Operational and functional checks, servicing, repair or replacing of a product or technical system or parts thereof in order to keep their necessary technical condition
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Al & Jerry: Al did manly repairs around the house because he's very manly To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Al & Jerry: Al did manly repairs around the house because he's very manly--plus warm up To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Think maintenance is just fixing things? Think again.In today's Tip of the Day from the Multifamily Collective, I make the case that your service team is your most powerful relationship engine.Why? Because they spend more face time with residents than anyone else on site.Forget the myth that people move for rent increases or better amenities. More often, they leave because they didn't feel cared for. That starts and ends with how your maintenance team shows up.Today's tip:Empower your maintenance teams to build trust, not just tick boxes.Track response times.Follow up with empathy.Treat every service ticket like a loyalty-building opportunity.Fast fixes solve problems.Thoughtful fixes build retention.This is your chance to turn zero moments of truth into long-term renewals.Tomorrow's episode: Why Leasing Is No Longer a Front Desk Job.
Making amends, making repairs is even more powerful than self forgiveness or self-compassion. When you learn to fix the harms you've caused you can truly find emotional freedom. Learn the skills to Regulate your Emotions, join the membership: https://courses.therapyinanutshell.com/membership Where to find Dr. Sarah Michaud https://www.youtube.com/@leavingcrazytown https://drsarahmichaud.com/ Ted Talk: Our story of rape and reconciliation - Thordis Elva and Tom Stranger https://www.youtube.com/watch?v=gyPoqFcvt9w In this conversation, Dr. Sarah Michaud and I explore the profound themes of self-compassion, forgiveness, and the importance of making amends. We discuss how guilt and shame can manifest in our lives and the courage required to face our mistakes. Looking for affordable online counseling? My sponsor, BetterHelp, connects you to a licensed professional from the comfort of your own home. Try it now for 10% off your first month: https://betterhelp.com/therapyinanutshell Learn more in one of my in-depth mental health courses: https://courses.therapyinanutshell.com Support my mission on Patreon: https://www.patreon.com/therapyinanutshell Sign up for my newsletter: https://www.therapyinanutshell.com Check out my favorite self-help books: https://kit.co/TherapyinaNutshell/best-self-help-books Therapy in a Nutshell and the information provided by Emma McAdam are solely intended for informational and entertainment purposes and are not a substitute for advice, diagnosis, or treatment regarding medical or mental health conditions. Although Emma McAdam is a licensed marriage and family therapist, the views expressed on this site or any related content should not be taken for medical or psychiatric advice. Always consult your physician before making any decisions related to your physical or mental health. In therapy I use a combination of Acceptance and Commitment Therapy, Systems Theory, positive psychology, and a bio-psycho-social approach to treating mental illness and other challenges we all face in life. The ideas from my videos are frequently adapted from multiple sources. Many of them come from Acceptance and Commitment Therapy, especially the work of Steven Hayes, Jason Luoma, and Russ Harris. The sections on stress and the mind-body connection derive from the work of Stephen Porges (the Polyvagal theory), Peter Levine (Somatic Experiencing) Francine Shapiro (EMDR), and Bessel Van Der Kolk. I also rely heavily on the work of the Arbinger Institute for my overall understanding of our ability to choose our life's direction. And deeper than all of that, the Gospel of Jesus Christ orients my personal worldview and sense of security, peace, hope, and love https://www.churchofjesuschrist.org/comeuntochrist/believe If you are in crisis, please contact the National Suicide Prevention Hotline at https://suicidepreventionlifeline.org or 1-800-273-TALK (8255) or your local emergency services. Copyright Therapy in a Nutshell, LLC
How do you diagnose, repair, and fix the biggest diggers in Australia? Mack sits down with Patrick Coward of North Australian Heavy Mechanical to talk about his career working across Australia wrenching on the biggest diggers (excavators) in the country, how to diagnose problems, levelling up your skills as a mechanic, and more!Connect with Pat on instagram @pats_instabythegram or Youtube @patrickcoward4309Find Mack on social media @earthmovers_media or visit our website https://earthmoversmedia.com/
A Memo from Molly 1951-08-19 Household Repairs
2012 Mustang cold air intake 22 Escape noise in reverse 93 F250 broken thermostat housing 19 Ram tick tock and clack noise
Today – Mansfield City Council has approved its first-ever use of a decades-old financing tool, setting the stage for long-term road improvements near one of the city’s busiest interchanges.Support the show: https://richlandsource.com/membersSee omnystudio.com/listener for privacy information.
