Podcasts about group benefits

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews Chris Reilly about his insurance career and how you came to join and lead Link USA. They also cover RISKWORLD 2025 and the DE&I Studio, where Chris was on a panel. Chris talks about how he volunteered for the DE&I initiative at Amwins and how it has grown over the years. Chris does not believe the current anti-DE&I rhetoric will continue for long, in light of the existing Title VII and EEOC protecting employees and applicants against employment discrimination. Chris believes organizations know what is right, and that they will do better with a strong DE&I program in place, reducing reliance on EPLI coverage. The conversation concludes with information about Link USA's upcoming events.   Listen to learn more about supporting Diversity, Equity, & Inclusion efforts in your organization.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our topic is inclusivity in risk management and we will be joined by Chris Reilly, the National Co-Chair of Link USA, and Senior Vice President and National Practice Leader at Amwins Group Benefits. [:45] RIMS-CRMP Workshops! Register by July 1st for the next RIMS-CRMP Virtual Workshop, which will be co-led by Parima. That course will be held on July 8th and 9th. [1:02] The next RIMS-CRMP-FED virtual workshop will be led by Joseph Mayo on July 17th and 18th. Register by July 16th. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:20] RIMS Virtual Workshops! On June 26th. Pat Saporito will return to present the very popular new course, “Generative AI for Risk Management”. [1:32] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:43] Starting on July 16th, James Lam will host a six-module course, the RIMS-CRO Certificate in Advanced Enterprise Risk Management. This is a bi-weekly course that will run through Wednesday, September 24th. A link to last week's episode about it is in this episode's notes. [2:04] Registration closes on July 9th. A link is in this episode's notes. [2:09] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is being built. Soon, we will distribute a Call for Nominations for the ERM Award of Distinction. I'll update this episode's show notes when that link is ready. [2:32] Think about your organization's ERM program or one that you know of, and how it has generated value. We will have more on that in the coming weeks. [2:40] On with the show! It's June 2025. It is Pride Month and RIMScast and RIMS are dedicated to fostering an environment where individuals from all backgrounds feel valued, respected, and empowered. We'll dive into the real meanings of words and initiatives; words like inclusivity. [3:01] Joining me today to delve into those terms is Chris Reilly, the National Co-Chair of Link USA. Link is the LGBTQ+ Insurance Network. Chris is also the Senior Vice President and National Practice Leader at Amwins's Group Benefits. [3:17] We will discuss the state of diversity, equity, and inclusion in insurance and risk management, how the pendulum has swung, and what risk professionals and employers need to know about a landscape that may or may not be changing as much as you think. [3:35] Interview! Chris Reilly, welcome to RIMScast! [3:42] It's Pride Month. For Chris, it's a great time to be celebrating oneself and celebrating with the community. He says there's no reason not to celebrate 12 months of the year. [4:14] Chris Reilly has had a 30-plus-year insurance career. His dad and grandfather had an agency. His father offered him a job right out of college. Chris thought he'd step up in a year or two, but he's still doing it 30-plus years later. It's a great career. He loves the industry. [4:47] The first part of Chris's years he spent in the Property and Casualty world as a commercial broker, most of those years with Aon. He jumped to the wholesale side when he joined Amwins in 2000. [5:05] Chris is on the employee benefits side, providing group benefit programs to companies through broker partners. [5:13] About five or six years ago, Amwins created internal DEI programs. Chris immediately volunteered to join the National Council at Amwins to participate in and help build those programs. He worked on a committee centered on making the workplace intentionally inclusive. [5:54] Chris served on that committee for two years. In the process, he came across Link, which was in the UK. Chris and a colleague convinced Link to bring it to the U.S., which they did in 2021. Four years later, Link has expanded into Los Angeles, Chicago, New York City, and Atlanta.  [6:18] Link restructured this year with a national board for a national presence. Link kicked off Pride Month with a national virtual event. It had a great turnout. Chris is excited to continue to lead Link and help support the LGBTQ+ community and its allies in the insurance industry. [7:04] Chris notes that the insurance industry is still known to be a very conservative industry but from 30 years ago to today, there has been a big difference in inclusivity. There's constant evolution and change. We can always continue to do things better. [7:23] Chis says everybody is striving to do things better. That's why Diversity, Equity, and Inclusion programs became so important for all industries. Justin says that saying the words Diversity, Equity, and Inclusion instead of DEI provokes thought about their meaning and impact. [8:21] Chris agrees; when we say with intention, Diversity, Equity, and Inclusion with intention, it's just better. Don't we all want to be included? Inclusion is an endearing word. Let's all come to the table. We need to be more intentional about the words. [9:19] Chris Reilly attended RISKWORLD 2025 for the first time and was at the DE&I Studio. There were speakers and panels. Chris represented Link USA to talk about who they are, what they do, and their mission for the LGBTQ+ community in the insurance industry. [10:21] Chris served on a panel where Link, the National African American Insurance Association, the Asian American Insurance Network, the Latin American Insurance Agency Networks, and the Association of Professional Insurance Women were represented. [10:43] The organizations work to make sure the insurance industry continues to be a diverse, inclusive, and equitable industry. They support each other and continue to press the message of Diversity, Equity, and Inclusion. They raise their voices for the common good of every employee. [11:17] Leaders from all of those organizations have been guests on RIMScast, with Chris Reilly and Link being the fifth organization represented. If more organizations are created, Justin will include them on the show.  [11:37] Chris brings decades of experience in the trenches to his role on Link.  [12:02] Justin says we're hearing a lot of anti-DEI rhetoric. Chris says a lot of it is noise. People are throwing things against the wall to see what sticks. In most C-Suites, smart leaders seek legal advice. If they haven't been doing anything illegal, there isn't much they need to change. [13:01] Companies that feed into the noise end up hurting their employees which can hurt their bottom line in the long term. [13:27] Companies need to cut through the noise and make sure that they know what's true and what's not true. They need to focus on continuing to do what they've been doing that has been working. [13:55] Chris thinks that a company scaling back its DEI initiative hurts its reputation. When they scale back, the employees feel it first. If employees don't feel good in the workplace about the culture that has been developed for employees, that impacts the work and the output. [14:34] Eventually, that can hit outside the walls of the insurance company. Insurance isn't a direct-to-consumer product so this industry doesn't get impacted in quite the same way as a retail store. [15:06] Plug Time! The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio at the Henry B. González Convention Center. Public Registration is open. [15:17] Hotel cut-off for the discounted rate is available through July 7th. The full Conference Agenda is now live, so you can start planning your experience. Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available onsite. [15:33] This event is open to any RIMS Chapter member. If you are local to the area, you might consider becoming a RIMS member today, so that you can get all the benefits and begin networking with your new RIMS Texas peers. Links are in this episode's show notes. [15:48] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [15:56] Just a month later, we will be up North for the RIMS Canada Conference 2025, from September 14th through 17th in Calgary. Registration is open. Visit RIMSCanadaConference.CA and lock in favorable rates. We look forward to seeing you in Calgary! [16:15] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today. [16:31] Let's Return to Our Interview with Chris Reilly of Link!  [16:50] There's no such thing as illegal DE&I! There is no legal framework about whether a company does DE&I or not. Companies decided that having a more diverse, equitable, and inclusive workforce was good for business. [17:30] There have been studies that show that when a company has a strong DE&I policy, it outperforms its competitors that don't by nearly 20%. Teams that are more diverse and inclusive outperform homogeneous groups by nearly 80%. [17:57] When you have a diversity of people; when you include people of different backgrounds in thought and education, you get more diverse thoughts and you can create better outcomes as a result. [18:15] This concept of illegal DE&I is thrown up there to create confusion and get people worrying about what they're doing. [18:51] Employment Practices Liability Insurance (EPLI) is what companies would buy if they have a sexual harassment suit, a discrimination suit, or a wrongful termination suit. Employers take this coverage to protect themselves from that. [19:25] Whether they have EPLI coverage or not, before the term “illegal DE&I,” nobody was concerned about it. They all felt that they had the proper policies and best practices in place to prevent employment practices claims. [19:43] If there were this rash of claims suddenly happening, maybe it's not “illegal DE&I” but you're not doing it right. Fix the problem so that it doesn't become an issue. [19:59] What companies are seeing is that their policies and best practices have been working, so there's not a problem. If companies start believing that they shouldn't have DE&I programs, that will embolden individuals to be bigots, racists, harassers, and bullies at work. [20:25] If that happens, you will get employment practices claims. [20:30] Justin feels that we are seeing uninclusive and bullying expressions more now on social media than when he was hired at RIMS eight years ago. [20:36] Chris thinks that the world has changed and the narrative has changed and people feel like they're emboldened to bring out those negative personality traits in themselves for some reason. [20:50] Chris recently talked to a company where the CEO addressed the employees, to tell them that bigotry, harassment, and hatred have no place, and will have no place in the company. [21:16] He told them the company was built with a culture that respects everybody, that is about fairness and integrity, working together, and creating inclusive and collaborative teams, to create the best outcomes they can for the company and its consumers. [21:32] He said they are going to keep doing what they're doing because everything's going just fine. He said if we start trying to tinker with the DE&I programs, that will inevitably create problems and deteriorate the great work that you have been doing. [21:53] What's the ROI on DE&I? It's hard to quantify. When your employees are happy, they're doing good work, they're being productive, and the company is successful, that comes in part from the investment of time, energy, and money put into Diversity, Equity, & Inclusion programs. [22:08] You can try to tie ROI to some of the Diversity, Equity, and Inclusion programs when you talk about EPLI, Directors & Officers, and E&O insurance. If you don't have good practices, what you will have is employment practices liability claims around discrimination and harassment.  [23:01] HR will have to deal with the HR issues of employees, potentially defending a lawsuit. If they don't have these coverages in place, those defence costs can get expensive. You might have to settle a suit, which can cost more money. It's a ripple effect. [23:27] With more claims, the premiums of these policies will go up. So, if you're not following best practices and have to start paying out claims and higher premiums to defend yourself against these claims, those are financial factors to consider in the ROI of doing the right thing. [23:51] Plug Time! Let me tell you about the Spencer Educational Foundation. Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [24:31] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centred experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [24:31] General Grant awardees are typically notified at the end of October. [24:35] Spencer's Risk Manager on Campus Program offers grants of up to $5,000 to universities and colleges in the United States and Canada to host a practicing risk manager on their campus for a one-to-three-day residency. [24:49] The Risk Manager on Campus program has been praised by both universities and risk managers as a rewarding educational experience for students and a chance to give back to the profession. The application deadline for 2026 is June 30th, 2025. Check the link in the notes. [25:08] Visit SpencerEd.org for more information. [25:12] Let's Return to the Conclusion of My Interview with Chris Reilly! [25:34] The pendulum has swung one way. Chris thinks that it will swing back as smarter and calmer minds prevail, in the end. Organization leaders know what's right and wrong. Once the noise calms down, people will realize that we already have things in place to protect everybody. [26:14] We already have Title VII and the EEOC in place. I have told people that with all that's being said, no laws have changed. Title VII is in place and the EEOC is still there to enforce it. If there were crazy problems with this, Title VII and the EEOC would already be addressing it. [26:44] Chris believes the pendulum will swing back to the center sooner rather than later. Executive orders and attempting to change laws are not going to sit well. There are already protections in place to prohibit employment discrimination. [27:13]  Chris is the National Chair of Link USA. A couple of days after this episode, there will be the New York City Link-Up Networking Happy Hour, Pride Edition. That's going to be in Manhattan on the Avenue. [27:33] On June 26th, in Los Angeles, there will be a Pride Movie Night and Networking Mixer at the Alamo Drafthouse Cinema. Chris says these events are always fun. Link tries to create personal connections between the LGBTQ+ Community and its allies. [28:04] We're all doing the same thing, feeling the same pressures, working in the insurance industry, and wanting connection. Some people work at companies that may not have anybody else like them in their firm. They're looking for connections within the LGBTQ+ community. [28:28] Link is heavily supported by its allies. They couldn't fight the fight without the allies. The events are about bringing people together in a fun way and ultimately, networking in the industry. People connect and build business relationships and develop businesses, as well. [28:55] We've got a link to Link in this episode's notes. [28:58] Chris, it's been a real pleasure to speak with you. I'm glad we're having this dialogue. I hope to see you at RISKWORLD 2026 and the Diversity, Equity, & Inclusion Studio. [29:21] Special thanks again to Chris Reilly of Link, the LGBTQ+ Insurance Network. Links to the events that we mentioned and to Link's website are in this episode's show notes. [29:34] RIMS has a Diversity, Equity, & Inclusion Council and page. You can visit it on RIMS.org, through the Community section, and the link in this episode's show notes. [29:49] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [30:17] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [30:35] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [30:53] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [31:09] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [31:23] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [31:31] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Diversity Equity Inclusion Council Link (LGBTQ+ Insurance Network) Link USA Events in New York City and Los Angeles RIMS Texas Regional 2025 — August 3‒5 | Registration now open. RIMS Canada 2025 — Sept. 14‒17 | Registration now open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration now open! RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 Spencer's Risk Manager on Campus — Application Deadline June 30, 2025 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Register by July 7. | Bi-weekly course begins July 16. RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep Virtual Workshop — July 8‒9, 2025 | Presented by RIMS and PARIMA RIMS-CRMP-FED Exam Prep Virtual Workshop — July 17‒18 Full RIMS-CRMP Prep Course Schedule “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “James Lam on ERM, Strategy, and the Modern CRO” “Live from RISKWORLD 2025” “Thoughts and IDEAs on Inclusivity with Michael Bach” “The Strengths of DE&I Initiatives with Lilian Vanvieldt-Gray of Alliant Insurance Services” “LAAIA Atlanta Chapter President Jose Aponte” “Equality and the Risk Profession with Elisa Stampf”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Chris Reilly, National Co-Chair of Link USA | LGBTQ+ Insurance Network, Senior Vice President and National Practice Leader at Amwins Group Benefits   Production and engineering provided by Podfly.  

