Podcasts about Major Changes

Join XNC Podcast with Hosts @colteastwood & @Middleagegamegy https://youtube.com/@THEMAGG?si=W3jrfKl250yHRKRM to discuss Halo Studios is Cooked! Phil Spencer vs Satya | PS6 Next Gen major Changes | Xbox News Cast 226Join the channel to early access: https://www.youtube.com/channel/UCyGYHo1qVIeGq3ZLnSDaEcg/joinMerchandise: https://teespring.com/stores/colteastwood-merchFollow: https://twitter.com/ColteastwoodAdd me on Xbox Live: ColteastwoodPatreon: https://www.patreon.com/colteastwood0:00:00 Start0:01:00 Playing Xbox & Playstation0:18:00 Xbox Tools Arrived0:21:00 Movie Tie-in Games0:34:00 Next Xbox Name0:47:00 Contraband leaks0:55:00 Playstation “No more Xbox Ports”1:08:00 Ex-Boxer ad1:15:00 Rap Music1:23:00 More Playstation Games Cancelled1:32:00 Next Xbox Name Revealed!1:45:00 Satya Xbox vs Tiktok1:55:00 Ads in Gaming?2:04:00 Halo Stuck in the PastTopics Covered on the Colteastwood Channel:Microsoft Sony Xbox One Xbox One X Xbox Two Xbox Scarlett Xbox Project Scarlett Xbox 2 Next Generation Consoles Playstation PS4 PS5 Playstation 5 Exclusive Games Console Exclusives xCloud Project xCloud Xbox Game Pass Xbox Game Pass Ultimate Xbox games Playstation Games Xbox Lockhart Xbox Anaconda Danta Xbox Consoles Game Streaming Cloud Streaming Zen 2 Zen 2+ Navi GPU SSD Next Gen Consoles Xbox One S Xbox Live Xbox Live Gold Xbox Rewards Microsoft Rewards E3 E3 2019 E3 2020 X019 Xbox Leaks Rumor News Gears Halo Fable IV Forza Horizon Motorsports Halo Infinite Playstation Now PSNow Phil Spencer Xbox Game Studios Exclusives PS Now PSNow Xbox Series X Xbox Series S Playstation 5 PS5

In this 'EPISODE 437 CAN YOU BE DECEIVED? JESUS SAID BEWARE OF MEN? WHAT SHOULD WE EXPECT IN THE NEAR FUTURE? SHALL HE FIND FAITH WHEN HE RETURNS? AFTER HE RETURNS WHAT WILL OUR WORLD BE LIKE?' author, speaker and host Elbert Hardy details some important realities from our day found in the pages of your Bible. Jesus is our ONLY HOPE. He is our Creator and Savior King!Go to itellwhy.com to read Elbert's books free of charge, no Ads and no requests for money or Email addresses. You can watch faith building YouTube Links to Videos and the listen to Elbert's Life of Christ Audio Book in 30 minute Episodes arranged and read by the author straight from the Bible, but rearranged in logical harmony of the Gospels, Revelation and other scriptures. All FREE of charge in the public interest.

Ending Sexploitation Podcast (Episode 83) Character.AI has announced a surprising and encouraging change to their platform that would restrict usage to 18+ users. It remains to be seen how accurate and reliable their system handles age verification, and Haley McNamara and Dani Pinter discuss the lead up to this monumental change for a major player in the AI companion bot space. Sign this petition to have other AI companies make this change! https://advocacy.charityengine.net/Default.aspx?isid=2673      Read the NCOSE press statement on the new GUARD Act: https://endsexualexploitation.org/articles/children-are-victims-of-ai-chatbots-guard-act-will-add-necessary-guardrails/  Read the article on Mashable about this announcement from Character.AI: https://mashable.com/article/character-ai-teens-no-longer-allowed-open-ended-chats-with-chatbots Read the full report From HEAT Initiative and Parents Action Together on AI Kids' Accounts: https://heatinitiative.org/wp-content/uploads/2025/08/HEAT_REPORT_CharacterAI_FINAL_PM_29_09_25.pdf 

New rules about the 401(k) catch-up provision means you could lose some of your 401(k) options. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

There has been a BIG change with the USF Bulls Women's Basketball HC Jose Fernandez, where is he going?

