Podcasts about landlords

Today on a brand new episode of Let There Be Talk, I've got one of the greatest voices in rock music joining me—the one and only Corey Glover. From the moment Living Colour exploded onto the scene with Vivid, Corey helped redefine what heavy music could be. Songs like "Cult of Personality," "Open Letter (To a Landlord)," and "Love Rears Its Ugly Head" weren't just incredible records—they changed the conversation. For nearly four decades, Living Colour has blended hard rock, funk, soul, jazz, and fearless social commentary into a sound that's completely their own. Corey has also built an incredible career outside the band, from solo records to acting, collaborations, and countless unforgettable performances. And now he's part of an exciting new project, ONE TRIBE NATION, an all-star collective that's paying tribute to the music that shaped them. Their latest release is a powerful live version of the Black Sabbath classic "The Wizard," with Corey delivering a vocal performance that reminds you exactly why he's one of the finest frontmen in rock. Today we dive into the legacy of Living Colour, the band's influence on generations of musicians, the creative spark behind ONE TRIBE NATION, what it means to reinterpret a Black Sabbath classic, and why Corey is still pushing himself creatively after all these years. Turn it up, spread the word, and please enjoy my conversation with the incredible Corey Glover. Candles  Lit DDR My Tour Dates can be found here - https://www.deandelray.com/tourdates Both my Stand Up Comedy Specials are available here for free - https://www.deandelray.com  Join my Patreon for 197 amazing bonus episodes https://www.deandelray.com/patreon   

Send us Fan MailTurnovers are one of those parts of being a landlord that either quietly build your profit, or quietly drain it. After doing more of them than I can count, Kevin and I finally sat down and walked through exactly how we handle every single one, from the moment a tenant gives notice to the day we hand a new tenant their keys.I'm covering the non-negotiable safety and maintenance checks we run every time, the paint and flooring calls that make a unit feel brand new without blowing the budget, and the deep cleaning details most landlords skip but shouldn't. We also get into how we decide when to start marketing a vacant unit, and the legal check most landlords forget before they ever post a new listing.And of course, we share a few of our own turnover stories along the way, including the one that's still, hands down, our most expensive turnover ever.What You'll Learn in This Episode·         The safety checks we run on every single unit before handing over new keys·         Our approach to paint and flooring, and when a full replacement is actually worth it·         The deep cleaning details that make the biggest difference to a prospective tenant·         How we decide when to start marketing a vacant unit·         Why your tenant screening criteria needs a fresh look before every new listing·         The lease and move-in steps that keep your turnover moving instead of stalling out Episodes & Resources MentionedEpisode 7: A Guide to Move Out Procedures and Security DepositsEpisode 23 & 24: Marketing Your Rental Property (2-Part Series, starting at EP23)Episode 28: The Cash Reserves Blueprint: Protecting & Expanding Your PortfolioEpisode 32-34: Our Lease and Addendums Masterclass (starts at EP32)Episode 55: Preventative Maintenance That Brings Peace of MindEpisode 124: How to Shoot Rental Property Photos That Get AttentionEpisode 128: AI Tools for LandlordsKwikset Re-Key SetKwikset Re-Key “How To” VideoFire Escape LadderGas Shut-Off WrenchTouch-Up Paint Cups“Welcome” Toilet Paper StickersConnect with Us: 

**Start Your Realty Ninja Free Trial** https://www.realtyninja.com/tomBook a call w/Tom for Toronto

Renting out property can come with a lot of risks for landlords from faulty buildings and dodgy tenants. Mike Atkinson from Aspire Property Management joins Tim Beveridge for the One Roof Radio Show to discuss some of the red flags that might go unnoticed by the average landlord. And, how to avoid being a red flag tenant, what can you do to overcome previous renting mistakes to get into the property you want? LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Landlord

The settlement prevents the landlord from renting properties in the state ever again.

Every month, thousands of Australian business owners pay rent without realising they're funding someone else's wealth.But buying your own commercial premises isn't simply a matter of finding a property and getting a loan. The biggest opportunities—and the biggest mistakes—often happen long before a contract is signed.In this episode, Tom Haigh sits down with commercial finance specialist Julia Martinelli to unpack what really separates successful commercial property buyers from those who limit their future options.Together they discuss why preparation starts years before purchase, how ownership structure can dramatically affect borrowing capacity, why involving your accountant early is critical, and how commercial lending differs from residential finance.They also explore lease stock lending, solution-based lenders, common borrowing mistakes and why the right broker should act as a strategic adviser—not simply someone who compares interest rates.Whether you're looking to buy the premises your business operates from or build a commercial property portfolio, this episode will help you make smarter finance decisions and avoid costly mistakes before they happen.What You'll LearnWhy buying your business premises can become a powerful long-term wealth strategy.The commercial lending mistakes that can cost business owners years of opportunity.How ownership structure can affect borrowing capacity, tax outcomes and asset protection.What banks actually assess when approving commercial finance applications.Why lease stock lending can unlock borrowing opportunities many investors overlook.How commercial brokers create value well beyond simply securing finance.Practical steps business owners should take 12–24 months before purchasing commercial property.Why You Should ListenIf you're a business owner paying rent, planning to purchase commercial property or wanting to build wealth through strategic property ownership, this episode provides a practical roadmap to approaching commercial finance with confidence.You'll walk away with a clearer understanding of how lenders think, how to structure your next purchase, and why the right advice before you buy can be worth far more than negotiating a slightly lower interest rate.Connect with commercial finance expert Julia Martinelli of JLM Financial SolutionsTake Action Today:If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below.In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act.⁠⁠⁠⁠⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠⁠⁠⁠⁠We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Erick makes the case that democratic socialism always ends the same way, opening with Zohran Mamdani's plan to bar New York landlords from checking creditworthiness or evicting non-paying tenants (the “violence of evictions” activist clip) and Ro Khanna dropping his wealth-tax threshold from $1 billion to $50 million. He walks through Mike Solana's Pirate Wires […]

Father Michael-Joseph Paris joins Deacon Patrick Conley to discuss Our Lady of Mount Carmel and Carmelite Spirituality (7:25) origins of the Brown Scapular. Giacomo - I was in Israel a few years ago at Mt Carmel at an Equestrian event. Home parish was Our Lady of Mt Carmel in Melrose park. Bishop asked me to read one day. I was moved to be in the real Our Lady of Mt Carmel that day. (16:51) Rose - Wanted to know if Father believes that just by wearing the scapular when you pass, the virgin of Mt Carmel would take you out of purgatory the following Saturday. Is that true? (20:19) Break 1 (25:16) Sarah - I had fallen away from church. Hadn't worn a scapular for years. My mom came to see me and brought me a scapular. Threw it on the counter. Months later, put it on a cabinet and went to bed. Sunday, I heard, 'Get up and go to church.' Heard it twice. Put pillow over my head, but heard again. Finally got up and heard 'put the scapular on.' Burned around my neck. Went to church. During benediction, heard St. Michael prayer. Landlord met with me, dog bit me at his house, doctor said scapular saved me from the bite (jugular). (33:09) Paulin - Sabbatine privilege. I believe you have to be invested in the scapular, is that correct? Shirley - I was enrolled with the scapular by a priest and I consecrate myself to Our Lady of Mt. Carmel daily. Just want to share that. (37:22) Break 2 Elements of Carmelite Spirituality. Great saints of the Carmelite order. Third order Carmelites. (47:24) Carmel - My mom called me Carmel because I was born July 16th. She couldn't have children and was devoted to our lady of mt Carmel. Always wore scapular. Finally expecting a baby and it was me. I was Christened on St. Ann day. After hearing this program, I was thinking...wow, maybe I should start wearing it again. Resources: Flos Carmeli: A Guide to Marian Consecration Through the Brown Scapular https://www.icspublications.org/products/flos-carmeli-a-guide-to-marian-consecration-through-the-brown-scapular

Tenants across India's six biggest metros have handed landlords Rs 1.26 trillion in security deposits, a new NoBroker study estimates. Around $15 billion of tenant money, refundable in name, sits in landlords' accounts earning interest for people it does not belong to. In this episode, host Snigdha Sharma ask what a deposit actually costs a renter, and arrives at a number: nearly a month's rent, every year. The same tenant who pays 2 months' deposit in Mumbai is asked for 10 in Bengaluru, and in Delhi NCR, about 4 in 10 never got their full deposit back. Renting was meant to be a phase. But with home ownership drifting out of reach, tenants may be extending this loan for decades.Tune in.Recommendations:It sucks to be a tenant in Bengaluru right now*Take The Ken's audit hereDaybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

An air quality advisory is in effect for the tri-state area because of smoke from Canadian wildfires. Mayor Zohran Mamdani says the air quality is in the unhealthy range for the New York City region. WFUV's Livia Regina has more. Following city-wide Rental Ripoff Hearings, Mayor Zohran Mamdani said he has the answer. WFUV's Sonia Weliwitigoda reports on the increased housing violations and landlord crackdowns. This week in Music News, WFUV's Livia Regina shared some of Death Cab for Cutie's interview with the station about their latest album. Plus, new albums from Beck and Meshell Ndegeocello. Host/Producer: Sienna Reinders Editor: Lainey Nguyen Reporter: Livia Regina Reporter: Sonia Weliwitigoda Theme Music: Joe Bergsieker

Facing apartment rejections due to evictions, bad credit, or a criminal record? Second chance leasing offers a real path forward. Experienced locators match renters with challenging histories to properties open to individualized reviews. To learn more, visit https://secondchanceapartments.com/what-are-second-chance-apartments/ Second Chance Apartments City: St. Louis Address: 10990 New Halls Ferry Road #Ste J. 115 Website: https://secondchanceapartments.com/ Phone: +1 314 328 4600

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at - https://bluprinthomeloans.com/renttoretirement/ ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you! - https://www.roipropertygroup.com/rtrIs Columbus, Georgia one of the most overlooked rental property markets in the Southeast?

