Halifax Real Estate Podcast

Andrew and I take a look at 1645 & 1647 Oxford Street, a 2 unit investment property in south end Halifax that produces over $100,000 in gross income per year. We breakdown the cashflow, the expenses, the net operating income, how the investment property is operated, the benefits, risk of purchasing this property, and the different strategies that can applied to this property. Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcastAndrew Hutchison 902-240-7212andrew@hutchisonmortgages.ca@andrew_hutchison_mortgages@hutchisonmortgages

Here's the headline, the Halifax real estate market and all of Nova Scotia is clearly cooling, and buyers know it!There's more options for them to see, there's far more variables that they can assess when looking at your home, and they are using that leverage in negotiations to get themselves the best deal possible. And rightfully so. How it's been for our listings and the activity we've seen from buyers for our teams listings this September. How it's been navigating a slower market with buyer clients who have choices, and what conversations we're having in today's market. & finally why we seem to have so few buyers in the real estate market compared to the last few years. Enjoy!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcastMatt Legatto902-240-3304matthew.legatto@indimortgages.ca@mattlegatto.mortgageslegatto.indimortgage.ca

The real estate market is SHIFTING, can you feel it? We have not had this many homes for sale in Halifax at one time since August 2019. Homes are sitting longer than sellers and Realtors are used to. Homes are having more and more price reductions to entice an offer from buyers.Buyers are taking their time on their home buying journey. They're taking into consideration the level of finishes, the level of upgrades, what they see that they need to renovate in a sellers home to make them comfortable enough to buy it. They're demanding the sellers pay for more improvements to the property before they agree to purchase it. They're considering the monthly mortgage payments, the cost of property taxes, the cost of heating, and the cost of maintenance.If the buyer is engaged at all.That's the other thing, at this moment in time there are very few buyers engaged in the market. They're taking longer to get pre approved, they're taking longer to schedule viewings, they're seeing homes 2 to 3 times before they consider buying an offer. Why? After years of being in a horrible sellers market, buyers have come to realize that they have time again, they have leverage again, and they're using it to their full advantage.Rob Brown is back today to break down how to navigate your real estate journey in a shifting market. Jason Paul 902-220-7357 jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor @halifaxrealestatepodcastRob Brown rob@gofredericton.com

A breakdown of costs and expenses for the average person thinking about buying or selling their home!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcast

Today's guest is Don McCooeye, Don is a veteran and now Realtor who runs the award winning Don McCooeye Group with his wife Jamie at Royal LePage Atlantic. We're discussing Don's rapid rise in the real estate industry and what he's learned since he got his license at the beginning of 2020, just before the COVID-19 pandemic. Growing and scaling his business to peaking at over 70 transactions in a single calendar year, to bringing his wife Jamie into real estate as his assistant and eventually becoming a successful Realtor in her own right. And finally ending up where the market is today and the difficulties we see happening for today's real estate transactions and Realtors. Enjoy!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcastDon McCooeye902-225-0892don@themccooeyegroup.ca

The August market stats are out for 2026 and there are a few things to make note of!For the July market stats, I predicted that Halifax would move into a balanced market for the first time since August 2019. I was wrong! Halifax held onto its seller market status with 1495 homes for sale in all of HRM. (Down from 1500 in July 2026.)Average price point increased $10,000 from July to August which is typical for the real estate market in general.The interesting one though, and a statistic I've never tracked before in my career, average number of viewings per accepted offer. In August, the average listing needed 10 viewings before accepted an offer. In August, the average listing had 4 viewings. Read that what you will, especially if you're selling!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcast​

Andrew and I are back for our monthly look at an investment property for sale right now in Nova Scotia!Today's listing is 18 Gaspereau Avenue in Wolfville Nova Scotia. MLS #202609410 This listing is a four-unit building with two 2-bedroom units and is advertising two bachelor units.We do some rough calculations to figure out the following1.) Potential income 2.) Potential monthly expenses at current purchase price3.) Renovations/upgrades to improve the value of the property and increase cashflow4.) Investment strategy for this specific unit (buy & hold, Airbnb, BRRRR, etc.)Enjoy!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcastAndrew Hutchison902-240-7212andrew@hutchisonmortgages.ca@andrew_hutchison_mortgages

Thinking about buying a home in Halifax, or in Canada? Matt Legatto is back on the podcast to discuss the current interest rate landscape in Canada, particularly why the 5-year fixed rate mortgages are at highs that we have not seen since 2023-2024. The different options available to people on the market, what's causing the hike in fixed rates, and what's happening in Halifax real estate overall.Enjoy!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcastMatt Legatto 902-240-3304matthew.legatto@indimortgages.ca@mattlegatto.mortgages

For the 100th episode of the Halifax Real Estate Podcast, Anja and I answer some of our audiences questions about real estate!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcastAnja Paul902-300-9058anja@infinityrealestategroup.ca@anjapaul09@infinityrealestategroup