Listen to a recap of the top stories of the day from 9to5Mac. 9to5Mac Daily is available on iTunes and Apple's Podcasts app, Stitcher, TuneIn, Google Play, or through our dedicated RSS feed for Overcast and other podcast players. Sponsored by Backblaze: Never lose a file again. Use code "9to5daily" at checkout for 20% off or try for free.  New episodes of 9to5Mac Daily are recorded every weekday. Subscribe to our podcast in Apple Podcast or your favorite podcast player to guarantee new episodes are delivered as soon as they're available. Stories discussed in this episode: Apple employees have 'concerns' over Siri performance in early iOS 26.4 builds: report iOS 26.1 beta 4 adds new setting to tone down Liquid Glass transparency iPhone Air sells out almost instantly in China Listen & Subscribe: Apple Podcasts Overcast RSS Spotify TuneIn Google Podcasts Subscribe to support Chance directly with 9to5Mac Daily Plus and unlock: Ad-free versions of every episode Bonus content Catch up on 9to5Mac Daily episodes! Don't miss out on our other daily podcasts: Quick Charge 9to5Toys Daily Share your thoughts! Drop us a line at happyhour@9to5mac.com. You can also rate us in Apple Podcasts or recommend us in Overcast to help more people discover the show.

The Ravens have to win at least 8 of their remining 11 games if they want to make the playoffs. Will they make any notable changes before their schedule resumes this Sunday?

A recent 8-week, randomized, double-blind, placebo-controlled pilot study explored the effects of the probiotic strain Weizmannia coagulans BC99 on symptoms of anxiety and depression. The trial involved 79 participants who received either 3 grams of the BC99 probiotic, containing 5 billion CFUs, or a placebo daily. While both groups saw improvements, the BC99 group experienced a greater reduction in depression and anxiety scores (HAMD and HAMA scales) compared to the placebo group, though this difference was not statistically significant.More significantly, the study found that BC99 supplementation led to several key biological changes. It helped regulate inflammatory cytokines, notably increasing the anti-inflammatory IL-10. Participants taking BC99 also showed a significant increase in the calming neurotransmitter gamma-aminobutyric acid (-GABA). Furthermore, the probiotic altered the gut microbiome by increasing the abundance of beneficial bacteria like Faecalibactrium, Megamonas, Dialister, and Agathobacter, while also boosting the production of beneficial short-chain fatty acids (SCFAs) like propionic and isobutyric acid. These findings suggest BC99 may alleviate symptoms of anxiety and depression by positively influencing the gut-brain axis.3. Disclaimers• This information is for educational purposes only and should not be interpreted as medical advice.• The study discussed was a clinical pilot study conducted on human adults. Further research may be needed to confirm these findings.• Always consult with a qualified healthcare professional before making any changes to your diet, supplement regimen, or treatment plan, especially if you have a medical condition or are taking medications.• This channel does not provide medical advice.#WeizmanniaCoagulans #Probiotics #GutBrainAxis #AnxietyResearch #BC99Tie S, Pan Y, Pang C, Saman A, Dong Y, Fang S, Zhu J, Wu Y, Gu S. The Impact of Weizmannia coagulans BC99 on Anxiety and Depression: An 8-Week Clinical Pilot Study Through the Gut Microbiota–Brain Axis. Nutrients. 2025; 17(19):3087. https://doi.org/10.3390/nu17193087Alchepharma,Ralph Turchiano,citation,research,study,Weizmannia coagulans BC99,probiotics for anxiety,probiotics for depression,gut microbiota-brain axis,psychobiotics,Hamilton Depression Rating Scale,short-chain fatty acids,gamma-aminobutyric acid,inflammatory cytokines,gut dysbiosis,mental health supplements,Faecalibactrium,neurotransmitter regulation,gut health,microbiome and mood,clinical nutrition,bacterial therapy

This is an audio version of a Rip Out: GME Leaders Series article from the October 2025 issue of JGME, "Leading Major Change in Graduate Medical Education: Initiate, Implement, and Sustain" by Harm Peters, MD, MHPE, Dink Jardine, MD, FACS, and Madeline Joseph, MD, FAAP, FACEP.