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at - https://bluprinthomeloans.com/renttoretirement/ ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you! - https://www.roipropertygroup.com/rtrIs Columbus, Georgia one of the most overlooked rental property markets in the Southeast?

Letting agency coach Rachel Ollington shares three simple ways to win more landlords: attend local networking events, use branded clothing to spark conversations, and tap into referrals from existing contacts. Learn how to raise your profile, build trust, and grow your portfolio.

"This is why insurance is such a beautiful problem... there is no solution. There are only psychological or philosophical answers to it."What if the rising cost of health insurance is a deeply ingrained philosophical problem?My guest this week is Tom Stein, CEO of American Trust Administrators (ATA). But this episode isn't just a tactical breakdown of stop-loss and aggregate underwriting; it is a masterclass in the history, psychology, and economics of the U.S. healthcare system.Tom and I explore the deeply embedded Machiavellian forces that drive insurance carrier monopolies, and why small business owners often choose the "safe" option of a 97% fully-insured renewal simply out of a psychological fear of loss. We trace the origins of employer-sponsored care back to Henry Kaiser and WWII, discuss the ethics of "compulsion vs. choice" in taxation and single-payer models, and analyze whether the U.S. is currently in a "Fourth Turning" crisis phase of our healthcare delivery system.This is one of the most fascinating conversations you will hear all year. Tune in.Thank you to our 2026 sponsors!ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit https://www.paretohealth.com/fully-insured-vs-self-funding-with-paretohealth-spencer-podcast/?utm_source=youtube&utm_medium=referral&utm_campaign=SelfFundedwSpencer to learn more.Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more.Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more.Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com.Chapters:(00:00:00) Intro: The Philosophy of the Insurance Problem (00:01:35) The Illusion of Comfort: Why Employers Flee Responsibility (00:05:17) Breaking the System: When "Decent Men" Say Enough (00:08:05) The Psychology of Loss Aversion in Benefits Consulting (00:10:24) Are You a Serf or a Landlord? The Risk of Self-Funding (00:13:08) The "Marshmallow Test" and Delayed Gratification in Business (00:19:42) Tom's Background and the Origins of Level-Funding (00:23:39) Level-Funding a 5-Life Group: The Hard Way to Underwrite (00:30:56) The Fascinating History of U.S. Employer-Sponsored Healthcare (00:35:13) Machiavelli, Trust, and the "Brother Rule" of Business (00:41:09) Are We in the "Fourth Turning" of Healthcare? (00:45:54) How AI Will Bring Deeper Value to Client Relationships (00:49:40) Subsidizing Medicare: The Hidden Tax on Commercial Plans (00:53:35) Milton Friedman's Four Types of Money and the State (01:00:01) The Morality of Healthcare Bankruptcies (01:04:27) The Crisis of Meaning and "Earned Leisure" (01:08:23) Closing Thoughts: The Optimism of the Next GenerationKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/

"This is why insurance is such a beautiful problem... there is no solution. There are only psychological or philosophical answers to it."What if the rising cost of health insurance is a deeply ingrained philosophical problem?My guest this week is Tom Stein, CEO of American Trust Administrators (ATA). But this episode isn't just a tactical breakdown of stop-loss and aggregate underwriting; it is a masterclass in the history, psychology, and economics of the U.S. healthcare system.Tom and I explore the deeply embedded Machiavellian forces that drive insurance carrier monopolies, and why small business owners often choose the "safe" option of a 97% fully-insured renewal simply out of a psychological fear of loss. We trace the origins of employer-sponsored care back to Henry Kaiser and WWII, discuss the ethics of "compulsion vs. choice" in taxation and single-payer models, and analyze whether the U.S. is currently in a "Fourth Turning" crisis phase of our healthcare delivery system.This is one of the most fascinating conversations you will hear all year. Tune in.Thank you to our 2026 sponsors!ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit https://www.paretohealth.com/fully-insured-vs-self-funding-with-paretohealth-spencer-podcast/?utm_source=youtube&utm_medium=referral&utm_campaign=SelfFundedwSpencer to learn more.Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more.Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more.Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com.Chapters:(00:00:00) Intro: The Philosophy of the Insurance Problem (00:01:35) The Illusion of Comfort: Why Employers Flee Responsibility (00:05:17) Breaking the System: When "Decent Men" Say Enough (00:08:05) The Psychology of Loss Aversion in Benefits Consulting (00:10:24) Are You a Serf or a Landlord? The Risk of Self-Funding (00:13:08) The "Marshmallow Test" and Delayed Gratification in Business (00:19:42) Tom's Background and the Origins of Level-Funding (00:23:39) Level-Funding a 5-Life Group: The Hard Way to Underwrite (00:30:56) The Fascinating History of U.S. Employer-Sponsored Healthcare (00:35:13) Machiavelli, Trust, and the "Brother Rule" of Business (00:41:09) Are We in the "Fourth Turning" of Healthcare? (00:45:54) How AI Will Bring Deeper Value to Client Relationships (00:49:40) Subsidizing Medicare: The Hidden Tax on Commercial Plans (00:53:35) Milton Friedman's Four Types of Money and the State (01:00:01) The Morality of Healthcare Bankruptcies (01:04:27) The Crisis of Meaning and "Earned Leisure" (01:08:23) Closing Thoughts: The Optimism of the Next GenerationKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/

When the Great Recession hit, Andy Gil lost his business. Suddenly, he was forced to start over. But the fear of losing everything again was the driving force behind what would come next. Andy got serious, raising his young kids in an 800-square-foot house, driving 10-year-old cars, and funneling every spare dollar into savings so he could start buying rental properties. These were the types of sacrifices the average investor probably wouldn't make, but they became the catalyst for scaling to 58 rental units in just four years! What's more, Andy has never had the benefit of 3% mortgage rates. He got into real estate investing at the tail end of 2022, meaning he's been able to grow his large, cash-flowing real estate portfolio in a tough housing market with high interest rates—all while using very little of his own money. Today, he manages his own rentals and other people's properties, deploying a unique investing strategy that has even helped him acquire a 30-unit property. In this episode, he's sharing exactly what that strategy is (and how YOU can implement it), what he's learned in over 20 years of contracting experience, and how to use AI to gain an edge in today's market. In This Episode We Cover Andy's journey from losing his business to buying 58 rental units in four years The massive sacrifices Andy and his family have had to make to invest in real estate How to accelerate your investing journey by living within your means The secrets to managing a large rental portfolio (on your own!) How Andy uses artificial intelligence (AI) throughout his real estate business Why persistence is the key to finding great real estate deals in 2026 And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠h⁠⁠t⁠t⁠ps://www⁠.biggerpockets.com/blog/real-estate-1303. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In 2017, Niv Davidovich left the security of established law firms to launch his own practice. Today, he is the Managing Partner of Davidovich Stone Law Group, leading a 20-attorney team that handles complex real estate, construction, and landlord-tenant law across Southern California. In this episode, Niv shares his blueprint for building a client base from scratch, explaining how local networking—through golf, faith communities, and local groups—drives business growth. He also delivers a realistic look at property ownership, breaking down why landlording is too intensive to treat as a casual side hustle, how to master your local market, and the critical screening steps necessary to protect your investments from tenant scams. Episode Resources:  Davidovich Stone Law Group Email Niv : niv@davidovichlaw.com   About Our Guest  Niv Davidovich is the managing partner of Davidovich Stone Law Group, LLP, a leading 20-attorney law firm to the landlord, developer and property manager community across Southern California. With offices in Los Angeles and San Diego, DSLG is on the frontlines representing owners in the always increasingly complex world of landlord-tenant and eviction law, in addition to representing owners in the fields of real estate, construction, and administrative matters.   About Our Sponsors Navy Federal Credit Union   If you're looking for a positive sign toward homeownership, this is it. That's because Navy Federal Credit Union's Homebuyers Choice loan has downpayment options as low as zero percent with no required private mortgage insurance. These benefits make homeownership more achievable for their members. Learn more here.  Terms and conditions apply. Loans subject to approval and eligibility requirements. Learn more at Navy Federal dot org slash zero down. At Navy Federal, our members are the mission.      Join the conversation on Facebook! Check out Veteran on the Move on Facebook to connect with our guests and other listeners. A place where you can network with other like-minded veterans who are transitioning to entrepreneurship and get updates on people, programs and resources to help you in YOUR transition to entrepreneurship.   Want to be our next guest? Send us an email at interview@veteranonthemove.com.  Did you love this episode? Leave us a 5-star rating and review!  Download Joe Crane's Top 7 Paths to Freedom or get it on your mobile device. Text VETERAN to 38470. Veteran On the Move podcast has published 600 episodes. Our listeners have the opportunity to hear in-depth interviews conducted by host Joe Crane. The podcast features people, programs, and resources to assist veterans in their transition to entrepreneurship.  As a result, Veteran On the Move has over 7,000,000 verified downloads through Stitcher Radio, SoundCloud, iTunes and RSS Feed Syndication making it one of the most popular Military Entrepreneur Shows on the Internet Today. Disclosure: Some of the links above are affiliate links. This means that, at zero cost to you, I will earn an affiliate commission if you purchase via the link provided.  

LISTEN: On the July 13 edition: Georgia voters won't see Libertarians on November ballots this year; gas prices are going up; and a doctors are hoping to find a new way to curb peanut allergies.

