Podcasts about mortgage architects

Are interest rates coming down in Canada in 2024!?! That's what Canada's economists and major banks are predicting. Andrew Hutchison, from Mortgage Architects, is back on the Halifax Real Estate Podcast to break down CIBC's predictions on interest rate decreases for 2024. We also break down the impact these potential rate decreases will have on home buyers, the overall real estate market, purchasing power and monthly mortgage payments. Below is the link to the article we are referencing on this episode!https://ca.finance.yahoo.com/news/interest-rate-cuts-story-2024-110046753.html?guccounter=1Jason Paul902-220-7357jason@infinityrealestategroup.caAndrew Hutchison902-240-7212andrew@hutchisonmortgages.ca

Pete, Sue, and Mindy have an in depth conversation with Gary Mauris, co-founder and President & CEO of Dominion Lending Centres; CEO of Mortgage Centre Canada; and Chairman of Mortgage Architects. They chat about everything from the Canadian economy to the concept of imposter syndrome, both in business and in life in general. Together, the DLC Group of Companies (DLCG) account for almost 40% of all broker originated mortgages in Canada. Mr. Mauris is a serial entrepreneur, having sold two prior companies to the public market. He has been recognized as a finalist for the Ernst & Young Entrepreneur of the Year in 2011 and earned the 2016 Tri-Cities Chamber of Commerce Business Leader of the Year. His companies have also won multiple industry awards and have been recognized by Profit Magazine as among Canada's fastest growing companies. As a business leader, Mr. Mauris is called upon to share his views with media throughout Canada; as part of the 2011 Pre-budget Consultation process with the Federal Minister of Finance at the time, Mr. Jim Flaherty; and selected to be part of CBC's “Face the Nation” in 2016 and have an open and frank discussion with Prime Minister Justin Trudeau on a variety of economic topics. He has led multiple socially conscious initiatives as the co-founder and President of the I AM SOMEONE Ending Bullying Society and recently co-founded “Bikes for Kids”, a National program that collects new bicycles for underprivileged children across Canada.

Welcome back to the Halifax Real Estate Podcast! Today Andrew Hutchison from Mortgage Architects is BACK to break down all things mortgage rates. Starting with the bank of Canada's statement at the end of 2021 when they said they wouldn't be looking to increase interest rates until the end of 2023!We all know how that played out!!Also breaking down mortgage penalties, buyer's remorse, variable rates, fixed rates, and so much more!!Jason Paul 902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtor Andrew Hutchison 902-240-7212andrew@hutchisonmortgages.caandrew_hutchison_mortgages

This episode we talk with Jenn Kerr from Mortgage Architects. Rates are rising making is a questionable time to buy, but you can't put off purchasing for ever? What do you do?

In today's episode, the one and only Dustan Woodhouse shares his strategies for making it in the industry, even during slow times. Dustan is the President of Mortgage Architects now, but he actually started as a broker back in 2008 during an economic recession. That didn't stop him from funding 95 files in 2009, so there's a lot we can learn from his experience. Dustan has literally written the book on brokering (three to be exact-Be The Better Broker Volumes 1,2 &3) and has delivered dozens of presentations, all-day workshops, small mastermind sessions, and hundreds of 1:1 coaching calls with Brokers and Agents alike. Dustan has a comprehensive understanding of what it takes not only to survive, but to thrive in this industry, so I hope you enjoy this episode. 

The President of Mortgage Architects and Author of the Be The Better Broker Series Dustan Woodhouse is on The Loan Officer Wealth Podcast this week! During this exciting conversation you will learn more about how to grow your business in a shrinking market.   During this incredibly valuable conversation you will learn:   - Dustan dives deeper into balancing your work life with your home life, and why sometimes it's better to stay where you are in life.   - Dustan explains how your goals and processes should change from when you start to when you're up and running.   - The importance of setting up long term referral relationships to help grow your business and build those relationships further.   Make sure you share this episode, subscribe to the podcast and leave us a 5-star review!  

