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Ever find yourself grinding harder and harder in your business… yet still feeling like you're not scaling fast enough, earning enough, or leading at the level you know you're capable of? Like you're giving everything you've got—but something in your offer, your mindset, or your strategy just isn't hitting?In this episode of The Happy Hustle Podcast, I'm resharing the Guest Guru Training that Bedros Keuilian delivered exclusively to our Happy Hustle Club and trust me, this is the kind of value most people pay five figures to access.If you don't already know Bedros, he's a Wall Street Journal bestselling author, the founder of the 500+ location Fit Body Bootcamp franchise, the creator of Trulean Wellness Shot (over 2M units sold), a serial investor, and one of the most in-demand high-performance coaches in the game. He's also a husband, father, and one of the rawest, realest entrepreneurs you will ever learn from.This training is all about money, meaning, and mindset and Bedros doesn't hold back. He breaks down the exact frameworks he's used to build and scale multiple 8–9 figure companies, the mistakes that nearly took him out, and the three principles that helped him generate hundreds of millions over the last 15 years.He shares what it really takes to structure irresistible offers, why most entrepreneurs are drowning in commodity pricing, and how to dominate your niche by becoming the recognized authority (and eventually, the celebrity) in your space. You'll hear behind-the-scenes stories from nearly exiting Fit Body Bootcamp right before the pandemic to cutting 90% of Trulene's product line and accidentally uncovering his most profitable product ever.Here are a few key takeaways from the episode:Irresistible offers aren't optional—they're the backbone of high-profit businesses. If your offer isn't a no-brainer, your customers won't buy.Kill your darlings. Most entrepreneurs cling to products or ideas that drain profit and focus. Letting go is how you scale.Avoid the race to the bottom. Competing on price is death. Differentiate or disappear.Authority creates demand. Stop hiding behind your work—talk about it, create content, get on stages, get on podcasts. Authority makes sales easy.Invest in yourself first. Before real estate, crypto, or anything else—you are the highest ROI asset in your business.Bedros brings the heat, the strategy, and the mindset shifts every entrepreneur needs. If you're ready to simplify your approach, dial in your offer, and scale with clarity and confidence.Connect with Cary!https://www.instagram.com/caryjack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featured Get a free copy of his new book, The Happy Hustle, 10 Alignments to Avoid Burnout & Achieve Blissful Balance https://www.thehappyhustle.com/bookSign up for The Journey: 10 Days To Become a Happy Hustler Online Coursehttps://thehappyhustle.com/thejourney/Apply to the Montana Mastermind Epic Camping Adventurehttps://thehappyhustle.com/mastermind/“It's time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!”Episode Sponsors:If you're ready to sleep like a baby, calm your nervous system, and optimize your recovery, go grab yours now at bioptimizers.com/happy and use code HAPPY10 for 10% OFF.99 Designs- Need a killer logo, stunning website, or next-level brand design?Stop DIY-ing and start delegating like a boss with 99designs by Vista! Neurable- If you're looking to level up your focus, productivity, and mental wellbeing all at once, do yourself a favor and check out Neurable. You get a special hookup—just use the code HAPPY at checkout and get $100 off.
AlabamaDr. Brian Christine at HHS releases major report on treating gender dysphoriaCongressman Moore says Dems push for Epstein docs is backfiring on themGovernor Ivey orders removal of commission members at Motorsports Hall of FameTeacher at Cottage Hill Academy charged with willful abuse of a childCentral Alabama Water Board votes in Jeff Thompson as new CEOTucker Carlson on 1819 News podcast talks about the civil war within the conservative movementNationalSCOTUS rules that Trump admin can invoke the Foreign Alien Enemies ActFederal judge rules that National Guard cannot be used to fight crime in DCJobs report for Sept. shows increase of 119 K jobs for AmericansReport using labor statistics shows 2M foreign born workers have left the USPriest from MA monastery sues federal gov. for raid and violent arrest in 2022CDC rewrites claims on website re: vaccines and autism, recognizes linksICE to begin a metro surge in New Orleans after withdrawing from Charlotte
Collin Ship built his YouTube channel for one purpose: drive qualified leads into his business. He wasn't trying to grow an audience or chase viral moments. He wanted a predictable system that pointed people toward his offer. And it proved how effective a small channel can be when it's built the right way. Collin took an "unsexy" niche (blogging) and paired it with a search-driven YouTube strategy built entirely around keywords, intent, and simple videos that matched what people were actually looking for. That combination led to a multi-7-figure business powered by steady, targeted traffic. In this episode, Collin breaks down the framework that fueled early traction, the surprising advantage YouTube gives new creators that Google doesn't, and why staying niche made sponsorships and affiliate deals far more lucrative. Key Takeaways 00:00 Intro 01:22 Blogging Isn't Dead - $1.2M in 18 Months 05:23 Why Personal Branding Holds You Accountable 09:56 Using YouTube Strictly for Lead Generation 12:35 YouTube Keyword Strategy That Drove Early Growth 15:17 Does Going Broad on YouTube Hurt Lead Quality? 17:47 YouTube Publishing Frequency – The Sweet Spot 18:18 Why Long YouTube Videos Build Massive Trust 19:11 Make Your Free Content Better Than Paid 19:46 The Four Pillars of YouTube Monetization 21:35 YouTube Channels That Land Affiliates & Sponsors 26:19 Intent vs. Interruption Content Marketing 27:12 Using Paid Ads AND Organic Content to Scale 28:16 How to Run YouTube Ads Without Being Punished 31:20 Getting 6,000+ Leads per Month From YouTube 32:45 The Pros/Cons of Becoming Internet Famous 34:12 Where AI Fits in Your Content System 39:54 The Biggest Mistake People Make with AI 40:49 How He Revived His Offer With an AI Rebrand Watch on YouTube: https://youtu.be/li6jI6YsT3A Let's Connect: Website | Instagram | YouTube | TikTok | Twitter | Facebook
What if you could analyze every metabolite, glycan variant, and unknown impurity in your bioprocess sample—not just the targets you're looking for, but everything that's actually there? Cryogenic infrared ion spectroscopy combined (CIRIS) with AI-powered analysis transforms untargeted screening from aspiration to reality.This episode moves from fundamental principles to practical applications. While Part 1 established how CIRIS overcomes mass spectrometry's structural limitations, Part 2 reveals what becomes possible when you can definitively identify complex mixtures: better mAb characterization, earlier disease detection, and process decisions based on complete data rather than educated guesses.Professor Tom Rizzo returns to discuss Isospec Analytics' path from laboratory innovation to commercial service platform. His transition from academic leadership at EPFL to biotech entrepreneurship offers insights for any scientist considering whether breakthrough research deserves a startup—and what that journey actually requires.For bioprocess scientists drowning in unidentified peaks, struggling with glycan heterogeneity, or making critical manufacturing decisions with incomplete analytical data, this conversation demonstrates how next-generation analytics powered by quantum chemistry and machine learning can illuminate what's been hidden in your samples all along.Episode Highlights:Why targeted metabolomics creates a "streetlight effect"—and how untargeted CIRIS analysis reveals the complete molecular landscape (00:00)Isomer-specific glycan characterization for mAbs: distinguishing structural variants that impact efficacy and immunogenicity (03:17)Advanced disease detection and biomarker discovery: identifying diagnostic signatures in complex biological matrices (05:21)AI meets quantum chemistry: automated spectral library building and machine learning algorithms that accelerate molecule identification from hours to seconds (06:05)From data generation to decision-making: how comprehensive analytics and AI transform bioprocess development workflows (09:23)Isospec's commercial roadmap: service platform for comprehensive sample analysis and projected timeline for benchtop instrumentation (10:09)Academic to entrepreneur: Tom Rizzo's perspective on leaving tenure for a startup, with practical advice for scientists evaluating the leap (12:05)Personal motivation behind early diagnostics: cancer and leukemia experiences that drive Isospec's clinical applications (14:11)Technical deep dive: messenger tagging methodology and achieving single-ion infrared detection sensitivity (15:41)The transformative capability: adding a structural dimension to mass spec data that eliminates ambiguity in complex mixture analysis (17:55)Mass spectrometry tells you what masses are present. Cryogenic infrared ion spectroscopy tells you what molecules they actually are. When coupled with AI-powered analysis, this combination enables truly comprehensive characterization—from process impurity identification to critical quality attribute assessment to early disease biomarker discovery.If you're making bioprocess decisions with incomplete analytical information, managing glycan complexity in biologics development, or exploring how emerging analytical technologies could solve your toughest characterization challenges, this episode provides both the technical foundation and the commercial pathway forward.
