Podcasts about flows

  Brian Wagers is a multi-family investor. He grew his family's portfolio to 500 units before moving on to syndication where he is now involved. Been involved in over 150 million worth of apartment transactions. With over 2,000 units through his experience as an owner and general partner. He now seeks to invest and help other high-growth professionals and business owners put their money in a tax-advantaged, risk-adjusted growth space that is multi-family. Highlights:   [00:00 - 05:48] Opening Segment Brian Wagers started out in Northwest Arkansas and bought a single-family home before moving on to multi-family and building a portfolio of 500 units Brian partnered up with Elevate Commercial Investment group.   [05:48 - 11:38] How to Capital Raise Like a Pro: Tips from a Veteran Brian discusses how he has succeeded in the capital raising space by being organized, adding value, and being competitive. He talks about the challenges of the capital raising space, including interest rates and cap rates. He emphasizes the importance of underwriting for higher cap rates and staying ahead of the competition. Transparency is Important in Communication   [11:39 - 15:00] Investors Shift Focus to Classier Properties Their Company is keeping its cap rate at 2% or 3% annually, depending on the location and asset class. They are starting to look more seriously at A-class assets due to the compressed cap rates. The market for A-class assets is appealing to institutional investors and provides less risk than buying a house. Developers Look to Multifamily Properties as an Exit Strategy The interest rates for multifamily properties have decreased, which has made them more affordable for buyers. Multi-family properties are becoming more liquid, which makes it easier for buyers to find and exit these properties. Class A developers are looking for premiums in multifamily properties, so buyers must find a value that they can add to the spa [15:06 - 17:36] Closing Segment Reach out to Brian Links Below Final Words Tweetable Quotes   “I think, transparency is really important in communication and making sure we are updating our investors, whether things go wrong or whatnot .”  -  Brian Wagers ----------------------------------------------------------------------------- Connect with Brian on  LinkedIn   Facebook  Instagram   or email him at Brian@elevatecig.com or visit their website: Elevatecig.com Connect with me:   Facebook   LinkedIn   Like, subscribe, and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on.  Thank you for tuning in!   Email me → sam@brickeninvestmentgroup.com Want to read the full show notes of the episode? Check it out below: [00:00:00] Brian Wagers: I think, transparency is really important in communication. Making sure we're updating our investors, whether things go wrong or what not just when things are going right. [00:00:09] Brian Wagers: If things are slower than expected to let them know what's happening in the market, there's a lot of people are worried about where the market is headed, is it, too hot interest rate changes. So just keeping them updated with educational material on that, I think is important. [00:00:23] Brian Wagers: Making sure you explain your underwriting, I think. Investors are getting more and more sophisticated.  [00:00:41] Sam Wilson: Brian Wagers is a multi-family investor. He grew his family's portfolio to 500 units before moving on to syndication where he is now involved. Been involved in over 150 million worth of apartment transactions. Brian, welcome to the show.  [00:00:54] Brian Wagers: Hey, thanks. Thanks Sam.  [00:00:56] Sam Wilson: Good to be on here. Hey man, pleasure's mine. [00:00:58] Sam Wilson: There's three questions. I ask every guest who comes in the show in 90 seconds or less. Can you tell me, where did you start? Where are you now? And how did you get.  [00:01:04] Brian Wagers: Yeah. So I got started in Northwest Arkansas. About six years ago bought a single family home quickly, diverted over to multi-family had a 12 unit scaled that into another 12 unit and a 20 unit combination of family money, seller financing. [00:01:20] Brian Wagers: Got my hands dirty with a medium sized, small multi-family projects, built up a portfolio of about 450 to 500 units with just me as a lead sponsor me as the only general partner with, friends and family. And just as of recently partnered up with elevate commercial investment group, where now I'm a general partner on, thousands of units. [00:01:43] Sam Wilson: That is really, really cool. I love that story of, building, building a portfolio of 500 units. I'm really curious, once you had figured it out and once you had made it to that 500 unit mark, which is a lot of units, by the way, if you're just a single general partner in 500 units, that's a lot of units, what was the impetus for, joining another team and being a general partner with other people when you can really own a hundred percent of your own deals right now,  [00:02:09] Brian Wagers: right? [00:02:09] Brian Wagers: Yeah. So it was always in the back of my mind. It was, I don't know that it was a aha moment. I think when I first got started in multi-family, the people that I was learning from, they were doing the syndications and they were doing the larger projects. But for me to get started, I really wanted to, have a track record proof. [00:02:25] Brian Wagers: I have somewhat of a proof of concept, My hands dirty and do you know all aspects of real estate. So I've always had multi-family syndications in the background of my head. That's always thinking about different things, but I knew I was gonna focus on multi-family. Just, I was open to doing it different ways, so, About two years ago, I was scaling my portfolio and I was starting to make offers on some of the same deals that I had seen before, they had come back full cycle. So I knew I was playing in a somewhat smaller space. so I knew. that thought of going bigger was going to have to come soon. [00:03:00] Brian Wagers: So I, I was really starting to plant some seeds with some other bigger time operators and looking at how I could provide value to them as I continued to grow. So yeah, I could keep, a hundred percent, and keep trying to do the smaller deals. But I think for me, it was one was the inventory there, where I was coming across. [00:03:19] Brian Wagers: Some of these deals, a couple times. So that was kind of, a good moment for me know, knowing that I had to expand. and it was okay giving up, a portion of that in, in order to really grow, it's who not how you get there. So I'm firm believer in that, partnering up with strategic people to get you to continue to grow. [00:03:38] Brian Wagers: And I didn't want, I'm always trying to be the best version of myself , in all aspects. So. It's okay. To relinquish some control in some areas. And, for me that was partnering up and giving up some of that  [00:03:50] Sam Wilson: partnership. [00:03:50] Sam Wilson: I like that idea there, Brian, that, Hey, I gotta get outta my own backyard. [00:03:53] Sam Wilson: I've gotta go somewhere where somebody else has local market knowledge that you don't have to then rebuild. You don't have to go get into a new market and say, all right, how do I figure out this market? You got somebody else that you that's experienced in it. I guess the question I would have if someone's already in a market and they've already got people on the ground, they're already running a very large operation. [00:04:12] Sam Wilson: What did you bring to the table? Or how did you position it, such that they would say to you, Brian, I'd love to have you be part of the team. What did that conversation look like? Not that you're not a great guy and you don't have great skills. Cause obviously you do cuz you've taken down 500 units on your. [00:04:25] Sam Wilson: But even, so it seems like they would already had all the seats on the bus taken care of.  [00:04:30] Brian Wagers: Yeah. So for me, that was positioning myself, to continue that track record. So it wasn't just, Hey, I'm gonna be a partner with your firm. Like, let's go, it was a deal, work with them on a kind of a JV. Case by case basis. [00:04:46] Brian Wagers: So it wasn't just, I was like, Hey, let me give me an opportunity to prove myself, that's all I wanted was an opportunity to, say I'm going to do what I say I'm going to do. So, that was raising on a couple deals. So we raised on three or four deals before we actually, agreed on a partnership. [00:05:05] Brian Wagers: And that was. Asking for me, I focus on the capital raising piece. So that was going to be my focus. So when I was reaching out, I was reaching out to other operators and seeing if, Hey, is that something that you could bring on? And for the operators that I'm looking at, I'm looking at high. I was looking at high growth operators. [00:05:23] Brian Wagers: So, the two main. Flows of multi-family real estate is, deals and equity. So that was. My main, pivot point was, Hey where can I bring value? And that was in the equity piece.  [00:05:36] Sam Wilson: Right? Right. No, that's that's really cool. What, and again, I'm sorry for digging in, maybe on this so much, but I think it's an important, stepping stones for people who are in this business looking to scale, looking to grow. [00:05:48] Sam Wilson: They want to go, okay. How have other people done? So focused on capital raise. Why not just cog? What would what was the impetus again? I'm just trying to figure out again, not that you're not a bad, not a good guy, but you know, for the other at elevate, was it elevate equity? [00:06:03] Sam Wilson: Was that, was it two elevate commercial  [00:06:04] Brian Wagers: investment group. Okay. Yeah. So, right, right. Like, so, and additionally to just COGP in there was,. Okay. What areas of their business did I find? Like bringing I'm just, when I'm just cog and I was just the capital, but right. Adding value outside of that, during these other deals. [00:06:22] Brian Wagers: So, jumping on calls, trying to add value as, as far as marketing goes or trying to, help coordinate with other cogs that we may have on the deal, take it saying, okay, I'm just gonna raise my, I'm gonna commit to a million. And I raise 1.2 million. That's great. That's a good track record, but going beyond staying super organized throughout the whole deal, maybe GI giving recaps of what everybody's doing. [00:06:47] Brian Wagers: Try to find little value, add pieces and each part of the deal. So going above and beyond, I think was a main part there. And starting to kind of ma I was starting to manage some of the other co razors before I was doing that kind of staying ahead of our next steps. Hey, what do we need to get something on the calendar? [00:07:06] Brian Wagers: Where are we at? So I think just over delivering on those on that piece,  [00:07:11] Sam Wilson: that's cool. No, I love that. That's absolutely awesome. Tell me, you know what, as you look at the portfolio, I guess, do you still own that 500 unit portfolio? Is that still yours?  [00:07:21] Brian Wagers: So it dwindled down to around like, 250 - 300 units. [00:07:25] Brian Wagers: we're selling. So I just, we just sold 102 units today. I sold 54 units earlier this year. we did sell. 82 units, but we bought 72 more at the end of last year. so, it's right around, 250, 300, but we're looking at selling a lot of that. A lot of my personal portfolio is  [00:07:46] Sam Wilson: that because it's just, I mean, the market is just red hot and you can just get top dollar for it. [00:07:51] Sam Wilson: Is that kind of your thinking there? Or was there other things that, that are driving those decisions?  [00:07:57] Brian Wagers: Yeah there's several different factors, but that being, one of the main reasons, the market is super hot, where, more and more people are looking at our market of Northwest Arkansas two, we've implemented a lot of the value add business plan. [00:08:10] Brian Wagers: Some of these deals we've only held for two years, three years, but you know, we've got it to about where we wanna be. And if we can get those offers that we expected to have in five years and two years, Might as well, especially with me focusing on, these larger deals, it just gives me more equity to put back alongside of the, on, on these larger deals. [00:08:32] Brian Wagers: So it's a huge plus having that, I built up quite a bit of equity in these smaller deals too, place in, in the larger deals  [00:08:40] Sam Wilson: yeah, that's a great point is that you can recycle that back into your own opportunities. And, develop more the limited partner side of things. As you invest in your own opportunities than you could maybe on the active investor side. [00:08:53] Sam Wilson: Yeah. Yeah.  [00:08:54] Brian Wagers: So I'm investing as an LP in all our deals too, as well as, helping on the GP portion.  [00:08:59] Sam Wilson: Right, right. Oh, that's cool. And that certainly gives your investors a vote of confidence as. As they,  [00:09:05] Brian Wagers: yeah, it's definitely an extra, there's a lot of reassurances in multifamily, but I think, being able to invest alongside of your investors is super important to them. [00:09:13] Brian Wagers: But I wasn't always able to do that. I had to that's, one of the reasons I had to do those small and medium sized deals was to. Really help one, get my track record and prove the concept like I mentioned before, but, get that equity two, be able to invest with them. [00:09:28] Brian Wagers: Yeah,  [00:09:28] Sam Wilson: no, I think that's awesome. What are some challenges that you see in the capital raising space right now?  [00:09:36] Brian Wagers: I think, transparency is really important in communication. Making sure we're updating our investors, whether things go wrong or what not just when things are going right. [00:09:45] Brian Wagers: If things are slower than expected to let them know what's happening in the market, there's a lot of people are worried about where the market is headed, is it, too hot interest rate changes. So just keeping them updated with educational material on that, I think is important. [00:10:00] Brian Wagers: Making sure you explain your underwriting, I think. Investors are getting more and more sophisticated. So, it's important to show them your underwriting, your assumptions, and make it clear on, what the risks are and what the potential are.  [00:10:14] Sam Wilson: Yeah, absolutely. What, and let's talk about that, if if we're standing on shaky ground or who everybody's been calling for a recession. [00:10:22] Sam Wilson: Lord, who knows how many years? Five, seven years. But I mean, even, so there are some things changing. We continue, especially in the multi-family market to see cap rates compress, and now we're seeing rates go up. What are you guys doing in this environment to remain competitive?  [00:10:36] Brian Wagers: Yeah. So underwriting more deals is a big thing. [00:10:39] Brian Wagers: Getting in front of more deals, bringing on more boots on the ground partners that can find us deals that are local. I are finding more and more important that, , people local in the market are sometimes getting first looks at deals. So sometimes we'll bring on partners who find deals and their local market have relationships with commercial brokers. [00:10:58] Brian Wagers: And as far as the cap rates, you want to make sure you're underwriting for higher cap rates. That's huge. And the interest rate changes now, refinance events in year three. We definitely wanna make sure we're not. Keeping the same interest rate or a lower interest rate at what we're coming in at. [00:11:15] Brian Wagers: So we're making sure that interest rate is going up at year three. And we're also accounting for a higher cap rate at sale in year five.  [00:11:23] Sam Wilson: Yeah, no, that's that's absolutely important. What do you think this is? This is pure, just subjective questioning. We've seen rent rates and I mean, I own some multifamily properties and we've just seen rents, just, I mean, just up into the right. [00:11:39] Sam Wilson: All of us have, what are you guys doing on your underwriting side for rent growth? If any [00:11:44] Brian Wagers: Yeah, we're keeping it around 2%. We try to keep it around 2% annually, 3%, depending on the location, depending on the asset class. That can vary from C class to A class. So, so we are looking more and more at a CLA the way with cap rates compressing, we have started to look more and more at the, a class opportunities. [00:12:03] Brian Wagers: Now five years ago, I would tell you I'll never buy an a class. I'm a value add, C class to B class property buyer, but the way the market is, we're starting to shift that outlook. As far as. With the way the cap rates are going, but, definitely. And if it's a deep value add, obviously we can increase those rents quite a bit more than just a 2%, 3%. [00:12:25] Brian Wagers: But once sta once, upon stabilization, we're looking around 2% rent growth.  [00:12:30] Sam Wilson: Gotcha. No, that's really interesting. You say you're moving into a class. Can you gimme some really Insight into why you're finding more value or even potentially less risk in an, a class asset.  [00:12:41] Brian Wagers: Yeah. So the, a class stuff that we're looking at one, if you think about a class in general, you kind of think less headaches, it's a more, appealing investment to more institutional, equity that we are getting more and more of, they see it as a more safe. [00:12:58] Brian Wagers: Whereas the way that the housing market is going, it's becoming harder and harder to buy a house. And so for young professionals to really fork up, to buy a $400,500,000 house, they may see it better to ride it out and live in a nice, a class community with good amenities for a while before they can move into a permanent home. [00:13:19] Brian Wagers: So, the factors, the way the single family market. Less maintenance on the front end, so we can, you can underwrite for that. And more of a safe, longer ride, for some of our people are wanting to hold closer to the five year. Five  [00:13:33] Sam Wilson: year terms. Got it. No, that makes a lot of sense. [00:13:36] Sam Wilson: Yeah. Offsetting some of that risk by buying newer, nicer assets. Maybe you don't have the maintenance, but also like you said, is that your institutional players tend to like that space. So if you guys are looking for an exit and in three to five years, your buyer pool probably exists at a much a much larger buyer pool on those types of assets. [00:13:54] Sam Wilson: Yeah,  [00:13:54] Brian Wagers: exactly. Right. So you're always looking at who, what your exit plan is and who you're going to ultimately sell it to. So now we have a lot more capital chasing, multi-family real estate, a lot of these people in Covid that we're buying office space and retail space are now looking at multifamily. [00:14:10] Brian Wagers: A lot of these people that have. Their money in the stocks and the money in, other vehicles are more and more looking at, the real estate market. So I think that also helped offset some of its interest rates. We're seeing it's becoming a more liquid space, because like you said, you have a lot more exit buyers for your properties,  [00:14:28] Sam Wilson: right? [00:14:29] Sam Wilson: No, that's really cool. How do you overcome? I would think though, as you move into the, a class space, That your return profile just, get gets diminished. I mean, is that a fair assumption? Yeah, it's definitely  [00:14:42] Brian Wagers: fair. The A class developers, builders, they are looking for premiums. [00:14:46] Brian Wagers: So you really have to find, it's like, if it's an, a class, you have to find the value that you can add. So, hopefully we are, when we're buying a class we're trying to buy from the developers. So they've got it to 90% lease up. And they're just getting it leased up however they can. [00:15:02] Brian Wagers: So they're offering concessions, they may be putting a little bit higher expenses in, they just wanna get that property leased up. So we're then able to get some of those expenses down a little bit. And start pushing the rents up to more market rents versus to the rents that they were just to get people in the door to where they can eventually exit. [00:15:20] Brian Wagers: So finding that value in that space is really important, cuz not every a class is an opportunity, but we definitely like to buy. From the developers from, for that reason,  [00:15:30] Sam Wilson: right? No, that's an interesting strategy. Not one I hear a lot about, but I think it has a lot of merit in that, like you said, you can improve their operations, decrease expenses, bring rents up to market. [00:15:42] Sam Wilson: And yet at the same time, you're not having the risk of being the developer, getting the project done. So it's kind of like a, it's a nice hybrid approach to development in its own. Exactly.  [00:15:51] Brian Wagers: You just have to be upfront with your investors, they just, and if they're buying into an opportunity like that, the cash flow is going to be low, especially on the front end. [00:16:00] Brian Wagers: Right. But that's what you get when you are buying those kind of opportunities. Right.  [00:16:04] Sam Wilson: Right. And as long as everybody understands the rules of the game, then that is what it is. So I think that's really cool. Brian, thank you for taking the time to jump on today and really tell us. [00:16:13] Sam Wilson: The the nuances of transitioning from owning 500, your own units to then just joining a team, it's kind of like that idea of McDonald's it's like, do you wanna own a hundred percent of your own deal or 1% of McDonald's? Well, I'll take 1% of McDonald's all day long. So I love the the idea for you, joining a bigger team and just owning the smaller piece of a bigger pie. [00:16:33] Sam Wilson: I think that's really cool and love just how you've. Brought value to that team and shared the way that you've done that in order to make this all work. So, thanks again, for sharing your insight today, do appreciate it. If our listeners wanna get in touch with you and learn more about you, what is the best way to do that? [00:16:49] Brian Wagers: Yeah, just you can email me, Brian@elevatecig.com. I'm on Facebook, Instagram LinkedIn message me on one of those. If you're active in the space too, just Brian Wagers. Awesome,  [00:17:00] Track 1: Brian,  [00:17:01] Sam Wilson: we'll be sure to include that all in the show notes. And certainly thank you again for coming on.  [00:17:05] Brian Wagers: Yeah, absolutely. [00:17:06] Brian Wagers: Sam, thanks for having me. Sorry about the background noise today. Hey  [00:17:09] Sam Wilson: man, no sweat at all. Appreciate it. 

