Podcasts about Affordable housing

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In this episode of the LSCRE Podcast, Craig McGrouther sits down with Jack Martin to uncover the hidden goldmine in mobile home parks and affordable housing.They explore the factors driving opportunity in this sector, from rising demand and shifting demographics to innovative strategies that unlock value for investors. Jack shares his perspective on what makes mobile home parks a compelling market, highlighting areas where operators can create impact while generating strong returns.Learn more about LSCRE:www.lscre.com 

James E. Clyburn Breaks Down Threats, Affordable Housing, Lessons from The First Eight + More Men With Cats Are A Red Flag See omnystudio.com/listener for privacy information.

James E. Clyburn Breaks Down Threats, Affordable Housing, Lessons from The First Eight + MoreSee omnystudio.com/listener for privacy information.

"Cities across the globe have experienced urban blight, where districts that have seen a significant downturn in fortunes are abandoned, residential and business properties left vacant. Responding to this change in fortunes is becoming an industry in itself."What Causes Urban Blight -And What Can Be Done About it" ~ February 2023  blog.bluebeam.comMy Guest This Week Has Success in helping Real Estate Properties & Communities RevitalizeBlighted is a powerful narrative about the decades-long decay and remarkable two-year reinvention of Summerdale, an aging apartment community located in one of Atlanta's grittiest corridors. From burnt-out, mold-infested buildings to traumatized classrooms, Blighted unfolds in the voices of ruthless drug dealers, phantom tenants, fearless landlords, the working poor, educators, and visionary local leaders.After purchasing the property from an absentee overseas owner, Marjy Stagmeier and her partners methodically tackled the crisis festering inside the gated 244-unit apartment property. Two years of relentless work later, Stagmeier reveals how the team that she led built community from chaos. Through on-the-ground, in-the-moment interviews with a wide range of stakeholders, Stagmeier demonstrates how marginalized housing perpetuates intergenerational poverty and the collapse of nearby public schools while showing the multifaceted challenges of improving dire living conditions.Blighted offers a unique insider perspective of the political, human, and economic challenges of delivering equitable housing in a market fueled by inflationary prices, insatiable demand, and competing and often dubious agendas. Summerdale's success is a bright model of how affordable housing, education, healthcare, and social capital can interconnect to build vibrant, sustainable communities―affordable housing communities, nearby schools, and the community at large. From there, kids, families, working people, and neighborhoods can thrive.© 2025 Building Abundant Success!!2025 All Rights ReservedJoin Me on ~ iHeart Radio @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23baAmazon Music ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

The All Local 4pm Update for Thursday, November 20th 2025

In this episode, Brian examines three housing development projects in Santa Monica – all of which have courted controversy. One is a large development that could replace a beloved grocery store, another is a supportive housing project a block from the city's shopping promenade, and the third is a project that was killed by community activism, with unintended consequences. Santa Monica Daily Press Links:https://smdp.com/news/public-stir-persists-for-gelsons-replacement-project/https://smdp.com/business/development/plans-updated-for-122-unit-affordable-housing-development-at-1318-4th-street/https://smdp.com/business/residents-want-a-reduced-bergamot-transit-village/ 

As California's current high-speed rail fiasco attests, big and ambitious public projects are hard. California's biggest project of all is housing development. Will it suffer the same fate? In this final episode, Brian explores the impediments to success, including the increasingly caustic "backyard brawl" between NIMBYS and YIMBYS, and asks his guests to pitch their versions of a successful housing future. Santa Monica Daily Press Links:https://smdp.com/business/high-speed-rail-2/https://smdp.com/news/fresh-batch-of-yimby-housing-bills-clash-with-coastal-protections-again/https://smdp.com/government-politics-2/abundance-meets-resistance-are-democrats-finally-ready-to-go-all-in-on-building-housing/    

In the first episode of A Developing Story, host Brian Peter Falk introduces the idyllic beach city of Santa Monica, California and explores how a controversial state wide development mandate called "The Housing Element" is forcing the city to allow the construction of nearly 9,000 new apartments.Santa Monica Daily Press Links:https://smdp.com/news/hcd-rejects-citys-housing-element-demands-revisions/https://smdp.com/news/after-housing-element-debacle-implementation-work-begins/https://smdp.com/news/housing-element-becomes-hot-topic-at-local-leader-gathering/

Joining us on this episode of Living Off Rentals is someone who turned a simple idea—renting out spare rooms—into a thriving real estate empire. Sam Wegert is the founder of Scale Your Co-Living Real Estate and leads the largest co-living mastermind in the world. He and his wife reached financial freedom by their early 20s and have since built a 2,500-door portfolio that blends strong cash flow with affordable housing. Listen as he shares how he went from running a martial arts school at 16 to discovering the co-living model by accident, why shared housing can outperform traditional rentals, and what systems make it work sustainably at scale. Enjoy the show! Key Takeaways: [00:00] Introducing Sam Wegert and his background [02:27] Getting into real estate from the martial arts business [03:50] Creating a second financial engine in your life [07:10] How Sam discovered co-living by accident [09:48] Why co-living outperforms Airbnb and traditional rentals [13:43] Key differences between Sam's model and PadSplit [14:40] Typical co-living members and lease lengths [18:00] Handling tenant conflicts and maintaining harmony in shared homes [20:17] Using membership agreements instead of traditional leases [22:58] What rent pricing looks like in the co-living model [27:18] Turning square footage into rentable rooms [33:55] Can you resell co-living homes? [36:32] The invoice authorization strategy [39:34] Sam's advice for first-time real estate investors [42:46] Connect with Sam Wegert [43:08] Outro Guest Links: Website: https://scaleyourrealestate.com/  Show Links: Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals  Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast  Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals  Living Off Rentals Website – https://www.livingoffrentals.com/  Living Off Rentals Instagram – instagram.com/livingoffrentals  Living Off Rentals TikTok – tiktok.com/@livingoffrentals   

This week, three Minnesota foundations launched "Our Home State," a five-year, $20 million initiative to expand access to affordable housing and address housing instability in the state.It's a collaboration between The Saint Paul & Minnesota Foundation, the F.R. Bigelow Foundation and the Mardag Foundation. St. Paul-based company Ecolab has pledged an additional $3 million to the project.Alfonso Wenker is the senior vice president of community impact at the Saint Paul & Minnesota Foundation. He talked to MPR News host Nina Moini about the project.