Adam is joined by Gary Mauris the co-founder, president and CEO of Dominion Lending Centres, the leading mortgage company in Canada. Gary shares about his entrepreneurial journey to starting DLC through building relationships, humility and creating a loyal customer base.Gary Mauris is the co-founder and President & CEO of Dominion Lending Centres; CEO of Mortgage Centre Canada; and Chairman of Mortgage Architects. Together, these companies account for almost 40% of all broker originated mortgages in Canada. He is a serial entrepreneur, having sold two prior companies to the public market. Gary has also led multiple social initiatives as the co-founder and President of the I AM SOMEONE Ending Bullying Society and recently co-founded “Bikes for Kids”, a National program that collects new bicycles for underprivileged children across Canada.Main Topics The beginning of Dominion Lending Centres—Canada's leading mortgage company (03:06) Growing the business through retention and ongoing recruiting (05:20) How Dominion Lending Centres modeled their business model and model for growth after RE/MAX and the leadership tactics of Dave Liniger (09:11) Growing a business and creating a loyal customer base through executive presence, developing relationships, being humble, building up others and creating an environment of success (11:01) The three things that kill a relationship and how to overcome them (15:00) Balancing multi-intentional goals and maintaining a healthy work-life balance (19:28)   Episode LinksDominion Lending CentresEverybody Wins: The Story and Lessons Behind RE/MAXConnect with Gary Mauris:https://garymauris.cahttps://www.linkedin.com/in/garymauris/?originalSubdomain=cahttps://www.facebook.com/gary.maurishttps://twitter.com/garymaurisConnect with Adam:https://www.startwithawin.com/https://www.facebook.com/AdamContosCEOhttps://twitter.com/AdamContosCEOhttps://www.instagram.com/adamcontosceo/Listen, rate, and subscribe!Apple Podcasts Spotify Google PodcastsToday's episode was brought to you by RE/MAX, nobody in the world sells more real estate than RE/MAX. For more information head over to www.REMAX.com

Homeowners should brace for a 45% increase in monthly mortgage payments. 1 in 4 Canadians will have to sell their homes if interest rates go up. Large private mortgage lenders have stopped lending to Canadians altogether. Feeling anxious? You are not alone. Lie down on the couch for this week's episode, as President of Mortgage Architects, Dustan Woodhouse, joins Matt & Melisa to tackle these troubling media stories head on as well as a more broad-based conversation around the current state of the mortgage lending environment in Canada. A lot has changed in the last few months & there is no one better to break it down for us than the man who oversees more than 2000 mortgage brokers nationwide. Relax. And the tissue box is on the table behind you if you need it!  Advertising Inquiries: https://redcircle.com/brands

The #1 Broker in the Mortgage Architects network!Follow James' path from MMS at a major bank into the Broker space where he has been relentless with database follow up and next level client service, as well as offering a unique reward to his top referral partners. A consummate professional, constantly seeking knowledge on how to improve his game one small steady step at a time. The final goal is a pretty cool one as well!

What are Cash-Back Mortgages? Whats the catch, and how do they help? Interview with Mike Schroeder of Mortgage Architects

 It's springtime, and Winnipeg home buyers are facing a very tough sellers market.  How can first time buyers get a leg up in this highly competitive environment?  Lets talk with mortgage expert, my friend Mike Schroeder of Mortgage Architects…next. Home buyers in Winnipeg are in a very tuff spot.  Our spring market is normally very competitive.  This is when buyers come out in large numbers, and end up competing on homes and even condos. This year they are facing 2 additional obstacles,:  Lack of listings and rising interest rates. Normally at this time , we have around 1200 houses on the market.  This morning, we have just over 400.  Whats worse, is that over half of them are new listings, and will likely be sold in the next couple of days. Also, the headlines are shouting  “Bank of Canada DOUBLES its interest rates”…  adding more stress to the daily routines of home buyers. So I thought it was high time that we speak with someone who knows mortgages, knows how to help home buyers and can add some perspective to these issues. Let's say hellow to Mike Schroeder of Mortgage Architects in Winnipeg.