Chemical cleaners and wire hangers seem like quick fixes until they corrode your pipes from the inside out. That slow drain you're ignoring could be hardening into a thousand-dollar emergency while grease quietly builds waxy blockages professional plumbers struggle to remove.Learn more: https://www.bluemoonplumbingdfw.com/ Blue Moon Plumbing City: Dallas Address: . Website: https://www.bluemoonplumbingdfw.com/
Boone Ashworth writer at WIRED, joins Jon Hansen to talk about a company that is putting bounties on fixing bugs in device features. Boone shares why Fulu is trying to help consumers have complete control over their tech. For more information on Fulu, visit https://bounties.fulu.org.
In Part 3 of our 10-part House Flipping 101 series, we're focusing on estimating repairs and making a smart, profitable offer. Before you submit any offers, it's essential to understand your exit strategy and how it affects your budget. We'll break down how to calculate your after-repair value (ARV), set your maximum offer price, and plan for unexpected repair costs that always come up. You'll also learn why an inspector, not a decorator, should guide your repair decisions, how to weigh selling versus renting, and why letting the mat, not emotions, drive your choices is key to a successful flip. Walk away with practical tools to make confident offers that protect your profits and keep your project on track. __________________________________________________________________ New videos drop multiple times every week!Make sure to hit SUBSCRIBE and tap the notification bell, so you never miss a video.If you're finding the content helpful or inspiring, it would mean the world if you shared it. Your support helps me reach more people and keeps this community growing! __________________________________________________________________ Big News! The Furniture Flipping Academy Is Now Only $79!Whether you're brand new to flipping, already established and ready to scale, or looking for additional income streams that don't require painting a single piece, the Academy was built for you. Inside, you'll get a complete library of industry-proven systems, pricing strategies, sourcing methods, and multiple ways to earn—so you can grow your income with confidence. A small investment today can open the door to big possibilities this year. Claim Your $79 Academy Access → https://learn.mycreativedays.com/academy __________________________________________________________________ New to My Creative Days? Welcome!I share creative inspiration, DIY tutorials, thrifting tips, furniture makeovers, and real-life projects across all my platforms. I'd love for you to come say hello and connect wherever you love to hang out: Explore the Blog:https://www.mycreativedays.com/Your go-to hub for DIY projects, thrifted makeovers, furniture makeovers, recipes, and creative inspiration. Listen to the Podcast:https://learn.mycreativedays.com/podcasts/my-creative-daysHonest conversations, creative motivation, and tons of tips. Follow on Pinterest:https://www.pinterest.com/mycre8tivedays/Fresh pins daily. DIY ideas, room inspiration, seasonal décor, and more. Join me on Instagram:https://www.instagram.com/mycreativedays/Daily stories, behind-the-scenes projects, thrift hauls, and real-time updates you won't see anywhere else. Hang out on Facebook:https://www.facebook.com/mycreativedaysEvery day, I post multiple times about my latest content, things I'm loving, favorite finds, deals, and more. __________________________________________________________________ Want to flip furniture successfully?Join my Furniture Flipping Academy:https://learn.mycreativedays.com/academyLearn everything from sourcing and pricing to scaling and earning in multiple ways (even beyond painting furniture). Get all my favorite links in one place:https://learn.mycreativedays.com/links __________________________________________________________________ Disclosure: Some links are affiliate links. I may earn a small commission at no extra cost to you. Thank you so much for supporting my content! Always read labels, follow manufacturer safety recommendations, and use proper safety equipment when working on DIY projects. You attempt any project at your own risk.
A viciously unhappy childhood causes Bruce Springsteen to retreat into work in an extreme way as he searches for success (and control). He channels his pain into focus and drive and gets everything he thought he wanted. He didn't yet know he was lying to himself. He will find that out soon. He falls into a deep depression. One that almost leads to s*icide. With the help of his true friend Jon Landau he seeks professional help. This help helps immediately. The lie he was telling himself was that work was the most important thing in his life. What he really wanted, was what he was incapable of doing: forming a lasting and loving relationship with a woman. For that he realizes he can't run. For that he realizes he has to stay. That thought terrifies him and is what caused him to seek help. He meets a truly singular woman and for the first time in his life he's able to have a healthy relationship with someone he loves. This realization comes almost 400 pages into Bruce's incredible autobiography (one of the best I've ever read) and it is shocking. I originally thought I was making an episode about Bruce Springsteen's extreme work ethic (one example: He wrote this book out by hand, multiple times, over 7 years. It's almost 600 pages. He's like this with everything btw.) But as I read, and reread this book over the last 6 months I realized that is not the most important part of the story. The work Bruce had to do to fix his mind is the heart and soul of the book. The work he did with Dr. Wayne Myers over 25 years is what allowed him to have a life. Not just a job. A life. As Bruce says after coming through the other side of this: “Work is work . . . but life . . . is life . . . and life trumps art . . . always.” This is a very unusual episode of Founders. I hope you enjoy it. If you want to skip to the part where he starts dealing with the struggles going on in his mind that starts 46 minutes in. Episode sponsors: Ramp gives you everything you need to control spend, watch your costs, and optimize your financial operations —all on a single platform. Make history's greatest entrepreneurs proud by going to Ramp and learning how they can help your business control your costs and save time and money. https://ramp.com Automate compliance, security, and trust with Vanta. Vanta helps you win trust, close deals, and stay secure—faster and with less effort. Find out how increased security leads to more customers by going to Vanta. Tell them David from Founders sent you and you'll get $1000 off. https://www.vanta.com/founders Collateral transforms your complex ideas into compelling narratives. Collateral crafts institutional grade marketing collateral for private equity, private credit, real estate, venture capital, family offices, hedge funds, oil & gas companies, and all kinds of corporations. Storytelling is one of the highest forms of leverage and you should invest heavily in it. You can do that by going to https://collateral.com
Join us LIVE tonight for the ultimate interactive guitar project. It's gonna be a blast—so smash that thumbs up and hit subscribe for more killer guitar content right here on Johnny Beane TV!
