FFS: Fast Finance Sorted

In this informative 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary break down the essentials of understanding interest and APR, providing crucial tips for businesses seeking investment. They emphasise the importance of clear communication with lenders to secure favourable terms and navigate financial complexities.   The discussion also covers strategies for dealing with financial trouble, offering practical advice to help businesses stay afloat during tough times. To wrap up, the hosts explore the role of a business finance brokerage and how it can be a valuable ally in securing the right financing solutions.   Episode 31 is packed with actionable insights and expert advice, making it a must-listen for business owners looking to enhance their financial acumen and secure smart investments. Tune in for a comprehensive guide to mastering interest and maintaining financial health!

In this enlightening 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary explore the delicate balance between financial profitability and environmental sustainability. They discuss the costs and returns on investment of green energy, including how solar panels can impact home values. LinkedIn Legend Mike Chandler's question about eco-friendly investments for businesses on the decarbonisation journey sparks a thoughtful discussion on wise green investments. The hosts delve into green finance, highlighting how it supports eco-friendly initiatives and ethical investing, focusing on the rise of green funds and responsible companies. To wrap up, they address the issue of greenwashing and emphasize the importance of conducting due diligence in ethical investing. Episode 31 offers valuable insights for those looking to balance profitability with sustainability, making it a must-listen for anyone interested in green finance and responsible investing. Tune in for a thoughtful discussion on achieving green gains.

In this valuable 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary share their top tips for business success. Hilary emphasises the importance of surrounding yourself with the right business people, Martin offers advice on managing costs and protecting the business, and Beth highlights the need to stay on top of administrative tasks and taxes.   LinkedIn Legend Fay Jennings' question about how much money a limited company should reinvest back into the business prompts a thoughtful discussion on balancing growth investments and maintaining cash reserves.   To wrap up, the hosts delve into strategies for investing in the business to foster growth while keeping a healthy financial buffer.   Episode 30 is packed with expert advice and practical tips, making it a must-listen for anyone looking to enhance their business operations and financial management. Tune in for actionable insights and strategies for business success!

In this enlightening 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary guide listeners through the intricacies of their first jobs and decoding the often-confusing payslip. They break down tax codes and brackets, clarifying how much you're really earning and why certain amounts are deducted. The discussion also covers understanding National Insurance and pension deductions, helping listeners make sense of these crucial components of their payslips. To wrap up, the hosts tackle the complexities of navigating student loans on payslips, ensuring that listeners are well-equipped to manage their finances effectively from their very first job. Episode 29 offers a comprehensive guide to understanding payslips, making it an essential listen for anyone starting their career or looking to understand their earnings and deductions better. Tune in for practical advice and financial clarity!

In this intriguing 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary dive into the potential sale of Royal Mail and its implications for business consumers. They analyse the financial and operational impacts of this significant move.   LinkedIn Legend Danielle Carrigan's question on the weirdest things that can be put through as a business expense sparks a lively discussion on unusual business expenses, including trivial benefits and logo-branded clothing.   To wrap up, the hosts explore the fine line between entertainment and business expenses at networking events, offering tips on how to balance fun and professionalism.    Episode 28 blends timely news analysis, quirky financial insights, and practical advice, guiding listeners through the complexities of business expenses and networking strategies. Tune in for an engaging and informative discussion on all things business finance!

In this sunny 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary share their top tips for making the most of your summer holiday budget. They explore creative ways to stretch your finances and manage holiday costs without sacrificing fun and relaxation. The discussion includes savvy airport shopping strategies to snag the best deals and how to use Revolut and Chase accounts for efficient and cost-effective holiday spending. Episode 27 is packed with practical advice, financial hacks, and insider tips to help you enjoy a fabulous summer getaway without breaking the bank. Tune in for a breezy and informative guide to smart holiday finances!

