Podcasts about business lending

Join host Chris Willis and guests Lori Sommerfield and Joseph Reilly in this episode of The Consumer Finance Podcast as they delve into the CFPB's recent study on differential treatment in small business lending. Discover the methodology behind the study, its findings, and the implications for small business lenders. The discussion also covers the significance of the CFPB's 1071 Small Business Data Collection Rule and its potential impact on the industry. Learn about the possible biases and limitations of the study, and explore the broader context of fair lending practices. This episode provides valuable insights for lenders and regulators alike, highlighting the importance of vigilance and proactive measures in ensuring fair treatment for all small business owners.

Join Raymond Guns, CPA and Chief Revenue Officer at DOPE CFO, as he interviews Dotan Melech, CEO of CTrust, about revolutionizing Cannabis industry financing through standardized credit scoring. Learn how CTrust analyzes over 1,700 data points across 42 business categories to help Cannabis companies access better financing terms and manage risk more effectively. Discover why traditional credit scoring hasn't existed in Cannabis until now, and how this innovation could transform the industry's financial landscape. Key topics covered include: ✓ How CTrust developed its revolutionary credit scoring system ✓ The impact of state-specific regulations on business credit ratings ✓ Ways Cannabis companies can improve their credit scores ✓ The relationship between credit scores and cost of capital ✓ How rescheduling could affect industry financing ✓ The role of credit scoring in the industry's maturation The episode provides valuable insights for Cannabis business owners, investors, and financial professionals looking to understand the evolving landscape of Cannabis industry financing and risk assessment.

Many advisers and business owners focus their time and attention on a specific niche. Gus from Spring Loans has directed his focus towards business lending. In this chat, Gus and I discuss strategy, his business journey and winning Commercial Adviser of the year in 2024.

This is Derek Miller, Speaking on Business. Since 1979, InterMountain Business Lending has been providing SBA loans to small business owners across the state; empowering small business owners and the surrounding communities to promote growth and build a brighter future. President Caryl Eriksson joins us with more. Caryl Eriksson: At InterMountain Business Lending, we are passionate about supporting small businesses and creating economic opportunities. Our mission is to strengthen our small business community and local economy, bridge the gap between SBA loan programs and our partners, and inspire confidence by providing a connected, efficient and reliable experience. Since our inception, our purpose has been to promote the SBA 504 Program, while extending a helping hand to small businesses that want to accomplish their goals. The SBA 504 Program finances real estate, so that businesses can purchase or build their own “brick and mortar” shop, also long-term equipment at a fixed, below-market interest rate to create and retain jobs. We partner with a local financial institution to provide loans with a low down payment, fixed interest rate, and up to 25-year terms. This keeps more cash in the business for day-to-day operations. Let's take the first step together and build your business. Contact us today! Derek Miller: Many successful companies have taken out SBA loans in order to secure better financing conditions. InterMountain Business Lending is here to help you on your entrepreneurial journey. Ready to get started? Visit their website at im504.com for more information. I'm Derek Miller with the Salt Lake Chamber, Speaking on Business. Originally aired: 8/23/24

We go back to Ukraine this month to speak with Ewa Sierzynska, Chief of Party for World Council of Credit Unions' new GROW Project, a four-year, $10 million initiative funded by the U.S. Agency for International Development (USAID) that will seek to expand access to finance through credit unions for individuals in Ukraine seeking to start a business, and for existing legal entities looking to expand their operations. The GROW Project will work with credit unions to assist entrepreneurs, as well as micro, medium and small enterprises (MSMEs), cooperatives, farms and other individuals in rural areas of the country. Ewa is also Chief of Party for the USAID/WOCCU Credit for Agriculture Producers (CAP) Project in Ukraine, which wraps up at the end of September. She'll also talk about how GROW seeks to build on the work started with CAP, specifically in providing lending to agribusinesses, and working with the country's regulator to ensure a more enabling environment for credit unions. --- Support this podcast: https://podcasters.spotify.com/pod/show/woccu/support

The economic landscape in both the US and Canada is showing significant shifts that have important implications for homeowners, the housing market, and the broader economy. Recently, the Bank of Canada (BoC) made a notable move by cutting interest rates by 0.25%, hinting at further cuts to come. This action aligns with market expectations, with a cumulative 0.5% cut so far and forward guidance pointing to an additional 0.50% reduction, potentially ending 2024 at a 4% rate. This decrease from 5% to 4% has offered some relief to variable mortgage rate holders. For instance, a $500,000 mortgage would see monthly payments drop from $2,684 to $2,387, a substantial annual saving of $3,600 or about 12%.In the United States, inflation has eased from 3.3% to 3%, primarily due to lower consumer spending, raising the likelihood of a rate cut in September by 85.7%. The Federal Reserve has maintained a 5.5% rate for 12 months, a full 100 basis points higher than Canada's current rate. As both countries trend towards lower inflation, the sentiment grows that inflation is under control, with a path to 2% inflation expected within a year, accompanied by gradual rate cuts potentially ending at 3% by late 2025.However, the housing market's health is nuanced. While mortgage originations are increasing, signaling a potential recovery, several key metrics still require careful consideration. In Canada, rental market dynamics are shifting significantly. The recent CPI print showed an 8.5% year-over-year increase in rent, though the month-over-month increase was the lowest in two years, influenced by a record number of rental completions. There are currently 140,000 rental units in the construction pipeline, expected to add 6% more rental stock nationally and 15% in British Columbia over the next two years. This surge in supply might alleviate high rental rates, but challenges persist as private investors shy away from rental investments due to new policies. For instance, Bosa recently halted two purpose-built rental towers due to financial unfeasibility driven by new amenity cost charges and revised development cost charges.Housing starts have been declining steadily for three years, with new starts down 9% nationally in June to 241,000, below expectations of 255,000. Building permit applications also dropped 12% in May, indicating potential future supply constraints. In British Columbia, permits fell 53% month-over-month, partly due to a rush to secure favorable CMHC financing before regulatory changes.Despite these challenges, there are signs of stabilization. Mortgage originations rose 0.3% month-over-month in May, with annual growth at 3.5%, suggesting a potential bottoming out in late 2023. Predicted future rate cuts could further support this recovery over the next 18 months. Fixed-rate mortgages, particularly 3 and 4-year terms, dominate new loans, accounting for 55% of all new mortgages.As we approach the end of the month, preliminary sales data shows a balanced market for the second consecutive month, with slight declines in median and average home prices. Inventory levels and sales figures are stabilizing, indicating a cautiously optimistic outlook for the housing market. However, the overall economic environment remains complex, requiring ongoing monitoring of key metrics and trends. _________________________________ Contact Us To Book Your Private Consultation:

