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When we ended last episode a mounted patrol had stumbled on the main Zulu army of twenty thousand men which had which had hunkered down in the Ngwebeni Valley north east of Isandlwana. The British had been conducting patrols both north and south of the sphinx shaped mountain, and had been following a group of Zulu who were foraging mielies and cattle for the huge army. Looking down on this huge force, the shocked British patrol had opened fire on the warriors from their vantage point and galloped away to warn Lieutenant Colonel Pulleine back at Isandlwana about the impending threat. The effect of the fusillade on the Zulu warriors was instantaneous. Their discipline, shattered. Huddled in silence for hours they had been informed that the day of the attack would come on Thursday 23rd January, because the 22nd was the first day of the new moon - the day of the dead moon — the unmyuama or blackness when dark spiritual forces lurked close to the fragile membrane which separated the living and the dead. None of the warriors had been prepared for battle through the customary rituals, they had not been drawn up on a circle and sprinkled with medicines to ward off the unmyama, nor had they been addressed by their commanders. Thus no orders were given to attack on the 22nd — and despite the fear of unmyama, Ntshingwayo kaMahole Khoza's men responded to a perfect moment. The uMcijo regiment broke ranks, joined by the uNokhenke, uDududu, iSanqu and imbibe who stood up and moved off at a rapid pace towards the Nyoni Heights, along with the umBonambi, iNgobamakosi and uVe. Their commanders, Ntshingwayo and Mavumengwana kaNdlela Ntuli tried to intercept these warriors, but they failed. Other regiments like the uTHulwana, iNdluyengwe, iNdlondlo and uDloko which had bivouacked further downstream in the Ngwebeni valley on the Zulu left remained seated. But the moment was too much for one of the more fiery induna's of the uThulwana, Qethuka kaManqondo — the son of the Magwaza chief — he also broke away, sprinting after the uMcijo. The Zulu commanders worked quickly to settle the rest of the army - and pulled the remaining warriors into battle order, then marched off well behind those who had broken ranks. They used a depression behind the Nyoni heights to obscure their movements from the British down at Isandlwana. Remarkably, the Zulu left had now become the Zulu right, the Right were now in the centre, and the centre had been pushed to the left. Meanwhile, Lieutenant Colonel Anthony Durnford's mounted reconnaissance patrol were beating a hasty retreat to Isandlwana. His sortie had always been ill-considered. If you recall last episode, Lord Chelmsford had ordered him to shore up the Isandlwana defenses, instead, he'd arrived on the morning of the 22nd and taken off in pursuit of some glory determined to throw himself and his men into the thick of fighting. Back at the British camp, Lieutenant Colonel Pulleine was informed just after midday that the Zulu army was on it's way, Theophilus Shepstone junior relayed the information. Even today, there are acoustic peculiarities of the countryside around iSandlwana which can possibly be explained by the sharp hills and the rolling broken countryside. Sounds appear to bounce off the hills, echoing oddly, seemingly arriving in unexpected directions. During many re-enactments of the battle there, rifle volleys snap back and forth, providing almost no clue about the direction of fire. The sounds of these initial skirmishes merely confused those at Isandlwana. Reports were being fed back from the vedettes, the mounted scouts on the hills, including those high up on Isandlwana itself. “The enemy are in three columns” was one … another “The enemy are in force behind the hills on the left..” And then “the enemy are retiring in every direction…” It was one just before midday that was spot on .. but by then the flood of half accurate reports drowned it out.
When we ended last episode a mounted patrol had stumbled on the main Zulu army of twenty thousand men which had which had hunkered down in the Ngwebeni Valley north east of Isandlwana. The British had been conducting patrols both north and south of the sphinx shaped mountain, and had been following a group of Zulu who were foraging mielies and cattle for the huge army. Looking down on this huge force, the shocked British patrol had opened fire on the warriors from their vantage point and galloped away to warn Lieutenant Colonel Pulleine back at Isandlwana about the impending threat. The effect of the fusillade on the Zulu warriors was instantaneous. Their discipline, shattered. Huddled in silence for hours they had been informed that the day of the attack would come on Thursday 23rd January, because the 22nd was the first day of the new moon - the day of the dead moon — the unmyuama or blackness when dark spiritual forces lurked close to the fragile membrane which separated the living and the dead. None of the warriors had been prepared for battle through the customary rituals, they had not been drawn up on a circle and sprinkled with medicines to ward off the unmyama, nor had they been addressed by their commanders. Thus no orders were given to attack on the 22nd — and despite the fear of unmyama, Ntshingwayo kaMahole Khoza's men responded to a perfect moment. The uMcijo regiment broke ranks, joined by the uNokhenke, uDududu, iSanqu and imbibe who stood up and moved off at a rapid pace towards the Nyoni Heights, along with the umBonambi, iNgobamakosi and uVe. Their commanders, Ntshingwayo and Mavumengwana kaNdlela Ntuli tried to intercept these warriors, but they failed. Other regiments like the uTHulwana, iNdluyengwe, iNdlondlo and uDloko which had bivouacked further downstream in the Ngwebeni valley on the Zulu left remained seated. But the moment was too much for one of the more fiery induna's of the uThulwana, Qethuka kaManqondo — the son of the Magwaza chief — he also broke away, sprinting after the uMcijo. The Zulu commanders worked quickly to settle the rest of the army - and pulled the remaining warriors into battle order, then marched off well behind those who had broken ranks. They used a depression behind the Nyoni heights to obscure their movements from the British down at Isandlwana. Remarkably, the Zulu left had now become the Zulu right, the Right were now in the centre, and the centre had been pushed to the left. Meanwhile, Lieutenant Colonel Anthony Durnford's mounted reconnaissance patrol were beating a hasty retreat to Isandlwana. His sortie had always been ill-considered. If you recall last episode, Lord Chelmsford had ordered him to shore up the Isandlwana defenses, instead, he'd arrived on the morning of the 22nd and taken off in pursuit of some glory determined to throw himself and his men into the thick of fighting. Back at the British camp, Lieutenant Colonel Pulleine was informed just after midday that the Zulu army was on it's way, Theophilus Shepstone junior relayed the information. Even today, there are acoustic peculiarities of the countryside around iSandlwana which can possibly be explained by the sharp hills and the rolling broken countryside. Sounds appear to bounce off the hills, echoing oddly, seemingly arriving in unexpected directions. During many re-enactments of the battle there, rifle volleys snap back and forth, providing almost no clue about the direction of fire. The sounds of these initial skirmishes merely confused those at Isandlwana. Reports were being fed back from the vedettes, the mounted scouts on the hills, including those high up on Isandlwana itself. “The enemy are in three columns” was one … another “The enemy are in force behind the hills on the left..” And then “the enemy are retiring in every direction…” It was one just before midday that was spot on .. but by then the flood of half accurate reports drowned it out.
LEVITICUS 8 — THE CONSECRATION OF THE PRIESTHOOD (PART 2)“Cleansing, Order, Authority, and Covenant Service”Teachers: Kerry & Karen BattleAhava ~ Love AssemblyThis is Part Two of our Leviticus 8 teaching series.In Part One, we covered:The Summoning of the Congregation (Lev 8:1–4)The Washing of the Called (Lev 8:5–6)The Garments of Order and Responsibility (Lev 8:7–9)The Oil of Authorization (Lev 8:10–12)In this lesson, we pick back up at Section 5 and move deeper into the cost of consecration, the role of blood, sacrifice, endurance, and covenant participation.This is not ceremony.This is covenant authorization.This is how Yahuah establishes His priesthood.---WHAT WE COVER IN PART TWO5. The Sin Offering: Inner AlignmentLeviticus 8:14–17Before serving others, the inner condition must be addressed.Leadership magnifies what is hidden within.Atonement restores alignment before responsibility.---6. The Burnt Offering: Total SurrenderLeviticus 8:18–21The burnt offering represents complete surrender.Partial obedience is rejected.Consecration touches every area of life.---7. Blood on Ear, Hand, and FootLeviticus 8:22–24Hearing, doing, and walking are sanctified.What Israel hears, how she serves, and where she walks must align with Torah.---8. Offerings in Their Hands: Covenant ParticipationLeviticus 8:25–29No one appears before Yahuah empty.Participation reveals covenant loyalty.Giving reflects alignment, not coercion.---9. Seven Days at the Door: Endurance in ObedienceLeviticus 8:30–36Consecration requires remaining until Yahuah completes the charge.Leaving early disrupts covenant order.Faithfulness is proven over time.---WHY PART TWO MATTERSHoliness is testedObedience is provenEndurance is requiredAuthority is revealedCovenant order is enforcedLeviticus 8 shows that calling without discipline is dangerous, and authority without obedience is unstable.---SCRIPTURE REFERENCES FOR STUDYLev 8 • Ex 28–30 • Ex 29 • Lev 16 • Num 3 • Num 18Ps 24 • Ps 132 • Isa 61 • Ezek 44 • John 15 • Rom 12 • Heb 5Every section is taught precept upon precept.---
f you've been trying emotional healing to heal trauma or chronic illness but feel like you're getting worse, you are not alone. In this raw, unscripted video, I break down why jumping straight into trauma work can backfire, and all the other pits people can fall into, based on working with over 2000 clients Healing from trauma, Chronic Fatigue Syndrome (ME/CFS), Long Covid, and chronic pain requires more than just "thinking positive." It requires deep somatic healing and nervous system regulation. If you are struggling with , or trapped trauma, this video explains the biological reality of why the process is so difficult and how to navigate it without re-traumatizing yourself.
Sorry about the partial recording! Our recording hardware gave out on us!
Ever wonder how a website knows your credit card number is "invalid" before you even hit the submit button? In this commando-style holiday episode, Pete and Noah dive into the secrets of Luhn's Algorithm, a clever approach that uses simple arithmetic to validate sequences of digits. Leave us a voice message Find us on Twitter Send us an email
DOJ says it will release more documents related to the Epstein investigation even as it faces backlash for partial disclosures so far. Plus, Turning Point USA's flagship event puts an unwelcome spotlight on the splits inside MAGA. And, Paramount doesn't back down from the Warner Bros. Discovery rejection as it raises the stakes with a "personal guarantee" form Larry Ellison. Susan Glasser, Peter Baker, Daniella Diaz, Tim Miller, Dan Nathan, Rohit Chopra, and Joseph Kahn join The 11th Hour this Monday night. To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Scrutiny grows over missing Epstein files, partial drop To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Join Gary and one of our design consultants Aaron Whaley as they talk about partial kitchens! They talk about all things about designing a partial kitchen, keeping cabinetry, keeping the layout of the kitchen, and even changing the minor layout of the kitchen. Changing the countertops, even what goes into changing the flooring, and so much more!
Deputy Attorney General Todd Blanche is defending the Justice Department's decision to release just a small fraction of the Jeffrey Epstein files. AP correspondent Donna Warder reports.
Deputy Attorney General Todd Blanche defended the U.S. Justice Department's handling of the Jeffrey Epstein files, saying only a portion were released by the congressional deadline to protect survivors of sexual abuse.
