Podcasts about fairway independent mortgage

Brian is joined by special guest Derek Goulette of Fairway Independent Mortgage. Brian and Derek talk about interest rates and what changing rates could mean for the future of Charleston, SC. Brian also gives his predictions for 2025 including if the market will slow down or pick up speed! ** GET OUR FREE GUIDE** Text 'GUIDE' to 843-800-0065 for a FREE copy of The Most Comprehensive Home Seller Guide in Charleston. Have a real estate need or question? Book a consult with us today!  ☎️ (843) 800-0065

On this week's episode of The Professional Noticer, Andy Andrews explores a fascinating question: Which is more effective—building an extraordinary culture or spending millions on advertising? What you'll learn: Why a remarkable culture outshines even the biggest advertising budgets. How companies like Paris Hardware, Fairway Independent Mortgage, and Beck's Hybrids thrive by prioritizing culture over costly ads. The eye-opening cost of traditional advertising—and why it's often a penalty for not developing remarkable people. Andy also dives into the hard numbers, comparing the staggering advertising budgets of major corporations with the minimal investment required to coach employees toward creating an incredible culture. Hear stories of companies producing billions in revenue without spending a dime on national advertising, and discover why word of mouth—driven by culture—consistently outperforms even the most creative ad campaigns. Find more at www.YourCMR.com

Today's special guest for the bigJOEL Community Call is David Lazowski, President of National Recruiting and Growth at Fairway Independent Mortgage. “Laz” also successfully runs and operates retail branches in the Northeast. You don't want to miss the conversation with this seasoned mortgage pro who has the tools to help you fight through any market and succeed!

This week on the Power House Podcast, HousingWire president Diego Sanchez sits down with Steve Jacobson, CEO of Fairway Independent Mortgage to talk about what it takes to build a company culture centered around humility and loyalty. Diego and Steve also talk about Fairway's retail growth after their decision to exit wholesale, their plan to sell the business back to its employees, and their commitment to helping communities in need. Here's what you'll learn: Increasing the speed of service gives you a competitive advantage Community engagement and giving back are responsibilities of all mortgage leaders Succession planning is crucial for long-term success Growth strategies should prioritize organic development over M&A Relationships between originators and servicers will continue to evolve Related to this episode: After exiting wholesale, Fairway hires origination teams across the nation | HousingWire Steve Jacobson - Madison, Wisconsin, United States | Professional Profile | LinkedIn Fairway Independent Mortgage Corporation HousingWire IMB Summit On-Demand HousingWire | YouTube Enjoy the episode! The Power House podcast is a show about leadership, markets and entrepreneurship in the housing industry. Each Thursday, Clayton Collins speaks with CEOs and founders from the mortgage and real estate sector to reveal how housing executives think about business growth, operational strategy, and leadership. The Power House podcast reveals the full picture through the stories of the industry's most impactful leaders. Clayton Collins is the CEO of HousingWire, and the Power House podcast is produced by HousingWire's Content Studio. Initially launched in 2019 as the Housing News podcast, the show was relaunched as Power House in 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's guest for the bigJOEL Community Call is David Lazowski, East Coast President of Fairway Independent Mortgage. You don't want to miss the conversation with this seasoned mortgage pro who has the tools to help you fight through any market and succeed!

Buckle up as Tom Tousignant brings you on his journey from the Air Force to the mortgage industry and onto real estate investing. Discover how personal challenges and industry changes motivated him to choose a life centered on family and fulfillment over traditional paths. Tune in to learn how to adapt real estate strategies to achieve financial freedom and a family-focused lifestyle!     Key takeaways to listen for Tom's transition journey from engineering and aviation to real estate How to leverage personal hardships as opportunities for growth and change The importance of aligning work with personal values  Ways to ensure career efforts contribute to personal and family happiness Expert advice for new real estate investors on work-life balance     About Tom Tousignant Tom Tousignant, a former mortgage banker and pilot, has led a dynamic career spanning military and commercial aviation, real estate investing, and finance. As a U.S. Air Force F16 Instructor Pilot from 1988 to 1999 and a brief stint as a U.S. Airways Airline Pilot until 2001, Tom transitioned into mortgage banking in 2002, working predominantly with Fairway Independent Mortgage until his retirement in 2022. His successful turnkey real estate investments, initiated in 2007 and intensified in 2017, enabled his retirement. Tom is married to Kathy, a father to four "kidults" aged 24-29, and a proud grandfather of two.     Connect with Tom Facebook: Tom Tousignant LinkedIn: Tom Tousignant     Connect with Us To learn more about us, visit our website at www.18summers.com or email us at info@18summers.com. To get a copy of our book “The Family Board Meeting”, click here.   Subscribe to 18 Summers Podcast and leave a rating and written review!     Social Media Channels Facebook Group: 18 Summers LinkedIn: Jimmy Sheils Instagram: @18summerstribe

Get ready to dive deep into the fascinating world of Las Vegas real estate, as we dissect the trends and share practical advice on the buying process in the Silver State. We've got a power-packed episode featuring Tracey Bennett, the Vice President of Sales at First American Title Insurance, and Michelle Beslow, Senior Loan Officer at Fairway Independent Mortgage. These industry veterans will guide you through the complexities of the home buying process, from pre-approval for a loan to negotiating an offer on a home.Thinking of buying a home in Vegas? It's more than just picking a property; it's about understanding the dynamics of the market and the roles of realtors, lenders, and title/escrow companies. We're here to help you navigate the path, discussing everything from ensuring the protection of your earnest money deposit to the unique market conditions that present unprecedented opportunities. Whether it's your first time or you're a seasoned investor, we've got you covered.As we reach the final leg of our discussion, we delve into the closing process, shedding light on the communication and behind-the-scenes effort that goes into a successful deal. Hold onto your seats as we unravel the complexities of holding title and why consulting an accountant could be crucial to your investment. But hey, the excitement doesn't end there! We also talk about Las Vegas Aces' victory, the new Universal Horror Unleashed attraction at Area 51, and the expansion of the iconic Huntridge Theater by Jay Dodd. Join us; it's a ride you don't want to miss!Support the showWelcome to Vegas Realty Check, the informative podcast that dives deep into the world of Las Vegas real estate. Join us as we unravel the unique Las Vegas market and help you determining the best time to sell your home in this vibrant city. Our expert hosts break down the complexities of the ever-changing Las Vegas property market, analyze market trends, economic indicators, and unique property features to provide you with valuable insights on timing your home sale or purchase. Don't miss out on the fun! New episodes drop every Thursday! Stay in the know about Las Vegas real estate with insights straight from the pros . Get the scoop on local housing and community happenings . Thanks for watching, listening, and sharing! If you LOVE our content , Please subscribe to our show here https://www.buzzsprout.com/1428685/support Send Listener Questions to : VegasRealtyCheck@gmail.comAccess All Episodes at RealtyCheck.VegasWatch Live on Facebook Thursdays @9:30am PST https://www.facebook.com/VegasRealtyCheckHost Info:Trish Williams Keller Williams The Marketplace

