The Wesleyan Podcast

In this podcast, brought to you by Wesleyan Financial Services, Natasha Davis, one of our B2B Partnership Account Managers talks to Specialist Financial Adviser Paul Griffiths and John Males of Watson Finance about the new ‘Making Tax Digital for Income Tax' rules that come into effect from from April 2026.   As well as giving an overview of the changes, they also discuss quarterly reporting, unchanged payment timings, compliant software, separate business banking, and how visibility supports tax and pension planning for self-employed dentists overall.   This podcast is for information only and does not constitute financial advice.   Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.  

Wesleyan Financial Services Specialist Financial Adviser Stephen Lart talks to Jawad Anjum, Founder and MD of the Stanford Group, about the work and advice that is needed to buy, build and, in some cases, ultimately sell a dental practice.   This podcast is for information only and does not constitute financial advice. Please remember the value of investments, and any income can go down as well as up and you may get back less than you invest. Tax treatment depends on your individual circumstances and may be subject to change in future. Commercial Mortgages are not regulated by the Financial Conduct Authority (FCA). Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Carly Millan-Page, one of our B2B Partnership Account Managers talks to Specialist Financial Adviser Morna Beattie and Anna Coff of EQ Accountants and about the new ‘Making Tax Digital for Income Tax' rules that come into effect from from April 2026. The chat includes discussion on income thresholds, quarterly reporting, key deadlines and how dentists can turn compliance into a strategic financial advantage. This podcast is for information only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, partnership account manager Carly Millan Page talks to specialist Financial Planner Graham Hutton, along with and Connor Bryan and Louisa Slimm of Carter Bond Solicitors, about why partnership agreements are vital for dental practices. They explain how they protect NHS contracts, define partners' roles, manage disputes, illness, or death, and safeguard business value, as well as the importance of regularly reviewing them.   This podcast is for information only and does not constitute financial advice. For more information go to https://www.wesleyan.co.uk. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Head of Dental Iain Stevenson reviews the 2025 Autumn Budget's impact on dentists along with Specialist Financial Planner Rebecca Johnson and Regional Manager Neil Richardson dental Regional Manager both of Wesleyan Financial Services.   This podcast is for information only and does not constitute financial advice.   For more information go to https://www.wesleyan.co.uk. Please remember the value of investments, and any income can go down as well as up and you may get back less than you invest. Tax treatment depends on your individual circumstances and may be subject to change in future. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Regional Manager Neil Richardson talks to Marie Williams-Cooke about what dentists need to consider about their pension and retirement planning when they move from the NHS to private practice. In particular, they look at the benefits they'll lose as part of the NHS pension scheme and how to replace them.   For more information go to https://www.wesleyan.co.uk   This podcast is for information only and doesn't constitute financial advice. Tax treatment depends on individual circumstances and may be subject to change in future. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, partnership account manager Carly Millan Page talks to specialist financial adviser Morna Beattie and Anna Coff from EQ Accountants about improving financial and tax positions for dentists in Scotland. They discuss post-SDR changes, the rise of private practice, associates buying in, and key tax considerations such as whether to operate as a limited company for efficiency.   This podcast is for information only and doesn't constitute financial advice. Please bear in mind that advice in relation to inheritance tax planning is not regulated by the Financial Conduct Authority. Tax treatment depends on individual circumstances and may be subject to change in future. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In the final part of the ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove discusses the importance of your financial plan growing with you. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part nine of ten of the financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove talks about how a clear exit strategy needs more than guesswork. Estate planning/inheritance tax: Please bear in mind that advice in relation to inheritance tax planning is not regulated by the Financial Conduct Authority. Tax treatment depends on individual circumstances and may be subject to change in future. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part eight of ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove explains how some insurance cover could actually leave you uncovered. Wesleyan Financial Services is a broker. Insurance products are provided by a number of selected insurers. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part seven of the ten financial truths every dental practice owners should know, Wesleyan Financial Services Regional Manager Simon Cosgrove explains how there are better ways to keep the best people. Wesleyan Financial Services is a broker. Insurance products are provided by a number of selected insurers. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part six of the ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove explains how you can bridge the gap from NHS to private work. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges. ‘WESLEYAN' is a trading name of the Wesleyan Group of companies. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority and is wholly owned by Wesleyan Assurance Society. Wesleyan Assurance Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Incorporated in England and Wales by Private Act of Parliament (No. ZC145). Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Practice Plan Limited (Registered in England and Wales No. 03089948). Registered office: Cambrian Works, Gobowen Road, Oswestry, Shropshire, SY11 1HS. Telephone: 01691 684120. Practice Plan Limited is an introducer appointed representative of Wesleyan Financial Services Limited. Where required by law, loans will be regulated by the Financial Conduct Authority and the Consumer Credit Act 1974. Medenta Finance Limited, authorised and regulated by the Financial Conduct Authority No: 715523. Registered in Scotland, No: SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175. Medenta act as a credit broker, not a lender and will introduce practices to V12 Retail Finance Limited for which Medenta will receive an introduction commission from Secure Trust Bank plc, V12 Retail Finance Limited's parent company. V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff CF24 5PJ. V12 Retail Finance Limited act as a credit broker, not a lender, and only offers credit products from Secure Trust Bank PLC. Not all products provided by V12 Retail Finance are regulated by the Financial Conduct Authority. Secure Trust Bank PLC trading as V12 Retail Finance are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Telephone calls may be recorded for monitoring and training purposes.

