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Keith is joined by Jim Sheils, a seasoned real estate investor and builder who specializes in new construction and co-living properties.  Together they explore why traditional long-term rentals are struggling to cash flow and how co-living—renting individual rooms in purpose-built homes—can dramatically boost returns.  Jim breaks down how the model works, who the typical tenants are, and why platforms like PadSplit are essential for management, compliance, and steady occupancy.  Their discussion highlights how co-living can simultaneously address the affordable housing shortage and today's "cash flow crisis" for real estate investors. 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Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. For the first time ever on the show, we're talking about what some call the greatest real estate cash flow strategy today: co-living. Learn about what it is, what it is not, the pitfalls to avoid, and just how terrifically profitable co-living property can be today on Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge. While it's on your mind, start at ridgelendinggroup.com. That's ridgelendinggroup.com.    Speaker 1  0:59   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:15   Welcome to GRE from Dover, Idaho, to Dover, Delaware, and across 188 world nations. You're inside Get Rich Education nation. I'm your host Keith Weinhold. For about five years now, it's been harder to make the cash flow numbers work on long-term rentals, and that's because sure rents are up, but not as much as expenses are, and that's why for your regular income properties, builders buy down your mortgage rate for you so that it works. But now enter co-living properties, and your cash flow can be multiples higher. In fact, today we're going to talk about a model that has seven times the cash flow of a regular long-term rental, for example, instead of renting a detached single-family home to one family, if instead you divide it up into six bedrooms and rent each one of the six bedrooms to an individual, you will drive substantially more income. You've got six rent checks instead of one. That's what a co-living property is in general, and you're usually renting it to tenants that are working a lot. They're away from the property. It's often run through pad split. You'll learn more about what that means. And though co-living is lucrative, you still need the right market, the right layout, the management, which is really key here, and the right operating model. Today, we'll talk to a GRE Marketplace operator that provides co-living properties to investors like us with a management solution. And as you'll see, it gets even better than that. Although they serve just one geographic area in the U.S. which happens to be an investor advantaged area, as you'll see, this is conducive to out of state investors. If you want to own there, we're talking about co living income property today. Next week, there's something vital I want to tell you about, and I can't wait to do that. It's about the way that I talk when I meet a 25-year-old, and I learn that their only source of income is as an employee at a job. And no matter what age you are, what I'm going to share with you is going to apply to you too, and it's pretty transformative. That's next week here on the show. As for today, let's learn about co living. Jim Shields is here. Jim, welcome back to the show.   Jim Sheils  3:56   Keith, good to be here. Thanks for having me.   Keith Weinhold  3:58   Well, Jim, we saw each other in person a few months ago at a conference. I wanted to have you back here today to discuss co living since you're involved in it and you help other investors learn about it. And now you even started providing properties for co living specifically for them. And you know, Jim, with co living, I have seen models in the past where, oh, a single-family home it might be retrofitted, renovated to say have six bedrooms and three bathrooms, and that way you, as the owner, you could rent it to six tenants, really who are each only renting a room rather than renting the whole place to one family. In this way, tenants get cheaper rent because they're only renting one bedroom, and then for the owner, this gives them stronger cash flow because they're renting it to six different parties and not just one. So, with affordable housing really being a struggle for so many, you know, co-living is. Really taking off. So tell us more about what co living is and what it isn't, Jim.   Jim Sheils  5:05   Yeah, co living was something that was brought to us by one of the owners of Pad Split. Actually, they had met me and worked with me on other new construction projects, and and kind of my evolution, as you know, Keith was I I went from doing a ton of fixer uppers for many of years to new construction, and both can get you where you want to go. But I like new constructions. But meeting some of the owners of PadSplits, I found that they were starting to have the same struggles that I was when I was rehabbing a lot of homes. You know, it's not easy to take a three bedroom or four bedroom home and turn it into an eight bedroom or a seven bedroom, and so you know, starting from scratch with new construction, we're able to set up for what they're trying to create, and what they're really trying to create with co living is that affordable housing crisis. There's a lot more single individuals out there not looking for you know whole, not needing whole family dwellings to live. They're more at a basic income level that you know keeps them quite a bit below being able to rent. Like here in Jacksonville, the average price of a one-bedroom apartment is just outside of their qualifying range. So they might have a good job and decent credit, but they can't qualify. So what we've seen co-living do, and again, working through our our management partner of Padsplit, is they are bringing in this system of putting people together in one home, still with the screening, still with certain amenities that you know really help the property get seen, wanted, and rented, and then certain managerial things, where you're providing good options for living in areas that need more affordable living, and for landlord investors like ourselves, you're providing now a new opportunity to beat what I've called the cash flow crisis. You know, we have an affordability crisis, but that's also created a cash flow crisis, Keith. As you know, and the numbers that we've been able to see are quite advantageous for both the renter for the amount they pay and for the owner for the amount they're going to cash flow. And that's what I'm seeing this new co-living movement is about. It's really landlords taking a new risk on a certain type of property and tenants getting a type of property that fits their income and their needs.   Keith Weinhold  7:27   You know, Jim, philosophically, I'm thinking about assisted living homes, and when society changed sometime last century, assisted living homes became more of a trend where a lot of times that's where the elderly people went. Now we have co-living, and you kind of wish the world would be a place like where you know someone freshly out of high school or college could be married and have children, and you know just one or two jobs could float and support that family, and they would be able to afford their own home, either to own or rent. But increasingly, that's just not the world that we're living in. It hearkens back to multi-time GRE guest and legendary investor Jim Rogers. To paraphrase Jim Rogers, Jim Rogers said, "I need to invest in the world with the way that it is, not the way that I want the world to be. That's one thought that keeps coming to mind with co-living.   Jim Sheils  8:29   Yeah, for me too. Honestly, Keith, when I first heard about co-living, it was a few years ago. Someone saw me speak at a mutual event similar to one we last saw each other at. I got off stage, and they came up to me and they mentioned to me we're doing these things called co-living.   Keith Weinhold  8:44   Yeah.   Jim Sheils  8:44   And I was kind of blinded. I was looking backwards instead of forwards, and I said, "Oh, that doesn't sound right. That doesn't sound like it could work, you know. And I had a lot of what ifs, and how do you handle this? Well, you know, as the niches really started to solidify and show real wind at its back, all those questions and doubts I had have been answered, and I've kind of become a believer in why it's working and also the results. You know, for us, build right, finance right, manage right. That's always been our model. That's what's going to help us and our investors succeed. Building it right and managing it right. We had to figure out, but figuring that out-that's key. And it's very cool to see investors today breaking the norms of saying, "Well, you know, we can't have cash flow anymore on a nice new construction property in a growth market like Jacksonville, Florida. You can't have good cash flow. Well, that's just not true with co living coming on because again you're answering the call of a forgotten tenant and their needs.   Keith Weinhold  9:46   Yeah, I just think for any thoughtful investor, it's got to give them pause. But this is where society has gone. Well, we're going to talk about how profitable co living is for investors later. But first, tell us more about the nuts and bolts of how co.   Jim Sheils  10:01   Yeah. So the way that it works is, first of all, you start, you know, again going with our model, build right, finance right, manage right, building it right. When you're starting with new construction, you're able to go into the property with all eyes open, without a lot of surprises, and you're able to build it right to the design that a co-living property of success would entail. You know, we're doing seven bedrooms, seven baths. We're doing 14 bedrooms, 14 baths. We're doing 20 bedrooms, 20 baths. These are all things that we worked with the owners of Padsplit as they've worked and researched areas all over the country, starting here in Northeast Florida. But what we're doing, we figured out exactly what type of build you do you need to do that's going to work? Smaller living areas. There's only one utility box. There's not you know multiple utilities. It's not a multi-unit building. So there's one utility box. You build it to that specimen of either we build anywhere from seven bedroom, seven baths, right up to 20 bedroom, 20 baths, and that's the build part. That way, you're getting into it and not having to, you know, kind of. It's really tough, Keith. I don't need to tell you with your experience to turn a smaller house into that bigger house and starting from scratch with new constructions. Great. The second thing we found was finance. Right, as you know, we do our own in-house financing. Well, a lot of the co-living since the banks didn't understand it. Just like you know, it's become a newer niche. They were locking in at 8% You know, with our in-house financing, we were able to get deals down to five and a half percent. So right there, that helps with the rate, the long-term rate, the cash flow, and then management. Again, we've managed 1000s of properties, but we've really teamed up with PadSplit to help us manage these. This is what they specialize in, not only for attracting investors into their organization, but also for managing the properties and screening the tenants, getting them in, and their management system combined with our Build Right Finance Right has been a great combination.   Keith Weinhold  11:57   Pad Split, somewhat of a platform like Airbnb, but it's for co-living type properties. We'll talk more about pad split shortly. But yes, you are making these more efficient for co-living because right from the beginning, you are building them new construction specifically for co-living type of arrangements, rather than that six-bed, three-bath retrofit example I brought up near the beginning of our chat, but tell us more about who actually lives in co-living homes. What's the tenant profile like?   Jim Sheils  12:29   Yeah, let's go to the opposite end. When I first heard about this years ago, Keith, I said, "Oh my gosh, this is going to be really unqualified, seedy people not working, getting into trouble, and that's just not true. Again, a lot of these people are hardworking, but they can't afford the $1395 for a one bedroom apartment, but they can afford an $825 a month room. And a lot of these people might be working at a local warehouse, at a hospital. They're very localized, blue collar, or some in training jobs, you know, extra five $600 a month makes all the difference. Where it's not going out to rent, not even including utilities, it gives them a nice place to live. So it's really entry level replaceable income people, maybe single people that work at a nearby restaurant. But again, they're trying to save more money in their pocket and not spend it on that higher expense, which the competition would be a one-bedroom apartment.   Keith Weinhold  13:31   Now, the tenancy durations here are shorter than what you're going to have in long-term rentals, of course, because one part of what you do, Jim, is for years you have helped GRE followers with build-to-rent long-term rentals. The resident does get more. They're going to get a furnished room with utilities in co-living arrangements, and they're also probably going to have their utilities bundled as well. So tell us about the typical tenancy duration, and then what all the resident gets.   Jim Sheils  14:00   Yeah. So the residency is going to receive all the things that they have to be turnkey. That's the bed, the desk, the dresser, the closet, the bathroom. Everything is set up there for them, and so they just move in. They're not going to have to pay for electric or water or internet. All that stuff's going to be included. There's a washer dryer normally there. Sometimes they're coin operated, other times they're just included, but that way they're not trying to take out a utility in their name or set up internet. Also, for the investor, that's a good thing because you have one master lease. If you start to do a bunch of leases, well, you could get in trouble with the rules of your community, probably of having multiple leases on one property. It's not a multi-unit building, so you can't do that. So one master lease with one utility and all utilities included allows you to do that. This makes it very easy to move in and out. And the average Tennessee might only be six months, but again, the way that it's set up, what we like about PadSplit is they. Have a very good marketing and screening process, so they're constantly marketing and screening to people in the area, and then they have their own private community with investors. So we'll build it and finance it. Our people will move over to their community for management, so the owners can speak together, and then the tenants, though they're coming through pad split system, and so what I like about that is if they try to not treat the property well, well, they're not allowed back into any pad split properties anywhere within the city. So that's really good for co living protection. So we just see that turnkey approach, and you know you've been preaching turnkey real estate for a long time. Yeah, this is a turnkey room where they're able to move in, they're able to move out easily. They can transfer to another co-living property, and by doing that, you can get people in and out very quickly, which keeps the vacancies low, even with shorter tenancy.   Keith Weinhold  15:57   All right, so an average tenancy duration of about six months, and for you, the prospective investor, as you're trying to understand co-living, maybe think of it as like when you check into a hotel. Co-living residents stay longer than you stay in a hotel, but as far as all the utilities are in the room combined, all into one charge with your WiFi, your water, your electricity, your natural gas, and the room is already furnished. Just one all-inclusive payment, making it easier for that co-living tenant. And Jim, you've been talking about pad split, where you're partnering directly with them, and that's the management part of this. Of course, this is more management intensive than a long-term rental. So, tell us more about Pad Split and how it works. Sort of like an Airbnb platform, but yet for longer-term, affordable room rentals that has the property management infrastructure somewhat already built into Pad Split.   Jim Sheils  16:56   Yeah, I think your comparison to Airbnb is very accurate, Keith. But it's more of a community for both tenants and investors. Airbnb, you know, I have short-term rentals and I use Airbnb. But what I've seen with Padsplit, which I think they've done a good job with, it has a community feel sharing for the investors who are a part of the Padsplit community, and so there's extra communication on your management, how properties are going, what areas are doing that. You know, great source of communication on the ongoing management. But for the tenants too, they know right where to go to find these types of properties, and the tenants also have to join this community. So there's a joining where if you want to rent a pad split, they have to join the community. They have to go through all the approvals and such, so that's pretty much how it's set up. It's seen to be very effective. Again, what held me back from this probably for about two years, Keith, was the management piece. You know, we've always managed our properties. I said, well, this is not our niche. Just like we don't manage short-term rentals, we only rent manage long-term rentals, and so I really had to watch and survey a lot of the existing investors and how they were doing, but it's nice to see someone with a good managerial system for both the tenants and the investors to work together in.   Keith Weinhold  18:12   Does PadSplit handle everything like marketing and tenant screening and rent collection?   Jim Sheils  18:19   So what they handle is the way that pad split works, like here in Jacksonville, where's our main market where we've started building co living properties. Is they will work hand in hand like an Airbnb, but underneath them they'll have preferred property managers that they'll work hand in hand. It so they'll handle certain things of the marketing, the tenant screening, and then some more of the mechanical PM pieces, the property management pieces. There'll be an assigned property manager that the client will be working with, the investor will be working with, and the tenant will be working with. So it's kind of a two-tiered approach. Like right now, my I'll use Airbnb, but I have a property manager for my short-term rentals. Same thing here, but we actually have the preferred management list and approvals through Padsplit.   Keith Weinhold  19:06   Okay, so much of this is handled through Pad Split, but not everything. There's a second tier where they partner with local property managers in that area to, for example, help with tenant turns or help with maintenance requests.   Jim Sheils  19:20   Yep, absolutely, absolutely.   Keith Weinhold  19:23   Now, short-term rental hosts are used to Airbnb fees. What are Pad Split fees like?   Jim Sheils  19:29   There's a monthly fee for belonging to PadSplit to keep your property occupied in there, and I don't remember exactly what it is for the tenants, but I know that they keep it affordable. So overall, you're going to be paying a little bit less than an Airbnb property that you would for you know if you use Airbnb and use a short-term property manager, it can be quite expensive. We've seen the pad splits come in below that and still achieve the goals of a good short-term rental. You know we're seeing. I know we're getting into this later, but taking those fees out and doing quite a bit of contingency because of the move and move outs, we were still seeing like a seven bedroom, seven bath based around the same price of one of our single family homes. The cash flow can be about seven times higher. Wow, on that thing, so it it really does answer the call for higher cash flow by bringing that more affordable rental in.   Keith Weinhold  20:25   We're going to talk more about just how profitable it is for investors, and more about co living somewhat nascent model, a model that's actually been around for quite a while, but it's really gaining traction in making things more affordable for tenants and making things more profitable for investors, we're back with more shortly. I'm your host Keith Weinhold. This is Get Rich Education. Flock Homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now, mom and pop landlords can 721 the residential real estate request your initial valuation. See if your properties qualify at flockhomes.com/gre. That's flockehomes.com/gre. 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Listen to Get Rich Education with Keith Weinhold, and don't quit your daydream. Welcome back to Get Research Education. I'm your host Keith Weinhold. We're talking about co-living, specifically how smart it is to get this right from the beginning and build a new construction single-family home, or something that could be larger than a single-family home with seven bedrooms, seven bathrooms, or 14 and 14, or 20 and 20, and when we think about this gym physically, the footprint. What is parking like at a seven-bedroom home or larger? And did this entail any zoning hurdles?   Jim Sheils  23:15   A couple of things. It can entail zoning hurdles, so I would make sure, especially if you're doing new construction, you have someone who is a builder in the area that knows how to work with the county department or city department of how to get these approved. That's a very important things for how you submit them and how you make sure you're staying compliant. I think compliance is very important, obviously, for a rental and and parking. What we've seen right now is we look for about 50% So when I say 50% of bedrooms, so a seven-bedroom house, we're going to have three or four parking sites. There's a large majority of people that don't have a car, and that's why a lot of these are built near public transportation. But we still try to always serve, you know, based off of what we saw, the needs to stay in compliance, also working with Pad Split on lots of their designs. 50% of parking spots is usually good for the amount of bedrooms that you have.   Keith Weinhold  24:08   What about zoning hurdles? What had to be met there?   Jim Sheils  24:12   It's going to be a trial and error for a new builder or a person who's rehabbing a property. You know, we were not the first to come in and do this, we had watched Pad Split do it for two years and more with rehab properties, but just starting new construction, we knew Northeast Florida and what needs to be done very well, and so it's all in how you present it. Again, if you go in there with multiple utility boxes and such, you're going to be in quite an issue. So we found that we didn't have any issue with that. Also, we own some of these in some of our quad communities, so these were for larger. You know, you've worked with our quads before; they're yeah, you know, larger buildings. Well, we've been able to turn those into, for example, 20 bedroom, 20 baths, and so they operate like a small. Building, but they're in our quad communities where we wrote the HOA, and so they're allowed. And there's a plethora of parking there, so that keeps us in compliance. So really, compliance is knowing what your local city or county is going to require and knowing how to get that approved. That's very important.   Keith Weinhold  25:18   Okay, so these can thrive in sort of duplex and fourplex type neighborhoods. That's where they're being built, and you have a good bit of control over that with you having your own de facto HOA there as well. And Jim, I looked at several of the co-living properties and the footprints and the floor plans, and you know I was really encouraged to learn that really the cost for one of these brand new build seven bath seven bed co living properties really isn't that much more than a regular single family home designed for one family. So talk to us about the pricing.   Jim Sheils  25:57   Yeah, in Jacksonville, for example, seven bedroom seven baths, going between 325 and 345, which is very similar to single-family homes. And then our pricing for our quads, like a 2020, would be in the low nine hundreds, and that's the same as a quad as well. So we've been able to match our pricing to, and we have duplex ones. The 1414 would be mid five hundreds, which would be about the same as a Jacksonville duplex. So you know, I'm going off Jacksonville pricing right now, just as a sample. Sure. Okay.   Keith Weinhold  26:30   The model I looked at was seven bed, seven bath. It had two stories. The price was 325k, and it had 1800 66 square feet. Talk to us about just how profitable that it is for an investor on a pro forma income and expenses basis, Jim.   Jim Sheils  26:49   From what I've seen is if the average single family home was bringing in about $3,500, and that's a net on the year. So we're saying net, you know, cash flow on the year. Let's say it was about $3,500 on the year of a single family home that you bought. Well, your pad split property would be more closer to about 25,000 for the year. Wow! So that's a big jump. Now, with that comes a lot more rent collected, Keith. But also, and again, we can't do it here, but on the performa, there's more expenses because you have pad split. You have just very similar again. I think your analogy of a short-term rental for anyone who owns those very similar. There's more components. There's more pieces to it. There's more management. But what I did like about the performas that were first brought to us, large amount of rent collected, but also a large amount of contingency and expenses calculated in to get that number. So those are what I liked again seeing these is there's a lot of expense taken out to still reach that you know higher cash flow, but you know it's something that you will want to account for as well. You know what keeps people safe? Do your numbers. Do your numbers real. You know talk to people who have owned co-living properties, make sure that you're accounting for the extra expenses of tenants turning over more and and just more management involvement.   Keith Weinhold  28:10   Okay, so on that comparison where you likened it to a long-term rental versus this model, it's about $25,000 of annual cash flow, which is about $2,000 of monthly cash flow, and was that for the seven bed, seven bath model?   Jim Sheils  28:26   Yeah, and it would go up from there for the larger models.   Keith Weinhold  28:29   Yeah. Now, are tenants paying in advance by the week or by the month, or how does that work?   Jim Sheils  28:34   That's a key thing. They pay by the week, which I didn't realize how important that was for affordability and staying current on your rents, but from the things that I've been shown on working with Padsplit, they showed that when they charge people by the week, it's much more affordable. A lot of these people are paid weekly, so it really keeps them in good rhythm, and so they go on a weekly process.   Keith Weinhold  28:57   And is this just as conducive to out of area investors like long term turnkey rentals are?   Jim Sheils  29:03   Yeah. Well, that's why you always want to build right, finance right, manage right. You have lots of great connections. You can find a great builder that's willing to build them. You get good financing and then good management. So you don't have to live in the area, but you want to make sure someone is taking care of that for you. Again, I am going to say I know some people like to manage their own properties from afar. That can work with long-term rentals. I've done it with a few of mine when I left California and came here. From what I've seen, though, for co-living, the involvement-if you are from out of area-I would highly, highly recommend that you follow a manager process and work with a manager.   Keith Weinhold  29:43   Meaning that you would use one of PadSplits recommended managers.   Jim Sheils  29:47   I would use PadSplit with one of the preferred managers that we know well, and actually one of the managers that they highly recommend worked for our company for five years, and she's great. And for what we're. Doing, I can put a stamp of approval on it, and again, I think just seeing the involvement, these can work really well. But you want to have just like any time, but even more importantly, on these ones, you want to have management in place, especially if you're afar.   Keith Weinhold  30:14   Sure. So, what could the involvement realistically look like, Jim, if that out-of-state investor is using Pad Split and using Pad Split's recommended manager. What might that investor have to do remotely? And maybe that's just on an email basis.   Jim Sheils  30:32   You know, a lot can be done by email. Again, Keith, our goal-I don't think you should be spending more than two hours a month on managing your property manager. So again, just because there's more involvement, what I like is it doesn't mean there's more involvement for you. You're paying someone to set that up to handle it. You'll have to be involved somewhat. You are a property owner, but again, I don't see that you have to get involved with every little thing. In fact, I like to step back and not get too involved in my properties. I find like I just kind of go and stir things up. Let my manager do their thing. I'll manage certain big picture managerial things and in communication and overall just directionals. But you should not be getting overly involved. That's what their job is. You should not be doing that.   Keith Weinhold  31:18   Now I'm a turnkey real estate investor myself, as you know, with multiple properties in various states and places, and I'm used to getting monthly emails from my manager in those markets, and that is what my owner statement looks like: income and expenses and anything that's going on with the property. But that's just on a monthly basis. Are there weekly statements for co-living managers and owners?   Jim Sheils  31:42   Still rents are collected weekly, but statements still come out monthly.   Keith Weinhold  31:46   Because—   Jim Sheils  31:47   You want to, what you do is you collect all of the rents, but then again, it's easier to reconcile with all expenses and such that come out on a monthly basis. So it's done monthly.   Keith Weinhold  31:58   Are they writing common mistakes to avoid that are developing in the space, like an investor that gets in and buys their first co living property, and then they think, "Oh gosh, I wish I would have known about this thing sooner that I didn't think about because I'm only used to long term rentals. Any common mistakes to avoid pitfalls like that with co living, Jim?   Jim Sheils  32:17   Yeah, a couple of things. First, again, I can't stress enough that co living, from what I've seen and experienced, they do make money. But on the build it right, you know, going back to our build right, finance right, manage right. Just know if you're going to try one your on your own and you want to convert a home that's three bedrooms into a seven bedrooms, it is a much more tedious, involved process. Where again. Keith, like you said, are you getting things approved with the county or city? Just know that you really want to be in the know, and that's going to take some involvement. So that's my warning on if you're going to use co living and rehab your own property, financing wise. The thing that the mistakes I've seen made is people didn't see that they had higher interest rates, so you want to do that in your numbers. You know, working like with us, we're we have our own in-house financing. We're able to get it down to five and a half percent, but some of these co living banks are looking at it differently, and you might be more around 8% So you want to just do that in your numbers, and then the third pitfall, which we've you know hit on, and this is one of your real foundational rules: is management is key. And on these, where I see the biggest harm, once you get it built right and financed right, it could all fall apart if you don't have management in place. So I would just be you know some of you do it yourselfers. I have some things that I like to do it myself too, but on a more technical type of property like this, I highly encourage you get management in place to do their thing.   Keith Weinhold  33:47   For sure, it is easy to make the case that the management is even more important than the property itself. One of the things that I like about what you do there, Jim, is you're so forward-thinking and you are so into making the experience as turnkey for that investor as it can possibly be, and one of those things is as you rolled this out, you had a lot of the financing hurdles rolled out right with it. Tell us more about those in-house financing options you have that you touched on specifically for co-living, and especially I'm thinking through the lens of like that seven bed, seven bath, 325k co-living property that I saw.   Jim Sheils  34:28   Yeah, I mean it's nice with getting to be a builder of our size with a really good balance sheet. We're able to work with banks and buy large tranches of money or slate large tranches of money at cheaper rates than available to the public. You know, for our normal long-term rentals, we can get down to 3.75. That's for normal houses. You can't get that low because of risk factor. Banks still they like working with us, but we have gotten it down to five and a half percent. So right now, our most popular program is a 30-year fixed five and a half percent for co. You know, and again, a lot of people that have come to have said, "Holy moly, we were locked in at 8.15. We are getting it not as low as our lowest rate, but at a really good rate now. You know, below what's normally offered out there. So that's normal qualifying that you would have to do with any bank loan through us. And our counselors are happy to talk more about that. That's our most popular program for the co living for the seven seven. You're looking at a five and a half percent interest rate, 20 to 25% down. That is a super attractive rate. Is that something that the home builder helps participate in buying down discount points, or that the buyer is asked to do in order to get down to that rate? Working with us, well, it could go either way out in the marketplace, Keith. When working with us, we pay all of those required fees and points to get the lower rate. That's on us, not on the buyer.   Keith Weinhold  35:50   All right, we're talking about co-living properties today-a way to supercharge your cash flow. This is one of the greatest cash flow strategies in all of residential real estate today, Jim. Is there any last thing you have to tell us about co-living? Perhaps something that I did not think about asking you that I should have.   Jim Sheils  36:09   I think that's probably just what you and I talked about, like what Jim Rogers said. It's how not how I want things, but how things are. Yeah. And so for me, I held back for a few years, even when some of the founders right here in my own backyard have pad split to team up with, but I think that I couldn't picture Keith 10 years ago having a short term rental and like wait a minute I'm going to have them stay there every week and I'm going to have to furnish it you know is from the old guy doing long term rentals so I think for people just read up on it it's becoming a very interesting trend there's some very interesting statistics of why this is working, how management can be handled effectively, how to stay in compliance with your city. There's a lot of good information. This is a great starting point to our conversation today, but I don't think this niche should be ignored because the track record is already there and it is answering a need of both investors and tenants, which is pretty cool.   Keith Weinhold  37:04   It has been super intriguing to learn more about this. Jim represents one of our GRE Marketplace providers. It's been great having you back on the show.   Jim Sheils  37:13   Now, thanks for having me, Keith.   Keith Weinhold  37:20   Yeah, a really informative episode today. If you want to learn more about co-living properties, you can do so at gremarketplace.com/co-living. That's where you'll get the investment report, floor plans, financial projections, see the exact pricing, and learn more about pad split there. I've been around this space for a while, and I know investors that own co-living properties. Some other best practices that I've learned about are that you want to have limited visitation or a zero visitation policy for your co-living tenants. As we touched on, these properties can really make money, but don't try to manage them remotely. Make the house rules unusually specific. Address guests, quiet hours, smoking, drugs, pets, parking, food storage, shared bathrooms, thermostat settings, and cleaning and abandoned belongings, and enforce the rules consistently and quickly. Because one disruptive resident can cause several good residents to leave, and in co-living, retaining household harmony that is often more valuable than retaining one problem tenant. Provide professional common area cleaning. Don't expect seven or 14 unrelated adults to collectively develop some passion for wiping down the stove. That is not going to happen. Shared areas should be cleaned at least weekly. Install bedroom locks and then smart exterior locks. Give each resident private space, eliminate shared keys, and immediately revoke keys after move out. Cameras they should generally be limited to lawful exterior and entry locations, not in private spaces. Provide excellent internet in co-living, unreliable WiFi. That is practically a habitability crisis. Use business-grade equipment, strong coverage, and have a backup plan for internet. And as an investor, it's wise for you to maintain a larger repair and turnover reserve than you would for a normal long-term rental. Keep these things in mind, and it can keep seven times the cash flow from becoming seven times the headache. Again, you can get the investment report, floor plans for the very properties we discussed today, financial projections, pricing, and get more information about pad split all at. gremarketplace.com/co-living. That's gremarketplace.com/coliving. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 1  40:15   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  40:43   The preceding program was brought to you by your home for wealth building getricheduceducation.com

