and upper income (top 25%). “What I find fascinating about this, Mr. President, is every income group did better,” said Moore, displaying a chart showing the percentage gain that accrued on average in each income bracket. Under President Joe Biden, the lower class, after adjusting for inflation, lost income over the course of four years. The middle-income earners stayed about the same. But the upper income earners did noticeably better,

Sitting in for Jim Schneider, Dalton Windsor continued the tradition of presenting news stories often left uncovered by the mainstream media. Here's a sample of what he presented: --A new poll conducted found that Zohran Mamdani, the Democratic nominee for mayor of New York City, has a significant lead in the current field of five candidates, attaining 50% of the vote regardless of his opponents. --According to one of the advisors from the Democratic Socialists of America, Zohran Mamdani is planning to turn New York City into an alphabet nirvana so that anyone in the U.S. who wants gender affirming care can get it for free. --JihadWatch is reporting that Zohran Mamdani is preparing to enable a new wave of anti-semitic violence. He has proposed that the NYPD should not respond to hate crimes, but instead such cases should be handled by social workers. --Performing abortions in churches? Arguing for dismantling the family unit? Comparing marriage to prostitution? These topics were part of a round-table discussion called, "The Left and the Family" which was part of a socialism conference that took place back in July in Chicago. Dalton provided audio from the event. --President Trump announced that Apple will invest 600 billion dollars in the U.S. over the next four years. --Newly released Census Bureau data shows all income groups in America advanced more during President Trump's first term than they did during the Biden administration. --Cambodia has announced that it is nominating President Donald Trump for the Nobel Peace Prize after he helped bring the Cambodia/Thailand border conflict to a cease-fire agreement.

Sitting in for Jim Schneider, Dalton Windsor continued the tradition of presenting news stories often left uncovered by the mainstream media. Here's a sample of what he presented: --A new poll conducted found that Zohran Mamdani, the Democratic nominee for mayor of New York City, has a significant lead in the current field of five candidates, attaining 50% of the vote regardless of his opponents. --According to one of the advisors from the Democratic Socialists of America, Zohran Mamdani is planning to turn New York City into an alphabet nirvana so that anyone in the U.S. who wants gender affirming care can get it for free. --JihadWatch is reporting that Zohran Mamdani is preparing to enable a new wave of anti-semitic violence. He has proposed that the NYPD should not respond to hate crimes, but instead such cases should be handled by social workers. --Performing abortions in churches? Arguing for dismantling the family unit? Comparing marriage to prostitution? These topics were part of a round-table discussion called, "The Left and the Family" which was part of a socialism conference that took place back in July in Chicago. Dalton provided audio from the event. --President Trump announced that Apple will invest 600 billion dollars in the U.S. over the next four years. --Newly released Census Bureau data shows all income groups in America advanced more during President Trump's first term than they did during the Biden administration. --Cambodia has announced that it is nominating President Donald Trump for the Nobel Peace Prize after he helped bring the Cambodia/Thailand border conflict to a cease-fire agreement.

In episode 152 of The Alan Sanders Show, Alan unpacks critical stories shaking our nation. We dive into the masculinity crisis, exploring how cultural shifts are eroding men's purpose and identity. The U.S. Census Bureau's stunning admission that it over-counted blue states like Delaware and New York while under-counting red states like Texas and Florida is dissected, revealing impacts on congressional seats and federal funding. We cover the brutal beating of Holly in Cincinnati, exposing bystander inaction and demanding accountability. There are calls for the immediate deportation of Mahmoud Kalil for defending the October 7 attacks, citing national security. The overturning of Judge Boasberg's ruling against Trump's use of the Alien Enemies Act is analyzed, highlighting battles over deportation policy. Finally, Gina Carano's Disney settlement is celebrated as a free speech victory. Join Alan for bold insights on these defining issues. Please take a moment to rate and review the show and then share the episode on social media. You can find me on Facebook, X, Instagram, GETTR,  TRUTH Social and YouTube by searching for The Alan Sanders Show. And, consider becoming a sponsor of the show by visiting my Patreon page!!

This extended analysis presents a host's argument that America is locked in a battle against a "Marxist revolution" and a web of corruption that extends from federal agencies to local governments. The host weaves together several seemingly unrelated events to form a cohesive narrative of a nation under attack. Key claims and topics covered include: The 2020 Census Fraud: The host alleges that the 2020 U.S. Census was rigged through widespread fraud by census workers. He claims this led to a misallocation of congressional seats and electoral votes, effectively "stealing" power from Republican-leaning states and handing it to Democrats. Weaponized Bureaucracy: The host asserts that federal agencies, including the Census Bureau, the FBI, and USAID, have been "weaponized" to serve a radical political agenda. He cites examples of what he calls frivolous and corrupt spending by USAID and alleges that FBI agents were used to censor critics of government policy. The Breakdown of Law and Order: The host points to rising crime in Democrat-run cities, using a violent carjacking in D.C. as a specific example. He ties this to a Marxist ideology that he claims protects criminals and allows them to terrorize citizens, and praises a young man who bravely fought back. The COVID-19 Vaccine Conspiracy: The host claims that a major government cover-up occurred during the pandemic. He alleges that federal officials knew that mRNA vaccines were ineffective and caused new variants, but they suppressed this information by censoring scientists and intimidating the public. The host warns of the vaccines' potential long-term dangers and frames the entire pandemic response as a political ploy to destroy the economy and impose social control. https://www.pbs.org/newshour/nation/some-census-takers-who-fudged-2020-data-didnt-get-fired-federal-report-says#:~:text=READ%20MORE%3A%20Census%20takers%20say,members'%20relationships%20to%20one%20another.

This comprehensive segment delivers a sweeping and dramatic narrative, arguing that America is under attack by a "Marxist revolution" and a corrupt, lawless establishment. The host synthesizes a range of political, social, and economic topics to form a cohesive picture of a nation fighting for its future. Key points include: The War on Democracy: The host claims that government agencies, including the U.S. Census Bureau and the FBI, have been "captured" and weaponized to serve a radical agenda. He alleges massive fraud in the 2020 Census to steal congressional seats and that a "debanking" system is being used to punish political dissent, mirroring a Chinese-style social credit system. A Nation Under Siege: The monologue details a breakdown of law and order, alleging that foreign actors like Iran and China are funding violent anti-Semitic street protests and empowering criminal gangs to destabilize American cities. The host warns that gun control is a slippery slope to a totalitarian state, citing Venezuela as a cautionary tale. The Pandemic Conspiracy: The host presents a chilling conspiracy theory surrounding the COVID-19 pandemic, claiming that the government and medical establishment knew that mRNA vaccines were ineffective and caused new variants. He alleges a massive censorship campaign to silence dissenting scientists and that the entire pandemic response was a political ploy to destroy the economy and impose authoritarian control. The Fight for America's Soul: Despite these dire warnings, the host provides a call to action and a message of hope. He celebrates the American people's will to fight back, citing a massive wave of applications for ICE agents as the formation of a "deportation army." He also highlights the power of free speech to expose these lies and the efforts of leaders to fight back against what he calls a "totalitarian threat."

(The Center Square) – Outmigration has taken a major toll on the Illinois economy, according to a new report by Unleash Prosperity. Using data from the Internal Revenue Service and the U.S. Census Bureau, analysts found that Illinois lost 881,012 residents from 2012 to 2022. Economist Stephen Moore said only New York and California suffered more domestic outmigration than the Land of Lincoln. “This is the sad story, same thing. New York and California and Illinois are just being bled to death,” Moore said.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture Germany is now moving forward with the green new scam, they are no longer hiding it, they want water taxed, soon they will tax everything. American families are fleeing blue states and moving to red states. Fed inflation ticks up slightly, real inflation is falling. The Fed has another plan but it will fail. Trump is fighting those behind Powell. The [DS] is in a death spiral. The Durham Annex has been released and it shows that Obama, Clinton, Soros and many others were involved in a Coup d'etat against a sitting President. The [DS] players are in damage control. This is just the beginning. Trump is making the pay and they will be feeling more pain. This is not their only crime against this country. Buckle up and enjoy the show.   Economy https://twitter.com/disclosetv/status/1950655278887698788 Americans Flee Blue States for Red States in Record Numbers, New Study Finds A new analysis reveals that the great American migration is accelerating — and it's heading south and red. A study conducted by the nonprofit research group Unleash Prosperity, based on the latest IRS and U.S. Census Bureau data, shows millions of Americans have been “voting with their feet,” leaving high-tax, heavily regulated Democrat-run states in favor of Republican-led states offering lower taxes, less government interference, and a higher quality of life Top Gaining States: Red States Are Booming According to the data, the states gaining the most people and income are largely Republican strongholds in the South and the West. These states have attracted both individuals and businesses seeking affordability, freedom, and opportunity. Top 10 States Gaining Residents (Net Migration + Income Gains) Florida Texas Tennessee North Carolina South Carolina Arizona Georgia Idaho Nevada Utah Top Losing States: Blue States in Decline In contrast, high-tax blue states with stringent regulations, high cost of living, and urban crime surges are suffering sharp population losses —along with their wealthiest taxpayers. Top 10 States Losing Residents and Income California New York Illinois New Jersey Massachusetts Pennsylvania Michigan Maryland Minnesota Oregon What's Driving the Migration? The exodus from blue to red states is being fueled by several major factors: Tax Burden: States like California, New York, and Illinois have some of the highest tax rates in the nation. Red states tend to have no or low income taxes and business-friendly environments. Cost of Living: Housing affordability is a key driver. Families can often get twice the home for half the price in Southern and interior states. Quality of Life: Red states have generally lower crime rates, better school choice options, and fewer lockdown restrictions. Remote Work: Post-pandemic, Americans are no longer tied to big city job markets, giving them the freedom to relocate to states that better align with their values and financial goals. Political and Economic Implications This shift is not only reshaping the U.S. economy, but also the political map. States gaining population are also gaining congressional representation and electoral votes, while those losing people are seeing their influence shrink. “This trend is redefining American politics,” Moore said. “If it continues, we may see a long-term shift in where economic and political power resides.” Source: newsmax.com (function(w,d,s,i){w.