 It's springtime, and Winnipeg home buyers are facing a very tough sellers market. How can first time buyers get a leg up in this highly competitive environment? Lets talk with mortgage expert, my friend Mike Schroeder of Mortgage Architects…next. Home buyers in Winnipeg are in a very tuff spot. Our spring market is normally very competitive. This is when buyers come out in large numbers, and end up competing on homes and even condos. This year they are facing 2 additional obstacles,: Lack of listings and rising interest rates. Normally at this time , we have around 1200 houses on the market. This morning, we have just over 400. Whats worse, is that over half of them are new listings, and will likely be sold in the next couple of days. Also, the headlines are shouting “Bank of Canada DOUBLES its interest rates”… adding more stress to the daily routines of home buyers. So I thought it was high time that we speak with someone who knows mortgages, knows how to help home buyers and can add some perspective to these issues  Let's say hellow to Mike Schroeder of Mortgage Architects in Winnipeg.

We are joined by Dustan Woodhouse, President at Mortgage Architects. Dustan has created opportunities to assist fellow Mortgage Brokers with refining their own system, process, and business flow. Today Dustan shares with us his 6 predictions for 2022. You can visit his website below! www.dustanwoodhouse.ca Check out all of our content by clicking here! --- Send in a voice message: https://anchor.fm/yvrremoshow/message

Hosted by Glory Gray of Glory Gray Wealth SolutionsOur home is often our biggest asset. But it can be hard to access that value when we need cash.  Rita Cousins of the Cousins Mortgage Team at Mortgage Architects is here to help you find ways to squeeze money from your home!What's the difference between a Reverse Mortgage and a HELOC?The one thing Rita recommends we do BEFORE we retire.How applying for a mortgage on an investment property is different than applying for a mortgage on your own home.Top tips for new homebuyersResources in this episode:Reverse Mortgage, Downsizing or HELOC? by Erica Alini, Global NewsGET THE WOMEN'S WEALTH CANADA GUIDE: "12 Smart Questions to Ask When Interviewing a Financial Advisor"Connect with guest Rita CousinsWebsite: The Cousins Mortgage TeamEmail: mortgages@ritacousins.com Connect with host Glory GrayWebsite:  WomensWealth.caEmail:  hello@womenswealth.caTwitter: @WomensWealthCAFacebook: @GloryGrayWealthSolutionsLinkedIn: Glory GrayTheme music by Purple Planet Music. Rights reserved.

Reverse Mortgages - How to Qualify For Life And Leverage Your Greatest Investment To Follow Your Dreams After 55 All Things Real Estate with Maria Rekrut and our special guests Angela Lattuca and James Huskey. James Huskey is a Mortgage Agent with Mortgage Architects. He specializes in the education and empowerment of his clients with their greatest investment. "It is never crowded in the extra mile with James and his team" Angela Lattuca or more affectionately referred to as "The CHIP Lady" is the District Vice President with Home Equity Bank. She is the Liaison for Reverse Mortgages. --- Send in a voice message: https://anchor.fm/maria-rekrut/message

Spring market has arrived in Winnipeg.  Crazy bidding wars, shortage of homes all add up to bidding wars.   Plus a call with Mike Schroeder of Mortgage Architects with tips for divorcing couples.

https://audio.winnipeghomefinder.com   Call with Mike Schroeder of Mortgage Architects.    email mortgage@mikeschroeder.ca   Winnipeg Real Estate Market report, also available in PDF format  check  https://boknows.homes/pdf

https://audio.winnipeghomefinder.com (https://audio.winnipeghomefinder.com)   Call with Mike Schroeder of Mortgage Architects.   email mortgage@mikeschroeder.ca   Winnipeg Real Estate Market report, also available in PDF format check https://boknows.homes/pdf

In our tenth episode, we sit down with Andrew Hutchison. As a mortgage broker at Mortgage Architects, Andrew's experience in mortgage financing and housing costs makes him the ideal person to discuss what happens when someone uses their maximum spending power to purchase a home. What you'll learn in our conversation with Andrew. - What it means to be house poor- What expenses are not typically taken into account when you are giving your pre-approval amount by your lending institution. - The potential impact in rising mortgage rates over the next five years and the effects on today's historic low interest rates. Andrew Hutchison 902-240-7212andrew.hutchison@mtgarc.ca@hutchison.mortgages (Instagram)@hutchisonmortgages (Facebook)

