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Bridget Toomey. The Houthis have declared a naval blockade on Saudi Arabia, targeting ports and vessels in the Red Sea to demand compensation for the civil war. While their missile capabilities rely on Iran, the Houthis have refined domestic drone production using Chinese components. Shippers are already rerouting around Africa, as even the threat of sporadic attacks makes transiting the Bab al-Mandeb a risk global enterprises are unwilling to take. (9)1962 SOVIET EMBASSY YEMEN
Roughly half of the average American's daily calories now come from ultra-processed foods — and cutting them out changes how you feel faster than you'd expect. Nurse Doza breaks down five shifts that show up within weeks: steadier blood sugar and energy, a healing gut, lower inflammation, clearer thinking, and hunger hormones that finally reset. Learn what really separates processed from ultra-processed food, and why just two weeks of whole food can change everything. Featured Product: Boost by MSW Nutrition When you're riding the ultra-processed blood-sugar roller coaster, energy is the first casualty — the mid-afternoon crash, the brain fog, the reach for the next quick fix. Boost is the multivitamin you can actually feel: 2,500 mcg of methylated B12, a full multivitamin plus B-complex, electrolytes, and plant-based antioxidants including S-acetyl-L-glutathione. Clean, slow-release energy from one stick in water — no added sugar, no crash — so real food finally has a fair shot at steadying you out.
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What if you're just one great relationship away from completely transforming your life or business? In this episode, entrepreneur, sales expert, and eCircle Academy founder Nicky Billou shares why relationships have been the driving force behind every major breakthrough in his life and business. After losing his event business during the pandemic, he discovered a new path through podcast guesting. What started as a survival strategy became one of the most powerful client acquisition systems he has ever built. Nicky also reflects on the people who changed the course of his life. He opens up about the mentor who helped him rebuild after divorce, the partnership he shares with his wife, Theresa, and the emotional client story that reminded him his work is about far more than business. This conversation is filled with practical wisdom, powerful relationship lessons, and a compelling reminder that one introduction can change everything. [00:05:00] Serving Entrepreneurs Who Want to Make a Difference Helps coaches, consultants, and service-based entrepreneurs grow their businesses. Shows experts how to become more visible and attract ideal clients. Believes entrepreneurs create meaningful change through service. Teaches that selling should always come from a place of genuine care. [00:08:00] When Everything Changed His live event business came to a halt during the pandemic. Lost a significant source of revenue almost overnight. Turned to his coach to find a new way to grow his business. Began exploring podcast guesting as a long-term strategy. [00:10:00] One Hundred Podcasts in Thirty Days Committed to appearing on as many podcasts as possible. Completed 100 interviews in his first 30 days. Didn't generate immediate business but gained invaluable experience. Learned that repetition and consistency create mastery. [00:13:00] The Three Intentions Behind Every Podcast Appearance Inspire and educate the audience. Help the host look great by delivering real value. Build a meaningful business relationship with the host. Explains why most guests overlook the biggest opportunity after the interview ends. [00:18:00] Turning Conversations Into Business Relationships Always sets aside time after the interview to connect with the host. Practices intentional listening instead of waiting for his turn to speak. Look for opportunities to serve before asking for anything. Built hundreds of valuable business relationships through genuine conversations. [00:24:00] Why Preparation Matters Treats every podcast appearance like a planned business strategy. Refined his approach through hundreds of interviews. Encourages entrepreneurs to master proven systems before expecting results. Says preparation creates confidence and consistency. [00:26:00] The Results of Relationship-Based Podcasting Turned podcast interviews into clients, partnerships, and mastermind enrollments. Shares how one student landed a coaching client after a single podcast appearance. Another client generated more than €124,000 in sales within 84 days. Proves that authenticity matters more than perfect communication. [00:29:00] The Relationship That Changed His Life Opens up about the depression that followed his divorce. Credits relationship coach Owen Williams with helping him rebuild. Says that mentorship shaped his life as a father, entrepreneur, and husband. Believes that one introduction eventually led him to meeting his wife, Theresa. [00:33:00] Building a Business With Theresa Shares how he and Theresa combine their strengths to serve clients. Describes her as one of the best coaches he has ever worked with. Believes strong relationships should always come before business decisions. Shows how partnership strengthens both family and business. [00:37:00] The Story That Became His Mission Helped a struggling entrepreneur rebuild her business after losing everything. Learned that restoring her income also restored peace within her family. Was deeply moved when her son called him "the man who saved our family." Left with the conviction that business is ultimately about serving people and changing lives. KEY QUOTES "A lot of people will hear the strategy and think they're doing exactly what I said, but they're really doing what they think they heard. Success is in the nuances, and those nuances only come through preparation and repetition." - Nicky Billou "Your podcast appearance isn't something you wing. It needs to be meticulously planned and executed. When you've done the work, it feels effortless to everyone else, but that's because you've mastered the process behind the scenes." - Nicky Billou "You don't have to be the most articulate person in the room or have English as your first language. If you have a proven system, stay consistent, and keep showing up, the opportunities will come." - Nicky Billou CONNECT WITH NICKY BILLOU Website: https://www.ecircleacademy.com LinkedIn: https://www.linkedin.com/in/nickybillou Facebook: https://www.facebook.com/nicky.billou Thanks for tuning in! If you liked my show, please LEAVE A 5-STAR REVIEW, like, and subscribe! Find me on: Apple Podcasts | Spotify | iHeart Radio | Stitcher