  Free up your work week by using a digital appointment scheduler. Spend more time with clients and less time managing your calendar.   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 3 Insurance Business Tools You Absolutely Can't Live Without: https://ritterim.com/the-ultimate-agent-resource-list/ Best Practices for Video Calls: https://lnk.to/8jc7x9 Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/ Free eBooks & Guides: https://ritterim.com/guides/ Get Your PlanEnroll Site: https://ritterim.com/planenroll/ How to Stay Compliant During All Medicare Sales: https://lnk.to/41gE4C Meet Your Sales Specialist: https://ritterim.com/meet-your-sales-team/ MedicareCENTER: https://ritterim.com/integrity-tools/#medicarecenter Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ What Are Agents Responsible for Under HIPAA: https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/ Where It All Begins: Obtaining Permission to Contact for Medicare Sales: https://ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/ The Ultimate Agent Resource List Pt 3: Staying Organized: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-3-staying-organized/    Appointment Schedulers: Acuity: https://acuityscheduling.com/ Google Workspace: https://workspace.google.com/resources/appointment-scheduling/ Microsoft Bookings: https://www.microsoft.com/en-us/microsoft-365/business/scheduling-and-booking-app OnceHub: https://oncehub.com/ SimployBook.me: https://simplybook.me/en/   References: Lurie, Matt. “20 Integrable Scheduling Tools for Small Business Systems.” Ruby, 11 Nov. 2024, https://www.ruby.com/blog/20-of-the-best-small-business-appointment-scheduling-tools-and-apps/. “Acuity Scheduling: Online Appointment Scheduling Software.” Acuity, https://acuityscheduling.com/. Accessed 3 Mar. 2025. “Acuity Scheduling and HIPAA.” Acuity : Scheduling, https://help.acuityscheduling.com/hc/en-us/articles/16689567523597-Acuity-Scheduling-and-HIPAA. Accessed 3 Mar. 2025. “Agencybloc's AMS+ Solution for Health, Group Benefits, & Senior Insurance.” AgencyBloc Insurance Agency CRM, https://www.agencybloc.com/ams/. Accessed 3 Mar. 2025. “Appointment Scheduler.” Radius Help Center, https://help.radiusbob.com/en/articles/5448715-appointment-scheduler. Accessed 3 Mar. 2025. “Compare All Microsoft 365 Plans.” Microsoft, https://www.microsoft.com/en-us/microsoft-365/business/compare-all-microsoft-365-business-productss. Accessed 3 Mar. 2025. “Free Appointment Booking System.” SimplyBook.Me - Free Appointment Booking System, https://simplybook.me/en/. Accessed 3 Mar. 2025. “Google Workspace.” Google Workspace: Secure Online Productivity & Collaboration Tools, Google, https://workspace.google.com/. Accessed 3 Mar. 2025. “Health Insurance Portability and Accountability Act (HIPAA) & Health Information Technology for Economic and Clinical Health (HITECH) Act - Microsoft Compliance.” Microsoft Compliance | Microsoft Learn, https://learn.microsoft.com/en-us/compliance/regulatory/offering-hipaa-hitech. Accessed 3 Mar. 2025. “HIPAA Compliance with Google Workspace and Cloud Identity.” Google Workspace Admin Help, Google, https://support.google.com/a/answer/3407054. Accessed 3 Mar. 2025. “HIPAA for Professionals.” HHS.Gov, 19 July 2024, https://www.hhs.gov/hipaa/for-professionals/index.html. “Microsoft 365 - Subscription for Productivity Apps: Microsoft 365.” Microsoft 365 - Subscription for Productivity Apps | Microsoft 365, https://www.microsoft.com/en-us/microsoft-365. Accessed 3 Mar. 2025. “Online Appointment Booking Software - Unmatched Free Plan.” OnceHub, https://oncehub.com/. Accessed 3 Mar. 2025. “Online Appointment Scheduling with Google Calendar.” Google Workspace, Google, https://workspace.google.com/resources/appointment-scheduling/. Accessed 3 Mar. 2025. “Online Bookings and Appointment Scheduling: Microsoft 365.” Online Bookings and Appointment Scheduling | Microsoft 365, Microsoft, https://www.microsoft.com/en-us/microsoft-365/business/scheduling-and-booking-app. Accessed 3 Mar. 2025. “Productivity Apps for Business Owners & Entrepreneurs | Google Workspace Individual.” Google Workspace, Google, https://workspace.google.com/individual/. Accessed 3 Mar. 2025. Alder, Steven. “The Use of Technology and HIPAA Compliance.” The HIPAA Journal, https://www.hipaajournal.com/the-use-of-technology-and-hipaa-compliance/. Accessed 3 Mar. 2025. “What Is a HIPAA Business Associate Agreement (BAA)?: TechTarget.” Healthtech Security, TechTarget, 14 Feb. 2022, https://www.techtarget.com/healthtechsecurity/feature/What-Is-a-HIPAA-Business-Associate-Agreement-BAA. “What Is Our Online Scheduler Solution?” Producer Max The Agent-Centric Platform, https://www.producermax.com/Online-Scheduler.html. Accessed 3 Mar. 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Gareth Collier is a highly experienced Certified Financial Planner at Crue Invest. With extensive knowledge of financial planning and estate considerations, Gareth specializes in helping individuals navigate the complexities of group benefits, taxation, and long-term financial security. Today, he'll guide us through the important distinctions between approved and unapproved group benefits and how these impact your broader financial planningSee omnystudio.com/listener for privacy information.