Julie King Julie King/Fairway Independent Mortgage Julie’s journey to success was not without its share of obstacles. The loss of her family’s business was a profound and life-changing event that left her with a sense of uncertainty. However, it was during these challenging times that she discovered the strength of her character and her ability […]

Julie King Julie King/Fairway Independent Mortgage Julie’s journey to success was not without its share of obstacles. The loss of her family’s business was a profound and life-changing event that left her with a sense of uncertainty. However, it was during these challenging times that she discovered the strength of her character and her ability […] The post Julie King with Fairway Independent Mortgage appeared first on Business RadioX ®.

This week's special guest for the bigJOEL Community Call is Steve Jacobson, CEO of Fairway Independent Mortgage. Tune in to learn how he built the #FairwayNation with a hyper-focus on customer service and fast turnaround time to become one of the top independent mortgage companies in America.

Hour 3 -  Nick & Sarah are live at Scramblers Diner for the Friday Road Show. Here's what Nick covers: The Biden administration on Thursday reportedly struck a deal with Iran to unfreeze $6 billion in Iranian financial assets and release a “handful” of Iranian nationals jailed for violating U.S. sanctions in exchange for five Americans taken prisoner by Iran on highly dubious charges of espionage. More than 60 Republican lawmakers from Utah are pushing to end Sen. Mitt Romney's career on Capitol Hill. Proposed Environmental Protection Agency (EPA) rules regulating carbon dioxide emissions for power plants would lead to blackouts in a large slice of the Midwest and impose costs of nearly $250 billion, according to new analysis by the Center of the American Experiment (CAE). President Biden admitted Thursday that Democrats' signature Inflation Reduction Act wasn't as much about actually reducing the then-record-high inflation facing the nation as he originally touted to the American people. ALSO -  A couple of Carrikers join us this morning: Alex and Anthony announce a new change... They are now partnering with Fairway Independent Mortgage! They decided to make the change to benefit the clients even better! The Carriker will be located at 1350 E. Kingsley St,, Ste. A Springfield, MO 65804.

Brittney Hansen is a dedicated professional serving as a Branch Manager of the Alpine Group at Fairway Independent Mortgage Company. She is a self-proclaimed “Home Buying Hype Woman.” With a passion for helping others achieve their dreams of homeownership, Brittney is committed to providing exceptional service and expert guidance to her clients. Her strong belief in the core values of Fairway drives her daily interactions and decision-making processes.With over 8 years of experience in the mortgage industry, Brittney possesses a wealth of knowledge and expertise in all mortgage programs. She understands the unique challenges and opportunities that individuals and families face when seeking to purchase a home. Her goal is to make the mortgage process as smooth and stress-free as possible, ensuring that each client receives personalized attention and tailored solutions that align with their specific needs and financial goals. She believes in operating with integrity, transparency, and accountability, fostering an environment of trust and mutual respect. She takes pride in maintaining open lines of communication, actively listening to her clients' concerns, and providing them with the information they need to make informed decisions.In her spare time, Brittney runs a female entrepreneur company called The Success Collective with her cofounder Jessica Daniels. Brittney also enjoys spending time with her boyfriend and her dog Billy Idol, exploring all the outdoors that Colorado has to offer, and volunteering for charitable organizations, she currently serves on the board of 3 non-profits. She believes in giving back to the community and making a positive impact in the lives of those around her and builds her business around the Go-Giver mentality.Britney loves serving her clients and nothing makes her happier than seeing smiles at a closing table. Brittney's clients will be cheered on through the home-buying process with their own personal hype woman who is there every step of the way.Learn more:https://applywithbritt.com and https://www.successcollective.org/Colorado Real Estate Leaders https://businessinnovatorsradio.com/colorado-real-estate-leaders/Source: https://businessinnovatorsradio.com/interview-with-brittney-hansen-branch-manager-at-fairway-independent-mortgage-co

Brittney Hansen is a dedicated professional serving as a Branch Manager of the Alpine Group at Fairway Independent Mortgage Company. She is a self-proclaimed “Home Buying Hype Woman.” With a passion for helping others achieve their dreams of homeownership, Brittney is committed to providing exceptional service and expert guidance to her clients. Her strong belief in the core values of Fairway drives her daily interactions and decision-making processes.With over 8 years of experience in the mortgage industry, Brittney possesses a wealth of knowledge and expertise in all mortgage programs. She understands the unique challenges and opportunities that individuals and families face when seeking to purchase a home. Her goal is to make the mortgage process as smooth and stress-free as possible, ensuring that each client receives personalized attention and tailored solutions that align with their specific needs and financial goals. She believes in operating with integrity, transparency, and accountability, fostering an environment of trust and mutual respect. She takes pride in maintaining open lines of communication, actively listening to her clients' concerns, and providing them with the information they need to make informed decisions.In her spare time, Brittney runs a female entrepreneur company called The Success Collective with her cofounder Jessica Daniels. Brittney also enjoys spending time with her boyfriend and her dog Billy Idol, exploring all the outdoors that Colorado has to offer, and volunteering for charitable organizations, she currently serves on the board of 3 non-profits. She believes in giving back to the community and making a positive impact in the lives of those around her and builds her business around the Go-Giver mentality.Britney loves serving her clients and nothing makes her happier than seeing smiles at a closing table. Brittney's clients will be cheered on through the home-buying process with their own personal hype woman who is there every step of the way.Learn more:https://applywithbritt.com and https://www.successcollective.org/Colorado Real Estate Leaders https://businessinnovatorsradio.com/colorado-real-estate-leaders/Source: https://businessinnovatorsradio.com/interview-with-brittney-hansen-branch-manager-at-fairway-independent-mortgage-co

The special guest for today's bigJOEL Community Call is David Lazowski, East Coast President of Fairway Independent Mortgage. You don't want to miss the conversation with this seasoned mortgage pro that has the tools to help you fight through this tough market and succeed!