The following stories were covered during today's show: The White House released "Winning the AI Race: America's AI Action Plan;" the U.S. Labor Department reported the U.S. Weekly Jobless Claims; S&P Global released the Composite Purchasing Manager's Index (PMI), the Manufacturing PMI Contracts, and Services PMI; the Mortgage Bankers Association reported the Weekly Mortgage Application Volume Index; the U.S. Commerce Department's Census Bureau reported June U.S. New Home Sales; Kevin has the details, sifts through the data, offers his insights, puts the data into historic perspective and offers an opinion or two. Oil and gas prices react to expected Russian cuts in gasoline exports, optimism over U.S. and European Union trade negotiations, sharper than expected draws on U.S. crude oil inventories, ongoing Russia and Ukraine peace talks and uncertainty over U.S. - China trade talks.

The following stories were covered during today's show: The White House released "Winning the AI Race: America's AI Action Plan;" the U.S. Labor Department reported the U.S. Weekly Jobless Claims; S&P Global released the Composite Purchasing Manager's Index (PMI), the Manufacturing PMI Contracts, and Services PMI; the Mortgage Bankers Association reported the Weekly Mortgage Application Volume Index; the U.S. Commerce Department's Census Bureau reported June U.S. New Home Sales; Kevin has the details, sifts through the data, offers his insights, puts the data into historic perspective and offers an opinion or two. Oil and gas prices react to expected Russian cuts in gasoline exports, optimism over U.S. and European Union trade negotiations, sharper than expected draws on U.S. crude oil inventories, ongoing Russia and Ukraine peace talks and uncertainty over U.S. - China trade talks.

Kevin covered the following stories: the University of Michigan released their Survey of Consumers (Consumer Sentiment); the U.S. Commerce Department reported single family home building permits; the U.S. Commerce Department's Census Bureau reported single family housing starts; the U.S. Conference Board published the Leading Economic Index (LEI); Ward's Intelligence released June Class 8 Truck Sales; Volvo reported 2nd Quarter earnings; Kevin has the details, digs into the data, puts the information into historic perspective offers his insights and an opinion or two. Crude Oil and Gas prices react to the EU's 18th package of sanctions, potential Iran nuclear talks with Britain, France and Germany, pending tariffs, set to kick in on August 1st and rumors of possible meeting between President Trump, Russian President Vladimir Putin and Chinese President Xi Jingping.

Kevin covered the following stories: the University of Michigan released their Survey of Consumers (Consumer Sentiment); the U.S. Commerce Department reported single family home building permits; the U.S. Commerce Department's Census Bureau reported single family housing starts; the U.S. Conference Board published the Leading Economic Index (LEI); Ward's Intelligence released June Class 8 Truck Sales; Volvo reported 2nd Quarter earnings; Kevin has the details, digs into the data, puts the information into historic perspective offers his insights and an opinion or two. Crude Oil and Gas prices react to the EU's 18th package of sanctions, potential Iran nuclear talks with Britain, France and Germany, pending tariffs, set to kick in on August 1st and rumors of possible meeting between President Trump, Russian President Vladimir Putin and Chinese President Xi Jingping.