In part five of the ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove talks about when surplus funds are sleeping, it's time for a wake up call. The value of your investment can go down as well as up and you may get back less money than you invested. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part four of the ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove explains how all it takes for problems to emerge is a single domino to fall. Wesleyan Financial Services Limited is a broker and insurance products are provided by a number of selected insurers. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part three of the ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove looks at how one loose legal thread can pull apart your partnership. Wesleyan Financial Services Limited is a broker and insurance products are provided by a number of selected insurers. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part two of the ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove looks at how growing your business isn't always a straight line. Wesleyan Financial Services is a credit broker not a lender. Please note the Financial Conduct Authority (FCA) does not regulate commercial mortgages. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part one of the ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove talks about how one-size-fits-all advice doesn't fit dental practices. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Regional Manager Oonagh Morrison talks to Monica Pacult about Pension Awareness Week and some things teachers need to be aware of as they plan for retirement, whether that's imminent or still some way off. In particular, they look at the importance of understanding the benefits of the Teachers Pension Scheme and why having a financial review is so important. This podcast is for information only and doesn't constitute financial advice. Subscribe wherever you download your podcasts. For more information go to www.wesleyan.co.uk Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352.  Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Specialist Financial Adviser Richard Ollive looks at how we work hand in hand with our colleagues at Practice Plan with one of their Regional Support Managers Donna Hall. They discuss how they support dental practice owners, associates, and their teams with a wide range of financial needs, from NHS pensions and personal and commercial protection, to ensuring steady income and promoting financial wellbeing. This podcast is for information only and does not constitute financial advice. For more information go to Wesleyan.co.uk.   Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at wesleyan.co.uk/charges. Practice Plan Limited (Registered in England and Wales No. 03089948) is a part of the Wesleyan Group. Registered office: Cambrian Works, Gobowen Road, Oswestry, Shropshire, SY11 1HS Telephone number: 01691 684120. Website: www.practiceplan.co.uk.  Practice Plan Limited is an introducer appointed representative of Wesleyan Financial Services Limited.

In part two of this special podcast to celebrate South Asian Heritage Month, Jeevan Gosal, Dalbir Jubilee, Nabeel Khan and host Ajay Saini delve deeper into their family and cultural backgrounds - and almost inevitably spend a fair amount of time talking about food and the important part it plays at home and in the community.   To find out more about Wesleyan go to https://www.wesleyan.co.uk

In this special two-part podcast to celebrate South Asian Heritage Month, four Wesleyan colleagues share what the theme of 'Roots to Routes' means to them, discuss their South Asian heritage, what it means to them and how it impacts them at work, as well as at home.   Around the table are Jeevan Gosal, Dalbir Jubilee, Nabeel Khan and host Ajay Saini, who are all involved in the Employee Network Groups at Wesleyan.   To find out more about Wesleyan go to https://www.wesleyan.co.uk

In this episode, brought to you by Wesleyan Financial Services' Retirement Club, Marie Williams-Cooke talks to Specialist Financial Adviser Morna Beattie about the benefits to dentists of drip feeding pensions, which essentially means making regular payments into a pension pot rather than using large lump sums. They discuss the tax benefits of this and how much easier it is for them to plan their finances and - ultimately - their date for retirement. As a reminder, this podcast is for information only and doesn't constitute financial advice. To learn more about Wesleyan go to https://www.wesleyan.co.uk Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Monica Pacult and Oonagh Morrison, Regional Manager for our education segment, talk about why the summer break is a great time for teachers to take some time to think about their finances. This podcast is for information only and does not constitute financial advice. For more information about Wesleyan and to book an appointment with a specialist financial adviser go to www.wesleyan.co.uk Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at wesleyan.co.uk/charges.