Sara Sharkey and Christie Fernquest are the 2023 Co-Presidents for Sierra Nevada Realtors. Melanie Galvin (NMLS #502206)is a mortgage expert and Branch Manager at Fairway Independent Mortgage Corporation. The top brass from SNR have a delightful conversation with Peter about the latest statistics on primary residence home sales in northern Nevada and about the outlook for buyers and sellers during the high-demand Spring season. How do median home prices in northern Nevada compare with national numbers? We'll find out today. Melanie Galvin talks about Peter's two favorite mortgage types; the Reverse Mortgage and the VA Mortgage. And, are people still refinancing their existing mortgages? Yes, but not to get lower rates. www.SNR.realtor info@snr.realtor 775-823-8800 www.MelanieGalvinMortgage.com Melanie@FairwayMortgage.com 775-954-1045

This week, join Michael J. McNamara, Ph.D., CFP®, and his guest Jeremy Devaney of Fairway Independent Mortgage for a discussion about borrowing for a mortgage. Michael J. McNamara, Ph.D., CFP®, is the Founder of McNamara Financial and a Certified Financial Planner. He's semi-retired, and works with legacy clients and select others. Jeremy Devaney joined Fairway Independent Mortgage in October 2017 having 2.5 years of prior mortgage lending experience. Before entering the mortgage business in 2015, Jeremy spent more than a decade in investment banking and consulting. Previously specializing in investment research and private equity buyouts in the Defense industry, Jeremy has advised on more than $3B in closed transactions. During that time, Devaney was a re-occurring defense industry expert commentator appearing on shows including CNBC, Fox Business News and Bloomberg Radio. He's also been quoted in the Wall Street Journal, the Washington Post, National Defense Magazine, and the Associated Press.  Jeremy's expertise in analyzing investments and demystifying complex financial transactions provides him the perfect skill set to help everyone from families buying their first home to sophisticated real estate investors.  Jeremy currently resides in Marshfield, MA with his wife Allison, and their sons, Graham & Hunter. In his free time he enjoys spending time with his family, running, skiing, and hitting the beach. Jeremy also spends time reinvesting in his community, serving as Vice President and board member of the Marshfield Chamber of Commerce as well as sitting on the board of directors for the Plymouth Area Coalition for the Homeless. You can find Fairway Independent Mortgage online at: https://www.fairwayindependentmc.com/ McNamara Financial is an independent, family-owned, fee-only investment management and financial planning firm, serving individuals and families on the South Shore and beyond for over 30 years. COME SEE WHAT IT'S LIKE TO WORK WITH A FIDUCIARY. http://mcnamarafinancial.com/ Be sure to check out the McNamara on Money website at: https://mcnamaraonmoney.com

This week, join Michael J. McNamara, Ph.D., CFP®, and his guest Jeremy Devaney of Fairway Independent Mortgage for a discussion about borrowing for a mortgage. Michael J. McNamara, Ph.D., CFP®, is the Founder of McNamara Financial and a Certified Financial Planner. He's semi-retired, and works with legacy clients and select others. Jeremy Devaney joined Fairway Independent Mortgage in October 2017 having 2.5 years of prior mortgage lending experience. Before entering the mortgage business in 2015, Jeremy spent more than a decade in investment banking and consulting. Previously specializing in investment research and private equity buyouts in the Defense industry, Jeremy has advised on more than $3B in closed transactions. During that time, Devaney was a re-occurring defense industry expert commentator appearing on shows including CNBC, Fox Business News and Bloomberg Radio. He's also been quoted in the Wall Street Journal, the Washington Post, National Defense Magazine, and the Associated Press.  Jeremy's expertise in analyzing investments and demystifying complex financial transactions provides him the perfect skill set to help everyone from families buying their first home to sophisticated real estate investors.  Jeremy currently resides in Marshfield, MA with his wife Allison, and their sons, Graham & Hunter. In his free time he enjoys spending time with his family, running, skiing, and hitting the beach. Jeremy also spends time reinvesting in his community, serving as Vice President and board member of the Marshfield Chamber of Commerce as well as sitting on the board of directors for the Plymouth Area Coalition for the Homeless. You can find Fairway Independent Mortgage online at: https://www.fairwayindependentmc.com/ McNamara Financial is an independent, family-owned, fee-only investment management and financial planning firm, serving individuals and families on the South Shore and beyond for over 30 years. COME SEE WHAT IT'S LIKE TO WORK WITH A FIDUCIARY. http://mcnamarafinancial.com/ Be sure to check out the McNamara on Money website at: https://mcnamaraonmoney.com

Raymond Woods, a Colorado Native, is known as the “Yes Man” loan officer. His core believe is that everyone deserves a shot at the American Dream of homeownership. If you have the will, Raymond will help you find the way. Him and his team specialize in creative financing and love working with first time homebuyers. He's an expert in down payment assistance programs and loves helping families close on their first home with very little cash out of pocket. He believes the path to wealth is through ownership, specifically real estate ownership. When Raymond isn't working on loans, he enjoys playing hockey and spending time with his beautiful wife Leah and three young boys. Give him a call today and let him impress you with his home finance knowledge.Learn more: https://www.fairwayindependentmc.com/lo/raymond-woods-1311969Colorado Real Estate Leaders https://businessinnovatorsradio.com/colorado-real-estate-leaders/Source: https://businessinnovatorsradio.com/interview-with-raymond-woods-loan-officer-with-fairway-independent-mortgage