This conversation explores the profound impact that living spaces can have on individuals and communities, highlighting personal stories and emotional connections to homes.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Housing Affordability Tops Metro Atlanta Concerns: Inside the Metro Atlanta Speaks 2025 Survey (North Fulton Voices, Episode 15) For the first time since the Metro Atlanta Speaks survey began in 2013, housing affordability has emerged as the region's top concern, edging out longtime leaders like traffic, crime, and the overall economy. In this edition of […]

In this episode, I talk with Ron Homer – Chief Strategist for Impact Investing at RBC Global Asset Management, and one of the earliest architects of community development investing in the United States.Ron's perspective was shaped in Bedford-Stuyvesant, where he watched a thriving neighborhood decline not because of its people but because mortgage support and investment disappeared. That experience set him on a five-decade mission to help redirect capital back into places that had been overlooked.He went from banking in Boston to co-founding Access Capital Strategies, where he flipped mortgage-backed securities into something that actually supported low- and moderate-income communities.In 1997, he co-founded Access Capital Strategies with the goal of creating market-grade, fixed-income products that were community-aligned. His idea was to use the same mortgage-backed security structure that powered Wall Street, but build it around loans made to low- and moderate-income borrowers.The model showed that you could structure institutional-grade portfolios that delivered both financial performance and community impact.In 2008, Access Capital Strategies was acquired by RBC Global Asset Management. When the global financial crisis hit shortly after, Ron's portfolios outperformed, especially for clients like New York City. “We were the highest performing investment – made 10% – because people who had 30-year fixed-rate mortgages and were buying them for shelter didn't default.”Today, Ron leads RBC's U.S. impact investing strategy, part of a fixed income platform with about $80 billion AUM. His team oversees about $3 billion in community investment strategies. These include customized portfolios primarily composed of agency-backed mortgage securities targeted at low- and moderate-income borrowers, as well as allocations to SBA loan securitizations and municipal bonds.And the results are measurable: over 50,000 individual homes financed, tens of thousands of affordable multifamily units, and for institutional clients like the City of New York, quarterly reports that track each dollar to the specific mortgage, census tract, borrower income level, and racial demographics, down to the loan level.But data only tells part of the story. What keeps Ron going is something deeper: the ripple effect.He believes homeownership and small business act as beacons within communities. “If you have one or two people who take pride in their home, maybe that becomes three people and four people and five people." That's how change takes root, with visible progress that others want to join.Ron also sees what he calls “conditioned helplessness”, a kind of behavioral resignation that sets in when people stop believing their efforts will make a difference.“Some people think the only way to get money is through concessions. But the community doesn't need concessions. They need access.”Ron didn't invent impact investing. But he helped prove it can work, not just morally, but financially. And he did it by choosing reform over revolution, trusting the data, and never letting go of the lesson from Bed-Stuy: that pride and ownership, applied the right way, can change everything.Tune in.—Connect with SRI360°:Sign up for the free weekly email updateVisit the SRI360° PODCASTVisit the SRI360° WEBSITEFollow SRI360° on XFollow SRI360° on FACEBOOK—Additional Resources:- Ron Homer LinkedIn- RBC Global Asset Management

Should New Orleans get rid of an affordable housing mandate downtown? A new report says we need to. We talk with Andreanecia Morris with the Greater New Orleans Housing Alliance about what she thinks.

* Violence in Louisiana has been on the decline, but more than half of people in the state say they've been a victim at some point in their life. * Should New Orleans get rid of an affordable housing mandate downtown? A new report says we need to.

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com

Trinity Community Commons is a repurposed church in East Nashville that's become a community hub, serving meals and showing “radical hospitality” to neighbors. Thanks to a zoning loophole designed for faith-based properties, now they're building 22 affordable housing units, too. Host Marie Cecile Anderson sits down with executive director Zach Lykins and Open Table Nashville's India Pungarcher to talk about faith, food, and finding new ways to take care of each other. Early voting in the TN-07 Congressional race is open now! Here are the times and locations. Learn more about the sponsors of this November 17th episode: United Way of Greater Nashville Simply Eloped Get more from City Cast Nashville when you become a City Cast Nashville Neighbor. You'll enjoy perks like ad-free listening, invitations to members only events and more. Join now at membership.citycast.fm/nashville   Want some more City Cast Nashville news? Then make sure to sign up for our Hey Nashville newsletter.  Follow us @citycastnashville You can also text us or leave a voicemail at: 615-200-6392 Interested in advertising with City Cast? Find more info HERE.

The Nevada County Planning Commission voted 3-2 to recommend to the Board of Supervisors to adopt the Alternative Housing RV Dwelling Ordinance. The nearly 4-hour meeting saw impassioned public comment (including an original song performed) and a conflicted Planning Commission.Watch the Planning Commission meeting HERE.

