Podcasts about cibc

Canada's payments ecosystem is undergoing significant transformation, with modernization initiatives reshaping how money, data and risk move through the financial system. In this episode of CIBC Mellon Industry Perspectives, host Tim Pinnell speaks with Andre Blanchard, Managing Director and Head of North American Corporate Cash Management at CIBC Capital Markets, about what institutional investors and market participants should be watching as Canada advances initiatives such as Lynx, the Real-Time Rail  and ISO 20022 adoption.Together, they explore the practical implications of faster payments, richer payment data, fraud and resilience considerations, and how Canada's evolving payments infrastructure fits within a broader global landscape. The discussion highlights key questions institutional clients should be asking as they prepare for the next phase of payments modernization.This presentation contains the presenter'spersonal views and not those of CIBC Mellon or any other person. It may beconsidered advertising, and provides general information only and neither thepresenter nor CIBC Mellon nor any other person are, by means of thispresentation, rendering accounting, business, financial, investment, legal,tax, or other professional advice or services.  This presentation isintended for general informational purposes only. It may not be regarded ascomprehensive nor as a substitute for professional advice.  Before takingany particular course of action, contact your professional advisor to discussthese matters in the context of your particular circumstances.  Neitherthe presenter nor CIBC Mellon accept responsibility for any loss or damageoccasioned by your reliance on information contained in this presentation. ©2026 CIBC Mellon. CIBC Mellon is alicensed user of the CIBC trade-mark and certain BNY trade-marks, and is thecorporate brand of CIBC Mellon Trust Company. None of CIBC Mellon TrustCompany, CIBC, The Bank of New York Mellon Corporation and their affiliatesmake any representations or warranties as to its accuracy, currency orcompleteness, makes any commitment to update any information.  No part ofthe presentation is an offer or solicitation in respect of any particularstrategy and may not be construed as such.  Services referred to may notbe offered in all jurisdictions nor by all companies.CIBC Mellon does not provide investment orasset management services. This presentation, either in whole or in part, mustnot be reproduced nor referred to without the express written permission ofCIBC Mellon. Trademarks, service marks and logos belong to their respectiveowners.

Kimberly Gallant, the Global Head of QIS Structuring at CIBC, has spent nearly two decades working across quantitative investment strategies, derivatives and structuring. Our conversation is a deep dive into the evolution of QIS and the economic rationale behind these increasingly important systematic investment strategies. We begin by exploring the origins of QIS and how ideas from academia, pension funds, commodity markets and bank trading desks ultimately converged into a cross-asset business focused on generating alternative sources of return. Kimberly explains that at its core, QIS is about identifying persistent factors, facilitating risk transfer between market participants and packaging these exposures in a transparent and efficient way. The discussion turns to carry and volatility risk premia. Kimberly describes carry as compensation for taking a risk that another market participant needs to transfer—essentially the insurance premium of financial markets. Importantly, she explains why an attractive backtest alone is never enough. Investors must first understand the economic hypothesis behind a premium and whether the market structure supporting it is likely to persist. Lastly, we discuss crowding, leverage and correlation. Kimberly explains how a strategy can evolve from alpha to a fairly compensated risk premium, and how crowding can initially make performance appear stronger before a market shock exposes the underlying positioning. Unexpected correlations and forced unwinds can then turn what should have been a contained event into something much larger. I hope you enjoy this episode of the Alpha Exchange, my conversation with Kimberly Gallant.

What does it mean to make your money work for the life you actually want? Carissa Lucreziano sits down with Jessica Moorhouse to talk about mindful spending, money habits, financial goals, and practical steps that can help you feel more confident and in control of your financial future.About Jessica MoorhouseJessica is an award-winning Canadian money expert, Certified Financial Counsellor (CFC™), Qualified Associate Financial Planner™ (QAFP®), media personality, host of the top-ranking More Money Podcast, and bestselling author of "Everything but Money."Like many millennials, Jessica graduated from university during the Great Recession with student loans to pay off, no job, and zero idea how money worked. As it turned out, she wasn't alone. The lack of relatable and non-judgmental financial advice available inspired her to found MoorMoney Media Inc., a financial education company that includes online courses, her YouTube channel, and one of the leading personal finance podcasts in Canada — the More Money Podcast.Jessica has been an on-air TV personality on CTV News, CBC News and BNN Bloomberg for over a decade, has been quoted by the media as a money expert hundreds of times, and often works as an influencer with big brands such as BMO ETFs, TELUS Online Security, Wise and QuickBooks.Her first book, "Everything but Money", hit bookshelves on Dec. 31, 2024 (HarperCollins Canada) and became an instant Indigo Staff Pick, Globe and Mail Bestseller, Toronto Star Bestseller, Amazon Bestseller and Quill & Quire Bestseller.Resources Mentioned / Links List ● CIBC's "Smart Advice" Podcast and Website - Website | Apple Podcasts | Spotify● Visit CIBC for more Smart Advice● Jessica Moorhouse | Website● More Money Podcast● Everything but Money: The Hidden Barriers Between You and Financial Freedom3 Reasons Why You Should Listen to This Episode 1.Understand how lifestyle creep and your money mindset shape the way you spend and save.2. Learn how clear financial goals can help you make smarter money decisions.3. Discover why investing and professional advice can help build lasting financial confidence.Enjoyed this Episode?If you did, be sure to subscribe and share it with your friends!Building a healthier relationship with money starts with understanding your options and having access to trusted information. CIBC's Smart Advice hub offers expert insights, practical tools and resources to help you make informed financial decisions at every stage of life.Have any questions? You can connect with me on LinkedIn or through CIBC's Facebook or Instagram.Thanks for tuning in! For more updates, visit our website. You can also listen to more amazing episodes on Spotify or Apple Podcasts.Hosted on Acast. See acast.com/privacy for more information. Hosted on Acast. See acast.com/privacy for more information.

Send us Fan MailThe United States wants more nuclear power. AI companies want enormous amounts of electricity. And policymakers want greater energy independence. But there's a surprisingly basic question underneath all three ambitions: where are we going to get the uranium?Corey Dias is Co-Founder, Chief Executive Officer and Director of Anfield Energy ( https://anfieldenergy.com/ ), a company focused on developing uranium and vanadium resources in the United States.At the center of Anfield's strategy is the Shootaring Canyon Mill in Utah, which the company describes as one of only three licensed, permitted and constructed conventional uranium mills in the United States. Anfield is pursuing a hub-and-spoke model in which uranium and vanadium from multiple nearby mining projects can be processed through this centralized facility.Corey brings an interesting perspective to the business. Before co-founding and leading Anfield, he spent roughly two decades in capital markets, including institutional equity research at CIBC, equity research and institutional sales roles in Toronto, and a stint as a Vice President at Fortress Investment Group, where he was involved with a $400 million investment portfolio. He also worked in management consulting in Stockholm.Today, we're going to talk about the nuclear fuel supply chain, why uranium milling is such an important piece of that puzzle, how a hub-and-spoke model could accelerate domestic production, and what it will take to responsibly bring legacy uranium infrastructure back into operation.#NuclearEnergy #NuclearPower #Uranium #NuclearRenaissance #AI #ArtificialIntelligence #DataCenters #Energy #EnergySecurity #CleanEnergy #NuclearFuel #UraniumMining #NuclearIndustry #EnergyTransition #GridEnergy #Vanadium #EnergyStorage #AdvancedReactors #SMR #SmallModularReactors #ClimateTechnology #CleanTechnology #EnergyInnovation #AnfieldEnergy #CoreyDias #ProgressPotentialAndPossibilitiesSupport the show

On the phone-in: Our guests, Keenan Cook and Cynthia King, discuss the issues surrounding e-bikes. And listeners ask their questions. And off the top of the show, we hear from the CEO of Eastlink, Jeff Gillham. He explains the details of a recent data breach. We also hear about the CIBC branch in Salisbury, NB, closing next April.

In this episode of CIBC Mellon Industry Perspectives, Tim Pinnell, Relationship Executive, Global Financial Institutions at CIBC Mellon, is joined by Avery Shenfeld, Managing Director and Chief Economist at CIBC, for a discussion on the domestic and global economic factors influencing the Canadian market.They explore the current economic outlook, the forces shaping Canada's economy and key considerations for institutional investors and market participants as the global financial services community prepares to gather at Sibos in Miami.This podcast was recorded on August 24, 2026. Economic and market conditions can change rapidly, and the discussion reflects information and perspectives available as of the recording date.This presentation contains the presenter'spersonal views and not those of CIBC Mellon or any other person. It may beconsidered advertising, and provides general information only and neither thepresenter nor CIBC Mellon nor any other person are, by means of thispresentation, rendering accounting, business, financial, investment, legal,tax, or other professional advice or services.  This presentation isintended for general informational purposes only. It may not be regarded ascomprehensive nor as a substitute for professional advice.  Before takingany particular course of action, contact your professional advisor to discussthese matters in the context of your particular circumstances.  Neitherthe presenter nor CIBC Mellon accept responsibility for any loss or damageoccasioned by your reliance on information contained in this presentation. ©2026 CIBC Mellon. CIBC Mellon is alicensed user of the CIBC trade-mark and certain BNY trade-marks, and is thecorporate brand of CIBC Mellon Trust Company. None of CIBC Mellon TrustCompany, CIBC, The Bank of New York Mellon Corporation and their affiliatesmake any representations or warranties as to its accuracy, currency orcompleteness, makes any commitment to update any information.  No part ofthe presentation is an offer or solicitation in respect of any particularstrategy and may not be construed as such.  Services referred to may notbe offered in all jurisdictions nor by all companies.CIBC Mellon does not provide investment orasset management services. This presentation, either in whole or in part, mustnot be reproduced nor referred to without the express written permission ofCIBC Mellon. Trademarks, service marks and logos belong to their respectiveowners.