Gary Mauris, Founder and CEO of the DLC Group of Companies, joins us in this episode. DLC owns and operates Dominion Lending Centres, Mortgage Centre Canada, Mortgage Architects, and Newton Connectivity Systems. Gary will discuss team building along with identifying and recruiting great people. [3:26] What’s been happening in your world? As of January 2021, Dominion Lending Group is going public. 4 years ago, we bought in equity investors and sold 60% of the company. We realized we didn’t like some of the decisions being made so we started the process of taking over that public company. 3 years and $17 million later, we’ve changed the board and optimized the team. [5:26] Where did the idea for DLC come from? 16 years ago, I sold my previous company and during a conversation at a BBQ it came up that 75-80% of all loans in the US were done through mortgage brokers. I called Chris Kayat and told him about it. I said how I believe that everything migrates from the US to Canada and we should look into it. After doing our homework, we realized we could provide tools for mortgage professionals that weren’t available. [7:36] What is Chris’ superpower? He’s one of the most logical, authentic, and genuine human beings I’ve ever met. [9:00] Tell us about bringing Kevin Cochrane and Jay Seabrook onboard. We saw Kevin speak and he is one of the most dynamic people I have ever seen. I told Chris we are going to hire him. He said we couldn’t afford to and I told him we couldn’t afford not to. I asked Kevin what he liked and didn’t like about his job. He said he loved it but was travelling 200 days a year with a young family at home. I told him what we were doing and that he would be a great fit. We could only offer $6000 a month guaranteed, but there were great opportunities down the road. He told me his partner Jay Seabrook was in Ontario and he wouldn’t come without him. They totally opened up Ontario for us and have made a significant impact on this company. When they started their own company, Chris and I were financial partners. [13:21] What was the next big milestone for DLC? Acquiring Mortgage Centre Canada. There’s nothing easy about building business. We were strong as DLC, but as DLC group we are stronger. [15:20] Were there lots of people you were in competition with? When you are selling a large company, you go to investment bankers and they make a list of every company that might have an interest. Then they all compete. The process was quite frothy; there were a lot of people trying to purchase that asset. [16:00] Who else has been integral to your team? There’s nothing more important than your people. You have to be able to present opportunities and personal development to your people or they feel trapped. [18:50] Was acquiring Mortgage Architects a similar process to Mortgage Centre Canada? It was also up for auction by investment bankers. The last piece that brings it all together was Marlborough Stirling, which I chased for 5 or 6 years. Renamed Newton Connectivity, it has the Velocity platform that has the best direct to lender connectivity. It does everything. We now have a platform built to make the job of brokers easier. [22:45] Was that also a bidding war? Yes, but I had a leg up because I had been out to England several times. Everything comes down to relationships. How we build them and support others is a lifetime process. Don’t expect instant returns. [23:40] How do you determine when to walk away? When you lose interest or run out of steam. When you aren’t engaged you become vulnerable. The only difference between successful and unsuccessful people is that they both hate hard work but the successful people still do it. [25:33] What’s the most stressful part of assembling a team? Life is stressful. Once you accept that, it becomes easier to overcome. I also have a lifelong dedication to personal development. [26:46] How much do you think you’ve spent on coaching? Hundreds of thousands. When I couldn’t afford it, I utilized free content online. My favourite F-words are failure and fear. We become better from our mistakes. [29:54] What are you most excited about? Higher education and personal development. We’ve been producing our Level Up series. If someone joins your team and they don’t get better, that’s on you as a leader. [36:25] When it comes to people, I always think of 3 things: mastery, autonomy and purpose. The difference between a manager and a leader is stark. A manager thinks they are important, a leader makes others feel important. Do something for no other reason than it’s the right thing to do. [41:55] Do you have any final thoughts? Be okay with where you are. If you don’t know where to start, send me a message. Make a list of everyone in your orbit and make an unexpected emotional connection.   Contact Gary here: https://garymauris.ca If you’re interested in becoming a deal creator, visit https://www.10loansamonth.com/call/ to find out more.

