Podcasts about group benefits

  Free up your work week by using a digital appointment scheduler. Spend more time with clients and less time managing your calendar.   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 3 Insurance Business Tools You Absolutely Can't Live Without: https://ritterim.com/the-ultimate-agent-resource-list/ Best Practices for Video Calls: https://lnk.to/8jc7x9 Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/ Free eBooks & Guides: https://ritterim.com/guides/ Get Your PlanEnroll Site: https://ritterim.com/planenroll/ How to Stay Compliant During All Medicare Sales: https://lnk.to/41gE4C Meet Your Sales Specialist: https://ritterim.com/meet-your-sales-team/ MedicareCENTER: https://ritterim.com/integrity-tools/#medicarecenter Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ What Are Agents Responsible for Under HIPAA: https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/ Where It All Begins: Obtaining Permission to Contact for Medicare Sales: https://ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/ The Ultimate Agent Resource List Pt 3: Staying Organized: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-3-staying-organized/    Appointment Schedulers: Acuity: https://acuityscheduling.com/ Google Workspace: https://workspace.google.com/resources/appointment-scheduling/ Microsoft Bookings: https://www.microsoft.com/en-us/microsoft-365/business/scheduling-and-booking-app OnceHub: https://oncehub.com/ SimployBook.me: https://simplybook.me/en/   References: Lurie, Matt. “20 Integrable Scheduling Tools for Small Business Systems.” Ruby, 11 Nov. 2024, https://www.ruby.com/blog/20-of-the-best-small-business-appointment-scheduling-tools-and-apps/. “Acuity Scheduling: Online Appointment Scheduling Software.” Acuity, https://acuityscheduling.com/. Accessed 3 Mar. 2025. “Acuity Scheduling and HIPAA.” Acuity : Scheduling, https://help.acuityscheduling.com/hc/en-us/articles/16689567523597-Acuity-Scheduling-and-HIPAA. Accessed 3 Mar. 2025. “Agencybloc's AMS+ Solution for Health, Group Benefits, & Senior Insurance.” AgencyBloc Insurance Agency CRM, https://www.agencybloc.com/ams/. Accessed 3 Mar. 2025. “Appointment Scheduler.” Radius Help Center, https://help.radiusbob.com/en/articles/5448715-appointment-scheduler. Accessed 3 Mar. 2025. “Compare All Microsoft 365 Plans.” Microsoft, https://www.microsoft.com/en-us/microsoft-365/business/compare-all-microsoft-365-business-productss. Accessed 3 Mar. 2025. “Free Appointment Booking System.” SimplyBook.Me - Free Appointment Booking System, https://simplybook.me/en/. Accessed 3 Mar. 2025. “Google Workspace.” Google Workspace: Secure Online Productivity & Collaboration Tools, Google, https://workspace.google.com/. Accessed 3 Mar. 2025. “Health Insurance Portability and Accountability Act (HIPAA) & Health Information Technology for Economic and Clinical Health (HITECH) Act - Microsoft Compliance.” Microsoft Compliance | Microsoft Learn, https://learn.microsoft.com/en-us/compliance/regulatory/offering-hipaa-hitech. Accessed 3 Mar. 2025. “HIPAA Compliance with Google Workspace and Cloud Identity.” Google Workspace Admin Help, Google, https://support.google.com/a/answer/3407054. Accessed 3 Mar. 2025. “HIPAA for Professionals.” HHS.Gov, 19 July 2024, https://www.hhs.gov/hipaa/for-professionals/index.html. “Microsoft 365 - Subscription for Productivity Apps: Microsoft 365.” Microsoft 365 - Subscription for Productivity Apps | Microsoft 365, https://www.microsoft.com/en-us/microsoft-365. Accessed 3 Mar. 2025. “Online Appointment Booking Software - Unmatched Free Plan.” OnceHub, https://oncehub.com/. Accessed 3 Mar. 2025. “Online Appointment Scheduling with Google Calendar.” Google Workspace, Google, https://workspace.google.com/resources/appointment-scheduling/. Accessed 3 Mar. 2025. “Online Bookings and Appointment Scheduling: Microsoft 365.” Online Bookings and Appointment Scheduling | Microsoft 365, Microsoft, https://www.microsoft.com/en-us/microsoft-365/business/scheduling-and-booking-app. Accessed 3 Mar. 2025. “Productivity Apps for Business Owners & Entrepreneurs | Google Workspace Individual.” Google Workspace, Google, https://workspace.google.com/individual/. Accessed 3 Mar. 2025. Alder, Steven. “The Use of Technology and HIPAA Compliance.” The HIPAA Journal, https://www.hipaajournal.com/the-use-of-technology-and-hipaa-compliance/. Accessed 3 Mar. 2025. “What Is a HIPAA Business Associate Agreement (BAA)?: TechTarget.” Healthtech Security, TechTarget, 14 Feb. 2022, https://www.techtarget.com/healthtechsecurity/feature/What-Is-a-HIPAA-Business-Associate-Agreement-BAA. “What Is Our Online Scheduler Solution?” Producer Max The Agent-Centric Platform, https://www.producermax.com/Online-Scheduler.html. Accessed 3 Mar. 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Gareth Collier is a highly experienced Certified Financial Planner at Crue Invest. With extensive knowledge of financial planning and estate considerations, Gareth specializes in helping individuals navigate the complexities of group benefits, taxation, and long-term financial security. Today, he'll guide us through the important distinctions between approved and unapproved group benefits and how these impact your broader financial planningSee omnystudio.com/listener for privacy information.

The factors that can impact our mental health, both in the workplace and in our personal lives, are becoming increasingly well known. However, there are also habits that are conducive to optimal mental health. Myriam Auclair, Product Manager, Group Benefits and Retirement Solutions, sheds some light on the subject.Website : https://ia.ca/economic-publications/podcasts

In this discussion, Tony from Cover Magazine interviews Sheldon Friedericksen, General Manager of Group Benefits at FedGroup. They explore the challenges in the group benefits space, such as outdated benefit packages and the impact of the post-COVID cost of living crisis. Sheldon emphasizes the need for practical steps to enhance retirement preparedness, including building trust, simplifying financial products, and supporting financial literacy. They discuss leveraging technology and innovative approaches to provide personalized financial advice and ensure financial security in retirement. The conversation highlights the importance of adapting group benefits to meet the evolving needs of a global and mobile workforce.