Do you find yourself longing for a different pace in life? Are you feeling directionless, like you're lacking true purpose? Is your life an endless hustle but you still don't feel good enough? Today's episode will help you put all of that to rest. Rachel discusses how her family life has changed since moving to Sweden. She hasn't been actively creating or working, instead she's spent most days in her garden. While this change of pace has brought so much contentment and abundance to her life, it has left her wondering what her true purpose is. Is she doing enough? Is she allowed to feel at peace with such a simple life? We all have different seasons of our lives. Some bring about creation, activity and busyness, others bring rest and contemplation. Together, they make up a life. Today's episode will remind you that your true purpose lies in finding contentment with where you are and in accepting who you are. Tune in to align the two. Learn more about your ad choices. Visit podcastchoices.com/adchoices

There is a lot more going on in investments than you think.On this episode of the Garlic Marketing Show, the founder of the Franchise Tribe, and investment expert, Erik Van Horn reveals his secrets to generating more and more investment opportunities.What You'll Learn:The sign of a bad business partnerHow to find amazing business partnersHow to connect with BIG NAMESThings Erik wished that His Younger Self KnewYour Network is Your Net Worth: Real-life exampleFinding Opportunities and LeveragesConnect with Erik:LinkedInJoin the Tribe of InvestorsListen to Erik's Podcast!Resources:Connect with IanSupercharge your marketing and grow your business with video case stories today!Book a Discovery Call Today with Our ExpertsSubscribe to the YouTube Channel See acast.com/privacy for privacy and opt-out information.

Pastor Alex Liu 劉以信 長老 2022-06-26

REVIEW and you shall RECEIVE —The undisputed King of Freestyle in Piscataquis County is back! (**Please note, Graining In is not responsible for any shattered jaws or any other issues resulting from the flow contained in this episode**)

This week we go through some of the details that we missed in our WWDC episode, and Kevin has a special announcement! Sponsors Zeplin: Clarify design intention with Flows & Annotations, a faster way to map complete user journeys and document your designs. Follow Up MacBook Air CorrectionsShow Notes UntilLanding page App Store linkMenubar utility for Simulators status barRecommendations KareprintsFreddie's artJoey Banks' iOS 16 UI Kit Hosts Kevin Clark (@vernalkick) Rafael Conde (@rafahari)

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How can you manifest an abundance of money? In this episode, I share a powerful Joseph Murphy affirmation (in his own voice!) helping you to write in your subconscious mind the idea of God's wealth. Once these words sink in ... GOD'S RICHES WILL FOREVER CIRCULATE IN YOUR EXPERIENCE! (FREE TRAINING )"How the Law of Attraction REALLY Works" (Click link) NEW ONLINE COURSE  Law of Attraction Mastery ($200 off for Limited Time!) (Coupon Code: save200) PERSONAL COACHING: https://joshuatongol.com/coaching/ SUPPORT THIS PODCAST TO HELP KEEP IT RUNNING! • Please Support This Podcast by Making a Donation (any amount helps!)

Removing obstacles to the harmonious flow of life. Incidental causes do not cause life. Facilitate the conditions for life to move without obstructions. Is there a difference between your normal state and your natural state?  How are you aligning with your natural state?  https://simple-yoga.org/ This is an excerpt from the book Unravel the Thread available at:  Amazon https://www.amazon.com/dp/1737648202/ Alibris https://www.alibris.com/Unravel-the-Thread-Applying-the-ancient-wisdom-of-yoga-to-live-a-happy-life-Rub-n-V%C3%9Fsquez/book/50532904?matches=5 Barnes and Noble https://www.barnesandnoble.com/w/unravel-the-thread-rub-n-v-squez/1139928755 Indiebound https://www.indiebound.org/book/9781737648208 Thriftbooks https://www.thriftbooks.com/w/unravel-the-thread-applying-the-ancient-wisdom-of-yoga-to-live-a-happy-life_rubn-vsquez/29003752/#edition=60132974&idiq=52585765

Infant baptism flows from the doctrine of justification by faith aloneTime:AfternoonMinister:Rev Rick VanderHorstTexts:Heidelberg Catechism: Lord's Day 27

Did you know that stretching just 5 minutes a day can give you the flexibility you want? Listen to learn how! Listen to Yoga Podcast on Audible for free!