New Zealand's nascent private credit industry could account for up to 5% of business lending to operating companies over time, suggests Aotea Asset Management (AAM) executive director Will Carnachan.AAM, which launched three years ago, is a corporate debt fund manager organising wholesale investorsto contribute to direct secured loans to businesses. Private credit, a form of shadow banking, has made headlines in the US, Europe and Australia over the past couple of years. The International Monetary Fund estimates the fast growing "opaque" and " highly interconnected" private credit market topped US$2.1 trillion globally last year, and over time "could become a systemic risk for the broader financial system."In a new episode of interest.co.nz's Of Interest podcast, Carnachan says in NZ the largely unregulated private credit industry's probably a decade behind where it's at in larger economies, including Australia's."I don't necessarily think this industry will, or should, become heavily regulated over time because a big part of the driver here is to move risk away from deposit taking institutions which carry systemic risk. But it is really important, I think, for the longevity of the industry that managers are being really transparent around how they're conducting themselves, how they're valuing their assets," Carnachan says."There is huge potential for this industry to grow...If you look at that business lending segment in New Zealand, it's roughly $120 billion, a lot of that's property linked. If you say half of that relates to operating companies, $60 billion, I think realistically where private credit investors like ourselves could come in to help manage some of the risk it's really between 2% to 5% of that over time. A relatively small chunk of the market, but will create options for those great kiwi businesses that are looking to grow, looking to expand, looking to acquire."In the podcast Carnachan talks about who the private credit investors and borrowers are, the interest rates they earn and pay, how the floating rate loans are priced, loan covenants and syndications involved, the fees AAM charges, the impact of high interest rates and falling interest rates on private credit, where the sub-investment grade borrowers rank in S&P Global Ratings' methodology, how AAM's portfolio currently has no credit loss issues or impairment issues, and more."In terms of the return profile that we offer, we're a floating rate product, so we provide a spread or a margin above. We use the Official Cash Rate as the benchmark because it's well understood. So what that means is we are an inflation hedge because as inflation rises or falls, typically market rates move commensurately. But we can always lock in an attractive margin over that benchmark rate," says Carnachan."And I think it's important to understand in terms of that marginal credit spread, we do a lot of work around ensuring that that is driving really good risk adjusted returns for our investors, and also taking into account the fact that these underlying investments are relatively illiquid. So it's not a product that you can trade in and out of. It's a hold to maturity product.""We are effectively a fixed income product that provides, we think, a really attractive diversifier away from bonds and yield stocks."*You can find all episodes of the Of Interest podcast here.

Ask Cameron Bagrie how to improve business and rural banking and some words reoccur in his answers. Three of them are "risk", "productivity", and "bankability."With two parliamentary select committees set to hold an inquiry into banking competition, the business and rural banking markets will feature, unlike in the Commerce Commission probe into competition in the personal banking market. In the latest episode of interest.co.nz's Of Interest podcast, Bagrie, now of Bagrie Economics and Chaperon and formerly ANZ NZ's chief economist, speaks about why banks favour housing lending over lending to the business and rural sectors, and whether it would be good to entice them to change this and how it could be done.At the top of the select committee inquiry's terms of reference ought to be balance between the pricing of risk versus the taking of risk by banks, and how that's impacting productivity, Bagrie says."I think we need to have a really good, hard debate about where the money is actually going, the composition of bank lending, whether it's short-term behaviour versus a long-term growth maximising strategy. Let's have a serious conversation about risk going forward, because risk is a big enabler. It's not open season on risk, but risk is an enabler of innovation, driving productivity. It just seems like we've screwed things far too far towards a low risk approach, and ultimately we pay the price for that over time," Bagrie says."I go back to the fundamentals of banking. The fundamentals of banking is pricing for risk and taking risk. And what we're seeing out there at the moment is that SMEs and farmers are certainly being priced for risk... Let's have a look at return on equities out of the banks by segment, not the aggregate top down number. Let's break it down into personal lending, including home lending. Let's have a look at business lending. Let's have a look at farm lending and the institutional [loan] book, and have a look at where those ROEs [returns on equity] actually sit. And I think we're going to be surprised how high those ROEs are for certain segments.""The key here is to go through each segment and look at the risk adjusted returns," he says.Figures from the International Monetary Fund show housing lending at 35% to 40% of total bank lending in some countries, whereas in NZ it's nearer 65%, having risen significantly over the past five years.Bagrie also argues that banks' regulatory capital settings encourage them towards housing lending instead of business and rural lending, when there's "more productivity bang for your buck" when you're lending into the business sector. "We need to have a look at this through the eyes of economic efficiency, economic growth, productivity, innovation. Because when you make banks a lot more safer, there's a price that you pay on the other side.""The whole process of credit intermediation is a pretty critical part of economic development. And I don't think we've got financial system settings right on a whole lot of areas," he says.Financial system settings and banking don't tend to be areas thought of when people think about what to do to make NZ a better place economically in regard to taking risk and driving productivity growth, Bagrie says."We sort of overlook what's a fundamentally essential one and that's that flow, that process of credit intermediation, [it] is absolutely essential. The Prime Minister has been talking a lot about encouraging the taking of risk...Well, yeah, in order for firms to take risk, you need the financial system to be prepared to take risk."In the podcast Bagrie also talks about NZ businesses having a bankability problem and how to rectify this, the role of the Reserve Bank's regulatory capital settings, banks' becoming more vanilla, the rise and rise of bank profits over the past 30 years or so, the low level of banks' non-performing loans, the need for better competition policy across the economy, how housing lending has grown as a percentage of total NZ bank lending over the past 20-odd years, and especially over the past five years, Australian influence at the big four banks, open banking, his thoughts on the idea of a Business Growth Fund, and more.*You can find all episodes of the Of Interest podcast here.

Ryan Rosett was born in Detroit and grew up in the suburbs of Detroit. He enjoyed being outside and the community feel of his neighborhood growing up. He attended the University of Michigan and then earned his J.D. from University of Detroit. He opened a coffee house while he was in his second year of law […]

You're a credit union, therefore you want more business members. Business members bring a lot of revenue into an institution. Many credit unions in recent years have made a push for more small business members.  Many have fallen well short of their goals.There are many reasons why but there also is a big reality: most credit unions need outside help to achieve those goals. They need to work with outsiders who truly get what building relationships with small businesses is all about.Enter Crux Analytics.  They tell their story on their website: “We started Crux because we believe in the power of small business. We have experienced first-hand the challenges owners face and understand the role they serve in our lives and our economy. We have seen the current systems driving small business banking fall short for both owners and financial institutions. Small businesses need access to relevant, quality banking services to thrive. Financial institutions want to be able to engage more with small businesses, who are loyal, valuable, long-term customers. Crux is bridging the gap.”On the show today is Jacob Bennett, a Crux Analytics co-founder, who tells why Crux Analytics just may be what your credit union needs to really master how to serve small businesses - and, while doing that, genuinely benefiting your community because, honestly, much of America revolves around healthy small businesses.Crux is seeking credit unions to join a pilot.  Hear how towards the end of the show.This is  a show that will leave you feeling optimistic.Listen upLike what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Knowledge is key to success in business lending, according to Jim Devine, co-founder, CEO and chairman of Hipereon, a financial training company based in Washington state, and lead faculty member for CUES' School of Business Lending, which starts April 1.In this latest episode of the CUES Podcast, Devine says his aim with the school each year is to “make sure ... that everybody going out the back door has the foundational skills that give them confidence that they can take a set of financial statements from a prospective borrower, do a diagnostic assessment of the performance of that business, link it to their debt service coverage policies and guidelines, and determine whether” they're willing, as a fiduciary, to let their members' money fund the credit request.In this show, Devine demonstrates that his own knowledge of business lending runs deep—both in terms of the structures and procedures credit unions need to have in place to do it well and the impacts that the economy and other factors have on credit unions' success with it.The show opens with a discussion of the business lending environment and what to look out for in 2024, including interest rates and the repricing of loans. The show also gets into the importance of using analytics well to best determine if credit should be granted to a particular applicant.“You're not trying to figure out a way to say, ‘yes,'” Devine says in the show. “You're trying to figure out whether yes is the right answer. And again, in order to do that, you have to have the analytical skills to do it.” Devine also makes the case that credit unions need to consider how to broaden their business lending portfolios to also include loans for business operations.“People are going to have to start looking at the feasibility of figuring out how to make more operating loans to operating businesses and not have such a huge concentration risk in a loan portfolio linked to commercial real estate,” he says.The show also gets into:Key fundamentals of business lending, such as “If the cash don't flow, the loan don't go” and also the importance of researching whether a business has more than one source of possible repayment.More details about what's covered in the School of Business LendingHow Devine plans to personalize this year's school more than everLinks for this show:TranscriptSchool of Business LendingGoldman Sachs article about business lending at smaller financial institutions 

