Podcasts about delinquencies

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Best podcasts about delinquencies

Latest podcast episodes about delinquencies

The Rebel Capitalist Show
WARNING: New Data Shows Delinquencies Skyrocketing

The Rebel Capitalist Show

Play Episode Listen Later Aug 7, 2025 15:48


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Marketplace
Should we fret over rising household debt?

Marketplace

Play Episode Listen Later Aug 6, 2025 26:00


The latest household debt report from the New York Federal Reserve is in. Delinquencies are on the rise — specifically, student loan delinquencies spiked into the double-digits. Experts say the news isn't too alarming, even as consumers lean more on borrowing to get by. Also in this episode: Audi might build a U.S. factory to save on tariffs, a drop in international students could cost the U.S. economy, and Tennessee bans community benefits agreements.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Marketplace All-in-One
Should we fret over rising household debt?

Marketplace All-in-One

Play Episode Listen Later Aug 6, 2025 26:00


The latest household debt report from the New York Federal Reserve is in. Delinquencies are on the rise — specifically, student loan delinquencies spiked into the double-digits. In this episode, experts say the news isn't too alarming, even as consumers lean more on borrowing to get by. Plus: Audi might build a U.S. factory to save on tariffs, a drop in international students could cost the U.S. economy, and Tennessee bans community benefits agreements.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Sharkey, Howes & Javer
Inside the Economy: Labor Market, Housing and Delinquencies, and Energy

Sharkey, Howes & Javer

Play Episode Listen Later Aug 6, 2025 9:41


This week on Inside the Economy, we take a closer look at key developments in the labor market, housing, and energy. Nonfarm employment growth in the U.S. continues to slow. Are we seeing a return to pre-pandemic norms, or is something else driving this trend? Delinquencies are rising among upper income borrowers. How does this compare to lower income households, and could it point to broader representation of which jobs are not hiring? Federal Government employment is also declining. Which jobs are being impacted more and is it impacting public services offered by the government? On the corporate side, earnings have generally been strong, and markets appear to be adjusting in response to those results. What was the only sector to score negative earnings growth? Lastly, electricity costs are up approximately 15-20%. This is not due to electric vehicles or auto manufacturers, but instead a new source of demand that is straining the grid. What is fueling this surge? Tune in to learn more! Key Takeaways: • U.S. GDP growth rate at 3.0% in Q1 • Federal Employment in July at 2.9M • European Union's share of total U.S. Imports at 20.2% from January to May 2025

Sharkey, Howes & Javer
Inside the Economy: Labor Market, Housing and Delinquencies, and Energy

Sharkey, Howes & Javer

Play Episode Listen Later Aug 6, 2025 9:41


This week on Inside the Economy, we take a closer look at key developments in the labor market, housing, and energy. Nonfarm employment growth in the U.S. continues to slow. Are we seeing a return to pre-pandemic norms, or is something else driving this trend? Delinquencies are rising among upper income borrowers. How does this compare to lower income households, and could it point to broader representation of which jobs are not hiring? Federal Government employment is also declining. Which jobs are being impacted more and is it impacting public services offered by the government? On the corporate side, earnings have generally been strong, and markets appear to be adjusting in response to those results. What was the only sector to score negative earnings growth? Lastly, electricity costs are up approximately 15-20%. This is not due to electric vehicles or auto manufacturers, but instead a new source of demand that is straining the grid. What is fueling this surge? Tune in to learn more! Key Takeaways: S. GDP growth rate at 3.0% in Q1 Federal Employment in July at 2.9M European Union's share of total U.S. Imports at 20.2% from January to May 2025

Real Estate News: Real Estate Investing Podcast
Mortgage Delinquencies Tick Up in June, Foreclosures Continue to Rise

Real Estate News: Real Estate Investing Podcast

Play Episode Listen Later Jul 28, 2025 3:13


Mortgage delinquencies are on the rise again—especially for FHA loans—and foreclosure activity is steadily climbing from pandemic-era lows. In this episode, Kathy Fettke breaks down the latest ICE First Look report for June 2025, highlighting key trends in early-stage delinquencies, serious loan defaults, and prepayment activity. Find out what these shifts could mean for the housing market and real estate investors in the months ahead. Download our free guide, The Busy Person's Guide to Getting Your First Rental Property in 90 Days, at www.realwealth.com/90days to take the next step toward financial freedom. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1  FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS

Global Investors: Foreign Investing In US Real Estate with Charles Carillo
SS240: Reducing Apartment Delinquencies

Global Investors: Foreign Investing In US Real Estate with Charles Carillo

Play Episode Listen Later Jul 26, 2025 9:10 Transcription Available


Is your tenant falling behind on rent — again? One missed payment turns into three, and suddenly you're stuck with a non-paying tenant, lost income, and a costly eviction. In this episode, Charles Carillo breaks down the exact steps he uses to reduce rent delinquencies fast. From smarter tenant screening to payment systems and eviction strategies, this guide is designed to protect your rental income and preserve your NOI. Perfect for landlords, real estate investors, and property managers looking to streamline operations and avoid financial traps. Referenced Episodes: SS98: What is Cash for Keys? - https://youtu.be/ybi7X90u9xg SS203: Insider Tips for Effective Tenant Screening - https://youtu.be/9F6KehpXq20 SS238: Rental Sitting Empty? Here's the Brutal Truth (and the Fix) - https://youtu.be/fEPb_bgpnUs Topics covered: How to stop rent delinquencies Tenant screening requirements that work Why payment plans often fail When to offer cash for keys How to track turnover costs and eviction timelines Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/  ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/

Silicon Valley Living
Mortgage Delinquencies Increase Slightly in the First Quarter of 2025

Silicon Valley Living

Play Episode Listen Later Jul 15, 2025 12:13


Understanding Mortgage Delinquencies and the Current Real Estate Market Trends (Q1 2025)In this episode, Vito delves into the slight increase in mortgage delinquencies during the first quarter of 2025, reassuring viewers that this is a normal part of market fluctuations and not a cause for alarm. He examines historical delinquency rates, compares current figures with those from the 2008 crisis, and discusses the impact of high interest rates on the housing market. Vito also analyzes inventory levels, buyer behavior, and the effects of newly increased transfer taxes in San Jose. The episode highlights key property listings in Cupertino, Willow Glen, and San Francisco, and covers the recent sales data for the 12 Bay Area counties.Mortgage Delinquencies Increase Slightly in the First Quarter of 2025 Mortgages 30–89 days delinquentDelinquency Rate on Single-Family Residential MortgagesSan Jose Real Property Transfer Tax Increases to homes sold over $2.3 million. Cupertino Home of the WeekWillow Glen Home of the WeekLuxury Home of the WeekFREE HOME BUYER CHECKLIST HEREHome Inspection CHECKLIST HERE00:00 Introduction and Mortgage Delinquencies Overview00:18 Historical Context and Current Trends00:47 Understanding Mortgage Delinquencies03:24 Market Conditions and Buyer Behavior06:33 Real Estate Listings and Pricing Strategies

CNBC's
Mortgage Delinquencies Are Up 7/11/25

CNBC's "On the Money"

Play Episode Listen Later Jul 11, 2025 1:02


Your 60-second money minute. Today's topic: Mortgage Delinquencies Are Up

Bob Sirott
Consumers cut back on spending while delinquencies are up

Bob Sirott

Play Episode Listen Later Jul 1, 2025


Paul Nolte, Senior Wealth Advisor & Market Strategist for Murphy & Sylvest, joins Bob Sirott to talk about the latest on inflation, why we don’t know what some tariffs will look like, and the decrease in consumer spending. He also shares details about employment numbers and the latest on gas prices.