In this eye-opening 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary tackle the alarming trend of influencers promoting dubious investments. They discuss how reality TV stars and Instagram influencers can sometimes unwittingly or knowingly endorse scams, highlighting the importance of caution and financial literacy when taking advice from influencers.   The conversation also delves into the risks of guaranteed high returns and unregulated investments, such as Ponzi schemes, emphasising the need for due diligence and scepticism in finance.   The hosts then turn their attention to financing options for building a rental property portfolio, offering insights into finding the right finance solutions tailored to individual needs.   LinkedIn Legend Suman Randhawa's question about qualifying property types or projects for business finance prompts a discussion on the criteria for securing business finance and investment opportunities.   To wrap up, the hosts share intriguing random facts, including how celebrities rent out houses to enhance their public image, adding a touch of curiosity to the episode.   Episode 26 delivers a blend of cautionary tales, financial wisdom, and entertaining anecdotes, guiding listeners through the complexities of investment decisions and financing options. Tune in for a fast-paced exploration of influencer pitfalls and rental property finance!

FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary delve into the savvy use of credit cards, inspired by the film "Catch Me If You Can." They discuss how paying off credit cards monthly can boost your credit score and use debt as a tool for growth, showcasing trustworthiness to lenders and banks.   The conversation also covers the benefits of using credit card reward points and the importance of managing and monitoring your credit score. The hosts share tips on improving your credit score and exploring loan options for small businesses, navigating the challenging lending landscape.   LinkedIn Legend James Clutterbuck asks about financial products or loans available to businesses without a personal guarantee, prompting a discussion on viable options and strategies.   To wrap up, the hosts share stories about James's amazing yacht days, adding a touch of luxury to the financial wisdom.   Episode 25 blends practical advice, financial strategies, and engaging anecdotes, guiding listeners through the complexities of credit cards and business loans. Tune in for a fast-paced, informative discussion on leveraging credit for growth and success!

In this deliciously insightful 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary dive into the exciting news of Greggs' expansion, with 160 new stores set to open in 2024. They explore the implications of this growth and what it means for the popular bakery chain.   LinkedIn Legend Helen Brush's question on the top priorities for a startup business sparks a discussion on the critical importance of marketing, emphasising the need to target the right audience effectively to ensure success.   To wrap up, the hosts indulge in some food talk, sharing their favourite menu items at Greggs and reflecting on the brand's enduring appeal.   Episode 23 offers a tasty blend of business insights, marketing strategies, and foodie fun. Tune in for a fast-paced discussion on startup essentials and Greggs' mouth-watering expansion plans!

In this timely 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary express their frustrations with HMRC's shift towards digital-only services, highlighting the challenges of navigating online customer service when you just need to speak to a human. They delve into the upcoming changes to Making Tax Digital, explaining the imminent requirement for all taxes to be managed digitally. LinkedIn Legend Gemma Connell's question about transitioning from Excel spreadsheets to Making Tax Digital kicks off a discussion on the best software options for managing finances and staying compliant with new regulations. To wrap up, the hosts draw inspiration from the film "The Accountant," discussing the creative ways authorities used tax records to bring down infamous criminal Al Capone and the importance of meticulous financial management. Episode 23 offers a blend of practical advice, tech insights, and engaging storytelling, guiding listeners through the digital tax transition with ease. Tune in for a fast-paced discussion on staying ahead in the digital tax era!

In this engaging 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary dive into the crucial topic of career choices and earning potential, emphasising the importance of thorough financial planning. They explore the concept of following your passion and making mindful investments that align with your personal goals, rather than spending impulsively. LinkedIn Legend Maureen Kane's question on choosing between a personal company pension and a director's pension sparks an informative discussion on the benefits and considerations of each option. As the episode wraps up, the hosts reflect on the film "The Golden Years," drawing parallels to the importance of financial planning for a secure and fulfilling retirement. Episode 22 offers a mix of practical advice, personal finance insights, and cinematic inspiration, providing listeners with a comprehensive look at career and financial planning. Tune in for a thoughtful discussion on making informed financial decisions and planning for the future!