What if the most powerful healing tool you have this holiday season is something you're not giving yourself enough of?Sleep isn't a luxury — it's a biological requirement for repair, detoxification, and resilience. And for anyone navigating a chronic or life-altering illness, rest is one of the most potent forms of medicine you have.During the holidays, even the best intentions around sleep can fall apart — late nights, travel, stress, sugar, alcohol, hosting, early mornings, and constant stimulation. But your healing body depends on rest. When sleep drops, inflammation rises. Cortisol spikes. Blood sugar destabilizes. Repair processes slow. Symptoms flare.In today's episode, we go deep into how sleep impacts healing and how to reclaim rest even in the busiest season of the year. You'll learn why restorative sleep is non-negotiable for immune strength, inflammation control, emotional balance, and cellular repair — and how to protect it without feeling guilty or overwhelmed.In this episode, you'll discover:Why sleep is your body's most powerful healing stateWhat happens at night: detoxification, DNA repair, hormone balancing, immune activationHow holiday stress disrupts the sleep–healing cyclePractical ways to reclaim restorative rest, even in chaotic environmentsMicro-rest rituals that instantly calm your nervous systemMindset shifts to release guilt around restingSimple environmental changes that support deep, nourishing sleepBy the end, you'll know how to treat rest like the medicine it truly is.Click play on this episode, and then choose one thing we talk about to protect your rest tonight. Make rest a non-negotiable part of your healing — not something you fit in when everything else is done.Join us for Day 9, where we'll talk about breaking the guilt cycle when you fall out of sync with your nutrition plan, and how to get back on track without shame.DisclaimerThis podcast is for educational purposes only and does not offer medical advice. Consult your licensed healthcare provider before making any changes to your treatment or health regimen. Reliance on any information provided is solely at your own risk.This podcast explores stories and science around ALS, dementia, MS, cancer, mind body recovery, healing, functional medicine, heart disease, regression, remission, integrative medicine, autoimmune conditions, chronic illness, terminal disease, terminal illness, holistic health, quality of life, alternative medicine, natural healing, lifestyle medicine, and remission from cancer, offering hope and insights for those seeking resilience and renewal.
A quick scheduling update (and Reboot Winter Worlds on December 14!)
John Maytham speaks to Councillor Rob Quintas, the City of Cape Town’s Mayoral Committee Member for Mobility and Transport about the 2026 plans for the damaged Kloof roads. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Your expensive moisturizer creates a dependency cycle that weakens your skin's natural defenses. Discover why beef tallow's bioidentical structure matches human sebum perfectly, delivering fat-soluble vitamins and lasting barrier repair that synthetic creams cannot replicate.Learn more at https://tallowandvine.com/pages/why-women-are-switching-to-tallow Tallow & Vine LLC City: Austin Address: 5900 Balcones Dr. Website: https://tallowandvine.com/ Email: hello@tallowandvine.com
Rob Finch talks about Rapid Link Repairs, boosting customer satisfaction with response times; a fresh approach to cost; safety; & reducing downtime for drivers. IN THIS EPISODE WE DISCUSS: [02.11] An introduction to Rob, his background, and his role at DCLI and RapidLink Repairs. "Most of my career has been figuring out how to bring commercial and operations together." [03.09] An overview of RapidLink Repairs – who they are, what they do, and how they help their customers. "It's about three things: we want to improve productivity, be cost-effective, and drive high levels of customer satisfaction." [04.18] The biggest challenge for businesses right now. "Reducing cost profile is top of mind – the market has been less than ideal..!" [04.55] RapidLink Repair's origin story. "You want to have a solution that people are actually asking for." [07.00] RapidLink Repairs 'anytime, anywhere' service, and the most common repairs they solve for. [09.26] The ideal client for RapidLink Repairs, and why businesses want a nationwide solution. "We leverage the size and scale of DCLI to provide cost savings." [10.44] RapidLink Repair's approach to cost, fighting 'surprise fees,' and why they don't mark up parts. "Our approach to the market has been to provide a service people can rely on." [13.26] The importance of efficiency and customer experience, and how RapidLink's response times are delivering competitive advantage. "We're maniacal about customer satisfaction! If your customers aren't happy, you don't have a good product." [17.21] A case study exploring how RapidLink Repairs helped a key client eliminate extra fees and enhance communication, allowing them to plan consistently and boost productivity. [19.59] Why safety is crucial, and the impact RapidLink Repairs are making on the industry. [22.07] How to work with RapidLink Repairs. RESOURCES AND LINKS MENTIONED: Head over to RapidLink Repairs' website now to find out more and discover how they could help you too. You can also connect with RapidLink Repairs and keep up to date with the latest over on LinkedIn, Facebook, Instagram or X (Twitter), or you can connect with Rob on LinkedIn. If you enjoyed this episode and want to hear more from DCLI, tune into 360: Deliver A Great Trucker Experience, with DCLI or Marketing Leader Stacy Kirincic on Dominating Male-Dominated Industries like Supply Chain. Check out our other podcasts HERE.
