Podcasts about landlords

Everyone has an opinion on whether being a landlord still pays off. Very few have the data to back it up... Richard Donnell, Zoopla's Executive Director - Research, is back on the show. Rob & Rob put the big question to him straight away, and his answer comes with a condition every landlord should hear. From there, he tests the headlines investors have been worrying about against the evidence. (02:12) Are landlords really heading for the exit, and who's buying the homes they sell? (04:00) Why so many investors now expect to buy a property that needs work (06:44) What the Renters' Rights Act has changed so far, and what it hasn't (08:33) Three quarters of landlords are over 60. So, who owns Britain's rental homes next? (11:43) Why housing will always feature in the wealth tax debate, and the signal that landlords still matter to the government (15:42) Is the average £10,000 EPC upgrade worth it, or is it time to sell? (18:21) The long-run link that still sets property apart from anything else Richard could invest in Links mentioned: Zoopla's rental estimate tool Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

'I AM YOUR F**** LANDLORD' - TYSON FURY ABSOLUTELY DESTROYS ANTHONY JOSHUA & EDDIE HEARN, DANA WHITE Learn more about your ad choices. Visit podcastchoices.com/adchoices

October 1st marks the start of heat season in New York City, when landlords are legally required to keep buildings warm... but getting a landlord to actually fix a heat problem can be its own battle. Tenants' rights attorney Leah Goodridge walks us through what tenants are entitled to and the steps she, herself, took to get the hot water back in her apartment. Then, WNYC and Gothamist housing reporter David Brand breaks down landlords' perspective on why heat repairs can take as long as they do and also what the city's new policy requiring inspectors to check every complaint individually means for New Yorkers.Photo: Spencer Platt/Getty ImagesGot any questions, comments or story ideas? Send us a message at NYCNow@WNYC.org.Mamdani must redo his pied-à-terre tax rollout, NY judge ordersWhat Trump's Title IX rollback means for LGBTQ+ students in New York Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week, senior reporter Myriam Robin on the story of a mega landlord and what it tells us about the vibe in the housing market – between renters and Australia’s two million landlords.Further reading:This 34-year-old owns over 200 properties. Now his tenants are unionisingAustralia was built on the dream of owning property. But as that compact unravels, Eddie Dilleen’s clash with a militant renters union exposes a growing fault line.Why 6.5pc is the benchmark for new residential property investors The changes to negative gearing and capital gains tax have made rental returns more important than ever. Here are 37 suburbs that are throwing up opportunities.Investors are still buying, as this $950,000 inner-Sydney sale showsWe speak to the team behind last week’s most intriguing property sale.See omnystudio.com/listener for privacy information.

CJAD 800 legal contributor Chris Dimakos is a lawyer and managing partner at Dimakos Law Group. He can be heard regularly on Montreal Now with Aaron Rand.

The new laws in Michigan require a fee-free way to pay rent, and to allow security deposits to be returned electronically. https://www.lehtoslaw.com

Do-it-yourself (DIY) platforms are giving landlords another way to manage rentals, forcing property managers to prove their value beyond compliance and collecting rent. But is it really the best solution? On The Property Management Excellence (PMX) Podcast, Alex Whitlock and Phil Tarrant examine the growing push towards self-managed rentals and what it could mean for property managers. The pair discuss claims that landlords are increasingly turning away from professional management, questioning whether DIY platforms are really changing the market or simply giving some landlords another option. Compliance sits at the centre of the debate, with Whitlock and Tarrant highlighting the risks landlords face when managing increasingly complex rental obligations themselves and why compliance alone is no longer enough for agencies to demonstrate their value. The conversation also explores what disruption could mean for the property management sector, with agencies needing to understand what landlords actually want, from lower costs to better advice, stronger communication, and strategies that improve rental returns.

September 29th was one of the biggest days of the Tudor year, and most of us have never heard of it. Michaelmas, the feast of St Michael and All Angels, was when rent came due, farm servants' contracts ran out, London chose its Lord Mayor, and the lawyers and students all headed back to town. It was also goose day, and the reason tenants turned up at the landlord's door with a goose under their arm is funnier (and a little sadder) than you'd think. This is episode 1 of a four-part series on how the Tudors got ready for autumn. In this one:

Nicole Pendergrass shares her firsthand experience with renting to voucher tenants and the unexpected challenges that can come with relying on government housing programs for rental income. She discusses the financial benefits of voucher programs, payment delays, communication issues, and the importance of having strong relationships with housing agencies. Nicole also explains why landlords need financial reserves, reliable contacts, and backup resources to manage unexpected interruptions in rental payments.Topics CoveredThe financial benefits of government housing programsChallenges with delayed and interrupted rental paymentsCommunication issues with housing agenciesBuilding relationships and finding direct contactsThe impact of paperwork and administrative delaysManaging cash flow when rental payments are delayedWhy landlords need financial reservesCityFHEPS and Section 8 considerationsManaging tenant relationships and rental increasesThe importance of having backup resourcesLessons for landlords considering voucher programsQuotes“Make sure you have your backup and your resources and are financially secure in case for whatever reason something happens with the system.”“Make sure you dig in, make sure you have contacts, you have someone to call, you're ready to take the good and the bad, you have reserves.”