Keith highlights the decline in college town real estate due to demographic changes and reduced international student enrollment.  The national housing market is moving towards balance, with 4.6 months of resale supply and 9.8 months of new build supply.  Commercial real expert and fellow podcast host, Hannah Hammond, joins Keith to discuss how the state of the real estate market is facing a $1 trillion debt reset in 2025, potentially causing distress and foreclosures, particularly in the Sun Belt states.  Resources: Follow Hannah on Instagram  Show Notes: GetRichEducation.com/563 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, are college towns doomed. There's a noticeably higher supply of real estate on the market. Today is get rich education. America's number one real estate investing show. Then how much worse will the Apartment Building Loan implosions get today? On get rich education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from Orchard Park, New York to port orchard, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How most people set up their life is that they have a job or an income producing activity, and they put that first, then they try to build whatever life they have left around that job. Instead, you are in control of your life when you first ask yourself, what kind of lifestyle Am I trying to build? And then you determine your job based on that. That is lifestyle design, and that is financial freedom, most people, including me, at one time. And probably you get that wrong and put the job first. And then we need to reverse it once you realize that, you discover that you found yourself so far out of position that you try to find your way back by putting your own freedom, autonomy and free agency first. There you are lying on the ground, supine, feeling overwhelmed, asking yourself why you didn't put yourself first. Then what I'm helping you do here is get up and change that by moving your active income over to relatively passive income, and doing it through the most generationally proven vehicle of them all, real estate investing for income. We are not talking about a strategy that didn't exist three years ago and won't exist three years from now. It is proven over time, and there's nothing avant garde or esoteric here, and you can find yourself in a financially free position within five years of starting to gradually shift that active income over to passive income.    Keith Weinhold  3:29   Now, when it comes to today's era of long term real estate investing, we are in the midst of a real estate market that I would describe as slow and flat. Both home price appreciation and rent growth are slow. Overall real estate sales volume is still suppressed. It that sales volume had its recent peak of six and a half million homes moved in 2021 which was a wild market, it was too brisk and annual sales volume is down to just 4 million. Today, more inventory is accumulating, which is both a good news and a bad news story. I'm going to get to this state of the overall market shortly. First, let's discuss real estate market niches, a particular niche, because two weeks ago, I discussed the short term rental arms race. Last week, beach towns and this week, in the third of three installments of real estate market niches are college towns doomed? Does it still make sense to invest in college town real estate? Perhaps a year ago on the show, you'll remember that I informed you that a college closes every single week in the United States. Gosh, universities face an increasingly tough demographic backdrop ahead. We know more and more people get a free education. Education online. Up until now, universities have tapped a growing high school age population in this seemingly bottomless well of international students wanting to study in the US. But America's largest ever birth cohort, which was 4.3 million in 2007 is now waning. Yeah, that's how many Americans were born in 2007 and that was the all time record birth year. Well, all those people turn 18 years old this year. This, therefore, is an unavoidable decline in the pool of potential incoming college freshmen from the United States. And on top of that, the real potential of fewer international students coming to the US to study adds to the concern for colleges. This is due to the effects and the wishes of the Trump administration. It already feels like a depression in some college towns now among metro areas that are especially reliant on higher education, three quarters of them suffered weaker economic growth over the past 12 years than the US has as a whole. That's according to a study at Brookings Metro. They're a non profit think tank in DC, all right, and in the prior decade, all right, previous to that, most of those same metros grew faster than the nation did. If this was really interesting, a recent Wall Street Journal article focused on Western Illinois University in McComb Illinois as being symbolic of this trend, where an empty dorm that once held 800 students has now been converted to a police training ground, it's totally different, where there are active shooter drills and all this overturned furniture rubber tipped bullets and paintball casings, you've got to repurpose some of these old dorms. Nearby dorms have been flattened and they're now weedy fields. Two more dorms are set to close this summer. Frat houses and homes once filled with student renters are now empty lots city streets used to be so crowded during the semester that cars moved at a crawl. That's not happening anymore. It's almost like you're watching the town die, said a resident who was born in Macomb and worked 28 years for the Western Illinois Campus Police Department. Macomb, Illinois is at the heart of a new rust belt across the US colleges are faltering, and so are the once booming towns and economies around them. Enrollment is down at a lot of the nation's public colleges and universities starting next year due to demographics like I mentioned, there will be fewer high school graduates for the foreseeable future, and the fallout extends to downtown McComb. It's punishing local businesses. There's this multiplier effect that's diminishing. It's not multiplying for generations. Colleges around the US fueled local economies, created jobs and brought in students and their visiting families to shop and spend and growing student enrollment fattened school budgets, and that used to free universities from having to worry about inefficiencies or cutting costs. But the student boom has ended, and college towns are suffering. And what are some of the other reasons for these doomed college towns? Well, first, a lot of Americans stopped having babies after the global financial crisis, you've got a strong dollar and an anti foreigner administration that's likely to push international student numbers down on top of this, and then, thirdly, US students are more skeptical of incurring these large amounts of debt for college and then, universities have been increasing administrative costs and tuition above the rate of inflation, and they've been doing that for decades. Tuition and operating costs are detached from reality, and in some places, student housing is still being built like the gravy train is not going to end. I don't see how this ends well for many of these universities or for student housing, so you've really got to think deeply about investing in college town housing anymore. Where I went to college, in Pennsylvania, that university is still open, but their enrollment numbers are down, and they've already closed and consolidated a number of their outlying branch campuses. Now it's important notice that I'm focused on college towns, okay, I'm talking about generally, these small. Smaller, outlying places that are highly dependent on colleges for their vibrancy. By the way, Pennsylvania has a ton of them, all these little colleges, where it seems like every highway exit has the name of some university on it. That is starting to change now.    Keith Weinhold  10:21   Conversely, take a big city like Philadelphia that has a ton of colleges, Temple University, Penn, which is the Ivy League school, St Joseph's, Drexel LaSalle, Bryn Mawr, Thomas Jefferson, Villanova. All these colleges are in the Philly Metro, and some of them are pretty big. Well, you can be better off investing in a Philly because Philly is huge, 6 million people in the metro, and there's plenty of other activity there that can absorb any decline in college enrollment. So understand it's the smaller college town that's in big trouble. And I do like to answer the question directly, are college towns doomed? Yes, some are. And perhaps a better overall answer than saying that college towns are doomed, is college towns have peaked. They've hit their peak and are going down.    Keith Weinhold  11:23   Let's talk about the direction of the overall housing market now, including some lessons where, even if you're listening 10 years from now, you're going to gain some key learning. So we look at the national housing market. There is finally some buyer selection again, resale housing supply is growing. I'm talking overall now, not about the college towns. Back in 2022, nearly every major metro could be considered not just a seller's market, but a strong seller's market. And it was too much. It was wild. Three years ago, buyers had to, oftentimes offer more than the asking price, pay all cash. Buyers had to waive contingencies, forgo inspections, and they had to compete with dozens of bidders. I mean, even if you got a home inspection, you pray that the home inspector didn't find anything worse than like charming vintage wiring, because you might have been afraid to ask for some repairs of the seller, and that's because the market was so hot and competitive that you might lose the deal. Fast forward to today, and fewer markets Hold that strong seller's market status. More metros have adequate inventory. And if you're one of our newsletter subscribers, you saw that last week, I sent you a great set of maps that show this. As you probably know, six months of housing supply is deemed as the balance point between buyers and sellers over six months favors buyers under six favors sellers. All right, so let's see where we are now. And by the way, months of housing supply, that phrase is also known as the absorption rate nationally, 4.6 months of resale supply exists. That's the current level, 4.6 months per the NAR now it bottomed out at a frighteningly low one and a half months of supply back in 2022 and it peaked at 12 full months of supply during the global financial crisis, back in 2010 All right, so these are the amounts of resale housing supply available for sale, and we overbuilt homes back in the global financial crisis, everyday people owned multiple homes 15 years ago because virtually anyone could qualify for a loan with those irresponsible lending standards that existed back in that era. I mean, back then, buyers defaulted on payments and walked away from homes and because they had zero down payment in the home. Well, they had zero skin in the game to protect and again, that peaked at 12 months of supply. Now today, Texas and Florida have temporarily overbuilt pockets that are higher than this 4.6 month national number and of course, we have a lot of markets in the Northeast and Midwest that have less than this supply. But note that 4.6 months is still under six months of supply, still favoring sellers just a little, but today's 4.6 months. I mean, that's getting pretty close to historic norms, close to balance. All right, so where is the best buyer opportunity today? Well, understand that. So far, have you picked up on. This we've looked at existing housing supply levels here, also known as resale homes. The opportunity is in new build homes. What's the supply of new construction homes in the US? And understand for perspective that right now, new build homes comprise about 1/3 of the available housing supply. And this might surprise you, we are now up to 9.8 months of new build housing supply, and that's a number that's risen for two years. That's per the Census Bureau and HUD. A lot of builders, therefore, are getting desperate right now, builders have got to sell. The reason that they're willing to cut you a deal is that, see, builders are paying interest costs and maintenance costs every single day on these nice, brand new homes that are just languishing, just sitting there. Understand something builders don't get the benefit of using a home. Unlike the seller family of a resale or existing home, see that family that has a resale home on the market, they get the benefit of living in it while it's on the market. This 9.8 months of new build supply is why buyers are willing to cut you a deal right now, including builders that we work with here at GRE marketplace.    Keith Weinhold  16:30   And we're going to talk to a builder on the show next week and get them to tell us how desperate they are. In fact, it's a Florida builder, and we'll learn about the incentives that they're willing to cut you they're building in one of these oversupplied pockets. So bottom line is that overall, an increasing US housing supply should keep home prices moderating. They're currently up just one to 2% nationally, and more supply means better options for you. Hey, let's talk about this very show that you're listening to, the get rich education podcast. What do you like to do while you're listening to the show? In fact, what are you doing right now while you're listening to the show? Well, in a recent Instagram poll, we asked our audience that very question you told us while listening to the show, 50% of you are commuting, 20% are exercising, 20% are at work, and 10% are doing home chores like cleaning or dishes. Now is this show the number one real estate investing podcast in the United States, we asked chatgpt that very question, and here's how they answered. They said, Excellent question. Real estate investing podcasts have exploded over the past 10 to 12 years, but only a handful have true long term staying power. Here's a list of some of the longest running, consistently active real estate investing podcasts that have built serious legacies. And you know something, we are not number one based on those criteria. This show is ranked number two in the nation. Number one are our friends at the real estate guys radio show hosted by Robert Helms. How many times have I recommended that you go ahead and give them a listen? Of course, I'm just freshly coming off spending nine days with them as one of the faculty members on their summit at sea. Their show started in 1997Yes, on actual radio, before podcasts even existed, and chat GPT goes on to say that they're one of the OGS in the space. It focuses on market cycles, investing strategies and wealth building principles known for its international investor perspective and high profile guests like Robert Kiyosaki. All right, that's what it says about that show. And then rank number two is get rich. Education with me started in 2014 and it goes on to say that this is what the show's about. It says it's real estate centric with a macroeconomic and financial freedom philosophy. It focuses on buy and hold investing, inflation, debt strategy and wealth building. Yeah, that's what it says. And I'd say that's about right? And this next thing is interesting. It describes the host of the show, me as communicating with you in a way that's clear, calm and slightly academic. That's what it says. And yeah, you've got to be clear. Today. There's so much competing for your attention that if I'm not clear with you, then I'm not able to help you calm. Okay? I guess I remain calm. And then finally, slightly academic. I. Hadn't thought about that before. Do you think that I'm slightly academic in my delivery? I guess that's possible. It's appropriate for a show with the word education in our name. I guess it makes sense that I'd be slightly academic. So that fits. I wouldn't want to be heavily academic or just academic, because that could get unrelatable. So there's your answer. The number two show in the nation for real estate investing.    Keith Weinhold  20:29   How are things going with your rental properties? Anyway, I had something interesting happen to me here these past few months. Now I have a property manager in one market that manages quite a few of my properties, all these single family homes and I had five perfect months consecutively as a real estate investor. A perfect month means when you have 100% occupancy, 100% rent collection, and zero maintenance or repair costs. Well, this condition went on for five months with every property that they managed. For me, which is great, profitable news, but that's so unusual to have a streak like that, it kind of makes you wonder if something's going wrong. But the streak just ended. Finally, there was a $400 expense on one of these single family homes. Well, this morning, the manager emailed me about something else. One of my tenants leases expires at the end of next month. I mean, that's typical. This is happening all the time with some property, but they suggested raising the rent from $1,700 up to 1725, and I rarely object to what the property manager suggests. I mean, after all, they are the expert in that local market. That's only about a one and a half percent rent increase, kind of slow there. But again, we're in this era where neither home price growth nor rent growth have been exceptional.    Keith Weinhold  22:02   I am in upstate Pennsylvania today. This is where I'm from. I'm here for my high school class reunion. And, you know, it's funny, the most interesting people to talk to are usually the people that have moved away from this tiny town in Appalachia, counter sport, Pennsylvania, it's not the classmates that stayed and stuck around there in general are less interesting. And yes, this means I am sleeping in my parents home all week. I know I've shared with you before that Curt and Penny Weinhold have lived in the same home and have had the same phone number since 1974 and I sleep in the same bedroom that I've slept in since I was an infant every time that I visit them. Kind of heartwarming. In a few days, I'm going to do a tour of America's first and oldest pretzel bakery in Lititz, Pennsylvania with my aunts and uncles to review what you've learned so far today, put your life first and then build your income producing activity around that. Many college towns are demographically doomed, and even more, have peaked and are on their way down. Overall American residential real estate supply is up. We're now closer to a balanced market than a seller's market. We've discussed the distress in the five plus unit apartment building space owners and syndicators started having their deals blow up, beginning in 2022 when interest rates spiked on those short term and balloon loans that are synonymous with apartment buildings. When we talked to Ken McElroy about it a few weeks ago on the show, he said that the pain still is not over for apartment building owners.   Keith Weinhold  23:51   coming up next, we'll talk about it from a different side, as I'll interview a commercial real estate lender and get her insights. I'll ask her just how bad it will get. And this guest is rather interesting. She's just 29 years old, really bright and articulate, and she founded her own commercial real estate lending firm. She and I recorded this on a cruise ship while we're on the real estate guys Investor Summit at sea a few weeks ago. So you will hear some background noise, you'll get to meet her next I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 563 and you're listening to it.    Keith Weinhold  24:31   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com that. Ridge lendinggroup.com, you know what's crazy?    Keith Weinhold  25:03   Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866, to learn about freedom family investments, liquidity fund, again, text family to 66866   Caeli Ridge  26:13   this is Ridge lending group's president, Caeli Ridge. Listen to get rich education with key blind holes. And remember, don't quit your Daydream.   Keith Weinhold  26:31   Hey, Governor, education nation, Keith Weinhold, here we're on a summit for real estate on a cruise ship, and I'm with Hannah Hammond. She's the founder of HB capital, a commercial real estate lending firm, and the effervescent host of the Hannah Hammond show. Hey, it's great to chat   Hannah Hammond  26:48   you too. It's been so great to get to know you on this ship, and it's been a lot of fun,    Keith Weinhold  26:51   and we just met at this conference for the first time. Hannah just gave a great, well received presentation on the state of the commercial real estate market. And the most interesting thing, and the thing everyone really wants to know since she lends for five plus unit apartment buildings as well, is about the commercial real estate interest rate resets. Apartment Building values have fallen about 30% nationwide, and that is due to these resetting loans. So tell us about that.   Hannah Hammond  27:19   Yeah, so there is a tidal wave of commercial real estate debt coming due in 2025 some of that has already come due, and we've been seeing a lot of the distressed assets start to hit the market in various asset classes, from multifamily, industrial, retail and beyond. And then, as we continue through 2025 more of that title, weight of debt is going to continue to come due, which is estimated to be around $1 trillion of debt.    Keith Weinhold  27:44   That's huge. I mean, that is a true tidal wave. So just to pull back really simply, we're talking about maybe an apartment building owner that almost five years ago might have gotten an interest rate at, say, 4% and in today's higher interest rate environment that's due to reset to a higher rate and kill their cash flow and take them out of business. Tell us about that.   Hannah Hammond  28:03   Yeah. So a lot of investors got caught up a few years ago when rates were really low, and they bought these assets at very low cap rates, which means very high prices, and they projected, maybe over projected, continuous rent growth, like double digit rent growth, which many markets were seeing a few years back, and that rent growth has actually slowed down tremendously. And so much supply hit the market at the same time, because so much construction was developed a few years back. And so now there's a challenge, because rents have actually dropped. There's an overage of supply. Rates have doubled. You know, people were getting apartment complexes and other assets in the two or 3% interest rate range. Now it's closer to the six to 7% interest rate range, which we all know it just doesn't really make numbers work. Every 1% increase in interest you'd have to have about a 10% drop in value for that monthly payment to be the same. So that's why we're seeing a lot of distress in this market right now, which is bad for the people that are caught up on it, but it's good for those who can have the capital to re enter the market at a lower basis and be able to weather this storm and ride the wave back up   Keith Weinhold  29:08   income down, expenses up. Not a very profitable formula. Let's talk more about from this point. How bad can it get? We talked about 1 trillion in loans coming due this calendar year tell us about how bad it might be.    Hannah Hammond  29:23   So it's estimated that potentially 25% of that $1 trillion could be in potential distress. And of course, if two $50 billion of commercial real estate hit foreclosure all at the same time, that would be pretty catastrophic, and there would be a massive supply hitting the market, and therefore a massive reduction in property values and prices. And so a lot of lenders have been trying to mitigate the risk of this happening, and all of this distress debt hit the market at one time. And so lenders have been doing loan modifications and loan extensions and the extend and pretend, quote. Has been in play since back in 2025 but a lot of those extensions are coming due. That's why we're feeling a little bit more of a slower bleed in the commercial market. But you know, in the residential market, we're not seeing as much distress, because so many people have those fixed 30 year rates. But in commercial real estate, rates are generally not fixed for that long. They're more they could be floating get or they might only be fixed for five years, and then they've reset. And that's what we're seeing now, is a lot of those assets that were bought within the last five years have those rate caps expiring, and then the rates are jacking it up to six to 7% and the numbers just don't make sense anymore.   Keith Weinhold  30:36   That one to four unit space single family homes up fourplexes has stayed relatively stable. We're talking about that distress and the five plus unit multi family apartment space. So Hannah, when we pull back and we look at the lender risk appetite and the propensity to lend and to want to make loans, of course, that environment changes over time. I know that all of us here at the summit, we learn from you in your presentation that that can vary by region in the loan to value ratio and the other terms that they're talking about giving. So tell us about some of the regional variation. Where do people want to lend and where do people want to avoid making loans   Hannah Hammond  31:11   Exactly? And we were talking about this is every single region is so different, and there's even micro markets within certain cities and metropolitan areas, and the growth corridors could have a very different outlook and performance than even in the overexposed metro areas. So lenders really pay attention to where the capital is flowing to. And right now, if you look at u haul reports and cell phone data, capital is flowing mostly to the Sun Belt states, and it's leaving the Rust Belt states. So this is your southeast states, your Texas, Florida, Arizona, and these types of regions where a lot of people are leaving some of the Rust Belt states like San Francisco, Chicago, New York, where those markets are being really dragged down by all this office drag from all the default rates in these office buildings that have continued to accumulate post COVID. So the lender appetite is going to shift Market to Market, and they really pay attention to the asset class and also the region in which that asset class is located. And this can affect the LTV, the amount of money that they're going to lend based on the value of the property, also the interest rate and the DSCR ratios, which is how much above the debt coverage the income has to be for the lender to lend on that asset.    Keith Weinhold  32:26   So we're talking about lenders more willing to make loans in places where the population is moving to Florida, other markets in the Southeast Texas, Arizona. Is that what we're talking about here.   Hannah Hammond  32:37   exactly, and even on the equity side, because we help with equity, like JV equity or CO GP equity, on these development projects or value add projects. And a lot of my equity investors, they're like, Nah, not interested in that state. But if it's in a really good Sunbelt type market, then they have a better appetite to lend in those markets.   Keith Weinhold  32:56   Was there any last thing that we should know about the lending environment? Something that impacts the viewers here, maybe something I didn't think about asking you?   Hannah Hammond  33:04   I mean, credit is tight, but there's tons of opportunity. Deals are still happening. Cre originations are actually up in 2025 and projected to land quite a bit higher in 2025 at about 660, 5 billion in originations, versus 539 billion in 2024 so the good news is, deals are happening, movements are happening, purchases and sales are happening. And we need movement to have this market continue to be strong and take place, even though, unfortunately, some investors are going to be stuck in that default debt and they might lose on these properties, it's going to give an opportunity for a lot of other investors who have been kind of sitting on the sidelines, saving up capital and aligning their capital to be able to take advantage of these great deals. Because honestly, we all know it's been really hard to make deals pencil over the past few years, and now with some of this reset, it's going to be a little bit easier to make them pencil.    Keith Weinhold  33:04   This is great. Loans are leverage, compound leverage, trunks, compound interest, leverage and loans are really key to you making more of yourself. Anna, if someone wants to learn more about following you and what you do, what's the best way for them to do that?    Hannah Hammond  33:42   At Hannah B Hammond on Instagram, my show, the Hannah Hammond show, is also on all platforms, YouTube, Instagram, Spotify, Apple, and if you shoot me a follow and a message on Instagram, I will personally respond to and would love to stay connected and help with any questions you have in the commercial real estate market.    Keith Weinhold  34:27   Hannah's got a great presence, and she's great in person too. Go ahead and be sure to give her a follow. We'll see you next time. Thank you.   Keith Weinhold  34:40   Yeah. Sharp insight from Hannah Hammond, there $1 trillion in commercial real estate debt comes due this year. A quarter of that amount, $250 billion is estimated to be in distress or default. This could keep the values of larger apartment buildings suppressed. Even longer, as far as where today's opportunity is, next week on the show, we'll talk to a home builder in Florida, ground zero for an overbuilt market, and we'll see if we can sense the palpable desperation that they have to move their properties and what kind of deals they're giving buyers. Now until next week, I'm your host, Keith Weinhold, do the right thing before you do things right out there, and don't quit your Daydream.   Speaker 3  35:33   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  35:56   You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  37:12   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