Nancy Chris Roman Space Telescope Assembly Complete: NASA has successfully assembled the Nancy Chris Roman Space Telescope, a major milestone that brings us closer to its anticipated launch in May 2027. This powerful telescope, equipped with a 288-megapixel camera, promises to gather data hundreds of times faster than Hubble, potentially unveiling over 100,000 new exoplanets and billions of galaxies.Russian Soyuz Rocket Launch Damage: Following a successful launch to the International Space Station, damage was discovered at the Baikonur Cosmodrome, attributed to vibrations and heat from the launch. Repairs are expected to take around three months, but there's no immediate threat to future crewed missions.Satellite Mega Constellations and Light Pollution: A new forecast reveals that satellite mega constellations could severely impact astronomical observations, with projections showing that 1/3 of Hubble's images may be contaminated with satellite trails by the 2030s. Solutions are being explored to mitigate this growing issue.Geological Differences Between Earth and Venus: Recent research sheds light on the geological differences between Earth and Venus, highlighting that Venus operates under a 'squishy lid' regime, which affects its volcanism and tectonic activity. This new framework helps explain the presence of active volcanoes on the otherwise stagnant planet.James Webb Space Telescope's Stunning New Image: The James Webb Space Telescope captures a breathtaking image of two colliding dwarf galaxies, NGC 4490 and NGC 4485, revealing a bridge of gas and new stars formed from their gravitational interaction, showcasing the dynamic nature of the universe.Rare High-Definition Sunspot Images: Astronomers have captured rare high-definition images of sunspots just before they erupted in a powerful solar flare. These images provide critical insights into the sun's magnetic activity and could improve our ability to predict solar events that impact technology on Earth.For more cosmic updates, visit our website at astronomydaily.io. Join our community on social media by searching for #AstroDailyPod on Facebook, X, YouTubeMusic, TikTok, and our new Instagram account! Don't forget to subscribe to the podcast on Apple Podcasts, Spotify, iHeartRadio, or wherever you get your podcasts.Thank you for tuning in. This is Avery and Anna signing off. Until next time, keep looking up and exploring the wonders of our universe.✍️ Episode ReferencesNancy Chris Roman Space Telescope[NASA](https://www.nasa.gov/)Soyuz Launch Damage Report[Roscosmos](https://www.roscosmos.ru/)Satellite Constellation Forecast[Hubble Space Telescope](https://hubblesite.org/)Venus Geological Research[Planetary Science Journal](https://www.planetarysciencejournal.com/)James Webb Space Telescope Image[NASA Webb](https://webb.nasa.gov/)Sunspot Observations[Gregor Solar Telescope](https://www.gregorsolar.telescope/)Become a supporter of this podcast: https://www.spreaker.com/podcast/astronomy-daily-space-news-updates--5648921/support.Sponsor Details:Ensure your online privacy by using NordVPN. To get our special listener deal and save a lot of money, visit www.bitesz.com/nordvpn. You'll be glad you did!Sponsor Details:Ensure your online privacy by using NordVPN. To get our special listener deal and save a lot of money, visit www.bitesz.com/nordvpn. You'll be glad you did!Become a supporter of Astronomy Daily by joining our Supporters Club. Commercial free episodes daily are only a click way... Click HereThis episode includes AI-generated content.
On this episode of Talking Guitars on JohnnyBeaneTV, we opened with a heartfelt tribute to the legendary Steve Cropper, whose family announced his passing today. I share the story of meeting him nearly 30 years ago at the guitar shop I worked at—an unforgettable moment with a true icon. Legendary guitarist Steve Cropper — the soulful force behind Booker T. & the MG's, Otis Redding, and the Blues Brothers — has passed away at the age of 84. His son Cameron confirmed the news to Variety on Wednesday. Cropper's influence on Memphis soul is immeasurable. As a guitarist, producer, songwriter, and engineer at Stax Records, he shaped the sound of an era. His tight, tasteful, unmistakable guitar work powered Booker T. & the MG's, while also elevating recordings by Otis Redding, Wilson Pickett, Sam & Dave, Rufus and Carla Thomas, Eddie Floyd, and more. In 1996, Mojo magazine ranked him the second-greatest guitarist of all time, just behind Jimi Hendrix, praising his metronomic timing, razor-sharp riffs, and perfectly placed licks — always serving the song, never overstaying their welcome. As a songwriter, Cropper co-wrote classics like “Green Onions,” “Time Is Tight,” and “Soul-Limbo,” along with timeless R&B hits including Otis Redding's “(Sittin' On) The Dock of the Bay”, Wilson Pickett's “In the Midnight Hour” and “634-5789,” and Eddie Floyd's “Knock On Wood.” After leaving Stax in 1970, he continued making history. Booker T. & the MG's reunited into the '90s, backing icons like Bob Dylan, John Fogerty, Neil Young, and Levon Helm. Cropper also became widely known to new generations as the guitarist for The Blues Brothers, appearing on their platinum records and in both films. In 1992, Steve Cropper was rightfully inducted into the Rock and Roll Hall of Fame as a member of Booker T. & the MG's. Then it's off to the workbench! I swap out the strap pins on my TEASE Telecaster, tighten up some screws on a Squier Tele, and Ron jumps in to show off some killer 3D-printed guitar goodies he's been crafting. And somehow… we wrap the night talking about MASSIVE burgers—PermanI Brothers, local burger joints, and the monster creations Ron hunts down. Guess we were starving! Rock, mods, memories, and monster burgers—classic JohnnyBeaneTV energy.
Three Guys Talking Cars So You Can Save ON Auto Repairs. Call the show to get your car questions answered.
Adam Hamazik Part 2: Do I need to pay for something they self repairs?? Ayin Hara!!
On this episode of Talking Guitars on JohnnyBeane TV, we're diving deep into some serious Workbench action!
A town is mourning the death of a much-loved former pub landlord - described by many as a “true legend”.Father-of-four Archie Dryden died just one week after being diagnosed with motor neurone disease. Also in today's podcast, a Tunbridge Wells dad has spoken openly about his experience of psychosis following a collapse in his mental health.Jamie Walker says things spiralled after the loss of his business, breakdown of his marriage, a bereavement, ADHD diagnosis and battle with alcoholism.A Kent campaigner is urging us to call out mysogyny, sexist language and cat calling as 16 days of action gets underway to tackle violence against women and girls.It's White Ribbon Day and ambassador Martin Mathews is the focus of a national portrait series to raise awareness.Fed-up villagers say it's “appalling” that more than £100,000 has been spent on bridge repairs for damage they believe is entirely preventable through a reduced speed limit or traffic calming measures.You can hear from pub owner Jonathan Woodbridge who says he's lost £5,000 a week in trade. And we've spoken to a young girl from Kent who you can catch on the big screen in Wicked: For Good. 10-year-old Matilda Williams was chosen out of hundreds of children to appear in the blockbuster and she's told us all about it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In Episode 90 of EC&M On Air, Ellen Parson features an ICYMI-style show. This is an audio-only version of a popular past online-only article published in August 2025 by one of our longtime experts and contributors, Mark Lamendola. It covers electrical maintenance and repair best practices and why faster does NOT always equal more efficient when it comes to these jobs. Listen to the article read here or check out the original article online.