David Shedd outlines strategies to counter Chinese espionage, advocating for "partial decoupling" to protect critical technologies like semiconductors and AI. He argues for modernizing legal deterrence to prosecute theft effectively and warns that Chinese platforms like DeepSeek harvest user data to advance their "Great Heist" of American wealth. 1950 RED ARMY
“Cleansing, Order, Authority, and Covenant Service”Teachers: Kerry & Karen BattleAhava ~ Love AssemblyWelcome to Leviticus 8. This chapter records the public consecration of the priesthood and establishes the covenant process by which Yahuah sets men apart for service at His altar.This is not ceremony.This is covenant authorization.This is how Yahuah preserves holiness, leadership, and order in Israel.---WHAT YOU WILL LEARN TODAY1. The Summoning of the CongregationLeviticus 8:1–4Consecration begins with obedience to Yahuah's command to gather.A scattered people cannot be ordered.Covenant formation requires presence, submission, and public accountability.---2. The Washing of the CalledLeviticus 8:5–6Cleansing precedes authority.Yahuah addresses inner purity before public function.Hidden sin is exposed before holy service begins.---3. The Garments of Order and ResponsibilityLeviticus 8:7–9Garments represent covenant responsibility, not status.Public roles require public accountability.Order protects the camp and preserves reverence.---4. The Oil of AuthorizationLeviticus 8:10–12Anointing confirms Yahuahah's authorization.Oil follows obedience, not ambition.Authority is proven by fruit, discipline, and faithfulness.---5. The Sin Offering: Inner AlignmentLeviticus 8:14–17Before serving others, the inner condition must be addressed.Leadership magnifies what is hidden within.Atonement restores alignment before responsibility.sin offering explained, Torah atonement, priesthood repentance, Leviticus sacrifices, holiness teaching---6. The Burnt Offering: Total SurrenderLeviticus 8:18–21The burnt offering represents complete surrender.Partial obedience is rejected.Consecration touches every area of life.---7. Blood on Ear, Hand, and FootLeviticus 8:22–24Hearing, doing, and walking are sanctified.What Israel hears, how she serves, and where she walks must align with Torah.blood consecration, Leviticus priesthood, Torah obedience, covenant walk, Israelite holiness---8. Offerings in Their Hands: Covenant ParticipationLeviticus 8:25–29No one appears before Yahuah empty.Participation reveals covenant loyalty.Giving reflects alignment, not coercion.Torah giving, priestly portions, covenant participation, Leviticus offerings, Israelite economy---9. Seven Days at the Door: Endurance in ObedienceLeviticus 8:30–36Consecration requires remaining until Yahuah completes the charge.Leaving early disrupts covenant order.Faithfulness is proven over time.waiting on Yahuah, covenant endurance, Leviticus obedience, priesthood faithfulness---WHY LEVITICUS 8 MATTERS TODAYHoliness is preservedLeadership is orderedAuthority is testedPurity is requiredEndurance is enforcedLeviticus 8 reveals how Yahuah establishes and protects His priesthood.---SCRIPTURE REFERENCES FOR STUDYLev 8 • Ex 28–30 • Ex 29 • Lev 16 • Num 3 • Num 18Ps 24 • Ps 132 • Isa 61 • Ezek 44 • John 15 • Rom 12 • Heb 5Every section is taught precept upon precept.---
Send us a textA calmer patient isn't just a kinder visit—it's a safer workplace. We sit down with researchers Drs. Gene Pavlovsky and Ellen Everett to unpack new data showing that veterinary teams see decreases in bites and scratches when every staff member completes low-stress handling certification. Partial participation helped culture in pockets, but it didn't move the needle on injuries. The lesson is clear: safety is a system, not a solo skill.We trace where stress truly starts, from the parking lot to the waiting room, and why early moments—carrier handling, first touch, body language checks—set the tone for the entire appointment. Gene and Ellen explain how teams identified high-risk scenarios and compare practices that rely on pre-visit medications or sedation to those built on consistent, low-stress workflows. The surprise? More drugs alone did not equal fewer injuries. Instead, shared training and peer accountability turned the tide: a receptionist who redirects a nervous dog to a quiet space, a certified veterinary technician who swaps scruffing for treats and positioning, and a veterinarian who uses “drive-by” sedation for severely fearful patients.Along the way, we challenge a stubborn myth that heavier restraint makes staff safer. Data and lived experience point the other way—restraint escalates fear, and fear drives defensive aggression. We talk practical tools like Churu for cats, environmental tweaks, and stepwise protocols that protect staff while preserving patient welfare. We also cover the business case: fewer missed days, lower workers' comp exposure, smoother procedures, and clients who notice the difference and come back.If you lead a small animal practice, teach vet students, or simply want better outcomes without bruises or burned-out teams, this conversation maps a path from intention to implementation. Subscribe, share with your team, and leave a rating and review—then tell us what's helped your hospital make low-stress care the norm.JAVMA article: https://doi.org/10.2460/javma.25.05.0325INTERESTED IN SUBMITTING YOUR MANUSCRIPT TO JAVMA ® OR AJVR ® ? JAVMA ® : https://avma.org/JAVMAAuthors AJVR ® : https://avma.org/AJVRAuthorsFOLLOW US:JAVMA ® : Facebook: Journal of the American Veterinary Medical Association - JAVMA | Facebook Instagram: JAVMA (@avma_javma) • Instagram photos and videos Twitter: JAVMA (@AVMAJAVMA) / Twitter AJVR ® : Facebook: American Journal of Veterinary Research - AJVR | Facebook Instagram: AJVR (@ajvroa) • Instagram photos and videos Twitter: AJVR (@AJVROA) / Twitter JAVMA ® and AJVR ® LinkedIn: https://linkedin.com/company/avma-journals
Action figures have a long and glorious history. From GI Joes to Star Wars figures, these offshoots of dolls came along at just the right time to capture the hearts and minds of children everywhere. Learn all about the partial history of action figures right here.See omnystudio.com/listener for privacy information.
In CI News this week: Gender-critical nurse Sandie Peggie wins her harassment claim against NHS Fife, a report reveals that well over three hundred parents in Wales have been criminalised for smacking their children, and Northern Ireland reports its highest number of abortions on record. You can download the video via this link. Featured stories Partial win for gender-critical nurse in NHS Fife employment tribunal Hundreds of parents criminalised under Wales' smacking ban Northern Ireland reports record number of abortions ‘It's fantastic': Arsenal's ‘Bible Brothers' praise God together
When it comes to obeying God, we can't pick and choose what we want to obey and what we don't. Obeying God needs to be all or nothing. In this passage, we see what happened when Saul decided not to obey God fully, and what the consequences were.Understand the Bible is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Get full access to Understand the Bible at utbible.substack.com/subscribe
Morse code transcription: vvv vvv European leaders walk tightrope between backing Ukraine and keeping US on board Golden Globe nominations One Battle After Another, starring Leonardo DiCaprio, leads field Why Sandie Peggie ruling could lead to big changes for employers Partial victory for nurse in NHS trans changing room row Teen asylum seekers from Afghanistan sentenced for rape Paramount Skydance launches rival bid for Warner Brothers Discovery Branding and logo for Great British Railways unveiled Blood cancer therapy reverses incurable leukaemia in some patients Prince Harrys security in UK under government review Major earthquake strikes Japans north east coast
Morse code transcription: vvv vvv Branding and logo for Great British Railways unveiled Why Sandie Peggie ruling could lead to big changes for employers Major earthquake strikes Japans north east coast Partial victory for nurse in NHS trans changing room row Paramount Skydance launches rival bid for Warner Brothers Discovery European leaders walk tightrope between backing Ukraine and keeping US on board Teen asylum seekers from Afghanistan sentenced for rape Prince Harrys security in UK under government review Golden Globe nominations One Battle After Another, starring Leonardo DiCaprio, leads field Blood cancer therapy reverses incurable leukaemia in some patients
Morse code transcription: vvv vvv Why Sandie Peggie ruling could lead to big changes for employers Blood cancer therapy reverses incurable leukaemia in some patients European leaders walk tightrope between backing Ukraine and keeping US on board Paramount Skydance launches rival bid for Warner Brothers Discovery Prince Harrys security in UK under government review Golden Globe nominations One Battle After Another, starring Leonardo DiCaprio, leads field Branding and logo for Great British Railways unveiled Partial victory for nurse in NHS trans changing room row Teen asylum seekers from Afghanistan sentenced for rape Major earthquake strikes Japans north east coast
Morse code transcription: vvv vvv European leaders walk tightrope between backing Ukraine and keeping US on board Prince Harrys security in UK under government review Paramount Skydance launches rival bid for Warner Brothers Discovery Why Sandie Peggie ruling could lead to big changes for employers Teen asylum seekers from Afghanistan sentenced for rape Blood cancer therapy reverses incurable leukaemia in some patients Golden Globe nominations One Battle After Another, starring Leonardo DiCaprio, leads field Major earthquake strikes Japans north east coast Partial victory for nurse in NHS trans changing room row Branding and logo for Great British Railways unveiled
Series: N/AService: SermonType: SermonSpeaker: Ralph Walker
Welcome to Build Your Empire with The Kingdom Strategist, where faith meets action and divine principles guide your journey to building a legacy. In this episode, “The Power of Obedience in Construction,” host Dr. Derashay, Kingdom Strategist, dives deep into how obedience serves as the critical foundation for turning God-given visions into reality.Drawing on powerful biblical examples—from Noah's unwavering commitment to building the ark, to Moses parting the Red Sea, and the walls of Jericho tumbling down—Dr. Derashay, Kingdom Strategist, reveals that it's not enough to simply receive revelation; true transformation comes when we walk out what God instructs, even when it doesn't make sense. Partial obedience leads to unstable results, but full surrender unlocks heaven's blueprint, provision, and blessings.Whether you're launching a business, pursuing a vision, or navigating a personal assignment, this conversation will inspire you to step out in faith, trust God's process, and build according to His design. Join us for an episode filled with actionable strategies, spiritual encouragement, and a challenge to move beyond hesitation—because your next breakthrough is waiting on your next act of obedience.Subscribe, share, and be part of a community of empire-builders committed to manifesting God's kingdom on earth, one act of faith at a time.