Suzanne Mason, Co-Founder & COO at Sprout Family, joins the podcast to discuss the importance of improving Canadians' access to fertility, surrogacy, and adoption care. She shares her personal experiences and reveals the gaps she and her co-founder identified in the market. They started Sprout, a virtual care platform that provides employees with information, experts and sponsored funds to help them navigate through their family-building journey with personalized education and advice. The conversation covers topics such as the challenges of accessing fertility care in Canada, the role of employers in providing family-building benefits, and the future goals of Sprout Family."We started Sprout because we wanted to improve Canadians' access to fertility, surrogacy and adoption, regardless of their age, their gender, their sexual orientation." ~ Suzanne MasonKey TakeawaysFertility care is separate from Canada's public healthcare system and can be expensive, leading to financial and emotional stress for individuals and couples.Employers can play a significant role in supporting employees on their family-building journey by offering comprehensive benefits that cover fertility care and providing education and resources.Proactive care and education about reproductive health can help individuals make informed decisions and take steps earlier in their family planning journey.Sprout Family aims to expand internationally and become a go-to virtual care platform for family wellness, addressing various stages of the family journey.Brought to you by Aria Benefits and Life & Legacy Advisory Group

In this episode, we welcome Tessa Goudy, a Sales Development Professional at Dialogue, an integrated health platform designed to improve the overall health and wellness of your organization. Tessa understands the importance of building teams that deliver an exceptional client experience. She discusses her background in the group benefits insurance space and her journey to joining Dialogue. Tessa shares the challenges of the Canadian group benefits healthcare industry, including the confusion and low utilization rates of virtual care services. She highlights Dialogue's proactive approach to healthcare and its focus on member experience. Tessa expresses her excitement for the future of Dialogue and her personal goal of making a positive impact in the industry."I truly cannot wait until every single Canadian has access to Dialogue." ~ Tessa GoudyKey TakeawaysThe Canadian group benefits healthcare industry faces challenges such as confusion and low utilization rates of virtual care servicesDialogue takes a proactive approach to healthcare and focuses on the member experienceBrought to you by Aria Benefits and Life & Legacy Advisory Group

On MetLife's recent earnings call, CEO Michel Khalaf reported strong financial performance for the first quarter of 2024. He attributed this to "the underlying strength of our business fundamentals" which include top-line growth and disciplined underwriting and management. It is clear from these comments that the company's strategic approach is resonating within the company as well as in the wider business world.MetLife's Group Benefits business has shown appreciable progress, with adjusted premiums and related revenues increasing by 5% relative to the same period in the previous year. A key driver of revenue growth appears to be that MetLife's benefits offerings are increasingly in line with customer needs.Additionally, the company's Retirement and Income Solutions (RIS) sector has registered significant sales growth—a 49% increase compared to the prior year. This growth is attributed in large part to the success of structured settlements and corporate-owned life insurance productions, a testament to MetLife's ability to diversify its product range while concurrently addressing evolving client needs.Further illuminating strategic success, the company's 2024 employee benefit study revealed insightful customer trends. A key finding was the positive impact of diverse benefit offerings on organizational performance and employee health. This trend supports MetLife's focus on offering a broad and comprehensive range of products and services in order to expand customer reach and drive growth.Looking forward, CEO Khalaf identified key priorities as organic growth, disciplined capital management, and enhancing shareholder value through dividends and share repurchases. In fact, the company has approved an approximately $3.6 billion share repurchase as part of these efforts.In summary, MetLife has demonstrated robust financial performance for the first quarter of 2024. Their success appears to rest upon a balanced, strategic approach that combines agile business maneuvering, customer-centric diversification, and disciplined growth management. While it would be premature to predict future performance based on a single quarter, it is clear that MetLife is well-positioned to continue capitalizing on its current strategic pathway under the helm of Michel Khalaf. However, the company, like any other, is operating in a rapidly evolving marketplace, and conditions could change. As observers, we must also take into account that these statements and perspectives derive from MetLife's earnings call and claims acknowledged to investors within that framework. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.theprompt.email

In this episode, Uros Milekic and Dan Delmar welcome Dan Ahmarani, Director of Sales & Strategic Partnerships at ARC Group Benefits, who tells them about the use of their technology platform to shake-up the industry, and the tribulations of a second-generation family business. They are also joined by Ernie Furt, Tax Partner at BDO Canada to discuss tax season and how to prepare efficiently.

Welcome to Season 4, Episode 6 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Determining the Worth of a Long-Term Disability Claim". Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses how the value of a Long-Term Disability claim is determined. The answer to this question - one of the most frequently asked - is comprised of many moving parts and complexities. One might think it is as simple as multiplying the gross amount of your monthly benefits times the number of months of benefit eligibility, but it isn't. To demonstrate, host Nancy L. Cavey will discuss the factors that impact a Long-Term Disability claim's worth.In this episode, we'll cover the following topics:1 - How Much Is My Long-Term Disability Claim Worth?2 - How the Date You Became Disabled Impacts How Much Your Long-Term Disability Claim Is Worth3 - What Is a Settlement or Buyout of Your Long-Term Disability Policy or Plan Benefits?Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 4, Episode 5 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Full and Fair Review - Statutory Obligation". Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses ERISA's saving grace - a claim regulation stating that any denied policyholder or plan beneficiary must be given the right to a full and fair review during the claim examination process. Regardless of a policyholder's purported right to a full and fair review, disability carriers will often toe the line of acceptability regarding what constitutes said full and fair review - to demonstrate, host Nancy L. Cavey will walk through a number of case examples.In this episode, we'll cover the following topics:1 – What Does A “Full and Fair Review”  Mean to a Denied ERISA Disability Claim2 – Second Time around on A Disability Claim, and How One Federal Judge Threw the Book At A Disability Benefit Claim Administrator Who Missed Deadlines, Edited and Changed Their Doctor's Reports, and Failed to Produce Request Plan Documents3 – You've Got to Exhaust Your Administrative Remedies by Filing Appeals in Your ERISA Disability Claim, and Why You Can Blow up Your Case if You Don'tWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 4, Episode 4 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Multiple Sclerosis". Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the intricacies of a Multiple Sclerosis diagnosis, and how to navigate a disability claim with a disorder that disability carriers often misunderstand. Carriers are not in the business of giving payouts - they care more about their bottom dollar (i.e. making a profit). This reality is especially true of disorders that are unpredictable, prone to fluctuation in terms of severity, difficult to diagnose and manage, and primarily pain-based, such as Multiple Sclerosis.In this episode, we'll cover the following topics:1 – Multiple Sclerosis, and Common Reasons Why Disability Carriers Deny Multiple Sclerosis Claims2 – How Disability Carriers Evaluate Multiple Sclerosis Claims3 – Steps to Winning Your Multiple Sclerosis Disability Claim, and the Gold Standard TestWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 4, Episode 1 of "Winning Isn't Easy." Welcome back to our first episode of our 4th Season of our podcast! In this episode, we dive into the crucial topic of "Medical Proof and Long Term Disability Claims." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the essential role of medical evidence in securing long-term disability benefits. Tune in as she breaks down the importance of proper documentation, the types of medical proof needed, and how to navigate the complexities of the claims process. Whether you're a claimant or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it!Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!Please remember that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.