What if the most powerful "nutrient" for healing wasn't a pill—but oxygen under pressure? In this solo Root Cause Deep Dive, Coach Debbie Potts explains how Hyperbaric Oxygen Therapy (HBOT) works, what happens inside the chamber, and how to know if your body is truly ready to receive its full benefits. You'll learn how to prepare, pressurize, and repair using the Future You™ HBOT Readiness & Stacking Checklist—inspired by Dr. Scott Sherr's integrative HBOT protocols and The WHOLESTIC Method™ foundations. Inside the episode:
This episode reveals how note investor Sierra Davis transformed her financial life through passive income strategies, creative deal structures, and predictable returns, offering beginners a clear and inspiring path toward building long-term wealth through notes.See full article: https://www.unitedstatesrealestateinvestor.com/rising-into-financial-freedom-through-the-power-of-notes-with-sierra-davis/(00:00) - Welcome and Guest Introduction(00:05) - Sierra's Overview of Note Investing(00:21) - Why Note Investing Appeals to Numbers Driven Investors(01:07) - How Sierra First Entered the Note Investing Space(02:30) - Using Private Money to Buy Notes(03:17) - Buying Notes at a Discount and Creating Win Win Deals(04:30) - Why Sellers Choose to Sell Their Notes(06:00) - What Happens When a Seller Financed Note Is Sold(06:57) - How Note Terms Transfer to the New Investor(07:28) - Performing vs Non Performing Notes(09:00) - Risks and Foreclosure Timelines in Different States(10:10) - Why Sierra Focuses on Performing Notes(11:04) - Closing Logistics When Notes Change Hands(11:28) - How Borrowers Are Notified of a New Note Holder(12:05) - Understanding Servicers and Borrower Communication(12:40) - The Growing Marketplace for Seller Financed Notes(13:06) - Why Good Paperwork Matters in Note Investing(14:02) - How Investors Can Structure Better Seller Financing Deals(15:00) - Qualifying Borrowers and Protecting the Note(15:45) - Down Payments, Paperwork, and Attorney Prepared Documents(16:23) - Considering Balloons and Future Tax Planning(17:05) - Using Partials to Manage Cash Flow and Reduce Taxes(18:10) - How Partials Work in Practice(19:05) - Creative Deal Structures That Serve Both Sides(20:15) - How Sierra Paid Off Her Student Loans with One Deal(21:20) - The First Note That Stopped Performing(22:05) - How She Recovered by Reselling the Property with Seller Financing(23:00) - Making Private Investors Whole Even When Borrowers Default(23:47) - Why Reserves Matter for Note Investors(24:10) - The Kansas City Deal That Became a Lesson(25:00) - Handling Non Paying Borrowers and Foreclosure Costs(25:45) - Sierra's Golden Investing Nugget(26:15) - Why Notes Complement Other Investment Strategies(27:00) - Creating Balance Between Cash Flow and Appreciation(27:45) - Investing Out of State Without Tenants or Repairs(28:10) - Sierra's Book Recommendation(28:30) - Where to Follow Sierra Online(29:00) - Episode Closing with Mattias and Erica(29:15) - Show Disclaimer and Final GoodbyeContact Sierra Davishttps://wealthwithnotes.com/https://www.facebook.com/sierra.davis.803463https://www.instagram.com/sierradavisofficial/https://youtube.com/@sierradavisofficial Your next step toward financial clarity might be closer than you think. Let Sierra's journey remind you that predictable wealth starts with one bold decision. For more guidance and interviews that elevate your future, visit https://reiagent.com
The EF3 tornado that ravaged parts of St. Louis six months ago devastated thousands of homes and businesses — and a dozen buildings in the St. Louis Public Schools district. Seven schools were so severely damaged that students were displaced. Now, SLPS administrators plan to have the schools either reopened or renovated by December 2026. STLPR's Hiba Ahmed discusses the impact of the school closures, what the plan to reopen looks like and what the community's response has been in the six months since the tornado.
Kleine Annäherungssignale („Bids“) halten die Liebe lebendig – und Micro-Repairs entschärfen Streit, bevor er eskaliert. In dieser Folge Freundschaft Plus geben wir dafür alltagstaugliche Beispiele, eine daily 10 Sekunden-Routine, Repair-Sätze („Ich formuliere neu…“) und einen kleinen Feierabend-Check-in, mit dem es auch an kalten Tagen spürbar wärmer wird. Freundschaft Plus – dein Podcast für Herz, Hirn und Humor mit Corinna Theil und Christin Balogh. Jeden Mittwoch eine neue Folge zu Liebe, Freundschaft, Dating und allem dazwischen. Jetzt reinhören, abonnieren und mitfühlen – überall, wo es Podcasts gibt. Ein Podcast aus den Wake Word Studios. Host: Corinna Theil & Christin Balogh Executive Producer: Christoph Falke & Ruben Schulze-Fröhlich Producer: Josephine Aleyt Redaktion: Corinna Theil & Christin Balogh Sounddesign & Produktion: Fabian Schäffler Hosted on Acast. See acast.com/privacy for more information.