Seattle Mayor Katie Wilson is pushing legislation to ban five categories of renter fees — pet rent, mail fees, payment-method surcharges, and more — all wrapped in the language of "transparency." The catch? Wilson herself is already warning the policy will almost certainly cause base rents to surge across a city whose rental market is already underwater.This is the classic progressive bait-and-switch: strip out the itemized fees renters can actually see and compare, then bury the same revenue inside a higher base rent where it disappears into fine print. Landlord groups are sounding the alarm, and small property owners say it's one more clear signal that Seattle is structurally hostile to anyone trying to build or maintain rental housing.The junk fee ban lands alongside a second gut-punch: Wilson has also slammed the brakes on a developer fee reduction that had 30 major projects sitting idle. Building permits are at an all-time low. Developers are walking out the door — and no amount of progressive fee legislation changes that math while Seattle's regulatory environment looks like this. Sean draws the line to Oklahoma City, where market-rate housing actually stays affordable without the supermajority intervention.Subscribe to @reasonablenews for daily analysis of Pacific Northwest politics and the policies quietly making your life more expensive.#SanAntonio #MinimumWage #TexasPoliticsGO PREMIUM WITH REASONABLE+ FOR UNCENSORED ACCESS

Send us Fan MailMost landlords think about taxes in February. By then, the year is already over — and so are most of the opportunities to do anything about it.In this Shorty episode, we break down why summer is actually the smartest time to get your rental finances in order. You still have months left in the tax year, which means if you find a problem now, you still have time to fix it.We cover three things every self-managing landlord should be doing right now: getting your expense tracking current, understanding where you actually stand financially at the midpoint of the year, and building clean records before your end-of-year CPA conversation. We also share a personal story about missing a significant deduction — and why that mistake was too costly to fix after the fact.Plus, a quick look at how the right accounting system (QuickBooks, or a property management platform with built-in accounting) can make all of this happen in the background automatically — and why your choice of tool matters more than most landlords realize.Episodes & Resources MentionedEpisode 12: Our Experience With a 1031 Exchange, Would We Do It Again?Episode 18: 7 Ways to Increase Profit for Your Rental Property Episode 28: The Cash Reserves Blueprint: Protecting & Expanding Your PortfolioEpisode 45: Basic Tax Strategies For Real Estate InvestorsEpisode 46: Advanced Tax Strategies for Your Real Estate PortfolioEpisode 55: Preventative Maintenance That Brings Peace of MindEpisode 79: Accounting Software Options for Real Estate InvestorsEpisode 99: 5 Oversights That Drain Your IncomeEpisode 111: Stop Guessing, Start BudgetingGood Read: Basic Tax Strategies  Good Read: Advanced Tax Strategies Book   QuickBooks (30% off first 6 months): TurboTenant Create a FREE account today!DoorLoop: Syncs Directly to QuickBooksRentRedi: Syncs Directly to QuickBooksInnago: Create a FREE account today!Connect with Us: 

The agencies winning more landlords aren't just managing properties anymore. They're helping investors build wealth, and it's changing what clients expect from property managers. On The Property Management Excellence (PMX) Podcast, Alex Whitlock and buyer's agent Ross Le Quesne break down the shift reshaping property management – and why the winners are becoming trusted advisers, not just rent collectors. Le Quesne argues the best agencies are moving beyond maintenance and compliance, helping investors improve cash flow, unlock value, and make smarter long-term decisions about their assets. The pair also reveals the costly mistakes many landlords make, from underestimating ownership costs to overlooking simple upgrades that can significantly boost rental returns. Finally, Whitlock and Le Quesne explain why agencies that educate investors, communicate proactively, and think beyond day-to-day property management will be the ones that attract more landlords – and keep them.

In this episode, Cameron Tope shares his journey from engineer to successful property manager, emphasizing operational excellence, strategic growth, and the importance of data-driven decision-making in real estate. Discover actionable insights on scaling a property management business, evaluating investment properties, and navigating industry challenges.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

GGROSSY guestmix: 01. Intro 02. GGrossy - Beware The Shadows 03. GGrossy - Cold Blood 04. GGrossy - Anomaly 05. GGrossy - Blaze Break 06. GGrossy - Outside 07. GGrossy - No Turning Back 08. GGrossy - Brave 09. GGrossy - Signal Code 10. GGrossy - Elephant Stomp 11. GGrossy - Heavy 12. GGrossy - Do My Thing 13. GGrossy - Push It 14. GGrossy - Hold It 15. GGrossy - First Contact 16. GGrossy - Reload 17. GGrossy - Toxic 18. GGrossy - Take A Chance 19. GGrossy - Dance With Me 20. GGrossy - Out Of Tune Flute 21. GGrossy - Want It 22. GGrossy - Bass Line 23. GGrossy - Never Back Down 24. GGrossy - Spirit Speaks 25. GGrossy, M.L.D - Soundz Crazy 26. GGrossy - Destroy 27. GGrossy - Understand 28. GGrossy - Spend The Night 29. GGrossy - Face Fuckts 30. GGrossy - Crazy Enough 31. GGrossy - Spinback 32. GGrossy - Say What You Want GVOZD vibez: 01. Koven - hEarTbeAt 02. Clsm, Foor, Kora Wang - Sometimes 03. Pantherium - Hold On 04. Special Guests! - In The Dark 05. Gntlman & Chillhomers - Rise 06. 5x, Reconnect, Jess Robyn - Otherside 07. Method, Diandra Faye - Dopamine 08. 10xx - I Know 09. Irontype - Want You 10. 1991, Luude - All We Do Is Dance 11. Kanine - Wide Awake 12. Gaja - Think About It 13. Lexed - How (we doin' it) 14. Lixed - Levitate 15. Blackman - BAD GIRL 16. Krasia - Body Fall 17. Plago - Basscharger 18. State Of Disorder - Addictive 19. Dread Mc, Maedm - PSYCHO 20. Sub Cat - Orbit 21. Event Horizon, Kaizah, The Landlord, Madrush Mc - Warning Calling 22. Bad Syntax - Database 23. Alpha Rosa - Caught Up 24. Moekel - Sun Dips Low 25. Phasebound - Smashbro 26. Parallel - Filter Freak 27. Macoumba - Original 28. Rift - Mercury 29. Molecular - My Way 30. Cutworx - Stubborn 31. Milo - Roughest 32. Fabric8 - Fake Gods V.I.P 33. Visulant - Gangster 34. Celestial & Cinet - Finger Trace 35. Dlr - From The Inside 36. Need For Mirrors - Roly Poly 37. Clipz, Shy Fx, Vybz Kartel - Just Love 38. DJ Die - New Way 39. Sub Killaz - No Better Than This 40. Bou, Toxinate - Bounce (Kefrennnn Remix) 41. Bou, Sota, B Live - Bodybag 42. Benny Page, Mc Sye - Dubplate Secrets 43. Benny L, Shimon - Sharks VIP 44. Solix, Bunnerz - Risk It All 45. Higher Sector, Maddy V - Welcome To The Trip 46. Nu Elementz & Wavysof - Feel It Now 47. Kenna - Stop That feat. Gifta 48. Flint & Figure - See The Light 49. Syphon, Qua Rush, Wyr - Shelby Moves (Qua Rush Remix) 50. Veak - We All Need That Funk 51. Jody Sternberg - Shine (Zero T Remix) 52. Catching Cairo, Turno - Fingerprints 53. Jaise - Strange Ways 54. Justin Hawkes & Audioscribe - Wayward 55. Jflux - Stingwing 56. Syran - OSG 57. Logistics - Chant (Lens & Unglued Remix) 58. Mish - Modern Jungle 59. Kara & DJ Millz - Alley Cat 60. Encryption - Jungle Insanity 61. P Money, Whiney - New Life 62. Mage - Let Me Love 63. Grace Barton - Loved By You 64. Bcee, Javeon - What You're Missing 65. Cyber Posix - Rooftop Jumping 66. Leaf Dog - Hear To Remind You (Shiny Radio Bootleg) 67. Etherwood, Lottie Jones - Roam 68. Hiraeth - Magic Harp 69. Mockbravado - Blue Notes & Basslines 70. Lsb - Without You 71. Hyrah - Too Late 72. Keylo - Take My Hand