You are fearfully and wonderfully designed. You carry the unlimited power of God within you. When you enter the flow, anything you desire will just effortlessly flow to you. When you enter within and relax emotionally and physically, your heart or subconscious is highly creative and suggestive. What you feel and tell yourself in prayer, your heart automatically accepts as true and brings it about supernaturally. Faith is no longer a struggle. It becomes automatic because you are living out of the new you, or I Am. The nature of God that will be forever and ever is "I Am." You will see that life automatically reflects who you are and what you believe about yourself. The good news is that God designed you in a way to quickly live out of the Spirit and rewire your heart and mind. If you struggle with belief and faith, you are more than likely trying to "achieve" faith by reading your book more, praying more, or trying to be good enough by your behavior in order to deserve blessings from God. When you enter the Spirit within, faith becomes automatic. You wont be trying to have enough of it, you wont be trying to manifest something, you will automatically be reflecting who you already are. That is living out of the flow or Spirit within. We are all designed this way. He has given you His royal rule and reign. It is within. He has already given you everything that pertains to life and godliness. Over the next couple weeks I will teach you how to enter within and live out of the Spirit so anything you desire just effortlessly flows to you. If you've been encouraged by this message and Freedom Ministries, please consider sharing it with others or giving online at https://give.cornerstone.cc/Freedom+Ministries Official Podcast of FREEDOM MINISTRIES Colorado Springs, CO Mike and Barb Popovich Stay Connected with Freedom: Website: https://freedomministries.org Youtube: https://www.youtube.com/ Facebook: https://facebook.com/FreedomMinistriesCO Instagram: https://instagram.com/freedomministries/ Tiktok: https://tiktok.com/@freedomminco #freedom #freedomministries #MikePopovich

Quick win:  how to prioritize email flows that drive the most revenue, and not waste time on one's that won't.  Key Takeaways: How to prioritize your time when working on email marketing The email flows to consider starting with based on the type of business you have How you can increase & improve your flows as your business grows Resources: Grab our Growth Pack for founders  7 Figure Founder (get help from Austin Brawner to grow your business to 7 figures) @BrandGrowthX on Twitter Review or subscribe on iTunes

In this week's Resonance energy market podcast Jeremy Nicholson talks to Alfa's Dr Petra Puskarova about the challenges of gas flows into European energy markets, while carbon pricing awaits decision on market reform.NOTE: Since recording the podcast on 15.06.22 and prior to publishing today (16.06.22),  the CAL-23 TTF contract posted a new historical high.  Front year European power contracts increased but didn't breach the April peak.Topics explored include:Gas export issues from the US and NordstreamGas in storage expected to reach 80% across Europe in Q3, despite challengesLNG cargoes offshore await a potential price war, with Europe more than ever exposed to spot market pricingOil has become more volatile in recent weeks, responding to mixed signalsCarbon is rangebound, waiting and watching the European Parliament's decision on ETS reformWhile no French nuclear fleet outages occurred following the first heatwave this summer, low river levels are a seasonal concernWind generation across Europe is low, while solar remains highWe look to the winter ahead and what might happen to prices

The terms signal flow and signal chain are widely used in music production and audio engineering. But unless you've formally studied this area or spent time learning the ropes in a recording studio, you may not be as familiar with what they mean or how they work.Inside this episode, Isobel breaks down the basic components of both and how they relate to making music inside a DAW at home. You'll also find out the three most common issues you can stumble across in your signal flow and chain and how to fix them too. Girls Twiddling Knobs is hosted and produced by Isobel Anderson with production support from Jade Bailey, admin support from Francesca O'Connor and is a Female DIY Musician Production.EPISODE HIGHLIGHTS{03:59} Intro{05:06} Where does the term ‘signal flow' originate?{07:13} What is a modern definition of a ‘signal chain in music recording?{08:53} Three common signal flow/chain issues & how to fix them?{12:30} Episode SummaryGirls Twiddling Knobs listeners get 10% off iZotope's award-winning audio plugins and a 30 day free trial of their incredible Music Production Suite 4.1. Just use the code GIRLSPOD10 here >>Download Isobel's 10 FREE Tools to Start Recording Your Music From Home PDF Guide >>Understanding The Audio Signal Chain, read the article on giveanote.com >> Signal Chain: Order of Operations, read the article on iZotope.com >>Signal Flow, read the article on SoundGirls.com >>Signal Chain: How to Put Your Effects in the Right Order, read the article on Landr.com >>How To Troubleshoot Your Signal Path, read the article on Sweetwater.com >>Listen to the episode hereListen on SpotifyJoin the Girls Twiddling Knobs Podcast Community here >>Which vocal mic is your perfect match? TAKE THE QUIZ >> Love Girls Twiddling Knobs? Leave a review wherever you're listening and let me know!

Dawn Starks of Simple Money Pro tells you to build a cash flow statement to see where all of your money flows and goes Episode 1925: Build a Cash Flow Statement to See Where All Your Money Flows (And Goes!) by Dawn Starks of Simple Money Pro Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg. The original post is located here: https://simplemoneypro.com/blog/build-a-cash-flow-statement-to-see-where-all-your-money-flows-and-goes/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

We're back! It's been a long while since we've produced an episode. Kyle explains the reason for the hiatus. Then Andy and Kyle dive into a discussion of how those of us who love EDH have an ever-evolving relationship with this game. They get into some personal observations about temperament and chasing the ever-elusive high of the game and how that impacts enjoyment. ------------------- Patreon:  YouTube:  Twitter: @legend_creature ------------------- The outro music for this episode comes courtesy of the artist Makeup and Vanity Set. Be sure to support them! – ------------------- The intro for this episode utilizes the Beach Boys' song God Only Knows as an ode to our discussion about the HBO show Big Love.

Todays episode is a fun one! It's also a call to action in the best way…seriously, I hope it makes you think about how something as simple as practicing yoga intimately can inspire you deeply! Now that's healing❣️❣️❣️ Listen to Yoga Podcast on Audible for free!

Bert is a macro strategist at Macro Hive, specialising in Emerging Markets strategy. Between 2009 and 2017, he was co-head of EM strategy with a focus on fixed income and currencies at JP Morgan. He held other senior research roles at Bank of America and UBS in the 2000s. Bert has lived in all time zones, from Latin America and the US via Europe to Asia. On this podcast we discussed:  1) How the Fed and de-globalisation impacts EM. 2) Democratic commodity EM vs autocratic manufacturing EM. 3) China's COVID policy and what it means for macro. 4) Are investors too pessimistic on China growth? 5) China's new types of stimulus. 6) Chinese yuan weakness and tariffs. 7) China/Taiwan risks. 8) Modi's performance as India PM. 9) India's inflation challenge. 10) Flows from China to India. 11) Brazil's commodity play. 12) Leftist politics in Latin America. 13) Latam's inflation sensitivity 

Argus China Petroleum editor Tom Reed joins James Gooder on this week's The Crude Report podcast to discuss the various impacts on China's crude buying habits of the disruption caused by the Russia-Ukraine conflict. Learn more about the Argus Crude report.

