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The Passive Income Attorney Podcast
RTBL 04 | The Hidden Cost of "Family & Friends" Capital and How to Avoid It with Chris Salerno

The Passive Income Attorney Podcast

Play Episode Listen Later Jul 29, 2025 58:44


Title: The Hidden Cost of "Family & Friends" Capital and How to Avoid It with Chris Salerno Summary: The video features a compelling discussion between host Chris CNO and Seth, an experienced SEC attorney with a diverse background that includes starting as a nightclub promoter and ultimately becoming a successful attorney specializing in securities law. The conversation dives into Seth's personal journey, detailing how his upbringing in West Virginia shaped his perspective on success, risk-taking, and accountability. He describes the importance of working hard and not making excuses, emphasizing that anyone can succeed regardless of the challenges they face in life. The two also touch on the realities of the current economic climate in the U.S., specifically in California, the significant changes in real estate investing due to securities regulations, and how entrepreneurs should approach risk in their business endeavors. The dialogue seamlessly transitions to discussing their shared experiences in fitness, a matter that Seth and his wife have prioritized through their ownership of Burn Boot Camp franchises while navigating the challenges posed by the COVID-19 pandemic. As they conclude their conversation, they reflect on the shifting dynamics of real estate and the importance of investor communication and education during economically unpredictable times. Links to listen and subscribe: https://podcasts.apple.com/us/podcast/fund-it-scale-it-close-it-unlocking-real-estate-success/id1760606484?i=1000680833837 Links to watch and subscribe: https://www.youtube.com/watch?v=iR8RiGLlZMA&t=2732s Bullet Point Highlights: Seth's Early Journey: Seth was adopted from South Korea and raised in rural West Virginia, leading to his realization of hard work and accountability. Nightlife Promotions: Before becoming an attorney, Seth thrived as a nightclub promoter in Los Angeles, reinforcing his skills in sales and networking. Law School Transition: After dropping out of medical school, Seth shifted focus from medicine to business and law, finding success in both fields. Importance of SEC Compliance: The conversation highlights common mistakes investors make regarding securities regulations and emphasizes how crucial proper legal guidance is in real estate. Pandemic Pivot: Seth and his wife managed to keep their fitness business afloat during COVID-19 by pivoting to online workouts, showcasing resilience and adaptability. Investor Communication: Both host and guest stress the significance of maintaining clear and consistent communication with investors, particularly in a volatile economic climate. Future of Real Estate: Discussion around California's real estate laws, particularly the push for accessory dwelling units (ADUs), presents new opportunities for investment. Transcript: it's something there you can make an excuse about and that's the issue about today's society is that everyone wants excuses we mentally uh wired to have negativity in our life I actually started promoting for nightclubs you were a promoter I was a promoter for nightclub life is The Hunger Games business is The Hunger Games the space that you and I are in private Equity it's the Hunger Games my knowledge number one thing SEC really gets you on as misrepresentation welcome to the crystalo show your goto for real estate   business health Health and Family Insight I'm Chris CNO CEO of QC Capital each episode we explore the latest trends and expert advice from industry leaders whether you're an investor entrepreneur or seeking balance this show provides an inspiration you need join us in elevate your game on the Chris alno show welcome to the chriso show I'm your host Chris alno very excited to have a friend of mine we've known each other for what five six years now think so man time flies uh when you're having fun uh Seth on here SEC   attorney doing a bunch of things excited to have him on here a wealth of knowledge Seth thanks so much for joining us dude appreciate you having me on appreciate you reaching out and uh inviting me over for the show most definitely and I'm glad it happened when it did because you're in town you're you're you live out in the beautiful I would say you guys have great weather and great In-N-Out Burger your tax and politics suck but California which is beautiful weather out there you happen to be in Charlotte for Fitness which   we'll touch on here in a second um but I'm glad we were able to make this work absolutely man yeah good timing really good so let's let's give everyone a little background about yourself all the way from you know childhood you know talk to us about that sure man yeah and I think it helps build the story U I'm adopted so I was born in South Korea and adopted a 3 months old and then by two wonderful people in West Virginia rural West Virginia that's different so you know I'm the only Asian in inal West   Virginia yeah so I went to high school with like 18800 kids country country Moon shiners yes for sure for sure good people I love West Virginia love it I love Snowshoe Snowshoe is really good great underrated best best on the East Co or best close to North Carolina I would say unless you get way up North but yeah North Carolina you know anything close snow Sho is where it's at yeah yeah I love it but uh yeah man grew up in Royal West Virginia so wasn't really exposed to entrepreneurship or owning real estate or anything like that   my parents are both Blue Collar uh my dad was a is a coal miner was a Miner is retired now my mom is a grade school teacher so you know I didn't come from are they still in West Virginia yes they are okay they're frequent trips back there you go there you go yeah so wasn't exposed to that stuff so it was all about kind of getting the best job that you could possibly get right talk talk to us about that mentality you were young what age did you come over to us three months three oh three months month   so you didn't even spend time in in South Korea you don't even know of not at all are you curious now you know with you being adopted anything anything about you know where you came from anything like that actually not man you know I I I think a lot of uh adoptees struggle with that yeah um I actually joined a Facebook group one time like with Korean adops and there's like thousands of them in there and I was thinking I'm going to gain some insight from this and but it was like No And it was a lot of uh you know to be blunt a   lot of whining in my mind a lot of crying right I'm about accountability and just going out there and getting it done and you know it's just about you know a lot of I say this all the time you are you can't control the cards you are dealt you can only control how you deal them sure you know you unfor you know unfortunately you it's a great thing it's not unfortunate it's fortunately you were adopted at three months you couldn't control that you couldn't control being born in South Korea and being adopted but you have to   control the cards you were dealt and you've done a phenomenal job you're a badass attorney you know phenomenal job with the cards you were dealt um but I can definitely see being in those type of groups you're going to get a lot of whining and moaning yeah I mean I I think it's you know it's a couple it's it's a couple things right I mean some people have a reason to to quote unquote whine and mo right you know they're they're dealt a bad hand but again like you said you've got to you've got to   play the cards you're dealt right and do the best you can with it and I think that if you are adopted it's easy to go and blame it on that it's it's an easy crutch to lean it's an excuse it's it's something there you can make an excuse about and and and that's the issue about today's society is that everyone wants excuses where mentally uh wired to have negativity in our life and so they're going to make an excuse oh I'm not successful because of this because of this that's a lie you are highly   successful and attorney a beautiful wife doing great things in business and in the real estate industry so you are proof that you can get it done you just have to work hard yeah you just have to work hard you can't blame shift I like to call it you can't blame it on you know the cards you were dealt or you know the things that uh may have happened to you or the situations you're in you've got to just move forward and do the best that you can so dad was a coal miner y mom was a a school teacher what made you want to say hey I'm G to   go into law school and be an attorney yeah it it was a little bit uh a little bit more of a story behind that first of all I went into uh medicine so I wanted to be a doctor all right um well I wouldn't say I wanted to be a doctor it was more like what's the best job that I can get with the mindset that I had my mindset was you know W2 worker type of mindset right like not entrepreneurial not don't take risk and it was and I you know academically it was pretty easy for me so it was just okay what's the best   job you can get is probably being a doctor right like that's kind of the highest calling um and I actually went to med school for a year and a half really yeah and then I dropped out halfway through my second year I literally just got up in the middle of class walked out and said I've I've had it I oh my goodness so I went Premed biology yeah I went Premed biology chemistry and biology whoop my butt so I said okay I'm going to business entrepreneurship switch business entrepreneurship and I said maybe it   wasn't chemistry and biology it was just College in general so I dropped out of college um but you so you got to med school and you're like okay I'm done with this Y and then what yep um honestly that was a turning point in my life I didn't know what I wanted to do right like I committed a a large portion of my life to you know schooling schooling taking the MCAT getting into med school finishing that's not easy either Med school's hard very hard very hard but I've always had an interest in business and real estate just kind of in   the background like I just always had an interest in it um didn't really know how to act on it at the time um so I actually just started enrolling in business classes like immediately just and ended up getting a minor in business for the rest of that year so I I in undergrad classes um and then I started up my MBA actually the following year so got my MBA and then I decided to take it the next step and go ahead and get my law degree because I was still in that same mindset it was like you know this   isn't enough I didn't really know anything about starting a business or anything like that and I just felt like I hadn't done enough so I went ahead and went to went to law school and at that point I did decide I was like look I'm going to I'm going to finish this whether it's the right thing or not um and I was very successful at it I finished towards the top of my class dedicated you know the time and effort it needed um and did really well so love that love that and so getting in what made you want to move out to California   number one on a win man so dropped out of med school kind of took those business classes just trying to figure out what I wanted to to do next on the other side of the world I'm in West Virginia still at this point yeah in West Virginia trying to figure it out and I just knew I needed to get out of there I needed to see more I needed to get out of West Virginia you know it was it was a tough conversation to have right like all my family and friends are there um you know I just dropped out of medical school so now they're like what   the hell is this kid doing you know what I mean like dropping out of med school but they've always been supportive always been supportive always been supportive they never like pushed me into medicine or anything like that and then when I dropped out you know they're still staying supportive but I'm sure in the background they're thinking what the hell are you doing uhoh yeah and then I just decided to up and leave and move to Los Angeles out of nowhere unbelievable unbelievable so you moved out to Los   Angeles yep how was that well I partied for a little bit yeah for a little bit they they know how to party out yeah for a little bit I didn't know what I was going to do I was enrolled um getting my NBA at the time uh mostly online um at Arizona State um so I kept the education going but at the same time I'm in La I'm in a new city I actually started promoting for nightclubs you were a promoter I was a promoter for nightclub for a little over a year in Los Angeles um before I decided hey I got to get my   [ __ ] together well I mean you'll definitely meet a lot of women doing that for sure you get paid basically per head on how many women you bring in the club oh yeah you've got a bottle or two waiting for you every single night y it's actually a pretty nice little lifestyle for somebody in their 20s oh yeah most I I believe it if you want you know if you want to get some experience get out there it's best you can meet a lot of women too yeah and it's a good like uh it's kind of a sales experience   be honest with you you're just for you're like hey I'm getting paid $10 ahead to bring beautiful women to this club I got to go out there and just talk to everybody literally just going out there talking hey you got this come to this club tonight we've got bottles all this kind of stuff and you know wow unbelievable unbelievable so from there you were like okay I got to get my [ __ ] together yeah had to get my [ __ ] together obviously you know I'm still getting educated in back getting my NBA   still kind of keeping the education going oh yeah um but I decided hey I'm going to go to law school so started applying to law schools um ended up getting accepted to a number of ones and I I narrowed it down to USD in San Diego because I wanted to stay in Southern California because I loved it um but I knew I didn't want to be in La so got out of La went down to San Diego because I had visited there a couple times and I just loved it it's just more of a laid-back attitude people were a lot more genuine just a place that I could   see s down at compared to La it's just you know it it it's kind of doggy dog there most oh it is it's a hunger life is The Hunger Games business is The Hunger Games the space that you are you and I are in private Equity it's the Hunger Games yeah you know and and you have to have that mentality you have to be able to survive yeah at the end of the day so from there you're like okay law school it is yep and then you get into law school well in law school or but even prior to that there's so many   different levels of law you can practice yeah what made you you know pick SEC and prior to that did you have any other interest in different type of law yeah I mean generally speaking I want I knew I wanted to get into transactional law I didn't want to be a litigator that's for sure um I was interested in business interested in doing deals those sorts of things so I started out actually at a at a pretty big Law Firm step tone Johnson and ended up doing both real estate and corporate I think that's when we first   met it might have been yeah yeah when when you were cuz they were out what in San Diego or no actually I moved back to West Virginia for that job oh did you okay maybe maybe you maybe you were just finishing there when we met yeah well actually I think we met when I was in probably when I was in Charlotte because I moved to Charlotte for another big Law Firm I think so but anyways yeah so I started kind of more general transactional practice with real estate and corporate and then as I kind of got   more mature and more experienced I started focusing more on the security side nice nice do you you enjoy security side for sure for sure the security side is it it feels a lot more sophisticated um I like the people that I work with in that field a little bit more um but I still have a passion for Real Estate like I still love real estate so even though I'm a Securities attorney it's largely focused on real estate yeah so let's talk about that you know for those individuals that may not know what a   security is most will know what a security is let's talk about that and let's talk about you know the the day-to-day what does a Security attorneys really look like sure sure I mean the easy way to put it for a security because because people kind of miss understand it but if you have passive investors involved at all anywhere anywhere any even if it's one you probably even if it's an LLC yeah you're probably dealing with a security and you're dealing with the SEC regulations and you need a Securities   attorney to advise you because there are lots of things to navigate that you're probably not aware of and that your real estate attorney probably doesn't have the knowledge or know how to to deal with mostely and I see that mistake being made quite a bit oh yeah no I I see that on social media all the time for sure all the time on social media and it comes down to even with words you say like you have to be very very careful you're not misleading whatsoever what do you find uh the most common maybe mistake syndicators or fund   managers do in the syndication world yeah I mean I think the most common mistake is just not even realizing that they're under the Securities regime right like they're just like oh well I'm just raising some you know I'm getting some investors from family friends and they think because it's family and friends maybe that it's okay but it's not it doesn't it doesn't matter who they are it doesn't matter if it's your your family or friends or you know stranger off the streets you're dealing with Securities yeah and that and you   have to deal with those Securities regulations to come along with it so I I think just not knowing yeah that or maybe kind of turning a blind cheek to it is is more like it I think people nowadays have a pretty good idea of because it is kind of out there now right everyone's on social media they're all talking about it the biggest thing too is is you don't want to not know and you don't want to turn that cheek because um something to know is that SEC has unlimited money and they will milk you dry so you might as well spend the   money ahead of time find you a good SEC attorney like Seth you know to make sure that they don't milk you dry because they will milk you dry and they'll throw you in a little white little 4x6 cell and it's not going to be fun if you didn't know they can print money yeah so so if you're you're going up against someone who can print money and you necessarily can't print like they can print exactly you know so you got to be careful and that's not to mention the state Commissioners too so you've got the SEC to deal with as   well as the state Securities commissioner which people don't people don't realize that there's a federal and a state level too and and it's super important to understand what state you're doing business in and what state your investors are coming from and and super important to understand at a state and federal level yeah yeah and it's a you know and if something happens it's a full-blown investigation I mean it's just like a subpoena or you maybe you will get subpoenaed uh but they're asking for everything you they're asking   for texts they're asking for emails asking for phone logs they're asking and give it give it to them like don't even because if you don't they're going to get it they're going to find it yeah I mean they're just going to subpoena you on it and the judge is going to make you do it or they'll throw you in jail so no matter what give it to them and then address every single situation you know or issue that they bring up that I I think it's it's super important we just talked about this on the other podcast   is be transparent yeah you know be transparent because if not they're again they have unlimited Capital absolutely you know they're going to come and get you no matter what and and if and if being transparent makes you nervous then maybe think about the way you're doing business right oh yeah I mean you should be able to be transparent and and just like I said on the other podcast big investor that we had or a big investor that we interviewed on the other podcast and I said you know during 2023 as you   know uh interest rates spiked you know little bit yeah just a little bit and a lot of syndicators were not transparent a lot of them went ghost a lot of them were let like screw this I'm done and we double down we went from monthly communication to bi-weekly communication which is a lot more on our team but we did it to overc communicate we didn't have to cuz our SEC doc said just once a month we could have just stick it once a month but we decided to double down yeah and and that right there overc   communicating saying hey this is what's going on it's out of our control but this is what we're doing to make sure we can control this you know I think is super important when you're a syndicator fund manager you name it when you're dealing and having investors involved 100% man 100% And you you are able to control the narrative that way too right like if the the past investors is sitting there and they're reading the headlines and they're seeing the interest rate Spike and they're hearing about multifam going down the tubes and   all this stuff and that's not necessarily true not all those things are true it could be Market specific deal specific those things but if you're not in constant communication with them letting them know hey this is what's going on with this deal maybe this deal is going great maybe this one's not going as well well here's what we're doing to fix it it it goes a long ways 100% their trust you're going to have an upset investor you know you are if you have you know 20 50 100 investors one's going to be upset and if you ever got   audited you can all you can go back and say look at all of our communication right like read through all of our communication we were transparent about everything they're going to look back and be like okay it's this a pissed off investor yeah you for sure for sure and it's super like communication is the biggest uh I think thing that is lost in% capital and also you know being being transparent with the communication because number one from my knowledge number one thing SEC really gets you on is misrepresentation absolutely you know   and if you're not being transparent on it with everything on there boom it it will be a very ugly day for you for sure be transparent you know obviously the things that you leave out as well like if there are key material things that you're leaving out and then you've you've disclosed all these things let's say down the line to the SEC or State commissioner like what in the world this doesn't sound like you're representing this deal like it really was at this time and maybe they're going back and   looking at your records looking your financial statements and seeing how that deal was going it wasn't going great it was going terrible Y and you're saying that everything is great well um that's not being transparent right you know you're not communicating that with the investors right yeah no I think that's super important H you know what have you seen you know over 2023 dealing with you know Securities talking with other fund managers things like that what have you seen you know during last year with   interest rate hikes man it it there was a little bit of blood in streets right you know a lot of these deals um that had shortterm loans that had um you know the the variable loan rates um struggled yeah a lot of people that caps they didn't get rate Caps or the or the cap expired yeah or their cap expired and they didn't have enough money in reserves to buy an extension on the cap you know and and that was huge that was huge thinkk one of our deals uh had 202 for or excuse me uh 2024 expiration and   we bought uh end or beginning of 2023 end of 2022 rate cap to Extended 2025 and I'm so glad we did it yeah you know it was perfect timing because that same rate cap would have been a million and we only spent like 400,000 yeah yeah for sure yeah so you're seeing a little bit of blood in the streets um you know I think right now what's happening banks are allowing for some uh leniency with their loans they don't they don't want to have the property absolutely and it looks it looks terrible if they do have   the property on their balance sheet plus I think they the this go around cuz oh0 wait the first thing they said is we're going to foreclose on everyone we're taking everyone's property then they realize well [ __ ] I got a ton of property and no one wants to buy it yeah you know so I think they've learned their lesson and now they are like okay we don't want to forclosed because no one's going to buy it and if they do buy it we're still going to take a huge loss so let's go ahead and see what we can do   to work things out you know if the property's really really not bad let's see what we can do to work things out because it will rebound it's coming back back around yeah but I do think you know we're kicking the can down the road they're giving extensions those sorts of things and we're all banking that the interest rates are going to go down at some point right so we're hoping for that um I think that they will I think we're going to see one before the election yeah it I think we're going to see a quarter point before the election   I think I think some politics have gotten into drone Pal's head no way yeah I know right no way couldn't I I think they I think they had a nice little cigar dinner or something and and I think they got in his head so I think you'll see one before the election of this year I agree I agree yeah you know it's it's going to be a wild election too not wanting to dive deep into politics but it's definitely going to be a wild one uh talk to us about you know the the California lifestyle what are you what are you doing right now you you   also your wife beautiful wife has a great business you guys are running that's why you're here in Charlotte talk to us a little bit about that and why you guys got into that too yeah so we uh started uh we bought two burn boot camp franchises so uh my wife luckily runs those helped her get them off the ground and now she's crushing it so letting her run with those and uh they're going really really well um lifestyle in California you can't beat it man I mean San Diego is unbelievable oh it's beautiful down there the weather   everything kind of like how you said earlier in the show I mean if you if you can afford to live there one because it is really expensive oh I know and if you can deal with the politics then there's no better place in the United States for sure really there's not you know I just wish they had better politics over there um but yeah the weather out there is so beautiful you really can't beat it you can't beat it you know let's talk about health because you guys own those burn boot camps they're huge in Charlotte um   their headquarters here in Charlotte that's where it was founded um and tell us a little bit about what burn boot camp is and then also I'm going to want you to touch on like how are you optimizing your health to to be the phenomenal husband that you are to operate you know businesses and getting involved in real estate talk to us about that sure man yeah burn boot camp it's a boutique Fitness franchise um you know it's it's Boot Camp style workouts workouts the same um it's incredible and and it's focused on women it's focused   on empowering inspiring so if you're a single man you should go absolutely absolutely I will say I've been taking up hot yoga lately Hot Yoga is good and for those single men out there go to hot yoga just saying there we go yeah Gym's not a bad place to pick up women yeah plus the great thing too is that there's no filters you can't have filters at the gym and more than likely they're not going there with makeup on so it's it's a good place to filter out women you want there you go a little different than the apps right yeah I   know so so it's geared more towards women it is geared towards more towards women um but it I work out there every day I mean that's where I work out now like that's that's what I do I love the total body workouts I love the total body workouts you go in like an orange theory you go in one hour boom you're done you're going about your day exactly hour in and out of there and for guys like us that have a million things to do like it's unbeatable and I want somebody telling me what to do I was just going   to say that I don't want and I I work out by myself now and it's so much easier showing up tell me to shut up go do this do that get it done boom okay I'm all about my day you know tell me what to do right just tell me what to do I I will I will tell you I've been to the gym and there's been times I've had business on my mind that I'm like wait okay so I'm at the gym what do I need to do like you're sitting like a 24-hour fitness or or yeah something like I work out at lifetime I live right behind it   and I walk in there sometimes because of my long days and I'm like [ __ ] what do I want to do today like I because my mind is business business business it's so much easier showing up having someone said hey we got all these set workouts you're going to knock these out and be done they make they make you focus on the workout at that point instead of you know business or whatever listen to a podcast or something what got you guys interested in opening up one of those I hope you're enjoying today's episode   just a quick reminder to make sure you never miss an episode stay connected with us by following us on social media platforms Instagram Twitter threads Tik Tok at Chris saloor and don't forget to subscribe to YouTube to catch the video versions of our episode you'll get exclusive content behindth scenes footage and much more head over to YouTube chrisoro now and hit the Subscribe button stay tuned because we've got more great content coming right after this actually cuz my wife worked out at one   here in Charlotte really so she was working out at one she was working out at one here in Charlotte and then we moved back to the West Coast cuz I took a job here in Charlotte for a little bit then we moved back to the West Coast and I was look looking to start a business I was looking for something recession resistant outside of real estates I was already investing in real estate but looking for a business outside of real estate I looked at liquor stores I looked at laundromats um and then she   turned me on to burn boot camp which is not recession resistance let's put it that way but at the same time they're really good salesman look like a great business model turned out to be awesome although oh most definitely yeah circumstances weren't great we opened two weeks before Co hit oo but talk to us about that you know opening a and we all know California they they lock down like oh yeah they lock down you can't even go get your mail out of your house um talk to us about that opening up a   business right before covid and being in California where you know they were basically Nazis out there yeah for sure I mean we opened up two weeks in um and we didn't have any paying members because we were all on uh they were all on like a free membership TR one yeah so then we had to shut it down we had to move inside we had to move outside we did online workouts every single day uh pivoted yeah we pivoted we did whatever we had to do to keep the lights on wow um so literally our lead trainer and   business partner was in our apartment leading online workouts and me and my wife Alison are in the background like like a yeah like a music workout video Yeah in the backgound but it did keep us in shape during Co cuz we worked out every single day because we had to make those videos you had to yeah but it was I mean it was ridiculous out in California man they shut down the beaches they shut down the water you weren't allowed to be in in the ocean what you weren't allowed to be in the ocean cuz they said it got transmitted   through the water at one point so are you serious so they kicked the Surfers out of the water and you kick the Surfers out of the water in