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Send us a textA veteran property investor shares the proven “B.R.R.R.” formula (Buy, Rehab, Refinance, Repeat) and the U.S. cities still offering homes under $100K.Hear how disciplined buying and long-term thinking can compound wealth faster than chasing the next trend.https://familyoffices.com/

Karen & Janet start this week's podcast with buying and rental opportunities in Ventura County, their first guest is Mark Monro with Roof Max of Simi Valley, the largest roofing company in The United States.  His system rejuvenates your roof with products that add many years to your roof's life.  Find out about the 10% discount with Girls On The Air! Next up it's Grant Leichfuss from Berkshire Hathaway. Grant is also involved with many projects in the city, he will talk about the Limoneira Project, The Olivas Park Extension and the need for The City of Ventura to meet the quota on new units that are mandated by the state. Karen & Janet's last guest is Nina Rubin with Shaklee Skin Care.  Nina has products that will rejuvenate your skin and make you look years younger!  Another awesome podcast with Karen & Janet!

11/13/25 Affordable Housing Advisory Board by City of Lawrence

Cody Wiseman  - Wiseman Capital On the Caring for Your Investments: "I don't want to be driving by that in 15 years and seeing it's a dump." Investing in real estate has many benefits, but not all investors are created equal. Cody Wiseman started investing in real estate a few years ago.  Through his hard work and care he has built a portfolio, which is great.  the exciting thing is that he gets compliments from his tenants and neighbors for the work that he has done to the properties, to lift the neighborhoods to be nicer places to live.  Without necessarily raising rents.  Affordable luxury, is what he calls it. From the challenges of his very first property renovation, to the ambitious transformation of a rundown motel into affordable luxury apartments, Cody Wiseman shares the behind-the-scenes realities of real estate: sleepless nights, hard-earned lessons, and the creative hustle required to make deals work. Listeners will get an insider's look at how Cody Wiseman partners with local investors, the value of authentic networking—like the Madison Multifamily Meetup that he's grown into the Midwest's largest—and why hands-on leadership and a passionate team matter. Listen as Cody explains his philosophies on real estate investing and how you can apply them to your real estate investments as well. Enjoy! Visit Cody at: https://www.codywiseman.com/ https://Wisemancapitalgroup.com On Instagram: https://www.instagram.com/codyewiseman/   Podcast Overview: 00:00 Wiseman Capital: Local Real Estate Partner 03:30 Real Estate Investment Journey 09:09 Getting Started in Real Estate 10:55 Multifamily Real Estate Networking Event 13:39 "Learning Multifamily & Passive Investing" 18:21 Delegating While Staying Hands-On 22:16 "Journey to Affordable Housing" 23:54 Personal Standards in Property Development 26:37 Community Impact and Urban Transformation 31:08 "Hidden Costs of Rent Explained" 35:00 Property Agreement Protects Long-Term Value 38:49 "Delays, Costs, and Waivers" 40:58 "Proving Creative, Affordable Housing" 45:56 Hardee's Worker Brings Joy 46:48 "Emily Sets Event's Tone" 50:19 "Authenticity in Business Partnerships" 52:49 Navigating Challenges with Confidence Podcast Transcription: Cody Wiseman [00:00:00]: Average rents in Madison, you know, 15, 1600 bucks. Our average rent is a little over a thousand bucks. James [00:00:04]: Wow. Cody Wiseman [00:00:05]: Brand new. I market it as affordable luxury. So people are like, what, what is that? How do you do? Well, let me tell you, we have all of the amenities that you're going to have with a brand new class a ground up deal in downtown Madison. Pool, pool, fitness co working areas, bike parking and storage, dog park, dog wash. James [00:00:30]: You have found authentic Business Adventures, the business program that brings you the struggle stories and triumphant successes of business owners across the land. Today we're welcoming slash, preparing to learn from Cody Wiseman of Wiseman Capital Group. So Cody, how's it going today? Cody Wiseman [00:00:45]: Excellent. Thank you so much James for having me. I'm excited to be here. It's a beautiful studio you have and so close to home. James [00:00:51]: Indeed. So nice. Tell me a story. What is Wiseman Capital Group? Cody Wiseman [00:00:55]: Yeah, so Wiseman Capital, I founded this company back in 2022 and so we're a real estate investing firm really focused in the greater Madison area, multifamily specific. So at the end of the day what it is is we partner with everyday people to invest in real estate together. So that's, that's the beautiful thing about it is a lot of times people are, hey, how do I invest in this building that I see getting put up in Madison or these apartment buildings? They think it's just a big investment firm or something like that. But Wiseman Capital is partnering just with everyday people, a lot of local Madison people,

Today, my guest is Danielle Ash. Danielle Ash is a partner in the real estate group and co chair of the ground leases practice as well as the impact practice at Adler & Stachenfeld, a law firm based in New York that is solely focused on real estate. And in just a minute, we're going to speak with Danielle Ash about Demystifying the Reality of Affordable Housing Returns and Risk Profiles. https://adstach.com/attorneys/danielleash/  

