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Stewart Heath lost 200 units in 2008 by trusting the bank. Now he buys only boring, stabilized commercial real estate.Stewart Heath is a CPA with more than 35 years of experience and a returning RealDealChat guest. Before 2008 he owned about 200 units across Nashville and Franklin, Tennessee, and he let his lenders' approval stand in for his own underwriting. Today his firm buys only stabilized medical office, suburban office, and mixed-use properties along the I-65 corridor from Nashville to Birmingham, using fixed-rate debt and a simple motto: boring is beautiful. He and Jack cover what 2008 taught him, why deals still work at 2026 rates, and why he thinks off-market deals are overrated.Questions answered in this episode:Can you trust a bank's approval as a second opinion on your deal?Do commercial real estate deals still pencil with rates near 6%?Why didn't the commercial "debt wall" create the distressed deals investors expected?Is medical office a better investment than self-storage right now?Are off-market commercial deals really better than listed ones?Stewart Heath is a CPA, commercial real estate investor, and author of the free book Don't Do What I Did. His firm buys and manages stabilized commercial properties for investors seeking tax-advantaged cash flow.
Seattle's proposed budget has sparked concerns over fire department staffing, emergency response times, and police recruitment. In this Left Coast News episode, we examine claims that budget changes could leave four to six fire units out of service on some days, reduce firefighter staffing, and weaken Seattle's police hiring pipeline. What could these decisions mean for 911 callers, first responders, and public safety across the city? The proposal deserves a close look—and Seattle residents deserve clear answers.#Seattle #SeattlePolitics #PublicSafety #SeattleFireDepartment #SeattlePolice #PoliceStaffing #FirefighterStaffing #EmergencyResponse #911 #WashingtonState #LeftCoastNews
Target Market Insights: Multifamily Real Estate Marketing Tips
David Tashjian is the Senior Vice President of Comcast's Xfinity Communities national business unit, where he leads strategy, transformation, and performance for one of the company's fastest-evolving growth segments. He has spent more than 20 years at Comcast and over three decades in telecommunications. David started his career in restaurants, bars, and retail management before moving into telecom in the mid-1990s. He took on his first leadership role at 19 and has worked with multifamily properties throughout his telecom career. In this episode, John sits down with David Tashjian of Comcast's Xfinity Communities to break down how apartment owners should approach connectivity and technology. David explains why deployment and service delivery decide the resident experience, how the Connected Building retrofit upgrades older properties using existing wiring, and how national owners are turning technology into higher rents and technology fees. He also shares where multifamily proptech is heading and why a fragmented market is ready for a single partner at scale. Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Talk to every stakeholder, from owners to residents, before making technology decisions Use resident feedback and competitor comparisons to spot when an upgrade is due Consider retrofits that reuse existing wiring before committing to a full fiber rebuild Judge providers on deployment, service delivery, and long-term stability as well as price Tie technology upgrades to rent premiums or technology fees to capture a return Treat connectivity as the foundation for access control, cameras, and other proptech Topics From Restaurants to Telecom David grew up around his father's restaurants and bars, then moved into retail management A blind ad in the mid-1990s led him to a satellite company and into telecom He is approaching 21 years at Comcast Serving Every Stakeholder David's customers include owners, developers, consultants, attorneys, property managers, maintenance teams, and residents A strong resident product fails without the right deployment strategy and on-site buy-in What Owners Want Today Ease of use and ease of deployment top the list Xfinity Communities is a new business unit with dedicated leadership over multifamily sales, deployment, and product development David sees the service experience as the main differentiator The 186 Steps Behind a Deployment A new-build managed Wi-Fi fiber deployment involves 186 steps across Comcast and the property Many connectivity complaints trace back to deployment or bandwidth issues Every property Comcast serves gets its own full engineering design Connected Building and Legacy Properties Connected Building is a post-build retrofit that uses most of a building's existing wiring David says it costs pennies on the dollar compared to a fiber retrofit, with no walls torn apart It includes proactive network monitoring, real-time data, and proactive fixes Property-wide Wi-Fi can also support smart devices, security, access control, and cameras Signs It Is Time to Upgrade Resident complaints, such as trouble working from home or dropped connections Occupancy that lags nearby properties Competing new builds charging more in rent or amenity fees The ROI of a Technology Upgrade Residents will pay for what they want, through higher rents or a technology fee Many national accounts are upgrading portfolio-wide, timed with contract renewals Some have built dedicated revenue-generating technology teams Proptech and the Future of Multifamily David describes multifamily proptech as fragmented, much like single-family home automation Xfinity Communities is running three to four beta deployments toward an integrated, white-label experience The team is evaluating acquisitions and partnerships with proptech companies Residents increasingly expect keyless entry, garage access, and entry cameras Scale lets one provider serve owners with properties spread across multiple states
Send us a text and chime in!UMOM New Day Centers is proud to announce the final approval of their latest affordable housing complex, Salamanca Square, located at 4439 N. 39th Ave in Phoenix, with the agreement officially closing on August 26, 2026. Developed in partnership with the Alhambra School District, the project will bring 192 high-quality, affordable housing units to families earning at or below 60% of the area median income (AMI). Salamanca Square represents UMOM's continued investment in innovative housing solutions that address the growing need for affordable housing in Phoenix while strengthening local communities through strategic partnerships with school districts. “At a time when... For the written story, read here >> https://www.signalsaz.com/articles/phoenix-housing-project-will-bring-192-new-units/ Check out the CAST11.com Website at: https://CAST11.com Follow the CAST11 Podcast Network on Facebook at: https://Facebook.com/CAST11AZFollow Cast11 Instagram at: https://www.instagram.com/cast11_podcast_network
Four arguments against New Provinces.The Pakistan Experience is an independently produced podcast looking to tell stories about Pakistan through conversations. Please consider supporting us on Patreon:https://www.patreon.com/thepakistanexperienceTo support the channel:Jazzcash/Easypaisa - 0325 -2982912Patreon.com/thepakistanexperienceAnd Please stay in touch:https://twitter.com/ThePakistanExp1https://www.facebook.com/thepakistanexperiencehttps://instagram.com/thepakistanexpeperienceThe podcast is hosted by comedian and writer, Shehzad Ghias Shaikh. Shehzad is a Fulbright scholar with a Masters in Theatre from Brooklyn College. He is also one of the foremost Stand-up comedians in Pakistan and frequently writes for numerous publications. Instagram.com/shehzadghiasshaikhFacebook.com/Shehzadghias/Twitter.com/shehzad89Join this channel to get access to perks:https://www.youtube.com/channel/UC44l9XMwecN5nSgIF2Dvivg/joinChapters:0:00 Introduction4:50 First Argument: The who, what and why of it19:20 Second:The Fiefdoms argument25:30 Third: Smaller Administrative Units30:38 Problem System hee hay33:12 Fourth: Sindh kee ek sensitivity hay
This Franklin Parkway self-storage facility offers an attractive opportunity for an investor looking for an established property with strong occupancy and additional room for growth.With 57 storage units and 6,845 square feet of storage space, the facility is already operating at 76% occupancy, providing an established customer base while leaving approximately 24% of the units available for lease-up.Key Reasons to Consider Franklin Parkway:57 storage units6,845 total square feet of storage space76% current occupancyApproximately 24% remaining lease-up opportunityExisting operations provide a foundation for continued growth and optimizationThe opportunity here is the combination of an established facility and remaining upside. An investor can focus on leasing the available units, optimizing operations, and potentially increasing the property's overall performance.SBA financing already pre-approved, this Franklin Parkway facility is worth taking a closer look at.Love the show? Subscribe, rate, review & share! http://stacyrossetti.com
For review:1. The U.S. Army Reserve is examining whether it can provide the military's Southern Command with police forces, medical personnel and other support units within the next four months, according to an internal Army message reviewed by CBS News.2. Israel on Sunday gave Dutch diplomats serving in Ramallah seven days to return their Israeli-issued diplomatic credentials, retaliating after a Dutch ban on goods from Israeli businesses in the West Bank, East Jerusalem and the Golan Heights went into effect.Their diplomatic privileges granted by Israel will expire at the end of that period, Foreign Minister Gideon Sa'ar announced on X.3. Prime Minister Benjamin Netanyahu flew to the UAE today to meet with Emirati President Mohamed Bin Zayed, Channel 12 reports, citing two sources.4. Iran stood firm Sunday on its conditions for reopening the Strait of Hormuz, after US President Donald Trump rejected its proposal.Iran's plan called for a cessation of all hostilities in the Middle East, including in Lebanon, according to Foreign Minister Abbas Araghchi, and fulfilling conditions in the ceasefire deal that fell apart months ago.5. US President Donald Trump said Sunday that he expects talks with Iran to resume in the coming week, despite his rejection of a truce proposal put forward by Tehran.6. British police said on Sunday they had arrested five men on suspicion of “preparing a terrorist act” and offenses under the Explosives Act, and the army was examining several vehicles after security was stepped up at a British air base used by US air forces in southwest England.7. Hamas leader Khalil al-Hayya said on Saturday that Hamas agreed last year to a roadmap that ultimately includes the establishment of a Palestinian state.In an interview with Qatar's Al-Araby channel, Hayya was asked about Israel's demand that Hamas disarm as part of the Gaza ceasefire, but did not directly say whether the terror group would agree to disarm.8. North Korea test launched a new weapon over the weekend that appears to be a hypersonic missile, according to photos released Tuesday by state media Korean Central News Agency.9. The first Korea Aerospace Industries (KAI) KF-21 was handed over to the Republic of Korea Air Force (ROKAF) Tuesday. The KF-21 is considered a 4.5-generation fighter jet and will be equipped with a mix of indigenous and Western sensors and weapons in service, including the KGGB precision glide bomb and European MBDA Meteor air-to-air missile.
Recorded at the Evidence Based Perioperative Medicine (EPBOM) World Congress in London, this TopMedTalk episode, presented by Andy Cumpstey, features Guy Ludbrook, Professor of Anaesthesia and Head of Acute Care Medicine at the University of Adelaide and resident Georgia Cadzow, discussing the Perioperative Quality Initiative (POQI) POQI is a not-for-profit that uses a formal Delphi process to distill evidence and expert consensus into publishable clinical recommendations on topics such as perioperative hypotension, acute kidney injury, delirium, health economics, and fluid therapy. Georgia describes the iterative POQI meeting format, including pre-reading, small-group drafting, plenary workshopping, and final voting requiring 85% agreement. The conversation focuses on recent POQI work on Enhanced Postoperative Care (EPOC) units—protocolized, short-stay (24–48 hour) care for medium-risk postoperative patients—covering benefits and harms, economic impacts, and quality indicators, alongside plans for shared core datasets, the EPOC Network, and a 2027 second EPOC World Congress.
Welcome to the CRE podcast, 100% Canadian, 100% commercial real estate. AI is reshaping commercial real estate, but the biggest barrier to adoption may not be technology; it may be fear. In this episode of the Commercial Real Estate Podcast, powered by First National, hosts Aaron Cameron and Adam Powadiuk welcome William Lépine, Senior Director... The post Why Bigger Units and Longer Leases Win in Real Estate with William Lépine of Lépine Apartments appeared first on Commercial Real Estate Podcast.