About 22% of adults age 65 and older reported volunteering in 2021, according to data from the U.S. Census Bureau, Current Population Survey, Volunteering and Civic Life Supplement. Around 22% of people in their 70s and 80s volunteer on a weekly basis, which is higher than the rate among older adults in their 50s.  This week on the Swimming Upstream Radio Show, we'll meet two people repelling for a cause and one who says public speaking is a path into lending a hand to people Repelling for a Cause Meet Jon Hubble, age 84, and Diane Malone, both members of a senior residential community,  They're choosing to raise money for an important project by repelling (that's dropping down with a rope).  Anyway, they'll be coming down the front of a four story building. They'll be back next month to tell us how it went.  Bil Lewis, Toastmasters Bil Lewis is a Computer Scientist and has worked in research and taught most of his life, most recently doing Genetics Research at MIT. He has taught at Stanford and Tufts Universities and worked for FMC, Sun Microsystems, and Nokia Data. Bil is a Past District Governor for Toastmasters (Eastern Massachusetts and Rhode Island), an Eagle Scout, a Returned Peace Corps Volunteer, and a Patriotic Citizen of the United States. Bil joined Toastmasters when his mother dragged him by the ear to a meeting after he graduated college. Bil discovered that being able to speak well in public was a very useful skill, which he was weak in. He has improved.  Using his speaking skills, Bil ran his own company for a decade, teaching and consulting in Computer Science. In 2015, Bil took on the persona of James Madison and began performing for schools, libraries, and conferences. As a District Governor, Bil got to practice his leadership skills. He had 50 direct reports and 3,000 members, with a budget of $50,000. He ran two major conferences and organized 100 contests and trainings. He learned a lot. All because of Toastmasters. Links: Bil Lewis on LinkedIn - https://www.linkedin.com/in/bil-lewis-4986314/ Toastmasters International - https://www.toastmasters.org Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode, we cover a wide range of reports that touch on inflation, consumer spending, manufacturing activity, and what might come out of the upcoming Federal Open Market Committee (FOMC) meeting on July 30. We also analyze the moves in both the bond markets and equities caused by the rumors of President Trump's desire to remove Federal Reserve Chairman Jerome Powell. Lastly, we discuss the potential for antitrust activity among the most influential companies in the technology sector, colloquially known as the Magnificent 7.Speakers:Brian Pietrangelo, Managing Director of Investment StrategyGeorge Mateyo, Chief Investment OfficerRajeev Sharma, Managing Director of Fixed IncomeStephen Hoedt, Head of Equities 00:57 – The Consumer Price Index – a measure of inflation – increased in both overall and core (which excludes food and energy prices) figures in June, both month over month and year over year. The next release of the Personal Consumption Expenditures Index (PCE) – another measure of inflation – is expected on July 31.02:03 – The U.S. Census Bureau released its monthly report on advance monthly retail sales, which was positive for the economy and showed an 0.6% increase in consumer spending for June.02:46 – The Federal Reserve's latest Industrial Production and Capacity Utilization report showed a 0.3% uptick in manufacturing in June, which was a very welcome sign because April and May figures were relatively flat, and March was negative.03:27 – The Fed released its Beige Book report, which comes out in advance of the upcoming FOMC meeting. Overall, it shows cautiously positive signs across the twelve districts, with five reporting slight or modest gains, five with flat activity, and modest declines for the remaining two.04:12 – We note three themes to pay attention to over the next few weeks in addition to the upcoming FOMC meeting: President Trump's ongoing or extended pause on tariffs, the PCE inflation report, and updated figures on the labor market.05:08 – Because the CPI data was higher than expected, market expectations of the Fed issuing a July rate cut are down to under 5%, while expectations of a September rate cut are around 60%. Still, a growing contingency is betting on the next rates cuts coming as late as the fourth quarter of this year or not at all until 2026.06:27 – The bond market reacts to this week's economic news with front-end yields, which are more sensitive to Fed policy, moving lower more rapidly than longer-ended yields, which are more sensitive to the economy and inflation.07:56 – The Merrill Lynch Option Volatility Estimate (“the MOVE Index”,) – which tracks volatility in the bond market – spiked on reports that Trump was thinking of removing Fed Chair Jerome Powell, but quickly came back down and remains stable, signaling a resilient bond market.09:56 – An overall analysis of the economy and markets considering this week's rumors of Powell's potential ouster, the more likely potential of his serving out his full term, and conversations of who might come next. We look to historical precedent during Richard Nixon's presidency for what might happen in the future.13:29 – The equities market continues to see all-time highs and will likely remain high in August before anticipated cooling beginning in September. Technology sector stocks lead the market rally, with some lagging in healthcare and consumer staples.17:36 – Stocks of the Magnificent 7 are buoying the markets partly because of their high trading volume and concentration. More singularly focused companies like Microsoft and NVIDIA seem immune from government interference, but more-diversified companies like Meta and Alphabet might be more susceptible to anti-trust efforts.20:19 – The overall economic outlook is positive for now. Recession fears and tariff-related volatility are coming down, but can come back at any moment. The implications for your portfolio are to balance risk and remain diversified to offset potential future fluctuations.Additional ResourcesKey Questions: What Is in the One Big Beautiful Bill Act and How Does It Compare to Current Law?Key Questions | Key Private Bank Subscribe to our Key Wealth Insights newsletterWeekly Investment Brief Follow us on LinkedIn