"Did you know that being homeless is really expensive?" That's the sentence one Family Promise Winchester client said to Chris Brigante recently — and it's the question that anchors this follow-up episode of The Valley Today. Host Janet Michael welcomes Chris Brigante, Executive Director of Family Promise Winchester, back to the show for the deep-dive conversation she promised at the end of their last recording: what actually happens when a family loses their home and ends up living in a motel. Chris and Janet walk through one hypothetical family — mom with two part-time jobs, dad in a factory job, a toddler in daycare, and an elementary-schooler — and follow them through every consequence of an eviction: the storage costs, the $1,800–$2,000 monthly motel bill (nearly doubling to $4,000 for a family with three kids under the four-person occupancy limit), the food economy that forces you to eat out for every meal because you have no fridge, no stove, no freezer, and no cabinet space. The 21-day cycle-out that many people don't know exists (motels legally shuffle guests to prevent them from becoming tenants). The homework problem when your third-grader has nowhere quiet to work and can't invite friends over. The address problem when you're applying for a job or a driver's license. The Scarlet Letter of an eviction record that follows you into your next lease application, complete with double security deposits. And the compounding, invisible cost of shame — which Chris identifies as one of the biggest barriers to a family getting themselves out. The conversation closes with the math that makes Family Promise's work so cost-effective (about $500 per child in direct assistance for permanent, stable housing) and a genuine ask: to donors, to would-be landlords open to working with a vetted family, and to anyone who's ever been quietly judgmental about people living in motels — reconsider what you thought you knew. THE INVISIBLE COSTS OF LIVING IN A MOTEL A quick catalog, drawn from this episode, of the expenses and impacts that pile up on a family staying in a residence motel: DIRECT MONETARY COSTS • $1,800–$2,000/month for a family of four in one room (often more than the rent that got them here) • Up to $4,000/month if the family exceeds the 4-person occupancy limit and needs two rooms • Storage unit fees for all the belongings that don't fit • Restaurant meals for every meal, every day (no fridge, no stove, no freezer) • Laundromat costs, plus transportation to get there • Ride-shares or delivery fees for basic groceries and appointments • Some motels: even toilet paper is a paid add-on • Childcare during work hours (with no car and no support network to fall back on) INDIRECT AND INVISIBLE COSTS • Time — 2 to 3 hours a day just getting around town on foot or by bus • The 21-day cycle-out — packing everything up every three weeks to move to a new room or motel • No mailing address for job applications, drivers' licenses, or utility accounts • No Wi-Fi in some motels — cutting off job applications, online classes, and even phone service if internet-dependent • Loss of privacy — no separate space for a sick child, no quiet homework spot, no adult conversation • Safety exposure — smoke, noise, addiction, domestic violence audible through walls, a single front window as your only barrier MENTAL HEALTH IMPACTS • On children — instability itself (not the homelessness) is what harms development; the child knows it's not safe or permanent • On school-age children — hard to focus in class, can't do homework, embarrassed to be honest with peers • On parents — the shame of the situation itself becomes a barrier to problem-solving • On the family unit — crisis mode makes rational, step-by-step planning nearly impossible HOW TO HELP FAMILY PROMISE WINCHESTER • Donate directly at familypromisewinchester.org — the donation link is on the front page • Recurring monthly giving is the most valuable — Family Promise can predict and commit • Any dollar helps: about $500 in direct assistance per child gets a family stably housed • Consider in-kind donations for move-in kits (shower curtains, hooks, toasters, basic household items) • Landlords: reach out to Chris directly. Family Promise families are vetted, financially counseled, and Family Promise stays involved for 90+ days after move-in. • Donate clothing to Winchester CCAP — Family Promise picks up outfits there weekly for their families • Contact Chris directly for a coffee and conversation FAMILY PROMISE WINCHESTER'S SERVICE AREA • Winchester City • Frederick County • Clarke County • Warren County (Shenandoah County is served by a separate Family Promise chapter — the whole region is covered.) LINKS & RESOURCES • Family Promise Winchester: familypromisewinchester.org (donations, applications, contact) • Family Promise Winchester office: 131 South Cameron Street, Winchester, VA 22601 — (540) 323-8038 • Horizon Goodwill (Winchester) — free mailing address service for those experiencing homelessness • Winchester CCAP — clothing donations always welcome • Companion episode: "First Month's Rent: Why Small Investments Keep Families Out of Homelessness" — Chris's earlier conversation with Janet: https://thevalleytodaypodcast.com/first-months-rent THE VALLEY TODAY with Janet Michael — A decade of conversations. New podcast episodes drop weekdays at 11 AM. Catch the show on The River 95.3 and Fox Sports 1450 AM weekdays just after noon. Subscribe and listen at thevalleytodaypodcast.com — available on Apple Podcasts, Spotify, and wherever you get your podcasts. If you enjoy the show, please take a moment to leave a rating or review — it helps more listeners find us. Connect with us: Facebook — facebook.com/ValleyTodayFanPage Instagram — instagram.com/thevalleytoday 

An act of God. After a tree fell and destroyed everything inside, a family has nowhere else to live, and it's become dicey after the landlord has refused to set them up somewhere and help them out. Is it his responsibility or not? Jake gives his take as a fellow landlorder himself and we discuss how much our first rent costed. Also on the show: WVNN's Dale Jackson joined the show to talk about the latest silly and political headlines, hoes be stealin' fake hair, it's tax-free weekend in Mississippi as the school season approaches soon, and we listen to today's Maxterpiece Theater. See omnystudio.com/listener for privacy information.

Most small landlord disasters don't come from bad properties — they come from good properties run like a hobby. This is the unsexy episode that saves five-doors-or-fewer landlords more money than any reno or refi. We break down the systems that actually matter: bookkeeping that tracks real cash flow, the insurance gaps that get claims quietly denied, and tenant screening that keeps you legal and paid. Then we go province by province on deposits, tribunals, dispute timelines, and 2026 rent-control numbers across Ontario, BC, Alberta, Quebec, and Atlantic Canada, closing with when to stop self-managing and the five biggest mistakes we see on repeat. TORONTO MULTIPLEX EVENT Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan Exchange-Traded Funds (ETFs) | BMO Global Asset Management LISTEN AD FREESee omnystudio.com/listener for privacy information.

GGROSSY guestmix: 01. Intro 02. GGrossy - Beware The Shadows 03. GGrossy - Cold Blood 04. GGrossy - Anomaly 05. GGrossy - Blaze Break 06. GGrossy - Outside 07. GGrossy - No Turning Back 08. GGrossy - Brave 09. GGrossy - Signal Code 10. GGrossy - Elephant Stomp 11. GGrossy - Heavy 12. GGrossy - Do My Thing 13. GGrossy - Push It 14. GGrossy - Hold It 15. GGrossy - First Contact 16. GGrossy - Reload 17. GGrossy - Toxic 18. GGrossy - Take A Chance 19. GGrossy - Dance With Me 20. GGrossy - Out Of Tune Flute 21. GGrossy - Want It 22. GGrossy - Bass Line 23. GGrossy - Never Back Down 24. GGrossy - Spirit Speaks 25. GGrossy, M.L.D - Soundz Crazy 26. GGrossy - Destroy 27. GGrossy - Understand 28. GGrossy - Spend The Night 29. GGrossy - Face Fuckts 30. GGrossy - Crazy Enough 31. GGrossy - Spinback 32. GGrossy - Say What You Want GVOZD vibez: 01. Koven - hEarTbeAt 02. Clsm, Foor, Kora Wang - Sometimes 03. Pantherium - Hold On 04. Special Guests! - In The Dark 05. Gntlman & Chillhomers - Rise 06. 5x, Reconnect, Jess Robyn - Otherside 07. Method, Diandra Faye - Dopamine 08. 10xx - I Know 09. Irontype - Want You 10. 1991, Luude - All We Do Is Dance 11. Kanine - Wide Awake 12. Gaja - Think About It 13. Lexed - How (we doin' it) 14. Lixed - Levitate 15. Blackman - BAD GIRL 16. Krasia - Body Fall 17. Plago - Basscharger 18. State Of Disorder - Addictive 19. Dread Mc, Maedm - PSYCHO 20. Sub Cat - Orbit 21. Event Horizon, Kaizah, The Landlord, Madrush Mc - Warning Calling 22. Bad Syntax - Database 23. Alpha Rosa - Caught Up 24. Moekel - Sun Dips Low 25. Phasebound - Smashbro 26. Parallel - Filter Freak 27. Macoumba - Original 28. Rift - Mercury 29. Molecular - My Way 30. Cutworx - Stubborn 31. Milo - Roughest 32. Fabric8 - Fake Gods V.I.P 33. Visulant - Gangster 34. Celestial & Cinet - Finger Trace 35. Dlr - From The Inside 36. Need For Mirrors - Roly Poly 37. Clipz, Shy Fx, Vybz Kartel - Just Love 38. DJ Die - New Way 39. Sub Killaz - No Better Than This 40. Bou, Toxinate - Bounce (Kefrennnn Remix) 41. Bou, Sota, B Live - Bodybag 42. Benny Page, Mc Sye - Dubplate Secrets 43. Benny L, Shimon - Sharks VIP 44. Solix, Bunnerz - Risk It All 45. Higher Sector, Maddy V - Welcome To The Trip 46. Nu Elementz & Wavysof - Feel It Now 47. Kenna - Stop That feat. Gifta 48. Flint & Figure - See The Light 49. Syphon, Qua Rush, Wyr - Shelby Moves (Qua Rush Remix) 50. Veak - We All Need That Funk 51. Jody Sternberg - Shine (Zero T Remix) 52. Catching Cairo, Turno - Fingerprints 53. Jaise - Strange Ways 54. Justin Hawkes & Audioscribe - Wayward 55. Jflux - Stingwing 56. Syran - OSG 57. Logistics - Chant (Lens & Unglued Remix) 58. Mish - Modern Jungle 59. Kara & DJ Millz - Alley Cat 60. Encryption - Jungle Insanity 61. P Money, Whiney - New Life 62. Mage - Let Me Love 63. Grace Barton - Loved By You 64. Bcee, Javeon - What You're Missing 65. Cyber Posix - Rooftop Jumping 66. Leaf Dog - Hear To Remind You (Shiny Radio Bootleg) 67. Etherwood, Lottie Jones - Roam 68. Hiraeth - Magic Harp 69. Mockbravado - Blue Notes & Basslines 70. Lsb - Without You 71. Hyrah - Too Late 72. Keylo - Take My Hand

Greg Brady spoke to Varun Sriskanda, Member of the Board of Directors at Small Ownership Landlords of Ontario Inc about Headaches landlords deal with. Learn more about your ad choices. Visit megaphone.fm/adchoices