Which Canadian Cities Are Most Exposed to U.S. Tariffs? Tariffs and the ongoing Canada-U.S. trade dispute are creating another layer of uncertainty for Canadian businesses, workers, landlords and real estate investors. But the impact is not going to be equal across the country. In today's episode, Wayne and Gabby look at which Canadian cities have the greatest exposure to U.S. tariffs, why certain local economies are more vulnerable than others, and what investors should be thinking about when choosing markets and building portfolios that can survive economic disruptions. The Rental Market Is Getting More Competitive Before getting into tariffs, Wayne and Gabby share an update from their own rental portfolio. A new tenant moved in early over the weekend, and Gabby explains why they were particularly happy with the tenant profile, including strong credit, good communication, insurance in place, and rent and security deposit paid ahead of time. They also discuss the changing Edmonton rental market. Tenants currently have more options in certain property categories, which means landlords may have to work harder to attract strong applicants. Wayne and Gabby currently have multiple renovation crews moving between properties, but these aren't simply renovations for the sake of improving a property. They're strategic improvements designed to make their rentals more competitive, reduce vacancy and help achieve stronger rents. When supply increases, being "good enough" may not be enough. Presentation, pricing, tenant experience and property condition become increasingly important. What Happens When a Tenant Moves In Before the Lease Starts? A live viewer asked an important landlord question: If you allow a tenant to move in before the official lease date, does that create additional liability? Gabby walks through three things landlords should consider: • Update the lease commencement date and have the appropriate parties acknowledge the change. • Make sure the tenant's insurance begins on the actual possession date. • Collect the required rent and security deposit before possession is provided. Landlords can also decide whether to charge prorated rent for the additional days. In this particular situation, Wayne and Gabby chose not to charge extra because the property was already vacant and the early possession was only a matter of days. Real Estate Investors Need to Build for the Storm One of the biggest themes of today's episode is that economic disruptions are inevitable. Oil crashes, pandemics, rapidly rising interest rates, flooding, trade disputes and other unexpected events continually test real estate investors. Wayne's argument is that investors shouldn't build portfolios that only work when everything goes right. They should buy properties with enough cash flow and financial cushion to withstand periods when things go wrong. He discusses an example of a mentorship student's property generating approximately $670 per month in cash flow. That cushion gives the investor significantly more room to absorb higher expenses, lower rents or other unexpected changes than a property operating close to break-even. Cash flow isn't spending money. It's a risk mitigator. The 5% Rule and Surviving Economic Disruptions Wayne returns to the cash flow framework from his book, The 5% Rule™: A Real Estate Cash Flow Test for Canadian Investors. The formula is: (Annual Cash Flow ÷ Down Payment) × 100 5–6% = sufficient 7–9% = strong 10%+ = excellent Wayne's position is that investors should be buying properties capable of producing meaningful cash flow without depending on appreciation. The greater the cushion, the better positioned the investor is to deal with vacancies, declining rents, higher financing costs and economic shocks. Search "The 5% Rule by Wayne Hillier" on Amazon to learn more. Which Canadian Cities Are Most Exposed to U.S. Tariffs? The episode then examines Canadian cities whose economies have particularly strong exposure to trade with the United States. The industries highlighted include: • Energy in Alberta and New Brunswick • Automotive and manufacturing in Southern Ontario • Steel in Hamilton • Aluminum, forestry and manufacturing in Quebec Saint John, New Brunswick ranked at the top of the tariff exposure index discussed during the show, followed by Calgary. Calgary's position is particularly interesting for Alberta investors. The city's economy has significant exposure to the corporate and export side of Canada's energy industry, and an enormous percentage of its international merchandise exports are destined for the United States. Southern Ontario also features prominently because of its deeply integrated manufacturing and automotive supply chains. Windsor, Kitchener-Cambridge-Waterloo, Brantford and Guelph were among the markets discussed. Hamilton's steel industry creates another form of exposure, while several Quebec communities face risks connected to aluminum, forestry and manufacturing. Lethbridge also appeared among the top 10, although Wayne emphasizes that simply appearing on the list doesn't mean every city faces an equivalent level of exposure. There is a substantial difference between the exposure measurements at the top and bottom of the list. Edmonton vs. Calgary For Wayne, one of the most interesting comparisons is Edmonton versus Calgary. Although both cities are part of an energy-producing province, their economic structures are different. Calgary's economy has greater direct exposure to the corporate and export side of energy. Edmonton still has significant connections to energy, manufacturing and industrial activity, but its economy also includes substantial government, healthcare, education, construction and other sectors. In the ranking discussed during the episode, Edmonton was considerably further down the list at 24th. Wayne explains why economic diversification is one of the fundamentals he considers when choosing a real estate market. No market is immune to economic shocks, but he wants to invest in large markets with strong economies and enough diversification to absorb them. That resilience is one of the reasons Wayne continues to favour Edmonton real estate investing. Don't Wait for Perfect Conditions The takeaway isn't that investors should stop buying real estate because tariffs, interest rates or economic uncertainty exist. There is always another challenge coming. Wayne and Gabby's strategy is to build portfolios that can survive those challenges through strong cash flow, adequate reserves, appropriate tenant profiles, careful market selection and disciplined buying. Waiting for perfect conditions isn't the strategy. Preparing for imperfect conditions is. REI Masters Mentorship Special For a limited time, anyone who joins the REI Masters Mentorship Program before October 3, 2026 receives 24 months of mentorship for the price of 12. You'll also receive entry to the upcoming REI Masters Retreat in Edmonton on October 17–18. Learn more: www.reimasters.ca Canadian Real Estate Investing Morning Show Hosted by Wayne Hillier and Gabby Hillier. Broadcasting live every weekday at 7:00 AM Mountain Time from Edmonton, Alberta. Bring your real estate investing questions and join the conversation live. Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

From 6 October 2026, private and social landlords across Scotland must follow strict new timescales when damp or mould is reported: investigate within 10 working days, provide written findings within three working days and begin any required repairs within five working days of the investigation.Paul Newing of PRN Water Services joins Nick and Steven to explain Scotland's implementation of Awaab's Law and what landlords and letting agents need to do to prepare. They discuss when the clock starts, who can carry out an investigation, what evidence should be retained and why landlords can no longer dismiss a complaint as “tenant lifestyle” without investigating it properly.They also examine condensation, penetrating damp and rising damp; ventilation and extractor-fan problems; four-week humidity monitoring; treating mould correctly; repeat complaints; and the complications caused by communal repairs and property factors.EPISODE HIGHLIGHTS• The new duties affecting private and social landlords from 6 October 2026• The tragedy behind Awaab's Law and why Scotland introduced its own regulations• The 10-working-day deadline for investigating reported damp and mould• Providing a written summary within three working days• Beginning required repairs within five working days of the investigation• Why landlords cannot immediately blame a tenant's lifestyle• How normal living, cooking and drying clothes increase indoor moisture• Condensation versus penetrating damp and rising damp• What landlords should check with windows, vents and extractor fans• Using four weeks of humidity and dew-point data to establish the cause• Why photographs, emails, reports and a clear paper trail are essential• What “commencing repairs” means when parts or contractors are unavailable• How to clean, treat and redecorate mould-affected areas properly• When recurring problems may not require a complete new investigation• How communal roofs, gutters and factors complicate landlord complianceCONNECT WITH PAULPaul Newing — Managing Director, PRN Water ServicesWebsite: https://www.prnwaterservices.com/OFFICIAL GUIDANCEScottish Government: https://www.gov.scot/policies/private-renting/housing-standards/NETWORKING EVENTSFirst Wednesday of every month