Competition law isn't just for antitrust lawyers anymore—it's increasingly a boardroom issue. What questions should directors be asking to ensure their companies are identifying and managing competition risk before it becomes a crisis? Julie Goshorn, whose career spans the DOJ, FTC, private practice at Arnold & Porter, and global in-house leadership at Visa, speaks with Jeny Maier and Anora Wang about why corporate boards should view antitrust as an enterprise risk alongside cybersecurity, financial controls, and compliance. Listen to this episode to learn about the board's oversight role, lessons from recent Delaware fiduciary duty cases, and the practical questions every director should be asking to help protect long-term enterprise value. With special guest: Julie Goshorn Related Links: Julie Goshorn on LinkedIn  Hosted by: Jeny Maier, Axinn and Anora Wang, Arnold & Porter

Delaware officials asked an AI company to provide more detail before authorizing on-road testing, according to Bloomberg Law. Regulators are seeking a comprehensive safety case, defined operating boundaries, and clear accountability, along with insurance and incident response plans. Other states provide benchmarks, including California's $5 million insurance requirement and reporting rules, Arizona's executive order framework, and Pennsylvania's 2022 law enabling driverless operations under oversight. NHTSA's standing crash reporting order and potential exemptions shape federal expectations for automated driving deployments. Delaware's Personal Data Privacy Act, effective January 1, 2025, adds data governance obligations for pilots. Founders should prepare RFP-grade proposals, start with controlled environments, and plan three to six months for reviews.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

Town of Tonawanda Supervisor John Flynn on whether e-bike crash at Delaware and Sheridan should prompt a return to original configuration full 451 Mon, 03 Aug 2026 08:14:00 +0000 sWId1KxFZsVtdSRVbIyU8VSKwHRxF9cT news & politics,news WBEN Extras news & politics,news Town of Tonawanda Supervisor John Flynn on whether e-bike crash at Delaware and Sheridan should prompt a return to original configuration Archive of various reports and news events 2024 © 2021 Audacy, Inc. News & Politics

Bay Shore is a multi-campus, non-denominational church based in Millsboro, Delaware, with campuses in Rehoboth Beach and Fenwick Island — one church in multiple locations.Our mission is to connect to God, connect to people, and serve our community. We've created a culture where anyone can belong before they believe, offering a home of faith to those who don't have one.Rehoboth Campus:Address: 19331 Lighthouse Plaza, Rehoboth Beach, DE 19971Sunday Services: 8:30AM, 9:45AM, 11AM (each about an hour)Environments for babies (6 weeks–Pre-K) and kids (K–5th grade) are available during each service.• • Expect live music, practical messages, and a relaxed, casual atmosphere — come as you are!