The factors that can impact our mental health, both in the workplace and in our personal lives, are becoming increasingly well known. However, there are also habits that are conducive to optimal mental health. Myriam Auclair, Product Manager, Group Benefits and Retirement Solutions, sheds some light on the subject.Website : https://ia.ca/economic-publications/podcasts

In this discussion, Tony from Cover Magazine interviews Sheldon Friedericksen, General Manager of Group Benefits at FedGroup. They explore the challenges in the group benefits space, such as outdated benefit packages and the impact of the post-COVID cost of living crisis. Sheldon emphasizes the need for practical steps to enhance retirement preparedness, including building trust, simplifying financial products, and supporting financial literacy. They discuss leveraging technology and innovative approaches to provide personalized financial advice and ensure financial security in retirement. The conversation highlights the importance of adapting group benefits to meet the evolving needs of a global and mobile workforce.

Suzanne Mason, Co-Founder & COO at Sprout Family, joins the podcast to discuss the importance of improving Canadians' access to fertility, surrogacy, and adoption care. She shares her personal experiences and reveals the gaps she and her co-founder identified in the market. They started Sprout, a virtual care platform that provides employees with information, experts and sponsored funds to help them navigate through their family-building journey with personalized education and advice. The conversation covers topics such as the challenges of accessing fertility care in Canada, the role of employers in providing family-building benefits, and the future goals of Sprout Family."We started Sprout because we wanted to improve Canadians' access to fertility, surrogacy and adoption, regardless of their age, their gender, their sexual orientation." ~ Suzanne MasonKey TakeawaysFertility care is separate from Canada's public healthcare system and can be expensive, leading to financial and emotional stress for individuals and couples.Employers can play a significant role in supporting employees on their family-building journey by offering comprehensive benefits that cover fertility care and providing education and resources.Proactive care and education about reproductive health can help individuals make informed decisions and take steps earlier in their family planning journey.Sprout Family aims to expand internationally and become a go-to virtual care platform for family wellness, addressing various stages of the family journey.Brought to you by Aria Benefits and Life & Legacy Advisory Group

In this episode, we welcome Tessa Goudy, a Sales Development Professional at Dialogue, an integrated health platform designed to improve the overall health and wellness of your organization. Tessa understands the importance of building teams that deliver an exceptional client experience. She discusses her background in the group benefits insurance space and her journey to joining Dialogue. Tessa shares the challenges of the Canadian group benefits healthcare industry, including the confusion and low utilization rates of virtual care services. She highlights Dialogue's proactive approach to healthcare and its focus on member experience. Tessa expresses her excitement for the future of Dialogue and her personal goal of making a positive impact in the industry."I truly cannot wait until every single Canadian has access to Dialogue." ~ Tessa GoudyKey TakeawaysThe Canadian group benefits healthcare industry faces challenges such as confusion and low utilization rates of virtual care servicesDialogue takes a proactive approach to healthcare and focuses on the member experienceBrought to you by Aria Benefits and Life & Legacy Advisory Group