The Canadian Real Estate Investor
Will Canadian Banks Survive Rising Mortgage Delinquencies & Personal Debt?

The Canadian Real Estate Investor

Play Episode Listen Later Jun 10, 2025 45:24


Total household debt in Canada has reached $2.55 trillion, with non-mortgage debt averaging $21,859 per consumer. The situation is particularly concerning in Ontario, where mortgage delinquency rates have increased by 71.5% year-over-year. A "mortgage renewal wall" is approaching, with about 60% of all outstanding mortgages coming up for renewal in the next couple of years, facing significantly higher interest rates (4-5% range compared to previous sub-2% rates). Nearly a third of mortgage renewers are using debt to pay off other debt, while younger borrowers and lower-income households are showing increasing signs of financial stress. Credit card spending has decreased to its lowest since March 2022, suggesting cautious consumer behavior, but payment rates are falling, especially among Canadians under 35. Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca Get a mortgage pre-approval with Owl MortgageSee omnystudio.com/listener for privacy information.

BiggerPockets Daily
Delinquencies Hold Steady For Single-Family Homes, But Multifamily is Struggling

BiggerPockets Daily

Play Episode Listen Later Jun 4, 2025 12:59


Freddie Mac and Fannie Mae reported a slight drop in serious mortgage delinquencies for single-family homes in April, signaling a bit of relief for homeowners. But beneath the surface, a very different story is playing out in the multifamily sector. While homeowners benefit from low fixed rates and rising equity, many multifamily investors are finding themselves stuck with maturing loans and no easy refinance options. Meanwhile, ICE data shows price growth is cooling—especially in the condo market. Today's episode breaks down what this all means for real estate investors, lenders, and the broader market. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Talks Radio Show - Atlanta, GA
May 31, 2025: Disruption, Delinquencies & Data

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later May 31, 2025 63:36


Market futures surged from Wednesday night into Thursday morning after the Court of International Trade halted Trump's tariffs—adding another twist to the ongoing trade policy saga. We explore how President Trump's tariff threats and announcements have repeatedly sparked market volatility, often leading to sharp declines followed by rebounds when he backtracks or extends negotiation timelines. Our experts share insights on how to stay invested amid the noise and uncertainty.Nick also breaks down the latest economic data and NVIDIA's earnings release before diving into a growing concern: the student loan debt crisis. After not being required to make loan payments for nearly half a decade, over 4 million borrowers are now in late-stage delinquency since repayment was reinstated. Borrowers are facing serious consequences like wage garnishment and withheld federal tax refunds, and Social Security payments. As the federal government ramps up collection efforts, many companies are stepping in with new benefits to help employees manage and repay their student loans.To close out the episode, we examine the rise of artificial intelligence in the financial services industry. While AI could bring greater efficiency, it also introduces new risks related to privacy and cybersecurity. Could investors one day be onboarded by an adviser's AI assistant? It's possible—but the value of personal relationships and human guidance remains irreplaceable.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — May 31, 2025  |  Season 39, Episode 22 Timestamps and Chapters5:33: Reciprocal Tariffs Shot Down 14:43: Nvidia Earnings, New Home Sales, Durable Goods, Consumer Confidence22:19: How Do You Make Investment Decisions Through the Noise?31:31: Student Loan Squeeze45:42: AI's Growing Influence on Financial PlanningFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Forward Guidance
Trump's Tariff War Gets Sidelined By The Courts | Weekly Roundup

Forward Guidance

Play Episode Listen Later May 30, 2025 54:43


This week, we discuss the federal court injunction against Trump's tariffs and whether this marks a true policy shift or just legal theater. The crew also dives into stealth bailouts via Treasury bill issuance, Japan's inflation puzzle, AI's productivity promises, and the looming housing and credit crunch. Plus, stablecoins are emerging as major buyers of U.S. debt. Enjoy! — Follow Tyler: https://x.com/Tyler_Neville_ Follow Quinn: https://x.com/qthomp Follow Felix: https://twitter.com/fejau_inc Follow Forward Guidance: https://twitter.com/ForwardGuidance Follow Blockworks: https://twitter.com/Blockworks_ Forward Guidance Newsletter: https://blockworks.co/newsletter/forwardguidance Forward Guidance Telegram: https://t.me/+CAoZQpC-i6BjYTEx — Weekly Roundup Charts: https://drive.google.com/file/d/1y-opkz9g_zdZo2XzMWZ4KnE7PzzmvTSe/view?usp=sharing — Join us at Permissionless IV June 24th - 26th. Use code FG10 for 10% OFF! https://blockworks.co/event/permissionless-iv — Blockdaemon is the gateway to the decentralized economy, securing over $110B in digital assets for 400+ institutions with blockchain nodes, APIs, MPC wallets and vaults, and staking solutions. Learn more: www.blockdaemon.com Arkham is a crypto exchange and a blockchain analytics platform. Arkham allows crypto traders and investors to look inside the wallets of the best traders, largest funds and most influential players in crypto, and then act on that information. Sign up to Arkham: https://auth.arkm.com/register?ref=blockworks Eligibility varies by jurisdiction. Users residing in certain jurisdictions will be excluded from onboarding. Echo Protocol is the first Bitcoin liquid re-staking and yield layer on MoveVM. As the second-largest protocol on Aptos by TVL, Echo secures nearly half of the network's bridged assets with ~$200M in aBTC minted. Check out https://www.echo-protocol.xyz/ to learn more! — Timestamps: (00:00) Introduction (03:10) Permissionless (04:25) Court Blocks Trump Tariffs (10:04) Has Anything Really Changed? (11:16) Ads (Blockdaemon, Arkham, Aptos) (12:59) Has Anything Really Changed? (15:44) Economy Mostly Fine (17:32) It's All About Flows (20:46) BOJ & The Acronym Factory (25:36) AI Disruption (30:09) Japan Financial Repression (32:08) Ads (Blockdaemon, Arkham, Aptos) (34:33) Delinquencies & Real Wages (36:07) Endowments, VC, & Private Markets (42:46) Housing Teetering (47:16) Trump & Powell Meet (48:38) Winning Innovation Themes (50:54) BIS Stablecoin Paper — Disclaimer: Nothing said on Forward Guidance is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are opinions, not financial advice. Hosts and guests may hold positions in the companies, funds, or projects discussed.