#657: This week, Paula and Joe dig into a listener's question about ETFs that track the stock trades of U.S. politicians — including the Democratic “NANC” fund and its Republican counterpart “KRUZ.” They explore whether this strategy is smart investing or just expensive entertainment. Then, they shift gears to home ownership headaches. Another listener asks how to control ballooning maintenance costs, and Paula shares her best advice for finding trustworthy contractors, budgeting for repairs, and knowing when DIY doesn't actually save money. Finally, an anonymous caller wonders if starting a small business just for tax breaks makes sense. Paula and Joe explain the IRS rules — and why energy and purpose matter more than deductions. From “fun money” investing to financial planning that actually works, this episode is all about balancing curiosity, caution, and common sense. Key Takeaways Congressional-trade ETFs aren't a shortcut to wealth. They're speculative, lag behind real trades, and carry high costs Home maintenance is predictable — plan for it. Create a repair timeline and build relationships with investor-friendly contractors DIY isn't always cheaper. Factor in time, tools, and opportunity cost Never open a business just for taxes. If it doesn't make a profit or bring joy, it's an energy drain, not a strategy Separate fun money from freedom money. Keep speculation playful, and build wealth with focus and purpose Chapters Note: Timestamps will vary on individual listening devices based on dynamic advertising segments. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Should You Follow Congress's Trades? (06:00) The Lag Problem and Investor Bias (10:30) The “Fun Money” Rule (11:20) The Hidden Cost of Home Repairs (15:00) Finding Investor-Friendly Contractors (18:00) Planning Ahead for Repairs (22:00) DIY vs. Opportunity Cost (26:00) Starting a Small Business for Tax Breaks (29:00) The IRS “3-of-5 Rule” (32:00) Purpose Over Deductions (34:00) Final Thoughts https://affordanything.com/voicemail Learn more about your ad choices. Visit podcastchoices.com/adchoices
Do you ever feel like budgeting is impossible because your income changes from month to month? If you're self-employed, work on commission, or depend on tips, you're not alone. Living on a variable income can feel like riding a financial roller coaster—one month you're doing fine, and the next, you're wondering how to make ends meet.But the good news is that God's Word offers wisdom that applies even in seasons of financial uncertainty. Proverbs 21:5 reminds us:“The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”No matter how steady—or unpredictable—your income is, a plan is essential.Build Your Budget on What You Know, Not What You HopeMany people make the mistake of budgeting around their best month. Wise stewardship means basing your plan on your lowest or average month, rather than your highest month.Start by reviewing your income over the past 6 to 12 months. Identify your lowest earning month, and use that as your “bare minimum” budget—what it takes to cover essentials like housing, utilities, groceries, transportation, and basic giving.For example, if your income ranges from $3,000 to $6,000, plan your budget around $3,000. When you earn more, that extra income becomes your margin—money you can use to pay down debt, save, or plan ahead for slower seasons.This approach protects you from overcommitting when income drops and helps you live within your means.Create an Income-Holding AccountWhen your income arrives irregularly, timing can be just as stressful as the amount. One simple solution is to use an income-holding account.Here's how it works:Deposit all income into one central account—your “holding tank.”Once a month, transfer your budgeted amount into your regular spending account.This method smooths out your cash flow, allowing you to “pay yourself” a steady income each month. Proverbs 27:23 gives this timeless reminder:“Know well the condition of your flocks, and give attention to your herds.”In today's world, that means knowing where your money is, where it's going, and when it's available.Also, if your income fluctuates, an emergency fund isn't optional—it's essential.Start by saving enough to cover one month's expenses, then aim for three to six months over time. Use “boom” months to grow your buffer before adding new spending. When slower seasons come, you'll be able to keep paying yourself consistently.Differentiate Between Fixed and Flexible ExpensesAnother key to managing a variable income is learning to distinguish between fixed and flexible expenses.Fixed expenses—like rent, insurance, and loan payments—stay the same.Flexible expenses—like dining out, entertainment, or travel—can adjust with your income.During lean months, trim flexible spending. When income increases, you can replenish your savings or increase your giving. Remember, self-control is one of the fruits of the Spirit (Galatians 5:22–23), and that includes how we handle our finances.One of the easiest ways to get off track is through “surprise” expenses that shouldn't be surprises—car repairs, insurance premiums, or property taxes.List all your irregular expenses for the year and divide each by twelve. Set that amount aside monthly in a sinking fund, so when those bills come, you're ready. No scrambling. No stress. Just peace that comes from faithful planning.Trust the Provider, Not the PaycheckEven when your income is unpredictable, God is not. Matthew 6 reminds us that our Heavenly Father knows what we need before we ask. He feeds the birds and clothes the flowers—and He will provide for His children.So whether your income changes weekly or seasonally, rest in this truth: stability isn't found in your paycheck—it's found in God's faithful provision.If you're ready to build a flexible, faith-filled budget, the FaithFi app can help. It offers tools to manage cash flow, track spending, and grow as a faithful steward of God's resources.Learn more at FaithFi.com by clicking “App” or searching for FaithFi in your app store.On Today's Program, Rob Answers Listener Questions:I've been able to save about $170,000 and add around $10,000 each month. Once I reach $200,000, I'd like to start investing $10,000 a month in something with greater growth potential, even if it carries a bit more risk. Right now, I'm earning about 4% at the bank. What would be a wise next step for that money?I've just moved into an independent living facility and am in the process of selling my condo, which should close soon. I'll need the proceeds to help cover my living expenses, but I'm wondering—how should I handle tithing on that money?I just wanted to express my gratitude for the way you and your team share wisdom so respectfully and thoughtfully. Listening to your program has really deepened my understanding and helped me grow.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Shoot us a Text.Episode #1183: Today we're talking about the billion-dollar blaze disrupting Ford's aluminum supply chain, Tekion's confident response to new DMS rival Pinewood.AI, and why the retail world's record CEO shuffle says more about skill sets than burnout. A mid-September fire at Novelis's massive Oswego, N.Y. aluminum plant has shaken the auto supply chain, putting Ford and other OEMs in damage-control mode as crews work nonstop to rebuild the damaged facility.A Sept. 16 fire destroyed 40,000 sq. ft. of the hot mill roof, halting aluminum heating and rolling operations essential to producing body panels for trucks and SUVs.Repairs are underway 24/7, with 1,900 of 2,455 replacement parts already on site.“Teams are working with extreme urgency,” said Novelis spokesperson Lauren Thompson. “Every hour counts in getting back online.”As Pinewood.AI eyes an ambitious U.S. rollout backed by Lithia Motors, Tekion CEO Jay Vijayan says “bring it on,” dismissing the U.K.-based DMS company as no major threat in America's complex dealership software market.Pinewood spun out of Lithia-owned Pendragon and plans a full-scale U.S. push after Lithia transitions to its platform by 2028.The U.S. DMS market is dominated by CDK Global, Reynolds and Reynolds, and Dealertrack, with Tekion gaining momentum.Vijayan said the U.S. market's size and regulatory complexity give Tekion an edge: “I don't have even the slightest concern.”With 1,500 full DMS clients and 4,000 using Tekion software, Vijayan said profitability is expected by 2026, emphasizing “strong financial economics and long-term growth.”A record wave of CEO exits is reshaping what success looks like at the top of retail. As technology, AI, and shifting consumer behavior redefine the landscape, companies are looking for leaders who can adapt fast and think across multiple disciplines.Retail CEO departures are up 116% year-over-year, with 64% unplanned, according to Russell Reynolds Associates.Leadership experts say modern executives must blend tech fluency, marketing insight, and operational skill to stay competitive.Craig Rowley, senior client partner at Korn Ferry, noted that while skills like sourcing and merchandising “don't necessarily go away,” they're no longer the foundation of what retailers seek in a CEO.Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/
In part 2 of this episode of the HVAC Know It All Podcast, host Gary McCreadie continues his discussion with Jessica Slaughter, Marketing Manager at RLS Rapid Locking System, about the growing use of press fittings in the HVAC industry. They talk about common pushbacks like tool cost and trust in the technology, and how RLS is working to address these concerns. Jessica explains how press fittings save time, improve safety, and are being used in everything from homes to data centers worldwide. This episode gives HVAC pros useful insights into the benefits and future of press technology. Gary and Jessica talk about how press fittings are changing the HVAC trade by saving time, cutting labor, and reducing fire risks. Jessica shares how RLS is working to make tools more affordable and fittings easier to get, while expanding their product line to help techs stay with press. They discuss common concerns like cost and trust, and how the press is now used in homes, data centers, hotels, and more. Jessica also explains how global use is growing and why education is key. They end with a fun idea to show press vs. braze speed in a live challenge. Expect to Learn: How press fittings save time and lower labor costs. Why tool cost and trust are key barriers to adoption. Press fittings are being used across the HVAC industry. How RLS is improving fitting availability and product range. Why Press is a strong option for service work and tight job sites. Episode Highlights: [00:00] - Intro to Jessica Slaughter in Part 02 [01:59] - Press vs. Braze Speed Challenge Idea [03:38] - Showing Time Savings and Proper Brazing Prep [05:01] - Main Pushbacks: Tool Cost and Trust Over Time [06:12] - Longevity, Refrigerant Shift, and Growing Trust in Press [10:48] - Press in Service Calls and Where It's Being Used Most [17:43] - Global Reach of RLS and Importance of Exposure This Episode is Kindly Sponsored by: Master: https://www.master.ca/ Cintas: https://www.cintas.com/ Cool Air Products: https://www.coolairproducts.net/ Property.com: https://mccreadie.property.com SupplyHouse: https://www.supplyhouse.com/tm Use promo code HKIA5 to get 5% off your first order at Supplyhouse! Follow the Guest Jessica Slaughter on: LinkedIn: https://www.linkedin.com/in/js212/ RLS Rapid Locking System: https://www.linkedin.com/company/rls-rapid-locking-system/ Website: RLS Rapid Locking System: https://www.rapidlockingsystem.com/ Follow the Host: LinkedIn: https://www.linkedin.com/in/gary-mccreadie-38217a77/ Website: https://www.hvacknowitall.com Facebook: https://www.facebook.com/people/HVAC-Know-It-All-2/61569643061429/ Instagram: https://www.instagram.com/hvacknowitall1/