Podcasts about mshda

Housing fraud takes many forms, from shady landlords falsifying rent figures to identity thieves opening leases or mortgages with stolen information.On today's episode of The Protector's Podcast, we're joined by an expert who unpacks these scams, reveals their impact on victims, and shares how to protect yourself. Stay tuned to learn how these schemes unfold, the red flags to watch for, and the steps you can take to protect your identity and finances.The Protectors Podcast - Your Best Defense Against FraudGUEST CONTACT INFO:Jonathan Hilliker LinkedIn: https://www.linkedin.com/in/jonhilliker/MSHDA: https://www.michigan.gov/mshda/about/directoryHUD OIG (HUD Report Hotline): https://www.hudoig.gov/hotlineLifevibe.us: https://www.lifevibe.us/

Chris Holman welcomes Director Phil Roos at EGLE, Lansing, MI. Phil, Remind the Michigan business community about EGLE? How is EGLE engaged with the business community? News from Mackinac Island included that EGLE is partnering with MSHDA and Gov. Whitmer, you made an announcement on the Island about the home energy rebate program? What are you hoping to see passed in the budget this year? Michigan increases housing goal and announces programs to lower home energy costs for 28,000 families, helping more Michiganders reach their dreams of owning a home LANSING, Mich.– At the Mackinac Policy Conference Wednesday, Governor Gretchen Whitmer announced significant strides in housing and energy initiatives, continuing Michigan's national leadership in leveraging climate and clean energy-related federal funding. This includes raising the state's five-year housing production goal by over 50% and investing federal funds to lower energy costs for 28,000 low-income households through the Solar for All and Home Energy Rebate Programs. The initiatives will lower housing and utility costs for Michiganders and will put the state closer to achieving the goals of the MI Healthy Climate Plan. The initiatives will lower housing and utility costs for Michiganders and will put the state closer to achieving the goals of the MI Healthy Climate Plan. “Together, we're going to lower housing and energy costs for Michiganders,” said Governor Whitmer. “By raising our statewide housing goal to 115,000 units, we will build more housing to drive down costs and ensure every Michigander has a safe, affordable place to call home. Thanks to our partners in the Biden-Harris administration, we have federal resources headed our way to lower energy costs for Michigan families by helping them upgrade to more energy efficient home appliances and install solar panels on their homes or in their community to save them money on their utilities. These upgrades will keep families cool in the summer, warm in the winter, and improve their quality of life. Let's keep taking action to lower costs on housing and energy, two fundamental issues that make a real difference in people's lives.” Governor Raises State's Five-Year Housing Production Goal by Over 50%  Since Governor Whitmer office, the Michigan State Housing Development Authority (MSHDA) has invested twice as much compared to the last administration to build, rehab, or finance 34,000 homes, supporting 20,000 jobs. At the 2021 Mackinac Policy Conference, the governor set a goal of permitting, building, or rehabbing 75,000 additional units in five years—by September 2026. Currently, Michigan is ahead of schedule with nearly 50,000 units built, rehabbed, or permitted. Today, the governor raised Michigan's five-year statewide housing target to 115,000—a 53% increase. This pushes Michigan closer to the goal of ensuring everyone has access to the middle class, starting with homes and utilities they can afford. "We are celebrating our hard work in funding $1.23 billion to finance, build, and rehab thousands of homes in the last year while recognizing that we need to raise the bar higher to end the housing crisis for Michigan families," said Amy Hovey, CEO and Executive Director of MSHDA. "We're committed to listening to our local and regional partners, moving quickly with creative solutions, and working hard to make communities and neighborhoods better."  In addition to investing unprecedented new resources, MSHDA has been implementing the Statewide Housing Plan in partnership with the members of the Statewide Housing Partnership and the local and regional leaders of each of the Regional Housing Partnerships. That work has led to new investments from the state legislature, solutions that eliminate unnecessary burdens and red tape on developers and local governments, and collaboration in support of making neighborhoods and communities stronger.  www.michiganbusinessnetwork.com/

“Housing is foundational”, Amy Hovey of MSHDA talks affordable housing, community development, and homelessness solutionsListen to Amy Hovey, CEO and Executive Director of The Michigan State Housing Development Authority (MSHDA) as she discusses her career background and the unique organization she leads. Established in 1966, MSHDA provides financial and technical assistance through public and private partnerships to create and preserve safe and decent affordable housing, engage in community economic development activities, develop vibrant cities, towns and villages, and address homeless issues.