This weekend’s drama over “Where will Lane Kiffin coach college football?” reminded me of LeBron James’ over-hyped “The Decision” in July, 2010. Ole Miss football coach Lane Kiffin has become the hottest coaching commodity since Nick Saban’s younger days. The Rebels 11-1 record this fall was the best regular season posted by either Ole Miss or in-state rival Mississippi State in the college football history of both schools. Lane Kiffin (now 50 years of age) used a late-season bye week in order to take his family to visit Baton Rouge (LSU) and Gainesville (University of Florida) to contemplate their respective head coaching openings. Coach Kiffin returned to Oxford a week later and led the Rebels to Friday’s 38-19 drubbing of Mississippi State to end the regular season. The Ole Miss Vice Chancellor for Intercollegiate Athletics Keith Carter advised the media last week that Coach Kiffin would announce his decision (stay or go) on the day after Ole Miss played Mississippi State. Saturday’s lack of news coming out of Oxford led many to believe that the football coach may be getting cold feet. Don’t let the screen door hit you…on your way out! Lane Kiffin advised his 49-year old boss (Keith Carter) on Saturday that he was, indeed, taking the head coaching job at LSU. However, Kiffin wanted to have the chance to remain another month to coach his team through the remainder of the football season. Ole Miss (ranked #6) is likely to host a first round College Football Playoff game on Saturday, December 13. The coach wanted to stay with his players through their final game. LSU agreed. Ole Miss athletics boss Keith Carter effectively told Lane Kiffin, “Not no, but heck no.” He refused to let the head coach even talk to his players on Sunday and made it known that Kiffin should skedaddle to Baton Rouge ASAP. Hours later, Lane Kiffin did just that. A small group of Ole Miss fans loudly cursed the coach as he boarded a private jet in Oxford on Sunday afternoon. Lane Kiffin’s Defensive Coordinator, Pete Golding, was named the new Ole Miss football coach on Sunday as well. For the record, the 41-year old Pete Golding has never been a head football coach at any level prior to receiving this very generous battlefield promotion on Sunday. Meanwhile, Tulane and North Texas are allowing their departing coaches to continue This weekend also found Tulane’s football coach Jon Sumrall and University of North Texas coach Eric Morris taking the top jobs at the University of Florida and Oklahoma State respectively. Tulane Athletic Director David Harris posted that Coach Sumrall asked to coach the Green Wave for the remaining games of this football season. Harris gladly obliged based on their years of mutual trust. The same thing happened with the University of North Texas and departing coach Eric Morris. He will coach the Mean Green football team for the remainder of the season and then move to Oklahoma State. Ironically, Jon Sumrall and Eric Morris will face each other this Friday night. Tulane (10-2) hosts 11-1 North Texas in New Orleans in the American Athletic Conference championship game. Why didn’t Ole Miss athletics boss Keith Carter do the same thing for Coach Lane Kiffin? That’s a great question, and it may hold the key as to why Kiffin is moving on to LSU. In 2019, Keith Carter was promoted into his current job just weeks prior to the hiring of Lane Kiffin at Ole Miss. Carter (a former Ole Miss basketball player and a prolific fund raiser for Ole Miss athletics) is one year younger than Lane Kiffin. It’s safe to say that these two gentlemen are quite competitive by nature. Partial credit for the rise in the profile of Ole Miss football in the past few years should be given to Keith Carter for hiring Lane Kiffin in 2019. Of course, Coach Kiffin, his staff, and players have made Ole Miss into a national force in college football in recent years. That same 44 year old Lane Kiffin had already been the head coach for the Oakland Raiders (one and 1/2 years), Tennessee Volunteers (one season), USC (three and ½ years), and Florida Atlantic (three years) prior to accepting his fifth head coaching assignment at Ole Miss in 2019. Ole Miss sports boss Keith Carter had to know that hiring Lane Kiffin came with the risk that his coach might not stick around for too many years. Kiffin’s six-year tenure at Ole Miss was, by far, the longest in his head coaching career. Lane Kiffin’s years in Oxford marked a time in which he has become closer to his family. The coach gave up drinking nearly five years ago and says he is also more mentally sober today as well. He admits that his time in Oxford has been the greatest period in his coaching career. Keep in mind that Keith Carter (Kiffin’s boss) bleeds Ole Miss blue and red. He reportedly offered to match the salary of any suitors (primarily LSU and Florida) to get his football coach to sign a contract extension to stay put. Keith Carter had to endure questions from local and national media as to why Coach Kiffin was traveling to visit Florida and LSU during the team’s recent bye week. The school’s athletics chief desperately wanted his football coach to tell the media that he was staying put in Oxford. Lane Kiffin and family returned from their brief visits in mid-November and said that no decisions had been made. When Coach Kiffin finally confirmed that he was leaving for LSU last Saturday, it appeared that his boss (Keith Carter) felt rather offended after being strung along for more than a full week. I believe that is a big reason why Keith Carter rejected Coach Kiffin’s request to continue leading this year’s team through the upcoming College Football Playoffs. The College Football Playoff Committee should not “punish” Ole Miss after their head coach left The Ole Miss executive hierarchy immediately promoted defensive coordinator Pete Golding into the permanent head coaching spot. That decision seems primarily designed to give the College Football Playoff committee an assurance that this year’s Ole Miss football team is “stable” and deserves to host a first-round playoff game. This season’s Ole Miss players and the team’s fans deserve that much for a tremendous 11-1 season. The CFP committee (which has a tendency to listen to TV partner ESPN) angered many a few years ago by leaving out 13-0 Florida State after its quarterback was injured in the ACC Championship game. The loss of a football team’s star quarterback is a quantifiable loss. How can the CFP committee fairly assess the value of a team’s head coach? Answer: They shouldn’t! LSU’s Athletics Director handed the keys over to Lane Kiffin Verge Ausberry was appointed as LSU’s new Director of Athletics on November 4. His primary task was to find a qualified replacement for the recently-departed Brian Kelly. Ausberry somehow landed the biggest coaching fish in the college football ocean by signing Lane Kiffin to become the Tigers new head coach. Monday’s introductory press conference at LSU provided a big reason why Kiffin decided to come to TigerTown. He said that LSU AD Verge Ausberry told him, “I’m going to leave you alone and let you coach the team. I like when I hear that (laughter from the crowd). We’re going to give you everything to win, and I’m going to leave you alone and go coach the team and win championships!” Lane Kiffin is a talented football coach and a very creative innovator. He may have felt a little constrained at Ole Miss by his former boss, Keith Carter. As we all know, some bosses are more hands-on than others. LSU’s Verge Ausberry is going to give Coach Kiffin plenty of room to design a national championship football team in Baton Rouge. Lane Kiffin (at least for the next few years) has the football team’s car keys, and he is definitely in the driver’s seat right now. Tiger faithful are excited and cautiously optimistic about the team’s chances for a fifth national championship coming soon. Enjoy “The Lane Kiffin Show” while you can, LSU fans. Just remember that his escape pod will be parked nearby. The post Lane Kiffin vs. Ole Miss AD – Farewell, Fair Weather Friends! appeared first on SwampSwamiSports.com.
Are you holding back a piece of your heart from God? Pastor CeCe Love returns with a powerful message that challenges the comfort of partial commitment. Drawing from Deuteronomy 6, Revelation 3, and Jesus' own words, she argues that "all in" isn't extreme—it's the only response worthy of a God who gave everything for us. In this awakening episode, you'll discover why: Partial love can be a form of betrayal. Lukewarm faith is inherently dangerous. True discipleship means doing the Father's will. Prepare to examine your allegiance and be encouraged to live a life of total surrender that blesses generations to come. If you're ready to follow Jesus with your whole heart, this message is for you. Scripture references: Deuteronomy 6:5-15 Revelation 3:15-16 Matthew 12:30 James 4:17 Jeremiah 29:11 Deuteronomy 30:6 ABOUT US At Nashville Life Church, our vision is dedicated to following Jesus & building leaders. We are here to point every person to Jesus Christ. CONNECT Ready to connect? Click this link so we can stay in touch and get you connected here at Nashville Life: http://www.chrch.es/ap9bd GIVE To support this ministry & help us continue to reach people all around the world: http://www.chrch.es/3a843 PRAYER REQUESTS If you have a prayer request or need, we'd love to pray with you. Click this link to let us know how we can pray with you: https://bit.ly/3fVDSDh Follow Nashville Life Church: YouTube: / @nashvillelifechurch Instagram: / nashvillelifechurch Facebook: / nashlifecc Website: https://nashvillelifechurch.com/ Newsletter: http://eepurl.com/iYaT0c
Cold water changes everything. As temperatures slide, algae take a back seat, chlorine demand dips, and the Langelier Saturation Index tilts toward corrosive—quiet shifts that can quietly chew through plaster and equipment if you are not paying attention. We sit down with industry legend Bob Lowry to map a simple, reliable winter playbook that protects the vessel, extends gear life, and saves money when demand is low.We start with the biology: algae reproduction slows around 55°F, which means you can safely run lower free chlorine. But that win comes with a catch—temperature drags LSI downward, so water gets hungrier for calcium. Bob explains how a small bump to pH and total alkalinity can stabilize balance without chasing numbers, and why calcium hardness targets still matter even in the off-season. We talk through the practical side, from long gauntlet gloves that make cold work bearable to smarter run-time choices. If you are tempted to run the pump two hours “just because,” hear why that middle ground is worse than a proper turnover.Cyanuric acid gets special attention. After a summer of tabs, winter is the perfect time to lower CYA with a partial drain and refill. Bob also shares why CYA may drift down on its own—and in rare cases crash—due to specific bacteria when chlorine is low. The takeaway is simple: even in winter, test with intent, keep CYA in the 30–50 ppm sweet spot, and nudge LSI back to balanced as temperatures fall.• Cold water reduces chlorine demand and slows algae growth• LSI drops with temperature, raising corrosion risk• Open vs closed pool choices by climate and power reliability• Salt generators underperform below about 60°F• Effective winter circulation strategies and freeze protect• Partial drain to reduce high CYA from summer tabs• Rare bacteria can consume cyanuric acid in low-chlorine pools• Preventing stains, rings, and surface damage during dormancy• Practical tweaks: raise alkalinity with bicarb, monitor pH and calcium• Cost control in winter with lower chemical usageSend us a textSupport the Pool Guy Podcast Show Sponsors! HASA https://bit.ly/HASAThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching: https://bit.ly/40wFE6y
So many of us live in the space of almost — almost healed, almost disciplined, almost obedient to what God asked us to do. But what we don't realize is that “almost” still costs us something. In this episode, we're talking about the hidden price of settling for halfway — the opportunities we miss, the growth we delay, and the peace we forfeit when we don't fully commit to what we've been called to. Because the truth is, partial obedience is still disobedience, and almost becoming who God created you to be is still missing the mark.This episode will challenge you to stop living in the in-between — to stop standing at the edge of your breakthrough — and finally step into the fullness of who you are meant to be.FOLLOW US: @girlsirlpod@mariahclayton_Don't forget to leave a 5 star review!