How my clients were able to add $1200 in monthly income, 30 days after purchasing their first investment property.How my clients are about to turn $1200 in monthly income to almost $2500 in monthly income, 6 months after buying their first investment property.How my clients are adding up to $75,000 in equity and home value within 6 months of purchasing their first investment property.And ultimately why my clients looked to real estate to provide their family a little more financial stability, and a little more financial freedom.Jason Paul 902-220-7357 jason@infinityrealestategroup.ca @jasonpaulhalifaxrealtor @halifaxrealestatepodcast

Halifax home prices dropped $66,000 from April 2026 to July 2026.Halifax is about to be in a balanced real estate market for the first time in 7 YEARS. (Last time was August 2019.)Halifax has not had the same amount of homes for sale (1500) since November 2019.Days on market in Halifax is UP . Homebuyers are negotiating harder with sellers over things that deficiencies in homes.We're seeing more price reductions on listings in Halifax, some homes you're seeing multiple price reductions before they even get a viewing. When you're driving through neighborhoods, you're seeing more listing signs than you're used to. There aren't as many people engaged with Halifax's real estate market as before.You can feel it.Richard Payne is back on the podcast to discuss what he's seeing in Halifax's real estate market, whether we think this shift is here to stay, or if it's a blip in the market, and where we think this is going!Jason Paul902-220-7357 jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcast Richard Payne902-489-1804richard@richardpayne.ca@richardpaynehalifax

For the first time in almost 7 years, Halifax real estate is basically a balanced market, and the literal definition of a balanced market is homebuyers paying fair market value for homes. Buyers, you guys have CHOICES again.Days on market are up, you're seeing more and more price adjustments on listings. If there's something wrong with a home that a seller doesn't want to deal with, don't be afraid to ASK for them to complete the work, or for them to PAY FOR IT.Navigating a shifting real estate market can be tricky, make sure you check the most recent homes sold in the neighborhood, so you know that you're paying a fair price for a home.SELLERS: The market is shifting, buyers have choices again. You can no longer slap up a home and expect it to sell in a day. You have to do the work. Price, condition, and location are what sell homes, so make sure you're doing everything you can to make sure your home is in its best condition. And make sure you get pricing right, or else you run the risk of sitting on the making and losing more money in the long run!Jason Paul902-220-7357 jason@infinityrealestategroup.ca @jasonpaulhalifaxrealtor @halifaxrealestatepodcast

It's been a while since I spoke on what's happening in Halifax's real estate market, so here is a breakdown of Halifax's recent market stats for July 2026, and they are interesting!Highlights1.) Halifax home prices dropped $66,000 (or 10%) from April 2026 average sale price of $666k, down to $599k average sale price in July 2026.2.) Halifax is ALMOST in a balanced market for the first time since AUGUST 2019! (A balanced market simply means that buyer's pay fair market value for homes.)3.) There are currently 1500 units (single family homes, condos, mini/mobile homes) for sale in all of Halifax. The highest number of units for sale since NOVEMBER 2019.Halifax seems to be shifting from the sellers market we've become accustomed to, to a slower balanced market where homebuyers are finding more success in options and negotiations with sellers.Jason Paul902-220-7357jason@infinityrealestategroup.com@jasonpaulhalifaxrealtor@halifaxrealestatepodcast

Andrew and I have decided to do a monthly podcast specifically for real estate investing in Halifax. We are going to pick one property that's for sale on MLS in Halifax and breakdown the potential income and expenses for that property if we were to purchase it ourselves!Today's listing is 1197-1199 St Margarets Bay's Bay Road in Beechville just outside of Halifax. MLS #202614472 This listing is a legal duplex with a 3 bedroom 1.5 bathroom unit and a 1 bedroom 1 bathroom unit, the lot itself is lakefront as well. We do some rough calculations to figure out the following1.) Potential income 2.) Potential monthly expenses at current purchase price3.) Renovations/upgrades to improve the value of the property and increase cashflow4.) Investment strategy for this specific unit (buy & hold, Airbnb, BRRRR, etc.)Enjoy!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcastAndrew Hutchison902-240-7212andrew@hutchisonmortgages.ca@andrew_hutchison_mortgages

Today's podcast Matt and I are completing our annual review of CMHC (Canadian Mortgage & Housing Corporation) 2026 mortgage consumer survey. CMHC surveys 4000-5000 mortgage holders across Canada to find out some common trends homeowners may be facing. We also have an update on the 2% down payment program the Nova Scotia government rolled out in a partnership with local credit unions back in February 2026. Find out how many people have actually used this program to sucessfully purchase a home!Last but certainly not least, the federal government announced their intention to purchase 2200 vacant condos in British Columbia. There has been a lot of noise made about this whether it's a government bailout of B.C. developers, if this is a viable option for affordable housing, and the numbers being touted as what the purchase price of these condos may be. Enjoy!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcastMatt Legatto902-240-3304matthew.legatto@indimortgages.ca@matthewlegatto.mortgages

Matt and I decided to have a little fun and share some of the most challenging moments in our careers in the real estate industry. From financing gone wrong, unexpected car loans the day before closing on a new home, to closing day negotiations breaking down over some old curtains, and so much more!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcastMatt Legatto902-240-3304matthew.legatto@indimortgages.ca@mattlegatto.mortgages