If you've been feeling uninspired, or unsure if you're up to the task at hand, or finding it hard to get out there and enjoy what life has to offer, then this episode might be exactly what you need! Today on The Karen Kenney Show, we're talking to my longtime friend Sean Snow (S2), a former triathlon coach, who's participated in 5 Boston Marathons, and has competed world-wide in over 70 Half-Ironman Races, 35 Ironman Races, and 15 World Championships, including the Hawaii Ironman 5 times! We're also joined by his daughter Stephanie - a former three-sport athlete, who's now found her passion in endurance racing and is following in his father's footsteps! We dive into what it takes to lead this kind of athletic lifestyle, including the level of commitment, the early wake up times and the daily physical, mental, emotional training and spiritual practices they do that helps them to give their best, create opportunities and bring some light to the world every day. My hope with today's episode is that you'll join us in the laughter and reminiscing, but most of all be inspired to expand your comfort zone, try something new and ask yourself how you can bring your own bright light and “fire” to the world around you. KK's Takeaways: Talking To People Everywhere I Go (6:09) You Sign Up To Run, Walk & Swim How Far? (11:41) Coaching, Toyota & Training (16:13) What Is A Triathlon? (22:52) You're Getting Older But Better (28:59) S2 Daily Posts (36:41) Obstacles Don't Have To Stop You (41:10) Superstar Team (52:27) You Deserve To Be Out There (57:45) You Go Through The Ebbs & Flows (1:06:24) It Takes Commitment (1:15:54) Twilight Hour Is The Holy Hour (1:28:05) Show Up Better As Yourself (1:41:21) Who Inspires You? (1:54:26) Which Road Will You Take? (2:04:35) We Need The Mentors (2:09:51) We Are Competitive (2:15:08) Sean Show is a husband, father and loves the art of competition. He played hockey and baseball through his teenage years, and then jumped into the world of mountain biking, running, and triathlon. A former triathlon coach, he's also competed world-wide, and has participated in 5 Boston Marathons, about 70 Half-Ironman Races, 35 Ironman Races, 15 World Championships, including the Hawaii Ironman 5 times. Sean's main goal in life is to inspire others to believe that with hard work, perseverance, and a ‘Fire within', anything in life can be done. His mantra is “Dare to Dream, Start to Finish”. Sean's Facebook: https://www.facebook.com/sean.snow.12 Stephanie Snow - Sean's daughter, is following in his footsteps with competing in triathlons and running races. After transitioning from her role as a three-sport athlete, she's now found her passion in endurance racing. Most recently in April 2022, Stephanie completed her first Boston Marathon. She has also completed Ironman Lake Placid and 5 x 70.3 distance races. Steph ran cross-country for the University of New England. She just recently graduated from the University of New Hampshire and is currently working as an Occupational Therapist. If you can't find her on the roads, then perhaps check out the trails. Stephanie enjoys hiking the Whites with her family and girlfriend. Stephanie Instagram: https://www.instagram.com/stephanie_snowww/ Karen Kenney is a Certified https://www.karenkenney.com/spiritual-mentoring (Spiritual Mentor), Certified Hypnotist, writer, speaker, and the host of https://www.karenkenney.com/podcast (The Karen Kenney Show Podcast). She's also the founder of https://www.karenkenney.com/nest (THE NEST), a powerful & practical online spiritual membership, mentorship & community. She's been a student & guide of A Course in Miracles for close to three decades, a certified yoga teacher for 20+ years and is a longtime practitioner of Passage Meditation. She's also a certified Gateless Writing Instructor, transformational retreat leader and has been an “accidental entrepreneur” for over 20 years. KK...

This week, we are joined by special guest Joey Banks to talk about Apple's WWDC 2022 announcements: iOS 16, watchOS 8, macOS Ventura, iPadOS 16, and the newly designed M2 MacBook Air. Sponsors Zeplin: Clarify design intention with Flows & Annotations, a faster way to map complete user journeys and document your designs. Show Notes Joey BanksTwitteriOS 15 UI Kit for FigmaJoey's NewsletterWWDC22 — Watch the KeynoteiOS 16 — PreviewmacOS Ventura — PreviewiPadOS 16 — PreviewwatchOS 8 — PreviewMacBook Air with M2‘realityOS' Trademark Filing Hints at Possible WWDC Announcement — MacRumorsDownload the new macOS 13 Ventura wallpaper - 9to5MacRediscovering the Mac: An iPad User's Journey into macOS with the M1 Max MacBook Pro — MacStoriesRecommendations Vincent SchwenkPatreonTHE INSIDE OUTTAKES - Bo Burnham — YouTubeAlbum on Apple MusicEffekt | Wallpaper Art Creator — App Store Hosts Kevin Clark (@vernalkick) Rafael Conde (@rafahari)