Which Canadian Cities Are Most Exposed to U.S. Tariffs? Tariffs and the ongoing Canada-U.S. trade dispute are creating another layer of uncertainty for Canadian businesses, workers, landlords and real estate investors. But the impact is not going to be equal across the country. In today's episode, Wayne and Gabby look at which Canadian cities have the greatest exposure to U.S. tariffs, why certain local economies are more vulnerable than others, and what investors should be thinking about when choosing markets and building portfolios that can survive economic disruptions. The Rental Market Is Getting More Competitive Before getting into tariffs, Wayne and Gabby share an update from their own rental portfolio. A new tenant moved in early over the weekend, and Gabby explains why they were particularly happy with the tenant profile, including strong credit, good communication, insurance in place, and rent and security deposit paid ahead of time. They also discuss the changing Edmonton rental market. Tenants currently have more options in certain property categories, which means landlords may have to work harder to attract strong applicants. Wayne and Gabby currently have multiple renovation crews moving between properties, but these aren't simply renovations for the sake of improving a property. They're strategic improvements designed to make their rentals more competitive, reduce vacancy and help achieve stronger rents. When supply increases, being "good enough" may not be enough. Presentation, pricing, tenant experience and property condition become increasingly important. What Happens When a Tenant Moves In Before the Lease Starts? A live viewer asked an important landlord question: If you allow a tenant to move in before the official lease date, does that create additional liability? Gabby walks through three things landlords should consider: • Update the lease commencement date and have the appropriate parties acknowledge the change. • Make sure the tenant's insurance begins on the actual possession date. • Collect the required rent and security deposit before possession is provided. Landlords can also decide whether to charge prorated rent for the additional days. In this particular situation, Wayne and Gabby chose not to charge extra because the property was already vacant and the early possession was only a matter of days. Real Estate Investors Need to Build for the Storm One of the biggest themes of today's episode is that economic disruptions are inevitable. Oil crashes, pandemics, rapidly rising interest rates, flooding, trade disputes and other unexpected events continually test real estate investors. Wayne's argument is that investors shouldn't build portfolios that only work when everything goes right. They should buy properties with enough cash flow and financial cushion to withstand periods when things go wrong. He discusses an example of a mentorship student's property generating approximately $670 per month in cash flow. That cushion gives the investor significantly more room to absorb higher expenses, lower rents or other unexpected changes than a property operating close to break-even. Cash flow isn't spending money. It's a risk mitigator. The 5% Rule and Surviving Economic Disruptions Wayne returns to the cash flow framework from his book, The 5% Rule™: A Real Estate Cash Flow Test for Canadian Investors. The formula is: (Annual Cash Flow ÷ Down Payment) × 100 5–6% = sufficient 7–9% = strong 10%+ = excellent Wayne's position is that investors should be buying properties capable of producing meaningful cash flow without depending on appreciation. The greater the cushion, the better positioned the investor is to deal with vacancies, declining rents, higher financing costs and economic shocks. Search "The 5% Rule by Wayne Hillier" on Amazon to learn more. Which Canadian Cities Are Most Exposed to U.S. Tariffs? The episode then examines Canadian cities whose economies have particularly strong exposure to trade with the United States. The industries highlighted include: • Energy in Alberta and New Brunswick • Automotive and manufacturing in Southern Ontario • Steel in Hamilton • Aluminum, forestry and manufacturing in Quebec Saint John, New Brunswick ranked at the top of the tariff exposure index discussed during the show, followed by Calgary. Calgary's position is particularly interesting for Alberta investors. The city's economy has significant exposure to the corporate and export side of Canada's energy industry, and an enormous percentage of its international merchandise exports are destined for the United States. Southern Ontario also features prominently because of its deeply integrated manufacturing and automotive supply chains. Windsor, Kitchener-Cambridge-Waterloo, Brantford and Guelph were among the markets discussed. Hamilton's steel industry creates another form of exposure, while several Quebec communities face risks connected to aluminum, forestry and manufacturing. Lethbridge also appeared among the top 10, although Wayne emphasizes that simply appearing on the list doesn't mean every city faces an equivalent level of exposure. There is a substantial difference between the exposure measurements at the top and bottom of the list. Edmonton vs. Calgary For Wayne, one of the most interesting comparisons is Edmonton versus Calgary. Although both cities are part of an energy-producing province, their economic structures are different. Calgary's economy has greater direct exposure to the corporate and export side of energy. Edmonton still has significant connections to energy, manufacturing and industrial activity, but its economy also includes substantial government, healthcare, education, construction and other sectors. In the ranking discussed during the episode, Edmonton was considerably further down the list at 24th. Wayne explains why economic diversification is one of the fundamentals he considers when choosing a real estate market. No market is immune to economic shocks, but he wants to invest in large markets with strong economies and enough diversification to absorb them. That resilience is one of the reasons Wayne continues to favour Edmonton real estate investing. Don't Wait for Perfect Conditions The takeaway isn't that investors should stop buying real estate because tariffs, interest rates or economic uncertainty exist. There is always another challenge coming. Wayne and Gabby's strategy is to build portfolios that can survive those challenges through strong cash flow, adequate reserves, appropriate tenant profiles, careful market selection and disciplined buying. Waiting for perfect conditions isn't the strategy. Preparing for imperfect conditions is. REI Masters Mentorship Special For a limited time, anyone who joins the REI Masters Mentorship Program before October 3, 2026 receives 24 months of mentorship for the price of 12. You'll also receive entry to the upcoming REI Masters Retreat in Edmonton on October 17–18. Learn more: www.reimasters.ca Canadian Real Estate Investing Morning Show Hosted by Wayne Hillier and Gabby Hillier. Broadcasting live every weekday at 7:00 AM Mountain Time from Edmonton, Alberta. Bring your real estate investing questions and join the conversation live. Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

Are California Landlords Forced to Practice Law Without a License? What used to be a simple three-page lease and a handshake has turned into a 50+ page legal battlefield. In this video, we break down how California's mounting mountain of regulations, disclosures, and technical traps is punishing mom-and-pop landlords for simple clerical errors—turning everyday housing providers into unlicensed compliance attorneys. From the Tenant Protection Act (AB 1482) and strict local ordinances to mandatory relocation fees and the decline of the independent investor, discover how overregulation is driving small owners out of the market and worsening the state's housing crisis. Don't forget to like, subscribe, and share your thoughts in the comments below!

Send us Fan Mail#330The Bank of England held its base rate at 3.75% this month, but that didn't stop UK mortgage rates from climbing.Shaz Ahmed of Elan Property Finance joins me for our regular Mortgage Monday update, and the average fixed rate has now crept up to around 5.59%, from 4.9% at the start of the year.If you're assuming a steady base rate means steady borrowing costs, this episode explains why that assumption doesn't hold.Register your Rental Property Service (Landlord Scheme)ExpatPropertyStory.comCheck out our shorts on YouTubeOur WhatsApp  groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideOur Sponsors: Finnigan McNeill Property GroupWe discuss:Why UK Mortgage Rates Are Rising While the Base Rate Stays PutThe base rate vote itself was closer than the headline suggests, coming in at 6 to 3, with three members pushing for a rise to 4%.Inflation moved the wrong way too, up from 2.9% in July to 3.1% in August.Shaz points to SONIA swap rates as the real driver behind higher fixed mortgage pricing, even with the base rate unchanged.Lenders are also layering on substantial arrangement fees, which adds to the overall cost of borrowing.A Sluggish Mortgage MarketEnquiries and completions are still happening, but Shaz describes the pace as noticeably sluggish.Borrowers seem to be holding off, hoping rates fall or a better deal turns up.That hesitation is shaping deal timelines across the market, not just at the edges.The Hidden Cost of RefinancingHomeowners are reportedly paying an average of £840 more a year when they refinance, according to a Financial Times figure discussed on the show.Shaz explains how this can happen even to borrowers who've paid down their balance and seen their property's value rise.A lower loan-to-value and less debt can still mean an extra £200 to £300 a month once a new fixed rate kicks in.Landlord Registration Fees Under the Renters' Rights ActA new landlord registration database is coming, and it's priced per property rather than per landlord.At £65 per property per year, portfolio landlords will feel this far more than owners with a single let.Registration rolls out region by region, starting in the West Midlands in December 2026 and reaching the South West by August 2027.Shaz expects at least some of that cost to be passed on to tenants through rent reviews.The South Wales Affordability GapNational data suggests rents are outpacing house prices, but the picture on the ground in South Wales tells a sharper story.In Newport, a decent three-bedroom property now starts around £350,000, with four-bedroom homes pushing past £500,000.Incomes in the area haven't kept pace, and that gap is only becoming more visible.A £175,000 Property Bought for £12,000Shaz walks through a creative deal built around a reassigned purchase lease option.The original option holder sold her position for £6,000 after deciding to relocate abroad.The new buyers are purchasing at the £105,000 option price against a £175,000 valuation, putting in roughly £12,000 once fees are included.A bridging loan against the uplifted value covers the rest, with a light refurbishment and refinance planned after six months.Key TakeawaysUK mortgage rates can rise even when the Bank of England base rate doesn't move, so watch swap rates rather than headlines alone.Refinancing costs are catching out even well-positioned borrowers, and it's worth budgeting for an increase regardless of your loan-to-value.Landlord registration fees are coming on a per-property basis, so portfolio landlords should plan for this now rather than at rollout.