Marty sits down with developer Vinny to explore why AI agents, open source models, and permissionless protocols are converging into a new agentic economy. They unpack Buzz as a Nostr-native Slack killer, the risks of closed-source AI monopolies, and how Bitcoin Lightning enables machine-to-machine payments. From self-hosted harnesses to deterministic workflows, the conversation covers the macro shift toward decentralized intelligence, regulatory capture fears, and why Bitcoin standards like L402 matter for the future of monetary policy in an automated world. Vinny on X: https://x.com/hot_town Vinny on YouTube: https://www.youtube.com/@stealtime Vinny on Nostr: vince@getalby.com - npub1wkghz9fjpdkgwy50epxcaksqevdnrfxsj9z99pn7s2z645atrt7swscqxy Find the Home Mining Playbook here: https://www.tftc.io/home-mining-energy-playbook STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/yHGkvYxdqT Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Block: Cash App: For a limited time, new customers can get $21 added to their balance. Just use code TFTC10 when you sign up, and send at least $5 to a friend in the first two weeks. Terms apply. Bitcoin services by Block, Inc. See the Bitcoin disclosures at cash.app/legal/podcast. Square: Visit http://square.com/go/tftc for up to $200 off eligible Square hardware. Bitkey: Use code TFTC10 for 10% off the new Bitkey. Aven https://www.aven.com/bitcoin CrowdHealth https://www.joincrowdhealth.com/tftc Unchained https://unchained.com/tftc/ Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/ Disclosure: Bitcoin services are provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories, and not all services are available in all states. Bitkey is not available in New York. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Bitcoin is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. For additional information, see the Bitcoin disclosures: https://help.cash.app/btcdisclosures Get up to $200 off Square hardware when you sign up at http://square.com/go/tftc! #squarepartner. Offer expires December 31, 2026 at 11:59 pm PST. Offer for $40 off the cost of one Square Stand, $75 off the cost of one Square Terminal, $100 off the cost of one Square Handheld, or $200 off the cost of one Square Register, excluding applicable taxes. Limited to one discount per product type per seller account. Each code is limited to one redemption per account holder. Valid for new Square customers located in the US only. Offer not valid with guest checkout. Square reserves the right to modify, revoke or cancel the offer at any time. Offer cannot be combined with any other coupon. Void where prohibited, not redeemable for cash, and non-transferable. #squarepartner #blockpartner

Show Notes On this week's Yugoslav History Interlude, they say that if you want to understand any political event in Europe you have to start with the Romans... and that may well be true for the split between Tito and Stalin. After going through a few of the theories competing to explain the sudden rupture in the apparently cozy relationship between two of Europe's most prominent Communists, we zero in on the Adriatic Question - the first of a series of foreign policy entanglements that put the Yugoslavs at odds with their Russian patrons. Mobile Suit Breakdown is written, recorded, and produced within Lenapehoking, the ancestral and unceded homeland of the Lenape, or Delaware, people. Before European settlers forced them to move west, the Lenape lived in New York City, New Jersey, and portions of New York State, Pennsylvania, Delaware, and Connecticut. Lenapehoking is still the homeland of the Lenape diaspora, which includes communities living in Oklahoma, Wisconsin, and Ontario. You can learn more about Lenapehoking, the Lenape people, and ongoing efforts to honor the relationship between the land and indigenous peoples by visiting the websites of the Delaware Tribe and the Manhattan-based Lenape Center. Listeners in the Americas and Oceania can learn more about the indigenous people of your area at https://native-land.ca/. We would like to thank The Lenape Center for guiding us in creating this living land acknowledgment. You can subscribe to Mobile Suit Breakdown for free! on fine Podcast services everywhere and on YouTube, visit our website GundamPodcast.com, follow us on Twitter, Instagram, and Facebook, or email your questions, comments, and complaints to gundampodcast@gmail.com. Mobile Suit Breakdown wouldn't exist without the support of our fans and Patrons! You can join our Patreon to support the podcast and enjoy bonus episodes, extra out-takes, behind-the-scenes photos and video, MSB gear, and much more! The intro music is WASP by Misha Dioxin, the recap music Window by 1000 Handz, and the outro is Long Way Home by Spinning Ratio, all licensed under Creative Commons CC BY 4.0 licenses. All music used in the podcast has been edited to fit the text. Mobile Suit Breakdown provides critical commentary and is protected by the Fair Use clause of the United States Copyright law. Gundam content is copyright and/or trademark of Sunrise Inc., Bandai, Sotsu Agency, or its original creator. Mobile Suit Breakdown is in no way affiliated with or endorsed by Sunrise, Bandai, Sotsu, or any of their subsidiaries, employees, or associates and makes no claim to own Gundam or any of the copyrights or trademarks related to it. Copyrighted content used in Mobile Suit Breakdown is used in accordance with the Fair Use clause of the United States Copyright law. Any queries should be directed to gundampodcast@gmail.comRead transcript

James O'Beirne joins Marty to break down the critical Coldcard RNG vulnerability affecting devices produced after 2021. They discuss how insufficient entropy generation exposes private keys, why MK2, MK3, MK4, and Q users must migrate funds immediately, and how AI models accelerated the discovery. The conversation covers multisig risks, passphrase limitations, dice roll safety, and the broader collapse of trust in single-vendor hardware wallets. Essential listening for Bitcoin self-custody security. James on X: https://x.com/jamesob Find the Home Mining Playbook here: https://www.tftc.io/home-mining-energy-playbook STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/yHGkvYxdqT Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Block: Cash App: For a limited time, new customers can get $21 added to their balance. Just use code TFTC10 when you sign up, and send at least $5 to a friend in the first two weeks. Terms apply. Bitcoin services by Block, Inc. See the Bitcoin disclosures at cash.app/legal/podcast. Square: Visit http://square.com/go/tftc for up to $200 off eligible Square hardware. Bitkey: Use code TFTC10 for 10% off the new Bitkey. Aven https://www.aven.com/bitcoin CrowdHealth https://www.joincrowdhealth.com/tftc Unchained https://unchained.com/tftc/ Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/ Disclosure: Bitcoin services are provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories, and not all services are available in all states. Bitkey is not available in New York. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Bitcoin is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. For additional information, see the Bitcoin disclosures: https://help.cash.app/btcdisclosures Get up to $200 off Square hardware when you sign up at http://square.com/go/tftc! #squarepartner. Offer expires December 31, 2026 at 11:59 pm PST. Offer for $40 off the cost of one Square Stand, $75 off the cost of one Square Terminal, $100 off the cost of one Square Handheld, or $200 off the cost of one Square Register, excluding applicable taxes. Limited to one discount per product type per seller account. Each code is limited to one redemption per account holder. Valid for new Square customers located in the US only. Offer not valid with guest checkout. Square reserves the right to modify, revoke or cancel the offer at any time. Offer cannot be combined with any other coupon. Void where prohibited, not redeemable for cash, and non-transferable. #squarepartner #blockpartner

This episode is basically what happens when two gays sit down and unpack a week that should've come with a warning label. We start with a scrapbook situation that crosses the line from “cute” to “call the authorities,” then jump into the Delaware patio fiasco. Where a literal beam fell, a Karen rose, and the staff got dragged harder than a queen in a lip sync.We talk dive‑bar chicken fingers (RIP KO), charcuterie boards the size of a small nation, menthol ice nicotine pouches that taste like cigarette water (yes, really), and the ongoing saga of trying to work out without dying. There's Real Housewives, Drag Race Down Under conspiracy theories, movie reviews nobody asked for, and a root beer float pie that somehow became the star of the weekend.If you love chaos, commentary, and gays complaining with flair — this episode is your new religion.

Marijuana Commissioner Joshua Sanderlin joins Rob in the bunker to talk about his role, how the marijuana industry is currently being developed in Delaware, and how various people have been trying to hold that up.Show Notes:Video captures police pepper-spraying woman during Skinner protest on I-95Delaware Governor Signs Bill To Regulate And Tax Hemp THC DrinksDATE Arrests Townsend Woman on Drug Charges

If you're wondering how to defer taxes and diversify wealth on your stock in a meaningful way, this episode is for you. Brett Swarts builds capital gains tax exit plans. He is a real estate investment advisor, podcaster, best-selling author, and a California multi-family broker, and the founder of Capital Gains Tax Solutions and EXB Commercial Multi-Family Broker. Each year, he equips hundreds of millionaires and business professionals with the deferred sales trust tools to help solve capital gains tax deferral limitations. First, the conversation covers the basics of 1031 exchanges and Deferred Sales Trusts, including how they benefit SpaceX employees and support long-term wealth preservation. Next, it explores tax-saving strategies, the value of layering financial solutions, and how Brett uses DSTs to solve challenges like partnership dissolutions. Lastly, we unpack the power that passive income can unlock and what that might look like for you. Thanks for listening! Key Points From This Episode:Background on Brett Swarts.How Brett's business helps people create capital gains tax exit plans.The basics of a 1031 and Deferred Sales Trust.How this works for former or current SpaceX employees.Why this strategy is such a valuable option.Adopting a mindset of layering, sequencing, and compilation. Different strategies to offset income tax. Using a DST as a lifeline.How Brett provides smooth solutions to dissolving partnerships.The power of passive income. Links Mentioned in Today's Episode:Brett Swarts Brett Swarts on LinkedIn Brett Swarts on Instagram Capital Gains Tax Solutions Building a Capital Gains Tax Exit Plan Asset Management Mastery Facebook Group Invest SmartBreak of Day Capital Break of Day Capital InstagramBreak of Day Capital YouTubeGary Lipsky on LinkedIn

Anne Marie turns up missing, and her family and friends move Heaven, Earth, and a Secretary of State to get an investigation going. This episode includes AI-generated content.

Caesar Rodney is known for the many public offices he held in Delaware, and his famous ride on July 1, 1776 to cast the deciding vote declaring the U.S. independent from Great Britain.But like many founding fathers, Rodney was a slave owner and that part of his legacy led to a statue of him on Rodney Square in Wilmington to be removed in 2020 during a national reckoning with racism and police violence. This report confirms Rodney enslaved at least 26 people during his life.On this edition of History Matters, Delaware Public Media's Bente Boutiers sits down with Debbie Martin, Wilmington's Historic Preservation Planner, who worked on the report to learn more about it.

Caesar Rodney is known for the many public offices he held in Delaware, and his famous ride on July 1, 1776 to cast the deciding vote declaring the U.S. independent from Great Britain.But like many founding fathers, Rodney was a slave owner and that part of his legacy led to a statue of him on Rodney Square in Wilmington to be removed in 2020 during a national reckoning with racism and police violence. This report confirms Rodney enslaved at least 26 people during his life.On this edition of History Matters, Delaware Public Media's Bente Boutiers sits down with Debbie Martin, Wilmington's Historic Preservation Planner, who worked on the report to learn more about it.

Delaware lawmakers tried to crack down on cryptocurrency kiosks in 2026, arguing the machines had become a favorite tool for scammers targeting older adults.But despite unanimous support in the House, the legislation stalled in the Senate before lawmakers adjourned.Delaware Public Media intern Lily Grossberg examined the bill and where it'll go from here.

July 4th has come and gone, but Delaware's celebration of the nation's 250th anniversary continues. One of those celebrations is a new exhibition by the Delaware Historical Society, which pairs objects from the society's collection with student artists to ask - 250 years after the Declaration of Independence, are we living up to its promise?For this edition of Arts Playlist, Delaware Public Media's Martin Matheny spoke to Chief Curator Leigh Rifenburg about the show entitled “Objects, Ideals, & Delaware's Unfinished Revolution.”