In this Flashback Friday episode, we have two inspiring guests, Ade Papoola and Thomas Passante, who have used their own strategies to build businesses and create wealth. Ade Papoola is often regarded as an inventory hound, Ade Popoola has found and moved several million dollars worth of off-market Multi-family real estate over the past 3 years. He is known for his ability to find discounted off–market deals which are very hard to come by. Thomas Passante is the Managing Director. Thomas is able to offer the opportunity to be part of a firm that features a distinguished team in Wealth Management, Insurance and Group Benefits. Thomas is a Registered Representative dedicated to helping Individuals, families, businesses owners, and high net worth real estate professionals develop and achieve financial goals. Through their stories, they emphasize the power of having a positive outlook and pushing past fear in order to reach goals. They discuss how to protect and grow wealth for a legacy for future generations, removing noise and avoiding negative opinions in order to achieve success, and how negative opinions can sometimes come from a place of love. Tune in for helpful tips and advice on achieving success through setting goals, forming positive habits, and more! ________________________________ Interested in investing in small multifamily? Learn more about The Microfamily Mavericks mentorship program here: https://noirvestholdings.kartra.com/page/microfamilymavericks Check out our podcast website! Thesharethewealthshow.com Want to leave feedback or suggestions on our show? Take our survey: https://s.surveyplanet.com/c1xu5qdv ________________________________ [00:00 - 08:56] Escaping the Racial Wealth Gap: How Minority Professionals Can Achieve Abundance Through Mindset [08:57 - 17:27] How to Overcome Noise and Achieve Success: A Guide to Building Confidence and Avoiding Self-Doubt [17:28 - 26:56] Overcome Fear and Grow Your Business with Repetition and Mindset Mastery [26:57 - 35:40] Reprogram Your Mind: How to Tap Into Calmness and Avoid Anxiety, Self-Doubt, and Depression [35:41 - 44:37] Reprogram Your Subconscious Mind: How To Find the Positive in Trauma and Change Your Perception of Failure [44:37 - 31:51] Closing Segment The final questions If you're not diversified appropriately, you probably will be paying more taxes than you should be. Boardwalk is the most expensive property and Baltic is the cheapest in Monopoly Why wealth goes way past monetary What's next for Thomas and Ade? Key Quotes “We hold ourselves accountable to meet expectations that are wrong to start with.” - Ade Papoola “Through trial and error is the best way to grow as an individual.” - Thomas Passante Connect with Thomas Passante Website: https://www.natfin.net/ Facebook:   / thomas.passante   Connect with Ade Papoola Facebook:   / kpops90   Let's get connected! You can find Nicole on LinkedIn   / nicole-pendergrass   Instagram https://www.instagram.com/nvestornikk... Facebook   / nvestornikki   or Visit her website https://noirvestholdings.com You can listen to previous episodes of Share the Wealth Show here. https://podcasts.apple.com/us/podcast...

Welcome to Season 3, Episode 40 of "Winning Isn't Easy"!

Welcome to Season 3, Episode 39 of "Winning Isn't Easy"!

Welcome to Season 3, Episode 38 of "Winning Isn't Easy"!

Welcome to Season 3, Episode 37 of "Winning Isn't Easy"!

Welcome to Season 3, Episode 36 of "Winning Isn't Easy"!

Thank you for listening to this episode of "Health and Fitness" from the Nezpod Studios! Enjoy your night or the start of your day, spiced by our top-notch health and fitness/wellness updates coined from the best sources around the globe: made only for your utmost enjoyment and enlightenment… Click on subscribe to get more spicy episodes for free! See you again soon on the next episode of Health and Fitness Updates! Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Season 3, Episode 26 of the "Winning Isn't Easy" podcast!

Tim Bakker, a former professional football player discusses his transition from a competitive athletic career to the corporate world.  The Discussion touches on the specialization of sports in youth, the challenges of balancing multiple sports, the pressure on young athletes, the CFL draft experience, the business aspect of professional sports, and the adjustment period from Canadian collegiate to professional football. Tim discusses the lessons learned from football and how they have helped him in the corporate world.  He emphasizes the importance of honesty, constantly seeking new wins, learning from failures, and being accountable.  He also mentions the mental aspect of football and the ability to quickly adapt and make decisions on the field.  He shares his journey from working at RBC to becoming an equity partner at Lloyd Sadd.   "Always be the hammer, not the nail." - Tim Bakker