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Shivang Mehta is the Founder, CEO of Mehta Studios - an independent film studio currently producing a feature length film Landlord. He previously led story production for TV networks including Bravo, CBS, Discovery+, Nickelodeon and OWN. He is an alum of Chapman University.

Bad Rental Applicants? Where Landlords Should Advertise + Condo Bylaws & Getting Started Where should landlords actually advertise rental properties? What should real estate investors look for inside condominium bylaws? And what do you do when you know you want to invest in real estate, but you just can't seem to take that first step? Today's Canadian Real Estate Investing Morning Show is a listener Q&A covering three very different problems that ultimately come back to the same thing: Good real estate investing requires good systems, good information and the confidence to actually take action. Where Should You Advertise a Rental Property? A listener wrote in after getting poor-quality rental applicants through Facebook Marketplace and wanted to know whether there is a better place to advertise. Wayne's answer: Know your audience. There is no single rental platform that is automatically best in every Canadian city. Facebook Marketplace may dominate one market. RentFaster may work better somewhere else. Another city may have a completely different platform tenants use. The first question should be: Where do tenants in MY market actually look for rentals? One simple exercise is to pretend you are the tenant. Google rental properties in your city. See which websites appear first. Look at where competing rentals are being advertised. That gives you a much better idea of where your potential tenants are actually searching. Bad Applicants May Not Be a Facebook Problem Gabby makes an important distinction. If Facebook Marketplace is where most tenants in your city search for rentals, getting bad applications does not necessarily mean Facebook is the problem. You want exposure. You want inquiries. You want enough applicants that you have choices. The real issue may be what happens after the inquiry comes in. Why Good Tenants Get Taken Quickly Wayne explains the rental process as a funnel. A good tenant may inquire about dozens of listings. They are comparing: Price Property condition Location Photos Communication Availability Landlord responsiveness If your listing is poorly presented, overpriced or you take six hours to respond, another landlord may already have booked the showing. The best applicants often disappear first. That leaves slower landlords competing over whatever applicants remain. Better Systems Produce Better Tenants Wayne's experience has been that landlords with better systems tend to attract and secure better tenants. That means: Great photos. Correct pricing. Fast responses. A desirable property. Professional communication. Strong screening. Efficient showings. Clear expectations. Wayne recently filled an Edmonton basement suite within days despite expecting the rental to be difficult. The successful applicant ended up being one of the strongest applications Wayne and Gabby had seen recently. The lesson: Where you advertise matters. How you operate matters more. Facebook Marketplace, RentFaster and Other Platforms Wayne does use Facebook. RentFaster is another commonly used option in Alberta. Other platforms may dominate other markets. But Wayne does not believe there is some secret website where only great tenants are waiting. Research where your local tenants actually search and make sure your property appears there. Then outperform competing landlords once the inquiry arrives. What Should Investors Look for in Condo Bylaws? The second listener question comes from Carmen, who asks for a simplified breakdown of what investors should look for inside condominium bylaws. Gabby's approach is straightforward. Ask: What rules could prevent me from operating this rental property the way I intend to? That is the lens investors should use when reviewing the bylaws. Rental Restrictions Some condominium corporations restrict how many units within the complex may be rented. Before purchasing, determine whether: Rentals are allowed There is a rental cap Owner occupancy requirements exist Your specific unit can currently be rented Buying a condo and discovering afterward that you cannot legally operate it as a rental creates an obvious problem. Short-Term Rental Restrictions If your plan involves Airbnb or another short-term rental strategy, check this immediately. More condominium corporations are restricting or prohibiting short-term rentals. Do not assume they are allowed simply because municipal rules permit them. The condo corporation can have its own restrictions. Business Restrictions Another issue is operating businesses from condominium units. This can create insurance and liability complications. It can also violate condominium bylaws. If a tenant begins operating a business and the condo corporation prohibits it, the landlord may suddenly be stuck dealing with a lease that conflicts with the condo rules. Understand the restrictions before leasing the property. Pet Restrictions This is one of the biggest issues Wayne and Gabby look for because they operate pet-friendly rentals. Condo bylaws may restrict: Number of pets Size Weight Breed Type of animal That can dramatically reduce your tenant pool. It can even affect fix-and-flip investors. Wayne shares an example of an investor who received a full-price offer on a renovated condo, only to lose the buyer because the condo bylaws prohibited large dogs. The bylaws can affect more than landlords. They can affect resale value too. Who Is Responsible for What? Do not assume the condominium corporation automatically takes care of everything outside the unit. Responsibilities vary. One corporation may cover every exterior window. Another may cover only certain windows. Doors, fences, windows, balconies and other components may have different maintenance responsibilities depending on the bylaws. Understand exactly what belongs to: The condo corporation versus The individual owner. Then compare those responsibilities against the condition of the property and the condo corporation's financial documents. "I Want to Invest, But I Can't Get Started" The final listener question came from someone who knows they want to invest in real estate but feels stuck. Wayne believes the biggest obstacle is usually: Uncertainty. You do not know exactly what happens next. That creates fear. Then fear creates hesitation. You wonder: How do I finance it? What if I buy the wrong thing? What if nobody rents it? What if something breaks? How does insurance work? How do utilities work? How do I screen tenants? How do I know the numbers are right? Eventually you have so many unanswered questions that doing nothing becomes more comfortable than moving forward. You Will Never Feel 100% Ready Wayne's message is that there is a limit to what education can do before experience has to take over. You can read. Watch videos. Take courses. Listen to podcasts. Study spreadsheets. But eventually you need to actually purchase the first property. Confidence comes from doing. Your first deal may feel intimidating. Then you finish it and realize: "That actually wasn't as bad as I thought." The second one becomes easier. Then the third. Sometimes You Need Someone to Hold Your Hand Some investors can educate themselves and eventually take the leap. Others need somebody experienced beside them. That is one of the biggest roles Wayne sees coaching and mentorship playing. It is not simply more information. It is having someone available when the next uncertainty appears. Instead of sitting on the question for six months, you ask it, get an answer and keep moving. The goal is: Confidence. Clarity. Action. REI Masters Mentorship Special Offer Join the REI Masters Mentorship Program before October 3, 2026 and receive: 24 months of mentorship for the price of 12. That includes: Direct coaching from Wayne and Gabby Weekly live coaching Courses and educational resources Deal analysis Market analysis Property management systems Financing and JV guidance Personalized roadmap Access to the REI Masters community You also receive entry to the upcoming REI Masters annual retreat in Edmonton. Learn more or book a discovery call: www.reimasters.ca The 5% Rule™ Want to understand how much cash flow a rental property should produce? Search: The 5% Rule by Wayne Hillier on Amazon. Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions: info@reimorningshow.com Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