Michael Howell joins TFTC to break down why the Fed is trapped by rising bond yields and surging nominal GDP, forcing a return to rate hikes despite market expectations. We dissect the AI capex bubble, Treasury's hidden debt monetization via bill issuance, and why global liquidity trends point to a crypto bottom by late 2026. Howell explains why Bitcoin outperforms gold as a monetary inflation hedge, how China's PBOC liquidity drives gold, and why $40 trillion national debt is just the beginning of a state-led capital war era. CrossBorder Capital on X: https://x.com/crossbordercap GLIndexes: https://www.glindexes.com/ Find the Home Mining Playbook here: https://www.tftc.io/home-mining-energy-playbook STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/yHGkvYxdqT Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Block: Cash App: For a limited time, new customers can get $21 added to their balance. Just use code TFTC10 when you sign up, and send at least $5 to a friend in the first two weeks. Terms apply. Bitcoin services by Block, Inc. See the Bitcoin disclosures at cash.app/legal/podcast. Square: Visit http://square.com/go/**tftc** for up to $200 off eligible Square hardware. Bitkey: Use code TFTC10 for 10% off the new Bitkey. Aven https://www.aven.com/bitcoin CrowdHealth https://www.joincrowdhealth.com/tftc Unchained https://unchained.com/tftc/ Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/ Disclosure: Bitcoin services are provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories, and not all services are available in all states. Bitkey is not available in New York. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Bitcoin is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. For additional information, see the Bitcoin disclosures: https://help.cash.app/btcdisclosures Get up to $200 off Square hardware when you sign up at http://square.com/go/tftc**!** #squarepartner. Offer expires December 31, 2026 at 11:59 pm PST. Offer for $40 off the cost of one Square Stand, $75 off the cost of one Square Terminal, $100 off the cost of one Square Handheld, or $200 off the cost of one Square Register, excluding applicable taxes. Limited to one discount per product type per seller account. Each code is limited to one redemption per account holder. Valid for new Square customers located in the US only. Offer not valid with guest checkout. Square reserves the right to modify, revoke or cancel the offer at any time. Offer cannot be combined with any other coupon. Void where prohibited, not redeemable for cash, and non-transferable. #squarepartner #blockpartner

Grady Memorial Hospital in Delaware is closing its labor and delivery unit, diverting patients and babies to other OhioHealth hospitals that are farther away.The facility is hardly alone. More than 20 other hospitals in the state have taken similar steps.Among the reasons: fewer babies, not enough staff, costly to operate, etc.All of this is happening in a state still grappling with high maternal and infant mortality rates. What's the answer?We're talking about the issue on this hour of All Sides.Guests:Jack Slemenda, reporter, Delaware SourceBianca Holder, manager, Maternal Infant Health Initiative, March of Dimes OhioJohn Palmer, public affairs director, Ohio Hospital Association

Tanner MacArthur joins Bad at Sports live from Door County Contemporary for a conversation that begins with secret fry sauce recipes and somehow ends with the shape of Delaware as a sandwich-eating methodology. MacArthur discusses his dual role as both artist and gallerist through his Milwaukee project space, Addendum, founded alongside James Stepanek as an extension of No Instructions Gallery. The conversation moves through contemporary painting, Midwestern DIY culture, artist-run spaces, collecting habits in the Midwest, labor history, and the strange but fertile ground between formal abstraction and dumpster diving. Tanner speaks about his own assemblage-based painting practice, his evolution from hard-edge abstraction into sculptural wall works built from salvaged materials, and his desire to reconnect with painting's possibilities through color, surface, and material experimentation. The discussion also highlights a growing generation of Milwaukee artists creating new spaces and opportunities outside traditional institutions, including apartment galleries, publishing projects, and experimental exhibition venues. Name Drops and Links: Tanner MacArthur – https://www.tannermacarthur.com/ Addendum Gallery – https://addendum.gallery/ No Instructions Gallery – https://www.noinstructs.com/ Martyna Alexander – https://www.instagram.com/martyna_alexander Meg White (artist) – https://www.meganwhite.work/ Tony Conrad – https://en.wikipedia.org/wiki/Tony_Conrad Lawrence University – https://www.lawrence.edu/ University of Wisconsin–Madison – https://www.wisc.edu/ University of Wisconsin–Milwaukee Peck School of the Arts – https://uwm.edu/arts/ Experimental Sculpture Room (ESR) – https://experimentalsculptureroom.com/ Milwaukee Art Museum – https://mam.org/ Gertrude Abercrombie – https://en.wikipedia.org/wiki/Gertrude_Abercrombie Kim Sajet – https://en.wikipedia.org/wiki/Kim_Sajet Door County Contemporary – https://www.doorcountycontemporary.com/  

Summer Season Update, Tournament Recap & Course Management Tips with Stevie P. | FairwayFit Fit Golf PodcastBrad and Greg return to the FairwayFit Fit Golf Podcast after a week off to recap two weeks of their summer season, now in the doubled-points back half. Greg shares a Delaware round at Bayside where a strong day unraveled with a 10 on 18 for an 89, while Brad posts a 76 at Stoneleigh and extends the lead. The next week Greg battles heavy wind at Castle Bay for an 87 after forgetting his shoes and buying new FootJoys, while Brad shoots a personal-best 70 with five birdies, swinging the points and adding bonus points. They also recap a shamble tournament at their home course, finishing second in gross and cashing. The episode closes with Stevie P.'s “Tips from the Pro” segment focused on course management for mid-handicappers—minimizing big numbers, forgetting par, choosing smart targets, and making committed decisions.00:00 Podcast Welcome00:48 Season Points Update01:51 Week Five Bayside Round07:30 Texas Wedge Legend09:41 Week Six Castle Bay13:42 Stoneleigh Personal Best19:23 Tournament Recap21:19 Stevie P Joins In23:14 Course Management Basics27:25 Stop Playing To Par31:20 Who Benefits Most34:11 Aggression And Misses36:45 Layup To Your Number37:22 Common Amateur Mistakes40:17 Emotion And Par Traps43:12 WELD Pre Shot Routine45:47 Tee Box Strategy Driver53:00 Fairway Targets And Dispersion57:53 Simple Short Game Choices01:03:28 Tour Pros Play Smart01:06:37 Rapid Fire And Wrap Up01:12:19 Final Takeaways And OutroCheck us out: Follow FairwayFit Golfwww.FairwayFitGolf.comYoutube:@FairwayFitGolfPodcastTwitter: @FairwayFitGolfIG: @FairwayFitGolfTik Tok: @FairwayFitGolf

Grady Memorial Hospital in Delaware is closing its labor and delivery unit, diverting patients and babies to other OhioHealth hospitals that are farther away.The facility is hardly alone. More than 20 other hospitals in the state have taken similar steps.Among the reasons: fewer babies, not enough staff, costly to operate, etc.All of this is happening in a state still grappling with high maternal and infant mortality rates. What's the answer?We're talking about the issue on this hour of All Sides.Guests:Jack Slemenda, reporter, Delaware SourceBianca Holder, manager, Maternal Infant Health Initiative, March of Dimes OhioJohn Palmer, public affairs director, Ohio Hospital Association

Amy Grant graces the show today! We discuss her upcoming concert in Glenside, PA this Saturday 8/1 (8pm), "The Me That Remains" (her first new album in 13 years), and Amy's perspective on the road she has traveled. We weave in a handful of songs to help chronicle that journey, from "Old Man's Rubble" (Amy's first-ever single) and "Sing Your Praise To The Lord" (her first #1 Christian single) to "Love Will Find A Way" (Amy's first mainstream single) and "Baby, Baby" (her first #1 mainstream single), plus the title track from Amy's new album. Part of the road Amy shared is also related to the album cover of "The Me That Remains" and includes a challenging battle the past six years regarding a church her great-grandfather purchased in downtown Nashville in 1925. The church focused on doing the work of Matthew 25 but is currently boarded up and in danger of being put on the open market. Amy and her family's hope is that a court ruling (scheduled for tomorrow--Friday July 31) will make it possible for the property to be transferred to another non-profit instead, which would allow the church to once again be used for charitable work. Your prayers for this would be much appreciated! You can find out more about Amy's concerts, music and more at www.amygrant.com :)See omnystudio.com/listener for privacy information.

When a murder ends in suicide, investigators lose one of the most important pieces of the puzzle—the person who could explain why. In this episode, I take you inside several recent murder-suicide cases from across the United States, including tragedies involving entire families, intimate partners, and parents and children. From Michigan to Oklahoma, Delaware, and Florida, these heartbreaking cases remind us that every scene tells a story, but it's the evidence that reveals what truly happened. As a forensic death investigator, I explain how investigators reconstruct these complex scenes by examining body position, injuries, blood evidence, trajectories, fire damage, digital evidence, timelines, and countless other details. When there is no suspect to interview, no trial, and often no suicide note, the investigation must rely on science, careful documentation, and the facts left behind. We'll also discuss why protective orders don't always prevent violence, why investigators avoid speculation during active cases, and why it's important to distinguish between homicide and suicide when understanding these tragedies. Throughout the episode, I share the questions investigators ask, the evidence they search for, and why the answers aren't always immediately clear. These cases are difficult to hear, but they also highlight the dedication of investigators, first responders, and forensic professionals who work tirelessly to uncover the truth for victims and their families. Join me as we explore the investigative process behind one of the most challenging types of death investigations, and the questions that often remain when murder ends in suicide.

DeShawn Lowman was one of the greatest basketball players ever at Division III Neumann University in Aston. He completed his career as the Knights all-time leading scorer. He is 4th in program history in rebounds, 8th in assists, 3rd in steals and 1st in games played. He helped lead the Knights to two Colonial States Athletic Conference titles and two appearances in the NCAA Tournament. His number #32 is retired at Neumann. These days, Lowman serves as Dean of Students at Forwood Elementary School in Wilmington, Delaware. In Episode #302 of "1-on-1 with Matt Leon," Matt welcomes Lowman in studio to talk about his career. They discuss his time in education and his current role at Forwood, look back on his success at Neumann, talk about his hopes for the future and much more. "1-on-1 with Matt Leon” is a KYW Newsradio original podcast. You can follow the show on X @1on1pod and you can follow Matt @Mattleon1060.

00:08 — Doug Tallamy is an entomologist, conservationist, and professor at the University of Delaware. He is also the co-founder of Homegrown National Park. His latest book is “How Can I Help? Saving Nature with Your Yard.” The post Fund Drive Special with Douglas Tallamy appeared first on KPFA.

In this episode, CII's General Counsel Jeff Mahoney sits down with the co-hosts of the Shareholder Primacy podcast, Ann Lipton and Michael Levin, to get their views on reincorporations. Ann and Michael illustrate what they believe should be the key considerations for a long-term shareholder when voting on whether to approve a reincorporation of a hypothetical Delaware public company to (1) Nevada, (2) Texas, and/or (3) the Cayman Islands. Ann and Michael also rank the order their preferred reincorporation destinations and explain their rationales.

Greg Kelly criticizes Dr. Anthony Fauci, accusing him of lying about his role in pandemic school closures and misusing his position for personal gain. The broadcast features a tense exchange between Senator Josh Hawley and Fauci, where the Senator alleges that the doctor used federal resources to solicit over a million dollars in cash prizes while the public suffered. Kelly also discusses the legal troubles of Bill Stevenson, the former husband of Jill Biden, claiming he is being unfairly targeted by the Biden administration for his political views. Guest Joel Gilbert joins the program to highlight alleged conflicts of interest and lack of transparency surrounding Stevenson's murder trial in Delaware

Ever struggled caring for bariatric patients? Join the co-hosts as they share their personal stories and offer practical, dignity-centered perspectives on caring for bariatric patients drawing upon the AMSN Core Curriculum. From navigating respectful care to approaching patient safety challenges, this is one conversation you won't want to miss.    Learn more about the AMSN Core Curriculum at: https://amsn.org/Practice-Resources/Core-Curriculum-for-Medical-Surgical-Nursing 182   MEET OUR CO-HOSTS Kellye' McRae, MSN-Ed, RN is a dedicated Med-Surg Staff Nurse and Unit Based Educator based in South Georgia, with 12 years of invaluable nursing experience. She is passionate about mentoring new nurses, sharing her clinical wisdom to empower the next generation of nurses. Kellye' excels in bedside teaching, blending hands-on training with compassionate patient care to ensure both nurses and patients thrive. Her commitment to education and excellence makes her a cornerstone of her healthcare team.   Marcela Salcedo, RN, BSN is a Floatpool nightshift nurse in the Chicagoland area, specializing in step-down and medical-surgical care. A member of AMSN and the Hektoen Nurses, she combines her passion for nursing with the healing power of the arts and humanities. As a mother of four, Marcela is reigniting her passion for nursing by embracing the chaos of caregiving, fostering personal growth, and building meaningful connections that inspire her work. Hayley Sweetser, MSN, APRN, AGCNS-BC, MEDSURG-BC, CPHQ, WTA-C is a Clinical Nurse Specialist in Newark, Delaware who provides support to patients and caregivers within the Acute Medicine Service Line at ChristianaCare. She is working towards reducing overall patient harm events within the service line through collaboration with bedside nurses, physicians, and other specialties. Hayley has a strong passion for medical-surgical nursing and has spent her whole nursing career in this specialty. She strives to advance medical-surgical nursing practice by encouraging alignment with evidence-based practice.   Eric Torres, ADN, RN, CMSRN is a California native that has always dreamed of seeing the World, and when that didn't work out, he set his sights on nursing.  Eric is beyond excited to be joining the AMSN podcast and having a chance to share his stories and experiences of being a bedside medical-surgical nurse.   Sydney Wall, RN, BSN, CMSRN has been a med surg nurse for 5 years. After graduating from the University of Rhode Island in 2019, Sydney commissioned into the Navy and began her nursing career working on a cardiac/telemetry unit in Bethesda, Maryland.  Currently she is stationed overseas, providing care for service members and their families.  During her free time, she enjoys martial arts and traveling.  Trish West, DNP, MSN, CMSRN, PCCN, CEN, NEA-BC, FAMSN is a passionate nurse leader whose career reflects both expertise and a heartfelt commitment to advancing patient care. Trish's credentials include being a Certified Medical Surgical Registered Nurse, Progressive and Emergency Nursing, Nursing Executive Advanced, and most recently, induction as a Fellow in the Academy of Medical Surgical Nursing. She enjoys spending time with her husband Mark and their five children. Her favorite motto, "Never underestimate the difference you can make," truly captures the spirit with which Trish approaches both professional and personal endeavors.   

Organizational leaders are often under constant pressure to deliver simple solutions in the face of deeply complex challenges, with confidence and speed. You may experience this as a kind of "either/or" decision-making, a tension between doing things this way or that way. A leader pressured to decide quickly may miss insights that emerge from sitting with the tension within the paradox they face. Amidst these dynamics, can leaders hold the possibility of "both/and"? Our guest, Wendy Smith, suggests that moving beyond reductionist thinking requires embracing the interdependent tensions of paradox. She encourages us to shift our focus from making forced choices to discovering how opposing forces can reinforce one another. Cultivating "both/and" thinking is no longer a purely theoretical exercise; it is an essential, everyday capability needed to navigate the ambiguity of our changing world, disrupt transactional habits, and build courageous, thriving communities. Dr. Wendy K. Smith is an expert in organizational behavior whose research focuses on paradox theory and how leaders navigate competing demands to drive creative solutions. She is the co-author of Both/And Thinking: Embracing Creative Tensions to Solve Your Toughest Problems. Recognized as a Thinkers50 top global management thinker and one of the most cited researchers in her field, Dr. Smith is the Dana J. Johnson Professor of Management & Faculty Director of the Women's Leadership Initiative at the University of Delaware. She will serve as a Fellow at Harvard Business School for the 2026-27 academic year. This episode Challenges the pervasive demand for immediate clarity and rapid decision-making, demonstrating how rushing to resolve ambiguity can diminish both decision quality and human dignity. Unpacks the conceptual difference between a dilemma (a choice to be made) and a paradox (interdependent, synergistic tensions, such as stability vs. change or the abstract vs. the practical). Plays with the idea of "cauliflower living"—a deep integration where a strong global economy feeds the distinct, hyper-local traditions of communities, an example of "Both/And" thinking that revitalized Fogo Island, Newfoundland. Examines how unheld uncertainty breeds a social contagion of fear, proposing building a capacity for collective courage to hold interdependent tensions rather than retreating into polarized camps. Notes 0:00 - The Curriculum of Experience: Navigating complexity and transition 5:13 - A Career Dilemma: Finding the integration between medicine and leadership 12:04 Engaging in A Paradigm Shift: Moving away from linear reduction and towards holistic and interdependent thinking 25:19 - Cauliflower Living: Fogo Island and honoring tradition through modernity 44:05 - Interlude: Reflection on learning through paradox 46:58 - The Folly of Airport Transactions: Applying paradox in everyday moments 1:01:50 - Emotional Contagion: Addressing the fear of ambiguity in within groups 1:09:08 - Final Thoughts: "Both/And" as the next core leadership practice Citations, Papers & Recommended Reading Berg, David & Smith, Kenwyn. Paradoxes of Group Life. Kerr, Steven. On the Folly of Rewarding A, While Hoping for B. Nisbett, Richard & Peng, Kaiping. The Geography of Thought. Production Credits Learning Through Experience is hosted by Dr. Heidi Brooks and produced by Emberleaf Studio. Theme music composed and performed by Bradley Kemp.

