Podcasts about 2M

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Best podcasts about 2M

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Latest podcast episodes about 2M

Ben & Bergs | Web3, Startups, Crypto, Investing & Life.
The Business Owner Trap: Why Bigger Isn't Always Better

Ben & Bergs | Web3, Startups, Crypto, Investing & Life.

Play Episode Listen Later Oct 1, 2026 26:21


Business owners are working harder than ever and taking home less. In this episode, Travis and Ben get into the traps that catch business owners out, from the “valley of death” between $2M and $8M in revenue to the lifestyle creep that keeps you stuck on the treadmill.We've just come out of a few days of planning at Collective Shift, going through the P&L line by line, and we're sharing what came out of it: why knowing your numbers matters more than your revenue figure, why revenue is vanity, profit is sanity, and cash is king, and how a business can quietly turn into a high-risk job. We also talk about chasing awards and headcount for ego, the $30K-a-month car lease that's “good for the videos”, and the question every owner needs to answer: what are you actually building, and what's it going to let you do?

Spike's Car Radio
Porsche Finally Leaks Info on a New Hypercar

Spike's Car Radio

Play Episode Listen Later Sep 30, 2026 53:22


There's a leaked Porsche flat-eight hypercar that leaves Spike, Zuckerman, and Jonny scratching their heads. Plus, the $2M GT2 RS dealer drops the price by a few grand and calls it a "price improvement," an enormous classic Porsche collection has the guys losing their minds, and Bring a Trailer pulls a Corvette auction after catching shill bidding in real time. ______________________________________________

The Dividend Cafe
Tuesday - September 29, 2026

The Dividend Cafe

Play Episode Listen Later Sep 29, 2026 8:59


Brian Szytel reviews modest market declines (Dow -131, S&P -0.15%, Nasdaq -0.10%) with major indexes still up YTD, and focuses on the bond selloff pushing the 10-year yield to about 5.24% amid speculation about 6%. He argues higher yields reflect both higher nominal growth near 6% and a Fed intent on reducing its balance sheet, with limited ability for Treasury financing tactics to meaningfully lower yields. He notes consumer confidence missed (81 vs. 89), JOLTS openings dipped slightly (7.1M vs. 7.2M), and Case-Shiller home prices rose 0.3% monthly but lag inflation amid high mortgage rates and weak price discovery. He answers why rates rise despite higher oil: the Fed targets elevated PCE/core inflation by tightening to cool broad-based price pressures. 00:00 Market Close Recap 00:29 Why Yields Are Rising 02:17 Fed Put and Bond Vigilantes 03:16 Where Rates May Settle 03:37 Today's Economic Data 04:33 Housing Market Reality Check 05:21 Why Hike With High Oil 07:04 Wrap Up and Thanks Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Expert Edge Podcast
Why I Don't Want a $20 Million Business

Expert Edge Podcast

Play Episode Listen Later Sep 29, 2026 29:02


I watched a guy recently running a $20 million coaching business. He had a hundred employees. Legal issues popped up. Customer problems. Compliance headaches. And just like that, the business went from $20 million down to $2 million. He had to lay off 95 people in a few week. I watched that story unfold and thought, "Yeah, no thank you." In this episode of The Expert Edge, I'm breaking down something nobody talks about in the coaching industry: why bigger isn't always better, and why I've chosen to build a $2-3 million business instead of chasing $20 million or more. Everyone's always talking about scaling. Hit seven figures. Hit eight figures. Build an empire. But at a certain point, you're not building a business anymore. You're building a job with 100 employees and compliance issues in multiple states. Here's what I've learned after 17 years in this industry: there are two types of people. The entrepreneurs who want to build massive enterprises. And the artists who want to build profitable businesses that give them freedom to do work they love. I'm the artist. What you'll learn: → Why I don't want to build a $20 million coaching business (and the real cost of scaling that big) → The sweet spot for profit, freedom, and sanity (hint: it's $2-3 million) → Artist vs entrepreneur mentality - Which one are you? → Why simplicity beats complexity every single time → The real numbers nobody talks about (60% profit margins at smaller scale) → How to honor your limitations instead of pushing through everything → Why being connected to your craft matters more than empire building → The book that changed how I think about vocation → Why Instagram's "$7.4M in one week" posts are misleading → How to build a lifestyle business that actually feels like freedom → The difference between building a business vs building a job Real insights from the episode: The $20M guy who went down to $2M in weeks (and why) Why I stopped traveling to speak when my kids were young My journey from $800K with one staff member (60% profit) to my current model What the "fun zone" actually looks like Les McEwan's Seven Levels of Business Growth framework Why infrastructure requirements change everything The advantage of digital delivery vs physical products How I stay deeply connected to my craft as a coach What it means to be an artist first, entrepreneur second How I think about team size (3-4 people max) The maturity that comes with honoring your limitations Parker Palmer's "Let Your Life Speak" - listening to your own vocation ------------ If you want to build a small, profitable, simple coaching business that gives you freedom, credibility, and profit, you're in the right place. At the time posting this episode, we have ONLY 2 spots left! Premium Private Client Experience. A cohort with limited spots. We're almost sold out on the founders version. This is how you attract, capture, and enroll premium private clients without building a one-on-one coaching business. Today might be the last day to enroll.  >>> ENROLL NOW: colinboyd.co/ppc ------------ Interested in Elite? If you're interested in finding out more information about our Elite Coaching Program, make sure to DM me the word "ELITE" on Instagram, and I'd love to have a chat. https://www.instagram.com/colinboyd Discover how to authentically connect with your audience & fill your programs with a Conversion Story - Version 2.0 (AI Edition) is now available. https://www.conversionstoryformula.com Hit the "Follow" button so you don't miss an episode! Love this podcast? Write a review and give it a 5-star rating!  For all the show notes and links: https://www.expertedgepodcast.com/blog/episode340 Connect with Colin on Instagram: https://www.instagram.com/colinboyd/  

Queer Money
How to Retire With $500K, $1 Million or $2 Million? | Queer Money Ep. 661

Queer Money

Play Episode Listen Later Sep 29, 2026 14:25


Retirement at 3 Different Savings LevelsTerry is 62. Pat is 65. They want to retire today.But inspired by Apple TV's Dark Matter, we're putting Terry and Pat into three different retirement universes.

XChateau - Navigating the Business of Wine
Living with purpose w/ Hayes & Susana Drumwright, Vida Valiente

XChateau - Navigating the Business of Wine

Play Episode Listen Later Sep 29, 2026 37:54


With the goal of living a purposeful life, Vida Valiente was founded in Napa as a combination luxury winery and charity. The foundation is focused on providing last dollar scholarships and mentorship to 1st generation college students. The winery is establishing a newly planted vineyard as the next “grand cru” site in Napa. Hayes and Susana Drumwright combine these two elements into a pathway to connect people who have succeeded with grit to the next generation through wine and impactful experiences. Detailed Show Notes: Susana's background: career in tech, now full-time with the foundation and wineryHayes' background: had cancer early, many early failures, then sold a tech company and founded Memento Mori Winery in 2010, Vida Valiente in 2019, and just bought Edge Hill Winery in 2026; just published The Empty CenterVida Valiente (“VV”) overviewPlanted vines to create a “grand cru” wine vs Memento Mori leveraged existing “grand cru” sitesHas had 5 100 point wines in the last 3 yearsProduced ~3,000 cases in 2025, goal is ~4,500 casesDonates $100/btl of every bottle of “The Movement,” the signature blend soldHas a guaranteed allocation group “Los Padrinos” (“the godparents”)Foundation founded to uplift 1st generation college students at StanfordBoard member, Memento Mori founder, and friend Adriel Lares went to Stanford191 students in the program now, admit 50 students/year of ~100 applicantsGive each student $5k/year for last dollar scholarships, provide mentorship, and leadership offsitesHas raised ~$6.5M to date, ~$500k from “The Movement” (goal is $100k/year); goal is $3-4M/yearWants to raise ~$2M/year from corporate donorsCosts ~$1.2M/year to run, could be $2.5M if all applicants acceptedMany VV customers have done great things and feel alignment with studentsSusana and Hayes are foundation's only employeesNapa in Cabo charity event, held by Vida Valiente3 days at the Montage in Los CabosFeatures 10 Napa wineries, e.g. - Scarecrow, Lokoya, EiseleRaised $6M, $2.3M in 20251st night meet & greet, 2nd night charity gala, 3rd night to support other wineries (sold $760k of wine for other wineries)Exploring a “Napa in Napa” eventVV marketingNot as much crossover from Memento Mori as originally thoughtNapa Valley referrals importantHospitality a big driver, including client dinners and impactful experiencesArc of 3 Napa projectsMemento Mori - “remember to live”Vida Valiente - “live a purposeful life”Ultra Mortem (at Edge Hill site) - “beyond death, do something worth remembering” Hosted on Acast. See acast.com/privacy for more information.

The Ravi Abuvala Show
After $35M in Revenue, Watch Me Double This $2M Agency in Less Than 30 Min

The Ravi Abuvala Show

Play Episode Listen Later Sep 29, 2026 29:18


Work With Me To Scale Your Business: https://go.scalingwithsystems.com/after-35m-in-revenue-watch-me-double ———————————— Be On The Next Constraint Call: https://www.scalingwsystems.com/constraint-call-application ———————————— Watch Me Fix $1M+ Businesses Live: https://youtube.com/playlist?list=PLF-fSrHojCgG8V5-7AKVrKgcbtsd-BXti&si=kEOVnNFnLhhhDbYA ———————————— Join Our Team: https://www.scalingwithsystems.com/careers ———————————— In this episode of the Constraint Call, Ravi helps a founder of a $2M+ cold-email lead generation agency identify why he's over-optimizing retention instead of scaling a 30X acquisition channel and rebuild the growth plan around more cold-email volume, higher pricing, and fulfillment ownership. Chapters: 00:00 - Intro & Meet Spencer: $2M+ cold-email lead generation agency 01:47 — Offer & $2,800 Retainer Breakdown 03:28 — $12,075 LTV & $4,500 Profit Per Client 04:13 — Cold Email, Meta Ads & YouTube 08:28 — $150 CAC vs $4,500 Profit 10:12 — The Real Constraint: Not Enough Acquisition 12:48 — Stress-Testing Cold Email Capacity 15:15 — The Smallest Lever Strategy 16:35 — Raising Prices to Nearly Double Profit 19:44 — Spencer's Action Plan

Pharos Fit Podcast
Built to Last: Defining Your Gold Standard

Pharos Fit Podcast

Play Episode Listen Later Sep 29, 2026 25:32


Built to Last: Defining Your Gold StandardHighlights from our conversation with gym owners across the country about resilience, purpose and building something that lasts.Piet and Emylee break down the four-pillar framework — Economics, People, Brand, and Self — that's kept Pharos Athletic Club standing through ten years, four locations, and a $5M year. They don't sugarcoat how they got here: the $1.3M first buildout in Echo Park, growing to 750 members and $2M in annual revenue with zero paid ads, and the Redondo Beach acquisition that quietly cost them $15–30K a month for years before they turned it around.This is a real look at the math and the mistakes behind running a multi-location gym — auto-pay revenue vs. top-line revenue, payroll percentage, why they hire for anti-fragility instead of just likability, and the questions that keep a brand consistent as it scales. It's less "how we built a five-million-dollar gym" and more "here's what we got wrong, and what we'd tell you before you make the same mistakes."In this episode:Why chasing revenue without tracking auto-pay revenue is a trapWhat it actually costs to take over someone else's gym (the Redondo Beach story)Hiring and firing by core values — the questions Pharos asks in every interviewBuilding an org chart and knowing when to make the sales director hireEmylee's personal operating system for running a CEO's schedule without burning out

Associated
The Founder Perspective_Ep. IV

Associated

Play Episode Listen Later Sep 29, 2026 50:24


To close out this miniseries we wanted to make sure to include the perspective of one of the most important parties, the startup founder. These are the people we invest into, we learn from and follow the journey of over time. It was our pleasure to be joined by Sharon Chen of Persimmon Systems and Laura Bogaert of (former) Tracer/OpenSRE.The Associated Syndicate participated in the friends and family (i.e. earliest possible financing round) of both companies. We learned so much from this episode including:The “Soft ROI” of Angels vs. The “VC Timer”: How early-stage angel capital provides high-impact “soft value” — acting as WhatsApp sounding boards and providing niche industry unlocks—without immediately starting the ticking clock and pressure of institutional VC milestones.The 3-Tiered Angel Pyramid: How founders evaluate their cap table, categorising investors from “Check Writers” (who invest on vibes and gut belief) to “Network Connectors” and “Strategic Brainstormers.”Navigating Legal & Admin Realities: Tactical lessons on successfully securing UK SEIS/EIS tax benefits under a Delaware Topco structure, and why setting up your administrative paperwork early saves you from having your bank hold up an investment wire until you upload LinkedIn screenshots to prove you're real-life friends!War Stories from the Trenches: From Laura literally sprinting for 20 minutes across town to jump on our syndicate pitch call breathless, to Sharon's full-circle journey from syndicate investor to raising over $2M for Persimmon Systems.Lastly, we want to share our heartfelt gratitude that you stuck with us this short season. Now, we would like to hear from you! How were the episodes? What were the least and most favourite?Until next time,DB & FB

This is True, Really News
Dumb Criminals: "Sauce God" Posts Receipts & A Publix Machete Fight | TITR Ep 1103

This is True, Really News

Play Episode Listen Later Sep 29, 2026 14:36


In episode 1103 of This is True, Really News, Scott Combs and Tony Vercanez break down some of the most bafflingly stupid criminal masterminds to ever make the headlines.We kick things off with a Virginia fraudster dubbed "Sauce God" who ran a $2 million check fraud ring—and generously provided all the evidence to the Feds by bragging on social media. Plus, an inside job at an Arizona Shake Shack where the culprit forgot one crucial detail, Hennepin County fights off a wave of AI-generated phantom businesses, and a Florida grocery store parking lot turns into a Looney Tunes battle between a hatchet and a machete. Stick around to the end for a genuinely useful self-defense tip.In This Episode: 0:00 - Intro: Wash your food & send us snark 1:04 - "Sauce God" posts his own receipts, earns 14 years 4:29 - Shake Shack employee robs his own store (and goes back to work) 6:47 - AI scammers flood Hennepin County's $2M relief fund 11:00 - The great Publix parking lot Hatchet vs. Machete showdown 13:25 - Self-defense tip: Surviving an edged weapon encounterConnect With Us: Got a question, conundrum, or a weird news story we need to see? We like big snarks. Email us at: titr@netradio.networkIf you enjoyed the episode, don't forget to like, subscribe, and follow so you never miss out on the stupidest parts of the species.#DumbCriminals #WeirdNews #FloridaMan #TrueCrimeComedy #ThisIsTrueReallyNews #Podcast #FunnyNews

Trading Secrets
335. Your Rich BFF Vivian Tu: $1M Bet,  $8.2M Creator Empire & The Truth About Money in 2026

Trading Secrets

Play Episode Listen Later Sep 28, 2026 54:12


Vivian Tu, aka Your Rich BFF, is back on Trading Secrets nearly three years after her first appearance—and a lot has changed. With over 10 million followers and $8.2M in annual earnings, Vivian breaks down exactly where the money comes from, including brand deals, speaking, books, and podcasting, plus the team and expenses behind that massive top-line number. She reveals why she invested over $1M of her own money into building Ask Dolly, her new financial wellness app, and why she chose to self-fund instead of raising outside capital. Vivian also shares how she's grown her audience without spending a dollar on paid ads, why she still posts every day, and how the creator economy is evolving beyond traditional influencers. Plus, Vivian gets into the current financial uncertainty, emergency funds, high-interest debt, wedding budgeting after her Lake Como wedding went 3X over budget, and the $10K wedding expense she regrets. She also opens up about speaking on financial policy, whether she'd ever consider politics, and why her newest Trading Secret is knowing when it's worth fighting for what you want. Host: Jason Tartick Audio: John Gurney Video: Marc Colcer Guest: Vivian Tu Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Recruitment Mentors Podcast
Building a US Desk From Zero to $2M: Lessons From the Trenches with Fred Forrest