In this episode of CIBC Mellon Industry Perspectives, host Kasia Budka is joined by Rob Gates, Chief Architect and Innovation Officer at Duco, and Alastair Angus, Chief Information Officer at CIBC Mellon, for a discussion on innovation in an agentic era. The conversation covers how organizations are approaching automation and AI, the role of technology and data in supporting operational transformation, and what it means to keep people at the center of change. Rob and Alastair share their perspectives on building the right foundations, fostering responsible innovation, and preparing organizations for what comes next. Tune in for a thoughtful conversation on the evolving landscape of technology and operations.  This presentation contains the presenter'spersonal views and not those of CIBC Mellon or any other person. It may beconsidered advertising, and provides general information only and neither thepresenter nor CIBC Mellon nor any other person are, by means of thispresentation, rendering accounting, business, financial, investment, legal,tax, or other professional advice or services.  This presentation isintended for general informational purposes only. It may not be regarded ascomprehensive nor as a substitute for professional advice.  Before takingany particular course of action, contact your professional advisor to discussthese matters in the context of your particular circumstances.  Neitherthe presenter nor CIBC Mellon accept responsibility for any loss or damageoccasioned by your reliance on information contained in this presentation. ©2026 CIBC Mellon. CIBC Mellon is alicensed user of the CIBC trade-mark and certain BNY trade-marks, and is thecorporate brand of CIBC Mellon Trust Company. None of CIBC Mellon TrustCompany, CIBC, The Bank of New York Mellon Corporation and their affiliatesmake any representations or warranties as to its accuracy, currency orcompleteness, makes any commitment to update any information.  No part ofthe presentation is an offer or solicitation in respect of any particularstrategy and may not be construed as such.  Services referred to may notbe offered in all jurisdictions nor by all companies.CIBC Mellon does not provide investment orasset management services. This presentation, either in whole or in part, mustnot be reproduced nor referred to without the express written permission ofCIBC Mellon. Trademarks, service marks and logos belong to their respectiveowners.  

Tax planning isn't just something to think about when it's time to file your return. The decisions you make throughout the year can have a meaningful impact on how much of your money you ultimately keep.In this episode of CIBC Smart Advice, host Carissa Lucreziano sits down with CIBC tax expert Jamie Golombek to explore practical tax strategies Canadians can consider at different stages of their financial lives.Jamie shares how understanding your tax rate can help you make more informed decisions about your money, uncover opportunities you may be overlooking and plan more effectively for the future.About Jamie GolombekJamie Golombek is Managing Director, Tax and Estate Planning with CIBC in Toronto. As a member of the CIBC Private Wealth team, Jamie works closely with advisors from across CIBC to support their clients and deliver integrated financial planning and strong advisory solutions. He joined the firm in 2008 after 12 years with a global investment company, where he was involved in both internal and external consulting on all areas of taxation and estate planning.Jamie has also worked for Deloitte as a tax specialist in the Toronto office, where he specialized in both personal and corporate tax planning.Jamie is quoted frequently in the national media as an expert on taxation. He writes a weekly column called “Tax Expert,” in the National Post, has appeared as a guest on BNN, CTV News, and The National, and for several years was a regular personal finance guest on The Marilyn Denis Show.He received his B.Com. from McGill University, earned his CPA designation in Ontario and qualified as a US CPA in Illinois. He has also obtained his Certified Financial Planning (CFP) and Chartered Life Underwriting (CLU) designations.In 2023, Jamie was named a CPA Ontario Fellow. The FCPA is the highest distinction that can be bestowed upon a CPA who brings distinction to themselves and to their profession through leadership and achievement in their professional, community or personal lives.Jamie is a past chair of the Investment Funds Institute of Canada's Tax Working Group. He is also a member of CPA Ontario, the Illinois CPA Society, the Estate Planning Council of Toronto, the Canadian Tax Foundation and the Society of Trust and Estate Practitioners.For nearly two decades, Jamie taught an MBA course in Personal Finance at the Schulich School of Business at York University in Toronto.Visit Jamie Golombek's profile on CIBC here.Resources Mentioned / Links List ● CIBC's "Smart Advice" Podcast and Website - Website | Apple Podcasts | Spotify● Visit CIBC for more Smart Advice● Jamie Golombek | CIBC● CIBC | Tax Toolkit 2026● CIBC | Do You Know What Your Tax Rate Is?● CIBC | Give a Little Bit: Tax Planning & Gifting● CIBC | First Home Savings Account (FHSA) resources3 Reasons Why You Should Listen to This Episode Learn how understanding your marginal tax rate can help you make smarter decisions about where and how you save and invest.Discover tax planning opportunities around gifting, homeownership and strategies you may not have considered.Understand why proactive planning can be especially important for business owners, families and Canadians preparing for major financial milestones.Enjoyed this Episode?If you did, be sure to subscribe and share it with your friends!Tax rules can be complex, but understanding how they apply to your financial decisions can help you plan with greater confidence. CIBC's Smart Advice hub offers tax tips, expert insights, tools and resources to help you better understand your options and make informed decisions throughout the year.Have any questions? You can connect with me on LinkedIn or through CIBC's Facebook or Instagram.Thanks for tuning in! For more updates, visit our website. You can also listen to more amazing episodes on Spotify or Apple Podcasts.Hosted on Acast. See acast.com/privacy for more information. Hosted on Acast. See acast.com/privacy for more information.

Courage strategist Rami Dudin joins MichaelAaron and Richard to discuss why distinctive often beats different, using SickKids' $1.3 billion fundraising turnaround, CIBC's no-fee campaign, and neobank scarcity tactics like Monzo's golden ticket to show why owning one idea can perform better than chasing novelty.

In this episode, Angela Heit shows you how to Imagine Your Soul-Aligned Team. Angela Heit believes the most extraordinary businesses aren’t built by one visionary leader – they become places where many people discover and express their purpose through a shared mission. For more than 30 years, Angela has helped organizations build extraordinary teams, leading organizational change initiatives for companies including Sprint, AT&T, CIBC, BMO, Rogers, and SPAR Aerospace, while also consulting with hundreds of small businesses. She also built and sold her own multi-7-figure recruitment company, growing it from 2 to 25 team members in just 18 months. Twenty-five years ago, a spiritual awakening sparked a deeper question: Why do some teams thrive while others struggle – even with the right people and the right strategy? That question led her to integrate conscious leadership, energy and somatic practices, belief work and law attraction & manifestation, and organizational development into one transformational approach, the Aligned Team Method™Angela’s mission is to help conscious entrepreneurs build the team their soul’s work requires – creating businesses that become homes for collective purpose, where aligned people bring their gifts together in service of a shared soul-inspired vision. For More Information ★ To learn more about Angela Heit visit her website: https://dreamteam.solutions★ If you enjoyed the show, please leave us a five star iTunes review. Visit Spiritual Rockstar Podcast at https://yoursacredpurpose.com/ for more information!★ I encourage you to join our Rock Your Sacred Purpose Community on Facebook: https://www.facebook.com/groups/246228169428755★ Do you want to Meditate and Make Money? Grab your Free meditation today: YourSacredPurpose.com Show Notes ★ 4:03 – The interesting thing that I noticed is that businesses also have those types of things.★ 10:10 – Each one of those frequencies attracts certain people and they may not be the type of people you really want on your team.★ 19:33 – What we forget is that those people actually worked for other people in the past – you want to make sure that those people are actually the people like you.★ 35:45 – FREE GIFT – Take advantage of Angela’s What Frequency Is Your Business Hiring From?™ assessment here: https://dreamteam.solutions/gift/★ 43:54 – But it is not that common, which is the interesting thing because we all want it.★ 50:51 – Do you want to Meditate and Make Money? Grab your Free meditation today: https://www.YourSacredPurpose.com★ 51:55 – It is about building the business that becomes a home for all of the different people who have passion and purpose. Listen to the Show The post 545: Angela Heit – Imagine Your Soul-Aligned Team appeared first on Your Sacred Purpose.