Susan Bsharah, Associate Director at Guidehouse, discusses an upcoming TEFCA webinar set for April 4; Elizabeth Hertel, Director of the Michigan Department of Health and Human Services and an ASTHO Member, tells us about the “Good Housing Good Health” initiative; Dr. Pattie Tucker, Director of the Office of Women's Health at the CDC, talks about the Power of Partnerships Health Equity Alliance; and an ASTHO blog article lists 7 public health podcast to listen to in 2024. ASTHO Webinar: TEFCA Overview and Perspectives from the Field Michigan Health and Human Services Webpage: MDHHS and MSHDA launch "Good Housing = Good Health" program ASTHO Blog Article: Seven Public Health Podcasts to Listen to in 2024

As a graduate from Oakland University in Finance, Dawn Connors has a love and passion for numbers and is dedicated to finding the absolute best financial solution for her client's particular mortgage needs. She has been in lending for 21 years and has helped over 3,900 families get financing for purchasing or refinancing their home. Well versed in VA, FHA, Rural Development, MSHDA and Conventional loans, Dawn will find the perfect fit for her client's real estate needs and long-term financial goals. Dawn genuinely cares and takes the time to listen to people's real estate and financial objectives. She is committed to making sure all their needs are met, all questions are answered, and then gives them advice in an easily understood manner and then together, make a customized plan that's perfect for them. Also, Dawn has been involved in the fight against Human Trafficking since 2014 when she joined Michigan Abolitionist Project and then became a board member at the beginning of 2021. In the spring of 2015 Dawn met Dominic & Lindsay Russo, from Missions Me through her church. They shared about the work they do in India building Angel Houses to help get improvised children off the street who would have been sold in human trafficking for child labor. Dawn is currently building home #5 and has begun funding for home #6 to house 50 children. These homes provide shelter and serve 3 nutritious meals a day. They are given brand new beds with new bedding; clothes and shoes for school and play as they grow and attend school through 18 years old. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Dawn Connors: Dawn Connors, Senior Loan Officer, Mortgage 1 45679 Village Blvd, Shelby Twp., MI 48315 DawnConnorsLender@gmail.com

Chris Holman welcomes Doug Fleming, executive director of the Lansing Housing Commission, Lansing, MI. Welcome Doug, please let the Michigan business community know about the Lansing Housing Commission, your scope, and purpose? We understand you have big news regarding a tax credit to expand affordable housing? The Riverview 220 Project,... please go deeper into that, especially about the businesses that it could attract? So, the Governor and MSHDA announced $13M across the state, what are some of the other communities impacted besides Lansing? This seems like one of several positive stories concerning living space in the capital, what does your commission see for the future? Up to speed: Lansing Housing Commission awarded $1.5M tax credit to expand affordable housing Paves way for 1st downtown mixed-use family units LANSING, MI – More affordable housing units are planned for downtown thanks to tax credits that support a $22.5 million project spearheaded by the Lansing Housing Commission (LHC). The tax credits are earmarked for LHC's $22.5 million Riverview 220 project. The property is situated on the south side of East Kalamazoo Street between South Grand Avenue and Cherry Street. “Everyone deserves safe, clean, and affordable housing,” said Doug Fleming, LHC executive director. “We have invested to expand and improve affordable housing options throughout the region. These tax credits will continue our mission as the leader in affordable housing throughout the capital region.” The project, downtown Lansing's first mixed-used housing building with affordable units, market-rate units, and commercial/retail space, will feature: 56 affordable units 7 market-rate units 2- and 3-bedroom units to meet the needs of larger families Retail and commercial space The $1.5 million tax credit is part of $13 million in federal Low-Income Housing Tax Credits recently announced by Governor Whitmer and the Michigan State Housing Development Authority (MSHDA). The funds will support the development or rehabilitation of 500 future homes across 10 affordable housing projects throughout Michigan. “Located in the heart of downtown Lansing, Riverview 220 will provide easy access to public transportation, local resources, and the best of city living. Most important, it expands affordable housing options and makes Lansing a more welcoming city,” said Fleming. Construction on Riverview 220 is expected to begin the second quarter of 2024 after completion of MSHDA closing requirements with leasing in early 2026. For more information, visit www.lanshc.org. ### The Lansing Housing Commission (LHC) is a public housing agency with a mission to compassionately deliver healthy, affordable, safe, quality housing options without discrimination with exceptional customer service while meeting high-performance standards. LHC provides rental housing units and rental assistance through 830 units throughout the city and more than 1,600 housing choice vouchers in Lansing and surrounding communities. » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/channel/UCqNX… » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/