In this special episode of Business Buying Strategies, Jonathan Jay pulls back the curtain on a pivotal moment in every dealmaker's journey — the point where you stop watching from the sidelines and take real, tangible action. And if you've been listening to the podcast for a while but still haven't bought your first business, this episode might just change everything. Here's what you'll discover: ✅ The biggest mindset shift that separates action-takers from "armchair" dealmakers ✅ Why trying to piece together internet advice is like cooking with three celebrity chefs — and why it doesn't work ✅ The real reason sending letters to business owners is outdated (and what to do instead) ✅ Why getting stuck in the deal sourcing phase is costing you time, energy, and opportunities ✅ How one dealmaker added £9M in turnover and £1.4M in profit — in just 7 months ✅ The hidden power of vendor finance (and how it can benefit both buyer and seller) ✅ Why buying a business transforms you — not just your income You'll also hear inspiring real-life stories from past Mastermind clients — including: A primary school teacher turned £9M dealmaker A beautician who went from £180K to a 7-salon, £2M business group A dealmaker who earned £300K upfront on day one — without spending his own money Plus, Jonathan reveals a limited-time opportunity to attend the 3-day Foundation Programme in December — live and in person — for just £1. This is more than a podcast episode. It's your personal invitation to go from listener to action-taker… to business buyer. If you're serious about buying a business – and avoiding the mistakes Jonathan outlines – book a free Clarity Call with one of his team:
What if you could identify every structural variant in your biologics—without ambiguity, without massive sample requirements, and without the guesswork that plagues traditional mass spectrometry? Cryogenic infrared ion spectroscopy (CIRIS) makes it possible, transforming molecular characterization from frustrating puzzle to precise science.Today's guest, Professor Tom Rizzo, bridges the gap between academic innovation and industrial application. As former Dean of the School of Basic Sciences at EPFL in Lausanne and now Chief Scientific Officer at Isospec Analytics, Tom has spent over two decades developing analytical techniques that solve problems conventional methods can't touch.His journey from a childhood fascination sparked by chemistry demonstrations at the 1964 New York World's Fair to pioneering a breakthrough technology reveals both the persistence required for true innovation and the pathway from laboratory curiosity to commercial reality. For bioprocess scientists struggling with glycan characterization, isomer identification, or any structural puzzle where mass spec alone falls short, this conversation offers both validation and solutions.Episode Highlights:The fundamental limitations of current biomolecular analysis methods and why innovation is critical (02:51)From World's Fair chemistry demos to laser spectroscopy: Tom Rizzo's path to analytical innovation (03:31)The two-decade quest to combine mass spectrometry sensitivity with laser spectroscopy precision—and the machine that finally made it work (04:26)Why Tom transitioned from academic leadership to Isospec Analytics: bringing lab techniques to production environments (09:17)CIRIS fundamentals: how cooling ions to 10 Kelvin unlocks molecular fingerprints that room-temperature methods miss (11:14)CIRIS advantages for biologics: single-ion sensitivity, isomer discrimination, and unique molecular "fingerprints" for definitive identification (14:25)Integrating CIRIS into existing bioprocess workflows: LC-MS compatibility and the path to commercial instrumentation (17:29)Hard-won lessons from translating academic breakthroughs into industrial tools (17:43)When mass spectrometry hits its limits—distinguishing isomers, characterizing glycans, identifying unknowns in complex mixtures—cryogenic infrared ion spectroscopy provides the structural resolution you need. This isn't incremental improvement; it's a fundamental expansion of what's analytically possible.If you're facing molecular identification challenges that conventional methods can't solve, or if you're curious how next-generation analytical techniques will transform bioprocess development, this episode delivers actionable insights from a scientist who's lived both the innovation and implementation journey.Connect with Tom Rizzo:LinkedIn: www.linkedin.com/in/thomas-rizzo-4a0a6314/Contact email: tom@isospec.chIsospec Analytics website: www.isospecanalytics.comNext step:Book a 20-minute call to help you get started on any questions you may have about bioprocessing analytics: https://bruehlmann-consulting.com/call
Ali and Betsy catch up before Betsy jets off to Tahiti, unpacking everything from prescription snorkel masks to firm puppy poop and the mysterious majesty of the Corgski (yes, a Corgi-Husky mix). Ali shares tales of Huckleberry's daycare dominance and doctor's office antics, while they both spiral into a debate over what makes the “right” dog. Add in exotic animal rescues, parenting hacks, and a casual pitch to buy a $2M wildlife refuge—and you've got peak Ali & Betsy chaos.
Retiring by 55 sounds incredible, but it takes more than hitting a savings target. You need to understand how to bridge the gap between your last paycheck and the life you want to live.In this episode, Ari Taublieb, CFP®, shares the five things every early retiree should know before calling it quits. From the overlooked “Rule of 55” to navigating healthcare costs and tax traps, this guide helps you move forward with confidence in your plan instead of crossing your fingers.Here's what we cover:The Rule of 55 — how it lets you access 401(k) funds early (and the key mistake that disqualifies you).Healthcare before Medicare — how to budget smartly, use tax strategies, and avoid sticker shock.Taxes & Withdrawal Strategy — why a $2M 401(k) isn't really $2M, and how to create real after-tax income.Legacy Goals — whether you want to leave a million or spend it all, your intentions should drive your plan.Lifestyle & Purpose — how to avoid the “I'm bored already” phase and build fulfillment into your retirement.Retiring early isn't about escaping work, it's about creating a life you don't want to escape from.If you're serious about retiring at 55 (or sooner), this episode helps you think beyond the math so you can design your freedom with purpose.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Send us a textAuto-clip your long form into viral shorts- https://link.vidiq.com/podcast-to-shortsGet the vidIQ plugin for FREE: https://vidiq.ink/boostpluginWant a 1 on 1 coach? https://vidiq.ink/theboost1on1Join our Discord! https://www.vidiq.com/discordWatch the video version: https://youtu.be/0RE0fZkIbI4We trace Robin's wild journey from a struggling skate channel and homelessness to a thriving English-language travel vlog built from internet cafes, $11 nights, and relentless challenges. Skating Japan, crossing Korea, riding a gifted moped through 47 prefectures, and now vanlife—each arc stacks story, skill, and momentum.• why the skate channel rose during Olympics then collapsed in a niche market• partner exit and the choice to livestream a seven-month Japan crossing• super chats as temporary fuel and the need for durable formats• creating Nomad Push and targeting English speakers with honest travel• life inside Japan's internet cafes and how to live on night packs• filming for serendipity, editing for pace, and using quiet well• budget Japanese food, prices, and practical tips for safe travel• the 2M-view shoutout, riding the wave, and sustaining growth• moped journey across 47 prefectures and DIY map graphics• launching vanlife to prevent a post-challenge slump• creative mindset: have fun, do something extreme, avoid burnoutCheck out Robin's channel, links in the description
Want a quick estimate of how much your business is worth? With our free valuation calculator, answer a few questions about your business, and you'll get an immediate estimate of the value of your business. You might be surprised by how much you can get for it: https://flippa.com/exit -- In this episode of The Exit Podcast, host Steve sits down with Lee Smith, an acquisition entrepreneur at Verdani Capital with 12 years of M&A experience. Lee shares hard-won lessons from acquiring 20+ businesses and reveals what buyers really look for when evaluating companies for acquisition. KEY TOPICS COVERED: The #1 Red Flag Buyers See (And How to Fix It) Lee reveals why owner-dependency kills deals and how to build transferability into your business 2-3 years before exit Inside the Valuation Process Real multiples for blue-collar businesses (2-4x true profit, not EBITDA) and why adjusted earnings can backfire Deal Structure That Works How Lee structures acquisitions to align incentives: buying 60-80% stakes with future upside potential that often doubles the founder's payday The Biggest Deal Mistakes From buying distressed companies to discovering hidden equity agreements 30 minutes before closing—lessons learned the hard way The £1 Business Acquisition Strategy How Lee has purchased 20 businesses for just one pound, including a remarkable turnaround that saved a founder from £500K in debt When Concentration Risk Isn't a Deal-Breaker Strategic approaches to handling clients that represent 60-70% of revenue, including key customer clauses in SPAs Building Trust in M&A Deals Why "two ears, one mouth" matters more than spreadsheets when structuring successful acquisitions The EOS Framework for Integration Using simple systems to manage acquired businesses without disrupting teams or culture -- Lee Smith is a values-driven entrepreneur and dealmaker with more than 25 years of experience and a respected track record in UK M&A. After completing his first acquisitions in 2014, he went on to buy and turn around nine underperforming companies before founding Verdani Capital, where he continues to acquire and scale larger UK businesses. To date, Lee has completed 26 acquisitions across sectors such as Manufacturing, Professional Services, Construction, HVAC, and IT Services, supported by training from leading M&A mentors in the UK and US. His current portfolio generates over £2M in annual profit with a clear path toward £10M, strengthened by three strategic exits in 2024. Grounded in spirituality and conscious leadership, Lee combines substance, strategy, and long-term thinking in every partnership. Website - https://www.leeasmith.co.uk/ -- The Exit—Presented By Flippa: A 30-minute podcast featuring expert entrepreneurs who have been there and done it. The Exit talks to operators who have bought and sold a business. You'll learn how they did it, why they did it, and get exposure to the world of exits, a world occupied by a small few, but accessible to many. To listen to the podcast or get daily listing updates, click on flippa.com/the-exit-podcast/
Send us a textRohan Mahimker is Co-Founder and Co-CEO of Prodigy Education, a global leader in digital game-based learning.Rohan launched Prodigy alongside his fellow Co-Founder and Co-CEO Alex Peters in 2011. Today, Prodigy's flagship math game is used by more than 20 million 1st-8th Grade students and is one of the most popular supplemental classroom tools in the United States.