This podcast is dedicated to those people that have decided to buy their first home. Now, what stops most first time home buyers from buying a home today?Down payment & closing costs!Matt is back on the podcast today to help me breakdown the best tips and tricks we know of to help first time home buyers save up for a down payment and closing costs faster than they realize!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcastMatt Legatto902-240-3304matthew.legtatto@indimortgages.ca

Halifax has reached an ALL time high average sales price in April 2026, $666,840!! Richard Payne is back today to help me break down what this means for Halifax's real estate market, what's the cause of this all time high sales price, and what we're experiencing with our own clients navigate this market. Podcast Highlights:1.) How to protect yourself from a price correction when buying your new home2.) Can Halifax reach the $700,000 average sale price, and what does that mean for Halifax?3.) Over 30 homes sold for over $1M in Halifax in April, including an $11M property4.) The essentials that you NEED to know when you're selling your home in today's market!And so much moreJason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcastRichard Payne902-489-1804richard@richardpayne.ca@richardpaynehalifax

Ever thought about owning your own investment property? Something that can generate "passive" income for you and your family, and increase in value over the course of your ownership? Andrew Hutchison is BACK on the Halifax Real Estate Podcast to help me breakdown the pros and cons of owning your own investment property. We also discuss how we helped a client with only 1 house hold income purchase their first investment property that's already cashflowing $1200 a month! The caveat? The basement of this investment property can be turned into a 3rd unit and once our client has finished the unit, the value of the first investment property will increase significantly, AND the monthly income will increase up to $2000 per month. That's $24,000 a year!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcast Andrew Hutchison 902-240-7212andrew@hutchisonmortgages.ca@andrew_hutchison_mortgages

The federal government has announced a new partnership with the Ontario provincial government that allows them to waive all HST on all new construction home purchases in Ontario! They've announced this as a method to make homes more "affordable" in Ontario.But will waiving the HST on all new construction homes actually make homes more affordable in Ontario?Matt and I breakdown who benefits from this new partnership, who stands to lose from this new partnership, and the potential of the federal government taking this program across Canada! Jason Paul 902-220-7357jason@infintiyrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcast Matt Legatto902-240-3304matthew.legatto@indimortgage.ca @mattlegatto.mortgages

Boulder Ridge Homes is a dream come true for Gabe and his cousin Nicole.100 acres in the heart of Hubbards have been in their family for decades, and Gabe's always dreamed of turning his families acres into homes for the community he holds so dear in Hubbards Nova Scotia.Gabe and Nicole purchased the land from his family a few years ago and immediately went to work at getting the land ready for development. Gabe's background in contracting work through his company Cottage Keeper Contracting gave him and his team the perfect foundation to realize a childhood dream.Fast forward to today, a few years later and Boulder Ridge Homes will be handing over keys to their very first homeowners in April 2026. A moment to cherish and a moment of accomplishment. As for what the goal is, building good quality homes at affordable prices, with the heart and soul of community at the center of the development.Jason Paul 902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor @halifaxrealestatepodcast⁩ Gabe Routhier902-877-2990hello@boulderridgehomes.ca@boulderridgehomes

A breakdown of how much it costs to buy a home!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcast

A few weeks ago Matt & I recorded an episode called "Is Your Home an Investment?", and out of that episode we did what we always do, take a few shorter clips and use them on social media.Well one clip in particular went big for us and our channel.$600,000 purchase = $349,900 in interest payments over 25 years.We took it as a sign that you guys want to learn more about your mortgages themselves. How they work, and specifically, how you can pay them down FASTER and own your home outright from the bank SOONER.Increase your personal wealth and pay less to the bank, win win. Well here is that podcast! Matt Legatto is back on the podcast to break down how to pay off your home sooner.Enjoy! Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcastMatt Legatto902-240-3304matthew.legatto@indimortgages.ca

The February 2026 market stats are OUT for Halifax's real estate market!A quick review of what the numbers might be telling us as to what's happening in Halifax's real estate market, and what's to come as we head into Halifax's busiest real estate market, the spring market!Note: If you're thinking of selling your home, might be in your best interest to get that home on the market AS SOON AS POSSIBLE. Jason Paul 902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcast

If you work in the real estate industry, I'm sure you've been watching all of the leaps and bounds of AI over the last few years. Trying to understand and even navigate the impacts this new technology will have on our industry today and over the next few years.I myself have been keeping an eye on its development from afar, until I saw someone I follow on X and Instagram sharing what they were accomplishing in their real estate business with their own OpenClaw. An AI assistant.Meet Daniel Foch.Co-Owner of Valery Real Estate, a technology driven real estate brokerage in Toronto, Daniel has been in the real estate industry since his childhood, with his parents being in the real estate industry. Growing up with a fascination into technology via the early days of myspace, Facebook, and Twitter, Daniel has been all in on understanding the impact AI will have on our industry.Meet Openclaw.AI assistant/administrator that Daniel has programmed to do a lot of the things we as Realtors don't like doing in our day to day basis. Client follow ups, scanning the rental markets across Canada to figure out cap rate fluctuations, CMA analysis for potential new clients, scheduling showing.. Essentially, if it has a screen attached to it, your openclaw can be programmed to do it. And the possibilities are endless.Enjoy the show as we breakdown AI's impact on the real estate industry.Jason Paul902-220-7357jason@infinityrealestate.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcastDanie Foch@danielfoch