Toronto Real Estate Unfiltered 2019
SPECIAL REPORT: Ontario Mortgage Delinquencies at HIGHEST levels ever!

Toronto Real Estate Unfiltered 2019

Play Episode Listen Later May 27, 2025 13:55


Big news in the world of mortgages. Reminder that this affects all of us. Not just those in trouble. Very important to be two steps ahead when it comes to protecting your home equity. If you don't have my community home value tracking system alerts, you can sign up here. If not getting these alerts, it could be the most expensive mistake you could ever make.

The Educated HomeBuyer
LIVE 05_14_25 - Mortgage Delinquencies Are RISING - Is The Housing Market In TROUBLE?

The Educated HomeBuyer

Play Episode Listen Later May 16, 2025 55:45


Foreclosures are rising—and one loan type just hit its highest rate since 2019. The national mortgage delinquency rate climbed to 4.04% in Q1 2025, and while overall foreclosure rates remain below historical norms, VA loans saw a surge. In this live, we break down what's happening with mortgage delinquencies, the economy, The FED, inflation, mortgage rates, inventory and demand to help you determine whether you should buy now or wait.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

ITM Trading Podcast
US Delinquencies Up 700% as Americans Max Out on Credit

ITM Trading Podcast

Play Episode Listen Later May 15, 2025 8:40


Student loan delinquencies are exploding—and that's just the tip of the iceberg. With $18.2 trillion in household debt and credit defaults rising, is the U.S. consumer about to collapse? Taylor Kenny breaks down the rising risk to banks, and how YOU can prepare before it's too late.Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcastor Call 866-349-3310

TD Ameritrade Network
Credit Concerns, Loan Delinquencies 'Through The Roof"

TD Ameritrade Network

Play Episode Listen Later May 14, 2025 5:44


Matt Schulz says 1 in 4 "BNPL" users are using the loan to buy groceries. He dives into data about why people turn to buy-now, pay-later rather than traditional credit cards. Year-to-date, Matt adds "it's not unusual for credit card debt to fall off in 1Q, as people pay off their holiday spend" but he does say that fall off in auto payment debt was unusual. Matt cautions investors about the rise in student loan delinquencies which he believes could lead to "all delinquencies" rising by year-end.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Car payment crisis deepens—auto dealers, mechanics, buyers all impacted.

Play Episode Listen Later May 9, 2025 3:02


Car payments are wrecking people's finances. Delinquencies just hit a 30-year high—and it's not just subprime borrowers. In this episode, we break down what's driving the crisis, how it's crushing working-class buyers, and what car dealers and auto pros need to know right now. If you sell cars, finance them, or fix them—this affects you. Don't miss this. #CarMarket #AutoLoans #AutoIndustryGrab a copy of my book:https://partsmanagerpro.gumroad.com/l/qtqaxfamilies can't afford cars, mechanics see it coming, dealership finance meltdown, blue collar car buyers, can't pay car note, why cars are unaffordable, monthly payment too high, working class getting priced out, repossession horror stories, American car buyers struggleBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-motor-files-podcast--4960744/support.

Real Estate News: Real Estate Investing Podcast
Is the Market Turning? First-Time Buyers Rise, Prices Cool, and Delinquencies Climb

Real Estate News: Real Estate Investing Podcast

Play Episode Listen Later May 7, 2025 4:02


First-time home buyers now make up a record 58% of agency purchase loans, according to ICE's Monthly Mortgage Monitor — but price growth is cooling, and serious delinquencies are ticking up. In this episode, Kathy Fettke breaks down what the latest data means for investors, lenders, and the 2025 housing market. Topics Discussed: 00:00 First Time Home Buyers 00:33 Home Buyer Activity 01:08 Loans for First Time Home Buyers 01:47 Delinquencies  02:16 Foreclosure Activity 02:43 Home Prices LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN

Real Wealth Show: Real Estate Investing Podcast
Which Real Estate Sectors Are Most Vulnerable? | Moody's Analytics Economist Explains

Real Wealth Show: Real Estate Investing Podcast

Play Episode Listen Later May 1, 2025 32:02


What does Moody's Analytics have to say about shifting real estate market? Well not all sectors are moving in the same direction and telling the sam story. In this episode of The Real Wealth Show, Kathy Fettke is joined by Dr. Ermengarde Jabir,  Economist at Moody's Analytics, to uncover which areas of real estate are most vulnerable right now. From commercial real estate delinquency risks to the surprising resilience of multifamily housing, Dr. Jabir breaks down the economic and policy forces shaping today's housing landscape. Are there early warning signs of financial stress? Could we be heading toward a recession? And how are interest rates and construction slowdowns influencing investment strategies? Find out on this episode! 

X22 Report
D Party Is The Party Of Violence, Rogue Judges Never Had Power, Winning, Next Phase – Ep. 3614