Everybody starts somewhere, and most beginnings are humble. And so there's nothing to be ashamed of with the furtive Newbatron, the starter mech from MechQuest. But you should maybe feel some sort of way about the state of your game's information resources. I want to know more and you are simply refusing to tell me. You can find a video version of this podcast for free on Scanline Media's Patreon! If you want to find us on Bluesky, Dylan is lowpolyrobot.bsky.social and Six is six.scanlinemedia.com. Our opening theme is the Hangar Theme from Gundam Breaker 3, and our ending theme for this episode is Resumption from Gundam Breaker 4. Our podcast art is a fantastic piece of work from Twitter artist @fenfelt. Want to see a list of every unit we've covered from every episode, including variants and tangents? It's right here. The Scanline Media Discord can be found here! Units discussed: Newbatron V1 Newbatron V1337 Nubertron Newbatron AnniV3010 Newbatron Prime (Boss) Newbatron Prime (Armor) Dragonguard
Old Capital Real Estate Investing Podcast with Michael Becker & Paul Peebles
Zach Fugman didn't start his career in real estate—he started in the oil fields, moving from job to job before discovering multifamily investing in 2014. His first apartment investment was a 50-unit property in Slidell, Louisiana, purchased for $2 million, where he raised $700,000 from friends and began learning the business firsthand. From that first deal, Zach steadily scaled his portfolio to more than 4,000 units and over $200 million in assets, investing across multiple states and learning some expensive lessons along the way. Zach shares why building the right team, finding experienced partners, and surrounding yourself with knowledgeable lenders, property managers, and operators can dramatically shorten the learning curve. He also explains his evolution from using third-party property management to building an in-house management company overseeing thousands of units. Zach discusses how raising capital changes as you grow—from asking friends to invest in your first deal to eventually raising millions of dollars from a much larger investor network. For aspiring apartment investors, his advice is simple: consider starting as an LP, get educated, build relationships, attend events, and learn from experienced operators before trying to do everything yourself. Most importantly, Zach's story demonstrates that multifamily success rarely happens overnight—it comes from years of learning, networking, adapting, building the right team, and consistently taking the next step. To contact Zach Fugman: Zach@A-Strategy.com Learn alongside experienced apartment owners, brokers, property managers, attorneys, and other industry professionals as we walk through the entire acquisition process—from finding and underwriting deals to financing, due diligence, raising equity, and submitting an offer. This isn't about theory. It's about learning how apartment deals actually get done in today's market. Real Deals. Real Experts. Real-World Experience. Learn more and apply to the Old Capital Multifamily Accelerator: OldCapitalAccelerator.com
The Macon, Georgia facility offers a significant value-add opportunity for a self-storage investor. With 24,484 square feet across 187 units and 8 acres of land, this property provides both an existing storage operation and substantial room for future growth.The facility has been newly renovated with new doors and features Noke Bluetooth technology, giving the property a modern, convenient access system. However, with current occupancy at just 15%, there is a major lease-up opportunity for an investor who can execute a strong marketing and management strategy.Key Reasons to Consider Macon:24,484 total square feet of storage space187 storage units15% current occupancy — significant room for lease-up8 acres with plenty of room to potentially expandNewly renovated with new doorsNoke Bluetooth technology for modern, convenient access10 parking spacesWarehouse space already occupied, adding diversity to the propertyPre-approval for lending currently in progressThe biggest opportunity is the lease-up. At only 15% occupancy, an investor has substantial room to increase occupancy, improve operations, and potentially unlock additional value from the existing property and its available land.Macon isn't just a storage facility — it's a large-scale value-add opportunity with room to grow.Love the show? Subscribe, rate, review & share! http://stacyrossetti.com
The PointsBet couch is BACK… and the boys are riding hot!
CO₂ Single Condensing Units: Relief Valves, pRack Pain, and Dorin Two‑Stage DiagnosticsBrett Wetzel and Kevin Compass open the Advanced Refrigeration Podcast joking about “pop” in the Midwest before diving into CO₂ single condensing units as Brett teaches in Minnesota and discusses an SCM Frigo unit. They compare common controllers (Carel pRack/mini PAC, Danfoss, and Copeland possibilities), complain about limited tech-friendly navigation and lack of onboard trending, and discuss pulling data via Modbus/BACnet and supervisory options like Boss Mini. Brett reviews relief valve piping after seeing popped reliefs, critiques tight packaging and reliability, and notes issues like overcharging and mismatched evaporator/valve capacity that can empty a sight glass. They walk through SCM Frigo medium-temp piping, internal heat exchange, Carel E2V-C valves, BGV function, and oil system designs, then cover a Dorin two-stage low-temp unit with floating flash tank pressure and shared plenum cooling. Brett demonstrates using Dorin software to estimate expected interstage/flash tank pressure, amperage, and temperatures to diagnose performance without relying on pump-down tests, and points to the web-based version of the tool.
The Founderz Lounge Episode #105 with Don Varady and Steve Bon.What would a franchisor with 100+ units do if he had to start a franchise from scratch today?In this episode, Steve puts Don through a full reset of Clean Eatz and asks what he would keep, what he would change, and what he would never do again after more than a decade of building and scaling a franchise brand.Don breaks down why he would invest in operations earlier, why product still comes before identity and team, why communication matters more than most operators realize, and why a skilled franchise attorney is non-negotiable from day one.They also get into starting with almost no money, choosing the right leadership hires, avoiding bad consultants, growing too fast, and the lesson Don would give himself if he could go back to the beginning: take your damn time.If you are a founder, franchisor, business owner, or entrepreneur thinking about starting a franchise, scaling a franchise business, or building stronger operations from the start, this episode is packed with hard-earned lessons from someone who has already made the mistakes.Come for the banter. Leave thinking more like a founder.Timestamps:[00:00] Trailer[00:56] Starting Clean Eatz From Scratch[01:52] Starting With Almost No Money[04:13] Building Better Systems Earlier[16:36] Operations and Finance First[19:00] Product Before Identity and Team[20:03] Growing a Franchise Regionally[22:54] The Risk of Outside Consultants[26:51] Why You Need a Franchise Attorney[28:11] Take Your Damn TimeKey Takeaways:• “You can be the best operator of anything, but if you don't like to talk, you're done.” ~Don Varady• “Product has to go first or what do you got?” ~Don Varady• “You gotta trust your gut, man.” ~Don Varady• “I would never do this again without an attorney. Ever.” ~Don Varady• “Take your damn time.” ~Don Varady• “Quality over quantity in franchising, that is life or death.” ~Don Varady• “The franchise is your product. You gotta put the time and the quality into it.” ~Steve BonConnect with Don and Steve…Don Varady:Facebook: https://www.facebook.com/don.varady/ Instagram: https://www.instagram.com/donvarady/ LinkedIn: https://www.linkedin.com/in/don-varady-450896145 Steve Bon:LinkedIn: https://www.linkedin.com/in/stephenbon Instagram: https://instagram.com/stevebon8 Tune in to every episode on your favorite platform: Website: https://www.thefounderzlounge.com/ YouTube: https://www.youtube.com/@TheFounderzLounge Spotify: https://open.spotify.com/show/0Nurr4XjBE747qJ9Zjth0G Apple Music: https://podcasts.apple.com/us/podcast/the-founderz-lounge/id1461825349 The Founderz Lounge is Powered By:Clean Eatz:Website: https://cleaneatz.com/Facebook: https://www.facebook.com/CleanEatzLife/ Instagram: https://www.instagram.com/cleaneatzlife/ Youtube: https://www.youtube.com/channel/UCJRGrE-Xv4IMW_DbxSOTGGA Bon's Eye Marketing:Website: https://bonseyeonline.com/ Facebook: https://www.facebook.com/bonseyemarketing Instagram: https://www.linkedin.com/company/bon's-eye-marketing/ LinkedIn: https://www.linkedin.com/company/bon's-eye-marketing/ YouTube: https://www.youtube.com/@bonseyemarketing9477
The Big Picture Blueprint: Navigating Land, Real Estate, and Business Success
In this episode, we sit down with Ray Glymph, a full-time real estate investor who went from homelessness to building and managing a portfolio of more than 100 rental units. Ray shares some of the early mistakes that shaped the way he invests today, from paying too much for properties to over-rehabbing them. Those experiences taught him that the money is often made in the buy and in knowing where you can add value. He also explains why turnkey rentals and popular investment trends are not always as attractive as they seem.Ray breaks down how he makes decisions without letting emotion take over. He shares the four pillars he uses when looking at new opportunities — faith, family, finances, and freedom and why every opportunity is not necessarily worth pursuing. He also talks about reaching a point where having more money or more properties was no longer the main goal. For Ray, success became more about having enough, protecting his time, and building systems that allow the business to operate without needing him every day.The conversation also gets into the less exciting but important side of owning rental properties. Ray talks about keeping money in the business for repairs, building a lean team, hiring around pain points, and treating tenants like customers. He explains why keeping a good tenant can sometimes be more valuable than raising rent and why vacancy, maintenance, and poor management can quickly hurt an otherwise good investment. For anyone building a real estate portfolio or a business, Ray's experience is a reminder that long-term success is not just about growing bigger. It is about buying carefully, managing well, surrounding yourself with the right people, and building a business that supports the life you actually want.===Key Topics:-How Ray went from homelessness to building a 100+ unit real estate portfolio-Why the money in real estate is often made when you buy-How to separate a real opportunity from a distraction-Why faith, family, finances, and freedom guide Ray's decisions-How building the right team gives business owners more freedom-Why keeping good tenants can be more valuable than constantly raising rent===If you're selling land and still relying on Facebook messages, you're making it harder than it needs to be. Acrefy helps land investors create clean, professional dispo websites where buyers can see everything in one place. It saves time, looks legit, and helps you close faster.
CO₂ Single Condensing Units: Relief Valves, pRack Pain, and Dorin Two‑Stage DiagnosticsBrett Wetzel and Kevin Compass open the Advanced Refrigeration Podcast joking about “pop” in the Midwest before diving into CO₂ single condensing units as Brett teaches in Minnesota and discusses an SCM Frigo unit. They compare common controllers (Carel pRack/mini PAC, Danfoss, and Copeland possibilities), complain about limited tech-friendly navigation and lack of onboard trending, and discuss pulling data via Modbus/BACnet and supervisory options like Boss Mini. Brett reviews relief valve piping after seeing popped reliefs, critiques tight packaging and reliability, and notes issues like overcharging and mismatched evaporator/valve capacity that can empty a sight glass. They walk through SCM Frigo medium-temp piping, internal heat exchange, Carel E2V-C valves, BGV function, and oil system designs, then cover a Dorin two-stage low-temp unit with floating flash tank pressure and shared plenum cooling. Brett demonstrates using Dorin software to estimate expected interstage/flash tank pressure, amperage, and temperatures to diagnose performance without relying on pump-down tests, and points to the web-based version of the tool.
Everyone's talking about the matchup between Vikings defensive coordinator Brian Flores and Bears head coach Ben Johnson, an offensive guru. Who will prevail? Minnesota Star Tribune reporters Ben Goessling, Andrew Krammer and Emily Leiker preview Week 2's Vikings-Bears matchup at Soldier Field. The Vikings will start Carson Wentz at quarterback with Kyler Murray ruled out as he continues working through concussion protocol.
This is how to buy a small multifamily rental property the right way. It's not hard, it's not complicated, and it's (arguably) one of the best residential real estate investments to make right now. Why? Safer financing, faster scale, and bigger cash flow. Unlike single-family rentals, small multifamily real estate was designed to make you money, and the returns clearly show that. So how do you get your first duplex, triplex, or quadplex this year? Today, Dave is walking through each step you need to take. From finding small multifamily real estate deals to financing them with as little as 3.5% down, running the numbers using a rental property calculator, offering, negotiating, and getting your first rent check, this is how to buy a small multifamily the right way. Dave also shares some clear red flags to avoid and when to walk away from a property even if it fits your buy box. Ready to build wealth with small multifamily? This is how you do it. In This Episode We Cover Why small multifamily rentals (2-4 units) easily beat single-family rentals The low money down financing you can get on your next multifamily (3.5% down) Choosing a market with affordable home prices, cash flow, and appreciation How to negotiate with sellers on more than just price (and get your offer accepted) Small multifamily red flags to avoid (they could cost you thousands) Dave's due diligence checklist to cover before you buy the property And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1332. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Dr. Melissa Koehl didn't set out to build an online empire—she was a full-time physical therapist buried in one-on-one clients when COVID pushed her to start teaching virtual classes for her hypermobile community, and her first course launch sold just two units. Today, Jill and Melissa unpack how she went from that discouraging first launch to building a massive, loyal following. They dig into the strategy behind her growth: giving away expertise generously instead of gatekeeping it, speaking directly to the exact struggles her audience faces, and staying deeply protective of a community that's often been dismissed by traditional medicine. Jill also highlights a lesson too many entrepreneurs skip once they find success—Melissa has never stopped investing in her own business education, from FBA to Legacy to an ongoing mastermind—proving that sustained growth comes from continuous learning, not resting on an audience you've already built. Connect with Melissa! https://www.instagram.com/dr.melissakoehl.pt/ Join FBA! jillfitprograms.com/fba-2026 Jill is a fitness professional and business coach who effectively made the transition from training clients in person and having no time to build anything else to training clients online and actually being more successful. Today, Jill helps other coaches to do the same. Connect with me! Instagram: @jillfit | @fitbizu Facebook: @jillfit Website: jillfit.com
This show has been flagged as Clean by the host. Civilization VI, made a number of changes, and one of the biggest was the introduction of Districts. Buildings that perviously would have just been part of the city now had to be built in special districts, and the game limited how many of them you could build in any one city. This forced you to make choices, and making choices is the heart of the Civilization series. Playing Civilization VI, Part 1 Districts As we have said before, the rule for each new version of Civilization is that 1/3 stays the same, 1/3 is tweaked, and 1/3 is new. So among things staying the same is the Hexagonal grid first introduced in Civ V, along with the usual roaming tribe in 4000BC. But the handling of terrain that a city can use has changed. The old Big Fat Cross was dropped in Civ V, and replaced with a large Hexagon. And how you use the terrain has changed. In older versions of Civilization, the terrain was mostly used for either farming or mining. It was all about resource extraction, in other words. All of the Buildings you constructed you could think of as abstract, or as all living in the City Center. The only reason you had for making different choices in the Build queue was if you didn't have enough time or resources to build everything. As a result, many cities looked very similar in what got built. You would put a Granary in each city to help it grow, a Barracks in each to build your troops, a Temple in each city to gather Faith, and so on. There wasn't much a decision here, or at least not enough to satisfy Ed Beach, the Chief Designer of Civ VI. So he came up with a new land use system involving Districts. With this system, you had to allocate land in your city for most things you would build. If you wanted to focus on Science, for instance, you would have to allocate a tile to a Campus district. Then, inside this district you could build a Library, a University, an Obervatory, and a Research Lab. But that is the only place they could be built. Furthermore, to prevent you from building every district, they limited the number of districts each city could have based on its population. You can always build one district with a new city, but to build another you need to get to a population of 4, and you get the ability to add a District with each additional increment of 3, so at Population 7, 10, 13 you get the ability to add a District. And these Districts have to be constructed as part of the normal city Build process. So in the above example, you would first have to build the Campus district, and when that was complete you could then build the Library to put inside it. And for both the Districts and the buildings inside of them you need to research certain technologies before they become available to you. Where to locate your districts becomes an issue as well. First of all, the tiles available to you are also your stock of tiles for building Farms and Mines, so you need to make choices here. Of course, making choices is the basis them of all Civilization games. Then there are the adjacency effects of terrain tiles. Both Campus (Science) and Holy Site (Faith) districts benefit from being adjacent to Mountains, and the adjacency effects are cumulative, so a tile with mountains on 3 sides can have major bonuses. But since this affects both kinds of Districts, again you have to make a choice. If you are aiming at a Science Victory, or a Religious victory, the choice will be easier, but in case you need to choose. As to placing a District, when you decide to build one you will get a highlight on the map of locations that are permissable. But if you have several such sites, you need to choose which one fits your strategy best. District Types There are a lot of Districts you can build and listing every one of them here would be tedious. Some are only relevant to late-game situations, others address issues like Housing and Amenities, which we will discuss separately. But there is group of core Districts that every player will need to deal with from the beginning: City Center – This is one you get automatically when you build a city, and can hold a Granary, a Monument, a Water Mill, and various levels of Walls, ranging from Ancient to Renaissance. Campus – This is the Science district, and is unlocked by discovering Writing. That comes pretty early so you will get this capability quite easily, but if you are going for a Science victory you might want to make a beeline for Writing. Remember that if you go into the Tech Tree you can click on a tech to select it, and the game will automatically research it and all of its prerequisites. This is very handy for simplifying Research choices. As mentioned, an adjacency bonus is +1 Science for every adjacent Mountain, but you can also get #1 Science for every 2 Rainforest or District tiles. Don't worry about memorizing these bonuses, they will appear on the map when you are selecting a spot to place your District. Campuses contain Libraries, Universities, Observatories, and Research Labs. And the more built up your Campus Disctrict is, the more Great Scientist points you accumulate. If you want a Science victory you should make it a priority to get Camapus districts put down ASAP in at least a couple of cities, since the effects build like compound interest. Theater Square – This is the Culture District, and is unlocked by discovering Drama and Poetry. That is a somewhat later tech, use the technique of clicking on it in the Tech Tree to get there quickly if you want to pursue a Culture victory. It contains the Amphitheater, Art Museum, Archeaological Museum, and Broadcast Center. It gives +2 Culture from each adjacent Wonder, and +1 Culture from each 2 adjacent Discrticts. The buildings all have slots for holding Great Works, and generate points for Great Writers, Great Artists, and Great Musicians. Holy Site – This is the Religious district, and is unlocked when you discover Astrology, which is a fairly early tech. This district contains Shrines, Temples, and other Worship buildings. It generates Faith, which can be surprisingly useful. Civ VI introduced a new system of relgious warfare and new Religious victory type, but in some circumstances you can use Faith to purchase Units and Buildings, so even if you are not intending a Religious victory you should not overlook it. This district generates Great Profit points. It has adjacency bonuses of +1 Faith from every adjacent Mountain tile, and +2 Faith from every adjacent Natural Wonder, so if you are lucky enough to have a Natural Wonder in your city keep this in mind. Encampment – This is the Military district, and is unlocked by discovering Bronze Working, a very early tech. By building an encampment you can build units that start out with higher Veteran status. In Civ VI I like to build one or two of these in my Empire and use them to construct all of my units. Remember, in Civilization you always want to maintain a strong military to deter your rivals. Buildings include Barracks, Stable, Armory, and Military Academy. This District produces Great General points. It has no adjacency bonus, and cannot be built next to the City Center. But it has strong Defense and can function like the City Center in terms of defense and bombardment capabilities. All newly produced or purchased units will appear in this District, not in the City Center as would otherwise happen. I like to build this on land that is otherwise of low value, like a Desert tile. Commercial Hub – This is the Commerce district, and is unlocked by discovering Currency. The Buildings you can place in this include the Market, the Bank, and the Stock Exchange. Adjacency bonuses include +2 Gold from an adjacent Harbor, and +2 Gold for each Adjacent river. So if your city includes a river that runs into the ocean, place a Harbor in the right spot and then a Commercial Hub and watch the Gold pile up! The Commercial Hub generates Great Merchant points. In addition, a Commercial Hub gives you one additional Trade Route, another way to generate more cash. As we have seen in this series, in all Civilization games a healthy Treasury is a major part of a successful game no matter what Victory type you are pursuing. Harbor – This is the Seafaring District and is unlocked when you discover Celestial Navigation. Buildings in this district include Lighthouse, Shipyard, and Seaport. And if you don't have a Commercial Hub in the city, adding a harbor can give you one additional Trade Route. Adjacency bonuses include +1 Gold from each adjacent Coastal resource, and +1 Gold from every 2 adjacent District tiles. There is also a bonus of +2 Gold if adjacent to the City Center. This district has to be built in Coastal waters adjacent to Land, but note that the City Center does not need to be on the Coast to build this. You just need to have Coastal Waters available within your city. This district generates Great Admiral points. While this district is important for projecting Maritime power, it is equally useful for generating Gold, reflecting the fact that historically Maritime powers have been the most successful traders and the wealthiest nations. Industrial Zone – This is the Production district, and is unlocked when you discover Apprenticeship. Its buildings include the Workshop, the Factory, and the Power Plant. Adjacency bonuses include +1 Production from each adjacent Quarry or Mine, and +1 from each two adjacent Districts. One interesting thing is that some of the prodction bonuses from this district can applly to any City whose City Center is within 6 tiles, so it is possible by careful placement to have one Industrial Zone that benefits 2-3 cities. This district generates Great Engineer points. These are the major districts you will be dealing with, and note that each one generates Great Person points. But note also that there are 7 of them. You can certainly have a large Empire that contains at least one of each. But to have all of them in one city would require a population of 22, which can happen if you aim for it, but also would mean very little in the way of farming or mining. I have seen expert players do a “one city challenge” where they attempt to win a victory with only one very large city, but I have never been interested in that sort of thing. I play to relax and enjoy myself. And one more thing about adjacency bonuses: you get bonuses even from Districts in a different city. As an example if you place a Commercial Hub from City A next to a Theater Square from City B, both Districts can benefit from the adjacency. Links https://civilization.fandom.com/wiki/District_(Civ6) https://www.palain.com/gaming/civilization-vi/playing-civilization-vi-part-1/ Provide feedback on this episode.
Steve Ijames has spent over four decades shaping how American law enforcement approaches force—less lethal and otherwise. From building Springfield PD's tactical team from scratch in 1988 to authoring IACP model policies and serving as an expert witness in cases like Ferguson and George Floyd, Ijames has seen the evolution of tactical policing from the inside.
Real estate conditions can look very different from one Ontario market to the next. In this September 2026 update, Simi Mehta shares what she is seeing across her portfolio and why Pembroke has been especially strong for rental demand. She also explains why she is putting more attention on industrial units in Pickering. Simi walks through how one of her joint ventures works using a 38-unit apartment building in Pembroke as an example. Four investors brought different amounts of capital into the project and received shares based on what they invested. After the property was renovated and refinanced, the investors received their original capital back plus profit while remaining invested in the property. She also shares an update on a Cornwall property that had two commercial units and a former gym. Simi and her team worked with the City of Cornwall to turn the gym space into six apartments. The project is nearing completion, with leasing and refinancing planned as the next steps. In this episode, Simi discusses: Why she looks beyond the GTA for deals • The different rental conditions she is seeing in Pembroke and Kitchener • Her current mix of single-family homes, multiplexes, and industrial units • Industrial units in Pickering starting at $125,000 • How her 38-unit Pembroke joint venture was structured • The difference between a joint venture investment and private lending in her business • The Cornwall conversion from a gym to six residential units • Her recent spiritual retreat and what she learned about acceptance and time To connect with Simi, she prefers phone calls or text messages at 647-868-3955. She can also be reached at investwithsimi@gmail.com.
Welcome to Mythicast 137! Today, Eric and Nelson share updates on ongoing projects, including FAQs, errata, and what's next for Units for the Maya. Children, can we all say DEMONS together?! Yes, we can! Starting with Mythicast 138, Lord Mortis (Nelson) will be recording from his Portuguese digs! Very exciting times all around for Mythicops Studios.As always, please like us on YouTube and your favorite Podcast platform, and join our growing communities on FB and Discord.Facebook:https://www.facebook.com/share/g/1FxzYy24Uk/?mibextid=wwXIfrDiscord:https://discord.gg/QqwA6nCxPCrux Creator Mythic Earth List Creator and Resource Site:https://mythicearth.app/https://mythicearth.app/
Dylan made a comment about how they know some creatures actually do "swim" through sand, but uh... is that true? I know there are some in video games, for example Monster Hunter, but I don't think I'm aware of any real world creatures that can do that. I would be curious to learn about them, though! You can find a video version of this podcast for free on Scanline Media's Patreon! If you want to find us on Bluesky, Dylan is lowpolyrobot.bsky.social and Six is six.scanlinemedia.com. Our opening theme is the Hangar Theme from Gundam Breaker 3, and our ending theme for this episode is Resumption from Gundam Breaker 4. Our podcast art is a fantastic piece of work from Twitter artist @fenfelt. Want to see a list of every unit we've covered from every episode, including variants and tangents? It's right here. The Scanline Media Discord can be found here! Units discussed: ovw-cc Gomel ovw-dc Wrozzo ovw-dc-2gc Wrozzo R xvx-ooo Gurdolin ovm-pp Golden Gurdolin Perfect
This Carrollton Facility presents an attractive opportunity for an investor looking for a large-scale storage operation with additional commercial space and room for growth.With 158 storage units and 25,225 total square feet, the property offers a substantial existing footprint. The 10,000-square-foot warehouse space adds another valuable component, creating flexibility for commercial use and diversification beyond traditional self-storage.At 75% occupancy, the facility already has an established customer base while leaving approximately 25% of the units available for lease-up.Key Reasons to Consider Carrollton Facility:158 total storage units25,225 total square feet10,000-square-foot warehouse space75% current occupancyApproximately 25% remaining lease-up opportunityLarge property footprint with potential for continued growth and optimizationCombination of self-storage and warehouse spaceThe opportunity here is the scale and versatility of the property. An investor can build on the existing occupancy, lease the remaining available units, and maximize the value of the substantial warehouse component.Love the show? Subscribe, rate, review & share! http://stacyrossetti.com
How do you build a multi-million pound ecommerce brand without white-labelling, without forcing subscriptions, and without a big ad budget?Tariq Kazemi, co-founder of BLD BRO, did it by building a community before he had a product. What started as an Instagram page to change the narrative around hair loss has become a 7-figure skincare brand for bald men, stocked in their own warehouse, funded by the community that asked for it.Check our BLD BRO via https://bldbro.com/This episode of Building The Brand goes beyond inspiration to break down how success is actually built.Want more from Building The Brand? Connect here: https://buildingthebrand.co.uk/newsletterIn this tactical breakdown, Tariq reveals:How to build a brand community that validates your product before you manufacture (the 90% matte vs shiny test)Why BLD BRO refused to white-label and built a bespoke formula from scratchHow to launch a DTC brand building strategy on a 1,000-unit self-funded first orderThe retention playbook: Why 50% repeat customers beats forced subscriptionsHow a £1K budget Christmas ad ended up being a high-performing TV campaign that drove direct attribution This is a masterclass in brand building strategy, how to build a community around an underserved niche, how to start a business uk the community-led way and business growth strategy for a physical product brand.Questions answered in this episode: How did Bald Bros build a community-led skincare brand?How a to validate a product idea with your audience before launching?How to build an ecommerce brand without paid advertising?What is a community to commerce strategy for DTC brands?Key Moments: 0:00 - Why This Bald Skincare Brand Became a 7-Figure Community00:18 - How to Build a Brand From Community: The Bald Bros Origin Story 02:22 - From Hair Loss Anxiety to Brand Purpose: Tariq's 10-Year Journey07:40 - Shaving His Head: The Moment That Built Bald Confidence12:48 - The £8 Billion Hair Loss Industry Lie Every Founder Should Know 14:36 - Finding a Market Gap: Why No Skincare Existed for Bald Men18:55 - App vs Physical Product: How to Choose Your First Business Idea20:22 - How to Validate Your Product Idea With Your Community (The 90% Matte Test) 23:29 - Why We Didn't White Label: Building a Bespoke DTC Product34:06 - Launch Day to Sold Out: How to Launch an Ecommerce Brand on 1,000 Units 47:31 - The Content Hire That Scaled Us: Hiring Jake Massey (Ex-LADbible) 53:01 - Bald Fest: How Community Events Build Brand Better Than Ads57:36 - The £1K TV Advert That Drove Real Brand Awareness
What would shift in your leadership if you treated every interaction, observation, and moment of reflection as an opportunity to help someone grow? In this episode, Joshua Stamper welcomes back district leader, author, speaker, and educator Lauren Kaufman. Lauren shares how her journey from classroom teacher and literacy specialist to instructional coach, assistant principal, and district leader has been shaped by mentorship, intentional reflection, and a deep commitment to keeping students at the center of every decision. Lauren explains why people remember leaders who make them feel seen, listened to, and valued beyond their job title. She also shares the story behind her latest blog, “Mentorship Travels,” and reflects on the lasting impact that small, intentional acts can have on the educators we serve. The conversation also explores how leaders can transform classroom observations into collaborative professional learning experiences. Lauren offers practical ways to reduce teacher anxiety, provide immediate and meaningful feedback, identify high-leverage learning goals, and share effective practices across a school community. About Lauren Kaufman: Lauren Kaufman is the Director of Literacy K-12 for a school district in Long Island, New York. With over 17 years in education, she has served as an assistant principal, elementary instructional coach, an elementary and middle school reading specialist, new teacher mentor coordinator K-12, creativity camp enrichment program supervisor, and a 2nd and 5th-grade classroom teacher. Lauren is a lifelong learner whose professional passion is to empower teachers to lead so they can share their gifts with others and develop lifelong literacy practices in all learners. She has led teams developing 73 Units of Study in reading and writing K-5, has provided educators with job-embedded professional learning that supported a balanced literacy approach, and guided new teachers with acclimating to the culture and climate of a school system. She has organized Long Beach Literacy Day and has presented at local and national conferences including, NCTE, #LBLit, LIASCD, #EDCampLI, Long Island Technology Summit, Long Island Language Arts Council, #NerdcampLI, and Literacy Matters Conferences. Lauren enjoys sharing her learning through blogging on her own platform, is a contributing author in George Couros' book Because of a Teacher, Lainie Rowell's book Evolving With Gratitude, IGI Global's Designing Effective Distance and Blended Learning Environments K-12, is an author for Edutopia, and a guest blogger for the Teach Better Team, Future Ready Schools, and Defined. Lauren appreciates sharing best literacy practices with colleagues, and wholeheartedly believes in developing powerful professional learning communities and networks that cultivate meaningful, relevant learning and growth. Follow Lauren Kaufman: Website:LaurenMKaufman.comTwitter:@Lau7210Instagram:laurenmkaufmanFacebook:Lauren M. Kaufman https://www.amazon.com/Leader-Inside-Stories-Mentorship-Inspire/dp/1948334755?crid=1LH30L2OYAEZF&dib=eyJ2IjoiMSJ9.sWpn9IqbcXG9hewM2RqpOdxRWZw1w-iS-8C3TMZ7CrK3h19_rahKcXJ6BTv02bND8iwqc1JBAb47VFsghcr07WHTLsBCb8hCC9CQc5HW0CT4PU4CEBdupYv8Q91LV80OQZDxVR5mJIV0ZuVt1cDjcw-xZLMLxysj4W4ZRxMBGfBowBP6iK65pk9z5l-Fg8AQxPp9EI37oQFK_Aesjb7RK_67yvMQp_WpxNr95QCQmb8.kS5VxGgo6AZlcBGikbCQJpIkNvoXbRAPMCD1tuJdRlc&dib_tag=se&keywords=the+leader+inside+book&qid=1789362018&sprefix=the+leader+inside+boo%2Caps%2C171&sr=8-1&linkCode=ll2&tag=aspirewebsite-20&linkId=bb963b86d89ccfc7565798960f47bc3d&language=en_US&gaOptInStatus=true&ref_=as_li_ss_tl — #1 New Release, "The Language of Behavior" is NOW Available! https://www.amazon.com/dp/B0DVT32KQ1?&linkCode=ll1&tag=aspirewebsite-20&linkId=d18e5a44a6582a22d15ee23193af7bb8&language=en_US&ref_=as_li_ss_tl The Language of Behavior is an essential guide for school leaders committed to transforming their school culture and addressing student behavior through a more compassionate, effective approach. Drawing on their extensive experience in education, Charle Peck and Joshua Stamper challenge outdated disciplinary practices and offer a clear, trauma-informed framework that empowers educators to interpret student behavior as a form of communication. Through three core tenets—Consider the Environment, Explore the Root Causes of Behavior, and Respond with Intentionality—this book equips leaders with actionable strategies to foster positive behavior, build stronger relationships, and cultivate a more supportive school climate. Packed with real-world case studies, evidence-based practices, and insights into the lasting effects of childhood trauma, The Language of Behavior provides school leaders with the tools to create lasting, meaningful change. It offers a roadmap to reduce behavior issues, re-engage students and staff, and establish a culture of accountability and empathy. This book is not just a reference—it's a call to lead with vision and transform how we approach discipline, ensuring every student has the opportunity to thrive. Bulk Orders: https://www.connectedd.org/bulk-orders — Need a Presenter for a conference or school PD? Contact Brad Waid to book Joshua Stamper for your next event on Improving Student Behavior, Impacting School Mental Health, or Creating healthy habits. Follow the Host, Joshua Stamper: Contact: https://joshstamper.com/contact/ Twitter: www.twitter.com/Joshua__Stamper Instagram: www.instagram.com/joshua__stamper Linkedin: www.linkedin.com/in/joshua-stamper Facebook: https://www.facebook.com/AspirePodcast Subscribe: https://podcasts.apple.com/us/podcast/aspire-the-leadership-development-podcast/id1384210762?mt=2 Aspire to Lead Won the FireBird Award! I'm happy to announce that my book, “Aspire to Lead”, won...
The reasons and impact of maternity wards closing in Maine, and possible solutions
Back in May, Mike Murray told us April was the top and the market would bottom out around August. The July numbers are in. He was right.But there is a new wrinkle. About 6,500 units crossed the block in July. A year ago it was 5,000. That is 30% more bikes at the auction, the most for any July in three years. More supply plus the normal fall slide means a lot of red on the report. Domestic cruisers down 13%. Metric down 10%. PWC down 23%.Here is the part most dealers will miss. The actual dollars are still at or above last year in most categories. The drop feels worse than it is because spring was so strong. And the lowest prices of the year are sitting right in front of you for the next 30 to 60 days.Mike walks through where the extra bikes are coming from, why the clean ones still bring big money while the rough ones sit, and what to do with the units you took in too high this summer. He also gives away the pricing trick a dealer shared in a 20 group meeting last week. It works.What we cover:Why the slide came right on schedule, and why 2026 is still a little better than expectedWhere the extra 1,500 auction units came from. It is not repos. Repos are flat.More dealers are buying too. NPA saw about 10% more dealers show up this year.The three ways dealers use Direct Buy: the trade you do not want, the trade you are not sure about, and the unit that has aged outSturgis: how NPA put numbers on non-Harley trades in a couple of minutes so the sales team could stay on the customerWhy this is a buyer's market right now. More supply, less competition, and the northern dealers are already thinking about snow.The three things that decide what a bike is worth: how wanted it is, what shape it is in, and the milesWhere the deals are. Clean low-mile bikes still get bid up. The one with a dent in the tank that needs $900 in recon is where the money is.The buying window: prices start climbing again in 30 to 45 daysThe unit you took in too high. Mike's answer: holding inventory rarely pays off. Cut it loose and put the money in something that turns.The dealer who turns his used inventory five times a year, and how he does itThe 11,995 pricing trickWhy clean Harleys keep pulling away from rough onesWhy side by sides are holding up when everything else slidWhy PWC fell off a cliff, and why not to panic about itRepos: flat, normal, nothing to worry aboutThe $10,000 bike that is now an $8,000 bike, and the $1,000 loss that turned into $2,000 because nobody had a planBook values dropping 2% to 4% on September 1, and why that is good newsTrikes: why the book went one way and the real market went anotherThe 60 to 90 day outlookThe one thing to do this week: go watch an auction for 30 minutesWatch on YouTube: https://youtube.com/@dealershipfixitNPA Market Report: https://www.npauctions.com/cp/npa-market-reportReach Mike Murray: mmurray@npauctions.comConnect with Jacob: https://www.linkedin.com/in/jacob-b-berry/Follow the Fixit Online: https://linktr.ee/dealershipfixitMotoHunt for Dealers: https://dealers.motohunt.comSponsor: https://www.ziidms.com/fixit
Concentration in blood testing is a simple concept that measures the amount of a substance relative to the volume of a fluid or sample. Different units can describe the same reality, and understanding the context is crucial for interpreting blood test results.TakeawaysConcentration in blood testing measures the amount of a substance relative to the volume of a fluid or sample.Different units can describe the same reality, and understanding the context is crucial for interpreting blood test results.Chapters00:00 Understanding Concentration in Blood Testing03:30 Units and Conversions in Blood Testing08:45 The Significance of Mole in Blood Testing14:02 Interpreting Blood Test Results in Context15:01 The Importance of Context in Blood Testing19:50 Understanding Concentration and Context in Blood Testing
It starts so promising. And hey, there are some winners near the end, too. But the middle is... well, a bit of a wasteland. It's probably because they tried to make so many combining toys. I don't know that ANYONE can make that look good. You can find a video version of this podcast for free on Scanline Media's Patreon! If you want to find us on Bluesky, Dylan is lowpolyrobot.bsky.social and Six is six.scanlinemedia.com. Our opening theme is the Hangar Theme from Gundam Breaker 3, and our ending theme for this episode is Resumption from Gundam Breaker 4. Our podcast art is a fantastic piece of work from Twitter artist @fenfelt. Want to see a list of every unit we've covered from every episode, including variants and tangents? It's right here. The Scanline Media Discord can be found here! Units discussed: Shoutmon Shoutmon (Human) Shoutmon (King Ver.) Shoutmon X2 Shoutmon (Black) Shoutmon (Blue) Shoutmon (Yellow) Shoutmon X2 (Incomplete X4) Shoutmon X2 Plus M Shoutmon X3 Shoutmon X4 Shoutmon X4K Shoutmon X4B Shoutmon X4S Shoutmon X5 Shoutmon X5B Omega Shoutmon Shoutmon DX Shoutmon X7 Shoutmon X7: Superior Mode Shoutmon + Star Sword Shoutmon + Dorulu Cannon Shoutmon + Jet Sparrow Jiji Shoutmon Shou Cutemon Shonitamon Don Shoutmon Pawn Shoutmon Shoutmon SH Shoutmon X6 Shoutmon EX6 Xros Up Omega Shoutmon (Dorulumon) Xros Up Shoutmon (Pinochimon) Xros Up Shoutmon (Chibi Kamemon) Black Shoutmon X7 Mega Black Shoutmon X7 Omega Shoutmon (X-Antibody) Shoutmon X5S Shoutmon X3GM
Senior housing is posting record absorption while new supply sits at Great Financial Crisis lows. Michael Bull, CCIM talks with Arick Morton, Chief Executive Officer of NIC MAP, about what that gap means for owners, investors, and developers. Arick walks through the numbers behind the demand story: median occupancy back near 93%, more than 30 of the top 100 metros running a 95% median, transaction volume touching all-time highs, and price per unit up meaningfully. Cap rates have compressed into the 6 handles for stabilized Class A and B product in good markets, with 5 handles trading in some cases. The supply side is the harder half. Labor costs climbed 30% to 35% between 2021 and early 2023, and because buildings sat around 80% full, almost none of it was passed through to rents. Occupancy has healed, margins have not fully caught up, and the unlevered yield on cost math still comes up short in many markets. Arick lays out what has to change before a sustained construction cycle starts. Then the opportunity set. The 80 plus population grows roughly 35% by 2030 and 65% to 70% by 2035, which means the industry needs to deliver about twice as many units as it has ever built, every year, for the next 20 years. Arick makes the case that expanding existing communities is the fastest pressure relief valve available, since roughly two thirds of the stock is 20 to 25 years old and much of it sits on land bought before land got expensive. He also covers third party management, regional density in portfolio construction, and where AI actually helps an operator. In this episode: 00:00 Senior Housing Market Outlook 2026 01:46 Meet Arick Morton, CEO of NIC MAP 02:14 Record Absorption and Capital Rotating In 03:45 Why Passive Capital Needs an Operating Partner 04:24 New Supply at Great Financial Crisis Lows 06:33 Labor Costs Up 30% to 35% and the Margin Gap 07:57 Occupancy: 93% Median, 95% in 30 Plus Metros 08:42 Active Adult, IL, Assisted Living, Memory Care, Skilled Nursing 10:45 Cap Rates: 6 Handles, and 5s for the Best Product 12:17 Transaction Volume at All-Time Highs and the NCREIF Index 13:46 Owner or Operator: The Third Party Management Question 15:42 Twice as Many Units, Every Year, for 20 Years 17:56 The Expansion Play: Building on Land You Already Own 20:02 AI, Data, and Regional Density for Operators 22:13 Where to Find NIC MAP Research 23:32 Final Takeaway Connect with Arick Morton: https://www.linkedin.com/in/arickmorton/ NIC MAP Website: https://www.nicmap.com Connect with Michael Bull & The Show: Michael Bull, CCIM Bull Realty, Inc https://www.linkedin.com/in/michaelbull/ For more commercial real estate market data, sector forecasts, and video episodes, visit CREshow.com. America's Commercial Real Estate Show is brought to you by our proud sponsors. TCN Worldwide: Commercial real estate property management, leasing, and sales solutions across the US and globally. Learn more: https://www.tcnworldwide.com Build Out: The ultimate product suite for commercial real estate brokerage firms looking to streamline their business. Learn more: https://www.buildout.com Bull Realty: Southeast U.S. commercial real estate brokerage services headquartered in Atlanta, delivering market intel and strategies. Learn more: https://www.bullrealty.com Commercial Agent Success Strategies: Twenty-one cloud accessed commercial broker training videos with slide deck action notes. Learn more at https://www.commercialagentsuccess.com/ #SeniorHousing #SeniorHousingInvestment #CommercialRealEstate #AssistedLiving #MemoryCare #IndependentLiving #SkilledNursing #CapRates #CREInvesting #RealEstateInvesting #NICMAP #CREShow
This self storage investing case study breaks down a 60-unit facility generating $55K in revenue and the value-add opportunity behind the deal.In this video, we analyze the numbers, revenue potential, and operational improvements that could increase cash flow.You'll learn how to evaluate small self-storage facilities, identify upside opportunities, and determine whether a deal like this makes sense.If you're looking to invest in self storage or buy your first facility, this breakdown will show you how to think like an owner.Love the show? Subscribe, rate, review & share! http://stacyrossetti.com
We have all heard of the issue of derelict houses, but they are not the only empty buildings in this country. The latest figures show that one in seven commercial units are empty.Newstalk Reporter Bairbre Holmes has been looking into this, and joins Shane to discuss.
After discussing the newest expansion to Konflikt '47, Invasion Amerika, in our last episode, we had to come back to discuss all of the awesome new units, platoon structures and changes that it brings.
It's always nice when we get to talk about Seed designs and just be... fairly positive? Because of course, we are usually harsh, because of our thoughts on that show and a lot of its designs. But I have no beef with the Murasame, a design whose restraint the rest of Seed could learn a lot from. Also no really, play Modded Marvel. Gamora and Gene from God Hand coming soon! You can find a video version of this podcast for free on Scanline Media's Patreon! If you want to find us on Bluesky, Dylan is lowpolyrobot.bsky.social and Six is six.scanlinemedia.com. Our opening theme is the Hangar Theme from Gundam Breaker 3, and our ending theme for this episode is Resumption from Gundam Breaker 4. Our podcast art is a fantastic piece of work from Twitter artist @fenfelt. Want to see a list of every unit we've covered from every episode, including variants and tangents? It's right here. The Scanline Media Discord can be found here! Units discussed: MVF-M11C Murasame MVF-M11C Murasame Reconnaissance Type MVF-M12A Ootsukigata MVF-P11-1428T Murasame Flight-Capable Test Type STTS/F-400 Murasame Kai
Why is the four-touchdown benchmark such an important one? How would we grade Pitt's offense, defense and special teams before Saturday's season opener? And what is our prediction for the opener against Miami (Oh.)? Answers to those questions and more in this week's Morning Pitt Mailbag.
n this Self Storage Investing Case Study, Stacy breaks down a real storage facility and walks through how investors analyze deals in the self storage industry.In this video, you'll learn:• How to analyze a self storage facility• Market and location considerations• Facility size, occupancy, and revenue potential• How self storage investors evaluate deals• Opportunities to increase value and improve operationsIf you're interested in self storage investing, buying storage facilities, or learning how to analyze deals, this case study walks through the strategies used by experienced investors.Love the show? Subscribe, rate, review & share! http://stacyrossetti.com
In 2021, the city of Portland officially legalized living in mobile dwelling units on private property. MDUs include recreational vehicles and tiny homes on wheels, which are different from accessory dwelling units, or ADUs. According to a recent survey reported in Sightline Institute, MDUs have been seeing an increase in popularity since 2020. Kol Peterson conducted the survey, owns Accessory Dwelling Strategies and is an ADU and MDU expert. He joins us to explain more on MDUs and why they are growing in popularity.
Joining us on this episode of Living Off Rentals is someone who went from one duplex to 38 rental units in just two years — and retired from her full-time job before turning 30. Rachel Richards is a real estate investor and author of Money Honey and Passive Income, Aggressive Retirement. She built her portfolio using a rent-by-the-room strategy that generated far more cash flow than traditional rentals, and by 2022 had grown her passive income to $20,000 a month. Listen as she shares how she scaled from one duplex to 38 units, why she focused on cash flow instead of counting doors, and how a $10,000 monthly income goal gave her the freedom to walk away from her job. She also opens up about turning her Denver home into a 4-unit house hack she now lives in for free, getting burned by contractors along the way, and the hard lesson from her divorce that changed how she thinks about protecting what you build — including why she now recommends a prenup. Enjoy the show! Key Takeaways: [00:00] Introducing Rachel Richards and her background [02:20] Why Rachel wanted to pursue financial freedom [05:38] How Rachel scaled to 38 units in just a few years [07:52] Reinvesting cash flow to keep growing [09:01] How pad split type of properties increased her cash flow [11:54] Challenges in tenants sharing common spaces [14:16] Finding her first off-market deal [17:26] How to stand out in the MLS competition [18:24] Cash flow number vs number of doors [21:21] Reaching the number and leaving her job [25:16] Rachel's books and teaching others about financial freedom [26:40] Lessons she learned from dealing with tenants, property managers and contractors [28:14] Finding the right market [31:27] Why you still need to manage the manager [34:48] Rachel's $750,000 Denver house hack [39:29] Working with women investing with a spouse [42:24] Managing risk in marriage and real estate [44:24] Protecting businesses and assets built during marriage [45:55] Connect with Rachel Richards [46:34] Outro Guest Links: Website: https://moneyhoneyrachel.com/ Instagram: https://www.instagram.com/moneyhoneyrachel/ Show Links: Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals Living Off Rentals Website – https://www.livingoffrentals.com/ Living Off Rentals Instagram – instagram.com/livingoffrentals Living Off Rentals TikTok – tiktok.com/@livingoffrentals Want to start investing in short-term rentals? Book a call to see if my STR Blueprint program is a good fit for you: livingoffrentals.com/call
In this episode of the mailbag, host Tim Bogatz is joined by high school art teacher Jenn Russell--subbing in for Amanda--for a wide-ranging conversation with listener questions about everything happening in the world of art teaching. Tim and Jenn share practical strategies for helping AP students understand portfolio scoring, stretching a limited supply budget, and making reflection feel like a natural part of the creative process. The conversation also explores how to structure longer, more meaningful units without losing students, what to do when students fall behind, and how solo art teachers can build stronger relationships with colleagues. Along the way, Tim and Jenn discuss student-friendly rubrics, recycled materials, handmade sketchbooks, school culture, and so much more. Resources and Links Find the September Advocacy giveaway in the Community! Learn more about the Art Ed NOW Conference! Unlocking the Secrets of AP Art How to Reveal the Creative Process Through Reflection How to Teach Self-Reflection, Critiques, Artist Statements, and Curatorial Rationales Like a Pro How to Build a Better Art Portfolio with Your Students
The Michael Yardney Podcast | Property Investment, Success & Money
Capital city home prices have continued to fall sharply over August with no sign yet of the usual pre-spring revival in activity. The national capital city median house price fell by 1.8% over the August quarter to $1,226,833 compared to the July quarter, according to the latest data from My Housing Market. In today's show Dr. Andrew Wilson explains what's really happening in Australia's property markets as we head into Spring. We unpack why house prices have kept easing, why units are holding up better, and what the latest figures mean for buyers and investors. We also look at how interest rate uncertainty, tax changes, and weaker confidence are shaping today's market conditions. At the same time, we explore why low vacancy rates, strong migration, and housing shortages are still supporting the rental market. If you're trying to make sense of the headlines, this episode gives you a clearer picture of where the cycle may be heading next. Takeaways: • National house prices fell again, extending the downtrend across Australia's capital cities. • Sydney and Melbourne remain the weakest markets, driven by cautious buyer sentiment. • Units are outperforming houses because affordability is pushing demand toward cheaper stock. • A missing spring rebound shows confidence, not just prices, is still under pressure. • Interest rate uncertainty is delaying major decisions from buyers and investors alike. • Government tax changes are adding fresh caution to property market behaviour. • Strong migration continues to support demand despite softer sales conditions. • Housing undersupply is keeping vacancy rates low and rents under upward pressure. • Melbourne units are showing resilience compared with the broader housing decline. • Property cycles eventually turn, but recovery usually starts with renewed confidence. Links and Resources: Answer this week's trivia question here - https://www.propertytrivia.com.au/ · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. · Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au Get the team at Metropole to help build your personal Strategic Property plan. Click here and have a chat with us. Michael Yardney – Subscribe to my Property Update newsletter here. Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates • Property investment strategies in Australia • Melbourne property market trends • Sydney property market forecasts • Brisbane property investment opportunities • Capital growth property strategies • Property cycles in Australia • Negative gearing and tax strategy • Interest rates and their impact on property • Buyer's agent insights and investment planning If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:https://propertyupdate.com.auhttps://metropole.com.au
Peter HB9EBE has been building his own antenna matching units since getting back into ham radio about 10 years ago, and his approach is about as minimal as it gets. His go-to field tuner is a homebrew L-match built around a single toroid and polyvaricon, small enough to fit in a dental floss case and simple enough to build in 30 minutes. Combined with a QMX in a custom carbon fiber enclosure and a random wire on a 3D-printed spool, the whole station comes in under 400 grams.In this episode we dig into his homebrew matching unit designs, his antenna evolution from resonant end-feds to random wire, why he chose an L-match over other topologies for field use, and how he handles the tradeoffs of ultralight QRP construction when every gram counts.Join us as we explore how you can get involved in portable radio, QRP, and more in this episode of the All Portable Discussion Zone (AP/DZ). Every aspect of portable operations is covered in this biweekly podcast, from news and gear to achievements, the workbench, contests, awards, and beyond.**SolderSmoke DISCORD INVITE**: https://discord.gg/GYVRZSBVFCConnect with us:* Discord: https://discord.gg/WVE3vVveWU* YouTube: https://www.youtube.com/c/redsummitrf* TikTok: @redsummitrf* X (formerly Twitter): @NJ7V_Support the channel:* Buy us a Coke: https://www.buymeacoffee.com/RedSummitRF* Red Summit RF Amazon Storefront: https://www.amazon.com/shop/redsummitrf#apdz #HamRadio #QRP #amateurradio #hamradiopodcast #SOTA #PortableOps #CW #QMX #HansSummers #homebrewradio #ATU #antennatuner #Lmatch #Zmatch #QRPantenna #EFHW #scratchbuild #HB9EBE
We all know that magic and mecha aren't opposing concepts. They can totally play nice together. And mecha and girls? Can go great, for sure. Or very bad, we cannot endorse the behavior of Garalia from Dunbine. But what about both? Magical girls and mecha? Well, I haven't seen Granbelm yet. But I'm optimistic. You can find a video version of this podcast for free on Scanline Media's Patreon! If you want to find us on Bluesky, Dylan is lowpolyrobot.bsky.social and Six is six.scanlinemedia.com. Our opening theme is the Hangar Theme from Gundam Breaker 3, and our ending theme for this episode is Resumption from Gundam Breaker 4. Our podcast art is a fantastic piece of work from Twitter artist @fenfelt. Want to see a list of every unit we've covered from every episode, including variants and tangents? It's right here. The Scanline Media Discord can be found here! Units discussed: White Lily The Lilith Viola Katze Viola Katze Femme Fatale Viola Katze Femme Fatale New Moon Aconite Gris Aconite Renata Crest Anthurium Drosela Nocturne Ji Guang Long Setsugetsu Baika Cellar Door Nocturne Setsugetsu Baika (Kishin Kyougetsu)
Last time we spoke about the reaction after the surprise attack on Pearl Harbor. After four years of fighting Japan almost alone, China's Chiang Kai-shek learned of Pearl Harbor with profound relief. Japan's attack, meant to neutralize American naval power, instead galvanized the entire Western world against Tokyo. Within hours, Chiang declared war on the Axis powers, transforming China from an isolated nation to a recognized Allied member. The strategic mathematics were clear to Chiang: America's industrial might would ultimately crush Japan. China simply needed to survive long enough. The United States quickly formalized this partnership, pledging military support through Lend-Lease and elevating Chiang to leadership of Allied forces in the China theater. Yet Pearl Harbor brought catastrophe for Western civilians in China. Americans and Britons, previously protected as neutral foreigners, were suddenly rounded up and interned in camps. For many, decades of presence in China ended in hasty evacuation, leaving behind lives built over generations. #216 The Battle of Hong Kong Part 1: The Approaching Storm Welcome to the Fall and Rise of China Podcast, I am your dutiful host Craig Watson. But, before we start I want to also remind you this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Perhaps you want to learn more about the history of Asia? Kings and Generals have an assortment of episodes on history of asia and much more so go give them a look over on Youtube. So please subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry for some more history related content, over on my channel, the Pacific War Channel where I cover the history of China and Japan from the 19th century until the end of the Pacific War. Japan emerged as a significant threat to British interests during the 1920s following the collapse of the Anglo-Japanese Alliance. This concern intensified dramatically after Japan's invasion of China, with the ensuing Sino-Japanese War escalating tensions further. British assets in the region came under direct assault, including attacks on Western military and commercial vessels such as HMS Ladybird. Yet despite these provocations, the British Government maintained an inconsistent stance toward Japan, responding with only feeble diplomatic and military countermeasures. This contradiction characterized London's approach: while diplomatic channels remained conciliatory, military planners viewed Japan with genuine apprehension. During the 1930s, Singapore and Malaya represented Britain's most valuable and prosperous holdings in the Far East and consequently received substantial garrison reinforcements. By contrast, Hong Kong was widely acknowledged to be indefensible—a conclusion reached repeatedly by successive military studies. Despite this consensus, the British Government proceeded with the Hong Kong Defence Scheme in 1936, which aimed to transform Hong Kong Island into a fortified redoubt while establishing delaying positions in Kowloon and the New Territories. The Hong Kong Garrison's mandate was straightforward: repel external attacks and prevent enemy use of the harbour and dry dock. The underlying strategy relied on a simple principle: hold Hong Kong Island as an impregnable fortress and await relief from the Royal Navy. Consequently, protecting the harbour became the paramount objective. Japanese strategists were correctly identified as Hong Kong's primary threat, with military planners anticipating attack from the sea rather than overland. To counter such an offensive, the defence scheme incorporated five successive layers of protection: naval mines fitted with indicator nets and anti-submarine booms formed the first barrier; coastal artillery provided the second; beach installations featuring pillboxes, wire entanglements and mines constituted the third; infantry strongpoints positioned on commanding heights guarded against amphibious landings; and finally, a mobile reserve force stood ready to counterattack and eliminate any successful enemy incursion. The 1936 plan also mandated extensive fortification of Kowloon's bottleneck approaches through bunkers, trenches and blocked passages, with a principal defensive line—resembling a miniature Maginot Line—constructed across the mountains immediately north of Kowloon. The garrison structure comprised three infantry battalions plus the Hong Kong Volunteer Defence Corps (HKVDC), a unit approximately regiment-strength equipped with armoured cars, engineers, artillery, anti-aircraft guns and infantry. These forces organized into three brigades: mainland, island, and garrison reserve. The air component was planned to be formidable: a reconnaissance squadron, a fighter-bomber squadron, two torpedo squadrons and a flight of auxiliary spotting aircraft operated by the HKVDC. Naval forces consisted of a modest destroyer contingent, an MTB flotilla, gunboats and patrol vessels. When Japan occupied Guangzhou, Hong Kong found itself effectively encircled. In response, limited conscription was implemented, though restricted to non-Chinese males for HKVDC service. Chinese personnel were largely confined to non-combat positions such as air-raid precautions and medical duties. The expanding Japanese threat prompted a substantial expansion of the Hong Kong Garrison to four regular infantry regiments—two British units (one specializing in medium machine-gun support) and two Indian regiments. Supporting forces included two coastal artillery regiments, a field artillery regiment-plus, and an anti-aircraft regiment. The Royal Navy expanded to include the 2nd MTB flotilla (eight 60-foot, 29-knot motor torpedo boats armed with twin torpedoes and eight Lewis guns each, plus two smaller 55-foot vessels), four shallow-draught river gunboats (HMS Cicala, Tern, Moth and Robin), four aging World War I S-class destroyers (HMS Thracian, Thanet, Scout and Tenedos—the last transferred to Singapore in 1939), HMS Cornflower sloop, and various auxiliary vessels including tugs, boom defence ships and minelayers. The Fleet Air Arm deployed three Supermarine Walruses—single-engine reconnaissance amphibians—at Kai Tak Airport. The Royal Air Force remained the weakest service, equipped with only four Vickers Wildebeest torpedo-bombers and a handful of HKVDC aircraft: one Avro Tutor, two Hornet Moths and two Cadet biplanes. When World War II erupted in Europe, Britain's focus necessarily shifted to national survival, inevitably leaving distant imperial outposts like Hong Kong neglected. Rather than receive reinforcements, Hong Kong actually lost capable personnel; many veteran troops were repatriated to Europe, leaving behind a less proficient garrison. Peacetime duties had proven a poor preparation for combat—officers and men had passed their time socializing rather than maintaining combat readiness. Governor Sir Geoffrey Northcote persistently urged London to adopt a firmer stance against relentless Japanese provocations: aircraft incursions, sinking of junks and fishing vessels, and infiltration by Taiwanese fifth columnists (Japan had colonized Taiwan in 1895). Recognizing the hopelessness of his position, Northcote recommended withdrawal in October 1940, arguing that defending the colony would inevitably result in mass civilian casualties and widespread destruction—a pragmatic assessment given Hong Kong's indefensible state. London categorically rejected this proposal, reasoning that withdrawal would demoralize China, embolden Japan and undermine American confidence in British resolve. Underlying this decision was an additional consideration: the long-standing dispute over Hong Kong's sovereignty. Since Britain acquired Hong Kong in 1841, the prospect of surrendering it, even temporarily, raised fears about reclaiming it afterward. Preserving the appearance of British determination was deemed crucial to demonstrating to Chiang Kai-shek, Nationalist China's leader, that Britain intended to retain the territory. Despite these political calculations, London consistently refused fresh troop deployments. Major-General A. E. Grasett, the China theatre commander, requested reinforcements only to face rejection—London offered only Indian or other colonial forces. Air Chief Marshal Sir Robert Brooke-Popham, appointed British commander in the Far East in 1941, likewise pressed for garrison strengthening, to no avail. The situation shifted dramatically after Grasett, a retired Canadian who had recently left his China post, travelled to Britain via Canada. Upon arriving in Canada, he independently approached his former classmate Major-General Crerar, Chief of the Canadian General Staff, and advocated for reinforcement. Grasett argued persuasively that deploying two or more additional battalions would enable the Hong Kong garrison to withstand an extended siege. When Grasett reached London in early September 1941, he presented this case directly to the British Chiefs of Staff, simultaneously proposing that Canada could provide the extra units. His arguments proved persuasive; the Chiefs of Staff altered course and convinced a reluctant Churchill to reconsider. In light of accelerating Japanese pressure, Britain substantially enlarged the Malaysia/Singapore garrison from nine to 32 battalions and despatched two capital ships—HMS Prince of Wales and Repulse—to the region, reasoning that this show of force would deter Japanese aggression against British Far Eastern interests, including Hong Kong. The original defence strategy envisaged holding Hong Kong Island exclusively while denying the harbour to attackers. A single battalion (the Punjabis) would execute delaying actions across the New Territories, followed by a three-battalion defensive stand on the Gin Drinkers Line. This brief mainland resistance would allow time for demolishing stores, power installations, docks and wharves, clearing food stocks and removing vital matériel before withdrawing to Hong Kong Island for a protracted resistance awaiting relief from Singapore or American forces from the Philippines. The Gin Drinkers Line—styled after the French Maginot Line in miniature—ran approximately 18 kilometres south of the Sino-Hong Kong border. Beginning near Gin Drinkers Bay west of Kowloon, it extended 17 kilometres across the Kowloon Peninsula hills toward its eastern extremity. The strategic expectation was that this line would delay the Japanese assault for three weeks or longer, permitting battalion withdrawal to Hong Kong Island for sustained resistance while mainland forces completed evacuation procedures. The 1937 war plan stipulated that four battalions would be necessary for an effective delaying action and seven for an adequate Gin Drinkers Line defence—figures which excluded the aircraft and naval support essential to success. With only a single army brigade available and virtually no air capability, planners abandoned the mainland defence concept, leaving defensive works incomplete and deteriorating under tropical conditions. Chinese personnel were conspicuously absent from initial war preparations and strategic planning, only being incorporated late in the process. The largest Chinese component was the volunteer contingent serving with the HKVDC. On the regular army side, approximately 150 Chinese recruits were enlisted in mid-1941 for the 5th Anti-Aircraft Regiment. The Hong Kong Chinese Regiment, hastily constituted on 3 November 1941, comprised officers borrowed from British and Indian units alongside 52 Chinese junior NCOs and other ranks with minimal training. A Royal Engineers troop staffed entirely by Chinese soldiers saw service, and some Chinese personnel served with the Royal Navy and Dockyard Defence Corps. Chinese participation increased substantially in auxiliary services—air-raid precautions, auxiliary police, nursing, St John Ambulance and fire brigades. This reluctance to fully integrate Chinese forces likely reflected prevailing attitudes of the era. Pre-war British propaganda had frequently mocked Japanese military capability, portraying officers and soldiers as myopic and incompetent. Japanese combat prowess was systematically underestimated; their victories in China were attributed to facing inferior opposition rather than evidence of genuine military strength. Japanese weaponry was dismissed as inferior to European standards. Consequently, British confidence remained high that the colony could hold indefinitely if adequately reinforced. In September 1941, Hong Kong received heartening news: two additional Canadian battalions would be deployed to the garrison. Brigadier John Maltby promptly revived the pre-war plan for defending the Gin Drinkers Line, developing a strategy centred on three mainland battalions (2nd Royal Scots, 5/7 Rajputs and 2/14 Punjab) supported by HKVDC elements and four artillery troop detachments, while three island battalions (1st Middlesex, Royal Rifles of Canada and Winnipeg Grenadiers) bolstered by the bulk of the HKVDC would hold Hong Kong Island. Command responsibility was divided between two brigades: the Island Brigade (Hong Kong Infantry Brigade) under Brigadier Lawson, a recently arrived Canadian, and the mainland Kowloon Infantry Brigade under Brigadier Wallis. The Canadian regiments arrived on 16 November 1941. Maltby was commissioned into the Indian Army in 1911, and saw extensive service across multiple campaigns: World War I, the Persian Gulf (1913–14), and the North-West Frontier (1923–24). His early promise earned him selection for accelerated advancement through prestigious staff colleges at Quetta and RAF Andover. By 1937, he was again serving on the North-West Frontier, and by 1939 commanded both the 3rd Jhelum Brigade (later the Calcutta Brigade) and the 19th Infantry Brigade in Deccan. In 1940, posted to China, Maltby orchestrated the closure of the North China Command by withdrawing two infantry battalions from Shanghai. Promoted to major-general as GOC China in August 1941, he had only three months to prepare the colony's defenses, a race against time he could not win. The Gin Drinkers Line occupied a naturally dominant position atop mountains spanning northern Kowloon's breadth, yet possessed inherent weaknesses that would prove fatal. The line lacked defensive depth and remained vulnerable to flanking manoeuvres, with two sectors representing particular danger: Customs Pass and the gap between Golden Hill and Laichikok Peninsula near Gin Drinkers Bay. Given the extended front, each battalion arranged its forces in a string of platoon positions with gaps covered by daytime fire and nighttime patrols. One company per battalion could be held in reserve within prepared positions guarding the most dangerous sectors. The reserve company of the centre battalion (2/14 Punjab) initially advanced as forward troops, screening demolition operations and delaying the enemy's initial thrust. The hasty decision to establish mainland defences meant that essential support systems—communication networks, artillery registrations, mortar calibrations—remained incomplete when combat commenced. Ammunition shortages compounded the problem. For instance, the 2/14 Punjab conducted only a single 3-inch mortar practice session before the attack; adequate ammunition arrived only in November and totalled a mere 70 rounds per battalion for both training and combat. These mortars were registered for the first time in their battle positions, with combat beginning just 12 hours later. The 2-inch mortar situation was even more desperate: troops received live ammunition only as fighting started, making their baptism of fire an actual combat situation. Transportation deficiencies—trucks and animals in short supply—forced manual ammunition transport across Hong Kong's challenging terrain, imposing severe physical demands on already stretched personnel. On 6 November 1941, Imperial Japanese Headquarters ordered its Commander-in-Chief in China to prepare plans for capturing Hong Kong. The 23rd Army, part of the China Southern Expeditionary Army Group and commanded by Lt. Gen. Sakai Takashi with Maj. Gen. Kuribayashi Tadamichi serving as Chief of Staff, would form the invasion's backbone. All preparations were to be completed by the end of November 1941. The operation, designated 'Operation C', sought to 'seize Hong Kong within ten days'. Takahashi was the son of a factory worker, and rose through the ranks to become a veteran of China campaigns. He was tasked with capturing Hong Kong using the 38th Division normally assigned to the Southern Expeditionary Army Group. Despite setbacks and humiliation over requests for additional resources—particularly following intelligence reports of tanks (actually Bren carriers) in Hong Kong—Sakai remained determined to succeed. He served as Governor of Hong Kong from 26 December 1941 to 20 February 1942. Kuribayashi, best remembered as the Japanese commander at Iwo Jima, graduated from the Army Academy in 1914 specializing in cavalry. He served as deputy military attaché to Washington and Canada and studied at Harvard University. In December 1941, he held the position of Chief of Staff to the 23rd Army during the Hong Kong operation. Operation C followed a straightforward strategic framework. A blocking force would prevent Chinese interference from the rear, while the main invasion force would spearhead the assault. The 23rd Army, comprising four divisions plus a mixed brigade and two infantry regiments, received the assignment to attack Hong Kong. Of these four divisions, only the 38th played a substantive role in the invasion itself. The attack employed a combined-arms approach. Naval forces would establish a blockade and deliver bombardment while aircraft targeted key installations. Ground forces from the 38th Division—specifically the 228th, 229th, and 230th Regiments—would execute the land invasion using a three-pronged strategy. The right column would sweep westward in a wide arc, clearing Castle Peak Road and targeting the western flank of the Gin Drinkers Line near Laichikok Peninsula. The centre force would press directly through the line's middle, while the left column would cross Tidal Cove (Tolo Harbour) toward Kai Tak Airport and eastward toward Devil Peak, a crucial defensive position. The objective was to annihilate British forces on the mainland and compel Hong Kong's surrender through sustained bombardment. Should British forces resist, the island phase of the campaign would commence. Securing the rear against the Chinese National Army of the 7th Military District and Communist guerrillas fell to the 66th Regiment, normally part of the 51st Division but attached to the 38th for this operation. The 66th would simultaneously occupy and secure rear areas throughout the New Territories and Kowloon while the three assault regiments engaged the main defensive forces. This rearguard operation was organised into columns named after their commanding officers: Kitazawa, Kobayashi, Sato, and Araki. The Japanese selected the narrowest approach between Kowloon and Hong Kong Island, targeting the eastern coast near Lyemun Passage where only 410 metres of water separated the mainland from the island. Upon landing, forces would rapidly advance inland to seize the critical junction of Wongneichong Gap, then pivot westward and southward to capture Victoria City and the remainder of Hong Kong. The naval contingent divided into two groups: the Bombardment Group and the Attack Group. Approximately 300 personnel from the Special Naval Landing Force (SNLF) were attached to the invasion force. Air support came from the First Air Brigade under Col. Habu Hideharu, which contributed 56 light bombers and fighters. Their mission was to neutralise the Royal Air Force and Royal Navy, thereby securing aerial and maritime superiority for the ground campaign. On the eve of war, the British garrison numbered 13,981 all ranks, including nursing staff and St John Ambulance personnel. Of these, 8,919 were British and Canadian, with 4,402 Indian and Chinese. The core infantry force comprised 5,422 regular soldiers, complemented by approximately 6,000 additional personnel across artillery, engineering, naval, and Hong Kong Volunteer Defence Corps (HKVDC) units. By 1941, the Royal Navy had become a shadow of its former self as the once-dominant China Squadron. Of the three World War I destroyers present on 8 December, two had been sent to Singapore—the third undergoing repairs—by 1930. This redeployment stemmed partly from the futility of defending the colony and partly from a commitment by senior US Navy officers: Britain would reinforce Singapore with Hong Kong's fleet in exchange for four American destroyers at Singapore. This American guarantee, however, never materialized. The defensive infrastructure focused primarily on countering a seaborne attack: twenty-nine coastal guns (9.2in., 6in., 4.7in., and 4in. calibres), ten 18- and 2-pounder beach defense guns, and twenty-eight field guns (60-pounder, 6in., 4.5in., and 3.7in. calibres). The Hong Kong Garrison's infantry comprised four regular army battalions—two British and two Indian—bolstered by five HKVDC infantry companies, each averaging 100 men. The 1st Middlesex Regiment, deployed in August 1937, served as a machine-gun battalion equipped with forty-eight Vickers medium machine guns. Having been abroad since 1931, the regiment had deteriorated through protracted garrison service, Hong Kong being among the softest postings available. From September 1939 onward, all regiments—including the 5/7 Rajputs (arrived June 1937) and the 2/14 Punjab—experienced systematic loss of experienced officers and NCOs to other theaters. The Royal Scots proved particularly hard hit, suffering disciplinary problems and an unusually high court-martial rate. Units like the Hong Kong and Singapore Royal Artillery suffered critical leadership gaps that went unaddressed. By December 1941, many formations fielded inexperienced replacement troops, significantly undermining combat readiness. The Punjabis exemplified these deficiencies. Stationed in Hong Kong since November 1940, they received their vehicles and mortars only in August 1941—three months before combat. Compounding this, forty percent of their strength consisted of raw recruits arrived just in October. When war erupted, artillery regiments found themselves relying on junior officers in senior roles, with British commanders unfamiliar with Urdu directing Indian troops, a handicap that severely compromised effectiveness. Deficient equipment compounded leadership shortages. Shells dating from 1918 detonated prematurely upon discharge, while ammunition shortages crippled operations. On 8 December, all field guns deployed with merely 100 rounds apiece, with 200 rounds held in reserve for the entire campaign, and coastal guns received only 25 rounds each. Insufficient cross-training meant many infantrymen failed to understand the artillery "clock face" targeting system, causing them to miss their objectives. Malaria devastated European troops, particularly the Royal Scots. Of approximately 770 personnel, at least 180 suffered recurring malarial episodes from the Shing Mun Redoubt area's notoriously endemic conditions. Staff shortages forced nearly every unit to promote junior officers to positions beyond their rank, exacerbating structural weaknesses. Although the Canadians' arrival bolstered the garrison, significant handicaps undermined their effectiveness. Both battalions carried a C-class designation—deemed unfit for foreign service—having spent years in soft garrison postings without rigorous training. The deficit was stark: each Canadian soldier received only thirty-five rifle practice rounds. The two battalions incorporated 115 men with fewer than sixteen weeks' training, while sixty-two of seventy-five recruits joining the Winnipeg Grenadiers in June came directly from a training depot lacking even basic rifles. Twelve percent of the Canadian force remained untrained. Equipment deficiencies proved even more damaging. A standard 1941 Canadian infantry battalion required 102 motor vehicles—including twenty-two Universal Carriers, thirty-seven ¾-ton trucks, thirteen 1-ton trucks, thirty-one bicycles, and twenty-two Boys anti-tank rifles. When the Canadians landed, logistical failures left them with only six Bren carriers, two water tankers, twelve ¾-ton trucks, and a single Boys anti-tank rifle. Although they carried 3in. mortars, neither ammunition nor radios accompanied them. Canada possessed only 300 3-inch mortar bombs in its entire inventory at that time, making any allocation to Hong Kong impossible. A second vessel, the SS Don Jose, was dispatched with replacement vehicles and equipment but never reached Hong Kong before 8 December. The Japanese seized it en route to Manila. Despite these shortcomings, the force departed on 27 October with 1,975 men and arrived on 16 November. Intelligence estimates regarding Japanese available forces varied widely, ranging from two to four divisions. On 6 December evening, Chinese reports confirmed the previous day's arrival of three Japanese divisions at Buji township, located eight miles from the border in what is now Shenzhen. Earlier, around 1 November, a Japanese deserter provided intelligence of significant troop concentrations north of the frontier, including large-calibre artillery indicative of at least divisional strength. The Hong Kong invasion force comprised three service branches: the Imperial Japanese Army (IJA) deployed the 38th Infantry Division, the Imperial Japanese Navy (IJN) committed the Second China Fleet, and the Imperial Japanese Air Force (IJAF) contributed the 1st Air Group. Command of the ground assault rested with Lieutenant-General Sano Tadayoshi of the 38th Division, supported by Major-General Ito Takeo heading the infantry group, while supporting arms including artillery, engineers, armor, and transport fell under Sano's authority. The main assault force consisted of three infantry regiments from the 38th Division, each led by a colonel: the 228th under Doi Teihichi, the 229th under Tanaka Ryosaburo, and the 230th under Shoji Toshishige. The 38th Division itself was a standard 1940s B-class infantry division of approximately 20,000 troops (ranging from 18,000–21,000 depending on operational requirements), organized into three regiments with three battalions each. Reflecting the Japanese army's reliance on animal and human transport, each regiment fielded roughly 3,800 troops supported by some 700 horses. Battalion strength averaged around 1,071 personnel, with companies numbering approximately 180 men. Japanese infantry battalions of this period featured a distinctive organization: rifle platoons consisted of four sections (three equipped with rifles and light machine guns, one with light mortars and rifles), complemented by an additional heavy machine-gun company fielding twelve Type 92 weapons and a troop of light artillery—likely Type 92 70mm infantry guns. The divisional field artillery regiment operated 75mm Type 41 mountain guns organized into three 688-man battalions, each with two troops of two guns. Mountain artillery units, numbering 36 guns total, carried additional personnel (3,400) and animals (1,400) to navigate the terrain complexities of Hong Kong operations. Recognizing the need for overwhelming firepower to compel Hong Kong's surrender, the IJA augmented the invasion force with heavy artillery—15cm and 24cm howitzers commanded by Major-General Kitashima Kineo. News of the Canadian reinforcements arriving in Hong Kong forced a reassessment. Commander-in-Chief Sakai Takashi of the 23rd Army informed his superiors that the original ten-day timeline was unrealistic and requested additional troops. Although most formations were already committed to other operations, Imperial Headquarters eventually authorized two depot regiments from Japan to support the campaign. Intended for second-line duties rather than frontline combat, these units were to be returned promptly after freeing experienced personnel for Hong Kong operations. This arrangement allowed the 19th and 20th mixed brigades—approximately 6,000 men organized in five infantry battalions, a field artillery battalion, and an engineer battalion—to be released for Hong Kong. However, Sakai's request for reinforcements met with disapproval from Imperial Headquarters, and he received an unmistakable message: a swift, decisive campaign was essential. His situation worsened when Japanese agents mistakenly identified British Bren carriers as tanks, forcing Sakai to improvise armor by raiding the 1st Reserve Tank Battalion and tankette units from infantry depot divisions. In attempting to secure additional armor from the 11th Army's 9th Reconnaissance Regiment, Sakai encountered resistance. General Hata Shunroku lodged sustained complaints with senior officials, and Sakai received a sharp rebuke—further requests would not be entertained, and his replacement would follow if necessary. Stung by this loss of face, Sakai abandoned all additional requests and became even more determined to achieve success. Vice-Admiral Niimi Masaichi, commanding the 2nd China Expeditionary Fleet, oversaw the entire naval element, divided into bombardment and attack groups. His flagship, the light cruiser Isuzu, carried Captain Ura Koichi, who simultaneously commanded the bombardment group. This naval force assembled ships from various China Expeditionary Fleet units, particularly from the Canton Special Base Force, 15 Squadron, and 11 Torpedo Boat Division at Guangzhou. Reflecting Niimi's lack of confidence in the army's air support capabilities, the seaplane tender IJN Kamikawa Maru joined the operation on his insistence, providing organic naval aviation against the threat posed by British Wildebeests. Niimi also petitioned for destroyers IJN Wakaba and Yugure to counter the three British destroyers, though this request was denied. The Special Naval Landing Forces (SNLF) were assigned to conduct diversionary attacks south of Hong Kong Island, intended to distract British forces from the main land invasion thrust. The IJAF's 1st Air Brigade, commanded by Colonel Habu Hideharu, centered on the 45th Air Regiment with 34 Kawasaki Ki-32 Type 98 'Mary' light bombers. This composite force drew aircraft and units from airfields across China and Manchuria—Beijing, Shanghai, Taiwan, and Qiqihar—all assembled at Baiyun Aerodrome in Guangzhou on 7 December 1941. Supporting the 1st Air Brigade were the 10th Independent Squadron under Captain Takatsuki Akira with 13 Nakajima Ki-27 Type 97 'Nate' fighters, 3 Mitsubishi Ki-15 Type 97 'Babs' command reconnaissance aircraft from the 18th Independent Reconnaissance Squadron, and the 44th Independent Squadron fielding 6 Tachikawa Ki-36 Type 98 'Ida' observation aircraft. Years before the invasion, the Japanese cultivated an extensive network of agents and sleeper operatives in Hong Kong, methodically gathering intelligence and mapping military installations. This sophisticated network proved remarkably effective: invasion maps carried by IJA officers were actually Hong Kong Government and British military maps, overprinted with Japanese annotations and interpretations. British officers later discovered in captivity that the Peninsula Hotel's regular barber was a Japanese Navy lieutenant-commander who had exploited the intimate setting to extract valuable information about British force dispositions. Intelligence operatives infiltrated every level of Hong Kong society—the garrison tailor and barber both served as spies. This groundwork enabled exceptional accuracy in artillery fire and bombing campaigns. The Japanese further leveraged criminal networks, recruiting gangsters throughout Hong Kong and Guangdong province with money and arms, turning them into irregular auxiliaries supporting the invasion. On Sunday, 7 December, seven hundred members of the 2nd Royal Scots and Middlesex Regiment marched to St John's Cathedral for the morning service. As Major-General Maltby read a passage from Matthew, his aide-de-camp, Lieutenant I. MacGregor, delivered an urgent message that would change everything. Preparations for conflict had already begun. On 5 December, the HKVDC had mobilized fully, yet Hong Kong's broader population remained unmoved—the Happy Valley racetrack reported record attendance that very day. The contrast was stark: while one institution prepared for war, another celebrated as though nothing threatened. Japanese forces had been positioned advantageously since autumn 1941. The 23rd Army was already stationed west of Guangzhou, with contingents scattered across Foshan Town, Zhuhai, and other locations on the Pearl River delta. Upon orders for war on 1 December, they faced minimal distances to cover. The army regrouped at Humen, Shilong Town, and Guangzhou itself—staging areas for the invasion. The first visible signs arrived on 4–5 December when Japanese forces landed at Mirs Bay; the 228th Regiment moved into its staging area at Buji Town, now part of Shenzhen City. Maltby received these reports and immediately departed the cathedral service to issue urgent stand-to orders. Yet skepticism persisted within military circles. Some dismissed the threat, dismissing such intelligence as "astonishingly erroneous." Meanwhile, the Imperial Japanese Navy massed in the waters beyond Hong Kong's horizon. The Kowloon Infantry Brigade held a stretched defensive line: the 5/7 Rajputs anchored the centre, the 2/14 Punjab the east, and the 2nd Royal Scots the west. Forward positions extended far—C Company, 2/14 Punjab, under Major S. Burns ranged along Castle Peak Road toward Yuen Long. The brigade screen, C Company of the 2/14 Punjab, held Shueng Shui and Taipo Market with four Bren carriers and two armoured cars from the HKVDC, backed by engineers and the 22nd Fortress Company. The Hong Kong Infantry Brigade held Hong Kong Island itself. The Winnipeg Grenadiers occupied Victoria City on the north-west coast, while the Royal Rifles of Canada stretched along the north-east shores from Saukiwan to Lyemun. Brigadier Lawson commanded from his headquarters at Wongneichong Gap in the island's centre. At 0355 hours on 8 December, the code word "Blossom Blossom" was transmitted. Eleven minutes later, Lieutenant-General Sakai ordered the invasion to commence. Fifty minutes after that, at 0445 hours, Major Charles Boxer—a fluent Japanese speaker formerly of the Lincolnshire Regiment—was roused by Radio Tokyo announcing that war was imminent. Governor Young and Major-General Maltby were informed at once. By 0500 hours, the forward demolition points had been blown by Major Gray, OC of C Company 2/14 Punjab, and the HKVDC engineers under Major J. H. Bottomley. At 0645 hours, the garrison received formal notification: Britain and Japan were at war. Seventy-five minutes later, air-raid sirens wailed. Within moments, smoke billowed from Kai Tak Airport as Japanese aircraft destroyed virtually the entire air garrison. The Wildebeests, Walruses, HKVDC biplanes, and several civilian planes were engulfed in flames. Only two Ju-52s of the Eurasia Corporation and one CNAC T-32 Condor escaped destruction—dispersal bays had never been built due to lack of funds. The Japanese then turned to secondary targets, bombing Shamshuipo Camp and the neighbouring police station. The Canadians suffered few large-scale casualties in the initial strikes, though Sergeant Routledge and Signalman Fairley of the signal platoon were wounded—the first Canadian soldiers injured in World War II. Remarkably, Hong Kong Island's theatres, cinemas, and restaurants continued operating as though the island faced no peril. Japanese demolition efforts proved only minor obstacles. Bridges blown were quickly replaced. The invasion proceeded on three fronts: the 230th Regiment advanced westward along the northern route toward Yuen Long and Castle Peak, targeting the northern slope of Tai Mo Mountain. The 228th Regiment drove down the centre, following the Sheung Shui–Taipo–Kowloon road toward Grassy Hill north of the Shing Mun Redoubt. The 229th Regiment, crossing at Sha Tau Kok and by boat at Starling Inlet, proceeded via Taipo toward Tai Shui Hang and Ma On Mountain. Whenever confronted with strongly defended positions, the Japanese bypassed them entirely rather than engage. The first day brought scattered but spirited resistance. Around 1300 hours, the Punjabis inflicted the first serious check, drawing blood from advancing Japanese forces. At 1830 hours, they ambushed and decimated several Japanese platoons south of Taipo market town. The HKVDC's armoured cars and Bren carriers struck similar successes nearby. The 2 Royal Scots' reconnaissance platoon clashed with elements of the 229th Regiment around Yuen Long. Despite these minor victories, Japanese momentum continued. Armed with stolen British maps and guided by fifth columnists, they pushed forward relentlessly. By late afternoon on the 8th, the Punjabis withdrew toward Grassy Hill to avoid being outflanked. The artillerymen of the 12th Battery engaged an IJN destroyer and Japanese forces around Taipo, inflicting heavy casualties. Farther south near Shatin, on the Taipo–Kowloon highway, rapidly advancing Japanese troops surprised the defenders and severed the fuse at an HKVDC demolition point. Their triumph proved momentary; the engineers completed the backup circuit and detonated the bridge, destroying it along with the Japanese soldiers crossing it. By early morning on 9 December, orders came to withdraw all mainland units to the Gin Drinkers Line. The Punjabis, already at Shatin Wai overlooking Tide Cove, held their position under pressure and continuous shelling for the next two days. The HKVDC withdrew to Fotan, a village south of Shatin. Maltby ordered D Company, 5/7 Rajputs, under Captain H. R. Newtons to Smuggler's Ridge to close the gap between the 2 Royal Scots and 2/14 Punjab. HKVDC armoured cars and Bren carriers continued patrols along Castle Peak Road while HMS Cicala, having survived two air attacks, maintained station in Castle Peak Bay. Despite an IJN blockade, the destroyers HMS Thanet and Scout slipped anchor and escaped to Singapore around 2130 hours. The surviving CNAC and Eurasia aircraft took off with high-value evacuees: Dr. Sun Yat-Sen's widow and her two equally renowned sisters—the Soong sisters—along with Chinese Finance Minister H. H. Kung. Also departing was Lieutenant-Colonel H. Owen-Hughes of the HKVDC, who carried orders to coordinate with the Chinese Nationalist Army for a rear-guard attack on Japanese forces to relieve the pressure on Hong Kong. I would like to take this time to remind you all that this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Please go subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry after that, give my personal channel a look over at The Pacific War Channel at Youtube, it would mean a lot to me. On 8 December 1941, Japan attacked Hong Kong with the 38th Division, supported by naval and air forces. Despite British defenses manned by undertrained, under-equipped troops, Japanese forces advanced rapidly across three fronts. Within hours, the RAF was destroyed, demolitions proved futile, and British units withdrew toward the Gin Drinkers Line facing overwhelming odds.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Marianna Rebelo shares her journey into real estate investing, focusing on multifamily properties, building relationships, and leveraging AI for business growth. Discover practical insights on networking, scaling, and maintaining resilience in the real estate industry. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
The Big Picture Blueprint: Navigating Land, Real Estate, and Business Success
In this episode, we sit down with real estate investor Dylan Osmon to talk about what scaling a portfolio looks like when the business starts demanding more than one person can handle. Dylan shares the reality of owning more than 200 units while managing rentals, vacancies, construction projects, and staffing problems at the same time. He explains why hiring has become one of his biggest challenges, why core values matter more to him than experience, and what he has learned from trying to grow without always having the right team in place.The conversation also explores how Dylan is building toward 1,000 units through a mix of new construction and value-add deals. He shares why simple, repeatable builds work well in his market, how doing more volume has helped him negotiate better construction costs, and why strong relationships with banks have become a major part of his strategy. Dylan also breaks down the decision between using in-house employees and subcontractors, including the hidden costs that can make the cheaper option more expensive once your own time and management are considered.Dylan also explains why he stopped flipping houses and shifted his attention toward rentals, equity, and long-term cash flow. He talks about growing in smaller markets, protecting cash while still moving forward, and learning from mentors who are operating at a much higher level. More than just growing the number of properties, Dylan shares how his long-term goal is to build the right team and create a real estate business that eventually gives him more freedom, not simply more work.===Key Topics:-Why core values matter more than experience when building a team-How new construction and value-add deals can work together to scale a portfolio-Why strong banking relationships can change the way you finance real estate-How to choose between in-house employees and subcontractors-Why Dylan moved away from flipping to focus on rentals and long-term equity-How mentorship can change the way you think about debt, growth, and investing===If you're selling land and still relying on Facebook messages, you're making it harder than it needs to be. Acrefy helps land investors create clean, professional dispo websites where buyers can see everything in one place. It saves time, looks legit, and helps you close faster.
Arthur Hayes unveils Flop, a new protocol for AI compute, and makes the case for why Bitcoin is entering a fresh liquidity-driven leg up. ======================================================== Thank you to our sponsor! Visit 1inch.com to swap tokenized securities, crypto and more. Simple. Secure. Self-custodial. Whatever asset you're buying - swap it at 1inch.com ======================================================== Bitcoin has been pumping in its sharpest move since March, after the US Treasury said it would double its long-end bond buybacks, and traders liquidated $1.44 billion in short positions within hours. Arthur Hayes, CEO of Flop Labs and CIO of Maelstrom, joins Laura Shin to argue the rally is proof the Treasury and the Fed are already running what he calls soft yield curve control, defending the 10-year near 5% by funding long-end purchases with short-term bill issuance instead of admitting real yields cannot rise. Hayes reiterates his year-end $5,000 target for ETH, traces how Japan's yen crisis could force the Fed's hand, and argues the AI CapEx boom is a real estate bet on depreciating chips that ends like subprime did. He also unveils Flop, his currency for AI agents, and why he is taking on a new CEO role after an already successful career. He also weighs in on Saylor's $218 million Bitcoin sale and reflects on his and his cofounders' decision to shut BitMEX down. Host: Laura Shin, Host / Unchained Guest: Arthur Hayes - CEO of Flop Labs and CIO of Maelstrom Timestamps
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Marcellus shares his journey from DC to Georgia, his multifaceted approach to real estate, coaching, and entrepreneurship, and his mindset for success. Discover how he leverages discipline, relationships, and innovative strategies to grow his business and empower others. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------