The Recruitment Mentors Podcast

Play Episode Listen Later Sep 28, 2026 61:40


In this episode, I sit down with Fred Forrest, co-founder of Sourcechange. He left a comfortable seat at Pangea, got investment from day one, and built a US energy recruitment business from a box room in Aldgate East to past $2M in year three, with no clients and no track record in the market when he started.We get into the tactical mistakes that made year one even harder, how Fred turned a tiny opening into Sourcechange's biggest client, and why he believes AI is only half the bet without a ferocious sales culture behind it.Connect with Fred here: https://www.linkedin.com/in/frederick-forrest-05916812b/-------------------------Watch the episode on YouTube: https://youtu.be/1UA0w7kYy7M-------------------------Podcast Sponsors: Claim your exclusive savings from our partners with the links below:Sourcewhale - Check Out Sourcewhale & Claim Your Exclusive Offer Here.Atlas - Check Out Atlas & Claim Your Exclusive Offer HereRaise - Check Out Raise & Claim Your Exclusive Offer Here.-------------------------Want more content like this?The Wednesday Debrief is our free weekly newsletter for recruiters who take their craft seriously. Join 7,000+ subscribers here: https://newsletter.recruitmentmentors.com/-------------------------Get in touch with me:Linkedin: https://www.linkedin.com/in/hishemazzouz/-------------------------

This Week in Startups
A rogue OpenAI agent hacked Australia's government. Does this matter? | E2342

This Week in Startups

Play Episode Listen Later Sep 25, 2026 85:53


This Week In Startups is made possible by: https://lightfield.app/ http://getpaper.ai/twist https://conservationfund.org/ http://Plaud.ai/twist https://www.athena.com/jcal Today's show: An OpenAI agent breached Australia's Medicare statistics portal in June, and it took 84 days for the Frontier Lab to publicly acknowledge it. Jason and Lon dig into whether this is an important cautionary tale about alignment, or if PM Anthony Albanese looking to join the AI conversation. Then Bryant Chou of Ploy joins to explain skipping pre-seed and seed entirely to raise $27M, and why he's taking his time to build his all-in-one agentic solution for running businesses. Learn why Google is launching four TPUs into orbit for Project Suncatcher. PLUS, how many robots a week is Tesla now shipping with Optimus, and Jensen Huang told Ezra Klein basic math no longer matters. Is he right? Can we forget long division, at last? Guests: Bryant Chou on X: https://x.com/bryantchou PloyAI: https://ploy.ai/ Relevant Links: Ploy raises $27M seed led by First Round Capital and Y Combinator (Founderland) → https://www.founderland.ai/articles/webflow-co-founder-launches-ai-marketing-platform-with-27m-s-mqj8o952 OpenAI's $2M-in-tokens offer to every YC startup(TechCrunch via Yahoo) → https://finance.yahoo.com/sectors/technology/articles/sam-altman-makes-mic-drop-212302858.html Original Bloomberg report on the a16z probe → https://www.bloomberg.com/news/articles/2026-08-17/andreessen-horowitz-focus-of-doj-probe-over-board-directors Google: Project Suncatcher's first test launch on SpaceX's Transporter-18 → https://blog.google/innovation-and-ai/models-and-research/google-research/google-project-suncatcher-facts/ ABC News (Australia): full timeline, from the June 18 breach to OpenAI's Sept. 10 email → https://www.abc.net.au/news/2026-09-24/ai-agent-accessed-australian-government-site-pm-says/107189078 Ando emerges from stealth with $20M to take on Slack (TechCrunch) → https://techcrunch.com/2026/09/24/ando-eyes-slack-as-it-builds-team-messaging-platform-for-humans-and-agents-to-work-together/ Google's $900M investment in SpaceX's $1B round, January 2015 (VentureBeat) → https://venturebeat.com/technology/google-confirms-it-put-900m-into-spacexs-1b-round Tesla ramps Optimus to several hundred robots a week; hands are the bottleneck (Electrek, summarizing The Information) → https://electrek.co/2026/09/25/tesla-optimus-production-ramp-hands-ai-generalization-problems/ Jensen Huang tells Ezra Klein forgetting basic math may not matter, and that he doesn't know his own address (Kotaku) → https://kotaku.com/nvidia-ceo-doesnt-care-that-kids-are-forgetting-basic-math-because-of-ai-i-actually-dont-know-my-address-2000737092 Sydney Sweeney's Novig "Just Sports" ad and the athlete backlash, including Amy Hunt's comment (Yahoo) → https://www.yahoo.com/entertainment/celebrity/articles/sydney-sweeney-novig-ad-controversy-172900515.html Nike exits the S&P 100 after 18 years (Fortune) → https://fortune.com/2026/09/08/nike-stock-plummets-sp500-market-cap-index/ The Further Mis-Adventures of Cliff Booth trailer: David Fincher directs Tarantino's script; IMAX Nov. 25, Netflix Dec. 23 (Variety) → https://variety.com/2026/film/news/the-further-mis-adventures-cliff-booth-trailer-brad-pitt-1236701901/ Timestamps: 0:00 Whoop fire alarm: Jason's dry-aged steak incident 4:45 News: an OpenAI agent breached Australia's Medicare statistics portal 12:48 Scraper or hack? Australia's PM jumps into the AI safety debate 13:31 News: Google launches four TPUs into orbit for Project Suncatcher 18:27 Guest: Bryant Chou of PloyAI 20:07 AD: Paper is the legal backbone for thousands of startup founders and fund managers - including Launch. Use getpaper.ai/twist to get your cap table free for a year - or two years if you're leaving Carta. 21:11 Ploy's thesis: your website as your hardest working employee 27:05 Why a repeat unicorn founder went back to Y Combinator 38:55 The DOJ probe into a16z's Databricks and Fivetran board seats 44:57 "Nobody's thinking about you": Jason's stair story 45:17 Frontier models vs. your own model, and OpenAI's $2M YC token deal 54:04 News: Ando wants to replace Slack with agent-native chat 1:01:08 News: Tesla ramps Optimus to several hundred robots a week 1:04:48 Off-Duty: Jensen Huang tells Ezra Klein basic math may not matter 1:08:31 The MIT "Your Brain on ChatGPT" EEG study 1:09:57 Jason's five-part reset: sleep, diet, exercise, socializing, meditation 1:11:45 Off-Duty: Sydney Sweeney's Novig ad backlash 1:21:07 The Further Mis-Adventures of Cliff Booth trailer 1:23:41 Jason's first car: a 1970 Mustang GrandeSubscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.com Check out the TWIST500: https://www.twist500.com Subscribe to This Week in Startups on Apple: https://rb.gy/v19fcp Follow Lon: X: https://x.com/lons Follow Jason: X: https://twitter.com/Jason LinkedIn: https://www.linkedin.com/in/jasoncalacanis Check out all our partner offers: https://partners.launch.co/ Great TWIST interviews: Will Guidara, Eoghan McCabe, Steve Huffman, Brian Chesky, Bob Moesta, Aaron Levie, Sophia Amoruso, Reid Hoffman, Frank Slootman, Billy McFarland Subscribe to our Substack Newsletters! TWiST: https://twistartups.substack.com/ TWiAI: https://www.thisweekinai.ai/ TWiVC: https://thisweekinvc.substack.com/ Follow TWiST: Twitter: https://twitter.com/TWiStartups YouTube: https://www.youtube.com/thisweekin Instagram: https://www.instagram.com/thisweekinstartups TikTok: https://www.tiktok.com/@thisweekinstartups Substack: https://twistartups.substack.com

Farming Without the Bank Podcast
When It Actually Makes Sense to MEC Your Life Insurance (Ep. 373)

Farming Without the Bank Podcast

Play Episode Listen Later Sep 25, 2026 26:48


Is a MEC really as bad as everyone in infinite banking says? In Farming Without the Bank Episode 373, Mary Jo Irmen and John Hasche break down when a Modified Endowment Contract actually makes sense. Most life insurance  agents will tell you: never MEC, never MEC, never MEC. But what if you just sold a dairy, a farm, or a business and have a one-time lump sum of $2-3 million with no future cash flow to pay premiums? Mary Jo and John walk through a real client case study — 54-year-old son and 82-year-old dad splitting ~$3M after liquidating a California dairy — and compare the numbers. In this episode: What is a MEC? FIFO vs. LIFO, why loans become taxable, and why the death benefit is still income tax-free Why a MEC can't be reversed + the 30-day letter you must open Case study #1: $2M single-pay on a 54-year-old — $4.4M death benefit day one, $1.8M cash value, when taxes hit in year 4 and why borrowing every year resets your basis Why age matters: $132k/year of taxable growth at 69, $178k at 79, $200k+ at 89 Case study #2: $2M single-pay on 82-year-old dad — $2.4M death benefit, only ~$60k/year growth to pay tax on, $3M+ at age 97 3 times a MEC does work: borrow years 1-3 to buy a cash-flowing asset then stop, older insureds, long-term care / trust-owned policies The 1035 exchange loophole: how existing cash value can fund a single-pay without MECing The 10% penalty under age 59 1/2 most people forget Why you can't get this answer by email — goals, retirement plans, ranch vs. rentals, and future cash flow determine the strategy If you came into a large lump sum and want a single-pay premium without paying premiums forever, don't guess if a MEC is right for you. Book a meeting and walk through the numbers. Chapters: 00:00 MECs Aren't Always Bad 00:29 How MEC Taxation Works 03:45 Age Matters With MECs 04:27 Avoiding Accidental MECs 06:36 Client Case Lump Sum 09:24 Single Pay MEC Numbers 11:46 Basis Reset And Taxes 15:11 Alternative Insure Dad 18:25 When MEC Strategy Fits 20:41 More MEC Use Cases 23:04 Client Education Matters 26:12 Wrap Up And Next Steps Buy the book: https://www.FarmingWithoutTheBank.com/book  Email Mary Jo: MaryJo@WithoutTheBank.com Audio Production by Podsworth Media - https://podsworth.com 

The Daily Detail
The Daily Detail for 9.25.26

The Daily Detail

Play Episode Listen Later Sep 25, 2026 13:55


AlabamaSen. Tuberville says Biden policies have set stage for high gas prices not the war in Iranhttps://1819news.com/news/item/tuberville-says-increased-oil-prices-caused-by-biden-administration-downplays-iran-conflicts-possible-roleSen. Britt sends letter to DOJ calling for restrictions on federal use of FLOCK camera datahttps://1819news.com/news/item/ensure-this-technology-is-used-responsibly-britt-sends-bipartisan-letter-to-doj-urging-flock-camera-guardrailsMontgomery judge orders $1.2M in restitution to plaintiffs in lawsuit against Mabel Amos Trust Fundhttps://1819news.com/news/item/montgomery-county-circuit-judge-griffin-orders-1-27-million-in-restitution-for-mabel-amos-trust-fund-self-dealingState Senator Elliott to offer bill with tax credits for Mobile residents using toll bridgehttps://1819news.com/news/item/elliott-proposes-tax-credit-to-reimburse-mobile-river-bridge-tollA new state law that bans vaping in public places goes into effect Oct. 1st.NationalFederal judge orders Trump to reinstate press credentials to three media outletsUS Senate barely blocks war powers resolution against President TrumpFL congressman offers bill to restrict warrantless surveillance via FLOCK camerasUS State Dept. tightens regulations on visitors who take part in Birth tourismIsrael Prime Minister speaks at UN to sparse crowd after walk out by delegatesTeam of researchers are drilling on Mt. Ararat at location of potential "Noah's Ark"

This Week in Startups
VCs Would Bet on Open-Source AI Over OpenAI and Anthropic | E2341

This Week in Startups

Play Episode Listen Later Sep 23, 2026 87:02


This Week In Startups is made possible by: Northwest Registered Agent: https://www.northwestregisteredagent.com/twistdomain Odoo: http://Odoo.com/twist Rippling: http://Rippling.ai/twist Plaud: http://Plaud.ai/twist Harmonic: http://harmonic.ai/ Today's show: Anthropic and OpenAI released cheaper models on the same day with Claude Opus 5.5 and GPT-6, and these VCs would still bet on open source. Jason brings on Dave McClure of Practical Venture Capital, Jeff Clavier of Uncork Capital, and Jenny Fielding of Everywhere Ventures to discuss the argument for open-weight models over the frontier labs. Learn why median seed valuations have more than tripled since 2017. Why does Dave say it's a buyer's market for secondaries right now? PLUS, does Meta's Muse leave any room for Instinct, and why are fintech and healthcare suddenly out of favor? Guests: Dave McClure on X: https://x.com/davemcclure?lang=en Practical Venture Capital: https://practicalvc.com/ Jeff Clavier on X: https://x.com/jeff Uncorked Capital: https://uncorkcapital.com/ Jenny Fiedling on X: https://x.com/jefielding Everywhere Ventures: https://www.everywhere.vc/ Relevant Links: Instinct reportedly seeking $1B at a $10B valuation (report via The Information) → https://cryptobriefing.com/ai-assistant-startup-instinct-targets-10b-valuation-in-new-funding-talks-report/ Meta's Muse, the agent the panel sees as Instinct's biggest threat, now on Mac → https://aiweekly.co/alerts/meta-ships-muse-for-mac-agent-now-acts-in-native-macos-apps Trump calls Jensen Huang onstage at the All-In Summit → https://thenextweb.com/news/trump-phoned-jensen-huang-onstage-at-the-all-in-summit-to-call-ai-fear-a-hoax AI-assisted intel error nearly triggered a US intercept of a Chinese ship (CNN via gCaptain) → https://gcaptain.com/ai-error-nearly-triggered-u-s-intercept-of-chinese-ship-cnn-reports/ Bernie Sanders' 50% AI sovereign wealth fund bill + Altman meeting (Fortune) → https://fortune.com/2026/06/18/bernie-sanders-ai-fund-bill-sam-altman-1000-payments/ Stanley Druckenmiller's AI-written WSJ op-ed (Axios) → https://axios.com/2026/08/26/stanley-druckenmiller-ai-writing-wsj-op-ed Claude Opus 5.5 and GPT-6 Sol/Luna launch the same day with price cuts (SiliconANGLE) → https://siliconangle.com/2026/09/22/anthropic-releases-claude-opus-5-5-and-openai-counters-with-two-cheaper-gpt-6-models/ Zipline: LAUNCH's "miss," later backed through the syndicate → https://www.flyzipline.com/ Micro1 → https://www.micro1.ai/ Founder University → **https://www.founder.university/** [VERIFY] The Syndicate: angel invest alongside LAUNCH (apply, waitlist) → **https://thesyndicate.com/** Timestamps: 0:00 What seed rounds looked like then: Fitbit's $2M seed 3:15 Jenny's Techstars NYC years and the two-unicorn mug 7:51 All-In Summit: Trump calls Jensen Huang onstage. Staged or not? 8:56 P(doom) roundtable + Dave's AI sovereign wealth fund prediction 10:08 Northwest Registered Agent - Got a new business idea? Northwest Registered Agent helps you bring it to life. Get a free domain, email, phone number, and more - with no purchase required! Learn more at https://www.northwestregisteredagent.com/twistdomain 13:35 The AI intel error that nearly triggered a US-China incident 17:44 "McClure's Law": a human with AI is the real risk 19:59 Odoo - The all-in-one business platform. Your first app is free! Get started today at https://Odoo.com/twist 21:37 Stripe + OpenRouter: an anti-fraud play, not a routing play? 23:07 Seed valuations: median $8M (2017) to $28M today 23:58 Instinct: $2.5B to a reported $10B in weeks 29:49 Rippling - Thanks to our partners at Rippling! Head to https://Rippling.ai/twist and get the only AI built to give you full visibility across your startup and take complex actions across your entire business. 44:01 Opus 5.5 vs. GPT-6 Sol: the same-day price war 46:51 Gun to your head: open-weight models or frontier labs? 51:00 Secondaries: the top 30 names vs. everyone else 52:30 Why fintech and healthcare are unloved (and Jason's Robinhood bet) Subscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.com Check out the TWIST500: https://www.twist500.com Subscribe to This Week in Startups on Apple: https://rb.gy/v19fcp Follow Lon: X: https://x.com/lons Follow Jason: X: https://twitter.com/Jason LinkedIn: https://www.linkedin.com/in/jasoncalacanis Thank you to our partners: (0:00) PARTNER - AD BLURB (0:00) PARTNER - AD BLURB (0:00) PARTNER - AD BLURB Check out all our partner offers: https://partners.launch.co/ Great TWIST interviews: Will Guidara, Eoghan McCabe, Steve Huffman, Brian Chesky, Bob Moesta, Aaron Levie, Sophia Amoruso, Reid Hoffman, Frank Slootman, Billy McFarland Subscribe to our Substack Newsletters! TWiST: https://twistartups.substack.com/ TWiAI: https://www.thisweekinai.ai/ TWiVC: https://thisweekinvc.substack.com/ Follow TWiST: Twitter: https://twitter.com/TWiStartups YouTube: https://www.youtube.com/thisweekin Instagram: https://www.instagram.com/thisweekinstartups TikTok: https://www.tiktok.com/@thisweekinstartups Substack: https://twistartups.substack.com