According to the U.S. Census Bureau, 25% of American kids live without a father or father-like figure in their homes. You heard that right. On average, 1 out of every 4 kids doesn't have a dad to give them piggyback rides, help them with homework, or tuck them into bed at night. That's tragic!If you have the privilege of being a dad, make sure to be there for your kids. Don't just live in your house. Make that house a home where smiles abound, and laughter is loud. And if you know a boy who doesn't have a father who's around, include him in activities with you and your son. Your actions may be small, but they just might make a world of difference to a lonely kid.For more encouragement and parenting advice, visit Trail Life USA or RaisingGodlyBoys.com.

Kevin reviews and summarizes some of the recent economic news, trade deals coming together and how this will affect the trucking industry. More and more evidence is mounting regarding tariffs and inflation. The "Big Beautiful Bill" has passed; Kevin talks about some of the details, especially involving the so-called clean energy credits from Biden's Inflation Reduction Act and how effective they have been. The U.S. Commerce Department's Census Bureau released the construction spending, Wards Intelligence released May Class 8 retail sales, The U.S. Bureau of Labor Statistics released the May Job Openings and Labor Turnover: Kevin has the details and offers his insights. Kevin talks about the economic, political, geopolitical, supply and demand events affecting oil and gas prices.

Kevin reviews and summarizes some of the recent economic news, trade deals coming together and how this will affect the trucking industry. More and more evidence is mounting regarding tariffs and inflation. The "Big Beautiful Bill" has passed; Kevin talks about some of the details, especially involving the so-called clean energy credits from Biden's Inflation Reduction Act and how effective they have been. The U.S. Commerce Department's Census Bureau released the construction spending, Wards Intelligence released May Class 8 retail sales, The U.S. Bureau of Labor Statistics released the May Job Openings and Labor Turnover: Kevin has the details and offers his insights. Kevin talks about the economic, political, geopolitical, supply and demand events affecting oil and gas prices.

The U.S. Bureau of Economic Analysis released the 3rd estimate of 1st Quarter GDP; the U.S. Commerce Department's Census Bureau released the Orders for Durable Goods Report; the U.S. Labor Department released the Weekly Jobless Claims; Kevin has the details, digs into the data, offers his insights and puts the information into historic perspective. Phil Flynn, Senior Market Analyst Price Futures Group & Author of The Energy Report, as well as Contributor to FOX Business Network, joins Kevin to talk about a wide range of topics from Malaysian oil laundering, crude oil supply and demand, the need for interest rate cuts, through media bias by downplaying good economic news. Oil and gas prices react to switching focus from risk premiums to fundamentals, U.S. "driving season is in full swing," a weaker dollar, larger than expected draws on crude oil inventories and the ceasefire between Iran and Israel. The first named tropical storm of the hurricane season has been announced; Kevin has the details.

The U.S. Bureau of Economic Analysis released the 3rd estimate of 1st Quarter GDP; the U.S. Commerce Department's Census Bureau released the Orders for Durable Goods Report; the U.S. Labor Department released the Weekly Jobless Claims; Kevin has the details, digs into the data, offers his insights and puts the information into historic perspective. Phil Flynn, Senior Market Analyst Price Futures Group & Author of The Energy Report, as well as Contributor to FOX Business Network, joins Kevin to talk about a wide range of topics from Malaysian oil laundering, crude oil supply and demand, the need for interest rate cuts, through media bias by downplaying good economic news. Oil and gas prices react to switching focus from risk premiums to fundamentals, U.S. "driving season is in full swing," a weaker dollar, larger than expected draws on crude oil inventories and the ceasefire between Iran and Israel. The first named tropical storm of the hurricane season has been announced; Kevin has the details.

Kevin describes a first-hand experience regarding a computer scam which freezes your computer and directs you to call a specific number. Also, Kevin talks about various states warning residents about scam texts and e-mails regarding unpaid traffic tickets or toll fees; Kevin talks about what to do and who to contact. The U.S. Census Bureau released the May New Home Sales Report; Kevin has the details, digs into the data, offers his insights and puts the information in historic perspective. From the skilled trades to management and professional roles to indirectly supported jobs; Kevin discusses the importance of home building and remodeling to the economy. Oil and gas prices react to demand causing falling U.S. crude oil and fuel inventories, highest gasoline demand since December 2021, Iran-Israel ceasefire reducing geopolitical supply concerns, possible Federal Reserve interest rate cuts earlier tha forecasted. 

Kevin describes a first-hand experience regarding a computer scam which freezes your computer and directs you to call a specific number. Also, Kevin talks about various states warning residents about scam texts and e-mails regarding unpaid traffic tickets or toll fees; Kevin talks about what to do and who to contact. The U.S. Census Bureau released the May New Home Sales Report; Kevin has the details, digs into the data, offers his insights and puts the information in historic perspective. From the skilled trades to management and professional roles to indirectly supported jobs; Kevin discusses the importance of home building and remodeling to the economy. Oil and gas prices react to demand causing falling U.S. crude oil and fuel inventories, highest gasoline demand since December 2021, Iran-Israel ceasefire reducing geopolitical supply concerns, possible Federal Reserve interest rate cuts earlier tha forecasted. 

The Federal Open Market Committee (FOMC) met this week to report on dampened economic projections, forecast two potential rate cuts in the remainder of the year, and reaffirm the wait-and-see approach that has been a hallmark of Fed policy thus far in 2025. Our experts analyze what came out of the meeting, how investors should respond, and what the future may hold. We also break down the key provisions in the One Big Beautiful Bill Act as passed by the U.S. House of Representatives, what comes next in the Senate, and highlight four provisions that may impact you.Speakers:Brian Pietrangelo, Managing Director of Investment StrategyGeorge Mateyo, Chief Investment OfficerCynthia Honcharenko, Director of Fixed Income Portfolio ManagementJoe Velkos, National Tax Director, Key Wealth02:12 – The Census Bureau's Advance Retail Sales Report showed a 0.9% month-over-month dip in May, and April figures were revised to a 0.1% decline.03:12 – U.S. industrial production fell by 0.2% in May, according to the Federal Reserve. 03:54 – At this week's FOMC meeting, the Fed kept the federal funds rate unchanged at a target range of 4.25% to 4.50%.04:07 – We look at key economic projections, including a lowered GDP growth median, higher inflation projections, and increased unemployment forecasts. 05:03 – The median FOMC forecast sees two 25 basis points cuts in 2025, though there appears to be disagreement among members with some expecting no rate cuts in 2025, while others expect only a single 25 basis points cut this year.06:10 – The markets and analysts weigh in on the probability of rate cuts this year. Fed Chair Jerome Powell remains cautious and confirmed the Fed is positioned to respond as needed, especially considering uncertainty around the impact of upcoming tariffs on inflation.10:45 – A discussion on who might succeed Jerome Powell as the next Chair of the Federal Reserve.12:54 – Uncertainty across several fronts signals a wide range of possible outcomes in international and domestic markets and politics. For investors' portfolios, diversification will be as important as it's ever been.15:14 – Joe Velkos, National Tax Director for Key Wealth, joins us to walk through the “One Big Beautiful Bill” passed by the House of Representatives on May 22.19:07 – The bill faces opposition in the Senate, including among Republicans, making it unlikely that the bill will remain unchanged or that it will be passed before July 4th, as is President Trump's goal.20:18 – We highlight four key provisions of the bill: an increase to the maximum state local tax deduction, an increase to the lifetime gift and estate tax exemption, restoring the bonus depreciation for business owners, and the new proposed elimination of tax on tips and overtime pay. Additional ResourcesWatch the replay of our June 11 National CallKey Questions | Key Private Bank Subscribe to our Key Wealth Insights newsletterWeekly Investment Brief Follow us on LinkedIn