As a graduate from Oakland University in Finance, Dawn Connors has a love and passion for numbers and is dedicated to finding the absolute best financial solution for her client's particular mortgage needs. She has been in lending for 21 years and has helped over 3,900 families get financing for purchasing or refinancing their home. Well versed in VA, FHA, Rural Development, MSHDA and Conventional loans, Dawn will find the perfect fit for her client's real estate needs and long-term financial goals. Dawn genuinely cares and takes the time to listen to people's real estate and financial objectives. She is committed to making sure all their needs are met, all questions are answered, and then gives them advice in an easily understood manner and then together, make a customized plan that's perfect for them. Also, Dawn has been involved in the fight against Human Trafficking since 2014 when she joined Michigan Abolitionist Project and then became a board member at the beginning of 2021. In the spring of 2015 Dawn met Dominic & Lindsay Russo, from Missions Me through her church. They shared about the work they do in India building Angel Houses to help get improvised children off the street who would have been sold in human trafficking for child labor. Dawn is currently building home #5 and has begun funding for home #6 to house 50 children. These homes provide shelter and serve 3 nutritious meals a day. They are given brand new beds with new bedding; clothes and shoes for school and play as they grow and attend school through 18 years old. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Dawn Connors: Dawn Connors, Senior Loan Officer, Mortgage 1 45679 Village Blvd, Shelby Twp., MI 48315 DawnConnorsLender@gmail.com

As a graduate of Oakland University in Finance, Dawn Connors has a love and passion for numbers and is dedicated to finding the absolute best financial solution for her client's particular mortgage needs. She has been in lending for 21 years and has helped over 3,900 families get financing for purchasing or refinancing their homes. Well-versed in VA, FHA, Rural Development, MSHDA, and Conventional loans, Dawn will find the perfect fit for her client's real estate needs and long-term financial goals. Dawn genuinely cares and takes the time to listen to people's real estate and financial objectives. She is committed to making sure all their needs are met, and all questions are answered, and then gives them advice in an easily understood manner, and then together, make a customized plan that's perfect for them. Also, Dawn has been involved in the fight against Human Trafficking since 2014 when she joined the Michigan Abolitionist Project and then became a board member at the beginning of 2021. In the spring of 2015, Dawn met Dominic & Lindsay Russo, from Missions Me through her church. They shared about the work they do in India building Angel Houses to help get improvised children off the street who would have been sold in human trafficking for child labor. Dawn is currently building home #5 and has begun funding for home #6 to house 50 children. These homes provide shelter and serve 3 nutritious meals a day. They are given brand new beds with new bedding; clothes and shoes for school and play as they grow and attend school through the 18 years old. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Dawn Connors: Dawn Connors, Senior Loan Officer, Mortgage 1 45679 Village Blvd, Shelby Twp., MI 48315 DawnConnorsLender@gmail.com

As a graduate from Oakland University in Finance, Dawn Connors has a love and passion for numbers and is dedicated to finding the absolute best financial solution for her client's particular mortgage needs. She has been in lending for 21 years and has helped over 3,900 families get financing for purchasing or refinancing their home. Well versed in VA, FHA, Rural Development, MSHDA and Conventional loans, Dawn will find the perfect fit for her client's real estate needs and long-term financial goals. Dawn genuinely cares and takes the time to listen to people's real estate and financial objectives. She is committed to making sure all their needs are met, all questions are answered, and then gives them advice in an easily understood manner and then together, make a customized plan that's perfect for them. Also, Dawn has been involved in the fight against Human Trafficking since 2014 when she joined Michigan Abolitionist Project and then became a board member at the beginning of 2021. In the spring of 2015 Dawn met Dominic & Lindsay Russo, from Missions Me through her church. They shared about the work they do in India building Angel Houses to help get improvised children off the street who would have been sold in human trafficking for child labor. Dawn is currently building home #5 and has begun funding for home #6 to house 50 children. These homes provide shelter and serve 3 nutritious meals a day. They are given brand new beds with new bedding; clothes and shoes for school and play as they grow and attend school through 18 years old. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Dawn Connors: Dawn Connors, Senior Loan Officer, Mortgage 1 45679 Village Blvd, Shelby Twp., MI 48315 DawnConnorsLender@gmail.com