X22 Report

Play Episode Listen Later Apr 8, 2025 90:59


Watch The X22 Report On Video No videos found Click On Picture To See Larger Picture More and more states are now pushing back on the green new scam. Biden's economy was a hoax. Trump has all the leverage, countries are now lining up to negotiate. China fights back, Trump places a 104% tariff on them. Trump is dismantling the [CB] globalist one piece at a time. The [DS] pushed their agenda with rogue judges, this has failed, the people are now seeing they have now power over the Executive Branch. [DS] will now move to judges that have jurisdiction, this will fail. [DS] is now moving towards riots since their Judges have failed. In the end the D party will be known as the party of violence. Trump is showing the country how the Constitution works, next phase coming.   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Economy https://twitter.com/andyroth/status/1909352780277727722 The Myth of Biden's “Roaring” Economy Claims that President Trump inherited a thriving economy from President Biden are not just misleading—they're dishonest. The Biden supporters measure economic “growth” from the lowest point of the COVID lockdowns in 2020, when businesses were shuttered and unemployment was artificially high. This makes even mediocre recovery look like booming progress. But if we compare Biden's economy to 2019—the last full year before the pandemic—many key indicators show not a robust rebound but an economy weighed down by inflation, debt, and diminished purchasing power. Real wages are down. From January 2021 to May 2024, average hourly earnings for private-sector workers fell by 2.24% when adjusted for inflation. Even broader comparisons with 2019 show only marginal gains. According to the House Budget Committee, inflation-adjusted household net worth was still down 4.7% as of early 2025. Meanwhile, inflation surged 15.5% cumulatively from January 2021 through December 2024, with a peak annual rate of 9.1% in June 2022—the highest in more than four decades. President Biden's $1.9 trillion American Rescue Plan, along with the $740 billion Inflation Reduction Act—two of the largest spending and money-creation programs in U.S. history—helped sustain inflationary pressure rather than curbing it. Employment numbers tell a similarly deceptive story. Biden often boasts of adding 16.6 million jobs, but much of that reflects people simply returning to work after pandemic shutdowns. Job growth also leaned heavily on part-time and public-sector positions. Of the jobs Biden claims to have created, about half, 8.3 million were part-time, and 1.2 million were government jobs—positions effectively created by executive action, shifting money from taxpayers to government payrolls. Americans were also borrowing more just to get by. Total household debt hit a record $17.9 trillion in the third quarter of 2024, up 26% from $14.15 trillion in 2019. Credit card debt alone exceeded $1.14 trillion, up nearly 15% when adjusted for inflation. Delinquencies have surged—9.1% of credit card accounts were delinquent as of Q3 2024, the highest rate since 2011. Auto repossessions rose by 23% in 2023, with an estimated 1.5–2 million vehicles repossessed, a jump from 1.3 million in 2019. Foreclosure activity followed a similar path: filings rose to 357,000 in 2023, still below the 493,000 in 2019 but climbing as post-pandemic protections ended. The cost of living soared, especially in housing. Average mortgage payments doubled from $1,300 to $2,600 between 2021 and 2024, pushing many Americans out of homeownership, while rents rose 40%. At the same time, the personal savings rate fell to 4%—down from 7.

Lykken on Lending
Delinquencies Rising? Market Warning Signs from Debt, DTI, and Refi Drought – Commentary on 3/31/2025 Weekly Mortgage Update

Lykken on Lending

Play Episode Listen Later Apr 6, 2025 9:33


The regulars weigh in on growing concerns around rising FHA delinquencies, high debt-to-income ratios, and the lack of refinancing opportunities—warning that macroeconomic strain and supply-demand imbalances may fuel a wave of defaults in the next 12–18 months.

The Educated HomeBuyer
LIVE 04_04_25 - Mortgage Delinquencies Are RISING - Should You Be Worried?

The Educated HomeBuyer

Play Episode Listen Later Apr 4, 2025 64:26


Delinquency rates are rising but is it time to panic? In this video, we break down the real story behind recent headlines and viral posts claiming homeowners are in trouble. In this episode we discuss what's currently happening the 2025 housing market while answering your mortgage and real estate questions LIVE!Article related to this post - https://www.housingwire.com/articles/no-homeowner-delinquency-rates-arent-elevated/ ✅ Ready to take the next step?Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

HousingWire Daily
Logan Mohtashami on tariffs, mortgage rates and multifamily delinquencies

HousingWire Daily

Play Episode Listen Later Apr 2, 2025 21:47


On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about tariffs, mortgage rates, and the difference between single-family and multifamily delinquency data. Related to this episode: No, homeowner delinquency rates aren't elevated | HousingWire HousingWire | YouTube More info about HousingWire   Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

BiggerPockets Daily
No, Mortgage Delinquencies Are Not Spiking and the Market is Not Crashing

BiggerPockets Daily

Play Episode Listen Later Mar 31, 2025 16:15


Homeowner delinquencies are rising—but before you panic, let's set the record straight. In this episode, we break down the truth behind the recent viral charts sparking fear online. Are homeowners really in trouble, or is the data being misrepresented? We clarify the difference between multifamily loan delinquencies and single-family homeowner data, explain why we're still below pre-COVID levels, and dig into the real story from ICE's latest report. Plus, we unpack what new economic forecasts from Fannie Mae say about home sales, inflation, and Trump's tariff threats. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Halifax Real Estate Podcast
Episode 66: Mortgage Delinquencies Are UP! W/ Matt legatto

Halifax Real Estate Podcast

Play Episode Listen Later Mar 31, 2025 74:39


Mortgage delinquencies increased over 90% in Q4 in Ontario in 2024! Is this a sign of things to come to Nova Scotia? Why are delinquencies on the rise? Is it because of Ontario's high home prices and the rise of interest rates? Are mortgage renewals at a higher interest rate effecting homeowners ability to make their mortgage payments? Is it the cost of living crisis? Is this a blip?Is this a canary in the coal mines for Nova Scotia? A sign of things to come our way in a few months time? Jason Paul902-220-7357jason@infinityrealestategroup.ca@jasonpaulhalifaxrealtorMatt Legatto902-240-3304matthew.legatto@indimortgages.ca

CNN News Briefing
Calls for Hegseth to resign, student loan delinquencies, NPR/PBS heads grilled & more

CNN News Briefing

Play Episode Listen Later Mar 26, 2025 6:35


Defense Secretary Pete Hegseth is facing resignation calls over the fallout from a Signal group chat scandal. Millions of student loan borrowers could reach a record for the wrong reasons. A DOGE subcommittee is putting NPR and PBS CEOs in the hot seat. Brazil's Supreme Court ruled on Jair Bolsonaro's alleged plot to attempt a coup. Plus, the serious hazard that could put a potential mission to Mars at risk. Learn more about your ad choices. Visit podcastchoices.com/adchoices

HousingWire Daily
Logan Mohtashami on the risk of FHA delinquencies

HousingWire Daily

Play Episode Listen Later Mar 26, 2025 30:44


On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about FHA loan delinquencies and the risk they pose to the housing market. Related to this episode: Housing Market Tracker HousingWire | YouTube More info about HousingWire   Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Auto Finance Roadmap
AFN and Experian talk affordability, credit, EVs 

The Auto Finance Roadmap

Play Episode Listen Later Mar 24, 2025 15:05


The fourth quarter highlighted still-elevated auto delinquencies, growing lease share and competitive market conditions.  Credit performance worsened in Q4, with 60-day delinquencies up 4 basis points year over year to 1.16% of auto loan balances, according to Experian. However, the rate of increase for past-due balances has slowed compared with a year ago and in 2022. “We've been steadily increasing for the past several years on that 60-day delinquency standpoint,” Melinda Zabritski, head of automotive financial insights at Experian, told Auto Finance News. “While it is at one of the peaks, it's unlike what we saw with the recession, where delinquency pretty much came out of nowhere. I wouldn't say anyone has been surprised with the increased levels of delinquency.” Leasing is also picking up as consumers look for lower monthly payments and EVs drive higher share. Lease share industrywide rose to 24.5% in Q4 from 22.6% a year prior, according to Experian. Indirect auto lessor Cal Automotive, for one, is expanding in Florida as lease penetration rises in tandem with high interest rates and monthly payments. Meanwhile, banks picked up market share in Q4 while credit unions scaled bank and captives continued to lead, largely driven by incentives, Zabritski said.  During this special episode of the “Weekly Wrap,” podcast, Auto Finance News Editor Amanda Harris and Experian's Zabritski discuss trends in affordability, pricing, auto tariffs, EVs and credit performance. 