In this episode of Fire Ecology Chats, Fire Ecology editor Bob Keane speaks with Jeanne Chambers, Jessi Brown, and Sarah Barga about evaluating climate change in recent decades and how it impacts ecological resilience, vegetation trajectories, and fire regimes.Full journal article can be found at https://fireecology.springeropen.com/articles/10.1186/s42408-025-00388-x

They're back again! The creators and showrunners of your favorite series, DeAnn Heline + Eileen Heisler, are here to recap one of their favorite episodes -- ep 304, "Major Changes!" Find out where the the infamous toenail story came from, who's the name sake of Pam Friggen' Staggs, and DeAnn even shares scrapped storylines from this episode. Plus, in a very Heck-coded mishap -- some technical difficulties.WE HAVE MERCH! Get yours at: https://www.bonfire.com/middling! Whether you want the famed yellow Cross-Country hoodie, a crew-neck sweatshirt, or a t-shirt... we got you! They also come in a variety of colors and are so, so comfy. This merch a symbol of our shared love for the show and our podcast community. And we hope you love it as much as we do.Want extended episodes and video? That's all happening at Patreon.com/MiddlingPod. You can subscribe monthly or purchase one off episodes!Wanna chat with us?! Click HERE to leave us a voicemail with your questions or comments. You could just hear it on the podcast...All that and much more, so let's get to Middling! Hosted on Acast. See acast.com/privacy for more information.

There are fears that many children with autism or learning difficulties will fall between the cracks of a new support system that aims to limit access to the National Disability Insurance Scheme. The Thriving Kids initiative will be rolled out from the middle of next year, with a focus on providing support to children with so-called mild to moderate autism within community and mainstream settings. But disability advocates have told a parliamentary inquiry it is these children that are most often overlooked or misunderstood.

Kinda Funny Games Daily 2000 is happening next week! To celebrate grab a few shirts on our new drop KindaFunny.com/store Microsoft is revamping Xbox Game Pass, Ubisoft and Tencent form a new subsidiary, and Silent Hill Remake has been confirmed. Thank you for the support! Run of Show - - Start - Housekeeping Today after, KFGD, you'll get: If you're a Kinda Funny Member: The Roper Report   - - Microsoft revamps Xbox Game Pass plans and hikes Ultimate to $29.99 a month - Ad - SuperChats - Ubisoft and Tencent form new subsidiary, Vantage Studios, to lead development for the Assassin's Creed, Far Cry, Rainbow Six franchises - Bloober confirms Silent Hill 1 remake in production, and won't rule out a Cronos sequel just yet - Amazon has ‘completely redesigned' Luna with party games including an AI Snoop Dogg courtroom title - Wee News! - SuperChats & You‘re Wrong Learn more about your ad choices. Visit megaphone.fm/adchoices

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Welcome to a Wide World of Sports update. A snapshot of the latest sport stories from the 9News team including: The AFL announces two major changes for next season Storm & Broncos squads fly to Sydney for NRL Grand Final De Minaur blames lapse in concentration for latest loss to Sinner The biggest sport stories in less than 5 minutes delivered twice a day, with reports from the 9News team across Australia and overseas. Subscribe now to make it part of your daily news diet.See omnystudio.com/listener for privacy information.

In the second half of last Saturday's game against the Utah Utes, WVU quarterback Khalil Wilkins impressed fans with his ability to run the football and make plays down the field. Many fans think it's time to turn to him as the new starter at the position as the Mountaineers travel to BYU to take on the Cougars in Provo. In this episode, Couz will give his thoughts on the topic. He will dig into stats and PFF grades. He will also talk about how offensive line play could have impacted each QB against Utah. He will also talk about handling the hostile environment in Provo and how that could be a factor in coach Rich Rodriguez's decision as to who starts on Friday night. #wvu #wvufootball #wvumountaineers Sources: Song: Smoke Rising Music by: CreatorMix.com Video: https://youtu.be/_oaZzkn0bW4 PFF: https://premium.pff.com/ncaa/games/2025/5/west-virginia-mountaineers/offense ⭐️Sponsors: ⭐️ DraftKings Sportsbook: https://www.draftkings.com/ Appalachia Digital: http://appalachiadigital.com/couz/ Get Your Tailgating Stuff HERE: http://victorytailgate.pxf.io/CouzCornhole

An exciting change that could lead to drastically different team crafting. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Government flags a major change to the NDIS assessment process.