In “Refined, Not Ruined,” Pastor Sam Rijfkogel reminds us that when suffering catches us by surprise, it can be easy to lose sight of God's goodness. When we allow God's presence to become our greatest joy, we discover that the fire doesn't have to ruin us—it can refine us. Thank you for partnering with Social Dallas! To GIVE Online- head to our website: www.socialdallas.com/give Make sure to LIKE and SUBSCRIBE! Also follow us on all Social Media: Instagram: www.instagram.com/social_dallas
Welcome to The Daily. Today, I want to give a shoutout to Jeff Baker from Palm Coast, FL. Thank you so much for your partnership with us in Project23. Grab your Hosea Scripture Journal. Our text today is Hosea 10:1: Israel is a luxuriant vine that yields its fruit. The more his fruit increased, the more altars he built; as his country improved, he improved his pillars. — Hosea 10:1 Success can be dangerous, and it rarely feels dangerous at first. Note Israel. They are "a luxuriant vine." In other words, they were fruitful, productive, expanding, and prosperous. There was progress in their time. Wealth was increasing. Structures were being built. Life felt stable and looked successful. And yet there is this underlying problem. "The more his fruit increased, the more [foreign] altars he built." Notice what's happening. Their progress did not drive them toward deeper surrender to God. It fed their independence from Him. Progress became prosperity, which became pride. They moved from God's blessing to self-congratulation. Material success has a subtle power over the human heart. It convinces us that we are the source of what only God provided. We start admiring what we built, what we earned, what we improved, what we accomplished. The operative word here is "we." Our house gets bigger. Our investments grow. Our business expands. Our upgrades increase. Our image sharpens. And with every improvement comes a hidden temptation: to believe we did this, therefore we deserve it. Success can quietly feed arrogance. Not noticeable arrogance. Refined arrogance. The kind that still mentions God occasionally while functionally trusting ourselves completely. When this happens, we stop praying with desperation because life feels manageable. We stop depending on God because systems, money, planning, and comfort seem to work just fine. We begin measuring life by visible growth instead of spiritual depth. And the frightening part is this: materialism often produces immediate dividends before it produces visible destruction. That is why it deceives so many people. Success can hide personal spiritual decay for a long time. You can be fruitful financially and barren spiritually. You can look blessed outwardly while pride is hollowing you out underneath. You can build an impressive life while slowly losing your dependence on God. But note: the danger is not the provision. The danger is provision without surrender. Because with provision comes the dangers of provision. Selfishness without submission. If pride has seeped in, surrender it today. And recognize all provisions as God's provision, not your own. DO THIS: Thank God specifically today for every success, provision, and opportunity in your life. Then ask Him to expose any pride or self-reliance growing underneath it. ASK THIS: Has success made me more dependent on God or less? Where has materialism quietly shaped my heart? What am I taking credit for that actually came from God? PRAY THIS: God, protect me from the pride that success can create. Keep my heart humble, grateful, surrendered, and fully dependent on you. Amen. PLAY THIS: "Yet Not I But Through Christ in Me"
Becoming Like Jesus in Everyday Life
(Presented by Thinkst Canary: Most Companies find out way too late that they've been breached. Thinkst Canary changes this. Deploy Canaries and Canarytokens in minutes and then forget about them. Attackers tip their hand by touching 'em giving you the one alert, when it matters. With zero admin overhead and almost no false-positives, Canaries are deployed (and loved) on all 7 continents.) Three Buddy Problem - Episode 104: We discuss the return of Anthropic's Fable 5 from export-control suspension with guardrails so aggressive that spelling "exploit" gets you downgraded. Plus, a debate on AI frontier labs killing businesses at scale, and OpenAI offering equity to the US government. Also, buried on page nine of a 'Scattered Spider' arrest indictment: Microsoft's never-before-detailed GDID device identifier, a persistent Windows fingerprint with massive implications for OPSEC, privacy, and APT tracking. Cast: Juan Andres Guerrero-Saade, Ryan Naraine and Costin Raiu. Timestamps: 0:00 Cold open: Heat wave in Washington DC 3:45 Fable 5 returns after the 15-day timeout 5:21 "Refined classifiers" and the downgrade-to-Opus mess 8:23 Codex vs. Claude: real-world malware analysis test 12:41 Who are the guardrails for? Defenders locked out 19:13 What even is a "jailbreak assessment framework"? 21:37 Two theories: failed PR vs. killing a thousand startups 24:59 Could the labs build kernels or a whole OS? 31:38 Bureaucracy is the moat 36:09 Can AI actually run an attack? (Spoiler: 14 detections) 47:01 OpenAI offers the US government a 5% stake 58:16 Scattered Spider arrest and Microsoft's GDID revelation 1:12:02 OPSEC fallout: how APT groups adapt to device telemetry 1:27:18 UFO update, shout-outs from Seoul