Show note links: Join The Positive Pants Toolkit App & Community https://franexcell.com/positive-pants-toolkit-app Join The Mentorship https://beyondthedawnblog.com/the-mentorship/ Freebies: Grab your FREE ‘Stressed To Success' meditation: https://bit.ly/stressedtosuccess  Book in a free discovery call: https://calendly.com/franexcell/20min Ways to work with me: 1:1: https://franexcell.com/work-with-me SOS! (Success Over Stress) Group Programme (Coming back Spring 2022!) Join The Positive Pants Toolkit App & Community https://franexcell.com/positive-pants-toolkit-app The Mentorship 6 month programme: https://beyondthedawnblog.com/the-mentorship/ (Next Cohort June 2022) Products: Grab Your 365 day Gratitude Journal on Amazon:https://bit.ly/365daygratitude  Grab Your Positive Pants Firmly On Notebook:https://bit.ly/positivepantsonbook  To sign up for The Positive Pants Planner Waitlist: https://bit.ly/pppimwaiting  Contact: Make sure you're following me on Instagram https://www.instagram.com/imfranexcell/ and tag me into your key takeaways! Email me at hello@franexcell.com with any questions or take aways! For more, head over to: www.franexcell.com/ Ebbs And Flows Are Totally Natural   Ebbs and flows are totally natural and to be expected in both life and business.   Too many people are walking around expecting to have all the answers and always know what they're doing, why they're doing it, to always have the perfect mindset, to always love what they're doing and it's just not achievable or realistic.   So much of the ‘mindset work' is less about feeling or being positive all the time but more about how you handle the harder times.  The darker times.    There are too many people telling you, or ‘selling' you, an ideal that's not realistic or sustainable.     An ideal that directly denies your humanity.   And it has to stop.    You know I'm always here to give you the unsexy truth, but always with a dose of hopeful realism that should lead to oodles of self compassion and the ability to quieten that nasty little voice inside your head.   Life is about the ups and downs.  Business has ups and downs.    There will be times when you feel super aligned and on fire and there are times you will question EVERYTHING and realise you need a course correct!   Both are positive, believe it or not.   The ebbs may not feel great at the time, and they may come with uncomfortable truths, but they are course correctors.     Too many people are telling you things are a ‘mindset issue' when in fact they might actually be a values issue.      They might be an honesty issue.     They might be a ‘directly conflicting with my personality' issue.     All should be respected and listened to.   I never ever want any of my listeners to believe I have it together ALL the time.  I don't.  If anyone tells you they have, I'd run a mile.   You deserve more than being fed an unrealistic expectation to try to live up to.    I have my ebbs and flows too. Of course I do. I've had several this year in different aspects of my life.   I naturally question everything and sometimes I realise things that are a totally inconvenient truth and it's hard but necessary in the quest for living the life you truly want to.   It's part and parcel of being a human and it's NOT a bad or negative thing. It's just not.    You're just buying into a lie that you've been told your whole life about how you ‘should' be to be a good human. By society, parents, friends, movies, marketers trying to sell you stuff.   You are not infallible, you're absolutely supposed to feel the whole human spectrum of emotion.     Life is about polarity.  Light and dark.  Right and wrong.  Good and bad. Positive and negative.  Without its polarity you don't experience the best bits in the same way.   You wouldn't experience gratitude in the same way.   You wouldn't get to grow and evolve.   The ebbs are not only course correctors but they are messengers.   It may take some time to figure it all out and that's ok.    It's about digging into what it's trying to tell you or lead you towards or lead you away from.    Are you trying to repeat a familiar pattern?     Did you catch yourself trying to have a replay of a past experience from when you were younger and trying to have a different outcome but inadvertently getting yourself into a place that's a massive contradiction to your values?  (If that felt close to the bone that's because it is and something that I've recently dealt with, i'm sure i'll do a podcast episode on that soon ha!)   These things are going to happen in our businesses.  I believe it's a really important part of our evolution.   We age, grow, our priorities shift, we realise things that we thought we wanted we don't, or even that we thought that we didn't want and realise we do.   The trouble is what external influences try to make this mean for you.     No one can tell you what it means but you!   Something that is a huge issue in the online industry that I see causing a lot of these ebbs is this whole six figure business owner thing and I'm always trying to debunk it.    It causes ebbs because people might look at their income and feel like their business is ‘not working' or that they aren't ‘good enough' because they're not at the six figures yet.    But a far more insidious reason is because if you ARE at a certain level, whether it's six, multi six etc and you realise you might not actually be happy or you're hugely over worked and you want to take it slower, or your priorities shift, because you have that label you feel like you can't step back or walk away from income because you'd lose that label and perhaps get rejected from the ‘club'.    It's a big issue and we have to become conscious of this.    If the money and the label are your number one driving force it's always going to cause ebbs because you won't listen to your intuition or your gut, you'll ignore feelings and try to push them away and you'll stay doing something that isn't making you happy because you simply can't lose that label because that's how you're validation yourself and allowing others to validate you.   But isn't that worse than being in a job in the first place?  Haven't you created yourself even more painful shackles?    It also belittles all the incredible businesses that are out there that fall under that imaginary threshold of acceptance and I'm not here for it.    I really want this to sink in today, I know I keep banging this drum but I won't stop because it's so important to me.     There are too many amazing people out there giving up on their dreams because of it.    So much nuance is left out of the marketing that's targeted towards business owners that is intentionally there to leave you in a state of not feeling good enough so you'll buy more.     It's preying on and directly CAUSING insecurities.    The biggest one is around this six figure thing.  Totally achievable over time but it might not actually be what you want.    It also causes you to feel not good enough until you get there.   It just sounds oh so shiny.    A huge amount of people wouldn't get to six figures in a job if they decided to go back to work.     I'm never going to be one of those people that bashes corporate jobs because I loved doing both.  I got curious the other day and looked up salaries in my old industry and if I went back there's no way I'd be earning what I'm earning in my business.    Would you?  It's a good sense check!   So let's put even more context to this. According to HMRC the national UK average salary at the start of 2022 was £24,600, the average full time salary was £31k.  Let that sink in.    So if you make £25,000 in your business BY YOURSELF, with no one else to answer to but you.  Flexibility to work the days and hours you want to around your other commitments and passions.  Not needing to ask to take a day off.  You've earned more than the national average salary.   In my eyes that makes you a flipping rock star and it's something to be hugely proud of.    There are a huge amount of businesses that only want or need a certain amount that could be way under the six figure threshold. I LOVE working with them. They're clear on what they want and not buying into the hype.    That doesn't always mean they're playing ‘small' as much as some marketers would like you to think.   There's so much judgement around, we need to start being our own judges from our own truth and our own minds. Internal validation.    Of course you can aim as high as you want, and it's so possible, but my point here is that whatever your goal is it's so so valid. And might actually be a lot easier and take less time than you think if you stopped beating yourself up.    I work with clients right at the start of their journey all the way up to multiple seven figures. The thoughts are very similar and a huge amount of it is always tied up in attaching your worth to your income.    So say you hit the elusive six figures…But you realise you're really unhappy.     Does that mean you just have to stay doing what you're doing so you can keep the income label?   Does that mean you can't pivot, or say no to something that's not right for you anymore?   That just doesn't make sense in the grand scheme of why so many people start their businesses in the first place, to be happy, to love what you do.    If you have an ebb, does that always mean there's something wrong with you?  That you have a mindset issue?  That you aren't good enough?   Of course it doesn't.    All it means is it's worth taking the time to get curious and investigate the thoughts and feelings that are going on for you.   Then be brave and do the right thing for you.    Don't ever let what someone else might think keep you in a place you don't want to be.    Who told you that because you love something today, you then have to love it for the rest of your life?   That's not a healthy or realistic expectation to put on yourself and if you obey it, denies you so many other possibilities that may be better for you.   If you actually look at the stories of some of the biggest entrepreneurs in this online space you'll see that most of them pivoted.  In big ways. Most of their businesses now are VERY different from how they started.   They followed the passion.     They were brave enough to say ‘that doesn't work for me anymore so I'm going to make a change'.   THAT'S the mindset work.    The bravery to do what's right for you despite what other people might say or think.    Being able to walk away from potential cash and opportunities because it's not right for you anymore.    THAT'S the work.    Courage, bravery, self compassion, confidence, honesty about what you REALLY want, even if what you see isn't convenient.   We have to stop looking at certain emotions as negative. We have to start listening and being curious about what these ebbs are telling us.   It could be as simple as needing a break.   It could be that you are actually at a point where you want or need to pivot in your life or your business because something just isn't right for you anymore.   No one gets to judge you for that and it certainly doesn't make you ‘less than' if that requires a step back to take a step forward, which might mean a drop in income.   If things are happening in or around your business, or in your life, that fundamentally don't make you happy or really push your values buttons you need to look at that and be brave enough to take a step back.    Whether that's stepping back from income, people, industries, relationships, opportunities it doesn't matter. What matters is your happiness.    It may take you a hot minute to figure it all out and that's ok.  I'll be there in the trenches with you.    Ebbs and flows are a natural part of life and you deserve to be happy. Inside and out. What other people think is not your concern. Be brave, you've got this.   Fx

This past weekend we were reminded that as Christians, actions flows from identity. Over and over, the Scriptures call people to action, but there is an appeal to identity before there is a call to action. As a church, our mission is to make disciples, to share our faith, and to go out into all the world. This directly linked to our identity. And because action flows from identity, from time to time, we need messages that basically say, “Remember who you are. Live into your calling.” 

| Connect with 3 Oaks Church | https://www.3oakschurch.comFacebook | https://www.facebook.com/threeoakschurchtn | https://www.instagram.com/threeoakschurch/Youtube | https://www.youtube.com/c/ThreeOaksChurch

Weight loss is always a topic for discussion! Today, we discuss how yoga can help you on your weight loss journey! Listen to Yoga Podcast on Audible for free!

Kevin is out this week, so Rafa is joined by special guests Joel Miller and Oscar Nilsson from Figma to talk about their work designing Autolayout V4. Sponsors Zeplin: Clarify design intention with Flows & Annotations, a faster way to map complete user journeys and document your designs. Show Notes Oscar NilssonJoel MillerFigmaDesigning Autolayout V4 - Joel Miller, Oscar Nilsson (Config 2022)Layout 204: Designing FigJam, with Jenny Wen and Kee Yen YeoLayout 220: Figma's Redesigned Comments, with Ryhan HassanRecommendations Martijn Doolaard — YouTubeDilla Time: The Life and Afterlife of J DillaThe Staircase — IMDB Hosts Kevin Clark (@vernalkick) Rafael Conde (@rafahari)

Do you keep hearing the buzz words Shopify ‘Flow' and ‘Scripts' and want to know more? In this episode our Shopify experts Leo and Waldo answer it all: What they are? Who are they for? How can you leverage these to enhance your eCommerce store? Listen to this episode to see how these features can improve your business from customer experience, risk management, discounts and more! For more information about ReCharge, the leading subscription management solution helping ecommerce merchants of all sizes launch and scale their subscription offerings: https://rechargepayments.com/ecommerce/?utm_medium=partner&utm_source=zyber&utm_campaign=podcast_script For more information: Shopify Flow: https://bit.ly/3N2Ytpg Shopify Scripts: https://bit.ly/3abxPMs For more information about Zyber Digital Visit our website - https://www.zyber.co.nz Follow us on Facebook - https://www.facebook.com/zyberwebdesign/ Join our exclusive Facebook insider groups Shopify NZ - https://www.facebook.com/groups/shopifynz/ Shopify VIP - https://www.facebook.com/groups/shopifyvip Follow us on Instagram - zyberhq