Join us in this important episode of Potential to Powerhouse as we delve into the world of entrepreneurship, finance, and financeable (non dilutive!) growth for brick-and-mortar businesses. Meet Neha Govindraj, a visionary who has unlocked the secret to scaling businesses without diluting the founder's ownership. Learn about Neha's personal journey, from her childhood fascination with puzzles and games to her college major shift from computer science to economics, with a passionate focus on startups.  In this episode, we dive into key highlights including: Discovering the Importance of Capital for Business Growth: Neha's experience at Bain & Company, and co-founding Glow Bar, a high growth start-up which led her to the realization that capital is crucial for business growth – and capital was impossible to find, without being highly dilutive to founders. This important “aha” moment was the catalyst to her founding Bonside. Career Paths and Decision-Making. Neha discusses how an internship at Bain & Company helped her discover her career trajectory. She also highlights the role of her supportive family in her decision to pursue entrepreneurship.   Leveraging Education and Work Experience: Neha emphasizes the importance of leveraging a prestigious school or work experience to gain credibility and confidence in the entrepreneurial journey.  She advises setting a time limit for starting a business to allow for inspired decision-making.    Finding Funding for Your Business: Neha and her co-founder raised capital to fuel the early growth of their business, and later sought institutional capital without an investment banker (a smart way to avoid steep investment banker fees!)   Understanding Venture Capital and Equity: Neha reflects on her experience with venture capital and the importance of questioning industry norms. She explains how equity ownership and valuations play a crucial role in the startup journey. Bonside provides capital to brick and mortar businesses, just off the simplicity of cash flow, without personal guarantees, or onerous equity giveaways. This was a new instrument in the lending business and has shaken the financing world - with a fair way to borrow for growth! YESSSS!  Revolutionizing Brick-and-Mortar Industry: Neha discusses her transition from Bonside to GlowBar, emphasizing the rise in angel investing and the need for a different investment structure to scale brick-and-mortar businesses. She advocates for focusing on profitability and positive change in the industry rather than solely pursuing revenue. Alternative Financing Options: Neha shares her vision for creating a new asset class by providing growth capital to brick-and-mortar businesses in exchange for a percentage of sales. The idea is to have a fixed repayment cap with no perpetual collection. This alternative financing option, such as Bonside, can help unlock revenue for multi-unit businesses by improving cash flow. Get ready for an inspiring journey that will motivate you to reach your full potential. Join us on this exciting adventure by tuning in to "Potential to Powerhouse" today. Together, we can unlock the secrets to success for female entrepreneurs everywhere. Let's do this!  For more information on Neha's business model and financing structure for brick and mortar retailers looking to scale with non dilutive capital access, please visit Bonside.com  

Joe talks about the business lending landscape heading into 2024 and what business owners can expect from banks and lenders outside of the traditional system.

Are you wondering if you will ever be able to qualify for million dollar business loans? Can you even afford millions in business loans? Just give me less than an hour of your time, and I'll show you what you need to know about getting million dollar business loans. For your next business loan, go to: https://www.creditsuite.com/business-... Key Moments in This Episode ========================

The needs and demands of small-business owners have been shifting to keep pace of the new environment. In this episode of In Focus, sponsored by non-bank lender OnDeck Australia, we find out how SME finance trends have been changing in tandem. In this episode, host Annie Kane catches up with OnDeck's head of partnerships, Nick Reily to find out: What SMEs are seeking finance for at the moment. The changing role of brokers. The benefits of technology in the lending process. And much more!

What can you expect from this week's Think Outside the Bank episode? We'll unpack one of the most intriguing articles published at TheLucyReport.com this week - stay up-to-date on financial and business trends by subscribing for free today!  The featured Business Plan Tip of the Week - ensure your business plan is ready for funding with each week's hard-working tip! Discover a SIMPLE path for explosive growth that doesn't even require funding!  Hear from our "Geek of the Week" and learn HOW small businesses like yours can de-risk their business from a funding perspective so you can more effectively vet your lender!  This season is PACKED with actionable insights from start to finish. Make sure you don't miss an episode by subscribing! Do you love what you learned today? Please consider writing a review - it will help other listeners find these episodes!

Ten years from now Kiwibank CEO Steve Jurkovich wants New Zealanders to be thinking about their big five, rather than big four, banks, with Kiwibank in there mixing it with the four Aussie owned banks and not the smallest among them.In the latest episode of interest.co.nz's Of Interest podcast, Jurkovich speaks about where the now 21 year-old Kiwibank has come from, where it's at, and where it's heading. This comes with the bank having just posted a 34% increase in annual profit to a record high of $175 million."I'd certainly like New Zealand to be thinking about its big five banks. And I guess my stretch goal is that we're not the fifth biggest, we're the third or the fourth. And I don't think there's any reason we can't be that. Whether I'm here running it or not, I hope I've played my part in getting it there. I'd like people to look back and go 'remember when it was only making $175 million? Remember when it only had a million customers? And look at it now'," he says.Speaking about the Commerce Commission's market study into personal banking competition, Jurkovich says if they want a bigger Kiwibank and more bank profit staying in NZ, New Zealanders need to exercise their choice."Because leaving it up to the Government, and we have lots of people in New Zealand who complain that the Government does too much, I don't think is going to change anything. We have to be good enough to earn your business, and you have to be fired up enough to make a move. And if we can get those two things together, then we'll have a way more competitive market place." Jurkovich also reveals he has been meeting weekly with the CEOs of the big four banks - ANZ NZ, ASB, BNZ and Westpac NZ - for about the past month to discuss mounting concerns about scams and frauds being committed against their customers. The New Zealand Banking Association's CEO Roger Beaumont has facilitated these meetings."If I think about the things I really worry about, scams and fraud are definitely one of them. Our own fraud rates are growing at north of 100%," says Jurkovich. "This needs to be a joint arms race otherwise we've got no chance."In the podcast he also talks about tough times in the housing market as customers' mortgage payments jump, the potential for a partial government sell-down of Kiwibank via a share market listing should the Government change in October's election, Kiwibank's plans to grow and build capital and what a requirement to pay a chunky dividend would mean for these, how the bank has moved on from an expensive, failed core banking system upgrade just before he joined as CEO five years ago, why Kiwibank won't be entering the institutional or rural banking markets anytime soon, and the bank's role in a decarbonising economy."I really feel like a 21 year-old. We're just getting started," Jurkovich says.*You can find all episodes of the Of Interest podcast here.