In this insightful 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary explore the delicate balance between providing for children and instilling strong work ethics and values. They delve into the importance of instilling a well-rounded perspective on money, prioritising values over material possessions. LinkedIn Legend Deborah Craig's question on the best way to invest money into a bank account for children prompts a discussion on various investment options and strategies tailored to children's financial future. As the episode unfolds, the hosts stress the significance of financial education for children, advocating for early exposure to money management concepts to empower them for a financially literate adulthood. Episode 21 delivers a blend of parental wisdom, financial insights, and educational advocacy, guiding listeners through the complexities of raising financially responsible children. Tune in for a heartfelt discussion on finding balance in money matters and family values!

In this thrilling 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary delve into the world of cryptocurrency, separating fact from fiction amidst the wild tales of investment regrets, scams, and varying risk levels. They explore the nuances of crypto investments and the importance of due diligence in navigating this volatile landscape. LinkedIn Legend Dan Bentley's question on cryptocurrency long-term investments sparks an insightful discussion on the potential benefits and pitfalls of holding crypto assets over time. As the episode unfolds, the hosts confront the environmental impact of bitcoin mining, shedding light on the energy consumption and sustainability concerns associated with this burgeoning industry. Episode 20 delivers a blend of intrigue, caution, and environmental awareness, providing listeners with valuable insights into the world of cryptocurrency and its broader implications. Tune in for a rollercoaster ride through crypto conspiracies and financial wisdom!

In this eye-opening 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary tackle the treacherous waters of mortgage scams and lending pitfalls, emphasising the importance of building wiggle room into finances and crafting a solid financial strategy. LinkedIn Legend Samantha Harman's question on mortgage renewals takes centre stage, as the hosts offer valuable insights and tips for self-employed individuals looking to optimise their finances. As the episode unfolds, the trio reflects on the importance of having a sound strategy for credit scores, contrasting it with the reckless approach depicted in "Happy Gilmore," where excessive debt leads to financial chaos. Episode 19 delivers a blend of cautionary tales, practical advice, and cinematic references, guiding listeners through the maze of mortgage renewals and financial planning. Tune in for actionable insights and entertaining discussions!

In this enlightening 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary dive into the challenges of information overload and how it impacts decision-making processes. They explore the fascinating ways our brains handle complex choices amidst a sea of information. LinkedIn Legend Cameron Harris poses a crucial question on the value of investment apps, sparking a discussion on the benefits and drawbacks of using these tools versus traditional methods of investing. The conversation then shifts to getting started with stocks and shares ISAs, providing listeners with actionable tips and insights for venturing into investment opportunities. To wrap up, the hosts delve into the futuristic film "Johnny Mnemonic" starring Keanu Reeves, where he plays a data courier racing against time to deliver vital information stored in his head. This thrilling narrative sparks eflections on data overload, and the intersection of finance and fiction. Episode 18 delivers a blend of cognitive insights, investment strategies, and a touch of sci-fi, providing listeners with practical advice and thought-provoking discussions. Tune in for a journey through information overload and financial adventures!

In this intriguing 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary dive into the world of fake news stories, including notable cases like Joe Lycett's comedic takedowns. They explore the impact of misinformation on finance and everyday life. LinkedIn legend Jade Wood's question on navigating tax expenses for self-employed business owners takes center stage, as the hosts share practical tips and downloadable guidance for managing tax responsibilities effectively. As the episode unfolds, the trio delves into the captivating story of Frank Abagnale Jr., as portrayed in "Catch Me If You Can," discussing his descent into forgery and identity theft and highlighting key lessons for financial security. Episode 17 offers a blend of media insights, financial advice, and cautionary tales, providing listeners with valuable information on navigating fake news and tax complexities. Tune in for fast-paced discussions and actionable strategies!