Kevin and Julia break down the creative strategy behind the Refined Aesthetics rebrand, starting with one deceptively simple question: what does "refined" actually mean? Rather than treating the word as a generic aesthetic label, they explore how refinement became a guiding principle for the entire brand, from the logo and color palette to the website, photography, typography, and written story. The conversation unpacks the difference between looking old and honoring history, why restraint can make a brand feel more elevated, and how intentional choices create a stronger patient experience. Kevin shares how the team reduced visual noise, embraced negative space, leaned into a more literary feel, and built a digital presence that reflects the care and intention patients experience inside the practice. This rebrand is not just about a new look. It is about telling the story of Refined Aesthetics in a way that feels honest, elegant, modern, and deeply connected to the larger Alpha partnership story still unfolding. RESOURCES: https://www.partnerwithalpha.com/goodies https://www.refinedaesthetics.net/ LEARN MORE AND JOIN THE ALPHA COMMUNITY: https://www.partnerwithalpha.com/ FOLLOW ALPHA AESTHETICS PARTNERS: https://www.instagram.com/partnerwithalpha/ https://www.linkedin.com/company/alpha-aesthetics-partners/
Find out how to lower your blood pressure instantly with a simple technique that's absolutely free. Learn how simple techniques can support healthy blood pressure levels, what causes hypertension, plus several tips to lower blood pressure naturally. 0:00 How to lower blood pressure fast0:38 The vagus nerve and hypertension1:18 Second technique to lower blood pressure 1:46 What causes hypertension?3:44 Essential hypertension4:25 Insulin, sodium, and high blood pressure5:44 What causes insulin levels to increase? 8:56 How to lower blood pressure naturally12:33 Can hypertension be reversed?
Warren Pies of 3Fourteen Research joins Excess Returns to break down the AI bull market, the macro risks investors should watch, and why the data still supports continued strength in semiconductors and equities. We discuss GPU demand, token usage, open source AI, Fed policy, housing weakness, oil, earnings growth, market valuations and the biggest risks to the current cycle.Warren Pies on Xhttps://x.com/WarrenPies3Fourteen Researchhttps://www.3fourteenresearch.com/Calibanhttps://www.3fourteenresearch.com/calibanMain topics coveredWhich bearish AI arguments actually matter for investorsWhy regulatory risk may be the biggest long-term AI concernHow data center spending is crowding out housing investmentWhy the Fed may struggle to cool AI-driven investment without hurting the labor marketWhat GPU availability says about real-time AI compute demandWhy open source AI is not yet replacing frontier modelsHow token pricing and OpenRouter data help measure AI usageWhy semiconductor stocks may still be in the middle of a major cycleHow semis are being valued differently than traditional cyclicalsWhy Fed policy, earnings growth and market multiples are key to the second half of 2026What oil positioning and refined product inventories say about macro riskWhy 3Fourteen remains constructive on equities despite rising overheating riskTimestamps00:00 Intro01:04 Which bearish AI arguments have teeth?04:00 Why AI regulation is the biggest long-term risk07:03 Technology spending versus housing investment11:03 How AI CapEx is showing up in inflation data13:04 Why the labor market is more fragile than headline jobs data suggests16:24 Why GPU availability is a cleaner signal than CapEx announcements21:00 What token pricing and OpenRouter data reveal about AI demand27:36 How 3Fourteen benchmarks frontier models against open source AI30:00 Why the semiconductor selloff looked like a buyable dip34:02 Are semiconductors still cyclical businesses?38:08 Why Fed tightening could be the thing that ends the bull market42:15 What the oil shock means now45:47 Refined product inventories, crack spreads and energy stocks47:18 Are earnings estimates becoming too optimistic?50:49 Why the debasement regime still supports equities54:05 Where to find Warren Pies and 3Fourteen Research
God's judgment is never meaningless. In Isaiah 1:24-27, we see that God's discipline has a purpose—to remove what is impure and restore what has been broken. While sin deserves judgment, God desires redemption. His refining fire is not meant to destroy His people but to make them holy once again. In today's episode, we'll discover how God transforms lives through His refining work and why His promise of restoration is still available today through Jesus Christ.
VirtualDJ Radio Hypnotica - Channel 3 - Recorded Live Sets Podcast
Live Recorded Set from VirtualDJ Radio Hypnotica
The Real Truth About Health Free 17 Day Live Online Conference Podcast
Refined and processed vegan foods can raise heart disease risk just like meat. Whole plants always outperform ultra-processed alternatives. #VeganJunkFood #ProcessedFoods #HeartSafe
Becoming Like Jesus in Everyday Life
Becoming Like Jesus in Everyday Life
Fasting is powerful—but fasting alone isn't always enough. Episode #262
This episode declares the month of Tammuz as a season of refined vision, first fruits, worship, and entering a harvest prepared by God. We explain the biblical significance of the fourth month using passages from 1 Chronicles, Ezekiel, and Song of Songs, and connects these to a call to reject idols and distractions. Through stories and prophetic insight, the message encourages listeners to view wilderness seasons as times of formation and to expect a coming increase of authority and blessing as they allow God to be Lord of all. Practical themes include examining what may have become a "golden calf" in your life, reclaiming focus on worship, and stepping into new levels of destiny.