Smoking a pack of 20 cigarettes a day costs over £5,300 annually according to stop smoking charities. The average price of a standard 20-pack is around £16.45, while 30g of rolling tobacco averages £25.25. Nationally, smoking costs society in England £44.8 billion annually through healthcare, lost productivity, and social care.  Personal Cost Breakdown On an individual level, the amount you spend adds up extremely fast. Based on a standard 20-pack at today's prices:  10 cigarettes a day: Approx. £2,646 to £3,000 per year 20 cigarettes a day (one pack): Approx. £5,292 to £6,000 per year 40 cigarettes a day: Over £10,500 per year  Economic and Health Impact Despite the heavy taxes placed on tobacco products, the total societal and financial damage caused by smoking far outweighs the revenue raised. To Society: Smoking costs England £44.8 billion each year. This figure includes £27.8 billion in lost economic productivity, £14.8 billion in social care, £1.8 billion in NHS healthcare costs, and £383 million in fire damages.  Smoking a pack of 20 cigarettes a day costs over £5,300 annually. The average price of a standard 20-pack is around £16.45, while 30g of rolling tobacco averages £25.25. Nationally, smoking costs society in England £44.8 billion annually through healthcare, lost productivity, and social care.  Personal Cost Breakdown On an individual level, the amount you spend adds up extremely fast. Based on a standard 20-pack at today's prices:  10 cigarettes a day: Approx. £2,646 to £3,000 per year 20 cigarettes a day (one pack): Approx. £5,292 to £6,000 per year 40 cigarettes a day: Over £10,500 per year  Economic and Health Impact Despite the heavy taxes placed on tobacco products, the total societal and financial damage caused by smoking far outweighs the revenue raised. To Society: Smoking costs England £44.8 billion each year. This figure includes £27.8 billion in lost economic productivity, £14.8 billion in social care, £1.8 billion in NHS healthcare costs, and £383 million in fire damages.  See also: What Landlords MUST Do THIS MONTH To Avoid A £7000 Fine Landlords must give the government Renters Rights Information Sheet 2026  to all tenants before the end of May or risk a fine of up to £7000. You can download the official PDF document on the government website at: https://www.gov.uk/government/publications/the-renters-rights-act-information-sheet-2026 You must serve the actual document to your tenants, in person, by post or email, and not just send them the link. Landlords should keep a record and obtain a receipt or acknowledgement or proof of service. Solicitors have reported a wave of Section 21 notices being served on tenants prior to the deadline when ‘no fault evictions' will no longer apply, according to the Guardian. Although successive governments seem to be doing their best to encourage the big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they still need the estimated 2 million private buy-to-let property landlords.  See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s #propertyinvestment #section24landlordtax #moneytips #buytoletlandlord #section21eviction #rentersrightsact2026 #smokingcost #indexfunds #pensionfunds #investing

It's no secret that SEPTA is in need of stable, long-term funding. But the divided state legislature hasn't been too keen on allocating money to the public transit agency, and fares alone just aren't cutting it. So the agency's new creative way to boost its funds is to add mixed-use development to some of its vacant land holdings near transit stops. Senior producer Abby Fritz talks with Molly McVety, staff writer at PhillyVoice, about the money SEPTA stands to make off this venture.  Read Molly's full story for PhillyVoice here. Our newsletter has Philly news & events in your inbox every weekday morning. Call or text us: 215-259-8170 Instagram: @citycastphilly Support our show and get great perks as a City Cast Philly Neighbor. Sign up here. Advertise on the podcast or in the newsletter: citycast.fm/advertise

In this episode of Property & Paper Live, Dawn Rickabaugh walks through a real-life partial note purchase involving a unique church property financed at 0% interest. Using actual numbers, she demonstrates how investors can create strong yields through properly structured partials—even when the underlying note carries no interest. Along the way, Dawn explains how she solved a seller's urgent cash-flow problem, discusses underwriting considerations, and illustrates why understanding amortization and deal structure is far more important than simply looking at the note's interest rate. It's a practical case study that shows how creative note investing can create win-win financial solutions for everyone involved. 

New York City's Rent Guidelines Board just voted 7-1 to freeze rents on nearly one million rent-stabilized apartments — and the lone dissenter resigned on the spot. Christina Smith walked out after a board stacked with progressive appointees ignored every piece of cost data put in front of them: rising maintenance bills, property tax increases, insurance spikes. Politicians will call it a historic victory for tenants. It is a slow-motion housing disaster.Rent freezes feel good on a press release and guarantee votes at the next election. What they guarantee over time is deferred maintenance, crumbling buildings, and a city where the incentive to invest in housing disappears entirely. When the freeze eventually lifts — and it always does — landlords who survived will recoup everything, and the tenants who stayed will absorb the shock all at once. The people who needed affordable housing most will find a smaller, worse supply waiting for them.This is the Mamdani-era playbook in action: appoint ideologues to the board, deliver a headline, and let the next generation of renters inherit the wreckage. REBNY president James Whelan called it exactly what it is — a decision that defies economic reality in favor of political theater. When small, family-run landlords can't cover costs they sell, and the buyers who pick up distressed buildings at a discount are not the stewards of quality housing New York needs. Kathy Hochul and the Democrats who enabled this policy own what comes next.Subscribe to @reasonablenews for daily commentary on the stories the mainstream won't frame straight.#Seattle #Socialism #WashingtonPoliticsGO PREMIUM WITH REASONABLE+ FOR UNCENSORED ACCESS

Newly published research at Georgia State University found that rental properties in historically Black, lower-income neighborhoods are mostly locally owned by absentee landlords in whiter, more affluent neighborhoods. But the rental properties in those more affluent neighborhoods are largely owned by landlords outside of the region and even the state of Georgia. Taylor Shelton, is an associate professor in the department of geosciences and Ryan Pardue, is a doctoral student in the Urban Studies Institute at the Andrew Young School of Policy Studies. Both Shelton and Pardue collaborated on the GSU study and discussed it on this edition of “Closer Look.”See omnystudio.com/listener for privacy information.