In this engaging 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary explore the latest tech innovations, starting with a new dementia support app designed to enhance the lives of people living with dementia and caregivers alike. They then shift gears to discuss technology for teaching kids financial responsibility, highlighting the importance of early financial education. LinkedIn legend Bin Sparkes' question on investing in stocks and shares ISAs sparks an insightful conversation on live investing courses, personalised guidance, and leveraging technology for streamlined financial management. As the episode concludes, the trio reflects on the film "50 First Dates" and its portrayal of memory loss, prompting a discussion on the importance of memory care and support. Episode 16 offers a blend of tech insights, financial expertise, and heartfelt reflections, guiding listeners through the intersection of technology and human experience. Tune in for fast-paced discussions and actionable advice!

In this insightful 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary delve into the repercussions of indecisiveness in business and the crucial ability to adapt and change decisions. They explore the impact of hesitation on financial outcomes and indecision in the business world. LinkedIn legend Laura Allen's question on choosing between being a sole trader and a limited company takes center stage, as the hosts dissect the nuances of limited liabilities and personal guarantees, and debunk myths surrounding limited liability. The trio reflects on the power of sliding door moments and the importance of visualising the future, emphasising the role of decisive action in shaping financial success. Episode 15 delivers a blend of practical advice and introspective reflections, guiding listeners through the complexities of business choices and the transformative power of decisive action. Tune in for fast-paced discussions and actionable insights!

In this captivating 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary explore Glasgow's transformation and the surge in population, shedding light on the benefits of living outside the bustling city. They delve into changing priorities, emphasizing the importance of home office space in today's remote work landscape and discussing the implications for digital nomads facing rent increases. The trio navigates the impact of cities on surrounding areas, delving into the north-south divide and the ripple effects on property values. LinkedIn legend Rhoda Cameron's question on where to start investing at 50 sparks a rich discussion on long-term perspectives, seizing opportunities for growth, and overcoming barriers to financial success. Episode 14 offers a blend of urban insights and financial wisdom, encouraging listeners to embrace change and navigate their financial journey with confidence. Tune in for actionable advice, compelling discussions, and a dose of fast, fun finance wisdom!

In this dynamic 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary tackle the implications of reaching the VAT threshold and the importance of planning ahead for VAT registration. They provide practical insights and strategies for businesses navigating this crucial financial milestone. LinkedIn legend Harrison Cantel's question on the benefits of electric cars for businesses ignites a stimulating discussion. The trio explores the differences for sole traders and limited companies, shedding light on the financial implications and incentives. Bringing a touch of nostalgia, the hosts delve into the cult classic TV program "Knightrider" and its futuristic themes, sparking a conversation on the future of electric cars and smart technology. Episode 13 offers a fast-paced blend of financial expertise and pop culture, providing listeners with actionable insights and entertainment. Tune in for a ride through VAT thresholds, electric dreams, and the power of smart finance!

In this thought-provoking 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary dive into the world of digital nomads and their impact on local economies. They explore the ownership of digital nomad infrastructure and the cultural shift towards remote work. LinkedIn legend Beatrice Gutnecht's question on setting up a business as a digital nomad sparks an engaging discussion on entrepreneurship in the nomadic lifestyle. Drawing inspiration from the film “The Best Exotic Marigold Hotel,” the hosts delve into the concept of assisted living semi-retirement and phased retirement abroad. Episode 11 offers a quick glimpse into the exciting world of digital nomads, entrepreneurial endeavors, and retirement dreams. Tune in for fast, fun finance wisdom with a touch of wanderlust!

In this riveting 15-minute episode of FFS! Fast Finance Sorted, hosts Martin, Beth, and Hilary tackle the demise of the high street, focusing on the Body Shop's challenges. The trio delves into the importance of adapting to change, the impact of branding and values, and a glimpse into the future of brick-and-mortar retail. LinkedIn legend Stephanie Jane takes the spotlight with a question about financial mistakes and lessons learned, prompting the hosts to share their insights and tips. As the episode wraps up, the hosts draw inspiration from the pop culture film "Confessions of a Shopaholic," sparking a conversation on effective ways to control spending. Episode 11 is your quick guide to navigating the changing landscape of retail, learning from financial missteps, and finding a balance between indulgence and financial responsibility. Tune in for fast, fun finance wisdom with a pop culture twist!