Main Theme: The message continues the study of Joshua chapters 10–11, exploring how God led Israel to fully conquer their enemies. Pastor emphasized that these natural battles symbolize our spiritual warfare—the believer's call to finish battles of faith, destroy sin's influence, and walk in victory through obedience. Opening and Global Prayer The service began with intercession for Christians under persecution in Nigeria and Sudan, highlighting that while Western believers face spiritual battles, others face literal physical danger for their faith. Pastor led prayer for God's mercy, protection, and bold witness among the persecuted church. Israel's Battle and Spiritual Parallels (Joshua 10:16–43) Joshua commanded the army to seal the five kings in the cave at Makkedah, pursue the enemy, and finish the battle. After victory, Joshua had his captains place their feet on the necks of the kings—a prophetic act of dominion. This became a picture of spiritual warfare: “Sometimes we don't finish the battle. We let things live that God told us to destroy.” Believers must pursue sin and temptation until they are “dust under our feet.” Partial obedience leads to future bondage. Lesson: Don't leave sin alive. Whatever is not put to death will eventually come back to destroy. Just as Joshua completed every battle, we must close every spiritual door and cut off access to the enemy. God's Ways and the Danger of Presumption Pastor reminded the congregation that God moves in diverse ways: “Sometimes He fights supernaturally; other times He works through natural means or people—but it's always His hand.” He warned against putting God in a box or expecting Him to act the same way every time, which leads to a Pharisaical mindset. True faith trusts His sovereignty regardless of method. The Severity of Sin Joshua's command to destroy the Canaanite nations often troubles modern readers, but Pastor explained: God owns everything; He is perfectly just in judgment. Israel's destruction of wicked nations demonstrates the seriousness of sin, not cruelty. “We don't see how wicked sin really is… we've redefined it as conditions or sickness instead of rebellion against God.” Sin caused death, chaos, and even required the crucifixion of God's Son to be redeemed. God's judgment isn't biased—He later judged Israel the same way when they turned to idolatry. “He's long-suffering, but He's also holy.” God the Redeemer Pastor used the analogy of the pawn shop and Hosea's marriage: Humanity belonged to God but sold itself to sin. Yet God, though rightful owner, paid again with the blood of Christ to buy us back. “He walked into the spiritual pawn shop and paid for the whole store.” This is the picture of grace: redemption at a cost God didn't owe. Spiritual Warfare and Finishing the Fight (Joshua 11) The northern kings united against Israel, but God reassured Joshua: “Do not be afraid. I will deliver them into your hand.” God again fought for Israel, proving that obedience keeps God's presence active. Joshua's faithfulness to continue Moses' commands showed continuity—obedience to divine instruction brings sustained victory. Application: Romans 6 and the War Within Pastor connected Joshua's battles to Romans 6, explaining how believers must fight sin with the same intensity: “Shall we continue in sin that grace may abound? God forbid.” Through baptism, we are united with Christ's death and resurrection. Therefore, sin has no dominion over believers: “Even when you fail, your position in Christ overrides your condition.” Victory comes by renewing the mind with the Word, speaking God's truth over ourselves, and closing every door to sin. Believers must “cut off options” that lead back to bondage—relationships, habits, or influences that tempt the flesh. Becoming a Bondservant Paul called himself a bondslave of Christ—one who chooses to stay out of love, not compulsion. Pastor contrasted this with modern Christians who seek convenience: “Christianity isn't weakness—it's surrender. The greatest opportunity isn't success, it's becoming a man or woman of God.” Closing Exhortation God desires full victory for His people—no compromise, no partial obedience. The Christian walk is discipleship as a journey, not a destination. Every battle is an opportunity to grow stronger in faith and obedience. “Cut off what tempts you. Pursue your enemies until they're dust under your feet. You are dead to sin and alive to God. Finish the fight.” Core Message Don't leave sin alive—finish the battle. God's justice reveals the true horror of sin. You are redeemed at great cost—live as one who's been bought back. Renew your mind, close every door to the enemy, and walk in your position in Christ. The greatest victory is not survival—it's surrender.
In today's lesson from 1 Samuel 15, we step into a crucial the moment in Biblical history when God rejects Saul as king. What begins as a clear command from God quickly becomes a portrait of how subtle and dangerous self-deception can be. We walk through the centuries-long background behind God's judgment on Amalek, tracing the story from Israel's wilderness years all the way to Saul's battlefield. Against that backdrop, Saul's response becomes even more striking: instead of obeying completely, he chooses selective obedience, keeping what looked valuable and justifying it with spiritual language. As the story unfolds, we see how easily the human heart twists God's Word. Saul reshapes God's command, redefines what obedience means, and convinces himself he has done exactly what God asked—while standing surrounded by the very evidence of his disobedience. Samuel exposes this with the piercing truth that God is not impressed by outward acts of worship that are used to cover inward rebellion. The famous line, “To obey is better than sacrifice,” becomes the anchor of the entire passage, reminding us that God desires submission more than spiritual performance. This chapter confronts us with the danger of consulting our own reasoning instead of trusting God's clear commands. Saul trusted his feelings, his logic, and his desires, elevating them to the level of God's authority. That decision becomes a form of idolatry and a warning to us: partial obedience is not obedience at all. Yet the story doesn't end in despair. It ultimately points us toward a better King—the one who faced the hardest command ever given and still prayed, “Not my will, but Yours be done.” If you've ever struggled with compromise, justification, or adjusting God's standards to fit your own, this lesson offers both a challenge and a hope. It calls us to lay down our reinterpretations and follow the example of Christ with a heart fully surrendered to God.
In this appeal from a now-settled defamation case brought by Virginia Giuffre against Ghislaine Maxwell, the Second Circuit held that many of the documents under seal were properly treated as “judicial documents” to which a strong presumption of public access attached. The court reaffirmed that the status of a document as a judicial document is “fixed at filing” — meaning that if the filing was relevant to the court's exercise of its Article III functions when filed, later events (e.g., the case being settled or the motion becoming moot) do not nullify the presumption of access. The court also clarified that a document does not lose the presumption of access simply because the court did not explicitly rely on it in rendering a decision, and that filings in connection with motions to seal or unseal are themselves judicial documents since they invoke the court's supervisory power.At the same time, the Second Circuit affirmed in part and vacated in part the district court's orders. It agreed that the lower court did not err in declining to unseal certain documents — for example, segments of Maxwell's deposition involving her adult sexual relationships and redacted identifying information of pseudonymized third-parties — because in those instances countervailing privacy interests outweighed the access presumption. But the appellate court vacated the district court's categorical refusal to treat certain undecided motions as judicial documents subject to access, and remanded for further individual review of those materials (including a Florida deposition transcript and filings by non-parties) consistent with the correct standard.to contact me: bobbycapucci@protonmail.com
In this appeal from a now-settled defamation case brought by Virginia Giuffre against Ghislaine Maxwell, the Second Circuit held that many of the documents under seal were properly treated as “judicial documents” to which a strong presumption of public access attached. The court reaffirmed that the status of a document as a judicial document is “fixed at filing” — meaning that if the filing was relevant to the court's exercise of its Article III functions when filed, later events (e.g., the case being settled or the motion becoming moot) do not nullify the presumption of access. The court also clarified that a document does not lose the presumption of access simply because the court did not explicitly rely on it in rendering a decision, and that filings in connection with motions to seal or unseal are themselves judicial documents since they invoke the court's supervisory power.At the same time, the Second Circuit affirmed in part and vacated in part the district court's orders. It agreed that the lower court did not err in declining to unseal certain documents — for example, segments of Maxwell's deposition involving her adult sexual relationships and redacted identifying information of pseudonymized third-parties — because in those instances countervailing privacy interests outweighed the access presumption. But the appellate court vacated the district court's categorical refusal to treat certain undecided motions as judicial documents subject to access, and remanded for further individual review of those materials (including a Florida deposition transcript and filings by non-parties) consistent with the correct standard.to contact me: bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.
In this appeal from a now-settled defamation case brought by Virginia Giuffre against Ghislaine Maxwell, the Second Circuit held that many of the documents under seal were properly treated as “judicial documents” to which a strong presumption of public access attached. The court reaffirmed that the status of a document as a judicial document is “fixed at filing” — meaning that if the filing was relevant to the court's exercise of its Article III functions when filed, later events (e.g., the case being settled or the motion becoming moot) do not nullify the presumption of access. The court also clarified that a document does not lose the presumption of access simply because the court did not explicitly rely on it in rendering a decision, and that filings in connection with motions to seal or unseal are themselves judicial documents since they invoke the court's supervisory power.At the same time, the Second Circuit affirmed in part and vacated in part the district court's orders. It agreed that the lower court did not err in declining to unseal certain documents — for example, segments of Maxwell's deposition involving her adult sexual relationships and redacted identifying information of pseudonymized third-parties — because in those instances countervailing privacy interests outweighed the access presumption. But the appellate court vacated the district court's categorical refusal to treat certain undecided motions as judicial documents subject to access, and remanded for further individual review of those materials (including a Florida deposition transcript and filings by non-parties) consistent with the correct standard.to contact me: bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
CONTENT WARNING: Misophonia (Sorry!) Better late than never! After a series of unfortunate events and technical difficulties, the besties and the baby are back! Jillian brings the delightfully self-aware Tusk Love by Thea Guanzon. Maggie brings a title that has ruined her for other books for the time being, The Knight and the Moth by Rachel Gillig. The girls moonlight as ASMR artists, have MORE technological issues, and workshop their mouthfeels until they are JUST right.Leave us a review! Follow us on Instagram and TikTok @apodcastofsmutanddragonsMaggie: @themargaretlibraryJillian: @jillian.reads.smut (instagram)@jilliankiechlinart (tiktok)Business inquiries and/or say hi: apodcastofsmutanddragons@gmail.com Hosted on Acast. See acast.com/privacy for more information.
11-12-25 - More Than One Thousand AZ Teachers Have Quit Since July And John Is Taking Partial Credit For Telling Them To Quit For So Long Until Power Shifts Back To ThemSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
11-12-25 - More Than One Thousand AZ Teachers Have Quit Since July And John Is Taking Partial Credit For Telling Them To Quit For So Long Until Power Shifts Back To ThemSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Each day, SDPB brings you statewide news coverage. We then compile those stories into a daily podcast.
Partial federal food benefits will be available to Indiana residents starting today, Governor Mike Braun announced yesterday. A recent congressional report says Purdue University is an example as to why there should be tighter limits on students from China and academic partnerships with the country. Hoosiers that get their health insurance through the federal healthcare marketplace could see their premiums go up significantly. A vigil was held last night for a house cleaner who was shot and killed after she went to the wrong home in Whitestown. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily. Subscribe to WFYI News Now wherever you get your podcasts. WFYI News Now is produced by Zach Bundy and Abriana Herron, with support from News Director Sarah Neal-Estes.
3. When Politicians Panicked: The New Coronavirus, Expert Opinion, and a Tragic Lapse of Reason. This excerpt examines the federal government's response, characterized as a partial command economy imposed after state lockdowns. John Tamny contends that Washington threw trillions of dollars at the collapse it subsidized, delaying recovery. He refutes the premise that cash handouts stimulate growth, stressing that economic dynamism comes from investment, not consumption. Attempts by commentators to nationalize investment and "freeze the economy" by propping up failing businesses were ultimately destructive. Tamny argues that had politicians done nothing, Americans would have adjusted naturally, allowing the resulting capital formation and investor trust to facilitate a rapid, organic recovery. 1918
Millions of Americans waking up to empty EBT cards and the system shock that follows is beginning to ripple through food banks, supply chains, and entire communities. Small-scale looting is starting to appear in nearly every state, so will it expand from here? Partial payments to SNAP mean the entire system needs to be re-calculated so the delays will extend from here. ☕ Buy a Double Espresso to Support Civilization Cycle Podcast
State health officials say they are working to quickly send partial payments to families on federal food assistance. A court ordered the Trump administration to partially fund the SNAP program during the federal government shutdown.