/// Get The National Frac Spread Count on Friday! Primary Vision is now offering a subscription service to the Primary Vision Research Portal with both complimentary and paid tiers available. The complimentary tier will offer access to our YouTube content, program highlights and our National Frac Spread Count. The paid tiers will offer access to our commentary, insights, data, Frac Spread Count products and so much more in the coming months.Get started today: primaryvision.co

This week, we talk about how to make design critiques more fun, and how to encourage teams to share their work-in-progress more often.Supported by:Play — Play is the first native iOS design tool built for creating mobile prototypes. They recently launched Play for iPad, giving designers more room to create pixel-perfect and native-first prototypes directly on their device. The app is intuitive, powerful, and damn fun to use. Level up your prototype game today with Play!Get your full access invitation now.Zeplin recently shipped Flows!Flows are a fast/effortless way to create and outline user flows and journeys. Designers can use flows to connect screens in seconds and map complete user journeys, showing not just the happy path but all possible paths and behaviors.Learn more about Zeplin FlowsWatch a demo on YouTubeThe Sidebar:The Sidebar is an exclusive weekly segment for our Patreon supporters. You can subscribe starting at $1 per month for access to bonus content going forward! Sign up at patreon.com/designdetails.Latest VIP Patrons:Tzu-Ling TsengAntonia SullivanJames CarthewSharada KrishnamurthyAri CurtisMarius libmanJaclyn SaikDaniel KlingMartin WiesemborskiNoah LevinOwen AndrewsJosh KParth KapadiaYang ChengJessica Rae VergaraJordi EnricAndy StapleAndreas FörsterDeborah JohnsonJustine WinClarenceYifan PengMike PorterfieldIoana KardosHello HillTomás LMain Topic:This week, we talk about how to make design critiques more fun, and how to encourage teams to share their work-in-progress more often.Amie Chen asks on GitHub: I have a question: I'm part of a design team that has lots of talented designers and everyone is supportive, humble, and doing great work. But no one seems to want to sign up for weekly design critiques (but rather like sharing WIP in slack) and every time my manager encourages she would hear all kinds of excuses. Curious how does your team establish a recurring design critique sessions? Is it mandatory? Or does everyone just love to share? What's the process of signing up one?Job Board:We're curating the best product design roles from the world's most design-forward companies.

Have you been trying but don't seem to hit the numbers you've set for your business or yourself? How does soul alignment help your money flow? In this episode, Corrina shares soul alignment and how it can help you hit your goals. She will share the reasons why money is blocked in your business. She will share steps that will help you align with your soul wealth. She will also share her insights on what being soul-aligned is like and what soul leadership looks like.   “Things get really powerful and accelerated in your reality when you give permission for how you show up to the world.”   Listen to the Episode: Corrina gives a brief introduction to what this episode is all about. What are the reasons why you are not hitting the goals you set for your business or yourself? What does it look like to get your soul aligned? What are the steps to align your soul and help the money flow? What are soul leadership and soul mastery? What does money is service look like?   Links Mentioned: Join the Activate Community here: https://soulwealthcoach.pages.ontraport.net/Activate  Join the New Code Facebook Group here: https://www.facebook.com/groups/thenewcodeglobal  Check out Corrina's Instagram here: https://www.instagram.com/thenewcodeglobal/  Check out Corrina's Facebook Page here: https://www.facebook.com/soulwealthcoach/  Check out more Activate Your Wealth Podcast Show episodes here: https://quantumwealth.libsyn.com/

Gods way, believe(think) and speak! 

Speak and Think (Believe) your future. 

This week we had the pleasure of speaking with Andy Constan (CEO / CIO at Damped Spring Advisors) and prolific member of the FinTwit community under the @dampedspring penname. Our conversation spanned topics including: His long and interesting career in the investment world Starting with equity derivatives and eventually earning his ‘global macro education' at Bridgewater Associates The constantly evolving challenge of generating alpha Trading and managing portfolios at scale and the importance of liquidity Separating alpha from beta Basis risk vs liquidity risk The broad macro picture vs what is priced in The unique challenges posed by the current environment The front-running of quantitative tightening The daily marking to market of risk premia The weak link between consumer inflation and the Fed's balance sheet The interplay between the Fed, the Treasury and the bond market Interpreting the messages coming from policymakers The importance of positioning data and rebalancing flows And much more This is “ReSolve's Riffs” – live on YouTube every Friday afternoon to debate the most relevant investment topics of the day, hosted by Adam Butler, Mike Philbrick and Rodrigo Gordillo of ReSolve Global* and Richard Laterman of ReSolve Asset Management.   *ReSolve Global refers to ReSolve Asset Management SEZC (Cayman) which is registered with the Commodity Futures Trading Commission as a commodity trading advisor and commodity pool operator. This registration is administered through the National Futures Association (“NFA”). Further, ReSolve Global is a registered person with the Cayman Islands Monetary Authority.

As an entreprenuer, do you feel like you always have to be on and going. That's not how the nature of the world works and you shouldn't either.In today's episode, we talk about what it means to have Ebbs and Flows in your business (and even breaks). Listen in to learn more about how to structure your time and energy so that you can drop the overwhlem, guilt, and shame.To learn more check out the blog: www.britbennion.com/109Music: Higher Up by Shane Ivers - https://www.silvermansound.comJoin The Content CollectiveThe answer behind: "What do I post today?" Click Here to Leave A Review

Soul-centered dialogue flows from the heart when you are standing in truth and unconditional love. You speak on honor of your highest good and the highest good of another. In this episode I share about:Why soul-centered dialogue is so important in every interactionHow speaking from your soul is truly fulfilling and centeringA tip on how to start speaking with a soul-centered dialogueBook Now:https://www.bernadettehartman.com/private-sessions/ Stay ConnectedWebsite:  https://www.bernadettehartman.comLive Monthly Call:  https://www.bernadettehartman.com/product/monthly-group-call/Facebook:  https://www.facebook.com/bhartman05Purchase Essential Oils:  https://www.myyl.com/bhartman111

Mark is a psychoanalyst and neuropsychologist, best known for his discovery of the brain mechanisms of dreaming and his use of psychoanalytic methods in contemporary neuroscience. He holds the Chair of Neuropsychology at the University of Cape Town and Groote Schuur Hospital and is the President of the South African Psychoanalytical Association. He is also Research Chair of the International Psychoanalytical Association. Mark has received numerous awards, notably Honorary Membership of the New York Psychoanalytic Society, the American College of Psychoanalysts and the American College of Psychiatrists. He has published more than 250 articles and book chapters, and 6 books. His second book, The Neuropsychology of Dreams, was a landmark contribution to the field. His 2002 book (with Oliver Turnbull), The Brain and the Inner World was a best-seller and has been translated into 13 languages. His latest book, on the hard problem of consciousness, is The Hidden Spring. In Sentientist Conversations we talk about the two most important questions: “what's real?” & “what matters?” Sentientism is "evidence, reason & compassion for all sentient beings." The video of our conversation is here on YouTube. We discuss: 00:00 Welcome 01:29 Mark's Intro - The brain as the organ of the mind - Breaking from behaviourism - Studying psychoanalysis (first person) alongside neuroscience (studying from the outside) - The value of interdisciplinary studies of consciousness - Artificial intelligence perspectives 06:08 What's Real? - Sunday school, Christian mother - At 5-6 yrs old, father said "Your mum believes in all that stuff, I don't." - Brother's horrific accident & brain damage: "He came back from the hospital... a changed person." "Who is this guy and where is Lee?" - "I was forced at an early age to confront this question of the relationship mind & body... the person & the organism" - "My sentient being must somehow be bound up with the functions of this bodily organ" - "I think we underestimate little kids... they really do think about these things" - "Clearly he is his brain" - Finding it terrifying... intimations of our own mortality - Lying in bed in panic: "I am going to cease to exist" - Depression: "what's the point?" - Becoming atheist, now agnostic. Appreciating the limits of human comprehension (through working with patients) - "We're only able to comprehend as much as the instrument we use... is capable of... it's not a perfect instrument" - Taking a comfort in ignorance & the limits of our capability - "Do the best we can to understand" but "science has limits" - Un-testable/falsifiable beliefs. Delusions as a response to frightening uncertainties ...and much more. Full show notes at Sentientism.info. Sentientism is “Evidence, reason & compassion for all sentient beings.” More at Sentientism.info. Join our "I'm a Sentientist" wall via this simple form. Everyone, Sentientist or not, is welcome in our groups. The biggest so far is here on FaceBook. Come join us there! Thanks Graham.