Hours before the cross, Jesus prayed for His followers, but not for what most people would expect. Rather than asking for comfort or escape from suffering, He prayed for their spiritual protection, lasting joy, and sanctification through God's truth. Join America Pray Now Leader, Josiah Alway, as he unpacks the powerful prayer of Jesus in John 17 and what it means for believers today.-------America Pray Now publishes a magazine on prayer that is free of charge and can be delivered directly to your home. You can sign up for this magazine on our website at americapraynow.comIn addition to our weekly podcast, we meet in 18 different cities every month to pray in person. Most of our in-person prayer meetings are in Virginia, and we also have meetings in Maryland, West Virginia, Delaware, North Carolina and South Carolina. See our website for times and dates at americapraynow.comYou can now hear the America Pray Now Podcast on our YouTube channel https://www.youtube.com/@AmericaPrayNow/videosEnjoy the Podcast? Let us know! Email us at podcast@americapraynow.com________________

Roughly two hours of Joe Biden's 2017 ghostwriter tapes were released over his objections — and on them he can be heard saying "I just found all the classified stuff downstairs," admitting he kept classified documents in his Delaware basement next to Hunter Biden and telling an uncleared ghostwriter to "be careful" with them. The same tapes show the cognitive decline Robert Hur cited when he declined to charge Biden, all while the media called Donald Trump a traitor over Mar-a-Lago. Larry O'Connor plays the audio CBS gave barely 60 seconds, courtesy of the Heritage Foundation's Oversight Project and the House Judiciary Committee.Become a Townhall VIP member with promo code "LARRY": https://townhall.com/subscribeSee omnystudio.com/listener for privacy information.

Dave Collum and Rudy Havenstein join Marty Bent to dissect the medical industrial complex, SNRI and statin dangers, and the total collapse of trust in institutions. They dive into Trump's broken promises, the Iran war escalation, Gaza, and the Charlie Kirk shooting narrative. The trio tears apart the AI bubble, SpaceX valuation, private credit risks, and a Fed-driven market top. Bitcoin, macro, and monetary policy dominate the conversation as they map a Fourth Turning collapse and the end of accountability. Dave on X: https://x.com/DavidBCollum Rudy on X: https://x.com/RudyHavenstein Find the Home Mining Playbook here: https://www.tftc.io/home-mining-energy-playbook STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/yHGkvYxdqT Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Block: Cash App: For a limited time, new customers can get $21 added to their balance. Just use code TFTC10 when you sign up, and send at least $5 to a friend in the first two weeks. Terms apply. Bitcoin services by Block, Inc. See the Bitcoin disclosures at cash.app/legal/podcast. Square: Visit http://square.com/go/**tftc** for up to $200 off eligible Square hardware. Bitkey: Use code TFTC10 for 10% off the new Bitkey. Aven https://www.aven.com/bitcoin CrowdHealth https://www.joincrowdhealth.com/tftc Unchained https://unchained.com/tftc/ Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/ Disclosure: Bitcoin services are provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories, and not all services are available in all states. Bitkey is not available in New York. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Bitcoin is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. For additional information, see the Bitcoin disclosures: https://help.cash.app/btcdisclosures Get up to $200 off Square hardware when you sign up at http://square.com/go/tftc**!** #squarepartner. Offer expires December 31, 2026 at 11:59 pm PST. Offer for $40 off the cost of one Square Stand, $75 off the cost of one Square Terminal, $100 off the cost of one Square Handheld, or $200 off the cost of one Square Register, excluding applicable taxes. Limited to one discount per product type per seller account. Each code is limited to one redemption per account holder. Valid for new Square customers located in the US only. Offer not valid with guest checkout. Square reserves the right to modify, revoke or cancel the offer at any time. Offer cannot be combined with any other coupon. Void where prohibited, not redeemable for cash, and non-transferable. #squarepartner #blockpartner

Interview recorded - 23rd of July, 2026On this episode of the WTFinance podcast I had the pleasure of welcoming back Liz Ann Sonders. Liz Ann Sonders is the Chief Investment Strategist at Charles Schwab, one of the most widely followed voices in markets, known for cutting through noise with rigour and clarity rather than hype.During we the conversation we spoke about the economic overview, secular shifts in the markets, economic strength, global markets and more. 0:00 - Introduction2:56 - Overview of the economy and markets4:28 - Secular shift8:10 - Market is frothy10:31 - Underperforming segments13:03 - Economic strength15:31 - No rate hike19:58 - Warsh impact25:41 - Market concerns?29:17 - Global Markets31:44 - One message to takeaway?Liz Ann Sonders has a range of investment strategy responsibilities, from market and economic analysis to investor education, all focused on the individual investor.Liz Ann is the cohost of the On Investing podcast and a keynote speaker at numerous company and industry conferences. Liz Ann is regularly quoted in financial publications including The Wall Street Journal, The New York Times, Barron's, and the Financial Times, and she appears as a regular guest on CNBC, Bloomberg, Yahoo! Finance, Fox Business News, and the Schwab Network. Barron's has named her to its "100 Most Influential Women in Finance" every year since the list's inception, and Investment Advisor has included her on the "IA 25," its list of the 25 most important people in and around the financial advisory profession. Liz Ann has been named "Best Market Strategist" by Kiplinger's Personal Finance and one of SmartMoney magazine's "Power 30." Liz Ann has also been named to Forbes' 50 Over 50.In 1999, Liz Ann joined U.S. Trust—which was acquired by Schwab in 2000—as a managing director and member of its Investment Policy Committee. Previously, Liz Ann was a managing director and senior portfolio manager at Avatar Associates, an original division of the Zweig/Avatar Group. She holds an MBA in Finance from the Gabelli School of Business at Fordham University and a B.A. in Economics and Political Science from the University of Delaware.Liz Ann Sonders Website - https://www.schwab.com/learn/author/liz-ann-sondersTwitter - https://x.com/lizannsonders?s=21&t=vCJTBKSb-nIJ8eFKe0YAxgLinkedIn - https://www.linkedin.com/in/lizannsonders?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_appWTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

Preventing DAO Governance Attacks + Building a Music DAO and AI Agent Legal Entities (with Zaal / Better Call Zaal)Adam Miller hosts Just DAO It and interviews Zaal (“Better Call Zaal”), founder of the ZAO, an on-chain music community incubator aiming to return profit-margin data and IP rights to independent artists. They discuss BonqDAO's low-turnout governance “apathy attack” and mitigations like security councils, timelocks, and ZAO's illiquid, soulbound “respect” governance tokens with extended voting/veto periods. The episode covers ENS's newly adopted security council, Cardano and Solana governance updates, MetaDAO's ownership coins and futarchy, Lido's restructuring, and Arbitrum revenue sharing. Regulatory news includes the U.S. CLARITY Act ethics dispute and SEC safe-harbor proposals. In AI agent news, Adam critiques early agent hype and highlights emerging legal structures (Marshall Islands, Delaware draft, Bermuda). Zaal explains ZAO's reputation-based governance, Wave Wars live-traded music battles that pay artists, upcoming ZAOstock in Maine, and plans for a community-weighted AI agent (“XOL/Zol Bot”) to manage funds via a legal entity.00:00 Welcome and Introductions01:11 BonqDAO Governance Attack03:11 ZAO Defense Mechanisms04:43 ENS Security Council Update07:10 Governance Rapid Fire11:58 Regulatory CLARITY Act14:17 AI Agent News and Reality Check19:03 Break and MIDAO Guide19:47 Zaal Origin Story21:21 Why Blockchain Matters23:43 Inside the ZAO Respect System25:32 Reputation Voting Challenges30:10 Progress and Community Metrics31:46 Wave Wars Explained35:24 ZAO Festivals and ZAOstock37:06 AI Agent Legal Entity Plans40:01 Where to Find Zaal and Wrap UpContact / Links:Zaal (Farcaster): zaalZaal (X): @bettercallzaalZaal (Email): info@thezao.comWave Wars: https://wavewarz.comAdam (X): @0xthrillerAdam (Farcaster): The ThrillerMIDAO (X): @MIDAODSMIDAO: https://midao.orgAI Agent incorporation guide: https://midao.org/guides

Greg Kelly talks about Trump's appearance at a White House Correspondents' Dinner, where he used humor to mock political rivals and the media. Greg also focuses on the legal troubles of Bill Stevenson, the former husband of Jill Biden, who he suggests is being unfairly targeted by the Biden family in Delaware.