Simone Biles talks about her implants, Michigan at Wrigley Field, Sami Sheen vapid tattoo tour, Texas cop v. Gamecocks, KISS honors Ace, Bond girl Kendall Jenner, Ohtani's dog > his wife, and our show causes car accidents. We'll do a LIVE Detroit Lions overreaction show tomorrow at 10:30am. Get your Drew Lane Show merch today! Sports: Marc went to Wrigley Field to support the cult. The Michigan Wolverines defeated Northwestern 24-22. Texas A&M had a wild comeback against the South Carolina Gamecocks. A Texas State Trooper stole the show with some roughhousing. The Alabama kicker is a hothead! Bronny James started and sucked it up. MSU lost another one, this time to Penn State. College GameDay had the worst $2M kicks possibly ever. The Eddie Murphy documentary remains watchable. Drew went on a Murphy movie binge this weekend. Music: Gene Simmons had some nice words for Ace Frehley. Paul Stanley led a moment of silence. Some lost Black Sabbath demos are going to be released. Sharon Osbourne is none too pleased. Alex Van Halen is dropping another book. AI country is taking over the charts. Wolfgang Van Halen has a new Mammoth album out. Shohei Ohtani won another MVP award and he shows his love to his dog. A THIRD deer was smoked while listening to our program. Another dude was involved in a hit and run while listening. Send your crashes to 209-66-Boner! Michelle Obama has another book out. She claims the US isn't ready for a female president. She goes on to explain why Black people can't swim. California gubernatorial candidate Katie Porter is cratering. Politics: Tucker Carlson got ahold of Thomas Matthew Crook's digital footprint. Rocket Money pulls their advertising from Carlson due to Nick Fuentes' appearance on the show. Dasha Nekrasova was dropped by her talent agency for appearing on Fuentes' show. Zohran Mamdani may get his tax raise approved in New York. Kanye West is sorry for being antisemetic. Kylie Jenner is about to make a crappy album. Kendall Jenner wants to be the next Bond girl. Britney Spears cuddled up with the Kardashians over the weekend. The Rolling Stones covered disco classic Shame, Shame, Shame by Shirley & Company. The Stones had quite the Disco run. Simone Biles got some great new boobies. Dave Portnoy heckler, Patrick McClintock, had a GoFundMe that raised $30K. It seems to be gone now. Sami Sheen gives us a tour of her crappy tattoos. She hates the vast majority of them. The Wikipedia co-founder storms off podcast. Billie Eilish vs Elon Musk. There is a war against billionaires! Amy Schumer has lost weight and so she's dumping her husband. South Park continues going hard at Donald Trump as they show him nailing JD Vance. The BBC edited a Jan 6th clip of Donald Trump and the head of the network has resigned. Nauseating troll, Jack Doherty, was arrested in Miami. Hilary Duff is going on tour. She once gave Mike Comrie a BJ after he proposed. Meghan Markle shares a preview of her Christmas decorations. We roll through this Markle classic. She recently made another cooking blunder. If you'd like to help support the show… consider subscribing to our YouTube Channel, Facebook, Instagram and Twitter (Drew Lane, Marc Fellhauer, Trudi Daniels, Jim Bentley and BranDon).
Book a free Discovery Call to see how we can help you hit your goals and beyond: https://bit.ly/3TvGiNW or call us at: (214)-453-1591
In this KE Report Company Update, we're joined by Craig Nicol, Founder and CEO of Graphene Manufacturing Group (TSX.V:GMG - OTCQX:GMGMF), for a detailed discussion on the company's latest milestones across its Thermal-XR®, G® Lubricant, and battery divisions - including key distribution deals, EPA approval timelines, and next-generation production plans. Interview Highlights: Thermal-XR® Expansion: New Beijer Ref and Kirby Network agreement in Australia adds coating as a standard option on HVAC coils, backed by a 5-year warranty and energy savings. U.S. Market Entry: EPA approval expected by December, enabling Nu-Calgon rollout and first shipments to U.S. customers. G® Lubricant Rollout: European sales launching with palletized product; strong trial feedback and early fleet testing showing up to 30% fuel savings. Battery Development: Advancing fast-charge graphene aluminum-ion battery; validation testing underway with Rio Tinto (NYSE:RIO) and other partners. Graphene Scale-Up: Gen-2 production system under construction in Brisbane - 20× output increase, low capex (~A$2M), and future North America expansion planned. Upcoming Catalysts: EPA approval and U.S. product launch Distribution & fleet data updates Battery testing results Gen-2 plant commissioning mid-2026 Please keep the questions coming! Email me at Fleck@kereport.com. Click here to visit the GMG website to learn more about the Company. --------------- For more market commentary & interview summaries, subscribe to our Substacks: https://kereport.substack.com/ https://excelsiorprosperity.substack.com/ Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.
Unlocking Sustainable Growth for Service-Based Businesses: Insights from Michael WalshIn this episode, host Josh Elledge interviews Michael Walsh, President and Founder of Walsh Business Growth Institute. Michael shares insights from over 30 years of helping service-based businesses scale successfully while keeping their people, purpose, and processes aligned. The discussion explores the stages where businesses typically plateau, the impact of AI and generational shifts, and how leaders can empower their teams to drive sustainable growth.Building People-First Growth SystemsMichael explains that most service-based companies hit growth ceilings around $2M, $5M, $10M, and $20M in revenue — not because of lack of opportunity, but because their structures can't keep up. As businesses scale, leaders often tighten control, adding more rules and oversight. Instead, sustainable growth requires empowerment — giving talented teams autonomy, clarity, and purpose.He emphasizes that today's workforce, especially Millennials and Gen Z, values trust, flexibility, and inclusion. Leaders must evolve from top-down management to coaching, mentorship, and development. Post-pandemic realities and rapid AI adoption have further transformed how businesses operate, making adaptability and people-first systems non-negotiable.Drawing from his new book, Freedom by Design, Michael outlines four behavioral pillars of successful growth: understanding individual strengths, building complementary teams, fostering supportive environments, and maintaining flexible structures. His approach helps leaders break through plateaus and rediscover the joy of business ownership by creating alignment between people, purpose, and performance.About Michael WalshMichael Walsh is the President and Founder of Walsh Business Growth Institute and author of Freedom by Design: The Established Business Owner's Guide to Grow, Make an Impact, and Find the Joy Again. With three decades of experience advising service-based organizations, Michael helps leaders navigate growth plateaus, empower their teams, and build businesses that thrive without burning out.About Walsh Business Growth InstituteThe Walsh Business Growth Institute helps established service-based companies overcome growth barriers through strengths-based strategy, leadership development, and structural optimization. Their customized programs empower business owners to scale intentionally, improve team performance, and create long-term operational freedom. Learn more at walshbusinessgrowth.com.Links Mentioned in This EpisodeWalsh Business Growth Institute WebsiteMichael Walsh LinkedIn ProfileKey Episode HighlightsThe four common growth plateaus service-based businesses faceWhy structure, not opportunity, limits growthHow generational shifts and AI are reshaping leadership and teamworkThe power of people-first systems and strengths-based leadershipPractical strategies for building sustainable, empowering business structuresConclusionMichael Walsh reminds leaders that growth is not about working harder — it's about working smarter, with empowered people and adaptive systems. By understanding what truly drives your team, embracing flexibility, and leading with purpose, service-based business owners can scale sustainably while rediscovering fulfillment and joy in...
Are you still paying cash for big expenses like college tuition, remodels, or vehicles? You might be losing hundreds of thousands — even millions — without realizing it. Learn how to use the Infinite Banking Concept to make your money work for you every time you spend it.
Carbon neutrality goals are everywhere in biopharma. But how do you actually measure and reduce your true environmental impact when data gaps and baseline differences make comparisons so tough?In this episode, David Brühlmann talks with Niklas Jungnelius, Cytiva's expert in process modeling and sustainability, who's spent years uncovering what really drives emissions and how small process tweaks can deliver big results.Niklas goes beyond the numbers, challenging assumptions and showing how sustainability becomes a strategic, data-driven advantage. From real-world cases at Cytiva, he explains why recycling plastics may not move the needle and why the real gains often lie in hotspots like cleanroom energy use and raw material choices.Here's why this episode will make you rethink your next facility upgrade:Understanding life cycle assessment and the key damage categories in environmental sustainability, including carbon emissions, water usage, and resource depletion. (00:00)The challenge of defining carbon emissions baselines and why it's harder, and often more expensive, to achieve deep reductions if your operations already use clean energy sources. (03:06)Why the focus on recycling single-use plastics may not be the most effective route for lowering emissions, and what truly drives carbon footprint in bioprocessing. (05:54)The impact of production scale, consumables, and obscure chemicals on the overall environmental impact and how these surprises can shift sustainability strategies. (06:20)Practical advice for scientists and engineers: How to start monitoring and modeling environmental impact in process development and manufacturing. (08:00)The importance of involving manufacturing perspectives early in process development, and choosing the right level of detail and ambition for process modeling. (08:18)There's no one-size-fits-all in manufacturing technology—whether fed-batch, continuous, or hybrid and decisions must fit each organization's needs, resources, and ambitions. (10:13)Industry trends that could transform the field, from intensified fed-batch production to future technologies like cell-free expression systems. (11:22)Where to connect with Niklas for further questions or collaboration. (14:03]Whether you're an early-stage startup, a strategic advisor, or on the front lines of bioprocess development, this episode invites you to rethink your sustainability strategy and modeling approach. Check out the below links to connect with Niklas Jungnelius and additional resources.Connect with Niklas Jungnelius:LinkedIn: www.linkedin.com/in/niklas-jungneliusCytiva website: www.cytivalifesciences.com/en/usNext step:Book a 20-minute call to help you get started on any questions you may have about bioprocessing analytics: https://bruehlmann-consulting.com/call
He was working 16-hour days in a 50-year family business... and unable to break past £750K. The systems, sales strategy, and mindset were decades behind. In this audit, Adam Stott (one of the UK's leading business growth coaches) shows Tom exactly why his cleaning business was stuck... and how to scale to £1.2M without adding chaos or burning out.