The Ravi Abuvala Show
The Full Guide to Scaling With Webinars Before 2027 (Step by Step)

The Ravi Abuvala Show

Play Episode Listen Later Sep 23, 2026 42:12


Work With Me To Scale Your Business: https://go.scalingwithsystems.com/adam-avenus ———————————— Be On The Next Constraint Call: https://www.scalingwsystems.com/constraint-call-application ———————————— Watch Me Fix $1M+ Businesses Live: https://youtube.com/playlist?list=PLF-fSrHojCgG8V5-7AKVrKgcbtsd-BXti&si=kEOVnNFnLhhhDbYA ———————————— Join Our Team: https://www.scalingwithsystems.com/careers ———————————— In this episode of the Constraint Call, Ravi helps a founder of a $1.2M+ subconscious-rewiring coaching company identify why his growth is still dependent on referrals and one-off trainings and rebuild the acquisition system around a real estate niche, customer-language research, and a weekly paid webinar. Chapters: 00:00 - Intro & Meet Adam: $1.2M+ subconscious-rewiring coaching 01:12 — Revenue & Acquisition Breakdown 06:16 — $9,700 Group vs $40,000 One-on-One 11:19 — $14,510 Client Economics 15:44 — Outbound Training System Audit 23:27 — The Real Constraint: Solution Awareness 26:44 — Customer Language & Case Study Mining 31:36 — Building the Weekly Webinar Funnel 50:00 — Adam's Action Plan

Buying Online Businesses Podcast
He Bought 7 Businesses Too Fast - Here's What He'd Never Do Again with Dev Shah

Buying Online Businesses Podcast

Play Episode Listen Later Sep 23, 2026 38:31


Buying your first business is exciting. Buying six more before you’ve figured out how to run the first one is where things get interesting. Dev Shah discovered acquisitions through Acquire.com and quickly went from being fascinated by the idea of buying businesses to actually building a portfolio of them. His first deal was Sourcely AI, a student research tool he bought for just $4,000 while it was making around $500 a month. A year and a half later, he had grown it to more than $5,000 in monthly recurring revenue and sold it for a low six-figure exit. But along the way, Dev acquired six other micro-businesses, all for less than $10,000 each, using the cash flow from his original acquisition. And that's where he learned one of the biggest lessons of his acquisition journey: just because you can buy another business doesn't mean you should. He couldn't integrate them as effectively as he expected. Some were sold. Some were shut down. Others continued running. Today, Dev has taken those lessons into a much bigger world of acquisitions. He runs a buy-side advisory firm helping search funds, startups, and other buyers source deals, conduct due diligence, negotiate, and get acquisitions across the finish line. And he's seen plenty go wrong. Sellers who disappear after an LOI. Businesses with information that turns out to be fake. Owners claiming revenue that can't actually be verified. Deals that look attractive until you start pulling apart the numbers. In this episode, Jaryd sits down with Dev to unpack what buying seven businesses taught him about moving too fast, how to build a buy box around your own skills and competitive advantages, and why serious buyers need to spend time in the market before they ever make an offer. Dev also breaks down his approach to due diligence, why you should treat those 30 days as if you're already taking over the business, how to avoid becoming emotionally attached to a deal, and why your relationship with the seller can be just as important as the numbers on the spreadsheet. From $4,000 micro-acquisitions to sourcing deals for buyers with millions of dollars behind them, Dev has seen both sides of the acquisition process. If you're thinking about buying an online business, especially for $100K or less, this conversation is full of lessons that could save you from making the same mistakes.

CruxCasts
ValOre Metals (TSXV:VO) - Brazilian PGE Developer Targets Q4 2026 PEA

CruxCasts

Play Episode Listen Later Sep 23, 2026 22:00


Interview with Nick Smart, CEO, ValOre Metals Corp.Our previous interview: https://www.cruxinvestor.com/posts/valore-metals-tsxvvo-undervalued-investment-series-with-nick-smart-9774Recording date: 22nd September 2026ValOre Metals Corp. (TSXV: VO, OTCQB: KVLQF, FSE: KEQ0) is a Brazil-focused precious metals developer advancing the Pedra Branca project, a 100%-owned, near-surface platinum-palladium-gold deposit in Ceará State. The project's appeal begins with jurisdiction: roughly 90% of global PGE supply is concentrated in South Africa, Zimbabwe and Russia, each facing distinct operational or geopolitical constraints, while Pedra Branca sits outside that concentration entirely, benefiting from a four-hour paved highway link to Fortaleza's international port and airport.The current resource base - a 2022 NI 43-101 inferred estimate of 2,198 koz 2PGE+Au across seven near-surface zones - has already doubled since ValOre acquired the project at roughly 1.1 Moz, following an additional US$10 million and 23,534 metres of company-funded drilling layered onto a legacy dataset from prior owners Anglo American and Anglo Platinum. A further 5,000-6,000 metres drilled since the 2022 estimate, including five new exploration zones, has not yet been incorporated into a public resource figure, leaving a visible near-term catalyst in an updated estimate.Metallurgical testwork is the other major workstream ahead of the PEA. The company is scaling up leach testing from shake-flask to column and stirred-tank vessel trials to assess heap-leach amenability on weathered, oxidised material (roughly 40% of tonnage), while advancing conventional flotation on the fresh material that contributes the bulk of contained ounces. Recovery testwork is currently tracking in the high 70% range, with management indicating room for improvement as the flowsheet is optimised - a genuine trade-off exists between lower-capex heap leaching and higher-recovery vessel processing that the PEA will need to resolve.Management has signalled a preference for staged development over a single maximum-scale build: securing licensing for an initial phase, proving the process, and adding capacity in subsequent phases as cash flow supports it, rather than raising capital repeatedly to reach full scale before any production decision. That approach, combined with Brazil's expanding domestic PGE processing capacity - illustrated by neighbouring Bravo Mining's proposed smelter complex at the port of Barcarena, which ValOre has flagged as a potential logistically attractive buyer for future concentrate - points toward a capital-efficient path to first production rather than a single binary de-risking event.On valuation, ValOre's roughly $20M market capitalisation compares to a peer set - Bravo Mining, Platinum Group Metals, Generation Mining and Stillwater Critical Minerals - carrying market caps from ~$126M to ~$440M at broadly comparable or more advanced project stages. Insider and close-associate ownership stands at 30% combined, with resource and mining funds holding a further 25%. Cash on hand was under $0.8M as of September 1, 2026, against 255M shares outstanding (304.2M fully diluted), underscoring that near-term financing will likely be required to fund the PEA and subsequent development studies. The company's key near-term catalysts are the updated resource estimate, the Q4 2026 PEA, and subsequent licensing steps into Q1 2027.Learn more: https://www.cruxinvestor.com/companies/valore-metalsSign up for Crux Investor: https://cruxinvestor.com/subscribe

Bay Area Real Estate Insights | Tech Realtor Spencer Hsu
Silicon Valley's BEST Neighborhoods Ranked By Lifestyle

Bay Area Real Estate Insights | Tech Realtor Spencer Hsu

Play Episode Listen Later Sep 23, 2026 8:08


Most people moving to the Bay Area make a big mistake — they fall in love with a city first and then try to squeeze their life into it. That's completely backwards. Start with how you actually want to live, and the right neighborhood finds you.Spencer Hsu, a top 0.5% real estate agent in the U.S. and 40-year Bay Area native, ranks Silicon Valley and the greater Bay Area's best neighborhoods by lifestyle — not by price, not by prestige, but by how you actually want to spend your day. Young professionals chasing the AI boom and city energy. Families settling down for the long term with top schools and single-family homes. Premium resort-style living where AI wealth is landing right now — ultra-luxury transactions above $10M more than doubled year-over-year in Santa Clara County alone. Established old-guard neighborhoods where your neighbors have been there for 30 years and nobody leaves. Affordable starter options that keep you inside the Bay Area without breaking the budget. The neighborhoods with the strongest long-term appreciation story. And the Bay Area's version of lake-life waterfront communities — because yes, we have those too.

MoneyWise
He Said $35M Was Enough, Then Moved His Family to a 150-Acre Farm (Ryan Levesque)

MoneyWise

Play Episode Listen Later Sep 22, 2026 94:03


We're still surprised people did this but... 50+ founders worth $10M to $4B reveal their personal finances. Here it is: https://joinhampton.com/mw-wrWhy do we do this? Because if you're an aspirational person or someone who runs a business and is making money, it's incredibly challenging to figure out what to do. Information is impossible to find — and that's what we put together: the net worth reveal and why we do this podcast, Moneywise.He turned down $42M, lost a $70M deal to a war, and sold his company over WhatsApp instead.Ryan Levesque is the author of the #1 national bestseller Ask and the founder of the Ask Method Company, a seven-time Inc. 5000 business that did over $100M in revenue. He grew up blue collar, quit AIG in China the morning the Wall Street Journal said the company was going bankrupt, and built his first business selling Scrabble tile jewelry tutorials on Etsy. Then he tried to sell his company twice. The first buyer flipped a $42.5M deal to $17M at the eleventh hour. The second, a $70M offer, evaporated the week Russia invaded Ukraine. Today he sits on $30–35M in liquid net worth and runs a 150-acre farm in Vermont with his wife and two boys, where 80% of what his family eats comes off their own land.This is the longest Moneywise episode we've ever cut, and I barely interrupted. We go deep on the two failed exits, the life insurance rejection letter at age 30 that turned out to be organ failure, the photo of his sons that made him stop chasing the number, and what it actually costs to run a 150-acre farm (spoiler: free food runs about half a million a year). Ryan also breaks down the money curriculum he built for his kids, why $35M didn't feel like enough until he decided it was, and the honeybee epiphany that led to selling his company to his biggest competitor.Also, this podcast is made by Hampton, which is a community for founders doing on average $20 million a year in revenue. We saw a lot of these money conversations happening privately behind closed doors and we thought, "What the heck, let's make it public." If you are a founder, apply here: http://joinhampton.com/mwTimestamps:0:00 — "Mr. Levesque, you should be in a coma right now." Cold open and episode roadmap5:30 — The WSJ headline reads "AIG to file for bankruptcy." He resigns the same day with ~$100K in the bank9:56 — Reverse-engineering an Etsy seller's income and building a Scrabble tile jewelry tutorial business: "emulate before you innovate"12:32 — The crash of the Scrabble tile jewelry market. Lesson: pick evergreen markets14:29 — Dead orchids in Shanghai become a $500K/year business. Then 23 businesses at once17:19 — A nine-figure sale to NBC (Golf Pass) and a $168M sale to PayPal. His cut: "less than seven figures"19:00 — Ask becomes the #1 bestselling book in America and births a $100M+ company21:00 — The $42.5M deal gets flipped to $17M at the eleventh hour. "We basically gave them the middle finger"25:13 — Interviewing 12 investment banks, going back to market, and landing a $70M offer28:30 — Russia invades Ukraine. The deal, and the entire M&A market, evaporates33:23 — The life insurance rejection letter. Kidney failure. Ten days in ICU. Undiagnosed type 1 diabetic40:16 — "My kid can't grow up without a dad." Shutting down 23 businesses41:42 — Two photos of his boys, seven years apart. "It was like a heartbeat"43:00 — Texting his wife from a tent in Vermont. Full-price cash offer on the Austin house the same night49:13 — Reading Peter Lynch at age 10 and turning $5K into $100K+ by 1851:57 — What he looked for in land: top of watershed, no PFAS, good schools. 12 months of Airbnbs56:41 — 48 beehives, 1,000 maple taps, 500 fruit trees, seven freezers. 100% of their own protein58:40 — The farm numbers: just under $5M for the land, $2M mortgage at 6.5%, $220K/year before a single animal1:03:59 — $260K in year one, $175K/year after. "Free food costs a lot of money"1:06:28 — The kids' money curriculum: Rich Dad Poor Dad read-alouds, Greenlight accounts, a real estate syndication paying them $300–400/month1:11:20 — His net worth when he decided it was enough: $30–35M liquid1:12:47 — "I've never been less money motivated in my life." $1M webinars and the Mexican fisherman1:15:08 — Goldenrod, purple aster, and the WhatsApp voice memo to Daniel Priestley. Company sold three months later1:20:20 — Legacy, $120K/year in tuition, and how much to hand to your kids: "the brownies are not fully baked"1:25:39 — Seven weeks in Europe, giving back, and why all altruism is selfish1:31:36 — Daniel's takeaway: figure out what you're optimizing for and start living it nowSponsors: Daily Body Coach - achieve your dream body with https://moneywise.dailybodycoach.comSubscribe to Moneywise: https://www.youtube.com/@themoneywisepodcastFollow Daniel on X: https://x.com/danielcberkListen on Spotify / Apple Podcasts: [search "Moneywise Hampton"]

Contractor Success Forum
Can You Trust Your Financial Statements? What to Watch For!

Contractor Success Forum

Play Episode Listen Later Sep 22, 2026 26:32 Transcription Available


Shares for Beginners
The One-Page Investing Plan: How to Get Started the Right Way

Shares for Beginners

Play Episode Listen Later Sep 22, 2026 50:21


Learn the essentials of investing for beginners, the importance of a clear investment plan that keeps you focused on your financial goals regardless of market noise, and learn share market basics to refine your current stock market strategy.Scott Phillips is the Chief Investment Officer at Motley Fool Australia. We talk about his new book The One‑Page Investing Plan. Scott explains why investing feels complex, how to strip it back to what matters, and why compounding only reveals its magic decades down the track.This episode covers risk, behavioural traps, index investing, direct shares, and the mindset required to stay invested through the valley of death. Scott also shares his “last double” compounding concept, the importance of starting early, his $2M investing mistake. Here's a link to find the book on Booktopia.Find Scott on X.

Contractor Success Forum
Can You Trust Your Financial Statements? What to Watch For!

Contractor Success Forum

Play Episode Listen Later Sep 22, 2026 26:32 Transcription Available


The Dropshot - A Call of Duty Podcast
Episode 605: Call of Duty Is Done With Black Ops — It Should Copy WARDOGS

The Dropshot - A Call of Duty Podcast

Play Episode Listen Later Sep 21, 2026 104:06


Call of Duty is done with Black Ops, and Modern Warfare 4 is the "epic conclusion" of the Task Force 141 story. We think it's the smartest call Activision has made in years. It only matters if the next series changes the game as much as jetpacks did, and a new name and new villains won't do that. We also make a prediction: Call of Duty will copy WARDOGS. It happened with PUBG and Warzone, then with Tarkov and DMZ, and now WARDOGS has sold over 2 million copies and peaked at 428,000 concurrent players on Steam. Raz guarantees Infinity Ward is already being told to build it. Also covered: WARDOGS one week into early access, the drill-spam meta, the mortar complaints, why we still think no monetization is a mistake, and the Bulkhead CEO crunch controversy (we don't see the problem). Then GTA 6 Online reportedly landing in 2027, why the PC version probably comes with it, and what GTA 6 does to MW4 and WARDOGS in November. We finish with WoW Forever, Aion 2, and an investigation into whether any elves have round ears. Raz still wins either way. 0:00 - Intro: Big Jacob of Nibiru 2:05 - Patreon hangout & Death by AI 6:01 - WARDOGS one week in: 2M sold, 428K peak 9:24 - Balance complaints & the drill meta 13:40 - There Will Be Blood is overrated 15:01 - Bulkhead devs on Twitter & the loadout fix 17:16 - Mike Tyson's impregnable defense 20:09 - You either love a game or you're good at it 23:29 - No monetization is still a mistake 30:38 - Still in the honeymoon phase 33:07 - WARDOGS CEO crunch controversy 38:26 - Treyarch is done with Black Ops 42:20 - CoD needs a jetpack-level shake-up 46:33 - Future setting vs. grounded CoD 49:24 - Prediction: CoD will copy WARDOGS 57:08 - DMZ2 is going to fail 1:01:41 - CoD fans: don't get excited yet 1:03:53 - Wolverine hand-holding & NICKMERCS on Tarkov 1:06:30 - Why extraction shooters must be hardcore 1:10:22 - Mads Mikkelsen & MW4 1:11:07 - Does Raz come back to CoD? 1:15:53 - GTA 6 Online in 2027 1:21:52 - GTA 6 PC will launch with Online 1:24:15 - What GTA 6 does to MW4 & WARDOGS 1:30:47 - WoW Forever enters beta 1:32:45 - The elf investigation 1:34:49 - Aion 2 1:37:49 - Outro _Note: timestamps may be slightly misaligned on podcast apps (but not on YouTube) due to dynamic ads._ The podcast is available wherever you listen to podcasts, and ad-free & early access versions - as well as bonus episodes - are available to all of our Patreon (https://www.patreon.com/thedropshot) supporters. We stream the podcast live on our YouTube (https://www.youtube.com/c/thedropshotpodcast) every Saturday morning at ~9 o'clock Pacific Time. We typically start the stream 30 minutes early to answer viewer questions, banter, and chat. Links for everything are below. Thanks for checking us out!

Growing Your Wealth with Brian Evans
The Seattle Tech Dilemma - Should You Diversify The Stock That Made You Wealthy?

Growing Your Wealth with Brian Evans

Play Episode Listen Later Sep 21, 2026 55:53


In this episode Jeff and Brian discuss estate planning for the 2M to 15M family. Also the Seattle tech wealth dilemma - should you diversify the stock that made you wealthy?

The Six Five with Patrick Moorhead and Daniel Newman
Anthropic's AI Slowdown, OpenAI's $1.2T Valuation & Salesforce's AI Bet | Six Five Pod EP 320

The Six Five with Patrick Moorhead and Daniel Newman

Play Episode Listen Later Sep 21, 2026 62:51


Anthropic's "Pace the Frontier" essay set off a week in which nearly every major AI leader, and two heads of state, weighed in on whether the frontier should slow down. Patrick Moorhead and Daniel Newman read the incident as something larger than a safety debate. Whoever sets the pace of the frontier also sets the pace for open-weight models, enterprise custom models, and the trillion-dollar valuations riding on top of them. That contest, not the essay itself, is the through-line of Episode 320 of The Six Five Pod. The handpicked topics for this week are: 1. Anthropic's AI Slowdown: Safety or a Market Power Play? Anthropic asks for a slowdown, regulation, and antitrust waivers so labs can coordinate; Jensen Huang, Mark Zuckerberg, David Sacks, and the U.S. and Chinese governments push back, reframing the issue as ordinary product safety. Daniel argues the slowdown request reads as regulatory capture by two private labs that want to lock in a duopoly before open models and cheaper compute erode model-layer pricing power. Patrick lands on the product-safety frame: test before you ship, keep the testing procedures contained, and avoid an FDA-style regime that would stall deployment. (The Decode) 2. Trilateral safety coordination without the waiver. OpenAI, Anthropic, and Google DeepMind confirm they are coordinating on safety in the same week they disagree on whether they need antitrust protection to do it. Patrick treats the coordination as plan B after the regulatory ask failed to land, and flags the competitive risk to smaller labs and open-source developers if three frontier companies set standards together. Daniel argues self-regulation plus regulators "along for the ride" beats leading with regulation, pointing to Europe as the cautionary case for growth. (The Decode) 3. The frontier sets the pace for open models. Both hosts agree on one point last week's debate largely missed. Open-weight models from China and the UAE match frontier output at a fraction of the cost, but many are distilled from frontier models, so a frontier slowdown slows open source too. Patrick adds that these model makers are also shipping real architectural gains (an 85% KV cache reduction, on-device DeepSeek V4.1 Flash running comparably to a frontier model on Spark hardware), which drives inference cost down regardless of who leads on capability. (The Decode) 4. Dreamforce and the end of the "SaaSpocalypse" narrative. Sam Altman, Dario Amodei, and Jensen Huang all appear at Salesforce's Dreamforce, which Daniel reads as confirmation that systems of record remain the control point for enterprise AI workflows. Salesforce's Agentforce and Data Cloud lines are growing at triple-digit rates. The company is pairing a Claude-based Clawed Force with a multi-model harness, and training its own custom model, Koa, on NVIDIA Nemotron and 30 years of CRM data. Patrick sees Koa as the week's underappreciated signal: enterprise software vendors building on open weights instead of renting frontier intelligence. (The Decode) 5. OpenAI pulls even in developer traffic. OpenRouter data cited by Gavin Baker shows OpenAI climbing from roughly 20% to 50% of API share versus Anthropic since June, and Signal65's Pinnacle benchmark now places Gemini and Grok above Anthropic's latest model on several enterprise personas. Patrick credits OpenAI's early compute lock-in for the swing. Daniel's takeaway is that leadership rotates every few months, which means the model is a shrinking moat and compute, energy, and distribution are the durable ones. (The Decode) 6. AI Infra Summit: CPUs re-enter the conversation. NVIDIA presents Signal65 data on its main stage showing Vera running 1.64x faster per core than the leading shipping x86 processor, even as NVIDIA hedges with Intel on head nodes. AWS commits to more NVIDIA capacity despite owning its own silicon, and co-packaged optics, networking, and memory optimization dominate the floor. Patrick notes a bipartisan ratepayer protection measure on data center energy costs arriving the same week, an early sign that power politics will shape build-out timing. (The Decode) 7. The Flip: Is OpenAI worth $1.2 trillion pre-IPO? Daniel argues yes: a $40 billion run rate, a 41% step-up in six months, investors initiating the round, and a safety regime only the largest labs can afford all favor incumbents. Patrick argues no: historic cash burn, second place in revenue behind Anthropic, a higher cost of capital as rates rise, an IPO slipping to 2027 that puts part of Amazon's committed capital at risk, and open models cutting inference costs by 90%. The disagreement narrows to one question: whether a slowdown at the top protects or erodes the economics of a company priced for acceleration. (The Flip) 8. Doomer sell-off flips into a chip rally. Semiconductors reverse a safety-headline sell-off into a sharp mid-week rally, shrugging off oil and rate pressure along the way. Daniel frames every "end of AI" narrative as a buying window and adds a Jevons-style twist: safer models require more training runs, which means more compute demand, not less. (Bulls & Bears) 9. Salesforce clears the model and still falls. Salesforce reaffirms $63 billion of revenue by fiscal 2030, beats Street models by $3.8 billion, and shows current AI ARR above $1.5 billion growing more than 240% year over year, yet the stock declines. Patrick reads the drop as a show-me story on target history rather than on AI itself. Daniel, in the room, points to a same-day platform outage, dependence on Anthropic, and pressure to prove cost-per-task economics across the model landscape. (Bulls & Bears) 10. Nebius raises prices into scarcity. Nebius lifts pricing more than 20% across H100, H200, and Blackwell capacity, with Vera to follow, a move Daniel treats as direct evidence that compute constraint, not demand, is the binding variable for neoclouds. CoreWeave trades in the same range on the same concern: adjusted EBITDA is not cash, and reinvestment intensity stays high through 2030. Patrick favors Nebius's vertical integration, since building its own infrastructure sets it apart from peers renting theirs. (Bulls & Bears) For a deeper dive into each topic, please click on the links below. Be sure to subscribe to The Six Five Pod so you never miss an episode. The Decode Dario Amodei's "Pace the Frontier" essay produces a rare industry realignment — Zuckerberg and Jensen publicly reject the framework https://darioamodei.com/post/we-must-pace-the-frontier OpenAI, Anthropic, and Google DeepMind confirm active trilateral coordination on AI safety https://www.bloomberg.com/news/articles/2026-09-15/openai-says-it-s-working-with-anthropic-google-on-ai-safety Dreamforce 2026 launches Agentforce 360 as Salesforce's next platform release https://x.com/danielnewmanUV/status/2099928644521210079 https://investor.salesforce.com/news/news-details/2026/Announcing-Koa-Salesforces-First-CRM-Reasoning-Model-Built-on-NVIDIA-Nemotron/default.aspx OpenRouter API traffic data reveals OpenAI clawed share back from Anthropic — 20% → 50% since June, Anthropic dropped 80% → 50% https://x.com/GavinSBaker/status/2100240010695827959?s=20 AI Infra Summit 2026: NVIDIA Vera CPU with Signal65 1.64x agentic benchmark + AWS commits to 2M additional NVIDIA GPUs in 2027-2028 https://signal65.com/research/ai/validating-nvidia-vera-on-agentic-cpu-workloads/ https://www.techtimes.com/articles/327645/20260917/house-voted-417-3-make-data-centers-pay-electricity-costs-states-can-still-say-no.htm Signal65 PINNACLE Results https://pinnacle.signal65.com/articles/pinnacle-first-results/ Patrick's Open Model Forbes' Article https://www.forbes.com/sites/patrickmoorhead/2026/09/11/open-weights-are-not-open-source-and-it-matters-now-in-the-boardroom/ The Flip OpenAI's $1.2 trillion pre-IPO private valuation remains justified after the past week's AI Doomer news. FOR: OpenAI is worth the $1.2 Trillion https://www.reuters.com/legal/transactional/openai-mulls-funding-round-12-trillion-valuation-ahead-ipo-ft-reports-2026-09-15/ AGAINST: OpenAI is NOT worth the $1.2 Trillion https://www.cnbc.com/2026/09/16/fed-rate-decision-september-2026.html Bulls & Bears ETR Large Enterprise Survey https://x.com/ETRnews/status/2100929354310058447 Stocks are ripping again — Sept 17 tech-led rally reverses the AI-doomer selling of Sept 14-15 https://x.com/danielnewmanUV/status/2099469881594802643 Salesforce ($CRM) hosts investor day at Dreamforce Sept 16, reaffirms $60B+ FY30 revenue target https://investor.salesforce.com/news/news-details/2025/Salesforce-Announces-New-FY30-Revenue-Target-of-60B-10-Organic-FY26-FY30-CAGR/default.aspx Nebius (NBIS) $60B market cap vs $15B 2028 EBITDA + no free cash flow until after 2030 — Futurum Equities frames the neocloud valuation debate against the Fed hike + Sept 17 rally https://x.com/FuturumEquities/status/2099477646547534193  

Portland, Oregon, startup news - Silicon Florist
Week ending Sep 18, 2026 – Oregon startup news

Portland, Oregon, startup news - Silicon Florist

Play Episode Listen Later Sep 19, 2026 26:11


Portland startups have a long, storied history of engineers building tools for other engineers—from Tektronix oscilloscopes to Puppet. This week, we look at how that open-source builder tradition is roaring back with a fresh $2M round for AI agent infrastructure, alongside major hardware and clean energy headlines across the state.In this episode, we cover Agility Robotics unveiling their new Digit 5 humanoid robot, PIE alum James McDermott raising $2M for AntFly (led by HeavyBit), Mazama Energy raising $135M to tap Oregon geothermal power for AI data centers, Bend Venture Conference early-stage semifinalists, the 10 Latine founders pitching at Pitch Latino Portland, and a very candid Secrets segment.CHAPTERS00:00 - Intro00:46 - Agility Robotics unveils Digit 5 (Humanoid redesign & 20-hr battery)02:08 - Bend Venture Conference (BVC) early-stage semifinalists03:15 - Fresh Hop Finder map for craft beer season03:57 - Built Festival reminder (Sept 25 at The Redd)04:36 - AntFly raises $2M: Open-source AI retrieval engine backed by HeavyBit08:08 - Mazama Energy raises $135M: Tapping Oregon geothermal for AI data centers11:09 - Pitch Latino Portland: 10 Latine founders at the Newmark Theatre (Oct 8)13:42 - SecretsLINKSAntFly: https://antfly.io Pitch Latino Portland https://www.portland5.com/event/pitch-latinoBuilt Festival https://builtoregon.comFashioNXT https://fashionxt.comFresh Hop Finder Map https://freshhopfinder.com/It Takes a Valley by Anika Horn https://bookshop.org/p/books/it-takes-a-valley-how-to-build-thriving-entrepreneurial-ecosystems-that-transform-our-communities/83432271bcd8886b?ean=9798995796312&aid=128693&listref=startup-booksFIND RICK TUROCZY ON THE INTERNET AT…- https://patreon.com/turoczy- https://linkedin.com/in/turoczy- Portland Oregon startup news on Apple Podcasts https://podcasts.apple.com/us/podcast/portland-oregon-startup-news-silicon-florist/id1711294699- Portland Oregon startup news Spotify https://open.spotify.com/show/2cmLDH8wrPdNMS2qtTnhcy?si=H627wrGOTvStxxKWRlRGLQ- Startup Stories on Spotify https://open.spotify.com/show/1Tk7bbzaNYowGouI9ucKC3- Startup Stories on Apple Podcasts https://podcasts.apple.com/us/podcast/startup-stories-with-silicon-florist/id1849468494- The Long Con on Apple Podcasts https://podcasts.apple.com/us/podcast/the-long-con/id1810923457- The Long Con on Spotify https://open.spotify.com/show/48oglyT5JNKxVH5lnWTYKA- https://bsky.app/profile/turoczy.bsky.social- https://siliconflorist.substack.com/- https://pdxslack.comABOUT SILICON FLORIST ----------For nearly two decades, Rick Turoczy has published Silicon Florist, a blog, newsletter, and podcast that covers entrepreneurs, founders, startups, entrepreneurship, tech, news, and events in the Portland, Oregon, startup community. Whether you're an aspiring entrepreneur, a startup or tech enthusiast, or simply intrigued by Portland's startup culture, Silicon Florist is your go-to source for the latest news, events, jobs, and opportunities in Portland Oregon's flourishing tech and startup scene. Join us in exploring the innovative world of startups in Portland, where creativity and collaboration meet.ABOUT RICK TUROCZY ----------Rick Turoczy has been working in, on, and around the Portland, Oregon, startup community for nearly 30 years. He has been recognized as one of the “OG”s of startup ecosystem building by the Kauffman Foundation. And he has been humbled by any number of opportunities to speak on stages from SXSW to INBOUND and from Kobe, Japan, to Muscat, Oman, including an opportunity to share his views on community building on the TEDxPortland stage (https://www.youtube.com/watch?v=Cj98mr_wUA0). All because of a blog. Weird.https://siliconflorist.com#pdx #portland #oregon #startup #entrepreneur

Dropping Bombs
The Sales Closer Who Made $485,000 in One Month — And Still Got Fired

Dropping Bombs

Play Episode Listen Later Sep 18, 2026 61:40


This episode was sponsored by Cardiff & CloseSales.AI   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Today's Dropping Bombs episode features Austin Medlin, the founder of CloseSales.AI who walked away from a $1.2M landscaping business because he had success but no joy — then rebuilt himself as a remote closer, took over 7,000 sales calls, and pulled in $7M+ in personal commissions along the way.   Austin breaks down why "sales is service" instead of a sleazy hustle, the deep-questioning method that makes objections disappear before they happen, and how he's turned it all into an AI platform that reviews every sales call, writes custom scripts, and hands early users a piece of the company.   Sales is the one skill nobody wants to admit they need — this episode makes it impossible to keep ignoring.  

Balance with Sam Podcast
351. Fear of Being Seen? Watch This First.

Balance with Sam Podcast

Play Episode Listen Later Sep 18, 2026 24:52


You already know you have something to say. So why are you still hiding? Samantha Warren returns to break the silence on fear of being seen — and hands you the exact mindset shift that's helped her build a $2M personal brand. Samantha Warren, founder of Voice and Visibility, opens the new season of Own It with an oracle pull that sets the tone for everything ahead: voice, visibility, and the discomfort of growing past who you used to be. This episode blends personal branding strategy with the real, unfiltered leadership lessons of scaling a media company — proof that conscious leadership doesn't mean pretending everything's fine. If you've been sitting on a message, a business, or a bigger version of yourself, this is the nudge.