IN THIS EPISODE, Tim sits down with Successful Marketer, Business Systems Creator, and Top Mortgage Producer Tyler Osby to discuss creating superior systems for customer service, successful marketing strategies, and how to generate consistent monthly purchase business in the current market. YOU WILL LEARN ABOUT Why Systems are Critical to your Success Importance of Proactive Consistent Communication Leveraging In-Process Perishable Gifts Self Service Process Automation Tactics Win by Creating Certainty for Your Client Team Service Level Agreements High-Value Agent Strategy Workshop Advantages of Marketing a Niche WHO IS TYLER OSBY Tyler is a Top Producing originating branch manager and a certified mortgage planner with the Tyler Osby Team at Fairway Independent Mortgage in Des Moines, Iowa. He is also the President of Osby Labs, a consulting and software company that takes marketing strategies from conception to implementation with the use of tested strategies using technology. *** Tyler's Update Template is below.*** BROUGHT TO YOU BY PERFORMANCE EXPERTS Learn More About: Performance Excelerator Coaching - Premier 1-on-1 Private Success Coaching that will allow you to take your business and life to the next level. >>GET A FREE ONE-HOUR STRATEGY SESSION: http://www.MortgageCoachingNow.com The Complete Referral Partner Success System - The step-by-step program that will show you everything you need to easily grow your business using the same strategies and tactics used by many of the nation's top producers. (Normal Price: $899) Limited Time Discount Offer (50% OFF - $449.50) (CLICK HERE TO GET 50% DISCOUNT) https://www.performance-experts.com/rpss-specialpodcastoffer **** TYLERS WEEKLY UPDATE TEMPLATE**** Subject: BUYERS NAME's Weekly Update for ADDRESS Hey everyone!Below is your detailed weekly update on the major milestones of Hannah's transaction. We've highlighted the items that have changed from last week.We're looking forward to an on-time, under budget, and no surprises closing!------------------------------------------------------------------------------------------------Closing Information:Date: Friday, December 9, 2022Time: 10:00 AMLocation: Place and AddressAppraisal: Expected By: 11/11/2022Received On: 11/10/2022Comments: We will need to order a final inspection once the windows have been replaced - keep us posted on the progress as you hear more from the window companies. Underwriting Approval:Expected By: 11/16/2022Received On: 11/11/2022Comments: We have our initial approval, and we're working on finalizing a few final time-sensitive things for our clear to close.------------------------------------------------------------------------------------------------If you know anyone else looking for advice on home financing, please let us know. We would love to help them out too!

This week's special guest for the bigJOEL Community Call is David Lazowski, East Coast President of Fairway Independent Mortgage. You don't want to miss the conversation with this seasoned mortgage pro that has the tools to help you fight through this tough market and succeed!

In this episode we talk with Michael Krumholz who is the branch manager and VP of sales for Fairway Independent Mortgage. Mike talked about the differences since rates have been going up in the mortgage market and what to look out for when getting a mortgage. He talks about different concepts and thoughts moving forward in the mortgage space. Mike also talks about the benefit of working with independent brokers and some benefits to working with the banks for those that qualify.  Check it out!Did this podcast get you to take action in some way? I'd love your thoughts and feedback on this podcast.  I'm always looking to connect with like-minded creative people that are motivated and want to be better!  You can connect to me on LinkedIn at https://www.linkedin.com/in/evanmayer/or feel free to email me at foradvisorsbyadvisors@gmail.com. Follow us on Instagram! @ForAdvisorsByAdvisors and YouTube For Advisors By Advisors

Today I chat with Diana Sussman Tockstein and Leanne Pacheco about authenticity, corporate environment, red flags, Leafwell, Fairway Independent Mortgage, checking in on your people, creative adventures, boundaries, integrity of business, plugging you back in, Spain, studying abroad, Holocaust, helping hands, and social media!  

Red House Interviews local songwriters, artists, creatives, and interesting people, recorded at Red House Studio and hosted by Tyler Nail. Visit TylerNail.com for more information and the full library of The Red House Podcast Tori Elliott is the genius behind Victoria Vicxtoria. We discuss new music, religion, and hella other stuff. Red House Merch: https://www.bonfire.com/red-house-logo/ Website: https://www.tylernail.com/redhouse Instagram: https://www.instagram.com/redhousenc/ Facebook: https://www.facebook.com/RedHouseSess... Spotify: https://open.spotify.com/show/2M5acfC... Patreon link: https://www.patreon.com/tylernail The Triad Podcast Network is presented by The Ginther Group real estate, Ashley McKenzie-Sharpe of Fairway Independent Mortgage, ICON Custom Builders and Three Magnolias Financial AdvisorsSee omnystudio.com/listener for privacy information.

We tackle life's great questions like the one in the title and it has to do with one of our "dad moments" in this episode.  Also, Dave shares the details of his deep dive into the purchase of a new internet router.  Tim has a similar story about weight-control cat food.  Our wheel of topics includes things our kids are most enthusiastic about and dad qualities we admire in each other.  You can't suppress the wheel, you can only hope to contain it! And, if you CAN stand the heat, should you stay out of the kitchen anyway?  Hmmm... The Triad Podcast Network is presented by The Ginther Group real estate, Ashley McKenzie-Sharpe with Fairway Independent Mortgage, ICON Custom Builders and Three Magnolias Financial Advisors Theme song courtesy of Weekend ExcursionSee omnystudio.com/listener for privacy information.

If you're worried about getting into the real estate game because interest rates are going up, Blake Ginther from the Ginther Group is here to tell you why you shouldn't be so hesitant to buy.  Plus, what does new construction saturation in major cities have to do with our local market in the triad?  And finally, as market trends continue to be fluid, we discuss the differences between a good agent and a GREAT agent. Check out The Ginther Group at theginthergroup.com or at 336-283-8689 Also, a huge thank you to our other presenting sponsors of the Triad Podcast Network --- Ashley McKenzie Sharpe from Fairway Independent Mortgage, ICON Custom Builders and Three Magnolias Financial AdvisorsSee omnystudio.com/listener for privacy information.

Jennifer's daughter is about to turn 16 and, as a financial planner, she's trying to figure out the best way to set her up for responsible financial independence.  We talk it out and provide a current market analysis. You can call Jennifer about your own situation at 336-701-1600 or email her at jennifer@3-magnolias.com The Triad Podcast Network is sponsored by The Ginther Group Real Estate, Ashley McKenzie-Sharpe with Fairway Independent Mortgage, ICON Custom Builders and Three Magnolias Financial Advisors See omnystudio.com/listener for privacy information.