Episode 300- Do Not Engage in “Maritime Salvage” Just Yet.  Also Available OnSearchable Podcast Transcript Gun Lawyer — Episode Transcript Page – 1 – of 11 Gun Lawyer — Episode 300 Transcript SUMMARY KEYWORDS New Jersey gun ban, Third Circuit Court, Second Amendment, Judge Friedman, assault firearms, large capacity magazines, Supreme Court decision, July 31 date, mandate, stay of implementation, common use, federal gun laws, interstate commerce, carry permit, socialism. SPEAKERS Teddy Nappen, Speaker 2, Evan Nappen Evan Nappen 00:18 I’m Evan Nappen. Teddy Nappen 00:20 And I’m Teddy Nappen. Evan Nappen 00:23 And this is Gun Lawyer. I need to give everyone a warning. Do NOT engage in maritime salvage from boating accidents until given the all clear. Teddy Nappen 00:39 You might find a few bodies in Jersey. Evan Nappen 00:41 Well, the reason for this is, of course, we’re all extremely excited about the Third Circuit Court of Appeals en banc decision killing and pronouncing dead the New Jersey 36-year-old ban on so-called “assault firearms” and so-called “large capacity magazines”. (https://www2.ca3.uscourts.gov/opinarch/242415p.pdf) I mean, we’ve known it’s a violation of the Second Amendment ever since the day it passed, but finally getting to this day is wonderful. Just a great day for freedom and liberty and shoving it up New Jersey’s butt. It is great. It is great. Evan Nappen 01:26 However, in practical terms, a lot of the key questions that are out there. Are we good to go? Can we buy these guns? Can we buy these mags? What’s the story? What’s the deal? I’m going to explain to you where we’re at with that, and that’s the important thing that I know a lot of you want to know. At the moment, we’ve got to just let the dust settle here because there’s certain formalities and deadlines and procedures that can happen. Yes, we have the win. We have the win. It’s a fantastic win. It’s a decision which was 10 – 5. It was brilliant. We absolutely crushed it. Page – 2 – of 11 Page – 3 – of 11 Evan Nappen 02:07 The decision was written by Judge Freeman, who, by the way, the judge who wrote this magnificent decision was a Biden appointee, and the first female judge of color. That’s right, a woman of color. The first on the Appellate Court and a Biden appointee – who is giving us this fantastic Second Amendment decision, which is restoring freedom and helping to stop oppression of our Second Amendment rights. So, you know, this is important because it’s how it should be. Those that believe in rights, whatever you might think of the bat might be their politics. It’s everybody’s Second Amendment. It’s everybody’s right. And if you’re going to follow the Constitution and you’re going to be a judge that follows the Constitution and does not goes for politics, then this is the right thing to do. So, I take my hat off to Judge Freeman. It is a great decision. Extraordinarily thorough. Evan Nappen 03:27 I understand her background was that in being a public defender as well, and I’m sure that she saw what these laws do to good people and how unfair and unbelievably stupid they are. We now see the results of all the incredible hard work that’s been done over years that got us to this point. So, we’re all just jumping for joy, and it’s really making clear that the so-called assault weapon, assault firearm bans, even across the country, are on their deathbed or are being killed and dying. Even with the U.S. Supreme Court having taken the Viramonti and Grant cases now. We’re going to get a federal Supreme Court decision that’ll come out in June 2027. This New Jersey Appeals Court decision is, of course, going to I’m sure come into play in their decision making there, and it is a great day for us for sure. Evan Nappen 04:37 However, how does it work now that we have that decision? How will it work in practical terms? This is where some patience is necessary. Some important patience is called for. And that’s because you may have heard, and if not, I’m going to mention to you, that there was an email that was sent out to dealers from the State Police Firearms Unit. It went out and it said that that essentially July 31st, July 30-first, they’re going to the this will become effective, meaning the court case effective. It was kind of weirdly written with this date, and it seemed to indicate that July 30-first, everything was going to be free flowing, and we were going to be good to go. But it wasn’t really. It basically put everyone thinking. Okay, July 31 is some kind of key date, and that’s when we’re going to know. Why would they even pick that? Like, what is going on? So let me explain that date and what’s really happening. As a matter of fact, our good friend, John Petrolino, at Bearing Arms, recently had an article that says “NJ AG Backtracks on Date of Gun and Magazine Ban’s Demise”. (https://bearingarms.com/john-petrolino/2026/07/23/nj-ag-backtracks-on-date-gun-magazine-ban-demise-n1233262) Evan Nappen 06:10 The backtracking is as follows. This is what’s going on. That July 31 date, which Bearing Arms and Petrolino got the word from Davenport’s office. Davenport is the Attorney General that is saying. “We have until July 31, 2026 to petition the court for rehearing, and then seven days later on August 7, 2026 is when the decision is effective”. So, that’s where they’re coming from. Are they going to petition for a rehearing now? Just because they petition for a rehearing doesn’t mean that a rehearing is going to get granted, and I frankly think it’s unlikely that it’s going to get granted. Page – 4 – of 11 Evan Nappen 07:08 Now, in addition to this mix, is what’s called the mandate. A good friend and colleague, who was the lead counsel and fought hard on this very case, Dan Schmutter, a great Second Amendment attorney, was speaking to John (Petrolino) and also explained that there’s this mandate. Essentially, what he said is, “The mandate is the actual order . . .” That’s the direction to the lower court to implement the ruling, and that mandate is basically an August 10t date. So, August 10 is going to be a critical date in understanding the practical aspects of when and if these firearms and magazines will again be bought, sold, and possessed in New Jersey. And that’s why we’re putting advice out about not doing any maritime salvage for any boating accidents on recovery until we have an understanding of where we’re at here. Evan Nappen 08:32 Now, there may even be a stay granted, a stay of the implementation of the mandate. That would mean we’d be in a holding pattern until that stay gets lifted. This might, in fact, happen, and then that will ride until we get the (U.S.) Supreme Court rendering its decision. New Jersey also might try to go for (U.S.) Supreme Court review, what we call certiorari, and that may end up bringing it into or making it part of or put on hold with the Supreme Court case pending in Viramontes and Grant. This is all out there in the mix. Evan Nappen 09:15 So, the number one takeaway from all this is – Don’t do anything yet. We have all the reason to be extremely happy, to be joyous, to realize that all our hard work is paying off. But at the moment, don’t take any steps yet, so that you don’t end up in a giant GOFU. And doing something now is the GOFU. That’s this week’s GOFU. This week’s GOFU, even though we normally do it at the end of the show, let me just tell you right now, the GOFU is that. Do NOT do anything different right now. Don’t buy or order magazines. Don’t possess any of the firearms that may fall under the current ban. You may be seeing things online where people are claiming that they’re buying and selling and doing. I wouldn’t be doing that right now. Even though I’m confident in our victory, it still isn’t a done deal. The old “wait till the fat lady sings” deal. Well, it applies here. There’s still the risk. And during that time period, right now, before we have the definitive legal standing, so we can say you have the green light. We’re all good. You’re taking a risk that you don’t want to take. So that is the point. Teddy Nappen 10:48 One of the things in reading the case, Dad, just kind of going through, they outline the full breakdown of using Bruen of how they essentially destroy it with the test, the two-part test. The Second Amendment plain text covers the individual’s conduct, and then clicks to the next one. And also says it must demonstrate the regulations consist of nation’s historical tradition of firearm regulation. They show the combination of this with Wolford as well. Wolford goes into the three subsidiaries where applies, what is people, all members of political community, and then goes into arms. Arms is the game because that was the whole crux was the issue of common use. That was the entire thing that the Left have been trying, the dangerous and unusual. It was clearly outlined in the opinion talking about the idea of common use, both with the AR-15s and assault firearms, but with mags as well. They even highlight that where the I almost read like Scalia, where he used to you know. If you ever read his opinions, he always joked and made like little snide remarks. It was very funny. But with the 24 million AR-15s, this Page – 5 – of 11 is right out of the case, 24 million AR-15s and similar sporting rifles, the classification that can be determined are in common use, lawful purposes, typically common standard. With a 20 to 30-round mag, up to 100 million 30-round mags in the United States, magazines are in circulation. That sets the degree of common use. Evan Nappen 12:38 Let me tell you why that’s so important. Because once common use, you have that, and it actually has a reverse burden from this case. Common use is shown. It’s done. It’s there. We, as those challenging the laws, that burden isn’t on us, and it makes it now so that the State has to demonstrate the Bruen test. So, this is very significant because of how it addresses common use. And, of course, these semi-automatic firearms and their magazines are, it’s undisputable. It’s indisputable that they’re in common use. There’s more AR-15s than there are Ford F-150s out there. So, this is great. And you know the gun rights oppressors realize that their days are numbered, don’t you think, Teddy? Don’t you think they realize that? Teddy Nappen 13:55 Well, not only that, they’re putting out newsletters crying about it. I mean, cut to right now, The Trace. Literally, they just admitted defeat right from The Trace. “New Jersey Just Lost Its Assault Weapon Ban. Here’s Why That Matters for the Rest of the Country.” (https://www.thetrace.org/2026/07/state-assault-weapons-ban-new-jersey/) They admit it. In Delaware. The challenges in Chicago. All the different ones that are currently in play to take out the assault weapon bans. They even go into that it’s been part of. It’s been, they’ve been a synonym, the assault weapons and the gun control debate. Oh, really? It just shows the outlandishness of the debate, really. Evan Nappen 14:39 Yeah. Well, they know it, and this issue for them has been such a magnificent fundraising, pearl clutching, issue for them, and it is going to be bye bye. Across the board on gun laws challenges, they are losing, losing, losing, losing. Teddy Nappen 15:07 The one thing I will say, and I always like reading the dissent. This is the mindset of the Left of how they, and pulling right from the dissent here where they go into it. The rights secured by our founders in the Second Amendment is not unlimited. They always cite that to Heller. It has never been understood that the guarantee of a right to keep and bear arms, to carry any weapon whatsoever in any manner whatsoever, or for whatever purpose. Instead, the Second Amendment allows states to ban certain types of firearms. I don’t remember that in the Second Amendment. I don’t remember those words. Evan Nappen 15:50 Well, here’s a funny little thought that occurred to me about this. Once the dust settles, and ARs and mags and semi-auto rifles and all the, you know, intrinsically evil guns that the oppressors hate. Once they’re all good to go in New Jersey, the definition of assault firearm. That term, assault firearm. That definition is still found in New Jersey law. It’s just that the ban is found to be unconstitutional. The ban, right? The prohibition. But the definition of that term is still in law. That’s found under firearm definitions. It’s found there. The ban itself is found in a different section. That’s under N.J.S. 2C:58-5.(f). It’s a Page – 6 – of 11 different section. That’s where it’s banned. It’s made a crime of the second degree to possess any of these guns without a permit to carry an assault firearm, or it having been registered or rendered inoperable. Right there in the statute. If you don’t have any of those exceptions, then you are a violator. If you violate it, if you’re convicted, you’re looking at up to 10 years in State Prison, with a minimum mandatory three and a half years. It’s draconian and insane. Evan Nappen 17:28 So, the law, the law itself, that is the ban. That’s the 39-5 law. That’s where the ban is. The definition is in 39-1. However. However, what’s very interesting is New Jersey has, under 58-5. That’s N.J.S. 2C:58-5. They have the license to carry and possess an assault firearm. Now that license to carry an assault firearm mandated two things in order to get it. One is that you first have a permit to carry a handgun, and of course, when that law was put in place, you know, there were less than 600 citizens that even had permits to carry a handgun. Now, there’s 100,000 approximately or more that have a permit to carry a handgun. So, that one has already been met. Evan Nappen 18:33 Then the other thing you had to show was that somehow it was in the public interest for you to have this. However, that standard, those standards, even the standard for carry of justifiable need, the standards have been eviscerated by Bruen. You can’t have those standards. You can’t have those standards on a carry. So, what is left in place, my friends, is an assault firearm carry license. Let that sink in. So, in other words, not only by the definition that still exists are these guns there as a list, but New Jersey has a carry permit waiting for you to obtain, so that you can carry those guns. They can no longer ban them, but they have a license to carry them that you can get. And not only will you be able to get it, you’ll be able to get it and have the guns. Because you can’t ban the guns. So, now, their carry permit that they put in to somehow work as an impossible to get exemption can now be turned against them, and can be used so that we can even get licenses to carry the list of guns that they so radically expanded to the features of the ’97 guidelines and anything substantially identical in the list of 67 guns, etc. So, their laws are going to come back, as they are, and bite them in the ass, as it should be. Keep that in mind. Teddy Nappen 20:21 It’ll be really, it would be really funny, Dad. If we somehow could interview Josh Sugarman. Just to ask him, like his literally the thing, the term that he used is now going to codify as the de facto defense to allow people to have and possess the firearms. Evan Nappen 20:39 And not just possess, but to be able to carry. Because New Jersey has a so-called assault firearm carry license. The definition of assault firearm is one statute, and the carry license is another. What the decision is invalidating is the ban, is the ban, and New Jersey has a vehicle in place already in law to apply to carry them. So, there you go. Another little tidbit to consider. Evan Nappen 21:13 And I’ll tell you something else, Teddy. I have a really important case to talk about that may even be more significant, if you can believe it. More significant than this entire battle over assault firearms. Page – 7 – of 11 Because this issue may completely wipe out the key foundation of federal gun laws. I’m gonna tell you about it in a moment. But first I want to tell you about our good friends at WeShoot. WeShoot is an indoor range in Lakewood. It’s where Teddy and I both shoot. Where we get our certifications, where we get our training, and where we love to enjoy our range time. Now WeShoot, as many of you know, has a fantastic pro shop. There are such a great bunch of folks, and they have many different programs, training, and offerings. Evan Nappen 22:12 One of the things they’re offering right now that I want to talk about, that I think is really, really great is they’re offering New Jersey carry certification, CCARE, but specifically they’re offering a course for seniors. For seniors. They have a very welcoming, senior-friendly program designed to make the process simple, comfortable, and easy to understand. With WeShoot’s extremely experienced instructors, they’re able to provide a safe and supportive and a pressure-free environment where you can build your confidence, improve your skills, and gain the knowledge necessary so you can carry responsibly. This course is really a great idea, and it is something that if you are a senior and you are looking to be able to protect yourself, because that is our right, and of course, as a senior, you know you’re not as physically capable as you used to be. Evan Nappen 23:30 This course has basic firearm safety as a component. There’s safe handling and loading, unloading, and storage techniques. They do easy to understand instruction in use of force, how to do holster safely, safety with holsters, and how to properly draw. Then you do the live fire qualification. All this is step-by-step guidance, including through the New Jersey permit application process. So, this is a great service that is being offered by WeShoot. If you or anyone you know is a senior and they want to be able to get their permit to carry, here’s a great opportunity to be introduced and learn properly, correctly, and get the credentials that you need to do it from We Shoot. Check out weshootusa.com. Their beautiful website with fantastic photography. And don’t miss the WeShoot girls when you go on their website. You’ll love it. WeShoot is the place. They’re right there, conveniently located in central Jersey. Conveniently, right off the Parkway there. Check it out. Evan Nappen 24:49 Let me also mention my book, New Jersey Gun Law. Make sure you have your copy of New Jersey Gun Law. It is the Bible of Jersey Gun Law. It’s over 500 pages, 120 topics, all question and answer. It will guide you through the insane matrix of New Jersey gun laws, and it is something that I’m looking forward to seeing be made smaller, being made a smaller volume. That’d be nice as we keep chopping away the gun laws. But New Jersey still has many of these laws to go, and you need to make sure that you don’t become a GOFU. So, go to evannappen.com, evannappen.com, and get your book today. Evan Nappen 25:37 Now, Teddy, there is a really important development taking place in the Fifth Circuit, and it’s all because of Saint Thomas. That is what we call Justice (Clarence) Thomas, one of the greatest judges on the Supreme Court, of course. He, interestingly, laid out a challenge. He laid out a challenge in the recent Supreme Court decision in (United States v.) Hemani. In Hemani, Justice Thomas said, “The Commerce Clause does not authorize Congress to ‘regulate or ban possession of any item that has Page – 8 – of 11 ever been offered for sale or crossed state lines'”. Then Thomas wrote. “Otherwise, federal commerce authority becomes “a general police power of the sort retained by the States.” Evan Nappen 26:58 Now that is a fascinating gauntlet thrown down by Judge Thomas, and it has now been picked up by the Fifth Circuit. And a great article on this by Duncan Johnson from Ammoland. The article is: “Fifth Circuit Takes Justice Thomas Up on Challenge to Federal Gun-Control Power”. (https://www.ammoland.com/2026/07/fifth-circuit-squire-922g-federal-gun-ban/?utm_source=Ammoland+Subscribers&utm_campaign=1fc1371d30-RSS_EMAIL_CAMPAIGN&utm_medium=email&utm_term=0_6f6fac3eaa-1fc1371d30-21268623) And yes, it does. Evan Nappen 27:22 Because what Thomas is doing there is going at the federal power of interstate commerce. Now, let me tell you, folks. There’s only certain powers that the federal government has, and all the other powers out there are reserved to the states. So, what are the powers of the federal government? Well, there’s three primary powers that the federal governments have. And if the laws are not founded within those powers, if the powers aren’t there, then there’s no jurisdiction for the law that the Government has passed. So, the key federal powers are the power of taxation. That’s one power. The military power. And the power of interstate commerce. Those are the powers in the Constitution given to the federal Government. All the other powers go to the states. Evan Nappen 28:24 So, you see that every federal law, every federal law, has to be based on one of those three powers. Otherwise, there’s no jurisdiction for the law. So, originally, way back, the key power that was used by the federal government were two: military and the power of taxation. And you see, the power of taxation that was the first power used to pass a national gun control law, the National Firearms Act of 1934. The NFA is based on the power of taxation. That’s why you get a tax stamp. That’s why ATF and all were originally part of Treasury. It’s all based on the Government’s power of taxation. And with the Big Beautiful Bill, the tax was made zero. So, now, in the big beautiful lawsuit, the argument is: if you’re not collecting a tax, then your jurisdiction for this, your power of taxation, doesn’t exist anymore. The law is no longer valid because it’s no longer a tax, and therefore no jurisdiction. Evan Nappen 29:44 Well, that third power, interstate commerce, that’s where you see the greatest amount of federal government abuse and overreach that ever existed. You can trace that back to the Wickard versus Filburn case. (https://supreme.justia.com/cases/federal/us/317/111/) This case had to do with a farmer growing his own food during FDR’s administration. The farmer was growing his own food for himself and for his own livestock. He didn’t sell a grain of it anywhere. And the government said, “You can’t do that. We regulate what farmers can and can’t grow.” And the farmer said, “Hey, man, this is my farm. It’s for me. It’s not for anyone else. I have a right to do it. And the court said, “Oh, well, the fact that you grow your own and don’t sell it or distribute it affects interstate commerce. Affects it. And man, that opened the door. Because then anything that affects interstate commerce, anything that has traveled in interstate commerce, anything. Broad, broad, broad. This explosion in federal power. Page – 9 – of 11 Evan Nappen 31:00 Thomas, obviously and correctly, sees that this is nuts, and wants to pull it back. And now we have a case in the Fifth Circuit, “United States versus Squire”. Again, en banc, full court, where there was a total remand back, in which the consideration is now going to be a challenge as to whether interstate commerce, whether that power, can affect simply, as in Squire’s case, which involved a felon. A convicted felon, a bad guy. Someone who, you know, is not a nice person, as our president would say. Not a nice person. However, the gun that was found in, I think it was Louisiana, the gun that was found at this guy’s place was not used in a crime. Was not used in a murder. You know, was not the element was not evidence of any offense of that. Evan Nappen 32:14 But he was charged with being a felon in possession of a firearm. The question is, is a gun that merely at some point had traveled through interstate commerce, but was no longer, you know, in interstate commerce at all. It was no longer. Just in this guy’s place, sitting in a state in in Louisiana. Does the federal government’s power of interstate commerce still apply to that, so that they can enforce a federal gun law stopping felons from possessing a gun, or is that an overreach? And this case, my friends, has the potential to remove the very foundation of federal gun laws based on interstate commerce. It is extremely, extremely important. Even the dissent recognizes that this is the case. As a matter of fact, the dissent in the Squire’s case said the court has “welcomed the possibility of finding that Congress’s Commerce Clause authority cannot support 922(g).” That’s the felon in possession prohibition. “Such a decision”, he (Judge Stephen Higginson) said, “would have massive import for federal law.” That’s right. You’re damn right it will. You’re damn right it will. And that’s what they’re afraid of. This is why the Squire case can be absolutely game-changing like no other. So, we will keep a close eye on that. Teddy Nappen 34:14 I would kind of combine that with just, from the political landscape where you see. I don’t know if you saw the Democrat Socialists. They put out that stupid manifesto where they were talking about eliminating the Senate, expanding Congress. They appoint the president. You don’t elect the president. They appoint and just abolishing our system. Evan Nappen 34:37 Oh yeah, they’re basically turning us into a dictatorship, a communist dictatorship. Teddy Nappen 34:44 I feel like that would be the ultimate check on their power. If we could really, really, truly curtail the commerce clause to not allow that much power. Evan Nappen 34:56 Oh yeah, we need to. Yeah, this is all about pulling back the federal government in its overreach. And yet something like national reciprocity, where we’re dealing with a Constitutional right and actually traveling interstate. Well, now we do have interstate commerce going on. We have crossing state lines. We have something that is so plainly a federal issue that falls under it. Whereas, when you start making an inanimate object that at some point just crossed the state line and ends up in somebody’s home. Page – 10 – of 11 They’re not traveling with it. They’re not moving with it. They’re just saying, “Hey, you know, even though it was purchased or acquired in Louisiana, but at some point it had to get to a dealer, you know, and made it to the. I mean, this is so far down the line of having any connection to it. Evan Nappen 35:55 And as Thomas points out, it basically removes the state police power, which is a power that should be reserved to the state. So, this is going to be a fascinating argument to follow, and the threat of communism through the Democrat Socialists. I mean, you know, look at what we’re looking at today, Teddy. When was the last time we saw that, you know, Democrat Socialists? You know, they want national socialism, and they combine it with Jew hate. Gee, those folks used to walk funny. I think, right? Remember them? That’s what they’re basically mirroring right now in America. Teddy Nappen 35:55 Well, it goes back to, Dad, you gotta look at the two biggest propagandist industries. You had higher education, which you know that’s, thank God Donald Trump cracked down on that hard. Where now they’re no longer be going to give out loans to. So you have to get a bat. You can get a bachelor degree in feminist basket weaving, and that’ll cut out a lot. Evan Nappen 35:55 Right, that’s a great move, too. You’re right. Teddy Nappen 35:58 And number two is Hollywood and entertainment, where they also push the socialist movement. That I think, particularly with AI and other and independent projects, are rising above and breaking the stranglehold of Hollywood. At the point now, they’re trying to fund Jersey, where Netflix is building, and you got Paramount and the others are funding it. Trying to turn into the New East Hollywood. But the main thing is McCarthy wasn’t wrong. He went overzealous, yes, but just the levels of it. There were communists in our in the in our works of the government, and here is the fruits of their labor. Evan Nappen 35:58 Well, not only that, you know, during McCarthy’s day, they tried to stay hidden. Now, they’re open about it. They’re open. Teddy Nappen 36:37 They’re proud of it. They’re bragging. They’re proud of it. Teddy Nappen 37:54 They’re wearing it. They’re bragging about it. And this is a complete antithesis to what America is all about, and nowhere ever has communism worked. Look, you know, when that wall came down in Germany, where do you think they wanted to go? You know, you don’t see people escaping. “Escaping” to communism. It’s the reverse. And once you get communism, once you elect it in, you end up having to shoot your way out. So, you know, I don’t think the overwhelming majority of Americans are that foolish. But here’s the problem. The majority of Democrats are because statistically they’re apparently in favor of socialism, which is just, you know, a euphemistic label for communism. Page – 11 – of 11 Teddy Nappen 38:54 Here’s the issue, though, Dad. It’s my generation, the next, where I think the number was like 58% are seen in favor of socialism. That’s that generation. So, you this time period will be fine. But the next generation, that’ll be where like it’s something. This is where we need to do heavy, heavy arms of propaganda. And look, the easiest way to dispel this argument – name me one country where socialism works. Tell me that. They immediately try to say the Nordic country, and then I say, okay. First of all, here’s a deal for you. We’ll completely deregulate oil, just like the Nordic countries. Our immigration policy is about around 3% and reduce the migrant population to about the size of any Nordic country. And then finally to end it all, make sure people have healthy, maintain themselves healthily, and actually watch what they’re actually eating and going into developing healthier habits, like a lot of the Nordic countries. Then get back to me on socialism. Other than that, none of that works. We are a heavily diverse nation. We have a lot of unhealthy issues. So, when I hear it, it’s just B.S., every single time. There is no. They move the goalposts and say there’s never been any true. It hasn’t worked yet because it’s not. It hasn’t been the right version. Evan Nappen 40:18 Yeah, right. Well, I don’t want to be part of that experiment. Thank you. Okay, no thanks. No, thank you. I’ll stick with our Founding Fathers. I’ll stick with the incredible quality of life that capitalism has given us. And there’s a reason why so many people want to come here. There’s a really good reason for it, and it ain’t communism. That’s for sure. Hey, the other thing. This. Yeah. Yeah. Go ahead. Teddy Nappen 40:43 No, I was gonna say. Here’s the other one. Name me once did communism ever allow for someone to take a loan to get a business started? Name me one faction of that, where someone who came from essentially the small folk being able to rise up and become millionaires and running their own businesses. Yeah, exactly. Evan Nappen 41:07 Maybe recently you heard, I just heard President Trump talking about it, and he summed it up pretty well. He said, “Communism is shit.” That’s exactly what the President said, and then he goes. His wife gets upset when he uses that word, and Reverend Falwell even wrote him once and said to him, you know, we’d prefer if he would try not to use profanity. And then Trump said he told him, the problem is that’s the word that perfectly describes communism. So, I guess if there’s any time to use the word, that’s the time to use the word. So, there you go. Evan Nappen 41:49 Hey, this is Evan Nappen and Teddy Nappen reminding you that gun laws don’t protect honest citizens from criminals. They protect criminals from honest citizens. Speaker 2 42:03 Gun Lawyer is a CounterThink Media production. The music used in this broadcast was managed by Cosmo Music, New York, New York. Reach us by emailing Evan@gun.lawyer. The information and opinions in this broadcast do not constitute legal advice. Consult a licensed attorney in your state. Downloadable PDF TranscriptGun Lawyer S5 E300_Transcript About The HostEvan Nappen, Esq.Known as “America's Gun Lawyer,” Evan Nappen is above all a tireless defender of justice. Author of eight bestselling books and countless articles on firearms, knives, and weapons history and the law, a certified Firearms Instructor, and avid weapons collector and historian with a vast collection that spans almost five decades — it's no wonder he's become the trusted, go-to expert for local, industry and national media outlets. Regularly called on by radio, television and online news media for his commentary and expertise on breaking news Evan has appeared countless shows including Fox News – Judge Jeanine, CNN – Lou Dobbs, Court TV, Real Talk on WOR, It's Your Call with Lyn Doyle, Tom Gresham's Gun Talk, and Cam & Company/NRA News. As a creative arts consultant, he also lends his weapons law and historical expertise to an elite, discerning cadre of movie and television producers and directors, and novelists. He also provides expert testimony and consultations for defense attorneys across America. Email Evan Your Comments and Questions  talkback@gun.lawyer Join Evan's InnerCircleHere's your chance to join an elite group of the Savviest gun and knife owners in America.  Membership is totally FREE and Strictly CONFIDENTIAL.  Just enter your email to start receiving insider news, tips, and other valuable membership benefits.   Email (required) *First Name *Select list(s) to subscribe toInnerCircle Membership Yes, I would like to receive emails from Gun Lawyer Podcast. (You can unsubscribe anytime)Constant Contact Use. Please leave this field blank.var ajaxurl = "https://gun.lawyer/wp-admin/admin-ajax.php";