Today we are joined by Dustan Woodhouse, President of Mortgage Architects. Dustan joins us on an I Love Mortgage Brokering Facebook Live to discuss whether or not now is a good time to become a mortgage broker. He also addresses many questions asked by listeners of the podcast. [2:40] What are your thoughts on if now is a good time to become a mortgage broker? It’s hard to have a counter argument against it. The vast majority of brokers are having their best production year ever. They have closed more in the last 8 months than in 2019, which was already a great year. [3:40] What would you recommend for someone new coming into the business? I would challenge anyone that’s been in the business for the last few years and isn’t busy to call everyone in their database. Ask everyone 2 questions: “how are you?” and “is there anything I can do to help you?” The brokers I work with that make 5 to 10 calls a day and ask those questions get a new mortgage application every day. For rookies, you’re probably younger than the median age of brokers. You’re more tech savvy and more comfortable with doing business over Zoom. The number one opportunity you have is to reach out. You can do it all virtually. Keep people informed about what is happening. [8:50] “Scary stuff always pays the most” – What are your thoughts on that? I have a slide that says “do the difficult.” I had a phone conversation with someone while I was at the gym and he asked me what I was doing. I told him I was about to do chin ups while we talked. He said it was the perfect metaphor for making calls. The first outbound call you make is difficult, but the more you do it, the better you get and the easier it becomes. You have to start somewhere. It’s always a good time to get into the mortgage space. Canadians want to own homes, that isn’t changing. There is pent up demand for homes. People from other countries want to live here. Once the borders open, expect a surge of demand. A headline said that Canadian mortgage debt is at an all time high. That’s because there are more people and more demand. It’s not a bad thing. [12:00] What’s one habit you have cultivated in lockdown? I embraced Zoom. I signed up back in October and had great ideas but held myself back. Now, 4 days a week at least I’m opening it up and having conversations. Post pandemic, how many of us would go back to traveling? Zoom will never replace the in-person connection, but it can cut down the travel time. I’ve also picked up biking 3 to 5 nights a week. [15:43] Do you think your advice for new brokers has changed since before the pandemic? The same thing ultimately matters – reaching out and making connections. My advice is to pick your top realtors, build a call list, and become a scientist about it. Show up regularly and cultivate the relationship. Cast a broad net, then whittle it down. [19:15] When building a team, should you recruit new or established brokers? Firstly, make sure you are clear on why you want to build a team. Do the math on the hours you want to invest. In Ontario, 95% of newly licensed agents will not renew in 2 years. Don’t do it unless you can see a path to a billion in production within 3 years, otherwise it doesn’t make sense. If it is about the love of people and the job, then go for it. If money is the motivator it won’t work. It can get out of control and suddenly you aren’t brokering - you are managing a team. I’m a prime example of this. I was closing $100 million a year with one associate, much more than what I do now running a team. A greater income wasn’t leading me to a greater life. I love working with people, and I don’t have an exit strategy. I love to work. [32:04] Do you see small broker offices becoming obsolete? No, they are held together by social glue. Is there going to be pressure in commission structures and pooling of values? It’s always possible and always in a state of flux. For years they’ve been saying technology will replace 50% of brokers but it still hasn’t happened. I like to be optimistic and logical. Pessimism has no place; the world is hard enough. The best thing I’ve done is find the block button on social media. Social feeds set the tone of your day and you don’t need negativity there. Don’t engage. The comments section is where intellect goes to die. [38:46] Any final thoughts? Remain optimistic. There’s a world of opportunities available. Find out the total transactions wherever you are and then work out how many you need to be successful. Contact Dustan here: http://dustanwoodhouse.ca If you’re interested in becoming a deal creator, visit https://www.10loansamonth.com/call/ to find out more.