Artificial Intelligence is a controversial subject as of late. People think terminator when they hear the term. However, it is much more than that and can be an amazing tool for business owners who adapt. Joe talks about Ai and how it will impact the business lending space and how business owners can get familiar with it, getting an early start.

Joe talks about his opinions on what the next few years look like for Business Loan Brokers and alternative business funding with the emergence of new technologies that will disrupt our space such as Blockchain technology and Artificial Intelligence.

Questions: 1. Is Social Media Causing Mental Health Issues in Children and Adolescents? 2. Can DeSantis Win if he is seen as Anti-diversity and Anti-black? Is AI the end of Schools? Today, Donte, Co-host and Producer and I discuss these topics as they are hot button issues in America today. Firstly, on social media: There is data circulating about the dangers of social media as it increases MH in children which was reported on Fox News Live earlier today. However, it is not true and a skewed data about #socialmedia causing increasing #mentalhealth issues for children and teens. That data does not take into account how people's views about mental health is changing so more people are coming forward saying that they have #mh issues. The stigma around #MH is diminishing and with social media and information there is actually more awareness and less myths around mental health so that more people are acknowledging their mental health. Secondly, Ron DeSantis is getting set to announce his Presidential bid on Twitter in a Live interview with Elon Musk. What chances does DeSantis have of winning? According to a story in Rolling Stones: "... No One Is Afraid of Ron DeSantis..." (https://rollingstone.com/politics/politics-features/ron-desantis-2024-presidential-campaign-donald-trump-mike-pence-unafraid-1234738569/) They are right, as he gets ready to announce his presidential bid. There is no way that #desantis can win. He is seen an anti-inclusive and anti-diversity. He has attacked black academics and Disney. In my opinion he has lost the #blackvote with "anti-woke" policies as if diversity and inclusivity is woke. Many black Americans are incensed by his policies which he has boldly promoted as if he is not gonna run for President. realJohnACastro tweeted the story earlier today and I will have him on the The Neoliberal Round Podcast later this week talking Castro V Trump, DeSantis and The Presidential Race as he gets ready to beef up his presidential bid. Thirdly, Is Artificial Intelligence the new way to plagiarize with confidence? Maybe we should think about creating a software to track AI footprints for institutions so as to minimize the possibility. We may have to set final exams instead of take-home papers and research. Maybe AI is the end of schools and institutions and some industries. School was needed for learning. Now we have the technology to replace schools and certain work. Yet we are still requiring huge sums of money and schooling that technology have made unnecessary. The way we think about systems must change! Indeed, we will have problems such as plagiarism etc. if we do not rethink requirements for students and even how we train and develop people. Just as Elon Musk wants a redesign of roadways to facilitate fully functioning self-driving cars, schools must redesign learning systems. We would like to acknowledge my fraternal line brother of Phi Beta Sigma Fraternity, Raymond Dingle Junior, who is supporting small businesses by providing Business Lending solutions. Need a Loan for your business or to finance business real estate, equipment or project? Visit them at https://rdjblending.com. On a somber note, my former fraternity line Dean who helped to guide my line throughout the pledging process died recently, Bro. Rev. Dr. Christopher V. Brown. He was a keen observer of human behavior and made Spring 11 pledging experience a dynamic and unforgettable one. He was a former President of Nu Sigma Chapter and International Chaplain of Phi Beta Sigma. He has moved on to the Omega chapter. His legacy will continue on through us. GOMAB. Credits: The Neoliberal Round is hosted/created by Rev. Renaldo McKenzie, Adjunct Professor, Jamaica Theological Seminary and Author of Neoliberalism, Globalization, Income Inequality, Poverty & Resistance, Doctoral Student at Georgetown. Co-Producer/Co-Editor is Donte Nelson, who is a student at Capella Univ. Subscribe for free! The NeoLiberal Round/The NeoLiberal Corporation. --- Send in a voice message: https://podcasters.spotify.com/pod/show/theneoliberal/message Support this podcast: https://podcasters.spotify.com/pod/show/theneoliberal/support

BUSINESS: Lending, M3 growth steady in March – BSP | May 9, 2023Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitchezTune In: https://tmt.ph/tunein#TheManilaTimes #BUSINESS Hosted on Acast. See acast.com/privacy for more information.

The CFPB's final rule implementing Section 1071 of the Dodd-Frank Act represents major change to how banks process and handle small business loans — taking what in many banks is a bespoke, tailored financial product and requiring a whole new way of doing business. On the latest episode of the ABA Banking Journal Podcast — sponsored by Intrafi — ABA SVP Kitty Ryan discusses: An overview of the Section 1071 final rule. Implementation deadlines and partial wins in extending them from the narrow timeframes in the proposed rule. Other wins from ABA advocacy, including on privacy and on racial and ethnic identification that aligns the final rule more closely with the statute. Software challenges banks will face as they implement the final rule. Despite a few improvements, why ABA continues to be disappointed in the final rule — with an open advocacy call for Congress to rescind the rule.

On today's episode of Finding Certainty, two VoiceAmerica headliner hosts and business partners (co-founders of Certainty Global LLC), Patrick Laing and Frank Helring, discuss the whirlwind of growth that has occurred in their company just over last few months, and the various principles that can be drawn from it. They discuss reciprocity, ripple effects, small business focuses, and global opportunities, capital/funding, tax credit recovery, affordable benefits, cash flow, cost-savings, and more. As small businesses all across America continue to struggle, working daily to recover from the global pandemic, these two influencers and business leaders discuss the plethora of ways in which SMB is fighting back and their three companies, Certainty Global, Certainty Management, and The HubMart LLC are helping in the fight, domestically and internationally. For more information about Patrick Laing, Certainty Management, or the Finding Certainty show, please visit www.certaintyteam.com or text the word Certainty to 26786. To visit Frank's show, BizZne$$ BuzZ, go to www.certaintylive.net or visit https://www.bizznessbuzz.com/.

With the recent budget, finance and investment are top of mind for businesses traversing the challenges of 2023.Whether you're looking for a loan away from the high street banks, or a new way to create business connections, we've got you covered - SWIG Finance's Steve Mayell and Podcast Labs' Kelly Butler are this week's guests on The Dorset Growth Hub Podcast.Tune into this week's episode, recorded at our live business breakfast in March, to hear how podcasts are an evolving medium in which to network and build brands, and what a CDFI can do to provide new avenues for funding.This episode of The Dorset Growth Hub podcast covers:Impacts of the recent budget on SMEsWhat a CDFI is and how they support financing small businessesUtilising the podcasting platform to reach new audiences and build bonds within your network

On this episode of the CFA Society San Francisco Podcast, we had the pleasure of speaking with Stan Rudoi, CFA, Vice President of Growth and Analytics at Pollen VC. Stan is an expert in finance, product management, and marketing, with a focus on the mobile gaming, fintech, and SaaS industries.At Pollen VC, Stan plays a key role in developing cutting-edge revenue-based lending products, managing client relationships, and leading the design of specialized financial models, calculators, and dashboards. He advises and invests in mobile companies, helping them optimize capital efficiency, select debt funding partners, fundraise, and develop user acquisition strategies.Listen to the full interview, where Stan discusses mobile gaming and venture capital.CFA Society San Francisco is a not-for-profit professional association, supporting members of the Northern California investment community and beyond. Learn more by visiting our website or connecting on LinkedIn.This podcast is provided for general interest only. Content is not intended to be, nor should be interpreted as recommendations or fiduciary advice.