Becoming Like Jesus in Everyday Life
Becoming Like Jesus in Everyday Life
(5) Michael Bernstam analyzes the humiliating Ukrainian strike on a St. Petersburg oil terminal during Putin's flagship economic forum. Russia's energy sector faces a crisis, forcing a ban on refined exports like gasoline due to refinery damage. Consequently, Russia must increase crude exports to China and India.
Becoming Like Jesus in Everyday Life
Send me a some feedback!In this episode, Mike revisits the creation process and introduces a powerful refinement that brings it into clearer focus. Moving beyond surface-level thinking, he breaks down how creating your life isn't just about mindset or vision—it's about the alignment between your soul, your mind, and your body. Using the framework of a triangle, he explains how each part plays a role in shaping what you experience in the external world.At the core of this conversation is a deeper truth: your external life is a reflection of what's happening internally. When your soul is clear on what it wants, your mind agrees with that vision, and your body feels safe receiving it, creation becomes natural. But when there's misalignment—uncertainty in the mind or resistance in the body—what you want stays out of reach. This episode brings clarity to that process and shows where the real work actually lives.Key TakeawaysCreation requires alignment between soul, mind, and body. It's not just about knowing what you want—it's about aligning every part of you with it. Clarity comes from the soul's desire to experience something specific. If you don't know what you want, you can't create it. Certainty is agreement between your mind and your vision. When your thoughts conflict with your desires, creation stalls. The body must feel safe to receive what you want. Stored fear, anxiety, and past experiences can block what you're trying to create. Most people focus externally, but the real work is internal. Your life changes when your internal world aligns with what you want to experience. Notable Quotes “We are not humans having a spiritual experience… we are spirit having a human experience.” “If you don't know what you want, you can't have it.” “Mindset is agreement between the mind and the heart.” “The nervous system has one goal… to keep you alive by keeping you in familiar circumstances.” “When the mind agrees and the body is ready to receive, you will start to see evidence of it showing up in your life.” Call to ActionIf this episode resonated, it's an invitation to look inward and get honest about where alignment may be missing. Not just what you want… but whether your mind agrees with it and your body is ready to receive it.If you're ready to go deeper into this work and bring your internal world into alignment with the life you want to experience, reach out directly to Mike at mike@innerwealthglobal.com.And if you're getting value from the Inner Wealth Podcast, make sure you're subscribed, and take a moment to rate and review so we can continue reaching more people who are ready to expand their life and circumstances in alignment.Mike's Media:Website: https://www.innerwealthglobal.com/Facebook: https://www.facebook.com/mikekitkoInstagram: https://www.instagram.com/mike_kitkoTiktok: https://www.tiktok.com/@mikekitkoSubscribe to my YouTube: / @mikekitkoMusic Credit: "What's Left of Me" by Wes Hoffman & Friends
If you're building your author brand or platform one piece at a time, no wonder it's so exhausting! My guest today is my sweet friend, Mandy Roberson of Market Refined Media, a faith-based marketing agency, and she's going to share what an author brand actually is, and how to build a platform that works for every book you'll ever write. Resources mentioned:Market Refined Media & PublishingRelated episodes:Fulfilling Your Book Dream as an Empty NesterTapping Into Reader's Needs as a Relatable Brand
Chronic inflammation is silently driving some of the most common diseases today — and most people have no idea it's happening. In this episode, Nurse Doza breaks down five hidden triggers: poor sleep, refined grains, low vitamin D, omega-3 deficiency, and digestive issues — and exactly what you can start doing about each one today. FEATURED PRODUCT Liver Boost – MSW Nutrition Chronic inflammation doesn't just live in your joints or your gut — your liver is at the center of it all. The liver filters inflammatory byproducts, processes environmental toxins, manages hormones, and supports fat digestion. When it's overburdened, your inflammatory load goes up. Liver Boost from MSW Nutrition is formulated with N-acetyl-L-cysteine (NAC), milk thistle, and selenium to support liver detoxification, protect your antioxidant defenses, and ease the total burden your body is carrying — making it a natural complement to everything discussed in this episode.