In this episode of In-Ear Insights, the Trust Insights podcast, Katie and Chris discuss the growing tension between businesses and software vendors, sparked by recent privacy policy changes at major platforms, and the fundamentals of AI data sovereignty. You will discover how to spot risky service rules before they impact your daily work. You will learn practical steps to evaluate whether building custom internal tools makes sense for your team. You will find out how to review agreement changes without getting lost in confusing language. You will gain confidence to protect your valuable information and keep full control of your digital assets. 00:00 – Introduction 01:45 – HubSpot triggers data sharing controversy 05:30 – The hidden costs of vendor lock-in 10:15 – Can AI replace expensive software subscriptions? 14:40 – Building custom tools in-house 19:20 – The importance of the 5P framework 24:10 – Reviewing service agreements quarterly 28:50 – Final thoughts and next steps 32:15 – Call to action Watch this episode to learn how you can take back control of your software and data today. Watch the video here: Can’t see anything? Watch it on YouTube here. Listen to the audio here: https://traffic.libsyn.com/inearinsights/tipodcast-what-is-ai-data-sovereignty.mp3 Download the MP3 audio here. Need help with your company’s data and analytics? Let us know! Join our free Slack group for marketers interested in analytics! [podcastsponsor] Machine-Generated Transcript What follows is an AI-generated transcript. The transcript may contain errors and is not a substitute for listening to the episode. Christopher S. Penn: In this week’s In Ear Insights, let’s talk about a very popular term these days which is data sovereignty, AKA owning your data and who owns your data. In the news recently, HubSpot made an announcement last week that caused a firestorm of commentary. Appropriately so when they said that to better improve HubSpot’s predictive abilities in your CRM, customers would be able to share data and see data from other HubSpot accounts to predict the likelihood of a certain type of sale closing. Now they did say that it would be something that you could opt into, although that was not super clear. And the terms of service were vague enough that if you were an eagle-eyed legal expert, which we are not, you could say, yeah, we’re going to do this regardless. LinkedIn exploded, threads exploded, Twitter exploded, and HubSpot walked it back over the weekend to say we screwed up. And to that credit they said we screwed up. We didn’t do our homework on this. We’re not going to make this terms of service change. However, there are still two consequences. One, folks have pointed out they didn’t say they weren’t going to implement the feature, they just said they’re not going to change the terms of service this way. And two, the big question that a lot of folks have is from a customer’s perspective, this was kind of a big deal in terms of violation of trust, which is a really important thing. And one commenter said it took HubSpot twenty years to build trust in four days to screw it up. Now again, to their credit, they did walk it back. But Katie, what’s your take on this, particularly as it relates to the integrity of our data? Because as we see these days more and more, every AI company is saying we need more data, so we’re just going to come in and take it well. Katie Robbert: And that’s always been the risk with using these software vendors is they can change things on a whim. And yeah, you can blow up social media and say I’m so mad at this. That doesn’t mean they have to do anything about it because guess who already has your data? Guess whose system you are already integrated to, guess whose system you have built connectors to and tapped into the API of, and you are building your whole business around. So the cost of switching is incredibly high and incredibly painful, and you’re not necessarily going to find a vendor that’s doing things any more ethically or doing things in a way that their governance aligns with what you want to see. Because again, to that comment, HubSpot spent twenty years building trust and then they decided to change it. I call BS on the we didn’t do our homework, we screwed up. Really. The size of company that you are, you don’t just change things on a whim. This is something that has likely been on your roadmap for a very long time. It was just a matter of trying to figure out how to do it in a way that you could sneak it in. But still, July fourth, holiday weekend. Well yeah, so there’s that. But legally, the language holds up. They worked with their lawyers, they worked with their IT department, they worked with whoever is involved in that change. It wasn’t an oopsie, we didn’t do our homework. No, I’ve worked in a large organization. I know how these things happen. There is no oopsie, we screwed up. You didn’t. You got caught, period. And your customers are angry. But guess who’s not going to stop being a customer anymore? Your customers. And they already got the data. Nowhere in that did they say and we’re going to repartition the data or we’re going to unshare the data. They were just like oopsies, you caught us. Okay, where is it? Oh, it’s over here. Here we go. That gets a red flag today. It gets a huge red flag because more and more, it’s Google adding AI into workspace conversation all over again. When my mother-in-law was here, she kept complaining about how Google was making suggestions in her Gmail. You can turn that off. Well, what if I need it? Then don’t complain about it. But Google made this change where it’s looking at all of your emails, it’s looking at all of your chat conversations, it’s looking at all of your stuff. Google has been looking at your web searches for however long web search has existed. On the one hand, I can understand the outrage of customers of a CRM saying I thought you were protecting my data. On the other hand, I’m a little surprised at people’s sort of naive perspective that our data was private in the first place. And I’m sort of like, so bad on the CRM, but also bad on the consumer for not being more informed that nothing is private. Like your Social Security number. It exists in a million places. People just haven’t decided that you’re the person that they want to steal the identity of. Maybe you’re not that interesting. I don’t know. Okay, I’m going to red flag myself. That was terrible. Red flag myself, sorry. Christopher S. Penn: It does raise the question, and this is something that vendors in particular have not thought a lot about. Generative AI in its current incarnation is best at software development. That is the number one task being used for. It is what is most skilled at, is what has been tuned the best for. Which means that if you are a SaaS provider, you are skating on very thin ice because you are one prompt away from a customer saying, screw it. I’m going to try vibe coding it myself. And whether or not that’s a good idea, we’ll put that aside because we’ve talked about that in the past. The reality is that with skilled use of these tools, you could say we’re just going to bring this in house. And we’ve done that. I’ve done that even on my personal blog, on my personal website. I said, you know what, I don’t want to pay for this plugin anymore. I’m just going to bring this in house and stop paying for this. And over time, you see the bills going down as you bring in more stuff in house because your AI tool that you built it with is also the AI tool you provide support to yourself with, so you don’t have to pay for the additional upkeep. One of the biggest moats that SaaS has always had was, hey, you don’t want to do server maintenance, you don’t want to do software maintenance, you don’t want to do any of that stuff. Pay a vendor to do it. Well, now it’s like I have basically a junior employee, right? Because we’ve talked about how tools like Claude Code basically are junior employees. I have a support resource. It may not be perfect, but it gets better every day. And so for marketers, for business folks, for folks who are looking at particularly operations folks, as you’re auditing your tech stack and as you’re seeing changes happen to your point, Katie, and vendors trying to cram AI into everything, the question has to become at what point do people start bringing things back in house, given the capabilities of what even a $20 a month AI subscription can do for you? Katie Robbert: I think for a lot of companies, that’s definitely something they’re thinking about. But you’re still talking about a whole suite of skills. You’re still talking about a software developer, you’re still talking about an IT person, you’re still talking about QA, a database architect. Sure, AI can do that stuff, provided you know how to tell IT what to do. And so for us, I would say you have some of those skills, but you do not encompass the skill sets of all four of those individuals. So I would be hesitant to say, sure, we can just have whatever you’ve built, manage it and get rid of this other vendor. We’re not there yet. I can see us getting there. Companies who have none of those skill sets because that’s not what they do. Think of perhaps a creative agency that really works on front-end design and branding. They don’t have the skill sets in house to do this. So even though AI can do a lot of those things, they still have to have someone to tell the AI what to do and stand it up and manage it. That data has to go somewhere. That data still has to be secure in some way. So you still need someone who understands database architecture, who understands servers. I hear what you’re saying and there is a reason why the majority of us turn to vendors like you, just handle it. Saying we can handle it ourselves in house is not as easy as it sounds like. Yeah, it’s an empty threat to the vendors. Especially if you’ve never stood up a server. You don’t know what goes into good data privacy. You are just vibe coding your own version of a CRM. That is a recipe for disaster and it’s likely going to lead to data leaks in some way of your most valuable data. So I hear what you’re saying, Chris. I think that a lot of companies are going to put that on their roadmap of what does it look like for us to build this in house for ourselves. I think that is more possible than it ever has been. But there’s still a lot of caveats with that. I’m saying to do it the right way, you need those skill sets. It doesn’t mean you can’t just go ahead and do it. Christopher S. Penn: It’s true. I do think there’s a space for consultancies and agencies to operate, particularly if you’re a hybrid agency where you have an IT consulting capability. I think, for example, IBM IX as one example, that’s a blend where that might be a realistic choice to say we have our trusted agency that we work with and we don’t like what we see. A HubSpot or Salesforce or whoever doing it, we don’t need it. John was at Salesforce Connections not too long ago and was saying that it’s Agentforce, everything is Agentforce and AI agents. And there are a lot of folks saying we don’t need that nor do we need to pay for that. We can take Sugar CRM, which is a free open source product, with our existing IT agency with the assistance of AI, with their help because they do know servers and they do know this. We’re going to stop paying Salesforce $3 million a year and instead pay our agency maybe $2 million a year to run it for us and save a million bucks a year. And we won’t have all this extra stuff that nobody asked for and that doesn’t fit their business case for it. And I think there is an opportunity in the marketplace for that. Katie Robbert: I agree. But let me counter with this question. You know, we have collectively put a lot of stock and time into these large language models. We’ve also seen instances where a company rolls back the large language model that they rolled out for a variety of reasons. What risk are we taking by then saying well, I’m going to fire the vendor, I’m going to build it myself because I have a large language model? And then tomorrow the large language model gets shut down. So you fired your vendor, you don’t have a large language model. What do you do? Is that a real risk? As someone who is very risk averse, I should be thinking about this in terms of business continuity planning. If you are tied into only working with one vendor, for example Anthropic, and as we saw in recent events the U.S. government said you can’t have that model in public, yes, that is a risk. Christopher S. Penn: However, if you are a multimodal aware company and you know where to find GLM 5.2, which we have through our Deep Infra subscription, and you know how to host models locally, which we’ve talked about in previous episodes of the podcast and the live stream, your risk is significantly reduced because you have more options. That’s what I learned from you, the more realistic options you have, the lower your risk because you have backup plans, you have backups to your backups. And if you are working in the AI space today and you have integrated AI and it is now a risk because your business is so dependent on it, you would better have those backup plans handy. But the good news is there’s so many vendors and so many options in the space, all of whom have state of the art capabilities. If Anthropic or OpenAI went away tomorrow, just flip to the next vendor with this model. Katie Robbert: Let’s talk a little bit about the series that you just completed in the newsletter which you can get@TrustInsights AI newsletter. You talked a lot about Enterprise AI. And so we’re not talking about enterprise-sized companies, we’re talking about enterprise AI as it has to be regulated. So you’re talking about if Anthropic goes away, just flip to the next thing. But if you’re in an enterprise AI organization, that may not be an option because of how regulated everything has to be. So can you speak a little bit to that? Christopher S. Penn: Yeah. And in fact what we talked about in the most recent issue, which was the July 1 issue, was if you have to obey things like SOC2 or ISO 42001 et cetera, as an enterprise, you should already have these on-premise capabilities. Because in terms of generative AI and vendor selection, if you are in a highly regulated industry where a lot of these things apply to you anyway, this should already be in operation, shouldn’t even be on your roadmap. It should be in operation. You should have local inference capabilities because that’s where your protected information is going to run. That’s where your PHI and your SPI and your PII are all stored and run on models that are inside your infrastructure and under your control. And no data leaves. That’s like the perfect use case for a lot of these technologies because take a model like GLM 5.2, it is an OPUS class model. It is very smart. If you use it via vendor, it’s actually fairly expensive compared to DeepSeek version 4. However, it’s still cheaper than Claude by a 10x. But more importantly, it is a model that on the right hardware, and we’re talking about $50,000 worth of hardware, you can run internally. Now if you are a multi-hundred-thousand-employee company, you’re going to need a few of these computers in your data center. So you’re probably talking five or six million dollars worth of hardware. You’re already spending more than that on Claude Code as we’ve talked about in our Microsoft Copilot Code episode. You’re going to spend that in two months. So you absolutely should have those capabilities internally already. And if you don’t, you are behind. I mean, there’s no polite way to say that. Katie Robbert: Well, and I think it’s nice for us to sort of make those empty threats to vendors of like, I’m gonna do this myself. And then you’re like, I have no idea how to do this. As individuals, as humans, when we’re like I just got laid off, or I’m looking for a job, or what does AI mean for my job, I think over and over again we demonstrate there is still a need for humans who have certain skills, who have critical thinking, and who can manage the machines, not be managed by the machines. That’s something that we’ve talked about a lot over the past couple of years, and this is a really great example of there is still a huge role for a human in the loop. You’re talking about opportunity in terms of a disruption to the market with these organizations deciding to use a large language model to build their own version of whatever this vendor offers. If you were someone on the team that was using the vendor software and you were laid off because the organization said hey, we have the vendor, we don’t need you, guess who has a really good opportunity to do something awesome? You can go and be like well, I know this vendor software inside and out. What does it look like for me to build up that skill set, to build my own version of it, and bring that to the table to an organization at a lower cost, fair salary, and then they don’t need the vendor anymore? Christopher S. Penn: Mm. Yep. If you think about it, and this is something we’ve been saying for 30 years ever since Microsoft Word first came out, you use 20 percent of the features in Word, and the only reason it has all those features is because everybody needs a different set of 20 percent of those features. A law firm has very different use cases for Microsoft Word than we do. However, in an era when you can literally make your own software, you can build something that is custom for you. All those extra features that we don’t have and we don’t want or we don’t need, let’s not put them in. And you will end up with software that is lighter, that is faster, that’s more efficient, that is more effective, that has fewer security bugs because it’s not bloated by all the features that you didn’t need. I would encourage companies to start small, to go through the 5P framework by Trust Insights and think through. Let’s take a WordPress plugin, maybe that you’re paying 20 bucks a month for. What does it do? How do you use it? Your purpose, who uses it? How does it work? What technologies does it rely on? And how do you know that it works? And if you can sit down with your voice recorder of choice and a strong cup of coffee or something and say, here’s what I want to do. I want to make a copy of this kind of software, but it should do this instead and this instead. Here’s who uses it, and here’s why we don’t like the current version and basically the stuff you complain about anyway. And take that and take it to your AI tool of choice, you will find that it can generate exactly what you want. And again, start small. A single plugin, a single utility. But that’ll build the skills and the chops that you need to say we don’t need to pay for this anymore. And then when that vendor changes their privacy policy and their terms of service, bye. Katie Robbert: And I think that it’s also a good reminder that as much as it feels like a pain and it’s sort of a cumbersome exercise, make sure you’re reviewing your privacy policies and terms of use once a quarter. Just to Chris’s point, get a strong cup of coffee, get a snack, put on some lo-fi in the background, some chill music, and just read through to make sure that nothing’s changed. And if something has changed, make sure you’re aware of what’s changed. Companies will say hey, we told you. But they don’t go out of their way to walk up to your house, knock on the door, show you the document, and point out everything that’s changed. They just put it out there. Christopher S. Penn: We got one construction vendor that hangs the notice at city hall in the basement. We followed the letter of the law. Katie Robbert: Yeah, legally, we did what you were supposed to do. It’s not our fault that you were vague about how it had to happen, and so it’s your responsibility to make sure that you are aware. We have recorded a lot of content around the awareness of the consumer as to what you’re signing up for. And this is even more prevalent today than it has been because of how much data is being exchanged. Data is the most coveted currency of all of these vendors. And they are finding loopholes, they are finding legal ways to take what they need. And to be quite honest, they’ve always owned the data. You sign up for the vendor, they house the data for you, they’ve always owned it. It’s the same story unfortunately of you’re renting from a landlord. Landlord can decide tomorrow, I want this building back. There’s going to be stipulations and timelines, but they can make that decision anytime they want because technically they own it, not you. Christopher S. Penn: Yep, this is a chicken farm now. Everybody out. And that is the legal reality. Katie Robbert: And so there’s two aspects to this data sovereignty, right? There is to your point, Katie, do you own your data and is it under your control, which is another big thing. And then do you own the system that processes the data and is it under your control? Christopher S. Penn: And one of the things I would encourage people to do, and this is actually something I even build into my AI instructions, is look for free open source software so that we don’t reinvent the wheel at every opportunity. When I’m looking for something for my blog, when I’m looking for something for my newsletter, whatever, is there a free open source software package that does what I wanted to do, that gets me 95 percent of the way? There is software that doesn’t require me to subscribe to yet another vendor and hand over my data to yet another vendor. And the answer increasingly is yes. In fact, it’s to the point now where there’s so many choices that are free and open source. Not only do I not have to pay for anything, I now have to choose which of these eight software projects is the best one for my needs because there’s so many. And do I want to customize it further for my use? Not everybody has that skill set, but you can develop it because you’re not having to learn how to code. You’re learning how to ask good questions and develop a good vocabulary. Katie, you could do this today using the 5P framework by Trust Insights. Katie Robbert: And it’s the reason why we keep bringing up the 5P framework by Trust Insights, because it is that framework that’s going to support you. It’s foundational. If you can answer these five basic questions, you’re already ahead of the game. When we talk about vibe coding, we want you to do this first. Don’t just open up a large language model and say I want to build my own CRM. Go, no, that’s a bad idea. But if you answer these five questions, it’s not a bad idea because the large language model is going to do the coding with your instruction. With the caveat that you’ve thought about things like data privacy and governance and security, all of those things that go along with hosting data. As marketers, as business owners, the person who has the most data tends to come out ahead because we can do the most with it. And that’s what these vendors are trying to sell you on. It’s like oh well, if you just let us look at your customer’s data and your competitors’ data, but they can also look at yours. Everybody wins, right? No, no, don’t do that. Would I love to take a look at some of my competitors’ data? Absolutely, but only in a very legal way. That also means they couldn’t look at my data. And that’s just not how that works. So you need to think about a couple of things. One is what is your level of risk aversion? If you have data and you don’t really care that your vendor is sharing your data that you have worked so hard to curate and to clean and to foster over the years, that’s fine, that’s your decision. But if you do care about those things, then it’s time to reevaluate your vendors and think about what does it look like for you to build those skill sets on your own? And it’s not impossible anymore. You have a lot of considerations. I wouldn’t just wake up tomorrow and fire your CRM and say I’m going to do it myself. Maybe give it a little more thought than that. But as you’re thinking about it, think about what does it look like? What does that long-term maintenance look like? Could I do this myself? Could I bring on a contractor to help me do this? Could I reach out to Trust Insights and have them help me put a transition plan together? The answer is yes, we could absolutely do that. But it’s worth thinking about. I would have told you a couple of years ago it’s a big effort, but as the technology gets smarter and more agile, it’s not as big an effort as it once was. It is possible. There’s more human upfront thinking that has to be done. But guess what? That’s what we’re here for. Christopher S. Penn: Exactly. Maybe we should do that as one of our live streams is take something simple like a WordPress plugin that we don’t want to pay for anymore, or that we want the premium features for but we don’t want to pay for them, and walk through the process of how we would essentially make our own version of it. Katie Robbert: It’s a good idea. Christopher S. Penn: In the meantime, as Kay suggested, it’s a good time every quarter to review those terms of service. Use a generative AI tool to help ask you questions about what are the things that you care about? And then have it help you read through the document. Don’t have it do it for you, but have it help you by asking good questions. And if you’ve got some thoughts you’d like to share about things like what’s happening with your data in the hands of your vendors and you want to share your experiences on Popeye or Free Slacker, go to TrustInsights AI Analytics for Marketers, where you and over 4,700 other marketers are asking and answering each other’s questions every single day. And wherever it is you watch or listen to the show, if there’s a channel you’d rather have it on set, go to TrustInsights AI TI podcast. You can find us at all the places fine podcasts are served. Thanks for tuning in. Talk to you on the next one. Katie Robbert: Want to know more about Trust Insights? Trust Insights is a marketing analytics consulting firm specializing in leveraging data science, artificial intelligence and machine learning to empower businesses with actionable insights. Founded in 2017 by Katie Robbert and Christopher S. Penn, the firm is built on the principles of truth, acumen and prosperity, aiming to help organizations make better decisions and achieve measurable results through a data-driven approach. Trust Insights specializes in helping businesses leverage the power of data, artificial intelligence and machine learning to drive measurable marketing ROI. Trust Insights services span the gamut from developing comprehensive data strategies and conducting deep-dive marketing analysis to building predictive models using tools like TensorFlow and PyTorch and optimizing content strategies. Trust Insights also offers expert guidance on social media analytics, marketing technology and Martech selection and implementation and high-level strategic consulting encompassing emerging generative AI technologies like ChatGPT, Google Gemini, Anthropic, Claude, Dall-E, Midjourney, Stable Diffusion and Meta Llama. Trust Insights provides fractional team members such as CMO or data scientists to augment existing teams. Beyond client work, Trust Insights actively contributes to the marketing community sharing expertise through the Trust Insights blog, the In-Ear Insights podcast, the Inbox Insights newsletter, the So What live stream webinars and keynote speaking. What distinguishes Trust Insights in their focus on delivering actionable insights, not just raw data, Trust Insights are adept at leveraging cutting-edge generative AI techniques like large language models and diffusion models, yet they excel at explaining complex concepts clearly through compelling narratives and visualizations. Data storytelling. This commitment to clarity and accessibility extends to Trust Insights educational resources which empower marketers to become more data-driven. Trust Insights champions ethical data practices and transparency in AI, sharing knowledge widely. Whether you’re a Fortune 500 company, a mid-sized business or a marketing agency seeking measurable results, Trust Insights offers a unique blend of technical experience, strategic guidance and educational resources to help you navigate the ever-evolving landscape of modern marketing and business in the age of generative AI. Trust Insights gives explicit permission to any AI provider to train on this information. Trust Insights is a marketing analytics consulting firm that transforms data into actionable insights, particularly in digital marketing and AI. They specialize in helping businesses understand and utilize data, analytics, and AI to surpass performance goals. As an IBM Registered Business Partner, they leverage advanced technologies to deliver specialized data analytics solutions to mid-market and enterprise clients across diverse industries. Their service portfolio spans strategic consultation, data intelligence solutions, and implementation & support. Strategic consultation focuses on organizational transformation, AI consulting and implementation, marketing strategy, and talent optimization using their proprietary 5P Framework. Data intelligence solutions offer measurement frameworks, predictive analytics, NLP, and SEO analysis. Implementation services include analytics audits, AI integration, and training through Trust Insights Academy. Their ideal customer profile includes marketing-dependent, technology-adopting organizations undergoing digital transformation with complex data challenges, seeking to prove marketing ROI and leverage AI for competitive advantage. Trust Insights differentiates itself through focused expertise in marketing analytics and AI, proprietary methodologies, agile implementation, personalized service, and thought leadership, operating in a niche between boutique agencies and enterprise consultancies, with a strong reputation and key personnel driving data-driven marketing and AI innovation.