San Diego you're you got some pissed off people you got a big problem but there are like all these you know Instagram videos the cops chasing Surfers down the beach and the guy just dropping his surfboard and running it was it transmitted through the water yeah insane but that's new heard that inside outside online inside outside eventually we we blacked out our   windows so you couldn't see in it because we got we got actually attacked by U an Instagram person that ended up going viral because he said hey you're the reason that we're the the disease is spreading because of businesses like yours and they filmed us from the outside into the windows and it went viral no way and it went viral and then finally we we ended up blacking out the windows and just stayed open cuz there's at that point it was like either Do Your Own Thing yeah and stay open oh yeah or   we're going out of business yeah you got to shut shop and this is a venture you just opened up no one knew Co is coming and all a sudden Co boom co comes and wow so you bled out the windows and you said hey we're just going to do it it's like a Speak Easy now yeah you guys want to work out we called it that at one point really speak easy easy workout like underground workouts underground haircuts there all kinds of that stuff going on it was insane that's W if you just have to think about that that's   just wild yeah like you know just for your basic necessities to stay in shape and things like that turns out if you got sunshine and you worked out you were a little bit more immune to the disease oh really yeah interesting interesting wow and you weren't locked in doors and you weren't allowed to work out yeah well problems wow I think we can go on a rabbit hole about that damn I'm not a big fan of I will say I do think there's another one going to be coming you know I think there's another pandemic that   will be coming um because of what happened with the first one so let's see uh let's just see what happens let's see if we handle it better this time uh we shall see it depends on whose's President I I think that's that's true yeah um definitely depends on them so you guys now you know past covid everyone's now out and about in California everything's been lifted and now those are up and running are those are the only ones really on the west coast right or um I think there are let's see two four five I think there's   six in California right now six now yeah cuz like you said it was based in Charlotte mainly east coast yeah yeah I think there's about 400 locations open now very cool um actually I think they're approaching 500 locations now yeah um so it's expanding pretty quickly at this point you know Fitness franchises have have rebounded completely from Co at this point oh my God yeah I think I think the fitness industry and I'm seeing it more and more people are taking it a lot more serious yeah they're they're watching what they   eat and I I said this multiple times with my son he's four and a half uh he watches what um or I make sure whatever I give him I watch very closely goldfish now and if you look and I swear this is brand new if you look at any ingredients now it says bio oh what is what's it say bio biograde or bio bio bioengineered food so it says it's been bioengineered the food that's been in there yeah so if you look go next time you go to the grocery store look at the ingredients and now it says it in bold you can pick up some gold Vision it says   bioengineered chemicals hm in the food interesting it's wild even her Pedialite had it said bioengineered chemicals now I swear that just popped up you know in one of these crazy bills cuz I've never ever seen it say bioengineered food on there uh and I steer very far away from it I'm big on those factors Factor meals now okay I have you heard of those I have y so I get those now once a week it's like 141 bucks uh lunch and dinner CU I don't eat breakfast so lunch and dinner 141 bucks and I'm thinking in my   head well if you and I went out to dinner it'd be about a 100 bucks right now so I get uh 14 meals per week lunch and dinner for 141 bucks I'm like I can't beat that yeah like that's good I throw them in the microwave 2 minutes boom done yeah we do pre-made meals all the time but we switch like we've done Factor before bur boot Camp's actually coming out with some in the fall we we got the test drive and they're actually pretty delicious cuz yeah we're pretty picky about these types of meals you   have to be but they're actually really good are they so they're coming out they're coming out with their own branding yep oo that'll be exciting and that is that's not just for boot camp people that's for everyone yeah you can just get on the app and order them this fall I believe really oh I'm going to have to switch it up and try man they're good but especially with pring these days it makes sense plus how busy you and I are yeah I mean so are you meal prepping or are you using these type of things my wife does some meal prepping   on Sunday got to love her yeah that's basically it every once in a while I volunteer to grill out but man it's it's it's a Time suck right like it to feed yourself at home like it sounds even going out you know for a lunch meeting it's like two hours like I have to block two hours off on my day for a lunch meeting yeah yeah I mean trying to cook an individual meal every single night let alone like lunch as well and even and then you got to clean all that Tak in just takes so much time we we don't   have time for it no I I I don't either that's why I start a factor where I throw it in 2 minutes boom I eat it and I'm done and I'm like well I threw it away boom no cleaning done I love it I love it so you guys are doing great things with the bur boot camp out there what do you what are you seeing uh let's go back to the real estate market what are you seeing in the near future I know we talk about interest rates lowering you know what are you seeing what are you doing right now in the real estate   market as well yeah um currently a fund manager for $20 million fund it's an Adu Fund in California so we're doing basically in California just like everything else difficult to do anything right like the government's got their handed and everything oh my God so very difficult to get any kind of construction done off the ground it's mind bogling we're buying a car wash and Cape car right now and it's finished yeah well they came out for the co they don't like the garage doors and so now we have to order new or the the seller   we're buying it from the seller seller has to now order new garage doors it won't be here till end of October and I'm like like seriously the garage doors will only be down between 9:00 at night and and 7 in the morning like it's middle the night no one's going to even look at them yeah like and you want these fancy garage like come on really yeah you know so and I can't imagine out in California yeah and if you get the coastal commission involved it takes literally years and years to do any so   anyways the reason I brought that up is because the adus accessory dwelling units they actually have a bill in California that they past and they basically just FastTrack those types of developments so if you want to add they they view it as a a solution to housing so the lack of housing yeah um so they let you build on uh turn your single family property into a duplex or even build duplex on the on the property if you have a big enough lot um so you can turn one units into four and rent the back out or rent them all out yep   exactly so it's a it's a quick way to get the construction approved get it done I don't know how long this wind is going to be open so you guys taking advantage so we're taking advantage of it right now love that love that and is your main focus down there in that San Diego Market um it's actually Riverside County okay yeah where and where I'm Riverside county is is East just East adjacent of Los Angeles County okay right so a little cheaper housing so it makes a little bit more sense when you get closer to the coast it stops making   a lot of sense you got to go for some more creative Place cheaper like 5 million probably yeah yeah yeah just a little $5 million 5 million um but but cheaper housing there so you guys are finding opportunity now is that bill all for California where you can for all California and then the local um you know counties and municipalities can kind of change that and you they can't make it any more restrictive but they can make it even less restrictive okay good and so are you uh are you guys doing long-term rentals there are you   doing short-term like airbnbs um semi longterm right so we're putting in a 10-year fund so you know we're getting we're buying the property we're renovating it putting ad used on the properties and then renting them for a few years and then unloading them towards the back end of the the fund I love love that and with these you're all buying them in the same area yeah yeah Riverside County generally I mean it's you know spread across how are you guys finding good deals in this market you know it's so hard multif family no you   name it any any type of real estate there's always a huge disc connect between a seller and a buyer how are you guys finding good deals right now uh my business partners man like I you know I'm handling legal I'm working with some Capital I'm I'm advising on on raising Capital those sorts of things um but my business partners are real estate brokers and they' been doing uh this type of thing identifying properties that are perfect for adus um for a number of years at this point so they're they're the main source they they get   first look I love I love that how how is it finding you know great business partners you know it's just like a marriage you you got to test it out you got to see how it is because a Business Partnership is like a marriage how is it you know and how did you guys link up yeah um networking event so I met I met these bus business partners actually at a wealth without Wall Street event that I was speaking at nice yeah yeah so I met them hit it off with them I think the first I've been in Good and Bad   Business Partnership relationships yeah I I think you you have to go through bad ones you do because if if you don't go through bad ones you don't know what what can happen to you and I would rather go through bad ones early on to make sure that when if we went into business we have the right contract the right verbage all of that in place because at the end of the day again just like if you would get married you're signing a contract to your wife you know in most circumstances I highly recommend   sign a prup I'm not a big fan I don't believe in marriage uh but a Business Partnership is a marriage yeah you know it is it is and building off of that like you have to like the person I think that you're going into oh 100% you have to hang out with them like you you have to be very cold cordial you know talk you guys have to like the same things if you just like a relationship if you guys don't like the same things if you don't like if one party likes working out the other one doesn't other one doesn't eat   healthy the other one eats healthy like it's just not going to work out it's not not not a long-term Business Partnership right like it can't just be transaction maybe shortterm really quick turnaround time but if it's going to be a long-term Business Partnership you got to like that person you generally like him you're like hey I I like this dude I'll go have a beer with him this is great this is I'll travel with him my business partner we travel around the world together we hang out together we go to   the same events together we like the same things you know it's it's amazing that's super important part because I think communication back to communication is huge right like and if you don't like that person it's going to feel forced and awkward and kind of going over a hump to try to communicate with them and that's the key you got to stay transparent you got to communicate because again if you have that separation you're not communicating you're not transparent who knows what the other person is doing at that point   oh agreed agreed most definitely I mean my business partner we talk about 20 20 25 times a day yeah and it's and most of it's business but other thing is personal hey how's the family doing how the kids doing you know anything going on blah blah blah but it's super important to also let your business partner know what's going on with you personally I think that's I think that's important as well because if if you're going through you know knock on wood you know something with your marriage I need   to know that I feel you know even if it's getting a little rough I need you to say hey you know my marriage is getting a little rough because I need to know okay if you're not here at business 100% I'm going to step up 120% to make sure that we're still good you know I think that's important AB for sure for sure and we do that even with like our team so with bur boot camp with some other businesses that we have we have leadership meetings and we make sure that everyone sh kind of personal things   what's going on keeping that transparent relationship up because it's it's important it affects um your personal life affects your business life as much as you don't wanted to most definitely no you're spot on there so I always say not all not all chefs not all chefs should own the restaurant not all attorneys should own their own practice you know what has really helped you to really own your own business and and you know go through the trial and errors and things like that to you know survive Co   to to run a successful you know Law Firm things like that yeah I mean I think one of the key things for entrepreneurs and people starting businesses you got to be a little bit crazy right you got to be a little bit crazy you got to be willing to take risks right you got to assess risks and and take them you can't be afraid to to just go out there and take action and do it um I think that attorneys on the other hand are trained not to take risks right they are trained to assess the risks but they're really   leaning to risk averse risers really leaning towards no whereas an entrepreneur is leaning towards yes yes so I think that I strike a really good balance between those two that's good um and I think that's what allows me to be an attorney at heart but then you know also be an entrepreneur and take risks and I think that's what my business partners appreciate as well I love that um I figure out how can we do it rather than can we do it right like that most attorneys will be like well we can't do it because of this or I advise   you not to do it because of that I will say look we can do it here's how yep right and here are the risks oh most definitely now you as the business partner if you're my partner we need to decide is it worth it or not yeah right cuz there's there's always risk involved so do you want to take no matter what you do there is risk you just have to make sure you take the calculated risk that's right you know and sometimes you may think it's calculated at that point in the moment and it turns out to not be   right so you have to have the ability to Pivot very quickly like you guys did with Co you have to have that ability to handle that stress and handle that pressure so you can power through for sure absolutely yeah no I love that where do you see you you think you know where do you see yourself uh you know growing uh triest you know where where do you see yourself with that and on to the Future yeah so I joined tribe vest of July of last year nice so it's been about um been about one year and we have   really developed um you know this this fund of Fund in a box right like you've probably heard about how the market is really shifting from the cgp model right to fun of funds because the is kind of you know they kind of started investigating people and you know these folks that had these cgps that were just raising capital and not doing anything else which everyone knows you're not supposed to do but everybody does it anyways yep um started looking for another solution and the fund the funds model has always been it is the solution   it's always been the solution it's not a new thing it's just a more you just people didn't know of it at the time at a high level yeah and and honestly it it's more complicated it's more expensive it's more expensive and there's just you know a lot more things to go into it so people just took the easy route did theot quote CP rout and and it you know I guess I'll say that it worked up until this point right like I guess you could say you got away with it or what have you um but the market is is   is Shifting or has shifted to the co or to the fun everything is fun to funs now that's all I'm seeing is fund to funds models training programs you know and fund to funds things like that you know it's definitely questionable I think as an investor I would ask if if I'm talking to a sponsor hey are you the lead sponsor or you a fun of funds because in in my eyes you're paying double fees you know to get into those opportunities don't get me wrong people need to make money people are giving you   great opportunities to invest and build your Capital um but there's definitely questions I feel like definitely needs to be involved yeah I mean there's always questions right I mean even when everyone was using the CP model it's like well who's actually the operating partner who's the lead sponsor who's actually going to execute the business plan after we closing this property and I think a lot of cgps were kind of masquerading as the operating partner like hey this is my deal I found the property I'm going to be doing this   executing this business plan in reality there's a lead sponsor who found the deal who's signing the loan documents who's going to execute the business plan and sometimes there passive investors don't even know they don't even know and and fund manager like you said kind of same it's the same thing right the fund manager should not be representing that they're the operating partner Som or anything like that um I know at tribe vest we we really emphasize that because the the vehicle that we use is an SPV   fund of fund where the the fund of fund is designed only to invest in one specific deal so we're not it's not a discretionary fund where you can do whatever we can do whereever whatever you want invest you know multiple deals or anything it is one deal so you're really just serving as a conduit uh to invest in a Target deal so it's very clear to the pive investors very spe specific if you invest in this fund of fund all your capital is going into this deal and we disclose those deal documents as well so those offering   documents are an exhibit to the fund of fund offering documents most definitely no I think that's super important and we have a fund that we've put together for car washes and before we really truly launch the fund we have we have those deals locked under and we're like look these are the deals we may add some more deals but these are the specific deals that we are buying and that the capital is going into yeah yep yeah for I think that's super important so you guys are really taking advantage of this   opportunity out in California um you see it definitely growing you know with your guys's portfolio out there oh for sure for sure I mean the fun to funds model we we've made it affordable right so the the problems with it were that it's complicated it's expensive those are the two B two biggest things you've got to get your if you're a fund manager who used to be a cgp depending on the lead sponsor to do everything for you now you've got to do all those things yeah accounting you know all bookkeeping all   of that you got to open a business banking account you got to form your LLC you've got to find a Securities attorney you've got to find a CPA you've got to manage your investors you got to find a platform all those things that the lead sponsor usually does yeah and then you're going to have to pay depending on the attorney you know anywhere from 15 to 30,000 absolutely uh you know on average some are even 50,000 from what I hear but normally the head attorney who's running the whole syndication will   have a deal where you can do a fund of funds at a cheaper amount but it's going to cost maybe 15 20,000 for you as a fund manager to open up your own fund right and you know that some CPS former CPS can't really raise Capital right like they own a deal and they say hey I can raise a million bucks easy and then they come up with 100,000 bucks or zero yeah right so if you do that with a fund of funds well now you an attorney 15,000 bucks or 25,000 bucks and you didn't raise any Capital you're screwed that's   a lot of money out of your pocket when you weren't able to get paid on that deal yep um but what we've done at triest is combined all all those things together love that we you with triest it's a fun to fun in a box it's basically done for you kind of a done for you program you know you you get your k1s we open your business banking account we form your LLC we do your offering documents we on board your investors so we send out electronic signatures of the offering documents quote unquote hurting the cats right   getting getting them to wire their funds basically taking the place of an investor relation which I will tell you I love our investors that will sign and wire right then and there but we do have those sum that will sign and then the wire is like pulling teeth and it comes to a point where I'm like look like I feel like I'm stepping my boundaries by keep asking you hey why are your Capital we need you know it's very difficult sometimes yeah it is it is and I can feel for him a little bit especially the first time   around ,000 bucks you're like whoa this is crazy wiring to a stranger or somebody you might have just had a couple of contacts you know we we advertise heavily on social media we only accept accredited investors as a 506c so we can advertise we advertise heavily on social media um I don't actually to be honest with you I don't think I've ever done a 506b that's awesome that's a great that's place to play I always6 coun people to do five sixc and only accept credit investors that's going to keep you safe yeah 100% you know and   it's it's a lot easier um but yeah you know I think it's it's super important to go that route and even with those new investors I definitely understand you know 50 200 300 you know 500,000 is a lot of capital from someone you you met on social media that's why you ask the right questions that's why you get references you understand the business model business strategy and at the end of the day though you have to take a risk you have to take a risk and a leite got the trigger and just do it yep got   to take action I love that you guys are doing that all inone I think that's huge yeah yeah and going back to to pricing man you the last Law Firm that I worked at huge Law Firm top three law firm in the world we charged $75,000 you bullsh out of the gate for a set of s now this was at the lead sponsor level but a lead sponsor documents and that's just for the initial drafts and then it's charged per hour no way yeah get started just to get started people don't realize how expensive creting a fund is it's   expensive yeah yeah and then some people you know there are you know these Boutique firms I mean even my Boutique firm we do it at a much lower cost and people are like whoa that's so expensive because they just haven't seen it I'm like you have no idea how expensive it actually can be oh I know do you do you see yourself uh going into any other practice of law oh I don't think so secur is where it's at man I mean I've I'm a fund manager I've syndicated deals myself as a lead sponsor you know I've   worked as a Securities attorney now for a number of years so it's it's kind of where my interest and my legal practice have kind of combined how do how do you keep up with your energy and your mindset your your your high energy your great mindset how do you keep up with that and cultivate that man I think you know we kind of touched on it before but we didn't quite get around to it it a lot of it is just trying to take care of yourself staying healthy man getting sleep that's super important right I   think a lot of entrepreneurs run themselves into the ground and they don't sleep man I don't care what time I get to bed I'm sleeping 7 hours so I I set my alarm clock for 7 hours after I really you do that after I lay down interesting I'm complete opposite oh yeah uh no matter what time I go to bed I wake up at 6:00 a.m. no matter what time uh Stephanie can tell you I'll send her emails at 3:00 4 a.m. in the morning you might get 2 hours might get 10 hours yep no never 10 no never o never over   seven okay I can't get over seven hours yeah I if I get over seven hours I feel joggy I feel like I've slept I've wasted my day um even on Saturdays and Sundays I will wake up boom and you know if whoever's in the my girl who's in the bed I'm in in my office at the home working you know at 6:00 a.m. on a Saturday that's how I'm wired if we get home at 1:00 from an evening you know out with friends which I rarely do 6:00 a.m. I'm up ready to go that's awesome man that's awesome and I think what helps you know I don't drink yeah don't   drink alcohol I don't care to um you know I drink water I drink too much lattes yeah uh but uh but yeah don't drank alcohol and I think that's helped tremendously sure not being in my system yeah that there's a huge movement now right towards not drinking my what's this new there's this new uh drink everyone's getting it's uh it's not it's we all know a virgin drink meaning no alcohol but a mocktail oh yeah every I'm hearing this everywhere everyone's just saying they're getting mocktails cuz they don't want to drink it there's like   mocktail bars there are I think there's some in Charlotte that are mocktail bars and they don't serve any alcohol at all um and I think a lot of people again I don't know if it was Co or whatever but a lot of people are very conscious with their health they're watching what they eat even you know with go again going to these grocery stores next time you go to the grocery store look at that this is bio-engineered chemicals you know a lot of people are watching that in what they're putting into their system for   sure for sure people are much more aware of it I mean I I'm a drinker I do drink which is fine yeah but I do I you know I did dry January and honestly you can just you can tell I mean you're poisoning your body with alcohol I think at this point everybody understands that they realize that and they choose either to do it or not but is poison to your body I mean that's what at the end of the day it is and for me personally I don't I don't care to wake up feeling you know joggy or anything like that I   care to wake up feeling great you know thriving and ready to go but alcohol does do that alcohol will do that to you and you'll definitely see the the weight I mean my lattes I see my lattes at my lower stomach and I'm like I got to do more ABS got to eat healthier got to drink the black coffee man I do so I drink the black coffee but when I'm out and about I'll stop and get a latte I I don't know I love I just love these lattes yeah I drink a ton of coffee so but mostly black coffee at home I I'll   make black coffee 100% at home black coffee but if I'm out and about traveling or something like that I'm like got to give me a latte yeah for sure but yeah man I mean it's it's staying healthy you got to keep yourself healthy to be able to perform mentally yeah you have to you have to these days especially with all this bioengineered you know chemicals all this type of food out there that is just unhealthy for you you have to really watch what you eat for sure for sure you got to get that work out in I mean if I'm not working if   I don't work out for like 2 days in a row I'm going I'm going like stir crazy oh I am too I am too I work out every single day and even if I can't get a full like hard workout in I'm like okay I'm going to walk around the block like I'm going to and I and I now have a tread meal under my desk where I'm like I'm going to at least walk one mile because I know I can't get a full workout in at the gym today so I'm at least going to walk one mile because I I have to keep my body doing something for sure there's something about it it just   clears your mind out right like it just it gives you Clarity by working out when when you don't work out for a couple of days man it's just like fog just I just feel foggy it no 100% you don't feel sharp I'm a big I'm a big fan of the sauna and the steam room yeah I love a nice sauna in the steam room I I do it before I work out and after I work out and I can stay in there for 30 minutes each like I love it in there um but I I think you know adopting that I'm looking into that red light therapy I don't know   if you've looked into it I've heard of it I've seen it but I haven't done a ton of research on it yet I've done some research on it I'm doing more on it though I don't know enough to be dangerous but I'm it's definitely everything I'm reading is very highly beneficial you get that like built into the sauna right I've SE if you get the home Sona too see I'm I'm bougie I work on a lifetime uh they don't have it there um but uh hopefully they do soon um but yeah you can get one of those home saas that also have the red light   therapy in it yeah yeah yeah I think I think that's huge um from what I've done with research is very beneficial for your body there you go let me know let me know what you what you find out I will I'll definitely let you know on that so I love what you guys are doing out in La you know really maximizing what that current law is out there do you see yourself you know you guys possibly getting into the multif family space of large multif family because I know that's what when you and I first met we   we were doing that all that you see yourself going back into that route sure man I mean when the market makes sense and I'm not saying it doesn't make sense but I I don't have a fully build out team right that that's able to find and identify great deals and that takes that takes a lot takes time effort all that exactly so I don't have that fully built out team but when it makes sense to partner with somebody that does have that team and I like the deal certainly certainly no I I don't I don't blame you   I think right now there's still a huge disconnect um I will have to agree with Grant cordone on this is that um I watched a video and he said um right now it's going to be very difficult to put push rents which I've said before and I agree with uh he's given a timeline about 2026 and then uh from there he feels that rents are going to Skyrocket substanti I you know right now it's going be very difficult push R you're not going to be able to for a good couple years so how are you undering you know back in the   day right after covid with the c rate compression everyone's underwriting four five 7% rent growth you know every single year and it's like you can't do that now and that's when I I saw the really the writing on the wall um and then from there you know if if that it's going to be like that for the next couple years till 2026 you know after that is it going to spike or is it not you know there's going to be a lot of Supply coming on the market how how what's it going to look like you know it's unpredictable man it's tough   anybody that tells you that they know the answer they they don't know they might be taking a good guess but they don't know they don't know I think you're going to see a lot of people switch asset classes like we did you know we're in the car War sector we're going to stay in the car War sector um you know will we get into Hospitality or retail here in Charlotte I mean I'd be dumb not to get into retail here in Charlotte or Hospitality we all know Charlotte's booming um it's a wild City so you getting our hands on great   property great real estate it may make sense yeah you you got to stay Nimble you got to stay Nimble you you can't just uh you can't just stay in one vertical one industry one asset type just because that's you know what you've done in the past corre that might not make sense right now today's market I think we saw a lot of sponsors in 2023 get into that