Becoming Like Jesus in Everyday Life
Luke Pereria - Preached at 11am and Winmallee on 24 May and 5pm on May 31 Passage: Peter 3
On this episode, I'm recounting the 30 day challenge I felt called to do this year. I unpack exactly what I quit, why I decided to do this challenge, and what actually happened during the 3 days, including this physical, mental, and emotional symptoms I experienced. Spoiler alert: it was brutal. Connect with me:Instagram: @beccnichollsTiktok: @beccanichollsWebsite: www.beccanicholls.comSubscribe to my email listYouTube: BECCAIt would mean the world to me if you would subscribe, rate and review this podcast to help support the show. If you enjoy this podcast, share it on your stories and tag me or share it with a friend. Let's build this community, together! ⚡️
Have you ever eaten something that made you feel worse than you did before you lifted it to your mouth? It's a real thing! In this episode, you will learn what refined sugar is and how it can impact your emotions, wellness, and home. You'll also be able to recognize 5 sneaky ways that refined sugar could be negatively affecting you and your family. If you're like me and you love to read, you'll enjoy the written version of today's conversation on toddlermomdiaries.com: https://toddlermomdiaries.com/blog/blog/7770074/5-sneaky-ways-refined-sugar-may-be-negatively-affecting-your-family-and-home ----------------------------------------------- Connect with Me! Website: toddlermomdiaries.com
Becoming Like Jesus in Everyday Life
Refined, Retooled, Restored by Carl Albrecht
2 Corinthians 4:17, Malachi 3:3, 2 Corinthians 4:7, Luke 6:45
Becoming Like Jesus in Everyday Life
Join the team for a look at the latest aviation news from around the world and across the UK. UK refineries are asked to maximise jet fuel production amid on-going supply fears; the UK Labour Government are under pressure to tackle airport parking charges with new rules amid spiralling costs; and one man is injured after a United 767 hits his delivery truck whilst landing in Newark. As usual we will have a military segment from Armando as his continues to explain the air operations to us during the US/Iran war. RAAOTW also: This week we go back to 1983 and to an airline that's taking you to Europe for a bargain! Then just for a change this week we go all SNL & comedy for an alternative airline ad. It's just over 2 weeks to go until our 600th show, so Nev will give us an update as to how we are getting on with the preparations. Remember that we're going live at 7pm UK time (1800UTC) and that daylight savings has gone into effect in the UK. You can get in touch with us all at : WhatsApp +447446975214 Email podcast@planetalkinguk.com or comment in our chatroom on YouTube.
Despite the historical energy disruption from the Iran conflict, stocks are back to record highs. Our Global Head of Fixed Income Research Andrew Sheets and our Head of Commodity Research Martijn Rats discuss different views and fundamentals driving markets.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Global Head of Fixed Income Research at Morgan Stanley.Martijn Rats: I'm Martijn Rats, Head of Commodity Research at Morgan Stanley.Andrew Sheets: Today: oil, oil inventories, and the price at the pump.It's Wednesday, May 6th, at 2pm in London.Martijn, it's great to talk to you. We remain in this very unique market where on the one hand, the energy market is severely disrupted. On the other hand, we're making new all-time highs in the stock market. And part of this debate is a creeping sense that maybe the energy market is just a lot more resilient than many people initially thought.So, let's just jump right into it. As you look at the current state of the world, the state of things, how are you seeing the energy market at the moment?Martijn Rats: There are definitely two views in the market. I would say commodity specialists, oil traders, people that trade oil and gas equities for a living, tend to focus on the size of the supply shock. And it is neither hyperbole nor disputed that the size of the supply shock is the largest in the history of the oil market. We have the statistical data to back that up. That is not a controversial statement.But at the same time, the other view in the market, generally held by your generalist investors who invest across many markets. They tend to focus on the likelihood or possibility that this supply shock might also be uniquely short. It was there all of a sudden, from one day to the next, the strait was closed. It felt a bit man-made, so to say. It was an outcome of a political decision, and that can also be undecided. And so, this is – the to-ing and fro-ing in the market is; on the one hand, this shock is very, very large. But the other hand it may also be very, very short.Now we went into this supply shock, arguably well-prepared. In the sense that during the course of like late 2024, all of 2025, and the very early part of 2026, we were telling a story of oversupply surplus. And on top of that, given the military buildup was going on in January and February, a lot of countries in the Arabian Gulf – Saudi Arabia, the UAE, Kuwait – visibly put out a lot of oil at sea.So, in the oversupply of 2025, we put oil in storage in lots of places that we can't always see. But that seems very likely. Oil in the water was very, very high. So, we have been living off these buffers, and that has helped. And then, yeah, at any point in time, there were good enough reasons to assume that on a timeframe of a couple of weeks, this would largely be resolved. We would eat into these buffers, draw some inventory.And it has been hard for the market then to really capitalize the size of the supply shock and say, "Yeah, really oil prices need to spike very, very high." And in that sense, we're left with this significant supply shock, but we haven't taken out the highs that we saw in 2022, for example.Andrew Sheets: So maybe a way to think about this, right, is that if we imagined all of that oil as sitting in a big tank. We've kind of stopped a lot of the flow into the top of the tank as the Strait of Hormuz has remained closed. But oil's still able to drain out of the bottom, kind of, like normal because that tank is being drained. Those inventories have been drawn down. Maybe that's a quite a crude analogy, to forgive the pun.But how long can that last? I mean, if we think about these inventories, if we think about the speed of which they're being drawn down; and I think that's an important point that you mentioned, that these inventories were unusually high going in. But they're obviously not unlimited.Where does that stand? And I guess, you know, what is the limit of that? How long can those inventory draws last?Martijn Rats: Yeah, yeah. To say that this is the billion-dollar question would be understating it, Andrew. It's also a unusually complicated question to answer in the sense that it depends very heavily on the region, on the product that you're looking at. Jet fuel in Europe, NAFTA in Asia, you might see something sooner. But other products in other regions, you know, might take longer.We often don't really know where the operational limitations of inventories are. Globally, we see something like 8 billion barrels of oil in some form of storage. That is an enormous amount. We can't draw that down to zero because a lot of that is there for operational, like working capital type reasons. Just to facilitate the operations of the industry. Is the floor seven? Is the floor six? These things are hard to answer.Andrew Sheets: You've got to have some oil in the pipeline to make the pipeline flow…Martijn Rats: Exactly, exactly. You can't operate a refinery if you don't have at least some storage right next to it. It just doesn't work. So, these things are hard to know. But I would say that we are eating through these