The Client Stampede - An Unconventional Marketing Podcast by Julie Guest
Your marketing works hard to attract leads—so why aren't you getting the sales results you expect from them? The truth is, the biggest obstacle to sales often isn't your leads choosing your competitors—it's hidden inside your own business. From unintentional roadblocks to well-meaning employees who accidentally push customers away, this episode uncovers the subtle (and not-so-subtle) ways companies sabotage their own success. If you want to make it easier for customers to say yes, this is a must-listen.Get the Free Sales Prevention Checklist: Discover the top ways businesses unknowingly block their own sales—and how to fix them. ➤ Download the checklist hereGET MORE MARKETING & SALES TOOLS:Are you interested in becoming the published author of a powerful book to help you attract more ideal clients and set you apart from the competition? Imagine holding your own book in your hands as quickly as 3-6 weeks without you ever having to write a word. We do all the work, you get all the glory! Find out how we Capture Your Genius at our sister publishing house Lunch Break Books - powerful books for entrepreneurs with big growth goals.Are you subscribed to Marketing Gold? Get more marketing tools, tips and strategies delivered to your inbox most Mondays. Sign up here.Is your business doing $2M+ and you're ready to take it to the next level? We'll show you how. Get your free marketing roadmap by taking the Client Stampede Assessment. It's fast, free (Value $197) and your 20+ page report is emailed to you instantly.Enjoying the podcast? You'll love the audio book. Get The Client Stampede audio book on Amazon.
On this week's episode of the Massively OP Podcast, Bree and Justin talk about the ups and downs of investor funding with online games, including Project Ghost, the Warhammer MMO, Pantheon, and Innsmouth Mysteries. Other topics include Necesse's runaway success, BitCraft's new patch, a consolation content update for New World, and the growing trend of cozy gaming. It's the Massively OP Podcast, an action-packed hour of news, tales, opinions, and gamer emails! And remember, if you'd like to send in your question to the show, use this link. Show notes: Intro Adventures in MMOs: LOTRO, WoW, RIFT, GW2 News: Project Ghost is officially dead as is that Warhammer MMO News: New World gets a consolation update News: Pantheon and Innsmouth Mysteries receive welcome funding News: Necesse sells 2M units, BitCraft puts out new update Mailbag: What do we think of Petit Planet and cozy games? Outro Other info: Podcast theme: "Forest Caves" from Necesse Your show hosts: Justin and Bree Listen to Massively OP Podcast on iTunes, Stitcher, Player FM, TuneIn, iHeartRadio, Pocket Casts, Amazon, and Spotify Follow Massively Overpowered: Website, Twitter, Facebook, Twitch If you're having problems seeing or using the web player, please check your flashblock or scriptblock setting.
Your Manufacturing Decisions Are Costing You More Than You ThinkEvery bioreactor decision. Every scale-up choice. Every facility investment. They're all silently writing checks your process might not be able to cash.The difference between a profitable biologics program and one that bleeds capital? Process economic modeling, the analytical framework that reveals exactly where your money goes and why.In this episode of the Smart Biotech Scientist Podcast, David Brühlmann talks with Niklas Jungnelius, Process Modeling Leader at Cytiva, who has spent 25+ years decoding the economics of biologics manufacturing for biotech companies navigating billion-dollar decisions.Niklas reveals the hidden cost drivers most teams miss, the surprising economics behind fed-batch vs. continuous processing, and why your facility choice at intermediate scale could make or break your business case.Episode Highlights:What process economic modeling is and how it differs from mechanistic modeling (06:40)Main cost drivers in biologics and biosimilars manufacturing, and their direct and indirect impacts on patient pricing (09:21)The role of manufacturing scale and productivity in driving down costs, and how facility type (stainless steel vs single-use) affects labor, flexibility, and investment (11:51)Trade-offs between single-use and stainless steel facilities at intermediate production scales (15:07)Key differences in cost and efficiency between fed-batch and fully continuous manufacturing, including productivity limitations and capital/expenditure implications (16:20)The impact of resin lifetime and under-utilization on clinical manufacturing costs (19:51)Hidden or less quantifiable costs such as facility flexibility, excess capacity, safety margins, and the importance of realistic assumptions in economic modeling (20:20)This is a grounded discussion with practical takeaways for biotech scientists seeking clarity in the complex terrain of process economics. Part two of this conversation will focus on sustainability modeling and the latest technologies reshaping bioprocessing economics.Ready to see how process modeling could transform your approach and protect your bottom line? Listen to the episode and rethink your next investment.Connect with Niklas Jungnelius:LinkedIn: www.linkedin.com/in/niklas-jungneliusCytiva website: www.cytivalifesciences.com/en/usNext step:Book a 20-minute call to help you get started on any questions you may have about bioprocessing analytics: https://bruehlmann-consulting.com/call
At $1.2M, everything stopped working.Landscape company Downer Brothers could add more crews, more equipment, and watch revenue grow. Until they couldn't. Profit tanked. Hours piled up. Same money.Nicole Downer had to reposition her entire business to break through to $10M. Generalists became specialists. Gut-feel decisions became data-driven. And the hardest part? Helping longtime team members let go of roles that defined them so they could become experts at one thing.She calls it "ghost org charting" - imagining what the company looks like at $10M, then working backward to reposition today. It forces hard conversations. Especially with people you care about.This is what repositioning for growth actually costs. Not just new messaging. Your entire operation and your people have to transform alongside the business.-Find gaps in your brand health and performance in 5 minutes with The Brand Health Audit.-02:22 Navigating Business Growth05:23 Specialization vs. Generalization10:11 Implementing Systems for Scaling22:43 Avoiding Shiny Object Syndrome28:16 Supporting Teams and Building Relationships34:03 Adapting to Market Trends42:34 Balancing Technology and Human Connection51:03 Valuing Employees and Long-Term Commitment-5 episodes to binge on:The no bullshit strategy with Alex SmithBrand strategy in action with Cam VarnerYour Business Might Be Unsellable with Allie Beckmann and Alexandria SeydelRepositioning Without Losing Customers with Amy Heidersbach & Melissa EatonThe Crisis Management Playbook with Oliver Aust and Gordon Firemark-Reach out to guest speaker | Nicole Downer: Instagram | Facebook | LinkedInFollow Beatrice Gutknecht:LinkedIn | YouTube | Instagram | WebsiteProduced by Your Podcast Sidekick
Brandon Dawson is 1 of youngest to ring NY Stock Exchange Bell. Sold 1st Business at 29 for 38.2M dollar. Sold Last Business for 151M dollar. Business Scaling Expert, Precision Health Optimizer. Top 3 Value Bombs 1. Success is not luck but a choice. Anyone who decides to take consistent action and never quit can build something extraordinary. 2. Your business should self-fund growth. Learn to force your business to make money before turning to investors. 3. Exiting is not just selling. It's about designing your business so it thrives without you, maximizing value and freedom. Check out Brandon's website - Brandon Dawson Website Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. NetSuite - Get the business guide, "Demystifying AI", for free, at Netsuite.com/fire. Framer - Ready to design, iterate, and publish all in one tool? Start creating for free at Framer.com/design, and use code FIRE for a free month of Framer Pro! Rules and Restrictions May Apply.