The Passive Income Attorney Podcast
RTBL 04 | The Hidden Cost of "Family & Friends" Capital and How to Avoid It with Chris Salerno

The Passive Income Attorney Podcast

Play Episode Listen Later Jul 29, 2025 58:44


Title: The Hidden Cost of "Family & Friends" Capital and How to Avoid It with Chris Salerno Summary: The video features a compelling discussion between host Chris CNO and Seth, an experienced SEC attorney with a diverse background that includes starting as a nightclub promoter and ultimately becoming a successful attorney specializing in securities law. The conversation dives into Seth's personal journey, detailing how his upbringing in West Virginia shaped his perspective on success, risk-taking, and accountability. He describes the importance of working hard and not making excuses, emphasizing that anyone can succeed regardless of the challenges they face in life. The two also touch on the realities of the current economic climate in the U.S., specifically in California, the significant changes in real estate investing due to securities regulations, and how entrepreneurs should approach risk in their business endeavors. The dialogue seamlessly transitions to discussing their shared experiences in fitness, a matter that Seth and his wife have prioritized through their ownership of Burn Boot Camp franchises while navigating the challenges posed by the COVID-19 pandemic. As they conclude their conversation, they reflect on the shifting dynamics of real estate and the importance of investor communication and education during economically unpredictable times. Links to listen and subscribe: https://podcasts.apple.com/us/podcast/fund-it-scale-it-close-it-unlocking-real-estate-success/id1760606484?i=1000680833837 Links to watch and subscribe: https://www.youtube.com/watch?v=iR8RiGLlZMA&t=2732s Bullet Point Highlights: Seth's Early Journey: Seth was adopted from South Korea and raised in rural West Virginia, leading to his realization of hard work and accountability. Nightlife Promotions: Before becoming an attorney, Seth thrived as a nightclub promoter in Los Angeles, reinforcing his skills in sales and networking. Law School Transition: After dropping out of medical school, Seth shifted focus from medicine to business and law, finding success in both fields. Importance of SEC Compliance: The conversation highlights common mistakes investors make regarding securities regulations and emphasizes how crucial proper legal guidance is in real estate. Pandemic Pivot: Seth and his wife managed to keep their fitness business afloat during COVID-19 by pivoting to online workouts, showcasing resilience and adaptability. Investor Communication: Both host and guest stress the significance of maintaining clear and consistent communication with investors, particularly in a volatile economic climate. Future of Real Estate: Discussion around California's real estate laws, particularly the push for accessory dwelling units (ADUs), presents new opportunities for investment. Transcript: it's something there you can make an excuse about and that's the issue about today's society is that everyone wants excuses we mentally uh wired to have negativity in our life I actually started promoting for nightclubs you were a promoter I was a promoter for nightclub life is The Hunger Games business is The Hunger Games the space that you and I are in private Equity it's the Hunger Games my knowledge number one thing SEC really gets you on as misrepresentation welcome to the crystalo show your goto for real estate   business health Health and Family Insight I'm Chris CNO CEO of QC Capital each episode we explore the latest trends and expert advice from industry leaders whether you're an investor entrepreneur or seeking balance this show provides an inspiration you need join us in elevate your game on the Chris alno show welcome to the chriso show I'm your host Chris alno very excited to have a friend of mine we've known each other for what five six years now think so man time flies uh when you're having fun uh Seth on here SEC   attorney doing a bunch of things excited to have him on here a wealth of knowledge Seth thanks so much for joining us dude appreciate you having me on appreciate you reaching out and uh inviting me over for the show most definitely and I'm glad it happened when it did because you're in town you're you're you live out in the beautiful I would say you guys have great weather and great In-N-Out Burger your tax and politics suck but California which is beautiful weather out there you happen to be in Charlotte for Fitness which   we'll touch on here in a second um but I'm glad we were able to make this work absolutely man yeah good timing really good so let's let's give everyone a little background about yourself all the way from you know childhood you know talk to us about that sure man yeah and I think it helps build the story U I'm adopted so I was born in South Korea and adopted a 3 months old and then by two wonderful people in West Virginia rural West Virginia that's different so you know I'm the only Asian in inal West   Virginia yeah so I went to high school with like 18800 kids country country Moon shiners yes for sure for sure good people I love West Virginia love it I love Snowshoe Snowshoe is really good great underrated best best on the East Co or best close to North Carolina I would say unless you get way up North but yeah North Carolina you know anything close snow Sho is where it's at yeah yeah I love it but uh yeah man grew up in Royal West Virginia so wasn't really exposed to entrepreneurship or owning real estate or anything like that   my parents are both Blue Collar uh my dad was a is a coal miner was a Miner is retired now my mom is a grade school teacher so you know I didn't come from are they still in West Virginia yes they are okay they're frequent trips back there you go there you go yeah so wasn't exposed to that stuff so it was all about kind of getting the best job that you could possibly get right talk talk to us about that mentality you were young what age did you come over to us three months three oh three months month   so you didn't even spend time in in South Korea you don't even know of not at all are you curious now you know with you being adopted anything anything about you know where you came from anything like that actually not man you know I I I think a lot of uh adoptees struggle with that yeah um I actually joined a Facebook group one time like with Korean adops and there's like thousands of them in there and I was thinking I'm going to gain some insight from this and but it was like No And it was a lot of uh you know to be blunt a   lot of whining in my mind a lot of crying right I'm about accountability and just going out there and getting it done and you know it's just about you know a lot of I say this all the time you are you can't control the cards you are dealt you can only control how you deal them sure you know you unfor you know unfortunately you it's a great thing it's not unfortunate it's fortunately you were adopted at three months you couldn't control that you couldn't control being born in South Korea and being adopted but you have to   control the cards you were dealt and you've done a phenomenal job you're a badass attorney you know phenomenal job with the cards you were dealt um but I can definitely see being in those type of groups you're going to get a lot of whining and moaning yeah I mean I I think it's you know it's a couple it's it's a couple things right I mean some people have a reason to to quote unquote whine and mo right you know they're they're dealt a bad hand but again like you said you've got to you've got to   play the cards you're dealt right and do the best you can with it and I think that if you are adopted it's easy to go and blame it on that it's it's an easy crutch to lean it's an excuse it's it's something there you can make an excuse about and and and that's the issue about today's society is that everyone wants excuses where mentally uh wired to have negativity in our life and so they're going to make an excuse oh I'm not successful because of this because of this that's a lie you are highly   successful and attorney a beautiful wife doing great things in business and in the real estate industry so you are proof that you can get it done you just have to work hard yeah you just have to work hard you can't blame shift I like to call it you can't blame it on you know the cards you were dealt or you know the things that uh may have happened to you or the situations you're in you've got to just move forward and do the best that you can so dad was a coal miner y mom was a a school teacher what made you want to say hey I'm G to   go into law school and be an attorney yeah it it was a little bit uh a little bit more of a story behind that first of all I went into uh medicine so I wanted to be a doctor all right um well I wouldn't say I wanted to be a doctor it was more like what's the best job that I can get with the mindset that I had my mindset was you know W2 worker type of mindset right like not entrepreneurial not don't take risk and it was and I you know academically it was pretty easy for me so it was just okay what's the best   job you can get is probably being a doctor right like that's kind of the highest calling um and I actually went to med school for a year and a half really yeah and then I dropped out halfway through my second year I literally just got up in the middle of class walked out and said I've I've had it I oh my goodness so I went Premed biology yeah I went Premed biology chemistry and biology whoop my butt so I said okay I'm going to business entrepreneurship switch business entrepreneurship and I said maybe it   wasn't chemistry and biology it was just College in general so I dropped out of college um but you so you got to med school and you're like okay I'm done with this Y and then what yep um honestly that was a turning point in my life I didn't know what I wanted to do right like I committed a a large portion of my life to you know schooling schooling taking the MCAT getting into med school finishing that's not easy either Med school's hard very hard very hard but I've always had an interest in business and real estate just kind of in   the background like I just always had an interest in it um didn't really know how to act on it at the time um so I actually just started enrolling in business classes like immediately just and ended up getting a minor in business for the rest of that year so I I in undergrad classes um and then I started up my MBA actually the following year so got my MBA and then I decided to take it the next step and go ahead and get my law degree because I was still in that same mindset it was like you know this   isn't enough I didn't really know anything about starting a business or anything like that and I just felt like I hadn't done enough so I went ahead and went to went to law school and at that point I did decide I was like look I'm going to I'm going to finish this whether it's the right thing or not um and I was very successful at it I finished towards the top of my class dedicated you know the time and effort it needed um and did really well so love that love that and so getting in what made you want to move out to California   number one on a win man so dropped out of med school kind of took those business classes just trying to figure out what I wanted to to do next on the other side of the world I'm in West Virginia still at this point yeah in West Virginia trying to figure it out and I just knew I needed to get out of there I needed to see more I needed to get out of West Virginia you know it was it was a tough conversation to have right like all my family and friends are there um you know I just dropped out of medical school so now they're like what   the hell is this kid doing you know what I mean like dropping out of med school but they've always been supportive always been supportive always been supportive they never like pushed me into medicine or anything like that and then when I dropped out you know they're still staying supportive but I'm sure in the background they're thinking what the hell are you doing uhoh yeah and then I just decided to up and leave and move to Los Angeles out of nowhere unbelievable unbelievable so you moved out to Los   Angeles yep how was that well I partied for a little bit yeah for a little bit they they know how to party out yeah for a little bit I didn't know what I was going to do I was enrolled um getting my NBA at the time uh mostly online um at Arizona State um so I kept the education going but at the same time I'm in La I'm in a new city I actually started promoting for nightclubs you were a promoter I was a promoter for nightclub for a little over a year in Los Angeles um before I decided hey I got to get my   [ __ ] together well I mean you'll definitely meet a lot of women doing that for sure you get paid basically per head on how many women you bring in the club oh yeah you've got a bottle or two waiting for you every single night y it's actually a pretty nice little lifestyle for somebody in their 20s oh yeah most I I believe it if you want you know if you want to get some experience get out there it's best you can meet a lot of women too yeah and it's a good like uh it's kind of a sales experience   be honest with you you're just for you're like hey I'm getting paid $10 ahead to bring beautiful women to this club I got to go out there and just talk to everybody literally just going out there talking hey you got this come to this club tonight we've got bottles all this kind of stuff and you know wow unbelievable unbelievable so from there you were like okay I got to get my [ __ ] together yeah had to get my [ __ ] together obviously you know I'm still getting educated in back getting my NBA   still kind of keeping the education going oh yeah um but I decided hey I'm going to go to law school so started applying to law schools um ended up getting accepted to a number of ones and I I narrowed it down to USD in San Diego because I wanted to stay in Southern California because I loved it um but I knew I didn't want to be in La so got out of La went down to San Diego because I had visited there a couple times and I just loved it it's just more of a laid-back attitude people were a lot more genuine just a place that I could   see s down at compared to La it's just you know it it it's kind of doggy dog there most oh it is it's a hunger life is The Hunger Games business is The Hunger Games the space that you are you and I are in private Equity it's the Hunger Games yeah you know and and you have to have that mentality you have to be able to survive yeah at the end of the day so from there you're like okay law school it is yep and then you get into law school well in law school or but even prior to that there's so many   different levels of law you can practice yeah what made you you know pick SEC and prior to that did you have any other interest in different type of law yeah I mean generally speaking I want I knew I wanted to get into transactional law I didn't want to be a litigator that's for sure um I was interested in business interested in doing deals those sorts of things so I started out actually at a at a pretty big Law Firm step tone Johnson and ended up doing both real estate and corporate I think that's when we first   met it might have been yeah yeah when when you were cuz they were out what in San Diego or no actually I moved back to West Virginia for that job oh did you okay maybe maybe you maybe you were just finishing there when we met yeah well actually I think we met when I was in probably when I was in Charlotte because I moved to Charlotte for another big Law Firm I think so but anyways yeah so I started kind of more general transactional practice with real estate and corporate and then as I kind of got   more mature and more experienced I started focusing more on the security side nice nice do you you enjoy security side for sure for sure the security side is it it feels a lot more sophisticated um I like the people that I work with in that field a little bit more um but I still have a passion for Real Estate like I still love real estate so even though I'm a Securities attorney it's largely focused on real estate yeah so let's talk about that you know for those individuals that may not know what a   security is most will know what a security is let's talk about that and let's talk about you know the the day-to-day what does a Security attorneys really look like sure sure I mean the easy way to put it for a security because because people kind of miss understand it but if you have passive investors involved at all anywhere anywhere any even if it's one you probably even if it's an LLC yeah you're probably dealing with a security and you're dealing with the SEC regulations and you need a Securities   attorney to advise you because there are lots of things to navigate that you're probably not aware of and that your real estate attorney probably doesn't have the knowledge or know how to to deal with mostely and I see that mistake being made quite a bit oh yeah no I I see that on social media all the time for sure all the time on social media and it comes down to even with words you say like you have to be very very careful you're not misleading whatsoever what do you find uh the most common maybe mistake syndicators or fund   managers do in the syndication world yeah I mean I think the most common mistake is just not even realizing that they're under the Securities regime right like they're just like oh well I'm just raising some you know I'm getting some investors from family friends and they think because it's family and friends maybe that it's okay but it's not it doesn't it doesn't matter who they are it doesn't matter if it's your your family or friends or you know stranger off the streets you're dealing with Securities yeah and that and you   have to deal with those Securities regulations to come along with it so I I think just not knowing yeah that or maybe kind of turning a blind cheek to it is is more like it I think people nowadays have a pretty good idea of because it is kind of out there now right everyone's on social media they're all talking about it the biggest thing too is is you don't want to not know and you don't want to turn that cheek because um something to know is that SEC has unlimited money and they will milk you dry so you might as well spend the   money ahead of time find you a good SEC attorney like Seth you know to make sure that they don't milk you dry because they will milk you dry and they'll throw you in a little white little 4x6 cell and it's not going to be fun if you didn't know they can print money yeah so so if you're you're going up against someone who can print money and you necessarily can't print like they can print exactly you know so you got to be careful and that's not to mention the state Commissioners too so you've got the SEC to deal with as   well as the state Securities commissioner which people don't people don't realize that there's a federal and a state level too and and it's super important to understand what state you're doing business in and what state your investors are coming from and and super important to understand at a state and federal level yeah yeah and it's a you know and if something happens it's a full-blown investigation I mean it's just like a subpoena or you maybe you will get subpoenaed uh but they're asking for everything you they're asking   for texts they're asking for emails asking for phone logs they're asking and give it give it to them like don't even because if you don't they're going to get it they're going to find it yeah I mean they're just going to subpoena you on it and the judge is going to make you do it or they'll throw you in jail so no matter what give it to them and then address every single situation you know or issue that they bring up that I I think it's it's super important we just talked about this on the other podcast   is be transparent yeah you know be transparent because if not they're again they have unlimited Capital absolutely you know they're going to come and get you no matter what and and if and if being transparent makes you nervous then maybe think about the way you're doing business right oh yeah I mean you should be able to be transparent and and just like I said on the other podcast big investor that we had or a big investor that we interviewed on the other podcast and I said you know during 2023 as you   know uh interest rates spiked you know little bit yeah just a little bit and a lot of syndicators were not transparent a lot of them went ghost a lot of them were let like screw this I'm done and we double down we went from monthly communication to bi-weekly communication which is a lot more on our team but we did it to overc communicate we didn't have to cuz our SEC doc said just once a month we could have just stick it once a month but we decided to double down yeah and and that right there overc   communicating saying hey this is what's going on it's out of our control but this is what we're doing to make sure we can control this you know I think is super important when you're a syndicator fund manager you name it when you're dealing and having investors involved 100% man 100% And you you are able to control the narrative that way too right like if the the past investors is sitting there and they're reading the headlines and they're seeing the interest rate Spike and they're hearing about multifam going down the tubes and   all this stuff and that's not necessarily true not all those things are true it could be Market specific deal specific those things but if you're not in constant communication with them letting them know hey this is what's going on with this deal maybe this deal is going great maybe this one's not going as well well here's what we're doing to fix it it it goes a long ways 100% their trust you're going to have an upset investor you know you are if you have you know 20 50 100 investors one's going to be upset and if you ever got   audited you can all you can go back and say look at all of our communication right like read through all of our communication we were transparent about everything they're going to look back and be like okay it's this a pissed off investor yeah you for sure for sure and it's super like communication is the biggest uh I think thing that is lost in% capital and also you know being being transparent with the communication because number one from my knowledge number one thing SEC really gets you on is misrepresentation absolutely you know   and if you're not being transparent on it with everything on there boom it it will be a very ugly day for you for sure be transparent you know obviously the things that you leave out as well like if there are key material things that you're leaving out and then you've you've disclosed all these things let's say down the line to the SEC or State commissioner like what in the world this doesn't sound like you're representing this deal like it really was at this time and maybe they're going back and   looking at your records looking your financial statements and seeing how that deal was going it wasn't going great it was going terrible Y and you're saying that everything is great well um that's not being transparent right you know you're not communicating that with the investors right yeah no I think that's super important H you know what have you seen you know over 2023 dealing with you know Securities talking with other fund managers things like that what have you seen you know during last year with   interest rate hikes man it it there was a little bit of blood in streets right you know a lot of these deals um that had shortterm loans that had um you know the the variable loan rates um struggled yeah a lot of people that caps they didn't get rate Caps or the or the cap expired yeah or their cap expired and they didn't have enough money in reserves to buy an extension on the cap you know and and that was huge that was huge thinkk one of our deals uh had 202 for or excuse me uh 2024 expiration and   we bought uh end or beginning of 2023 end of 2022 rate cap to Extended 2025 and I'm so glad we did it yeah you know it was perfect timing because that same rate cap would have been a million and we only spent like 400,000 yeah yeah for sure yeah so you're seeing a little bit of blood in the streets um you know I think right now what's happening banks are allowing for some uh leniency with their loans they don't they don't want to have the property absolutely and it looks it looks terrible if they do have   the property on their balance sheet plus I think they the this go around cuz oh0 wait the first thing they said is we're going to foreclose on everyone we're taking everyone's property then they realize well [ __ ] I got a ton of property and no one wants to buy it yeah you know so I think they've learned their lesson and now they are like okay we don't want to forclosed because no one's going to buy it and if they do buy it we're still going to take a huge loss so let's go ahead and see what we can do   to work things out you know if the property's really really not bad let's see what we can do to work things out because it will rebound it's coming back back around yeah but I do think you know we're kicking the can down the road they're giving extensions those sorts of things and we're all banking that the interest rates are going to go down at some point right so we're hoping for that um I think that they will I think we're going to see one before the election yeah it I think we're going to see a quarter point before the election   I think I think some politics have gotten into drone Pal's head no way yeah I know right no way couldn't I I think they I think they had a nice little cigar dinner or something and and I think they got in his head so I think you'll see one before the election of this year I agree I agree yeah you know it's it's going to be a wild election too not wanting to dive deep into politics but it's definitely going to be a wild one uh talk to us about you know the the California lifestyle what are you what are you doing right now you you   also your wife beautiful wife has a great business you guys are running that's why you're here in Charlotte talk to us a little bit about that and why you guys got into that too yeah so we uh started uh we bought two burn boot camp franchises so uh my wife luckily runs those helped her get them off the ground and now she's crushing it so letting her run with those and uh they're going really really well um lifestyle in California you can't beat it man I mean San Diego is unbelievable oh it's beautiful down there the weather   everything kind of like how you said earlier in the show I mean if you if you can afford to live there one because it is really expensive oh I know and if you can deal with the politics then there's no better place in the United States for sure really there's not you know I just wish they had better politics over there um but yeah the weather out there is so beautiful you really can't beat it you can't beat it you know let's talk about health because you guys own those burn boot camps they're huge in Charlotte um   their headquarters here in Charlotte that's where it was founded um and tell us a little bit about what burn boot camp is and then also I'm going to want you to touch on like how are you optimizing your health to to be the phenomenal husband that you are to operate you know businesses and getting involved in real estate talk to us about that sure man yeah burn boot camp it's a boutique Fitness franchise um you know it's it's Boot Camp style workouts workouts the same um it's incredible and and it's focused on women it's focused   on empowering inspiring so if you're a single man you should go absolutely absolutely I will say I've been taking up hot yoga lately Hot Yoga is good and for those single men out there go to hot yoga just saying there we go yeah Gym's not a bad place to pick up women yeah plus the great thing too is that there's no filters you can't have filters at the gym and more than likely they're not going there with makeup on so it's it's a good place to filter out women you want there you go a little different than the apps right yeah I   know so so it's geared more towards women it is geared towards more towards women um but it I work out there every day I mean that's where I work out now like that's that's what I do I love the total body workouts I love the total body workouts you go in like an orange theory you go in one hour boom you're done you're going about your day exactly hour in and out of there and for guys like us that have a million things to do like it's unbeatable and I want somebody telling me what to do I was just going   to say that I don't want and I I work out by myself now and it's so much easier showing up tell me to shut up go do this do that get it done boom okay I'm all about my day you know tell me what to do right just tell me what to do I I will I will tell you I've been to the gym and there's been times I've had business on my mind that I'm like wait okay so I'm at the gym what do I need to do like you're sitting like a 24-hour fitness or or yeah something like I work out at lifetime I live right behind it   and I walk in there sometimes because of my long days and I'm like [ __ ] what do I want to do today like I because my mind is business business business it's so much easier showing up having someone said hey we got all these set workouts you're going to knock these out and be done they make they make you focus on the workout at that point instead of you know business or whatever listen to a podcast or something what got you guys interested in opening up one of those I hope you're enjoying today's episode   just a quick reminder to make sure you never miss an episode stay connected with us by following us on social media platforms Instagram Twitter threads Tik Tok at Chris saloor and don't forget to subscribe to YouTube to catch the video versions of our episode you'll get exclusive content behindth scenes footage and much more head over to YouTube chrisoro now and hit the Subscribe button stay tuned because we've got more great content coming right after this actually cuz my wife worked out at one   here in Charlotte really so she was working out at one she was working out at one here in Charlotte and then we moved back to the West Coast cuz I took a job here in Charlotte for a little bit then we moved back to the West Coast and I was look looking to start a business I was looking for something recession resistant outside of real estates I was already investing in real estate but looking for a business outside of real estate I looked at liquor stores I looked at laundromats um and then she   turned me on to burn boot camp which is not recession resistance let's put it that way but at the same time they're really good salesman look like a great business model turned out to be awesome although oh most definitely yeah circumstances weren't great we opened two weeks before Co hit oo but talk to us about that you know opening a and we all know California they they lock down like oh yeah they lock down you can't even go get your mail out of your house um talk to us about that opening up a   business right before covid and being in California where you know they were basically Nazis out there yeah for sure I mean we opened up two weeks in um and we didn't have any paying members because we were all on uh they were all on like a free membership TR one yeah so then we had to shut it down we had to move inside we had to move outside we did online workouts every single day uh pivoted yeah we pivoted we did whatever we had to do to keep the lights on wow um so literally our lead trainer and   business partner was in our apartment leading online workouts and me and my wife Alison are in the background like like a yeah like a music workout video Yeah in the backgound but it did keep us in shape during Co cuz we worked out every single day because we had to make those videos you had to yeah but it was I mean it was ridiculous out in California man they shut down the beaches they shut down the water you weren't allowed to be in in the ocean what you weren't allowed to be in the ocean cuz they said it got transmitted   through the water at one point so are you serious so they kicked the Surfers out of the water and you kick the Surfers out of the water in San Diego you're you got some pissed off people you got a big problem but there are like all these you know Instagram videos the cops chasing Surfers down the beach and the guy just dropping his surfboard and running it was it transmitted through the water yeah insane but that's new heard that inside outside online inside outside eventually we we blacked out our   windows so you couldn't see in it because we got we got actually attacked by U an Instagram person that ended up going viral because he said hey you're the reason that we're the the disease is spreading