Our expert hosts, Ross Gallagher and Kate Moody, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Tom Renwick, Head of Business Lending, Atom Bank Douglas Mackenzie, Chief Content Officer, Fintech Finance With soundclips from: Gerard Grech, CEO, Tech Nation Gabby MacSweeney, Head of Communications & Public Policy, Codat We cover the following stories from the fintech and financial services space: Tech Nation shutting down as UK government controversially pulls key funding - 4:25 Oaknorth and Atom Bank call on Grant Shapps to boost lending to small businesses - 16:50 Stripe tells employees it will decide on an IPO within the next year - 31:25 Republicans vow to probe US banks and asset managers' ‘ESG agenda' in Congress - 41:10 Monzo revenues surge more than twofold, putting it on track for 2023 profitability - 52:00 Ashley's Frasers Group set to roll out buy-now pay-later product - 53:50 Michigan boy, 6, spends $1k on Grubhub: ‘Doorbell just kept ringing, cars kept coming' - 55:10 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Douglas Mackenzie, Gabby MacSweeney, Gerard Grech, and Tom Renwick.

As Chief Executive of Women's Enterprise Scotland, Carolyn Currie is dedicated to supporting and promoting women-led and women-owned businesses. It's a cause she is passionate about, having a forged her own successful career in finance as Head of Business Lending at Royal Bank of Scotland. And as we hear in her conversation with Christine Esson, Carolyn also chairs The Productivity Institute, has contributed to policy papers at the World Economic Forum at Davos, and has a very good idea of what constitutes the perfect weekend.

Did you know that the way to prepare and file your business taxes can actually affect your ability to get business loans?  Ty Crandall, CEO of Credit Suite, breaks down everything you'll need to know about how your taxes can make or break your ability to finance your business.  Personal and Business taxes are both part of your businesses's Fundability™ and its an important factor that most ordinary business owners miss when applying for business credit, business loans, and credit lines.    In this episode we discuss: Business Tax Returns 101 Estimated Taxes Documentation Differences Tax Prep Cash vs. Accrual  Depreciation Decisions  Entity and Industry choices  Fundability™, Business Taxes, your EIN/SSN What are lenders looking for in your tax returns  Personal Taxes! 

For week 5 of the "Relationships With Money Program" we covered "The Blueprint To Business Lending + How To Buy A Franchise." This panel will cover understanding the steps entrepreneurs need to take to be able to secure funding from a bank. From what underwriters look for, paperwork needed, bookkeeping tips, etc. We will also dive into how an individual can buy a business and/or franchise. Panelist: Brittany Willis ( Franchise Owner, Entrepreneur, & Podcaster) Panelist: Sadat Rashid (SVP at Frost Bank) Panelist: Beth Johnson (SVP at Frost Bank) Moderator: Christiana Yebra (Entrepreneur, CMO of nVenue) This panel was created to empower minority individuals, entrepreneurs, small businesses, and communities to have the knowledge and tools to make sound decisions regarding their short, and long-term financial goals and enabling more to fully participate in the economy. Participants can expect to be equipped with the resources, foundational tools, and best practices to learn about financial literacy from experienced business leaders, and peer to peer focus groups. --- Support this podcast: https://anchor.fm/cosignmag/support

Are you wondering why you continue to be denied for business lending? Just give me less than an hour of your time, and I'll show you the roadmap to business lending approvals with Fundability™. For your next business loan, go to:

This week on Know Your Sh*t, Josh talks to Joe Camberato, CEO and founder of National Business Capital. An entrepreneur himself, Joe knows how hard it can be for business owners to access the funding they need to grow. That's why he built an online marketplace for business lending, giving access to capital that many entrepreneurs need. On this episode, Josh asks Joe about business lending, helping entrepreneurs and pushing through struggles.

What You Need to Know About the Impact of Personal Finances on Business Lending Are you wondering if personal financing can affect your ability to get business lending? Give me less than an hour of your time, and I'll show you how personal financing can affect your ability to get funding for your business, and what to do about it.

Those companies that are no longer small businesses but not yet large corporations occupy what is called the "middle market." When it comes to lending to these companies, it is very relationship-driven and not exactly a tech-forward operation. So, this spells an opportunity for a fintech-centered approach to middle market lending.My next guest on the Fintech One-on-One Podcast is Meredith Carter, the CEO of Context Business Lending. They are an asset-based lender (ABL), and you can tell they are a little different because they have trademarked the term: Consider ABL Disrupted.In this podcast you will learn:How Meredith became aware of Context Business Lending (CBL).The state of the middle market asset-based lending market.How transactions get done in this market.The different industries they focus on.The typical companies that come to CBL for a loan.Range of loan terms and interest rates.How they are bringing automation to the underwriting process.The average length of time from initial contact to funded loan.How they fared during the pandemic.Why they decided to lean in and continued during that time.The capital markets advantage of being backed by a single family office.How they work with banks when co-funding the loans.What they do to monitor their loan portfolio.The scale they are at today.Meredith's vision for CBL.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Are you in dire need of creating your own personalized “BLUEPRINT” Call me at 516-600-0127. Lets Create your BLUEPRINT NOW.

Are you in dire need of creating your own personalized “BLUEPRINT” Call me at 516-600-0127. Lets Create your BLUEPRINT NOW.

Are you in dire need of creating your own personalized “BLUEPRINT” Call me at 516-600-0127. Lets Create your BLUEPRINT NOW.

Are you in dire need of creating your own personalized “BLUEPRINT” Call me at 516-600-0127. Lets Create your BLUEPRINT NOW. Register For Your Free Training Today Learn the 3 Secrets To Mastering an 800 Credit Score https://event.webinarjam.com/register/17/ygg41ar

 With three decades of experience in banking, Leader Bank Senior Vice President of Business and Government Banking Marc Romvos has seen a lot in his day. A technological revolution is currently underway in the realm of business and government banking, and Marc joins host Scott Barboza to discuss these advances and how they are impacting a range of banking sectors including government, business, venture capital, property management and professional and medical services.