Welcome to Season 3 Episode 18 of Winning Isn't Easy, the podcast that delves into the complexities of disability insurance claims. In this episode, we shine a spotlight on a crucial topic: "Cancer Disability ERISA Claims."Join us as we explore the unique challenges and intricacies of disability claims related to cancer under ERISA. Cancer can have a profound impact on an individual's life and ability to work, making it essential to understand the complexities of navigating the claims process.Our host, Nancy Cavey, a seasoned disability attorney, shares her expertise in handling cancer disability ERISA claims. Nancy will provide valuable insights and strategies for effectively advocating for your rights as a cancer claimant and securing the disability benefits you deserve.Throughout the episode, we'll discuss the medical evidence required to support a cancer disability claim, common issues faced during the claims process, and the importance of accurate and comprehensive medical records.Whether you're personally dealing with a cancer disability claim or seeking to deepen your understanding of this topic, this episode offers valuable information to help you navigate the complexities of cancer disability ERISA claims.Tune in to Winning Isn't Easy Season 3 Episode 18: Cancer Disability ERISA Claims, and join us as we shed light on this critical subject, empowering you to fight for the disability benefits you need during this challenging time.Please note that the information provided in this episode is based on general knowledge and should not substitute for personalized advice from a qualified disability attorney or medical professional.Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

You will meet a lot of people throughout your career. Some will have a massive impact on you, while others may not at all. Today we sit down with Kyle Dennis—Aka 'KD'—who Robin met over 15 years ago. Kyle even helped launch the podcast as one of our first guests. Listen in to hear why both their business relationship as well as their friendship, has endured for so many years. Kyle shares some of the clues to his success, discussing his career journey, his most satisfying moments in business and key learnings along the way including his recent step into the role of National Vice President, Partner Solutions at People Corporation—helping businesses succeed and making a difference in the lives of more than one million Canadian employees and their families by providing employee group benefits, group retirement, wellness, and human resource solutions. Brought to you by Aria Benefits and Life & Legacy Advisory Group

Welcome to Season 3 Episode 13 of Winning Isn't Easy, the podcast that delves into the challenging world of disability insurance claims with UNUM.In this episode, we revisit UNUM ERISA Disability Claims with Nancy L. Cavey's expertise and insights. As one of the leading disability attorneys in the field, Nancy brings her extensive experience dealing with UNUM and sheds light on the specific challenges claimants face when navigating UNUM ERISA Disability Claims.Join us as Nancy discusses the common issues encountered with UNUM, including claim denials, policy interpretations, and the complex appeals process. She shares her strategies for effectively advocating for your rights as a policyholder and provides valuable guidance to help you navigate the intricacies of UNUM ERISA Disability Claims.As the host of Winning Isn't Easy, Nancy L. Cavey brings her wealth of knowledge and expertise directly to you in this episode. Her insights and experiences will empower you with the information you need to fight for the disability benefits you deserve from UNUM.Tune in to Winning Isn't Easy Season 3 Episode 13: UNUM ERISA Disability Claims Revisited, and join Nancy L. Cavey as she provides essential guidance for policyholders dealing with UNUM ERISA Disability Claims.Note: The information provided in this episode is based on general knowledge and does not constitute legal advice. For personalized advice, consult with Nancy L. Cavey or another qualified attorney familiar with UNUM ERISA Disability Claims.Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

In this episode of the HRchat show, we preview the Benefits and Wellness Superhero Symposium, happening May 18 in downtown Toronto and the virtual edition of the event series happening two weeks later.Bill's returning guest is Roger Thorpe. Roger is the President of the integrated benefits and wellness consulting company, Thorpe Benefits. Having joined the firm in 1997 and later acquiring ownership of the company in 2005, Roger has built a team of senior consultants that understand Group Benefits inside out.Listen as Bill Banham and Roger Thorpe Discuss: In terms of the benefits and wellness space, how is 2023 different from the pandemic years? Future trends in benefits & wellness Designing the better group benefits plans What employees want in the area of Health & Wellness Developing a better relationship with your benefits consultant/broker Preview of the Benefits and Wellness Superhero Symposium in TorontoRegister for the in-person and/or online edition of the Benefits and Wellness Superhero Symposium here. We do our best to ensure editorial objectivity. The views and ideas shared by our guests and sponsors are entirely independent of The HR Gazette, HRchat Podcast and Iceni Media Inc.   

In this episode of Winning Isn't Easy, Nationwide ERISA Disability Attorney Nancy L. Cavey will discuss the basics of Disability 101 and the importance of meaningful dialogue between disability carriers and claimants. Nancy will discuss key topics such as how to file a claim, common mistakes to avoid, and how to create a meaningful dialogue with your disability carrier. She will also provide insight on what to do if you are denied a claim and how to appeal a denial. Tune in to gain a better understanding of the disability process and how to better communicate with disability carriers."Winning Isn't Easy" is a podcast dedicated to exploring the complexities of the Employee Retirement Income Security Act (ERISA) long-term disability world. Each episode, we delve into the challenges and triumphs of navigating this intricate landscape and bring to light the key issues affecting disabled individuals seeking benefits under ERISA. Get ready to listen in on a captivating listen as we uncover the truth behind "Winning Isn't Easy."Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Dr. Braun's Website and Information: https://www.bayareaorthofl.com/david-t-braun/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Welcome to Winning Isn't Easy! In this episode Nationwide Long Term Disability ERISA Attorney Nancy L. Cavey talks bout the Insurance Carrier Reliance Standard. "Winning Isn't Easy" is a podcast dedicated to exploring the complexities of the Employee Retirement Income Security Act (ERISA) long-term disability world. Each episode, we delve into the challenges and triumphs of navigating this intricate landscape and bring to light the key issues affecting disabled individuals seeking benefits under ERISA. Get ready to listen in on a captivating listen as we uncover the truth behind "Winning Isn't Easy."Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

In this Episode of Winning Isn't Easy - Nationwide Long Term ERISA Attorney Nancy L. Cavey talks about some HOT TOPICS in the ERISA LTD world that are trending right now among the disability world. Listen in!"Winning Isn't Easy" is a podcast dedicated to exploring the complexities of the Employee Retirement Income Security Act (ERISA) long-term disability world. Each episode, we delve into the challenges and triumphs of navigating this intricate landscape and bring to light the key issues affecting disabled individuals seeking benefits under ERISA. Get ready to listen in on a captivating listen as we uncover the truth behind "Winning Isn't Easy."Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Sarah Goodman is the Director of Enterprise and Channel Partnerships at Maple, Canada's leading virtual care platform connecting patients with healthcare providers like doctors and specialists for online medical visits in minutes.In her role, Sarah is primarily focused on bringing virtual care to large Canadian employers, as well as relationship and partnership growth of various industry partners at Maple. She discusses how Maple is making an impact on the current needs of Canadians especially in the benefits space where table stakes are high and the burden of healthcare has shifted to organizations as they try to differentiate their businesses to attract top talent.Brought to you by Aria Benefits and Life & Legacy Advisory Group