The Government flags a major change to the NDIS assessment process.

On "Forbes Talks," Forbes Senior Contributor Stuart Anderson discussed the changes being made to the H1-B Visa program by the Trump Administration, and what current and prospective H1-B visa holders need to know.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In hour 4, the WIP Midday Show are looking at the change the New York Giants are making at quarterback with rookie QB Jaxson Dart taking the starting reins from veteran QB Russell Wilson. Plus, another edition of kiss the baby and You People!

Powered by BTA Sports https://download.btasports.io/atoz For More Titans coverage follow us here: https://www.atozsports.com/nashville Podcasts: https://www.atozsports.com/podcasts Facebook: https://www.facebook.com/atozsportsnashville Instagram: https://www.instagram.com/atozsports/ Twitter: https://twitter.com/AtoZSports TikTok: https://www.tiktok.com/@atozsportsnashville #AtoZSports #TennesseeTitans #NFLFootball Learn more about your ad choices. Visit megaphone.fm/adchoices

Mackey and Judd kick around their favorite and least favorite (OK, mostly least favorite) things about the Minnesota Twins, as we get closer to the end of one of the worst seasons in franchise history. Will major changes happen after the season? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mackey and Judd kick around their favorite and least favorite (OK, mostly least favorite) things about the Minnesota Twins, as we get closer to the end of one of the worst seasons in franchise history. Will major changes happen after the season? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On this episode of The Lead On Podcast, Jeff Iorg, president of the SBC Executive Committee, discusses the pivotal role followers play in accomplishing major organizational change, completing his three-part series drawn from the story of Joshua. Dr. Iorg highlights practical ways leaders can support followers through clear communication, adequate resources, and meaningful recognition, emphasizing that true success in ministry transitions requires valuing and empowering those who carry out the vision.

Disaster for the Redblacks, Sens preseason loss to the Leafs, update on Nick Jensen and Football analyst Duke Ellingson

Listeners respond to Relebogile Mabotja's open line question about changing your appearance without checking in with your partner. 702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

On this episode of The Lead On Podcast, Jeff Iorg, president of the SBC Executive Committee, discusses why major change in ministry requires both God's direction and bold initiative from leaders who are willing to champion transformation. Drawing from biblical examples and his leadership journey, Dr. Iorg explores the qualities God looks for in leaders, practical steps for taking responsibility, and the obstacles that leaders must overcome to move their organizations forward.

Take a run with The Human Potential Running Series podcast. In Episode 72, HPRS Race Director John Lacroix discusses the power of civil discourse, the importance of empathy, and the enduring impact of national events on our community. John reflects on the legacy of September 11th, the recent tragedy involving Charlie Kirk, and the value of open-minded conversation, even with those we may disagree with. He also shares personal stories from his two decades in trail and ultra running, exploring the roots and evolution of the sport, the challenges of advocacy, and what it means to protect the heart and soul of the running community. The episode is rounded out by updates from John's advocacy efforts, which highlight major changes to permitting and insurance requirements that will have huge implications across the sport. Join us for a thought-provoking, heartfelt episode that invites listeners to consider the true meaning of unity, resilience, and the spirit of ultra running.

September 10, 2025 ~ Fox Correspondent and WJR Contributor Ryan Schmelz talks with Chris, Lloyd, and Jamie about Republican leaders moving closer to implementing a major change to Senate rules to confirm President Trump's nomines in batches.