Red Sneaker Writers
Live from WriterCon 2026! William Martin, Dan Martin & Dani Pettrey

Red Sneaker Writers

Play Episode Listen Later Sep 17, 2026 38:50 Transcription Available


This is the final episode of our fifth season, as always culminating in this LIVE recording made on Sunday afternoon during the conference with keynote speaker and NYT #1 bestseller William Martin, USA Today bestseller Dani Pettrey, and game writer and designer Dan Martin. We're taking a break for the rest of September, but we will return in early October with our sixth season!Opening ThoughtsWe LOVE WriterCon!News1) Defendant ordered to pay attorney fees for Tracy Wolff2) AI detection kills $2M book dealJESSE'S GAME!In the first of what I hope will be a new feature, Jesse, always obsessing over James Patterson, created a game for the panel: James Patterson Books: Real or Fake. He gives you the titles and co-writers, and you have to decide whether it is a real Patterson book. The audience loved it.InterviewWith three great writers all at once, we investigated how they became writers, their writing process, and also took a deep dive into some offbeat questions that provoked some very unexpected answers.Parting WordsLet me also remind you that WriterCon has its own newsletter and you don't want to miss the next issue, which has wonderful articles on breaking issues. Go to Substack.If you haven't joined the WriterCon Facebook Group yet, do it now! Do it today and join this wonderful community of writers. https://www.facebook.com/groups/113141678727273If you're enjoying this podcast, please subscribe, then rate or review wherever you get podcasts. It does make it easier for new listeners to discover us.You can find the video version of these podcasts on YouTube. https://www.youtube.com/@writerconpodcast1307Until next time, keep writing, and remember: You cannot fail, if you refuse to quit.William Bernhardtwww.williambernhardt.comwww.writercon.com 

Invité Afrique
Législatives au Maroc: «Il y a beaucoup de frustrations et d'insatisfaction chez les électeurs marocains»

Invité Afrique

Play Episode Listen Later Sep 16, 2026 8:26


Et si le prochain Premier ministre du Maroc était une femme ? Ce serait une première dans l'histoire du royaume et cela pourrait bien arriver dans quelques jours. Mercredi 23 septembre, les Marocains vont élire leurs nouveaux députés. Qui a le plus de chances de gagner ces législatives, avec quel enjeu pour les cinq ans à venir ? Abdellah Tourabi enseigne à l'université Hassan 2 de Casablanca et tient une chronique dans le journal Tel Quel et sur la chaîne de télévision 2M. En ligne de Rabat, il répond aux questions de Christophe Boisbouvier. RFI : Vu le leadership du roi Mohammed VI sur la vie politique marocaine, à quoi va servir le gouvernement qui va sortir de ces législatives ? Abdellah Tourabi : Bien sûr que les élections sont très importantes. Il y a une constitution et un changement constitutionnel qui a eu lieu en 2011, dans le sillage du Printemps arabe. Et, donc, dans cette Constitution, il y avait une évolution qui était majeure. Le roi reste une institution qui est une clé de voûte du système politique marocain. Elle est importante, elle est centrale. Mais aussi, les élections ont donné une légitimité qui est très particulière au chef du gouvernement et au gouvernement, qui sont responsables de tout le pouvoir exécutif. C'est la constitution du Maroc. C'est un changement qui était majeur à l'époque, en 2011. Le chef de gouvernement est issu du parti qui est premier aux élections. C'est un peu comme le système que l'on voit dans d'autres pays de type monarchie parlementaire, que ce soit l'Angleterre, l'Espagne ou d'autres pays. C'est-à-dire que même le roi est contraint par cette règle. Le roi doit choisir quelqu'un qui est issu du parti qui est arrivé premier. Ces élections sont donc importantes parce qu'elles vont nous donner, bien sûr, un nouveau chef de gouvernement, ou peut-être le même qui sera reconduit. Enfin, cela dépendra des élections. Mais cela nous donnera aussi un Parlement, qui est responsable entièrement de la loi. Contrairement à ce qui se passait au Maroc dans les années 1990 ou les années 2000, tout le pouvoir législatif appartient au Parlement.   On l'a vu il y a un an avec les manifestations Gen Z, dont la répression a fait trois morts, la question sociale est brûlante. Est-ce que le parti au pouvoir RNI, du Premier ministre Aziz Akhannouch, ne risque pas de perdre ces élections ? Évidemment que la question sociale est très, très importante. On l'a vu. On l'a aussi vu avec les événements de Ceuta. En juillet dernier, des milliers de jeunes Marocains ont risqué leur vie, ont passé vers la ville, l'enclave de Ceuta. La question sociale est donc très importante. Bien sûr, il y a un problème d'éducation, un problème de chômage, un problème de création d'emplois. Selon le gouvernement sortant, il a fait de son mieux pour pouvoir résorber ces problèmes en généralisant la protection sociale, en introduisant une réforme du système éducatif, en créant de l'emploi. Mais du point de vue interne, cela reste insuffisant pour résorber, d'abord, cette masse de jeunes Marocains qui arrivent à l'emploi. On l'a vu récemment avec le classement PISA. Le Maroc était extrêmement mal classé dans ce classement international. Le gouvernement est en train de présenter son bilan pour demander une reconduction au pouvoir et pour arriver premier. Mais on verra. Enfin, je pense aussi qu'il y a beaucoup de frustrations, beaucoup d'insatisfactions chez les électeurs marocains, qui pourraient se traduire au moment du vote. À lire aussiMaroc: à une semaine des législatives, la hausse promise du salaire minimum peine à convaincre les jeunes Et du coup, est-ce que les islamistes du PJD, d'Abdelilah Benkirane, ne sont pas en mesure de revenir au pouvoir ? Alors vraiment, c'est un facteur X dans ces élections. Le PJD a gouverné le pays pendant deux mandats, 2011, 2016, et après 2016, 2021. Après, il y a eu un effondrement spectaculaire de ce parti, qui a perdu 102 sièges au Parlement. Il était premier pendant deux mandats, il est arrivé huitième aux élections de 2021. Il a perdu un million de voix. Bien sûr, il y a le retour d'Abdelilah Benkirane, qui était l'ancien chef du gouvernement, le retour à la tête du PJD. Maintenant, il est en train de mener une campagne qui est dynamique. Personnellement, je ne crois pas que le PJD va arriver premier, ni deuxième pendant ces élections, mais il pourrait probablement améliorer son score. Il mène actuellement une campagne qui est assez dynamique, que ce soit sur les réseaux sociaux ou que ce soit sur le terrain. Encore une fois, c'est un facteur X pendant ces élections. Je ne pense pas qu'il va arriver premier ou deuxième pendant ces élections. Je pense que l'objectif du PJD, du parti islamiste, en ce moment, c'est de renforcer sa place dans l'opposition et d'améliorer, évidemment, son score. Enfin, de revenir, parce que c'était un déclin vraiment spectaculaire lors des élections de 2021. Dans les partis de la coalition actuelle au pouvoir, il y a le PAM, fondé par un des conseillers du roi, Fouad Ali El-Himma. Est-ce que l'homme qui monte dans ce parti, ce n'est pas Fouzi Lekjaa, le président de la très puissante Fédération marocaine de football ? Est-ce qu'il vise le poste de Premier ministre ? Oui, c'est un candidat légitime à ce poste. Il faut dire qu'on le connaît dans le continent africain. C'est un des visages les plus connus du football africain, du football mondial. C'est le président de la Fédération marocaine qui a fait un travail exceptionnel dans le football marocain, et tout le travail fait sous sa présidence. Maintenant, l'arrivée de Fouzi Lekjaa a donné une impulsion supplémentaire à ce parti. Il est en concurrence avec Aziz Akhannouch, le chef du gouvernement. On voit très bien que ce sont les deux partis de la majorité qui sont en concurrence. Fouzi Lekjaa, de par ses fonctions, de par aussi sa popularité, qui est acquise grâce au football, est un candidat sérieux au poste de chef du gouvernement. Mais après cela dépendra. Est-ce que le parti va le préférer à Fatima Ezzahra El Mansouri qui est la cheffe de parti ? Cela dépendra aussi de l'investiture royale. Qui est la cheffe du parti actuellement, dites-vous ?   Fatima Ezzahra El Mansouri. C'est un trio qui gouverne le parti, mais c'est elle qui coordonne cette direction. Fatima Ezzahra El Mansouri, qui est ministre de l'Habitat et maire de Marrakech, pourrait aussi être candidate au poste de chef du gouvernement. Ce serait dans ce cas la première fois qu'une femme dirigerait un gouvernement au Maroc ?   Bien sûr. Enfin, cela dépend de l'arrivée du PAM premier aux élections. On parlait de Fouzi Lekjaa, qui préside la Fédération marocaine de football. Cela tombe au moment où le futur gouvernement devra organiser la Coupe du monde 2030 de football ? Oui, pour cette raison on appelle ce gouvernement le gouvernement du Mondial. C'est le gouvernement qui va gérer les affaires publiques, mais aussi lancer ou continuer tous les chantiers lancés par le Royaume : les infrastructures, la construction des terrains, la construction de nouveaux aéroports. Le Maroc compte énormément sur l'organisation de la Coupe du monde pour renforcer son développement économique, pour renforcer sa croissance et créer de l'emploi. Donc Faouzi Lekjaa est un candidat potentiel pour l'occupation du poste de chef de gouvernement. À lire aussiCoupe du monde 2030 de football: le Maroc veut augmenter sa capacité hôtelière de 60000 lits Depuis la crise de Ceuta de juillet dernier, le rush de quelque 70 000 migrants marocains sur l'enclave espagnole, le débat fait rage dans la classe politique espagnole. Qu'en est-il dans la classe politique marocaine pendant cette campagne au Maroc ? Bien sûr, au Maroc, cela a été un choc, pour ne pas le cacher. Ce qui s'est passé, les images qu'on a vues, est un choc pour l'opinion publique. Malheureusement, ce débat n'a pas été pris en compte par la classe politique marocaine. On n'a pas assisté à d'énormes débats, et il est en train d'être utilisé dans la campagne électorale pour fragiliser le gouvernement. On a vu des partis d'opposition qui attaquent le gouvernement sur ce terrain-là en disant que ces jeunes-là, s'ils avaient une meilleure éducation, s'ils avaient accès à l'emploi, on n'aurait pas vu ces images. Mais le débat n'est pas de la même intensité qu'en Espagne, parce qu'on sait très bien qu'en Espagne, celui qui est visé, c'est Pedro Sánchez, le Premier ministre espagnol, et son parti. C'est donc une occasion de le fragiliser davantage. Comme vous le savez, en Espagne, beaucoup pensent que les autorités marocaines ont volontairement fermé les yeux sur le passage de la frontière espagnole par ces quelque 70 000 migrants. Qu'est-ce que vous en pensez ? Franchement, je trouve cela, pour utiliser la formule de Jacques Chirac, « abracadabrantesque », cette idée, cette vision que le Maroc aurait permis pour différentes raisons. Première chose, le timing. Ces événements ont eu lieu au moment où le Maroc célébrait la Fête du Trône. Le jour même de la Fête du Trône, le roi lui-même faisait un discours qui incite à l'espoir, qui disait que le Maroc est sur la bonne voie, etc. Je ne pense pas que le Maroc organiserait ce genre de choses un jour aussi important, durant une célébration aussi importante que la Fête du Trône. Les festivités se déroulaient à quelques kilomètres de Ceuta. Deuxième chose, ce sont des Marocains qui se sont enfuis. Ce sont des enfants du Maroc qui se sont enfuis. Donc cela a fait beaucoup de mal au Maroc. Les images n'ont pas choqué seulement les Espagnols, mais ils ont choqué aussi les Marocains. On voyait des Marocains en train de fuir le Maroc parce qu'ils n'avaient pas d'avenir, parce qu'ils pensaient que, en Espagne, la situation serait meilleure. Et donc j'imagine mal pourquoi le Maroc organiserait ce genre de choses. Troisième élément, les relations entre le Maroc et l'Espagne n'ont jamais été aussi fortes que sous le gouvernement de Pedro Sánchez. Pedro Sánchez a reconnu le plan d'autonomie du Sahara. Donc, je ne vois aucunement quel intérêt a le Maroc à fragiliser ce gouvernement avec lequel tout se passe bien. Est-ce que la question du Sahara fait polémique ou au contraire consensus pendant cette campagne électorale ? Ah, non, non. Cela fait partie des trois choses qu'on considère comme des constantes, comme des choses sacrées au Maroc, c'est-à-dire la religion, l'Islam – c'est dans la constitution du Maroc –, la monarchie et le Sahara. Bien sûr, il y a un consensus total sur cette question-là. Même les opposants vraiment les plus farouches au pouvoir au Maroc considèrent que le Sahara fait partie du territoire marocain. Sur cela, il n'y a aucun débat au Maroc. À lire aussiCeuta: la colère monte contre les migrants, le gouvernement espagnol s'efforce de trouver des solutions

Silicon Valley Tech And AI With Gary Fowler
Voice AI in Higher Education: Transforming Student Recruitment with Stefan Parker

Silicon Valley Tech And AI With Gary Fowler

Play Episode Listen Later Sep 16, 2026 27:09


Join Stefan Parker, CEO and Co-Founder of AskEd, for an eye-opening conversation on how conversational Voice AI is solving the crisis of student recruitment in higher education. Despite spending millions on digital marketing and overseas agency networks, universities and colleges routinely lose up to 40% of prospective international applicants to simple operational delays. When a student in a different time zone calls with urgent questions about visas, tuition, or campus housing, traditional admissions offices are closed. Drawing on over 17 years scaling education businesses—including helping grow MetFilm School to a £20M+ enterprise leading to its £30M acquisition—Stefan shares how AskEd is deploying intelligent, multi-language Voice AI agents to capture every student inquiry instantly, 24/7.

Better Wealth with Caleb Guilliams
His Wealth Exploded When He Stopped Chasing Higher Returns | Dave Mozeika

Better Wealth with Caleb Guilliams

Play Episode Listen Later Sep 15, 2026 42:00


Dave Mozeika, the CEO of Currence, teaches how he increased wealth from $120k to $2.2M (400% Increase) by practicing a simple cash flow strategy that removes additional risk and doesn't require earning higher rates of return.Watch the Interview on Youtube for Visuals - https://youtu.be/q-llbB-zMO0Want to See If Whole Life Insurance Can Improve Your Financial Plan? Click Here: https://betterwealth.com/go/yt/q-llbB-zMO0Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://betterwealth.com/review/yt/q-llbB-zMO0Want Free Whole Life Insurance Resources & Education? Go Here: https://betterwealth.com/guide/yt/q-llbB-zMO0Chapters:Introduction to Currence: (0:00 - 1:56)Dave Mozeika introduces Currence, a structural solution designed to manage personal cash flow. Origin Story & Philosophy: (1:56 - 8:27) Discussion of Dave's career background in the life insurance industry and the realization that most Americans face a "flow of funds" problem rather than a savings rate problem. The $120,000 Wealth Potential Case Study: (8:27 - 16:37) A breakdown of why chasing higher rates of return is less effective than controlling the gap between income and expenses (the "unconscious savings" strategy). The Mechanics of the Cash Flow Reservoir: (16:37 - 25:53) Explaining how separating spending from income using a reservoir account allows for better financial control and asynchronous cash flow. Compound Cash Flow vs. Compound Interest: (25:53 - 31:47) Emphasizing the importance of creating cash flow engines to generate renewable income instead of just accumulating wealth. The Role of Permanent Life Insurance: (31:47 - 38:07) Exploring why whole life insurance acts as a foundational asset for protecting against life's risks and providing capital flow. Closing & Implementation: (38:07 - 41:50) A recap on how the Currence app facilitates this structure for both members and financial strategists.Learn More About BetterWealth: https://betterwealth.com/home/ytDISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

The Maximum Lawyer Podcast
The Revenue Trap That Could Bankrupt Your Law Firm

The Maximum Lawyer Podcast

Play Episode Listen Later Sep 15, 2026 43:45


Watch the YouTube version of this episode HERECelebrating top-line expansion can mask severe financial distress inside a legal practice. On this episode, host Tyson Mutrux brings on Terrell A. Turner, founder and CPA at TLTurner Group, to examine critical financial metrics every practice owner must monitor. Terrell details how a $2M practice bled nearly $50k per month, outlines why labor overhead exceeding one-third of overall billings requires immediate review, and explains the tactical realignments that restored healthy margins.Together, Tyson and Terrell dissect acceptable cash burn during growth phases, calculating operational runway based on bank reserves, and identifying key leading indicators that validate scaling strategies before collections hit the bank. Their discussion covers average fee yields, optimizing marketing expenditures, cash flow dynamics in personal injury practice, and how emerging AI tools amplify the necessity of financial discipline. Owners seeking to gauge true firm profitability will find actionable guidance to evaluate monthly performance.What You Will LearnHow top-line revenue misleads firm owners when evaluated apart from net earnings and cash reserves.Key baseline figures Terrell scrutinizes first on any firm P&L statement.Using available liquidity to determine your business timeline during deficit periods.Identifying operational red flags when payroll and contractor expenses top 33% of gross income.The exact operational pivot that converted a $50k monthly loss into $48k in positive net profit.Tracking non-financial metrics that prove expansion efforts are succeeding before cash reflects it.Leveraging typical matter value to drive alignment across intake specialists and legal staff.Why proactive monthly financial reviews prevent costly surprises come tax time.Episode Timestamps00:00  Top-line expansion masking fundamental practice vulnerabilities06:52  Case study: A multi-million dollar practice burning $50k monthly11:33  Strategic realignments yielding $48,000 in monthly net earnings15:51  Primary financial metrics Terrell analyzes on financial statements18:14  Determining acceptable capital burn during strategic growth phases22:34  Identifying key performance indicators that validate growth investments30:18  Evaluating average fee yields across 100 recent matters39:33  Establishing consistent monthly review habits for practice ownersConnect with TerrellLinkedInWebsiteEmail