On MetLife's recent earnings call, CEO Michel Khalaf reported strong financial performance for the first quarter of 2024. He attributed this to "the underlying strength of our business fundamentals" which include top-line growth and disciplined underwriting and management. It is clear from these comments that the company's strategic approach is resonating within the company as well as in the wider business world.MetLife's Group Benefits business has shown appreciable progress, with adjusted premiums and related revenues increasing by 5% relative to the same period in the previous year. A key driver of revenue growth appears to be that MetLife's benefits offerings are increasingly in line with customer needs.Additionally, the company's Retirement and Income Solutions (RIS) sector has registered significant sales growth—a 49% increase compared to the prior year. This growth is attributed in large part to the success of structured settlements and corporate-owned life insurance productions, a testament to MetLife's ability to diversify its product range while concurrently addressing evolving client needs.Further illuminating strategic success, the company's 2024 employee benefit study revealed insightful customer trends. A key finding was the positive impact of diverse benefit offerings on organizational performance and employee health. This trend supports MetLife's focus on offering a broad and comprehensive range of products and services in order to expand customer reach and drive growth.Looking forward, CEO Khalaf identified key priorities as organic growth, disciplined capital management, and enhancing shareholder value through dividends and share repurchases. In fact, the company has approved an approximately $3.6 billion share repurchase as part of these efforts.In summary, MetLife has demonstrated robust financial performance for the first quarter of 2024. Their success appears to rest upon a balanced, strategic approach that combines agile business maneuvering, customer-centric diversification, and disciplined growth management. While it would be premature to predict future performance based on a single quarter, it is clear that MetLife is well-positioned to continue capitalizing on its current strategic pathway under the helm of Michel Khalaf. However, the company, like any other, is operating in a rapidly evolving marketplace, and conditions could change. As observers, we must also take into account that these statements and perspectives derive from MetLife's earnings call and claims acknowledged to investors within that framework. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.theprompt.email

Welcome to Season 4, Episode 6 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Determining the Worth of a Long-Term Disability Claim". Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses how the value of a Long-Term Disability claim is determined. The answer to this question - one of the most frequently asked - is comprised of many moving parts and complexities. One might think it is as simple as multiplying the gross amount of your monthly benefits times the number of months of benefit eligibility, but it isn't. To demonstrate, host Nancy L. Cavey will discuss the factors that impact a Long-Term Disability claim's worth.In this episode, we'll cover the following topics:1 - How Much Is My Long-Term Disability Claim Worth?2 - How the Date You Became Disabled Impacts How Much Your Long-Term Disability Claim Is Worth3 - What Is a Settlement or Buyout of Your Long-Term Disability Policy or Plan Benefits?Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 4, Episode 5 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Full and Fair Review - Statutory Obligation". Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses ERISA's saving grace - a claim regulation stating that any denied policyholder or plan beneficiary must be given the right to a full and fair review during the claim examination process. Regardless of a policyholder's purported right to a full and fair review, disability carriers will often toe the line of acceptability regarding what constitutes said full and fair review - to demonstrate, host Nancy L. Cavey will walk through a number of case examples.In this episode, we'll cover the following topics:1 – What Does A “Full and Fair Review”  Mean to a Denied ERISA Disability Claim2 – Second Time around on A Disability Claim, and How One Federal Judge Threw the Book At A Disability Benefit Claim Administrator Who Missed Deadlines, Edited and Changed Their Doctor's Reports, and Failed to Produce Request Plan Documents3 – You've Got to Exhaust Your Administrative Remedies by Filing Appeals in Your ERISA Disability Claim, and Why You Can Blow up Your Case if You Don'tWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 4, Episode 4 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Multiple Sclerosis". Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the intricacies of a Multiple Sclerosis diagnosis, and how to navigate a disability claim with a disorder that disability carriers often misunderstand. Carriers are not in the business of giving payouts - they care more about their bottom dollar (i.e. making a profit). This reality is especially true of disorders that are unpredictable, prone to fluctuation in terms of severity, difficult to diagnose and manage, and primarily pain-based, such as Multiple Sclerosis.In this episode, we'll cover the following topics:1 – Multiple Sclerosis, and Common Reasons Why Disability Carriers Deny Multiple Sclerosis Claims2 – How Disability Carriers Evaluate Multiple Sclerosis Claims3 – Steps to Winning Your Multiple Sclerosis Disability Claim, and the Gold Standard TestWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Welcome to Season 4, Episode 1 of "Winning Isn't Easy." Welcome back to our first episode of our 4th Season of our podcast! In this episode, we dive into the crucial topic of "Medical Proof and Long Term Disability Claims." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the essential role of medical evidence in securing long-term disability benefits. Tune in as she breaks down the importance of proper documentation, the types of medical proof needed, and how to navigate the complexities of the claims process. Whether you're a claimant or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it!Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!Please remember that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.

In this Flashback Friday episode, we have two inspiring guests, Ade Papoola and Thomas Passante, who have used their own strategies to build businesses and create wealth. Ade Papoola is often regarded as an inventory hound, Ade Popoola has found and moved several million dollars worth of off-market Multi-family real estate over the past 3 years. He is known for his ability to find discounted off–market deals which are very hard to come by. Thomas Passante is the Managing Director. Thomas is able to offer the opportunity to be part of a firm that features a distinguished team in Wealth Management, Insurance and Group Benefits. Thomas is a Registered Representative dedicated to helping Individuals, families, businesses owners, and high net worth real estate professionals develop and achieve financial goals. Through their stories, they emphasize the power of having a positive outlook and pushing past fear in order to reach goals. They discuss how to protect and grow wealth for a legacy for future generations, removing noise and avoiding negative opinions in order to achieve success, and how negative opinions can sometimes come from a place of love. Tune in for helpful tips and advice on achieving success through setting goals, forming positive habits, and more! ________________________________ Interested in investing in small multifamily? Learn more about The Microfamily Mavericks mentorship program here: https://noirvestholdings.kartra.com/page/microfamilymavericks Check out our podcast website! Thesharethewealthshow.com Want to leave feedback or suggestions on our show? Take our survey: https://s.surveyplanet.com/c1xu5qdv ________________________________ [00:00 - 08:56] Escaping the Racial Wealth Gap: How Minority Professionals Can Achieve Abundance Through Mindset [08:57 - 17:27] How to Overcome Noise and Achieve Success: A Guide to Building Confidence and Avoiding Self-Doubt [17:28 - 26:56] Overcome Fear and Grow Your Business with Repetition and Mindset Mastery [26:57 - 35:40] Reprogram Your Mind: How to Tap Into Calmness and Avoid Anxiety, Self-Doubt, and Depression [35:41 - 44:37] Reprogram Your Subconscious Mind: How To Find the Positive in Trauma and Change Your Perception of Failure [44:37 - 31:51] Closing Segment The final questions If you're not diversified appropriately, you probably will be paying more taxes than you should be. Boardwalk is the most expensive property and Baltic is the cheapest in Monopoly Why wealth goes way past monetary What's next for Thomas and Ade? Key Quotes “We hold ourselves accountable to meet expectations that are wrong to start with.” - Ade Papoola “Through trial and error is the best way to grow as an individual.” - Thomas Passante Connect with Thomas Passante Website: https://www.natfin.net/ Facebook:   / thomas.passante   Connect with Ade Papoola Facebook:   / kpops90   Let's get connected! You can find Nicole on LinkedIn   / nicole-pendergrass   Instagram https://www.instagram.com/nvestornikk... Facebook   / nvestornikki   or Visit her website https://noirvestholdings.com You can listen to previous episodes of Share the Wealth Show here. https://podcasts.apple.com/us/podcast...

Welcome to Season 3, Episode 40 of "Winning Isn't Easy"!

Welcome to Season 3, Episode 39 of "Winning Isn't Easy"!

Welcome to Season 3, Episode 38 of "Winning Isn't Easy"!

Welcome to Season 3, Episode 37 of "Winning Isn't Easy"!

Welcome to Season 3, Episode 36 of "Winning Isn't Easy"!

Thank you for listening to this episode of "Health and Fitness" from the Nezpod Studios! Enjoy your night or the start of your day, spiced by our top-notch health and fitness/wellness updates coined from the best sources around the globe: made only for your utmost enjoyment and enlightenment… Click on subscribe to get more spicy episodes for free! See you again soon on the next episode of Health and Fitness Updates! Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Season 3, Episode 26 of the "Winning Isn't Easy" podcast!

Tim Bakker, a former professional football player discusses his transition from a competitive athletic career to the corporate world.  The Discussion touches on the specialization of sports in youth, the challenges of balancing multiple sports, the pressure on young athletes, the CFL draft experience, the business aspect of professional sports, and the adjustment period from Canadian collegiate to professional football. Tim discusses the lessons learned from football and how they have helped him in the corporate world.  He emphasizes the importance of honesty, constantly seeking new wins, learning from failures, and being accountable.  He also mentions the mental aspect of football and the ability to quickly adapt and make decisions on the field.  He shares his journey from working at RBC to becoming an equity partner at Lloyd Sadd.   "Always be the hammer, not the nail." - Tim Bakker

Welcome to Season 3 Episode 18 of Winning Isn't Easy, the podcast that delves into the complexities of disability insurance claims. In this episode, we shine a spotlight on a crucial topic: "Cancer Disability ERISA Claims."Join us as we explore the unique challenges and intricacies of disability claims related to cancer under ERISA. Cancer can have a profound impact on an individual's life and ability to work, making it essential to understand the complexities of navigating the claims process.Our host, Nancy Cavey, a seasoned disability attorney, shares her expertise in handling cancer disability ERISA claims. Nancy will provide valuable insights and strategies for effectively advocating for your rights as a cancer claimant and securing the disability benefits you deserve.Throughout the episode, we'll discuss the medical evidence required to support a cancer disability claim, common issues faced during the claims process, and the importance of accurate and comprehensive medical records.Whether you're personally dealing with a cancer disability claim or seeking to deepen your understanding of this topic, this episode offers valuable information to help you navigate the complexities of cancer disability ERISA claims.Tune in to Winning Isn't Easy Season 3 Episode 18: Cancer Disability ERISA Claims, and join us as we shed light on this critical subject, empowering you to fight for the disability benefits you need during this challenging time.Please note that the information provided in this episode is based on general knowledge and should not substitute for personalized advice from a qualified disability attorney or medical professional.Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

You will meet a lot of people throughout your career. Some will have a massive impact on you, while others may not at all. Today we sit down with Kyle Dennis—Aka 'KD'—who Robin met over 15 years ago. Kyle even helped launch the podcast as one of our first guests. Listen in to hear why both their business relationship as well as their friendship, has endured for so many years. Kyle shares some of the clues to his success, discussing his career journey, his most satisfying moments in business and key learnings along the way including his recent step into the role of National Vice President, Partner Solutions at People Corporation—helping businesses succeed and making a difference in the lives of more than one million Canadian employees and their families by providing employee group benefits, group retirement, wellness, and human resource solutions. Brought to you by Aria Benefits and Life & Legacy Advisory Group

Welcome to Season 3 Episode 13 of Winning Isn't Easy, the podcast that delves into the challenging world of disability insurance claims with UNUM.In this episode, we revisit UNUM ERISA Disability Claims with Nancy L. Cavey's expertise and insights. As one of the leading disability attorneys in the field, Nancy brings her extensive experience dealing with UNUM and sheds light on the specific challenges claimants face when navigating UNUM ERISA Disability Claims.Join us as Nancy discusses the common issues encountered with UNUM, including claim denials, policy interpretations, and the complex appeals process. She shares her strategies for effectively advocating for your rights as a policyholder and provides valuable guidance to help you navigate the intricacies of UNUM ERISA Disability Claims.As the host of Winning Isn't Easy, Nancy L. Cavey brings her wealth of knowledge and expertise directly to you in this episode. Her insights and experiences will empower you with the information you need to fight for the disability benefits you deserve from UNUM.Tune in to Winning Isn't Easy Season 3 Episode 13: UNUM ERISA Disability Claims Revisited, and join Nancy L. Cavey as she provides essential guidance for policyholders dealing with UNUM ERISA Disability Claims.Note: The information provided in this episode is based on general knowledge and does not constitute legal advice. For personalized advice, consult with Nancy L. Cavey or another qualified attorney familiar with UNUM ERISA Disability Claims.Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

In this episode of the HRchat show, we preview the Benefits and Wellness Superhero Symposium, happening May 18 in downtown Toronto and the virtual edition of the event series happening two weeks later.Bill's returning guest is Roger Thorpe. Roger is the President of the integrated benefits and wellness consulting company, Thorpe Benefits. Having joined the firm in 1997 and later acquiring ownership of the company in 2005, Roger has built a team of senior consultants that understand Group Benefits inside out.Listen as Bill Banham and Roger Thorpe Discuss: In terms of the benefits and wellness space, how is 2023 different from the pandemic years? Future trends in benefits & wellness Designing the better group benefits plans What employees want in the area of Health & Wellness Developing a better relationship with your benefits consultant/broker Preview of the Benefits and Wellness Superhero Symposium in TorontoRegister for the in-person and/or online edition of the Benefits and Wellness Superhero Symposium here. We do our best to ensure editorial objectivity. The views and ideas shared by our guests and sponsors are entirely independent of The HR Gazette, HRchat Podcast and Iceni Media Inc.   

In this episode of Winning Isn't Easy, Nationwide ERISA Disability Attorney Nancy L. Cavey will discuss the basics of Disability 101 and the importance of meaningful dialogue between disability carriers and claimants. Nancy will discuss key topics such as how to file a claim, common mistakes to avoid, and how to create a meaningful dialogue with your disability carrier. She will also provide insight on what to do if you are denied a claim and how to appeal a denial. Tune in to gain a better understanding of the disability process and how to better communicate with disability carriers."Winning Isn't Easy" is a podcast dedicated to exploring the complexities of the Employee Retirement Income Security Act (ERISA) long-term disability world. Each episode, we delve into the challenges and triumphs of navigating this intricate landscape and bring to light the key issues affecting disabled individuals seeking benefits under ERISA. Get ready to listen in on a captivating listen as we uncover the truth behind "Winning Isn't Easy."Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Dr. Braun's Website and Information: https://www.bayareaorthofl.com/david-t-braun/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Welcome to Winning Isn't Easy! In this episode Nationwide Long Term Disability ERISA Attorney Nancy L. Cavey talks bout the Insurance Carrier Reliance Standard. "Winning Isn't Easy" is a podcast dedicated to exploring the complexities of the Employee Retirement Income Security Act (ERISA) long-term disability world. Each episode, we delve into the challenges and triumphs of navigating this intricate landscape and bring to light the key issues affecting disabled individuals seeking benefits under ERISA. Get ready to listen in on a captivating listen as we uncover the truth behind "Winning Isn't Easy."Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

In this Episode of Winning Isn't Easy - Nationwide Long Term ERISA Attorney Nancy L. Cavey talks about some HOT TOPICS in the ERISA LTD world that are trending right now among the disability world. Listen in!"Winning Isn't Easy" is a podcast dedicated to exploring the complexities of the Employee Retirement Income Security Act (ERISA) long-term disability world. Each episode, we delve into the challenges and triumphs of navigating this intricate landscape and bring to light the key issues affecting disabled individuals seeking benefits under ERISA. Get ready to listen in on a captivating listen as we uncover the truth behind "Winning Isn't Easy."Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Sarah Goodman is the Director of Enterprise and Channel Partnerships at Maple, Canada's leading virtual care platform connecting patients with healthcare providers like doctors and specialists for online medical visits in minutes.In her role, Sarah is primarily focused on bringing virtual care to large Canadian employers, as well as relationship and partnership growth of various industry partners at Maple. She discusses how Maple is making an impact on the current needs of Canadians especially in the benefits space where table stakes are high and the burden of healthcare has shifted to organizations as they try to differentiate their businesses to attract top talent.Brought to you by Aria Benefits and Life & Legacy Advisory Group

In this episode, we have two inspiring guests, Ade Papoola and Thomas Passante, who have used their own strategies to build businesses and create wealth. Ade Papoola is often regarded as an inventory hound, Ade Popoola has found and moved several million dollars worth of off-market Multi-family real estate over the past 3 years. He is known for his ability to find discounted off–market deals which are very hard to come by. Thomas Passante is the Managing Director. Thomas is able to offer the opportunity to be part of a firm that features a distinguished team in Wealth Management, Insurance and Group Benefits. Thomas is a Registered Representative dedicated to helping Individuals, families, businesses owners, and high net worth real estate professionals develop and achieve financial goals. Through their stories, they emphasize the power of having a positive outlook and pushing past fear in order to reach goals. They discuss how to protect and grow wealth for a legacy for future generations, removing noise and avoiding negative opinions in order to achieve success, and how negative opinions can sometimes come from a place of love. Tune in for helpful tips and advice on achieving success through setting goals, forming positive habits, and more! _____________________________________________ Do you want to build wealth for yourself and your family? You need THE LAUNCHPAD. Click here to learn more! https://noirvestholdings.hubspotpagebuilder.com/the-launchpad _____________________________________________ [00:00 - 08:56] Escaping the Racial Wealth Gap: How Minority Professionals Can Achieve Abundance Through Mindset Mindset is essential to achieving success Need an abundance mindset and to step out of comfort zone Guests Ade Papoola and Thomas Passante discuss their journey to building wealth [08:57 - 17:27] How to Overcome Noise and Achieve Success: A Guide to Building Confidence and Avoiding Self-Doubt Noise from family, friends, and people we meet can be distracting and discouraging It is important to have a tunnel vision mindset and avoid the noise Mentorship and guidance from someone successful can help you find a short pathway to success People who give advice may not have done it before and are trying to protect you in the best way they know how, which may not be the right way The biggest noise will be in our own heads, not from others [17:28 - 26:56] Overcome Fear and Grow Your Business with Repetition and Mindset Mastery Real estate is a great asset class to invest in, especially during a downturn Mindset coaching and lectures are important for pushing past comfort zones and setting goals Investing in yourself is the best way to grow as an individual, through trial and error, mentorships, training and development Repetition of positive material can help tackle difficult issues more easily [26:57 - 35:40] Reprogram Your Mind: How to Tap Into Calmness and Avoid Anxiety, Self-Doubt, and Depression Sarah Blakely's father asked her at the dinner table how she failed that day Donald Trump's example of a billionaire with a financial thermostat set high The importance of reading personal development books Morning affirmations and routines to sharpen the brain Reprogramming the mind through repetition or trauma [35:41 - 44:37] Reprogram Your Subconscious Mind: How To Find the Positive in Trauma and Change Your Perception of Failure Reprogramming the subconscious mind through repetition and trauma Finding a positive in negative situations Masterminding with people to get different results Realizing how many swings it takes to get success and the failures that come before it Changing perception of failure by understanding expectations [44:37 - 31:51] Closing Segment The final questions If you're not diversified appropriately, you probably will be paying more taxes than you should be. Boardwalk is the most expensive property and Baltic is the cheapest in Monopoly Why wealth goes way past monetary What's next for Thomas and Ade? Key Quotes “We hold ourselves accountable to meet expectations that are wrong to start with.” - Ade Papoola “Through trial and error is the best way to grow as an individual.” - Thomas Passante Connect with Thomas Passante Website: https://www.natfin.net/ Facebook: https://www.facebook.com/thomas.passante Connect with Ade Papoola Facebook: https://www.facebook.com/kpops90 Let's get connected! You can find Nicole on LinkedIn https://www.linkedin.com/in/nicole-pendergrass/ Instagram https://www.instagram.com/nvestornikki/?hl=en Facebook https://www.facebook.com/nvestornikki or Visit her website https://noirvestholdings.com You can listen to previous episodes of Share the Wealth Show here. https://podcasts.apple.com/us/podcast/share-the-wealth-show/id1622218163

In this episode, we have two inspiring guests, Ade Papoola and Thomas Passante, who have used their own strategies to build businesses and create wealth. Ade Papoola is often regarded as an inventory hound, Ade Popoola has found and moved several million dollars worth of off-market Multi-family real estate over the past 3 years. He is known for his ability to find discounted off–market deals which are very hard to come by. Currently holding active licenses in Ohio and Pennsylvania as a registered nurse, Ade decided to combine his passion for data, marketing, and multi-family investing to create systems and processes that can consistently find off-market multifamily deals across the country. Thomas Passante is the Managing Director. Thomas is able to offer the opportunity to be part of a firm that features a distinguished team in Wealth Management, Insurance and Group Benefits. He takes a unique approach towards building financial strategies for his clients as well as extensive specialized training and development for his financial professionals. Thomas is a Registered Representative dedicated to helping Individuals, families, businesses owners and high net worth real estate professionals develop and achieve financial goals. At National Financial Network, we specialize in complete planning by maximizing each dollar spent and helping clients become world class savers. In Thomas' free time he enjoys playing and watching sports, traveling with friends and family, and spending as much time as possible with his Australian shepherd, Chloe. Registered Representative of Park Avenue Securities, LLC (PAS), Financial Representative of Guardian. CA Insurance License #4168312. World Class saver is a Person who saves at least 15 to 20% of gross income.   Through their stories, they emphasize the power of having a positive outlook and pushing past fear in order to reach goals. They discuss how to protect and grow wealth for a legacy for future generations, removing noise and avoiding negative opinions in order to achieve success, and how negative opinions can sometimes come from a place of love. Tune in for helpful tips and advice on achieving success through setting goals, forming positive habits and more!   Do you want to build wealth for yourself and your family? You need THE LAUNCHPAD. Click here to learn more!       [00:00 - 08:56] Escaping the Racial Wealth Gap: How Minority Professionals Can Achieve Abundance Through Mindset Mindset is essential to achieving success Need an abundance mindset and to step out of comfort zone Guests Ade Papoola and Thomas Passante discuss their journey to building wealth Ade Papoola went from Nigeria to the US and started wholesaling in multi-family real estate Thomas Passante manages a full service financial firm and has been doing this for 7 years   [08:57 - 17:27] How to Overcome Noise and Achieve Success: A Guide to Building Confidence and Avoiding Self-Doubt Noise from family, friends, and people we meet can be distracting and discouraging It is important to have a tunnel vision mindset and avoid the noise Mentorship and guidance from someone successful can help you find a short pathway to success People who give advice may not have done it before and are trying to protect you in the best way they know how, which may not be the right way The biggest noise will be in our own heads, not from others    [17:28 - 26:56] Overcome Fear and Grow Your Business with Repetition and Mindset Mastery Real estate is a great asset class to invest in, especially during a downturn Mindset coaching and lectures are important for pushing past comfort zones and setting goals Investing in yourself is the best way to grow as an individual, through trial and error, mentorships, training and development Repetition of positive material can help tackle difficult issues more easily    [26:57 - 35:40] Reprogram Your Mind: How to Tap Into Calmness and Avoid Anxiety, Self-Doubt, and Depression Sarah Blakely's father asked her at the dinner table how she failed that day Donald Trump's example of a billionaire with a financial thermostat set high The importance of reading personal development books Morning affirmations and routines to sharpen the brain Reprogramming the mind through repetition or trauma    [35:41 - 44:37] Reprogram Your Subconscious Mind: How To Find the Positive in Trauma and Change Your Perception of Failure Reprogramming the subconscious mind through repetition and trauma Finding a positive in negative situations Masterminding with people to get different results Realizing how many swings it takes to get success and the failures that come before it Changing perception of failure by understanding expectations    [44:37 - 31:51] Closing Segment The final questions If you're not diversified appropriately, you probably will be paying more taxes than you should be. Boardwalk is the most expensive property and Baltic is the cheapest in Monopoly Why wealth goes way past monetary What's next for Thomas and Ade? Key Quotes    “We hold ourselves accountable to meet expectations that are wrong to start with.” - Ade Papoola   “Through trial and error is the best way to grow as an individual.” - Thomas Passante       Connect with Thomas Passante through natfin.net. Follow him on Facebook   Connect with Ade Papoola through Facebook       Let's get connected!  You can find Nicole on LinkedIn, Instagram, or Facebook. Visit her website https://noirvestholdings.com      LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show here.  

Dr. Erkeda is joined by Dr. Stephanie Pearson, an OBGYN turned insurance broker who changed her career from a practitioner to safety net provider for medical experts. Almost 10 years ago, Dr. Pearson sustained an injury during an operation procedure and was left with a career unable to pursue the work she studied for. Since then, she's had a change of heart and now uses her skills and knowledge in the medical industry to help other people who are unintentionally placed in that same position, by creating a disability insurance firm for physicians and other healthcare providers. [00:23] Introduction of Dr. Pearson  [01:57] Adapting to Post-Injury  [06:49] About Disability Insurances  [12:55] Advice for Physicians with Disabilities [16:56] Group Benefits vs Private Benefits [22:36] What Dr. Pearson Would Change in Healthcare   What Happens to Physicians After Injuries For a professional in the medical field, it can be a confusing moment in life when you suddenly sustain some type of injury. As a practitioner, you would be overwhelmed by the fact that you worked so hard to reach that moment when you get to help people only to be in a position where you are unable to help yourself anymore. This limbo phase does not mean it's the end for you in the medical field. Sometimes, relying on the support of families, friends, and communities encourages people in this position to do something that can change the way people see the situation. Encouraging individuals to utilize not just the knowledge, but also the skills gained that could still be beneficial for other practitioners. There are many jobs out there that can still take in your knowledge and the skill sets you can do.    Having a Safety Net For the case of Dr. Pearson sustained an injury that got her out of practice and unable to return. This type of situation isn't often covered by private benefits and insurances. It's great to be covered by the company, but field practitioners should also check in with group benefits that could also be more useful if unexpected circumstances were to happen to you while you are at work. One example of which is for women using maternity insurance given by the private company. There has to be a deeper study on the terms and conditions when engaging into the benefit as it does not fully cover underlying occurrences such as miscarriages, wherein group benefits could still act as a safety net for these individuals.    You can reach Dr. Pearson through her Facebook, Instagram, and Linkedin, or you may also reach her through her website and landline that is 610 658 3251 To learn more about how MedSchoolCoach can help you along your medical school journey, visit us at Prospective Doctor.

Are employees commodities? They sure are being treated that way across the world by corporates. I understand recessions and hard times, but the slew of layoffs is unheard of. You need to understand that people work so they can buy and live. If you get people off work, who will buy? And, the cycle goes downhill from there. Also, where's all the talk about culture, productivity, and growth? Where's the sense of employee loyalty when employer loyalty is expected? I could go on and on. Yes, times can get tough and some measures need to be taken, but there is a human way around how you deal with your employees. Tune in to learn more... _____________________________________________________   Rajeev Mudumba's Website: www.planb.live   Plan B Success Podcast: Available on your favorite platform including iTunes @ https://apple.co/2JCSysL?ls=1 or www.planbsuccess.live or www.planb.live   https://www.planbsuccessschool.thinkific.com - You can be a successful Entrepreneur and can do a LOT with your very own podcast. Follow Rajeev's FREE training & you'll discover How to ideate, create, launch, monetize and grow your podcast in just a couple of hours!   Rajeev's Book - My Inspiration: Quotes that shaped my self-improvement journey - Available on Amazon Worldwide on your local Amazon site or @https://amzn.to/2JG1DRL   Plan B Success YouTube Channel: http://bit.ly/2YegieF   Medium Articles: https://rajeevmudumba.medium.com   LinkedIn: https://www.linkedin.com/in/rajeevmud...   Facebook Plan B Success Page: https://www.facebook.com/planbsuccess...   Facebook My Inspiration Book Page: https://www.facebook.com/myinspiratio...   Instagram: @hifromraj1

Young & Kara dive into topics such as navigating untraditional parenting dynamics as a family with a working mother with a stay-at-home father and how she practices and implements servant leadership both in business as well as parenting. They also touch on the importance of embracing and enjoying every moment with your kids.Please enjoy & subscribe!ABOUT OUR GUEST:Kara Hoogensen is a senior vice president with Principal Financial Group®, in charge of Specialty Benefits for U.S. Insurance Solutions (USIS). She is responsible for group benefits, a business area she previously led as vice president, as well as the individual disability income business line and the sales compensation administration area.Hoogensen joined Principal® in 1996 and held roles in pension underwriting and consulting until 2000. After a year with Merck & Co., Inc. as a professional representative, she re-joined Principal in 2001 as a business development consultant and then held multiple strategy positions before being named director and then managing director for Defined Contribution Investment Only (DCIO). She was promoted to chairman, president, and CEO of Principal Bank® and Principal Trust Company® in 2014 and became president and CEO of Principal Securities, Inc. in 2015. Hoogensen assumed her role of vice president of Group Benefits in USIS in August 2017 and assumed her current responsibilities in March 2020.Hoogensen received her bachelor's degree from Central College. She earned her Certified Employee Benefits Specialist (CEBS) designation from the International Foundation of Employee Benefits and Certified Investment Management Analyst (CIMA®) designation. In 2018, she was named to the board of directors for Limelight Health, Inc., a California-based quoting, underwriting, and proposal platform for the employee benefits industry, and served from 2018 until the company's acquisition in August 2020. She also serves on the Central College Economics, Accounting and Management (EAM) Advisory Council.STUFF WE LOVE:Attention founders and investors:Two12.co is the best cap table and fundraising toolkit. Use code TGDS for 25% off!https://bit.ly/3Q7wHsnTry Young's online recording studio!https://riverside.fm/homepage?utm_campaign=campaign_1&utm_medium=affiliate&utm_source=rewardful&via=youngLooking to outsource graphic design? Try Young's favorite resource, Penji: unlimited designs for one fixed cost from some of the world's top design talent!https://penji.co/pricing/?affiliate=3I86N6MSF5358220Learn more about us!Our website: https://thegirldadshow.com/Instagram: https://www.instagram.com/TheGirlDadShow/Facebook: https://www.facebook.com/TheGirlDadShowShop here for The Girl Dad Show products: https://thegirldadshow.com/collections*If you click on our links, we may receive a tiny commission AND… most of the time, you will receive an offer. Win/Win! The products that The Girl Dad Show recommends are the ones we believe in.

In this week's episode of Winning Isn't Easy - Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey talks about " The Common Symptoms Of Multiple Sclerosis That Carriers Will Look For In Your Medical Records & The Disabling Symptoms They Will Overlook To Deny Your Claim"  and much more!Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

On this week's Episode of Winning Isn't Easy - Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey talks about what happens when "Misrepresentations On Your Disability Enrollment Forms" occur!Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

With a focus on providing individual health insurance and employee benefits services to under 65 adults from coast to coast, Darryl Breland of Breland Benefits and Insurance discusses how implementing group benefits planning in your company is essential for entrepreneurs. 

Listen in for this week's episode of Winning Isn't Easy by Nationwide ERISA Disability Attorney Nancy L. Cavey as we talk about: WIE Season 2: More On Myalgic Encephalomyelitis - Chronic Fatigue Syndrome Disability Claims. Segments Include:1 - What Type of Doctor Does the Long-Term Disability Carrier Expect You to Treat With If You Have Myalgic Encephalomyelitis or Chronic Fatigue Syndrome?2 - The Two Things You Should Track in Your Chronic Fatigue Diary to Win Your Long-Term Disability Chronic Fatigue Claim3 - What You Shouldn't Track Your Daily or Weekly  Schedule in Your Chronic Fatigue Long-Term Disability Claim4 - Why You Must Have a CPET Test if You Are Applying for Your Long-Term Disability Benefits Because of ME/CFSResources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Listen in as Nationwide Long Term Disability ERISA Attorney Nancy L. Cavey talks about "Winning Isn't Easy: How Disability Insurance Carriers View Disability Claims For Hearing Loss, Tinnitus, and Meniere's Disease" and other issues you may have regarding your Long Term Disability policy coverage. Nancy is known for helping those with specific conditions fight the disability insurance company for the rights of her clients. Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Learn "What Every Physician Needs To Know About Buying Long-Term Disability Insurance Policies At Any Stage Of Their Career" from Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey and more helpful disability claim information.Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

On this week's Episode of Winning Isn't Easy - Your Host Nationwide ERISA Long Term Disability Attorney talks about Hot Topics: What You Need To Consider When You Are Thinking About Quitting Your Job And Applying For Disability Or Get A New Job and other disability related issues!Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Listen to Episode 53 of Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey's podcast Winning Isn't Easy where she talks about What Small Business Owners Need To Know About Applying For Disability Insurance Benefits & What Not To Do After Winning Your Claim.