Retail and food service sales declined sharply in May, according to the U.S. Census Bureau, raising concerns about the strength of consumer demand under President Donald Trump's second term. Even essential sectors like groceries and restaurants saw drops, while online shopping was one of the few areas of growth. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

As I delve into the intricacies of Project 2025, a sense of profound change and potential upheaval in the U.S. federal government becomes increasingly clear. This initiative, spearheaded by conservative organizations and former Trump administration officials, aims to reshape the very fabric of American governance, centralizing executive power in ways that have sparked both fervent support and vehement opposition.At the heart of Project 2025 lies the unitary executive theory, an expansive interpretation of presidential power that seeks to place the entire executive branch under direct presidential control. This vision is championed by figures like Kevin Roberts, who advocates for all federal employees to answer directly to the president, eliminating the independence of critical agencies such as the Department of Justice, the FBI, the Federal Communications Commission, and the Federal Trade Commission[4].One of the most striking aspects of Project 2025 is its plan for the Department of State. Kiron Skinner, who authored the State Department chapter of the project, proposes dismissing all current leadership roles within the department before January 20, 2025. Skinner, who briefly headed the department's office of policy planning during the Trump administration, believes that most State Department employees are too left-wing and should be replaced with ideologically vetted leaders appointed to acting roles that do not require Senate confirmation. When questioned about instances where State Department employees obstructed Trump policies, Skinner admitted she could not name a single example[4].This radical overhaul is part of a broader "Mandate for Leadership," a 900-plus page policy playbook that outlines sweeping reforms across various federal agencies. For instance, Project 2025 suggests consolidating or eliminating programs like those managed by the Economic Development Administration (EDA), which has been instrumental in investing billions of dollars into transformative infrastructure projects. These investments have generated nearly $20 billion in private investment and created over 220,000 jobs. By dismantling such programs, Project 2025 could severely undermine the federal government's ability to invest in communities, potentially devastating working people, small businesses, and the overall health of the economy[5].The project also targets the data-collection capacities of key agencies. By consolidating the Bureau of Economic Analysis, Census Bureau, and Bureau of Labor Statistics, Project 2025 would significantly impair the ability of these agencies to provide independent, partisan-free data. This data is crucial for businesses, researchers, and government organizations, and its manipulation could have far-reaching consequences for the economy. As the U.S. Bureau of Labor Statistics notes, their data is intentionally independent from partisan interests and is relied upon by a wide range of stakeholders[5].The implications of these changes are profound. If implemented, Project 2025 would not only centralize power in the White House but also fundamentally alter the relationship between the executive branch and other government agencies. This shift would align with a trend that has been building since the Reagan administration, where the Supreme Court has increasingly supported a stronger unitary executive, often backed by conservative justices and organizations like the Federalist Society and the Heritage Foundation[4].Critics argue that these proposals would have devastating consequences for workers and the broader public. The American Federation of Government Employees (AFGE) warns that Project 2025 could lead to the termination of up to 1 million federal workers, dismantling essential agencies and disrupting critical government services[2].As we approach the potential implementation date of January 20, 2025, the stakes are high. The project's proponents see it as a necessary step to streamline government and align it more closely with conservative ideals. However, opponents view it as a dangerous erosion of checks and balances, threatening the independence of vital agencies and the integrity of data collection.Looking ahead, the next few months will be crucial. As the project's executive action proposals are tracked across 20 federal agencies, the public will gain a clearer picture of what these changes might mean in practice. The Center for Progressive Reform is already monitoring these developments, highlighting the potential devastating consequences for workers and the public[3].In the end, Project 2025 represents a pivotal moment in American governance, one that could redefine the balance of power within the federal government. Whether this initiative succeeds or fails, its impact will be felt for years to come, shaping the trajectory of U.S. policy and the lives of millions of Americans. As we navigate this uncertain landscape, it is imperative to remain vigilant, ensuring that the principles of democracy and the public interest are upheld.

In this episode, we review trending data across hunter age, hunter recruitment, decoy use, and reaping as Dr. Zach Steele, Post-doctoral associate and interdisciplinary ecologist specializing in human dimensions, walks us through his newest publication.  Resources: Harris, A. (2006). Turkey hunting in 2006: an analysis of hunter demographics, trends, and economic impacts. USFWS Report, 7. Maryland Spring Turkey Hunter Survey – Results Summary. August 2017 Steele, Z.T., & M.A. Lashley. (2025). Reviewing human dimensions of wild turkey (Meleagris gallopavo) hunting research and synthesizing future directions. Zenodo. U.S. Department of the Interior, U.S. Fish and Wildlife Service, and U.S. Department of Commerce, U.S. Census Bureau. 2011 National Survey of Fishing, Hunting, and Wildlife-Associated Recreation. U.S. Department of the Interior, U.S. Fish and Wildlife Service, and U.S. Department of Commerce, U.S. Census Bureau. 2016 National Survey of Fishing, Hunting, and Wildlife-Associated Recreation.   We've launched a comprehensive online wild turkey course featuring experts across multiple institutions that specialize in habitat management and population management for wild turkeys. Enroll Now!    Dr. Marcus Lashley @DrDisturbance, Publications Dr. Will Gulsby @dr_will_gulsby, Publications Turkeys for Tomorrow @turkeysfortomorrow  UF Game Lab @ufgamelab, YouTube   Want to help support the podcast? Our friends at Grounded Brand have an option to donate directly to Wild Turkey Science at checkout. Thank you in advance for your support!   Donate to wild turkey research: UF Turkey Donation Fund , Auburn Turkey Donation Fund  Do you have a topic you'd like us to cover? Leave us a review or send us an email at wildturkeyscience@gmail.com!   Please help us by taking our (QUICK) listener survey - Thank you!  Check out the NEW DrDisturbance YouTube channel! DrDisturbance YouTube Watch these podcasts on YouTube Leave a podcast rating for a chance to win free gear! Get a 10% discount  at Grounded Brand by using the code ‘TurkeyScience' at checkout! This podcast is made possible by Turkeys for Tomorrow, a grassroots organization dedicated to the wild turkey. To learn more about TFT, go to turkeysfortomorrow.org.    Music by Artlist.io Produced & edited by Charlotte Nowak  

In this episode, we review trending data across hunter age, hunter recruitment, decoy use, and reaping as Dr. Zach Steele, Post-doctoral associate and interdisciplinary ecologist specializing in human dimensions, walks us through his newest publication.  Resources: Harris, A. (2006). Turkey hunting in 2006: an analysis of hunter demographics, trends, and economic impacts. USFWS Report, 7. Maryland Spring Turkey Hunter Survey – Results Summary. August 2017 Steele, Z.T., & M.A. Lashley. (2025). Reviewing human dimensions of wild turkey (Meleagris gallopavo) hunting research and synthesizing future directions. Zenodo. U.S. Department of the Interior, U.S. Fish and Wildlife Service, and U.S. Department of Commerce, U.S. Census Bureau. 2011 National Survey of Fishing, Hunting, and Wildlife-Associated Recreation. U.S. Department of the Interior, U.S. Fish and Wildlife Service, and U.S. Department of Commerce, U.S. Census Bureau. 2016 National Survey of Fishing, Hunting, and Wildlife-Associated Recreation.   We've launched a comprehensive online wild turkey course featuring experts across multiple institutions that specialize in habitat management and population management for wild turkeys. Enroll Now!    Dr. Marcus Lashley @DrDisturbance, Publications Dr. Will Gulsby @dr_will_gulsby, Publications Turkeys for Tomorrow @turkeysfortomorrow  UF Game Lab @ufgamelab, YouTube   Want to help support the podcast? Our friends at Grounded Brand have an option to donate directly to Wild Turkey Science at checkout. Thank you in advance for your support!   Donate to wild turkey research: UF Turkey Donation Fund , Auburn Turkey Donation Fund  Do you have a topic you'd like us to cover? Leave us a review or send us an email at wildturkeyscience@gmail.com!   Please help us by taking our (QUICK) listener survey - Thank you!  Check out the NEW DrDisturbance YouTube channel! DrDisturbance YouTube Watch these podcasts on YouTube Leave a podcast rating for a chance to win free gear! Get a 10% discount  at Grounded Brand by using the code ‘TurkeyScience' at checkout! This podcast is made possible by Turkeys for Tomorrow, a grassroots organization dedicated to the wild turkey. To learn more about TFT, go to turkeysfortomorrow.org.    Music by Artlist.io Produced & edited by Charlotte Nowak  

The latest Atlanta Fed GDPNow growth estimate for the 2nd quarter has been released; Kevin has the details and offers his insights. Additionally, the Atlanta Fed further explained the reason for the negative growth in the 1st quarter and put it into perspective. The U.S. Commerce Department's Census Bureau reported new orders for manufactured goods: Kevin digs through the data, which sectors are up or down and offers his insights. The Institute for Supply Management's manufacturing index was released on Tuesday; Kevin discusses the data and puts the data into historic perspective. Also on Tuesday, the U.S. Bureau of Labor Statistics' Job Openings and Labor Turnover Survey was released; Kevin discusses the data and the whether the job market is strengthening or weakening. Oil and gas prices react to Russia and Ukraine "settlement" discussions, Iran's rejection of the U.S. nuclear proposal, Canadian willdfires interrupting crude oil production and a possible interest rate cut.