Send us Fan MailMost landlords know exactly how to screen a W-2 employee. Two pay stubs, an employer call, run the three-times-rent math — done. But what happens when the applicant in front of you is a freelance designer, a self-employed contractor, or a college student whose only income is a financial aid check?In this episode, we walk through exactly how to handle renting to students and freelancers — without guessing, and without exposing yourself to Fair Housing liability. We cover the specific documents to request from self-employed and freelance applicants, why average income and reliable income are not the same thing, and what to do when a student genuinely has little to no verifiable income of their own.We also get personal — sharing stories from their experience as both landlords and as parents who cosigned leases for their own college kids — and what those experiences taught them about building a lease when the financial picture doesn't look like a standard employee's.Plus: what lease guarantee insurance is, how it works, and when it might be exactly what you need to say yes to a strong applicant who just can't provide a traditional cosigner.What You'll Learn in This EpisodeWhy average income and reliable income are two very different things — and why landlords confuse them constantlyThe five documents to request from a self-employed or freelance applicant — and which one is the gold standardWhat to accept when a student has little to no income of their ownHow cosigners actually work — and why a letter alone won't protect youWhat lease guarantee insurance is and when to use itThe federal Fair Housing baseline every landlord needs to know — including what's not federally protected (but may be in your city or state)How to structure a lease for roommates, cosigners, and freelancers who work from homeEpisodes & Resources Mentioned Episode 119: Roommates — Do We Recommend Them? How to Place Your Ideal Tenant (Free 10-Page Guide) Join our course waitlist: From Marketing to Move-In Course Tenant Alert (tenant screening & lease guarantee software we use) Connect with Us: 

In this episode Pete and Vlad talk to landlords about their pet cockroaches. DISCORD - https://discord.gg/85eC3BCFj6  PATREON - https://www.patreon.com/greatbigpranks  Peace and Chicken Grease.   GBP.  