In this episode, we have two inspiring guests, Ade Papoola and Thomas Passante, who have used their own strategies to build businesses and create wealth. Ade Papoola is often regarded as an inventory hound, Ade Popoola has found and moved several million dollars worth of off-market Multi-family real estate over the past 3 years. He is known for his ability to find discounted off–market deals which are very hard to come by. Thomas Passante is the Managing Director. Thomas is able to offer the opportunity to be part of a firm that features a distinguished team in Wealth Management, Insurance and Group Benefits. Thomas is a Registered Representative dedicated to helping Individuals, families, businesses owners, and high net worth real estate professionals develop and achieve financial goals. Through their stories, they emphasize the power of having a positive outlook and pushing past fear in order to reach goals. They discuss how to protect and grow wealth for a legacy for future generations, removing noise and avoiding negative opinions in order to achieve success, and how negative opinions can sometimes come from a place of love. Tune in for helpful tips and advice on achieving success through setting goals, forming positive habits, and more! _____________________________________________ Do you want to build wealth for yourself and your family? You need THE LAUNCHPAD. Click here to learn more! https://noirvestholdings.hubspotpagebuilder.com/the-launchpad _____________________________________________ [00:00 - 08:56] Escaping the Racial Wealth Gap: How Minority Professionals Can Achieve Abundance Through Mindset Mindset is essential to achieving success Need an abundance mindset and to step out of comfort zone Guests Ade Papoola and Thomas Passante discuss their journey to building wealth [08:57 - 17:27] How to Overcome Noise and Achieve Success: A Guide to Building Confidence and Avoiding Self-Doubt Noise from family, friends, and people we meet can be distracting and discouraging It is important to have a tunnel vision mindset and avoid the noise Mentorship and guidance from someone successful can help you find a short pathway to success People who give advice may not have done it before and are trying to protect you in the best way they know how, which may not be the right way The biggest noise will be in our own heads, not from others [17:28 - 26:56] Overcome Fear and Grow Your Business with Repetition and Mindset Mastery Real estate is a great asset class to invest in, especially during a downturn Mindset coaching and lectures are important for pushing past comfort zones and setting goals Investing in yourself is the best way to grow as an individual, through trial and error, mentorships, training and development Repetition of positive material can help tackle difficult issues more easily [26:57 - 35:40] Reprogram Your Mind: How to Tap Into Calmness and Avoid Anxiety, Self-Doubt, and Depression Sarah Blakely's father asked her at the dinner table how she failed that day Donald Trump's example of a billionaire with a financial thermostat set high The importance of reading personal development books Morning affirmations and routines to sharpen the brain Reprogramming the mind through repetition or trauma [35:41 - 44:37] Reprogram Your Subconscious Mind: How To Find the Positive in Trauma and Change Your Perception of Failure Reprogramming the subconscious mind through repetition and trauma Finding a positive in negative situations Masterminding with people to get different results Realizing how many swings it takes to get success and the failures that come before it Changing perception of failure by understanding expectations [44:37 - 31:51] Closing Segment The final questions If you're not diversified appropriately, you probably will be paying more taxes than you should be. Boardwalk is the most expensive property and Baltic is the cheapest in Monopoly Why wealth goes way past monetary What's next for Thomas and Ade? Key Quotes “We hold ourselves accountable to meet expectations that are wrong to start with.” - Ade Papoola “Through trial and error is the best way to grow as an individual.” - Thomas Passante Connect with Thomas Passante Website: https://www.natfin.net/ Facebook: https://www.facebook.com/thomas.passante Connect with Ade Papoola Facebook: https://www.facebook.com/kpops90 Let's get connected! You can find Nicole on LinkedIn https://www.linkedin.com/in/nicole-pendergrass/ Instagram https://www.instagram.com/nvestornikki/?hl=en Facebook https://www.facebook.com/nvestornikki or Visit her website https://noirvestholdings.com You can listen to previous episodes of Share the Wealth Show here. https://podcasts.apple.com/us/podcast/share-the-wealth-show/id1622218163