The Auto Finance Roadmap
Diversification in funding drives originations

The Auto Finance Roadmap

Play Episode Listen Later Mar 17, 2025 3:28


Diversification across public and private funding sources is key to driving origination growth for auto lenders as the cost of funds fluctuates and investors look to put an abundance of capital to work in auto finance.  Auto Finance News' March 11 webinar “Funding Strategies: From Warehousing to Private to ABS” shed light on interest from private investors in auto and the amount of money that is available to originators.  Insurance companies arelarge players in backing private investment in auto, especially as lenders consider diversifying their funding sources to include asset managers alongside banks and public capital markets. Meanwhile, late-stage delinquencies rose in the fourth quarter but the pace of increase is stabilizing compared to large upticks in 2022 and 2023. As tax refund season approaches, affordability and credit access improved in February while average transaction prices saw a slight uptick.  In this episode of “Weekly Wrap,” Auto Finance News Editor Amanda Harris discusses the top takeaways from last week's funding webinar along with other top stories for the week ended March 14. 

Creating Wealth Real Estate Investing with Jason Hartman
2282: Extremely Low Housing Mortgage Delinquencies, Reducing RIsk and Benefitting from Inflation

Creating Wealth Real Estate Investing with Jason Hartman

Play Episode Listen Later Mar 10, 2025 37:39


Jason discusses the current state of the foreclosure market, and the importance of income property as a historically proven investment during times of economic uncertainty. He also presented a chart showing the percentage of loan balances that are 90 days or more delinquent by different loan types and discussed the evolution of automobiles and the current state of auto loans, mortgages, and student loans. Jason concluded by predicting a somewhat stagflationary real estate market and announced an upcoming masterclass and Empowered Investor Live event. Today's sponsor http://jasonhartman.com/connected offers real estate investors access to Connected Investors' PiN (Property Intelligence Network) software. This tool provides nationwide property data, including features like unlimited individual property skip tracing, comprehensive property reports, and a Contract Genie for generating legal documents. Subscription options are available on a monthly or annual basis, with the annual plan offering additional benefits such as a dedicated product specialist. The platform emphasizes its commitment to providing accurate, up-to-date information to assist investors in making informed decisions. Visit http://jasonhartman.com/connected today! Jason then talks about leveraging debt, particularly in real estate, to capitalize on inflation. Using borrowed money reduces risk and increases returns, especially when investing in appreciating assets. Jason highlights the "Great Inflation Payoff," where inflation effectively reduces loan balances over time. For example, a $950,000 loan, with 4% inflation, decreases to $912,000 in a year. He emphasizes borrowing over lending, as inflation erodes the value of future debt repayments. Tenant-financed debt, where renters cover mortgage payments, maximizes these benefits. #inflation #realestate #investing #leverage #debt #financialfreedom #wealthbuilding #passiveincome #financialplanning #mortgage #ROI Key Takeaways: Jason's editorial 1:29 Welcome to Medillin, Colombia 2:28 A very interesting theory about the FED and the economy 4:51 US Housing foreclosures by Quarter and the housing market 8:35 Percent of loan balances 90+ days delinquent, by loan type 9:28 CAAS- Cars As A Service 12:15 Mortgages, HELOC and student loans 14:38 Sponsor: JasonHartman.com/Connected 15:53  Get your tickets to https://empoweredinvestorlive.com/ Jason on Reducing Risk and Leveraging Debt 16:36 Introduction to Leverage and Inflation 19:09 The Great Inflation Payoff and Tenant-Backed Debt and Real Estate Investing 27:53 Constructive Debt vs. Destructive Debt, RV Ratio and Market Dynamics 30:29 Credit as an Asset, Three Stages of Debt Strategy 33:59 ROI, Return on Inflation and the Twofold Benefits of Inflation in Real Estate     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

On The Market
Tariff Talks Put the Housing Market on Ice: Prices Down, Delinquencies Up

On The Market

Play Episode Listen Later Mar 10, 2025 30:33


Mortgage rates are down, so the housing market should be entering a frenzy…right? Not quite. The buyer's market seems alive and well, with sellers offering concessions as the housing market visibly “slows.” What's causing it? New inventory hitting the market? Tariff talks leading to higher housing costs? We're getting into it all in this episode as we hit on four of last week's top headlines. First, how much will a new home cost now that tariffs are in place? With lumber, labor, and material prices all rising, there could be a five-figure added cost per home for homebuilders, making it even more expensive for buyers. Will labor costs continue to rise in 2025 after years of solid growth, or will renovators and flippers finally get relief? The housing market is slowing down even as we get closer to the spring homebuying season. Home prices are DOWN year-over-year, but one caveat makes this a half-truth. With more inventory hitting the market, buyers could have their pick! And that inventory could grow even greater as mortgage delinquencies start to rise—should we begin to worry? Enough speculation; let's get into it! In This Episode We Cover How much more a new home will cost with the 2025 tariffs now put in place A worrying statistic about mortgage delinquencies investors must pay attention to Labor and material cost predictions for 2025: Can they keep rising? Updated housing inventory metrics and why sellers are struggling, ready to give concessions Why Henry really needs a hug this week And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Sign Up for the On the Market Newsletter Find Investor-Friendly Lenders Dave's BiggerPockets Profile Henry's BiggerPockets Profile James' BiggerPockets Profile Kathy's BiggerPockets Profile On The Market 301 - Mortgage Rates Fall EVEN Further as “Tariff Tuesday” Triggers Stock Sell-Off Here's how tariffs will hit the U.S. housing market Construction Industry Cost Insights for Q1 2025 Realtor's February 2025 Monthly Housing Market Trends Report Mortgage Delinquencies Increase in the Fourth Quarter of 2024 Case-Shiller Index Grab Henry's Book, “Real Estate Deal Maker” Jump to topic: (00:00) Henry Needs a Hug (02:23) Homes Could Cost $10K More  (08:04) Construction Prices Rise  (11:36) The Market SLOWS Down  (19:55) Mortgage Delinquencies Are UP Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-302 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

CNBC’s “Money Movers”
A tariffs reprieve… The alcohol trade fades…Auto delinquencies rise. 03/06/25

CNBC’s “Money Movers”

Play Episode Listen Later Mar 6, 2025 43:40


As the administration announces a one month reprieve on certain tariffs, what does it mean for the markets and investors? Will the rally reemerge? Plus, the CEO of Jack Daniels Maker, Brown Forman on earnings and tariffs as his products are taken off shelves in Canada. And, there's been a significant rise in auto delinquencies raising concerns about the fiscal health of the consumer. We look at the numbers. 