Nscale just filed its S-1 to go public on the NYSE — and it might be the wildest IPO filing of the year. This UK-based "NeoCloud" is only 2 years old, is gross margin negative, started life as a crypto miner, and has somehow locked up over $100 billion in contracted value from Anthropic and Microsoft. CJ breaks down the entire S-1 line by line: what a NeoCloud actually is, how Nscale's "power to token" strategy works, why Nvidia shows up as its supplier, investor, guarantor, AND customer, and whether this is a durable business or a well-timed arbitrage on the AI compute shortage.—SPONSORS:Maximor is an autonomous finance platform that runs order-to-cash, procure-to-pay, the close, cash management, and reporting on self-learning agents instead of a dozen disconnected tools. One PE-backed customer posts 98% of transactions directly to its ERP, with the remaining 2% routed to a human for review. You pay for outcomes, not seats. See it at https://www.maximor.ai/Brex is an intelligent finance platform that combines corporate cards, built-in expense management, and AI agents to eliminate manual finance work. By automating expense reviews and reconciliations, Brex gives CFOs more time for the high-impact work that drives growth. Join 35,000+ companies like Anthropic, Coinbase, and DoorDash at https://www.brex.com/metricsAnrok is the sales tax platform that watches your exposure everywhere, automates compliance, and flags risk before it turns into a surprise back-tax letter from a state you've never set foot in. Companies like Anthropic, Notion, and Vanta already trust Anrok to stay ahead of rules that move faster than any spreadsheet can. Talk to a sales tax expert for a personalized exposure estimate at https://www.anrok.com/rtnRightRev is a revenue recognition platform built for the AI economy, helping finance support usage-based pricing, credits, hybrid contracts, seats plus consumption, and whatever commercial model comes next. It gives product teams the freedom to keep innovating without outdated revenue systems slowing them down. Learn how RightRev can help at https://rightrev.com/cjRillet is an AI-native ERP built for modern finance teams that want to replace NetSuite and close faster. With revenue recognition, close management, multi-entity support, and native Stripe and Salesforce integrations, Rillet helps scaling companies run their finance stack in one place. Hundreds of teams, including Windsurf and Mercor, use Rillet to make the zero-day close real. Book a demo at https://www.rillet.com/cjEY works with high-growth tech companies to navigate the messy realities of scaling—from regulatory requirements to IPO readiness. By helping teams get it right early and often, EY lets founders stay focused on building while reducing risk as they grow. Learn more at https://www.ey.com/techstartups—LINKS: Mostly Talent: https://mostlymetrics.typeform.com/to/cLTxtAsNCompany: https://www.nscale.com/CJ: https://www.linkedin.com/in/cj-gustafson-13140948/Mostly metrics: https://www.mostlymetrics.com—TIMESTAMPS:0:00 Cold Open0:53 Intro: Nscale Files to Go Public2:40 WTF Is a NeoCloud?4:11 The 5 Layers of the AI Stack5:55 Landlord vs. Hotel: Nscale's Two Businesses7:21 How Take-or-Pay Contracts Work8:28 Sponsor Break11:43 Breaking Down the Financials15:37 What's a Contract Actually Worth?18:45 Is This Just Nvidia Vendor Financing?20:58 Sponsor Break22:54 Medium-Term Arbitrage or Durable Company?24:30 5 Potential Red Flags27:08 How Does the CEO Get Paid?28:04 Who's on the Board?28:26 Is This the CoreWeave of the UK?31:09 Miscellaneous Filing Oddities33:31 Final Take#Nscale #IPO #NeoCloud #S1Breakdown #AIInfrastructure

At the end of each week, Mike Hosking takes you through the big-ticket items and lets you know what he makes of it all. Tax deductibility: 8/10 Most likely the best thing Labour will do this campaign. It's either desperation or the realisation of common sense. Either way we are better off for it. India: 8/10 Most likely the most impactful thing this Government has done in its first term. It's not just an FTA, but one with the biggest growth engine in the world. We can't lose. Supermarkets: 4/10 It's become the obsession of the campaign. Only ACT are left as the option if you see this for what it is, which is not a thing. If you think it's a thing, the queue for your vote is now a long one. Rugby: 4/10 It's quite a thing to double your earnings and still not make ends meet. And given yesterday, they don't look the lot to tackle the hard stuff. The Warriors: 6/10 The season was awesome, the playoffs were awful. Maybe next year. LISTEN ABOVE FOR MIKE HOSKING'S FULL WEEK IN REVIEW See omnystudio.com/listener for privacy information.

For today's episode, Evan Atlas introduces Prosperity, a digital version of The Landlord's Game, and discusses the history of Lizzie Magie's original Georgist board game. He explains why both Magie and he see games as powerful educational tools.Evan Atlas is an interdisciplinary philosopher, writer, entrepreneur, and game designer. He is the author of three books and writes Mapping with Atlas on Substack. His work explores how we can create more meaningful and purposeful lives across game theory, psychology, ethics, complex systems, metamodernism, personal development, and spiritual growth.To check out more of our content, including our research and policy tools, visit our website: https://www.hgsss.org/

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National's Police Spokesperson's batting away questions over why their Labour attack ad uses crime footage from the Government's own term. The video's claims Labour was soft on crime is juxtaposed with clips of offending committed early during the coalition Government. Labour says it's dishonest and desperate. But Mark Mitchell told Mike Hosking they have a great digital team who put a lot of campaign material together. He says one of the most important issues for people during the 2023 campaign was law and order, which after their term in Government, is now ranked at number seven or eight. Labour's Ginny Andersen says it shows they're not credible on the subject. LISTEN ABOVE See omnystudio.com/listener for privacy information.

In this episode, Jude Aririesike shares insights into innovative real estate tools like The Green Key and discusses strategies for effective tenant screening, property management, and building a successful real estate portfolio.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

It's Monday Reddit Readings on the Reddit On Wiki podcast! This week, John, Josh, and Sean read stories like: a wife got mad over a photo, a landlord refusing to pay for appliances, a man asked a mom to get in the car with her baby, a sibling overslept and forgot to feed his sister dinner, OP is officialy no longer homeless, an unhinged nice guy who doesn't know women's anatomy, and a message that got OP confused. Want MORE stories? For our bonus story, we a mother in law who crosses a major boundary. Drop your thoughts in the comments. What would you do in these situations? Get these Patreon Exclusive stories and more on Patreon: https://www.patreon.com/cw/cultiv8podcastnetwork Let's get into the Reddit drama! Support Our Sponsors: -Factor: Head to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://factormeals.com/factorpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and use code WIKI50OFF to get 50% off! -Whisker: Maintain your cat's litter while focusing on your growing family. Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠whisker.com/WIKI⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and get an additional $50 off bundles. -Vinted: Download the Vinted app for FREE and start selling with no seller fees. Support The Show: Become a Patron or YouTube Member for ad-free episodes and bonus stories every Monday and Friday, as well as exclusive content! Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/cw/cultiv8podcastnetwork/membership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube Membership: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RedditOnWiki⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Timestamps:(Timestamps are approximate due to dynamic ad insertion. Become a Patron or YouTube member for ad-free episodes) 00:00 - Intro02:25 - I'm furious at a photo someone put up of my husband, he insists I'm overreacting 11:20 - Landlord refused to fix appliances, so I sold them 18:55 - To the man that asked me and my baby to go in his car 25:00 - TIFU by oversleeping and serving my sister dinner three hours late 32:29 - I am officially no longer homeless. 41:47 - This body part is caused by body count 45:57 - i got messaged this like wtf 49:20 - Outro/Venmos Follow Us: Hit like, subscribe, and follow us on all social media platforms for all things Reddit on Wiki! All Social and Donation Links: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/redditonwiki Learn more about your ad choices. Visit megaphone.fm/adchoices

In fall of 2012, Brianna Alley and Peter Neblett felt lucky that they’d been able to rent a house in the village of Hall Quarry on Mount Desert Island in Maine for a very reasonable price, even though the landlord seemed kind of sketchy. It turns out, though, that the man they thought was Richard Bellitieri may not be him at all, but an imposter. In fact, none of Rick’s friends had seen him since July 2012. So who was this guy living at his house and renting out his property? Rebecca tells the story. Maureen does an NNW review of hte YouTube podcast “Pablo Torre Finds Out.” To check out Maureen's Maine-based Bernadette “Bernie” O’Dea mystery novels, including the award-winning (seriously!) Dying for News, click here. The third one, Bad News Travels Fast, has an Appalachian Trail theme. Looking for a cool Crime & Stuff T-Shirt, or another cool shirt designed by Rebecca? Check out her Bonfire shirt site, by clicking here.