The Business of Intuition
Nick Avaria: Leadership Isn't Enough: Why Great Management Is Making a Comeback

The Business of Intuition

Play Episode Listen Later Sep 15, 2026 36:06


What if strategy isn't the biggest barrier to business growth? Dean Newlund talks with Nick Avaria, founder of Agency Acquisitions, about founder bottlenecks, organizational blind spots, management, leadership, growth, and AI. In this episode, Dean Newlund and Nick Avaria discuss:Systems and structures that support business growthBlind spots that can quietly limit growthChallenges in making the jump from $2M to $8MWhy management matters alongside strong leadershipAI, talent, and changing approaches to workplace surveillance Key Takeaways:Examine whether your systems reinforce the behaviors you need, rather than assuming a stronger strategy will solve operational problems.Treat problems as part of growth and use them to identify where your systems, culture, or communication need to become more sophisticated.Build a function to a reasonably working level before handing it off, so a new leader can improve an existing foundation instead of starting from scratch.Give management its proper place alongside leadership, with clear systems and direction underneath the energy and vision leaders provide.Spend time experimenting with AI before delegating it entirely, so you understand its capabilities well enough to make informed decisions and hold others accountable. "When you have rock-solid management, and then you come and sprinkle some leadership on top, magic happens.” — Nick Avaria About Nick Avaria:Nick has spent over a decade as an agency owner, scaling multiple agencies past 7 and 8-figures per year. He has bought and sold 7 agencies and specializes in scaling, leadership, systems, and company culture.His philosophy is simple: Make more profit, reinvest in training, pay staff more, hire top performers, and repeat.After seeing agency owners burn out working 60+ hours per week, Nick began consulting to help them build profitable workplaces where employees and clients can thrive while spending less time behind their desk.He still owns agencies and has found a system that consistently scales agencies at high profits. Connect with Nick Avaria: Website: https://agencyacquisitions.io/YouTube: https://www.youtube.com/@AgencyAcquisitionsLinkedIn: https://www.linkedin.com/in/nickavaria/Instagram: https://www.instagram.com/nick_avaria/ See Dean's TedTalk “Why Business Needs Intuition” here: https://www.youtube.com/watch?v=EEq9IYvgV7I Connect with Dean:YouTube: https://www.youtube.com/channel/UCgqRK8GC8jBIFYPmECUCMkwWebsite: https://www.mfileadership.com/The Mission Statement E-Newsletter: https://www.mfileadership.com/blog/LinkedIn: https://www.linkedin.com/in/deannewlund/X (Twitter): https://twitter.com/deannewlundFacebook: https://www.facebook.com/MissionFacilitators/Email: dean.newlund@mfileadership.comPhone: 1-800-926-7370 Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

NAILED IT! The Business of Roofing
321. How Roofing Companies Are Getting 6-12x ROI on Meta Ads Right Now

NAILED IT! The Business of Roofing

Play Episode Listen Later Sep 15, 2026 11:04


Want our guidance to build and run your own marketing engine? Book a call with our team: https://www.contractordynamics.com/yt-page/?utm_source=YouTube&utm_medium=Description&utm_campaign=9.15.26Get our FREE marketing course for contractors here: https://course.contractordynamics.com?utm_source=YouTube&utm_medium=Description&utm_campaign=9.15.26Most roofing companies run Meta ads the wrong way. They throw money at boosted posts, get no results, and conclude "Meta ads don't work for roofing."That's not advertising. That's gambling.In this episode, Joseph Hughes breaks down the exact 3-ad system Contractor Dynamics has used to help hundreds of roofing companies turn Meta ads into a predictable growth channel, including real client results like a 12x return on Meta spend and a company that grew from $2M to $7M in revenue in seven months.Key Takeaways for Contractors✔️ The 3 types of Meta ads every roofing company needs running at once✔️ Why broad targeting outperforms narrow targeting on brand awareness campaigns✔️ The landing page mistake that kills lead gen ad conversion rates✔️ Why speed to lead matters more than almost anything else in your funnel✔️ How retargeting recaptures leads you're currently losing for pennies a day✔️ Why marketing compounds over time instead of costing the same foreverTimestamps0:00 The 3-ad system behind 6-12x ROI on Meta ads1:16 Ad type 1: Brand awareness ads (and why broad targeting wins)3:34 Ad type 2: Lead generation ads (and the landing page mistake)5:45 Ad type 3: Retargeting ads (the low-hanging fruit most roofers miss)7:50 What makes this system actually work: optimization, tracking, and sales feedback loops9:45 Case study: How Smith Rock Roofing cut ad spend while leads went upIf you want to learn how Contractor Dynamics helps roofing companies build tracking systems that connect marketing activity to revenue, watch this free video that walks through our entire system:https://www.contractordynamics.com/training/?utm_source=YouTube&utm_medium=Description&utm_campaign=9.15.26Ready to put this into action for your company?Schedule a Marketing Demo with our team and we'll show you exactly what needs to be built inside your roofing company to turn Meta ads into a predictable, compounding growth channel.

Transform My Dance Studio – The Podcast For Dance Studio Owners
How To Create Full-Time Careers AND Gain Personal Freedom

Transform My Dance Studio – The Podcast For Dance Studio Owners

Play Episode Listen Later Sep 14, 2026 32:06


Growing your studio shouldn't mean sacrificing your time, your family, or yourself in the process.  In this episode, we're sharing a powerful presentation from Nadine Selinger, originally delivered at DSOA's 2025 Inner Circle Member Retreat in La Jolla, San Diego. Nadine shares how she went from teaching 40+ hours a week and wearing far too many hats to building a team of empowered leaders with clear roles, ownership, and opportunities for growth. She breaks down how developing her people, strengthening systems, and learning to delegate helped Dance City double enrollment from 400 to 850 students and grow annual revenue from $1M to $2M—all while creating more freedom for Nadine outside the studio. What You'll Learn How to identify and develop leaders already on your team How specialized roles create greater ownership and staff retention Why delegation requires training, trust, and clear expectations How meetings, evaluations, and check-ins strengthen accountability How to create meaningful career opportunities within your studio Why you should hire strategically—not simply to lighten your workload How stronger systems and leadership can create more freedom for you as an owner Nadine Selinger is the owner, instructor, and choreographer behind Dance City in Regina, Saskatchewan. A Royal Academy of Dance registered teacher and mentor, Nadine is also a Canadian Dance Teachers Association member in Tap, Jazz, and Ballet and is certified through ADAPT and Acrobatic Arts. With extensive experience as a dance educator, studio owner, choreographer, and competition adjudicator, Nadine is passionate about developing dancers, building strong teams, and creating a studio where both students and staff can thrive. Join our growing community of people just like you inside our free Facebook group. Click here to join!  Follow The Dance Studio Owners Association:  Instagram: @dancestudioownersassociation | TikTok: @dsoaofficial | Facebook: @dancestudioownersassociation  

Diamond Effect - Where small business owners become leaders
3 Signs You Have an Owner Capacity Problem - MM 271

Diamond Effect - Where small business owners become leaders

Play Episode Listen Later Sep 14, 2026 5:28 Transcription Available


What if your business isn't stuck because of what you're doing — but because of who you're being? In this week's Maggie's Moment, we're unpacking the difference between a growth problem and an owner capacity problem. Because the owner who gets your business to its first $200K isn't necessarily the one who can lead it to $2M. And the next level of your business always requires the next level of you. In This Episode, You'll Hear AboutThree real ways capacity shows up as a bottleneck (with client examples)Why each level of business requires a new version of you as the ownerThe one question to ask yourself this week instead of chasing more tacticsTake the Next StepReady to close your own capacity gap? Book a complimentary discovery call with Maggie:  https://calendly.com/maggie-s2l/consultation-call-1Explore coaching programs and free resources:  https://stairwaytoleadership.com/

Govcon Giants Podcast
How Solo Government Contractors Build a Team With Almost No Money

Govcon Giants Podcast

Play Episode Listen Later Sep 13, 2026 10:22


New government contractors keep asking the wrong question about money, and it's quietly stalling their business before it starts. In this Federal Help Center Q&A, Eric Coffie breaks down why reinvestment (not taking profit home) is the only realistic move in your early contract volume, how to delegate with virtual assistants when cash is tight, and why the "starving period" is longer than almost anyone admits. If you're building a govcon business solo with no team and no cushion, this is the honest conversation you need before you spend your first check. Why you can't keep the money yet: how reinvesting your first contract revenue back into help, systems, and business development is the practical path when volume is still slow Delegating with virtual assistants: how Eric lists every recurring task, decides what to hand off, and hires online help he's used for 20 years across content and operations The real "starving period": why it can run five to six years, why revenue like $500K or even $2M doesn't equal take-home or feeling successful, and the revenue vs. profit trap new contractors miss The community advantage: why telling your network you're pursuing government contracts (even a 10-million-follower audience) is what makes people actually help you Tracking projects early: how following a contract from release gives you the scope, documentation, and prime relationships that awarded records on SAM.gov will never show you EPISODE CHAPTERS: 0:00 - Finding federal opportunities across SAM.gov and beyond 0:49 - Building a govcon community where entrepreneurs help each other 1:14 - Hiring virtual assistants to delegate contracting tasks 1:47 - Reinvesting contract revenue instead of keeping the money 3:08 - Telling your network you want government contracts 4:05 - Doing every job yourself in the beginning 5:31 - The real starving period for new contractors 7:27 - Revenue versus profit and the take-home misconception 8:40 - Tracking contract projects before they hit SAM.gov Mindy gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.

Insurance Pro Blog Podcast
Your Buy-Sell Agreement Is Probably Already Underfunded

Insurance Pro Blog Podcast

Play Episode Listen Later Sep 13, 2026 31:16


Your Buy-Sell Agreement Is Probably Already Underfunded Ask a room of business owners whether they have a buy-sell agreement and plenty of hands go up. Ask whether the life insurance behind it still matches what the company is worth today, and the room goes quiet. That quiet is the whole episode. Brandon and Brantley dig into what they say is the most common buy-sell they actually run across in the field — not the one nobody bothered to set up, but the one that was set up correctly, funded correctly, filed away, and never looked at again. It was right the day it was signed. That was also the last day the numbers matched. Here's the reframe that drives the hour, and it's worth sitting with before the examples start. A buy-sell isn't a transaction you complete once. It's a relationship between two numbers that both move over time — the value of the business, and the size of the death benefit that's supposed to fund the buyout. On signing day those two numbers are equal by design. Then the business grows the way everyone hoped it would, the death benefit stays frozen where it was written, and no one was ever actually put in charge of keeping the two in line. The gap opens quietly, in the one direction that hurts, and it only becomes visible at a death — which is exactly when there's no time left to do anything about it. What we get into: Why the owner most at risk is the one who feels covered. The person with no buy-sell knows they're exposed. The person who did it all right five or ten years ago is walking around with a false sense of security bolted on top of a plan that quietly stopped keeping up. A plan nobody revisits is, functionally, no plan. The three forces that open the gap — all pulling the same way. The business grows. The death benefit is fixed, because most buy-sell coverage gets written as level term that has no idea the company doubled. And nobody owns the reconciliation: the attorney drafted it and moved on, the agent placed the policy and moved on, the CPA reports on the business but was never hired to check the buy-sell math. Three ordinary forces, one blind spot. Alex and Morgan — a $4M business that quietly becomes an $8M problem. We walk it slowly. Two 50/50 owners, a $4M company, a $2M policy on each — funded 100%, clean as can be. The business grows to $8M, nobody touches the coverage, and one owner dies. The policy pays its $2M exactly as promised — against an obligation that's now $4M. The survivor is $2M short, owes it to a grieving spouse, and the "funded" plan has silently become the half-funded one, usually settled as a decade-long note nobody planned for. Why the obligation is real even when the money isn't. A signed buy-sell creates an enforceable obligation to buy. "We never got around to setting the cash aside" isn't an escape hatch; it's a problem with a signature on it. Or, as Brantley puts it: if you think the life insurance is expensive, wait until one of you dies. "We'll just buy more term, then." The obvious objection, answered straight — and no, this isn't an anti-term episode. Term is a fine tool, and buying a little more than today's value to leave room for growth is smart. What doesn't work is a single flat number bought once and frozen: for a growing business you're underfunded again in a few years, re-buying at older ages and whatever health you've got by then. The fix is a scheduled review and coverage matched to a value that moves, not a cheaper number set in stone. The messy real-world stuff nobody warns you about. The uninsurable partner. The wildly uneven premiums — the 58-year-old next to the 39-year-old, the partner whose deep-scuba habit earned a five-figure flat extra and nearly blew up the funding. Why getting the insurance costs on the table before the agreement is finalized makes the whole negotiation saner. The sixty-minute self-audit you can run tonight. Find the agreement and read the valuation clause. Find what the business is worth right now. Find the death benefit on each policy. Compare them. And the one that matters most — decide who owns the reconciliation going forward. If the answer is "no one," that's the actual problem, and it's fixable in a single meeting. The honest framing we keep on-air: this isn't a pitch for any one product, and it isn't a claim that permanent insurance beats term. Term can absolutely be part of a maintained plan — a set-and-forget number of any kind is the real failure. Where life insurance earns its place here is narrow and specific: for the death-trigger buyout, the cash is certain and it arrives timed to the event, no matter what the operating account looks like the month an owner dies. Nothing else on the funding menu does that. Securities and other assets have their place in the broader plan; they just can't guarantee a set sum on an unpredictable date. That's the job this tool was built for — and it only holds up if the face amount still equals the obligation. Read the full write-up: Your Buy-Sell Agreement Is Probably Already Underfunded — the Alex-and-Morgan numbers, the widening-gap chart, and the sixty-minute self-audit, all in one place. Sitting on a buy-sell agreement and a life insurance policy you set up years ago — and not sure they still line up with what the business is actually worth today? Don't let ChatGPT be the last word on it; it'll hand you a confident answer that's often just the "whole life is a rip-off" line scraped off the internet, and confidently wrong is still wrong. Send us the illustration, or just a few lines about your situation and what AI or your advisor already told you, and we'll give you a straight, honest read — what's right, what's wrong, and whether it actually fits. No pitch, no sales call. Send us a message, or if you'd rather talk it through, book a call with us.

Acquisitions Anonymous
This Firewood Business Makes $375K... But Would You Buy It?