Aly Kanji joins me from Insureline to discuss a key step in the mortgage process - Home Insurance.I'm also joined by Rachelle Gregory from Merix/Lendwise and Mortgage Architects agent, Patricia McKean. We are digging in to Renewals, Trailer Fees and Interest Free for 3.

What happens to Vancouver Real Estate as the COVID-19 (Coronavirus) pandemic rages on? British Columbia has declared a state of emergency, restaurants and bars have closed and the streets are largely deserted. But will homes continue to sell? There may be no one better to comment than today’s guest, Dustan Woodhouse. As President of Mortgage Architects, one of the largest brokerages in the country, Dustan is not only part of high-level policy strategy sessions but also oversees close to 1500 mortgage brokers on the ground across Canada. What do the two Bank of Canada emergency rate cuts mean for the economy and consumers? How does this impact lending and your mortgage specifically? And what does this mean for Vancouver Real Estate in 2020 and beyond. Listen up!

In today's Podcast, Elan breaks down the February Real Estate market for both Edmonton and Sherwood Park. Speaking about Average Sale Price, Current Inventory, last month Sales and Average Days on Market. Crystal speaks to the drop in interest rates associated with the CoronaVirus and the World Markets. Elan Lynes with Re/Max Elite Sherwood Park web: Elan Real Estate email: elan@elanrealestate.ca cell: 780-970-3616 Crystal Donnelly with Mortgage Sisters West, Mortgage Architects web: Mortgage Sisters West email: crystal@mortgagesisterswest.ca cell: 780-405-8663

Elan goes into detail about what is worth doing to get your home ready for sale and what is not. When is the Edmonton and Sherwood Park Spring Market - it's NOW by the way!! Surface Revival is the Counter refinishing company I couldn't think of - 780-246-7729 Rural Roots (Barry Holland) is the Handyman we referenced - 780-690-1658 Elan Lynes with Re/Max Elite Sherwood Park web: Elan Real Estate email: elan@elanrealestate.ca cell: 780-970-3616 Crystal Donnelly with Mortgage Sisters West, Mortgage Architects web: Mortgage Sisters West email: crystal@mortgagesisterswest.ca cell: 780-405-8663

Crystal explains the new changes handed down this week about the Stress Test. Elan Lynes with Re/Max Elite Sherwood Park web: Elan Real Estate email: elan@elanrealestate.ca cell: 780-970-3616 Crystal Donnelly with Mortgage Sisters West, Mortgage Architects web: Mortgage Sisters West email: crystal@mortgagesisterswest.ca cell: 780-405-8663

Elan and Crystal discuss what we love about Home Ownership, Our City and Our Homes! Please Enjoy, Rate and Share! Elan Lynes with Re/Max Elite Sherwood Park web: Elan Real Estate email: elan@elanrealestate.ca cell: 780-970-3616 Crystal Donnelly with Mortgage Sisters West, Mortgage Architects web: Mortgage Sisters West email: crystal@mortgagesisterswest.ca cell: 780-405-8663

In today's Podcast Elan discusses the results of the January Real Estate market in Edmonton and Sherwood Park and Crystal gives us the update from the Bank of Canada and the new rate TD released today. Please enjoy, rate and share! Elan Lynes with Re/Max Elite Sherwood Park web: Elan Real Estate email: elan@elanrealestate.ca cell: 780-970-3616 Crystal Donnelly with Mortgage Sisters West, Mortgage Architects web: Mortgage Sisters West email: crystal@mortgagesisterswest.ca cell: 780-405-8663

In this episode Crystal dispels a few common misconceptions around down payment. This episode was recorded on January 30th. Thank you for listening! Please subscribe and share. Elan Lynes with Re/Max Elite Sherwood Park web: Elan Real Estate email: elan@elanrealestate.ca cell: 780-970-3616 Crystal Donnelly with Mortgage Sisters West, Mortgage Architects web: Mortgage Sisters West email: crystal@mortgagesisterswest.ca cell: 780-405-8663

Sharon Gregresh on Everything Real Estate Building Fortunes Radio show with Mortgage Architects owner Jill Moellering  www.jillmoelleringmortgages.com http://www.buildingfortunesradio.com/sharon-gregresh-real-estate-peter-mingils/ is where you can here previous Real Estate Radio shows  

The 2019 Federal Budget was just released and who better than fan favorite and newly appointed President of Mortgage Architects, Dustan Woodhouse, to unpack exactly what it means for you as a homeowner and a homebuyer. Hint: he does not pull punches! Dustan also gives his thoughts on the current state of the Metro Vancouver real estate market, whether 2019 is the right time to buy, as well as advice for those considering fixed or variable rate mortgages at this somewhat unique moment in our market’s history. In Dustan’s words: level up!