Bitcoin analyst Matthew Mezinskis joins the show to defend the power law model against recent criticism, arguing the curve remains intact and Bitcoin is trading near historical lows relative to its trend. He breaks down why exponential models fail to capture Bitcoin's network growth, compares the power curve to stock-to-flow and Plan B projections, and examines global monetary base expansion, Fed balance sheet trends, and the intersection of Bitcoin's scalable growth with TradFi's volatile exponential debt. The discussion covers log periodic cycle analysis, generational buying levels, and what happens when Bitcoin's power trend collides with fiat's unsustainable compounding. Matthew on X: https://x.com/1basemoney Porkopolis: https://www.porkopolis.io/topmoney/ Find the Home Mining Playbook here: https://www.tftc.io/home-mining-energy-playbook STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/yHGkvYxdqT Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Block: Cash App: For a limited time, new customers can get $21 added to their balance. Just use code TFTC10 when you sign up, and send at least $5 to a friend in the first two weeks. Terms apply. Bitcoin services by Block, Inc. See the Bitcoin disclosures at cash.app/legal/podcast. Square: Visit http://square.com/go/**tftc** for up to $200 off eligible Square hardware. Bitkey: Use code TFTC10 for 10% off the new Bitkey. Aven https://www.aven.com/bitcoin CrowdHealth https://www.joincrowdhealth.com/tftc Unchained https://unchained.com/tftc/ Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/ Disclosure: Bitcoin services are provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories, and not all services are available in all states. Bitkey is not available in New York. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Bitcoin is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. For additional information, see the Bitcoin disclosures: https://help.cash.app/btcdisclosures Get up to $200 off Square hardware when you sign up at http://square.com/go/tftc**!** #squarepartner. Offer expires December 31, 2026 at 11:59 pm PST. Offer for $40 off the cost of one Square Stand, $75 off the cost of one Square Terminal, $100 off the cost of one Square Handheld, or $200 off the cost of one Square Register, excluding applicable taxes. Limited to one discount per product type per seller account. Each code is limited to one redemption per account holder. Valid for new Square customers located in the US only. Offer not valid with guest checkout. Square reserves the right to modify, revoke or cancel the offer at any time. Offer cannot be combined with any other coupon. Void where prohibited, not redeemable for cash, and non-transferable. #squarepartner #blockpartner

Show Notes This week on MSB, Rain's bored out of her mind, Domon still can't beat a tree, and Chibodee's struggling to cope with the trauma of DG Cell infection. Meanwhile his team gets back to their roots by indulging in a little software piracy... 90s style. You wouldn't download a Shining Finger, would you? Ready? Go! Mobile Suit Breakdown is written, recorded, and produced within Lenapehoking, the ancestral and unceded homeland of the Lenape, or Delaware, people. Before European settlers forced them to move west, the Lenape lived in New York City, New Jersey, and portions of New York State, Pennsylvania, Delaware, and Connecticut. Lenapehoking is still the homeland of the Lenape diaspora, which includes communities living in Oklahoma, Wisconsin, and Ontario. You can learn more about Lenapehoking, the Lenape people, and ongoing efforts to honor the relationship between the land and indigenous peoples by visiting the websites of the Delaware Tribe and the Manhattan-based Lenape Center. Listeners in the Americas and Oceania can learn more about the indigenous people of your area at https://native-land.ca/. We would like to thank The Lenape Center for guiding us in creating this living land acknowledgment. You can subscribe to Mobile Suit Breakdown for free! on fine Podcast services everywhere and on YouTube, visit our website GundamPodcast.com, follow us on Twitter, Instagram, and Facebook, or email your questions, comments, and complaints to gundampodcast@gmail.com. Mobile Suit Breakdown wouldn't exist without the support of our fans and Patrons! You can join our Patreon to support the podcast and enjoy bonus episodes, extra out-takes, behind-the-scenes photos and video, MSB gear, and much more! The intro music is WASP by Misha Dioxin, the recap music Window by 1000 Handz, and the outro is Long Way Home by Spinning Ratio, all licensed under Creative Commons CC BY 4.0 licenses. All music used in the podcast has been edited to fit the text. Mobile Suit Breakdown provides critical commentary and is protected by the Fair Use clause of the United States Copyright law. Gundam content is copyright and/or trademark of Sunrise Inc., Bandai, Sotsu Agency, or its original creator. Mobile Suit Breakdown is in no way affiliated with or endorsed by Sunrise, Bandai, Sotsu, or any of their subsidiaries, employees, or associates and makes no claim to own Gundam or any of the copyrights or trademarks related to it. Copyrighted content used in Mobile Suit Breakdown is used in accordance with the Fair Use clause of the United States Copyright law. Any queries should be directed to gundampodcast@gmail.comRead transcript

688. Joining us today are Johnette Downing and Scott Billington. Combining Johnette's celebrated career as a children's author and musician with Scott's background producing over 100 roots, blues, and Louisiana heritage albums, this powerhouse couple celebrates regional music through their children's duo program, Swamp Romp, and their broader archival and biographical projects. Now available: Liberty in Louisiana: A Comedy. The oldest play about Louisiana, author James Workman wrote it as a celebration of the Louisiana Purchase. Now it is back in print for the first time in 222 years. Order your copy today! This week in the Louisiana Anthology. "Life on the Mississippi." Mark Twain. The Mississippi is well worth reading about. It is not a commonplace river, but on the contrary is in all ways remarkable. Considering the Missouri its main branch, it is the longest river in the world—four thousand three hundred miles. It seems safe to say that it is also the crookedest river in the world, since in one part of its journey it uses up one thousand three hundred miles to cover the same ground that the crow would fly over in six hundred and seventy-five. It discharges three times as much water as the St. Lawrence, twenty-five times as much as the Rhine, and three hundred and thirty-eight times as much as the Thames. No other river has so vast a drainage-basin: it draws its water supply from twenty-eight States and Territories; from Delaware, on the Atlantic seaboard, and from all the country between that and Idaho on the Pacific slope—a spread of forty-five degrees of longitude. The Mississippi receives and carries to the Gulf water from fifty-four subordinate rivers that are navigable by steamboats, and from some hundreds that are navigable by flats and keels. The area of its drainage-basin is as great as the combined areas of England, Wales, Scotland, Ireland, France, Spain, Portugal, Germany, Austria, Italy, and Turkey; and almost all this wide region is fertile; the Mississippi valley, proper, is exceptionally so. This week in Louisiana history. July 24, 1769. Alejandro "Bloody" O'Reilly reclaimed New Orleans for Spain. This week in New Orleans history. July 24, 1947: The first streetcar on the St. Charles line was fitted with air conditioning, a welcome relief during the peak of the New Orleans summer. This week in Louisiana. COOLinary New Orleans ' Month‑Long Restaurant Specials August 1'31 Citywide New Orleans, LA Website: neworleans.com/coolinary New Orleans restaurants launch their annual COOLinary promotion on August 1, offering a full month of discounted prix‑fixe menus designed to bring locals out during the summer slowdown. More than a hundred restaurants across the city participate, from fine‑dining institutions to neighborhood favorites: Two‑course lunches: $28 or less. Three‑course dinners and brunches: $58 or less. Citywide participation: Restaurants in the French Quarter, Uptown, Mid‑City, the Marigny, and beyond. COOLinary has become one of New Orleans' most beloved summer traditions, giving locals a chance to try new spots ' or revisit classics ' at special seasonal prices. Postcards from Louisiana. Molly Ringwalds play at the Italian Heritage Festival. Listen on Apple Podcasts. Listen on audible. Listen on Spotify. Listen on TuneIn. Listen on iHeartRadio. The Louisiana Anthology Home Page. Like us on Facebook. 