I am a high energy Colorado native with 18 years as a loan originator. I'm a proud mother of one son who lives here in Denver and is a successful model. I'm a big Broncos fan but love watching most sports, especially during playoffs. I am an avid traveler I love new experiences, places, and food. Just trying to stay active,happy and healthy in this wild world!Learn More: https://mtgpro.co/0j3qaLainiec@fairwaymc.com720.495.2788NMLS #173113Colorado Real Estate Leaders https://businessinnovatorsradio.com/colorado-real-estate-leaders/Source: https://businessinnovatorsradio.com/interview-with-lainie-chambers-mortgage-loan-officer-with-fairway-independent-mortgage-corporation

Blake Ginther from The Ginther Group is here to give everyone the real story about our local real estate market.  What should we make of the rising interest rates?  Why are rental rates going up?  We answer many questions about our local market and explain why the triad real estate market is still VERY HEALTHY Find The Ginther Group online at theginthergroup.com The Triad Podcast Network is presented by ICON Custom Builders, Three Magnolias Financial Advisors, Ashley McKenzie-Sharpe with Fairway Independent Mortgage and The Ginther Group    See omnystudio.com/listener for privacy information.

Red House Interviews local songwriters, artists, creatives, and interesting people, recorded at Red House Studio and hosted by Tyler Nail. Visit TylerNail.com for more information and the full library of The Red House Podcast Will Easter is a songwriter and band leader. We mostly vamp on being musicians. Red House Merch: https://www.bonfire.com/red-house-logo/ Website: https://www.tylernail.com/redhouse Instagram: https://www.instagram.com/redhousenc/ Facebook: https://www.facebook.com/RedHouseSess... Spotify: https://open.spotify.com/show/2M5acfC... Patreon link: https://www.patreon.com/tylernail The Triad Podcast Network is presented by The Ginther Group real estate, Ashley McKenzie-Sharpe of Fairway Independent Mortgage, ICON Custom Builders and Three Magnolias Financial Advisors See omnystudio.com/listener for privacy information.

There's a dog park bar opening soon on Liberty Street in downtown Winston-Salem!  Meet Kim and Cole Parsons, the owners of the newest twist on breweries and taprooms.   They'll be at 1010 North Liberty Street and you can learn more at tuckerstapyard.com The Triad Podcast Network is presented by The Ginther Group real estate, Ashley McKenzie-Sharpe with Fairway Independent Mortgage, ICON Custom Builders and Three Magnolias Financial Advisors See omnystudio.com/listener for privacy information.

✴️Episode #76✴️

Red House Interviews local songwriters, artists, creatives, and interesting people, recorded at Red House Studio and hosted by Tyler Nail. Visit TylerNail.com for more information and the full library of The Red House Podcast Casey Noel is a singer/songwriter out of Greensboro, NC. In this episode we talk about her experience with competitive dancing, her love for Costa Rica, arrogance, camaraderie, and more. Red House Merch: https://www.bonfire.com/red-house-logo/ Website: https://www.tylernail.com/redhouse Instagram: https://www.instagram.com/redhousenc/ Facebook: https://www.facebook.com/RedHouseSess... Spotify: https://open.spotify.com/show/2M5acfC... Patreon link: https://www.patreon.com/tylernail The Triad Podcast Network is presented by The Ginther Group real estate, Ashley McKenzie-Sharpe of Fairway Independent Mortgage, ICON Custom Builders and Three Magnolias Financial Advisors See omnystudio.com/listener for privacy information.

Today on the show, Kansas City Magazine Editor-in-Chief Martin Cizmar sits down with Mark Rome from Fairway Independent Mortgage Corporation. They talk about growing neighborhoods in Kansas City, Mark's journey to Kansas City, and whether or not there's going to be another housing bubble crash.  Follow the Rome Team on Facebook  Follow Martin on Twitter and Instagram. Follow Producer Patrick on Twitter and Instagram. Like the music on the show? Follow KC band Doglava on Instagram and check them out on Spotify. Be sure to Like Kansas City Magazine on Facebook and follow us on Instagram. Subscribe to our newsletters, here.

On the heels of the news that he's helping to re-open Finnigan's Wake, local business owner Brian Cole joins the Downtown Winston-Salem podcast to discuss how that plan became reality, his other work around the downtown scene and his professional and personal background   The Triad Podcast Network is presented by The Ginther Group Real Estate, Ashley McKenzie-Sharpe of Fairway Independent Mortgage and ICON Custom Builders See omnystudio.com/listener for privacy information.

Yes, it's true.  When we went for a refill, the fridge was empty.  But the show goes on!  On this month's episode: Why is Winston-Salem called the 3-4? How your knuckles can help you determine which months have 30 days The indoctrination into college basketball in the state of North Carolina  How do you break bad news to your kids?  Wild kids birthday parties! Also, please support our sponsors: The Ginther Group real estate (theginthergroup.com) and Ashley McKenzie-Sharpe from Fairway Independent Mortgage (ashleym@fairwaymc.com)   See omnystudio.com/listener for privacy information.

Inflation has taken over the nation. You see it at the pump.  You see it at the grocery store.  You see it in the supply chains everywhere.   Certain materials are hard to get. Barges are still parked off the coast of California filled with goods we need to make our lives easier and convenient.  The housing market is at a stand still.  Most homes up for sale have multiple offers on them.  The reason.......... Scarcity.  Scarcity creates a culture for competition.  Supply and demand determines the market.  Today, I invited a friend of mine, Roy Burr from Arizona and a Branch Manager with Fairway Independent Mortgage to share his expertise as it pertains to the current state of rising inflation and how it affects the home market.  What You'll Learn:  What a HELOC is and why you should explore it right now Is now a good time to buy a home?  The best place to purchase homes right now Creative math Stewman lays out to build a healthy foundation for a nice real estate portfolio A great hedge over inflation What to do with the equity you earned from a purchase 3 years ago Why it's taking 12-18 months to build a brand new home Who has a 36% higher net worth in the nation right now Tax strategies (we are not licensed tax pros; consult yours) that will help you if you're investing in multiple homes How to Connect With Roy:  Phone: 520-499-7952 Roy Burr HOW TO GET INVOLVED:  This planet is based on an algorithm and with every positive action, there is an adverse reaction.  Ryan Stewman rose and overcame a life of addiction, imprisonment, divorce, and circumstances that would break the spirit of the average human being.  He went on to create a powerful network of winners and champions in life and business creating a movement quickly changing lives one day at a time.  The Hardcore Closer Podcast is brought to you by PhoneSites It's the fastest, easiest way to build a dynamic landing page or website in minutes from your mobile or desktop. Get a Free Trial Here--> PhoneSites Learn more at: www.JoinTheApex.com   Follow Ryan's killer sales blog at: HardCore Closer Check out this show and previous killer episodes of The Hardcore Closer Podcast in Apple Podcasts.