Are you in dire need of creating your own personalized “BLUEPRINT” Call me at 516-600-0127. Lets Create your BLUEPRINT NOW. Register For Your Free Training Today Learn the 3 Secrets To Mastering an 800 Credit Score https://event.webinarjam.com/register/17/ygg41ar

Are you in dire need of creating your own personalized “BLUEPRINT” Call me at 516-600-0127. Lets Create your BLUEPRINT NOW. Register For Your Free Training Today Learn the 3 Secrets To Mastering an 800 Credit Score https://event.webinarjam.com/register/17/ygg41ar

Are you in dire need of creating your own personalized “BLUEPRINT” Call me at 516-600-0127. Lets Create your BLUEPRINT NOW. Register For Your Free Training Today Learn the 3 Secrets To Mastering an 800 Credit Score https://event.webinarjam.com/register/17/ygg41ar

Middle-market businesses are raring for growth in 2022, and four in 10 expect their credit needs to increase this year, which according to economist Jim Glassman of JPMorgan Chase on the latest episode of the ABA Banking Journal Podcast will lead to a surge in commercial and industrial lending. “These challenges we are all focused on are all symptoms of a vigorous recovery from the pandemic nightmare,” says Glassman. “Businesses would much rather deal with these challenges than the kinds of things they were dealing with a year ago.” Glassman discusses other findings from the JPMC Business Leaders Outlook survey, including: How middle market businesses are using automation and efficiencies to free up resources to respond to present challenges, including staff shortages and supply chain kinks. Why eight in 10 businesses have returned to — or surpassed — their pre-pandemic category. Low-hanging fruit for banks in the form of low takeup rates on mobile banking, cashless payments and online bill pay in the middle market.

Ben and Ryan discuss the viability of crypto as the future of business lending. Connect with RyanConnect with Ben This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit fivewide.substack.com

Some credit unions are making lots of very profitable member business loans.  Most aren't.  In fact, by Mark Ritter's count, maybe 300 of the nation's credit unions are genuine players in this business. The rest are dabblers, he says.That's a shock because in the last couple years there has been a stampede of credit unions eager to get into member business lending. The reasons are obvious.  There has been an avalanche of deposits that need to be put to work.  Meantime, both the home mortgage and car loan markets are sputtering, definitely as far as credit unions go.The eyes in the credit union c-suite shift to local businesses and the question gets asked: how do we lend to them?Ritter, longtime CEO of Pennsylvania based CUSO Member Business Financial Services, which specializes in member business lending, knows the reality.About 80 credit unions are active with MBFS - 13 are owners - and they range in size from tiny to over $1 billion in assets.  Ritter pegs the MBFS sweet spot as institutions in the $300 million to $1 billion range but, he says, MBFS has no size limits, big or small.MBFS in many ways provides credit unions with turnkey service. That means they prospect for borrowers, negotiate the terms, service the loan, and do pretty much everything except provide the capital to lend.Want to know why member business lending initiatives sputter at many credit unions? Also want to know who not to hire to make those loans?Ritter has the answers in this wide ranging podcast that is a must listen for any credit union exec who wants to get into member business lending - or wants to do better at it.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.comAnd like this podcast on whatever service you use to stream it. That matters.Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto 

883 - Business Lending Brokerage with Business Lending Blueprint's Oz Konar

I'll get to the point... If your plan to starting and growing your Merchant Cash Advance business is to lease an office, hire a bunch of sales people, buy UCC data and have them dial all day long to close deals, I am sorry, but you are in trouble. That's exactly what each person who gets into this industry does, and more than 90% of them don't survive their first year. If you want to be a part of that 90%,,great, I just gave you the recipe. But if you are serious about what you are doing and you really are committed to build this as a solid business, you can't keep using what worked in 90's and expect to build a healthy business. Why? Not because if won't work. You will close deals, but you will get your deals stolen, you will sell on rate, you will lose deals because everyone is calling on the same list, you will have to work 8-16 hours a day to make a living. I don't think you need more reasons. OK. If you are ready to take this business seriously and build a solid business by using all the online tools available to you without having to bag for deals and have clients come to you, Here is the link to watch my Free training how to just do that; ===>https://localmarketingstars.com/website

Oz Konar is a passionate entrepreneur and multiple seven figure business owner whose mission is to help people design and build their dream businesses. His mission is to revolutionize the Alternative Lending Industry, one Business Loan Broker at a time. His training program, Business Lending Blueprint, has been the most comprehensive success guide focusing on leverage, low risk, high reward, and speed. Oz's program has become a symbol of great principles: a solid foundation following an ethical and consultative process to train others how to become profitable in a short amount of time. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Business Financial Adviser from Finsol Doug White: "I've been in the banking game for the last twenty years, and before joining Finsol, I was a Business Manager for Kiwibank for eight years. I hold both Level 5 Financial Advice with Investment and Residential Lending certificates. I really enjoy helping Kiwi businesses and their owners succeed and ride the journey with them. My niche is being honest and real with all interactions with clients and always giving a fit for purpose solution, and at times that's not always lending related. I have been married to my Leina for the last 21 years and have a 16-year-old daughter that wants to get her driver's license – man; they grow up so quickly." Book a Free appointment with Ryan If you're wanting your question answered on the podcast email me at ryan@oneplan.co.nz, send a voice message below or capitalise on our free online tools and advice: Get A Free Book and Subscription To Ryan's Weekly Newsletter Find Ryan On Social Media Have Your Podcast and Audiobook Edited by NZ Audio Editors. Disclosure statement available on request and free of charge

Jamie BrownleeLinkedin:linkedin.com/in/jamie-brownlee-00413018Website:http://www.greentarget.co.uk/Twitter:https://twitter.com/browjd My social media links:Podcast:https://podcast.app/day-in-day-out-p832991Instagram:https://www.instagram.com/muui23LinkedIn page:https://www.linkedin.com/company/day-in-day-out-podcast/?viewAsMember=trueYouTube:https://bit.ly/2UVszCm

Alternative lending thrives even through the tough times. More than 75% of the small business loan applications are declined by the traditional banks. Approval rates get worse during a recession, while the alternative lending industry keeps funding small businesses no matter what. The Alternative Lending Industry currently lacks a proven system that favors the growth […] The post How To Create Your Business Lending Blueprint, With Oz Konar first appeared on Business Creators Radio Show with Adam Hommey.

In this episode, Peter is joined by Anne Corrigan, CUDA's own business lending guru and Barbara Hayden who is Member Services Manager at Capital Credit Union in South Dublin. Today we're going to focus on business lending, the tools and supports available and the do's and don't. CUDA recently launched BizFin.ie, a business lending support structure specifically designed to aid those member credit unions that want to significantly increase their lending volumes in this area. At the same time, a number of CUDA members including Capital Credit union, signed up to the COVID-19 Credit Guarantee Scheme, a government initiative designed to support local businesses during the pandemic. 

In this episode, Peter is Joined by John Madigan, head of Marketing at the SBCI, Brian Conroy CEO Blanchardstown & District Credit Union and Anne Corrigan, CUDA's own business lending guru. Today we're going to expand the conversation on business lending, and specifically focus on the COVID-19 Credit Guarantee Scheme. CUDA, which commenced its Small Business Lending initiative early 2020, recently announced that 4 of its largest credit unions with a combined membership of over 200,000, have agree to partner with SBCI to support local businesses with the low-cost COVID-19 Credit Guarantee Scheme. That group of 4 includes Blanchardstown & District Credit Union.

In this episode, Peter is joined by Sharon Carolan Business Development Executive with Credit Union Plus and Anne Corrigan, CUDA's own business lending guru. Having previously talked about business lending in general and the likely impact of the COVID-19 Credit Guarantee Scheme, today we're going to look at a business lending case study and consider how credit unions supported by CUDA can help local businesses to access credit at an affordable price, and enable these businesses to survive and thrive in 2021.