In this podcast, brought to you by Wesleyan Financial Services, Monica Pacult and Oonagh Morrison, Regional Manager for our education segment, talk about retirement options for teachers and the plans they need to put in place so they can choose the right time to stop working and leave the classroom behind. This podcast is for information only and doesn't constitute financial advice. To find out more about Wesleyan go to Wesleyan.co.uk. Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Head of Dental Iain Stevenson and Suki Singh, Area Sales Manager at Practice Plan talk about the importance of putting partnership agreements in place. This podcast is for information only and does not constitute financial advice. For more information about Wesleyan go to wesleyan.co.uk, and to learn more about Practice Plan go to practiceplan.co.uk. Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at wesleyan.co.uk/charges.  

In this episode, brought to you by Wesleyan Financial Services, Carly Millan Page talks to specialist financial adviser Graham Hutton, Jonathan Wilson, director of medical at Christie & Co and Shaun Watts, head of unsecured and asset finance at Christie Finance to discuss how dentists can successfully plan for the sale of their practice for retirement. This podcast is for information only and doesn't constitute financial advice. Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Monica Pacult talks to Specialist Financial Adviser Will Adams about income protection for teachers. You can find out more about Wesleyan at https://www.wesleyan.co.uk and listen and subscribe to The Wesleyan Podcast at: Apple Spotify Amazon / Audible Podbean Bear in mind the value of investments can go down as well as up and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in future. Wesleyan Financial Services is a broker and insurance products are provided by a number of selected insurers. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Monica Pacult talks to Specialist Financial Adviser Oonagh Morrison about how important it is for teachers to get into the habit of saving and investing for the future, and how to make it possible no matter what their income. This podcast is for information only and doesn't provide either financial or business advice. You can find out more about Wesleyan at www.wesleyan.co.uk and listen and subscribe to The Wesleyan Podcast at: Apple Spotify Amazon / Audible Podbean Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in future. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Marie Williams-Cooke talks to regional manager Neil Richardson and B2B Account Manager Carly Millan Page talk about how important it is for dentists to take an overall look at their business and personal finances as they plan for the future. They cover aspects of financial planning and how Wesleyan works with other partner organisations, such as lawyers, accountants and lenders to ensure dental customers get the best possible outcomes. This podcast is for information only and doesn't constitute financial advice. To find out more about Wesleyan and to book an appointment go to http://www.wesleyan.co.uk. Charges may apply. Learn more about our charges at http://www.wesleyan.co.uk/charges. Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services is a broker and insurance products are provided by a number of selected insurers. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you.

In this episode, brought to you by Wesleyan Financial Services', Marie Williams-Cooke and our Head of Dental Iain Stevenson explore the concept of the ‘nest egg' and its significance for dental professionals, and provide valuable insights into effective saving strategies. From inflation impacts to investment options, they discuss how to build a robust financial plan for your future. This podcast is for information only and does not constitute financial advice. To find out more go to wesleyan.co.uk.   Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in future. Wesleyan Financial Services is a broker and insurance products are provided by a number of selected insurers. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Specialist Financial Adviser Stephen Lart and Practice Plan Regional Support Manager Emma Flunt, talk to Marie Williams-Cooke about some of the key points that came out of the Chancellor's recent Spring Statement and what it might mean for dentists and dental practice owners.   This podcast is for information only and doesn't constitute financial advice. To find out more, go to wesleyan.co.uk.   Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in future. Wesleyan Financial Services is a broker and insurance products are provided by a number of selected insurers. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Laura Whyte talks to HR and Employment Solicitor Sarah Buxton about research carried out by Wesleyan about the financial concerns faced by female dentists. This podcast is for information only and doesn't constitute advice. For more information about Wesleyan go to www.wesleyan.co.uk Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services is a broker and insurance products are provided by a number of selected insurers. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Monica Pacult talks to Regional Manager Glen Roberts about the kinds of things teachers and educators need to know before the tax year end. In particular they'll be looking at how they can make the most out of any tax allowances, in particular around ISA savings and pensions. For more information go to www.wesleyan.co.uk.   This podcast is for information only and doesn't constitute financial advice. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in future. Wesleyan Financial Services is a broker and insurance products are provided by a number of selected insurers. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services' Retirement Club, Marie Williams-Cooke talks to Regional Manager Simon Cosgrove about how dental practice owners can start planning their exit strategy as they approach retirement.   This podcast is for information only and doesn't constitute financial advice. Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services is a broker and insurance products are provided by a number of selected insurers. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Marie Williams-Cooke talks to Regional Manager Simon Cosgrove about how dentists keep hold of their hard-earned income in a tax efficient way. You can find out more about Wesleyan at www.wesleyan.co.uk and listen and subscribe to The Wesleyan Podcast at: Apple Spotify Amazon / Audible Podbean   This podcast is for information only and doesn't constitute financial advice. Tax treatment depends on individual circumstances and may be subject to change in future. Inheritance Tax planning is not regulated by the Financial Conduct Authority (FCA). Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services is a broker and insurance products are provided by a number of selected insurers. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Monica Pacult talks to Specialist Financial Adviser Will Adams about financial planning for teachers. They cover the most commonly asked questions teachers have about their pensions and retirement, from when can they retire to what benefits do they have as part of the Teachers Pension Scheme if they suddenly fell ill. This podcast is for information only and isn't financial advice. Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services is a broker and insurance products are provided by a number of selected insurers. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Monica Pacult and Regional Manager Oonagh Morrison talk about the value of financial advice for teachers.   They consider the kinds of plans financial advisers can come up with during a financial review, what solutions could be best for customers, and why it's important to speak to someone well before retirement comes around.   This podcast is for information only and doesn't constitute financial advice. Charges may apply. Learn more about our charges at wesleyan.co.uk/charges. Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services is a broker and insurance products are provided by a number of selected insurers. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you.