In this episode, we have two inspiring guests, Ade Papoola and Thomas Passante, who have used their own strategies to build businesses and create wealth. Ade Papoola is often regarded as an inventory hound, Ade Popoola has found and moved several million dollars worth of off-market Multi-family real estate over the past 3 years. He is known for his ability to find discounted off–market deals which are very hard to come by. Currently holding active licenses in Ohio and Pennsylvania as a registered nurse, Ade decided to combine his passion for data, marketing, and multi-family investing to create systems and processes that can consistently find off-market multifamily deals across the country. Thomas Passante is the Managing Director. Thomas is able to offer the opportunity to be part of a firm that features a distinguished team in Wealth Management, Insurance and Group Benefits. He takes a unique approach towards building financial strategies for his clients as well as extensive specialized training and development for his financial professionals. Thomas is a Registered Representative dedicated to helping Individuals, families, businesses owners and high net worth real estate professionals develop and achieve financial goals. At National Financial Network, we specialize in complete planning by maximizing each dollar spent and helping clients become world class savers. In Thomas' free time he enjoys playing and watching sports, traveling with friends and family, and spending as much time as possible with his Australian shepherd, Chloe. Registered Representative of Park Avenue Securities, LLC (PAS), Financial Representative of Guardian. CA Insurance License #4168312. World Class saver is a Person who saves at least 15 to 20% of gross income.   Through their stories, they emphasize the power of having a positive outlook and pushing past fear in order to reach goals. They discuss how to protect and grow wealth for a legacy for future generations, removing noise and avoiding negative opinions in order to achieve success, and how negative opinions can sometimes come from a place of love. Tune in for helpful tips and advice on achieving success through setting goals, forming positive habits and more!   Do you want to build wealth for yourself and your family? You need THE LAUNCHPAD. Click here to learn more!       [00:00 - 08:56] Escaping the Racial Wealth Gap: How Minority Professionals Can Achieve Abundance Through Mindset Mindset is essential to achieving success Need an abundance mindset and to step out of comfort zone Guests Ade Papoola and Thomas Passante discuss their journey to building wealth Ade Papoola went from Nigeria to the US and started wholesaling in multi-family real estate Thomas Passante manages a full service financial firm and has been doing this for 7 years   [08:57 - 17:27] How to Overcome Noise and Achieve Success: A Guide to Building Confidence and Avoiding Self-Doubt Noise from family, friends, and people we meet can be distracting and discouraging It is important to have a tunnel vision mindset and avoid the noise Mentorship and guidance from someone successful can help you find a short pathway to success People who give advice may not have done it before and are trying to protect you in the best way they know how, which may not be the right way The biggest noise will be in our own heads, not from others    [17:28 - 26:56] Overcome Fear and Grow Your Business with Repetition and Mindset Mastery Real estate is a great asset class to invest in, especially during a downturn Mindset coaching and lectures are important for pushing past comfort zones and setting goals Investing in yourself is the best way to grow as an individual, through trial and error, mentorships, training and development Repetition of positive material can help tackle difficult issues more easily    [26:57 - 35:40] Reprogram Your Mind: How to Tap Into Calmness and Avoid Anxiety, Self-Doubt, and Depression Sarah Blakely's father asked her at the dinner table how she failed that day Donald Trump's example of a billionaire with a financial thermostat set high The importance of reading personal development books Morning affirmations and routines to sharpen the brain Reprogramming the mind through repetition or trauma    [35:41 - 44:37] Reprogram Your Subconscious Mind: How To Find the Positive in Trauma and Change Your Perception of Failure Reprogramming the subconscious mind through repetition and trauma Finding a positive in negative situations Masterminding with people to get different results Realizing how many swings it takes to get success and the failures that come before it Changing perception of failure by understanding expectations    [44:37 - 31:51] Closing Segment The final questions If you're not diversified appropriately, you probably will be paying more taxes than you should be. Boardwalk is the most expensive property and Baltic is the cheapest in Monopoly Why wealth goes way past monetary What's next for Thomas and Ade? Key Quotes    “We hold ourselves accountable to meet expectations that are wrong to start with.” - Ade Papoola   “Through trial and error is the best way to grow as an individual.” - Thomas Passante       Connect with Thomas Passante through natfin.net. Follow him on Facebook   Connect with Ade Papoola through Facebook       Let's get connected!  You can find Nicole on LinkedIn, Instagram, or Facebook. Visit her website https://noirvestholdings.com      LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show here.  

Dr. Erkeda is joined by Dr. Stephanie Pearson, an OBGYN turned insurance broker who changed her career from a practitioner to safety net provider for medical experts. Almost 10 years ago, Dr. Pearson sustained an injury during an operation procedure and was left with a career unable to pursue the work she studied for. Since then, she's had a change of heart and now uses her skills and knowledge in the medical industry to help other people who are unintentionally placed in that same position, by creating a disability insurance firm for physicians and other healthcare providers. [00:23] Introduction of Dr. Pearson  [01:57] Adapting to Post-Injury  [06:49] About Disability Insurances  [12:55] Advice for Physicians with Disabilities [16:56] Group Benefits vs Private Benefits [22:36] What Dr. Pearson Would Change in Healthcare   What Happens to Physicians After Injuries For a professional in the medical field, it can be a confusing moment in life when you suddenly sustain some type of injury. As a practitioner, you would be overwhelmed by the fact that you worked so hard to reach that moment when you get to help people only to be in a position where you are unable to help yourself anymore. This limbo phase does not mean it's the end for you in the medical field. Sometimes, relying on the support of families, friends, and communities encourages people in this position to do something that can change the way people see the situation. Encouraging individuals to utilize not just the knowledge, but also the skills gained that could still be beneficial for other practitioners. There are many jobs out there that can still take in your knowledge and the skill sets you can do.    Having a Safety Net For the case of Dr. Pearson sustained an injury that got her out of practice and unable to return. This type of situation isn't often covered by private benefits and insurances. It's great to be covered by the company, but field practitioners should also check in with group benefits that could also be more useful if unexpected circumstances were to happen to you while you are at work. One example of which is for women using maternity insurance given by the private company. There has to be a deeper study on the terms and conditions when engaging into the benefit as it does not fully cover underlying occurrences such as miscarriages, wherein group benefits could still act as a safety net for these individuals.    You can reach Dr. Pearson through her Facebook, Instagram, and Linkedin, or you may also reach her through her website and landline that is 610 658 3251 To learn more about how MedSchoolCoach can help you along your medical school journey, visit us at Prospective Doctor.

Are employees commodities? They sure are being treated that way across the world by corporates. I understand recessions and hard times, but the slew of layoffs is unheard of. You need to understand that people work so they can buy and live. If you get people off work, who will buy? And, the cycle goes downhill from there. Also, where's all the talk about culture, productivity, and growth? Where's the sense of employee loyalty when employer loyalty is expected? I could go on and on. Yes, times can get tough and some measures need to be taken, but there is a human way around how you deal with your employees. Tune in to learn more... _____________________________________________________   Rajeev Mudumba's Website: www.planb.live   Plan B Success Podcast: Available on your favorite platform including iTunes @ https://apple.co/2JCSysL?ls=1 or www.planbsuccess.live or www.planb.live   https://www.planbsuccessschool.thinkific.com - You can be a successful Entrepreneur and can do a LOT with your very own podcast. Follow Rajeev's FREE training & you'll discover How to ideate, create, launch, monetize and grow your podcast in just a couple of hours!   Rajeev's Book - My Inspiration: Quotes that shaped my self-improvement journey - Available on Amazon Worldwide on your local Amazon site or @https://amzn.to/2JG1DRL   Plan B Success YouTube Channel: http://bit.ly/2YegieF   Medium Articles: https://rajeevmudumba.medium.com   LinkedIn: https://www.linkedin.com/in/rajeevmud...   Facebook Plan B Success Page: https://www.facebook.com/planbsuccess...   Facebook My Inspiration Book Page: https://www.facebook.com/myinspiratio...   Instagram: @hifromraj1