because of businesses like yours and they filmed us from the outside into the windows and it went viral no way and it went viral and then finally we we ended up blacking out the windows and just stayed open cuz there's at that point it was like either Do Your Own Thing yeah and stay open oh yeah or   we're going out of business yeah you got to shut shop and this is a venture you just opened up no one knew Co is coming and all a sudden Co boom co comes and wow so you bled out the windows and you said hey we're just going to do it it's like a Speak Easy now yeah you guys want to work out we called it that at one point really speak easy easy workout like underground workouts underground haircuts there all kinds of that stuff going on it was insane that's W if you just have to think about that that's   just wild yeah like you know just for your basic necessities to stay in shape and things like that turns out if you got sunshine and you worked out you were a little bit more immune to the disease oh really yeah interesting interesting wow and you weren't locked in doors and you weren't allowed to work out yeah well problems wow I think we can go on a rabbit hole about that damn I'm not a big fan of I will say I do think there's another one going to be coming you know I think there's another pandemic that   will be coming um because of what happened with the first one so let's see uh let's just see what happens let's see if we handle it better this time uh we shall see it depends on whose's President I I think that's that's true yeah um definitely depends on them so you guys now you know past covid everyone's now out and about in California everything's been lifted and now those are up and running are those are the only ones really on the west coast right or um I think there are let's see two four five I think there's   six in California right now six now yeah cuz like you said it was based in Charlotte mainly east coast yeah yeah I think there's about 400 locations open now very cool um actually I think they're approaching 500 locations now yeah um so it's expanding pretty quickly at this point you know Fitness franchises have have rebounded completely from Co at this point oh my God yeah I think I think the fitness industry and I'm seeing it more and more people are taking it a lot more serious yeah they're they're watching what they   eat and I I said this multiple times with my son he's four and a half uh he watches what um or I make sure whatever I give him I watch very closely goldfish now and if you look and I swear this is brand new if you look at any ingredients now it says bio oh what is what's it say bio biograde or bio bio bioengineered food so it says it's been bioengineered the food that's been in there yeah so if you look go next time you go to the grocery store look at the ingredients and now it says it in bold you can pick up some gold Vision it says   bioengineered chemicals hm in the food interesting it's wild even her Pedialite had it said bioengineered chemicals now I swear that just popped up you know in one of these crazy bills cuz I've never ever seen it say bioengineered food on there uh and I steer very far away from it I'm big on those factors Factor meals now okay I have you heard of those I have y so I get those now once a week it's like 141 bucks uh lunch and dinner CU I don't eat breakfast so lunch and dinner 141 bucks and I'm thinking in my   head well if you and I went out to dinner it'd be about a 100 bucks right now so I get uh 14 meals per week lunch and dinner for 141 bucks I'm like I can't beat that yeah like that's good I throw them in the microwave 2 minutes boom done yeah we do pre-made meals all the time but we switch like we've done Factor before bur boot Camp's actually coming out with some in the fall we we got the test drive and they're actually pretty delicious cuz yeah we're pretty picky about these types of meals you   have to be but they're actually really good are they so they're coming out they're coming out with their own branding yep oo that'll be exciting and that is that's not just for boot camp people that's for everyone yeah you can just get on the app and order them this fall I believe really oh I'm going to have to switch it up and try man they're good but especially with pring these days it makes sense plus how busy you and I are yeah I mean so are you meal prepping or are you using these type of things my wife does some meal prepping   on Sunday got to love her yeah that's basically it every once in a while I volunteer to grill out but man it's it's it's a Time suck right like it to feed yourself at home like it sounds even going out you know for a lunch meeting it's like two hours like I have to block two hours off on my day for a lunch meeting yeah yeah I mean trying to cook an individual meal every single night let alone like lunch as well and even and then you got to clean all that Tak in just takes so much time we we don't   have time for it no I I I don't either that's why I start a factor where I throw it in 2 minutes boom I eat it and I'm done and I'm like well I threw it away boom no cleaning done I love it I love it so you guys are doing great things with the bur boot camp out there what do you what are you seeing uh let's go back to the real estate market what are you seeing in the near future I know we talk about interest rates lowering you know what are you seeing what are you doing right now in the real estate   market as well yeah um currently a fund manager for $20 million fund it's an Adu Fund in California so we're doing basically in California just like everything else difficult to do anything right like the government's got their handed and everything oh my God so very difficult to get any kind of construction done off the ground it's mind bogling we're buying a car wash and Cape car right now and it's finished yeah well they came out for the co they don't like the garage doors and so now we have to order new or the the seller   we're buying it from the seller seller has to now order new garage doors it won't be here till end of October and I'm like like seriously the garage doors will only be down between 9:00 at night and and 7 in the morning like it's middle the night no one's going to even look at them yeah like and you want these fancy garage like come on really yeah you know so and I can't imagine out in California yeah and if you get the coastal commission involved it takes literally years and years to do any so   anyways the reason I brought that up is because the adus accessory dwelling units they actually have a bill in California that they past and they basically just FastTrack those types of developments so if you want to add they they view it as a a solution to housing so the lack of housing yeah um so they let you build on uh turn your single family property into a duplex or even build duplex on the on the property if you have a big enough lot um so you can turn one units into four and rent the back out or rent them all out yep   exactly so it's a it's a quick way to get the construction approved get it done I don't know how long this wind is going to be open so you guys taking advantage so we're taking advantage of it right now love that love that and is your main focus down there in that San Diego Market um it's actually Riverside County okay yeah where and where I'm Riverside county is is East just East adjacent of Los Angeles County okay right so a little cheaper housing so it makes a little bit more sense when you get closer to the coast it stops making   a lot of sense you got to go for some more creative Place cheaper like 5 million probably yeah yeah yeah just a little $5 million 5 million um but but cheaper housing there so you guys are finding opportunity now is that bill all for California where you can for all California and then the local um you know counties and municipalities can kind of change that and you they can't make it any more restrictive but they can make it even less restrictive okay good and so are you uh are you guys doing long-term rentals there are you   doing short-term like airbnbs um semi longterm right so we're putting in a 10-year fund so you know we're getting we're buying the property we're renovating it putting ad used on the properties and then renting them for a few years and then unloading them towards the back end of the the fund I love love that and with these you're all buying them in the same area yeah yeah Riverside County generally I mean it's you know spread across how are you guys finding good deals in this market you know it's so hard multif family no you   name it any any type of real estate there's always a huge disc connect between a seller and a buyer how are you guys finding good deals right now uh my business partners man like I you know I'm handling legal I'm working with some Capital I'm I'm advising on on raising Capital those sorts of things um but my business partners are real estate brokers and they' been doing uh this type of thing identifying properties that are perfect for adus um for a number of years at this point so they're they're the main source they they get   first look I love I love that how how is it finding you know great business partners you know it's just like a marriage you you got to test it out you got to see how it is because a Business Partnership is like a marriage how is it you know and how did you guys link up yeah um networking event so I met I met these bus business partners actually at a wealth without Wall Street event that I was speaking at nice yeah yeah so I met them hit it off with them I think the first I've been in Good and Bad   Business Partnership relationships yeah I I think you you have to go through bad ones you do because if if you don't go through bad ones you don't know what what can happen to you and I would rather go through bad ones early on to make sure that when if we went into business we have the right contract the right verbage all of that in place because at the end of the day again just like if you would get married you're signing a contract to your wife you know in most circumstances I highly recommend   sign a prup I'm not a big fan I don't believe in marriage uh but a Business Partnership is a marriage yeah you know it is it is and building off of that like you have to like the person I think that you're going into oh 100% you have to hang out with them like you you have to be very cold cordial you know talk you guys have to like the same things if you just like a relationship if you guys don't like the same things if you don't like if one party likes working out the other one doesn't other one doesn't eat   healthy the other one eats healthy like it's just not going to work out it's not not not a long-term Business Partnership right like it can't just be transaction maybe shortterm really quick turnaround time but if it's going to be a long-term Business Partnership you got to like that person you generally like him you're like hey I I like this dude I'll go have a beer with him this is great this is I'll travel with him my business partner we travel around the world together we hang out together we go to   the same events together we like the same things you know it's it's amazing that's super important part because I think communication back to communication is huge right like and if you don't like that person it's going to feel forced and awkward and kind of going over a hump to try to communicate with them and that's the key you got to stay transparent you got to communicate because again if you have that separation you're not communicating you're not transparent who knows what the other person is doing at that point   oh agreed agreed most definitely I mean my business partner we talk about 20 20 25 times a day yeah and it's and most of it's business but other thing is personal hey how's the family doing how the kids doing you know anything going on blah blah blah but it's super important to also let your business partner know what's going on with you personally I think that's I think that's important as well because if if you're going through you know knock on wood you know something with your marriage I need   to know that I feel you know even if it's getting a little rough I need you to say hey you know my marriage is getting a little rough because I need to know okay if you're not here at business 100% I'm going to step up 120% to make sure that we're still good you know I think that's important AB for sure for sure and we do that even with like our team so with bur boot camp with some other businesses that we have we have leadership meetings and we make sure that everyone sh kind of personal things   what's going on keeping that transparent relationship up because it's it's important it affects um your personal life affects your business life as much as you don't wanted to most definitely no you're spot on there so I always say not all not all chefs not all chefs should own the restaurant not all attorneys should own their own practice you know what has really helped you to really own your own business and and you know go through the trial and errors and things like that to you know survive Co   to to run a successful you know Law Firm things like that yeah I mean I think one of the key things for entrepreneurs and people starting businesses you got to be a little bit crazy right you got to be a little bit crazy you got to be willing to take risks right you got to assess risks and and take them you can't be afraid to to just go out there and take action and do it um I think that attorneys on the other hand are trained not to take risks right they are trained to assess the risks but they're really   leaning to risk averse risers really leaning towards no whereas an entrepreneur is leaning towards yes yes so I think that I strike a really good balance between those two that's good um and I think that's what allows me to be an attorney at heart but then you know also be an entrepreneur and take risks and I think that's what my business partners appreciate as well I love that um I figure out how can we do it rather than can we do it right like that most attorneys will be like well we can't do it because of this or I advise   you not to do it because of that I will say look we can do it here's how yep right and here are the risks oh most definitely now you as the business partner if you're my partner we need to decide is it worth it or not yeah right cuz there's there's always risk involved so do you want to take no matter what you do there is risk you just have to make sure you take the calculated risk that's right you know and sometimes you may think it's calculated at that point in the moment and it turns out to not be   right so you have to have the ability to Pivot very quickly like you guys did with Co you have to have that ability to handle that stress and handle that pressure so you can power through for sure absolutely yeah no I love that where do you see you you think you know where do you see yourself uh you know growing uh triest you know where where do you see yourself with that and on to the Future yeah so I joined tribe vest of July of last year nice so it's been about um been about one year and we have   really developed um you know this this fund of Fund in a box right like you've probably heard about how the market is really shifting from the cgp model right to fun of funds because the is kind of you know they kind of started investigating people and you know these folks that had these cgps that were just raising capital and not doing anything else which everyone knows you're not supposed to do but everybody does it anyways yep um started looking for another solution and the fund the funds model has always been it is the solution   it's always been the solution it's not a new thing it's just a more you just people didn't know of it at the time at a high level yeah and and honestly it it's more complicated it's more expensive it's more expensive and there's just you know a lot more things to go into it so people just took the easy route did theot quote CP rout and and it you know I guess I'll say that it worked up until this point right like I guess you could say you got away with it or what have you um but the market is is   is Shifting or has shifted to the co or to the fun everything is fun to funs now that's all I'm seeing is fund to funds models training programs you know and fund to funds things like that you know it's definitely questionable I think as an investor I would ask if if I'm talking to a sponsor hey are you the lead sponsor or you a fun of funds because in in my eyes you're paying double fees you know to get into those opportunities don't get me wrong people need to make money people are giving you   great opportunities to invest and build your Capital um but there's definitely questions I feel like definitely needs to be involved yeah I mean there's always questions right I mean even when everyone was using the CP model it's like well who's actually the operating partner who's the lead sponsor who's actually going to execute the business plan after we closing this property and I think a lot of cgps were kind of masquerading as the operating partner like hey this is my deal I found the property I'm going to be doing this   executing this business plan in reality there's a lead sponsor who found the deal who's signing the loan documents who's going to execute the business plan and sometimes there passive investors don't even know they don't even know and and fund manager like you said kind of same it's the same thing right the fund manager should not be representing that they're the operating partner Som or anything like that um I know at tribe vest we we really emphasize that because the the vehicle that we use is an SPV   fund of fund where the the fund of fund is designed only to invest in one specific deal so we're not it's not a discretionary fund where you can do whatever we can do whereever whatever you want invest you know multiple deals or anything it is one deal so you're really just serving as a conduit uh to invest in a Target deal so it's very clear to the pive investors very spe specific if you invest in this fund of fund all your capital is going into this deal and we disclose those deal documents as well so those offering   documents are an exhibit to the fund of fund offering documents most definitely no I think that's super important and we have a fund that we've put together for car washes and before we really truly launch the fund we have we have those deals locked under and we're like look these are the deals we may add some more deals but these are the specific deals that we are buying and that the capital is going into yeah yep yeah for I think that's super important so you guys are really taking advantage of this   opportunity out in California um you see it definitely growing you know with your guys's portfolio out there oh for sure for sure I mean the fun to funds model we we've made it affordable right so the the problems with it were that it's complicated it's expensive those are the two B two biggest things you've got to get your if you're a fund manager who used to be a cgp depending on the lead sponsor to do everything for you now you've got to do all those things yeah accounting you know all bookkeeping all   of that you got to open a business banking account you got to form your LLC you've got to find a Securities attorney you've got to find a CPA you've got to manage your investors you got to find a platform all those things that the lead sponsor usually does yeah and then you're going to have to pay depending on the attorney you know anywhere from 15 to 30,000 absolutely uh you know on average some are even 50,000 from what I hear but normally the head attorney who's running the whole syndication will   have a deal where you can do a fund of funds at a cheaper amount but it's going to cost maybe 15 20,000 for you as a fund manager to open up your own fund right and you know that some CPS former CPS can't really raise Capital right like they own a deal and they say hey I can raise a million bucks easy and then they come up with 100,000 bucks or zero yeah right so if you do that with a fund of funds well now you an attorney 15,000 bucks or 25,000 bucks and you didn't raise any Capital you're screwed that's   a lot of money out of your pocket when you weren't able to get paid on that deal yep um but what we've done at triest is combined all all those things together love that we you with triest it's a fun to fun in a box it's basically done for you kind of a done for you program you know you you get your k1s we open your business banking account we form your LLC we do your offering documents we on board your investors so we send out electronic signatures of the offering documents quote unquote hurting the cats right   getting getting them to wire their funds basically taking the place of an investor relation which I will tell you I love our investors that will sign and wire right then and there but we do have those sum that will sign and then the wire is like pulling teeth and it comes to a point where I'm like look like I feel like I'm stepping my boundaries by keep asking you hey why are your Capital we need you know it's very difficult sometimes yeah it is it is and I can feel for him a little bit especially the first time   around ,000 bucks you're like whoa this is crazy wiring to a stranger or somebody you might have just had a couple of contacts you know we we advertise heavily on social media we only accept accredited investors as a 506c so we can advertise we advertise heavily on social media um I don't actually to be honest with you I don't think I've ever done a 506b that's awesome that's a great that's place to play I always6 coun people to do five sixc and only accept credit investors that's going to keep you safe yeah 100% you know and   it's it's a lot easier um but yeah you know I think it's it's super important to go that route and even with those new investors I definitely understand you know 50 200 300 you know 500,000 is a lot of capital from someone you you met on social media that's why you ask the right questions that's why you get references you understand the business model business strategy and at the end of the day though you have to take a risk you have to take a risk and a leite got the trigger and just do it yep got   to take action I love that you guys are doing that all inone I think that's huge yeah yeah and going back to to pricing man you the last Law Firm that I worked at huge Law Firm top three law firm in the world we charged $75,000 you bullsh out of the gate for a set of s now this was at the lead sponsor level but a lead sponsor documents and that's just for the initial drafts and then it's charged per hour no way yeah get started just to get started people don't realize how expensive creting a fund is it's   expensive yeah yeah and then some people you know there are you know these Boutique firms I mean even my Boutique firm we do it at a much lower cost and people are like whoa that's so expensive because they just haven't seen it I'm like you have no idea how expensive it actually can be oh I know do you do you see yourself uh going into any other practice of law oh I don't think so secur is where it's at man I mean I've I'm a fund manager I've syndicated deals myself as a lead sponsor you know I've   worked as a Securities attorney now for a number of years so it's it's kind of where my interest and my legal practice have kind of combined how do how do you keep up with your energy and your mindset your your your high energy your great mindset how do you keep up with that and cultivate that man I think you know we kind of touched on it before but we didn't quite get around to it it a lot of it is just trying to take care of yourself staying healthy man getting sleep that's super important right I   think a lot of entrepreneurs run themselves into the ground and they don't sleep man I don't care what time I get to bed I'm sleeping 7 hours so I I set my alarm clock for 7 hours after I really you do that after I lay down interesting I'm complete opposite oh yeah uh no matter what time I go to bed I wake up at 6:00 a.m. no matter what time uh Stephanie can tell you I'll send her emails at 3:00 4 a.m. in the morning you might get 2 hours might get 10 hours yep no never 10 no never o never over   seven okay I can't get over seven hours yeah I if I get over seven hours I feel joggy I feel like I've slept I've wasted my day um even on Saturdays and Sundays I will wake up boom and you know if whoever's in the my girl who's in the bed I'm in in my office at the home working you know at 6:00 a.m. on a Saturday that's how I'm wired if we get home at 1:00 from an evening you know out with friends which I rarely do 6:00 a.m. I'm up ready to go that's awesome man that's awesome and I think what helps you know I don't drink yeah don't   drink alcohol I don't care to um you know I drink water I drink too much lattes yeah uh but uh but yeah don't drank alcohol and I think that's helped tremendously sure not being in my system yeah that there's a huge movement now right towards not drinking my what's this new there's this new uh drink everyone's getting it's uh it's not it's we all know a virgin drink meaning no alcohol but a mocktail oh yeah every I'm hearing this everywhere everyone's just saying they're getting mocktails cuz they don't want to drink it there's like   mocktail bars there are I think there's some in Charlotte that are mocktail bars and they don't serve any alcohol at all um and I think a lot of people again I don't know if it was Co or whatever but a lot of people are very conscious with their health they're watching what they eat even you know with go again going to these grocery stores next time you go to the grocery store look at that this is bio-engineered chemicals you know a lot of people are watching that in what they're putting into their system for   sure for sure people are much more aware of it I mean I I'm a drinker I do drink which is fine yeah but I do I you know I did dry January and honestly you can just you can tell I mean you're poisoning your body with alcohol I think at this point everybody understands that they realize that and they choose either to do it or not but is poison to your body I mean that's what at the end of the day it is and for me personally I don't I don't care to wake up feeling you know joggy or anything like that I   care to wake up feeling great you know thriving and ready to go but alcohol does do that alcohol will do that to you and you'll definitely see the the weight I mean my lattes I see my lattes at my lower stomach and I'm like I got to do more ABS got to eat healthier got to drink the black coffee man I do so I drink the black coffee but when I'm out and about I'll stop and get a latte I I don't know I love I just love these lattes yeah I drink a ton of coffee so but mostly black coffee at home I I'll   make black coffee 100% at home black coffee but if I'm out and about traveling or something like that I'm like got to give me a latte yeah for sure but yeah man I mean it's it's staying healthy you got to keep yourself healthy to be able to perform mentally yeah you have to you have to these days especially with all this bioengineered you know chemicals all this type of food out there that is just unhealthy for you you have to really watch what you eat for sure for sure you got to get that work out in I mean if I'm not working if   I don't work out for like 2 days in a row I'm going I'm going like stir crazy oh I am too I am too I work out every single day and even if I can't get a full like hard workout in I'm like okay I'm going to walk around the block like I'm going to and I and I now have a tread meal under my desk where I'm like I'm going to at least walk one mile because I know I can't get a full workout in at the gym today so I'm at least going to walk one mile because I I have to keep my body doing something for sure there's something about it it just   clears your mind out right like it just it gives you Clarity by working out when when you don't work out for a couple of days man it's just like fog just I just feel foggy it no 100% you don't feel sharp I'm a big I'm a big fan of the sauna and the steam room yeah I love a nice sauna in the steam room I I do it before I work out and after I work out and I can stay in there for 30 minutes each like I love it in there um but I I think you know adopting that I'm looking into that red light therapy I don't know   if you've looked into it I've heard of it I've seen it but I haven't done a ton of research on it yet I've done some research on it I'm doing more on it though I don't know enough to be dangerous but I'm it's definitely everything I'm reading is very highly beneficial you get that like built into the sauna right I've SE if you get the home Sona too see I'm I'm bougie I work on a lifetime uh they don't have it there um but uh hopefully they do soon um but yeah you can get one of those home saas that also have the red light   therapy in it yeah yeah yeah I think I think that's huge um from what I've done with research is very beneficial for your body there you go let me know let me know what you what you find out I will I'll definitely let you know on that so I love what you guys are doing out in La you know really maximizing what that current law is out there do you see yourself you know you guys possibly getting into the multif family space of large multif family because I know that's what when you and I first met we   we were doing that all that you see yourself going back into that route sure man I mean when the market makes sense and I'm not saying it doesn't make sense but I I don't have a fully build out team right that that's able to find and identify great deals and that takes that takes a lot takes time effort all that exactly so I don't have that fully built out team but when it makes sense to partner with somebody that does have that team and I like the deal certainly certainly no I I don't I don't blame you   I think right now there's still a huge disconnect um I will have to agree with Grant cordone on this is that um I watched a video and he said um right now it's going to be very difficult to put push rents which I've said before and I agree with uh he's given a timeline about 2026 and then uh from there he feels that rents are going to Skyrocket substanti I you know right now it's going be very difficult push R you're not going to be able to for a good couple years so how are you undering you know back in the   day right after covid with the c rate compression everyone's underwriting four five 7% rent growth you know every single year and it's like you can't do that now and that's when I I saw the really the writing on the wall um and then from there you know if if that it's going to be like that for the next couple years till 2026 you know after that is it going to spike or is it not you know there's going to be a lot of Supply coming on the market how how what's it going to look like you know it's unpredictable man it's tough   anybody that tells you that they know the answer they they don't know they might be taking a good guess but they don't know they don't know I think you're going to see a lot of people switch asset classes like we did you know we're in the car War sector we're going to stay in the car War sector um you know will we get into Hospitality or retail here in Charlotte I mean I'd be dumb not to get into retail here in Charlotte or Hospitality we all know Charlotte's booming um it's a wild City so you getting our hands on great   property great real estate it may make sense yeah you you got to stay Nimble you got to stay Nimble you you can't just uh you can't just stay in one vertical one industry one asset type just because that's you know what you've done in the past corre that might not make sense right now today's market I think we saw a lot of sponsors in 2023 get into that

What I Wish I Knew
What I Wish I Knew About Being PreMed with Karys Bryant

What I Wish I Knew

Play Episode Listen Later Jul 23, 2025 28:22


In today's episode, I sit down with Karys Bryant, a rising sophomore and biomedical sciences student at Texas A&M University, to debunk some of the most common misconceptions about being premed.Karys Bryant is a compassionate, driven and curious individual with a strong passion for the medical field and helping others. She is a sophomore pre-med student at Texas A&M University majoring in Biomedical Sciences with a minor in Spanish for the Health Professions. She is hoping to attend medical school after she obtains her bachelor's degree. She currently works at an urgent care clinic, where she gains hands-on experience in patient care and clinical settings. This role has deepened her passion for medicine and strengthened her commitment to serving diverse communities. She is also an active member of her sorority Kappa Delta, where she enjoys building leadership skills, supporting philanthropy, and forming lifelong connections.