NAB CEO Ross McEwan joins Scott Haywood See omnystudio.com/listener for privacy information.

Shannon Allmon, VP of AG Quest, joins Matt & Brian to discuss and introduce the Quest Federal Credit Union member business lending process. AG Quest helps member business' with lending tools for equipment, operating costs, SBA, and more! Listen in as Shannon helps to introduce the AG Quest member business lending program from Quest FCU. Lots of great information inside for our local small businesses and family farmers.

Miguel Armaza sits down with Rohit Arora, CEO and Co-Founder of Biz2Credit, a New York based company that offers financing, research, and educational resources to small businesses. Rohit and his brother founded Biz2Credit in 2008 and in the last 13 yrs the firm has arranged $2B in funding and registered over 200,000 clients. They have also raised over $60M in equity and $300M in debt from investors including Westbridge Capital and Nexus Venture Partners. We discussed - Rohit’s journey scaling Biz2Credit - Fundraising challenges as a contrarian entrepreneur - Lessons on resilience and leadership - The perils of a “growth at any cost” business mindset - Biz2Credit’s experience navigating the COVID crisis and what he believes will be the long term effects of the pandemic - And a whole lot more Rohit Arora Rohit Arora, CEO and Co-founder of Biz2Credit is one of America’s top experts in small business finance. He is responsible for driving Biz2Credit to its leadership position in the alternative lending industry among Deloitte’s Technology Fast 500. He holds a Masters in International Business from Columbia University and an Engineering degree from Delhi University. Rohit is often quoted about small business lending by major news media outlets, including the New York Times, Wall Street Journal, Bloomberg, Entrepreneur, American Banker, CNNMoney, MSNBC, Inc., and the Washington Post. In 2011, he and his brother Ramit were named New York City's “Top Entrepreneurs” by Crain’s New York Business, which also named Biz2Credit among NYC’s “Fast 50” of 2014. Since its inception in 2007, Biz2Credit has arranged $2 billion in funding and now has over 200,000 registered small and mid-sized company clients. About Biz2Credit Biz2Credit was founded in 2007 with one goal: make the business financing process work better for lenders and their customers. The company is focused on funding what’s next for small businesses and leverages data, cash flow insights, and the latest technology to give business owners an automated small business funding platform. Biz2Credit has provided over $3 billion in small business loans and financing. With over 350 employees globally, the team – made up of engineers, marketers and data scientists – is building the next generation in business lending solutions. Biz2Credit is also the company behind the Biz2X Platform. Biz2X is the natural outgrowth of Biz2Credit’s established platform software that brands like HSBC, Oriental Bank, and TATA Capital have chosen to launch new online lending initiatives. Biz2Credit raised $52M Series B in 2019 and is headquartered in New York City. Learn more at www.Biz2Credit.com.

In the 19th episode of the ABF Journal podcast, Meredith Carter, president and CEO of Context Business Lending, discussed how she has utilized her skills and knowledge along with a data and technology-driven approach to help accelerate the growth of Context Business Lending and its mission of reinventing how ABL is done in today's world. She also provided details on the company's unique co-chief credit officer structure as well as her expectations for the ABL industry at large for the remainder of 2020.

In this bumper special Dexter shines a spotlight on just a few of the Aussie Fintech's doing incredible stuff in the world of business banking and SME Finance.Featuring interviews with leaders from Trade Ledger, Judo, Prospa and Butn.A special show deserves a special location. Recorded on Sydney's stunning Northern Beaches (Shelley Beach, next to Manly) Dexter is joined by special guest, Ryan Edwards-Pritchard previous MD for the UK's Funding Options.Funding Options are pioneers of open banking in the business lending and SME space, making Ryan's insights super interesting.Now building his own Fintech as part of the Antler programme, Ryan shares his views on how Fintech in Australia, especially in business finance, banking and SME lending is perfectly poised to take off.Other guests include;Paul Carmichael, APAC Director Trade LedgerAlex Twigg, Co-Founder, Judo BankRael Ross, Co-Founder, ButnBeau Bertoli, Co-Founder, ProspaDownload the Brex marketing teardown by Stage3-----------------This podcast is produced by Tier One People, leaders in FinTech Executive SearchYour Host, Dexter Cousins is Founder and CEO of Tier One PeopleThanks to our partners FinTech Australia - a member-driven organisation that is building an ecosystem of Australian Fintechs advancing the global economy.We share their mission to build a strong community, foster connections and support innovation. To become a member go to https://fintechaustralia.org.au/join-now/If you would like to sponsor the show please contact info@tieronepeople.comJOIN THE FASTEST GROWING COMMUNITY IN FINTECHThanks To Our Partners FinTech Australia We share a mission to build a strong Fintech community, foster connections and support innovation.Tier One People Advisory Services Helping founders get from seed to series B.

This episode explores mortgage options for people over 60 – should you refi or consider a reverse mortgage? We discussed the changes in the law that turned a reverse mortgage from a racket into an awesome financial planning tool and several scenarios discussing when a reverse mortgage is better than refinancing. If you have questions, we have answers. Email us at lawgitimate@xfirmlaw.com. We also covered a lot of topics. Beware the Coronavirus Face Mask Exemption Card Identity theft and how to resolve it Business Lending and business credit Masks – can you be forced to wear one? Yep. Traditional v. Reverse Mortgages Types of Mortgage Loans – ARM v. Fixed v. Negative Amortization Who qualifies for a Reverse Mortgage? All the perks of a Reverse Mortgage Yes, you still own and can keep your house Over 62? Consider a Reverse Mortgage Enjoy!

LAWGITIMATE Traditional vs Reverse Mortgages Lawgitimate hosted by Mike & Rochelle Poulton with special guest, Jim Hostler with High Tech Lending. This week s episode Over 60? Traditional v. Reverse Mortgages covered a lot of topics. Beware the Coronavirus Face Mask Exemption Card Identity theft and how to resolve it Business Lending and business credit Masks […] The post LAWGITIMATE Traditional vs Reverse Mortgages appeared first on Business RadioX ®.

Two years ago, Intesa Sanpaolo launched a €5bn loan fund for businesses and projects supporting the Circular Economy. It has been highly successful, with €1.2bn loaned to 95 such initiatives. In this episode, three people behind sustainability at Intesa Sanpaolo explain the criteria used to decide who gets funding, why investors need educating on sustainability and why innovative thinking is more important than ever before. This podcast was recorded before the latest lending figures became available, so those in the recording differ slightly.

Joe's Website / Blog https://www.businesscreditworkshop.me/Find Joe on Instagram https://www.instagram.com/businesscreditworkshop/Find Joe on Facebook https://www.facebook.com/BusinessCreditWorkshop/Joe's Business Credit Course (It's $37 - an absolute NO BRAINER!) https://joelawrenceonline.clickfunnels.com/sales-page29006340Join Joe's Facebook Group https://www.facebook.com/groups/515186615620851/

On The Soul of Business, Claressa Monteiro speaks to Sazzad Hossain, CEO, SDI Academy to discuss their efforts with the migrant community and to find out what more needs to be done to help.