In this two-part Dating Detectives story, we meet Jessica, a dog groomer and accomplished show-dog handler whose grief after her father's death left her vulnerable to a “Show Dogfish". What begins as comforting late-night calls with Dylan, a fellow competitor in the dog show world, escalates into love-bombing, a sudden proposal, a courthouse wedding, and controlling red flags—from secretive money moves, to keeping her car keys. As Jessica juggles her dogs, grief, and mounting estate logistics, a crisis at home collides with a shocking knock at her door: a process server tied to a $2M fraud case naming Dylan. Click here to join our Patreon! For only $5 a month you will get 2 extra episodes a month, monthly virtual live events, and access to our community page. And now for $9 a month you can get all of that, plus ad free episodes!If you've been dogfished and want to share your story on the show, email investigate@thedatingdetectivespodcast.com or contact us through our website using this linkThis episode is sponsored by SKIMS. Shop the SKIMS Fits Everybody Collection at SKIMS.com. After you place your order be sure to let them know we sent you by filling out the survey!This episode is sponsored by Miracle Made. Get silver-infused, bacteria-fighting, temperature-regulating sheets and towels at TryMiracle.com/TDD and use code TDD to save over 40% and claim a FREE 3-piece towel set.Make this spring your most delicious yet with Green Chef. Head to greenchef.com/50datingdetectives and use code 50datingdetectives to get 50% off your first month, then 20% off for two months with free shipping.This episode is sponsored by Wayfair. Refresh your home for less. Shop back-to-routine deals by visiting Wayfair.com.Take control of your data today. Get 20% off your DeleteMe plan by visiting joindeleteme.com/datingdetectives and using the promo code TDD at checkout. Get control of your finances with Monarch Money. Use code DATING at MonarchMoney.com in your browser (not app) for half off your first year!***The following Program contains names, places and events that have been anonymized or fictionalized for the purposes of protection and safety. The following Program is provided for entertainment purposes only and any commentary from the hosts are strictly conjecture and should not be held as making any definitive statements about the truth or identity of any particular individuals or circumstances.If you or a loved one are involved in an abusive relationship, please call the National Domestic Violence Hotline at 1-800-799-7233 for support.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Linktree: https://linktr.ee/AnalyticJoin The Normandy For Additional Bonus Audio And Visual Content For All Things Nme+! Join Here: https://ow.ly/msoH50WCu0KAnalytic Dreamz unpacks Sin Bandera's timeless “Que Lloro” on Notorious Mass Effect. The Mexican-Argentine duo—Leonel García (b. 1975) and Noel Schajris (b. 1974)—formed in 2000, bonding over piano-guitar harmonies and emotive pop-ballads. Their 2001 debut won Latin Grammys; 2003's De Viaje (#1 Billboard Top Latin Albums 16 weeks, multi-platinum) birthed “Que Lloro,” a vulnerability-drenched breakup anthem written by García and produced by Áureo Baqueiro. Peaking #10 Hot Latin Songs with 11.2M weekly impressions (2004), it now boasts 200M+ Spotify streams, 150M+ YouTube views—plus 50M from the 2007 Reik duet. Streaming surged 40% post-2016 reunion, hitting 10M+ annual equivalents; 60% from Spotify/YouTube, 25% Apple Music LatAm. Karaoke catalogs add 20% ancillary sales; 100K+ fan covers generate 5M indirect views. Telenovela syncs lifted 2003 Mexico physicals 30%. Streams spike 25% in February (Valentine's) and November (LatAm breakup season). Fueled by 2025's 25th anniversary tour, “Que Lloro” remains Latin pop's therapeutic heartbreak staple and Sin Bandera's enduring entry point. Analytic Dreamz details stats, cultural longevity, and long-tail dominance. Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
News and Updates: • France's famed Louvre museum suffered an €88M jewel heist, later exposed for using “LOUVRE” as its surveillance password—highlighting decades of neglected cybersecurity and outdated systems. • Two U.S. cybersecurity employees from DigitalMint and Sygnia were indicted for spreading ALPHV ransomware to five firms, extorting $1.2M before one confessed and both were fired. • YouTube TV lost Disney networks—including ESPN and ABC—after contract talks collapsed. Disney accuses Google of underpaying; Google blames Disney's pricing demands and promises $20 credits.
On this week's Money Matters, Scott and Pat open the show with a look at the Magnificent Seven stocks. Is this tech dominance a warning sign or just the new market normal? They unpack what this concentration means for index investors and why historical perspective matters. Next, they take a call from a 56-year-old tech professional navigating a surprise layoff and considering early retirement. With over $2M in assets and plans to relocate, they walk through whether he can afford to stop working—or if some part-time income is essential. It's a timely breakdown of early retirement math, real estate moves, and RSU liquidation strategy. The episode wraps with two strong planning discussions: a state employee navigating Roth vs. traditional 401(k)/457 contributions, and a retiree using a "bucket strategy" who wants feedback on portfolio structure. Scott and Pat debate risk tolerance, rebalancing, and why flexibility is key in retirement income planning. If you're exploring early retirement, weighing Roth contributions, or fine-tuning your investment drawdown plan—this episode is packed with actionable insights. Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.
USE MY 5-STEP LITMUS TEST TO SEE THE PROFITABILITY OF A POTENTIAL PROPERTY: https://strlikethebest.com/litmuspodQ4 2025 Market Update: What's Actually Working Right NowMost people think high-income professionals are buying Airbnbs for cash flow. They're wrong.In this episode, Michael and Liz reveal the real reason why employees at Meta, Amazon, Blackstone, and Goldman Sachs are aggressively buying $750K-$1.5M short-term rental properties and it has everything to do with the tax code.We break down:How to legally offset $300K+ in W2 income with a single property purchase (and why paying 40% in taxes is optional if you know what you're doing)The markets actually producing results in 2025 (Tennessee, Colorado, Pennsylvania) and which expensive Northeast markets are complete trapsA real $2M property case study where the owner is leaving $50K+ on the table annually through basic pricing mistakes (this happens more than you think)Why this only works as a long-term hold strategy, and why trying to flip your way through this will get you destroyed by the IRSThe difference between markets with "good regulation" versus those that will make your investment impossible to operateThe bottom line: If you're making $200K-$650K in W2 income, taxes are your biggest expense, bigger than your mortgage, bigger than anything else. This episode shows you exactly how to turn that expense into your biggest wealth accelerator.This is what they don't teach you in business school.LEARN MY STR INVESTING & STRATEGIES
This week Lauren and Keith discuss a very elaborate but stupid hesit.Sources: The Sneak Podcast: Season 1Let's Go To Court: Episode 34 The Brink's Car Robbery & The Assistant Who Ended Her Boss's Ponzi SchemeMedium: An Almost Ingenious Plan by AJ WisemanDavid Kushner.com: The All-American Bank Heist by David KushnerUSA Today: How an Idaho football player became a bank robber by Martin RogersHistory Link: "D. B. Tuber" robs an armored car guard at the Bank of America in Monroe on September 30, 2008. by Phil DoughertyFBI: Seattle Division Press Release: Former High School Star Athlete Sentenced to Prison for Armored Car Robbery Defendant Used Ad on Craigslist and Flotation Device to Make Escape Following Monroe RobberyDepartment of Justice: Operators Of Nationwide Sports And Pokémon Trading Card Fraud Arrested2 WA men accused of selling fake Pokémon, sports cards in $2M scheme by Charmin FlojoWikipedia
Cell and gene therapies are transforming modern medicine, but their path to market is fast and complex. They often jump from small trials to global launch at record speed, putting pressure on analytics, supply chains, and partnerships. Success depends on making smart choices about what to build in-house and what to entrust to expert partners.Daniel Galbraith knows these challenges intimately. With decades of hands-on experience and as Chief Scientific Officer at Solvias, Daniel has witnessed firsthand the seismic shifts in analytical development for advanced therapies. He's been on every side of the table: troubleshooting manufacturing snags, scaling up from a single batch to hundreds per month, and guiding companies as they choose between in-house development and relying on a CRO's muscle.In this episode:How evolving cell and gene therapy timelines are driving the need for true CRO-drug developer partnerships (00:00)The unique challenges of scaling CMC analytics from early trials to global commercialization (02:51)Key pitfalls to avoid when outsourcing to CROs—especially around communication, scheduling, and troubleshooting (06:26)Deciding whether to build capabilities in-house or outsource to a CRO, and how to find the right balance for your team (08:41)The critical importance of strong project management for juggling relationships between developer, CRO, and CDMO (09:51)Daniel's perspective on the future of combination therapies and what the analytical landscape will demand of CROs (13:33)Practical advice for building transparent, open CRO partnerships that support your goals (15:21)Facing scale-up challenges or a first CGT launch? This conversation shares practical strategies to advance therapies efficiently.Tune in for actionable insights on CMC, outsourcing, and analytical development.Connect with Daniel Galbraith:LinkedIn: www.linkedin.com/in/daniel-galbraith-26a6138Solvias website: www.solvias.comEmail: daniel.galbraith@solvias.comNext step:Book a 20-minute call to help you get started on any questions you may have about bioprocessing analytics: https://bruehlmann-consulting.com/callPreparing for your IND? Grab our Startup Founder CMC Dashboard in Notion to help you track tasks, timelines, and risks in one place at https://stan.store/SmartBiotech/p/discovertoind-cmc-dashboard-for-startup-founders
From Uber shifts to building Legacy Wealth Academy: In this episode of the Life Insurance Academy Podcast, we sit down with Mark Cassara (Frisco, TX)—a financial strategist and educator who's grown an audience of 2M+ across TikTok, Instagram, YouTube, and Facebook— to unpack how short-form, value-first content can build trust, generate inbound leads, and fuel a thriving virtual practice focused on IULs, executive bonus plans, and retirement strategies. Mark shares: How he went from 3 jobs to full-time in 6–8 months—and then doubled his income year over year The content system (and cadence) that took him from 0 to 100K+ followers in months Why short-form "give, give, give" education beats hard selling Clear, plain-English explanations of IULs (upside potential, 0% floor, liquidity, and common pitfalls) Real-world client use cases: enhanced liquidity riders, premium deposit accounts, and executive strategies How he onboards agents with a social media bootcamp so they can win faster If you're an agent, leader, or entrepreneur who wants to build a pipeline without buying leads—and serve families with clarity and confidence—this one's for you.