The latest Atlanta Fed GDPNow growth estimate for the 2nd quarter has been released; Kevin has the details and offers his insights. Additionally, the Atlanta Fed further explained the reason for the negative growth in the 1st quarter and put it into perspective. The U.S. Commerce Department's Census Bureau reported new orders for manufactured goods: Kevin digs through the data, which sectors are up or down and offers his insights. The Institute for Supply Management's manufacturing index was released on Tuesday; Kevin discusses the data and puts the data into historic perspective. Also on Tuesday, the U.S. Bureau of Labor Statistics' Job Openings and Labor Turnover Survey was released; Kevin discusses the data and the whether the job market is strengthening or weakening. Oil and gas prices react to Russia and Ukraine "settlement" discussions, Iran's rejection of the U.S. nuclear proposal, Canadian willdfires interrupting crude oil production and a possible interest rate cut.

A study led by researchers at the University of Oregon explores water injustice across the U.S. The analysis focuses on vulnerable communities facing systemic barriers to clean water and also investigates water privatization in America. “We found that violations and risks of water injustice tend to cluster in specific areas or hot spots across the country,” said Alex Segrè Cohen, the paper’s lead author. “We designed our method to capture not just where the problems are, but who they impact most and how.” The study integrates data from the U.S. Environmental Protection Agency, the U.S. Centers for Disease Control and the U.S. Census Bureau.  Segrè Cohen is an assistant professor of science and risk communication at UO. She joins us with more on water equity in the U.S.          

Happy May 29 – also known as 529 Day, which celebrates 529 college savings programs! We partner with the Office of the Illinois State Treasurer to highlight the two nationally acclaimed 529 programs they manage: Bright Start and Bright Directions. Learn more about both in our latest episode of Making Cents of Money! Government Resources & Tax Information •Internal Revenue Service. (2025). About Publication 970: Tax benefits for education. https://www.irs.gov/forms-pubs/about-publication-970 •Internal Revenue Service. (2024). 529 plans: Questions and answers. https://www.irs.gov/newsroom/529-plans-questions-and-answers •Internal Revenue Service. (2025). American opportunity tax credit. https://www.irs.gov/credits-deductions/individuals/aotc •Internal Revenue Service. (2025). Lifetime learning credit. https://www.irs.gov/credits-deductions/individuals/llc College Cost Planning Tools •College Board. (2024). Big Future: How much will college cost. https://bigfuture.collegeboard.org/pay-for-college/get-started •College Board. (2024). Trends in college pricing and student aid 2024. https://research.collegeboard.org/trends/college-pricing •U.S. News & World Report. (2024). Net price calculator guide. https://www.usnews.com/education/best-colleges/features/net-price-calculator •University of Illinois System Net Price Calculators oUniversity of Illinois Chicago. https://docs.financialaid.uic.edu/ oUniversity of Illinois Springfield. https://www.uis.edu/financial-aid/cost-attendance/net-price-calculator oUniversity of Illinois Urbana-Champaign. https://secure.osfa.illinois.edu/NPC/NPC.asp Research & Data •Sallie Mae. (2024). How America pays for college 2024. https://www.salliemae.com/about/leading-research/how-america-pays-for-college/ •U.S. Census Bureau. (2024). Post-secondary employment outcomes (PSEO) database. https://lehd.ces.census.gov/applications/pseo/?type=earnings&compare=postgrad&specificity=2&state=08&institution=08°reelevel=05&gradcohort=0000-3&filter=75&program=52 Illinois 529 Plan Information •Bright Start college savings program. https://www.brightstart.com •Bright Directions college savings program. https://www.brightdirections.com •Flywire partners with Ascensus to digitize 529 college savings plan payments. https://ir.flywire.com/news-releases/news-release-details/flywire-partners-ascensus-digitize-529-college-savings-plan Video Resources •Get Savvy Series: Investing 101 - Wealth building basics. https://youtu.be/wXkrLQd10Yg?si=pYVOYL6_OU6KJJvV •Get Savvy Series: Investing 102 - Risks & rewards. https://youtu.be/qXZrktJwOtQ?si=LddQF-R9ycxYAK-Z U of I SMMC Blog Articles •Mutual funds vs exchange traded funds. https://blogs.uofi.uillinois.edu/view/7550/1323172623 •How the Rule of 72 can help you build wealth—or sink deeper into debt. https://blogs.uofi.uillinois.edu/view/7550/446933598 Relevant Previous Episodes •Saving for College with a 529 Savings Plan (Ep. 11) https://blogs.uofi.uillinois.edu/view/7550/2145536872 •Choosing a financial professional (Ep. 25) https://blogs.uofi.uillinois.edu/view/7550/518681996 •Investing to reach financial goals (Ep. 57) https://blogs.uofi.uillinois.edu/view/7550/1002945600 •World investor week (Ep. 71). https://blogs.uofi.uillinois.edu/view/7550/1405333500

Officials managing the Greer Fire gave residents the OK to return home yesterday, employees at the Flagstaff Bookmans Entertainment Exchange held a one-day strike Saturday, a 74-year-old man died while attempting to hike rim-to-rim in Grand Canyon National Park, data from the U.S. Census Bureau shows Colorado City was one of the fastest-growing cities in Arizona last year, and more.

Will artificial intelligence help you do your job, or will it just straight-up do your job and leave you unemployable? Or will the future bring something else entirely — either between those two extremes or a world that we simply cannot imagine yet? And are we already starting to see signs of that future emerging? On this episode of The New Bazaar, Cardiff is joined by economist Nathan Goldschlag, Research Director at the Economic Innovation Group. Until recently, Nathan was Principal Economist at the U.S. Census Bureau's Center for Economic Studies, where among other things he led research on the impact of technology, including AI, on the economy. Any worthwhile list of the world's best economists on the subject of AI and work would have to include him. Cardiff and Nathan go through Nathan's own research* and also filter out the megaton of nonsense on the topic and discuss some of the work done by others — research, essays, meanderings — that they think is actually worth sharing with listeners. They discuss, among other things: How many businesses are now using AI to produce goods and servicesHow have things changed since the launch and popularization of large language modelsEconomic growth consequences of AIWhether “learn to code” is still good advice The skills that still matter To steer or not to steer the AI future* Nathan's research on AI was done in collaboration with a large team of researchers at the Center for Economic Studies at the U.S. Census Bureau including Emin Dinlersoz, Lucia Foster, David Beede, John Haltiwanger, Zach Kroff, Nikolas Zolas, Gary Anderson, and Eric Childress, along with program area partners including Kathryn Bonney, Cory Breaux, Cathy Buffington, and Keith Savage, as well as academic partners including Daron Acemoglu, Erik Brynjolfsson, Kristina McElheran, and Pascual Restrepo. Related links:The impact of AI on the workforce: Tasks versus jobs?Tracking Firm Use of AI in Real Time: A Snapshot from the Business Trends and Outlook Survey.The Rapid Adoption of Generative AI | NBERAnswering the Call of AutomationAI-2027.comTyler Cowen - the #1 bottleneck to AI progress is humansDriverless trucks are coming and unions aren't happy about itGenerative AI at Work Hosted on Acast. See acast.com/privacy for more information.

Here are 3 big things you need to know—   One —   Florida has become the second state in the country to ban local governments from adding fluoride to their public water systems. Gov. Ron DeSantis signed the bill on Thursday. The law is set to go into effect on July 1. Utah also has a ban in place.   Two --- The FAA's hotline between the Department of Defense and Reagan National Airport in D.C. has been out of service for three years.  The agency's deputy chief operating officer confirmed the information during a Senate hearing Wednesday. The official said the FAA takes safety responsibilities very seriously and is insisting the line be fixed before resuming any operations out of the Pentagon.   And number three —  The U.S. Census Bureau says Detroit's population grew for the second year in a row.  The data shows that the city gained almost seven-thousand residents between 2023 and 2024.  Mayor Mike Duggan says for the first time since the 1950s, the mayor of Detroit can say the city is leading the state in population growth.  Detroit ranks the 26th largest city in the country.

More than a fifth of Indigenous Oklahomans are counted by the U.S. Census Bureau as uninsured – including those who solely use the Indian Health Service as health care coverage. For some, having no insurance can be costly.Mentioned in this episode:Social Media tags

The latest numbers from the U.S. Census Bureau were released today and it shows that the City of Detroit is growing again! WWJ's Tony Ortiz and Tracey McCaskill have the afternoon's top news stories. (Photo: Getty Images)

Sleepy and Dosia Are back with another episode of Just Posted. This episode they discuss: 5:11 Jayson Tatum's injury and how this will effect the Boston Celtics and the NBA as a whole 17:15 Giannis going to Dallas Mavericks would be the best move 24:20 Diddy's trial has just begun and this is already wild 37:00 Tory Lanez stabbed in jail?? 42:14 The classification of men's ages in 2025 and Jim Jones being the Peter Pan of the YNs 48:51 How a 100 Men Can't Defeat A Silverback Gorilla? 56:37 Favorite Black movies you love but probably wouldn't be considered a classic Email the show at straightolc@gmail.com or justposted1906@gmail.com    Join The Just Posted Facebook group https://shorturl.at/XvCmF  Follow Just Posted on Instagram @justpostedpodcast  Hit the Voicemail at 641-715-3900 Ext. 769558 Follow SOLC Network online Instagram: https://bit.ly/39VL542                            Twitter: https://bit.ly/39aL395                             Facebook: https://bit.ly/3sQn7je                    To Listen to the podcast Podbean https://bit.ly/3t7SDJH                        YouTube http://bit.ly/3ouZqJU                        Spotify http://spoti.fi/3pwZZnJ                        Apple http://apple.co/39rwjD1                                            IHeartRadio http://ihr.fm/2L0A2y1 

Today, almost 40 percent of American adults aged 25 to 54 are unpartnered—a major shift from just a generation ago, according to a 2021 Pew Research Center analysis of U.S. Census Bureau data. As marriage rates fall, researchers are exploring how economic independence, shifting cultural values and a rethinking of adulthood itself are reshaping what commitment looks like. Learn More: https://viewpointsradio.org/what-happened-to-marriage Learn more about your ad choices. Visit megaphone.fm/adchoices

Spending on public education in Virginia is falling behind the rest of the country. Michael Pope has the latest numbers from the Census Bureau.