Mark has a chat with Phil Ganz of Fairway Independent Mortgage to hear the reasons many Massachusetts homeowners are packing for Florida, and the marketing techniques that put them in touch with the experts they need. Connect with Phil at 617-529-9317! Affiliate Links: Outsmarting Anger: 7 Steps for Defusing Our Most Dangerous Emotion by Joseph Shrand, MD This episode is brought to you by SecuriTitle. SecuriTitle offers title exam, closing preparation, and title clearing services for real estate closing firms, providing the capacity and expertise to help firms manage costs and increase efficiency. Learn more at securititle.com.  

In this episode of Women's Retirement Radio, I'm joined by Genie McGee.Genie is an expert in all things Reverse Mortgage.In the past I've been very critical of reverse mortgages. Any time I see a celebrity pitching a financial product on TV, I think it's a red flag to be extra skeptical. And I have been.However, reverse mortgages - when done right - offer a lot of additional choice and flexibility to homeowners in the right circumstances. So listen to our conversation and see if you don't learn something.I know I did...For more on Genie, please check out these resources:Genie McGee on LinkedinGenie McGee websiteGenie McGee on FacebookReverse Mortgage webinar recordingGet in touch and let me know what you think or if you have any questions.And thank you for listening.Visit my website to learn more.Disclosures --- Send in a voice message: https://anchor.fm/womens-retirement-radio/message

ABOUT MIKE MAIERMichael Maier a.k.a. “Mike” is a Branch manager at Fairway Independent Mortgage. He is also a local mortgage advisor based in Portland. He is authorized to conduct business in the state of California, Oregon and Washington and licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Mike has been in the mortgage industry for 17 years now and he believes that a home is a platform to build a better life. It's a stepping stone to create generational wealth. THIS TOPIC IN A NUTSHELL[01:23] How Mike started in the mortgage industry[04:52] Difference between self-employed vs. person with W2 job[05:30] Income analysis for self-employed [07:32] How to qualify for a loan[09:00] Sample computation for a certain scenario[11:07] Capitalizing and Expensing repair items [12:40] Ways to reduce your qualifying income[16:06] Understanding Cash-out refinance, Loan to Value, and Debt-to-Income ratio[19:46] On getting low-interest rates[22:53] Knowing your long-term goals to the property [25:12] Guidelines to multiple units   [27:38] Owner-occupied vs. Non-occupied properties[29:45] How FHA Financing is used?[30:32] Conventional vs. FHA financing[33:34] Using LLC for a loan[36:01] His advice to 25-year-old self[38:04] First Entrepreneurial endeavor[39:28] Formal and Informal training that shaped his journey[40:45] His biggest mistake and what he learned from it[43:10] Best way to reach out to Mike  KEY QUOTES[07:58] Ultimately, the best strategy is, make sure to talk to a good home loan consultant early. If you're self-employed and a real estate investor, you want to be having these conversations before you're going to file your tax returns. If you know, we're looking at getting you pre-approved to accomplish something, and you're not where you need to be, it's your opportunity to change that equation. I'd say go through that pre-approval process early, let's identify where you need to be from a net income standpoint.  [12:47] In theory, when I'm doing that rental income analysis, as long as we can document that this was a one-time extraordinary expense. I can add that back to the equation. So, you have to keep some good records and some documentation. What my underwriters' need is some ammunition to say that all right, these expenses here were a one-time expense. So, I'd love to see invoices or stuff that you're not replacing every year or every couple of years. You know, presumably, you put a new roof on, that is something that potentially we can add back to your qualifying income. But painting, handyman stuff, appliances, you know, the stuff that you're going to kind of encourage yearly, so we're gonna hit you with it. [25:06] Ultimately, duplexes are going to have different guidelines and rates, and costs compared to single-family residences and triplexes. There's lots of nuance to all those guidelines. But just in general, more units are gonna be more expensive, and you're gonna have more restrictive guidelines. And so those are certain things we want to get out in front of and get out early when you're getting ready to do a project. [36:38] The advice I would give to myself is that I should have jumped to the next step of my career sooner. As I think of each step that I made from a home loan consultant to a branch manager and building a team and all of these steps that ultimately advanced my career, I should have done them sooner. Don't be afraid to take the leap to that next step, have some confidence and go for it. Ultimately, if you take that next step, you're going to learn a lot about that next role and realize that you can do it.  SUMMARY OF BUSINESSFairway Independent Mortgage Corp. - We are dedicated to finding great rates and loan options for our customers while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process, from application to closing and beyond. It's all designed to exceed expectations, provide satisfaction and earn trust.  ABOUT THE WESTSIDE INVESTORS NETWORK  The Westside Investors Network, is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.  The Westside Investors Network strives to bring knowledge and education to the real estate professional that is seeking to gain more freedom in their life. The host's AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.   #investmentproperty #realestate #investment #property #realestateinvesting #realty #propertyinvestment #investing #realestateinvestor #investor #investments #properties #investmentproperties #realestateinvestment #business #REinvesting #beyourownboss #entrepreneur #entrepreneurlife #coaching #motivation #mindset #business #success #homeloan #mortgage #realestate #loan #refinance #finance #homeloans #mortgagebroker #loans #loanofficer #realtor #home #realestateagent #personalloan #firsttimehomebuyer #mortgagelender #mortgages #newhome #investment #lending #lender #creditrepair #homebuying #mortgagerates #mortgageloan #businessloan #property #business #homebuyers     CONNECT WITH MIKE:Phone No:  503-545-9879Email: Mike.Maier@FairwayMC.com Website: https://www.mikemaiermortgage.com/LinkedIn: https://www.linkedin.com/in/mikemaiermortgage/Facebook: https://www.facebook.com/mikemaiermortgageInstagram: https://www.instagram.com/mikemaiermortgage/     CONNECT WITH US  For more information about investing with AJ and Chris: ·       Uptown Syndication | https://www.uptownsyndication.com/  ·       LinkedIn | https://www.linkedin.com/company/71673294/admin/   For information on Portland Property Management:  ·       Uptown Properties | http://www.uptownpm.com ·       Youtube | @UptownProperties    Westside Investors Network  ·       Website | https://www.westsideinvestorsnetwork.com/ ·       Twitter | https://twitter.com/WIN_pdx ·       Instagram | @westsideinvestorsnetwork ·       LinkedIn | https://www.linkedin.com/groups/13949165/ ·       Facebook | @WestsideInvestorsNetwork ·       Youtube | @WestsideInvestorsNetwork                 

Why Fairway is in the Broker channel and how Steve Jacobson plans to support it.