How does a professional touring musician go from the recording studio to building a $1.2M recruiting firm without ever making a single cold call? In this episode of The Resilient Recruiter, Justin Levinson, founder of Coming Up Creative, reveals how he blended creativity, authenticity, and smart systems to grow a seven-figure recruitment business serving the world's top entertainment and gaming brands. Justin's story is proof that success in recruitment isn't about grinding harder - it's about thinking differently. You'll hear how he built a global team, automated outreach without losing the human touch, and turned every conversation into an opportunity. Listen to discover: How creative thinking helped Justin scale to $1.2M in billings The “anti-campaign” approach that fills his calendar with warm leads Why branding and design matter more in creative industries How to build trust, credibility, and inbound clients without cold calls The diversification strategy that kept his firm thriving through Hollywood strikes If you've ever wondered whether it's possible to grow a high-performing recruiting business without endless prospecting, this episode is your blueprint. Connect with Justin Levinson LinkedIn: Justin Levinson Website: Coming Up Creative Connect with Mark Whitby FREE strategy session: www.recruitmentcoach.com/strategy-session LinkedIn: Mark Whitby
AlabamaGovernor Ivey to release $2M in state emergency funds to food banks in ALCongressman Strong says traditional Democrats need to flee the party due to leftists and government shutdownMike Blackmon to challenge Randy Brock in 2026 Conecuh County sheriff's raceA fourth lawsuit is filed against Ukrainian truck driver who crashed in Thomasville killing 2 peopleNew mayor of Mobile creates a direct reporting system for his administrationSen. Tuberville honors 2 veterans in AL ahead of Veteran's DayNationalSocialist Democrat Zohran Mamdani wins mayoral race in NYC Virginia governorship goes to Democrat Abigail SpanbergerUPS cargo plane crashes and burns at Louisville airport in KentuckyTransportation Secretary says airspace to be shutdown if controllers don't get paidTX congressman offers articles of impeachment re: District Judge BoasbergSCOTUS to hear oral arguments today regarding tariffs issued by Trump under Emergency Economic Power Act
Roth Conversion Secrets Your Financial Advisor Won't Tell You #retirementplanning #retirement #financialplanning #podcast If you've built a portfolio between $2M and $7M, and you're either retired or nearing retirement, this video is for you. I'm Andrew Nida, President of Asset Management Group, Inc., and in this video you'll get a step-by-step, rules-based guide to converting your pre-tax retirement assets into a Roth the right way. No hype. No generalities. Just actionable strategy. You'll learn: The five critical factors we always review for clients in your asset-range (burn rate, age & RMD timeline, future tax rate, estate impact, bracket/IRMAA guardrails). The rules and traps you absolutely cannot ignore (taxable income of a conversion, five-year rule, state tax issues, Medicare surcharge risk). A multi-step plan built for those with $2M–$7M: how to measure, model, convert, monitor. Why 2025-2026 may be one of the last big windows for this strategy (thanks to recent tax law changes). Follow us onX.com: https://x.com/AMGinc_ATLInstagram: https://www.instagram.com/assetmanagementgroupinc/LinkedIn: https://www.linkedin.com/company/amgincatl/Facebook : https://www.facebook.com/beyondtomorrowpodcastWebsite: https://www.assetmg-inc.com/YouTube: https://www.youtube.com/@assetmanagementgroupincTikTok : https://www.tiktok.com/@assetmanagementgroupincBlog: https://www.assetmg-inc.com/blogDisclosureEducational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.roth conversion,Roth Conversion Secrets,finance,retirement planning,roth ira,personal finance,investing,financial planning,conversion,retirement income,social security,taxes,how to invest money,401k,financial advisor,tax strategies,estimated taxes explained,dave ramsey,financial education,ira,IRS,roth ira explained,roth ira vs traditional ira,how to make money,retirement,dividend investing,tax free,medicare,one big beautiful bill,Andrew Nida,Podcast,AMG
The Client Stampede - An Unconventional Marketing Podcast by Julie Guest
Sales slowing down? Don't panic—and definitely don't reach for the discount lever.In this episode, I'm unpacking one of the most damaging (yet common) knee-jerk reactions in business: cutting prices when sales stall. It's understandable, but almost always the wrong move. Discounting not only trains your buyers to wait for a deal—it erodes your brand and drags you straight into commodity pricing hell.GET MORE MARKETING & SALES TOOLS:Are you interested in becoming the published author of a powerful book to help you attract more ideal clients and set you apart from the competition? Imagine holding your own book in your hands as quickly as 3-6 weeks without you ever having to write a word. We do all the work, you get all the glory! Find out how we Capture Your Genius at our sister publishing house Lunch Break Books - powerful books for entrepreneurs with big growth goals.Are you subscribed to Marketing Gold? Get more marketing tools, tips and strategies delivered to your inbox most Mondays. Sign up here.Is your business doing $2M+ and you're ready to take it to the next level? We'll show you how. Get your free marketing roadmap by taking the Client Stampede Assessment. It's fast, free (Value $197) and your 20+ page report is emailed to you instantly.Enjoying the podcast? You'll love the audio book. Get The Client Stampede audio book on Amazon.
Orlando City SC legend Pedro Gallese ("El Pulpo") has officially departed the club following the conclusion of his contract after six memorable seasons. Join us as we remember his incredible save-stopping heroics, record-breaking tenure, and the controversial details surrounding his exit.However, the MLS roster continues to change! We'll dive deep into the next potential departures as the club looks to clear significant salary cap space. Who is on the "chopping block" at Orlando City? We analyze the financial implications of Gallese's $1.2M contract and the future of the goalkeeper position with Javier Otero as a potential starter. Plus, we break down the latest OCSC transfer rumors for incoming players and the club's plan to restructure the roster for the upcoming season!#OrlandoCity #PedroGallese #MLS
Rob Dietz sold $25.2M worth of cars on Bring-a-Trailer. How and why did he do it? What are the changes he sees coming the car market? All that and more! https://www.instagram.com/wob_cars/ https://wobcars.com/author/wob/ https://www.businessinsider.com/heres-how-i-sold-252-million-in-cars-on-bring-a-trailer-2022-1 Recorded October 28, 2025 Show Notes:SmallsFor a limited time get 60% off your first order when you head to smalls.com/tire RulaThousands of guys have already used Rula to finally get the care they needed. Don't keep putting it off - go to Rula.com/tire and get started today. Take the first step, get connected, and take control of your mental health. FactorEat smart at FactorMeals.com/tire50off and use code tire50off to get 50% off your first box, plus Free Breakfast for 1 Year. Get delicious, ready-to-eat meals delivered—with Factor. New merch! Grab a shirt or hoodie and support us! https://thesmokingtireshop.com/ Use Off The Record! and ALWAYS fight your tickets! For a 10% discount on your first case go to https://www.offtherecord.com/TST Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Use Off The Record! and ALWAYS fight your tickets! Enter code TST10 for a 10% discount on your first case on the Off The Record app, or go to http://www.offtherecord.com/TST. Watch our car reviews: https://www.youtube.com/thesmokingtire Tweet at us!https://www.Twitter.com/thesmokingtirehttps://www.Twitter.com/zackklapman Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman
HighlightsThe most important shift in business isn't software, hustle, or the next hire — it's identity (owner vs. operator).“Herb's Burger Shack” vs. McDonald's: why systems, not a superior burger, scaled a global enterprise.The Operator's Trap: “no one can do it like me,” “I can't afford help,” and becoming the most expensive employee in your own company.Growth makes operator-mode more miserable (busy at $2M; drowning at $10M).Owners still feel fear — they act anyway and optimize for a better quality of problems.The Expensive Prison you built: every “I'll just do it” brick locks you in; structure is the escape hatch.Bottom line: become the architect, not the bottleneck. That's where freedom, scale, wealth, and health coexist.Timestamps00:03 — Why the biggest lever is identity, not software or hustle.01:07 — The “same year 45 times” warning.01:31 — Herb's Burger Shack vs. McDonald's (systems & real estate > burgers).03:46 — Operator belief loop: “No one will do it as well as me.”04:14 — Case study: $7M builder who approves everything and eats zero family dinners.05:00 — 80% psychology, 20% strategy; owners act in spite of fear.06:08 — “The Expensive Prison” you constructed with every “I'll just do it.”08:12 — The ask: will you keep flipping burgers, or build a franchise?08:33 — DM @RodricLenhart with your takeaways.Pull Quotes“If you're still thinking like an operator and not an owner, you'll default to firefighting.”“McDonald's isn't a burger company — it's a systems and real-estate company.”“Most entrepreneurs don't own businesses — they own prisons.”“Be the architect, not the bottleneck.”Call to ActionDM @RodricLenhart on Instagram with your biggest owner-shift takeaway from this episode. If this hit home, share it with a builder who's still stuck in operator mode.Resources:Million Dollar Flip FlopsFollow Us on Insta Ready to transform your business and your life while making a difference? Grab your copy of *Million Dollar Flip Flops*—the ultimate guide to creating a life and business that feels just as good as it looks. And here's the best part: 100% of the proceeds go directly to our foundation, Send a Student Leader Abroad, with a goal of sending 1,000,000 deserving kids on life-changing trips around the world.As a thank you for your support, we're offering exclusive bonuses available only for our podcast listeners. These bonuses are packed with extra tools and resources to help you implement the principles from the book faster and more effectively.Don't miss this opportunity to gain invaluable insights, impact a young leader's life, and be a part of something bigger. Click the link, order your copy, and claim your listener-only bonuses today! Together, let's change lives—one trip at a time.www.MillionDollarFlipFlops.com/book**P.S.** Every book you buy gets us one step closer to sending 1,000,000 kids on life-changing adventures. Let's make it happen!
Finding an analytical CRO that's truly invested in your success, not just processing samples, makes all the difference in CMC development. In this episode, host David Brühlmann talks with Daniel Galbraith, Chief Scientific Officer at Solvias, about the essential questions and mindset that lead to breakthrough CRO partnerships.With nearly three decades in analytical development, spanning monoclonal antibodies, biosimilars, and cell and gene therapies, Daniel reveals what separates CROs who become true partners from those who just run methods. His insights can save your program months of delays and costly missteps.Key Topics Discussed:Why cell and gene therapies face unique challenges compared to the progression seen with monoclonal antibodies (03:04)Daniel's career path: from entering biotech in 1996 to CSO at Solvias, and the rapid evolution of the industry (05:00)The analytical hurdles in characterizing cell-based products and how their inherent variability impacts development (09:46)Approaches to analytical method requirements for autologous cell therapies, and how data is gathered iteratively in these cases (13:02)The biggest obstacles to scaling up cell and gene therapies, and why innovative cell manipulation technologies are needed (16:06)Current trends in therapeutic modalities: why antibody-drug conjugates stand out, and whether mRNA therapies are losing momentum (18:37)Practical advice on choosing an analytical CRO as a strategic partner - what to look for, what questions to ask, and why enthusiasm and standardization matter (21:55)Wondering how to streamline your own analytical strategy, or navigate the parallel universe of cell and gene therapy development? Dig into this episode for Daniel's insider perspective. Then consider how the right analytical partnership could accelerate your path to clinic.Connect with Daniel Galbraith:LinkedIn: www.linkedin.com/in/daniel-galbraith-26a6138Solvias website: www.solvias.comEmail: daniel.galbraith@solvias.comNext step:Book a 20-minute call to help you get started on any questions you may have about bioprocessing analytics: https://bruehlmann-consulting.com/callPreparing for your IND? Grab our Startup Founder CMC Dashboard in Notion to help you track tasks, timelines, and risks in one place at https://stan.store/SmartBiotech/p/discovertoind-cmc-dashboard-for-startup-founders
Send us a textWhat if selling your business wasn't the end of your wealth creation journey, but rather the beginning? In this fascinating conversation with Todd Taskey, M&A advisor and host of the Second Byte Podcast, we explore how marketing agency founders can transform a business sale into an extraordinary wealth-building opportunity.Todd reveals the three currencies every business seller receives – cash, earn-out, and equity – and explains why that third component often becomes the most valuable. Through real-world examples like Social SEO (which grew from $2M to $16M in EBIT DA after acquisition) and Endrock Solutions (whose founder went from running a 20-person team to becoming Chief Growth Officer at a 1,700-person powerhouse), Todd illustrates how the "second bite" strategy works in practice.The conversation dives deep into the human elements that make or break these deals. We explore how personality fit between sellers and buyers determines long-term success, why private equity firms in the agency space focus on growth rather than cost-cutting, and the art of structuring earn-outs that actually motivate founders post-acquisition. Todd shares his counterintuitive advice for presenting conservative growth projections during sale negotiations to ensure achievable earn-outs later.We also tackle how AI and automation are reshaping the value equation for professional service firms. Rather than threatening agency values, these technologies may actually increase profitability by enabling firms to serve more clients with fewer people. Todd offers practical wisdom on why agency owners should focus on employee and client retention metrics as the true indicators of business quality, and how to distinguish between building a lifestyle business versus building to sell.Whether you're years away from an exit or actively considering one, this episode provides invaluable insights into maximizing the value of what you've built while creating alignment between your personal goals and your business strategy. The path to extraordinary wealth might just involve taking a smaller slice of a much bigger pie.Prof. Joe O'Mahoney helps boutique consultancies scale and exit. Joe's research, writing, speaking and insights can be found at www.joeomahoney.com
Friday, October 31st, 2025Today, a Tennessee man was held in jail for over a month on a $2M bond because he posted a meme; a Trump nominee for the US export bank withdraws over ties to Russia; Trump lifts sanctions on a Putin-backed autocrat; the administration announces it will resume testing of nuclear weapons; Senate Democrats broaden their investigation into Trump's Epstein ballroom as demolition contractors go underground; four Republicans join Democrats to end Trump's tariffs against Canada; a three star general has been pushed out after conflicts with Hegseth; remembering transgender athlete and student Lia Smith, who took her life at just 21 years of age; and Allison and Dana delivers your Good News.Thank You, HomeChefFor a limited time, get 50% off and free shipping for your first box PLUS free dessert for life! HomeChef.com/DAILYBEANS. Must be an active subscriber to receive free dessert.Guest: John FugelsangTell Me Everything - John Fugelsang, The John Fugelsang Podcast, John Fugelsang - Substack, @johnfugelsang.bsky.social - Bluesky, @JohnFugelsang -TwitterSeparation of Church and Hate by John Fugelsang - OUT NOW!Upcoming Live Dates - Separation of Church & Hate book tour NOV 12 - Union StageThe Martin Sheen Podcast - MSW MediaDana Goldberg Outrageous Tour - November 14th ChicagoStoriesTrump nominee at U.S. export bank withdraws amid scrutiny of Russia ties | The Washington Post4 Senate Republicans rebuke Trump for a third time this week, voting with Democrats against president's global tariffs | CNN PoliticsSanctions Lifted on a Putin-Backed Autocrat After Lobbying by Trump Allies | The New York TimesExclusive: Three-star general pushed out amid tensions with Hegseth | CNN PoliticsDemocrats ramp up probes into Trump's $300 million White House ballroom | The Washington PostSonya Massey's father expresses anger after ex-deputy convicted on lesser charge in fatal shooting | CBS NewsTennessee sheriff defends jailing liberal activist for posting Trump meme about school shooting | NewsChannel5Every Trans Suicide Is A Murder By Those In Power | Erin In The MorningGive to honor Lia Smith's memory - MiddleburyGood TroubleIn Texas, there is a SUPER important November 4th vote. The problem with Texas is that Republicans are better at voting in smaller elections, like the one coming up.The Democrat in the race is Taylor Rehmet, an Air Force Vet and Union Organizer. This district has been Republican since 1991 and flipping this will help with acts like the recent Texas gerrymandering. Taylor Rehmet For TexasDana's Good Trouble: Albuquerque, NM - APS District 6 vote for Margaret “Warigia” Bowman - https://www.warigiaforaps.com/➡️ Sign up to phone bank in Virginia.**Group Directory - The Visibility Brigade: Resistance is Possible**California! YOU have your prop 50 ballots. Fill them out and return them ASAP.**Yes On Prop 50 | CA Special Election Phone Banks - mobilize.us, Sign up to call voters in California**Vote Yes 836 - Oklahoma**How to Organize a Bearing Witness Standout**Indiana teacher snitch portal - Eyes on Education**Find Your Representative | house.gov, Contacting U.S. SenatorsFrom The Good NewsHeretic Coffee Co.Refuse Fascism50501 Movement, Josh Johnson - YouTubeThe Martin Sheen Podcast - MSW MediaDana Goldberg Outrageous Tour - November 14th ChicagoOur Donation LinksNational Security Counselors - Donate, MSW Media, Blue Wave CA Victory Fund | ActBlue, WhistleblowerAid.org/beansFederal workers - email AG at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Find Upcoming Actions 50501 Movement, No Kings.org, Indivisible.orgDr. Allison Gill - Substack, BlueSky , TikTok, IG, TwitterDana Goldberg - The 2025 Out100, BlueSky, Twitter, IG, facebook, danagoldberg.comMore from MSW Media - Shows - MSW Media, Cleanup On Aisle 45 pod, The Breakdown | SubstackReminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Our Donation LinksNational Security Counselors - DonateMSW Media, Blue Wave California Victory Fund | ActBlueWhistleblowerAid.org/beansFederal workers - feel free to email AG at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Find Upcoming Actions 50501 Movement, No Kings.org, Indivisible.orgDr. Allison Gill - Substack, BlueSky , TikTok, IG, TwitterDana Goldberg - BlueSky, Twitter, IG, facebook, danagoldberg.comCheck out more from MSW Media - Shows - MSW Media, Cleanup On Aisle 45 pod, The Breakdown | SubstackShare your Good News or Good TroubleMSW Good News and Good TroubleHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?The Daily Beans | SupercastThe Daily Beans & Mueller, She Wrote | PatreonThe Daily Beans | Apple Podcasts Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Dr. Maria Sophocles is as a board-certified gynecologist, sex therapist, leading menopause expert, and a popular TED talk speaker. She has taught clinicians this technology on five continents. Her Princeton clinic and virtual practice serves 30,000 women in the US and globally. Dr. Sophocles is currently working on a documentary about sex and menopause and developing a health clinic in rural Kenya. In this episode, Dr. Sophocles discusses the lack of conversation around women's sexual health, and provides insightful information on hormone replacement therapy around menopause. RESOURCES: Learn more about Dr. Sophocles here: https://mariasophoclesmd.com Her viral TED talk with 1.2M+ views: https://www.ted.com/talks/maria_sophocles_what_happens_to_sex_in_midlife_a_look_at_the_bedroom_gap?language=en Instagram: @mariasophoclesmd Pre-order her book The Bedroom Gap on Amazon here: https://amzn.to/48X1XYk Get 15% off Peluva minimalist shoe with coupon code COACHTARA here: http://peluva.com/coachtara CHAPTERS: 0:00 Intro 5:21 Lack of attention in the area of vaginal health 9:52 Shame around sex 11:20 When estrogen goes away 16:40 Systemic HRT 18:00 Bioidentical hormones 21:35 Blood work & pellets 26:00 Dr Sophocles' approach to estrogen & progesterone decline 31:40 What women on HRT can experience 35:20 Separate vaginal and systemic estrogen for cancer patients 37:20 Libido and estrogen, testosterone 40:25 Brain in perimenopause 44:42 Where to learn more from Dr. Maria Sophocles 46:01 "The Bedroom Gap" Book WORK WITH TARA: Are You Looking for Help on Your Wellness Journey? Here's how Tara can help you: TRY COACH TARA APP FOR FREE: http://taragarrison.com/app LEVEL UP PROGRAM: http://taragarrison.com/level-up INDIVIDUAL ONLINE COACHING: https://www.taragarrison.com/work-with-me CHECK OUT HIGHER RETREATS: https://www.taragarrison.com/retreats SOCIAL MEDIA: Instagram @coachtaragarrison TikTok @coachtaragarrison Facebook @coachtaragarrison Pinterest @coachtaragarrison INSIDE OUT HEALTH PODCAST SPECIAL OFFERS: ☑️ Upgraded Formulas Hair Test Kit Special Offer: https://bit.ly/3YdMn4Z ☑️ Upgraded Formulas - Get 15% OFF Everything with Coupon Code INSIDEOUT15: https://upgradedformulas.com/INSIDEOUT15 ☑️ Rep Provisions: Vote for the future of food with your dollar! And enjoy a 15% discount while you're at it with Coupon Code COACHTARA: https://bit.ly/3dD4ZSv If you loved this episode, please leave a review! Here's how to do it on Apple Podcasts: Go to Inside Out Health Podcast page: https://podcasts.apple.com/us/podcast/inside-out-health-with-coach-tara-garrison/id1468368093 Scroll down to the 'Ratings & Reviews' section. Tap 'Write a Review' (you may be prompted to log in with your Apple ID). Thank you!