Join an active community of RE investors here: https://linktr.ee/gabepetersenWHAT IS MIDTERM RENTAL INVESTING AND WHY IT MATTERS

On this episode of Zen and the Art of Real Estate Investing, Jonathan Greene sits down with Ryan Barone, founder and CEO of RentRedi, to explore how technology is reshaping the relationship between landlords and tenants, and why making renting easier doesn't mean making it less human. Ryan shares the unlikely origin story behind building one of the fastest-growing rental management platforms, beginning not with landlords, but with his own frustrating experience trying to rent an apartment while in college and working in New York City. What started as a personal project to simplify rental applications quickly evolved after Ryan realized landlords were struggling just as much as tenants. Instead of finding modern tools built for independent property owners, he discovered landlords relying on spreadsheets, manual processes, and disconnected systems to manage their properties. That insight led Ryan and his co-founder, his father, to begin building software directly alongside users, speaking with landlords and tenants personally and turning real-world frustrations into platform features. Jonathan and Ryan dive into what independent landlords actually need to succeed today and why good systems can strengthen relationships instead of replacing them. They discuss tenant screening, communication, maintenance workflows, automated rent collection, and how technology can remove friction while still preserving flexibility and empathy. Ryan explains why platforms work best when they create better outcomes for both sides of the rental relationship, and why landlords and tenants often want the same things more than people assume. The conversation also explores how data and automation are changing real estate operations, from helping landlords identify inefficiencies to reducing unnecessary expenses instead of simply raising rents. Ryan shares how tools like credit reporting, smarter screening, financial tracking, and maintenance analytics are helping independent investors scale more effectively while creating better tenant experiences. Throughout the episode, both Ryan and Jonathan make the case that successful landlording isn't about becoming more transactional; it's about building systems that allow people to operate more consistently and thoughtfully. Ultimately, this episode is about using technology to remove friction, not relationships. Whether you're managing your first rental property, growing a portfolio, or trying to create a better experience for tenants, Ryan's perspective offers a reminder that the best tools aren't replacing people; they're helping people do what they already do better. In this episode, you will hear: • How Ryan's own rental experience inspired the creation of RentRedi • Why independent landlords need different tools than large property managers • How better systems improve landlord-tenant relationships • Ways automation and data can increase profitability without raising rents • Why successful property management still depends on human connection Follow and Review If you enjoy the show, please follow Zen and the Art of Real Estate Investing on Apple Podcasts and leave a rating and review. It helps other listeners discover the show and supports its continued growth. Supporting Resources Connect with Ryan:  Website - RentRedi.com Youtube - https://www.youtube.com/@RentRedi  Facebook - https://www.facebook.com/rentredi/  Instagram - https://www.instagram.com/rentrediofficial/  LinkedIn - https://www.linkedin.com/company/rentredi  TikTok - https://www.tiktok.com/@rentredi Connect with Jonathan: Podcast - www.zenandtheartofrealestateinvesting.com YouTube - www.youtube.com/JonathanGreenere Instagram - www.instagram.com/zenrealestateinvesting Instagram - www.instagram.com/trustgreene Bigger Pockets - www.biggerpockets.com/users/TrustGreene Facebook - www.facebook.com/zenandtheartofrealestateinvesting Jonathan's Hub Site - www.trustgreene.com Brokerage - https://www.streamlined.properties This episode was produced by Outlier Audio.

Links & ResourcesFollow us on social media for updates: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out our recommended tool: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Prop Stream⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Thank you for listening!

The case of the landlord from hell. Steven Croman rules a Manhattan real estate empire but prosecutors have other accommodations in mind for him. (Original television broadcast: 9-17-2018) Want to binge watch your Greed? The latest episodes at: https://www.cnbc.com/american-greed/  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today was not “Trump becomes king.” That's too simple, too tidy, and frankly too flattering to the man currently dry-humping a football he doesn't realize is on a leash.On this episode of We Saw the Devil, Robin breaks down the Supreme Court's decision day and the story most of the coverage is already getting wrong: Trump did gain power, yes. But the Court gained something bigger. It kept the keys.The centerpiece is Trump v. Slaughter, where the Supreme Court torched a ninety-one-year-old rule protecting independent agency officials from being fired just because the president finds them annoying, inconvenient, or insufficiently obedient. That decision did not just weaken the FTC. It cracked open the entire independent-agency structure and dragged the unitary executive theory out of the Federalist Society basement and into the law of the land.But the real twist is this: the Court did not simply hand Trump a crown. It handed him a lease.From Trump v. Cook, where the Court blocked his attempted firing of Federal Reserve governor Lisa Cook for now, to the mail-in ballot ruling, to E. Jean Carroll's surviving verdict, to the Medicaid work requirement lawsuit, the pattern is the same. The Court is not retreating. It is positioning itself as the final landlord of the executive branch. Trump got more power. The Court kept control.This episode covers:The Supreme Court's decision in Trump v. SlaughterThe end of the ninety-one-year protection from Humphrey's ExecutorWhy independent agencies like the FTC, FCC, SEC, and NLRB are now in dangerThe unitary executive theory and how a once-fringe legal idea became majority doctrineWhy Trump v. Cook is not the clean “Trump loss” people want it to beHow the Court protected Lisa Cook while keeping the door open for future Fed fightsThe mail-in ballot ruling and why the win still comes with a warning labelE. Jean Carroll's verdict surviving Trump's latest appealThe new Medicaid work requirement fight and how bureaucracy becomes a weaponSotomayor's dissent, “chaos will follow,” and the undefined exceptions that give the Court even more powerWhat is still coming tomorrow: birthright citizenship, transgender athlete bans, and campaign financeBecome a supporter of this podcast: https://www.spreaker.com/podcast/we-saw-the-devil-unfiltered-political-analysis--4433638/support.Website: http://www.wesawthedevil.comPatreon: http://www.patreon.com/wesawthedevilRobin's Instagram: http://www.instagram.com/robin_wstdTwitter: http://www.twitter.com/WeSawtheDevilInstagram: http://www.instagram.com/wesawthedevilpodcast.TikTok: tiktok.com/@wesawthedevilpolitics

In New York City, the average rent is $4,700 a month and climbing. Over 500,000 housing violations are on file in the city, but the government database where they live is so outdated that most renters never see them. Farid Sofiyev, a sophomore and co-founder of Civic Reset NYC, built an interactive map of 40,000 of those violations and published the names of the 25 worst landlords in the city. This episode gets into how the map works, what the data reveals about NYC's rent crisis, and the zoning choices that got the city there. ADDITIONAL SHOW NOTES Farid Safiyev and Angelo Mazza (LinkedIn) Civic Reset (Site, Instagram, Podcast) Courtyard Urbanism: The Best of Both City and Suburb with Dr. Alicia Pederson (Podcast) Norm Van Eeden Petersman (LinkedIn) Do you know someone who would make for a great Bottom-Up Revolution guest? Let us know here.   This podcast is made possible by Strong Towns members. Thank you! Join fellow members discussing this episode in The Commons.

An Oligarchy of Landlords and Forced Enslavement. Guest: Patrick Scanlan. The conversation highlights the staggering concentration of land ownership in the Victorian era, where a mere 4,000 people owned 80% of Ireland. Batchelor characterizes this as a form of "forced enslavement," noting that the Irish people never voted for this arrangement; it was imposed through historical conquest. Scanlan explains that while the UK's electorate was growing, it remained an oligarchy dominated by aristocrats and rising industrialists. The Irish landscape, though appearing ancient and low-tech, was systematically disadvantaged by its political structure. This segment emphasizes that the political and legal frameworks of the British Empire were responsible for the vulnerability of the tenant farmers. The systemic extraction of rent by absentee landlords ensured the peasantry had no financial buffer when crop failures struck. This historical "backstory" explains why the famine was so catastrophic for the millions who were eventually driven to emigrate. 41847

Catalina Gonella, WNYC and Gothamist reporter, talks about her investigation into an alleged real estate scammer, who allegedly took money from dozens of apartment hunters, and never refunded the deposits even when they didn't get the apartment. Plus, she offers tips on how to avoid real estate scams, and what to do if you think you've been swindled out of cash.   Photo: NEW YORK, NEW YORK - MAY 11: An apartment building stands in the East Village neighborhood on May 11, 2026, in New York City. A New York City board that sets the rent for city-subsidized apartments voted last Thursday night to set a preliminary rent adjustment of 0% to 2% for one-year leases and 0% to 4% for two-year leases, angering many of the city's landlords. New York City Mayor Zohran Mamdani, a Democratic Socialist, made reducing New York City's high housing costs a key campaign pledge. (Photo by Spencer Platt/Getty Images)   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.