Don Scordino has Bob Vas, Loan Officer with Fairway Independent Mortgage, on today's show.

If you're interested in converting more of your audience to customers, you'll love my interview with Kimberly.  She explores the 5 as of audience conversion, Audience, Ask, Audit, Answer and action. I hope you enjoy our chat.Now a word from out sponsor Ross Rushton:Now is a great time to purchasing a new home. If you are looking to get into home ownership you want to talk to Ross Rushton. Text “Home Loan”  to (408) 799-6853  for  a complimentary  30 minute pre-approval consultation, Ross  is a California licensed loan officer with Fairway Independent Mortgage.” More about Kimberly:She developed the Audience Conversion Method to help entrepreneurs, coaches and consultants convert their audience from strangers to loyal fans. She highlights the entrepreneurial journey on her podcast, the Audience Converter Podcast for Community Leaders.Kimberly works with her clients to attract, build and grow an engaged audience and community to create long-term customers. She specializes in emails, landing pages and sales pages that convert.  When she's not working with her clients, she loves to travel and go dancing.contact@theaudienceconverter.comLinkedIn: https://www.linkedin.com/in/kimberlyweitkamp/Twitter: https://www.twitter.com/k_weitkampFacebook: https://www.facebook.com/audienceconvertInstagram: https://www.instagram.com/audienceconverterWebsite: https://theaudienceconverter.comIf you have questions for the podcast, please Contact Us            coach@breakawaybusinesscoaching.com            I'll answer your questions in an upcoming podcast.Or join our community on facebook:www.facebook.com/groups/TheBEcommunity

First a word from our Sponsor Ross Rushton.If you're considering purchasing a new home, and want a complimentary  30 minute pre-approval consultation, text the words “Home Loan” to (408) 799-6853. Ross Rushton is a California licensed loan officer with Fairway Independent Mortgage.” He specializes in getting people who never thought they could own a home into their first home. Call now. Today's episode is about the power of hiring team.Brett is a prominent Florida lawyer who has learned the value of delegation. In our conversation Brett shares how if you don't have an assistant, you are an assistant and how hiring team is an asset not an expense. If you've thought about hiring a virtual assistant listen to this episode, you ‘ll come away understanding how you can free yourself up to do the revenue producing work that will make the biggest difference in your bottom line. I hope you enjoy our chat. About Brett : In the South Florida legal community, Brett is a former President of the South Miami Kendall Bar Association and former Vice-Chair of the Florida Bar 11th Circuit Grievance Committee 11 “I.” He also volunteers on the Florida Bar Young Lawyers Division Mentoring Program, the Dade-County Bar Associations Rainmakers Committee, and annually volunteers for Miami-Dade County's Ethical Governance Day. Brett has also been named a Super Lawyers Rising Star in Florida for the past three years.  Brett also maintains his leadership emphasis and is strongly committed to giving back, serving as Past-President of the Rotary Club of South Miami, Past-President of a B.N.I. Chapter, Vice-President of the Rotary Foundation of South Miami, Inc., as a Director of the Palmetto Bay Business Association, a member of the Pinecrest Business Association, an American Ninja Warrior alum, and Moderator for his E.O. forum. Brett may be reached at brett@tremblylaw.com.As Brett mentioned in the episode, He is offering $500 off his startup fee for Breakaway Entrepreneur listeners. You can learn more at www.staffedup.com. You can also get 10 ways to use a virtual assistant by visiting https://getstaffedup.com/top-10-ways-to-use-a-virtual-assistant/  Brett on Social Media: https://www.linkedin.com/in/bretttrembly/ www.facebook.com/getstaffedup www.instagram.com/getstaffedup www.twitter.com/getstaffedup1 https://www.linkedin.com/company/getstaffedup/In this episode we explore…..Timestamps01:25 – About Brett2:25 – Inc 5003:25 – Explosive growth4:05 – Overcoming challenges6:10 – Mentors – control your desity7:55 – Hiring team is an asset not an expense8:40 – Persistence and fear of failure10:55 – The bigger the challenge, the bigger the breakthrough12:10 – Mindset vs cost of hiring15:10 – Like to do, good at, making money16:10 – I can't afford it17:55 – Don't do the work, let an assistant do it21:55 – No one can do it as well as I can syndrome22:55 – Your zone of genius24:40 – Done is better than perfect26:55 – What do VA's do?31:10 -Changing lives33:10 – 10 ways to use a VA and cool stuff

First  a word from our sponsor Ross Rushton.“If you're considering purchasing a new home, and want a complimentary  30 minute pre-approval consultation, text the words “Home Loan” to (408) 799-6853. Ross Rushton is a California licensed loan officer with Fairway Independent Mortgage.” I've spoken in the last couple of weeks to a number of folks who been furloughed, are out of work or are worried their jobs will never come back.. I get it, and if you're one of those, you're not alone. If you've ever considered starting your own business, I'm here to help.  I've helped over 1000 clients build successful businesses with my proven step-by-step process. Get started today building your own successful business. You literally can have a business up and running in a couple of weeks following my proven 5 step plan.  And guess what, you don't have to invest anything to get started. That's right, you can start your business with no money. Go to www.breakawaybusinesscoaching.com/5steps right now, what have you got to lose? It's free….I met Doug Sandler with Turnkey Podcast Production as I was trying to figure out what to do next with my podcast.  I had published around 30 episodes and wanted to take it to the next level.  Now just a few short months later my podcast is making money and I've discovered a number of new ways to grow and monetize.  Yes you can make money with your podcast.  Doug is an entrepreneur and a podcast industry leader. He has built a community of podcasters that share and support each other. In today's episode we talk about everything podcast, should you start one, how to get started, where the industry is going, and my favorite, can you make money with a podcast.    I hope you enjoy our chat….Doug Sandler is an entrepreneur and podcast industry leader. His book, Nice Guys Finish First is a #1 ranked Amazon Best Seller.  As a podcast host of The Nice Guys on Business, Doug has interviewed, Gary V, Arianna Huffington, John C. Maxwell and dozens of celebs. Doug is a nationally recognized speaker, writer, and founder of TurnKey Podcast Productions, providing podcast production, editing and launch services. His Nice Guys podcast, with over 1,000 episodes has been downloaded 3.5 million times, in more than 175 countries.GET DOUG'S PODCASTING TOOLKIThttps://www.turnkeypodcast.com/toolkitContact Doug Sandler:Phone(410) 340-6861Emaildoug@turnkeypodcast.comIn this episode we explore…..Timestamps3:00 – Nice Guys on Business Podcast4:00 – Starting a podcast5:45 – 3.5 million podcast downloads……6:15 – Big fish in a small pond8:25 – It's not about the downloads11:55 – It's all about the problem you solve14:00 – Sell it and then create it15:15 – Deliver what your customers want16:30 – Should you launch a podcast?18:15 – Launch a podcast in 6 weeks20:15 – Can you make money with a podcast?23:30 – Podcast sponsorship25:30 – Is it too late to start a podcast?27:05 – Podcast to build your business