buffers very, very re-rapidly now. Oil on water has largely normalized and is no longer elevated.We are seeing very large inventory draws across every data point that we have on refined products. Refined products are universally drawing. On crude, the data is more patchy. But we are seeing large inventory draws now coming through in the United States. I would say – and this is partly having worked with this data for a long time and sort of developing some market feel rather than very analytical spreadsheets, so to say. But I would say that if the flow of oil through the Strait of Hormuz does not resume on the sort of next four to six weeks, we will get very, very tight by June, early summer.And, well, look, I mean, from there, it's simply… You know, if you then were to forecast. You know, project forward from there on. It would be getting tight by August, September. But of course, that's done under the assumption that the flow remains impaired over that period, which I would say most market participants would not assume at the moment.Andrew Sheets: And another point that comes up sometimes, at least in my conversations, is, ‘Oh, but, you know, maybe Venezuelan oil is going to be coming online.' There's more investment. The U.S. seems very focused on increasing oil output in Venezuela. You know, can that match in any sense the scale of what we've had disrupted here?Martijn Rats: No, that is a complicated issue in the sense that, you know, growing oil production takes time. It takes capital, it takes equipment, it takes a lot of people. Venezuela at the moment, produces a bit more than a million barrels a day. I'd have to say, like, relative to the size of Venezuela's production, the last two monthly data points have actually come in better than expected. But you're talking about 100,000 barrels a day, 200,000 barrels a day, that sort of thing. Relative to a supply shock that is 13-14 million barrels a day.The fastest ever single amount of production growth of any country in any year was 2018. U.S. shale with natural gas liquids included grew 2 million barrels a day in a single year. But yeah, even that…Andrew Sheets: So, 2 million barrels relative to 14 million barrels lost is…Martijn Rats: Yeah, exactly.Andrew Sheets A drop in the bucket. Martijn Rats: And that had a huge run-up of several years of putting the infrastructure in place to do that. I mean, it…. You don't turn it on a dime either. So no, that remains difficult.Andrew Sheets: So, you know, maybe a dynamic to close with is actually another way that I think people care about the oil price, you know, besides their portfolio – which is they drive.And, you know, you had a great stat in your report that one out of every 11 barrels of oil that's produced ends up in an American car. And the U.S. is a big producer. Its inventories have been drawing down. There are clear signs that the U.S. is exporting a lot of energy, and as a result, gas prices are also going up in the U.S.So, you know, what… If you could just talk a little bit about the move in gasoline and maybe, you know, I think this could be a good segue into this idea of distillates into, kind of, parts of refined product. And how those prices can deviate or not from the barrel of oil we often talk about. And then even just more generally, kind of what is the price at the pump that people might need to think about as you head into the summer – assuming, you know, this conflict is still somewhat uncertain.Martijn Rats: Yeah. So, the United States is very interesting at the moment. In the sense that the regular discourse about the United States is that the United States is energy independent because it is a net oil producer. And at the most aggregate level, that is correct. But that doesn't mean that the United States is not connected to the rest of the world from an oil market perspective. I would say actually it's the opposite.The U.S. oil market is deeply connected to the rest of the world. It is a net exporter because there are very large imports, and there are very large exports, and it just happens so that the exports are a little bit bigger than the imports. So, it's a net exporter.But flows in both directions exist for every product – for crude, for diesel, for gasoline. So, the U.S. should be the last place to have physical disruptions because the supply is close to home. But in the end, it's so connected; that in the end, there's only one global oil price – and we all pay it, including in the United States.Now, because of the deficits at the moment, in Asia, to [an] extent in Europe, there is a very large pool on oil from the United States, and we're seeing that across the board. Crude oil exports were 4 million barrels a day, at the start of the year. They're now running sort of 5.5, even 6 million barrels a day. So, there's a lot of crude being pulled out of the United States. That is partly also the SBR release, the release from the Strategic Petroleum Reserve. But the export's very, very large.Another product where that is also happening is in gasoline. Now, the gasoline market in the United States has a degree of complexity to it in the sense that the U.S. is a big importer of gasoline in the East Coast and the West Coast, but then a big exporter from the Gulf Coast.Andrew Sheets: Hunh! Okay. Yeah.Martijn Rats: Net-net, it's an exporter, but in the East Coast and the West Coast, big, big importer. Now, in Europe, for example, we are normally long gasoline, short diesel. We export our surplus to the U.S. East Coast. But, at the moment, it's tight in Europe, so we're not exporting that much gasoline. So, imports in the United States have dropped a lot.At the same time, Asian customers, Brazilian customers, Mexican customers [are] pulling a lot of gasoline out of the Gulf Coast. And as a result, the net exports are unusually high for this time of the year. On top of that, the Strait of Hormuz issue has tightened the diesel market so much relative to the gasoline market that it is favorable for refineries to maximize their diesel output over their gasoline output.Andrew Sheets: Hmm. And these are decisions you can make in terms of how you crack that barrel in a refinery and split it up.Martijn Rats: Yeah, exactly. Within a relatively narrow window, but you can make tweaks that are significant. Now, normally, we're going into this summer driving season, refineries switch from what we call max diesel to max gasoline. At the moment, they are not doing that.Andrew Sheets: Mm.Martijn Rats: So, you have low gasoline production, and you have large net exports of gasoline. Over the last 11 weeks already, we have seen a very significant, very significant decline in gasoline inventories in the United States. And prices have risen at the pump. The nation's average is now $4.50 per barrel, as of reports this morning.The summer driving season has yet to start. That can become $4.70, $4.80. That can become $5. Above $5 is historically a point where people get, yeah, worried about demand destruction. And it has a real impact.Andrew Sheets: Well, Martijn, I think this remains such an important and interesting story. And even if, you know, it can seem sometimes like the market has moved on to other things, clearly there are a lot of other factors driving the equity market. It remains pretty historic, pretty significant, and pretty complicated. Also, something that I think, you know, affects the day-to-day spending and lives of a lot of people out there.So, Martijn, again, thank you for taking the time to talk.Martijn Rats: Thank you.Andrew Sheets: And thank you, as always, for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen. 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Today's special guest is Revolve Church Elder - Victor Davis. We talk about Family Worship, Talking Bull Frogs, and Being Refined in the Fire to be more like Jesus.