First Line
Why Doctors are Now Prescribing Exercise for Mental Health

First Line

Play Episode Listen Later Jul 21, 2025 21:24


Episode 181. Let's talk about how effective exercise really is for mental health, especially symptoms of depression, and how this relates to other treatments like medications and therapy. Here is why some doctors are prescribing exercise (and why some are still slow to embrace lifestyle changes). We'll discuss what is typically recommended to support mental wellness through exercise and my personal tips to make you more successful with increasing your activity levels. Visit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): https://www.firstlinepodcast.com/servicesFor a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

Jack Westin MCAT Podcast
Pre‑Med Academic Planning: Courses, Timeline & GPA Tips

Jack Westin MCAT Podcast

Play Episode Listen Later Jul 16, 2025 34:53


Stressed about squeezing Bio, Chem, Orgo + Physics into four years?

College and Career Clarity
Women in STEM Success: College Research Tips with Jyoti Jain

College and Career Clarity

Play Episode Listen Later Jul 15, 2025 28:17


In this episode, Lisa and Jyoti discuss:Evaluating college programs for women pursuing STEM degreesThe impact of institutional culture and faculty representation on female STEM persistenceThe role of clubs, communities, and scholarships in STEM success for womenTools and strategies for in-depth college research for female STEM studentsKey Takeaways: Female representation among STEM faculty and mentors significantly improves persistence and confidence in women students by providing relatable role models actively involved in research and mentorship.Programs and colleges that intentionally prioritize gender equity through hiring, admissions goals, and targeted initiatives can offer a more welcoming and empowering environment for women pursuing STEM fields.Supportive ecosystems such as student clubs, professional organizations, and gender-focused learning communities create a vital sense of belonging and peer encouragement that helps women navigate male-dominated disciplines.Early and intentional exposure to hands-on STEM experiences, from middle school through college internships and fellowships, is essential in nurturing both curiosity and long-term career success for young women in science and engineering. “Having women role models to look up to for younger women makes it a little less intimidating.” – Jyoti JainAbout Jyoti Jain: Jyoti found her passion for college counseling while helping her own child through the college admissions process and decided to pursue a Certificate in Career Planning and College Counseling from UC Berkeley Extension.She specializes in STEM, Engineering, and the Pre-Med track. She believes that college is all about fit and is excited about empowering students in discovering their unique STEM journeys.Episode References:#123 College Institutional Priorities: Understanding Who Gets In with Aly Beaumont#132 Computer Science and STEM Admissions Tips with Jyoti JainCommon Data Set InitiativeThe College Finder Fifth Edition by Dr. Steven R. AntonoffGet Lisa's Free on-demand video: How-to guide for your teen to choose the right major, college, & career...(without painting themselves into a corner, missing crucial deadlines, or risking choices you both regret).flourishcoachingco.com/video Connect with Jyoti:Facebook: https://www.facebook.com/jyoticollegeconsultantLinkedIn: https://www.linkedin.com/in/jaincollegeconsulting/Website: https://jaincollegeconsulting.com/Connect with Lisa:Website: https://www.flourishcoachingco.com/YouTube: https://www.youtube.com/@flourishcoachingcoInstagram: https://www.instagram.com/flourishcoachingco/LinkedIn: https://www.linkedin.com/company/flourish-coaching-co

First Line
Enneagram Types with Borderline Personality Disorder Traits

First Line

Play Episode Listen Later Jul 14, 2025 20:49


Episode 180. We'll explore how traits of borderline personality disorder can show up across different triads and stances of the Enneagram. Let's break down how 7 of the 9 numbers overlap with BPD patterns like identity confusion, fear of abandonment, emotional reactivity, and relational intensity (and hear which 2 numbers don't fit with BPD at all).Visit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): https://www.firstlinepodcast.com/servicesFor a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

Seforimchatter
Herod the Great: Jewish King in a Roman World (with Prof. Martin Goodman)

Seforimchatter

Play Episode Listen Later Jul 13, 2025 87:55


#373>  Sponsored by the Men's Division of Sara Schenirer.They will help you figure out your yeshiva credits, financial aid, and help you choose a degree program that leads to a successful career.They offer degrees in Accounting, Business, ABA, Psychology, Health Science, Pre-Med, Paralegal, Special Education, and Social Work. All degrees are offered through their prestigious partner colleges and their student support is first-rate.Applications are open now for the fall semester. Visit their website https://shorturl.at/YXy7i, call 917-209-8204, or email rpelberg@sarasch.com to connect with a helpful advisor today. > To purchase "Herod the Great: Jewish King in a Roman World": https://amzn.to/3GDdyji> To join the SeforimChatter WhatsApp community: https://chat.whatsapp.com/DZ3C2CjUeD9AGJvXeEODtK> To join the SeforimChatter WhatsApp status: https://wa.me/message/TI343XQHHMHPN1>  To support the podcast or to sponsor an episode follow this link: https://seforimchatter.com/support-seforimchatter/or email seforimchatter@gmail.com (Zelle/QP this email address)Support the show

First Line
How Enneagram Triads Relate to Personality Disorders

First Line

Play Episode Listen Later Jul 7, 2025 24:58


Episode 179. Let's continue exploring how personality disorders relate to the Enneagram. We'll cover the triads that relate to antisocial, histrionic, schizotypal, and avoidant personality disorders. Other episodes on the Enneagram: Episodes 25-34, 74, 166, and 168Other episodes on personality disorders: 6, 8, 9, 13Visit First Line's website and blog: (check out the episode directory!) ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): https://www.firstlinepodcast.com/servicesFor a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

Seforimchatter
Sefer Chasidim and Early Modern Hebrew Printing (with Prof. Joseph Skloot)

Seforimchatter

Play Episode Listen Later Jul 6, 2025 80:20


#371>  Sponsored by the Men's Division of Sara Schenirer.They will help you figure out your yeshiva credits, financial aid, and help you choose a degree program that leads to a successful career.They offer degrees in Accounting, Business, ABA, Psychology, Health Science, Pre-Med, Paralegal, Special Education, and Social Work. All degrees are offered through their prestigious partner colleges and their student support is first-rate.Applications are open now for the fall semester. Visit their website https://shorturl.at/YXy7i, call 917-209-8204, or email rpelberg@sarasch.com to connect with a helpful advisor today.> To purchase, "First Impressions: Sefer Hasidim and Early Modern Hebrew Printing": https://amzn.to/3TmWSj1> To purchase "Sefer Hasidim and The Ashkenazi Book in Medieval Europe" by Prof. Ivan Marcus: https://amzn.to/4eFlsFw> The Sefer Hasidim Project: https://judaic.princeton.edu/about-us/resources/sefer-hasidim-project> To join the SeforimChatter WhatsApp community: https://chat.whatsapp.com/DZ3C2CjUeD9AGJvXeEODtK> To join the SeforimChatter WhatsApp status: https://wa.me/message/TI343XQHHMHPN1>  To support the podcast or to sponsor an episode follow this link: https://seforimchatter.com/support-seforimchatter/or email seforimchatter@gmail.com (Zelle/QP this email address)Support the show

Jack Westin MCAT Podcast
Why Medicine? Part 1 I Jack Westin Pre-Med Podcast

Jack Westin MCAT Podcast

Play Episode Listen Later Jun 30, 2025 25:03


Thinking about becoming a doctor—but not sure medicine is really your calling? In this two-part conversation, Mike and Molly get brutally honest about the realities of the journey and share a practical framework to help you decide.What we cover:- “Why Medicine?” Discovery Tips – exercises to uncover your true motivations before you apply.- The Real Price Tag – tuition, lost income, lifestyle costs, and how long it actually takes to break even.- Alternatives to an MD/DO – rewarding health-care careers (and salaries) that most pre-meds overlook.- Shadowing & Exploration – smart ways to test-drive medicine now and gather stories for your personal statement.Gut-Check Questions!* Do I still love learning when classes get brutal?* Can I handle constant evaluation and criticism?* Am I willing to put patients' needs ahead of my own comfort?Trusting Yourself – red-flags that say “keep exploring” and green-lights that say “submit the application.”Whether you're early in college or finishing a post-bacc, these reflections will save you time, money, and second-guessing down the road.Want to learn more? Shoot us a text at 415-855-4435 or email us at podcast@jackwestin.com!

First Line
Whole Person, Holistic Mental Health: Changes to Make Today

First Line

Play Episode Listen Later Jun 30, 2025 30:34


Episode 178. This is a foundational episode of First Line that covers what it means to have a whole person, holistic approach to mental health and wellness (for you or your patients)! We also discuss the 6 pillars of lifestyle medicine and how each relates to the practice of psychiatry.Visit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): https://www.firstlinepodcast.com/servicesFor a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

Seforimchatter
The American Revolution and Jewish Patriots (with Prof. Adam Jortner)

Seforimchatter

Play Episode Listen Later Jun 29, 2025 64:52


#369>  Sponsored by the Men's Division of Sara Schenirer.They will help you figure out your yeshiva credits, financial aid, and help you choose a degree program that leads to a successful career.They offer degrees in Accounting, Business, ABA, Psychology, Health Science, Pre-Med, Paralegal, Special Education, and Social Work. All degrees are offered through their prestigious partner colleges and their student support is first-rate.Applications are open now for the fall semester. Visit their website https://shorturl.at/YXy7i, call 917-209-8204, or email rpelberg@sarasch.com to connect with a helpful advisor today.> To purchase, " Promised Land: Jewish Patriots, the American Revolution, and the Birth of Religious Freedom": https://amzn.to/44wQ6NP> To join the SeforimChatter WhatsApp community: https://chat.whatsapp.com/DZ3C2CjUeD9AGJvXeEODtK> To join the SeforimChatter WhatsApp status: https://wa.me/message/TI343XQHHMHPN1>  To support the podcast or to sponsor an episode follow this link: https://seforimchatter.com/support-seforimchatter/or email seforimchatter@gmail.com (Zelle/QP this email address)Support the show

Jack Westin MCAT Podcast
Pre-Med Schedule Breakdown

Jack Westin MCAT Podcast

Play Episode Listen Later Jun 26, 2025 34:53


Not sure how to plan your pre-med journey?

The Premed Years
598: 15 Med School Acceptances: A Student-Athlete's Road to Med School

The Premed Years

Play Episode Listen Later Jun 25, 2025 40:29


(00:01) - From Pre-Physical Therapy to Premed(10:40) - Exploring the Path to Medical School(19:23) - Navigating Medical School Applications and Interviews(27:18) - Medical School Interview Success(34:32) - Medical School Application ReflectionsFrom the thrill of the field to the rush of the emergency room, Mikaela's journey is nothing short of transformational. As an aspiring athlete turned medical professional, Mikaela's path was forever altered by a personal injury, leading her to discover a newfound passion within the walls of an academic hospital. Join us as we explore how her role as a medical scribe in an emergency department opened her eyes to the expansive and dynamic world of healthcare, igniting her ambition to trade a pre-physical therapy trajectory for a career in medicine.Mikaela shares the strategic choices that shaped her medical school application, from opting to scribe alongside medical professionals to balancing a rigorous premed curriculum with a plethora of extracurricular commitments. Her candid reflections on the pressures of standardized testing, coupled with her ability to weave her experiences as a student-athlete into compelling narratives during interviews, offer invaluable insights for aspiring med school applicants. Mikaela's story is a testament to the importance of exposure, adaptability, and authenticity in forging a path to medicine.Join the conversation as we unravel the highs and lows of medical school applications and interviews. Mikaela reveals the emotional rollercoaster of managing self-doubt, testing anxiety, and the overwhelming joy of securing that first acceptance letter. Through it all, she emphasizes the power of staying true to oneself, highlighting how her genuine passion and unique journey resonated with admission committees. This episode is a heartfelt reminder that the path to medicine is as much about personal growth as it is about academic achievement.

First Line
The Science Behind Cannabis: Effects on the Brain and Body

First Line

Play Episode Listen Later Jun 23, 2025 16:00


Episode 177. We'll explore the science behind cannabis, including how it affects the brain and body. Learn about its potential medical uses for conditions like anxiety, chronic pain, and insomnia and what risks to be aware of.Visit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): https://www.firstlinepodcast.com/servicesFor a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

Seforimchatter
The Dybbuk: Its Origins and History (with Dr. Morris Faierstein)

Seforimchatter

Play Episode Listen Later Jun 22, 2025 81:39


#368>  Sponsored by the Men's Division of Sara Schenirer.They will help you figure out your yeshiva credits, financial aid, and help you choose a degree program that leads to a successful career.They offer degrees in Accounting, Business, ABA, Psychology, Health Science, Pre-Med, Paralegal, Special Education, and Social Work. All degrees are offered through their prestigious partner colleges and their student support is first-rate.Applications are open now for the fall semester. Visit their website www.sarasch.com, call 917-209-8204, or email rpelberg@sarasch.com to connect with a helpful advisor today.>  Sponsored by The Torah of Tomorrow: One Song, a Hebrew-English edition of a selection of Rav Kook's teachings. To purchase, use code CHATTER for 15% off at https://mosaicapress.com/product/the-torah-of-tomorrow/?sld=seforimchatter> To purchase "The Dybbuk: Its Origins and History": https://amzn.to/4e9rKNe> To join the SeforimChatter WhatsApp community: https://chat.whatsapp.com/DZ3C2CjUeD9AGJvXeEODtK> To join the SeforimChatter WhatsApp status: https://wa.me/message/TI343XQHHMHPN1>  To support the podcast or to sponsor an episode follow this link: https://seforimchatter.com/support-seforimchatter/or email seforimchatter@gmail.com (Zelle/QP this email address)Support the show

ExplicitNovels
Quaranteam – Book 1: Part 10

ExplicitNovels

Play Episode Listen Later Jun 17, 2025


Quaranteam – Book 1: Part 10 Andy Rook is given a gift as restitution.. Based on a post by CorruptingPower, in 25 parts. Listen to the Podcast at Explicit Novels. Andy pulled his boxers back on, then his t shirt. "Well, it's entirely up to you, obviously. Take your time, get to know everyone, me included, and we'll play it by ear moving forward." The two walked out of the room, leaving Nicolette to tend to Sheridan. "Everyone's so warm and friendly, and you're not at all like that prick Covington." "I did try and tell you that in the letter." "And that's another thing! An honest to god letter, explaining everything for me before I even came out to talk to people. Who does that sort of thing?" "A writer, clearly," he chuckled. "It was a very good letter. But I think it was Niko and Ash who convinced me that everything would work out for the best," she said, hooking her arm into his. "They're still a bit worried about you, but I told them that grief is a monster you kill with a million tiny cuts, not one big one." Andy nodded. "It gets the better of us all sometimes. But you're getting along with the ladies alright?" She swatted his arm with her calloused fingers. "They're lovely, and Niko was nice enough to fill in all the details that your letter left out. I'd apologize for my first impression, but clearly that was that bastard's fault and through no fault of my own. If I had my way, I'd have been at the Olympics right now, but they're obviously being delayed until next year." "Then you should definitely not stop training," Andy told her. "Just because you're here right now doesn't mean you aren't going to get that chance next year. Talk to Jenny, let her know the kinds of dietary specifics you have for your meals, and then get back into the swing of things. Lauren's a trainer for the 49ers, so she can probably help you out a bit here and there." Piper smiled at him, waving a hand. "I'll talk to her, but we've got the team's trainer on Zoom speed dial at this point. I just hope there's enough space around New Eden for me to work out. God, are they really calling it that?" Andy shrugged. "Rich pricks have pompous tastes." "Speaking of which, I heard from Ash last night that you've got another girl showing up today." He rolled his eyes a little bit. "I swear, if I could find a way to monetize gossip, I'd be the richest man ever. Yes, there's another woman coming by today. One of the poker players, Nate Watkins, was supposed to bring someone over earlier in the week, but his son had already imprinted her while he was off playing poker. I told him it was fine, but he insisted his son needed to be punished for it, so apparently the son will be bringing his newest girl over for me today. Whole thing is a colossal fuck up if you ask me, but whatever. She'll probably show up, not be interested in me, and I'll redirect her back to the center." Piper giggled, shaking her head. "You really don't know a thing about how people work, do you Andy? Alright then, I'm off. I need to go get changed and get a run in. You're right,  I've been going too easy on myself during the pandemic, so I need to get back out there, and a run around New Eden will give me a chance to scope out the town." "There you go. Just remember to hydrate, and have fun." She kissed him on the cheek and headed back towards her room, as Andy headed downstairs, going into the kitchen. He'd worked up quite an appetite this morning. "Can I get you something, sir?" Jenny said, cleaning up the dishes from some of the girls' earlier breakfasts. "Yeah, can I get one of those weird French ham and cheese sandwiches you made the other day, Jenny?" She nodded with a smile, pushing those large oval glasses back up onto her nose. "One croque monsieur coming right up." Her oak colored hair flipped as she spun around and moved towards the fridge. "Did you speak with Nicolette this morning, sir?" "I did, and I'm sorry that I made you all feel uncomfortable, Jenny. It won't happen again." "We like feeling like part of the family, sir," she said, as she started to make the sandwich, "but that simply felt like it was going too far. Just keep us a little at arm's length, and everyone will be perfectly content. We don't mind the girls talking with us all the time, but you're the Master of the House, and, well, we prefer it remain that way." "Heard, understood and acknowledged, as my friend used to say. Oh, do me a favor and make sure Sarah eats some lunch today? You'll probably find her in the downstairs central living room, face glued to a book." "Finally told her she can read your next work, did you, sir?" "Apparently nobody told her it was in the house until I mentioned it this morning." "Very good sir. I'm sure she's having the time of her life, and she never felt like that before." Andy gave her the side eye, and Jenny began laughing. "You leave the masterpiece that is 'Dirty Dancing' out of this, Jenny." "Yes sir. Sorry sir," she said with a smile that made it clear she wasn't sorry in the least. After lunch, Andy headed upstairs to put proper pants on, then retreated to his study and worked adding more to the next Druid Gunslinger novel, although if he was entirely honest with himself, he was doing more editing than actual writing. The editing process was important, however, and he needed to trim some of the excess fat he'd been introducing to the story for a while. His editor had, on more than one occasion, accused him of "flavor bloat," where he would write pages and pages and pages of descriptives with nothing actually happening, and Andy was determined not to get such feedback on this manuscript. Early in the afternoon, Emily poked her head into his office, and the cats immediately hopped up to greet her. "So sorry to disturb you," she said, her British accent ensuring she could do no such thing, "but there's a Benny Watkins at the gate saying he's got an appointment to meet you today. Nathaniel's son I assume? Nicolette's just buzzed the gate open, so perhaps we should go out front and meet him?" He sighed, closing his laptop, nodding. "Yep, let's go see what this whole mess is about." As they walked upstairs, Emily peppered him with questions. "Do you have any idea what it is young Mr. Watkins has in store for us?" "His father, Nathaniel, gave me a little bit of an idea, but not all that much, so I have a feeling I'm going to be just as surprised as you are." "Nathaniel seemed like a rather nice man, for the short time I spoke with him. Not at all how Sarah described Mr. Vikovic." "She didn't like Gregor?" "It wasn't that she disliked him," Emily said as they reached the front door. "She just said he didn't talk very much, whereas Nathaniel seemed quite pleasant and conversational." They opened the front door just in time to see the Watkins family limo pulling up in front of the house. Andy felt a little bit nervous, but Emily reached up and took his hand, squeezing it reassuringly. "It'll be fine, love," she said to him. "Let the man keep his pride." After the limo parked, the driver, a large Israeli man who looked like he could kill Andy with an olive fork, moved to open the back door. Nathaniel Watkins stepped out first, a wide smile on his face. "Ah, Andrew, so glad to see you and Miss Stevens are getting along well. I had hopes that you two would take to each other." "He's an excellent man, Nathaniel," Emily said to him. "I never had any doubts about that." "Yes well, let me first introduce my son, Benjamin. Benny, get out here." Benny stepped out of the car, and Andy could immediately sense why Nathaniel wanted to knock him down a few pegs. The younger Watkins was dressed in several designer fashion labels, all expensive, but none of them matched even in the slightest. Benny's hair was cut short, and he looked like he trying to grow facial hair, but the man was too young to make a proper go of it, and it all just looked wrong. The boy was wiry more than fit. "Hello Mr. Rook," the young man said, staring right at Andy with resentment. Nathaniel's face made it clear that he knew this whole experience was going to be a struggle for the younger man, but also reinforced the idea that this was punishment for his son. "Are you going to apologize to him?" "I'm sorry I took your woman, Mr. Rook," Benny said, but his tone conveyed anything but regret or remorse, almost as if he was trying to goad Andy by repeating that he'd taken something from him. "Hannah dear, would you mind stepping out now?" The last person to emerge from the car was a short teenage Asian girl, dressed in an almost embarrassingly large overcoat, her dark hair in a ponytail with blonde stripes in it, an orange scrunchy holding it in place. She was shorter than both Nathaniel and Benny, around the same height as Emily, and her face had a smug grin on it. "Oh my god, it really is Emily Fucking Stevens. Shoots. I'm totally gonna be a sister wife with Emily Fucking Stevens. This is so fucking rad," the girl said. "Now Hannah," Nathaniel said, "I know you weren't particularly keen on pairing up with Benny, so let me ask you, would Mr. Rook be more to your liking?" Hannah looked Andy up and down, then nodded. "Definitely. He's fit, he's cute, and if he can make Emily Fucking Stevens happy, I don't see how I could possibly be let down," she giggled. "Then why don't you go join Mr. Rook, my dear?" Nathaniel said, while handing Hannah an envelope. "I'll take my coat back, however." Hannah slowly opened the coat, and Andy suddenly understood that while the coat might have been partially for his benefit, it was mostly to rub it even further in Benny's face. Underneath the coat, she was wearing a white, orange and black cheerleader outfit that said 'wildcats' on the front of it. One thing that captured the eye immediately was that Hannah was very well endowed. Her tits were large, almost straining against the uniform and whatever sports bra she had on underneath. She was very much bustier than most high school cheerleaders were, but it absolutely worked for her, her legs in long black stockings beneath the surprisingly long skirt. Andy remembered cheerleader skirts being more daring in his day, but this one hung down to her knees, the stockings disappearing up within. She had a rounded face, but still seemed quite athletic, despite her incredibly well-endowed chest area, and a large silver cross hung on a chain, resting on her collarbone. "You see this, Benny? These gigantic titties of mine I've caught you drooling over so many fucking times, you asshole? This toned ass you tried to get me to shake at you? These athletic thighs you were trying to sneak looks at? You're never gonna get any of it," she said as she handed the coat to Benny, making sure the boy got a good look at her in the outfit, before she skipped over to Andy, grinning the whole way. As soon as she reached him, she threw her arms around his waist and pressed her massive tits against his side, like two pillows crowding against him. "I'm Andy's tiggo biddy cheerleader slut now, you fuckin' perv," she said, sticking her tongue out at Benny, whose face was bunched up in frustration. Based on that look, Benny had clearly seen Hannah in this outfit many times, and fantasized about her again and again. Andy remembered that Nathaniel had said the boy had made multiple passes at her, and that she had rejected each and every one. "I'm gonna fuck his brains out until he can't even stand upright. But you? You ain't never gonna get nun a this. I hope you fuck off and die angry." The girl was clearly still upset about the boy's responses when she'd continually rejected him. "Now, Benjamin," Nathaniel said, "you're going to take out that envelope I gave you earlier, and you are going to read it aloud." Benny reached into the chest pocket of his designer jacket and pulled out an envelope, opening it, starting to read, but not aloud, trying to scan through it as much as he could, his eyes growing wider and wider. "It says what happens if you don't read it aloud, Benjamin," Nathaniel stressed. The younger man cleared his throat and started to read, hatred seething in his voice. "Firstly, as part of the punishment for my actions, I, Benjamin Watkins, am losing a portion of my inheritance that my father had planned for me. Active immediately, my father is hereby giving 40% ownership of Inner Light Investments to one Andrew Rook. When my father passes away, I will also receive 40% ownership of Inner Light Investments, and my father's wives will each receive 1% ownership. Secondly, as further part of my punishment, any and all educations that Hannah Nakamura wishes to receive for the rest of her life will be paid for, in full, by me, Benjamin Watkins. Thirdly, half of my two hundred million dollar trust fund is being transferred in ownership to one Andrew Rook, which he will have full access to immediately, in the form of cash, stocks and bonds. Finally, any retaliatory actions by me, my partners or my friends, against Andrew Rook, Hannah Nakamura or anyone else in Mr. Rook's circle of family and/or friends, will result in my immediate forfeiture of the rest of my trust fund to Mr. Rook, as well as all Inner Light Investments stock set to pass to me upon my father's death. Failure to read this letter aloud will be considered a retaliatory action. With this, I have paid my price in full for my transgression except for one final thing." He looked over at his dad. "That's where it ends. What's the final thing, Dad?" Nathaniel Watkins then slapped his son across the face as hard as he possibly could, knocking the boy to the ground. "There is one rule you will learn comes first and foremost in life, boy," he said, pointing a finger at the young man who had started to cry on the ground. "You do not fuck with the money, and until you have earned some on your own, I am the fucking money in this house. By stealing what didn't belong to you, you have cut off one of your own legs and will have to learn how fucking precarious your situation is." "But Dad!" "Don't you say another fucking word, you sniveling little shit. You should be thankful that Andrew was so understanding about this. His insistence that this didn't need to be made a big deal over is the reason you're still even in this fucking family. You aren't losing that money to him; you're paying it to him for being kind and courteous enough to let you keep the other fucking half of it. If he hadn't been so generous, I would've thrown your ass out of my house, my family and all of New Eden for your treachery, taking a woman who wasn't yours at any point at all. She was delivered to me, and I had promised her to Andrew, and instead, you stole from both myself and him, making me dishonor my promise to him." "Dad, it was only some bitch!" Nathaniel Watkins slapped the boy again, just as hard, if not harder. "For the next month, that 'bitch' is going to be your Mistress, you goddamned brat. Everything that woman, Deborah, says to do, you're going to do, and if you don't, you are fucking done in this family. I have clearly failed to raise you properly, and that's on me, but if there's one thing I've learned over the years, it's that you certainly do enjoy the lifestyle that you currently have, so if you want to keep even a little chance of keeping it, you are going to let her order you around like a goddamn pet. You're her bitch now, and if that means you have to wear a gimp suit and a ball gag for a month, so fucking be it." "It's not fair!" the young man wailed, tears running down his bruised face. "Fair? Fair?!" Nathaniel bellowed so loudly Andrew was afraid the man would strike his son yet again. "When I was your age, I was working three jobs to save up enough money to pay for housing while I got my education. You've never done a day's worth of hard work in your life. You've enjoyed the fruits of my labors, and you've spit in my eye every step of the way, so now you're going to learn what it's like to pay the cost. Get in the fucking car, before I change my mind and cut you out entirely." The boy glared up at him, but then crawled into the back of the limo, his sense of self preservation having won out over his pride. Nathaniel sighed, and walked over towards Andy, while the man's driver took two suitcases out of the trunk of the limo, clearly Hannah's things, bringing them up to the front door of the house. "I'm sorry you had to witness all that, Andrew, but now you know what kind of trouble my boy has been to me over the years." "Hey, better this than you or I having to going all John Wick on him." The bearded man laughed. "You know, at this point if you told me you were secretly a master assassin in the Before Times, I might just believe you." Andy laughed. "I wasn't, but don't fuck with my cats." "Ah, but that's just what a master assassin would say to throw me off the track," Nathaniel laughed, tapping at his temple with one fingertip. "All of the details about the transfer is in the envelope I gave to Miss Nakamura here, and you simply need to have your finance manager contact mine." Andy frowned in amusement. "I don't even have a finance manager, Nathaniel." "Then mine now also works for you. His name is Zack Burchelli. I'll call him on the limo ride back and tell him to expect your call. He takes his fee out of your investments, so it's in his best interests for him to do well by you, and I'll make sure you get the same deal I have." "Are you sure about this?" Andy sighed, feeling a little guilty of depriving the boy of so much of his inheritance. "I mean, we only met this week and you're just giving me a hundred million dollars." Watkins rolled his eyes, grinning. "It's only money. I'll make loads more. Besides, if it helps me reshape that worthless son of mine into a decent human being, it'll all be worth it." "Deb'll do that," Hannah said to them. "She's baller, and putting her in charge will teach him some humility. The money'll be the carrot to her stick, but most def she's gonna beat him stupid with that stick for the next month." Nathaniel smirked and gave Hannah's head a pat. "I told you that you'd like this one, Andrew. She's got spirit. Getting dressed up in her old Woodside High School cheerleading outfit was her idea, by the way, to really stick it Benny. As I said before, she should technically be a freshman at Stanford right now, but the university is closed until the pandemic passes. I have no doubt she'll be a cheerleader there as well. And you're fine with the last thing, dear girl?" Hannah nodded. "It'll be dope. I'm sure Andy won't mind, and if he does, well, I'll change his mind," she giggled. Andy turned to look at her, and the Asian girl just beamed up at him with a toothy grin, almost daring him to ask, but he decided not to. "You really didn't have to go to such lengths on my account, Nathaniel." "Again, let me stress this, it wasn't on your account, Andrew, only to your benefit," Nathaniel said, shaking his hand. "And I think I put in enough warnings that it shouldn't come back on your and yours, but if it does, well, you'll suddenly be even more wealthy, and my son will have lost everything. Oh! And before I go, I spoke to my friend over at Working Title, and they're eager to get things moving forward on a Druid Gunslinger movie, especially if you might have Sarah Washington and Emily Stevens attached for parts. They're talking possible franchise, you know, especially since you're alive and still writing more of them, because that means they won't run out of source material any time soon. That's a value add as they say." "Sarah would swallow her own fist to get that role," Emily said with a smile, "so thank you again, Nathaniel." "No problem at all, my dear," he said, shaking her hand as well. "I'm mostly just glad to have settled this with only my son's pride being wounded. I hope we can part as friends, Andrew," Nathaniel said, moving to shake Andy's hand one more time. "It's refreshing to see someone so salt of the earth here, and we're all the better for it. Emily and Hannah are very lucky ladies." "Friends it is," Andy said. "We can make it a point to have lunch or dinner once every couple of weeks." "I'd enjoy that very much. Now, time to take Benny back to Deborah, and see what she has in store for him. I'm hoping it's a chastity belt of some kind, but it is, as I said, her decision." "Make sure you have her take pictures, so if you need to, you'll have evidence to use against him later. Should be a reminder not to cross you further." Watkins smirked, tapping his temple again. "You're always thinking, Andrew. I love it. Ciao!" With that, Watkins slid back into his limo and the driver closed the door behind him before getting back into the long vehicle, slowly driving it off the property. "You know, you generally don't see limos that much these days," Emily said to him. "That's because they're chintzy AF," Hannah said. "So you DTF right now, or what?" "Look, Hannah, just because you're here doesn't mean you have to stay here if you don't want to," Andy started, but then yelped a little bit as Hannah's small fingertips closed around his groin though the jeans and boxers, squeezing his cock. "M'kay, lemme break it down for you, Andy," she purred. "I am horny like you would not fucking believe, so maybe I'm not making myself clear enough. I kinda turn into a little cock crazed bimbo when I'm too fucking horny for my own good. You got three choices right now. A) You can fuck me right here and now on the porch. B) You can take me inside the house and fuck me right there in the entryway. Or 3) you can take me into the house, up to your bedroom and fuck me there." "Being randy also apparently messes with your indexing system, Hannah," Emily giggled. "Oh, there's also option D) all of the above, but the rumor is that doing any one of the first three will knock me on my ass so I can't do the rest." She blew a stray bang of blonde hair out of her face dismissively. "Sounds like total bullshit to me, though." "I can't help myself, Andrew," Emily said, sliding her right hand down the front of his pants, having to work with Hanna just a little bit, so that she could get her fingertip across the head of his cock, getting a bit of that glistening precum onto her finger as she lifted it out. The small British girl then moved around, sliding her body in behind Hannah's, the two close to the same height, although Hannah was a little bit shorter, Emily's hips pressing up against the cheerleader's, pinning the girl's body between Andy's and her own. "Wrap your arms around him in a great big bear hug and I'll prove to you that you aren't ready for this." Hannah again dismissively blew air out of her mouth, shooting Emily a skeptical look over her shoulder before she dutifully wrapped her arms around Andy's midsection, holding onto him as best she could, before Emily pushed her fingertip into Hannah's mouth, making the cheerleader get her first taste of Andy, priming her. If it hadn't been for Emily's arms pinning Hannah against Andy, the cheerleader would've immediately collapsed to the ground in violent orgasm, but as Emily had her trapped, Andy instead got to feel Hannah's whole body experience a personal earthquake, her face scrunched up tightly, an extremely high pitched squeal shredding through the air, and he could feel the girl's thick nipples suddenly harden, pressed right against his side, even through the layers of fabric. After several seconds, the Asian girl started to breath again and looked up at him, her brown eyes watering with tears but a broad smile on her face. "Holy fuckballs it's fucking true," she whimpered. "I thought I knew what orgasms were like, but I've never felt anything like that in my life. I think I just touched God." She licked her lips, lifting one hand up to rub the back of her hand against her eyes, wiping away the water from them. "And I want more. Fuck it, I gotta have more, like right fucking now." Her other hand had moved back to his cock again, rubbing against it. "No," Andy said. "We're going to take all your stuff inside, and up to the bedrooms, and we're going to give you a bedroom of your own for the time being, and while we're walking you up and getting you settled in, you can tell us a little bit more about yourself. Then, after a little bit, we'll take you into the main bedroom and get you imprinted." "But I  " "Your other choice is that I can make you wait until after dinner," Andy said, trying to be as authoritative as he could. "Which would you prefer?" "Sooner, sir," she grumbled. "Excellent, let's take your stuff in and you can tell me and Emily all about you." "Whaddaya wanna know?" she said, grabbing one of her suitcases while Andy grabbed the other. Andy had taken the larger one, so he didn't feel bad about letting Hannah carry one herself. Even rolling it along, the larger suitcase was more like a steamer trunk than a practical travel suitcase. "You lived in California your whole life?" Andy said, as they walked into the house. She shook her head. "Moved here about five years ago from Hawaii after my dad's company closed down and we had to move. Dad's second generation Japanese American, and mom's pure blood Hawaiian, but I think she was still glad to get off the island. She said she always knew everyone everywhere she went, and wanted to go someplace we could blend in more. We moved to Woodside when I was 13. Dad's a UX engineer for Playtronics and mom teaches third grade." They headed up the stairs, starting to walk down the hallway along the collection of bedrooms. Andy had to stop and check, finding the first completely unoccupied one, leading Hannah into it. "And what are you going to Stanford for?" "Premed," she sighed. "I'm still debating if I want to get into pediatrics or be a neonatal specialist, but I'll totally have time to figure all that out, considering it's, like, totally a billion years in school, so good on me for having that choad pay for it all." "Nathaniel said you were Benny's tutor, and that the boy tried hitting on you several times." "Fuckin' perv didn't like being told no, and he even got handsy one time, so I decked him, and he went crying to daddy over it," she grumbled, moving to put her smaller bag next to the dresser in the room. "But daddy told him that girls get to say no, and he never tried getting grabby again, but he kept on talking shit." Andy rolled the trunk over as well, placing it between the bed and the dresser. "Nathaniel said you made a go at him as well." Hannah giggled a little bit, rolling her eyes. "I mean, kinda, sorta, sure, I guess. He was separated from his wife at the time, and I knew it would piss Benny off so much, I think I just wanted to see if I could get away with it, but his daddy said no, and he eventually unseparated from his wife, so I guess it all worked out. I was mostly just being a brat." "And you know you can't fuck other men any more now, yes?" Emily asked her. "I mean, I guess," Hannah shrugged. "I thought that was just bullshit too, but if that first thing they told us at the base is true, then I guess all of it is, which means if I sleep with another dude, I'll die, right?" "That's our understanding, but we've certainly never tested it," Andy said. "But the rest of the stuff? About needing to fuck? About it giving you the best orgasms of your life? And that it'll keep you safe from the virus? All that's true?" Emily grinned. "I can speak from personal experience that whether it's biochemistry or natural talent, Andrew has made me cum harder than I even thought was possible." "How many women am I gonna have to share him with?" "There are nine other women in the family currently, four of whom intend to marry him, two of whom have decided simply to remain sexual partners, and three of whom are new enough to still be as of yet uncertain of what they want for their futures," Emily said to her. "There are also three women on staff, who are sexual partners of Andy's as well, but prefer to keep that relationship more professional, enjoying a level of distant removal from the family." "What's that mean?" Hannah asked, her face scrunched up in confusion. "It means I like it when the Master orders me around," Nicolette said, poking her head into the room, "and that the cook and the gardener are lovers, but understand they have physiological needs they have to have tended to in order to stay alive. Hell, the gardener's a lesbian, but Andy's cum still makes her cream herself, so she's willing to drink it. Hey, I'm Nicolette, the house maid." She held out her hand to shake Hannah's. Hannah took it and shook it, before shooting Andy a suspicious look. "You make the French maid actually wear a French maid's outfit?" Nicolette giggled, which made the Asian girl's head spin to look at her. "He's told me multiple times I don't have to wear it, but I like it too much to stop, just like I like calling him Master, when he told me I don't have to do that either. But I just love the way he still blushes a little when I say it, so I know he likes it, don't you Master?" she said, giving a little curtsy in his direction. Andy was sure he was blushing a little, so he only smiled slightly. "No comment." "Told you," Nicolette said, poking Hannah in the side. "Just be yourself in what you want, tell him that and he'll probably give it to you, barring a few exceptions." "Oh yeah?" Hannah said, perking up a little more. "What's on the no fly list?" "He's a bit squeamish about being forceful or inflicting, but he'll do it up to a point, although he's never gonna hurt you," Nicolette said. "Uh, what else did Niko tell me?" "So I see Niko's the one with the big mouth," Andy chuckled. "Well, her and Ash told me a lot, so I can't remember which one said which. Oh! No inflicting pain on him, but I think Ash was just joking when she said she wanted to try and put nipple clamps on him," the maid said, giggling again. "She suggested it to me, and I politely declined." "The strap ons in the house are just for the girls to use on girls, not on the Master, although I don't think anyone's asked him that directly." "Niko did when she had a few drinks in her, but I shut that down right quick." Hannah nodded. "So big daddy's ass is exit only, but is he willing to have a go at ours?" Nicolette smiled broadly and gave an over exaggerated nod. "Oh yeah. In fact, I'm a little disappointed he hasn't had a go at mine yet, especially after we all heard Niko's first time not too long ago. And Taylor's." "Enjoyed it, did they?" Emily asked. "Taylor was pretty loud, but holy shit, Niko was loud enough the neighbors might have heard her, and they're at least a mile away. I asked her about it the next day and she said it the greatest sexual experience she'd ever had in her life. Said it made her cum even harder than she did when she was imprinting, if I could believe that." Nicolette licked her lips, looking at Andy. "So, needless to say, I'm hoping the Master'll take a crack at my ass sooner or later. I'm sure he's noticed me bending over a lot more as of late." Andy had turned a darker shade of red. "Well, you should've said something, Nicolette." "But it's so much fun watching you blush, Master," she said, batting her thick eyelashes at him. "Well, you've got an open invitation to my ass, Daddy," Hannah purred. "Mine and Sarah's as well," Emily said, "although you will need to go slow with us. We're, ah, both unaccustomed to it, but anything good enough for Niko is good enough for us." "Nobody's had my ass either, Daddy, so you've got a whole world of eager virgin assholes to explore," Hannah giggled. "Well, I didn't say mine was untouched," Nicolette said, "but it's still ripe for the Master's taking." "That's, good to know?" Andy laughed. "Oh, and Andy's not into bestiality or watersports, thank god," Nicolette said with a dramatic laugh, "because I'd have to be the one cleaning that shit up." Everyone laughed a little bit at that. "Everything else is fair game, though?" Hannah asked. "Well, if there's something else, I'm sure he'll tell you before you get too far down the path," Nicolette said. "If nothing else, the Master is remarkably straight forward." "He's also still in the room," Andy added, amusement on his face how they were talking about him in front of him like he wasn't present. "How many more women are you going to add here?" Hannah said, pushing the trunk up against the side of the bed. "Well, the banquet hall table holds sixteen people, so last night, I figured I was going to add just two more, but Nicolette has informed me that she, Katie and Jenny don't wish to be at our table any more, because it removes the level of distance they want, so I suppose it'll probably be five more, and I'll just have to tend to the needs of two to three women every day." Andy laughed a little. "I mean, there's worse ways to pass the time." "How are you going to pick them?" "I haven't really picked anyone," Andy said with a sheepish smile. "I took a test, several months ago, and based on that, they've just been sending me people. Although Emily told me that if I wanted to, I could apparently just ask for someone, and there's a good chance they might send them to me." Hannah looked down at her hands and then looked up, a conflicted expression on her face. "Can, may I make a request?" Andy's head tilted to one side. "I mean, you can certainly ask. The worst thing I can do is say no, so might as well ask." "Can I ask you to request someone specific for the house? Would, is that forward of me?" "It sort of depends on who you're wanting me to request, Hannah," Andy said. "I feel a little odd requesting anyone, honestly, so if you have someone specifically you want me to bring into the house, I'm going to need a reason for it." That made the Asian girl hesitate for a moment. "Can I think about it for a little bit?" "Sure," Andy said. "I expect the soonest we would see anyone else show up would be next week, and it's probably just going to be one, maybe two people. After next Friday, though, who the hell knows what's going to go on." "What happens next Friday?" "The news breaks, but let's talk about that later. It'll do your head right now. I would've talked to you about it before, but Emily went ahead and primed you already, so I imagine that lust is bubbling up pretty fierce right about now." "Sorry not sorry?" Emily said to him, a pixieish grin on her darling face. "So he can make a go at you here, Hannah, if you want to wake up alone tomorrow morning, or we can take you to the main bedroom, if you're okay waking up surrounded by other people." "Where are you sleeping, Emily?" "Oh, I'm always going to be sleeping with Andy. Always always always." The British actress had a tendency to say things three times in a row if she wanted to drive home a point particularly emphatically. "I'm going to take one of the bedrooms and turn it into a personal study, but I want to be sharing a bed with Andy all the time unless circumstance demands I be away from him for a while, on a film shoot or something." "Are there going to be more Dagger Academy movies? I don't like how they ended with you losing Eduardo, the love of Dahlia Hairtrigger's life, and her having to do her last year at the Academy alone?" "Well, poppet, I'm afraid there are no more novels to adapt, so unless E. F. Winston decides she wants to write more of them, it's quite unlikely. I'm hoping to be part of the cast for the films based on Andy's books, though." "Oh yeah!" Hannah said, looking at him. "Mr. Watkins said you were a writer, but I've never heard of the Druid Gunslinger books." "They're aimed at a slightly older audience, I think, but I'm sure Sarah will love to tell you all about them." "Who's Sarah?" "Another of Andy's soon to be wives. Sarah Washington. Maybe you've seen her in movies?" "Wait. Wait. 'Ballerina Badasses' Sarah Washington? That Sarah Washington is gonna be my sister wife?" "Well, she's certainly here," Emily said with a laugh. "She's downstairs reading Andy's most recent book right now, which I very much doubt we can pry her away from." "I've got so much to learn and discover here, but yeah, let's go to the main bedroom. I feel like it's getting hard to think, so let's go before I can't keep my head clear." "Sure," Andy said, "off to the main bedroom." "Nicolette, can you come with us?" Hannah said. "We're going to need a hand briefly." "We are?" Andy said. Hannah flashed him another broad as miles grin, nodding. "You'll see soon enough! Don't rush your surprise." She grabbed Emily's hand, and then pulled her along, as the four of them started to walk down the hallway. The girls walked several steps behind him, and Hannah whispered into Emily's ear first, making the British woman giggle, before whispering into Nicolette's ear, the maid taking a turn giggling. "Oh you're wicked, girl," Nicolette said. "I fucking love it. You've definitely got a wildcat here, Master." "It says so right here on my tits!" Hannah laughed. As soon as they got into the room, Hannah handed her cellphone to Nicolette. Emily leaned in and whispered into Hannah's ear, which made Hannah gasp and blush. "Oh god, yes! You do you, girl! I fucking love that!" Emily's face broke into a wide grin like she'd just eaten a canary. "Well, it's your show, girl, so do what you want to." She then moved over to whisper into Nicolette's ear, and the maid immediately started giggling all over again. Hannah reached up and grabbed the back of Andy's neck and pulled him down so she could kiss him, and it was sloppy, her tongue almost wanting to lick every inch of his mouth, before she pulled back. "So I can do anything I want? It's okay if I drive?" Andy laughed, shrugging his shoulders, spreading his hands. "Within reason, of course." "Oh, it's all reasonable, and enjoyable," Hannah said, before she grabbed Andy's shirt and pulled him around the room, finally settling on the big armchair, pushing him to sit down. She slowly slid one knee up on one side then her other knee up the other, straddling him. "I'm sure I'd be a shitty stripper, but I've never met a boy who didn't want to do this." She tugged up the cheerleading top, as well as the bra, and let those massive tits spill free, a tidal wave of tan flesh with large aerolas and thick stiff brown nipples. Hannah had at least double Ds, but Andy wouldn't have been at all surprised if they were even larger, and was nearly overwhelmed when she leaned forward and mashed them right up against his face, bringing her arms forward so he felt like his head was being engulfed by them. " Umm. That's it, daddy. Get a face full of those big ol' titties of mine. Some day soon Imma let you fuck'em. Boys have been asking me for a titfuck for years now, and I've always said no, but for you? Goddamn, I'm wet just at the thought of it." Her fingertips smoothed across his shaved head, and when he tried to pull back, she only pulled his face forward even more, holding him there until he thought he was going to suffocate. Eventually, though, she let him pull his face back, wrapping his lips around one of her nipples, suckling hard on it, teasing it with his teeth, which made her give a dramatic shiver, her fingernails raking against the back of his head. "But I gotta be yours first, Daddy," she said, slowly lifting one knee up, drawing it in under her before rolling in a twist, landing her ass in his lap with a heavy whomp, her back to his chest, feeling his cock straining against the jeans. "So don't you move and let your newest fucktoy do her thing." She scooted back into him so she could reach her hands down and unbutton his jeans. "All the boys at school said I was a wicked cocktease, but that's just because I didn't fancy most of them. The guys I hooked up with, though?" She leaned her head back and whispered into his ear. "I was the biggest fucking whore for them imaginable," she moaned. "Blowjobs, handjobs, missionary, doggy, cowgirl, in a car, in a bar, on a boat, near some goats. I made sure my boyfriends never went home with blue balls. A couple of them even begged me to stop, saying they were afraid they were shooting dust," she giggled. "Not one of them made me cum like just the very taste of you did though, Daddy." Andy reached a hand up, sliding it to cup one of her tits, trying to do his best to contribute, but Hannah had him pinned in place pretty good. "Now let's see what your slut's got to work with. It felt kinda big. Is it kinda big?" she giggled, then finally fished his cock out from his unzipped jeans and boxers, not pushing them down, just making them tuck underneath his cock and balls. "Holy fuckballs!" she gasped. "You thick cocked monster, Daddy! That is one big, beautiful, fat fucking prick! Oh god, I hope it tears my slutty little teenage cunt right the fuck up!" As soon as she had it free, she lifted her hips up to draw her skirt up, moving it higher and higher until Andy could feel his cock being rubbed along the one of her stockings. "I know I should wait and take it slow, but fuck it!" Her hand pulled his cock back just enough as she slammed down, forcing her tight young snatch to swallow up his cock. Apparently she hadn't put on panties beneath that skirt. She was easily the tightest cunt he'd ever felt, her body quivering and squirming atop of him, and he was almost worried that he'd hurt her until that giddy laugh burbled out from her throat. "Oh my fucking god that is some good fucking cock!" she shouted. "Where has this goddamn cock been all my life?" Hannah reached up and pulled the scrunchy from her hair, tossing it aside to let her mane hang loose, shaking her head to make her hair fall in her face for a moment, as she took one hand and pushed her skirt down her legs a little, her other arm folding across her chest. Andy heard a click sound, and tried to peek around Hannah, but she leaned over and made sure he couldn't get a good view. "Uh uh, you stay right fucking there, and you let me ride this giant fucking hog of yours until you give me what I want, and don't you doubt for a fucking second that I want it, oh hot shit do I want that fucking cum." Andy was trying to figure out where to put his hands, but Hannah was already moving, tugging the skirt back up again, lifting both of her hands back to rub along his head, when Andy heard another clicking sound. As soon as Andy's hands touched her hips, she suddenly reached down and grabbed his wrists, pulling his hands up to cup those mammoth tits of hers, followed by another click and then another moan. "I really should be bouncing on this schlong of yours, daddy, but I just love how it feels stretching my teenage cunt open, prying that cunt until I can't help but fit like a good little sleeve, only as big as you're making me," Hannah groaned. "Don't you want me, baby? Don't you wanna force fuck your newest whore until she's weeping your cum? 'Cause that's what she fucking wants. I know you can feel how fucking wet I am around that giant cock," she giggled. "Maybe just a little bounce." Hannah lifted her hips up, sliding her twat up his cock. Andy wasn't sure how far up she was going to lift, but after a few inches, she snickered and thrust down again, which only made her moan all the harder. "Fuck fuck fuck that's fucking good,” "You know, Andrew," Emily said, her voice moving closer, "when Hannah told me her plan for this moment, I offered her a little suggestion, one which she found incredibly erotic. Would you like me to tell you what it is?" "I think you should, don't you?" he said, Hannah making sure he couldn't peek and see what was happening. "Oh, I think you rather might enjoy a surprise instead," she laughed, getting even closer before Andy heard yet another click. He knew he'd heard that sound before, but couldn't place it. "You really should see her like this, Andy," Emily purred. "All wanton and wound up on your lap, eager to get your spunk inside of her but too wired to be able to move. And you, being so noble, not rushing her, when really, I think the little slut's as desperate for you to fuck her as you are." There was a rustling sound, and Andy felt his legs being pushed apart a little by Emily's soft hands. "Which is where I come in." There was another click, then another. Then Andy could feel the skirt fluttering, as one of Emily's hands shifted, the tip of her thumb rubbing along what little of his cock was exposed, before moving to strum Hannah's clit tenderly, the Asian cheerleader wriggling even more in his lap. "Fuck, she's frigging me, Daddy. She's rubbing my little cunny while you're ripping it open, and it all feels so fucking good." "It's a good starter, innit?" Emily said, "but I can do better. Hannah, be a good little fuckpuppet and start grinding on him, would you love?" "I don't know, Emily," Hannah whimpered, almost a touch of fear in her voice. "I'm scared I'm gonna start having chain orgasms or something." "Of course you are, darling," Emily replied, "but that's no reason to be frightened. They're wonderful." The movements were tentative at first, but slowly Hannah's hips began lifting up then pushing down again, starting to ride his cock, although clearly pacing herself to not go completely out of control. "Now," Emily said, as Andy thought he felt her moving to her knees, "let me see if I can expedite this along a little more." Andy damn near jumped when he felt Emily's tongue near the base of his cock, the British woman giving a delightful shiver against him, one hand still using a thumb on Hannah's clit, the other keeping Andy's thighs pressed wide apart enough that she could slip in, her head beneath the skirt, as her voice was a little muffled. "Ah yes, I know how we can kickstart this. Hannah, dear, are you ready for my husband to be to blow your fucking mind by blowing his load?" "Oh god, I want it so goddamn bad, Emily, Andy,” Click. "I need to feel that hot jizz inside of my snug snatch, I'm so fucking desperate for it." "But you know what'll happen when he does, don't you?" Hannah nodded, but didn't say anything, while Emily's tongue was flicking along the point where Andy's flesh met Hannah's. "I can't hear you, darling!" Emily said in a sing song voice. "I'll start imprinting." "And what does that mean, you silly girl?" "That I'll be bonded to him, connected to him,” "Is that what you want?" Hannah nodded again, her hair thrashing about, before she realized that Emily still couldn't hear her nodding. "I want it, I want it, I want it so fucking bad,” Click. "Well, you tell him what you want him to make you, and I'll make sure he does, but if you don't say it, he won't do it, and frankly, I won't blame him one bit." "Please, Andy, Daddy, Master, whatever the fuck you want me to call you, please give me that cum, please fill up my cunt and let it mark my very soul." Andy could feel Emily's tongue moving downward, starting to lash over his balls, flicking along them, that weird clicking sound filling the air again, as Hannah continued begging. "I've never wanted anything like this in my entire fucking life, needed something so fucking badly, to feel you jizzing me up, putting a big ol' creampie in my tight teenage twat, doing what it does, what I want it to do to me so fucking much. I wanna be your slut, Andy, yours and nobody else's. I wanna feel that nut branding me as your whore for life, your wanton and willing cheerleader fucktoy who will take every drop of cum you give her. I need it. Oh fuck do I fucking need it, You gotta give it to me, Andy, before I lose my fucking mind." At that point, Andy felt Emily's lips wrapping around his balls, sucking his nuts into her mouth, washing them with her tongue, rolling them around, almost coaxing them to give up their secrets, as Hannah started spasming again on his lap. The sensations were brutally intense, threatening to overwhelm him.. "Please, Daddy, please please please; make me your girl, your slut, your whore, your toy, your fuckhole, your plaything or wife or whatever the fuck you want me as, just make me fucking yours with that goddamn cum already! Cum in me! Show me how fucking owned I am! Oh my god, I'm fucking cumming! Cum with me! Cum! Fucking cum already!" Between Emily's tongue, Hannah's grinding movements and her quivering cunt, Andy's resistance was futile and he felt his balls try to draw up, only to be kept in place by Emily's lips, even while his cock began spewing hot cum inside of Hannah's cunt, sending the girl redoubling with spasms, her already tight snatch locking his cock inside of her until those spurts had stopped and her body sloughed almost lifeless against him in the chair. Emily began giggling profusely beneath the skirt, and he felt her mouth pull off his balls, giving the base of his cock a little lick before she pushed the cheerleader up and off his cock, forcing her to slide a bit more against Andy's chest. Once she had his cock out of the cheerleader, she moved to lick it clean, and Andy was certain he could feel Emily trembling just a little bit, having rediscovered for certain that every bit of his cum would send her into orgasms. After a minute or so of a tongue bath on his cock, Emily slipped out from under the skirt and moved to help Andy lift her up, carrying Hannah's unconscious form to the giant bed, laying her down. Emily had given his knob an excellent spit shine, so Andy tucked his cock away, and pulled up his boxers and his jeans, zipping and buttoning them up, before he noticed that Emily was standing next to Nicolette, who was still in the room. The two of them were looking at Hannah's cellphone. "No, that's definitely the one. Send him that one," the British woman said to the maid. "That's what I figured, but I wanted to be sure," Nicolette said. "And the rest of them?" "Why, send them to Andy's phone, and all the girls' phones as well," Emily said, leaning in to kiss Nicolette, letting the maid get a taste of a few remaining droplets of Andy's cum, forcing the French girl to vibrate a little, a short but nonetheless powerful orgasm rippling through her at even that small amount. "Am I going to regret asking what this is all about?" Andy said, as he walked over to join them. Emily took the phone from Nicolette's hand, selected a photo and turned the phone to show Andy. It was a picture of Hannah on his lap, although her face was covered by her hair. Her cheerleading top was pulled up, but her arm folded across her tits hid her nipples from sight, and while portions of Andy's form were visible, it didn't clearly identify him either. But also just importantly, Hannah's skirt was clearly over the head and shoulders of Emily, who wasn't totally visible in the photo either, but made the image all that more erotic. "When you told Nathaniel that you weren't going to let Benny watch, Hannah asked us to send him a picture that showed the whole thing without giving him any of the good bits, or showing anybody's face," Emily giggled. "He'll know it's her, and you, and me, but he can't prove it to anyone." "So you took a picture," Andy said to Nicolette, who had a comfortable smirk on her face. "Oh, I took loads of pictures, Master, and in most of them, you can see her tits, her face, I like this one in particular," she said, taking the phone back from Emily, scrolling over to show one that was a close up Emily's face, her tongue extended to lick his cock, Hannah's cunt visible and framed in the shot. "But these are just for the family."

