Podcast appearances and mentions of james laird

If your mortgage is up for renewal soon there are a lot of decisions to be made and how do you go about navigating them. We have James Laird, Ratehub.ca's Co-CEO and President of mortgage lender CanWise, join us to share some of the strategies he has to make those tough decisions.

What to do when your mortgage is set to renew.  James Laird, Ratehub.ca's Co-CEO and President of mortgage lender CanWise, joins us with his advice. And, a look at refinancing your mortgage. Frances Hinojosa, mortgage broker and CEO of Tribe Financial takes us through some of the options. Then, why we turn a blind eye to money matters. Behavioral science researcher Youval Aberman shares his perspective on what to do about “Ostrich Brain”.  Plus, Credit Canada's Becky Western-Macfayden tells us about their new financial coaching program to help you reduce debt. To find out more about the guests check out: Frances Hinojosa: Instagram | X(Twitter) Tribe Financial: tribefinancial.com | X(Twitter) | Instagram. Becky Western-Macfayden: creditcanada.com | Facebook | X(Twitter) | LinkedIn | Instagram Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn

“Where are they now?” Continues with James. Check it out!

James Laird, co-CEO, Rate Hub dot ca  Learn more about your ad choices. Visit megaphone.fm/adchoices

James Laird, co-CEO of RateHub Learn more about your ad choices. Visit megaphone.fm/adchoices

Hello…this is Bo Kauffmann of Remax in Winnipeg, with your real estate news for…  Saturday, April 22nd, 2023…   Today is National Jelly Bean Day and International Earth Day   According to a new RateHub research, Canadians will need an annual income of $217,000 in Toronto to finance an average home.  That's a lot of jelly beans   Even though the city's average home price has dropped by more than $200,000, the income required is actually 6,250 more than was required a year ago.   According to RateHub co-CEO James Laird, Canadians now need to earn more money to buy a home due to rising interest rates and a 7.54 percent stress test rate.   According to the survey, homebuyers in nine of ten Canadian cities must earn between $5,650 and $21,360 more in annual income than they did last year in order to afford a home.  The only city where you can buy a home with less income than a year ago is Hamilton ONT, which requires nearly 5K LESS in annual income than a year ago.  Reason is that Hamiltons average home dropped around 20% in value, which more than makes up for the rise in interest rates.   Lets take a look at some of the cities in this report   The average Vancouver home dropped by $119,600 March over March, but the income required rose by 21K  to   221,220/year.    Calgary got the double whammy.  House prices went UP 5,600 on average  (the only city with an increase in property values).  Add the higher interest rates, and required income went from $91  to $110,000/year   The only 2 cities in the report with home values below $400K where Edmonton and Winnipeg. In Edmonton, you need an annual income of just shy of $82K, while in Winnipeg, $75,650 is enough to buy an ‘average home'..   Thinking of buying?  Call me right now to set up a free home buyer consultation, either in person or via zoom.   204-333-2202   Add us to your Daily Routine on Alexa.  Go here to add to Alexa in the Canadian Skill Store. Are you interested in more in-depth real estate information?  Check out our podcast, available on most podcast platforms. Do you have an Android Phone?  Add our Free Podcast App Here. Do you have an I-Phone?  Here is our iOS version of the podcast app.

Bank of Canada is warning that higher mortgage rates tied to its rapid policy rate hikes over the past year will test the household of Cdn households in the coming months. But is BoC worried? Guest: James Laird, Co-founder and co-CEO of RateHub. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's podcast: What is with all the leaks recently? It seems these leaks keep happening frequently and coming from positions in government that should not have leaks coming from. Why are these happening? Guest: Carmi Levy, Technology Analyst and Journalist. An Op-Ed by Arie Kruglanski: Why do mass shooters kill? It's about more than having a grievance. Guest: Arie Kruglanski, Professor of Psychology, University of Maryland. Bank of Canada is warning that higher mortgage rates tied to its rapid policy rate hikes over the past year will test the household of Cdn households in the coming months. But is BoC worried? Guest: James Laird, Co-founder and co-CEO of RateHub. Global News: “Millennials who rent will have to save 50% more than homeowners to retire.” Guest: Jillian Kennedy with Mercer Canada --------------------------------------------- Host – Arlene Bynon Executive Producer – Kelsey Campbell Content Producer – Demi Knight Technical/Podcast Producer – Tom McKay Podcast Co-Producer – Matt Taylor If you enjoyed the podcast, tell a friend! For more of the Roy Green Show, subscribe to the podcast! https://globalnews.ca/roygreen/ Learn more about your ad choices. Visit megaphone.fm/adchoices