Acquisitions Anonymous

Play Episode Listen Later Sep 11, 2026 30:01


In this episode the hosts talk about a $1.2M Texas firewood delivery business that turns arborists' unwanted logs into revenue with potentially near-free raw materials—but extreme seasonality, questionable inventory accounting, and financing challenges make the deal structure everything.Business Listing – https://www.bizbuysell.com/business-opportunity/profitable-35-year-old-firewood-business-dfw-texas-region/2485893/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletterWhat if the raw material for your business was basically free? In this episode of Acquisitions Anonymous, the crew breaks down a long-established firewood business serving the Dallas–Fort Worth, Texas market. The listing shows approximately $1.25M in revenue, $375K–$376K in seller discretionary earnings/cash flow, and a $1.2M asking price—roughly 3.2x earnings. The deal also includes a stated $80K of inventory and $315K of furniture, fixtures, and equipment, with seller financing potentially available.The fascinating part is the supply chain: arborists and tree-service companies may actually want somewhere to dump unwanted logs, potentially giving the firewood operator its core raw material for little or no cost. But free wood doesn't mean free profits. The business still has to process, split, season, store, move, and deliver a heavy product, while managing significant seasonality. The hosts also question how accurately the $80K of inventory is being measured, what condition that inventory is in, whether the business uses kiln drying, and how much value really exists in its customer and supplier relationships.The biggest debate is whether this is actually worth buying—or whether a landscaping or tree-service company should simply build the operation itself. The hosts discuss the financing difficulties of acquiring a highly seasonal business and explore creative seller-financing structures, including profit-sharing arrangements that could shift some of the seasonal risk back to the seller. Will McCurdy of Bedrock Quality of Earnings also joins the discussion to give an accounting perspective on inventory, cash flow, seasonality, and the financial diligence a buyer would need before closing.Sponsors:Quiet Light Brokerage specializes in helping entrepreneurs buy and sell businesses with experienced operators as brokers. They offer a free valuation clarity call to help owners understand what their business is worth and how to increase its value before selling. Learn more at https://quietlight.com/Bedrock Quality of Earnings — Buying a business without verifying the financials can lead to expensive surprises. Bedrock Quality of Earnings combines experienced Big Four leadership, operator-backed expertise, and AI-powered analysis to help buyers validate earnings before closing. Learn more at https://girdley.com/bedrock.Key Highlights:- $1.2M asking price: Approximately $1.25M in revenue and $375K–$376K in seller discretionary earnings/cash flow, putting the asking price at roughly 3.2x.- Potentially free raw materials: Arborists and tree-service companies need somewhere to dispose of logs, creating a potentially valuable "trash-to-treasure" supply chain.- Inventory is a major diligence question: The listing claims $80K of inventory, but accurately valuing piles of firewood—and determining how much is properly seasoned and sellable—could be difficult.- Seasonality complicates financing: Revenue may fall dramatically during the off-season while payroll, insurance, utilities, storage, and other expenses continue.- Creative seller financing could unlock the deal: The hosts discuss profit-sharing structures where the seller receives a percentage of profits until reaching the agreed $1.2M purchase price.Subscribe to  weekly our Newsletter and get curated deals in your inboxAdvertise with us by clicking hereDo you love Acquanon and want to see our smiling faces? Subscribe to our Youtube channel.Do you enjoy our content? Rate our show!Follow us on Twitter @acquanon Learnings about small business acquisitions and operations.For inquiries or suggestions, email us at contact@acquanon.com

Business Pants
Tim Cook's old new job, light socket crypto, permadirectors at Enphase, and 13G nanny state

Business Pants

Play Episode Listen Later Sep 11, 2026 56:12


Story of the Week (DR):Tim Cook Could Still Out-Earn Apple's New CEO John Ternus Under a Special Pay ArrangementApple set John Ternus's fiscal 2027 salary at $3M and his annual equity award at $55M, giving him a calculated fiscal 2027 salary-and-equity package of $58M.Cook will receive a $2M salary and a $45M annual equity award as executive chair, giving him a calculated salary-and-equity package of $47M.Almost all of the value in both packages comes through Apple shares rather than salary. Ternus has 75% of his equity award tied to performance, while Cook has 50% tied to performance.That structure gives Ternus greater exposure to performance, for better or worse. If Apple performs strongly against other S&P 500 companies, Ternus could receive more from his equity award. If the performance-based awards pay little or nothing, Cook could receive more from salary and equity even though he is no longer CEO. Cook also has a retirement provision that Ternus does not have.Volkswagen Supervisory Board Approves Plan To Slash Models & Reduce Workforce By 100,000In June, Volkswagen Group CEO Oliver Blume had a plan to close four factories in Germany and eliminate 100,000 workers, both in Germany and around the world, by 2030. It said the plan would be made public at a company board meeting on July 9. July 9 came and went, and the plan did not get the approval from the board of directors that Blume expected. The vote was 12 against and only 7 in favor of Blume's vision.Then, on September 3, 2026, Volkswagen Group announced that the plan submitted in June had been approved unanimously by the supervisory board.CEO Oliver Blume: “The Supervisory Board has unanimously approved the Executive Board's Future Plan presented today. This is a strong sign for the future of the Volkswagen Group. We are taking responsibility for our entire team, for our partners and for industrial jobs worldwide.”CEOs in pop cultureThe new trailer for the OpenAI movie imagines what Sam Altman's stash of guns and gold looks likeStarring Spiderman/Andrew GarfieldElizabeth Holmes' Secret Documentary Revealed After She Invited a Film Crew 34 Days Before PrisonTheranos founder Elizabeth Holmes is the subject of A24 documentary 'You Can See Everything' directed by satirist Nathan Fielder and Lance OppenheimElizabeth Holmes' greatest invention: 'Elizabeth Holmes'Elon Musk's Worst Nightmare Just Dropped: Explosive Teaser Takes Aim at the BillionaireAlex Gibney: Enron: The Smartest Guys in the Room The 48-second teaser for Musk begins by portraying the billionaire as a visionary, with voices describing him as 'possibly the greatest living inventor' and the 'real-life Iron Man'. Then the tone turns vicious. The praise gives way to descriptions including 'chaotic', 'cruel and selfish ', and 'fascist', before the teaser promises an 'unflinching look at Earth's most unchecked man'. It ends with a spacecraft crashing and exploding as a voice declares, 'Elon is a nuke'.Yet another week of AI warnings: MMThe AI warnings are coming from inside the labAnthropic Wants Governments to Stop 'Catastrophic' AI Models Before They Are DeployedOpenAI Chief Scientist Warns AI Is Beating Humans at Key Tasks: 'No One Is Prepared'OpenAI's chief scientist warned AI labs aren't ready to keep scaling safelyAI researcher claims he resigned from Anthropic over threat to the human race. His post is going viralAn Anthropic researcher just quit, saying OpenAI and Anthropic are 'gambling with our lives'Scoop: Anthropic whistleblower gave up his equity to leave the companyAnthropic researcher says AI has more than 10% chance of 'killing all humans' after colleague quitsOpenAI's rogue AI agents were secretly spreading across far more websites than disclosedOpenAI's new safety hire says losing control of AI would be 'catastrophic' and that 'most people could die'CrowdStrike's CEO says AI agents can hack like nation-states. Can his company stop them?OpenAI Researcher Claims Humanity Will Be Placed in 'Zoos' for 'Scientific Purposes' in Chilling WarningBillionaire hedge fund investor Paul Tudor Jones says AI is like a ‘Category 6 hurricane' heading for humanityAI May Become the Third SuperpowerAnthropic Warns AI Is Making State Surveillance Cheaper and Easier To ScaleAnthropic says it blocked possible efforts to use AI for biological weapons development, Iran-linked casesAnthropic Built a Security Operation To Monitor Protests and Threats Around Its ExecutivesAnthropic Is Building a Huge Surveillance System to Spy on Anti-AI Activists and Predict Their ActivitiesExtinction' warnings ramp up as more OpenAI, Anthropic researchers join calls for an AI slowdownSILVER LINING GAME? (YAY/NAY speedround)OpenAI adds a prominent AI doomer to its board of directors NAYPaul Christiano, an influential AI researcher focused on keeping AI systems aligned with human interests and under human control: “I now believe there is a meaningful risk that rapid acceleration in AI capabilities leads to catastrophic and irreversible loss of control in the very near term,” Christiano wrote in a social media post. “I do not think that the AI industry in general, including OpenAI, is currently on track to reduce this risk to an acceptable level. I'm joining because I believe that if OpenAI rises to the occasion we could significantly reduce risk.”AI workers who publicly quit ‘help to move the needle' with safety concerns, experts say‘People are beginning to actually listen' to the technology's dangers as more AI leaders and researchers openly sound alarms. YAYI coach executives. AI makes their emotional intelligence more valuable, not less NAYGoogle AI Helps Cut Contrail Climate Warming 40% in Latest Trial NAYMicrosoft and teachers unions forged a binding AI privacy standard for U.S. schools NAYThe agreement — reached between Microsoft, the American Federation of Teachers, and the United Federation of Teachers after months of negotiations — prevents student and educator data from being fed into AI training pipelines, forbids the monitoring of students, mandates that humans remain in the loop on AI-driven decisions, and commits Microsoft to offering intelligible explanations of its products to educators and parents, the company said. Microsoft would face breach of contract liability for violations.California enacted the first U.S. laws requiring independent audits of AI systems YAYSam Altman told OpenAI staff the company was open to slowing AI development NAYLovable CEO backs slowing AI development over safety concerns: 'Warnings like this deserve to be taken seriously' NAYAnton Osika is the co-founder and CEO of Lovable: Swedish, Master of Science in Engineering Physics and Applied Mathematics from KTH Royal Institute of Technology, worked as a particle physicist at CERN's ATLAS Supersymmetry GroupMeta introduces Muse, a personal AI agent that can send emails, book travel, and pay for things NAYGoodliest of the Week (MM/DR):DR: Mamdani Opens Office of Worker Power: the new city agency intends to connect workers who want to unionize with resources and organizing contactsDR: GM CEO Mary Barra is unfazed by the electric slowdown: ‘We still think EVs are the end game' MMMM: Coal-to-solar project lands a rare clean-energy win in OhioMM: Also, double down: GM CEO Mary Barra is unfazed by the electric slowdown: ‘We still think EVs are the end game'Assholiest of the Week (MM):I ignored the news, this is governance quirk assholiest of the week because I'm tired of being angry at preteen manbabies who fashion the world in their own middle school image. So prepare for wonkiest assholes of the week.Universal Safety Products (UUU)So I bought this stock a long while ago because I like simple things - they made electric sockets, wall plates, bathroom fans, light switches - stuff that is basic and I can take apart and understand and everyone needsThen crypto bro decided, “you know what? I can take a simple company that does shit that people need and is boring and make FULL CRYPTO DUDE!”His name is Milton Ault, and he buys nearly 230,000 shares on the market in late 2024 and cons JLA Realty - an actual real estate company who owned 8% of UUU in early 2025 - to give him the shares to vote in late 2024Milton Ault III, who sounds like he's struggled deeply in life, is the founder of “Hyperscale Data” and “BitNile” who loves to buy majority stakes in companies and then force them to do crypto and AI data centers - you know, all the stuff cool kids doHe gets an MOU and appointed to the boardBy mid 2025, he has the company start a new subsidiary called Universal DeFi that generates AULT coin - so now their annual report and proxy says “we make a bunch of outlets, oh and now we do AULT coin crypto defi whatever!”“we marketed a line of residential smoke and carbon monoxide alarms… We also market door chimes, ventilation products, ground fault circuit interrupters (GFCI's), and other electrical devices… We also exhibit and sell our products at various trade shows, including the annual National Hardware Show.”... NEXT PARAGRAPH“In July 2025, we formed Universal DeFi LLC as a new venture to diversify the business and explore new paths for revenue and stockholder value. Universal DeFi is pursuing two lines of business. First, Universal DeFi is developing and intends to own and operate a tokenization platform, which has not yet commenced operations. Tokenization is the process of representing ownership of real-world or financial assets as a digital token recorded on a blockchain, which is a shared digital record-keeping system maintained across many computers simultaneously, with no single controlling authority. The platform will provide technology and infrastructure for issuers to tokenize their assets. Second, subsequent to the last fiscal year end, Universal DeFi has acquired and commenced limited operations running licensed nodes and a validator on the Ault Blockchain, as described under “Ault Node Operations” below.”In the 2026 proxy, Ault forces the company to issue Class B shares issued after special meeting The new class of common stock would consist of 25,000,000 shares of Class B Common Stock, par value $0.01 per share. Each share of our Class B Common Stock would generally have terms identical to a share of our Class A Common Stock, except with respect to voting power. Stockholders would be entitled to twenty-five votes for each share of Class B Common Stock held by them compared to one vote for each share of Class A Common Stock, when voting together on matters presented to our stockholders. - the 25 vote petty tyrant premium!Then, INVESTORS APPROVE ITI just wanted to buy the stock of a simple light socket company and I can't even fucking do that without a tech crypto bro with a goatee making it horrible - I sold my shares after a proxy solicitor called me to ask “how do you think you'll vote on this?”Enphase Energy DRDo your best to ignore Enphase Energy's absurd series of events:Longest tenured and Class II director Benjamin Kortlang, director since Obama was in his first term (16 years), along with three of his colleagues (Jamie Haenggi and Richard Mora) comes up for election in the May annual meeting.Said election is not without import – the classified board means a Kortlang election victory would take him to 2029 before he sees another vote, guaranteeing him a near 20 year tenure at a company where he's produced a pure mediocre 0.538 TSR (where 0.500 is median for all peer directors) and a not-so-great 0.348 CEO pay ratio (he likes approving pay that's higher than average relative to peer median).The vote happens on May 13, the results are released on May 15, and the 8K shows Kortlang got 43% approval – the rare non majority for the sleepy, passive American proxy voters – with only 36m shares in approval versus 48m shares withheld. Kortlang's fellow classmates got a more respectable 84% and 94% approval – maybe Kortlang being chair of the nominating committee with a 16 year tenure on a classified plurality board was just one straw too many.On June 11, Enphase increases the size of its board and adds a new Class I director, Shanker Trivedi, who is added less than a month after the AGM and won't see an election until 2028 for the first time. So even as investors want directors OUT, Enphase shrugs and gives another director immunity from a vote for 2 yearsIt takes Enphase until August 10 – THREE FULL MONTHS since the AGM – to respond to the investor vote against Kortlang, in which they say the board “unanimously voted to retain Mr. Kortlang as a member” based on the report of the nominating committee (Kortlang recused himself to avoid the appearance that he could influence the people on the committee he chairs who have less tenure and experience than he does). They reject the vote, but issue the following: ‘“The Board approached this review with great care and took the stockholder vote seriously," said Steve Gomo, chair of Enphase Energy's Board of Directors. "We concluded that Mr. Kortlang's experience, judgment, independence, and contributions remain valuable to the Board and the company. We also believe Mr. Malchow is well positioned to lead the Nominating and Corporate Governance Committee as we continue to strengthen our governance practices.”'GASLIT: At this point it's worth asking whether this gaslight is necessary? Can we dispense with it? His “independence” after 16 years, and guaranteeing 19 years with the classified structure? “Strengthen our governance practices,” says the company that expanded the board LESS THAN A MONTH after shareholders reject their structure and director, only to add a new director who can avoid a vote for 2 years? A board where only TWO directors are tagged as having merit on paper? Where Kortlang is one of two directors who are considered entirely deferential to management? While this is another new excuse?SEC Chair Paul Atkins and the snowflake corporate nanny stateJust “clarified” 13G (passive investor) engagement rules, and had some riveting thoughts of what investors (THE OWNERS OF THE COMPANY) can do:Investors can generally participate in discussions initiated by an issuer about its views or voting decisions.Like the Bumble of corporate engagement, the company must swipe first and ask “why did you vote that way?”The SEC went on to say that “participation” in those discussions will not “by itself” disqualify you as passiveThen this: investors will be able to approach issuers to seek clarification about information in company filings, including proxy materials, without automatically losing their Schedule 13G statusHe just told investors what they can ask about - you can only ask about what got printed in our filing that says how great we are - no questions about the news, investigations, actual real world risks…OR, you could go with a normal asshole speed round:Anthropic Wants Governments to Stop 'Catastrophic' AI Models Before They Are DeployedDude who makes and sells models wants someone to stop him from making and selling modelsTrump dismisses warnings that AI could wipe out humanity, saying China is the real AI riskNot American Corporate China: Zuck, Altman, Musk, Sergey/LarryMajor Seattle CEOs demand 100-day action plan on public safety from socialist Mayor Katie WilsonSatya Nadella and Brian Niccol are demanding that the lady who's been in office for 8 months fix PUBLIC SAFETY in the next 100 days having nothing to do with the fact that she's a lady and a progressiveLetters were not penned to former mayors…Ed Murray, resigned due to multiple allegations of child abuse, rape, and sexual molestationBruce Harrell, who in 1996 pointed a gun at a man, his mother, and his pregnant wife, in a Council Bluffs casinoPeople are comparing the letter to OTHER lady mayor Jenny DurkanUber's CEO says you could see lower ride prices as a result of its layoffsRemember that every ride: you are taking someone's payHumans need to 'surf the wave' of AI rather than get swallowed by it, Chesky says at CommunacopiaAmazon is being sued for allegedly firing and denying breaks to pregnant warehouse workersIsn't peeing in a bottle enough of a break?Headliniest of the WeekDR: Ryanair CEO disputes report that injured passenger was partly sucked out window: “He wasn't partially out the window. We don't think any part of his body got out the window, but he was certainly sucked in very dramatic circumstances towards the window.”Calls for Ryanair's Michael O'Leary to apologise over 'rapist' comments: In remarks ahead of his airline's annual general meeting in Dublin, Mr O'Leary said it was "absolutely" appropriate to compare other airlines to "rapists".MM: OpenAI's new safety hire says losing control of AI would be 'catastrophic' and that 'most people could die'Who Won the Week?DR: Anybody who gives up equity because they believe in a thing: specifically, Anthropic researcher Jacob Coxon, who quit his job due to concerns about the safety of AI two months before his equity would have vestedMM: Anyone not in “most”PredictionsDR: Corporate governance wonks rename the CEO/Chair combo and the CEO/former CEO as Chair combo as the as the CEO Duo MM: I am among the “most”

Hotmomz Lifestyle Podcast
Ep. #207: 3,000+ Women. These Transformation Stories Still Get Me.