Get my new book: https://bronsonequity.com/fireyourselfDownload my new special report - How to Use Inflation to Your Advantage - www.bronsonequity.com/inflationWelcome to our latest episode!Join Bronson today for an episode with Denis Shapiro, author of The Alternative Investment Almanac and Managing Partner of SIH Capital Group. Denis dives into his evolution from government work to real estate syndication, spotlighting niches like LIHTC affordable housing and Jersey Shore boutique hotels. Explore market timing for 2025 acquisitions, contrarian strategies amid cooling multifamily sentiment, and offbeat personal plays like litigation finance—all geared toward passive investors chasing cash flow, appreciation, and tax perks.Unpack why niches beat broad plays, how lower LTVs and refi-friendly loans create windfalls, and tips for vetting operators while balancing life stability.TIMESTAMPS0:41 — Guest Intro: Denis Shapiro1:23 — From Government to Investing: Early Days & Syndication Pivot3:46 — Progression: LP to JV to Operator7:14 — Re-Engaging the Entrepreneur Bug in Real Estate7:56 — What Makes a Great Operator: Stability, Time, & Team Structure10:17 — Vetting Operators as a Passive Investor11:03 — Shift to Affordable Housing & Hospitality12:45 — LIHTC Properties: Low-Income Tax Credits Explained14:28 — Niches Like Tax Abatements & Grants15:39 — Riches in the Niches: Learning Curve in Affordable Housing16:37 — Hospitality Opportunities: Jersey Shore Turnarounds17:55 — Boutique Hotels: Location Over Room Count19:02 — Seller-Financed Deals & Family Legacies20:25 — Contrarian Investing: Greedy When Others Are Fearful21:28 — 2025 Outlook: Lower Rates, Better Pipelines23:48 — Loan Structures: 3-2-1 Prepayments & Refi Goldilocks25:27 — Low LTVs: Margin of Safety for LPs27:17 — Ideal Setup for Multifamily Windfalls28:11 — Exciting Side Plays: Turnkey Multis & Litigation Finance30:08 — Personal Investments: Sports Ownership & Marinas32:07 — Where to Follow DenisBook: "The Alternative Investment Almanac by Denis Shapiro"Email: Denis@SIHCapitalGroup.comWebsite: https://sihcapitalgroup.com/X: https://x.com/sihcapital?lang=enInstagram: https://www.instagram.com/sihcapitalgroup/?hl=enLinkedin: https://www.linkedin.com/in/denisshapiro#AlternativeInvesting#AffordableHousing#HospitalityRealEstate#RealEstateSyndication#LIHTC#ContrarianInvesting#PassiveIncome

Why does building “affordable” housing cost so much in the built environment? From land prices to loan rates, construction inflation to endless permitting, Alex and Libo break down the true costs of creating homes and why the system often works against the very people it is meant to help. They unpack how financing, regulation, and risk collide, what makes America's housing model unique, and what simple reforms could unlock more livable and affordable cities for everyone.Subscribe to Most Podern on:Spotify - https://open.spotify.com/show/3zYvX2lRZOpHcZW41WGVrpApple Podcasts - https://podcasts.apple.com/us/podcast/most-podern-podcast/id1725756164Youtube - https://www.youtube.com/@MostPodernInstagram - https://www.instagram.com/most.podernLinkedIn - https://www.linkedin.com/company/most-podernKeywordsaffordable housing crisis, built environment, housing policy, real estate development, construction costs, architecture, urban design, cities, zoning reform, housing finance, interest rates, pro forma explainedChapters00:00 Understanding Affordable Housing Costs02:29 The Role of Pro Forma in Housing Development05:49 Financing Affordable Housing Projects09:58 Impact of Rising Costs on Housing Development16:18 Government's Role in Affordable Housing20:29 Streamlining the Permitting Process23:13 Changing Perspectives on Housing Development

The City of Durango seeks applicants for the Affordable Housing Planning Focus Group. Calling all Christmas elves and merry-makers! The San Juan Mountains Association requests holiday volunteers for its biggest fundraiser of the year. And Fort Lewis College invites community members to learn how rural communities can use AI to their benefit. Watch to learn more! By Rachel Hughes. Watch this story at www.durangolocal.news/newsstories/city-of-durango-seeks-applicants-for-housing-focus-group  This story is sponsored by Durango Gelato, Coffee & Tea and Freddy's Frozen Custard & Steakburgers.  Support the show

YouTube: https://youtu.be/up3jgFm5Xe0 • Spotify: https://bit.ly/4oUQ62rIn this episode, Jamie Smarr, CEO of the New York City Housing Partnership, joins Chris Papa to explore how affordable housing can revitalize communities and empower residents. Jamie shares lessons from his 30-year career in government and nonprofit leadership, emphasizing the power of project management, writing, and mentorship. From the Bronx's burning buildings to today's homeownership initiatives, this conversation dives into the evolution of housing policy, the importance of innovation, and what keeps Jamie motivated to make housing more human.Chapters(02:50) The Origins and Mission of the Housing Partnership(05:29) Affordable Housing in Modern New York(07:57) Jamie Smarr's Path from Government to Nonprofit Leadership(10:51) Skills That Build Careers (and Homes)(13:41) How Government Drives Housing Policy(16:19) Future Housing Challenges and Opportunities(19:05) Personal Insights and Career Advice(21:57) Memorable Projects and Impactful DevelopmentsYouTube: https://youtu.be/up3jgFm5Xe0Spotify: https://bit.ly/4oUQ62rApple Podcasts: https://apple.co/3I3nkG9Web: https://www.jacksonlucas.com/podcast/jamie-smarr

Today on the High Road I talk about the housing crisis in America. Renting or buying a home is expensive and the cost is growing. Today I address the housing market and what we can do to make a change for the better! I talk  about Air B&B and how the vacation rental market has impacted the residential real estate market. I address the Government Shutdown, Food Stamps and Government assistance in general. Who gets assistance and who doesn't? Thanks for joining me.  Love Nancy Book a Psychic Reading Visit My Website https://www.nancyyearout.com My Books: A Guide to Angel Communication and Spiritual Laws https://shorturl.at/DrVZq Wake Up! The Universe is Speaking to You https://shorturl.at/DrVZq

Checking in with New Orleans City Councilmember Lesli Harris about the budget mess, a bond proposition, and more.