This week's episode of Parsing Immigration Policy features a discussion of a new report from the Center for Immigration Studies, which reveals that both immigrant and U.S.-born women are having fewer children than they did 15 years ago. Based on data from the 2023 American Community Survey (ACS), collected by the U.S. Census Bureau, the report […]

This week's episode of Parsing Immigration Policy features a discussion of a new report from the Center for Immigration Studies, which reveals that both immigrant and U.S.-born women are having fewer children than they did 15 years ago. Based on data from the 2023 American Community Survey (ACS), collected by the U.S. Census Bureau, the report […]

This week's episode of Parsing Immigration Policy features a discussion of a new report from the Center for Immigration Studies, which reveals that both immigrant and U.S.-born women are having fewer children than they did 15 years ago. Based on data from the 2023 American Community Survey (ACS), collected by the U.S. Census Bureau, the report finds that although immigrant women continue to have somewhat higher fertility rates than their U.S.-born counterparts, the gap is small.Guest Steven Camarota, the Center's Research Director and co-author of the report, highlights a critical reality: Immigration, while adding to population growth, does not significantly slow the aging of the population or reverse declining birth rates.The podcast's second guest, Center Resident Scholar Jason Richwine, provides some evidence that immigration may actually reduce the fertility of the U.S.-born, reducing or potentially erasing immigration's small positive impact on overall U.S. fertility.HostMark Krikorian is the Executive Director of the Center for Immigration Studies.GuestsSteven Camarota is the Director of Research at the Center for Immigration Studies.Jason Richwine is a Resident Scholar at the Center for Immigration Studies.RelatedThe Fertility of Immigrants and Natives in the United States, 2023Jobs Americans Will Do: Just About All of ThemImmigration in Trump's First 100 DaysIntro MontageVoices in the opening montage:Sen. Barack Obama at a 2005 press conference.Sen. John McCain in a 2010 election ad.President Lyndon Johnson, upon signing the 1965 Immigration Act.Booker T. Washington, reading in 1908 from his 1895 Atlanta Exposition speech.Laraine Newman as a "Conehead" on SNL in 1977.Hillary Clinton in a 2003 radio interview.Cesar Chavez in a 1974 interview.House Speaker Nancy Pelosi speaking to reporters in 2019.Prof. George Borjas in a 2016 C-SPAN appearance.Sen. Jeff Sessions in 2008 comments on the Senate floor.Charlton Heston in "Planet of the Apes".

The U.S. Labor Department reported the Weekly Jobless Claims Report; Kevin has the date, discusses the press coverage and offers his insights. The Federal Reserve released the so-called Biege Book a collection of anecdotal information on current economic conditions in the twelve Federal Reserve districts around the Country as well as how businesses are planning to deal with possible price increases, if they materialize; Kevin talks about the details and offers his thoughts. In a separate report the U.S. Commerce Department's Census Bureau published the data on orders for durable goods, items ranging from toasters to aircraft; Kevin discusses the data. Kevin has the news, data and geo-political events affecting oil and gas prices.

Mike Wirth, CEO - Chevron, in an interview discussed whether the U.S. is close to a recession; Kevin has the details and offers his insights. The U.S. Commerce Department's Census Bureau released the March new home sales numbers; Kevin digs into the data and puts it into perspective. Phil Flynn, Senior Market Analyst, Price Futures Group, in his Energy Report, offers his thoughts on Fed Chaiman Jerome Powell, tariffs and the recent stock market weakness; Kevin discusses this report and offers his thoughts. Kevin talks about the news, data, world events, tariffs and trade talks affecting gas and oil prices.

Continuously, Arizona drivers are ranked among the worst in the nation. Just last year, a Forbes study using data from the National Highway Traffic Safety Administration and the U.S. Census Bureau ranked Phoenix and Tucson in the top 10 cities with the worst drivers. So why are the roads in Arizona particularly dangerous, and what is being done about it? This week on Valley 101, a podcast by The Arizona Republic and azcentral.com about metro Phoenix and beyond, we are joined by Sgt. Eric Andrews, an officer at the Department of Public Safety, to discuss driver safety in Phoenix, explain what AZ DPS is doing to help people on the road and tips for ensuring the safest ride. Also, Arizona Republic staff share some of their craziest driving stories. Submit your question about Phoenix! Follow us on X, Instagram and Tik Tok. Guests: Sgt. Eric Andrews Host, Producer: Amanda Luberto Learn more about your ad choices. Visit megaphone.fm/adchoices

The U.S. Labor Department released the weekly Initial Jobless claims Report; the U.S. Commerce Department's Census Bureau reported Housing Starts; the Philadelphia Fed reported average workweek at factories; the National Association of Home Builders released the survey of homebuilders' sentiment; U.S. Department of Housing and Urban Development released the Housing Starts report; Kevin has the details, digs into the data and offers his insights. While at the MId-America Trucking Show, Kevin interviewed Jeremy Citron, Founder and Partner, Long Haul law.

A recent study conducted by researchers from the University of Toronto, University of Oklahoma, the Census Bureau, and the National Bureau of Economic Research at Stanford reveals a significant productivity pattern known as the J-curve in American manufacturing following AI adoption. The study indicates that companies often experience short-term productivity losses before realizing long-term gains. Initial use of industrial AI leads to increased work-in-progress inventory and investment in robotics, alongside labor reductions and declines in profitability, particularly affecting older businesses. However, those that adopt growth-oriented strategies can mitigate these initial losses and benefit from stronger growth over time.The podcast also discusses the disconnect between public perception and expert opinion regarding AI capabilities. A panel from the Association for the Advancement of Artificial Intelligence found that a majority of researchers believe public understanding does not align with the reality of AI research, which is hindering progress. Many experts argue that simply scaling up current AI approaches will not lead to achieving human-like intelligence, advocating instead for a cautious and collaborative approach to AI development that emphasizes safety and ethical governance.In addition to AI discussions, the episode highlights the concerning expansion of North Korean IT scams into Europe, targeting high-value sectors such as defense and government. These operatives are using fabricated identities to secure lucrative positions, with the potential to generate billions annually. The FBI has confirmed this shift in tactics, indicating a growing trend of extortion attempts by North Korean operatives. The episode also covers Microsoft's new email security measures aimed at high-volume senders to combat phishing and spoofing attacks, emphasizing the importance of compliance with stricter email authentication standards.Finally, the podcast touches on broader themes of technological advancement and innovation, particularly in the context of competition between the U.S. and China. Notable opinion pieces highlight the rapid technological growth in China, raising concerns about the U.S.'s ability to maintain its innovative edge. The discussion emphasizes the need for businesses to prepare for a fragmented global tech landscape, encouraging investment in automation and AI as part of a resilience strategy. The episode concludes with a reminder of the importance of practical applications of technology, rather than succumbing to the hype surrounding AI. Four things to know today 00:00 AI Adoption: Why the Road to Innovation Is Bumpy but Worth It—According to Experts05:36 North Korean IT Scams Go Global While Microsoft Gets Tough on Spam—Plus DoD's Signal Investigation 08:41 N-able Integrates, TD SYNNEX Finances, and Microsoft Bets on Cloud PCs—What MSPs Need to Know10:46 AI Hype vs. Reality: Are Incremental Gains Enough to Compete Globally?  Supported by:  https://www.huntress.com/mspradio/https://cometbackup.com/?utm_source=mspradio&utm_medium=podcast&utm_campaign=sponsorship  Join Dave April 22nd to learn about Marketing in the AI Era.  Signup here:  https://hubs.la/Q03dwWqg0 All our Sponsors: https://businessof.tech/sponsors/ Do you want the show on your podcast app or the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/subscribe/Looking for a link from the stories? The entire script of the show, with links to articles, are posted in each story on https://www.businessof.tech/ Support the show on Patreon: https://patreon.com/mspradio/ Want to be a guest on Business of Tech: Daily 10-Minute IT Services Insights? Send Dave Sobel a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/businessoftech Want our stuff? Cool Merch? Wear “Why Do We Care?” - Visit https://mspradio.myspreadshop.com Follow us on:LinkedIn: https://www.linkedin.com/company/28908079/YouTube: https://youtube.com/mspradio/Facebook: https://www.facebook.com/mspradionews/Instagram: https://www.instagram.com/mspradio/TikTok: https://www.tiktok.com/@businessoftechBluesky: https://bsky.app/profile/businessof.tech

Retail sales were down in January, but the Census Bureau report — with its mish-mosh of data — can obscure nuances in consumer spending. In this episode, we talk to economists and other experts about how they cut through the noise. Plus: An American city and Canadian city with interlaced economies brace for tariffs, Americans love their meat sticks and the women behind a wine shop-restaurant-bookstore tell us about their business.

Retail sales were down in January, but the Census Bureau report — with its mish-mosh of data — can obscure nuances in consumer spending. In this episode, we talk to economists and other experts about how they cut through the noise. Plus: An American city and Canadian city with interlaced economies brace for tariffs, Americans love their meat sticks and the women behind a wine shop-restaurant-bookstore tell us about their business.