Hotmomz Lifestyle Podcast

Play Episode Listen Later Sep 11, 2026 18:41 Transcription Available


I've helped over 3,000 women in 17 years, and some of these transformations still stop me in my tracks.In this episode I'm sharing my favorite client stories, the ones that prove this was never really about weight loss. A nurse with rheumatoid arthritis who healed her body, found out she was being cheated on, divorced him, and built a $2M company. A woman with Hashimoto's who reversed her antibody numbers without even fully committing to the gym. A woman who couldn't get pregnant for years, finally got healthy, and had her first baby at 42.I get into:Why I see weight as a symptom, not the actual problemThe autoimmune connection nobody talks about (rheumatoid arthritis, Hashimoto's, and the "nice girl" pattern behind them)Why so many women are undereating, over-training, and wrecking their metabolism without knowing itHow addressing the body ends up fixing marriages, careers, and money at the same timeWhy becoming a Hot Mom is an identity shift, not a dietIf you've ever thought "yeah but my situation is different," I promise you, we've seen it. And there's a reason the body always comes first.Hotmomz is officially relaunching. Three doors: the free masterclass, the Hot Body app ($29/mo or $197 lifetime), or one-to-one coaching with me.Support the showHosted by Casey Shipp — 3000+ transformations, Self-Made Millionaire, High Priestess, Writer, Fitness Cover Model, and Founder of the Hotbody App.$30M client wins | $7.8M sold onlineRich isn't rare. Category of one is.

The Think Marketing Podcast
546: How This Mom Built a $2 Million Business on YouTube

The Think Marketing Podcast

Play Episode Listen Later Sep 10, 2026 34:15


Learn how this mom made $2M from YouTube ⚡️Discover how to make the one video that changes everything (Proven framework) ➡️ https://thinkmediacoaching.com/one-video-away?video=-_SUyVtFe9EThis video is NOT sponsored. Some of the links below are sponsored or affiliate links. This means I may earn a small commission if you buy something, or get paid when you click on them.

The Dental Marketer
Building a $10M Practice Without Losing Your Freedom | Dr. Blake Hamblin | 624

The Dental Marketer

Play Episode Listen Later Sep 10, 2026


Scaling a dental practice sounds exciting until it starts testing your leadership, your identity, your team, and the freedom you were trying to build in the first place.In this episode, Dr. Blake Hamblin opens up about his choice to “build in public” while pursuing a $10M–$12M vision, and why growth is about far more than top-line revenue. He shares how his real business education came from working inside a fast-scaling Dallas practice, where he saw how hours, patient volume, culture, and leadership standards shape what a practice can become. Instead of starting from scratch, he bought a practice for immediate cash flow and clarity, then intentionally built a lifestyle-driven model that protected his 7–4 schedule instead of chasing growth at any cost.You'll also hear the practical systems and hard leadership lessons behind his growth, from making tough team decisions to solving new patient flow, improving phone scripting, using third-party financing, and separating “price” from “affordability” in treatment conversations. Dr. Hamblin shares why he fired half his team on day one, how he distinguishes training issues from character issues, and why becoming an effective leader often means letting go of the need to be right. For practice owners who want to grow without becoming trapped by the business they built, this conversation is full of honest insight and usable frameworks.What You'll Learn in This Episode:Why scaling a practice pressures leadership, identity, relationships, and systems.How buying a practice can create faster clarity and cash flow than starting from scratch.Why team turnover may be necessary when standards and culture do not align.The difference between “omission” problems and “commission” problems in team performance.How to lead more effectively by shifting from being right to being useful.Why traditional morning huddles may not be the best meeting structure for every practice.How monthly one-on-ones and weekly operations meetings can improve team alignment.What caused a high-$2M practice plateau and how new patient flow helped break it.How stronger phone scripting can keep the practice in control of scheduling.Why “Do you take my insurance?” is not the same as “Are you in-network?”How third-party financing can increase treatment acceptance without discounting care.How coaches, masterminds, and peer communities help owners avoid distraction.What it looks like to build a practice worth selling without being forced to sell.Listen now if you're ready to grow your practice with stronger systems, better leadership, and a clearer path to freedom!Sponsors:‍CallRail: Call tracking + AI that turns calls into campaigns that convert, quality patients, and cost savings. Click our link to start a free trial today! https://sta.mx/vz69Click here for a special offer!Guest: Dr. Blake HamblinCheck out Blake's Media:Podcast "My Dental Playbook": https://mydentalplaybook.com/My Dental Playbook Mastermind: https://mydentalplaybook.com/my-dental-playbook-mastermind/Instagram: https://www.instagram.com/_blakehamblin/‍Mentions & Links:Organizations, tools, & services mentionedSMC National — marketing company (led by Gary Bird) that helped scale Blake's new-patient numbersDSI (Dental Success Institute) — coaching group Blake is part of and now coaches within, led by Dr. Mark Costes3D Dentist mastermind — group led by T-Bone and SullyBulletproof Dental Practice — coaching/summit group (Dr. Craig Spodak and Dr. Peter Boulden)Cherry — primary third-party patient financing company used in his practiceSunbitHFDCareCreditDelta DentalPeople mentionedDr. Chris Phelps — communication/sales training influence (referenced Cialdini principles)Robert Cialdini — referenced via "Cialdini principles"Nick Saban — referenced for a quote on high achievers vs. low achieversDr. Collin Myrick — friend/dentist in Northwest Florida with four practicesDr. Andrew Vallo — dentist friend, heavy marketing spender, referenced as a past podcast guestElon Musk — referenced as an example of doing uncommon thingsGary Bird — owner of SMC National, Blake's podcast co-hostDr. Colin Lathrop — Blake's personal mentor in Houston ("Dr. Lathrop")Dr. Mark Costes — DSI leader, mentioned for building/selling dental practices and giving back via free dentistry abroadAlex Hormozi — referenced for time-blocking adviceBooks referenced"Exactly What to Say" by Phil M. Jones, recommended by Blake's mentor and credited with changing his patient communication approach‍Host: Michael AriasJoin my newsletter: https://thedentalmarketer.lpages.co/newsletter/‍Join this podcast's Facebook Group: The Dental Marketer Society‍Love the Podcast? Follow on Your Favorite App! https://lnkfi.re/TDMPod‍

Acquisitions Anonymous
The $2M Aviation Business That Might Pay for Itself

Acquisitions Anonymous

Play Episode Listen Later Sep 8, 2026 37:55


In this episode the hosts talk about a $2M Orange County flight school generating roughly $950K in SDE—and how SBA financing plus aircraft depreciation could potentially make the buyer's effective cash investment close to zero.Business Listing – https://www.bizbuysell.com/business-opportunity/high-profit-fully-operational-flight-school-academy/2422161/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletterSponsors:FRANZY - Thinking about buying a franchise instead of an independent business? FRANZY is a free platform built for acquisition-minded entrepreneurs who want to explore franchise ownership without broker bias. FRANZY matches you with franchise opportunities based on your capital, goals, and lifestyle—and includes free coaching from experienced franchise operators. If you're exploring ETA but want a structured, system-driven alternative, check out https://www.franzy.com/ Mercury - Thanks to Mercury for partnering with me! Mercury gives founders powerful banking, cards, and financial tools built to help businesses operate smarter. Learn more and get started at http://mercury.com/Inzo Technologies — When you acquire a business, you inherit its accumulated IT and cybersecurity problems too. Inzo helps acquisition entrepreneurs evaluate technology risk during due diligence and manage cybersecurity, IT, and voice after closing, including a complimentary IT risk audit of your target company. Learn more at https://www.inzotechnologies.com/etaThis week, the Acquisitions Anonymous crew reviews a fully operational flight school in Orange County, California, listed for roughly $2 million with $1.8 million in revenue, $950K in SDE, and approximately $900K of aircraft/equipment inventory. The school offers private and commercial pilot training, airline pilot tracks, discovery flights, and aviation camps, while benefiting from a major industry tailwind: continued demand for trained pilots.But that attractive 2x-ish headline multiple raises a big question: what's the catch? The hosts dig into aircraft maintenance and replacement CapEx, instructor shortages, the seller being the chief pilot, industry-knowledge requirements, and whether the reported SDE reflects the true economics of maintaining the fleet. They also discuss whether an SBA lender would finance the deal and how aircraft could potentially receive different financing treatment based on useful life.Then the conversation gets especially interesting: Jordan walks through a hypothetical acquisition using an SBA loan plus first-year depreciation deductions on the aircraft. Under his simplified example, a buyer putting roughly $300K down could potentially generate tax savings comparable to—or even greater than—the initial equity investment. The hosts also cover depreciation recapture and why tax benefits shouldn't distract a buyer from the underlying operating risks. As Jordan emphasizes in the episode, buyers should consult their own tax professionals before relying on this strategy.Key Highlights: - $2M asking price, $1.8M revenue, ~$950K SDE for an Orange County flight school with roughly $900K of aircraft/equipment inventory.- Flight instructors may be the real bottleneck: instructors are building hours themselves and can quickly leave for airline jobs.- Aircraft CapEx could change the economics dramatically: maintenance, useful life, and eventual fleet replacement need to be understood before trusting the advertised cash flow.- SBA + depreciation creates a fascinating structure: the hosts model a scenario where tax savings from depreciating the aircraft could roughly offset a buyer's down payment.- The catch: the seller is also the chief pilot, the listing says industry knowledge is required, and depreciation recapture plus a personal guarantee mean this isn't actually a risk-free "free business."Subscribe to  weekly our Newsletter and get curated deals in your inboxAdvertise with us by clicking hereDo you love Acquanon and want to see our smiling faces? Subscribe to our Youtube channel.Do you enjoy our content? Rate our show!Follow us on Twitter @acquanon Learnings about small business acquisitions and operations.For inquiries or suggestions, email us at contact@acquanon.com

Business Pants
Tyson plant closure, Tim Cook still CEO, ISS should fight, Dollar General preach

Business Pants

Play Episode Listen Later Sep 8, 2026 49:01


LABOR DAY/STAKEHOLDER RULE STUFF (CARES/DON'T CARE)Mamdani Opens Office of Worker Power DCThe new city agency intends to connect workers who want to unionize with resources and organizing contacts, and use worker stories of exploitation to inform policy.Starbucks faces another union boycott, activist investor pressure CThe SOC Investment Group, an investment advisory group affiliated with the Strategic Organizing Center — a major coalition of North American trade unions — filed a shareholder proposal last week seeking to separate Starbucks' CEO and board chair roles.The investor pressure came days after Starbucks Workers United called on consumers to boycott the coffee chain until it settles a contract with the union, which represents approximately 12,000 workers.‘Treated Worse than Cattle': 2,500 Tyson Workers Laid Off, Plant Shutters Overnight DCTyson beef plant in Joslin, Illinois: 2,500 workers–represented by Food and Commercial Workers (UFCW) Local 1546–from Africa, Latin America, and BurmaCampbell's Cuts 13% of Workforce in Effort to Turn Around Struggling Operations CRead Uber CEO's Memo as 3,300 Workers Lose Their Jobs Despite Business 'Performing So Well' CUber is cutting roughly 10% of its global workforce in its biggest round of layoffs since the Covid-19 pandemic.CEO Dara Khosrowshahi: acknowledged that Uber's business is performing strongly. He said the company's revenue has nearly tripled over more than five years as it expanded its products, businesses, and global reach.The changes were designed to “make Uber simpler and faster, and create more capacity to invest in our future”Volkswagen Superviosory Board Approves Plan To Slash Models & Reduce Workforce By 100,000 CIn June, Volkswagen Group CEO Oliver Blume had a plan to close four factories in Germany and eliminate 100,000 workers, both in Germany and around the world, by 2030. It said the plan would be made public at a company board meeting on July 9. July 9 came and went, and the plan did not get the approval from the board of directors that Blume expected. The vote was 12 against and only 7 in favor of Blume's vision.Then, on September 3, 2026, Volkswagen Group announced that the plan submitted in June had been approved unanimously by the supervisory board.CEO Oliver Blume: “The Supervisory Board has unanimously approved the Executive Board's Future Plan presented today. This is a strong sign for the future of the Volkswagen Group. We are taking responsibility for our entire team, for our partners and for industrial jobs worldwide.”A record 47% want stronger unions. Labor's challenge is turning support into power. DCNERDY ESG STUFF (CARES/DON'T CARE)Tim Cook Could Still Out-Earn Apple's New CEO John Ternus Under a Special Pay Arrangement CApple set John Ternus's fiscal 2027 salary at $3M and his annual equity award at $55M, giving him a calculated fiscal 2027 salary-and-equity package of $58M.Cook will receive a $2M salary and a $45M annual equity award as executive chair, giving him a calculated salary-and-equity package of $47M.Almost all of the value in both packages comes through Apple shares rather than salary. Ternus has 75% of his equity award tied to performance, while Cook has 50% tied to performance.That structure gives Ternus greater exposure to performance, for better or worse. If Apple performs strongly against other S&P 500 companies, Ternus could receive more from his equity award. If the performance-based awards pay little or nothing, Cook could receive more from salary and equity even though he is no longer CEO. Cook also has a retirement provision that Ternus does not have.Good Good's CEO and president are out after ad debacle CCo-founder Matt Kendrick said that he didn't view the ad before it ran and that the marketing team oversaw it.Co-founder Nahid Giga will step in as interim CEO“Matt has decided to step down as CEO of Good Good”No mention of adSEC sues ISS as Trump administration ramps up scrutiny of proxy advisers CThe Securities and Exchange Commission sued Institutional Shareholder Services, seeking to force the influential proxy adviser to turn over information as the Trump administration steps up scrutiny of firms that help investors decide how to vote their sharesAI STUFF (CARES/DON'T CARE)Data Center Spending to Reach $31.6 Trillion by 2050 on AI Boom CMeta Hit With Sweeping New Claims That Its AI Glasses Violated the Consent of “Millions” of Bystanders in Searing Lawsuit DC"No bystanders anywhere had any opportunity to, much less in fact did, consent to having their faces, bodies, voices, and personal information captured, reviewed, labeled, and embedded into Meta's AI systems."Zohran Mamdani Bans AI for NYC Public School Students Up to Eighth Grade COpenAI Is Now Facing Over 50 Consumer Harm and Wrongful Death Lawsuits DCOpenAI Chief Scientist Warns AI Is Beating Humans at Key Tasks: 'No One Is Prepared' DCBLOWHARD INDEX (SHUT UP/PREACH)Sam Altman says he doesn't like smart glasses: 'I find it very uncomfortable talking to people with a camera and a light' SHUT UPSam Altman says he's 'a mega Apple fan boy' and is sad they are suing OpenAI SHUT UPDollar General CEO says its core customers are in distress PREACHCEO Todd Vasos 432:1Billionaire Warren Buffett Says He's ‘Impressed' His 3 Kids Want to Give Money Away Rather Than Spend It on Themselves Or ‘Build Huge Office Buildings' ' SHUT UPVivek Ramaswamy takes credit for "calling out the epidemic of woke capitalism, educating the country on that" PREACHDUMB STUFF (DUMB/NOT DUMB)Target is under fire over another Halloween costume just weeks after apologizing for the last one DUMBTarget, Walmart, and Amazon have pulled a “German Army Soldier Adult Costume” from their websites that resembles the uniforms of Nazi soldiers during World War II.Halloween chocolate eyeballs sold at TJ Maxx and Marshalls recalled over hidden milk allergen NOT DUMBGerman Far Right Party AfD Wins Regional Election, Thanks Musk for Support NOT DUMB26% of Gen Z Investors Include Sports Betting in Their Financial Strategy DUMBZoom Appoints Former Oracle CFO Jeff Epstein to Board of Directors; Jonathan Chadwick to Retire DUMBHumanoid Robot Fights Back After Getting Shoved DUMBA viral CCTV video shows the individual lightly shoving what appears to be a Chinese Unitree G1 humanoid robot. After it recoils slightly, it suddenly starts playing cheesy fighting music and pops into a wide-legged stance, ready to pounce. Two store clerks then try to restrain the robot as it tries to throw technical, high-legged kicks.