As a graduate from Oakland University in Finance, Dawn Connors has a love and passion for numbers and is dedicated to finding the absolute best financial solution for her client's particular mortgage needs. She has been in lending for 21 years and has helped over 3,900 families get financing for purchasing or refinancing their home. Well versed in VA, FHA, Rural Development, MSHDA and Conventional loans, Dawn will find the perfect fit for her client's real estate needs and long-term financial goals. Dawn genuinely cares and takes the time to listen to people's real estate and financial objectives. She is committed to making sure all their needs are met, all questions are answered, and then gives them advice in an easily understood manner and then together, make a customized plan that's perfect for them. Also, Dawn has been involved in the fight against Human Trafficking since 2014 when she joined Michigan Abolitionist Project and then became a board member at the beginning of 2021. In the spring of 2015 Dawn met Dominic & Lindsay Russo, from Missions Me through her church. They shared about the work they do in India building Angel Houses to help get improvised children off the street who would have been sold in human trafficking for child labor. Dawn is currently building home #5 and has begun funding for home #6 to house 50 children. These homes provide shelter and serve 3 nutritious meals a day. They are given brand new beds with new bedding; clothes and shoes for school and play as they grow and attend school through 18 years old. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Dawn Connors: Dawn Connors, Senior Loan Officer, Mortgage 1 45679 Village Blvd, Shelby Twp., MI 48315 DawnConnorsLender@gmail.com

The City of Detroit has secured $12.1 million to continue building nearly 500 units of affordable housing. The 486 units were jeopardized due to rising construction costs and labor shortages. The additional funding comes from the Michigan State Housing Development Authority (MSHDA), according to Mayor Mike Duggan and state officials. Six major housing developments in the city were at risk. To cover those surging construction costs, the city and the developers requested additional Low Income Housing Tax Credits from MSHDA.

A Passion to Serve host Don Kuchnicki speaks with Veronica Depotty, Housing and Urban Development (HUD) Grant Manager & Housing Education Specialist with the Michigan State Housing Development Authority (MSHDA). During the interview they discuss housing counseling services, client success stories, a recent grant award and access to national and state interactive dashboards that highlight data trends for housing counseling agencies and stakeholders 1:35 What led Veronica on her path to assisting others with housing counseling services 5:50 Discussion about MSHDA program services 9:27 MSHDA awarded largest ever housing counseling grant 11:51 Interagency Mentoring Program 16.00 Housing Counseling Impact Data Access To learn more about MISHDA services and other relevant information please go to following sites: https://www.michigan.gov/mshda https://www.michigan.gov/mshda/homeownership/housing-education Housing Counseling Agency Locator

Join Senator Adam Hollier and Earl Poleski, the executive director of the Michigan State Housing Development Authority (MSHDA), as they talk about critical housing issues facing Michigan residents. MSHDA works with middle- and low-income people around the state to buy and rent homes and apartments. Too often, these folks are overlooked or under-resourced, or worse, can be taken advantage of by unreliable lenders. How do we give everyone a fair shot at having a roof over their heads, and one they can afford to keep? Sen. Adam Hollier (D–Detroit) represents citizens of the 2nd District in Wayne County that includes the cities of Detroit, Grosse Pointe, Grosse Pointe Farms, Grosse Pointe Park, Grosse Pointe Woods, Hamtramck, Harper Woods and Highland Park, and the Village of Grosse Pointe Shores. He is an avid problem solver and is leading Michigan to do better.