Hey Well Read Baddies, we're back with another bonus episode! Today we're joined by the ladies of the Refined and Ratchet podcast Charlee and Nisha! Let's just say, this was the kiki session of all kiki sessions, we had ourselves a timeee, be ready to literally LOL!! We talk about how they got their start, the book community and of course what we're all reading and getting into. This convo goes deep and is definitely one we're going to have run back again. And remember, don't be a send out! IYKYK Tap in then leave us a voice note with your favorite moment from the episode, trust there's plenty to choose from ;) It's Book Vote time!! Cast your vote on what you'd like for us to read on the next season of the show here Learn more about Refined and Ratchet and their work here Be sure to tune in and check out the But What Do I Know podcast hosted by one of our pod sisters Chid! We can't wait to hear from you! :) Please send any questions or comments about this episode to shewellread@gmail.com OR leave us a Voice Note at https://www.speakpipe.com/shewellread Follow SHE WELL READ! Instagram: https://www.instagram.com/shewellread/ TikTok: https://vm.tiktok.com/ZMeDCLdTX/ Threads: https://www.threads.net/@shewellread Substack- https://substack.com/@shewellread Bookum- https://app.bookumapp.com/clubs/668ad565858c97a7faafafb1 Bookshop Storefront- https://bookshop.org/shop/shewellread More links including discount codes: https://bio.site/shewellread Learn more about your ad choices. Visit megaphone.fm/adchoices
I'm back! We're continuing this season, and I'm going to be diving deeper into cultivating a Christ-centered home. One huge aspect of this includes how to properly nourish our bodies as well as our families. In today's episode, I'm sharing with you all the truth you need to know about refined white flour. I'm also going to share a variety of flour alternatives that you can use that will help you steward your family's health well! No need to take notes, get all the information here on my blog at toddlermomdiaries.com Watch the video version of the podcast and subscribe to my channel to support this ministry. Products Mentioned: Wheat Belly by William Davis 7 Steps to Get Off Sugar and Carbohydrates by Susan Neal Wonder Mill Grain Mill Einkorn Flour Almond Flour Hard White Wheat S3.E8
John grew up in Indiana eating Hungry Man dinners, boxes of sugary cereal, and green-frosted Ninja Turtle pies... and no-one ever told him sugar was a problem! By his early 30s he was pushing 290 pounds, prediabetic, and on blood pressure medication.After discovering low-carb eating and spending years experimenting with ketosis, John learned how to train his body to burn fat instead of sugar and refined carbs for fuel. John's wake-up call at age 46 led him to build Rebel Health Alliance, which is a virtual clinic available across all 50 states where physicians, dietitians, strength coaches, and genetic counselors all work together on the client's behalf.Today at 50, John is lean at 6'4" and 220 pounds, and is training to qualify for a marathon!Find John here.To get personalized guidance to stop emotional eating and break free from sugar cravings, plus support and accountability... apply here to join the 90-day program, Freedom from Cravings Formula TODAY. Do the Cravings Quiz and take the first step to get rid of your cravings! Struggling with cravings? Download your 5 tips HERE to discover how you can get rid of cravings... even when you feel tired or stressed.To rate and review this podcast:scroll down in your podcast player on your phone and click on the stars. To leave a review, scroll down a little more and click on "Write a Review". Once you've finished, select “Send” or “Save” in the top-right corner. If you've never left a podcast review before, enter a nickname. Your nickname will be displayed on your review.After selecting a nickname, tap OK. Your review may not be immediately visible, but it should be posted soon. Thank you! - NettaDisclaimer: Information provided by Life After Sugar is not designed to and does not provide medical advice, professional diagnosis, opinion, treatment or services to you or to any other individual. This is general information for educational purposes only. The information provided is not a substitute for medical or professional care. Life After Sugar is not liable or responsible for any advice, information, services or product you obtain through Life After Sugar. You should always seek the adv...