The longest government shutdown in U.S. history has left millions of Americans uncertain about their next meal. President Donald Trump's administration announced it will provide only partial Supplemental Nutrition Assistance Program (SNAP) benefits—about 50% of the usual amount—after a federal judge ordered emergency funding. Meanwhile, polls show Trump's approval rating dropping sharply amid growing frustration with the administration's response to the crisis. Independent media has never been more important. Please support this channel by subscribing here: https://www.youtube.com/channel/UCkbwLFZhawBqK2b9gW08z3g?sub_confirmation=1 Join this channel with a membership for exclusive early access and bonus content: https://www.youtube.com/channel/UCkbwLFZhawBqK2b9gW08z3g/join Five Minute News is an Evergreen Podcast, covering politics, inequality, health and climate - delivering independent, unbiased and essential news for the US and across the world. Visit us online at http://www.fiveminute.news Follow us on Bluesky https://bsky.app/profile/fiveminutenews.bsky.social Follow us on Instagram http://instagram.com/fiveminnews Support us on Patreon http://www.patreon.com/fiveminutenews You can subscribe to Five Minute News with your preferred podcast app, ask your smart speaker, or enable Five Minute News as your Amazon Alexa Flash Briefing skill. CONTENT DISCLAIMER The views and opinions expressed on this channel are those of the guests and authors and do not necessarily reflect the official policy or position of Anthony Davis or Five Minute News LLC. Any content provided by our hosts, guests or authors are of their opinion and are not intended to malign any religion, ethnic group, club, organization, company, individual or anyone or anything, in line with the First Amendment right to free and protected speech. Learn more about your ad choices. Visit megaphone.fm/adchoices
Voters in New York, Virginia and New Jersey choose new leaders today, and a redistricting vote in California could reshape the balance of power in Congress. The Trump administration says it will restart SNAP benefits, but only partially, leaving millions of families uncertain about how they'll eat this month. Aid groups warn of a deepening crisis in Sudan after a paramilitary force accused of genocide seized the last major city in Darfur, killing thousands of people and trapping many more without food or water. And former Vice President Dick Cheney has died due to complications of pneumonia and cardiac and vascular disease, according to a statement from his family. He was 84 years old.Want more comprehensive analysis of the most important news of the day, plus a little fun? Subscribe to the Up First newsletter.Today's episode of Up First was edited by Ben Swasey, Catherine Laidlaw, Kate Bartlett, Mohamad ElBardicy and Alice Woelfle.It was produced by Ziad Buchh, Nia Dumas and Christopher ThomasWe get engineering support from Stacey Abbott. And our technical director is Carleigh Strange.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
11.3.2025 #RolandMartinUnfiltered: Our Voices, Our Vote Town Hall, Obama Rallies Virginia Voters, Shutdown Day 34, Partial SNAP Relief We are LIVE from New Light Baptist Church in Virginia Beach, Virginia, for a special edition of Roland Martin Unfiltered titled "Our Voices, Our Vote," presented by the Virginia House Democrats and the Virginia Legislative Black Caucus. Tomorrow is Election Day, and we will be speaking with Democratic candidates who are contesting and defending their seats in the upcoming November elections. Former President Barack Obama made a notable appearance at Saturday's rally to rally voter support for Virginia's Democratic gubernatorial candidate, Abigail Spanberger. It's the 34th day of the government shutdown, and the Senate reconvened earlier today; however, a vote to reopen the government is not expected. The U.S. Department of Agriculture will use a contingency fund to allow states to issue partial SNAP Benefits for November. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.
On Monday, the Trump administration said it would partially restore funding for the Supplemental Nutrition Assistance Program in response to two federal judicial rulings last Friday that ordered it to use contingency funds to pay for the federal food assistance program. Oregon and Washington were part of a coalition of 25 states and the District of Columbia that had sued to prevent the loss of monthly SNAP benefits on Nov. 1. The 42 million people across the nation who rely on SNAP will now only get half the amount they would normally get for the month and will likely face delays to access their partial benefits. About 1 in 6 people, or roughly 757,000 households, receive SNAP benefits in Oregon. Last week, Gov. Tina Kotek announced sending $5 million in unspent state funds from the Temporary Assistance for Needy Families to help Oregon food banks. Her executive order also declared a 60-day food emergency and called on Oregonians to donate or volunteer in their communities “to help neighbors from going hungry.” Gov. Kotek joins us to discuss this situation along with the impact of other actions by the Trump administration, including the possible deployment of the National Guard to Portland, which has been blocked until Friday, when a final ruling by a federal judge is expected.
Welcome to The Times of Israel's Daily Briefing, your 20-minute audio update on what's happening in Israel, the Middle East and the Jewish world. Military correspondent Emanuel Fabian joins host Amanda Borschel-Dan for today's episode. As pressure mounts for the Hamas terror group to lay down its arms, we take a minute to focus on the terrorists' military capabilities and current activities. Hamas has still not returned all the bodies of the hostages. Before the weekend, Israel returned the bodies of 30 more Palestinians to Gaza as part of an ongoing exchange deal after Hamas handed over the bodies of two hostages, 84-year-old Amiram Cooper and 25-year-old Sahar Baruch. The subsequent Hamas transfer, however, did not proceed smoothly. Fabian fills us in. Four members of Hezbollah’s elite Radwan Force were killed in an Israeli airstrike in southern Lebanon on Saturday night, a day after Lebanese President Joseph Aoun accused Israel of responding to its offer to negotiate by intensifying its airstrikes. Fabian weighs in on whether his accusations hold water. The military’s top lawyer, Maj. Gen. Yifat Tomer-Yerushalmi, announced her resignation from the Israel Defense Forces on Friday, acknowledging that she had approved the leaking of a surveillance video from the Sde Teiman detention facility, which purported to show soldiers severely abusing a Palestinian detainee last year. We go through the timeline of this complicated scandal that is shaking the IDF to its core. Check out The Times of Israel's ongoing liveblog for more updates. For further reading: Partial remains handed over by Hamas are not of hostages, Israeli authorities assess US military publishes drone video of Hamas looting aid truck in Gaza IDF says strike in south Lebanon killed four elite Hezbollah operatives Lebanon accuses Israel of responding to negotiation offer by ‘intensifying’ attacks US envoy: Lebanon a ‘failed state,’ is unlikely to be able to forcibly disarm Hezbollah IDF’s top lawyer quits; says she approved leak of detainee abuse video Subscribe to The Times of Israel Daily Briefing on Apple Podcasts, Spotify, YouTube, or wherever you get your podcasts. This episode was produced by Pod-Waves. IMAGE: Members of the Qassam Brigades control crowds in the Nuseirat refugee camp in the central Gaza Strip, October 28, 2025. (Ali Hassan/Flash90)See omnystudio.com/listener for privacy information.
As a property manager, how much do you know about tax liens and tax deeds? How much do your investors know? In this episode of the #DoorGrowShow, property management growth expert Jason Hull sits down with Brian Seidensticker, Founder of Tax Sale Resources and Mountain North Capital, to discuss how property managers can help their investors buy more properties using tax lien strategies. You'll Learn [01:40] From Aerospace Engineering to Buying Tax Liens [06:46] How Property Managers Can Benefit [16:06] How to Learn The Ins and Outs of Tax Lien Investing [23:29] The Biggest Questions and Pitfalls Quotables "Property managers, the savviest ones, they're building up their own portfolios, not just helping everybody else." "Property managers… what gets them access to more deals is just being connected to more investors." "This might crack open a new idea for them, another growth channel that they could leverage as a resource for their investors." Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript Jason Hull (00:00) This might crack open a new idea for them, another growth channel that they could leverage as a resource for their investors. All right, I'm Jason Hull, the CEO and founder of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. At DoorGrow, we have spoken to thousands of property management business owners, improving pricing, increasing profits, simplifying operations. We run the world's leading property management mastermind to help them grow. DoorGrow, we believe good property managers can change the world and that property management is the ultimate high trust gateway to real estate deals, relationships, and residual income. We are on a mission to transform property management business owners and their businesses. We want to transform the industry, eliminate the BS, build awareness, change perception, expand the market. and help the best property management entrepreneurs win. Now, let's get into the show. So my guest today is Brian Seidensticker, founder of Mount North Capital and Tax Sale Resources, one of the nation's top platforms tracking over 8,000 tax sales and over 1.5 million distressed properties each year. Brian is a leading expert in tax lien and deed investing and shares how property managers can turn overlooked tax delinquent properties into major portfolio growth opportunities. Brian, welcome to the show. Thanks Jason, thanks for having me. Excited to be here. Cool. So before we get into the topic at hand, let's rewind and tell everybody how did you get into entrepreneurism and how did you get into these businesses that you now have? Brian Seidensticker (01:37) Thanks Jason, thanks for having me. Excited to be here. Yeah, well, I think it's an interesting story, although I'm slightly biased because I did not grow up with aspirations of being in this space or doing what I do today, although I love what I do now. I think the probably the first sign of, maybe the standard corporate. Jason Hull (01:55) I think it's an interesting story. sign of hey maybe the standard corporate Brian Seidensticker (02:14) atmosphere isn't necessarily for me came when I was ⁓ still in school. Got my first internship in the aerospace industry, which is where I spent the first 10 years of my career ⁓ at Honeywell, of all places, in design engineering and ⁓ thought it was exactly what I wanted to do, but I didn't know much about, you know, engineering and what was actually involved. ⁓ Jason Hull (02:14) atmosphere isn't necessary for me came when I was still in school got my first internship in the aerospace industry which is where I spent first 10 years of my career at Honeywell of all places and design engineering and thought it was exactly what I wanted to do but I didn't know much about you know engineering and what was actually all Brian Seidensticker (02:40) And that is the first time that I kind of realized, okay, maybe maybe this is not what I had in mind. was, you know, it's odd, you know, ironically enough, not a whole lot different than what I do today. I stared at a computer all day and that is not what I had envisioned for engineering. was assuming it was going to be much more hands on and touching things. And that was probably the first time where I called it my earliest twenties crisis, where I was like, Oh, you know, I'm three, four years into this. Is this what I want to do for the rest of my life? Jason Hull (02:40) And that is the first time that I kind of realized, okay, maybe this is not what I had in mind. was, ironically enough, not a whole lot different than what I do today. I stared at a computer all day and that is not what I had envisioned for engineering. was assuming to be much more hands-on and touching things. That was probably the first time where I call it my earliest 20s crisis, where I was like, whoa, I'm three, four years into this. Is this what I want to do for the rest of my life? Brian Seidensticker (03:10) and ultimately decided, well, I'm this far along. Starting over was more terrifying. so, you know, go ahead and finish it out. I was I was lucky in the fact that ⁓ within a year out of school, I did land what I consider a dream job and did love what I did for for quite a while. ⁓ I was basically what they call systems engineer for missile defense programs, working on Jason Hull (03:10) And ultimately decided, well, I'm this far along. Starting over was more terrifying. And so, you know, go ahead and finish it out. I was, I was lucky in the fact that within a year out of school, I did land what I consider a dream job and did love what I did for quite a while. I was basically what we call systems engineer for Missed Defense Programs, working on, you Brian Seidensticker (03:39) you know, programs that essentially mimic ⁓ weapons of other countries. And then our systems would also practice shooting them down, which all sounds really, really cool. Right. And it was cool. ⁓ But my my second realization came later when I kind of well, I went on vacation for six weeks and I had a lot of anxiety about being gone that long of how much I would be behind. And when I got back, I realized, you know, how Jason Hull (03:40) programs that essentially mimic weapons of other countries and then our systems would also practice shooting them down, which all sounds really, cool. Right. was cool. But my second realization came later when I kind of, well, I went on vacation for six weeks and I had a lot of anxiety about being gone that long and how much I would be behind and when I got back I realized how Brian Seidensticker (04:08) little I was behind. Jason Hull (04:08) little I was behind. Brian Seidensticker (04:10) was basically stepped right back into it like I'd never been gone. And that was a realization for me that, you know, I'm spending a lot of my time on a hamster wheel unknowingly. And then eventually came to the conclusion that I've got two years of banging my head against the wall with government contracts, right? Anybody has dealt with that red tape associated with that for what equated to about two minutes of really cool. that those those just didn't equate for me as being worth it. Jason Hull (04:10) and Yeah. ⁓ Brian Seidensticker (04:37) Right. And that's not to say, you know, I loved what I did at certain cases that company I worked for was fantastic. It just wasn't necessarily for me. And that was where I kind of realized, OK, I got to find something else. Now, I wish I could say the next day I gave my notice, dropped the mic and left. That's certainly not how real life works. ⁓ But I did start getting into, well, originally fix and flip houses. Jason Hull (04:49) and and Brian Seidensticker (05:01) And this is in 06, 07 timeframe and ended up upside down in one of those. were flipping properties in Montana. And I guess most people know what happened in 07, 08. Luckily, it wasn't a detrimental thing and I didn't have too many houses, but was upside down. And so I've got a notice of a potential taxing on that property. Now, the odd thing is that Jason Hull (05:06) and ended up upside down in one of those. were flipping properties in Montana and I guess most people know what happened in 07, 08. Luckily it wasn't a detrimental thing and I didn't have too many houses but it was upside down and so I got a notice of a potential taxing on that property. Now the odd thing is that because the way that Montana statutes are at the time, Brian Seidensticker (05:30) because the way that Montana statutes are at the time where every potential investor had to send you a certified letter, I didn't just get one notice from the county. Probably would have never thought twice about it, but I got 20, 30, 40 of these certified letters all saying roughly the same thing. And that's really what triggered me to go, what is this all about? guess I'm a curious person by nature and started researching this whole tax lien certificate. Jason Hull (05:34) where every potential investor had to send you a certified letter. I didn't just get one notice from the county. I would have never thought twice about it. But I got 20, 30, 40 of these certified letters all saying roughly the same thing. And that's really what triggered me to go, what is this all about? Because I'm a curious person by nature. I started researching this whole tax lien certificate enigma at the time. And lo and behold, was a whole industry. Brian Seidensticker (05:59) enigma at the time. And lo and behold, it was it was a whole industry. There's legitimate large businesses and banks that are are doing this. And that's what really steered me in the direction of shifting from a fixed flip to buying tax liens. And that was really the introduction to the space that we do a lot in today. So I guess a little bit on the journey of how I eventually became an entrepreneur ⁓ and how I was introduced to this space. ⁓ Jason Hull (06:04) legitimate large businesses and banks that are doing this. And that's what really steered me in the direction of shifting from a pay-per-fit to buying tax leaps. And that was really the introduction to this space that we do a lot in today. So was, I guess, a little bit on the journey of how I eventually became an entrepreneur and how I was introduced to this space. Brian Seidensticker (06:28) I guess there's a whole line between today and then, but that's kind of the origin story anyway, Jason. Jason Hull (06:28) I guess there's a whole lot in between today and then, but that's kind of the origin story. Got it, yeah, interesting background. So from aerospace, doing engineering, to real estate fix and flips, and now you're in software and technology and doing some other cool stuff. So tell us a little bit about how can this benefit property managers? Let's get into this idea. Yeah, so. Brian Seidensticker (06:57) Yeah. So I think when it comes to property managers specifically, whether they're working with investors, to acquire on behalf of the investor and then they're operating that property or they're maybe managing that portfolio themselves. I really what tax sales have two different avenues, there's tax liens and then there's tax deeds. The tax deeds are what are sold at the end of a ⁓ foreclosure process for the Jason Hull (07:16) Deeds are what are sold at the end of a proposal process for the liens that never end up getting repaid. They go through a proposal process very similar to the mortgage proposal closure, although a lot longer timeline. And most of those are in areas where property managers or let's say a segment of property managers, you can get great. ⁓ Brian Seidensticker (07:23) liens that never end up getting repaid. go through a foreclosure process very similar to a mortgage foreclosure, although a lot longer timeline. ⁓ And most of those are in areas where property managers or I'd say a segment of property managers, ⁓ you can get great, ⁓ the great Jason Hull (07:43) great rental options, especially if you're in the avenue of fixing rent. We work with several folks that buy properties, fix them up Brian Seidensticker (07:43) rental options, especially if you're in the avenue of fixing rent. We work with several folks that buy properties, ⁓ fix them up and with intent to rent them. And so if you're looking for an avenue of acquiring properties, right, and it may shift here in the next couple of years, we'll see what comes to reality. ⁓ But it's been an avenue of acquiring properties for the past 10 years where I think most people found it to be Jason Hull (07:53) with intent to rent them. And so if you're looking for an avenue of acquiring properties, it may shift here in the next couple of years, and we'll see what comes to reality. But it's been an avenue of acquiring properties for the past 10 years where I think most people found it to be pretty... Brian Seidensticker (08:12) pretty hard to find any sort of consistent ⁓ deals at a smaller scale of acquiring to build that portfolio over time. That's really probably the biggest impact too. Jason Hull (08:12) pretty hard to find any sort of deals at a smaller scale requiring to build that footloid over time. That's really probably the biggest impact to those folks. Now on the flip side, as a data point, one of the quickest ways of getting in trouble, right, is if properties that are owned outright, and we see this all the time, that are owned outright, you don't have that, you know, tacking of... Brian Seidensticker (08:23) to those folks. Now, on the flip side, as a data point, I think one of the quickest ways of getting ⁓ in trouble, is if properties that are owned outright, and we see this all the time, that are owned outright, you don't have that ⁓ escrow Jason Hull (08:41) best grow account that's making sure those taxes get paid and that people aren't paying those on their own behalf and they can end up in a tax outproposure unknowingly. Now, most people catch on, but we have Brian Seidensticker (08:41) account that's making sure those taxes get paid. And if people aren't paying those on their own behalf, then they can end up in a tax out foreclosure unknowingly. Now, most people catch them, but we have seen Jason Hull (08:51) seen properties that make it all the way through and at the end of the day, end up essentially losing a property due to these unpaid taxes and ignoring notices over a couple years. It seems like impossible, but it happens, right? And so it's making sure that property managers and just investors in general understand. Brian Seidensticker (08:51) properties that make it all the way through. at the end of the day, end up essentially losing a property due to these unpaid taxes and ignoring notices over a couple of years, which seems like impossible, but it happens. And so it's making sure that property managers and just investors in general understand, hey, Jason Hull (09:09) Hey, gotta keep monitoring, keep paying those property taxes even after the escrow is done and you have the property paid Brian Seidensticker (09:09) you got to keep monitoring and keep paying those property taxes even after the escrow is done and you have the property paid off. Jason Hull (09:15) off. Yeah, a lot of people get confused during the sale process and think, oh, it's all taken care of. Yeah, well for so many of us it is, right? If you have a mortgage on your house, it's all taken care of, right? It's when that mortgage is paid off, it's a happy day, but now you've got a few more things you've got to monitor you've never had to worry before. Yeah, got it. So, Brian Seidensticker (09:22) Yeah, well for so many of us it is, right? If you have a mortgage on your house, it's all taken care of, right? It's when that mortgage gets paid off, it's a happy day, but now you've got a few more things you've got to monitor you've never had to worry before. Jason Hull (09:37) Yeah, property managers, the savviest ones, they're building up their own portfolios, not just helping everybody else. And so they're investors too. And so this could be a nice channel or avenue for them to find some additional deals or properties. So what do they need to know in order to get started with working with tax liens or tax deeds and finding property? Well, I think the biggest thing to understand is really how the sales are. Brian Seidensticker (10:02) Well, I think the biggest thing to understand is really how the sales occur in your area. Every state has a slightly different process, slightly different statutes, ⁓ and even within that state, counties can interpret those statutes slightly differently. And so the number one thing that I always recommend is be smart and as in talk to an attorney that is familiar with the sale process in your specific area. ⁓ It's an Jason Hull (10:08) state has a slightly different process, slightly different statutes, ⁓ and even within that state counties can interpret those statutes slightly differently. And so the number one thing that I always recommend is be smart and as in talk to an attorney that is familiar with the sale process in your specific area. ⁓ It's an unregulated space, meaning you don't have to have a license. There's nothing you have to do to participate. Brian Seidensticker (10:30) unregulated space, meaning you don't have to have a license. There's nothing you have to do to participate. If you have got Jason Hull (10:37) you've got capital, can go jump on one of the auction platforms and start buying. But that's also a quick way of maybe getting into a property you shouldn't have. you had spoken to an attorney that knows what they're doing, they might have advised you on submitting those pit holes to a lawyer. So that would be mine and one recommendation is start there. Now, if you're not quite ready, Brian Seidensticker (10:37) capital, you can go jump on one of the auction platforms and start buying. But that's also a quick way of maybe getting into a property you shouldn't have. And if you had spoken to an attorney that knows what they're doing, they might have advised you on many of those pit holes to avoid. And so that would be my number one recommendation ⁓ is start there. Now, if you're not quite ready, I think the next best thing, in my opinion, is we do, I do interview ⁓ Jason Hull (11:00) think the next best thing in my opinion is we do, I do interview. Brian Seidensticker (11:03) attorneys in different states. And so if you don't want to pay the attorney fees to figure some of that out, ⁓ it's free on our site. You don't have to pay anything. Just go to our website and there's a resources section you can filter down by the state that you're interested in. And if I've interviewed an attorney and asked a lot of those questions, it can be a free hour or two of that attorney's time ⁓ answering those basic questions for anybody that wants to start there. Jason Hull (11:04) attorneys in different states and so if you don't want to pay the attorney fees to figure some of that out it's free on our site you don't have to pay anything just go to our website resources section you can filter down by the state that you're interested in and if I've interviewed an attorney and asked a lot of those questions it can be a free hour or two of that attorney's time answering those basic questions for anybody that wants to start there Brian Seidensticker (11:28) It's a less expensive starting point. Jason Hull (11:29) it's a less expensive starting point Okay great, what's the website address? We'll plug it right now. taxsaleresources.com awesome. Let me do a quick word from our sponsor and then we'll get back into this. So many of you tell me that maintenance is Brian Seidensticker (11:34) This is taxsaleresources.com Jason Hull (11:51) Probably the least enjoyable part of being a property manager and definitely the most time consuming. But what if you could cut that workload up to 85 %? That's exactly what Vendoroo has achieved. They've leveraged cutting edge AI tech to handle nearly all your maintenance tasks from initiating work orders and troubleshooting to coordinating with vendors and reporting. This AI doesn't just automate. It becomes your ideal employee, learning your preferences and executing tasks flawlessly. never needing a day off and never quitting. This frees you up to focus on the critical tasks that really move the needle for your business, whether that's refining operations, expanding your portfolio, or even just taking a well-deserved break. Over half the room at DoorGrow live last year at our conference signed up with Vendoroo right there and then a year later, they're not just satisfied, they're raving about how Vendoroo has transformed their business. So don't let maintenance drag you down. step up your property management game with Vendoroo. Visit vendoroo.ai slash DoorGrow today and make this your last maintenance hire you'll ever need. Okay, so let's get back into tax liens and tax deeds. Now, how could property managers start to educate their clients on this so that they can get more properties in their portfolio? Brian Seidensticker (13:10) So, one, I guess a quick note, just listening to that note from Vendoroo. ⁓ This is the first I've heard of it and it sounds fantastic. So it's definitely one I'm gonna check out after this. That's cool. So, sorry, I was thinking about that. How does Tax Sale Resources help these folks? Jason Hull (13:10) So, well, I'm gonna use a quick note just listening to that note from Ben-Dur-Roo. Hahaha So, sorry, I was thinking about. Yeah, property managers, they're one of their primary goals. What gets them access to more deals is just being connected to more investors. They want to get more clients and they want their existing clients that they love that want to get into more property, help them find more property more quickly. So how can property managers start to educate their clients, these investors on tax liens and tax deeds, what would be a good way for them to start being self-educated enough that they could go and educate them about this so they can create more business? Brian Seidensticker (14:02) Yeah, I mentioned our website with resources section, but there's I host a podcast as well called Tax Sale Insiders where I'm interviewing industry professionals, interviewing attorneys, interviewing folks that are real and legitimate in the space. And I started that podcast because there wasn't a whole lot of real and legitimate information out there. ⁓ Now, truth be told, it's it's Jason Hull (14:07) to the podcast. folks that are real, legitimate space. And I started that podcast because there wasn't a whole lot of ⁓ real and legitimate information out there. ⁓ Now, truth be told, it's it Brian Seidensticker (14:29) can be pretty, ⁓ what does my wife say? ⁓ If you want any assistance in going to bed at night, it's probably a good podcast to listen right before bed because I'm interviewing attorneys, right? it's, Jason Hull (14:29) can be pretty. What does my wife say? If you want any assistance in going to bed at night is probably a good podcast to listen right before bed because I'm interviewing attorneys, right? They're not super thrilling. Brian Seidensticker (14:45) are not, you know, small episodes of very high level of information. gets pretty deep, right? But for anyone that is legitimately wanting to get in the space, it is outstanding. ⁓ Jason Hull (14:45) These are not small episodes of very high level information. gets pretty deep, right? Yeah. But it's legitimately wanting to get in space is outstanding. Got it. It sounds like a good step maybe to check out the podcast, if there are, you know, check out your website, see if there's any attorneys that maybe you've connected with in a particular market. But regardless, they need to find a local attorney and maybe a good strategy for some of my clients listening and others would be to go find that local attorney and maybe do a little event with them. Bring your investors to the table. It could be a Zoom event, a virtual event, but bring this attorney. Be the interviewer. Make it a little bit more interesting. You'll have to be the interesting one, it sounds like. And interview them and ask the attorney to help you put together something that would be mutually beneficial for you, the attorney. and for the potential mutual client that you could share. sounds like a good strategy to start getting into some of these deals. Brian Seidensticker (15:48) Absolutely, there's, you know, while tech sales occur nationwide, right, and they there might be slightly different processes, but it's something that I'd say everybody could look into. It's not isolated to one market or another. can be a tool utilized, right, for anybody in the space. Jason Hull (16:06) So explain your services, your sites, how can, besides just doing research, how else can these facilitate what they're trying to accomplish here? So really what Tax Sale Resources is today is it answers all the basic questions that there weren't any answers to when we first got into space, right? was over a decade and a half ago. But at the time, and I say simple answers, things like... Brian Seidensticker (16:19) So really what Tax Sale Resources is today is it answers all the basic questions that there weren't any answers to when we first got in this space, right? This is over a decade and a half ago. But at the time, and I say simple answers, things like when are these auctions taking place? Where are they taking place? What are the properties associated with these auctions, right? And what are the information associated with those properties? Because typically, definitely at the time and still today, what's Jason Hull (16:34) When are these auctions taking place? Where are they taking place? What are the properties associated with these auctions? And what are the information associated with those properties? typically, definitely at the time and still today, Brian Seidensticker (16:46) but published as a list of partial numbers. So that doesn't tell you a whole lot. Partial numbers and tax amounts do. And so what we've done is compiled that all into, I haven't gotten trouble for this yet, it's a Zillow style platform where it's all loaded with all of that information. And so Jason Hull (16:46) what's published is a list of parcel numbers. that doesn't tell you a whole lot. Parcel numbers and tax amounts do. And so what we've done is compiled that all into, I haven't got trouble for this yet, it's a Zillow-style platform where it's all loaded with all of that information. Brian Seidensticker (17:01) if you're after a specific asset type, which I think property managers could certainly in their area say, hey, I want to target these parts of town. I want to target these types of properties with Jason Hull (17:02) If you're after a specific asset type, which I property managers could certainly in their area say, hey, I want to target these parts of town. I want to target these types of properties with certain square footage and number of beds and baths. You can settle that criteria up and the system will tell you here's what's going up for sale in given moment in time. And those types, it seems simple, That's a massive task coming from somebody that it all together and have a great team. Brian Seidensticker (17:11) you know, certain square footage and number of beds and baths, right? You can set all that criteria up and the system will tell you here's what's going up for sale, right? At any given moment in time. ⁓ and those types, it seems simple, right? And that, that's a massive task, right? Coming from somebody that put, well, ⁓ put it all together, right? And have a great team monitoring Jason Hull (17:31) monitoring that, but it's 8,000 plus auction a year, know, are millions of properties. And so it's a massive task. Brian Seidensticker (17:31) that. ⁓ but it's 8,000 plus auctions a year. It's, know, millions of properties. And so it's a massive task. So Jason Hull (17:39) So we simplify that, right? And that's essentially think of tax and resources as once you kind of know what you're doing in this space, right? So go do your research, to attorney, right? You've got your model, right? What you're looking for, you're looking to target. Then the platform can be all of the information for you to be successful from there. We like to call it all of the tools for knowing Brian Seidensticker (17:39) We simplify that, right? And that's essentially think of tax resources as once you kind of know what you're doing in the space, right? So go do your research, talk to attorney, right? And you've got your model, right? What you're looking for, what you're looking to target. Then the platform can be all of the information for you to be successful from there. We like to call it all of the tools for knowing not your knowledgeable space or knowledgeable investors in the space to actually be successful. And that's really what tax resources, the platform is now. Jason Hull (18:01) not in nodule space, not investors in the space to actually be successful. And that's really what tax resources the platform is. Now, that kind of dovetails into typically, right, this is one of the issues that some investors may come and get up against is a very cash intensive acquisition strategy because you have to typically have cashier checks, right, capital on hand, they have the auction, you don't have... Brian Seidensticker (18:09) that kind of dovetails into typically, right, this is one of the issues that ⁓ some investors may come up against is a very cash intensive acquisition strategy because you have to typically have ⁓ cashier's checks, right, capital on hand, day of the auction. You don't have 30 days to go close. Now there's some states where you can put a deposit down, but in general, most of the country works under a Jason Hull (18:29) ⁓ Brian Seidensticker (18:36) as is sale right then and there. I've actually even participated in auctions where they pause the auction and they won't continue until the person that won it comes down and provides their cash to purchase that asset. ⁓ Most folks, right, you don't have millions of dollars laying around. And that's really where Mountain Earth Capital, which is the other side of the house, came Jason Hull (18:47) Wow. Brian Seidensticker (18:57) about, which is working with local investors in helping provide the capital and Jason Hull (18:58) came about, which is working with local investors and helping provide the capital Brian Seidensticker (19:03) in acquiring those properties. ⁓ Now, I'll stop short in saying that we're all lender. We're not a lender. This is not a lending scenario, but we can be a capital partner for folks that want to use this as an acquisition strategy and have a model that is already successful or have a great ⁓ model in mind and want to pursue it because we can be the capital that Jason Hull (19:03) and acquiring those properties. Now, I'll stop short and say we're lender. We're not a lender. This is not a lending scenario, but we can be a capital partner for folks that want to use this as an acquisition strategy and have a model that are either A, already successful, or have a great ⁓ model in mind and want to pursue it. Because we can be the capital that Brian Seidensticker (19:26) on the day of action and buying those assets. Jason Hull (19:27) on the day of action and buying those assets Brian Seidensticker (19:30) in kind of a bridge type scenario where you have an end goal in mind. And so that's what Mountain North Capital is, is the access to the other major problem, right? The harder problem. We solved the easy questions and problems back in 2010 and then in 2020 we solved the second half, which is the capital aspect for folks that want to participate in this acquisition strategy. Jason Hull (19:30) in kind of a bridge type scenario where you have an end goal in mind. And so that's what Bound Worth Capital is, is the access to the other major problem, right? The harder problem. We solved the easy questions and problems back in 2010 and then in 2020 we solved the second half, which is the capital aspect for folks that want to participate in this acquisition strategy. Got it. Do some get involved with lenders trying to do these deals or hard money lenders or? Yeah, I think there's probably three avenues of, let's say four. Brian Seidensticker (19:57) I think there's probably three avenues of, I'd say four avenues of capital, And if I were to rank them in the least cost, if you have cash on hand, great, right? That doesn't cost anything. If you can get a line of credit out on some other asset or assets, right? Then that's a least cost effective or cost. Jason Hull (20:07) Right, cash is king. Brian Seidensticker (20:21) least costly ⁓ avenue, hard money lenders are another one, right? Where, if you've got credit available and have those hard money lenders that you can utilize, that might be one that is available. ⁓ I would caution though that not caution, but not all hard money lenders are aware and comfortable with tax sales. So that's something you got to work through with them. And then most folks don't have access to those or you have access to those until you kind of max all those out, right? And then Jason Hull (20:22) least costly avenue. one that is available. Okay interesting so Brian Seidensticker (20:47) You know, our, our source of capital is a very different source of capital allows folks to continue buying when typically folks have to stop buying and run out of other sources. Jason Hull (21:01) Yeah, so they've got to find the cash, they've got to find the funds to be able to do these deals and they move quick, like real time sometimes at these auctions. How do these auctions differ from the foreclosure auctions and some of these sort of deals? Brian Seidensticker (21:10) Yes. I'd say they're similar for, so for most folks or folks that are familiar with mortgage