First Line
Introduce These 33 Foods for 12-15 Month Old Toddlers

First Line

Play Episode Listen Later Jun 16, 2025 21:17


Episode 176. Prevent picky eating and increase diet diversity by having your toddler try these foods! This is my list of different foods I gave my own toddler for the first time between 12 and 15 months of age.Here are some of the products I mentioned in this episode (some are affiliate links):Amaranth from Whole FoodsFonioBob's Red Mill TeffKidney Beans with no added saltTarget's Mixed Nut ButterNutty PuffsOrganic Sunflower ButterWhole Foods Frozen Cut OkraSoft-Dried Apricot from Trader Joe'sMy Favorite Fig Spread (All Natural)My Daughter 's Favorite Fruit Bar (Contains Fig) from TargetVisit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): https://www.firstlinepodcast.com/servicesFor a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

First Line
Stages of Normal Grief and When Grief Becomes Pathological

First Line

Play Episode Listen Later Jun 9, 2025 19:13


Episode 175. Let's discuss what the normal grief process looks like, going through each of the 5 stages of grief with associated defense mechanisms. We'll also touch on the difference between the normal grief process and when it becomes pathological.This episode contains content about death and suicide.Visit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): https://www.firstlinepodcast.com/servicesFor a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

First Line
Hack for Making Easy Plant-Based or Plant-Predominant Meals

First Line

Play Episode Listen Later Jun 2, 2025 9:06


Episode 174. Ever since medical school, I have been making bowls with dark leafy greens as the foundation, and this is my favorite hack to make healthy whole-food meals on a budget and with limited time to cook. I share my personal favorite ingredients with tangible tips so you can make your own bowls and greatly increase your vegetable intake with less effort.Visit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): https://www.firstlinepodcast.com/servicesFor a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

First Line
The Connections Between Physical Health and Mental Health

First Line

Play Episode Listen Later May 26, 2025 25:46


Episode 173. Hear about the increasing evidence we have for how physical health and mental health are interrelated and why you can't truly have wellness in one area without the other. I bring my unique perspective as a psychiatry resident with osteopathic medicine training (DO) that focuses on the interconnection of body, mind, and spirit while offering ideas for lifestyle changes you can make today.Visit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): https://www.firstlinepodcast.com/servicesFor a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

LSAT Demon Daily
Pre-med to Pre-law (Ep. 1128)

LSAT Demon Daily

Play Episode Listen Later May 23, 2025 10:53


Josh and Nathan advise “Medicine Matt” to slow down, take a gap year (or more), get legal-adjacent experience in healthcare, and focus on earning a high LSAT. His STEM background can be a strength if paired with a clear career path and strong application.Read more on our website. Email daily@lsatdemon.com with questions or comments. Watch this episode on YouTube!

First Line
Feeding Toddlers 12–18 Months Old with a Diverse Diet

First Line

Play Episode Listen Later May 19, 2025 20:44


Episode 172. What do you feed your toddler after baby-led weaning ends? I share how I continued introducing a variety of foods to my child between 12 and 18 months, avoiding the picky-eater pitfalls and embracing realistic, sustainable meals beyond the baby phase—without the pressure of Pinterest-perfect bento boxes.Visit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): https://www.firstlinepodcast.com/servicesFor a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

The Premed Years
596: Advice MS3 Would Give Her Stressed-Out Premed Self

The Premed Years

Play Episode Listen Later May 16, 2025 30:23


(00:01) - Pre-Med Journey and Clinical Experience(12:42) - McAt Preparation and Application Process(24:45) - Navigating Medical School Challenges and SuccessEunice, a third-year medical student with an unwavering passion for medicine, joins us to share her extraordinary journey that began at the tender age of eight. Her story takes us from her Nigerian roots to the complexities of navigating pre-med challenges in the United States. Eunice opens up about the trials and triumphs of balancing academics with extracurriculars, offering candid insights into her regrets and the invaluable guidance she received from mentors and peers. Her narrative underscores the importance of pursuing diverse interests and finding balance amidst the often overwhelming pre-med expectations.As we continue our conversation, Eunice delves into the rigorous world of MCAT preparation and the medical school application process, offering a firsthand account of the unique hurdles presented by the COVID-19 pandemic. Her strategic approach to applying to medical schools and the role of organization and journaling in her success are illuminating. Eunice's excitement for the clinical experiences ahead, particularly in pediatrics and global health, is both refreshing and inspiring. Listeners will find her advice on navigating medical school challenges invaluable, as she shares her wisdom on learning from mistakes and relying on camaraderie and support systems to thrive amid the demanding environment.

The Premed Years
595: Premed Without a Plan: How Emily Found Medicine Late and Made It Work

The Premed Years

Play Episode Listen Later May 9, 2025 44:33


(00:01) - Transitioning to Premed Years(09:57) - Navigating the Premed Journey(21:15) - Preparing for Medical School Interviews(32:38) - Strategies for Medical School Application Stress(36:50) - Navigating Medical School and BeyondEmily's journey into medicine started with a simple passion for sports and healthcare, originally driving her to major in exercise science in college. It was a fateful human anatomy class that ignited a new ambition—to become a physician. Without any familial guidance in the field, Emily relied on her own research, pre-health advising committees, and online resources to navigate her path. Her experience as a scribe gave her invaluable insights into the medical profession and solidified her calling, especially through mentorship from an inspiring OBGYN doctor. Listen as Emily opens up about her transition into premed, underscoring the vital role of perseverance and strategic planning in overcoming early academic hurdles.Navigating the premed journey is no easy feat, and Emily's experience underscores the significance of maintaining a supportive network. She speaks candidly about how non-medical jobs, like catering, equipped her with crucial time management skills. The discussion also covers the importance of consistent self-improvement and strategic MCAT preparation, focusing on the benefits of analyzing practice tests. Emily shares her highs and lows, painting a picture of how determination and adaptability are essential in reaching one's medical school goals.The road to medical school is fraught with stress, especially during the application and interview processes. Emily reflects on the challenges of interviewing during the COVID era, where anxiety often overshadowed preparation. As we explore strategies to manage application stress, Emily emphasizes maintaining a balanced life beyond the pressures of medical school applications. She shares her thoughts on keeping passions alive outside of medicine, which not only aids personal well-being but also enriches professional growth. This conversation is a reminder that while the pursuit of a medical career can be intense, it is equally important to nurture other facets of life.

First Line
Create a Daily Study Plan for USMLE Step 1 or COMLEX Level 1

First Line

Play Episode Listen Later May 5, 2025 16:58


Episode 171. Learn how to build a daily and weekly study plan to organize lectures, resources, Anki, and practice questions. I walk you through a system (including the number of practice to complete each day) that will help you ace your school exams while optimizing your success on Step 1.The giveaway has ended, but I still hope you rate and review First Line, share this episode on your Instagram story, and enroll in the Medical Student CV Masterclass. For more information about the masterclass, check out my episode from March 31st (episode 167) and then sign up at firstlinepodcast.com on the course tab. This is a course that provides a template specific for medical students and guides you step by step, section by section to craft a competitive CV that you can use for away rotations, letter of recommendation, dean's letters, research opportunities, leadership roles, an outline for your ERAS application, and whatever else comes your way as a medical student. I have years of experience helping students one on one and have helped hundreds of clients with the process of applying to away rotations and residency. This course unveils my proven method I have used to help students craft exceptional CVs that make them stand out.Visit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): https://www.firstlinepodcast.com/servicesFor a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

Docs Outside The Box - Ordinary Doctors Doing Extraordinary Things
How Premeds Can Work While Studying

Docs Outside The Box - Ordinary Doctors Doing Extraordinary Things

Play Episode Listen Later May 2, 2025 21:32 Transcription Available


SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Join us as we address a question from Jay on how to balance working while studying. Through personal stories and actionable advice, we explain why your medical school dreams remain within reach with strategic planning and unwavering determination.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Q&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSend us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxSIGN UP FOR OUR NEWSLETTER!  WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com

Jack Westin MCAT Podcast
Why Pre-Med Feels Overwhelming And How to Survive It I Jack Westin MCAT Podcast

Jack Westin MCAT Podcast

Play Episode Listen Later May 2, 2025 15:58


Feeling like you're drowning in O-Chem, extracurriculars, and MCAT prep? In this episode of the Jack Westin MCAT Podcast, Mike and Molly sit down with Dr. Sona Vasudevan, professor of biochemistry at Georgetown University and director of a top post-bacc program, to unpack why the pre-med journey feels so overwhelming — and what you can do about it.We dive into:- The hidden emotional toll of pre-med life- Common mistakes students make with time and stress management- Practical strategies for navigating coursework, applications, and burnout- Why mentorship (or the lack of it) makes or breaks successIf you're feeling stuck, scattered, or just plain exhausted, this is the episode for you. Don't forget to subscribe and share this with a fellow pre-med warrior.Want to learn more? Shoot us a text at 415-855-4435 or email us at podcast@jackwestin.com!

First Line
Recommended Resources to Pass the USMLE Step 1 + Giveaway

First Line

Play Episode Listen Later Apr 28, 2025 28:30


Episode 170. I'll share my top recommended resources for the USMLE Step 1, including specifics about the best question banks for Step 1. Plus, I'm giving away a brand-new copy of Crush Step 1! There are three ways to enter this special giveaway: 1. Rate on Spotify OR rate and review on Apple (5-stars please!) Screenshot and email me (firstlinepodcast@yahoo.com) or post on Instagram and tag me @fristlinepodcast2. Post the episode in your Instagram story (and tag me) with a key takeaway from the episode3. Sign up for the Medical Student CV Masterclass hereThe winner will be announced on May 12th, so you have until then to enter up to 3 times!Visit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): ⁠https://www.fiverr.com/firstlinepod⁠ For a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

2 Fat Guys Talking Flowers
Ep. 164 - From Pre-Med to Petals: Semia Dunne's Journey Through Floral Artistry

2 Fat Guys Talking Flowers

Play Episode Listen Later Apr 25, 2025 76:47


Send us a textIn this episode of 2 Fat Guys Talking Flowers, we sit down with Semia Dunne, the powerhouse Founder & CEO of Flowers by Semia and The Floral Reserve.  Semia shares how her childhood memories of gardening with her mother blossomed into a lifelong passion—and eventually, a thriving floral design studio established in 2000.Semia takes us behind the blooms—from her pivot away from a pre-med path to designing for celebrity weddings, the NYBG Orchid Dinner, to how she started a wholesale floral operation that champions local and international sourcing. She opens up about building community through floristry, finding inspiration from fellow floral artists, and reimagining floral design as a fine art, inspired by the timeless elegance of the Dutch Masters.The Fatty Crew and Semia explore how modern floral trends are reshaping the industry, and how she views floral design as an evolving art form—one she likens to the timeless beauty of the Dutch Masters.This conversation is full of inspiration, artistry, and the kind of grounded wisdom that grows from the soil up.