In this lively 15-minute FFS! episode, Martin, Beth, and Hilary dissect the risks of investing in banks and unravel the complexities of understanding company performance. LinkedIn legend Freddie Chirgwin-Bell's query on advice for the first five years of a business gets quick, actionable tips. Adding a cinematic twist, the hosts explore the film "Joy" and its portrayal of business ownership's highs and lows. Fast, fun, and packed with insights, Episode 9 is your express guide to mastering finance, business beginnings, and finding joy in the journey.

Buckle up for a turbocharged 15-minute ride on FFS! Fast Finance Sorted with hosts Martin, Beth, and Hilary. They break down the impact of inflation on wages, unravelling the mysteries of pay raises and how it affects savers.   LinkedIn legend Luke Manton's question about pulling money from your business gets swift, practical advice from the trio. But it's not all business – the hosts dive into the glitzy world of Hollywood's top 10 highest-paid movie roles. Get ready for quick-fire insights into the financial rollercoaster of Tinseltown's elite.   Fast, fun, and hosted by Martin, Beth, and Hilary, Episode 8 is your express guide to inflation, business manoeuvres, and the allure of blockbuster paychecks. Don't miss the finance and fame fusion!

In this high-energy 15-minute FFS! episode, hosts Beth, Martin and Hilary discuss the wild 90s nightclub scene, exploring its demise in the Gen Z era. They tackle a burning question from LinkedIn legend Thomas Woodhams on curbing ADHD spending, providing quick tips. Before cult classic "Brewster's Millions," plays on the challenges of spending a massive fortune. Join the ride for a snappy, entertaining mix of finance, nostalgia, and modern spending habits. Whether you're a finance pro or just looking for a quick laugh, this episode's got you covered!

Only 22% of financial advisors consider financial wellbeing as part of their business model, why is this and how can we change it?   Our LinkedIn Legend Charlotte Carter gets vulnerable about being in and getting out of financial difficulty asking what are tips are for someone that's been in her position.   Communication is always key, if you're struggling speak to people. And if you need professional advice please contact National Debtline for help.

Women have significantly less saved in pension pots by the age of retirement, why is this and what can we do about it? We all know about the gender pay gap, but had you ever considered the pension pay gap?   Our LinkedIn Legend Sean Thompson wants to know how much do you need to retire? Quick answer, it sounds like loads so get started young!

How do we make financial education interesting? Do we all need to get in the bath like the big short?   We talk being savvy online and not listening to every tiktok video you see as fact.   We also discuss ways you and your clients can afford things if you don't immediately have the cash available thanks to this episodes question from LinkedIn Legend Wendy Gannon

We chat financial scams and the big scary nasties to be on the lookout for and the importance of borrowing money from reputable and trusted sources no matter how desperate you are.  LinkedIn Legend Ola Majkodme asks about pensions for the self employed and we all learn about how pensions actually work, plus the sexy tax advantages of them.  

60% of businesses fail within the first 3 years, we discuss how you can avoid being one of those falling victim to failure. Including quick maths to make sure you're charging enough for your time. We have LinkedIn Legend Emma Loveday asking about investing for beginners, expertly answered by Martin, hint, more is not always more.  We finish off giving top tips for leaving a 9-5 and branching out on your own. 

There is currently 23.4 billion in overdue invoices, we discuss ways to make sure you're not one of the businesses struggling with invoices going overdue. We answer questions from LinkedIn Legends Sarah Bostock and Jem Bevan, discussing cashflow plans and the importance of using methods for your finances that work best for you.  PLUS we discuss the Godfather blagging their way through their budgets and how backing yourself goes a really long way in the business world.