Wesleyan Financial Services Regional Manager Simon Cosgrove talks to Monica Pacult about the recent Autumn Budget and what it might mean to dentists across the country. They'll cover the big issues like the changes to Employers National Insurance Contributions and capital gains tax as well as other measures you might have missed and how they will impact on the day to day lives of dentists and their practices.   This podcast is for information only and doesn't provide either financial or business advice. You can find out more about Wesleyan at www.wesleyan.co.uk and listen and subscribe to The Wesleyan Podcast at: Apple Spotify Amazon / Audible Podbean Please bear in mind that advice in relation to inheritance tax planning is not regulated by the Financial Conduct Authority. Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services is a broker and insurance products are provided by a number of selected insurers. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at wesleyan.co.uk/charges.  

In this episode, brought to you by Wesleyan Financial Services' Retirement Club, Regional Managers Wendy Baillie and Simon Cosgrove, as well as Mike Blenkham from accountancy firm UNW, discuss how to ensure your financial position is in the best possible place when you come to retire.   This podcast is for information only and doesn't constitute financial advice. Please bear in mind that advice in relation to inheritance tax planning is not regulated by the Financial Conduct Authority. Tax treatment depends on individual circumstances and may be subject to change in future.   ‘WESLEYAN' is a trading name of the Wesleyan Group of companies. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority and is wholly owned by Wesleyan Assurance Society. Wesleyan Assurance Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Incorporated in England and Wales by Private Act of Parliament (No. ZC145). Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you.

In this episode, brought to you by Wesleyan Financial Services, Regional Manager Simon Cosgrove talks to Mike Blenkham from accountancy firm UNW about why it's important for dentists to understand the goodwill value of their practice and why it's one of the biggest assets they have.   This podcast is for information only and doesn't provide either financial or business advice. You can find out more about Wesleyan at https://www.wesleyan.co.uk. Tax treatment depends on individual circumstances and may be subject to change in future. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you.

Iain Stevenson, Wesleyan Financial Services Head of Dental and Regional Manager Neil Richardson are joined by Christie & Co's Head of Dental, Joel Mannix. Christie & Co are a specialist business property adviser to dental professionals and this conversation covers their Dental Market Review and what they, and we here at Wesleyan, are hearing about what's currently impacting practices around the country and what help is available to them. As always, this podcast is for information only and doesn't provide either financial or business planning advice. For more information about Wesleyan go to https://www.wesleyan.co.uk. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR.Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you.

Wesleyan Financial Services Specialist Financial Adviser Karen Watson-Brown talks to Monica Pacult about retirement planning for dentists, in particular looking at the option of partial retirement versus retiring, then returning to work and how both options will impact pensions.   For more information go to https://www.wesleyan.co.uk.   This podcast is for information purposes only and does not constitute financial advice.  Tax treatment depends on individual circumstances and may be subject to change in the future. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Calls may be recorded to help us provide, monitor and improve our services to you.