The Future of Insurance Sales is HEREThis is the first and only 24/7 AI-powered sales coaching platform built exclusively for insurance professionals. Book your Demo Here
In this episode, I sit down with Jay Singh, founder of Casper Studios, to explore how AI voice agents are transforming how we create, communicate, and collect information.We dive into how Jay helped Kit's team automate workflows with voice-based AI, why voice will soon replace typing entirely, and how creators can use tools like Whisper Flow and 11 Labs to turn ideas into finished content faster. Jay also gives a live demo, showing exactly how to build a working AI voice agent from scratch.Timestamps:00:00 Introduction01:10 Hitting a $2M run rate with AI implementation03:34 How Kit's team uses AI to build internal tools05:11 Building an automation culture with AI education06:48 Why voice will replace typing09:21 The Apple example and how voice got good again12:16 Why speaking first creates more authentic content18:52 The power of transcripts as creative building blocks22:06 Using voice to collect team insights and automate discovery26:22 Live demo: building a working AI voice agent33:02 Setting guardrails and testing your AI agent40:24 How creators can integrate voice feedback loops47:48 How AI changes human interaction and trust50:01 Practical next steps for creators using voice54:15 Final takeaways and what's next for Casper StudiosIf you enjoyed this episode, please like and subscribe, share it with your friends, and leave a review. I read every single one.Learn more about the podcast: https://nathanbarry.com/showFollow Nathan:Instagram: https://www.instagram.com/nathanbarryLinkedIn: https://www.linkedin.com/in/nathanbarryX: https://twitter.com/nathanbarryYouTube: https://www.youtube.com/@thenathanbarryshowWebsite: https://nathanbarry.comFollow Jay:LinkedIn: https://www.linkedin.com/in/jaysingh10125X: https://x.com/JSingh_08Website: https://casperstudios.xyzFeatured in this episode:Casper Studios: https://casperstudios.xyzKit: https://www.kit.comEleven Labs: https://elevenlabs.ioWispr Flow: https://wisprflow.ai
Most people think real estate is all numbers and spreadsheets.Buy low. Sell high. Track your KPIs.That stuff matters. But that's not what keeps your business alive.Dr. Sheri and I break down the actual numbers and edge behind a $2M flipping business.It's how you lead better and survive even when the market takes a dip.Predictable deal flow is a non-negotiable.And there are 2 off-market deal sources many flippers overlook that are COMPLETELY FREE…On November 10th - 13th, I'm going to show you my 6-step system to get 100s of off-market deals sent to your email inbox every week on autopilot for free.I call it the Blackbox Challenge. Because, on a mission, the black box is the one thing that always survives.It records every system, every action, every outcome.That's exactly what I've done for you in the Blackbox Challenge.Join the 4-Day Blackbox Challenge Starting Nov. 10th >>Catch you later!LINKS & RESOURCES1,000 FREE Seller LeadsGet your first 1,000 seller leads FREE from our partner BatchLeads and start closing deals immediately. CLICK HERE: http://leads.getbatch.co/mztQkMr7 Figure Flipping UndergroundIf you want to learn how to make money flipping and wholesaling houses without risking your life savings or "working weekends" forever... this book is for YOU. It'll take you from "complete beginner" to closing your first deal or even your next 10 deals without the bumps and bruises most people pick up along the way. If you've never flipped a house before, you'll find step-by-step instructions on everything you need to know to get started. If you're already flipping or wholesaling houses, you'll find fast-track secrets that will cut years off your learning curve and let you streamline your operations, maximize profit, do MORE deals, and work LESS. CLICK HERE: https://hubs.ly/Q01ggDSh0 7 Figure RunwayFollow a proven 5-step formula to create consistent monthly income flipping and wholesaling houses, then turn your active income into passive cash flow and create a life of freedom. 7 Figure Runway is an intensive, nothing-held-back mentoring group for real estate investors who want to build a "scalable" business and start "stacking" assets to build long-term wealth. Get off-market deal sourcing strategies that work, plus 100% purchase and renovation financing through our built-in funding partners, a community of active investors who will support and encourage you, weekly accountability sessions to keep you on track, 1-on-1 coaching, and more. CLICK HERE: https://hubs.ly/Q01ggDLL0 7 Figure Real Estate Ready RoomUse this proven blueprint to launch and grow your real estate investing business. Step-by-step video course takes you through everything you need to know… and we'll jump on WEEKLY workshops to break down each step with you LIVE! Think of it like getting a master's degree in tactical real estate investing for a fraction of the cost. CLICK HERE: https://7figureflipping.com/ready Connect with us on Facebook and Instagram: @7figureflipping Hosted on Acast. See acast.com/privacy for more information.
Emily and Kenji grew up with very little and now (at 34 and 36) they've built a $2M net worth and a plan to be work-optional by 40. We pressure-test their CoastFIRE math, reveal why a $1M taxable bridge can still come up short, and show how solo 401(k)s, backdoor Roth conversions, and a small savings re-mix help them reach their goals. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. NordVPN.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices
Tom Cock and Apella Wealth advisor Roxy Butner team up for a lively listener Q&A episode covering everything from the new wave of penny-stock IPOs to retirement readiness and tax traps. Tom opens with a warning about the surge in risky penny-stock offerings, then the two dive into listener questions about annuity sales pressure at Fidelity, portfolio diversification mistakes, CD taxation myths, Roth conversions, and one standout 21-year-old listener getting her financial life off to a stellar start. 0:05 Tom opens with a warning about the explosion in penny-stock IPOs 1:26 Why “lottery-ticket” stocks nearly always burn investors 2:21 Diversify, stay tax-efficient, and skip the hype 2:30 Roxy joins for listener Q&A 3:38 Fidelity's annuity pitch — a listener wonders if it's time to leave 5:05 Who's truly fiduciary: Fidelity vs. Vanguard vs. Apella 6:14 Vanguard dipping a toe into crypto 6:51 Quabina from Ohio: $2.2M at 47 — diversified enough to retire at 55? 8:14 Missing global diversification and bonds in an all-U.S. portfolio 9:57 Early-retirement planning challenges and healthcare costs 10:20 How to design the right stock-bond-international mix 11:36 Daniel from California: Are long CDs taxed as capital gains? 13:04 Why CD interest is always ordinary income — and muni bond alternatives 13:29 Year-end planning: RMDs, Roth conversions, and tax optimization 14:45 Common tax mistakes and mis-placed assets 15:19 Emily from Ohio: “Young and Dumb” — a 21-year-old investing the smart way 18:51 Building a first Roth IRA and why bonds don't belong yet 20:00 One-fund simplicity: AVGE vs. VOO 21:41 Long-term mindset: global diversification and patience pay off Learn more about your ad choices. Visit megaphone.fm/adchoices
Congress refers former CIA director John Brennan for criminal prosecution; Trump seeks a settlement from Biden's Mar-a-Lago raid; Portland Cops are seen protecting the protesters from the feds Watch VINCE Live on Rumble - Mon-Fri 10AM ET https://rumble.com/vince Trump Said to Demand Justice Dept. Pay Him $230 Million for Past Cases https://www.nytimes.com/2025/10/21/us/politics/trump-justice-department-compensation.html Justice Department reaches $2M in settlements with FBI officials whose texts infuriated Trump https://www.politico.com/news/2024/07/26/peter-strzok-lawsuit-settlement-00171498 Garland defends $700K McCabe settlement https://www.politico.com/news/2021/10/27/garland-mccabe-settlement-517333 Sponsors: Goldbelly - https://Goldbelly.com code: Vince Bon Charge - https://boncharge.com and use code: Vince Stopbox - https://stopboxusa.com code: VinceShow BrickHouse Nutrition - https://takelean.com code: Vince Learn more about your ad choices. Visit podcastchoices.com/adchoices
When life threw Dylan Jahraus a curveball, she didn't fold—she built a 7-figure business instead.From climbing the corporate ladder to becoming a stay-at-home mom, to scaling a multi-million-dollar Etsy shop and pivoting into digital education, Dylan's journey is packed with lessons in resilience, reinvention, and unapologetic growth.