Real Estate News: Real Estate Investing Podcast
Zombie Foreclosures, Loan Delinquencies, and Mortgage Activity

Real Estate News: Real Estate Investing Podcast

Play Episode Listen Later Mar 3, 2025 6:18


Are zombie foreclosures truly dead, or could they be on the rise again? In this episode of Real Estate News for Investors, host Kathy Fettke breaks down the latest Q1 2025 housing market data, including trends in zombie foreclosures, U.S. loan delinquencies, and overall mortgage activity. With foreclosure rates declining but loan delinquencies shifting, what does this mean for investors, homeowners, and the broader housing market? Kathy analyzes key insights from ATTOM's and latest vacant property report, a report from ICE (Intercontinental Exchange) on the impact of the VA foreclosure moratorium ending, and new risks emerging from wildfire-affected areas in California. Tune in to find out what factors are impacting mortgage activity! 00:00 Zombie Foreclosures 00:40 ATTOM Data Report 01:02 Foreclosures 02:18 States with Zombie Foreclosure Increases 03:21 Intercontinental Exchange Report 04:00 VA Foreclosure Moratorium 04:27 Los Angeles Wildfires 04:57 States with Highest Percentage of Non-Current Loans   LINKS JOIN RealWealth® FOR FREE https://realty.realwealth.com/join-now/ SYNDICATIONS: Wild Pine San Antoniohttps://realwealth.com/wildpine FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN   Sources:   1. https://s2.q4cdn.com/154085107/files/doc_news/ICE-First-Look-at-Mortgage-Performance-Foreclosure-Starts-Jump-as-VA-Moratorium-Ends-Wildfire-Delinquencies-Emerge-2025.pdf   2. https://www.attomdata.com/news/most-recent/q1-2025-vacant-property-and-zombie-foreclosure-report/    

The Auto Finance Roadmap
Industry eyes stabilized DQs, mixed pricing dynamics

The Auto Finance Roadmap

Play Episode Listen Later Mar 3, 2025 8:14


The first half of 2025 is expected to bring stabilizing delinquencies, increased demand for automotive refinance and mixed vehicle price and sales dynamics. Auto loan delinquencies are projected to cool in the second quarter as the market stabilizes, improving lenders' appetite for auto credit. Auto originations are also expected to increase between 12% to 20% as tax refunds boost consumer demand. Refinance volume is expected to pick up in 2025 as interest rates decline and lenders revamp their refi products to tap into consumer demand.  Rates and vehicle prices also will define sales and pricing trends across the automotive industry as pending tariffs are poised to raise car prices by thousands of dollars. On the EV front, possible changes to federal tax credits could impact sales even as EV prices and battery costs continue to decline. In this episode of “Weekly Wrap,” Auto Finance News Editor Amanda Harris and associate editors Ashley Savage and James Van Bramer discuss top trends impacting vehicle sales, pricing and consumer demand for the week ended Feb. 28.  

Money Metals' Weekly Market Wrap on iTunes
Housing Market at Risk from Delinquencies, Interest Rates, and Low Sales

Money Metals' Weekly Market Wrap on iTunes

Play Episode Listen Later Feb 28, 2025 48:47


The rise in mortgage costs has had a significant chilling effect on the housing market in the U.S. Sales of existing homes plunged by 4.9% month-on-month in January and were only 2% higher than a year ago. To put it into some context, 2024 was the worst year for existing home sales since 1995. Compared to January 2021, home sales were down by 36%. | Do you own precious metals you would rather not sell, but need access to cash? Get Started Here: https://www.moneymetals.com/gold-loan

On The Market
2025 Mortgage Delinquencies Tick Up: Will Housing Bounce Back OR Break Down?

On The Market

Play Episode Listen Later Feb 24, 2025 35:27


ICE's February 2025 Mortgage Monitor report is out, revealing new data that may signal a “shift” in the housing market. Could these changes lead housing to bounce back or break down? One worrying metric is beginning to rise, but could it cause a downward spiral for the rest of the housing market? We're uncovering it all on this episode with ICE's Andy Walden. From mortgage delinquencies to interest rate fluctuations, insurance overhauls, and more buyer power, the housing market is changing quickly. We'll first talk about why a specific subset of homeowners is becoming increasingly delinquent on their mortgage payments. This group makes up a significant portion of the market, but could this uptick trigger a rise in foreclosures? California's wildfires became one of the costliest natural disasters in history, and with insurance providers already struggling, you may begin to feel the fiery effects on your next insurance bill regardless of where you live. Finally, some great news for buyers as Andy shares his optimistic forecast for mortgage rates and housing inventory, making it easier for you to buy your next property. In This Episode We Cover The worrying housing market metric that could signal distress among homeowners Whether California's wildfires could cause your insurance rates to jump Foreclosure activity and why it isn't vastly increasing as unemployment rises and inflation melts away spending power Andy's 2025 mortgage rate forecast and when rates could fall this year Why homebuyers could have even better choices come this spring homebuying season And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Sign Up for the On the Market Newsletter Find Investor-Friendly Lenders Over 6 Million Americans Are Late on Their Mortgage Payments—Here's What It Means for Investors February 2025 Mortgage Monitor Dave's BiggerPockets Profile Grab Dave's Book, “Start with Strategy”   Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-298 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

One Rental At A Time
WARNING: DELINQUENCIES SPIKE BIG TIME!!!

One Rental At A Time

Play Episode Listen Later Feb 22, 2025 17:21


Are we on the verge of a major credit crisis? Mortgage and loan delinquencies are skyrocketing—what's causing it, and what does it mean for the economy? Don't miss this urgent breakdown!

Wharton Business Radio Highlights
How Behavioral Nudges Prevent Student Loan Delinquencies

Wharton Business Radio Highlights

Play Episode Listen Later Feb 5, 2025 12:56


Wharton's Katy Milkman shares findings from a 13-million-person field experiment that tested different ways to communicate with borrowers and, ultimately, decrease loan delinquencies. Hosted on Acast. See acast.com/privacy for more information.

CNBC Business News Update
Markets Midday: A-I Concerns Push Stocks Lower, New Home Sales Jump Despite Rising Rates, Credit Card Delinquencies On The Rise, Fed Set To Meet

CNBC Business News Update

Play Episode Listen Later Jan 27, 2025 2:12


The latest in business, financial, and market news and how it impacts your money, reported by CNBC's Peter Schacknow.