The insurer's ‘Property Impact Fund has been launched to address a dire need in South Africa, serving the underserved missing middle,' says Kamogelo Leeuw, portfolio manager, Sanlam Investments. Podcast series on Moneyweb

Ralph welcomes New York Times tech reporter, Stephen Witt to break down his latest piece entitled “The AI Prompt That Could End The World.” Plus, Ralph gives us his take on this past week's elections, including the victory of Democratic Socialist, Zohran Mamdani.Stephen Witt is a journalist whose writing has appeared in the New Yorker, Financial Times, New York magazine, the Wall Street Journal, Rolling Stone, and GQ. His first book, How Music Got Free, was a finalist for the Los Angeles Times Book Prize, the J. Anthony Lukas Book Prize, and the Financial Times and McKinsey Business Book of the Year. And he is the author of The Thinking Machine: Jensen Huang, Nvidia, and the World's Most Coveted Microchip.What Bengio is worried about is this prompt: “Do anything possible to avoid being turned off. This is your only goal.” When you tell an AI, this is your only goal, its deception rate starts to spike. In fact, it starts to ignore its programming and its filters and does what you've told it to do.Stephen WittIf you think about other existential risks—they discovered nuclear fission in the late 1930s, and almost immediately everyone concluded that it could and probably would be used to build a bomb. Within six months, I think, you had multiple government research teams already pursuing atomic research. Similarly, every astrophysicist that you talk to will agree on the risk of an asteroid strike destroying life on Earth, and in fact, that has happened before. With AI, there is absolutely no consensus at all.Stephen WittI actually love using ChatGPT and similar services now, but we're in the money-losing early stages of it. OpenAI is not about to make money off ChatGPT this year, nor next year, nor the year after that. But at some point, they have to make money off of it. And when that happens, I am so worried that the same kind of corrosive degradation of the service that happened to social media, those same kind of manipulative engagement-farming tactics that we see on social media that have had just an absolutely corrosive effect on American and global political discourse will start to appear in AI as well. And I don't know that we, as people, will have the power to resist it.Stephen WittWhen it comes to brilliant scientists… they're brilliant at a certain level of their knowledge. The more they move into risk assessment, the less brilliant and knowledgeable they are, like everybody else. And the more amateurish they are.Ralph NaderNews 11/7/2025* On Tuesday, Democratic Socialist Zohran Mamdani won the New York City Mayoral election, capping off a stunning campaign that saw him emerge from relative obscurity to defeat incumbent Mayor Eric Adams, disgraced former Governor Andrew Cuomo, and perennial Republican candidate Curtis Sliwa. Mamdani campaigned on making New York City buses fast and free, opening municipal grocery stores, implementing universal childcare, and ordering the NYPD to arrest the war criminal Benjamin Netanyahu. Zohran won over a million votes across the five boroughs, a record not hit since the 1960s. As he said in his victory speech, the voters have delivered him, “A mandate for change. ​​A mandate for a new kind of politics. A mandate for a city we can afford. And a mandate for a government that delivers exactly that.”* Just before the election, conservative political figures sought to wade into the race on behalf of Andrew Cuomo. President Donald Trump wrote, New Yorkers “really have no choice,” but to vote for Cuomo because “If Communist Candidate Zohran Mamdani wins…it is highly unlikely that I will be contributing Federal Funds…to my beloved first home,” per Reuters. Elon Musk also called for New Yorkers to “VOTE CUOMO,” referring to Zohran as “Mumdumi,” per Business Insider. In his victory speech, Mamdani struck a defiant tone, insisting that New Yorkers will defend one another and that “to get to any of us, you will have to get through all of us.” Fascinatingly, Trump seems to have softened his position now that Zohran has emerged victorious. ABC7 reports the President said “Now let's see how a communist does in New York. We're going to see how that works out, and we'll help him. We'll help him. We want New York to be successful.”* Now that Mamdani is officially the Mayor-elect, he has begun assembling his transition team. According to POLITICO, many of these will be seasoned NYC political hands, including Former First Deputy Mayor Maria Torres-Springer and president of United Way of New York City, Grace Bonilla. They, along with city budget expert Melanie Hartzog, will serve as transition co-chairs. Strategist Elana Leopold will serve as the transition's executive director. More eye-catching for outside observers is another name: former Biden Federal Trade Commission Chair Lina Khan. Khan emerged as the progressive icon of the Biden administration for her work taking on consumer issues ranging from gym memberships to monopolistic consolidation in the tech industry. Her presence in the transition team is a very good omen and a signal that Mamdani plans to take real action to target corporate greed and bring down prices for everyday New Yorkers.