I LEARNED--POOR PEOPLE TALK SHIT AND ASS---UME and WEALTHY PEOPLE DO SHIT & ASK!!! TikTok Trauma taught me!!! TYSM FOR degrading, putting me down on every level--some I never knew possible--sexually, physically, politically, morally, judging me without ever even asking my name a word about me etc etc--BAD PEOPLE STAY POOR AND GO LOWER like the Bible says. PERIOD! BAD PEOPLE ARE NOT JUST MURDERING BODIES AND STEALING THINGS--THEY MURDER I'm Worth It Inc is here to support YOU! DM SHUT DOWN ON ALL PLATFORMS----OUR #NFT includes a 5 min facetime with me! It's $9.99 (GOES TO $50 next month!) I AM WORTH IT! Let's empower each other to grow our impact, influence & income TOGETHER! WE ARE WORTH IT! Buy our NFT! https://beta.believyn.com/creators/Liberty%20V%20Justice 40% off your first grocery order AND Free shipping, PLUS GIVE ONE TO A PERSON IN NEED! (I'm Worth It Inc. gets % of your membership fee! TYSM! ) https://www.kqzyfj.com/click-100593877-15130123 Sign up for our newsletter! “WTF” War to Freedom: https://t.co/q20AefNRTZ?amp=1 Rhythm for Revenue (podcast) Blog: https://rhythmforrevenue.wordpress.com/ I'm Worth It Inc. Website & Blog https://www.imworthitinc.com/ Tell us how this episode EMPOWERED YOU! --- Send in a voice message: https://anchor.fm/lvj/message Buy the foods, drinks & health & fitness gear and supplements on Amazon! https://www.amazon.com/shop/influencer-2e65c163 https://linktr.ee/IMWORTHITINC YouTube channel: https://www.youtube.com/channel/UCIamjpPzOhKs8gEtUZkZckw Rate & review us on apple: https://podcasts.apple.com/us/podcast/liberty-v-justice/id1336199553 TikTok: https://www.tiktok.com/@imworthitinc.com Liberty V Justice (CEO I'm Worth It Inc.) music Apple: https://music.apple.com/us/artist/liberty-v-justice/1506366013 Spotify: https://artists.spotify.com/c/artist/045O71JrgCP31IH7l0xer4/profile/overview Show us financial appreciation: paypal.me/LibertyJustice https://venmo.com/Im-WorthItInc https://cash.app/$LibertyVJustice --- Send in a voice message: https://anchor.fm/lvj/message

This week, we cover all of the exciting new releases from Config 2022, and do a deep dive into the new version of Auto Layout.Supported by:Clay — Clay is the beautiful and private home for all your relationships. Populated from the ground up using your calendar and social history, Clay is the most stunning, powerful way to remember who you've met—and what matters to them.Get two months freeEnjoy Clay's beautiful websiteClay is hiring product designersZeplin recently shipped Flows!Flows are a fast/effortless way to create and outline user flows and journeys. Designers can use flows to connect screens in seconds and map complete user journeys, showing not just the happy path but all possible paths and behaviors.Learn more about Zeplin FlowsWatch a demo on YouTubeThe Sidebar:The Sidebar is an exclusive weekly segment for our Patreon supporters. You can subscribe starting at $1 per month for access to bonus content going forward! Sign up at patreon.com/designdetails.Latest VIP Patrons:KarloGiladOscar NilssonMike RileyIsaac TanYeon KimNick TrombleySean LeachKyle TaylorMain Topic:This week, we cover all of the exciting new releases from Config 2022, and do a deeper dive into the new Auto Layout.What's new at Figma Config 2022Job Board:We're curating the best product design roles from the world's most design-forward companies.

Macroeconomist Zoltan Pozsar, a Managing Director in the Investment Strategy and Research department at Credit Suisse, discusses with hosts Jeffrey Sherman and Samuel Lau, among other topics, the possibilities of “ugly versus beautiful” quantitative tightening by the Federal Reserve (13:18); ... Read More

Eric Leija shares two short posts covering the power of focus and active recovery Episode 1721: The Power of Focus AND Flows: The Tool You Need For Active Recovery by Eric Leija Eric Leija is an Onnit Academy Senior Kettlebell Coach. He coaches in Austin, Texas at the Onnit Gym. He specializes in kettlebell training courses but also incorporates other training tools and methods into his routines to get the most out of every session. He's been coaching for over three years but has been working out and living a fit lifestyle for over 12 years.   The original posts are located here: https://www.ericleija.com/the-power-of-focus/ & https://www.ericleija.com/flows-the-tool-you-need-for-active-recovery/  Indeed, the number one source of hires in the U.S., delivers 1.5x more hires than even internal referrals, according to TalentNest. Get started now with a $75 sponsored job credit to upgrade your job post at Indeed.com/HEALTH. Offer good for a limited time Visit Me Online at OLDPodcast.com  Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalHealthDailyDietNutritionFitness Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, we dissect Substack's new podcast player design, talking about both the pixels and the strategic advantage of sharing craft-specific content on Twitter. In the Sidebar, we talk about the nature and risks of critiquing software as podcasters and design practitioners.Supported by:Zeplin recently shipped Flows!Flows are a fast/effortless way to create and outline user flows and journeys. Designers can use flows to connect screens in seconds and map complete user journeys, showing not just the happy path but all possible paths and behaviors.All you need to do is add screens you want in a flow, then add a connector which will snap into place to connect screens or design elements. You even add a label to clarify edge cases or error paths.As you publish new versions of designs, your flows and connectors will get updated automatically as screens change.Learn more about Zeplin FlowsWatch a demo on YouTubeThe Sidebar:The Sidebar is an exclusive weekly segment for our Patreon supporters. You can subscribe starting at $1 per month for access to bonus content going forward! Sign up at patreon.com/designdetails.Latest VIP Patrons:Vincent van der MeulenMisterMicronautDominic HolmesDavid PierceTyler NishidaErzhao SongRobert ByeJamesPaula PecynaAnthony SchmiedelerAdrian SpiegeltJames CiprianoSpace LemonHugoMark GuillDylan LucasGuerin HoltermannMain Topic:This week, we dissect Substack's new podcast player design, talking about both the pixels and the strategic advantage of sharing craft-specific content on Twitter.Alex's tweetsSubstack for iOSStammy's post about designing Twitter VideoFacebook.designJob Board:We're curating the best product design roles from the world's most design-forward companies.

0:00 Intro 0:42 Entertaining Story 7:04 Russia halts GAS FLOWS 26:26 Ukraine 34:05 Housekeeping Updates 41:10 Food Collapse For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com