Graham Leyfield, Wesleyan Financial Service's Group Locum Account Manager talks to Regional Manager for our medical customers Paul Forder and Kabir Ahmed, Wesleyan's GI Commercial Manager about commercial issues impacting GPs and how Wesleyan is here to help them. For more information go to https://www.wesleyan.co.uk. This podcast is for information purposes only and does not constitute financial advice. Bear in mind the value of investments can go down as well as up, meaning you may get back less than you invest. Capital at risk. Tax treatment depends on individual circumstances and may be subject to change in the future. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you.

In this episode, brought to you by Wesleyan Financial Services, Head of Division Alec Collie and Regional Manager Wendy Bailie discuss the differences in the various asset classes for those who are looking to make investments. They'll take you from cash, which is linked to the changes of interest rates, right up to investing in equities and the stock market. They'll also explain how you can invest your money and the various vehicles and wrappers involved.   For more information go to https://www.wesleyan.co.uk.   This podcast is for information only and doesn't constitute financial advice. Bear in mind the value of investments can go down as well as up, meaning you many get back less than you invest. Capital at risk. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you.

In this episode, brought to you by Wesleyan Financial Services, we take our first look at the new Labour government and how the changes after the general election will impact dentists and their practices. It is presented by Wesleyan Financial Services' Head of Dental Iain Stevenson and Nigel Jones, Sales Director of the Practice Plan Group, which is part of Wesleyan. For more information go to Wesleyan.co.uk and PracticePlan.co.uk. This podcast is for information only and doesn't constitute financial advice. Bear in mind the value of investments can go down as well as up, meaning you many get back less than you invest. Capital at risk. Tax treatment depends on individual circumstances and may be subject to change in the future. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Calls may be recorded to help us provide, monitor and improve our services to you.

  In this episode, brought to you by Wesleyan Financial Services, Specialist Financial Adviser for dental professionals, Paul Barnfather talks to to Connor Bryan from Carter Bond Solicitors about issues surrounding NHS contracts when principal dentists start planning for their retirement.   This podcast is for information only and doesn't provide either financial or business advice. You can find out more about Wesleyan at www.wesleyan.co.uk and listen and subscribe to The Wesleyan Podcast at: Apple Spotify Amazon / Audible Podbean   Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Calls may be recorded to help us provide, monitor and improve our services to you.

In this episode, brought to you by Wesleyan Financial Services, Carly Millan Page, one of our business to business account managers, will talk you through how she works to bring businesses and suppliers, such as lawyers and accountants, together with our dental practice clients. This podcast is for information only and doesn't constitute financial or business advice. For more information go to www.wesleyan.co.uk Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Calls may be recorded to help us provide, monitor and improve our services to you.

In this episode, brought to you by Wesleyan Financial Services, Monica Pacult talks to Wesleyan Financial Services Specialist Financial Adviser Morna Beattie about what life's like for NHS Dentists and their finances in Scotland. They cover the various tax bands in Scotland, the importance of financial planning and some of the main topics dentists are contacting us to talk about.   Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Calls may be recorded to help us provide, monitor and improve our services to you.

In this week's edition, brought to you by Wesleyan Financial Services, WFS Head of Division Alec Collie and Regional Manager Wendy Baillie talk about retirement and pensions for medics.    The pair of them answer some of the most asked questions we get from medics covering everything from changes to the NHS Pension Scheme to the big one - when can I retire.   This podcast is for information only and does not constitute financial advice. For more information go to www.wesleyan.co.uk.   The tax treatment depends on the individual circumstances of each client and may be subject to change in future. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Calls may be recorded to help us provide, monitor and improve our services to you.

This episode, by Wesleyan Financial Services, covers what happens to your estate when you die.   It covers everything from from inheritance tax to working out what will happen to your practice or business   This podcast is for information only and doesn't constitute financial advice. To talk to a Wesleyan Financial Services Specialist Financial Adviser go to www.wesleyan.co.uk.   Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Please bear in mind that advice in relation to Inheritance Tax planning is not regulated by the Financial Conduct Authority. Tax treatment depends on individual circumstances and may be subject to change in the future. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you.

In this edition, Iain Stevenson, Wesleyan Financial Services Head of Dental, talks to Steve O'Connor, Associate Director of Christie & Co, a specialist business property adviser to dental professionals.   They discuss Christie & Co's recently published Business Outlook and what it means for dentists and their business and personal finances.   This podcast is for information only and doesn't provide either financial or business advice.   You can find out more about Wesleyan at www.wesleyan.co.uk and listen and subscribe to The Wesleyan Podcast at: Apple Spotify Amazon / Audible Podbean Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Calls may be recorded to help us provide, monitor and improve our services to you.