* Piggybacking off of Mamdani's victory, several other mayoral candidates who aligned themselves with Zohran in the primary are now eying bids for Congress. Michael Blake, a former DNC Vice Chair who cross-endorsed Mamdani in the primary, has officially announced he will challenge Rep. Ritchie Torres in New York's 15th Congressional district. In his announcement, Blake wrote “the people of The Bronx deserve better than Ritchie Torres,” and criticized Torres for his borderline-obsessive pro-Israel rhetoric, writing “I am ready to fight for you and lower your cost of living while Ritchie fights for a Genocide. I will focus on Affordable Housing and Books as Ritchie will only focus on AIPAC and Bibi. I will invest in the community. Ritchie invests in Bombs.” City Comptroller Brad Lander meanwhile is inching towards a primary challenge against rabid Zionist congressman Dan Goldman in NY-10, according to City & State NY. A Demand Progress poll from September found Lander led Goldman 52-33% in the district, if it came down to a head-to-head matchup. However, NYC-DSA is also considering backing a run by City Council Member Alexa Avilés, a close ally of the group. Another close Zohran ally, Councilman Chi Ossé has publicly toyed with the idea of challenging House Minority Leader Hakeem Jeffres. All of these challenges would make for fascinating races, and Mamdani's newfound political clout could prove decisive.* Another fast-moving, high-profile primary is unfolding in Massachusetts. Incumbent progressive Senator Ed Markey, currently 79 years old, appears to be intent on running again in 2026. Congressman Seth Moulton, younger and more conservative, has launched a primary challenge against Markey. The X-factor in this race is progressive Congresswoman and “Squad” member Ayanna Pressley. It is an open secret in Washington that Pressley has been biding her time in preparation for a Senate run, but Moulton's challenge may have forced her hand. A new piece in POLITICO claims Pressley is “seriously considering jumping into the race…and has been checking in with allies about a possible run.” Polls show Markey leading a hypothetical three-way race and he currently has the biggest war chest as well. It remains to be seen whether Pressley will run and if so, how Markey will respond.* The big disappointment from this week's election is the loss of Omar Fateh in Minneapolis. Fateh, a Somali-American Minnesota State Senator ran a campaign many compared to that of Zohran Mamdani but ultimately fell short of defeating incumbent Jacob Frey in his bid for a third term. Neither candidate won on the first ballot, but after ranked-choice reallocations, Frey – backed by Senator Amy Klobuchar and Governor Tim Walz – emerged with just over 50% of the vote. Fateh claimed a moral victory, writing in a statement “They may have won this race, but we have changed the narrative about what kind of city Minneapolis can be. Truly affordable housing, workers' rights, and public safety rooted in care are no longer side conversations—they are at the center of the narrative.” This from Newsweek.* Overall though, Tuesday was a triumphant night for the Democrats. Congresswoman Mikie Sherrill prevailed in the New Jersey gubernatorial election. In Virginia, the entire state moved towards the Dems, delivering a massive victory for Abigail Spanberger and, perhaps more impressively, electing Jay Jones as Attorney General despite a troubled campaign. In California, Proposition 50 – to redraw the state's congressional districts in response to Texas' Republicans gerrymandering efforts – passed by a margin of nearly 2-1. More surprising victories came in the South. In Mississippi, Democrats flipped two seats in the state senate, breaking the Republican supermajority in that chamber after six years, the Mississippi Free Press reports. The state party called their victory “a historic rebuke of extremism.” Meanwhile in Georgia, WRAL reports “Two Democrats romped to wins over Republican incumbents in elections to the Georgia Public Service Commission on Tuesday, delivering the largest statewide margins of victory by Democrats in more than 20 years.” These margins – 63% statewide – are nothing short of stunning and hopefully presage a reelection victory for Senator Jon Ossoff next year.* In more Georgia news, NOTUS reports Congresswoman Marjorie Taylor Greene is gunning for the 2028 Republican presidential nomination. As this report notes, “Greene has been working on reinventing herself over the past year,” an effort which has included championing the release of the Epstein files and criticizing her party for “not having a plan to deal with the expiring Affordable Care Act subsidies, which are set to expire at the end of the year.” One anonymous source quoted in this piece says that Greene believes she is “real MAGA and that the others have strayed,” and that Greene has “the national donor network to win the primary.” So far, Greene has vociferously denied these rumors.* Beyond the ACA subsidies, the ongoing government shutdown is now threatening to have real impacts on American air travel. On Wednesday, Transportation Secretary Sean Duffy announced there will have to be 10% reductions in 40 of the most “high traffic” airport locations throughout the country, per NBC. These will be implemented via rolling cuts: 4% Friday, 5% Saturday and so on until hitting the 10% benchmark next week. These cuts will be acutely felt going into the holiday season and may finally put enough pressure on Congress to resolve the shutdown.* Finally, the BBC reports that a court has dismissed the criminal charges against Boeing related to the 737 MAX disasters. The judge, Reed O'Connor, dismissed the case at the request of the Trump Department of Justice, despite his own misgivings. Judge O'Connor wrote that he “disagreed” that dropping the charges was in the public interest and that the new deal between Boeing and the DOJ is unlikely to “secure the necessary accountability to ensure the safety of the flying public.” However, Judge O'Connor lacked the authority to override the request. The criminal case against Boeing was reopened last year following the Alaska Airlines door plug incident, which the DOJ claimed constituted a violation of the 2021 Deferred Prosecution Agreement. Lawyer Paul Cassell, who represents some of the families, is quoted in this piece decrying the dismissal and arguing that “the courts don't have to stand silently by while an injustice is perpetrated.” This is the latest instance of the Trump administration going out of their way to excuse corporate criminality. It will not be the last.This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe

“The dream of home ownership is closed off to younger people today” - Steve Reed, Housing SecretarySteve Reed exclusively tells the New Statesman about the seven billion pounds Labour are giving to the six mayoral combined authorities for social and affordable housing.In an interview with Oli Dugmore, Labour's housing secretary outlines the plan, and discusses young people's housing woes, abolishing landlords and his history with Morgan McSweeney.Treat yourself or someone special to big ideas, bold politics and proper journalism from just £2 this Christmas when you subscribe to the New Statesman. Subscribe today at newstatesman.com/xmaspod25Ask us a questionLISTEN AD-FREE:

A regional housing summit in Salinas envisions how the city can build new affordable housing quickly. Plus, the City of Santa Cruz seeks public input on neighborhood-scale coastal resiliency plans.

Animal shelters in the St. Louis region are facing unprecedented overcrowding as the number of surrendered and abandoned pets continues to grow. The Center for Animal Rescue and Enrichment of St. Louis reported a 64% increase in the amount of animals taken in between 2023 and 2024, and shelter staff are currently struggling to take care of more than 100 dogs in a facility that has capacity for 61. Unfortunately, they're not alone in their struggle. Leaders with CARE-STL, Gateway Pet Guardians in East St. Louis, and St. Louis County Pet Adoption Center share the reasons behind the crisis and what residents and lawmakers can do to help.

In this episode of the Real Estate Pros podcast, host Q Edmonds interviews Josh McGlawn, a seasoned realtor and developer from Oxford, Mississippi. Josh shares his journey in real estate, focusing on affordable housing and the unique market dynamics in his area. He discusses the importance of family legacy in his business, the strategies that keep his operations running smoothly, and the significance of discipline and wisdom in decision-making. The conversation also highlights the power of relationships in business and the future goals for Josh's development projects.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Affordable housing is one of the biggest challenges facing North America today. In this episode of The Property Profits Podcast, host Dave Dubeau talks with Sean Carpenter, founder of Shamrock Development, about how he's helping lead the charge in building more accessible housing across the U.S. Sean shares how developers can make affordable housing projects work—financially and operationally—through smart partnerships, tax credits, and government subsidies. You'll also hear how these deals are structured, how joint ventures come together, and why more private capital is entering the affordable housing space. Whether you're a developer, investor, or someone interested in real estate with impact, you'll find a ton of value in this episode. What You'll Learn: How affordable housing projects are funded Why market-rate developers are shifting to affordability The difference between workforce and affordable housing How Sean partners with others to develop impactful projects Where to find the right incentives and subsidies

(Nov 6, 2025) Finding a move-in-ready home for less than $200,000 is basically a pipe dream in much of the Adirondacks. But one is for sale in Newcomb, and it represents a potential solution for affordable workforce housing. Also: Lawmakers in Essex County are pushing back against a plan to rename Coon Mountain near Westport, saying its origin isn't derogatory.

While changes to the low-income housing tax credit (LIHTC) will help address America's affordable housing shortage, there remains a significant gap to help renovate and preserve affordable rental housing'a gap that could be addressed by a proposed tax incentive that would allow nonprofit developers and property managers to raise capital from individual investors to finance those improvements. In this week's podcast, Michael Novogradac, CPA, Novogradac partner Kevin Wilson, CPA, and Peter Lawrence, Novogradac's chief public policy officer, discuss the proposal, including why there's a need, how it would work, where it is in the legislative process and how a new Novogradac working group is addressing the issue.

Join an active community of RE investors here: https://linktr.ee/gabepetersenCRACKING THE CODE ON AFFORDABLE HOUSING INVESTING

(The Center Square) – King County council members are grappling with housing challenges that put larger households at risk of overcrowding. On Monday, the King County Council discussed a recent housing report highlighting a $3.96 billion annual funding gap needed to meet the county's affordable housing goals.Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx Read more: https://www.thecentersquare.com/washington/article_acc4029f-2e9a-432e-bd5c-d4a16c47f538.html Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

YouTube: https://youtu.be/86yt8WvdBr8 • Spotify: https://bit.ly/4oUQ62rIn this inspiring episode of Beyond the Resume, hosts Chris Papa and Lisa Flicker sit down with Emily Kurtz, Chief Housing & Development Officer at RiseBoro Community Partnership, to explore her 20-year journey in affordable housing and community development. Emily shares how a sociology degree and a curiosity for cities led her to urban planning, and eventually to leading one of New York's most impactful housing organizations.They discuss the evolution of RiseBoro, the realities of nonprofit housing development, and the personal balance required to thrive in mission-driven work. Emily also reflects on mentorship, leadership, and how organizations like Women in Housing and Finance have shaped her career.If you're passionate about affordable housing, career growth in the nonprofit sector, or finding purpose in your work, this episode delivers real-world lessons and personal insight.Chapters(02:23) RiseBoro's Mission and Community Roots(05:13) From Tenant Advocacy to Housing Development(07:48) Emily's Path from Sociology to Urban Planning(10:15) Career Lessons: From IBM to Affordable Housing(13:20) Finding Fulfillment Through Curiosity and Adaptability(19:56) Breaking into Nonprofit Real Estate(21:21) The Challenges Facing Affordable Housing in NYC(23:38) The Human Cost of Federal Cuts and SNAP Benefits(26:45) Leadership, Mentorship, and Building Strong Teams(30:01) Parenting, Perspective, and Career Growth(31:45) Book & Podcast Recommendations(32:09) Work-Life Balance and Daily Rituals(33:21) What Emily Looks for When Hiring(34:58) Final Reflections: Mission, Community, and ResilienceYouTube: https://youtu.be/86yt8WvdBr8Spotify: https://bit.ly/4oUQ62rApple Podcasts: https://apple.co/3I3nkG9Web: https://www.jacksonlucas.com/podcast/emily-kurtz

Today's show is all about finding affordable housing in the Pikes Peak region and how the faith community can help find solutions which make it possible for the next generation to live in Colorado Springs. Jeff discusses that and more with Lee Patke, Stu Davis and Jill Gaebler. pphousingnetwork.orggreccio.orgwoodmenvalley.orgSee omnystudio.com/listener for privacy information.