Young & Kara dive into topics such as navigating untraditional parenting dynamics as a family with a working mother with a stay-at-home father and how she practices and implements servant leadership both in business as well as parenting. They also touch on the importance of embracing and enjoying every moment with your kids.Please enjoy & subscribe!ABOUT OUR GUEST:Kara Hoogensen is a senior vice president with Principal Financial Group®, in charge of Specialty Benefits for U.S. Insurance Solutions (USIS). She is responsible for group benefits, a business area she previously led as vice president, as well as the individual disability income business line and the sales compensation administration area.Hoogensen joined Principal® in 1996 and held roles in pension underwriting and consulting until 2000. After a year with Merck & Co., Inc. as a professional representative, she re-joined Principal in 2001 as a business development consultant and then held multiple strategy positions before being named director and then managing director for Defined Contribution Investment Only (DCIO). She was promoted to chairman, president, and CEO of Principal Bank® and Principal Trust Company® in 2014 and became president and CEO of Principal Securities, Inc. in 2015. Hoogensen assumed her role of vice president of Group Benefits in USIS in August 2017 and assumed her current responsibilities in March 2020.Hoogensen received her bachelor's degree from Central College. She earned her Certified Employee Benefits Specialist (CEBS) designation from the International Foundation of Employee Benefits and Certified Investment Management Analyst (CIMA®) designation. In 2018, she was named to the board of directors for Limelight Health, Inc., a California-based quoting, underwriting, and proposal platform for the employee benefits industry, and served from 2018 until the company's acquisition in August 2020. She also serves on the Central College Economics, Accounting and Management (EAM) Advisory Council.STUFF WE LOVE:Attention founders and investors:Two12.co is the best cap table and fundraising toolkit. Use code TGDS for 25% off!https://bit.ly/3Q7wHsnTry Young's online recording studio!https://riverside.fm/homepage?utm_campaign=campaign_1&utm_medium=affiliate&utm_source=rewardful&via=youngLooking to outsource graphic design? Try Young's favorite resource, Penji: unlimited designs for one fixed cost from some of the world's top design talent!https://penji.co/pricing/?affiliate=3I86N6MSF5358220Learn more about us!Our website: https://thegirldadshow.com/Instagram: https://www.instagram.com/TheGirlDadShow/Facebook: https://www.facebook.com/TheGirlDadShowShop here for The Girl Dad Show products: https://thegirldadshow.com/collections*If you click on our links, we may receive a tiny commission AND… most of the time, you will receive an offer. Win/Win! The products that The Girl Dad Show recommends are the ones we believe in.

In this week's episode of Winning Isn't Easy - Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey talks about " The Common Symptoms Of Multiple Sclerosis That Carriers Will Look For In Your Medical Records & The Disabling Symptoms They Will Overlook To Deny Your Claim"  and much more!Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

On this week's Episode of Winning Isn't Easy - Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey talks about what happens when "Misrepresentations On Your Disability Enrollment Forms" occur!Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

With a focus on providing individual health insurance and employee benefits services to under 65 adults from coast to coast, Darryl Breland of Breland Benefits and Insurance discusses how implementing group benefits planning in your company is essential for entrepreneurs. 

Listen in for this week's episode of Winning Isn't Easy by Nationwide ERISA Disability Attorney Nancy L. Cavey as we talk about: WIE Season 2: More On Myalgic Encephalomyelitis - Chronic Fatigue Syndrome Disability Claims. Segments Include:1 - What Type of Doctor Does the Long-Term Disability Carrier Expect You to Treat With If You Have Myalgic Encephalomyelitis or Chronic Fatigue Syndrome?2 - The Two Things You Should Track in Your Chronic Fatigue Diary to Win Your Long-Term Disability Chronic Fatigue Claim3 - What You Shouldn't Track Your Daily or Weekly  Schedule in Your Chronic Fatigue Long-Term Disability Claim4 - Why You Must Have a CPET Test if You Are Applying for Your Long-Term Disability Benefits Because of ME/CFSResources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Listen in as Nationwide Long Term Disability ERISA Attorney Nancy L. Cavey talks about "Winning Isn't Easy: How Disability Insurance Carriers View Disability Claims For Hearing Loss, Tinnitus, and Meniere's Disease" and other issues you may have regarding your Long Term Disability policy coverage. Nancy is known for helping those with specific conditions fight the disability insurance company for the rights of her clients. Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Learn "What Every Physician Needs To Know About Buying Long-Term Disability Insurance Policies At Any Stage Of Their Career" from Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey and more helpful disability claim information.Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

On this week's Episode of Winning Isn't Easy - Your Host Nationwide ERISA Long Term Disability Attorney talks about Hot Topics: What You Need To Consider When You Are Thinking About Quitting Your Job And Applying For Disability Or Get A New Job and other disability related issues!Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Listen to Episode 53 of Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey's podcast Winning Isn't Easy where she talks about What Small Business Owners Need To Know About Applying For Disability Insurance Benefits & What Not To Do After Winning Your Claim.

Jessica Moser is senior vice president and leader of Small Business Solutions in MetLife's Group Benefits business. She oversees sales, strategy, underwriting, and overall P&L for businesses under 100 employees. Top 3 Value Bombs: 1. In a small business, bringing the wrong person on is almost worse than having nobody. 2. Highlight that people can also get competitive salary and benefits. But really, first and foremost, highlight the values that you have as a small business owner - that you can value your employees potentially in a way that a larger company can't. 3. There are people who will take a lower paying job to work in a company that shares their values. For additional resources on how to get a leg up in the ongoing war for talent, check out Jessica's website - MetLife Sponsors: HubSpot: Learn how to grow better by connecting your people, your customers, and your business at HubSpot.com! ZipRecruiter: Find the right employees for your workplace with ZipRecruiter, the #1 rated hiring site in the US, based on G2 ratings! Try it for free at ZipRecruiter.com/fire!