Joel Holtby believes creativity should be the most exciting part of any business — not something optimized into submission.As Founder & Global Co-CCO of Courage, one of Canada's most awarded creative agencies, Joel has helped build work for brands including KFC, KitKat, CIBC, Nescafé and more.In this conversation, Joel & Jeff get into why creativity and efficiency often sit at opposite ends of the spectrum, why people don't actually hate advertising, how Courage finds human truths that travel beyond borders, and why craft still matters in an AI-powered world.We also talk about the agency's philosophy of courage, turning down the wrong clients, the story behind KitKat's security convoy, Joel's experience creating IKEA's Lamp 2, working with people like Seth Rogen and Connor McDavid, and why AI should remain a tool - not become the creative.In this episode: Why creativity is a powerful business driver  The difference between courage and risk  Why efficiency can work against creativity  How simple ideas become memorable through craft  Why people don't hate ads - they hate bad ones  Creating work that enters culture instead of interrupting it  How Courage chooses clients  Why brand DNA can be a creative “cheat code”  The enduring power of human insight  Joel's concern with using AI to replace creative problem-solving  Why the next generation of creatives should become sponges, not trend-chasers Chapters00:00 — People Don't Hate Advertising. They Hate Bad Ads.00:35 — Meet Joel Holtby & Courage01:43 — Creativity as a Business Driver04:02 — Finding the Feeling of a Great Idea06:05 — Awards, Ego & Finding Joy in the Work09:25 — Building Courageous Brands11:02 — Courage's First Big Creative Bet14:52 — The Secret Sauce of Storytelling17:50 — Why Creativity Isn't Efficient20:22 — What Makes Advertising Memorable23:07 — People Don't Hate Ads - They Hate Bad Ads25:14 — The KitKat Security Convoy27:40 — Courage as a Client Filter30:12 — Rich and Miserable vs. Great Work32:21 — The Ad That Changed Joel's Creative Philosophy36:13 — IKEA's Lamp & The Art of the Rug Pull38:15 — The Pressure of Creating Lamp 240:01 — Finding the DNA of a Brand42:57 — Seth Rogen, Connor McDavid & Celebrity46:01 — AI vs. Lived Human Experience49:39 — Advice for the Next Generation of CreativesConnect with Jeff Abracen on LinkedIn [https://www.linkedin.com/in/jeffabracen/]If you are or know a disruptive influencer who would make a great guest, we'd love to hear from you. Every Like, Share, Subscription and Review means a lot.Cover art by Daniel DevoyMusic by Stephen Voyce©2024-2026 The Disruptive Influence Podcast - Jeff Abracen

Online fraud is evolving at an unprecedented pace. Today's scams are more convincing, more personalized, and increasingly difficult to recognize, whether they arrive through a phishing email, a fake investment opportunity, a romance scam, or even a voice that sounds like someone you know and trust.In this episode of CIBC Smart Advice, host Carissa Lucreziano speaks with Joe LoBianco, Chief Information Security Officer at CIBC, about how fraud has changed, the warning signs Canadians should never ignore, and the simple habits that can significantly improve your online security.Together, they discuss how banks detect suspicious activity before clients even know something is wrong, why scammers rely on urgency and emotional manipulation, and how tools like password managers and multi-factor authentication can provide an extra layer of protection. Joe also shares practical advice on what to do if you believe you've been targeted by fraud and the trusted resources available to help Canadians stay informed.About Joe LoBiancoJoe LoBianco is Chief Information Security Officer at CIBC, where he leads the bank's cybersecurity strategy and the teams responsible for protecting clients, employees, systems, and data from evolving cyber threats. With more than 20 years at CIBC, he is focused on building trust through innovative security solutions that help keep Canadians safe in an increasingly digital world.Resources Mentioned / Links List ● CIBC's "Smart Advice" Podcast and Website - Website | Apple Podcasts | Spotify● Visit CIBC for more Smart Advice● Joe LoBianco | Linkedin● Canadian Anti-Scam Coalition | standagainstscams.ca/● Stand Against Scams | Instagram3 Reasons Why You Should Listen to This Episode Learn how today's most common scams work, and the warning signs that can help you recognize them before it's too late.Discover practical cybersecurity habits, including password management and multi-factor authentication, that can better protect your personal information and finances.Understand how CIBC detects suspicious activity behind the scenes and why slowing down may be your best defence against fraud.Episode Highlights[02:40] How Banks Detect Fraud Before Clients KnowJoe explains how transaction monitoring, behavioural patterns, and real-time analysis help identify suspicious activity before fraud escalates.[04:42] The New Reality of Modern ScamsJoe explores how fraud has evolved beyond phishing emails to include romance scams, investment fraud, and increasingly sophisticated impersonation tactics.[08:21] The Biggest Red Flag to Watch For"Usually, the fraudsters will try to manufacture some sense of urgency."Joe explains why pressure and emotional manipulation are at the heart of many scams, and why slowing down can be your best defence.[10:09] Strengthening Your Everyday SecurityJoe shares practical ways to better protect your accounts, from password managers to multi-factor authentication and biometrics.[19:14] Think Before You Click"There really is no urgency in most situations to acting."Joe shares the simple mindset he applies to suspicious emails, texts, and messages, and why taking a moment before responding can prevent costly mistakes.Enjoyed this Episode?If you did, be sure to subscribe and share it with your friends!Protecting yourself from fraud starts with staying informed. CIBC offers a range of resources to help you recognize scams, strengthen your digital security, and stay up to date on emerging fraud trends. Visit our website to explore more articles, tools, and expert advice designed to help you bank with confidence.Have any questions? You can connect with me on LinkedIn or through CIBC's Facebook or Instagram.Thanks for tuning in! For more updates, visit our website. You can also listen to more amazing episodes on Spotify or Apple Podcasts.Hosted on Acast. See acast.com/privacy for more information. Hosted on Acast. See acast.com/privacy for more information.

This episode we are joined by Mr. Pat Daniel - former CEO of Enbridge - a TSX listed infrastructure company with a market cap of ~$170 billion. Pat Daniel served as President & CEO of Enbridge Inc. from 2001 to 2012, leading the company through a transformative decade in which its market value grew roughly fourfold - from approximately $7 billion to $30 billion - while delivering an average annual shareholder return near 16%. His career began at Occidental Petrochemicals before he returned to Alberta to join Hudson's Bay Oil and Gas, followed by Home Oil and Interprovincial Pipeline - the company that would become Enbridge - where he rose through planning, systems, and business development roles over nearly three decades before being named CEO. Pat led Enbridge through the Line 6B pipeline incident near Kalamazoo, Michigan in 2010, personally relocating to Michigan for months to oversee the response, and championed the Northern Gateway pipeline project in pursuit of Canadian crude access to Asian markets. Since retiring from Enbridge in 2012, Pat has served as Chairman of Cenovus Energy and held board positions with CIBC and Capital Power. He is an avid hiker and fly fisherman, and divides his time between family, travel, and the outdoors. A chemical engineer by training, Pat holds a Bachelor of Science in Chemical Engineering from the University of Alberta and a Master of Applied Science in Chemical Engineering from the University of British Columbia. Among other things we learned about $7B to $30B: 11 Years Building Enbridge. Enjoy.Newsletter: Subscribe HereThank you to our sponsors.Without their support this episode would not be possible:Connate Water SolutionsATB Capital Markets-*This podcast is for informational and educational purposes only, and is not intended as investment advice. Please do your own research, and consult professionals directly before making any investment decisions.Support the show

Marina speaks with Mark Kahan, who does Volunteer Recruitment with the Canadian Cancer Society, about the CIBC Run for the Cure!

What do wealthy families talk about differently? Lana Robinson joins Carissa Lucreziano to explore the conversations and the habits that help families build lasting financial legacies.What if the biggest difference between families who build lasting wealth and everyone else isn't how much they earn, but how they think?When we talk about wealth, we often focus on investments, markets, and financial strategies. But for families who successfully build and preserve wealth across generations, the most important conversations often have nothing to do with money at all.In this episode of CIBC Smart Advice, host Carissa Lucreziano sits down with Lana Robinson to explore what she's learned from working closely with successful families and business owners. Through stories and practical examples, Lana shares what successful families have in common when it comes to building wealth, preparing future generations, and creating a legacy that lasts.About Lana RobinsonLana Robinson is Head of Ultra-High Net Worth Private Banking and CIBC Family Office. She works with multi-generational families to articulate a vision for their wealth, their families, and their communities.Partnering closely with ultra-high net worth families and their advisors, Lana helps navigate the complexities of wealth, develop strategies for intergenerational wealth transfer, and build frameworks that support responsible stewardship across generations.In her role, Lana collaborates with advisors across CIBC Private Wealth and experts throughout CIBC North America to deliver highly customized solutions, from banking and investment strategies to complex credit arrangements and specialized planning. Her work focuses on helping families preserve wealth, prepare future generations, and build lasting legacies.Lana holds the Family Enterprise Advisor (FEA), Certified Financial Planner (CFP), and Certified Private Wealth Advisor (CPWA) designations.Visit Lana Robinson's profile on CIBC here.Resources Mentioned / Links List ● CIBC's "Smart Advice" Podcast and Website - Website | Apple Podcasts | Spotify● Visit CIBC for more Smart Advice● Lana Robinson | CIBC● Your guide to estate planning3 Reasons Why You Should Listen to This Episode Discover the habits and conversations that successful families use to build lasting wealthLearn how to prepare the next generation for inheritance and financial responsibilityExplore how families approach big financial decisions.Enjoyed this Episode?If you did, be sure to subscribe and share it with your friends!Building wealth isn't just about numbers. It's also about values, communication, and creating a vision for the future. Whether you're planning for retirement, preparing the next generation, or simply trying to make more intentional financial decisions, this episode offers practical insights that can help you build a stronger financial foundation.Have any questions? You can connect with me on LinkedIn or through CIBC's Facebook or Instagram.Thanks for tuning in! For more updates, visit our website. You can also listen to more amazing episodes on Spotify or Apple Podcasts.Hosted on Acast. See acast.com/privacy for more information. Hosted on Acast. See acast.com/privacy for more information.