Send us Fan MailGarbage disposals in rentals are the only appliance I can think of that costs a hundred dollars and can quietly turn into a several thousand dollar problem. And nobody requires you to provide one at all.Kevin opens with the distinction that decides how fast you have to answer that late night text. A disposal is an amenity, not a habitability item. Except there is one specific moment when it stops being either of those, and it is not the moment most landlords assume.Then he makes the case for skipping them entirely. Five reasons, and only one of them is really about money. Two apply to buildings and systems most of us never connect to that little motor under the sink.From there I walk through what we actually do, because we have disposals in every one of our units and no plans to change that. It has almost nothing to do with the brand we buy. It is about what a tenant gets in the first twenty minutes they are in that unit, plus one small item taped where they cannot miss it. Since we put this in place, our replacement rate dropped seventy five percent. I show you the math.Plus what a replacement really costs us, the trick that saves fifty dollars every single time, the shop towel trick our contractor uses to catch a leak months before it soaks a cabinet, and the one thing to tell every tenant before they ever reach for a bottle under the sink.Hit play. You will know by the end whether a disposal belongs in your unit or not.What You'll Learn in This Episode- Why a disposal is an amenity, and the exact moment it stops being one- Five reasons some landlords refuse to install them- The two building types where a disposal is a genuinely bad idea- What your tenant class has to do with the decision- The small item we tape inside every sink cabinet door- How we cut our replacement rate by seventy five percent- What a replacement costs us, and the fifty dollar trick- The horsepower rule for anything going in a rental- The one product to tell tenants never to use- Our contractor's shop towel trick for catching a slow leak early- Why a disposal will not raise your rent, but still earns its spotEpisodes & Resources MentionedEpisode 59: Determining Wear and Tear Vs. Damage to Your Rental Property — named on air, Kevin asks listeners to check it outEpisode 137: Emergency Maintenance vs Routine Repairs — what is urgent and what can waitEpisode 96: Tips From Our Contractor — everything Jim has taught usKevin's Disposal Reset & Jam Video — the video we send tenantsInSinkErator Badger 5 — the unit we buy, Amazon affiliate linkDisposal Hex Wrench — the backup wrench Kevin mentions we keep on hand for insinkerator disposalsDoorLoop: Landlord software for larger portfoliosTurboTenant: Landlord software for newer landlordsAvail: Free Landlord SoftwareEZ Landlord Forms: State-specific lease and notice formsConnect with Us: 

Labour is ruling out making any changes to interest deductibility settings for landlords if elected - despite decrying the policy at the time. RNZ's Political Editor Jo Moir spoke to Ingrid Hipkiss.

Labour is ruling out changing interest deductibility settings for landlords, if it's elected in November. While in government, Labour stopped property investors from being able to claim interest expenses against their rental income, with exemptions for new builds and the main family home. The coalition government reversed that in a move Labour repeatedly described as a 'tax cut for landlords'. Peter Ambrose, president of the New Zealand Property Investors Federation spoke to Ingrid Hipkiss.

Labour's ruling out making any changes to interest deductibility rules for landlords if elected. That's despite decrying it as a 'tax cut for landlords' throughout this last term. Labour leader Chris Hipkins spoke to John Campbell.

Labour's u-turn on interest deductibility is being seen as a huge relief for both landlords and renters. The party's confirmed they won't make changes to current rules, which were changed by the Coalition to allow 100% of interest to be claimed on landlords' tax bills. Hipkins said yesterday it doesn't need changing back because under Labour, landlords would pay a Capital Gains Tax. NZ Property Investors Federation's Matt Ball told Mike Hosking the announcement came out of left field, but it is good news. He says reducing the deductible would be a straight hit to the bottom line, and the consequences are passed straight through to the tenant. Ball says every renter should breathe a sigh of relief – they're now more secure in their home, rents won't skyrocket, and landlords can now get on and invest in and improve their property. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Victoria's rental rules are changing, with new measures targeting rental applications, hidden fees and bidding practices. While some reforms are already in effect, more changes are set to begin from 1 October. We examine what the new rules mean for renters, landlords and the wider property market.

Labour is promising it won't change interest deductibility for landlords, and the Finance Minister has been quick to condemn this development. Leader Chris Hipkins said that since the party has already pledged a capital gains tax, it'll keep deductibility as it is, despite reducing the claimable interest last time they were in Government. Nicola Willis says Labour and Hipkins have been consistently blaming National's changes to interest deductibility for the cost of living crisis - only to make an eleventh hour change ahead of the election. "Unbelievable - and this is why people can't take him seriously. He's all about the soundbite and ultimately doesn't have a coherent agenda, he's just copied National's homework." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Labour leader Chris Hipkins recently confirmed the party won't be removing interest deductibility for landlords, despite being critical of the current Government for making changes. Labour initially dubbed the policy as 'tax cuts for landlords' but Hipkins since claimed that the proposed capital gains tax would remove the need to make changes. Resident Economist at Opes Partners Ed McKnight says he's feeling 'chipper' about this news. "I just feel like that because interest deductibility was not ever a new tax in that they've put up our tax rates - it was a change to how they calculated our profits as landlords." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Finding a house in Abuja is becoming a struggle, as rising rents and additional charges put affordable accommodation out of reach for many residents.Imagine being told your annual rent is ₦800,000, only to discover that the “total package” is ₦1.5 million — as one Abuja house agent puts it.Today on Nigeria Daily, we examine Abuja's rent crisis, the role of agents and landlords, and why finding an affordable home in the nation's capital is becoming increasingly difficult.

North and South by Elizabeth Gaskell chapter 50 "Changes At Milton" narrated by Isaac BirchallSubscribe on YT or Join the Book Club on KO-FI and support me as an independent creator :D⁠https://ko-fi.com/theessentialreads⁠⁠https://www.youtube.com/channel/UCfOFfvo05ElM96CmfsGsu3g/join⁠Summary:Milton is continually moving and everyone is either anxious or happy, and the happy are very few. The businesses are struggling to compete against American competition. People think that Mr. Thornton is safe, but it is not true. He has spent his profits on expanding his business and has not got any left to keep himself afloat. Mrs. Thornton is reading a paper and talking with her son, he wishes to make something of himself overseas, and cares little for what he is in Milton, until he met Higgins that is. He has grown closer to Higgins, and while they differ on points, they have realised that they are both human. In spite of this however, Thornton is behind on his deadlines because of the strike and the importation of the incompetent foreign hands. Trade is now bad too, Thornton losing half the demand that he had before. Thornton is very stressed because of this and becoming more direct and hard that he had been over the past few months. Higgins one day calls to Thornton and asks him if he has heard of Margaret. He is confused at first, but then remembers, and it is like the summer wind is back in his face. He tells Higgins that Margaret is his Landlord and says that Margaret is among friends in London. Higgins inquires more about Margaret, and then suddenly asks if young Frederick had been cleared. Thornton has no idea about this, and Higgins clarifies more that Frederick was over in England for Mrs. Hale's death but stops saying more when Higgins feels that Mr. Thornton did not know about Frederick's visit. Thornton is overjoyed with this news. Thornton's agent in America's trusted house went down and put Thornton into more disarray. Thornton spends all night, every night, studying what he can do. One morning, his mother asks him what he has been doing. Thornton finally says to his mum that trade is bad and he says too that no man of his shall be put out by his collapse. He alone shall go out of business. He was offered a speculation, but it is a very risky one and will ruin him if it fails. Mrs. Thornton then goes on to wonder why her son always ends in misery; no girl and no Business. Mr Thornton asks his mum for some kind and gentil words that she used to say to him when he was a child, but she refuses. Thornton lays his face down on the table, depressed for a moment, but soon recovers himself. The revival of trade should be given up. Fanny's husband is vexed at Thornton's refusal of the speculation, and Thornton concludes that he should close his business. He has many offers open to him, but refuses to go into business with other people, wanting to only be a manager if not possible to start his business again. After 9 days, it is found out that his brother in law's speculation was successful, and made him an incredibly wealthy man…SEO stuff I don't want to do. Elizabeth Gaskell's classic, "North and South" sees Margaret Hale's live uprooted as her family moves to the north of England. Initially disgusted by the ugliness of the industrial town of Milton, Margaret develops a strong sense of social justice after seeing the poverty and suffering of local mill workers.

TALKING SPORTS WITH RY - BLUE FRIDAY FOR THE SEAHAWKS AND BLACK FRIDAY FOR THE MARINERS. 5 Burning Questions Ahead of Seahawks vs. Cardinals. These Mariners have been most disappointing in franchise history // Landlords in Spokane take heed… If your tenant has an "emergency" you may not get paid rent for 12 months. Spokane City Council approves emergency renter protections following Spokane Complex Fires // Portland City Councilmember Mitch Green lays out his vision for a Cop-less Portland 

In this episode of Property & Paper Live, Dawn Rickabaugh explains why seller financing and note investing are really two sides of the same coin. Using a real-world note as a case study, she walks through how to evaluate a seller-financed note, including the property value, equity, payment history, lien position, title insurance, borrower information, investment-to-value, and desired yield. Most importantly, Dawn explains why understanding the secondary note market before creating seller-financing terms can help you structure a stronger, more valuable note from day one

Renters are apparently finding a new way to keep their landlords on their toes and it involves a very unexpected gesture. We look at the things tenants are doing for their landlords, why the trend is catching on and what might happen if you do this!See omnystudio.com/listener for privacy information.

This is your All Local morning update for Thursday, September 17th, 2026.

Welcome back to Reddit on Wiki LIVE... on a Tuesday this time. This week, John and Josh are back reading Reddit Stories. This week, we read stories like: an OP using their "twin's" photo for his dating profile, a boyfriend dumps his girlfriend because she became friends with a cheater, a girlfriend thirsting over another man, a husband changes the locks that his wife replaced, an influencer wanting free art work, a CTO instituting a new policy, a friend stops being invited out to gatherings, a fiance wanting to break up after 10 years of being together, a neighbor mowing the lawn in the most unfortunate time, and a landlord inviting their tenants to their wedding. Let us know your thoughts on the comments down below! Get Patreon Exclusive stories and more on Patreon: https://www.patreon.com/cw/cultiv8podcastnetwork Let's get into the Reddit drama! Support Our Sponsors: -Factor: Head to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://factormeals.com/factorpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and use code WIKI50OFF to get 50% off! -Whisker: Maintain your cat's litter while focusing on your growing family. Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠whisker.com/WIKI⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and get an additional $50 off bundles. -Vinted: Download the Vinted app for FREE and start selling with no seller fees. Support The Show: Become a Patron or YouTube Member for ad-free episodes and bonus stories every Monday and Friday, as well as exclusive content! Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/cw/cultiv8podcastnetwork/membership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube Membership: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RedditOnWiki⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Timestamps:(Timestamps are approximate due to dynamic ad insertion. Become a Patron or YouTube member for ad-free episodes) 00:00 - Intro05:22 - AITA for using my “twin's” photo for my dating profile? 12:29 - AITAH for breaking up with my girlfriend because she became friends with my best friend's cheating ex? 21:16 - GF(26F) thirsting over another man in front of me(26M) 29:54 - AITA for changing the door locks back after my wife changed them? 48:01 - Influencer bride thinks she's entitled to a free artwork 57:16 - New CTO:"If you're not at your desk, it's not work." 01:08:29 - AITA for telling a friend why we don't invite her out anymore? 01:17:36 - 26F and 27M, together 10 years and engaged. How do I end this without completely destroying him? 01:31:34 - AITA for mowing my lawn while the neighbors had a pool party? 01:36:28 - Landlord asked my husband and I to be in their wedding party 01:42:00 - Q&A / Outro Follow Us: Hit like, subscribe, and follow us on all social media platforms for all things Reddit on Wiki! All Social and Donation Links: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/redditonwiki Learn more about your ad choices. Visit megaphone.fm/adchoices

The Industry Relations Podcast is now available on your favorite podcast player! Overview Rob and Greg riff on Greg's stalled car search, then dig into real estate and macro conditions — new industry efforts to boost housing supply, mounting federal debt and mortgage rate pressure, AI's threat to service jobs, and whether multi-generational living could ease the affordability crisis. Key Takeaways Realtor.com and 13 housing advocacy groups launched LetAmericaBuild.org to educate on zoning, permitting, and housing supply. Realtor.com data puts the housing supply gap at roughly 4 million homes. Rob argues the federal government's interest payments now exceed defense spending, constraining any real rate hikes. Mortgage rates are tied to the 10-year Treasury yield, which is rising as foreign buyers (China, Gulf states) pull back from US bonds. Saudi Arabia's oil export disruptions mean less Gulf money flowing into US mortgage-backed securities. Rob's view: neither political party will touch Social Security or Medicare cuts, so structural fiscal problems go unresolved regardless of who's in power. AI poses a bigger threat to US service-based jobs (coding, law, banking, podcasting) than to manufacturing-heavy economies like China's. Rob's affordability math: either home prices need to fall ~40% or real incomes need to roughly double. Landlords currently own about 40% of US housing stock, which both hosts flag as a long-term political issue. Discussion of multi-generational living models (Korean, Japanese generational mortgages) as a possible adaptation, though both agree the US housing stock isn't built for it. Rob traces the "traditional" American homeownership path: condo → starter home → forever home → passed down or sold in retirement — calling it increasingly out of reach. Both hosts close by noting real estate and podcasting are themselves AI-exposed industries and stress the need for resilience. Connect with Rob and Greg Rob's Website  Greg's Website    Watch us on YouTube   Our Sponsors: Cotality  Notorious VIP The Giant Steps Job Board    Production and Editing Services by Sunbound Studios  