Senior Loan Officer Jennifer Layman joins Peter and Chris to discuss the MSHDA (Michigan State Housing Development Authority) Loan programs and how you can receive up to $15,000 toward your down payment and closing costs! For more information about buying a home contact Peter Toering 586-747-4326 or Chris Vanbelle 586-524-1822. For more information on the MSHDA program or any of your mortgage needs contact Jennifer Layman at 517-719-4996 or visit her website:https://crosscountrymortgage.com/East-Lansing-MI-2309/Jennifer-Layman/

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When Justin Hentemann turned nine years old his father started a property management company.  Justin literally learned the business from the ground up - by cleaning hallways and landscaping, to becoming a property manager and team supervisor, to working his way up to Vice President of MTH Management Company. Today, Justin and I have a very high-level conversation that anyone interested in Commercial Apartment Investing will want to listen to.  Justin explains why the success of a property is determined on the day you close, how to find efficiencies and lower expenses, and how to turn around a cash-flow negative property. You're also going to learn about the different accounting methods and the difference between cash-based accounting and the accrual method.  Justin also manages Low Income Tax Credit (LITC) properties, as well as HUD, Rural Development (RD) and MSHDA housing.  We'll discuss what these terms mean, as well as what it takes to comply with these types of loans. MTH Management is based in Lansing, Michigan and manages over 2,000 units of large apartment communities, as well as some smaller multi families throughout Michigan and parts of Ohio & Indiana.  You can contact Justin in the following ways: email:  jh@mthmgt.com Phone: 517-668-1800 Website:  http://www.mthmgt.com/ I know you're going to learn an incredible amount from today's episode.  Please take a moment to give us a rating & review on itunes.

This week I talk with Kevin Elsenheimer, the executive director of Michigan State Housing Development Authority. http://www.michigan.gov/ownmihome Dave: Kevin thank you for being here I wanted to let people know a little bit about MSHDA and what is MSHDA. What function is it serving here in Michigan? Kevin: MSHDA is the state’s housing bank basically we are part of state government but we’re a little bit different because we can provide loans to individuals. The Constitution says the state of Michigan can’t do that. We have a particular charter that allows us to act as the state’s bank and we do several different things for example; we do multifamily development and lending for low-income housing projects around the state but we also have a very robust single-family loan program where we’ll go out and buy mortgages from banks credit unions around the state that we have clients that will be interested in our products.

From my presentation from the Building Michigan Communities Conference. I am talking about how you should never pay your bills on time for a great credit score and When to pay your credit cards early for the best credit score. The date when the creditor sends the information to the repository that is the reporting date. When the consumer looks at their credit statement online they will have all the current charges listed in date order for the month. Then one day the consumer logins and the current charges are all gone. There will be no current charges. That is the reporting date. It is the date consumer’s credit information goes from the credit card company to the repositories (TransUnion, Equifax, Experian), consumers should strive to have their credit card balances at a five to nine percent balance on the reporting date. If they do that they will get the most possible points from that credit card account. If you want to then pay the reporting date in full that is the time to do it. That is why I say “never pay your credit card balances on the due date for the best credit score.” Consumers should always pay before the reporting date. If your credit card balance is due on the thirteenth of the month and you charge purchases just prior to that your reported balance will be higher than normal and your credit score will suffer. Let’s say you pay off your credit cards every month and you charge purchases right up to your high balance every month. If consumers wait to make the payment until the due date their score will be lower because of the higher reported balance. If consumers make their payment before their reporting/statement date they will have higher scores for the entire month because that information is only reported once a month. This is how you take advantage of that, consumers should pay their balances before the reporting/statement date. How do you know what the reporting date is? Have consumers log into their account every day for a month and go to current activity. They will watch the current activity, as the month goes by, the transaction list will get longer and longer. Then the one day it will be zero. The day before that date is the reporting day or statement date.   The three major repositories in the olden days collected the data from the credit card companies using large magnetic tapes. the credit card companies would put all the consumers’ information for the month on the tapes. The tapes would be sent pony express to the repositories. The repository took that information and added it into the main repository database. The date when they took the consumers account history and added it to the main repository database that is the reporting date. That is the date when the information goes from Visa to Equifax. So if consumers can get their balances down to five to nine percent the day before the reporting date they will get the most point from the FICO® scoring model. If consumers pay on the due date let’s say July 13th and the reporting date is July 4th. If consumers get their balance down on the third and the balance is reported on the fourth. They could then pay the rest off on the due date, if that is important to them. Thank you everyone for coming out and I would like to thank MSHDA for asking me to present today. Pay credit cards early for the best credit score. Go to www.getloanready.com to find other ways to improve your credit score. I’m Dave Sullivan here for the credit guy TV so you with a little bit me we’re going to change the credit industry thank you Why is my credit score different when a lender pulls it?