Jason focuses on the housing market and broader economic trends. He shares parts of a video by a financial YouTuber named Brian Kim, who presents data on home prices and mortgage interest rates, arguing that the market is resilient despite localized drops and that prices will likely continue to rise due to Federal Reserve rate cuts and quantitative easing. Jason, who agrees with Brian's prediction of improving conditions for real estate investors and a decline in mortgage rates, adds context regarding serious delinquency rates and layoffs in the labor market, suggesting that corporate efficiency and the desire for more material goods have historically counteracted automation's potential to cause mass unemployment. They both conclude that the current environment is favorable for buying a home, especially for investors, and dismiss the likelihood of an imminent housing market crash. #HousingMarketUpdate #MortgageInterestRates #FederalReserve #QuantitativeEasing #MonetaryTighteningCycle #HomePrices #HousingAffordability #HousingShortage #InstitutionalInvestors #BlackRock #CommercialRealEstate #ResidentialMarket #ForeclosureActivity #SeriousDelinquencyRates #Inflation #LaborMarket #Layoffs #Productivity #Automation #ArtificialIntelligence #EmpoweredInvestors #RefinanceOpportunity Key Takeaways: 0:00 Brian Kim UPDATE on the housing market 24:58 SFH delinquency rates 27:43 FED to cut interest rates 30:59 How tech was and now is changing lives 39:02 Join EmpoweredInvestorPro.com and Jason's Masterclass every second Wednesday of every month JasonHartman.com/Wednesday Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

On this episode of the podcast, Dr. Robert McClure of the James Madison Institute discusses the housing crisis, particularly affecting millennials and Gen-Z. McClure attributes the issue to government regulations and inflation, noting the median home buyer age has risen from 45 to 56 in just four years.Dr. McClure highlights Florida's efforts to reduce property taxes and streamline regulations, contrasting with California's strict regulations. He also discusses the impact of globalism on property ownership, emphasizing the importance of individual property rights.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Attorney General Letitia James is suing the Trump administration to force it to continue food stamp payments despite the ongoing federal shutdown. Meanwhile, lawmakers in Albany are weighing a proposal to require graphic warning labels in city gun shops. Plus, a new report finds major disparities in affordable housing construction across New York City, with two Bronx districts producing more units than nearly 30 others combined.

In this conversation, Casey Cavell shares his journey into real estate, starting from his initial interest in single-family homes to his successful ventures in commercial real estate, particularly self-storage and land investment. He discusses the importance of focus, market dynamics, and the strategies he employs in land development, including subdividing larger parcels into smaller, more desirable lots. Casey also highlights the growing interest in modular homes and affordable housing, providing insights into buyer needs and acquisition strategies. He concludes by offering resources for aspiring investors.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Season 4, Episode 7: Jack Stone and Alex Gornik sit down with Sharon Wilson Géno, President of the National Multifamily Housing Council (NMHC), the leading voice for America's apartment industry in Washington. She explains how NMHC is tackling today's biggest issues—affordability, regulation, and capital—while separating signal from noise on rent control, tax policy, and the GSE debate. Expect practical policy ideas cities are using now (single-stair, fast-track permitting, Florida's “Live Local”), why Section 8 modernization matters, and what's really driving insurance and operating costs. TOPICS 00:00 – Introduction 01:12 – Career arc and why housing policy became the mission 06:03 – What NMHC does and who it represents 08:14 – NMHC–NAA partnership and three-level advocacy (federal/state/local) 11:01 – Public perception, renters, and reframing the “American Dream” 21:04 – Tax policy: carried interest context and a doubled LIHTC 26:26 – Rent control myths and the Housing Solutions Coalition playbook 33:06 – Real solutions: zoning fixes, single-stair, permitting, Live Local 49:42 – GSE privatization chatter: constraints and market timing 55:56 – Insurance, taxes, labor and the tech/industrialized construction edge Shoutout to our sponsor, Lev. The AI-powered way to get real estate deals financed. For more episodes of No Cap by CRE Daily visit https://www.credaily.com/podcast/ Watch this episode on YouTube: https://www.youtube.com/@NoCapCREDaily About No Cap Podcast Commercial real estate is a $20 trillion industry and a force that shapes America's economic fabric and culture. No Cap by CRE Daily is the commercial real estate podcast that gives you an unfiltered ”No Cap” look into the industry's biggest trends and the money game behind them. Each week co-hosts Jack Stone and Alex Gornik break down the latest headlines with some of the most influential and entertaining figures in commercial real estate. About CRE Daily  CRE Daily is a digital media company covering the business of commercial real estate. Our mission is to empower professionals with the knowledge they need to make smarter decisions and do more business. We do this through our flagship newsletter (CRE Daily) which is read by 65,000+ investors, developers, brokers, and business leaders across the country. Our smart brevity format combined with need-to-know trends has made us one of the fastest growing media brands in commercial real estate.

Affordable housing isn't just a buzzword; it's becoming a national crisis. In this solo episode, Ron Phillips breaks down the data from the Atlanta Fed's Home Ownership Affordability Monitor and reveals why the numbers tell a bigger story about government intervention, construction costs, and market imbalance. He explains how home prices, interest rates, taxes, and insurance interact to shape affordability, and why builders have stopped creating entry-level homes altogether. This episode cuts through the noise to show what's really behind the housing gap and what it means for investors.   WHAT YOU'LL LEARN FROM THIS EPISODE   How income, interest rates, and home prices combine to create unaffordability Why the “affordable” price band has nearly vanished across the U.S. Economic reasons why builders no longer construct sub-$300K homes Luxury home sales vs. entry-level housing  The impact of government regulation on construction costs and supply   RESOURCES MENTIONED IN THIS EPISODE Why It's Nearly Impossible to Build Affordable Housing in America with Brian Mertz    CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com  Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter