Podcasts about Delaware

11. Washington's Moral Victory at Trenton and Princeton Guest: Ed Larson Summary: Larson recounts Washington's daring crossing of the Delaware during a nor'easter. These victories at Trenton and Princeton provided a critical moral boost for the Continental Army, forcing the British out of West Jersey. (12)1942 MONTGOMERY COUNTY PA

SHOW SCHEDULE THE JOHN BATCHELOR 3-20-2-261939 OKLAHOMA1. California's Wildlife Bridge and the Homeless Crisis Guest: Jeff Bliss Summary: Jeff Bliss discusses the $100 million "Butterfly Bridge" in Agoura Hills, which is significantly over budget. He also details the "homeless industrial complex" in Los Angeles, including allegations of signature fraud and billions in missing funds. (2)2. The Billionaire Tax and California's Fiscal Deficit Guest: Jeff Bliss Summary: Bliss explores the proposed billionaire tax and the resulting exodus of capital to Florida and Texas. He examines Governor Newsom's national popularity despite a massive state budget deficit and local criticism of his leadership. (3)3. The Global Energy Crisis and Ground War Strategy Guest: Professor Richard Epstein Summary: Richard Epstein warns of a global energy crisis triggered by the Iran war, criticizing Europe's reliance on green energy. He argues that ground troops are necessary to sustain victory and hold military territory effectively. (4)4. UN Credibility and the Laws of Warfare Guest: Professor Richard Epstein Summary: Epstein critiques the UN Secretary-General for accusing Israel and the US of war crimes. He argues the UN lacks credibility and maintains that infrastructure remains a legitimate military target during times of war. (5)5. Lancaster's Pastry Economy and Infrastructure Progress Guest: Jim McTague Summary: Jim McTague observes Lancaster County's resilient economy, where residents seek "instant gratification" through French pastries during wartime. He also notes steady progress on local infrastructure projects, including a high-security data center. (6)6. Italian Judicial Reform and Tourism in Mantua Guest: Lorenzo Fiori Summary: Lorenzo Fiori explains a constitutional referendum regarding the separation of careers for magistrates and prosecutors. He also provides a travel guide to historic Mantua, recommending its medieval architecture, artichoke pasta, and regional wine. (7)7. Sector Optimism: Petroleum vs. the Housing Slump Guest: Gene Marks Summary: Gene Marks reports boom times for petroleum equipment manufacturers despite rising energy costs. Conversely, he notes that residential construction and home furnishings are struggling due to high interest rates and low buyer demand. (8)8. C-Corporation Tax Strategies and Microsoft AI Agents Guest: Gene Marks Summary: Gene Marks advises retiring entrepreneurs on converting businesses to C-corporations to avoid capital gains taxes. He also introduces Microsoft's new AI agents, which function like digital employees to automate routine administrative tasks. (9)9. Thomas Paine's Crisis and the Fabian Strategy Guest: Ed Larson Summary: Ed Larson details Thomas Paine's "American Crisis," which revitalized the patriot cause. He explains George Washington's "Fabian strategy" of tactical retreats to wear down the British army while their atrocities fueled local resistance. (10)10. Abigail Adams and the Limits of Equality Guest: Ed Larson Summary: This segment highlights Abigail Adams' plea to "remember the ladies" in the new code of laws. Ed Larson discusses how her husband, John Adams, dismissed these early calls for gender and racial equality. (11)11. Washington's Moral Victory at Trenton and Princeton Guest: Ed Larson Summary: Larson recounts Washington's daring crossing of the Delaware during a nor'easter. These victories at Trenton and Princeton provided a critical moral boost for the Continental Army, forcing the British out of West Jersey. (12)12. The Signing of Sovereignty and Revolutionary Dissent Guest: Ed Larson Summary: Details the signing of the Declaration of Independence and the adoption of radical state constitutions asserting that people alone are sovereign. Larson also explores honorable dissent through the perspective of wealthy planter John Dickinson. (13)13. WHO Nuclear Threat Warnings and Reactor Vulnerability Guest: Henry Sokolski Summary: Henry Sokolski analyzes World Health Organization preparations for a "worst-case scenario" nuclear incident. He highlights the vulnerability of regional power reactors to drone strikes and the resulting risks of large-scale radiological releases. (14)14. The Kharg Island Gambit and Vietnam Parallels Guest: Henry Sokolski Summary: Sokolski discusses reports that the US is considering an invasion of Iran's Kharg Island to reopen the Strait of Hormuz. He draws historical parallels to the initial 1965 escalation of the Vietnam War. (15)15. SpaceX Starship Milestones and Artemis Safety Risks Guest: Bob Zimmerman Summary: Reports on the upcoming 12th Starship test flight and Rocket Lab's military contracts. Zimmerman criticizes NASA's Artemis program for bypassing safety steps and risking lives with untested heat shields and life support. (16)16. Lunar Water Scarcity and Asteroid Ryugu Findings Guest: Bob Zimmerman Summary: Reviews scientific data suggesting significantly less water ice on the lunar South Pole than expected. Zimmerman also discusses the discovery of DNA building blocks on asteroid Ryugu and the ongoing sun dynamo mystery. (17)

AP Washington correspondent Sagar Meghani reports President Trump will pay his respects to six U.S. troops killed in the Middle East.

The Chicago Tribune is covering the Delaware bankruptcy of BlockFills, which is described as a Chicago-based cryptocurrency trading firm. See, for example :Chicago-based crypto trading firm BlockFills files Chapter 11 bankruptcy; Blackhawks among the creditorsPushed over the edge by recent customer lawsuits and a “crypto winter” that saw Bitcoin valuation halved, Chicago-based cryptocurrency trading firm BlockFills filed for Chapter 11 bankruptcy protection Sunday in a Delaware court.BlockFills, which suspended customer withdrawals Feb. 6 amid liquidity issues, chose the path of voluntary reorganization after being unable to find a buyer or an investor to help recapitalize the cryptocurrency firm, which was more than $100 million in debt, according to the filing.The Chicago Blackhawks are listed in the filing among the largest unsecured creditors. The debt is from a corporate marketing sponsorship by BlockFills, according to the team....For more see:By Robert Channick | rchannick@chicagotribune.com | Chicago TribunePUBLISHED: March 17, 2026 at 7:46 AM CDT | UPDATED: March 17, 2026 at 3:26 PM CDTCrypto trading firm BlockFills files Chapter 11 bankruptcy

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get ad-free episodes, early release, and bonus shows⁠ Sometimes ghosts take stuff, but what about when they start taking knives? Would you believe they were trying to protect you? That's one of the questions asked by a listener on our latest collection of stories. We also get an update on a not-so-cursed house in Delaware, definitely haunted houses in South Africa, and Paul gets to meet the BPT. You'll have to listen to find out what that is...Links: The Delaware "Cult House" Urban Legend [Jude McLaughlin] For full shownotes, head to ⁠⁠⁠⁠⁠⁠⁠GhostStoryGuys.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Juan and Mary in Brooklyn are 49 and 48 with $2.2 million saved. Can Juan afford to retire early, or just walk away if he gets fired? And if they get divorced, yikes - but does the math still work? That's today on Your Money, Your Wealth® podcast number 573. But first, "Reuben Sailing Shoes" is 68, single, retired, and has $1.6 million saved, but he's never had a budget in his life. How much can he actually spend? "Leslie and Ben" are federal retirees in their seventies with great pensions and a mix of pre-tax and Roth savings, and "Mork and Mindy" in Delaware are retired with an annuity, a pension, Social Security, and $1.3 million in an IRA. Joe Anderson, CFP® and Big Al Clopine, CPA spitball on how Roth conversions and RMD timing can help both couples minimize taxes and make the most of what they've got. Free Financial Resources in This Episode: https://bit.ly/ymyw-573 (full show notes & episode transcript) Complete Roth Papers Package - free download: https://purefinancial.com/white-papers/the-complete-roth-papers-package/?utm_source=LibsynDestinations&utm_medium=podcast&utm_campaign=YMYW-573  Retirement Course: Can You Hit a Hole in One? With PGA Pro Chris Riley - YMYW TV: https://purefinancial.com/ymyw/episodes/retirement-course-hole-in-one-pga-pro-chris-riley/?utm_source=LibsynDestinations&utm_medium=podcast&utm_campaign=YMYW-573  Financial Blueprint (self-guided): https://bit.ly/PureFinancialBlueprint  Financial Assessment (Meet with an experienced professional): https://bit.ly/PureFreeAssessment  REQUEST your Retirement Spitball Analysis: https://bit.ly/AskJoeAndAl  DOWNLOAD more free guides: https://bit.ly/PureGuides  READ financial blogs: https://bit.ly/PureFinBlog  WATCH educational videos: https://bit.ly/PureEdVideos  SUBSCRIBE to the YMYW Newsletter: https://bit.ly/YMYWNewsletter    Connect With Us: Subscribe on YouTube and join the conversation in the comments: https://bit.ly/YMYW-YT  Subscribe or follow YMYW in your favorite podcast app: https://lnk.to/ymyw  Leave your honest reviews and ratings in Apple Podcasts: https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254  Chapters: 00:00 - Intro: This week on the YMYW Podcast 01:04 - How Much Can a Single 68-Year-Old Retiree With $1.6M(?) Spend Without Running Out of Money? (Reuben Sailing Shoes, Wyoming) 08:38 - 72 and 76 With $1.4M. Should We Keep Doing Roth Conversions After RMDs Start? (Leslie and Ben, Ohio) 17:12 - 71 and 73 With $1.73M. How to Balance Roth Conversions, RMDs, Widow Taxes, and Inheritance Goals? (Mork and Mindy, Delaware) 28:28 - 49 and 48 with $2.2M. If I Get Fired, Quit, or Get Divorced Tomorrow, Will We Be Fine? (Juan & Mary, Brooklyn, NY) 39:20 - Outro: Next Week on YMYW Podcast

26 years ago, I began experimenting with cheat days.    I was getting good results with them, however, when I brought them to the head of the nutrition department at the University of Delaware, he had no clue what I was talking about.  He dismissed the concept altogether.    However, I knew they worked because I was using them, but I was yearning to know more about how they worked.  That is when I came across my first hired Coach, Scott Abel.  Scott taught me a ton about cheat days, cheat meals and I even was on what is know as the Cycle Diet for a good period of time.    In this episode, I talk about cheat days and cheat meals, how to do them, who needs them and the difference between using cheat days for physiological versus psychological reasons.    Remember, you can't get fat in a meal or one day, so don't stress it.  If you use your cheat day the right way, it will serve you.    Be Unconventional,   Kyle Newell aka Panda Man   P.S. - Click this link for access to my free fasting community which includes an amazing 3-Week course that'll help you shed serious weight! https://pandamanofficial.com/free-fasting-community-access  

The Arctic is emerging as a new front in the global competition over strategic minerals, raising questions about how the supply chains behind the energy transition will be governed. --- In recent months, Arctic resources have moved to the center of geopolitical debate. President Trump has publicly proposed that the United States take control of Greenland, citing its strategic location and mineral wealth, while leaders in Denmark and Greenland have rejected the proposal. The dispute comes at a time when critical minerals are becoming central to the global energy transition. Electric vehicles, renewable energy systems, and advanced technologies all depend on them. Yet much of the world’s refining and processing capacity is concentrated in a small number of countries, most prominently China. That concentration has intensified concerns about how geopolitical rivalry could shape access to the materials that underpin the transition to cleaner energy. Saleem Ali, Professor of Energy and the Environment at the University of Delaware and a leading voice on mineral diplomacy, discusses where frontier resources, in the Arctic and beyond, fit into this evolving landscape. He assesses whether emerging resource frontiers can meaningfully rebalance global mineral supply chains, or whether their importance has been overstated. Ali also discusses a proposal for a governance framework, a Global Minerals Trust, designed to reduce resource nationalism and prevent critical minerals from becoming instruments of geopolitical leverage. He examines whether cooperation is realistic in a period of growing competition for strategic resources. Saleem Ali is the Blue and Gold Distinguished Professor of Energy and the Environment at the University of Delaware. Related Content Policy Design Issues for Border Carbon Adjustments. https://kleinmanenergy.upenn.edu/research/publications/policy-design-issues-for-border-carbon-adjustments/ Battling for Batteries: Li-Ion Policy and Supply Chain Dynamics in the U.S. and China. https://kleinmanenergy.upenn.edu/research/publications/battling-for-batteries-li-ion-policy-and-supply-chain-dynamics-in-the-u-s-and-china/ Energy Policy Now is produced by The Kleinman Center for Energy Policy at the University of Pennsylvania. For all things energy policy, visit kleinmanenergy.upenn.edu.See omnystudio.com/listener for privacy information.

America's story has always been intertwined with prayer, from the convictions of early leaders to the quiet revivals that changed the nation's course. In this episode, America Pray Now Director, Hanna Alway, explores how spiritual awakening often begins in humble, united intercession, and why that pattern matters now more than ever. As America nears its 250th anniversary, there is a call for believers to repent, to stand in the gap for their nation, and to seek God for renewal that begins in the church and can touch the entire Nation.-------------America Pray Now publishes a magazine on prayer that is free of charge and can be delivered directly to your home. You can sign up for this magazine on our website at americapraynow.comIn addition to our weekly podcast, we meet in 17 different cities every month to pray in person. Most of our in-person prayer meetings are in Virginia, and we also have meetings in Maryland, West Virginia, Delaware, North Carolina and South Carolina. See our website for times and dates at americapraynow.comEnjoy the Podcast? Let us know! Email us at podcast@americapraynow.com

Show Notes This week on MSB we cover G Gundam Episode 5 and a shocking revelation about how Rain got her position on Team Neo Japan, the cunningly-disguised real inspiration for Argo's prison, Foucault's Gundam Fight, a reasonable critique of Domon's problem solving methods, and much more. Ready? Go! Mobile Suit Breakdown is written, recorded, and produced within Lenapehoking, the ancestral and unceded homeland of the Lenape, or Delaware, people. Before European settlers forced them to move west, the Lenape lived in New York City, New Jersey, and portions of New York State, Pennsylvania, Delaware, and Connecticut. Lenapehoking is still the homeland of the Lenape diaspora, which includes communities living in Oklahoma, Wisconsin, and Ontario. You can learn more about Lenapehoking, the Lenape people, and ongoing efforts to honor the relationship between the land and indigenous peoples by visiting the websites of the Delaware Tribe and the Manhattan-based Lenape Center. Listeners in the Americas and Oceania can learn more about the indigenous people of your area at https://native-land.ca/. We would like to thank The Lenape Center for guiding us in creating this living land acknowledgment. You can subscribe to Mobile Suit Breakdown for free! on fine Podcast services everywhere and on YouTube, visit our website GundamPodcast.com, follow us on Twitter, Instagram, and Facebook, or email your questions, comments, and complaints to gundampodcast@gmail.com. Mobile Suit Breakdown wouldn't exist without the support of our fans and Patrons! You can join our Patreon to support the podcast and enjoy bonus episodes, extra out-takes, behind-the-scenes photos and video, MSB gear, and much more! The intro music is WASP by Misha Dioxin, the recap music Window by 1000 Handz, and the outro is Long Way Home by Spinning Ratio, all licensed under Creative Commons CC BY 4.0 licenses. All music used in the podcast has been edited to fit the text. Mobile Suit Breakdown provides critical commentary and is protected by the Fair Use clause of the United States Copyright law. Gundam content is copyright and/or trademark of Sunrise Inc., Bandai, Sotsu Agency, or its original creator. Mobile Suit Breakdown is in no way affiliated with or endorsed by Sunrise, Bandai, Sotsu, or any of their subsidiaries, employees, or associates and makes no claim to own Gundam or any of the copyrights or trademarks related to it. Copyrighted content used in Mobile Suit Breakdown is used in accordance with the Fair Use clause of the United States Copyright law. Any queries should be directed to gundampodcast@gmail.comRead transcript

Kate Adie presents stories from Iran, Qatar, Ukraine, the US and NepalFor people living in cities under bombardment, it's not clear how the US Israeli war with Iran will end. More than 1200 have so far been killed, amid attacks across the country. Iranians tell BBC Persian's Sarah Namjoo they are struggling to lead a normal life.Qatar is among several Gulf states that have faced Iranian strikes on military and civilian sites since the war began. As a major oil and gas exporter, it's reliant on the Strait of Hormuz, but shipments through it have now stopped due to attacks on tankers. Barbara Plett Usher has been gauging the mood in Doha.Gulf nations have turned to Ukraine for advice amid Iranian drone strikes - their expertise and technology are considered top-class. To that end, teams of Ukrainian drone experts have arrived in Qatar, the UAE, Saudi Arabia and Jordan. James Landale, the BBC diplomatic correspondent, has been in Kyiv.At a US air base in Delaware, the bodies of six US soldiers killed in an Iranian drone strike in Kuwait have been returned, attended by President Trump, Vice President JD Vance and top military officials. It was a moment of quiet solemnity amid a week where the US President has oscillated as to what the war goals are in Iran, says Bernd Debusmann.Nepal has witnessed an historic election this week. Rapper-turned-politician Balendra Shah is set to be the next prime minister. He campaigned on a platform of reform and job creation, after anti-corruption protests led by young Nepalis last year led to the resignation of the former PMr. Our South Asia Correspondent Azadeh Moshiri has been in KathmanduSeries Producer: Serena Tarling Production Coordinators: Sophie Hill and Katie Morrison Editor: Richard Vadon

On today's bonus episode, Jillian and Kyle sit down with current University of Delaware and former Philadelphia Union Academy goalkeeper JoJo Elliott. The trio discusses JoJo's time in the Union Academy, the memories he made, and how his experience helped shape his transition to the college game. JoJo also shares stories and reflections from his freshman season at Delaware, highlighting the challenges and growth he has experienced so far.Make sure to subscribe or follow, and please interact with us — we love hearing from you!• Twitter: @totwag• Facebook/Instagram: theoneteamweagreeon (all one word)• Available on all major podcast platforms and YouTube• Visit our website: www.theoneteamweagreeon.com#DOOP #Soccer #ncaasoccer #mlsnext #Philly #PhiladelphiaUnion #MLSNEXTPro

Despite all the headaches, the deal still ended up being profitable—but it came with some hard lessons. In this video I cover: Why having a great title company can make or break a deal How a bad buyer contract can waste months of your time Why problem solving is the most important skill in real estate investing How difficult deals often keep the competition away If you're wholesaling, flipping, or investing in off-market real estate, this breakdown will show you what actually happens behind the scenes on real deals. If you got value from this video, subscribe to the channel for more real estate deal breakdowns, lessons, and investing strategies.  

What is money? It might just be whatever helps us do increasingly elaborate financial schemes. Historian of capitalism Dael Norwood joins Rob in the virtual bunker to talk about the current state of cryptocurrency in the broader history of our financial system, and what Delaware might try to do to legitimize flim flams, swindles, and other scams in the name of financial innovation.Show Notes:Congratulations All Around for FiskerNOCAP Middletown Town Hall on March 25th

Delaware continues to debate whether it wants to allow large data centers to set up shop in the First State - and if they do, what kind of regulation and oversight will govern then and their potential impact.In recent weeks, the state's Public Service Commission heard public comment as it mulls a large load tariff for operations like data centers. State lawmakers held a hearing where a variety of experts offered their perspectives on data centers and their impact. And New Castle County passed an ordinance enacting some data center regulations.Delaware Public Media contributor Jon Hurdle has been tracking this discussion and debate – and this week offers a snapshot on what's being said.

As the days get longer and warmer, the busy spring and summer housing season is ramping up.If you are among those looking to buy or sell a home in the First State in the coming months. what can you expect? Is it a buyers or sellers' market?This week, contributor Eileen Dallabrida examines the housing market in Delaware.

Immigrations and Customs Enforcement operations are happening in Delaware. And The Community Legal Aid Society (CLASI) serves as an advocacy group that is monitoring those operations.CLASI's immigration program says it's recorded a rise in ICE operations statewide, including a combination of targeted enforcement and general enforcement.Delaware Public Media's Abigail Lee sat down with the CLASI Immigration Unit's supervising attorney Emily Houde to talk about ICE presence in Delaware and what to do if you run into their agents.

On a small island in the Delaware River sits a massive granite fortress that once held 12,000 Confederate prisoners of war. During the Civil War, nearly 2,700 men died within its walls from smallpox, starvation, and despair. Today, Fort Delaware is considered the most haunted location in Delaware—a place where the dead refuse to leave, where phantom soldiers still walk the corridors, and where visitors encounter spirits trapped in an endless cycle of suffering. This is the story of a prison that became a tomb, and why those who died there may never truly rest. https://www.eeriecast.com/podcasts/destination-terror   #FortDelaware #CivilWarGhosts #DestinationTerror #HauntedPrison #DelawareHaunts #PeaPatchIsland #CivilWarHistory #ParanormalInvestigation #PrisonGhosts #HauntedDelaware #ConfederateGhosts #MostHauntedPlace   EXPLORE MORE SPINE-CHILLING CONTENT: Destination Terror: https://www.eeriecast.com/podcasts/destination-terror Freaky Folklore: https://www.eeriecast.com/podcasts/freaky-folklore Carman's Crypt (Original Horror): https://carmanscrypt.buzzsprout.com Deadly Intent (True Crime): https://carmancarrion.buzzsprout.com   SUPPORT THE SHOW: Patreon: https://www.patreon.com/c/CarmanCarrion Buy Me a Coffee: https://buymeacoffee.com/carmancarrion   CONNECT WITH CARMAN: Website: https://www.carman-carrion.com/ YouTube: https://www.youtube.com/@CarmanCarrion Twitter/X: https://x.com/CarmanCarrion Instagram: https://www.instagram.com/carmancarrion/   SUBSCRIBE & REVIEW: Spotify: https://open.spotify.com/show/6oNoUJi3M9rNlzKOzOH3Zf iTunes: https://podcasts.apple.com/us/podcast/destination-terror/id1550364606   Your support helps bring you more terrifying tales!   DISCOVER MORE HORROR: http://eeriecast.com/ https://www.carman-carrion.com/ Crypt Shop: https://the-crypt-shop-2.myshopify.com/   MUSIC CREDITS: Music and sound effects provided by: CO.AG, Myuu, Jinglepunks, Epidemic Sound, Kevin MacLeod, Dark Music, and Soundstripe. Learn more about your ad choices. Visit podcastchoices.com/adchoices

IMS Radio – Be The Best Podcast – Season 1, Episode 5 Coming off Maryland's win over Delaware, Be The Best Podcast welcomes former Terps' attackman Will Yeatman. Before Jared Bernhardt and Dante Trader, Will played both football and lacrosse, first at Notre Dame and then transferring to Maryland. Will went undrafted after his senior football season but caught on with the New England Patriots. Will talks about the connections he made in lacrosse that helped him transition into the NFL. Will also discusses his lifelong friendships and mentorship in the lacrosse community, specifically with Maryland lacrosse alumni. We then whip around from recapping Maryland's win over Delaware, briefly highlighting three other Big Ten games, previewing Maryland's upcoming game with Virginia, and to finally making our picks in three other national games of interest. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

This Day in Legal History: SCOTUS ImpeachmentOn March 12, 1804, the U.S. House of Representatives voted to impeach Supreme Court Justice Samuel Chase. Chase, a Federalist appointed to the Court in 1796, had become a controversial figure during a period of intense political division between the Federalists and the Democratic-Republicans. Members of Congress accused him of allowing his political views to influence his conduct on the bench. Much of the criticism focused on Chase's behavior during trials brought under the Alien and Sedition Acts, where he was alleged to have treated defendants and their lawyers unfairly. The House approved several articles of impeachment claiming that Chase's courtroom conduct showed bias and undermined the impartial administration of justice.The impeachment moved to the Senate for trial in early 1805, with Vice President Aaron Burr presiding over the proceedings. After weeks of arguments and testimony, the Senate failed to reach the two-thirds majority required for conviction on any article. As a result, Chase was acquitted and remained on the Supreme Court until his death in 1811. The outcome established an important precedent about the limits of impeachment as a tool against federal judges. Although Congress has the constitutional authority to impeach judges, the Chase trial suggested that impeachment should not be used simply because legislators disagree with a judge's legal or political views.In the years that followed, the case came to symbolize a commitment to judicial independence within the federal system. By declining to remove Chase from office, the Senate reinforced the idea that judges should be protected from political retaliation for their rulings. The episode remains the only time a sitting Supreme Court justice has ever been impeached by the House of Representatives. Today, the Chase impeachment is often cited in discussions about the balance between judicial accountability and the need for an independent judiciary.A federal antitrust case against Live Nation Entertainment has stalled as negotiations over a proposed settlement continue and several states resist the deal. The lawsuit, brought by the U.S. Department of Justice Antitrust Division and numerous state attorneys general, alleges that Live Nation used monopolistic practices to dominate the live concert industry after acquiring Ticketmaster in 2010. During a recent court hearing, Arun Subramanian criticized both sides for failing to notify him earlier that settlement discussions were underway. He said the parties waited until just before trial to reveal that negotiations were close to completion, which he suggested was improper conduct.The proposed settlement would require Live Nation to allow competitors to sell tickets at some of its venues, limit certain ticket service fees to 15%, sell control of at least 13 amphitheaters, and loosen exclusivity arrangements. The company would also create a settlement fund exceeding $280 million to resolve state claims. However, attorneys general from many of the states involved have objected because the agreement does not require Live Nation to divest Ticketmaster. More than two dozen states have asked the court to declare a mistrial and restart proceedings later, though others support or are still evaluating the settlement.Judge Subramanian has not yet ruled on the mistrial request and instead urged the parties to continue negotiations immediately at the courthouse. He indicated that if a broader agreement cannot be reached soon, the court will determine the next procedural step. Live Nation maintains that the industry remains competitive and argues that the plaintiffs have selectively used data to support their allegations. The dispute highlights the complexity of resolving large antitrust cases involving both federal and state enforcement authorities.Judge Fumes As Live Nation Antitrust Trial Remains In Limbo - Law360ExxonMobil has announced plans to move its legal incorporation from New Jersey to Texas, citing the state's increasingly business-friendly legal environment. In a proxy statement to shareholders, the company explained that most of its senior leadership and corporate functions have already been located in Texas for decades, making the change largely formal rather than operational. Executives said Texas offers a more predictable, statute-based framework for corporate governance and regulation.A major factor behind the move is the creation of the Texas Business Court in 2024. Exxon also pointed to recent updates to the Texas Business Organizations Code that clarify standards for corporate decision-making and director conduct. Company leadership believes these reforms create a legal climate that supports economic growth and shareholder value.Exxon joins other companies that have relocated their corporate domicile to Texas, including Tesla and Coinbase. State officials have promoted these moves as evidence that Texas is becoming a strong alternative to traditional corporate hubs such as Delaware. Recent reforms include legislation codifying the Business Judgment Rule, which limits liability for corporate directors unless misconduct like fraud is proven.Texas has also launched broader initiatives to attract corporations, including approval for the upcoming Texas Stock Exchange, expected to begin operations in 2026. Supporters argue these efforts strengthen the state's reputation as a center for corporate formation and governance. Exxon's relocation reflects this broader trend of companies seeking jurisdictions with legal systems designed to favor corporate decision-making and reduce litigation risk.ExxonMobil Plans Move To Texas, Citing Biz-Friendly Milieu - Law360ExxonMobil Board unanimously recommends redomiciling the company from New Jersey to TexasMillions of PlayStation users have begun a major antitrust class action in the United Kingdom against Sony Interactive Entertainment, seeking about £5 billion in damages. The case is being heard before the Competition Appeal Tribunal and is expected to last around ten weeks. The lawsuit is led by consumer advocate Alex Neill, who represents millions of PlayStation customers.The claim alleges that Sony unlawfully controls the digital PlayStation ecosystem, limiting competition and forcing users to buy games and add-ons only through the company's online store. According to the plaintiffs, Sony pre-installs the PlayStation Store on its consoles and prevents users from installing alternative software or accessing other digital marketplaces. As a result, consumers allegedly become locked into Sony's platform and cannot shop for cheaper options. Lawyers for the consumers argue that these restrictions allow Sony to charge higher prices and maintain strong profit margins.A major issue in the case is how the relevant market should be defined. Sony plans to argue that its consoles and digital services operate as part of a single “systems market,” where hardware and software function as one integrated product. The plaintiffs disagree, claiming the console is only the initial purchase and that digital games and add-ons form separate “aftermarkets” where Sony exercises additional control. They argue consumers often cannot predict future costs for games or downloadable content when they buy the console, making them vulnerable to higher prices later.Sony is expected to argue that it simply created a platform that enables game publishers to sell products efficiently and that it is entitled to control access to its own storefront and intellectual property. The company maintains that these practices are legitimate business decisions rather than anticompetitive conduct. The tribunal will ultimately decide whether Sony's control of its platform amounts to unlawful market dominance under U.K. competition law.PlayStation Users Say Sony Made Them ‘Captives' In £5B Trial - Law360 UKPlayStation Officially Facing $2.7bn Lawsuit That Could Change It Forever This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Riley Gaines celebrates Women's History Month by calling for a merit-based approach to female achievement rather than identity politics. She criticizes organizations like Planned Parenthood and the Democratic Party of Delaware for including men in their International Women's Day celebrations. Riley also highlights the "courageous" protest of the Iranian women's national football team, praising President Trump's role in helping them seek asylum to avoid persecution back home. Finally, she showcases a viral XXXY Athletics ad to advocate for the protection of women's sports and the biological reality of womanhood. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A 300-page report details the history and ongoing implications of Michigan's role in the Indian Boarding School era. It includes dozens of interviews, public records, and a list of recommendations for state officials going forward. It details troubling accounts that have become familiar in the discussion about boarding schools — physical and sexual abuse of Native American students, oppressive methods to enforce assimilation, and limited accountability for anyone involved. But the state's Department of Civil Rights is backing away from the report. After investing almost $1 million, the state is declining to release the final document to the public. It has since been posted online by the news site Bridge Michigan. We'll talk to those involved about what is in the report and what it means that the state is not backing it. Sen. Markwayne Mullin (Photo: by the U.S. Senate) We'll also get perspective on the appointment of U.S. Sen. Markwayne Mullin (Cherokee/R-OK) as the Secretary of Homeland Security. We'll hear from people who know and are familiar with his work as a longtime elected leader in Oklahoma. GUESTS April Lindala (Mohawk and Delaware), department head for Native American Studies at Northern Michigan University Jo Ann Kauffman (Nez Perce), founder of Kauffman and Associates Wes Nofire (Cherokee), former Oklahoma Native American Liaison, former Cherokee Nation council member, and former professional athlete Allen Wright (Choctaw), president and founder of the Hustings Group Ron French, senior writer at Bridge Michigan Here’s more from our interview with Allen Wright (Choctaw). Wright describes the high-level of scrutiny Sen. Mullin faces with his nomination for Department of Homeland Security Secretary. https://nativeamericacalling-offload-media.s3.us-west-2.amazonaws.com/wp-content/uploads/2026/03/031126-Allen-Wright-Pre-Record-web.mp3

What does Team USA winning the gold medal in hockey have to do with real estate investing? In this episode, I break down three powerful lessons from the USA vs. Canada gold medal game and how they directly apply to success in real estate and business. From losing deals even when you do everything right, to how just one or two key plays can change everything, there are powerful parallels between sports and real estate investing.   Have a deal in Hudson Valley, Seattle or Delaware? Email: greg@velocityhousebuyers.com Instagram: @grego_37

Lewis Howes, host of The School of Greatness, joins Randall Kaplan for araw, high-performance conversation on healing, vulnerability, resilience,and the hidden costs of “prove them wrong” motivation. In Part 1, Lewisopens up about childhood trauma, the shame that shaped his drive, andthe emotional work that helped him build inner freedom—not just externalsuccess.What you'll learn in this episodeIn this deeply personal interview, Randall and Lewis explore: Lewis's upbringing in Delaware, Ohio and how adversity became fuel(and later, a limitation) The long shadow of childhood sexual abuse, why many people nevertell anyone, and what healing can look like The moment Lewis finally shared his story in a group emotionalhealing environment—and how it unlocked healing for other men, too Randall's parallel experience (Hoffman-style work), and why self-forgiveness changes everything Bullying, being picked last, learning struggles, and the “I'll prove youwrong” drive that often powers high achievers The shift from ego-driven success to service-driven success (and whyit's more sustainable) College, student debt, and the real-world value of education—plus amemorable compounding storyTimestamps (Key Moments)Guest Bio: Lewis HowesLewis Howes is a lifestyle entrepreneur, high-performance business coach,keynote speaker, and 3x New York Times bestselling author. He's the hostof The School of Greatness, one of the world's most listened-to interviewshows, and a former professional athlete. Lewis's mission is to help peoplelive with purpose, overcome self-doubt, and unlock their version ofgreatness. (Apple Podcasts)Links (Guest + Resources)Lewis Howes (Official Site): https://lewishowes.com/ (Lewis Howes)The School of Greatness Podcast: https://lewishowes.com/sogpodcast/(Lewis Howes)Lewis on YouTube: https://www.youtube.com/user/lewishowes (YouTube)Instagram: https://www.instagram.com/lewishowes/ (Instagram)X (Twitter): https://x.com/LewisHowes (X (formerly Twitter))Books: The Greatness Mindset — https://www.amazon.com/Greatness-Mindset-Unlock-Power-Today/dp/1401971903 (Amazon) The Mask of Masculinity — https://www.maskofmasculinity.com/(maskofmasculinity.com)If this episode resonates, hit Like, Subscribe for more conversations onentrepreneurship, leadership, and personal excellence—and commentbelow:What's one belief you're ready to release so you can live with morefreedom?Want to Work One-on-One with Me?I coach a small group of high achievers on how to elevate their careers,grow their businesses, and reach their full potential both professionally andpersonally.If you are ready to change your life and achieve your goals, apply here:https://www.randallkaplan.com/coaching Listen to my Extreme Preparation TEDx Talk here:https://www.youtube.com/watch?v=MIvlFpoLfgs Listen to this episode on the go!Apple Podcasts: https://podcasts.apple.com/us/podcast...Spotify: https://open.spotify.com/show/23q0XIC... For more information about this episode, visithttps://www.randallkaplan.com/ Follow Randall!Instagram: @randallkaplanLinkedIn:  @randallkaplanTikTok:  @randall_kaplanTwitter / X: https://x.com/RandallKaplanWebsite: https://www.randallkaplan.com/1-on-1 Coaching: https://wCoaching and Staying Connected:1-on-1 Coaching | Instagram | YouTube | TikTok | LinkedIn

  To post or not to post, that is the question.  Join the co-hosts for a personal and a practical, real-world conversation about of the do's and don'ts of social media for med-surg nurses. Also, find out the one thing that's far more important than "likes".  MEET OUR CO-HOSTS Kellye' McRae, MSN-Ed, RN is a dedicated Med-Surg Staff Nurse and Unit Based Educator based in South Georgia, with 12 years of invaluable nursing experience. She is passionate about mentoring new nurses, sharing her clinical wisdom to empower the next generation of nurses. Kellye' excels in bedside teaching, blending hands-on training with compassionate patient care to ensure both nurses and patients thrive. Her commitment to education and excellence makes her a cornerstone of her healthcare team.   Marcela Salcedo, RN, BSN is a Floatpool nightshift nurse in the Chicagoland area, specializing in step-down and medical-surgical care. A member of AMSN and the Hektoen Nurses, she combines her passion for nursing with the healing power of the arts and humanities. As a mother of four, Marcela is reigniting her passion for nursing by embracing the chaos of caregiving, fostering personal growth, and building meaningful connections that inspire her work. Hayley Sweetser, MSN, APRN, AGCNS-BC, MEDSURG-BC, CPHQ, WTA-C is a Clinical Nurse Specialist in Newark, Delaware who provides support to patients and caregivers within the Acute Medicine Service Line at ChristianaCare. She is working towards reducing overall patient harm events within the service line through collaboration with bedside nurses, physicians, and other specialties. Hayley has a strong passion for medical-surgical nursing and has spent her whole nursing career in this specialty. She strives to advance medical-surgical nursing practice by encouraging alignment with evidence-based practice.   Eric Torres, ADN, RN, CMSRN is a California native that has always dreamed of seeing the World, and when that didn't work out, he set his sights on nursing.  Eric is beyond excited to be joining the AMSN podcast and having a chance to share his stories and experiences of being a bedside medical-surgical nurse.   Sydney Wall, RN, BSN, CMSRN has been a med surg nurse for 5 years. After graduating from the University of Rhode Island in 2019, Sydney commissioned into the Navy and began her nursing career working on a cardiac/telemetry unit in Bethesda, Maryland.  Currently she is stationed overseas, providing care for service members and their families.  During her free time, she enjoys martial arts and traveling.  Trish West, DNP, MSN, CMSRN, PCCN, CEN, NEA-BC, FAMSN is a passionate nurse leader whose career reflects both expertise and a heartfelt commitment to advancing patient care. Trish's credentials include being a Certified Medical Surgical Registered Nurse, Progressive and Emergency Nursing, Nursing Executive Advanced, and most recently, induction as a Fellow in the Academy of Medical Surgical Nursing. She enjoys spending time with her husband Mark and their five children. Her favorite motto, "Never underestimate the difference you can make," truly captures the spirit with which Trish approaches both professional and personal endeavors.   

Discover why one of Virginia's most respected legal minds spends every morning kneeling in a small storage building by the water. Judge Glenn Huff reveals how this daily discipline sets the tone for divine justice and invites the Almighty into the courts of our hearts. -------------America Pray Now publishes a magazine on prayer that is free of charge and can be delivered directly to your home. You can sign up for this magazine on our website at americapraynow.comIn addition to our weekly podcast, we meet in 17 different cities every month to pray in person. Most of our in-person prayer meetings are in Virginia, and we also have meetings in Maryland, West Virginia, Delaware, North Carolina and South Carolina. See our website for times and dates at americapraynow.comEnjoy the Podcast? Let us know! Email us at podcast@americapraynow.com

Stronghold Leadership empowers veterans and business professionals through management certifications. This nonprofit offers vital training in project management, organizational change management, and Lean Six Sigma and more. Discover their flexible in-person and online courses, scholarship opportunities, and success stories in helping service members transition effectively. Visit www.strongholdleadership.org for more informationhttps://greencastleconsulting.com➡️ Instagram - https://www.instagram.com/greencastleconsulting ➡️ Facebook - https://www.facebook.com/1997GACPhiladelphia, Malvern, Pennsylvania, Delaware, New Jersey, New York, Atlantic City, Wilmington, Washington D.C.

On the heels of the best weekend of the season, with another hour of daylight and temperatures creeping up, you'd think your hosts would be in a good mood. But whether it was a slate of matchups that produced less-than-compelling results or an unfortunate dog bath situation, IL's Terry Foy, Nick Ossello and Larken Kemp shade negative on this episode.Ultimately, the most significant outcomes of the weekend led to themes or trends that have them questioning teams' near-term outlooks, specifically Virginia on the heels of a loss to Towson and Maryland on a less-than-inspiring bounceback win over Delaware. From there, they dive into Notre Dame's Big Ten-esque win over Ohio State, Richmond's late separation from Georgetown, a slap fight between Syracuse and Hopkins and much more.

Is your nervous system on overdrive? If you have physical symptoms that don't seem to have an explanation, listen in on this episode of the Awaken Your Wise Woman podcast. as host Elizabeth Cush and Laurie James, a coach, author and podcaster, talk about high sensitivity, healing and somatic experiencing.“Every nervous system is different based off of who you are, your lineage, your culture, how you were raised, the trauma that you experienced.”  — Laurie JamesDo you ever feel like the little pink toy bunny in the commercial—you just keep going, and going and going? Life keeps coming at you, and you keep reacting. Maybe you're racing to stay a step ahead. Then one day your body stops. Your brain says, “No more!” Maybe it hasn't happened yet, but if you're on that path, you can take steps to give your nervous system a much-needed break. In this episode of Awaken Your Wise Woman, host Elizabeth “Biz” Cush, LCPC, a licensed professional therapist, founder of Progression Counseling in Maryland and Delaware, and soul support for highly sensitive women, welcomes Laurie James, an author, podcaster and somatic relationship coach, for a talk about somatic experiencing. Learn about how this mind/body approach can help highly sensitive women heal from past trauma, regulate their nervous system, better manage sensory overload, and live a more balanced life.You can fund the full show notes and resources here.Support the showI hope you enjoyed the show! You can also follow me here: Instagram YouTube Facebook

There is a storm coming with the challenges of navigating the TRUSTEE CRISIS. It is one of the biggest blind spots in the “GREAT WEALTH TRANSFER” and will be the source of mountains of litigation for the unwary, https://youtu.be/hwQev88A03M Summary In this conversation, Frazer Rice and Jennifer Zelvin McCloskey discuss the current crisis in trusteeship, highlighting the shortage of qualified trustees amidst a significant wealth transfer. They explore the importance of modern trust planning, the challenges faced by individual trustees, and the need for better education and training in the field. The discussion also covers the emotional and interpersonal aspects of trusteeship, the functions and responsibilities of trustees, and the necessity of managing risk effectively. They emphasize the importance of building a pipeline for future trustees and improving the perception of the profession, while also identifying opportunities within the trust industry. https://open.spotify.com/episode/4qpkrVdaUa2AfDxgl7j3yN?si=XVgG3jE_Qpqq2JTqi8XLXQ Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠) Takeaways The coming crisis in trusteeship is already here. There is a significant shortage of qualified trustees. Trusteeship requires strong interpersonal skills and emotional intelligence. Managing risk is a fundamental aspect of trusteeship. Trustees critically need education and training. The role of a trustee is evolving with increasing complexity. Beneficiaries need to understand their rights and the trustee’s role. Custodial responsibilities are essential for asset protection. There are many opportunities for growth in the trust industry. Trust law and investment management are distinct fields. This Episode is for . . . Anyone that has an estate plan with a trust in it and doesn't know what a trustee does Any advisor who works w/ multi-generational situations (that’s everybody in wealth management) Any RIA looking to sell Financial types worried about compliance world Fiduciary litigators Chapters of “THE TRUSTEE CRISIS: Navigating the Challenges” 00:00 The Coming Crisis in Trusteeship 02:06 Importance of Modern Trust Planning 04:11 Challenges with Individual Trustees 08:03 The Dwindling Pool of Qualified Trustees 10:06 Functions and Responsibilities of a Trustee 12:20 The Emotional and Interpersonal Aspects of Trusteeship 16:05 Managing Risk in Trusteeship 19:07 Building a Pipeline for Future Trustees 22:10 The Role of Education in Trusteeship 25:07 Improving the Perception of Trusteeship 28:19 The Need for Better Trust Education 30:39 Bifurcation of Trustee Functions 33:26 Distribution Functions and Beneficiary Relations 36:52 Custodial Responsibilities in Trusteeship 40:19 Consequences of Poor Asset Management 46:41 Curriculum for Trustee Education 52:13 Opportunities in the Trust Industry Transcript of “THE TRUSTEE CRISIS: Navigating the Challenges” Frazer Rice (00:01.068)Welcome aboard, Jennifer. Jennifer Zelvin McCloskey (00:02.723)Thanks Frazer, how are you today? Frazer Rice (00:04.782)I am doing great. We’re going to dive into a topic that is near and dear to both of our hearts. And that is what I’m describing as the coming crisis in trusteeship, but I think it’s already here. Which is the concept of qualified trustees being in short supply, right in the face of a gigantic wealth transfer. And first of all, before we get into that, just describe what you do on a day to day basis first. Jennifer Zelvin McCloskey (00:33.445)Sure, I actually wear a bunch of hats. Day to day, right now, I’m a full-time practicing trust and estate attorney. I’m also an individual trustee for a variety of trusts that need either somebody here physically located in Delaware for a short period of time or even a successor trustee. But I’ve also spent many, many years building programs in trust management and trust administration. Because there is this crisis of human capital that just does not exist. I built multiple programs. They’re housed out of the University of Delaware. So I act as a trust and estate attorney, do planning, administration, I teach in the area, I build programs in the area, and I serve as a trustee. PEAK TRUST MANAGEMENT CERTIFICATE Frazer Rice (01:23.182)A full plate to be sure. To me, I came out of Wilmington Trust and another trust company served an individual trustee too. I’ve seen all these different flavors of trusteeship. My general sort of bon mot around that is that the individual trustees. I’d say 95 % or higher don’t really have an appreciation of the risk and responsibility that they’re taking on. And then the corporates have their own issues, which we’ll get into in a little bit. If we pull back even further, modern trust planning in wealth management, why is this so important? Jennifer Zelvin McCloskey (02:06.275)That’s massively important. It’s not just for the mass affluent or the ultra high net worth. It’s for everybody. We have all of these assets that we have this hyperfocus on building and increasing our wealth. Making sure that we have the ability to sustain ourselves throughout our entire lives. But if we don’t do this type of planning, if we don’t have structures and implementation for when we die, then our assets that we’ve planned so diligently for will fall off of a cliff. We lose the ability to control ultimately what happens to those assets. Layered on top of that, of course, is the tax component for ultra high net worth folks who are trying to really focus and direct their assets to make and create generational wealth transfers. Without this type of functionality and wealth planning and estate planning long-term, people lose control of what they’ve spent so much time building. Frazer Rice (03:13.338)One of the things I tell people as far as trusts are concerned is that, you know, we’re putting these structures together. They’re durable enough to withstand taxation or creditors or other asset protection features, create some guidelines around distributing the assets to the next generation or other constituencies. But also have some flexibility to be able to deal with the things we can’t look into the crystal ball and figure out over time. And that those three things just putting a document together that tries to do all that is hard enough, but then to put it in the hands of somebody or something to administer and to exercise discretion around it. That’s where the real art and science kind of stitched together and create this issue. You know, as we think about that too, the idea, the history of these types of scenarios kind of goes back to, you know, you’d put a structure in place and then you’d go hire a bank and they’d take care of everything. How do you look at that and say, all right, we’ve gone well past banks to individuals and then to dedicated institutions. What is the problem there? Jennifer Zelvin McCloskey (04:22.956)Now the problem, there’s two problems. In my opinion, what I see is that, you know, your individual trustee by and large is Uncle Joe, right? He’s the guy that everybody goes to in the family. The responsible one. He’s the smart one. The wealthy one who, great, doesn’t know what the fiduciary duties are. He doesn’t know that he has a duty of impartiality. He doesn’t know that… Frazer Rice (04:32.419)Right. Jennifer Zelvin McCloskey (04:48.475)He can’t self deal unless the instrument says so. Doesn’t understand how the instrument works. He doesn’t understand the nuance and the legalese written into the instrument. But he’s flying by the seat of his pants and everybody looks to him as the respected one in the family. No one knows that they have the ability to challenge him. So with your individual run of the mill trustee named in the instrument, they just don’t have the expertise, they don’t have the technical knowledge. Don’t know what they don’t know. They can get into trouble in that way. The other problem that you have with professional individual trustees oftentimes is that they are not formally trained. They may be an attorney who is working in that area, who’s doing plans for people who may or may not know what the full scope of being a trustee is. They may not realize, I have to get a special insurance policy because my malpractice insurance policy doesn’t actually cover this type of fiduciary engagement. There’s a lot of landmines that individuals can run into when they’re doing this type of work. On the corporate side, the problems that we run into is that there’s just a complete and utter lack. Frazer Rice (05:50.061)Hmm. Jennifer Zelvin McCloskey (06:12.059)Of available educational programs to teach people the proper way to be able to understand trusteeship. It has always been, and it just has developed over time through, you know, oh, we’ll give it to the bank, the bank will do it. This apprenticeship model, and that just does not scale well because if you learn improperly at the edge of a desk from somebody that learned improperly at the edge of the desk. Then the person that you’re teaching now at the edge of the desk is learning what you learned improperly. So anecdotally, I did karate for a long, long time. And the man who taught me karate, I’m almost a secondary black belt to like, was serious in karate. And the man who taught me karate said, you practice, it makes permanent. Don’t practice wrong. Because when you’re practicing wrong, you’re making permanent wrong things. And that’s what the apprenticeship model has the risk of lending itself to. It’s not that every trustee that learns at the edge of the desk learns wrong, but the risk is too high because the fiduciary responsibilities and the duties are too high to run that risk. The other problem is that we have a dwindling pool of really qualified senior trust officers because of just the nature of the job. You’re a human being, you’re an individual, you age, you retire. And it’s not something that people go to school and say, when I grow up, I want to be a trustee. They fall into it sideways. And unless there are academic programs that are out there that people are aware of and that they can get some formal training, some formal education to enter into the field. Frazer Rice (07:49.742)Yeah Jennifer Zelvin McCloskey (08:03.82)Separate and distinct from, I’m in the field and now I want to get a CTFA. I want to earn my certification to really show that I have the chops in this area. We have this shrinking pool of expertise. We have a lack of knowledge, a lack of formal education, and an apprenticeship model that doesn’t scale. On top of, with the individual side and the corporate side, this massive wealth transfer and an explosion of trust complexity that’s all taking place at the same time. Frazer Rice (08:31.918)One of the issues at the corporate level too is that as you say that the impregnance model is not necessarily the best way to do it. They’re cutting back on training programs. The business model around being a trustee or even a specific trustee does not make the big money. And so the ability for those types of institutions to develop the people.who ultimately are now in a very sort of pro-employee environment where there’s such a demand for trustees that they can kind of switch around and get a 10 or 20 % bump each time they go because people are desperate to have them. There’s a real cavern there to try to create the permanence that you’re looking for in a structure that really rewards consistency over time, especially as it relates to discretion and process of decision-making. Jennifer Zelvin McCloskey (09:23.15)Yeah, that’s exactly right. And that leads to this revolving door in the industry, because people are just trying to make more money and they’re going and bouncing to different trust companies. And there isn’t that backfill. Just because it’s a trust company and there’s policies and procedures, trusteeship is about relationships that you make with your beneficiaries, the relationships that you develop with multiple generations in a family. And when you have somebody that’s acting and serving in that and they move, they leave, they’re no longer acting and serving in that capacity, a new personality comes into the mix and it can really be disruptive. So having that consistency and minimizing the attrition is so valuable. Frazer Rice (10:06.766)The other thing I try to bring up, especially to individual trustees, is that the thing that you’re signing up for is probably going to look a lot different in five or 10 or 15 years when people are aged on, they remarry, they have kids, etc. That the conditions are a lot different than what they were before. And it’s going to be difficult to take on a structure that has eight people when before there were two. Jennifer Zelvin McCloskey (10:37.517)Yes, and that’s that complexity, that increased sophistication and complexity of trust structures that are available now to people. With the increase in the exemption, these trust structures, they’re not necessarily changed. For example, qualified personal residence trust, if people really need that anymore, but there’s a ton of them sitting around there. Are trustees properly administering it? Did you actually transfer the real estate into the trust at the time? So there’s all kinds of sophisticated structures that the trustees may or may not have the right skills. But they’re saddled with having to do it. Frazer Rice (11:19.47)Let’s take a step back and just talk about the functions of a trustee for a second. I break them down basically into three. Which is the first one. You have to administer the trust, meaning you have to dot the I’s, cross the T’s, make sure things get executed, tax returns are filed, statements get sent out to the extent that that happens, and that the administration of a structure like that occurs. Then I talk about the concept that the investments have to be made monitored moved around decided and that they’re appropriate for all classes of beneficiary that are in there and then the distribution function which is The assets have to be distributed according to the law. First the trust then maybe the intent or the law if everything is silent and that those three things are very different components and that it’s tough to find somebody who’s great at all three housed within one brain. Jennifer Zelvin McCloskey (12:20.217)Yeah, I agree with that 100%. It is a three legged stool. It’s the investments, the administration and the distributions. And in that administration umbrella in and of itself, there’s a tremendous amount of work that sort of goes unsung. know, it’s not the sexy stuff where you’re investing and making a bunch of money for your income beneficiaries and managing to preserve the corpus for your principal or your remainder beneficiaries. And it’s certainly not the personal interaction that you’re doing with your beneficiary day to day. Making distributions, helping them, seeing the product of that help. It’s the making sure you file ax returns are properly. Understanding how to read that tax return. Even if you’re not preparing it, making a proper selection on the accountant that you’re using to prepare those tax returns if you’re not preparing it. Make sure to set up statements properly, make sure that in this world of silent trust documents that you’re not sending a statement to somebody who’s not supposed to have it. Communicating with beneficiaries on an even keel. Making sure that you’re not inadvertently violating your duty of impartiality because it’s more than just a substantive duty, there’s a procedural duty as well. That’s really, really challenging to find within one human being, let alone add on top of it somebody who’s financially savvy enough to understand investments and all of the different complex investment tools that are out there, as well as having the personality and the interpersonal skills to keep beneficiaries engaged and happy. Frazer Rice (13:56.426)Just on top of that, the EQ, the bedside manner, and the ability to simplify the complex, et cetera. At the same time, that dedicated note taker that is able to document everything that happens within a decision. Whether distribution or investment or otherwise, that it’s just two different people most times. I find that something falls apart as time goes on. Ultimately if things aren’t laid out correctly, that’s when conflict starts to simmer. Then you know if there is something that’s wrong. That’s allowed to compound that’s where you get into a huge problem later on. Jennifer Zelvin McCloskey (14:36.922)It’s all that feeling. People are behaving in ways that they may or may not be able to articulate their emotional proximity to. When you’re talking with beneficiaries. There’s something simmering under the surface that you inherited because you’re a trustee. You may not even be aware of it because the beneficiaries may not even be able to articulate it. You have to have a certain sense. A gut check of feelings of rntuitively being able to read what’s going on under the surface. To pull it out of people in a very balanced and even keel way. It’s not an easy job by any stretch of the imagination. On top of financial literacy and personal liability and executive functioning skills, being detail oriented, making sure your documentation is not overly explicit. isn’t, you know, scarce. You’re now wondering how and why did you make those decisions? People don’t think about the decisions that they make on a day to day basis. We don’t think in a way to articulate why I made this decision. Why I exercised this type of judgment. And that’s what we’re being asked to do as trustees is to document what is my decision making process? Why am I making the decision? What are my factors involved in making that decision in a way that’s defensible. If we ever need to defend it. Frazer Rice (16:05.292)Well, in favoring one class of people over another is usually where the rubber hits the road on this. People who are used to seeing the income from a trust and don’t want that touched come hell or high water. Then future beneficiaries who’d like to see the trust go from X to 2X to 5X. So that they have something larger to enjoy. You have a natural tension that you have to manage. It’s just not easy. If you don’t document the hows and whys of what you’re doing, you set yourself up for a problem. From one class or another looking at you saying, you you should have done it differently. To go back to that liability component. You’re the only one who sits in the chair of having made that decision. You’re the one with the bullseye on your back when it’s called to account. Jennifer Zelvin McCloskey (16:53.093)That’s right, that is exactly right. And now add on top of it, you’re just named because you’re Uncle Joe and everybody goes to Uncle Joe. You have no technical background and you just don’t know the landmines that are there. You don’t know what you don’t know. Wouldn’t it be wonderful if we were able to create a pipeline of really sophisticated entry level employees or folks that are, you know sophisticated in financial literacy that now want to take the job to become trustees, that we were able to give them this technical roadmap for what the job actually is and then have them get the ability to apprentice on all of those policies and procedures. What does this corporation do? How do we document things? When you’re trying to learn it all at one time, it’s like drinking from a fire hose. Let’s give people the ability to really have a chance at doing it successfully. Frazer Rice (17:53.048)So let’s dive into that pipeline issue for a second. We already diagnosed that the, let’s call it the trust companies or the banks are, they’re just not resourced enough. They can’t run people through an internal school to do it quote unquote correctly. The apprentice model really kicks in. Which means you’re at the sort of mercy of what people are good at, not good at, et cetera. People turn over quickly so that apprenticeship doesn’t even work anymore. The RIAs I think are the worst place to learn about this type of thing. They have a completely different modus operandi as far as keeping clients happy. The word fiduciary means something so different to them than it does to an actual trustee. I wouldn’t feel good about the training on that front to sort of create trustees And then so law schools. They’re they’re just trying to create people the trust in the states vertical as a general matter. Let alone trying to delineate into a trustee situation. You’re putting the pipeline together and you put these programs together. How do you stitch together the needs and what does that manifest itself into? Jennifer Zelvin McCloskey (19:07.642)So that’s a really, really good question. I think that the very first place that we start with answering that question is advising on a trust as an attorney. It’s different from the administration of a trust and the skills that you need for that. So when you create a program like this where you’re trying to teach about trust management. You have to start with the technical skill. The legal side of what is it that we’re even doing? What is a trust? What are the fiduciary duties? Where do they come from? Then we have to, after we teach or create a structure or foundation on what the legality is. Now we go into how does this translate into administration? So when I created the programs, I looked at what’s the law they need to know? What is the level of sophistication of the student? And what do I need to, from a foundational perspective, teach first? What are the building blocks? And then how do I translate that into administration? The one thing that I have found is trust law does not equal investment management. So if people are coming along… Frazer Rice (20:26.254)No question. I’m nodding audibly at that comment. I like that. Jennifer Zelvin McCloskey (20:31.226)Your fiduciary duties as a trustee are fundamentally different than those of an RIA, where some RIAs are not even fiduciaries by law. They’re not. So being able to delineate and explain where that line is, what makes you a fiduciary, what are those duties, after you know the legal basics. And taught to you at a level that you can understand. I don’t expect everybody to be a lawyer. And people have asked me time and time again, do I need to be a lawyer to know this? No, you don’t need to be a lawyer because you’re not advising on the law. You’re advising on the administration of a legal structure and how that administration affects the fiduciary duties that are inherent in the relationship. Then how those fiduciary duties are translated out to the beneficiary. That’s the way that I’ve always built these programs. Where do I start? Start with the law. Where do I go from there? Start with how the administration translates the law. And then how does that administration get heard by the beneficiary? Where does the RIA come into the mix? The RIA should not be dabbling in advising on trusts. They should know that they need to bring in somebody who has this particular skill. And if they’re not doing that, they’re doing the client a disservice by trying to give one-stop shop advice. Frazer Rice (22:06.85)Yep, no question about it. One of the things that…we delve into the world of trusts and their function, et cetera, is that you’re dealing with an ecosystem from client to outside advisor, whether RIA or even accountant, et cetera, that they’re looking for certainty and airtight. quality to these structures that you put them in place and then everything runs like a clock going forward. When in actuality, I think there is a bandwidth of risk around everything. And so it’s the poor trust officer or individual trustee who sometimes has to be the bearer of bad news to say, yeah, you know, I think this is going to work 98 % of the time, but there’s a 2 % problem here or we’ve got this to fix or something like that and everybody else sort of sighs with disappointment and gets mad at the administrative function when in actuality they’re really doing their job and trying to, you know, keep a lot of things that are spinning out of control kind of within view. How do you get a trust officer or that administrative function or even the full trustee function to be comfortable with that risk and everything that’s involved with that? Jennifer Zelvin McCloskey (23:20.504)You have to start with explaining that there is risk and we’re not our job is not as a trustee to eliminate risk. Our job is to manage and identify risk. It is inherent in the job. There is going to be risk. No matter what you do, you cannot divorce risk from trusteeship. It’s a matter of identifying perceived risk and actual risk. And if you can teach that, if you can teach These are the things that are going to trigger a likely outcome. They’re gonna trigger a likely risk. Then you can essentially, you can’t foresee everything. I mean, there are things that are just gonna happen. But in a trust instrument, you’ve got contingency plan upon contingency plan upon contingency plan. That’s what the flexibility of those structures are building. We need to, as trustees, be able to recognize What is the risk with contingency plan A? The risk with B? What is the risk with C? How can we minimize the risk? And how can we make sure that we’re managing perception of risk versus actual risk? Frazer Rice (24:29.31)as someone who’s been in trust companies, advised trust companies, advised trustees, and advised clients, the lack of appreciation for the management of that risk and that that as the intersection of the business model of trusteeship and risk management and use of discretion and making hard decisions and even kind of an insurance quality around these structures, how do you fix that, where people place a level of respect on the job that I think is completely lacking in the wealth management ecosystem? Jennifer Zelvin McCloskey (25:09.089)Absolutely. It’s a tough one to answer. How do you fix it? First and foremost, I think that it’s a top-down fix, especially at a corporate trust company, a bank, and even an independent trust company that’s not affiliated with a bank. The management has to… really understand the function of the trust company. For so long, it’s been just an extra service that we provide and and we’ll do this, the back office trust company. It’s really, really important that the management recognizes what the functionality of the trust company is and stops treating it as sort of a back office stepchild. From the corporate level, I think that’s the very first place we start. Frazer Rice (25:38.478)Mm-hmm. Jennifer Zelvin McCloskey (25:57.818)The second place we start is investing in our trust officers, investing in the team, giving them the education that they need, continuing to give them education, providing training programs, whether they be in-house, external, bring in trainers. None of this is set it and forget it. At the individual level, I think it’s really, really important to have functions like the Individual Trustee Alliance, groups like that, where you have an ability to talk to other professionals that are doing what you’re doing. That’s another way to impress upon people that we have to manage the risk and we can’t do it all alone. Nobody knows everything. You really have to, you have to talk to other people. You have to engage. have to, what is it called when we were practicing law and we’re a little bit outside of our comfort zone, we have to consult with other people who know more than we do. It’s our obligation as lawyers. It’s the same thing with a trust company, with a trustee, whether you’re an individual or you’re not. Widen that circle. Frazer Rice (27:08.474)I think this is my idea for the day that there’s got to be a bit of a public relations campaign sort of describing what’s going on here because I think especially when we go into the family members that sort of occupy these roles, they have no earthly idea what they’re doing. They’re usually doing it for free. Everything’s hunky dory up until a point and everyone hopes that everyone is not going to sue each other if something goes wrong. But the level of wealth that’s being transferred now is now so significant that everyone sort of talks about, AI is going to get rid of lawyers. Nope, not in fiduciary litigation. I think that’s a medium term growth industry, especially around insurance, around ILITs, around revocable trusts, around elder care. But this is my advertisement for people who are in law school looking for a productive way to go. I think that one is going to be, I think that one’s recession proof, at least for a while until I retire anyway. So my thought is that awareness over these things, and it’s probably going to take a very difficult case or a class action suit, something like that, where somebody really gets hurt in order for that awareness to come up. Jennifer Zelvin McCloskey (28:24.922)Yeah, I would agree. think that some of the solutions would include better trust education, you know, whether it be for RIAs, lawyers. Trust in the states is a throwaway class in law school. And there are so many law schools that are essentially rolling it back because bar exams aren’t testing it anymore in a variety of states. And ACTEC is definitely working with the law schools to try and increase trust in the states being taught and certainly being tested. So education for lawyers coming out of law school, education for RIAs that are advising on trusts, education for trust officers, for trust administrators, trust professionals in general, clear role delineation. What is the role of the RIA? The role of the trust officer? What is the role of the trustee if they’re an individual trustee? And then creating a culture of collaboration on what we’re doing as a team for the beneficiary, not substitution, but collaboration with the advisors and the trustees. Frazer Rice (29:32.59)Let’s go into the role delineation for a second. About 20 or 30 years ago, the concept of bifurcating or sort of cordoning off the different functions I described before the investment, the administration and the distribution has come into vogue. I think that came out of frustration with bank trust companies where you got one set of advice for every trust that they had as far as investments and distributions and administration and a lot of modern larger families wanted something a little bit more specific to their needs. And that’s really turned, it’s exploded as an industry for increasing sophistication and size of wealth. Along those different functions, where maybe the administration goes to a professional trust company or a trust officer in the state that you want, Then there’s some intersection maybe in the distribution committee. And then the investment side of it is a bit of a free for all, think, depending on what you’re, dealing with. How do you educate the, that continued the delineation, but the coordination within those types of structures. Jennifer Zelvin McCloskey (30:41.275)Yeah, I think it’s really important. And I’m a Delaware lawyer. I’m licensed in multiple states, but Delaware is my home. It’s where I learned how to be a lawyer. It’s where I grew up as a lawyer. So this directed trust model that you’re describing, where you’re bifurcating, truly bifurcating these particular functionalities of a trustee, it originated in Delaware. sort of, we didn’t, I mean, we invented it, right? We codified it. It was being done, but we codified it. The idea of making sure that everybody understands what their function is and knowing that there’s a limit of liability that’s built into the instrument and communicating what that means to the RIA that is named in the document. I can’t tell you how many times I have heard companies, heard trust companies say, we’re advisor friendly. And I’m like, not unless you’re directed, you’re not. Frazer Rice (31:37.528) “THE TRUSTEE CRISIS: Navigating the Challenges”Yeah. Jennifer Zelvin McCloskey (31:40.439)If you are directed, you are 100 % advisor friendly because there’s no chance that that trustee is going to try and take the investment management. They’re not a portfolio manager. Not a clerical administrator. They’re not a passive rule follower. We need to identify what does that trustee actually do when they are an administrative or directed trustee. Clarify that role so that people who are engaged in this bifurcation, this structure where we’ve got a distribution committee, maybe it’s individuals who are close to the family, close to the beneficiaries, where you don’t have somebody who’s objectively uninvolved with the family members making decisions as to whether or not there’s a distribution that should be made. But also advising those rolls those advisors that your administrative trustee is not just a pencil put a paper pusher. Not just checking boxes. They really do add value to the role that they provide and making sure that everybody understands what each other are doing, having regular meetings amongst the team instead of operating in a vacuum or operating in a silo. And taking the approach of it’s not my job, misunderstanding trustee powers and the advisor’s authority. So when that’s delineated, when that’s really understood, not just by the advisors, but also by the beneficiaries, there are so many beneficiaries out there, Frazer, that have absolutely no idea that they actually hold all the cards. They don’t know. Frazer Rice (33:25.87)Along that line, so in the administrative, we just walked through pretty nicely. The distribution function is one that, let’s talk a little bit for a second about what it means to ask a trustee for a distribution and maybe the difference between income and principal and why having a steady hand at the wheel within that function, whether it’s a corporate trust company of qualified individual or family input in that function, why real good thought needs to go into how that’s staffed. Jennifer Zelvin McCloskey (34:04.73)Yeah, absolutely. 100%. In a corporate trustee ship or a corporate trust company structure, there’s always going to be distribution committees, right? So if you are the trustee, you’re going to have to go through a committee that’s looking at what your reasoning is for making that distribution. They’re asking questions about what have been the prior distributions? Have they come from principal? Have they come from income? What is the spend rate on that trust? How is this going to affect long-term spend rate? Is this an aberration? Is this something that’s gonna become a habit? Really understanding what the distribution, the guidelines are in the trust. What is the distribution standard? Making that decision? What are our factors? And how many people are at the table? Who’s communicating that to the beneficiary? Does the beneficiary know that the trust officer alone does not have the ability to say yes or no? That when they’re in this ecosystem of a corporate trust company, they have their checks and balances to make sure that that risk is being managed. So when you’re looking at corporate trust companies, are a lot of layers behind understanding what the distribution standard is, whether it’s hems or if it’s purely discretionary. The other thing that you need to look at when it’s not a corporate trustee and it’s an individual trustee is, how is that individual trustee making that decision? Are they doing it in a vacuum? Alone? Are they favoring one beneficiary over another because they like them more, you need to have some communication to the beneficiaries so that they understand what they are, what their interest is, what they are entitled to, if anything, and why the trustee stands in that position as the gatekeeper. And I really think in my heart of hearts, we need to make a shift from a gatekeeper trustee Jennifer Zelvin McCloskey (36:16.708)to a beneficiary enhancement trustee, where the beneficiary is really taking on the understanding that the trustee is there to facilitate enhancing the beneficiary’s life. That even though the trust may have started at the outset as a tax strategy or something that the grantor decided they needed to do with the advice of counsel. At the end of the day, you wouldn’t have been named as the beneficiary if there wasn’t some sense of love or obligation even, that it’s for your benefit. It’s in the name. Beneficiary. Trustees need to understand that and beneficiaries need to be taught. Frazer Rice (36:54.958)Right. Frazer Rice (37:00.646)And it goes to the circle back to the notion of making sure that you write down the whys of the decision because ultimately if the concepts of favoritism or you didn’t communicate this or anything, the idea of having the beneficiary submit a budget but having them understand why they are submitting a budget and then if there is some discretion that’s happening around that decision that the data points that are informing that discretion, that’s gonna keep everybody safe a lot later on. Jennifer Zelvin McCloskey (37:32.666)Absolutely. I break it down into a couple of different factors. It’s fiduciary decision making. How is that fiduciary making the decisions they’re making? Why are they making those decisions? And who is being affected by the decisions? Document interpretation. Do you understand the document that you’re administering? If you don’t understand the document you’re administering, hopefully best case scenario, you know what you don’t know and you ask. But if you don’t understand the document and you don’t even have the wherewithal to say, hey, I need help to understand the document, it’s really problematic. The third part, balancing beneficiary interests. Really taking on board this idea of the principal income problem that all the assets in the trust are not the same. That some of it doesn’t at all in any way affect a certain class of beneficiaries. And at the same time, it’s inextricably intertwined in the way that it affects another class of beneficiaries. And then risk management and governance. How is this being governed? How are we managing perceived and actual risk as a trustee? Frazer Rice (38:40.13)The investment function, which I alluded to before, I see storm clouds on that horizon, not really at the RIA level, because I think there’s sort of a default mode that investment policy statements are in place. Diversification is a true commodity at this point. And I never really worry about an RIA sort of understanding how to invest to get to a certain expected return and deal with the risks and drawdown and all that stuff. The storm cloud I see is when individuals sit in that role and they are being tasked with, let’s call it quote unquote, overseeing concentration, meaning that trust is holding a building, farmland, a nuclear reactor, crypto, all of these different things that sometimes can be, A, they have their own different maintenance responsibilities that are not just looking at a fidelity statement, but that they also have their own volatility And, you know, in the case of a building, you got to make sure it’s managed correctly. are they going to get sued or the windows kept up, all of that stuff, and that there’s a whole different component there. And I’m waiting for the shoe to drop on some fact pattern there where somebody is sitting in the role of an investment advisor. It doesn’t say trustee in the document, so they don’t really think that they have trustee liability. But. they sit in that role and all of a sudden somebody finds 10 55 gallon drums of green fluid in the basement of a building and all of a sudden the trust has a big set of red brackets that say minus $100 million that you owe to the federal government and the EPA. How do you think about that? Jennifer Zelvin McCloskey (40:21.454)Hmm. Jennifer Zelvin McCloskey (40:25.242)That’s a heavy question. so the Delaware stock answer, obviously, direct it, right? It’s just to get the trust, cut off the liability. At the first, at the inception of your hypothetical is bad drafting, right? So if there’s no statement as to whether or not your investment advisor is acting as a fiduciary or not, Frazer Rice (40:35.042)Right. Jennifer Zelvin McCloskey (40:52.836)What does your statute say? Does your statute impose that they are as a default a fiduciary or not? So that’s the very first step. That’s bad drafting. We need to know. But if it’s silent, let’s say it’s just a lousy document, there’s, God knows. Anybody who’s seen trust documents knows that, you’ve seen them all, right? And everything in between. Some are good, some are bad. If this is a bad one. Frazer Rice (41:13.08)Seen good and you’ve seen bad. Jennifer Zelvin McCloskey (41:20.079)Then we need to document the statute. If we can correct it, modify the document, let’s modify it. But if all of that can’t happen, then I would say the best way to handle it, make sure you have adequate insurance. mean, over-insure that, over-insure it. Make sure that there’s regular checks on the actual… Assets that are in the trust, if you have a concentration and that concentration is real estate, get the advice of counsel, put that bad boy into an LLC, get yourself some distance from the actual asset itself being held in the trust, hold an interest, hold a financial interest, push it down to the corporate level. But if you can’t do all of that and you’ve got those 500 gallon drums of green fluid and now you’re… Frazer Rice (42:14.286)You Jennifer Zelvin McCloskey (42:15.371)You you’ve got a super fun site. What do you do? You don’t shy away from it. Have to address it head on. You got to take the accountability. You got to communicate and document, communicate and document some more. Talk to your beneficiaries. Make sure that they’re aware of where it went wrong, why it went wrong. Because I have found in my exposure in the industry over time and in reading case law, it’s when you’re trying to cover stuff up. Frazer Rice (42:43.913)Jennifer Zelvin McCloskey (42:44.027)You’re just making more problems. Bad news doesn’t age well. It doesn’t get better over time. You have to approach it head on and make sure that there’s communication and documentation. Meet with your beneficiaries. If there’s a trusteeship where you are appointed as a trustee individually and you’re not having at least quarterly meetings with your beneficiaries, If you’re not going out and seeing the asset, if you’re not going out and making sure that the asset is properly custodyed, you’re not, you’re violating your fiduciary duty. You are not doing what you’re supposed to do. Frazer Rice (43:21.804)You brought up an interesting word there, custody, which is the administrative function, whether held corporately or individually, one of the major things you have to do is to safeguard the assets. And that’s a big two syllable word that carries a lot of weight with it. That custodial function, how do you teach the trust officers or the individual trustees where that starts and stops? Jennifer Zelvin McCloskey (43:48.579)Yeah, mean, custody is super, it’s a really touchy, touchy subject, especially with the dynamic way that trusts have developed in the current climate from tangibles. You know, I’ve got artwork and my beneficiary wants to hang the artwork in their house. Well, do you have custody? Has it been assigned to the trustee and how do you maintain that asset? Make sure nothing’s happening to it. Do make an appointment, go over to the, visit your artwork? What if it’s prize horses, you know? What if it’s, you know, a stud that, you know, we’re gonna need to breed and it’s gonna be the next Triple Crown winner? How do you make sure that the barn is properly safeguarded? It’s a really touchy subject, especially with things like tangibles and things like assets held away when you technically custody the asset, but you don’t have control over the asset. I think in the education part for custodying, what I do in my programs and when I teach this is I make sure that we talk about different types of asset classes. And what the risks, again, what are the risks that you run with these asset classes? How can we manage the actual and the perceived risk of holding that asset? Even if you have custody and name only, but you don’t have physical custody, how do you maintain your control over that asset? Because it’s really the C’s, right? The custody and control. Just because you don’t have custody doesn’t mean you don’t have control. So we have to make sure that there’s an education that’s provided about the different asset classes, whether it’s tangibles, intangibles, assets held away, if it’s a concentration of stock, if it’s crypto, and most trust companies are not taking crypto. I think that there’s like a circuitous way that they’re getting in right now, but it all boils down to education, isolating what the issue is and educating people on it. Frazer Rice (45:59.586)I’ll give you a third C, it’s consequences, which is what happens when you don’t understand these functions. on the crypto side of things, Jennifer Zelvin McCloskey (46:01.786)Uhhh Frazer Rice (46:11.544)Holds the key to get to the crypto. What happens if that trust officer quits and walks away with the key and they’re like, well, multi-sigil figure this out. I’m like, okay, that’s not that. That doesn’t make me feel great at the moment. And now there have been some advances, which is good, but traps for the unwary to be sure. the good news too for crypto is for people who want exposure, the spot ETFs take away 90 % of the problems with that. But as we start to think about winding down here, because I have a feeling we could probably talk for four or five hours on this subject, when putting your programs together, what does a curriculum look like? And we don’t have to go through it bit by bit, but how does that work when someone comes to your program? How much time does it take? What’s the commitment? Jennifer Zelvin McCloskey (46:47.172)Yeah, I think so. Frazer Rice (46:54.851)Mm-hmm. Jennifer Zelvin McCloskey (47:06.33)So the program that I created that’s really available anywhere across the country is called the Peak Trust Management Certificate Program. Peak Trust Company, may be familiar with it. They have name rights because they gave the donation to the University of Delaware for me to build the program. So it’s housed at the Lerner College at the University of Delaware, but bears the name of Peak Trust Company. I look at five different things. The first thing is trust law and administration. So like I said previously when we were talking, you lay that foundation of what is the legal component of this? What is the baseline that people have to know? And then what is the administration? The second component is, and it’s inextricably intertwined as taxation. What is the income tax? What are the deductions? And now let’s take all of that income tax knowledge, individual income tax knowledge, and build on it with fiduciary income tax. What is DNI? What is FAI? How does it go out to the beneficiary? What’s the character of the distribution? How do we manage that? What are we deducting in the trust? So teaching taxation and not because trustees necessarily are tax preparers, but because the trustees obligation is to be able to understand and read that tax return, they need to know how to spot problems. So from my perspective, teaching fiduciary income tax is a critical component. It also helps. Yeah. Frazer Rice (48:38.828)No, no, I was gonna say no question about that. And there are elections to make, just because it doesn’t just go on autopilot, there are choices to be made so that if you’re the trustee, you may not have to prepare the tax return, but you may have to make a choice on the tax return and you’ve got to be informed because that can be an issue. Jennifer Zelvin McCloskey (48:58.651)65 day elections, perfect example, right? You just, you need to understand what your role is and how it overlaps with that of the CPA. The third part, of course, investments. Investments are inextricably intertwined, whether you’re doing it yourself as the trustee or you’re directed or even delegated, which is like the hairy scaries of every trusteeship known to man, because you’re not actually in control, but you’re responsible. So it’s the gray. When I build a program, because of the, you know, the directed trusteeship being so popular in today’s day and age, we have to talk about not just investments of, you know, marketable securities, not just the custody of tangibles, but also subscription documents, because so many alternatives are held in trust right now. unique assets, need to know how the trustee is actually carrying out their fiduciary duty when it comes to engaging in an investment that is an alternative investment. The fourth component is of course compliance. We cannot ever get away from compliance and I think we could do a whole nother podcast on compliance in trusteeship but. You know, it’s a regulated entity. And even if you’re an individual trustee and you’re not using what those compliance frameworks are, what the guidelines are by OCC, Reg 9, FDIC, if you’re not looking at that and using that as a guideline, don’t do the job. understanding KYC, BSA, AML, all of those compliance components that have tentacles. That’s the fourth part. And then for the fifth part of this program, because it’s specifically geared toward trustee education in trust companies, although it can be applicable, very applicable to individuals, is operations. I was very fortunate that I was able to partner with SCI on building the operations component. So we license their platform called Plato. It’s essentially their training platform. Jennifer Zelvin McCloskey (51:12.888)so that trustees can see how fees are set up, fees, that’s a whole other podcast, fees, statements, distributions, how are we doing this? How are we documenting everything? What are the logistics of the day-to-day operations? So that’s how I built the program and it’s available anywhere in the country. It’s 10 weeks, how long does it take? I would say from three to five hours a week of an investment that you’re making at a bare minimum. Obviously there’s a whole lot more of depth that you can go into. The resources are built in. But I would say 10 weeks, about 50 hours of time where you’re actually engaging with the material. And then I bring in guest lecturers on each different area of expertise for lack of a better description. And they get a certificate at the end, they get a digital badge, and now they really have something where they can add value day one in a trust company or as a trustee. Frazer Rice (52:17.902)With Delaware being, you one of the real gold standards as far as trust jurisdiction, I assume that everything that comes out of this program is pretty transportable to the other useful jurisdictions, let’s call it, within the country. know, the Tennessee’s, the South Dakota’s, the Nevada’s, the Alaska’s, Wyoming’s, New Hampshire’s, et cetera. Obviously, there are hairs to split with different foibles in their law, but everything that you’re describing sounds like works everywhere else. Jennifer Zelvin McCloskey (52:47.928)And I’ve always taken the approach, you’re 100 % correct, I’ve always taken the approach of UTC. I base everything off of UTC and if there’s something different or unique based upon the jurisdiction that you’re in, I always encourage people you have to look at your statute, you have to look at the jurisdiction that you’re actually practicing this in and administering in. I use Delaware, South Dakota, Alaska as examples quite often when we’re talking about the directed stuff, but By and large, it’s UTC. Frazer Rice (53:20.966)It just a weird subset. So special needs trusts and islets, which are two types of trusts, very specific. One holds life insurance. The other is designed to really take care of people who can’t take care of themselves. And they are types of trusts that a lot of trust companies don’t like to take on because the liability is harder or the profit margin is less. For those individuals who get the opportunity to participate in those and I put that in air quotes. How would you advise people to get ready for those types of situations? Jennifer Zelvin McCloskey (53:58.308)People who are in need of those types of trusts. Frazer Rice (54:02.122)Well, maybe both. The people who need those trusts, you know, they’re going to, they, you know, it’s almost like they get set up and then the staffing gets kind of figured out later, barely. And then, you know, the, for the people who end up taking on that role, they really have no idea of what they’re in for in a sense. Is there sort of like a mini, I’m not going to say a full course like you’re describing, but a crash course in, in what’s going on here and what can I do to keep myself safe? Jennifer Zelvin McCloskey (54:30.271)Unfortunately, no, I don’t know of one. and there isn’t much built in. there’s, we talk about a little bit in the program that I built, but, those are specialized and eyelets we talk about a little bit more there, you eyelets had their day and sort of they has done ish. but special needs trust. It’s a whole other ball game because It really incorporates state law and social security and Medicaid, all of those government benefits that I think you would need something more specialized than my program that I developed. And I don’t have a great answer for that, I’m sorry. Frazer Rice (55:12.482)No, there’s not a great answer for it because it’s tough. it’s a, all of which is to say for someone who’s involved with those things and feels confused by what’s going on, that’s one where it’s worth it to spend the money to lean on a dedicated Medicaid elder care, special needs type of lawyer on that front because there are traps for the unwary. Okay, now we’re starting to butt up against an hour here of. Jennifer Zelvin McCloskey (55:29.764)Yes . . . Frazer Rice (55:38.827)Four hours. No, I’m kidding listeners. We’re not going to talk for four hours, but How do people find your program and and then I’ll ask a bonus question at the end Jennifer Zelvin McCloskey (55:49.339)So the program is on the University of Delaware’s website. You just type in peak trust management certificate and it’ll pop up. My name will be there. I think my picture might be there. It’s all over my LinkedIn. So if you look me up, you’re going to see the peak trust management certificate program. You can always email me, jennifer at zeldenlaw.com. Happy to push people into it. start, I’m in the new cohort right now. We’re two weeks into a 10 week program. But we have a new cohort starting in May. I think it’s May 4th. So may the fourth be with you. Frazer Rice (56:24.622)Terrific. So the final question here is really more of a crystal ball question. In this trust industry, trustee industry, what are the real, I’m going to say opportunities out there, and we’ve sort of painted a picture of doom and gloom and its low profit margin and things like that. Where can someone who is thinking from a business perspective about this find something? Once they’re properly educated about it and being able to participate in it. Jennifer Zelvin McCloskey (56:57.582)There are so many opportunities. There is an absolute need for good trustees everywhere. Trust companies from coast to coast, individual trustee alliance. People really, really need trustees. There’s tremendous opportunity with Heritage Institute, not the Heritage Foundation, but the Heritage Institute. There’s opportunities with…various family offices and various trust companies for education, for beneficiary education. So many opportunities out there. Trust companies are just clamoring for people. So if people are interested in becoming a trustee, getting that education, you will not have a hard time finding a job. Like you said, it’s basically recession proof. This wealth is going to transfer. We need sophisticated, knowledgeable trustees. on the receiving end of that transfer so that it happens correctly. Frazer Rice (57:56.578)I’d go so far as to say financial advisors. I just gotta say, a CFP is useful, CFA is on your investment side, but something like this, you know so much more about how intergenerational wealth works than what’s happening in those particular situations that I think it helps people stand out when I see something like that on a resume. Jennifer Zelvin McCloskey (58:00.302) “THE TRUSTEE CRISIS: Navigating the Challenges”That’s all the podcast. I hear you. I hear you. Frazer Rice (58:24.386) “THE TRUSTEE CRISIS: Navigating the Challenges”All right, with that, Jennifer, it’s great to catch up and I will have all of your information on the show notes and I will either see you at the ITA conference in Dallas or what I’m down in Delaware next. More Around “THE TRUSTEE CRISIS: Navigating the Challenges” BUILDING A TRUST COMPANY TENNESSEE AS A JURISDICTION DIRECTED TRUSTEES DELAWARE WELL BEING TRUST THE TRUSTEE CRISIS: Navigating the Challenges https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/ Keywords for THE TRUSTEE CRISIS: Navigating the Challenges trusteeship, wealth transfer, trust management, fiduciary duties, trust education, estate planning, risk management, trust administration, individual trustees, trust companies, the trustee crisis, navigating the challenges, the great wealth transfer,

AES Indiana announced the postponement of its remaining open houses due to public safety concerns. A report that looks into community issues like health and housing in Marion County was released Wednesday. A Delaware County commissioner says he believes Indiana's future involves embracing data centers. IU Health is suing a healthcare technology company for breach of contract, fraud, and gross negligence. In the upcoming Indiana May primary, republicans candidates vie for Representative El Clere's southern Indiana seat. A resource center on the west side of Indianapolis expanded its food pantry to better serve the neighborhood. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily. Subscribe to WFYI News Now wherever you get your podcasts. WFYI News Now is produced by Zach Bundy, with support from News Director Sarah Neal-Estes.

Episode #298:  The boys are back in town with Hard Rock, Classic Rock, & Heavy Metal Trivia knowledge.  Bits: "Rapid Fire", "Intellectual Poetry", and "Six in 30".  The show is hosted from California and Delaware.  Hard Rocking Trivia Show Free Spotify Playlists:Long Lost Rock (1975-1984)https://open.spotify.com/playlist/2AlX7wsKrwpMmTr7HoxWie?si=SRPSSWmASWqudK1QicMnygHard Rocking Trivia Show (1980)https://open.spotify.com/playlist/5JNv7S1oAX8GdQ1Jnazrti?si=Mzsk7yzdRLK52ZkjV4J5YgHard Rock & Classic Metal (1988)https://open.spotify.com/playlist/0UJLENseLcEI1MnHcmBCsC?si=M4cdrSltSgW9-fqz6zsXBQHard Rocking 80'shttps://open.spotify.com/playlist/3ACMIc6UsL8LUtj4SZ5LSCHRTS Rock Playlisthttps://open.spotify.com/playlist/6fHGHPVMlWj23StoQuY9WyHard Rocking 70'shttps://open.spotify.com/playlist/0Lh2hRgqS2DRQUISuJY5BuHairnation XTRAhttps://open.spotify.com/playlist/1N8zUNfNQKup2tTozyUWB----------------------------------------------------------------------------------------------------------------------------Hard Rocking Trivia Show on X:https://x.com/ResedaCCHRTS YouTube Channel:  (Check out the concerts in the Playlists)https://www.youtube.com/@hardrockingtriviashow667

James Barnes — known to audiences throughout the region as JB — carries the blues in his blood. Born in Cleveland, Ohio, and raised in New Jersey after his family moved east in 1965, he grew up steeped in the sound and spirit of the music. On his father's side, JB traces his lineage back to Mississippi, the wellspring from which so much of this tradition flows. Those “Mississippi Roots” became more than just family history; they formed the bedrock of his artistic calling.JB didn't come to the blues casually. He studied the greats —those who laid the path before him, those who continue to shape the form today. That study became devotion, and in 2016, the New Jersey Blues Hall of Fame recognized that devotion, honoring him as a “Great Blues Artist.” His first recording, JB's Favorite Things (2023), established him as an independent artist with something genuine to say. His long-running band, BBD Rhythm & Blues, which he founded in 2012, has been carrying that message across clubs, festivals, and concert halls throughout New Jersey, New York, Pennsylvania, and Delaware for more than a decade.JB's mission is plain spoken yet profound: to honor the artists who came before him while ensuring the blues remains vibrant in the present. His latest project makes that mission personal. My Mississippi Roots, was released in the fall of 2025, and is more than a record — it is a testimony. The title track tells the story of JB's father, Jerry Lee Barnes Sr., a man of quiet determination who journeyed from the deep South to the industrial North in search of work and a better life for his family. “His Mississippi Roots,” JB says, “are my Mississippi Roots.”Produced by guitarist, songwriter, and longtime friend Anthony Krizan, My Mississippi Roots combines JB's storytelling with contributions from a host of musicians —including his son, Jarred “Arktkt” Barnes — whose playing brings fresh fire to the tradition. The record traverses the landscape of the blues and beyond: original compositions, heartfelt tributes, and reimagined classics all rendered with conviction. For more info on James and his tour dates:https://www.jbkeepingthebluesalive.com

'n Sewende Amerikaanse Weermaglid is dood aan beserings wat hy in Iran se aanvanklike aanval in die Midde-Ooste opgedoen het toe 'n tydelike bedryfsentrum op die burgerlike hawe Shuaiba in Koeweit getref is. Die oorskot van ses ander soldate wat gesterf het, het die naweek op die Lugmagbasis Dover in Delaware aangekom. Die minister van Verdediging, Pete Hegseth, het aan CBS gesê die Amerikaanse sending in Iran is goed op dreef:

Consume all of the highlights from Tech's 43-point dismantling of Delaware on the Tech Sports Network, from LEARFIELD.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

President Donald Trump vowed Saturday that “today Iran will be hit very hard.” The statement came ahead of his attendance at the dignified transfer of six U.S. soldiers killed in Kuwait, at Dover Air Force Base in Delaware, where he pledged to keep American deaths to a minimum. Trump says the Iranian regime has apologized and surrendered to its neighbors in the Middle East—a promise he says was only made because of the relentless U.S.–Israel joint attack.The president also hosted the first Shield of the Americas Summit Saturday in Florida, where he announced a new military coalition to eradicate cartels.

In this episode of the Weekly Warp Pipe Podcast, we're joined by our friend and talented artist Tom Ryan from Tom Ryan Studios!Tom is a Connecticut-based artist inspired by comic books, street art, and pop culture. His artwork has been sold worldwide and his designs can be found everywhere from corporate logos and restaurant branding to beer cans. He has also been designing cans for Mispillion River Brewing in Milford, Delaware for over a decade.Tom specializes in retro-inspired fine art posters and lapel pins heavily influenced by growing up in the 80s, and he's currently working on a self-published comic with writer Lucas Whelan called “The Electrifying Tales of Mr. Amazing.” He also recently released a limited edition variant cover for Dynamite's Thundercats #1 and will soon release another exclusive variant cover for Space Ghost #1.Tom joins us for the entire show and jumps into all our favorite segments:

Send a textWelcome to Laundromat Resource, where Jordan Berry brings you the latest headlines from the world of laundry, straight from the only laundromat news anchor in America! In this episode, we travel coast-to-coast and around the globe, spotlighting inspiring stories like the tale of redemption out of Philadelphia, franchise innovations sweeping the nation, and bold international expansions. From community partnerships in Anaheim offering free laundry services for students, to sonic booms rattling laundromats in Delaware, Jordan Berry covers all things laundromat-related. Whether you're an owner, an industry insider, or just curious about the world of clean clothes, tune in for updates, laughs, and a challenge to make headlines in your own community.Show notes: https://www.laundromatresource.com/laundromat-news-March-06-2026/Don't miss out!Subscribe so you don't miss fresh episodes, exclusive stories, and all the links mentioned in today's show. Got some news to share about your laundromat? Hit reply, or send it in to news@laundromatresource.com – we love celebrating what you're up to!Connect With UsYouTubeInstagramFacebookLinkedInTwitterTikTok

Day 7 on Iran, and just as Venezuela wasn't about fentanyl, cocaine or even ultimately about oil, much the same can be said of U.S. actions in the Persian Gulf. We are witnessing is another milestone in Trump's bold global re-set. Naysayers, such as Sarah McBride of Delaware, offer no insight into the big picture.

Jeff & Shannon defend their 8-year truth journey, celebrate Trump's historic 86% GOP approval, dismantle Bill Maher elite ties with hard proofs, and read deep into DuPont bloodlines monopoly control in Part 9: Follow the Bloodlines. MSM crumbles—tune in at Rumble, YouTube, X and Red State Talk Radio! Patriots, rise and lock in—@intheMatrixxx and @shadygrooove deliver a powerhouse 3.5-hour session in S8E042 - Trump Historic 86% Approval, Maher Proofs Hit Hard; Part 9: Follow the Bloodlines, celebrating eight years of unfiltered independent journalism while hammering Trump's rock-solid 86% approval among Republicans—shattering past presidential marks and proving the base stands unbreakable against endless establishment attacks. The duo systematically dismantles recent critics, spotlights Trump's eight pointed posts targeting Bill Maher, connects the dots through Maher's family/media background and elite patterns, and dives headlong into the CIA-published "Bloodlines of the Illuminati" for an exhaustive read on the DuPont dynasty—exposing their iron grip on gunpowder monopolies, Delaware politics, arranged marriages, occult-tinged family lore, and century-spanning control over industry and narratives that Trump is now actively breaking apart. From historical cartel setups to modern monopoly-busting moves like railroad power reforms and Fed restructuring deals, the message rings clear: the system isn't free enterprise—it's rigged order, and the truth is learned, never told, the constitution is your weapon. Tune in at noon-0-five Eastern LIVE to stand with Trump! MG Show: America First MAGA Podcast & Conservative Talk Show Launched in 2019 and now in Season 8, the MG Show is your go-to source for unfiltered truth on Trump policies, border security, economic nationalism, and exposing globalist psyops. Hosted by Jeffrey Pedersen (@InTheMatrixxx) and Shannon Townsend (@ShadyGrooove), it champions sovereignty, traditional values, and critiques of establishment politics. Tune in weekdays at 12pm ET / 9am PT for patriotic insights strengthening the Republic under President Trump's America First agenda. Correspond: MG SHOW POST OFFICE BOX 299 PMB #19215 Tangent, Oregon 97389 Talent - Jeffrey Pedersen (@InTheMatrixxx): Expert in political analysis and exposing hidden agendas, with a focus on Trump's diplomatic wins and media bias. - Shannon Townsend (@ShadyGrooove): Delivers sharp insights on intelligence operations, Constitutional rights, and defenses of Trump's strategies against mainstream critiques. Where to Watch & Listen Catch live episodes or on-demand replays packed with MAGA victories like inflation drops, border awards, Trump pardons, and psyop exposures: - Live Streams: https://rumble.com/mgshow for premium America First content. - Radio: https://mgshow.link/redstate on Red State Talk Radio. - X Live: https://x.com/inthematrixxx for real-time pro-Trump discussions. - Podcasts: Search "MG Show" on PodBean, Apple Podcasts, Pandora, and Amazon Music. - YouTube: Full episodes at https://youtube.com/c/inthematrixxx and https://www.youtube.com/c/TruthForFreedom. Follow for daily pro-Trump alerts: - X: @InTheMatrixxx (https://x.com/inthematrixxx) and @ShadyGrooove (https://x.com/shadygrooove). Support the MG Show Fuel the MAGA movement against establishment lies: - Donate: https://mg.show/support or contribute at https://givesendgo.com/helpmgshow. - Merch: https://merch.mg.show for official gear. - MyPillow Special: Use code MGSHOW at https://mypillow.com/mgshow. - Crypto: https://mgshow.link/rumblewallet. All Links Everything MG Show Related: https://linktr.ee/mgshow. MG Show Anthem Get chills with the patriotic track: https://youtu.be/SyfI8_fnCAs

Taking a bit of a break from the homelessness series, we have a crew episode where we finally cancel Senator Eric Buckson and then dive back into Delaware history, talking about the parallels between Jack Markell and Matt Meyer as well as how the weird antisemitism against them came to be.Show Notes:Subscribe on PatreonBefore the Riots

This CEO Is Building World Class Bank By Putting People First.Guest & BioJim Donnelly, President & Chief Executive Officer of Norwood Financial & Wayne BankJim's BioMr. Donnelly became President, Chief Executive Officer, and Director of the Company in 2022. Mr. Donnelly joined the Company with over 30 years of banking experience, most recently with Bangor Savings Bank where he served as its Executive Vice President and Chief Commercial Officer. Mr. Donnelly brings substantial experience and leadership skills in the areas of commercial lending, retail and mortgage banking, credit, financial management, wealth management and franchise growth through acquisition and market expansion. Mr. Donnelly has a long and distinguished history of community service, including in the areas of healthcare, higher education, and the United Way.Company Name:Wayne BankTicker: NWFLWebsite:https://wayne.bank/BioAt Wayne Bank, our story began over 155 years ago with a promise to serve—built on trust, resilience, and a bold commitment to our communities. Today, that promise is stronger than ever.We are proud of our roots in Honesdale and honored by the growth that has brought us into new towns and new relationships across Pennsylvania and New York. Through every era of change, one thing has remained constant: our belief that helping people isn't just our job—it's our purpose.Guided by values like teamwork, enthusiasm, and education, we come to work each day with one goal: to make Every Day Better™ for our customers, neighbors, and one another.Wayne Bank is a subsidiary of Norwood Financial Corp., Member FDIC, and is located in Honesdale, Pennsylvania. The Bank has 33 Community Offices serving Wayne, Pike, Monroe, Lackawanna, Luzerne, Chester, Dauphin, and Lancaster Counties in Pennsylvania, along with Delaware, Sullivan, Otsego, Ontario, and Yates Counties in New York. The stock trades on the NASDAQ Global Market under the symbol – NWFL.

2 - Dom gives his reaction to Kristi Noem's firing and her legacy as DHS Secretary. 210 - Your calls. 215 - Dom's Money Melody! 225 - Are priests using AI to write their homilies? A Cesar Rodney statue is returning to Delaware! 235 - Your calls. Where have the suburbs gone? 250 - The Lightning Round!

12 - Dom starts Thursday with the continued comments from Megyn Kelly and other influencers about how Israel is paying influences 7K per post to bolster Israel. Why does find this accusation incredulous and anti-American? 1215 - Side - patriotic movie scene 1230 - Who will Trump replace Kristi Noem with? Why does Madeleine Dean want to ship the resources we're using in Iran to Ukraine? Is Trump the most popular President within his base at this point in his second term? 1240 - Are people really paying influencers to be pro-Israel? Your calls. 1250 - Your calls. 1 - John Allante McAuley joins us in-studio for his weekly installment after his latest testimony at City Hall today. Why was his speech today so specific to one issue in the city? How is the signature collecting coming along today? Are there any other people running against him? How hard is it finding Republicans to sign for him in Philadelphia? What are people talking about with him as he meets with citizens? Does Allante know Frank Scales? Does he have support behind the scenes? 115 - Why is there so much sugar in all the things we eat, including our coffee from Dunkin'? 120 - Your calls. 130 - General David Petraeus joins us this afternoon to give his thoughts on the Iran war and his previous experience in dealing in wars like this. What are the main targets that the US has targeted besides leaders in Iran? David gives an in-depth look at what has happened and what is to come to the Middle East? Will the President be open to a pragmatic leader in Iran? Did Dom throw up on his run with the General way back when? 150 - BREAKING NEWS: Kristi Noem out as DHS Secretary, Markwayne Mullin is in. 155 - Your calls. 2 - Dom gives his reaction to Kristi Noem's firing and her legacy as DHS Secretary. 210 - Your calls. 215 - Dom's Money Melody! 225 - Are priests using AI to write their homilies? A Cesar Rodney statue is returning to Delaware! 235 - Your calls. Where have the suburbs gone? 250 - The Lightning Round!

Forrest K. Derr is a Fractional System integrator who helps founders fire themselves out of a job.    Along the way we discuss Billiards at Univ of Delaware (2:30), A Lot of Little Knobs (5:00), Tracking the Moving Parts (8:30), EOS (11:15), Core Values (15:00), Start with a Plan (21:15) and the Fixers and Founders podcast (23:00). Interested in a Fractional COO, reach Forrest @ Derr Consulting This podcast is partnered with LukeLeaders1248, a nonprofit that provides scholarships for the children of military Veterans. Send a donation, large or small, through PayPal @LukeLeaders1248; Venmo @LukeLeaders1248; or our website @ www.lukeleaders1248.com. Music intro and outro from the creative brilliance of Kenny Kilgore. Lowriders and Beautiful Rainy Day.

Do you know your neighbors? This hour, we take a look at the role of our neighbors in our lives. We explore the psychological and social benefits of neighbors, hear listener stories, and discuss the role of neighbors in times of crisis. Plus, a look at "Mister Rogers' Neighborhood" and how he thought about neighbors and community building. GUESTS: Julie Beck: Staff writer at The Atlantic and the creator of “The Friendship Files.” Tricia Wachtendorf: Director of the Disaster Research Center and a Professor of Sociology at the University of Delaware. She is also co-author of American Dunkirk: The Waterborne Evacuation of Manhattan on 9/11 Daniel Cueto-Villalobos: Sociologist and doctoral candidate at the University of Minnesota Maxwell King: Author of The Good Neighbor: The Life and Work of Fred Rogers. His forthcoming book is Fire in the Night Sky: The Steel Mill Paintings of Aaron Gorson Music featured (in order): Then Your Heart is Full of Love – Johnny Costa Neighbors – Lucius The People Next Door – Ray Parker Jr. Rescue Me – Fontella Bass No One Is Alone – Into the Woods 2022 Broadway Cast Won’t You Be My Neighbor? – Fred Rogers, Johnny Costafrom ep. 1765 “Mister Rogers Celebrates the Arts” Won’t You Be My Neighbor? – Benny Benack III Support the show: http://www.wnpr.org/donateSee omnystudio.com/listener for privacy information.

When in doubt… just make the offer. In this episode, I break down the simple rule that has helped me close over 500 real estate deals: leads, offers, follow-up. That's it. If you're struggling to get deals in wholesale real estate or off-market investing, chances are you're not making enough offers or not following up consistently!   Have a deal in the Hudson Valley NY, Seattle WA or Delaware? greg@velocityhousebuyers.com IG: @grego_37   Subscribe for weekly real estate investing lessons.

¡Familia! En esta Noche Paranormal, en compañía de Fermex y Saul Hernandes, exploramos el enigma del Chupacabras, el regreso del Hombre Polilla (Mothman) y el terror de la Mujer cara de caballo (La Siguanaba), entidades que desafían cualquier lógica. Serás testigo del análisis de los avistamientos del Mothman en Chicago y Delaware, y su relación con el sismo de El Salvador. Revisamos las pruebas forenses y el ADN del Chupacabras en Texas, y examinaremos el fenómeno de La Siguanaba, una entidad que acecha las carreteras de México y Centroamérica. Acompáñanos a descubrir si el ser de Metepec es real y la tragedia que rodeó su descubrimiento. Redes host

Show Notes This week on MSB, we're covering G Gundam episode 4 which means talking about [BLEEP]ed up Eiffel Towers, easy-listening pop, the Special Period in Cuba, what it takes to be a successful investment banker, national fandoms, and much more! Ready? Go! Mobile Suit Breakdown is written, recorded, and produced within Lenapehoking, the ancestral and unceded homeland of the Lenape, or Delaware, people. Before European settlers forced them to move west, the Lenape lived in New York City, New Jersey, and portions of New York State, Pennsylvania, Delaware, and Connecticut. Lenapehoking is still the homeland of the Lenape diaspora, which includes communities living in Oklahoma, Wisconsin, and Ontario. You can learn more about Lenapehoking, the Lenape people, and ongoing efforts to honor the relationship between the land and indigenous peoples by visiting the websites of the Delaware Tribe and the Manhattan-based Lenape Center. Listeners in the Americas and Oceania can learn more about the indigenous people of your area at https://native-land.ca/. We would like to thank The Lenape Center for guiding us in creating this living land acknowledgment. You can subscribe to Mobile Suit Breakdown for free! on fine Podcast services everywhere and on YouTube, visit our website GundamPodcast.com, follow us on Twitter, Instagram, and Facebook, or email your questions, comments, and complaints to gundampodcast@gmail.com. Mobile Suit Breakdown wouldn't exist without the support of our fans and Patrons! You can join our Patreon to support the podcast and enjoy bonus episodes, extra out-takes, behind-the-scenes photos and video, MSB gear, and much more! The intro music is WASP by Misha Dioxin, the recap music Window by 1000 Handz, and the outro is Long Way Home by Spinning Ratio, all licensed under Creative Commons CC BY 4.0 licenses. All music used in the podcast has been edited to fit the text. Mobile Suit Breakdown provides critical commentary and is protected by the Fair Use clause of the United States Copyright law. Gundam content is copyright and/or trademark of Sunrise Inc., Bandai, Sotsu Agency, or its original creator. Mobile Suit Breakdown is in no way affiliated with or endorsed by Sunrise, Bandai, Sotsu, or any of their subsidiaries, employees, or associates and makes no claim to own Gundam or any of the copyrights or trademarks related to it. Copyrighted content used in Mobile Suit Breakdown is used in accordance with the Fair Use clause of the United States Copyright law. Any queries should be directed to gundampodcast@gmail.comRead transcript

On this episode, Payton explores the case of Anne Marie Fahey, an ambitious woman who was building a bright future for herself when she suddenly vanished without a trace. What first seemed like a missing persons case slowly unraveled into something far more unsettling, revealing hidden secrets, powerful connections, and a shocking truth no one expected. Links: Patreon: https://www.patreon.com/murderwithmyhusbandNetflix: https://www.netflix.com/murderwithmyhusband NEW MERCH LINK: https://mwmhshop.com Discount Codes: https://mailchi.mp/c6f48670aeac/oh-no-media-discount-codes Twitch: twitch.tv/throatypie Instagram: https://www.instagram.com/paytonmorelandshow/ Discount Codes: https://mailchi.mp/c6f48670aeac/oh-no-media-discount-codes Watch on Youtube: https://www.youtube.com/channel/UCUbh-B5Or9CT8Hutw1wfYqQ Listen on Apple: https://podcasts.apple.com/us/podcast/into-the-dark/id1662304327 Listen on spotify: https://open.spotify.com/show/36SDVKB2MEWpFGVs9kRgQ7 Case Sources: And Never Let Her Go by Anne Rule  FBI - https://www.fbi.gov/history/famous-cases/thomas-capano-and-the-murder-of-anne-marie-fahey CBS News - https://www.cbsnews.com/news/another-twist-in-fahey-mystery/  Delaware Online - https://www.delawareonline.com/story/news/2019/01/16/20-years-later-12-never-before-heard-details-thomas-capano-murder-trial/2482031002/  The Doe Network - https://www.doenetwork.org/cases/1989dfde.html  WHYY - https://whyy.org/articles/notorious-convicted-killer-thomas-capano-found-dead-in-delaware-prison-cell/ Death Penalty Information Center - https://deathpenaltyinfo.org/high-profile-delaware-defendant-spared-the-death-penalty   United States District Court for the District of Delaware - https://www.ded.uscourts.gov/sites/ded/files/opinions/06-58.pdf Learn more about your ad choices. Visit podcastchoices.com/adchoices