OZ BUZZ MOVER AND SHAKER PODCAST - Dustan Woodhouse http://www.dustanwoodhouse.ca strategic consultant to Mortgage Architects, and ‘2017 Mortgage Broker of the year’ in Canada teaches Peak performance in all phases of life. His road has led him to re-invent himself more than once into his future best. Continuously working on Body and mind... and yes… also we talk mortgages – Variable or Fixed – tune in for some expert advice. See ozbuzz.ca for more Ozzie Jurock columns and interviews.

New show format! This is our first live recorded interview. We had Ben Sammut as our guest, who is from Mortgage Architects. He has also launched his own brand called The Millennial Mortgage Broker. Scott and Ben share their top tips for marketing to millennials, what works, and what doesn't. Check it out! More About Web: www.mortgagegate.ca Tel:  647-518-4669   Email: bensammut@mortgagegate.ca Facebook Instagram Host Scott Peckford More Shows See more notes and other episodes at the I Love Mortgage Brokering website.

Danica De Souza- A Mortgage Planner with Mortgage Architects (a div of Big City Financial) and mother of 4 children- a Girl age 7 and 3 Boys ages 6, 4 & 19 months, talks with Financial Expert- Tammy Johnston about kids and money & how this usually taboo subject is handled in their family.

Joe Sammut, Mortgage Agent at Mortgage Architects talks about the importance of maintaining a good credit score. How important is the credit report? What are some of the things you could be doing in your 20’s to make sure you have a good credit rating? Why is it important to make the minimum payments, if you cannot afford to pay the full amount on your credit card? What is a credit score out of? Why is it important to pay of your credit card balance sooner than waiting for the statement? What is a good beacon score? What is bad beacon score? Paying in cash vs. taking a loan? Which is better in the eyes of the credit score? How does using payday loans negatively affect your credit rating? How often should you check your credit rating? What are the two credit reporting agencies in Canada? What is a revolving debt? How does filing for bankruptcy or getting under consumer protection affect your credit rating?

This week's question comes from Tim Osborn, a Licensed Mortgage Professional in the Vernon/Armstrong, BC area. He asks: how would moving into a real estate office affect business and relationships with other realtors? Our guest speaker Stephen Gagnon of Mortgage Designers at Mortgage Architects in Victoria, BC shares his answers and similar experience.

As the CEO of Pacific Mortgage Group Inc., Ron Swift is responsible for the overall group operations for Radius Financial and Mortgage Architects. Recognized as a Canadian Mortgage Hall of Fame inductee, Ron is a respected member of the Canadian mortgage industry and shares some great points on this podcast.

Albert brings his technology background to the mortgage business. In 2009 Albert launched Argentum and grew rapidly to over 500 agents with nothing but a laptop and a vision. In July 2013 Argentum was purchased by Mortgage Architects and this put Albert firmly in the drivers seat of 1200+ broker company.

From Banker to Broker. Richard has spent the last 16 years in the Financial services industry. In 2009 Richard considered leaving the Broker business, but a failed job interview forced Richard to reevaluate his Broker business and refocus. He has turned things around and was recently awarded the fastest growing broker at Mortgage Architects by volume.

Lorrie Rasmussen is a Mortgage Broker with Mortgage Architects. She has been a broker for 12 years and is based out of Cochrane Alberta. Lorrie has used hard work, attention to detail and absolutely stellar process to build her successful mortgage practice. She also shares a simple process tip that is absolutely awesome if you want to generate more repeat referrals.