Real Estate News: Real Estate Investing Podcast
Foreclosures, Delinquencies, and Equity: 2024 Real Estate Trends Explained

Real Estate News: Real Estate Investing Podcast

Play Episode Listen Later Dec 20, 2024 3:58


In this episode, Kathy Fettke dives into the latest data from CoreLogic's Q3 2024 Homeowner Equity Report. Discover why U.S. homeowners gained $425 billion in equity over the past year, despite a slight rise in negative equity. We'll also explore why foreclosure rates remain historically low, what's driving delinquencies downward, and how rising home values and interest rates are shaping the real estate market. Tune in for expert insights into the trends that matter most to homeowners, homebuyers, and investors in 2024! (00:00) Will There be a Housing Market Crash and Foreclosures? (00:26) Core Logic's New Report (01:00) Negative Equity (01:43) Is the Housing Market on Shaky Ground? (02:14) REO Inventory (02:28) Delinquencies  (03:08) The Real Distress in the Market Links: JOIN RealWealth® FOR FREE https://realty.realwealth.com/join-now/ FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://tinyurl.com/RWSsubscribe Real Estate News: Real Estate Investing Podcast: https://tinyurl.com/RENsubscribe Sources: 1 - https://calculatedrisk.substack.com/p/q3-update-delinquencies-foreclosures-a98?utm_source=post-email-title&publication_id=443155&post_id=152779445&utm_campaign=email-post-title&isFreemail=true&r=5cplo&triedRedirect=true&utm_medium=email 2 - https://www.corelogic.com/press-releases/corelogic-us-homeowners-see-equity-gains-drop-by-more-than-5-percent-in-q3/ 3 - https://calculatedrisk.substack.com/p/mba-mortgage-delinquencies-decreased

TD Ameritrade Network
Higher Credit Card Delinquencies to Continue

TD Ameritrade Network

Play Episode Listen Later Dec 4, 2024 5:33


Greg McBride and Michael Miller discuss higher credit card rates and delinquencies. Greg urges consumers to pay down balances and take advantage of any lower rate offers they can get. He also discusses the unintended consequences of these higher rates on consumers. Michael looks at card issuers' strategies to deal with credit card debt and interest rates. ======== Schwab Network ======== Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribe Download the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185 Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7 Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watch Watch on Vizio - https://www.vizio.com/en/watchfreeplus-explore Watch on DistroTV - https://www.distro.tv/live/schwab-network/ Follow us on X – https://twitter.com/schwabnetwork Follow us on Facebook – https://www.facebook.com/schwabnetwork Follow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Arbitrage - Learning to Trade

A) Three ThingsOffice CMBS Delinquency Rates Spike AgainBlack Friday Sales Set RecordsSEC Officially Approves 24 Hour Stock ExchangeB) Respect YourselfC) AI Bot PIPS Pick of the DayTrade while you sleep and across time zones with Arbitrage Trade AssistVisit arbitragetrade.com We are not financial advisors. We offer an AI Algorithm Service named PIPS at ArbitrageTrade.com#new, #breakingnews, #foryou, #news, #Trending, #CMBS, #CommercialRE, #Delinquencies, #BlackFriday, #SEC, #24XSupport this show http://supporter.acast.com/arbitrage. Hosted on Acast. See acast.com/privacy for more information.

Palisade Radio
Chris Vermeulen: We Need a Crash for Miners to Perform

Palisade Radio

Play Episode Listen Later Nov 28, 2024 53:23


Tom welcomes back Chris Vermeulen, the founder of The Technical Traders, to discuss market trends post-election and the impact of the looming economic debt situation. According to Chris, the small business sector has seen significant growth since Trump's win, as indicated by the Russell 2000's jump. However, he believes that the end of the economic cycle is near and advises investors to consider defensive assets like gold and utilities due to market uncertainty. Chris identifies the current market stage as a potential topping phase, with signs such as resistance levels in gold and energy stocks. Chris highlights the challenges facing the economy, including an expensive housing market, rising unemployment, and struggling business sales in the S&P 500. Delinquencies for credit cards and commercial real estate mortgages are increasing, signaling a potential looming financial reset. The nervousness within the market is evident through strong performances of the U.S. dollar and gold as safe havens, with the New York Stock Exchange experiencing distribution selling and institutions unloading large shares. Despite a bullish stance on equities, Chris suggests investing in bonds, the dollar, or cash during market volatility before transitioning to an inverse ETF during a potential bear market. He is excited about Bitcoin's potential upward movement, predicting price targets using Fibonacci extensions and technical analysis, but remains skeptical of it as a long-term investment due to its volatile nature. Chris expresses his concerns about gold from a cyclical standpoint, acknowledging that it has reached a significant resistance level, which is part of a 15-year cycle pattern. He suggests that the measured move is complete and that gold might consolidate before potentially moving up to around $3000. Chris emphasizes this doesn't mean a downward trend but rather a pause in the uptrend. Chris also believes that the Russell 2000, representing small caps in the US, serves as an indicator of when money might move out of riskier stocks into safe-havens like gold and the dollar. He anticipates gold will resume its defensive role once the stock market starts to show weakness, making it an attractive investment option again. Time Stamp References:0:00 - Introduction0:48 - Elections & Markets3:22 - When the Music Stops10:40 - Nervous Markets13:11 - S&P Order Book15:06 - Trump & Dollar Scenarios19:03 - Rate Cuts & Recessions20:47 - Overall Trends & ETFs22:54 - Bitcoin Chart28:00 - Gold Technicals31:41 - Overbought/Sold & Gold34:46 - Silver Thoughts36:05 - Next Crisis & Capital38:19 - Bubbles & Buy The Dip?42:36 - Market Stages & Strategy44:33 - Oil Market Concerns51:14 - 2025 Expectations52:40 - Wrap Up Talking Points From This Episode Chris Vermeulen anticipates market uncertainty due to economic debt situation; advises defensive assets like gold and utilities. He identifies signs of a potential topping phase, including resistance levels in gold and energy stocks. Despite his bullish stance on equities, he suggests investing in bonds, the dollar, or cash during market volatility. Guest Links:Twitter: https://twitter.com/TheTechTradersWebsite: https://www.thetechnicaltraders.com/ Chris Vermeulen is the Founder of Technical Traders Ltd. Chris has been involved in the markets since 1997. He is an internationally recognized technical analyst, trader, and author. Years of research, trading, and helping individual traders worldwide have taught him that many traders have great trading ideas, but they lack one thing. They struggle to execute trades systematically for consistent results. Chris helps educate traders, and his mission is to help his clients boost their trading performance while reducing market exposure and portfolio volatility. He has also been on the cover of AmalgaTrader Magazine and featured in Futures Magazine, Gold-Eagle, Safe Haven, The Street, Kitco, Financial Sense,

The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Hyundai-Amazon Sales Coming In January, Betting on Auto Bonds, Distracted Holiday Driving