On this July 25th edition of The Drive Podcast, guest hosted by J'lyn Nye: Reaction to Pope Francis' residential school apology with Matthew Wildcat, assistant professor in the University of Alberta's Faculty of Native studies and political science, and a member of Ermineskin Cree Nation...and How much income do you need to afford a house in Canada? We speak to James Laird, Co-CEO of Ratehub.ca and President of CanWise mortgage lender

James Laird, co-founder of ratehub.ca and president of CanWise Financial   See omnystudio.com/listener for privacy information.

This was an amazing interview. So much fun that James will be returning in a future episode. Check it out and enjoy! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

On our 2nd show, we talk real estate investment with James Laird. He is the founder of CanWise Financial - one of the top rated mortgage brokerages in Canada. He also owns several of his own investment properties. Should Millennials get into the housing market? How should they do it? We dig in, have some fun, and discuss investment properties. [0:00] Intro [1:40] Opening thoughts on buying a home and the real estate market in Canada [4:15] Tyler's feelings on owning real estate [6:02] Is Hyder an aspiring home buyer? [7:25] Do you want to buy a home?  [8:00] Justin on renting a condo and not being ready to buy a house [8:47] We ask Torontonians if buying a home is a good idea [9:40] Interview with James Laird [10:00] Money Mess-Ups Segment Burger's Priest, appletinis, an ugly painting, a child places an Amazon order, and the double edged sword of Uber discounts [13:55] Why is owning a home part of our national conversation? [15:28] You need 132k to afford an average house in Vancouver [15:43] Where is the cheapest place to buy a home in Canada? [16:34] 75% of Canadians believe owning a home is a good investment. Is there a recency bias? Why do people so overwhelmingly believe it's a good investment? [17:21] Decouple where you own real estate from where you live [18:35] Do you lose principal residence benefits if you buy an investment property? [18:55] James Laird reflects on his first home purchase [19:50] How do you develop a budget to buy an income property? [20:40] Do you manage your rental property yourself? [21:25] 18% of people said home maintenance costs were the biggest regret and unknown. [23:00] 81% of Millennials aspire to buy a home. What should they consider before entering the market - especially in Toronto? [25:35] Statistics Canada reports 1 in 3 people aged 20-34 now live at home with their parents [27:20] Baby boomers are the richest generation ever [28:20] What are the repercussions of parental help in buying a home? [29:20] On the failure of urban planning and the supply side of housing [31:00] Society needs the next generation to own homes.  [31:56] If wages don't increase and house pricing still rises, is there a new reality that fewer people will own homes? [34:00] If you want to live in a major city centre, it might not be a reality to own there.  [34:40] Closing thoughts with Justin, Hyder, and Tyler [34:45] What did you think about when he said, "the dollars you'll never see again" when you think about renting? [35:25] There are a lot of dollars you'll never see again when you own a home [36:10] No money left over to invest after mortgage payments [37:00] Hyder is paying for the privilege to rent and will invest in the market [37:18] Is there pressure to buy a home? [38:04] Keeping up with the Joneses, a lot of help from their parents Harper's Bazaar article  [39:00] 26% of buyers used a gift from their family to buy a home [39:23] Poverty charges interest [39:57] Shower thoughts with Tyler [40:15] Outro

Welcome back to the Bros and Consoles podcast! This week, we go over a cornucopia of topics from the end of the game approval freeze in China to our favorite years in video games! Spoilers: games are awesome. Time-codes: 02:15 - Housekeeping 05:26 - Seg. 1: What're ya playin'? (And what're ya buyin'?) 36:32 - Seg. 2: The Bropinion Report 36:49 - #1: China's freeze on game approval ends (James Batchelor on GamesIndustry.biz) 48:58 - #2: Upcoming PS Plus change in March 2019 (Samit Sarkar on Polygon, and James Laird on Trusted Reviews) 1:02:17 - #3: Xbox All-Access ending 12/31, returning 2019-ish (Charlie Hall on Polygon) 1:08:03 - #4: What games do you regret buying? (Julia Lee on Polygon) 1:32:46 - #5: What is your favorite year in video game history? 2:08:39 - Seg. 3b: The Weekly Nintendo Switch Picks! (No PSN drop this week!) 2:18:50 - Seg. 4: The N.I.C. (Furi, by The Game Bakers, available now on PS4, Xbox One, and Nintendo Switch) 2:27:45 - Seg. 5: Sonic's Super-fast Minute! --- Support this podcast: https://anchor.fm/brosandconsoles/support

Today we're chatting with Alyssa Furtado, co-founder of Ratehub Inc. and CEO of Ratehub.ca, the leading Canadian financial comparison site for mortgage rates, credit card deals, deposit rates and insurance. Alyssa and James Laird co-founded Ratehub Inc. in 2010 and have since grown the company to 70 full time employees. Under their leadership, Ratehub Inc. has launched its own in-house mortgage brokerage, CanWise Financial. We're talking to Alyssa about EOS (entrepreneurial operating system), a framework for setting and communicating goals across the company. People Leading People is the podcast where we get real with successful leaders about how they handle the people stuff. Read the full transcript here: https://soapboxhq.com/blog/management-skills/alyssa-furtado-on-people-leading-people If you like what you hear, subscribe to the whole season, and please give us ⭐️⭐️⭐️⭐️⭐️ in the reviews.

Everyone in the Canadian real estate world is talking about the new mortgage rules and how they will affect the market. Andrew la Fleur talks to James Laird of Canwise financial, a mortgage brokerage responsible for over $1B in mortgages about the new rules and how they will affect investors, first time buyers, and people looking to refinance their homes. Click here for show notes. Andrew la Fleur / Sales Representative 416-371-2333 / andrew@truecondos.com http://www.truecondos.com http://www.twitter.com/andrewlafleur     http://www.facebook.com/truecondos

After a brief stint in rehab, The 3 Drunk Geeks have triumphantly returned to the world of Podcasting! Join Nicholas Grover, Neil Picard and James Laird as they fill your ear holes with funfilled segments, interesting anecdotes, drunken humor, and discussion of the latest Geek topics in their homestate of Arizona and beyond. In this episode, the geeks thank their listeners for their continued support during their hiatus, critique the latest season of Game of Thrones, talk about World Cup Madness, recap shenanigans at Gallifrey One and Phoenix Comicon, Neil says don't waste your time on "Dear Mr. Waterson", and James admits that he has finally gotten around to watching Supernatural.Not to mention, REALLY GOOD Irish Whiskey and Protein Bars made from ACTUAL MEAT! All this and more on:Sham-Wowzers! Cheers and Enjoy! Check us out on the interbutts!www.facebook.com/3drunkgeekswww.twitter.com/3drunkgeekswww.instagram.com/3drunkgeekswww.youtube.com/3drunkgeeksWear our podcast stuff on your torsos!  http://www.redbubble.com/people/3drunkgeeks/shop  Also check out www.geeknewsnetwork.net for MOAR content! 

Julie-Anne Popple talks about when ants go to war, Larissa Savass vtalks about kindly cultured burgers, Ian Woolf reports on the NICTA Techfest 2012, interviewing: James Laird about electronic pain management, Leif Hamlen about health data mining, Leonid Ryzhyk about software writing software to control hardware Julie-Anne Popple interviews Rick Shine about snake fishing. Presented by Larissa Savvas, Produced by Ian Woolf with technical support from Julie-Anne Popple