At the end of 2025, 443 homes left the Halifax real estate market. 443 families had contracts with Realtors to sell their homes, 443 families had said that they want to sell their homes, those same 443 families came to the end of their contracts and decided not to renew, to leave the real estate market all together. In 2025 you started to see an increase of days on market in Halifax, you started to see homes sitting on the market longer than in recent years, and buyers started to realize that they had negotiating ability again. Asking for practical things in negotiations that buyers hadn't been able to ask for since before COVID. You may have your home on the market right now, you may not have had a single viewing in the last month, maybe you've been getting offers but they're nowhere near what yout asking price is. Maybe keep dropping the price in the hopes that a buyer will come, but they never do. Maybe the feedback from buyers has been consistently good, but you still can't sell it. Maybe you're frustrated as hell. Here's why your home isn't selling in 2026. Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcast

Today's guest is Bruce McGaw!Bruce McGaw has been a licensed Realtor in the Annapolis Valley and Nova Scotia since 2021. You may know Bruce from his social media content that has generated over 3.3M views within the last year. Known for his own comedic take on his home tour walkthroughs, captivating audiences through his ability to market a property, highlight the features of the neighborhood the house is in, and all while being wildly entertaining. When speaking to Bruce you come to learn that his passion in real estate is simply helping people accomplish their real estate goals, all while being true to who he is as a person. Please welcome, Bruce McGaw!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcastBruce McGaw902-790-7403buce@buywithbruce.ca@buyfrombruceexitrealty

Whether you're buying your first home, or your forever home, you want to make sure that you're home keeps its value.Here's a list of tips for you to ensure that your home keeps its value outside of the ebs and flows of the real estate market in Halifax and Nova Scotia!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcast

Real estate comparables. What are they? Why do they matter? How do they work? and why should I care?Honestly great questions, and I do my best to explain it in this little audio file. I'll do my best to summarize here. Comparables matter now more than ever becasue comparables are how the real estate market determines prices of housing. And with all of the volitility in the housing market over the last few years (I'm sure you can think of a few reason why, looking at you COVID.) There's been a lot of flucuation in home prices, which means there's also a plethora of comparables from the past severeal years for people to use to determine their homes value in today's real estate market. Simple right?If you plan on buying or selling your home, just look at the last 90 days sales history of your neighborhood and look at the comparables there. Don't go back a year, don't go back two years, and thank me later. Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcast

It's that age old debate, is your home an investment? Not an investment property, not a flip, not a B.R.R.R.R., not a buy and hold, not a short-term rental, is the home that you LIVE IN an investment?Matt Legatto and I take a good hard look at the numbers of what you're roughly paying to own a $600,000 home in Halifax, vs paying a monthly rent in an apartment/single family home in Halifax. The benefits and negatives of both options, and if there's actually a better return in living in an apartment and investing through other conventional means, or living in your house and seeing a return on investment by the increase in the value of the house itself. Enjoy!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcastMatt Legatto902-240-3304matthew.legatto@indimortgages.ca@mattlegatto.mortgages

The government of Nova Scotia has announced a pilot program, partnering with local credit unions, to bring 2% down payments to first time home buyers in the province. The Nova Scotia government has also announced that there will be no mortgage insurance from CMHC by the program, and the Nova Scotia government themselves will be the guarantor of the mortgage for the Credit Union. Claiming that this will help making homeownership more accessible to first time home buyers at a time of all time home prices in Halifax and in Nova Scotia. Matt and I will break down the pros and cons of this new pilot program, and some things that may homebuyers may not be aware of until they've already committed to the program. A few things for example. 1.) Through this program, homebuyers will be locked into a 5-year fixed term mortgage at 4.99%. Through a traditional bank with a 5% down payment, homebuyers can get interest rates as low as 4.05%. 2.) At the end of the 5 year fixed term with credit union, will the homeowner have enough equity in their home to go to another lender? If not, they will have to sign another term with the credit union at a higher interest rate than the typical banks are offering. And if they do switch lenders, they will have to pay the CMHC mortgage insurance. 3.) Household incomes up to $200,000 can qualify for this pilot program, but Credit Union will be decreasing the alloted gross debt service (GDS) and total debt service (TDS) available, making it harder for buyers to qualify for this program. And so much more!A separate article about the 2% down payment programhttps://financialpost.com/real-estate/mortgages/nova-scotia-2-temptation-young-mortgage-shoppers#:~:text=Nova%20Scotia%20has%20made%20the,a%20standard%20default%2Dinsured%20loan.2% Down Payment Programhttps://novascotia.ca/first-time-home-buyers-program-pilot/Nova Scotia Down Payment Assistance Programhttps://www.novascotia.ca/apply-loan-help-down-payment-your-first-home-down-payment-assistance-programJason Paul902-220-7357jason@infinityrealestategroup@halifaxrealestatepodcastMatt Legatto902-240-3304matthew.legatto@indimortgages.ca@mattlegatto.mortgages

Halifax is starting off 2026 with some interesting statistics at the end of January! Home prices in Halifax are down almost $34,000 from January 2025, and even down almost $22,000 from December 2025. (And December is typically one of the slowest real estate months of the year!)The real interesting statistics to come out of January 2026 is that the number of homes for sale is down from 1124 in November 2025 to 866 in January 2026. That is a SIGNIFICANT drop in the number of homes for sale in Halifax in a short amount of time. And that includes home prices being down, and days on market going up. Why? Well 443 homes left the Halifax market in December, why? The contracts with their Realtors expired.What does that mean?Sellers couldn't get the price they wanted for their home, buyers aren't interested in the homes, and sellers may want to wait until the spring to try again to sell their home. (We will see what the spring brings!)What does this mean for Halifax? Are we seeing a shift into a more balanced market? Are home prices cooling? Is this the calm before the storm?We'll see!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor@halifaxrealestatepodcast

So throughout the year, Matt and I will call each other from time to time just to have a little rant about something that's happened in our industry. A sound board if you will, or simply something that's just frustrated us and we need to have a 5-10 minute vent to get it out of our system and move on with our day.We decided to go over some of our best rants of the years, things we've noticed in our respective industries, just for a different kind of podcast to end 2025!!Happy holidays to each and every one of you, thank you for listening in 2025, and we will see you guys in 2026!Sincerely, Jason

Is this the year that the housing market breaks? Most homeowners who purchased their home in 2021 is up for renewal in 2026. In 2021, you could get an interest rate of 1.5%-2% on your mortgage, and today those same homeowners will be getting roughly 4-4.5% on their renewal. That will make a significant increase in their monthly mortgage payments. There is some prediction that with roughly 60% of all mortgages in Canada up for renewal in 2026, there's a significant number of homeowners who will not be able to handle the increase in their payments, which will then cause them to sell their home in 2026 or 2027. This will flood the real estate market with the supply (number of homes for sale) it needs and because of the significant increase in options for homebuyers, will drive down home prices across Canada. Andrew Hutchison and I look at what's coming over the next year, year and a half in the housing market, and go over different options you have for your mortgage renewals. As well as tips you can use to get yourself the best mortgage rate possible. Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtorAndrew Hutchison902-240-7212andrew@hutchisonmortgages.ca

John Picco is a licensed Realtor, multiple ICON Winner at EXP Realty, and runs one of the largest, if not the largest, real estate team on the east coast of Canada out of St John's Newfoundland.That Real Estate Team is a team of 14 Realtors and 1 Administrator that has sold over 300 units in 2025, and twice finishing in the top 10 team sales in all of EXP Canada.John shares his story of a real estate career that spans over 16 years, and going from brokerage to brokerage trying to find the right fit for him and what he's passionate about, helping others grow sucessful businesses in real estate.Insights into how his philosophy of high level coaching, accountability, mentorship, and proper systems in place has helped Realtors on his team transform their real estate businesses today.Please welcome, John Picco. Jason Paul 902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtorJohn Picco john@thatrealestateteam.com

Rob Brown is back on the Halifax Real Estate Podcast to talk about how coaching and mentorship has helped him grow his real estate business over the years. Highlighting 2024 as a big year when he hired a coach who helped him go from 48 transactions in 2023 to 75 transactions in 2024. That was the year his coach helped his mindset shift from a Realtor to business owner, which helped him scale as a solo Realtor to starting the Go Fredericton real estate team with 5 full time Realtors and a full time administrator, all in 2024!As a coach and mentor himself, Rob shares his insights into helping high producing Realtors grow their businesses as well.Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor Rob Brown506-471-4526rob@gofredericton.com

A lot has happened in Halifax's real estate market in 2025.. The number of homes for sale almost doubled, days on market for listings increased, you're seeing more and more price reductions from listing sitting on the market, and homebuyers are realizing that they hvae negotiating power in the current real estate market.And yet, Halifax home prices remain at all time highs!So what does it all mean for 2026?Well in 2026 we have a signficant number of mortgages up for renewal. These homes were typically purchased in 2021, and at that time these mortgages were locked into 5 year fixed rate mortgages at 1.5 to 2% interest rates. When the renewal comes up in 2026, all of these mortgages will be in and around the 4% interest rate mark.How will that affect homeowners monthly income? Will it cause a strain and make them have to sell their home to downsize? Halifax could see a number of homes come to market that need to be sold to help the homeowners stay above water.Also happening in 2026, Halifax will have the most completed apartment units since the 1970s, that's right. You're going to be getting a significant number of new apartments that need to be leased.So with this happening, will the rush of new supply and options for homeowners, downsizers, and renters cool the demand on the Halifax real estate market? Will this make home prices soften? And what about the current trends we're seeing in Halifax real estate with days on market up, inventory (number of homes for sale) up, and homebuyers understanding that they have leverage to negotiate.Matt Legatto is back on the Halifax Real Estate Podcast to help me break it down!Jason Paul902-220-7357jason@infinityrealestategroup.ca @jasonpaulhalifaxrealtorMatt Legatto902-240-3304matthew.legatto@indimortgages.ca

Record high home prices in 2025, Halifax almost doubled the amount of homes for sale in 2025, days on market up, days on market down, more and more listings are seeing price reductions because of market stagnation, buyers are negotiating hard again on purchases, and actually getting most of what they're asking for!!How did all of these market factors affect our respective real estate businesses in 2025? What trends did we see amongst our sellers, amongst our buyers, and amongst our investors?Icon award winning Realtor Richard Payne is back on the Halifax Real Estate Podcast for our annual market review, where we break down everything we saw and experienced in Halifax's real estate market in 2025.As well as our predictions for Halifax's real estate market in 2026!Jason Paul 902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtorRichard Payne 902-489-1804richard@richardpayne.ca@halifaxhomesandlifestyles

Rob Brown is a top producing realtor at EXP Realty of Canada, a soon to be announced 5-time winner of EXP Realty's coveted ICON Award, which only 1-2% of Realtors at EXP Realty win world-wide.Rob runs the Go Fredericton real estate team, based out of Fredericton Newbrunswick, which has 5 Realtors (including Rob), and a full time administrator.Rob is also a coach/mentor to other Realtors looking to grow their business in the industry. Highlights 1.) Going from a six-figure job in car sales to Rob's first year in real estate where he earned $37,000.002.) The three aha's Rob was told early on in his real estate career that became fundamental in building the business he has today.3.) The one thing Rob did that changed his basis from 45 deals a year to 75 deals a year.4.) The things in real estate that Rob focuses on that helps him consistently sell over 40 houses a year.And so much more!Jason Paul 902-220-7357jason@infinityrealestategroup.ca @jasonpaulhalifaxrealtorRob Brown 506-471-4526rob@gofredericton.com@robbrown_yourrealtor

Did you like the impact the Federal Government's Housing Accelerator Fund had on Halifax's downtown core and peninsula? By radically updating zoning requirments around Halifax's city centre, the Housing Accelerator Fund allowed the city and investors to tackle Halifax's housing crisis head on, by building more units!So what's Halifax Regional Municipalities second act to tackle the housing crisis? The Suburban Plan!The Suburban Plan looks to have similar zoning requirments in the suburban areas of Halifax, think of Lower Sackville, Fall River, Hammonds Plains, East Hants, etc! This will allow significant density, and amenities, to grow in the Suburban areas of Halifax so that the suburbs can thrive as well. Halifax Regional Municipality submitted its 1900 page report on the Suburban Plan to the province of Nova Scotia for review and approval, and the province actually rejected it, stating that the Suburban Plan doesn't go FAR ENOUGH with its goals of development and density. So Halifax is currently editing the plan and the hope is that it is submitted in early 2026 with approval by the province in the spring. Kevin Riles from Sightlines Planning + Approvals is here to break down what the Suburban Plan is, what Halifax's intentions are, and the growth Halifax is expected to see over the next 25 years!Jason Paul902-220-7357jason@infinityrealestategroup.caKevin Riles902-403-7847kevin@sightlineplanning.ca

OSFI (The office of superintendent of Financial Institutions) has told all lenders that they are to change the way that they use rental income to qualify purchasers of real estate in Canada. Essentially, OSFI has told Canadian real estate investors in Canada that they can no longer use rental income to qualify these purchases. It has to be off the strength of their income from their job.Why? As rents start to come down across Canada, income properties are starting to become less and less cashflow positive assets, thus becoming more a risk to both the owner of the asset and the banks that hold the debt of those assets. So to mitigate this risk of foreclosures, OSFI has advised the banks to watch out for rental incomes in investment properties.Matt Legatto is back on the podcast to help break down things you can do to help navigate this new rule change!Jason Paul902-220-7357jason@infinityrealestategroup.ca @jasonpaulhalifaxrealtor2467⁩ Matt Legatto902-240-3304matthew.legatto@indimortgages.ca

It's my pleasure to introduce you to Sidney Doucette. Sidney is a local real estate investor here in Nova Scotia, and he got into real estate investing for the soul purpose of being able to retire his father. Over the last 5 and a half years Sidney and his father have scaled their real estate portfolio up to 41 units, including the 20 unit building they just purchased in Digby Nova Scotia. Sidneys full time job is in digitial banking helping other real estate investors across North America accomplish their real estate goals. Sidney has been a presenter at Bigger Pockets conferences across North America and is looking to help other people accomplish their real estate goals.Highlights of today's episodeThe metric Sidney uses on all of his properties, and if the property doesn't meet the metric, he doesn't buy it.Accomplishing the goal of retiring his fatherThe challenges of scaling a real estate portfolio to 41 units in Nova ScotiaThe moment that everything he had heard, listened, to, and been told about real estate investing became real.And so much more!Jason Paul902-220-7357 jjason@infinityrealestategroup.ca@jasonpaulhalifaxrealtorSidney Doucettehttps://www.linkedin.com/in/sidneydoucette/

So since the start of the year we've been talking about, speculating about, and gossiping about the Toronto real estate market over the course of this year. From reading off statistics we've seen, rumours we've heard from other professionals in that market, and headlines you see in the news about Toronto. Toronto real estate is ALL BAD, it's crashing, the correction after a 25 year bull run is here, and dog crate condos in Toronto is the Hindenburg that's taking everything else down with it! Well, that's all very dramatic. So we thought it best to bring in an expert in that market to break down what's really happening. Today's gueat is Alec Bowes from Indi Mortgage, a licensed mortgage broker with almost 20 years experience in the industry, who actually navigated the 2008 financial crisis, and who works in the GTA today. Please welcome Alec!Highlights of today's episode. 1.) First Time Home Buyers are no longer the driving force behind Toronto real estate prices. 2.) The market is softening with the banks being tighter on lending as you see people's appraisals actually come in below list and sale prices. 3.) The Guelph real estate market is actually in a very healthy place. Sellers are still getting their prices and buyers have time in the market to pick and choose, and negotiate a fairer market deal for themselves. 4.) Insurance fires. (Another rumour!) And so much more! Enjoy!Jason Paul902-220-7357jason@infinityrealestategroup.a@jasonpaulhalifaxrealtorAlec Bowes519-341-1299 EXT. 1alec.bowes@indimortgage.caMatt Legatto902-240-3304matthew.legatto@indimortgage.ca@mattlegatto.mortgages

Quick little public service announcement from your favourite Realtor!If you are selling your home this spring, CALL YOUR REALTOR. Why? Average time it takes for a home to get ready for market is 2-3 months. There's declutteringThere's touch ups and paintingThere's stagingThere's photographyPre InspectionsAnd navigating your everyday life while you try to tackle all of those things!!So if you wait until January to start the process, it might take a few weeks to get the plan put together that helps you sell your home for its highest dollar value in the shortest amount of time. So don't sell yourself short, or put yourself under uneccesary pressure, call your Realtor and start the process of putting a plan in place to sell your home this spring. Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor

Welcome back!!This episode of the podcast is a little different. Matt Legatto & I were invited to record a live episode of the Halifax Real Estate Podcast at the Halifax Fall Home Show earlier this month. So we thought the best way to do this would be to do a live Q&A with questions from our listeners, attendees at the Infinity Real Estate Group booth, and some questions from the 3 people in the audience! We hope you guys enjoy this episode as much as we enjoyed recording it. Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtorMatt Legatto 902-240-3304matthew.legatto@indimortgages.ca@mattlegatto.mortgages

Today's guest is Annapolis Valley's own Kane Smith!A 3 time winner of the top 100 Realtors in North America at his brokerage, Exit Realty, for 2022, 2023, & 2024. Kane and I will be discussing his career in real estate, from the early beginnings of his move to the valley from Ontario, the start of his bartending business, his decision to get his real estate license, and growing his Kane is the Key branding to the 50 transactions a year juggernaut it is today!Key InsightsBuilding a real estate business in an area you don't have a sphere of influence. Door knocking, FSBO's on Kijiji and Facebook, cold calling signs. The importance of your marketing material and the impact it's had on Kane's career. Growing a brand through consistent social media engagement. And of course, the origin story of Kane's famous hats!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtorKane Smith902-973-2233info@kaneisthekey.ca@kaneisthekeyexitrealtykaneisthekey.ca

Hey guys, I know it's been a while since I did a monthly market stat breakdown for Halifax, but here I am back again!Few things to note. Average home price was $597,168.00 which is only the second time this year that the average home price in Halifax dropped below $600,000.00 (the only other time was July 2025.) So that means 2 times in the last 3 months has the average home price dropped below $600k. Something worth noting!To me, the important things to note in this months market stats are the number of homes for sale in Halifax (1320), and the months of inventory in Halifax (3.2 months.)Why?Halifax has not had 1320 units for sale since April 2020!! That's the start of the COVID-19 pandemic, when home prices in Halifax started increasing rapidly. Now since the start of January 2025, Halifax has increased it's number of units for sale every single month, starting from 792 units in January to 1320 units inSeptember. Now in real estate, we live and die by the rule of supply and demand. Ff there are no homes for sale and strong demand, prices go up, and if there are homes for sale and no demand, prices go down. Simple, right? Well if that's the case here, than home prices should be starting to cool off in Halifax becuase we're starting to get supply (number of homes for sale) back. And you can tell, because we are gaining units for sale every month. Days on market is up, Halifax is seeing more price adjustments, and homebuyers are starting to be able to negotiate price adjustments on purchases. So, something is starting to happen in Halifax. The next thing would be the months of inventory at 3.2 months. So this is a real estate mathematical equation we use to see how much inventory is in a real estate market at any given time. The equation is simple, we assume if Halifax receives no new listings, how long does Halifax have, based on rate of consumption by buyers, until it runs out of listings? 3.2 months. Why is this important? Halifax has not had 3.2 months of inventory since October 2019!! Just think about that for a second, Halifax now has as much inventory for sale as we did back in October 2019. 6. Years. Ago. Before the real estate market went crazy!! Now another thing to note, the real estate industry has 3 different real estate markets. Sellers market, balanced market, and a buyer's market. A sellers market is defined by 0-4 months of inventory, a balanced market is 4-6 months of inventory, and a buyers market is 6+ months of inventory. (This is defined by CREA, the Canadian Real Estate Association.) So if that's the case, Halifax is actually 0.8 months of inventory away from a balanced market. A balance market by definition states that a buyer is paying fair market value for a home.So what does this all mean? I'm taking it as signs in the water that the Halifax real estate market might be starting to cool off... But Halifax home prices seem to be sticking to their all time highs throughout all of 2025. So are home prices the last things to come down? Or will buying demand come back now that the Bank of Canada is cutting interest rates again?Who knows, something to think about. Last thing to note, September 2025 received 654 new listings, September has not received that many new listings since September 2020 when everyone was chasing the red hot real estate market and all time high home sale prices... So are sellers still chasing these all time high prices, or are people selling their homes because mortgage renewals are here and the change in interest rates are too much for them to bear?Food for thought!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor

Hey guys!I have some exciting news, Matt Legatto and I will be recording a live episode of the Halifax Real Estate Podcast this Sunday, October 5th from 11am-12pm on the main stage at the Halifax Fall Home Show!!After talking to Matt about what topic we should do, we decided it was best to do a live Q&A with the audience, AKA YOU GUYS!!So if you have any questions you would like answered about real estate in Halifax, feel free to text your question to me at 902-220-7357 or email it to jason@infinityrealestategroup.ca!Cheers, Jason

Is Halifax's real estate market cooling? Since the start of the year Halifax has only seen an increase of the number of homes for sale. For example in January 2025, we had 792 homes for sale, and today we have 1320 homes for sale in all of Halifax Regional Municipality. Which, fun fact, is actually more homes for sale at one time than at any given time duirng the last 5 years, including COVID!!But home prices are still averaging in the $600k range for most of the year. (October 1st showed a dip to $597k.) So we in real estate have always said that home prices are a supply and demand problem. No homes for sale, prices go up because of demand. Increasin homes for sale, means that there is less demand because people are consuming less houses, so if there are more homes for sale, than the home prices should come down.... Right? But the stats say otherwise!But days on market is up to 19 days on average. The market is seeing more and more price adjustments, and homebuyers buying homes at a negotiated price discount. And yet, home prices are sticking in and around the $600k mark. Is the cooling effect on Halifax real estate a sign of things to come? We will see!Other highlights of today's podcast. How does Halifax home prices compare to other parts of the country? (Looking at Alberta and specifically Calgary.)How are banks appetities towards financing both residential and commercial purchases? (The lending has gotten tighter, with banks taking much closer looks at the finances involved.)Beware of the property taxes when buying a home in Nova Scotia that has not been sold for other several decades. (The increase in property tax will shock you.)And so much more!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtorMatt Shallo782-640-8533matthew.shallo@indimortgages.ca@mattshallo.mortgagesMatt Legatto902-240-3304matthew.legatto@indimortgages.ca@mattlegatto.mortgages

Today's guest is Deny Sullivan!Deny is a local economist in Halifax, and Deny has taken a fascination with Halifax's and Canada's housing market, whether that is homeownership for homebuyers or people in the rental market looking for potential markets. On today's episode Deny and I discuss the impacts Toronto and Vancouver's economies and housing markets have on the rest of Canada. The impact of come-from-away's had on Halifax and Nova Scotia's local housing markets, the impact the Federal Governments Housing Accelerator Fund is having in Halifax, and what other municipalities decided to do with the money provided by the governement. And a little bit of a rant of Halifax's capped property tax system!Enjoy!Deny Sullivan https://x.com/DenySullyhttps://deny.substack.com/Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor

Hello and welcome back to the Halifax Real Estate Podcast after our 2 month hiatus!!You know how the saying goes, Halifax homes are at record high prices!! Halifax's apartment costs are simply unaffordable!! How do people afford to live in Halifax these days!?!Well, Halifax's vacancy rate hit a healthy 3.1% this year, and Halifax has any many units (homes) for sale as we did before the start of the 2020 COVID-19 pandemic.. In real estate we've said for years that home prices and rents are simply attached to supply and demand. For the last 5 years we've had no supply and all time high demand, so voila, prices go up. Well, we have more inventory now than we did at any point in the last 5 years, so why are prices still so high?Matt Legatto is back to help me break it down!Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtorwww.infinityrealestategroup.caMatt Legatto 902-240-3304matthew.legatto@indimortgages.ca