What would you do differently if you were buying your first buy-to-let today? And can you get a mortgage on a property you're planning to rent to a family member? Your questions answered on this week's episode of Ask Rob & Rob. (00:48) Anya is renovating her own home and plans to put the equity into her first buy-to-let, but she's hesitant about taking the plunge. How do you buy with confidence when it's your first? Rob B sets out what he'd put in place to take the guesswork out of it. (03:59) Sarah's second buy-to-let stacks up on paper, but she wants to rent it to a family member and has been told no lender will touch it. Is that right, and does buying in her own name solve it? Rob D explains what changes when a let is regulated, and what that does to the terms on offer. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here Find out more about Property Hub Invest

In this essential update on the Renters' Rights Act,Simon breaks down the UK government's newly announced rollout of the Register Your Rental Property database, which will be introduced on a region-by-region basis across England starting December 2026.  From the £65-per-property fee and strict three-month compliance windows to the exhaustive list of safety records and tenancy details you must supply, this episode reveals what every property investor must know before they can legally market their homes. With local councils holding the power to issue civil penalties reaching up to £40,000 for non-compliance, you'll learn why letting agents cannot take full control of the process, how to prepare early across multiple regions, and how to protect your portfolio from severe enforcement action. KEY TAKEAWAYS Landlords in England must register themselves and their rental properties on a region-by-region timeline, kicking off in the West Midlands in December 2026 and wrapping up across the country by November 2027. Registration costs £65 per property, and active entries must be updated yearly or whenever tenancy, property, or safety certification details change. Failure to register or keep records up to date can trigger civil penalties from local councils starting at £7,000 and escalating to £40,000 for false statements or ongoing breaches. You cannot delegate the full process to a letting agent; property owners must initiate and complete the registration themselves before they can legally market any property. BEST MOMENTS "Once the database is in force, landlords and letting agents will not be able to market or advertise a residential property unless there's a valid landlord registration number and a property registration number." "I know of a landlord who just yesterday decided, 'Right, that's it, this is the final straw, I'm selling my properties because of this.' So this will be another thing that will push a lot of landlords over the edge." "Civil penalties can increase up to £40,000 where a landlord gives database false or misleading information, or for continuing breach of the obligations..." "Don't leave it to the end, because there might be certain bits of information you need to collect and gather; you don't want to be doing it on the last day." VALUABLE RESOURCES To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Contact and follow Simon here: Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠ LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠ YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠ Twitter: ⁠https://twitter.com/simonzutshi⁠ Instagram: ⁠https://www.instagram.com/simonzutshi/⁠ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor's network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠   pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon's book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/

She has tried to be nice to her neighbors but it isn't working out. Is she the jerk for telling the landlord?

Send us Fan MailThe best time to renovate a rental is almost never the moment you finally get sick of looking at the kitchen. Timing is the variable nobody talks about, and it quietly decides whether your money ever comes back.Kevin opens with a framing that clears up half the confusion on this topic. There are only two kinds of rental renovation, and landlords get into trouble when they apply the rules of one to the other.From there we get into the window we actually use, why an empty unit is dramatically cheaper to work in than an occupied one, and the seasonal play that lets you burn vacancy days you were going to lose anyway. I also walk through what happened when a bathroom flooded in Chico and we had no choice at all, plus the three week vacation that turned into the best renovation window we have ever had.Then Kevin covers the Idaho unit we poured a small fortune into and got almost nothing back on in rent. We would still do it again. There is a reason, and it is not sentimental.Hit play. You will finish knowing whether your next project is a business decision or a preference.What You'll Learn in This Episode●     The two categories of rental renovation, and why mixing them up costs you●     Why turnover is the single best window, in three stacking reasons●     The seasonal play that turns weak vacancy days into free renovation time●     How to find your own peak season instead of guessing at a general rule●     What livability rules mean mid-renovation, and the hotel question nobody can answer for you●     The one phone call to make before a repair ever displaces a tenant●     What actually fits into a one, two, four, and eight week timeline●     How to calculate the ceiling on what a renovation can earn you●     The appliance we stopped buying entirely, and why●     The relationship worth more than any discount you will ever negotiateEpisodes & Resources MentionedEpisode 91: We Renovated 2 Out-of-State Units, Would We Do It Again?Episode 117: Why We Installed Smart Locks (And Would Do It Again)Episode 96: Tips From Our Contractor — everything Jim has taught usEpisode 139: Landlord DIY vs Hire Out — what to handle and what to delegateENERGY STAR Rebate Finder — check local utility rebates by zip codeDoorLoop: Landlord software for larger portfoliosTurboTenant: Landlord software for newer landlordsAvail: Free Landlord SoftwareEZ Landlord Forms: State-specific lease and notice formsConnect with Us: 

Am I the Jerk? is the show where you can confess your deepest darkest secrets and be part of the conversation.

At just 19 years old, Brady Newman already owns two paid-off rental properties. Now he wants to build to 10, but he is figuring out the best path forward. He feels kind of stuck where he is. Veteran investor Larry Myer, who has been investing for 42 years, joins Dan to help Brady create a plan.They discuss finding deals, choosing an area to specialize in, the importance of networking with other local investors, and why paying cash for every property may slow Brady down. Larry explains how financing and a line of credit can help Brady grow while keeping his existing properties working for him. He also shares why, once you become known in a market, opportunities start finding you.https://rentalincomepodcast.com/episode590Thanks To Our Sponsors:PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.Mid South HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant Cash Flow On Day One.

Welcome to The Times of Israel's Daily Briefing, your 20-minute audio update on what's happening in Israel, the Middle East and the Jewish world. US reporter Luke Tress joins host Amanda Borschel-Dan for today's episode. For the past several years, Tress has noted an uptick in hateful rhetoric and flyers that are attributing housing disputes in New York City to Israel or “Zionists.” The rhetoric appears to mark a growing new front in anti-Zionist activism in the city. We delve into a history of disputes between Jews and their neighbors, including about housing, and what makes this new iteration different. Security spending for US Jewish communities has surpassed an estimated $1.05 billion per year, a new record, the Jewish Federations of North America said on Thursday. The 2025 average annual security expenditure for a Jewish institution was around $225,000, the federations said, adding that the total cost could be used to provide Jewish day school tuition to around 44,000 children. Tress explains what legislation Jewish leaders are now pushing US lawmakers to pass. Tress reports on a group of non-Jewish Ukrainian university students who are studying Yiddish in a class at The Ivan Franko National University of Lviv, part of a new program between the university and the YIVO Institute for Jewish Research in New York City. What brings these young adults to this wacky extracurricular? Check out The Times of Israel's ongoing liveblog for more updates. For further reading: In protests and politics, ‘Zionists’ are being blamed for NYC housing woes US Jewish community security costs surpass $1 billion per year — study War-weary Ukrainian students learn Yiddish to reclaim a Jewish past nearly erased at home Subscribe to The Times of Israel Daily Briefing on Apple Podcasts, Spotify, YouTube, or wherever you get your podcasts. This episode was produced by Yitzchak Ledee.See omnystudio.com/listener for privacy information.

0:00 Intro 0:06 New client 2:37 Email reply 6:36 Productivity 9:19 Away 10:32 Shopping bag 12:23 Inspectors Learn more about your ad choices. Visit megaphone.fm/adchoices