foreclosures, a lot of time, this procedures are very similar. ⁓ now the biggest difference is the type of title that you get at these auctions. And this is why banks don't typically touch these types of assets. Cause you're essentially buying a quick claim deed. Now that quick claim deed comes with headaches, right? You have to potentially do some quiet title, which is probably the most common thing that you got to deal with. ⁓ and you. Jason Hull (21:17) I'd say they're similar. So for most folks, there are folks that are familiar with mortgage foreclosures, a lot of times, these procedures are very similar. Now the biggest difference is the type of title that you get at these auctions. And this is why banks don't typically touch these types of assets, because you're essentially buying a quick claim deed. Now like quick claim deed comes with headaches, right? You have to potentially do some quiet title, which is probably the most common thing that you got to deal with. And you... Brian Seidensticker (21:45) may or may not most of the time you don't have to deal with any other liens on the property. Right. And so those are things that most people don't understand. That's also a reason why a lot of hard money lenders don't really like the space and also a reason why banks won't touch it. Right. They don't want to go through the effort of learning all of those things at the scale that we're talking. Right. Because there, you know, there's probably four to five billion dollars of real estate sold like this annually, which Jason Hull (21:46) may or may not most of the time we don't have to deal with any of the liens on the property. Right. And so those are things that most people don't understand. That's also a reason why lot of hard money lenders don't really like this space. also a reason why banks won't touch it. They don't want to go through the effort of learning all of those things at the scale that we're talking. Right. There's probably four or five billion dollars of real estate sold like this annually. Yeah. There's plenty for most of the folks listening but for banks that's small drop. Brian Seidensticker (22:10) is plenty, right? For most of the folks listening, but for banks, that's a small drop in the bucket compared Jason Hull (22:15) budget compared to traditional real estate. And so that's one thing to keep in mind is the the actual ad there, the logistics of ⁓ registering for the sale, participating in the auction, right? That's all very similar, right? Underwrite properties, that's no different. The biggest difference is when it comes to underwriting the title, right? You have to keep that in mind. That's also one of the things that Mountain Rock Capital Brian Seidensticker (22:15) to traditional real estate. And so that's one thing to keep in mind is the logistics of ⁓ registering for the sale, participating in the auction, right? That's all very similar, right? You underwrite properties, that's no different. The biggest difference is when it comes to underwriting the title, right? You have to keep that in mind. And that's also one of the things at Mountain Earth Capital. provides is we understand that it can kind of people Jason Hull (22:39) provides is we understand that it can kind of help. Brian Seidensticker (22:42) avoid pitfalls because we're interested in making sure that they're successful also. ⁓ That's the biggest difference is just the additional underwriting involved on that. Jason Hull (22:42) people avoid pitfalls because we're interested in making sure that they're successful also. That's the biggest difference is just the additional underwriting involved on that one. Got it. So maybe it would be a good first place to start would be to leverage the expertise of Mount North Capitol, go through one of these processes before you start trying to wing it on your own, perhaps. Yes, mean, I guess without completely tuning our own horn. Brian Seidensticker (23:06) Yes, I I guess without completely tooting our own horn, I would recommend that obviously I'm biased, but for folks that are somewhat new to the space, but at least understand real estate, understand how to manage that real estate, which ⁓ majority of listeners fall into that bucket and just want to utilize this, then Mountain Health Capital can be the perfect partner to work with in that regard. Jason Hull (23:14) that are somewhat new to this space, but at least understand real estate, understand how to manage that real estate, which majority of listeners fall into that bucket and just want to utilize this, then Mount of Capital can be the perfect partner to work with in that regard. Got it. What are some of the big questions that people have when they start getting involved in this that they should be aware of? Brian Seidensticker (23:36) well, we've, we've covered some of them already, but it's like, what are, what are the other, I'll say unknown unknowns, right? Of like, what, what should I be aware of that I haven't asked about, right? And we've touched, you know, the hate, you know, making sure that you speak with attorney, right? Making sure that you're actually underwriting every property. And I don't worry about this as much for, for tax deed buyers because they're used to underwriting properties. There's a, on the taxing side, there's, there's kind of a Jason Hull (23:37) Well, we've covered some of them already, but it's like... say unknown unknowns, right? Like what should I be aware Brian Seidensticker (24:05) a myth out there that there's value in every tax lien sold. And that's not the case because there's tax lien sold on worthless pieces of property. So underwrite your property just like you would normally, ⁓ make sure that you understand the title aspect, ⁓ you know, of, of the property that you're acquiring and what other I would call garbage are you going to have to deal with? ⁓ and then, you know, just making sure that you have a valid and good exit ramp. Jason Hull (24:06) myth out there that there's value in every tax lien sold and that's not the case because there's tax liens sold on worthless pieces of property. So underwrite your property just like you would normally. Make sure that you understand the title aspect of the property that you're acquiring and what other item called garbage you're going to have to deal with. And then just making sure that you have a valid and good exit Brian Seidensticker (24:31) Right. Especially if we're going to partner with folks, want, we're not Jason Hull (24:31) ramp. Especially if we're going to partner with folks, we want... Brian Seidensticker (24:34) interested in the long-term hold strategy. We want to be that, Hey, let's buy the property. Let's get it stabilized. Let's make sure the title issues are squared away. Then go get normal financing, right. At a lot better rate, get us out of the way. And then you can hold it, you know, for the term of however long you want to own that rental property. Right. And we've worked with several folks that are using that strategy of working with us in that, in that short period of time. And that's like. Jason Hull (24:34) We're not interested in long-term hold strategy. We want to be that, hey, let's buy the property. Let's get it stabilized. Let's make sure the pilot issues are squared away. Then go get normal financing at a lot better rate. Get us out of the way. And then you can hold it for the term of however long you want to own that rental property. We work with several folks that are using that strategy of working with us in that short period of time. Brian Seidensticker (25:00) If you execute that playbook, you can be very successful. Jason Hull (25:01) If you execute that playbook, you can be very successful. Does that cover then most of the major potential pitfalls that people fall into when you see them getting started with this? Yes, I think if you do it the right way, you do your research, right, and you don't just blindly go start buying items, then you'll be successful. Where people typically get burned is they look at Zillow for pictures. Well, these properties are distressed, right? These are more distressed than mortgage proposals. You definitely need to grab a private. Brian Seidensticker (25:10) Yes, I think if you do it the right way, you do your research, right? And you don't just blindly go start buying items, then you'll be successful. Where people typically get burned is they look at Zillow for pictures. Well, these properties are distressed, right? These are more distressed than mortgage foreclosures. You definitely need to try to the property because Zillow might be 10 years old and shows a nice property there. Well, in the last three years, you know, when it Jason Hull (25:32) because they might be 10 years old and shows a nice property there. Well, in the last three years, know, Brian Seidensticker (25:37) first went delinquent through the foreclosure process, they could have had a fire in the back and it's a tear down. These are all things that maybe normal real estate investors don't think about, but that is the type of assets that you might encounter in this space. So it's just doing your research like you should, or any real estate investor should. Jason Hull (25:37) it first went delinquent, right, through the portfolio process, they could have had a fire in the back and it's a tear down. These are all things that maybe normal real estate investors don't think about, right? That is the type of assets that you might encounter in this space. So it's just doing your research like you should, right? Or any real estate investor should. Do these always have to be done in person? Is there a way to do this? any of these remotely or is that just dependent on some markets? Brian Seidensticker (26:03) So the auction platforms in attendance typically can be done remotely. that's part of working with Mountain Earth Capital is some of the many of the auctions we still get great deals are live. But that's part of the services we provide is actually having bidders that attend the auctions. And so if you're in California, for example, and you want to participate in auctions in Texas, typically you wouldn't be able to do that. But through our program, you would. ⁓ Jason Hull (26:13) Many of the oxygen-re-stemming great deals are... So if you're in California, for example, and you want to participate in auctions in Texas, typically you wouldn't be able to do that, but through our program you would. Interesting. Brian Seidensticker (26:30) On other hand, are almost every tax deduction in Florida is online these days. And so if you wanted to go it alone and participate in these auctions remotely, about 70 % of the country is online ⁓ post COVID. Jason Hull (26:31) And there are almost every tax deduction in Florida is online these days. And so if you wanted to go it alone and participate in these auctions remotely, about 70 % of the country is online ⁓ post-COVID. Got it. Yeah. They just doing this on zoom or Google meter. Brian Seidensticker (26:51) Yeah, well, they know they, you they have platforms, auction platforms that the counties have contracted with and utilized for the sale of property. So instead of raising your paddle, you're clicking a button. mean, the auction is executed the same, but allows it, you will anybody to participate in them at this point? Jason Hull (26:55) that the counties have contracted with. Interesting. Lies to the sale of property. So instead of raising your paddle, you're clicking a button. Yeah. But a lot of that really needs to be put in. Yeah, got it. Okay, well that's really cool. So, well let's get your info. How can people reach you and reach both of these entities that you've got and. And then any parting words that you have for those that are wanting to get involved in this? Brian Seidensticker (27:28) Yes, I think the easiest well as far as the two websites for folks that want to check it out, right? Taxsaleresources.com mentioned that earlier on the Mountain North Capital side is mountainnorthcapital.com You can check that out. If you want to get in touch with me, go to TaxsaleResources.com and there's a There's a phone number on there, call the phone number. There's actually a real person on the other end answering it. It's not an AI agent. We haven't made that leap. I still believe that having real people on the other end is important and just tell them, yeah, I heard Brian's caught me a podcast on Jason's or took me and Brian on Jason's podcast. I'd like to talk to more about, you know, XYZ and they'll get you in touch with. Jason Hull (27:55) I still believe that having real people on the other end is important. Just tell them, I heard Brian's podcast on Jason's, or take me and Brian on Jason's podcast. I'd like to... Perfect, awesome. Cool. Well, Brian, appreciate you coming on the show. This is very interesting. think a lot of my clients, This might crack open a new idea for them, another growth channel that they could leverage as a resource for their investors. And so I appreciate it. Thanks so much. All right. So those of you listening, if you've ever felt stuck or stagnant and you want to take your property management business to the next level, reach out to us at doorgrow.com also. Brian Seidensticker (28:25) Thanks for having me, Jason. Jason Hull (28:36) Join our free Facebook community just for property management business owners at doorgrootclub.com. And if you would like to get the best ideas in property management, join our newsletter at doorgrow.com/subscribe And if you found this even a little bit helpful, don't forget to subscribe and leave us a review on whichever platform you saw or heard this on. We'd really appreciate it. And until next time, remember the slowest path to growth is to do it alone. So let's grow together. Bye everyone.
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