Jessica Moser is senior vice president and leader of Small Business Solutions in MetLife's Group Benefits business. She oversees sales, strategy, underwriting, and overall P&L for businesses under 100 employees. Top 3 Value Bombs: 1. In a small business, bringing the wrong person on is almost worse than having nobody. 2. Highlight that people can also get competitive salary and benefits. But really, first and foremost, highlight the values that you have as a small business owner - that you can value your employees potentially in a way that a larger company can't. 3. There are people who will take a lower paying job to work in a company that shares their values. For additional resources on how to get a leg up in the ongoing war for talent, check out Jessica's website - MetLife Sponsors: HubSpot: Learn how to grow better by connecting your people, your customers, and your business at HubSpot.com! ZipRecruiter: Find the right employees for your workplace with ZipRecruiter, the #1 rated hiring site in the US, based on G2 ratings! Try it for free at ZipRecruiter.com/fire!

Jessica Moser is senior vice president and leader of Small Business Solutions in MetLife's Group Benefits business. She oversees sales, strategy, underwriting, and overall P&L for businesses under 100 employees. Top 3 Value Bombs: 1. In a small business, bringing the wrong person on is almost worse than having nobody. 2. Highlight that people can also get competitive salary and benefits. But really, first and foremost, highlight the values that you have as a small business owner - that you can value your employees potentially in a way that a larger company can't. 3. There are people who will take a lower paying job to work in a company that shares their values. For additional resources on how to get a leg up in the ongoing war for talent, check out Jessica's website - MetLife Sponsors: HubSpot: Learn how to grow better by connecting your people, your customers, and your business at HubSpot.com! ZipRecruiter: Find the right employees for your workplace with ZipRecruiter, the #1 rated hiring site in the US, based on G2 ratings! Try it for free at ZipRecruiter.com/fire!

Lacy talks with her ERS colleague, Diana Kongevick, Director of Group Benefits. As the person who directly oversees the HealthSelect health plans and other insurance plans, Diana shares the very human impacts of these programs. She also shares valuable insight and lessons from the unexpected loss of a child… not once, but twice. She talks about the unexpected gift she received from her adult daughter after her unexpected death, and how we can prepare this same gift for our families. As someone who has experienced and still experiences profound grief, Diana shares ways she feels support and comfort from others. Knowing that mental health is health, Diana highlights the professional support available to us and our families through our health plan. Finally, with regard to your ERS-administered benefits, she shares simple steps that can help you save money and one that can perhaps save your life.Resources:HealthSelect mental health benefitsSummer Enrollment 2022HealthSelectShoppERS member journeyHealthSelectShoppERS FAQ

Episode 054 How Does Fashion Influence Group Benefits Programs? Featuring Jessica O'Leary, HR Professional Jessica O'Leary is a well-rounded and resourceful HR Professional with working experience in the education and municipal sectors. Jessica is skilled in benefits package design, strategy, risk management, training and development, recruitment, and compliance. Jessica has strong Human Resources skills with Certificate focused in Human Resources Management from Collin County Community College and MBA with a concentration in Human Resources Management from Capella University. In our conversation, we discuss several topics, including: What led Jessica into the HR field The emotional roller coaster that comes with dealing with benefits and insurance The important skills needed when dealing with employee relations The benefits employees sought after the most The challengers of providing benefits for employees Why you should consider a career in the HR field Enjoy the show!   Connect with Kris: Website: https://www.lpfadvisors.com/ LinkedIn: https://www.linkedin.com/in/kristopher-flammang-lpfadv/ Twitter: @kflammang   Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 52 Season 2: Nurses and The Long Term Disability ProcessNationwide ERISA Long Term Disability Attorney Nancy Cavey is going to talk about some nurse-centric short- and long-term disability claims. Nancy acknowledges that Nurses are the backbone of the medical community, and have been integral in combating the COVID-19 pandemic. Disability claims are highly scrutinized, and the same goes for those of nurses as she dives into some examples.1 - Registered Nurse with Cushing's Disease Awarded LINA Short-Term DisabilityBenefits2 - Nurse Anesthetist Self-Treating Insomnia Results in Death and Denial ofAccidental Death and Dismemberment Policy3 - How a General Workplace Standard of Occupation in a Medical TrainerNurse's Disability Policy Doomed Her Disability Insurance ClaimResources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Carey Gruenbaum has extensive experience in the healthcare insurance industry and operates multiple companies in the space.Who better to sit down to discuss the finances around medical insurance, how to save REAL money on it, and what a consumer's options are.Curious about HealthShare plans? Surgery in Mexico? What's the deal with dental and vision insurance? We covered that in full, and much more! TIME STAMPS:0:01 Intro2:08 Who Needs Health Insurance?4:23 How Many Americans Don't Have Health Insurance?6:16 The Cost12:30 The Power of Shifting17:18 Eli's Trip to the ER & Mysterious Hospital Pricing24:40 Do Hospitals Hate Urgent Cares?26:00 Hospital Bills: Negotiable? Impacts Credit Score?30:30 Sponsor31:52 More on Bill Reductions34:07 The Difference Between Health Insurance Companies38:35 Additional Health Insurance When Traveling40:48 Long Term Care Insurance 45:45 Disability Income Insurance50:00 Dental & Vision Insurance53:05 Out of Country Surgeries54:56 Sponsor56:41 HSA (Health Savings Account) and FSA (Flexible Savings Account)1:01:26 HealthShare Plans1:21:08 Carey's Companies & Contact1:26:17 OutroHere is a list of Carey's companies:• PSG Insurance (PSG-Insurance.com): Group Benefits, Life, Disability and All Benefits Related• One Cap LLC (OneCapLLC.com): Property & Casualty• Preferred Exchange (PreferredEx.com): When we talk about health insurance, Preferred Exchange thinks it should be easy for anyone to understand and the costs should be clear. (For employers, employees and brokers.)To get in touch with Carey's team, call 516-247-6448 and push extension 227.More shows here: https://www.livinglchaim.com/Follow us on social media for more content:TikTok - https://www.tiktok.com/@livinglchaimInstagram - https://www.instagram.com/livinglchaim/Submit your questions and comments to hi@LivingLchaim.com - we love emails!WhatsApp us feedback and save our contact: 914-222-5513Subscribe to our YouTube channel for more awesome content! :) Lchaim! See acast.com/privacy for privacy and opt-out information.

In today's episode of The Line on Leave, we continue our conversion about mental health with Dr. Christine Crawford, associate medical director with NAMI, and Adele Spallone, head of clinical operations for The Hartford Worker's Compensation and Group Benefits. Listen as we discuss the impact of burnout on employees and tips for employers to consider in order to support their employees' overall wellbeing during these times of intense change. For a full transcript, please visit us online at www.TheHartford.com/PFML. 1053021 2/21 The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting companies Hartford Life and Accident Insurance Company and Hartford Fire Insurance Company, under the brand name, The Hartford®, and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford's legal notice at www.thehartford.com. © 2022 The Hartford.