I am a huge fan of becoming an author. I think every entrepreneur should write a book. I've written 5 books; I'm a 2-time Amazon best selling author. You too can be an amazon best selling author and my guest Suzy Prudden can get you there. Suzy Prudden is a legend.  An internationally acclaimed speaker and seminar leader, N.Y. Times Best Selling author (before the internet) fitness expert, body/mind pioneer, hypnotherapist, success and empowerment coach, TV Host Radio host and now, book publisher.  In this episode we talk about why you need to write a book and how to use your book to build your business. If you've always wanted to become an author, if you're sitting at home right now with a little extra time on your hands, you need to write a book now!!I hope you enjoy our chat...From our Sponsor Ross Rushton“If you're considering purchasing a new home, and want a complimentary  30 minute pre-approval consultation, text the words “Home Loan” to (408) 799-6853. Ross Rushton is a California licensed loan officer with Fairway Independent Mortgage.”  He'd love to hear from you.  Suzy's current specialty is publishing Itty Bitty books by experts to give the reader exactly what they want and need on the topic of their choice with no fluff.  She then works with the author to use their book as a business builder not just a business card. Check out www.ittybittypublishing.com.If you'd like a free consultation with Suzy there's a form on her website: www.ittybittypublishing.com - Be sure to mention you heard her on the Breakaway Entrepreneur Podcast.Timestamps:02:40 – Dinner at your place4:10 – Change your mind change your life6:55 – Why you need a book12:25 – Idea to execution in record time13:40 – Your book is your business builder17:55 – I wrote a book, now what?19:40 –  Template for best seller23:00 – Be an Amazon best-selling author25:40 – People need community26:10 – Get your book out32:55 – Be open to the universe Contact info:Suzy Prudden311 Main St. Suite D, El Segundo, CA 90245  310-640-8885 (bus & cell) www.ittybittypublishing.com and www.suzyprudden.com  email: suzyprudden@gmail.comDinner at Your Place https://www.facebook.com/groups/dinneratyourplaceListen to our previous episode:https://breakawaybusinesscoaching.com/suzy-prudden-podcast/If you have questions for the podcast, please Contact Us            coach@breakawaybusinesscoaching.com            I'll answer your questions in an upcoming podcast.Want access to tools and templates to grow your business?Get the toolkit:https://breakawaybusinesscoaching.com/toolkit/ 

This week I had the pleasure of talking with Matthew Tortoriello and Kevin Shippee. Matthew and Kevin are seasoned real estate developers who have gone from owning 2 rental units to over 500 in 10 years.  Key to their success has been the implementation of business systems and hiring team. But it hasn't always been that way, they are open about their journey...They've got some great stories as anyone with rental properties does.  Being a landlord is hard, any time, and especially now. List as they share some creative ways to get their tenants to pay.....  Please note, we were experiencing some sound lag which you may find distracting. I toyed with the idea of not airing this episode, however reconsidered because there's just so much good stuff in there. I hope you enjoy your chat.A word from our sponsor - Ross Rushton - Fairway Independent Mortgage“If you're considering purchasing a new home, and want a complimentary  30 minute pre-approval consultation, text the words “Home Loan” to (408) 799-6853. Ross Rushton is a California licensed loan officer with Fairway Independent Mortgage.”  And he'd love to hear from you. More about Matthew and KevinMatthew Tortoriello and Kevin Shippee, of YellowBrick Management, are two successful entrepreneurs, Real Estate Investors, students, and also teachers.  They have learned firsthand how difficult and time consuming it can be to start a business and keep it growing without the right team and systems.  Matt ( aka Flippin Landlord Ninja ) used his determination and some ninja skills to help acquire and rehab over one thousand units over the last twelve years and build a great place to work for over twenty five employees.Kevin ( aka The Property Prince ) used his communication skills to navigate the very tough at times tenant landlord relationship for thousands of their clients in and out of the court systems.Matt and Kevin have a passion to help others learn from their successes and failures in real estate and business!https://www.youtube.com/channel/UCW4WuiXR7U91g1nyLjsTSkQhttps://www.facebook.com/yellowbrickmanagementhttp://yellowbrick.org/https://www.instagram.com/landlord_ninja http://yellowbrick.org/

Today Kelly Phillips joins Ryan for this week's episode. Kelly works with Fairway Independent Mortgage as a broker and she has more than 20 years of experience in this industry. We discuss different considerations for refinancing and how she helps her clients meet their goals and objectives. Show Notes & Info: Kelly's Email: kelly.phillips@fairwaymc.com Kelly's Phone Number: 843-209-8805 Fleming FG Website: https://www.flemingfg.com/ Free Webinar: http://www.flemingfg.com/watch-ryan-pick-apart-a-pilots-401k

We visit with Ashley McKenzie-Sharpe from Fairway Independent Mortgage about lending facts, fiction and how it can provide a competitive advantage in the process of buying a home in our low inventory market. You can reach Ashley at (336) 575-9448 or ashleym@fairwaymc.com Blake Ginther and The Ginther Group are online at www.theginthergroup.com See omnystudio.com/listener for privacy information.

Kirk Lau at Fairway Independent Mortgage talks about reverse mortgages.