Successful business entrepreneurs Tim and Chrystal Mansour share their 50 years of combined business experience on "Business Made Simple" to motivate others and turn dreams into reality! The couple shares their business experiences, challenges, and passions for success. "Business Made Simple" offers tips and strategies on how to build a business from scratch, how to […] The post The Myths of Business and Financing appeared first on Business RadioX ®.

Meeting all your financial needs, personal and business.Scott Shay is the Chairman and Co-Founder of Signature Bank (https://www.signatureny.com/home) . Signature Bank is a full-service commercial bank with offices in the five boroughs of New York City, as well as Nassau, Suffolk and Westchester counties in New York and Fairfield County in Connecticut. In 2018, the Bank expanded its footprint on the West Coast with the opening of its first full-service private client banking office in San Francisco. Signature Bank focuses on serving the financial needs of privately owned businesses, their owners and senior managers – a group of clients who often find themselves underserved by the area’s larger financial institutions.

In this first segment about Business Banking, Jason Watson, CPA sits down with Quentin Leighty, President of First National Bank in Monument, Colorado, to discuss the pros of small business owners utilizing community banking vs. going to the "big banks" to finance a business and the perks of relationship-based models for banking. Special thanks go to Axe and the Oak Distillery for graciously hosting our Bourbon and Business podcast series!This material is based on content from our website and our book, Taxpayer’s Comprehensive Guide to LLCs and S Corps. https://wcginc.com/kb/operating-agree...https://wcginc.com/bookThank you! Warm Regards, WCG Inc. (formerly Watson CPA Group) 2393 Flying Horse Club Drive Colorado Springs, CO 80921 719-387-9800 phone 719-345-2100 text message 855-345-9700 fax https://wcginc.com/ Facebook - https://wcginc.com/facebook LinkedIn- https://wcginc.com/linkedinTwitter - https://wcginc.com/twitter YouTube - https://wcginc.com/youtube

Mark Ritter is here to discuss aspects of business lending and investments through credit unions. Mark is committed to providing you with alternative strategies for financing and lending through a credit union. Mark is the CEO of MBFS and specialist in credit unions and business lending. Aftre building Members 1st Federal Credit Union’s business lending programs into the top ten in the nation in the number of loans and balances outstanding for federal credit unions, ark took on the challenge of being the CEO of MBFS. Mark was the fifth CEO in five years for the organization, which lost money every month of its existence. In the past six years at MBFS, Mark increase the number of credit unions the CUSO services by over 500%, grew the revenue by 800%, and ensured positive cashflow every full year he’s been at the CUSO. Today's show is sponsored by Audible.com. Audible.com is a leading provider of spoken audio entertainment and information. Listen to audiobooks whenever and wherever you want. Get a free book when you sign up for a 30-day free trial at audibletrial.com/businessgrowth.

This week, our guest on the show is Steve Hechtman of Rapid Approved Financing, LLC, an alternative business lender. Steve started the company in 2006 to be an additional source for lending if and when the banks won't lend money. Steve can help with hard money loans, business loans or real estate loans. All of Steve's loans are non-residential, meaning if the loan is going to be supported by your home or residence, Steve is unable to help. This episode is unique in that it is the first podcast episode out of all of my 160+ episodes to feature an electric ukulele and an original song - The Rapid Approved Blues! You can reach Steve at Steve@RapidApprovedFinancing.com or www.RapidApprovedFinancing.com.  If you have questions for me, please contact Shawn@YesnerLaw.com or www.YesnerLaw.com, and please visit our sponsor for your free 15-minute life insurance checkup at www.ElliottWealth.com. 

Chris Flowers is back and he has some great business and financial advise! Lear the in’s and out’s about business loans. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/fall-in-360/support

Joe Talamantez talks about how Wauna Credit Union's opened it's new Long Beach branch because it saw an area where a credit union could make a difference. Learn about Joe's roots in the area, and how he can help businesses and people build their financial health.

The internet has changed marketing and sales forever. I’m here to make sense of this chaos. I want companies to feel confident in their marketing. To be confident, businesses have to know what has changed, what has stayed the same, and what they can do about it.

Mark is the CEO of StreetShares, a Business Lending firm with cutting edge concepts for assisting Veteran Owned Businesses as well as Veterans wishing to invest in the legacies of their fellow prior military brethren.  This vision is not only noble in its very finest example, but has benefitted countless families already, and is certain to continue doing so long into the future.  Join us in this episode as we learn more about what drives Mark towards excellence and how his vision for leaving a legacy not only includes his business but also his own family.

It's been a while, but last time we spoke, he was still at it, and building fiercely to get his baby from being a toddler to a full blown ... well ... to what it is today: Your Connection to Business Lending. Connect Lending was created to bridge the gap between Businesses looking for loans and the Lenders that are actually lending money. The process of simply walking into "your bank" for a loan doesn't always work or isn't the best choice for the large number of businesses. Many banks have partnered with them because they recognize that no bank can give the best loan to every single client; it's just impossible. Connect Lending understands that lenders have very specific lending criteria and usually focus on niche markets. ABC Lender might never lend money to retail businesses, but XYZ Lender specializes in lending to retailers. One man's trash is another man's treasure. They only connect business owners/borrowers to lenders that have a high likelihood of approving your loan. Their system is engineered to match lenders (based on their specific loan criteria) with borrowers (based on their answers to a short list of questions). Connect Lending, with Rick Burgess at the helm, is there to offer a better alternative to all the other online and alternative lenders, and to increasing success. Listen to his story so far and get inspired. --- Support this podcast: https://anchor.fm/WYFT/support

Greg welcomes Small Business Administration expert and Vice-President of Business Lending at Centier Bank to discuss how your small business might be eligible for funding for growth for your business.

In this episode, we will discover the keys to any successful program, types of training and resources needed to succeed, and the learning opportunities offered in the CUES School of Business Lending series and Business Lending for Directors Seminar. Jim is co-founder, chairman and CEO of Hipereon Inc., and speaker for CUES’ business lending offerings along with, Bob co-founder, president, and COO of Hipereon Inc.

Bill spoke to Jordan Goodman-Money Answers.com on Small Business Lending.

Discover why member business services are the most leverageable thing a credit union can do to improve their performance. Jim Devine is founder, chairman and CEO of Hipereon Inc.

PROGRAMGetting Down to Business® with David Weatherholt Broadcast Saturday’s 9-10 am (AKDT) 95.50 FM & AM 1020 KOAN Anchorage - Stream: www.1020koan.com/or www.waconsult.com.  Join Getting Down to Business® on Facebook or join Dave’s LinkedIn group and follow Dave on Twitter at WAConsult. IN THE NEWSECONOMIC NEWS SUMMARY OCTOBER 2011Listen as Dave talks about an economic powerhouse “shackled” by federal regulators and rouge environmental group’s squeezes out some growth.  The first estimate of GDP beat all expectations coming in at 2.5%.  Read the complete article @ www.WaConsult.com. PROGRAM TOPICBusiness lending is a business and all lenders expect to make a profit on their loans.  Listen as Steven Bush, Commercial Loan Officer at Alaska Growth Capital.  Find out why they are called an alternative business lend as Steven tells us about their history, goals, and how to start the loan process.  Find out more by visiting: www.AlakaGrowth.com.