In this episode, I sit down with Andrew DeRuyck, farmer, mediator, and farm management specialist, for a conversation about navigating divorce, conflict, and financial uncertainty in farm families. Drawing on decades of experience in both mediation and farm business consulting, Andrew shares how communication breakdowns, financial complexity, and unmet expectations can put enormous strain on relationships.  Together, we explore the importance of finding common ground, improving financial literacy, and creating workable solutions that protect both people and the farm. We also discuss why listening matters, how trust impacts decision-making, and the role mediation can play in helping families move forward with greater clarity and less conflict. If you or someone you know is facing relationship challenges, separation, or difficult financial conversations on the farm, this episode is for you. "When a marriage is struggling, the first place I go is common ground. Why did you get married in the first place, and how did you end up here?" - Andrew DeRuyck Resources Mentioned During This Episode Farm Family Coach National Farmers Mental Health Alliance When Sorry Is Not Enough, by Dr. Gary Chapman About Our Guest Andrew is a mediator, financial consultant, and farmer in southern Manitoba. He has worked for Farm Debt Mediation Service for over 20 years. Andrew and his wife Tanis began farming full-time in 2001 and were named Manitoba's outstanding young farmer of the year in 2011. He has a degree in Agriculture from the University of Manitoba and has worked for FCC, CIBC, and various chemical companies. Andrew now specializes in farm finances, divorces, and agricultural mediations. Contact Andrew Elaine Froese Resources: Watch this episode on YouTube. Visit the podcast website SPEAKING - book Elaine for your next event COACHING - explore Farm Transition Coaching MEMBERSHIP - become a Farm Family Transition Member FREE STUFF - downloadable tools for your farm transition CONTACT - take the next steps in your transition BURNING QUESTION? Submit it here Farm Family Coach Social Media Links Facebook Instagram LinkedIn X YouTube TikTok Timestamps 00:00 - Welcome and episode overview 01:30 - Andrew's farm journey and transition from cattle to grain farming 03:21 - Introduction to farm divorce and Andrew's role in facilitating the process 04:55 - The challenge of legal costs and the importance of preparation 06:11 - The pitfalls of confrontation and advantages of active listening in mediation 07:50 - Mediation versus legal battles in farm divorce cases 09:39 - The importance of understanding intent, action, and effect in conflict resolution 11:11 - How neutrality and the role of the mediator help couples feel heard 12:21 - Common reasons why couples rush into legal action 14:21 - Organizing complex farm financial data for better decision-making 15:36 - The impact of increased land values and debt on farm finances 16:55 - Financial literacy gaps in farming and building confidence through data 18:19 - Addressing shame and embarrassment over financial unawareness 21:14 - Handling disagreements about farm assets and ways to find common ground 23:30 - Strategies for couples wanting to keep the farm intact during separation 26:34 - Creating solutions and opportunities through positive conflict behaviors 27:23 - Managing timelines and persistence in the mediation process 28:52 - The importance of trust and honesty in resolving conflicts 33:20 - Redemptive separation as a tool for addressing behavioral and relationship issues 34:53 - Age range and complexity of divorces in the farming community 36:17 - The significance of trust accounts and emotional bank accounts in relationships 37:31 - The role of admitting wrongdoing to move towards resolution 38:40 - Changes in behavior and the importance of genuine effort in reconciliation 39:37 - Protecting farm assets and the culture of transparency in families 41:05 - Building confidence in financial understanding for farm families 43:07 - The value of seeking common ground and shared goals in relationships 45:53 - Resources for mental health and relationship support 47:11 - Contact details for Andrew and available services 48:23 - Final thoughts on farm and family harmony, emphasizing relationship wealth over material assets

In this episode, we take a closer look at bonds and bond ETFs, including where they can fit in a portfolio, why duration matters, and why the traditional 60/40 portfolio may not behave the way many investors expect. We also break down the key differences between owning individual bonds and bond ETFs, using recent examples like long-term U.S. Treasuries versus short-term Treasury bills to show how interest rate risk can impact returns. We then turn to the new Avantis ETFs launched in Canada through CIBC, including why factor-based investing has attracted so much attention, how these funds differ from traditional market-cap-weighted index funds, and why investors should be careful not to treat them as a guaranteed shortcut to market outperformance. The funds may be interesting, but patience, expectations, and understanding the trade-offs still matter. Subscribe to our Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Our New Youtube Channel! Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

Are Canadians finally catching a break? Benjamin Tal joins Carissa Lucreziano to unpack inflation, interest rates, AI, housing and the economic trends Canadians should actually be paying attention to right now.Economic headlines are competing for Canadians' attention. Housing is still stretched, economic signals are mixed, and AI is starting to reshape how people think about work and growth.But how much of what we hear every day actually matters? Are Canadians finally starting to regain some financial stability? And what economic trends deserve more attention over the months ahead?In this episode of CIBC Smart Advice, host Carissa Lucreziano sits down with Benjamin Tal, Deputy Chief Economist at CIBC Capital Markets, to unpack the forces shaping Canada's economy right now. From inflation and consumer confidence to AI, housing and the future of work, this conversation is about separating signal from noise and helping Canadians focus on what will have the biggest impact on their finances.3 Reasons Why You Should Listen to This Episode Learn which economic headlines Canadians should actually pay attention to right nowUnderstand how AI, the labour market and housing are reshaping Canada's futureDiscover Benjamin Tal's outlook on inflation, interest rates and where the economy is headed nextAbout Benjamin TalBenjamin Tal is Deputy Chief Economist at CIBC Capital Markets and a member of CIBC's economics team, where he analyzes macroeconomic developments and their implications for fixed income, equity, foreign exchange and commodities markets.Well known for his research on labour market dynamics, real estate, credit markets, international trade and business conditions, Benjamin not only contributes to the economic conversation but frequently helps shape it. He also advises bank leaders on issues related to wealth management, household credit and risk, and corporate credit and risk.With nearly 20 years of experience advising clients, industry leaders, corporate boards, trade associations and governments, Benjamin is a regular commentator in the media and a trusted voice on the economic issues shaping Canada's future.Benjamin is a member of the Economic Committee of the Canadian Chamber of Commerce and the Economic Development Committee of the Toronto Board of Trade. He also serves on the boards of Junior Achievement of Central Ontario and Toronto Financial International.Visit Benjamin Tal's profile on CIBC here.Resources Mentioned / Links List ● CIBC's "Smart Advice" Podcast and Website - Website | Apple Podcasts | Spotify● Visit CIBC for more Smart Advice● Benjamin Tal | CIBC Capital Markets Inc.Enjoyed this Episode?If you did, be sure to subscribe and share it with your friends!Canadians are constantly navigating a flood of economic headlines, but understanding what truly matters can make financial decisions feel much more manageable. Whether it's inflation, interest rates, housing or the future of work, focusing on long-term trends instead of short-term noise can help Canadians make more informed decisions about their future.Have any questions? You can connect with me on LinkedIn or through CIBC's Facebook or Instagram.Thanks for tuning in! For more updates, visit our website. You can also listen to more amazing episodes on Spotify or Apple Podcasts.Hosted on Acast. See acast.com/privacy for more information. Hosted on Acast. See acast.com/privacy for more information.

Have you ever felt like you're building someone else's dream while quietly feeling called to something more?In this episode, Rachel shares how she walked away from a successful corporate career leading projects for companies like CIBC, Mastercard, KPMG, and Deloitte to build businesses centered on wellness, community, and belonging.We dive into why so many people feel disconnected today, what true success actually looks like, and how following your purpose can change everything.Inside this episode:Leaving corporate to follow your callingWhy community is more important than everRedefining success beyond money and titlesFinding purpose, belonging, and deeper connectionThe one message every woman needs to hear if she feels lostIf you've been craving more purpose, more connection, or the courage to trust what's pulling at your heart, this episode is for you.This version opens with a stronger emotional hook and encourages listeners to keep reading and hit play.Connect with Rachelhttps://www.alignmuskoka.ca/https://www.instagram.com/alignmuskoka/https://www.havenspasocialclub.ca/https://www.instagram.com/havenspasocialclub/?hl=enConnect with Elyse https://www.instagram.com/elyseberendson/Work with Elyse - https://stan.store/elyseberendson

Marya Grandy, who plays Carrie Chapman Catt in Suffs at the CIBC Theatre (18 W. Monroe St.), talks with Steve. Suffs is the Tony Award-winning musical which celebrates the American women’s suffrage movement.

In this episode of CIBC Mellon Industry Perspectives, host Siu-Kei Chung, Executive Director of Client Relationship Management at CIBC Mellon, is joined by Bob Savage, Global Head of Markets Strategy and Insights at BNY, and Dustin Reid, VP, Chief Fixed Income Strategist at Mackenzie Investments, for a timely discussion on the forces shaping Canadian and global investment markets in 2026.The conversation explores key macroeconomic trends, the evolving Canadian investment landscape, and the outlook for fixed income and currency markets. Bob and Dustin share their expert perspectives on how global monetary policy, fiscal developments, and geopolitical events are influencing market positioning and investor sentiment. Special attention is given to the unique opportunities and risks facing Canadian institutional investors.Tune in to gain valuable insights and stay ahead of the trends shaping the investment landscape in 2026.This presentation contains the presenter'spersonal views and not those of CIBC Mellon or any other person. It may beconsidered advertising, and provides general information only and neither thepresenter nor CIBC Mellon nor any other person are, by means of thispresentation, rendering accounting, business, financial, investment, legal,tax, or other professional advice or services.  This presentation isintended for general informational purposes only. It may not be regarded ascomprehensive nor as a substitute for professional advice.  Before takingany particular course of action, contact your professional advisor to discussthese matters in the context of your particular circumstances.  Neitherthe presenter nor CIBC Mellon accept responsibility for any loss or damageoccasioned by your reliance on information contained in this presentation. ©2026 CIBC Mellon. CIBC Mellon is alicensed user of the CIBC trade-mark and certain BNY trade-marks, and is thecorporate brand of CIBC Mellon Trust Company. None of CIBC Mellon TrustCompany, CIBC, The Bank of New York Mellon Corporation and their affiliatesmake any representations or warranties as to its accuracy, currency orcompleteness, makes any commitment to update any information.  No part ofthe presentation is an offer or solicitation in respect of any particularstrategy and may not be construed as such.  Services referred to may notbe offered in all jurisdictions nor by all companies.CIBC Mellon does not provide investment orasset management services. This presentation, either in whole or in part, mustnot be reproduced nor referred to without the express written permission ofCIBC Mellon. Trademarks, service marks and logos belong to their respectiveowners.

Is the Fed about to break your mortgage plans? In this episode of Make Money Count, Marcus and Justin break down new Fed Chair Kevin Warsh's very first policy meeting, and why it didn't go the way most people expected. We break down: Why Warsh, Trump's own pick, spent his first meeting talking about inflation instead of cutting rates How the Fed's "dot plot" flipped from pricing in a cut to pricing in a hike, and what that actually means Why Warsh says rates are too low for Wall Street but too high for Main Street, and why the Fed can't fix both How a stronger US stance puts pressure on the Canadian dollar, and why that could force the Bank of Canada's hand What RBC, TD, BMO, Scotia, and CIBC are each predicting for rates, and what it means for your mortgage choice This episode isn't your usual headline recap, it's a real breakdown of how one Fed meeting can move your mortgage rate, fact checked by two people who actually do this for a living. Watch till the end, you'll know exactly what to ask your broker next.

More Canadians are considering a second property, purchasing with family, or using real estate to build long-term wealth. But in a more complex market, the right opportunity often depends on more than location or timing. In this episode of Smart Advice, Carissa Lucreziano sits down with real estate investor and TV host Scott McGillivray to discuss what Canadians should think through before making a move. They explore the shift toward turnkey homes, the realities of co-purchasing, and the ongoing costs and planning considerations that can shape a property decision over time. If you're weighing a vacation property, rental income, or a shared purchase with family or friends, this episode offers practical perspectives to help you ask better questions and make more informed decisions.About Scott McGillivrayScott McGillivray is an entrepreneur, investor, television personality and one of Canada's most recognized voices in real estate. For more than two decades, he has helped Canadians navigate homeownership, renovation and property investing through his television series, educational platforms and businesses. He is best known as the host and executive producer of Income Property, as well as Scott's Vacation House Rules and Renovation Resort. Throughout his career, Scott has focused on helping Canadians build long-term wealth through strategic real estate decisions and practical investing advice.Visit Scott McGillivray's website here.Resources Mentioned / Links List ● CIBC's "Smart Advice" Podcast and Website - Website | Apple Podcasts | Spotify● Visit CIBC for more Smart Advice3 Reasons Why You Should Listen to This Episode Learn Scott McGillivray'ss preparing or purchasing framework for navigating today's marketDiscover the hidden costs and conversations Canadians often overlook before buying a propertyUnderstand which real estate trends are worth pursuing and which ones may create expensive lessonsEnjoyed this Episode?If you did, be sure to subscribe and share it with your friends!Canadians are exploring more ways than ever to enter the real estate market, whether that's buying a second property, investing with family or considering new ownership models. But successful real estate investing isn't about chasing trends. It's about understanding your goals, creating a plan and making decisions that support your long-term financial future.Have any questions? You can connect with me on LinkedIn, or through CIBC's Facebook, or Instagram.Thanks for tuning in! For more updates, visit our website. You can also listen to more amazing episodes on Spotify or Apple Podcasts. Hosted on Acast. See acast.com/privacy for more information.

JOIN THE MONEY MISSION:https://moneymissionja.comGet the Money Mission Workbook: https://amzn.to/4567eL2The Caribbean banking industry is changing right before our eyes. Scotia Group Jamaica wants to leave the stock market, CIBC Caribbean is being acquired in a US$1.8 billion deal, and investors are debating what it all means for the future of banking in the region.Tonight we'll be speaking with the CEO of CIBC Caribbean, Mark St. Hill, about the Butterfield acquisition and what's next for one of the region's largest banking groups.Plus, can investors make money from the World Cup? And is Scotia paying enough to take Scotia Group Jamaica private? We'll discuss in The Analysts.******************OUR SEGMENTS: 0:00- Intro1:40 - What's Hot in Business25:38 - Market Recap32:40 - The Analysts - Investment Opportunities during World Cup44:50 - The Analysts - ScotiaBank Jamaica Delisting 1:04:40 - Discussion*******************SUBSCRIBE TO OUR NEWSLETTER: https://kalilahreynolds.com/newsletter JOIN THE MONEY MISSION:https://moneymissionja.com******************

Workplace pension plans in Canada are undergoing significant transformation, as organizations seek innovative ways to modernize benefit delivery and enhance member experience. In this episode, listeners will hear from leading voices who combine hands-on operational expertise with research and advocacy in pension design and outcomes.The discussion draws on insights gathered from conversations with more than 15 leaders and subject matter experts across the pension, technology, and consulting sectors. Plannera shares practical lessons from its recent journey through system conversions and member experience transformation, offering real-world strategies for navigating complex change. These operational perspectives are complemented by research-driven analysis on member needs, demographic trends, and the evolving retirement landscape.Listeners will gain a comprehensive understanding of current challenges and opportunities in workplace pensions, along with actionable guidance to support modernization efforts and drive better outcomes for plan members.Tune in to join our discussion on the practical realities and emerging considerations shaping plan member experience today.This presentation contains the presenter'spersonal views and not those of CIBC Mellon or any other person. It may beconsidered advertising, and provides general information only and neither thepresenter nor CIBC Mellon nor any other person are, by means of thispresentation, rendering accounting, business, financial, investment, legal,tax, or other professional advice or services.  This presentation isintended for general informational purposes only. It may not be regarded ascomprehensive nor as a substitute for professional advice.  Before takingany particular course of action, contact your professional advisor to discussthese matters in the context of your particular circumstances.  Neitherthe presenter nor CIBC Mellon accept responsibility for any loss or damageoccasioned by your reliance on information contained in this presentation. ©2026 CIBC Mellon. CIBC Mellon is alicensed user of the CIBC trade-mark and certain BNY trade-marks, and is thecorporate brand of CIBC Mellon Trust Company. None of CIBC Mellon TrustCompany, CIBC, The Bank of New York Mellon Corporation and their affiliatesmake any representations or warranties as to its accuracy, currency orcompleteness, makes any commitment to update any information.  No part ofthe presentation is an offer or solicitation in respect of any particularstrategy and may not be construed as such.  Services referred to may notbe offered in all jurisdictions nor by all companies.CIBC Mellon does not provide investment orasset management services. This presentation, either in whole or in part, mustnot be reproduced nor referred to without the express written permission ofCIBC Mellon. Trademarks, service marks and logos belong to their respectiveowners.

JOIN THE MONEY MISSION:https://moneymissionja.comGet the Money Mission Workbook: https://amzn.to/4567eL2Apply to invest in the West Indian Traders IPO: https://goipo.jncb.com/A new Caribbean IPO is on the market and investors are already asking: is it a hidden gem or one to avoid?Tonight we're taking a closer look at the West Indian Traders IPO. The Trinidad-based distributor behind brands like Hyper Malt and Festival Cookies is going public and we'll be speaking with Managing Director Jake Gillette and NCB Merchant Bank TT CEO Marli Creese about why they're listing now and whether investors should be paying attention.Plus, David Rose is here to break down two major stories making headlines today: Anthropic's reported IPO filing and the sale of CIBC's Caribbean operations.******************OUR SEGMENTS: 0:00- Intro2:01 - What's Hot in Business7:50 - Discussion32:10- Market Recap38:00 -The Analysts- CIBC sale to Butterfield51:40 -The Analysts - Anthropic IPO*******************SUBSCRIBE TO OUR NEWSLETTER: https://kalilahreynolds.com/newsletter JOIN THE MONEY MISSION:https://moneymissionja.com

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Watch the 5 Retirement Plan Vulnerabilities webinar: https://retirementloop.ca/webinar Today, we talk about Royal Bank (RY), TD Bank (TD), and CIBC (CM) Q2 Earnings It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/

Enterprise AI is entering a new phase, one defined less by experimentation and more by measurable business value. In this summit panel episode of Technovation, Steven Norton speaks with Richard Jardim of CIBC, Sears Merritt of MassMutual, and Shekar Pannala of The Hartford about what it really takes to scale AI responsibly inside large, highly regulated enterprises. The discussion explores how leading organizations are rethinking software development, governance, operating models, and financial discipline as AI capabilities rapidly evolve. Key topics include: Moving from AI pilots to measurable P&L impact Reducing feature lead times through AI-enabled development Modernizing legacy systems with GenAI Building governance-by-design operating models Managing the shift to consumption-based AI economics

Leo Roberts is Sir Galahad in Monty Python's Spamalot, opening May 19 at the CIBC Theatre (18 W. Monroe St.). Roberts joins Steve Dale to talk about members of the Monty Python Troupe he's met in real life. For tickets, visit Broadway in Chicago.