KDP has quietly confirmed a huge change to the Select program, and we've got the update. Plus, big audiobook news from ElevenLabs, a lifetime discount on Authorbase, and a special report from Jane Friedman on the past decade of publishing. All that and more in the Self-Publishing News for September 9, 2025. The Final 3: Your Publishing Playbook, Rewritten - https://DaleLinks.com/Kickstarter Email Marketing for Books - https://DaleLinks.com/EmailBook  Sources: KDP: How to enroll in KDP Select - https://kdp.amazon.com/en_US/help/topic/GD9PMU58BV24QFZ7#enroll Kindlepreneur: ghost categories. - https://kindlepreneur.com/how-to-choose-the-best-kindle-ebook-kdp-category/ Publisher Rocket - https://DaleLinks.com/Rocket (affiliate link)  Amazon Ads - https://advertising.amazon.com Writer Beware: If Your Publisher Promised to Register Your Copyright, Check Your Registration Now - https://writerbeware.blog/2025/08/29/if-your-publisher-promised-to-register-your-copyright-check-your-registration-now Jane Friedman: How Publishing Has Changed Since 2015 - https://janefriedman.com/how-publishing-has-changed-since-2015/  GeniusLink - https://DaleLinks.com/Genius (affiliate link) ALLi's 2025 Author Income Survey - https://allianceindependentauthors.org/survey (deadline September 17, 2025) MailerLite: Free plan update: What you need to know - https://www.mailerlite.com/help/free-plan-update-faq MailerLite - https://dalelinks.com/mailerlite (affiliate link) Author Nation - https://DaleLinks.com/AuthorNation (affiliate link)  ElevenReader - https://elevenreader.io/ AuthorBase - https://DaleLinks.com/AuthorBase (affiliate link) Lock in 20% off for life till September 30th.  September 2025: Creating Multiple Income Streams from Your Book - https://twinflamesstudios.com/monetize?partnerid=r1397 (affiliate link) Draft2Digital's Self-Publishing Insider: Catching Up with Dale Roberts - https://www.youtube.com/live/WRG4SfnhDKg?si=JY2_3R4oSxEeCSlv Subscribe to The Self-Publishing Hub - https://TheSelfPublishingHub.com Subscribe to my email newsletter - https://DaleLinks.com/SignUp  Join Channel Memberships - https://DaleLinks.com/Memberships Join Me on Discord - https://DaleLinks.com/Discord Check out my main YouTube channel - https://www.youtube.com/@dalelroberts My Books - https://DaleLinks.com/MyBooks Wanna tip me? Visit https://dalelroberts.gumroad.com/coffee. Where noted, some outbound links financially benefit the channel through affiliate programs. I only endorse programs, products, or services I use and can stand confidently behind. These links do not affect your purchase price and greatly helps to building and growing this channel. Thanks in advance for understanding! - Dale L. Roberts

On this episode of The Lead On Podcast, Jeff Iorg, president of the SBC Executive Committee, discusses how leaders can discern and pursue God's direction when guiding churches or ministries through major change. Drawing from biblical examples, his own leadership experiences, and practical insights, Dr. Iorg unpacks how God provides clarity and unity in pivotal moments of organizational transition.

CVS Health is striving to improve health care delivery in five key areas: cost, quality, access, experience, and equity. What changes are necessary to ensure better outcomes across the US health care system?     Join Steve Odland and guest Dr. Sree Chaguturu, executive vice president and president of healthcare delivery at CVS Health, to find out what value-based care looks like, why primary care needs subspecialties, and how CVS Health is meeting the different needs of different demographics across its portfolio.     For more from The Conference Board:  26th Annual Employee Health Care Conference  Explainer: Medicare  Major Changes to Affordable Care Act Enrollment Policies 

ESPN and the NFL get DESTROYED for HORRIFIC announcement of MAJOR CHANGE to RedZone for NFL Season!

Reauthorization of the Small Business Innovation Research Program, or SBIR is caught in a tug of war. New Age venture capitalists want to modernize the 43 year old program. Long time supporters say legislation is trying to solve problems that don't exist or are overstated. Meanwhile, the SBIR program is at risk of losing its authorization on September 30, for more on the debate that is encompassing the SBIR reauthorization effort federal news networks. Executive Editor Jason Miller joins me now with details and analysis. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A warning proposed moves to shake up who gets to make all decisions on the conservation estate would be hard to undo.

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Sponsored by Fidei Email:https://www.fidei.emailSources:https://www.returntotradition.orgorhttps://substack.com/@returntotradition1Contact Me:Email: return2catholictradition@gmail.comSupport My Work:Patreonhttps://www.patreon.com/AnthonyStineSubscribeStarhttps://www.subscribestar.net/return-to-traditionBuy Me A Coffeehttps://www.buymeacoffee.com/AnthonyStinePhysical Mail:Anthony StinePO Box 3048Shawnee, OK74802Follow me on the following social media:https://www.facebook.com/ReturnToCatholicTradition/https://twitter.com/pontificatormax+JMJ+#popeleoXIV #catholicism #catholicchurch #catholicprophecy#infiltration

Sponsored by Fidei Email:https://www.fidei.emailSources:https://www.returntotradition.orgorhttps://substack.com/@returntotradition1Contact Me:Email: return2catholictradition@gmail.comSupport My Work:Patreonhttps://www.patreon.com/AnthonyStineSubscribeStarhttps://www.subscribestar.net/return-to-traditionBuy Me A Coffeehttps://www.buymeacoffee.com/AnthonyStinePhysical Mail:Anthony StinePO Box 3048Shawnee, OK74802Follow me on the following social media:https://www.facebook.com/ReturnToCatholicTradition/https://twitter.com/pontificatormax+JMJ+#popeleoXIV #catholicism #catholicchurch #catholicprophecy#infiltration

Transportation Secretary Sean Duffy plans to sunset several outdated agency IT systems and consolidate technology management under a new program called 1DoT, according to a memo sent earlier this week. 1DoT, Duffy wrote, is meant to “unify” the department, whose components include the Federal Aviation Administration, the Federal Highway Administration, and the Federal Motor Carrier Safety Administration. The 1DoT initiative is supposed to eliminate redundancies and focus on “efficiency, accountability, and operational excellence,” Duffy explained in the email, which was viewed by FedScoop. The memo lays into myriad problems with the Transportation Department's $3.5 billion annual IT portfolio, calling its systems “outdated, expensive, and unsecure.” Duffy said: “This complicated web of technology is more than just a nuisance. Less efficiency means longer wait times for project completion, grants signed, or safety reviews conducted. Emil Michael, undersecretary of defense for researching and engineering and the Pentagon's CTO, has taken on the role of acting director of the Silicon Valley-headquartered Defense Innovation Unit in the wake of Doug Beck's resignation, DefenseScoop has learned. Beck unexpectedly resigned on Monday. The Defense Department has not provided an explanation for his sudden resignation. However, a defense official confirmed that Michael will fill the role and Michael Dodd has been appointed as the acting deputy director, saying they are “laser-focused on driving innovation and enhancing the Department's ability to deliver groundbreaking commercial technologies to empower the American warfighter.” Dodd has been a principal at DIU since December 2022. Earlier this year, President Donald Trump nominated him to be assistant secretary of defense for critical technologies, which falls under the Pentagon's R&E directorate. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

A federal shakeup of SNAP will mean more stress on food distribution around Illinois. Crain's contributor Judith Crown discusses with host Amy Guth.Plus: UIC medical school under congressional scrutiny in antisemitism probe, Trump team is weighing options to extend influence to Fed banks, U.S. attorney's Chicago office launches health care fraud unit and developer buys Gold Coast site for $39 million.

The future of at least two government Ministries looks uncertain with the Public Service Commissioner refusing to rule out major changes for the Ministries for Women and Pacific Peoples. Mata presenter Mihingarangi Forbes spoke to Ingrid Hipkiss.

ICYMI: Hour Three of ‘Later, with Mo'Kelly' Presents – A look at the highs and lows from the Weekend Box Office…PLUS – Thoughts on all the changes coming to ‘MSNBC' after being spun off from NBCUniversal AND the reason movie studios are looking beyond the U.S. to make films - on KFI AM 640…Live everywhere on the iHeartRadio app & YouTube @MrMoKelly

Improper, divisive, and degrading ideologies will no longer be allowed in America's museums or national parks! The Air Force Academy and West Point will select students on merit alone, and universities are stopping DEI, civil rights abuses, and anti-Semitic behavior, paying fines, and changing their ways. Good news! 

Many student loan borrowers are falling behind again, and the impact is more than financial.A recent change in federal law has reshaped student loan repayment, and as collections ramp back up, millions are seeing their credit scores drop. If you're feeling the weight of repayment, you're not alone. Neile Simon joins us today with practical steps to help you regain control.Neile Simon is a Certified Credit Counselor with Christian Credit Counselors (CCC), an underwriter of Faith & Finance.Major Changes in Federal Student Loan RepaymentIn early July, sweeping legislation restructured federal student loan repayment options. Borrowers now face only two choices:Standard Repayment Plan: Lasting 10 to 25 yearsRepayment Assistance Plan (RAP): A 30-year plan with payments based on 1% to 10% of the borrower's income, with a minimum of $10 per monthWhile RAP may seem like a helpful tool, the new law eliminated borrower-friendly plans such as the SAVE plan and many income-driven repayment options. For borrowers who are unemployed or experiencing hardship, this is a significant loss. The end of pandemic-era protections, including deferments, has left many unprepared and falling behind.Adding to the challenge, federal collections resumed on May 5, signaling a firm end to COVID-19 relief. The result? A wave of financial instability.The Credit Score CrisisThe fallout from these changes has been swift and painful. According to AP News, in the first quarter of this year alone:Over 2.2 million borrowers experienced a credit score drop of more than 100 points.Over 1 million borrowers experienced a decrease of more than 150 points.This sharp decline has made it difficult for individuals to secure new credit. Car loans, mortgages, and even rental approvals are now being denied. With limited disposable income, many are forced to choose between paying rent, student loans, or credit cards.More people are relying on credit cards just to cover essentials like groceries and gas. It's a cycle that only deepens their debt and financial stress.How Credit Counseling Can HelpWhile Christian Credit Counselors doesn't directly manage student loans, they play a vital role for those overwhelmed by mounting credit card balances. Neely explains how nonprofit credit counseling agencies bring clarity and relief:One-on-One Counseling: Certified counselors review your debt, income, and budgetDebt Management Plan (DMP): Unsecured debts are consolidated into a single monthly paymentCreditor Negotiation: Lowered interest rates (often between 1% and 12%), reduced monthly payments, and elimination of late feesCommitment to Repayment: This is not a loan, bankruptcy, or debt settlement. You repay your full debt—just through a simplified plan.It's a way to honor your commitments while regaining control. And once enrolled, your interest rates remain fixed throughout the program.If you're feeling weighed down by debt, don't wait. Take an honest look at your budget, explore your options, and don't hesitate to reach out for help. You may feel stuck, but there are real solutions—and people who care.Christian Credit Counselors is here to walk with you, offering biblical guidance and practical solutions to help you achieve debt freedom. Visit ChristianCreditCounselors.org to connect with a certified credit counselor today.On Today's Program, Rob Answers Listener Questions:I've paid off my credit cards and car—praise God! Now I'm wondering how to balance my emergency fund and regular savings. How much should I aim for in each?I'm reinvesting the interest from a CD. Since I'm not withdrawing the money, do I still need to tithe on the interest?My wife is turning 65 but hasn't earned enough credits for Social Security on her own. Can she start receiving spousal benefits now—and how will that affect her survivor benefits down the road?I'm debt-free and contributing 15% to my 401(k), but I only have two months of emergency savings. Should I pause my retirement contributions to build up my emergency fund?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Major changes are coming for the future of the America's Cup on and off the water. After months of toing and froing the protocol for the next event, to be held in Naples in mid-2027, has finally been signed by the defender Team New Zealand and the challenger of record Athena Racing. The changes are being promoted as being "more inclusive, compelling, and financially sustainable". Sports reporter Felicity Reid spoke to Lisa Owen.

Tuesday morning, Ohio State announced a series of major changes to game day operations inside Ohio Stadium for Buckeye football games, starting with the season opener against Texas. Tony Gerdeman of BuckeyeHuddle.com joins host Tom Orr to discuss the new look for home games in the Horseshoe. Plus, the fellas talk about what they learned from OSU head coach Ryan Day, as well as QB coach Billy Fessler, and quarterbacks Julian Sayin, Lincoln Kienholz, and Tavien St. Clair.

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Learn all about how the new SBA loan standard operation procedures will influence your sale. Steve Mariani, a financing intermediary, emphasized the importance of understanding these changes, particularly the equity injection rules and the impact on vehicle liens, to navigate SBA transactions effectively.  View the complete show notes for this episode.   Want To Learn More?   SBA Financing When Buying or Selling a Business M&A Seller Financing: A Complete Guide Small Business Acquisition Financing   Additional Resources: Selling your business? Schedule a free consultation today. Sign up for an Assessment and Valuation of Your Business. Courses: The Art & Science of Selling a Business Download The Art of The Exit: The Complete Guide to Selling Your Business Download Acquired: The Art of Selling a Business With $10 Million to $100 Million in Revenue If you have any topic or guest suggestions, please email them to podcast@morganandwestfield.com.  

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