First Line
Is Coffee Healthy? The Science on Caffeine and Antioxidants

First Line

Play Episode Listen Later Apr 14, 2025 10:23


Episode 169. Is coffee good for you? Can it fit into a healthy diet? Let's dive into the health benefits and potential risks of coffee, including its role in disease prevention and how many cups I've decided to have daily.Visit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): ⁠https://www.fiverr.com/firstlinepod⁠ For a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

First Line
Connection between Personality Disorders and the Enneagram

First Line

Play Episode Listen Later Apr 7, 2025 29:48


Episode 168. We explore how each Enneagram type can reflect traits of specific personality disorders in an unhealthy state and how knowing this can encourage self-awareness and personal growth.Visit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): ⁠https://www.fiverr.com/firstlinepod⁠ For a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

Business Innovators Radio
Dr. Matthew Zerebny at Inland Empire Laser Pain Center Ready to Help You Ditch the Drugs and Skip the Scalpe

Business Innovators Radio

Play Episode Listen Later Mar 25, 2025 20:01


Today, we're excited to introduce you to a true innovator in the field of natural pain relief and holistic healing—Dr. Matthew Zerebny, better known as Dr. Matt Z. is the founder of Inland Empire Laser Pain Center in Hemet, California. Dr. Z has developed a proprietary “gentle & painless” laser solution that helps people ditch the drugs and skip the scalpel.If you've been struggling with chronic pain, inflammation, or mobility issues—and have been told there's nothing else that can be done—this conversation could change your life. Dr. Z specializes in getting to the root cause of pain instead of masking symptoms. His unique approach combines cutting-edge Class IV laser therapy with Bio-Stacking techniques—powerful, natural energy therapies designed to boost your body's ability to heal itself.With six certifications beyond his Doctor of Chiropractic degree, and a background in strength and conditioning from UCLA, Dr. Matt Z brings a wealth of experience, passion, and personalized care to every patient he serves.If you're ready to recover, reclaim your vitality, and live pain-free without surgery or side effects, this episode is for you.About Dr. Matthew Zerebny, D.CAt Zerebny Chiropractic Clinics we use Bio Stacking techniques to give our patients as many advantages as possible to optimize their health and chronic pain conditions. Bio-stacking technique is a wellness technique that combines multiple natural energies to improve physical, mental, and emotional health. It can also refer to combining biohacking techniques for maximum benefit.“I look forward to assisting you on your journey towards a life filled with higher levels of health and vitality!”Dr. Zerebny loves combining state of the art cutting edge therapies with holistic care to promote long-term healing,health and vitality for his Patients.With 6 certifications above his Doctor of Chiropractic degree, he has many tools in his toolbox to be able to create effective therapeutic programs specifically for his Patients for Chronic Pain Relief and Optimizing their bodies ability to heal.Dr. Zerebny was originally a Strength and Conditioning Specialist before he became a Doctor of Chiropractic and had his undergraduate training in Premed at UCLA.He loves working with Patients who have been told “there is a nothing else we can do for you” because he understands that quality of life is such a priceless and precious thing for everyone, especially for those who are looking for help.D.C. – Doctor of ChiropracticCSCS – Certified Strength and Conditioning SpecialistCCST – Certified Chiropractic Spinal TraumaCWS – Certified Wellness SpecialistDACW – Diplomat American College of WellnessCOMS – Certified Obesity Management SpecialistCCWFN – Certified Clinician Whole Foods NutritionCWI – Certified Wellness InstructorInland Empire Laser Pain Center provides a proprietary “gentle & painless“ Laser solution to your debilitating injuries. We can help your body to reduce the agonizing inflammation, swelling, and pain while speeding the repair and healing process. Let's help you recover and enjoy your active and pain-free life again! Contact us to find out how to avoid the knife and reduce or eliminate the drugs! Let's get to the root cause versus masking your symptoms.Address901 S State Street Suite 500 Hemet California 92543954-423-0020info@gotpaingetlasered.comHoursMonday 9 am-6 pmWednesday 9am-6 pmFriday 9am-6 pmThe Optimal Health Showhttps://businessinnovatorsradio.com/optimal-health-show/Source: https://businessinnovatorsradio.com/dr-matthew-zerebny-at-inland-empire-laser-pain-center-ready-to-help-you-ditch-the-drugs-and-skip-the-scalpel

First Line
Enneagram Stances: Withdrawing, Dependent, and Aggressive

First Line

Play Episode Listen Later Mar 17, 2025 32:56


Episode 166. We'll cover how Enneagram stances shape the way you interact with others and navigate life. This episode breaks down the aggressive, withdrawing, and dependent stances, offering insight into their challenges, strengths, and paths for personal growth.- Enneagram stances- Orientation to time- Repressed centers of intelligenceVisit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): ⁠https://www.fiverr.com/firstlinepod⁠ For a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

Second Act Actors
EP 165: Jacob Wyse: Pre-med/Medical Salesperson Turned Actor

Second Act Actors

Play Episode Listen Later Mar 14, 2025 39:07


In this conversation, Jacob Wyse shares his unique journey from aspiring doctor to actor, highlighting the importance of creativity, family support, and the courage to pursue one's passion. He discusses the challenges and rewards of transitioning to a career in acting, the balance between logic and creativity, and the excitement of navigating the unknown in the entertainment industry. He emphasizes the need for passion and courage in pursuing one's dreams, while also reflecting on memorable moments in his acting journey. He discusses the surprises of the industry, including the unpredictability of success and the challenges of being an actor.TakeawaysThere's an unspoken connection with the audience during performance.Acting can serve as an emotional release and creative outlet.Building a community is essential when moving to a new city.Engaging in local activities can foster connections in the industry.Life is too short to not pursue your passions. Hosted on Acast. See acast.com/privacy for more information.

Demystifying College Admissions
5 Proven College Admissions Strategies That Got My Students Accepted Into Ivy League & Top-tier Colleges In 2024

Demystifying College Admissions

Play Episode Listen Later Mar 10, 2025 50:30


Would you like to know how our students got accepted into Ivy Leagues & Top-tier colleges, especially in competitive fields such as Computer Science,  Pre-Med, and Pre-Law? Or, learn why you are actually decreasing your chances of getting accepted into your dream colleges without even realizing it? If you find yourself asking these questions, and are left yearning for the most robust strategies to help you stand out in this competitive landscape, this episode is perfect for you. Today, I'm sharing the audio of the Free Live Training that I just hosted last week, where I revealed our brand new presentation on 5 proven college admission strategies you must implement in order for you to stand out and get accepted into your dream colleges. By implementing at least one of these 5 strategies I share, and taking action correctly, you will see a dramatic difference in the way you view & approach your own college admissions journey. I'm hosting a Free Live Workshop this Wednesday, March 12th that I highly recommend you attend. During this live training, you'll learn 5 Proven College Admissions Strategies That Got My Students Accepted Into Ivy League & Top-tier Colleges In 2024. You'll also learn about the latest trends that we're seeing in college admissions, along with any recent policy changes occuring in the college admissions landscape. I can't wait to support you! You can reserve your free seat at https://passionprep.com/live//!   Get ready to open your “Congratulations, You're Accepted!” letter from your dream college! You can reserve your spot for Passion Project Bootcamp 2025, our 1-year group college consulting program to get you ACCEPTED into your dream college using your passion, strength and potential. Start your journey to your dream college at https://passionprep.com/bootcamp! Also, every year I work with a select 10 students with the college essay and application process, and our application to the program is going to go live in a few days for the Class of 2026 students. This intensive program starts in March 2025 and ends next January 2026, and you can reach out to our Support Team at info@passionprep.com for the application. Please note, if you are not our current Passion Prep student, we're going to give priority to our students first, as availability is very limited. As always, if you have questions, please reach out to our Support Team at info@passionprep.com. Also, I'd love to connect with you on Instagram – our Instagram handle is: www.instagram.com/passion_prep.

First Line
Preparation for the SOAP: What Happens When You Don't Match

First Line

Play Episode Listen Later Mar 10, 2025 33:47


Episode 165. Let's break down the Supplemental Offer and Acceptance Program, also known as SOAP, and how to know your chance of needing to SOAP. We'll also cover the four steps all applicants should do ahead of Match Week to prepare for the scenario of not matching on Monday.Visit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): ⁠https://www.fiverr.com/firstlinepod⁠ For a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

The Data Stack Show
231: From Pre-Med to Product Strategy: Eric Dodds' Journey in Data and Startups

The Data Stack Show

Play Episode Listen Later Mar 5, 2025 47:37


Highlights from this week's conversation include:Early Aspirations: Becoming a Doctor (1:09)The Shift to Business Studies (3:54)Father's Influence on Career Path (4:39)Interest in Statistics and Psychology (6:47)Networking and Early Career (10:24)Developing a Passion for Data (12:09)Joining a Startup Accelerator (17:30)Data and Engagement Metrics (21:39)Lessons on Data Fidelity (23:40)Entrepreneurial Journey in a VC-Backed Incubator (26:15)Software Engineering School Initiative (30:21)Growth and Market Timing (35:08)Post-Exit Consultancy Experience (36:36)Finding RudderStack (38:53)  Behavioral Data Revolution (40:44)Advice for Aspiring Product Managers (44:20)Understanding Customer Pain Points (46:29)Final Thoughts and Takeaways (47:03)The Data Stack Show is a weekly podcast powered by RudderStack, the CDP for developers. Each week we'll talk to data engineers, analysts, and data scientists about their experience around building and maintaining data infrastructure, delivering data and data products, and driving better outcomes across their businesses with data.RudderStack helps businesses make the most out of their customer data while ensuring data privacy and security. To learn more about RudderStack visit rudderstack.com.

First Line
Why I Chose Not To Sleep Train My Baby + Update at 18 Months

First Line

Play Episode Listen Later Mar 3, 2025 31:54


Episode 164. I share my personal journey of choosing not to sleep train my baby while challenging the common belief that it is a necessity for parents. Hear my reflections on my experience over the past 18 months while we discuss attachment, intuition, and the nuances of infant sleep. Visit First Line's website and blog: ⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): ⁠https://www.fiverr.com/firstlinepod⁠ For a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

OncoPharm
Rethinking Premeds

OncoPharm

Play Episode Listen Later Feb 27, 2025 8:35


Two recent publications suggest modifications to standard subcutaneous daratumumab pre-meds is safe...and saves time! Padmaraju et al experience from Chicago Med Center: https://doi.org/10.1093/oncolo/oyae158 Vazirnia et al experience from Mayo Clinic: https://doi.org/10.1200/OP.23.00470 We end summarizing some emerging evidence about the need, or lack thereof, for pre-paclitaxel H2RAs.

First Line
CV Checklist for Pre-Meds, Medical Students, and Residents

First Line

Play Episode Listen Later Feb 24, 2025 13:15


Episode 163. Learn how to craft a standout CV at every stage of your medical journey with this practical checklist for pre-meds, medical students, and residents. Let's quickly run through formatting tips and section-by-section guidance to ensure your CV is polished, professional, and application-ready in under 15 minutes.For more tips on medical CVs, check out episode 81.Visit First Line's website and blog:⁠https://www.firstlinepodcast.comEditing Service for Pre-Med and Medical Students (CV, personal statement, applications): ⁠https://www.fiverr.com/firstlinepod⁠ For a discount on your TrueLearn subscription use⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstlineContent on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

The Premed Years
589: No Plan B: The Grit and Grind of a First-Gen Premed

The Premed Years

Play Episode Listen Later Feb 6, 2025 48:10


(00:01) Journey to Becoming a Physician(11:17) Navigating Pre-Med Challenges(15:21) Overcoming Doubt and Seeking Help(28:00) Balancing Medical School and Relationships(41:24) Exploring Career Paths in MedicineGrowing up in a small town with dreams that seemed larger than life, Trevor's journey to medicine began as a whisper of ambition, gradually building into a crescendo of determination. As a pre-med student inspired by his high school teachers, Trevor realized that his passion for understanding the human body was a calling. Navigating the complexities of expressing such aspirations in a close-knit community, he faced the fear of failure and judgment but remained undeterred. Trevor's story is a testament to the power of perseverance and the courage to reach for the stars.We explore the intricate balancing act Trevor performs while juggling rigorous pre-med coursework, a focus on public health, and the realities of daily life. Inspired by witnessing friends struggle with poverty and health challenges, Trevor's interest in social determinants fuels his drive to align medicine with public health initiatives. This episode delves into the importance of embracing discomfort, the resilience required to overcome academic hurdles, and the growth that emerges from these experiences. Trevor's insights offer both a roadmap and encouragement for anyone facing similar obstacles on their path to a medical career.The road to medical school is fraught with emotional highs and lows, and Trevor's candid reflections provide a window into this demanding journey. From the grueling MCAT study sessions to the joy of acceptance letters, we discuss the transformative power of mentorship and the invaluable support of family and friends. Trevor's story underscores the significance of seeking help and adapting to challenges, whether through gap years or dedicated tutors. As Trevor contemplates diverse career paths, from emergency to family medicine, he remains inspired by the potential to impact lives both in practice and academia. Join us for an episode brimming with personal stories, determination, and a heartfelt message of encouragement for aspiring physicians.

First Line
Positive Affirmations in the Bible: the Book of Psalms

First Line

Play Episode Listen Later Feb 3, 2025 27:43


Episode 161. Let's explore the power of positive affirmations from a Christian perspective, focusing on verses from the Book of Psalms to intentionally support spiritual and mental health. I share how incorporating these 5 Bible-based affirmations into daily routines can strengthen faith and set a positive mindset for the day ahead. Thank you Befree for sponsoring this episode. Visit befreeco.com to learn more! Visit First Line's website and blog: ⁠https://www.firstlinepodcast.com Editing Service for Pre-Med and Medical Students (CV, personal statement, applications): ⁠https://www.fiverr.com/firstlinepod⁠  For a discount on your TrueLearn subscription use ⁠https://truelearn.referralrock.com/l/firstline/⁠ and code firstline Content on First Line is for educational and informational purposes only, not as medical advice. Views expressed are my own and do not represent any organizations I am associated with.

The Premed Years
588: Beyond the Checklist: How Following Your Passion Makes You a Stronger Premed

The Premed Years

Play Episode Listen Later Jan 29, 2025 29:36


(00:01) - Navigating the Pre-Med Journey(10:00) - Crafting a Competitive Medical School Application(17:47) - Exploring Organ Donation and Xenotransplant(25:44) - Supporting Pre-Med Self-ReflectionAngela's path to medicine was sparked by her mother's dedication as a geriatric physical therapist, planting the seeds of a future surgeon. Her academic journey at Boston College took an unexpected turn as philosophy and theology steered her toward bioethics, ultimately leading to a transformative internship with Dr. Ron Shapiro at Mount Sinai. Angela's story is a testament to the power of following your passions and carving out a unique space in a competitive field.We explore the art of building a compelling medical school application, with Angela shedding light on the significance of networking and maintaining an active online presence. Discover how taking a gap year during the pandemic became a pivotal period for Angela, allowing her to delve into research that would shape her career trajectory. Angela opens up about the emotional highs and lows of the application process, sharing insights into perseverance and finding one's niche in the medical world.From organ donation to xenotransplantation, Angela guides us through the intricate ethical landscapes of modern medicine. She reflects on her evolving career goals, initially dreaming of transplant surgery before uncovering new interests in ophthalmology. Alongside this, we offer heartfelt advice to pre-med students, emphasizing the importance of self-belief and recognizing personal achievements amidst the competitive atmosphere. Join us for a rich narrative filled with inspiration and practical wisdom for aspiring doctors.

D.O. or Do Not: The Osteopathic Physician's Journey for Premed & Medical Students
Episode 144: Richard Terry, D.O.- Premed Highlight- LECOM Middletown Dean: Classic Ideas with a New Perspective

D.O. or Do Not: The Osteopathic Physician's Journey for Premed & Medical Students

Play Episode Listen Later Jan 14, 2025 25:14


Send us a textToday, we're joined by Dr. Richard Terry, D.O., a family medicine physician and founding dean of Lake Erie College of Osteopathic Medicine (LECOM) Elmira campus, who also holds the title of  Assistant Dean of Regional Clinical Education. Dr. Terry shares how LECOM started the branch campus system and highlights the New York- Elmira campus's problem-based learning curriculum, which fosters collaboration and prepares students for medical practice. Dr. Terry shares insights about the Elmira community and the early hands-on clinical rotations at local hospitals, starting as early as the first year of medical school. He highlights the robust research opportunities available to students, as well as LECOM's mission to recruit New York State residents with a passion for serving underserved communities. We also discuss the accelerated six-year D.O. program in collaboration with the Elmira College and explore LECOM Elmira's 100% match rate for 2024, with 52% of graduates matching into New York hospitals. Join us as we learn how LECOM Elmira is working to shape the future of osteopathic medicine and preparing students to make a meaningful impact.

All Home Care Matters
Future Healthcare Professional Yati Patel

All Home Care Matters

Play Episode Listen Later Jan 10, 2025 15:56


All Home Care Matters and our host, Lance A. Slatton welcome Yati Patel as guest to the show. About Yati Patel: Yati Patel is OTTI's Senior Student Ambassador and Team Captain for this school years HOSA, Future Healthcare Professionals, competition. She is currently a second-year student at Center for Sight and a Senior at Noblesville High School. After graduation she will be entering college as a Pre-Med student with the intent of joining the field of Ophthalmology. Yati's end goal is to be a surgeon, although she does not know which specialty Yati would like to focus her practice around, she is leaning heavily into the ever-growing need in the world of eyes. Yati has been working closely with Center for Sights, Austin Lifferth OD FAAO, on a Glaucoma study around the effects on eye pressure response, and correlation with weight lifting versus low-impact exercise. Yati will be presenting her results at the Indiana 2024/2025 HOSA competition in April of 2025, and hopes to continue developing the study for publication.

Indie Film Hustle® - A Filmmaking Podcast with Alex Ferrari
IFH 781: From Pre-Med to Marquee Lights: Jenny Paul's Journey of Creative Bravery and Storytelling

Indie Film Hustle® - A Filmmaking Podcast with Alex Ferrari

Play Episode Listen Later Dec 17, 2024 70:18


Stories are the connective tissue of humanity. They reveal our commonality, our struggles, and our triumphs. And in the vibrant chaos of the world, some individuals rise with a unique ability to live, breathe, and tell these stories—through performance, words, and relentless passion. Today, we welcome Jenny Paul, an actress and producer who has graced both the stage and the screen with her ever-determined spirit. From the thrill of audition buses to the glow of marquee lights, her story is one of discovery, reinvention, and creative bravery.In her early days, Jenny Paul didn't always envision a life under the spotlight. A college journey steeped in the sciences and pre-med seemed like the logical path. After all, the family line carried the torch of medicine. But as life often does, the whisper of the theater grew louder in her soul.She described it as the moment where pre-med stress led her to a beautiful refuge—acting. "I realized I didn't have to help people as a doctor when I could tell stories that connect them to their own humanity." It's a revelation that many artists encounter—the power of creation to heal, uplift, and illuminate.The road to success, however, was neither instant nor smooth. She spoke fondly (and hilariously) of her early audition adventures in New York. Picture this: college weekends spent traveling on the infamous Chinatown bus, a transportation experience where even survival felt uncertain. But grit fuels passion. Jenny's first big break came with the musical Funny Girl in New York, where she played a role usually reserved for women decades her senior. It was a peculiar but prophetic start, teaching her to embrace any opportunity with both hands and a courageous heart.Her journey transitioned into film and television, a space where nuance thrives. Acting on stage had taught her to amplify, to project; film taught her the power of subtlety. That lesson came full circle when she landed her role in Jessica Jones. It was a playful audition—Jenny embraced her character's full fan-girl persona with comic charm. She recalled, "Sometimes you just have to throw yourself into it without overthinking. Be bold, be genuine, and have fun." Such simplicity in approach often holds the secret to great art.Beyond acting, Jenny has stepped behind the scenes as a producer. Like many artists, she found herself in a place where waiting for roles felt too passive. Producing, she explained, is about creating opportunities—for herself, for others, and for stories that need to be told.It's a lesson in creative autonomy and the entrepreneurial spirit that every modern artist must embrace.Discussed was her upcoming work, the Hulu series The Looming Tower, Jenny's tone shifted to reverence. Based on true events, the show dramatizes the tension between the FBI and CIA leading up to 9/11, offering a sobering look at miscommunication and its grave consequences. Jenny plays one of the “lemmings,” a young CIA analyst working under questionable leadership. Though her role may offer comic relief, the gravity of the story left its mark. "It's rare to work on something that feels like it truly matters, that tells a truth the world needs to hear."The beauty of Jenny Paul's story is its relatability. It's about perseverance in an industry where nothing is guaranteed, about finding fulfillment in both the work and the struggle. She reminds us that life's bus rides may be bumpy, the rejections many, and the roles unexpected, but the joy is in the doing. In showing up again and again.Become a supporter of this podcast: https://www.spreaker.com/podcast/indie-film-hustle-a-filmmaking-podcast--2664729/support.

The Premed Years
584: Lacrosse to Lab Coats: Alexis' Journey from Engineering to Medicine

The Premed Years

Play Episode Listen Later Dec 11, 2024 35:20


(00:01) Balancing Athletics and Pre-Med(09:19) Effective Time Management for Student-Athletes(14:58) Navigating the Pre-Med Pathway(24:05) Medical School Acceptance and Portfolio Building(28:48) Navigating Career Choices and Overcoming ChallengesIn the latest episode of our podcast, we dive into the fascinating story of Alexis, a Division I lacrosse player and biomedical engineering major, as she embarks on her unique journey from the field to the clinic. This episode, titled "From Lacrosse to Lab Coats," captures Alexis' transition from engineering to medicine, a path that has been greatly influenced by her family and personal determination.A Journey Inspired by FamilyAlexis grew up with a physician mother and an engineer father, and it was this blend of influences that ultimately guided her to pursue a career in medicine. Initially drawn to engineering, Alexis found her true calling after experiencing firsthand the world of healthcare through her mother's work and her own sports-related medical visits. Her story underscores the significant impact that family and role models can have on one's career choices.Balancing Academics and AthleticsOne of the standout aspects of Alexis' story is her ability to balance the demanding schedule of a student-athlete with the rigors of a biomedical engineering and pre-med curriculum. In the first chapter of the podcast, we learn about the strategies she employed to manage her time effectively, including using Google spreadsheets and color-coding her tasks. Alexis shares her unique "eating pancakes" analogy, which highlights the importance of staying on top of responsibilities to avoid overwhelming backlogs.Navigating the Pre-Med PathwayAlexis' journey to medicine was not without its challenges. The episode delves into how she adapted to the unique circumstances of virtual shadowing during the COVID pandemic and took a gap year to work as a medical assistant. These experiences enriched her understanding of the medical field and reinforced her resolve to pursue a career as a physician. Alexis candidly discusses the integration of her engineering background into her medical aspirations, emphasizing the value of combining diverse skills.A Milestone AchievementThe podcast captures the thrilling moment when Alexis received her first medical school acceptance while on a lunch break with friends in Philadelphia. Her excitement and the support from her peers highlight the importance of a strong support system. Alexis' acceptance into the Carl Illinois College of Medicine, a school known for its focus on integrating engineering and medicine, aligns perfectly with her unique background and career goals.Embracing a Unique PathThroughout the episode, Alexis emphasizes the importance of embracing one's unique path and remaining open to diverse opportunities. Her story is a testament to resilience and adaptability, illustrating how engineering principles can be seamlessly integrated into medical careers. As Alexis continues her journey, she encourages listeners to resist comparisons and embrace lifelong learning, reminding us all of the exciting potential that lies in forging our own paths.Tune in to this inspiring episode to learn more about Alexis' journey from lacrosse fields to medical clinics, and discover the valuable insights she shares for balancing academics, athletics, and career ambitions.