The numbers are staggering. The “magnificent seven” Big Tech companies are expected to have combined capital spending of about $800 billion this year. Data centres' electricity demand is soaring, and hundreds of billions of dollars more are being mobilised to invest in power infrastructure to meet that demand. In this special episode, recorded at the ACORE Finance Forum in New York, host Ed Crooks speaks with five guests at the heart of the revolution in energy finance: bankers, a deal lawyer, a data centre operator and a head of policy. James Wright, Managing Director and Head of US Corporate Banking at CIBC Capital Markets, explains the connection between power, data centres and AI with an analogy borrowed from Nvidia CEO Jensen Huang. Think of AI as a layer cake, with power as the base, data centre infrastructure above it, then hardware, then AI models, and the applications as the icing on top. For banks like CIBC, it is those bottom two layers that matter most. James explains how power developers and data centre builders are increasingly converging. Gas, solar and battery storage are driving the bulk of activity in new power generation, though gas turbine supply chains remain severely stretched. “Powered land” projects, created as sites to attract data centre developers, are a popular idea at the moment. But many of them are highly speculative. James estimates that for every twenty conversations, perhaps a couple result in a financeable transaction. Another hot topic is of behind-the-meter generation and co-located power. James sees it happening, but only at the margin. Grid connections are still the ultimate goal.  Adam Altenhofen, Senior Vice President for Impact Finance at US Bank, brings a different perspective on energy finance. US Bank has deployed more than $33 billion in renewable energy since 2008, primarily through the tax credit programmes for solar, wind and battery storage. The wind and solar tax credits are winding down, but projects that start construction before 4 July this year can still be placed in service through to the end of 2030. The storage tax credit was preserved through to 2036. Behind-the-meter generation, Adam argues, presents a fundamental challenge to the project finance model. If the load disappears, so does the revenue. And unlike for a grid-connected project, there will be no readily available alternative revenue streams to fall back on. Guarantees covering the full duration of the power supply contract are the floor, not the ceiling, for what lenders would need to get comfortable, Adam says.  Mona Dajani, Global Co-Chair of Infrastructure, Energy and Real Estate at the law firm Cooley, sees something structural changing. Hyperscalers are now behaving like utilities, she says. They assess data centre locations based on access to power, reliability and duration of supply. Meanwhile, some utilities are becoming more like infrastructure platforms, building unregulated arms and investing in new technologies to serve growing demand. A cultural gulf used to separate the tech and energy industries. But as they have come to understand their mutual interdependence over the past few years, more constructive collaborations have emerged. Jon Edwards, Executive Vice President and Head of Capital Markets at the data centre developer Switch, offers the operator's perspective. Switch currently consumes roughly one third of Nevada's total power supply and operates at 100% green power. Jon explains how the company decoupled from the utility grid for generation purposes back in 2015, buying its own generation while still using the utility for transmission and distribution, and how that model helped reduce Nevada consumer electricity prices by double digits in 2025. He is another sceptic about behind-the-meter power: it is useful as a bridge in some circumstances, but grid-connected utility power remains the primary and preferred solution for serious, long-duration data centre operations. On the financing side, Jon discusses Switch's recent $2.6 billion letter of credit facility, designed to give utilities the financial certainty they need to invest in new infrastructure, knowing they can be confident the data centre load will be there.  The episode closes with Lesley Hunter, Senior Vice President for Policy at ACORE, who sets the policy backdrop against which all of this activity is playing out. ACORE's latest investor survey makes for sobering reading: 69% of capital providers who replied to the survey said they thought the US industry had in the past year lost attractiveness compared to clean energy sectors in other countries. The same proportion, 69%, expect a further relative decline over the next three years. Lesley identifies two main pain points: the still-unresolved foreign entity of concern rules (FEOC) for tax credit eligibility, and the Department of Defense slow-walking agreements needed for wind development that has held up more than 160 projects. Her message for policy-makers is that regulatory stability is vital. “The core ask of the industry right now is to ensure that players have the rules of the road,” she says. “That those rules won't change mid-stream, and they are able to deploy capital, and trust the federal government when making these long-term investments in US infrastructure.”  Follow the show wherever you're listening so you don't miss an episode. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Energy Shift hosts, James Wright and Ines Serrao, join Tom Heintzman, Vice Chair, Energy & Climate Finance, to discuss their observations and key takeaways from this year's 3rd annual CIBC Electrification Summit which focused on North America's electrification transformation amid unprecedented electricity demand. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

1. What is at stake when considering what we use in counseling? 2. How do we understand the idea of neutral observation? 3. Is it a dangerous perspective to simply take insight but leave the worldview? 4. What is the difference between supplication and integration? 5. What warning do you want people to hear regarding current CIBC movement in biblical counseling? Click here to access our Journal of Biblical Soul Care.

1. Help us understand the claim of CIBC being the third generation. 2. What is the tone in which you want to address this question? 3. What are things David Powlison did to help you in addressing topics like this? 4. What are the distinctives you are seeing within CIBC? 5. What are your concerns with CIBC and how are you evaluating their approach? 6. What is the difference of epistomology in CIBC counseling? 7. What should the next generation of biblical counselors look like? Click here to sign up for one of our CDT's!

What if factor investing in Canada became as simple—and affordable—as buying a single ETF? In this episode, we are joined by Eduardo Repetto, CIO of Avantis Investors, and Caitlin Ebanks, Director of ETF Strategy at CIBC, to unpack the long-awaited launch of Avantis ETFs in Canada. This conversation explores how a partnership built on client-first principles and fee discipline is bringing sophisticated, evidence-based investing strategies to Canadian investors in a dramatically more accessible way. We dive into the structure and philosophy behind the new ETF lineup, including how Avantis applies factor tilts, why implementation details like direct security ownership and low turnover matter, and how the new asset allocation ETF (CAGE) could simplify portfolio construction for DIY investors. Eduardo also shares insights into Avantis' research process, expected premiums, and the realities of tracking error, while Caitlin explains how CIBC is positioning these products within the Canadian ETF landscape. This episode is a deep dive into the evolution of factor investing—covering product design, pricing, portfolio construction, and the broader shift toward low-cost, transparent investment solutions.   Key Points From This Episode: (0:00:00) Introduction to the episode and the significance of Avantis launching ETFs in Canada. (0:00:42) Why this launch marks a major step forward in accessibility for Canadian factor investors. (0:02:52) Lower fees and simplified implementation remove key barriers to factor investing. (0:04:55) Background on Eduardo Repetto and Caitlin Ebanks. (0:08:12) Avantis surpasses $125B AUM and the drivers behind its rapid growth. (0:10:20) How the Avantis–CIBC partnership came together and aligned on client-first pricing. (0:13:04) CIBC's ETF strategy and rationale for partnering with Avantis. (0:14:49) Overview of the Avantis ETF lineup launching in Canada. (0:19:33) Fee structure, competitiveness, and expected MER approach. (0:21:25) Eliminating operational cost uncertainty from investor fees. (0:23:20) "Gas station sushi" and maintaining product quality. (0:25:08) Why ETFs were chosen over mutual funds as the primary vehicle. (0:28:29) Roles of Avantis and CIBC in managing and operating the ETFs. (0:29:32) Direct security ownership vs. ETF-of-ETF structures and tax implications. (0:31:23) Construction of the CAGE asset allocation ETF and its factor tilts. (0:33:46) Expected outperformance (1.5–2%) and tracking error (3–4%) ranges. (0:35:26) Transparency challenges and regulatory considerations in Canada. (0:37:26) How CACE differs from the TSX through profitability and valuation tilts. (0:40:13) Low turnover and tax efficiency considerations. (0:42:05) Long-term commitment to the ETF lineup and viability concerns. (0:43:44) Ongoing research and potential improvements to factor implementation. (0:46:07) Current research focus: improving profitability forecasting. (0:48:30) What excites Caitlin and Eduardo most about the launch. (0:50:41) Why CAGE could transform how Canadians implement factor investing.   Links: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore   Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

Richard Ma of CIBC Capital Markets joins Tom Heintzman, Vice Chair, Energy & Climate Finance, to discuss the key takeaways from CIBC's inaugural Nuclear Summit, including observations on the strategic importance of nuclear for Canada's economic development. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

A chief economist panel with Jimmy Jean, Desjardins; Avery Shenfeld, CIBC; Israel’s Deputy Foreign Affairs Minister Sharren Haskel; The Front Bench with Sabrina Grover, Melanie Paradis, Karl Bélanger & Rachel Aiello.