Send us Fan MailA town where a cannonball is part of the museum, a harbor where money once fell from the sky, and a bike week across Iowa that's “short” but still punishingly hilly. That's the vibe as we settle back into a full-length hang after our daily Tour de France run and catch up on what we've been building, riding, and laughing about.We share a big update for anyone who likes to watch along: the show is now available on video across YouTube, Apple Podcasts, and Spotify. Then we get into the real project, a revamped Cycling Men of Leisure website designed as a central home base for the community. Think listener spotlight pages with clues, episode archives, an easier path to our free Strava club, and a simple way to send fan mail or a 60-second voice message without hunting for links.From there, we ride through Listener Spotlight Lewes, Delaware, including the unforgettable 2013 helicopter drop that scattered $10,000 over the harbor. We talk RAGBRAI 53 updates, weather swings, climbing, challenge coins, and quirky on-route moments like vow renewals mid-ride. We also trade a batch of unusual cycling stories: the “most expensive banana” disqualification, camera-glasses drama, and why the rules around recording and self-support keep getting tighter.If you're into cycling culture, endurance events, RAGBRAI, Tour de France chatter, and the kind of bike stories you only hear when nobody's in a hurry, you'll feel right at home. Subscribe, share this with a riding buddy, and leave a review so more laid-back cyclists can find the community. SupportAdam and Michael's friendship has grown through years of shared miles, challenges, and laughter on the bike. Their passion for cycling has carried them through life's twists and turns, creating a bond full of stories, jokes, and unforgettable rides. In their podcast, they bring that same spirit to the mic—sharing adventures, trading banter, and welcoming listeners into their cycling community. Whether tackling steep climbs or cruising open roads, their conversations capture the fun, friendship, and freedom that cycling brings. Tune in for stories that celebrate the ride and the camaraderie that makes it unforgettable.and Remember,It's a Great Day for a Bike Ride!https://www.facebook.com/cyclingmenofleisurehttps://cyclingmenofleisure.com/https://www.cyclingmenofleisurepodcast.com

What happens when bird flu arrives on your farm? Delaware poultry farmer and educator Georgie Cartanza shares her first hand experience of an H5N1 outbreak, the loss of 148,000 birds, and the biosecurity lessons she believes every farmer should know.You can find photos and read more about the stories in this episode on our webpage, here.With thanks to:Georgie Cartanza, University of DelawareGo to this episode on rnz.co.nz for more details

7.22.2026 #RolandMartinUnfiltered: Nolan Wells Autopsy Findings. Warnock on Affordable Housing. Kadir Skinner Bodycam Contradicts Cops. Abbott Attacks Black Voters._ Nolan Wells' independent autopsy preliminary findings pose new questions about what happened to him. We'll share what Civil Rights Attorney Ben Crump calls "significant findings." A millennial and minority-owned research firm is rolling out new polling and research about Black voters' opinions on voting rights following the Callais v. Louisiana decision and heading into the midterm elections. HIT Strategies' president will explain how they plan to get Black folks to the polls. Delaware officials have released body camera footage that seems to contradict the initial police report related to the fatal shooting of 19-year-old Kadir Skinner. The family attorney will walk us through the videos and why the cops' story doesn't add up. Republican Texas Governor Greg Abbott has a lot to say about James Talarico and Black Voters. We'll break down why Abbott doesn't know what the hell he's talking about. And I talked to Georgia Senator Raphael Warnock about voting rights and the ROAD to Housing Act, which should increase affordable housing and ease the pathway to homeownership. Black Star Network Partner: Chapter Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. ____ Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

As we've always said, Gettysburg history is fascinating. So are other parts of American history and, during America250, we're inviting you to step out of Gettysburg with us one more time as *Ask A Gettysburg Guide* heads to the American Revolution! In this live, unscripted episode, Kenneth Gavin and Ralph Siegel explore the **"Ten Crucial Days"**—from Washington's Christmas-night crossing of the Delaware through the battles of Trenton, Assunpink Creek, and Princeton, December 25, 1776–January 3, 1777. In little more than a week, a battered Continental Army turned desperation into renewed momentum and transformed the course of the war. How did Washington keep his army together? What risks made this remarkable campaign possible? Join us live, bring your questions, and take another trip beyond Gettysburg with Addressing Gettysburg. Support the Show: For the Historian https://forthehistorian.webstoreplace.com - Mention Addressing Gettysburg to get 20% off Patreon - Addressing Gettysburg Patreonhttps://www.patreon.com Addressing Gettysburg Addressing Gettysburg: Little Ground Top Coffee https://www.addressinggettysburg.com/cafe/ Equipment upkeep and replacement (among other things) is made possible by our monthly small-dollar donations to our non-profit partner, The Digital History Pioneers Foundation at www.dhpioneers.com Sincerely, Jeffrey Pasnik AG LOTY 2025

MeidasTouch host Ben Meiselas reports on Donald Trump's disastrous arrival in Dover, Delaware for the Dignified Transfer as the US is evacuated based in Middle East and bribing Arab nations with nuclear capabilities and secret US semiconductor technology after the US security umbrella in the region failed. Select Quote: Save more than 50% on term life insurance at https://selectquote.com/meidas TODAY to get started. Pre-order the new book from MeidasTouch, WTF America?!: The Way Out of This Hell and Back to Democracy, today: https://bit.ly/wtfamericayoutube Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast Cult Conversations: The Influence Continuum with Dr. Steve Hassan: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show The Ken Harbaugh Show: https://meidasnews.com/tag/the-ken-harbaugh-show Majority 54: https://www.meidastouch.com/tag/majority-54 On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Learn more about your ad choices. Visit megaphone.fm/adchoices

Conner Brown from the Bitcoin Policy Institute joins to break down AI and Bitcoin policy moving through Washington. We cover Taiwan's legislative push for Bitcoin reserves, foreign influence campaigns targeting American data centers, and why open source AI matters for crypto adoption. Plus: how AI agents are already choosing Bitcoin, the real story behind company brains and LLM workflows, and the fight to keep DC from regulating innovation out of existence. Conner on X: https://x.com/BitcoinConner Bitcoin Policy Institute: https://www.btcpolicy.org/ Find the Home Mining Playbook here: https://www.tftc.io/home-mining-energy-playbook STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/yHGkvYxdqT Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Block: Cash App: For a limited time, new customers can get $21 added to their balance. Just use code TFTC10 when you sign up, and send at least $5 to a friend in the first two weeks. Terms apply. Bitcoin services by Block, Inc. See the Bitcoin disclosures at cash.app/legal/podcast. Square: Visit http://square.com/go/**tftc** for up to $200 off eligible Square hardware. Bitkey: Use code TFTC10 for 10% off the new Bitkey. Aven https://www.aven.com/bitcoin CrowdHealth https://www.joincrowdhealth.com/tftc Unchained https://unchained.com/tftc/ Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/ Disclosure: Bitcoin services are provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories, and not all services are available in all states. Bitkey is not available in New York. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Bitcoin is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. For additional information, see the Bitcoin disclosures: https://help.cash.app/btcdisclosures Get up to $200 off Square hardware when you sign up at http://square.com/go/tftc**!** #squarepartner. Offer expires December 31, 2026 at 11:59 pm PST. Offer for $40 off the cost of one Square Stand, $75 off the cost of one Square Terminal, $100 off the cost of one Square Handheld, or $200 off the cost of one Square Register, excluding applicable taxes. Limited to one discount per product type per seller account. Each code is limited to one redemption per account holder. Valid for new Square customers located in the US only. Offer not valid with guest checkout. Square reserves the right to modify, revoke or cancel the offer at any time. Offer cannot be combined with any other coupon. Void where prohibited, not redeemable for cash, and non-transferable. #squarepartner #blockpartner

Back in May, a paper published in Nature Sustainability reignited a decades-old debate about coastal Louisiana: Should people leave? Climate researchers wrote that due to rising sea levels, coastal Louisiana has crossed the point of no return and that governments should be making plans now for places like New Orleans to relocate. Jessica Dandridge-Smith, who runs The Water Collaborative in New Orleans, speaks with Flora about why this paper sparked such a strong reaction, and how she thinks about the possibility of relocation. Then, we chat with climate scientist A.R. Siders about how we can plan for the future while taking care of our communities in the present. Guests: Jessica Dandridge-Smith is the executive director of The Water Collaborative of Greater New Orleans. Dr. A.R. Siders is an associate professor at the University of Delaware studying climate adaptations.  Other episodes you may enjoy: In Louisiana, A Chance To Study A Successful, Growing Wetland Save The Wetlands, Save The World Transcripts for each episode are available within 1-3 days at sciencefriday.com. Subscribe to this podcast. Follow our show on Instagram, TikTok, Facebook, and Bluesky @scifri and sign up for our newsletters. Got a science question that's keeping you up at night? Call us: 877-472-4374 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Popok reports on two breaking events about Trump's attempt to give control of CNN and Warner's other assets to his cronies, the Ellison Family and to get money in return. First, a California Federal Judge has issued an Emergency Temporary Injunction to block the Ellison's purchase of CNN and Warner assets. At the same time. a new Delaware suit alleges that the Ellisons are bribing Trump for regulatory approval and will ultimately give Trump in return de facto control over CNN and a big “settlement payment”! Select Quote: Get you FREE Quote today at https://SelectQuote.com today! Subscribe:  @LegalAFMTN  Pre-order the new book from MeidasTouch, WTF America?!: The Way Out of This Hell and Back to Democracy, today: https://bit.ly/wtfamericayoutube Visit https://meidasplus.com for more! Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast Cult Conversations: The Influence Continuum with Dr. Steve Hassan: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show The Ken Harbaugh Show: https://meidasnews.com/tag/the-ken-harbaugh-show Majority 54: https://www.meidastouch.com/tag/majority-54 On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Learn more about your ad choices. Visit megaphone.fm/adchoices

Average Gary joins TFTC to unpack why veterans are flocking to Bitcoin, how military skills map to mining and self-custody, and what open-source firmware like Mugina means for decentralizing hash rate. We dig into fifth-generation warfare, building robust energy microgrids, and why the Bitcoin Veterans community is becoming a force multiplier for localism and peaceful revolution. A no-nonsense conversation on war, money, and the future of freedom tech. Gary on Nostr: https://primal.net/average Bitcoin Veterans: https://bitcoinveterans.org/ Find the Home Mining Playbook here: https://www.tftc.io/home-mining-energy-playbook STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/yHGkvYxdqT Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Block: Cash App: For a limited time, new customers can get $21 added to their balance. Just use code TFTC10 when you sign up, and send at least $5 to a friend in the first two weeks. Terms apply. Bitcoin services by Block, Inc. See the Bitcoin disclosures at cash.app/legal/podcast. Square: Visit http://square.com/go/**tftc** for up to $200 off eligible Square hardware. Bitkey: Use code TFTC10 for 10% off the new Bitkey. Aven https://www.aven.com/bitcoin CrowdHealth https://www.joincrowdhealth.com/tftc Unchained https://unchained.com/tftc/ Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/ Disclosure: Bitcoin services are provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories, and not all services are available in all states. Bitkey is not available in New York. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Bitcoin is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. For additional information, see the Bitcoin disclosures: https://help.cash.app/btcdisclosures Get up to $200 off Square hardware when you sign up at http://square.com/go/tftc**!** #squarepartner. Offer expires December 31, 2026 at 11:59 pm PST. Offer for $40 off the cost of one Square Stand, $75 off the cost of one Square Terminal, $100 off the cost of one Square Handheld, or $200 off the cost of one Square Register, excluding applicable taxes. Limited to one discount per product type per seller account. Each code is limited to one redemption per account holder. Valid for new Square customers located in the US only. Offer not valid with guest checkout. Square reserves the right to modify, revoke or cancel the offer at any time. Offer cannot be combined with any other coupon. Void where prohibited, not redeemable for cash, and non-transferable. #squarepartner #blockpartner

Episode 4185 │ July 19, 2026 Washington said his men called themselves an army the way lumber calls itself a house. Unprepared for war with Britain — less one thing: their faith. WHAT THIS EPISODE COVERS Scott Kesterson and Rochelle Porto fill the gap between Lexington and Concord in April 1775 and the Declaration of Independence in July 1776 — the period nobody covers and everyone skips — tracing the Battle of Quebec in the December blizzard that killed Richard Montgomery, wounded Benedict Arnold before his betrayal, and left 400 American prisoners in British hands, alongside the prohibitory acts of December 1775 that blockaded every American merchant vessel at sea and led John Adams to declare that Britain had effectively declared independence from the colonies before the colonies declared it from Britain. The centerpiece of the episode is the Noble Train of Artillery — Henry Knox's 300-mile winter journey from Cambridge to Fort Ticonderoga and back, 59 pieces of heavy ordnance including a 5,000-pound brass cannon named Old Sable, moved by 60 men, teams of horses and oxen, across frozen rivers and mountain ridges through the same blizzard hitting Quebec, resupplied at every town by committees of safety who knew the convoy was coming and had fresh animals, food, and shelter waiting at each stop. The episode closes with Scott mapping the three pillars of colonial intelligence and organization — the Mechanics network, the committees of safety, and the Black Robe Regiment — against the current moment, arguing that the ragtag colonial force Washington inherited was the same structural problem America faces today, and that the difference between defeat and the crossing of the Delaware is almost always logistics, intelligence, and the willingness of ordinary people in ordinary towns to show up when the convoy passes through. KEY QUESTIONS ADDRESSED Why did the American invasion of Quebec fail — and what does the combination of a December blizzard, expiring enlistments, the death of Richard Montgomery by grapeshot, Benedict Arnold's leg wound, and 400 prisoners reveal about the structural limits of a colonial army organized by popularity rather than competence? What were the Prohibitory Acts of December 1775 — and why did John Adams call them Britain's own declaration of independence from the colonies, given that they placed a death sentence on every American merchant vessel at sea and made reconciliation structurally impossible? What made the Noble Train of Artillery succeed where the Quebec campaign failed — and what does Henry Knox's 300-mile winter journey, never losing a cannon, an animal, or a man, reveal about the role of the committees of safety as the logistical backbone that made every patriot operation in this period possible? ABOUT BARDSFM BardsFM is a daily independent podcast covering faith, liberty, history, and information warfare. Hosted by Scott Kesterson — combat veteran, documentary filmmaker, and rancher. Over 4,100 episodes and 50 million lifetime downloads. New episodes every weekday. bards.fm This episode was researched and produced under the Spatial Terra Intelligence Methodology (STIM v5) — the analytical framework built by Scott Kesterson — with AI-assisted research synthesis at a 70/30 human/AI authorship ratio, fully disclosed. All analysis, conclusions, and editorial judgments are those of Scott Kesterson. BardsFM's faith archive includes hundreds of episodes on prayer, scripture, and walking the Way of Christ — available free in the full episode catalog. AFFILIATE LINKS Bards Nation Health Store: www.bardsnationhealth.com MYPillow promo code: BARDS >> Go to https://www.mypillow.com/bards and use the promo code BARDS or... Call 1-800-975-2939.  EMPShield protect your vehicles and home. Promo code BARDS: Click here Treadlite Broadforks...best garden tool EVER. Promo code BARDS26: TreadliteBroadforks.com EnviroKlenz Air Purification, promo code BARDS to save 10%: www.enviroklenz.com Morning Intro Music Provided by Brian Kahanek: www.briankahanek.com Founders Bible 20% discount code: BARDS >>> TheFoundersBible.com Windblown Media 20% Discount with promo code BARDS: windblownmedia.com White Oak Pastures Grassfed Meats, Get $20 off any order $150 or more. Promo Code BARDS: www.whiteoakpastures.com/BARDS Mission Darkness Faraday Bags and RF Shielding. Promo code BARDS: Click here DONATIONS: If you wish to support this podcast directly you can donate here... DONATE: Click here MAILING ADDRESS: Xpedition Cafe, LLC Attn. Scott Kesterson 591 E Central Ave, #740 Sutherlin, OR  97479