Jessica Moser is senior vice president and leader of Small Business Solutions in MetLife's Group Benefits business. She oversees sales, strategy, underwriting, and overall P&L for businesses under 100 employees. Top 3 Value Bombs: 1. In a small business, bringing the wrong person on is almost worse than having nobody. 2. Highlight that people can also get competitive salary and benefits. But really, first and foremost, highlight the values that you have as a small business owner - that you can value your employees potentially in a way that a larger company can't. 3. There are people who will take a lower paying job to work in a company that shares their values. For additional resources on how to get a leg up in the ongoing war for talent, check out Jessica's website - MetLife Sponsors: HubSpot: Learn how to grow better by connecting your people, your customers, and your business at HubSpot.com! ZipRecruiter: Find the right employees for your workplace with ZipRecruiter, the #1 rated hiring site in the US, based on G2 ratings! Try it for free at ZipRecruiter.com/fire!

Lacy talks with her ERS colleague, Diana Kongevick, Director of Group Benefits. As the person who directly oversees the HealthSelect health plans and other insurance plans, Diana shares the very human impacts of these programs. She also shares valuable insight and lessons from the unexpected loss of a child… not once, but twice. She talks about the unexpected gift she received from her adult daughter after her unexpected death, and how we can prepare this same gift for our families. As someone who has experienced and still experiences profound grief, Diana shares ways she feels support and comfort from others. Knowing that mental health is health, Diana highlights the professional support available to us and our families through our health plan. Finally, with regard to your ERS-administered benefits, she shares simple steps that can help you save money and one that can perhaps save your life.Resources:HealthSelect mental health benefitsSummer Enrollment 2022HealthSelectShoppERS member journeyHealthSelectShoppERS FAQ

Episode 054 How Does Fashion Influence Group Benefits Programs? Featuring Jessica O'Leary, HR Professional Jessica O'Leary is a well-rounded and resourceful HR Professional with working experience in the education and municipal sectors. Jessica is skilled in benefits package design, strategy, risk management, training and development, recruitment, and compliance. Jessica has strong Human Resources skills with Certificate focused in Human Resources Management from Collin County Community College and MBA with a concentration in Human Resources Management from Capella University. In our conversation, we discuss several topics, including: What led Jessica into the HR field The emotional roller coaster that comes with dealing with benefits and insurance The important skills needed when dealing with employee relations The benefits employees sought after the most The challengers of providing benefits for employees Why you should consider a career in the HR field Enjoy the show!   Connect with Kris: Website: https://www.lpfadvisors.com/ LinkedIn: https://www.linkedin.com/in/kristopher-flammang-lpfadv/ Twitter: @kflammang   Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 52 Season 2: Nurses and The Long Term Disability ProcessNationwide ERISA Long Term Disability Attorney Nancy Cavey is going to talk about some nurse-centric short- and long-term disability claims. Nancy acknowledges that Nurses are the backbone of the medical community, and have been integral in combating the COVID-19 pandemic. Disability claims are highly scrutinized, and the same goes for those of nurses as she dives into some examples.1 - Registered Nurse with Cushing's Disease Awarded LINA Short-Term DisabilityBenefits2 - Nurse Anesthetist Self-Treating Insomnia Results in Death and Denial ofAccidental Death and Dismemberment Policy3 - How a General Workplace Standard of Occupation in a Medical TrainerNurse's Disability Policy Doomed Her Disability Insurance ClaimResources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Carey Gruenbaum has extensive experience in the healthcare insurance industry and operates multiple companies in the space.Who better to sit down to discuss the finances around medical insurance, how to save REAL money on it, and what a consumer's options are.Curious about HealthShare plans? Surgery in Mexico? What's the deal with dental and vision insurance? We covered that in full, and much more! TIME STAMPS:0:01 Intro2:08 Who Needs Health Insurance?4:23 How Many Americans Don't Have Health Insurance?6:16 The Cost12:30 The Power of Shifting17:18 Eli's Trip to the ER & Mysterious Hospital Pricing24:40 Do Hospitals Hate Urgent Cares?26:00 Hospital Bills: Negotiable? Impacts Credit Score?30:30 Sponsor31:52 More on Bill Reductions34:07 The Difference Between Health Insurance Companies38:35 Additional Health Insurance When Traveling40:48 Long Term Care Insurance 45:45 Disability Income Insurance50:00 Dental & Vision Insurance53:05 Out of Country Surgeries54:56 Sponsor56:41 HSA (Health Savings Account) and FSA (Flexible Savings Account)1:01:26 HealthShare Plans1:21:08 Carey's Companies & Contact1:26:17 OutroHere is a list of Carey's companies:• PSG Insurance (PSG-Insurance.com): Group Benefits, Life, Disability and All Benefits Related• One Cap LLC (OneCapLLC.com): Property & Casualty• Preferred Exchange (PreferredEx.com): When we talk about health insurance, Preferred Exchange thinks it should be easy for anyone to understand and the costs should be clear. (For employers, employees and brokers.)To get in touch with Carey's team, call 516-247-6448 and push extension 227.More shows here: https://www.livinglchaim.com/Follow us on social media for more content:TikTok - https://www.tiktok.com/@livinglchaimInstagram - https://www.instagram.com/livinglchaim/Submit your questions and comments to hi@LivingLchaim.com - we love emails!WhatsApp us feedback and save our contact: 914-222-5513Subscribe to our YouTube channel for more awesome content! :) Lchaim! See acast.com/privacy for privacy and opt-out information.

In today's episode of The Line on Leave, we continue our conversion about mental health with Dr. Christine Crawford, associate medical director with NAMI, and Adele Spallone, head of clinical operations for The Hartford Worker's Compensation and Group Benefits. Listen as we discuss the impact of burnout on employees and tips for employers to consider in order to support their employees' overall wellbeing during these times of intense change. For a full transcript, please visit us online at www.TheHartford.com/PFML. 1053021 2/21 The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company, under the brand name, The Hartford®, and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford's legal notice at www.thehartford.com. © 2022 The Hartford.