Solus' Dan Greenhaus and CIBC's Chris Harvey tell us what the recent developments out of Iran and the big moves in oil could mean for the market in the days and weeks ahead. Plus, Wilfred Frost caught up with U.S. Treasury Secretary Scott Bessent on the strait of Hormuz, the war in Iran and much more. He brings us some of the highlights. And, Morgan Stanley's Chris Toomey is one of the country's top financial advisors tells us how he is advising his clients right now. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In our very first YouTube Live (also released on the podcast feed), we pivot from a planned “all-banks” episode after major U.S. and Israeli strikes on Iran pushed markets into risk-off mode. We break down the key market transmission mechanism—energy—through the Strait of Hormuz, rising shipping risk, and why yields can rise during conflict when inflation expectations jump. From there, we shift into what Canadian investors actually own: the banks. We recap earnings and credit trends across Royal Bank (RBC), TD, National Bank (NA), and CIBC, including loan/deposit momentum, net interest margin commentary, and what provisions/allowances are signaling. We also discuss the “do nothing” historical playbook for geopolitical shocks—plus why oil-driven conflicts can be the exception—and wrap with how we’re thinking about positioning (cash, Canadian energy exposure, and watching for opportunities if volatility expands). Tickers mentioned: RY.TO, TD.TO, NA.TO, CM.TO, LMT, RTX, NOC. Watch the full video on Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

What happens when you tie a quarter of every employee's variable compensation not to sales targets, but to customer experience metrics?Agility requires more than just speed; it demands a shared purpose that translates into a unified system for listening, learning, and acting at an enterprise scale. It's about connecting every function of the business to the client's reality in real-time.Today, we are here at Medallia Experience at the Wynn Resort in Las Vegas, and we're going to talk about what it takes to transform a massive organization by moving client experience from a siloed function to the core of the enterprise operating model, tying it directly to employee compensation and billions in revenue growth.To help me discuss this topic, I'd like to welcome, Stephanie Leheta, Sr. Director, Client Experience Strategy at CIBC.About Stephanie Leheta Stephanie Leheta on LinkedIn: https://www.linkedin.com/in/stephanie-leheta-mba-ccmp-pmp-ccxp-435a8113/ Resources CIBC: https://cibc.com/Medallia: ⁠https://www.medallia.com Take your personal data back with Incogni! Use code AGILE at the link below and get 60% off an annual plan: https://incogni.com/agile The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://www.teksystems.com/versionnextnow Catch the future of e-commerce at eTail Palm Springs, Feb 23-26 in Palm Springs, CA. Go here for more details: https://etailwest.wbresearch.com/Drive your customers to new horizons at the premier retail event of the year for Retail and Brand marketers. Learn more at CRMC 2026, June 1-3. https://www.thecrmc.com/ Enjoyed the show? Tell us more at and give us a rating so others can find the show at: https://ratethispodcast.com/agileConnect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.showCheck out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company Hosted on Acast. See acast.com/privacy for more information.

What happens when you tie a quarter of every employee's variable compensation not to sales targets, but to customer experience metrics? Agility requires more than just speed; it demands a shared purpose that translates into a unified system for listening, learning, and acting at an enterprise scale. It's about connecting every function of the business to the client's reality in real-time. Today, we are here at Medallia Experience at the Wynn Resort in Las Vegas, and we're going to talk about what it takes to transform a massive organization by moving client experience from a siloed function to the core of the enterprise operating model, tying it directly to employee compensation and billions in revenue growth. To help me discuss this topic, I'd like to welcome, Stephanie Leheta, Sr. Director, Client Experience Strategy at CIBC. About Stephanie Leheta Stephanie Leheta on LinkedIn: https://www.linkedin.com/in/stephanie-leheta-mba-ccmp-pmp-ccxp-435a8113/ Resources CIBC: https://cibc.com/ Take your personal data back with Incogni! Use code AGILE at the link below and get 60% off an annual plan: https://incogni.com/agile The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://www.teksystems.com/versionnextnow Catch the future of e-commerce at eTail Palm Springs, Feb 23-26 in Palm Springs, CA. Go here for more details: https://etailwest.wbresearch.com/Drive your customers to new horizons at the premier retail event of the year for Retail and Brand marketers. Learn more at CRMC 2026, June 1-3. https://www.thecrmc.com/ Medallia: https://www.medallia.comEnjoyed the show? Tell us more at and give us a rating so others can find the show at: https://ratethispodcast.com/agileConnect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.showCheck out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company

In this episode of the KE Report, we are joined by Louis Archambeault, the newly appointed Independent Director at Sitka Gold (TSX.V: SIG | OTCQB: SITKF | FRE:1RF). Louis shares his perspective on the company's high-grade intercepts in the Yukon and what it takes to transform a junior explorer into a target for major producers. Key Discussion Points: Louis Archambeault's Background: A look into his career transitions from engineering at Amec to M&A at CIBC and Goldcorp, and his success in taking the Bomboré project into production with Orezone. The Sitka Opportunity: Why the current lifecycle of the RC Gold Project and its massive 60,000-meter drill program present a unique value proposition in the junior mining sector. M&A Dynamics in the Gold Sector: An analysis of why major producers have been slow to acquire juniors and the "portfolio enhancement" strategies that often precede new acquisitions. The Path to Production: Exploring the parallels between Sitka's current stage and previous successful builds, focusing on metallurgy, scale, and upcoming economic studies (PEA).   If you have any follow up questions for the team at Sitka please email me at Fleck@kereport.com.  Click here visit the Sitka Gold website to learn more about the Company - https://sitkagoldcorp.com/   ------------------- For more market commentary & interview summaries, subscribe to our Substacks:  The KE Report: https://kereport.substack.com/  Shad's resource market commentary: https://excelsiorprosperity.substack.com/   Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security or investment product. Investing in equities, commodities, really everything involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.

For Super-Spiked subscribers that prefer that written posts, we have included a lightly edited transcript of the video (blue download button below) along with a downloadable copy of the slide deck.WATCH the video on Substack by clicking the play button above or on YouTube (here).STREAM audio only on Apple Podcasts (here), Spotify (here), or your favorite podcast player app.DOWNLOAD a pdf of a lightly edited transcript and the slide deck using the blue Download buttons below.We are just back from nine days on the road across the western U.S. and British Columbia. A key theme we highlighted at both the Goldman Sachs energy conference in Miami earlier this month and at a CIBC dinner panel last week in Whistler was the need for companies to take risk. Three points we discuss in the video podcast: (1) Why the “take risk” messaging now?: (2) The distinction between large-cap and SMID-cap risk taking; and (3) SMID-cap opportunities.

“Stereophonic” is a dramatic play that follows a fictional rock band in 1976 as they navigate the hectic and complex process of recording their new album, their second album, and at the same time, exploring fame, conflict, and artistic struggle. The play tells the story of an unnamed British-American rock band seeking superstardom and amidst the various dynamics that ensue. Joining in the conversation are: Claire DeJean, playing Diana, a tambourine player and the girlfriend of Peter and Denver Milord, playing Peter, a guitarist, boyfriend of Diana and the self-appointed […]

While at CIBC's Annual Institutional Investor Conference in Whistler, we had the exciting opportunity to host Grant Isaac of Cameco for this Special Edition COBT. Grant serves as President and Chief Operating Officer of Cameco and has held several roles over his 16-plus years with the company, including EVP & CFO and SVP of Corporate Services. In his current role, he is responsible for all Cameco operations, exploration, and corporate development, as well as the company's commercial and financial strategy. Grant earned a Ph.D. from the London School of Economics and previously served as a business professor at the University of Saskatchewan. We were delighted to sit down with Grant to explore the latest developments in nuclear energy. In our discussion, Grant outlines Cameco's integrated nuclear platform and strategy, with vertical integration as a way to help “build their own demand,” as each reactor build creates 80-100 years of downstream recurring fuel and services demand. We explore how nuclear has shifted from “maybe/what if” to “must do it now,” what drives ordering momentum, and the industry's push to turn nuclear from a project into a product through standardization, sequencing, and simplification. Grant discusses how investors are increasingly underwriting Cameco as a “nuclear super-major” with scarce, strategic assets, and how the Westinghouse acquisition and partnership with Brookfield broadened the shareholder base and improved visibility into future demand. We touch on supply-chain pinch points across mining, conversion, enrichment, and fabrication, the post-Russia fuel-cycle reset, and why uranium is uniquely constrained by geology and can't be “fixed” with industrial policy. Grant explains the Global Laser Enrichment (GLE) project, the role of public-private partnerships in capital-intensive nuclear projects, and Ontario as a positive case study for government involvement. Grant also shares why traditional NPV frameworks tend to undervalue nuclear assets, noting that governments and sponsors instead focus on payback math over 80–100-year asset lives, the significant economic multipliers from large-scale nuclear builds, and the “cluster effects” that attract long-term industry, jobs, and investment, making the case for nuclear as a generational, nation-building infrastructure investment. We also cover evolving investor frameworks and valuation metrics, expectations for consolidation in the nuclear sector, his outlook for 2026, the future of uranium supply, and more. It was an insightful conversation. In other nuclear news, the World Nuclear Association published a World Nuclear Outlook Report on Tuesday, January 20 (linked here), which provides the most comprehensive assessment to date of global nuclear energy development, assessing national targets for nuclear capacity against the global goal to triple nuclear capacity by 2050. We hope you enjoy the discussion with Grant as much as we did. Our best to you all!