The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier

Play Episode Listen Later Nov 25, 2024 10:47


Shoot us a Text.We're rooting for a great end to the month as we enter Thanksgiving week. Today, we're talking about how Hyundai and Amazon's online retail platform could enter its next phase in January, how Wall Street investors are still bullish on auto loans and how this week signals a new level of danger for drivers.Show Notes with links:Thank Dan Shine for having us on Fridays Daily Drive PodcastHyundai's online retail platform with Amazon faced setbacks from the CDK cyberattack but is now on track for a January pilot phase launch. Despite technological and operational hurdles, dealers are increasingly optimistic about the program's potential.Over 80% of Hyundai's 841 dealers expressed interest in the platform, signaling strong support.Hyundai addressed dealer concerns, ensuring sales remain tied to the dealership, not Amazon.The CDK outage disrupted over half of Hyundai's dealer network, delaying progress.Other challenges include trade-in valuation and flexible financing options.Hyundai CEO Jose Munoz said that “Customers want to go to the dealer to get the car themselves. That's one of the reasons why a lot of dealers have seen this not as a competition, but as something that reinforces their sales.”Investors are doubling down on auto loans, even as rising delinquencies signal financial stress for consumers. Wall Street remains bullish, betting on a strong economy to balance the risks.Subprime auto bonds sales surged to $40B in 2023, up 17% from last year.Investor demand is immense; some bond deals are oversubscribed by 20x.Auto bond yields have tripled since 2021, with low-grade bonds offering 6%.Delinquencies, now at 3.8%, are the highest since 2010, affecting low-income borrowers most.Analysts argue that car payments are prioritized; “You can live in your car, but you can't drive your house,” says Daniel Liesener.Thanksgiving week sees a sharp rise in distracted driving, making it one of the riskiest travel periods of the year. Peak travel times amplify those dangers with increased phone use and speeding.Thanksgiving Day distraction rates soar 18% higher than a typical Thursday.Speeding doubles during Thanksgiving week, contributing to additional crashes.The Wednesday before Thanksgiving sees distraction up 7%, peaking on the holiday itself.Distraction is highest from 9:00 a.m. to 1:00 p.m. on Thanksgiving Day, dropping during typical dinner hours.“Early morning travel offers safer conditions,” highlights the report, urging caution.Hosts: Paul J Daly and Kyle MountsierGet the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/ Read our most recent email at: https://www.asotu.com/media/push-back-email

The TreppWire Podcast
281. Resiliency or is CRE Comfortable with the Uncomfortable? Strikes, Storms, & Delinquencies

The TreppWire Podcast

Play Episode Listen Later Oct 4, 2024 54:47


This week, before 45,000 dockworkers at 36 American ports went on strike, Fed Chair Powell stated that the U.S. economy is in solid shape and the Fed intends to keep it that way... In this week's episode of The TreppWire Podcast, we break down the news of the week, including the port strike, Fed speak, and macro figures like jobs and PMI, and explain the impact on CRE. We also share our latest data for CMBS and bank CRE loan delinquencies, and examine the immediate impact of Hurricane Helene on CRE. Tune in now. Please take our listener feedback survey: www.surveymonkey.com/r/BMPXLHG Questions or comments? Contact us at podcast@trepp.com. Follow Trepp: Twitter: www.twitter.com/TreppWire LinkedIn: www.linkedin.com/company/trepp

InvestTalk
The Fed's Rate Cut: Reigniting Inflation Fears?

InvestTalk

Play Episode Listen Later Sep 24, 2024 46:55


The Federal Reserve's recent decision to cut interest rates has sparked renewed inflation concerns. The potential for increased borrowing and spending might lead to rising prices, complicating efforts to maintain economic stability. Today's Stocks & Topics: AGM - Federal Agricultural Mortgage Corp. Cl C, Market Wrap, UBER - Uber Technologies Inc., The Fed's Rate Cut: Reigniting Inflation Fears?, AVGE - Avantis All Equity Markets ETF, Refinancing Your Mortgages, NXST - Nexstar Media Group Inc. Cl A, PLNT - Planet Fitness Inc. Cl A, ARM - Arm Holdings PLC ADR, GLD - SPDR Gold Shares, Delinquencies in the Office Market.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Keeping It Real-Estate Show
EP148 Rising CMBS Delinquencies: Uncovering Opportunities in Distressed Real Estate

Keeping It Real-Estate Show

Play Episode Listen Later Sep 10, 2024 7:39


In this episode of the Keeping It Real Estate Show, co-host Mike Roeder breaks down the latest on CMBS delinquencies and the surge in commercial real estate foreclosures. With delinquency rates rising over 5% and foreclosures rising to levels not seen in nearly a decade, Mike explores the key drivers behind this trend, including high interest rates and the slow return of workers to offices. Learn how these distressed properties are creating unique investment opportunities and what savvy investors need to know to capitalize on the current market conditions in 2024 and beyond. Whether you're an experienced operator or new to commercial real estate, this episode will provide valuable insights into navigating the challenges and opportunities in today's market. Don't miss out—tune in now to discover strategies for turning distress into success! Visit www.granitetowersequitygroup.com/invest to join our email list and stay updated on our latest investment opportunities. Thanks for listening! Keeping it Real Estate is brought to you by Granite Towers Equity Group, helping investors create passive income through multifamily real estate. To get in touch with the founders of Granite Towers, Mike Roeder and Dan Brisse, visit https://www.granitetowersequitygroup.com/contact

The Compound Show with Downtown Josh Brown
Consumer Delinquencies Rise, Alphabet and Spotify Earnings, the Wolf Is at the Door for AUM Fees

The Compound Show with Downtown Josh Brown

Play Episode Listen Later Jul 23, 2024 90:49


On this TCAF Tuesday, Josh Brown is joined by Sean Allocca, Senior Editor for The Daily Upside to discuss wealth management, the future of AUM fees, cash sweep, and much more! Then, at 32:00 hear all about Tesla, Google, and Spotify earnings on an all-new episode of What Are Your Thoughts with Josh and Michael Batnick! Thanks to Rocket Money for sponsoring this episode! Visit http://rocketmoney.com/compound and cancel your unwanted subscriptions today!  More from Sean: https://www.thedailyupside.com/author/sean-allocca/ The Compound x Tropical Bros: https://tropicalbros.com/products/super-stretch-the-compound-hawaiian-shirt Sign up for The Compound newsletter and never miss out: https://www.thecompoundnews.com/subscribe Check out the latest in financial blogger fashion at The Compound shop: https://www.idontshop.com Instagram: https://instagram.com/thecompoundnews Twitter: https://twitter.com/thecompoundnews LinkedIn: https://www.linkedin.com/company/the-compound-media/ Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Josh Brown are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices