Lawgitimate

S2E16 Getting Ready to Sell a Business Hosts Mike and Rochelle Poulton discuss what to expect when you are selling a business. Remember your business is the product, get your books in order and optimize your financial situation, and if you can, plan ahead! Hear all about getting the most from the sale of your business during this episode. Sponsored by: Poulton & Noroian, PLLC – Helping Business Owners with all their legal needs. Find us online at PNLaw.pro Music from Soundstripe by Ian Kelosky – Big Shot

S2E15 The Pros & Cons of Buying Luxury Real Estate Hosts Mike and Rochelle Poulton discuss the Arizona Luxury Real Estate Market! We talked about repairs, upgrades, inventory, and financing, oh my! Want to know what to expect when buying a million + dollar home, then this episode is for you. Sponsored by: Realty Executives – The AZ Own It Team – Residential & Commercial, Sales & Consulting. Find us online at AZOwnIt.com Music from Soundstripe by Ian Kelosky – Big Shot

S2E14 Tips For Developing A Business In 2021 Hosts Mike & Rochelle Poulton talk about the hurdles to overcome while trying to develop a business in 2021. We talked about the rise of solo-preneurs, how to identify a side hustle v. an expensive hobby, understanding "current" market conditions, and why "in-person" still matters. Sponsored by: Poulton & Noroian, PLLC – Helping Business Owners with all their legal needs. Find us online at PNLaw.pro Music from Soundstripe by Ian Kelosky – Big Shot

S2E13 Developing a Business in 2021 Hosts Mike and Rochelle Poulton with Special Guests Becky Cholewka with Cholewka Law in Gilbert and Tisha Marie Pelletier, public speaker, author, Realtor, business consultant, etc. talk about business in 2021. From having a digital footprint, to changing up your marketing strategy these incredible women cover a lot of business topics to help any developing business in 2021 find more success. Guests: Becky Cholewka, Cholewka Law - https://www.gilbertlawoffice.com/ Tisha Marie Pelletier, Tisha Marie Enterprises - https://www.tishamarieenterprises.com/ Sponsored By: Poulton & Noroian, PLLC – Helping Business Owners with all their legal needs. Find us online at PNLaw.pro Music from Soundstripe by Ian Kelosky – Big Shot

S2E12 – The Reality of Luxury Real Estate Hosts Mike & Rochelle Poulton discuss Arizona Luxury Real Estate with Special Guest Kevin Weil. We covered the pros, the cons, and the expectations buyers and sellers should have in buying their expensive luxury home. During this week's Community Events segment, Mike & Rochelle with Special Guest Karen Joseph chatted about SEVEN Networking and the importance of building a personal and professional network, while having fun and achieving your goals. Guests: Kevin Weil, RE/MAX Excalibur- The Kevin Weil Team | (602) 793-7492 Karen Joseph, Founder, SEVEN Networking | www.S-E-V-E-N.org Sponsored by: The AZ Own It Team – Residential & Commercial, Sales & Consulting. Find us online at AZOwnIt.com Music from Soundstripe by Ian Kelosky – Big Shot

S2E11 – The Business of Business 2 Hosts Mike & Rochelle Poulton discuss growing and maintaining a thriving business with Special Guests Vanessa Shaw and Paul Hershenberg. Figuring out how to make the leap from a 6 figure to 7 figure business is tough, and Vanessa and Paul shared their experiences and covered everything from coaching business owners to attracting the right talent. Guests: Vanessa Shaw, The Business Growth Academy | BusinessGrowthAcademy.com Paul Hershenberg, Hershenberg Financial & Employee Benefits | HershenbergFinancial.com Sponsored by: Poulton & Noroian, PLLC – Helping Business Owners with all their legal needs. Find us online at PNLaw.pro

S2E10 Lawgitimate - Investment Property Due Diligence Hosts Mike & Rochelle Poulton talk Residential Investment. This episode is for people looking to buy an investment property. It covers the basics of how to identify good opportunities using due diligence, and more importantly what to avoid. Sponsored by: Realty Executives - The AZ Own It Team | AZOwnIt.com #Lawgitimate #MikePoulton #Rochelle Poulton

S2E9 Lawgitimate – The Reality of Real Estate – Navigating a Hot Market Hosts Mike & Rochelle Poulton with special guest, D. Patrick Lewis the managing broker at Realty Executives discussed the AZ Residential Real Estate Market. The episode covers inventory issues, supply chain problems, multiple offers, and great statistics on what is happening real estate, most importantly, there was a great discussion about how agents can succeed in helping buyers close on their dream home. Special Guest: D. Patrick Lewis, Managing Broker at Realty Executives | AroundScottsdale.com Sponsored by: Realty Executives – The AZ Own It Team | 480-400-1297

S2 E8 Lawgitimate Podcast - "Defining Success - Milestones v. Endpoints" Hosts Mike & Rochelle Poulton discuss the difficulties business owners face when setting goals and deciding how to measure success. They chat about the milestones business owners should strive for and what to do when the business owner is ready to sell. Sponsored by Poulton & Noroain, PLLC - pnlaw.pro - 602-427-5613

S2E7 Lawgitimate Podcast "The Business of Business: Defining Success" Hosts Mike and Rochelle Poulton chat about defining success in business with special guests Al Loveland (Strabo Co), and Irene Ploski (Independence Insurance Group). Owning a business is hard and when you are working in the business instead of on the business it is easy to forget to implement strategies to help reach your goals. Al discusses ways businesses can stay on track for success, and Irene talks about her perspective on defining success and the never-ending journey. Sponsored by: Poulton & Noroian, PLLC - Business Law | Estate Planning | Litigation - find them online at pnlaw.pro

Season 2 Episode 3 Lawgitimate - Real Estate for Small Business Hosts Mike & Rochelle Poulton discuss commercial real estate, the current trends, traps to avoid, and how Arizona businesses can successfully navigate leasing and purchasing commercial property.

S2E5 Hosts Mike and Rochelle Poulton discuss the top five reasons you should consider selling your house now. Homes values are up, the condition of the property is less important, and the options for where to move after the sale are pretty compelling. Hear all about it during this mini Lawgitimate episode. Sponsored by: Realty Executives - The AZ Own It Team - Residential & Commercial, Sales & Consulting. AZOwnIt.com

S2E4 Hosts Mike & Rochelle Poulton discuss the current real estate market trends with Aaron Alvarez of Western Alliance Mortgage and upcoming real estate seminars for investors with Robert Jones at iNETrepreur Network. This episode answers all your questions about residential mortgage lending, where to start if you are interested in a second home, and how to increase your real estate business. Sponsored by: Realty Executives - The AZ Own It Team - Residential & Commercial, Sales & Consulting. AZOwnIt.com

Season 2 Episode 2 Lawgitimate Podcast - The Business Moment - April 2021. Co-Hosts, Mike & Rochelle Poulton discuss the current issues local businesses are facing, and remind owners to start with the end in mind and to create a flexible and durable plan.

S2E1 Lawgitimate - The Business of Business We are kicking off Season 2 with special guests, Kenyatta Turner, Freedom Empire Consulting, and Kelly Lorenzen, KLM Consulting. Hear all about Business Superpowers, creating positive Self-Fulfilling Prophecies, and knowing how to effectively handle Project Management.

Zombie Debt hosted by Mike and Rochelle Poulton on Phoenix Business RadioX was a lively conversation about the debts that haunt your past and future. Lawgitimate covered old judgments and second mortgages – we discussed everything including how these debts come to be and how they are allowed to legally linger. We also discussed options for resolution so you can finally put your mind at ease. Zombie Debt – chases you into the future and gnaws at your mind. Learn more about what it is and how you can put Zombie Debt to rest once and for all. This episode also discussed Timeshare Relief, what lawyers do, why business coaches are helpful, and upcoming Halloween trends.

Lawgitimate – Partnership Pitfalls hosted by Mike & Rochelle Poulton covered the most common problems business owners face with partnerships. Mike & Rochelle have represented businesses and consulted with many business owners, and discuss their personal experiences and observations in this episode. Decision making, splitting profit, knowing your role, and the importance of good communication are just a few points covered in this episode. This episode is Mike and Rochelle Poulton talking shop about business ownership and the most commonly faced problems with partnerships. If you want to know more about how to have a successful partnership, this episode is for you.

Lawgitimate hosted by Mike and Rochelle Poulton discussed “Commercial Leasing” with Jason Malcolm and Jeffrey Garza Walker, tenant advisors at Cresa. This was a great conversation about the details of leasing commercial real estate. Lawgitimate covered what to expect, what to avoid, and everything in between. If you are a first-time commercial tenant or a seasoned pro, there is something to learn in this episode. Leasing Commercial Real Estate is a big deal! Those lease agreements are lengthy and complicated. In this episode, we covered the importance of having the right team on your side. They can help you avoid traps and make advantageous arrangements. Bonus, it was a lot of fun.

Lawgitimate “Starting and Growing a Business” hosted by Mike & Rochelle Poulton included a panel of amazing business owners Kelly Lorenzen, Irene Ploski, Annie Cavanagh, and Kenyatta Turner. We covered a lot of great topics like hiring employees, startup costs, the many hats owners wear, and general non-legal advice about starting a business. This panel of business owners have learned a lot over the years and have a lot of fun talking about starting and growing a business. This is just the first of many discussions by this quirky panel.

Lawgitimate hosted by Mike & Rochelle Poulton with special guest, Charlotte Burr owner of AZ Insurance Team. This week’s episode “Owner Occupied” Commercial Real Estate in Arizona covered a lot of topics. Financial Fraud Schemes – don’t be the patsy, and if your spidey sense is tingling call a lawyer. What happens if there is no election? There will be an election, calm down. The AirBNB IPO – is it a good sign? TBD. It’s wildfire season, its hot, and AZ is breaking all the wrong records. Owner Occupied Commercial Real Estate o Run the building like a business, talk to a lawyer about an LLC o Commercial Appraisals are nothing like residential o Don’t skimp on a Phase 1 Environmental o Opening a building is expensive, everything costs a few thousand dollars o Talk to an insurance professional, like Charlotte Burr, to make sure your assets are covered o Commercial Financing, its complicated and you have no protections o Rent Rolls establish market value o Maintenance is on you, the owner o To recap, if you are buying commercial real estate do your research. Enjoy!

Lawgitimate hosted by Mike & Rochelle Poulton with special guest, Juli J Doyle with Fairway Independent Mortgage. This week’s episode “Buying and Refinancing Arizona Real Estate covered a lot of topics. Travel Insurance – might not cover coronavirus related cancellations The judicial fail in the Beruit Explosion Google Adwords are expensive, constant vigilance required Yay for Space X Dragon Buying & Refinancing Arizona Real Estate The market is hot, interest rates are low, and real estate is great The Buying Process, and how to succeed The Refi Process and how to close Divorce & Deeds of Trust – how to get former spouses off the loan Banks, Brokers, and Mortgage Lenders Why mortgage planners can help make good decisions This episode explores the differences in buying and refinancing real estate. Our Lawgitimate guest Juli J Doyle discussed the hot Arizona real estate market and what to expect when buying, refinancing, or deciding which is better for you. If you have questions, we have answers. Email us at lawgitimate@xfirmlaw.com. Enjoy!

This episode explores mortgage options for people over 60 – should you refi or consider a reverse mortgage? We discussed the changes in the law that turned a reverse mortgage from a racket into an awesome financial planning tool and several scenarios discussing when a reverse mortgage is better than refinancing. If you have questions, we have answers. Email us at lawgitimate@xfirmlaw.com. We also covered a lot of topics. Beware the Coronavirus Face Mask Exemption Card Identity theft and how to resolve it Business Lending and business credit Masks – can you be forced to wear one? Yep. Traditional v. Reverse Mortgages Types of Mortgage Loans – ARM v. Fixed v. Negative Amortization Who qualifies for a Reverse Mortgage? All the perks of a Reverse Mortgage Yes, you still own and can keep your house Over 62? Consider a Reverse Mortgage Enjoy!

Mike & Rochelle Poulton cover the world of real estate investing in Arizona. The Rackets Segment for this episode were beware of the Coronavirus Antibody Test Scam, and know your options for dealing with credit card debt. In our Law, Business, Life (LBL) Moment we discussed the end of the COVID-19 Assistance programs, a PSA about the PPP Loan Forgiveness paperwork, and July 4th – America’s 244th birthday and things to do in Arizona. This podcast, brought to you by X FIRM, discussed Real Estate Investing in Arizona and why you need to Know your Finances Know what you want Remember – you make money when you BUY Tune in for all the practical tips on investing in real estate in the midst of a pandemic. Enjoy!

Networking is one of the many marketing tools that should be used to grow a business. It is important to choose the right organizations to be a part of in order to network with the right people. If it is done right, networking can be one of the best business development tools. Hear some pro tips about networking from Tisha Marie Pelletier, our featured guest, on in this episode of Lawgitimate, sponsored by X Firm Law, PLLC. She reveals some great do’s and don’ts for anyone who is looking to network and grow their business.

The Rackets III – all the terrible ways people make money. Hosted by: Mike & Rochelle Poulton In this episode of The Rackets we covered Medical Debt Vehicle Repossessions, and Interest Rates Gone Wrong: Credit Cards, Post-Judgment Interest, and Student Loans Learn about your options for dealing with these issues and what we can do moving forward to improve consumer rights. Sponsored by: X FIRM (xfirmlaw.com)

Lawgitimate with Mike & Rochelle Poulton Sip Happens – Mixing Business with Pleasure Special Guests: Annie Cavanagh, Irene Ploski, & Kenyatta Turner We discussed our businesses and the importance of being friends with other business owners. Listen to our fun conversation about life, business, dealing with coronavirus, and of course getting through it with great conversation and alcohol. Are you a stressed-out business owner and in need of a laugh? Listen to this fun episode with 5 business owners discussing employees, marketing, networking, and the fun of masterminds in a bar.

In this episode of Lawgitimate we covered MLMs or Network Marketing Companies, why they are good, why some are bad, and most importantly how to make money if you are in one. Host: Mike & Rochelle Poulton Guest: Kenyatta Turner Sponsored by AZ Credit Law Group, PLLC (azclg.com)

In this episode of Lawgitimate, we discuss marketing methods, which social media platforms to use, what to post, and all the ways businesses can increase their digital footprint without spending a fortune. Hosts: Mike & Rochelle Poulton Guests: Chris Yap, Gab Tech Global & Adam French, Emote Design

Lawgitimate hosted by Mike & Rochelle Poulton The Rackets 2 - all the legally insane ways companies make money. On this episode we covered Timeshares Private Student Loans Title Loans High-Interest Loans Network Marketing Door to Door Scams - the latest and greatest

Lawgitimate 4/2/20 Hosts: Rochelle Poulton & Mike Poulton Guests: D. Patrick Lewis, Managing Broker at Realty Executives Phoenix, and Paul Hershenberg, President of Hershenberg-Stonewalsh Insurance Services We had a lot of fun chatting about the insanity the world is facing we covered How coronavirus has affected our various businesses Income Issues and available tools: SBA loans and what to do with commission based and self employed people Expenses: how to cut back, useful apps, and what programs are available for relief Enjoy!

Lawgitimate Episode 11: Health Insurance! Hosts: Mike Poulton & Rochelle Poulton Guest: Kristine Kassel, Benefits by Design Sponsor: X Firm, PLLC This week we discussed Health Insurance as part of our insurance adulting series, we covered the ugly truth and options for the future. · Healthcare in general (yikes!) · Health Insurance – it’s complicated, ask for help · Medical Bills – they go to collections, they hurt your credit, and now the sue, and no they don’t settle for pennies on the dollar · Medical Malpractice – the do’s and don’ts, but always consult an attorney. Enjoy!

Lawgitimate - Episode 10: Insurance Hosts: Mike & Rochelle Poulton Guest: Charlotte Burr, AZ Insurance team We covered the sexy awesome world of Insurance Car Insurance: State Minimums, Gap Insurance & Car Accidents Homeowner & Renter Insurance: Everything you want to know + Jewelry & Guns Commercial Lines: Worker's Comp, General Liability - Tech Talks!, Defamation & Network Marketing Pet Insurance: take it or leave it

Lawgitimate with Rochelle Poulton The Rackets: All the ways people are losing money to debt collectors. Guest: Mike Poulton HOAs – the stats, the fees, and the craziness Vehicle Repossessions – 10,000 reasons not to do it Landlord Tenant Issues – Moving on out & Tempe Housing Agreements Student Loans – how to get rid of them, especially Arizona Summit Law students Cell Phone Contracts – beware of 95% termination fees Phone Scams – utilities, taxes, and MCSO, beware the rise of the text message scam.

Lawgitimate Episode 8: Budgeting Host: Rochelle Poulton Guests: Angelo Rosetti, FPC Financial Coaching & Stacey Williams, AZCLG The Fear of Budgeting – calm down, it’s just a money plan Broke AF – where your money goes Student Loan Debt – the big hang up Savings – how do you get there? High Car Payments – what are the options Budgeting – create your list of expenses and income, it takes 90 minutes or less Unexpectedly Retired – what are your options Money Talk: Couples should talk about money Pro Tips: Estate Planning, Life Insurance, & Umbrella Policies

Zombie Debt All the stuff that is still haunting you and why it matters in Mortgage Lending Host: Rochelle Poulton Guests: Noel Moretti, Fidelity National Title Jodi Ayala, Fidelity National Title Don Hagan, RWM Home Loans Default Judgments Tax Liens Zombie 2nd Mortgages Student Loans Mortgage Loan Transactions – the Players Ready to buy a home? Where to start!

The do’s & don’t of owning Residential Real Estate Host: Rochelle Poulton Guests: Irene Ploski, Independence Insurance Nich Stratton, Bullseye Property Andrew Hull, Hull, Hull, & Holliday What to know BEFORE you start renting Top assumptions about Insurance, Evictions, and Property Rentals Story Time! What can you bill a tenant for? Pets & Tenants who need more time Damages, Repairs, Security Deposits and more! In the News! Short Term Rentals

This week on Lawgitimate we covered Student Loans! Hosted by: Mike Poulton Guests: Diane Drain, Bankruptcy Attorney and founder of the Arizona Consumer Bankruptcy Counsel & Bobby Zavala, Director of Admissions at The University of Dubuque, Tempe Here’s what we covered! Student Loan FAQs Who needs a college degree? The Cost of Education? Overpromising and Underdelivering Student Loan Repayment Getting Rid of Student Loans Chapter 7 Bankruptcy Explained The Future of Student Loans Thanks for listening!

We discuss the crazy world of Debt Collection - what it is, why it's needed, and of course the things Rochelle doesn't like about it. Debt Collection - What is it. What can Debt Collectors do to collect So many debt collectors - why? Let's talk Law! The FDCPA Common Debts Common Misconceptions: Assignments & Sales, Debt Buying, Settling, Debt Validation, Statute of Limitations, and more Notice Letters & Communication with Debt Collectors Debt Collection Law Suits Judgments & Post-Judgment Interest (Laches!) Debt Settlement Companies Bankruptcy The end - we thought it was fun!

This is Episode 3 of our Credit Reporting Series and you learn all about Credit Repair! Host: Rochelle Poulton, Attorney & Owner at AZCLG Special Guests: Gary Nitzkin, President of Credit Repair Lawyers of America, and Derick Vogel, Founder & CEO of Credit Absolute. Lawgitimate Episode 3: Credit Repair – Everything you want to know. · Credit Repair’s Bad Rep – let’s change it! . · Credit Repair Basics · Most Common Credit Repair Problems · Deleting Late Payments · Deleting Collections, Charge Offs, Judgments, and Bad Debts · What to do about minor errors · Story Time! · FCRA – the law · Credit Repair News – Lexington Law’s Legal Troubles, Non-Profit Credit Counseling, Google advertising policies

This is Episode 2 of our Credit Reporting Series and you learn all about the interesting and terrifying world of Identity Theft. Host: Rochelle Poulton, Attorney & Owner at AZCLG Special Guests: Kenyatta Turner (Rio Salado College), Dioly Alexandre (Blackshield Cyber, Inc), & Detective Eckert (Goodyear Police Department) Lawgitimate Episode 2: Identity Theft covered a lot of ground. What is Identity Theft? Lingo - from Hackers to Crackers & Skimmers to Data Breache High risk Identity Theft targets The real cost of Identity Theft Story Time! Our most memorable Identity Theft Tale Hot Topics: Credit Freeze v. Credit Lock, Equifax Data Breach = #EquifaxSucks, IdentityTheft.Gov is not the best aka use IDShield by LegalShield, and Identity Theft Rings near you. What you can do to protect yourself from the inevitable.

Lawgitimate hosted by Rochelle Poulton covers Credit Scores in this episode! Everything you could want to know from basics to building tips to current events. Credit Scores 101 How Credit Impacts Lives What Causes Credit Scores to Increase Credit Repair - is it Lawgit? Credit Myths Best Credit Tips Current Events: Equifax Data Breach, the CFPB