It was an honor to welcome David MacNaughton, Strategic Advisor at CIBC and former Canadian Ambassador to the United States. David joined CIBC earlier in January (press release linked here) and will provide insights to senior business leaders across public policy, regulatory developments, global trade, and stakeholder relations. David served as Canada's Ambassador to the U.S. from 2016 to 2019, a pivotal period that included the renegotiation of NAFTA. Earlier in his career, David served as Chairman of StrategyCorp and as a Senior Advisor to CIBC Capital Markets, and he previously served as President of Palantir Canada. He is a seasoned entrepreneur and political strategist, having founded and built multiple public affairs and advisory firms. We were thrilled to host David ahead of CIBC's Annual Institutional Investor Conference taking place this week in Whistler and to hear his perspective on the evolving dynamics shaping the U.S.-Canada relationship. In our conversation, we discuss David's experience spanning business and government, the highly dynamic geopolitical environment, the need for renewed public-private collaboration, and why politics feel increasingly interventionist today, with populist pressure pushing governments toward protectionism and isolationism. We explore the implications of AI-driven white-collar job disruption, why businesses must treat geopolitics and public policy as core risk drivers, Canada's role in AI innovation and adoption, and how Canada is rebalancing its resource economy amid global energy and trade shifts. David shares his perspective on Canada's prior reluctance to embrace LNG exports and its renewed push to be an “energy superpower,” how to interpret volatility from the Trump Administration, and how tariffs have strained, but not broken, the U.S.-Canada relationship, highlighting the importance of the integrated North American energy system and the need for Canada to diversify markets. We discuss how David's Strategic Advisor role will help clients think about using government support appropriately, his cautious optimism on recent geopolitical shifts, and why maintaining dialogue among allies matters, as misinterpretation and retreating into corners can quickly spiral into escalation. It was a broad-based discussion and we're thankful to David for sharing his time and unique insights. Mike Bradley opened the show by noting that the 10-year U.S. bond yield had spiked to ~4.3% amid concerns that Europeans could sell U.S. Treasuries in response to President Trump's Greenland overtures, as well as growing questions about what a spike in Japanese bond yields might mean for global bond yields. Consensus appears firmly in the camp that the Fed will not cut interest rates at the January 28 FOMC meeting. In the broader equity market, the S&P 500 was down modestly (~0.5%) over the last week, with cyclical sectors (Energy and Industrials) leading and Financials lagging. In energy commodities, WTI price appears to have stabilized at ~$60/bbl. U.S. natural gas price recently spiked ~$0.80/MMBtu (to ~$4.00/MMBtu) due to an Arctic blast forecast in the weeks ahead. On the energy news front, Q4 earnings season begins this week with Halliburton and SLB reporting. Discussion on those calls is likely to be dominated by 1H26 international oil spending trends. Mike also noted Mitsubishi Corp's $5.2 billion deal to acquire Aethon Energy, and his expectation for many more deals across the energy value chain in 2026. He ended by highlighting that President Trump, along with a handful of Northeast governors, are asking PJM Interconnection to hold an emergency energy auction that would allow Big Tech companies to bid on 15-year contracts to supply ~$15 billion of new power plants. IPP equities were the most negatively impacted by this proposal late last week.

Brad Larson, Head of US Global Credit Financing at CIBC, joins The CLO Investor podcast to discuss the opportunity for CLOs in 2010, what creates a good CLO banking team, and why CLOs are easier to create today vs. a decade ago.

Canada's banking system is dominated by just six major institutions (the Big Five plus National Bank), which control over 80% of banking assets. While this concentration was designed for stability, it creates limited competition and flexibility compared to the U.S., which has thousands of banks with diverse underwriting philosophies. Illusion of choice: Canadians feel like they have banking options, but are essentially rotating through six institutions that behave similarly in terms of rates, underwriting, and credit requirements. Designed for stability, not competition: Canada's concentrated banking system was intentionally created post-Depression to prioritize safety over flexibility, which helped avoid failures during the 2008 crisis but limits competition. Different bank personalities: Each of the Big Six has distinct lending approaches—RBC prefers "vanilla" borrowers, TD is systems-driven, Scotia is unpredictable, BMO is business-friendly, CIBC is mortgage-aggressive, and National Bank is regionally focused. Exchange-Traded Funds (ETFs) | BMO Global Asset Management LISTEN AD FREE Realist.ca See omnystudio.com/listener for privacy information.

In this episode, Ben, Cameron, and Dan are joined by Ted Cadsby, former executive at CIBC, author of The Power of Index Funds, Closing the Mind Gap, and Hard to Be Human. Ted brings a rare combination of experience in both finance and cognitive psychology, having helped introduce index investing to Canada before turning his attention to how human thinking itself often misleads us. Ted shares inside stories from his time at CIBC—how he tried to make the bank an indexing leader in the late 1990s, the pushback he faced, and why he still believes so deeply in indexing today. Then, the conversation turns to human cognition: why our brains evolved for simplicity, certainty, and emotion, and how those traits can sabotage both our portfolios and our peace of mind. From "greedy reductionism" and "certainty addiction" to emotional overreaction and competing selves, Ted unpacks the five cognitive design flaws that make it hard to be human—and how metacognition and mindfulness can help us overcome them. Key Points From This Episode:   (0:04) Introduction to the Rational Reminder Podcast and hosts. (0:18) Cameron's story about rediscovering The Power of Index Funds and reconnecting with Ted Cadsby. (2:21) How Ted brought index investing to CIBC and tried to make the bank a leader in indexing. (5:58) Why assessing active managers taught Ted about randomness, noise, and the illusion of skill. (8:42) The moment Ted "saw the light" on indexing—and why randomness, not market efficiency, is the real obstacle for active managers. (12:54) How Ted tried to implement index investing at CIBC and the cultural resistance he faced. (15:05) The goals of The Power of Index Funds (1999) and how he tied indexing to human behavior. (18:49) How his indexing push created internal conflict at CIBC and ultimately led to his departure. (23:23) The influence of John Bogle and Vanguard on Ted's mission to bring indexing to Canada. (26:59) Why he's still passionate about indexing, and what worries him about private equity. (31:44) How human cognition and philosophy led him from finance to exploring how we think. (34:46) The "Big Five" cognitive design flaws that shape human decision-making:  1. Greedy reductionism – our urge to oversimplify complex systems.  2. Certainty addiction – craving the feeling of knowing, even when we're wrong.  3. Emotional hostage-taking – overreacting and ruminating.  4. Competing selves – inner conflicts between present and future selves.  5. Misguided search for meaning – overextending our need for purpose. (44:11) Why modern life amplifies these flaws and how System 1 (automatic) and System 2 (deliberate) thinking play into it. (48:00) The human superpower: metacognition—our ability to think about thinking. (49:57) How mindfulness and a "meditative stance" help us use metacognition daily. (53:57) Why knowing your biases isn't enough—emotional regulation is the real challenge. (56:27) How to recognize triggers for deeper reflection and System 2 thinking. (1:00:34) How systems thinking and better questions can combat our reductionist tendencies. (1:05:57) Why our addiction to certainty fuels overconfidence and poor decisions. (1:08:43) How humility, probabilistic thinking, and skepticism can make us wiser investors and humans. (1:11:39) When to listen to emotions—and when to treat them as cognitive red flags. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti — https://pwlcapital.com/our-team/ Dan Bortolotti on LinkedIn — https://ca.linkedin.com/in/dan-bortolotti-8a482310 Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)  

US President Donald Trump leaves ASEAN summit without talking to Prime Minister Mark Carney, says he won't speak to him at APEC either. Canada Revenue Agency spends 2 years in court trying to recover $5M refund approved by automated systems, without human oversight. Government of Canada announces temporary tax credit for Personal Support Workers. Food Banks Canada's 2025 Hunger Count report shows nearly 2.2 million visits to food banks in the month of March alone. Hurricane Melissa is now a Category 5 storm as it heads towards Jamaica. Canadian medical experts say more needs to be done to prevent another resugrence of measles. RBC and CIBC allow 89-year-old to drain life savings, lose nearly $1.7 million to scammers. One of the biggest scams ever reported in Canada. Anne Murray to be honoured at Nashville's Opry House tonight.

1010: Simplify to accelerate. In this episode of Technovation, host Peter High speaks with Richard Jardim, Executive Vice President and Chief Information Officer of the Canadian Imperial Bank of Commerce (CIBC). Richard shares how his team is modernizing one of North America's leading banks by focusing on technology simplification, speed, and agility in service of building a relationship-oriented bank for a modern world. He details CIBC's transformation journey, from migrating core platforms to the cloud and leveraging proprietary online banking infrastructure, to developing digital talent, integrating AI, and preparing for quantum computing. Richard also reflects on the importance of curiosity, communication, and adaptive leadership in today's fast-moving tech environment. Key topics include: How CIBC simplifies its 1,200+ app footprint to increase agility The bank's strategy for scaling internal IP and AI skills Bridging business and technology through vertical CIO alignment Quantum computing as both risk and opportunity in financial services