Laurene didn't take the traditional path into financial planning. She took the real one.She started working at 16 to help her family make ends meet after her stepfather had an industrial accident. He went from bringing home $600 a week to $35. So she got a job, stayed in school, and figured out how to navigate a world that doesn't wait for people to be ready.She spent 31 years with AT&T — starting as a junior in high school, working her way up, and eventually retiring at 48 when they laid me off. She had a pension. I had time. And she was not going to spend it babysitting.So Laurene went back to work. She has now had four careers. The one that shaped me most — before financial planning — was 13 years as a business consultant, walking into family-owned businesses and asking every uncomfortable question until people understood what they actually needed. She wasn't the one with all the answers. She was the one who asked until the right answers surfaced.That's exactly what she does now.For the past 13 years, she has been helping people build financial plans that actually hold up — through unexpected illnesses, market downturns, career changes, and the hard questions most advisors never ask. She started in mortgage protection, helping families make sure a mortgage wouldn't become a crisis if someone got hurt or died. Now she works primarily with doctors and high-income professionals who are earning well but haven't had time to build a real plan around what they're earning.Laurene's philosophy is simple: Mission before commission. She doesn't care how much she makes on a plan. She cares whether the plan is right for them. It took me three years to even notice how little she was getting paid by certain carriers — that's how little she was focused on the money. What she focuses on is the outcome.Laurene asks hard questions. she holds her clients accountable. And she show up every year at their anniversary to make sure they're still on track — because a financial plan isn't a one-time event. It's a relationship.Philosophy: Security Over ReturnsHere's what makes her different: she doesn't chase returns. She builds security. Especially for doctors, people already have a high income. What they need isn't more risk. They need a plan that protects what they've built, reduces what they owe to the IRS, and makes sure their family is never left scrambling. That's what they build together.Her primary focus is on doctors and high-income professionals between ages 30 and 50 — people who are earning well, living well, and haven't sat down to build a real plan yet. Whether they're worried about taxes, what happens if they can't work, or just the creeping feeling that they're missing something — I'm probably a good fit.Learn more: https://www.yourwealthrefined.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-laurene-breitkreutz-founder-of-your-wealth-refined-discussing-how-life-insurance-fits-into-retirement
Laurene didn't take the traditional path into financial planning. She took the real one.She started working at 16 to help her family make ends meet after her stepfather had an industrial accident. He went from bringing home $600 a week to $35. So she got a job, stayed in school, and figured out how to navigate a world that doesn't wait for people to be ready.She spent 31 years with AT&T — starting as a junior in high school, working her way up, and eventually retiring at 48 when they laid me off. She had a pension. I had time. And she was not going to spend it babysitting.So Laurene went back to work. She has now had four careers. The one that shaped me most — before financial planning — was 13 years as a business consultant, walking into family-owned businesses and asking every uncomfortable question until people understood what they actually needed. She wasn't the one with all the answers. She was the one who asked until the right answers surfaced.That's exactly what she does now.For the past 13 years, she has been helping people build financial plans that actually hold up — through unexpected illnesses, market downturns, career changes, and the hard questions most advisors never ask. She started in mortgage protection, helping families make sure a mortgage wouldn't become a crisis if someone got hurt or died. Now she works primarily with doctors and high-income professionals who are earning well but haven't had time to build a real plan around what they're earning.Laurene's philosophy is simple: Mission before commission. She doesn't care how much she makes on a plan. She cares whether the plan is right for them. It took me three years to even notice how little she was getting paid by certain carriers — that's how little she was focused on the money. What she focuses on is the outcome.Laurene asks hard questions. She holds her clients accountable. And she shows up every year at their anniversary to make sure they're still on track — because a financial plan isn't a one-time event. It's a relationship.Philosophy: Security Over ReturnsHere's what makes her different: she doesn't chase returns. She builds security. Especially for doctors, people already have a high income. What they need isn't more risk. They need a plan that protects what they've built, reduces what they owe to the IRS, and makes sure their family is never left scrambling. That's what they build together.Her primary focus is on doctors and high-income professionals between ages 30 and 50 — people who are earning well, living well, and haven't sat down to build a real plan yet. Whether they're worried about taxes, what happens if they can't work, or just the creeping feeling that they're missing something — I'm probably a good fit.Learn more: https://www.yourwealthrefined.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-laurene-breitkreutz-founder-of-your-wealth-refined-discussing-risks-in-retirement
The most dangerous fiber is often disguised as healthy, but could be silently damaging your health. In this video, we'll cover the connection between fiber and gut health, the worst fiber foods to avoid, and the hidden problems with refined fiber they don't want you to know about.0:00 Introduction: What fiber is bad?1:18 Fiber and gut health explained4:24 Refined fiber is toxic fiber 6:06 The problem with processed fiber 6:42 SIBO and refined fiber 7:40 Processed fiber research8:23 Supporting gut health and avoiding processed fiber