Podcasts about National Insurance

Marco Amitrano, European boss of PwC, joins the Big Boss Interview to discuss the UK economy, artificial intelligence, business confidence and the case for loosening the government's fiscal rules to unlock infrastructure investment.Amitrano makes a direct appeal to Chancellor Rachel Reeves to reconsider the government's borrowing limits, arguing that strict fiscal rules risk preventing the investment needed for long-term economic growth. He says the UK faces what has been described to him as a £2 trillion infrastructure gap, spanning transport, digital networks and the energy grid. Relaxing borrowing restrictions, he argues, could allow government to invest alongside business in the technology, talent and infrastructure needed to make the UK globally competitive. Amitrano acknowledges that markets may initially react with higher borrowing costs, but says a transparent plan showing how spending would drive growth could reassure bond investors.Artificial intelligence is already reshaping the professional services sector, with Amitrano revealing that more than 80% of chief executives globally are making material investments in AI, and around 60% now see it as critical to their organisation's survival. He discusses how the technology is transforming how businesses operate, while pushing back against claims that AI is already replacing large numbers of graduate jobs. PwC recently reduced its graduate intake from around 1,500 to 1,300, but Amitrano says that decision was driven by a slowdown in demand following the November 2024 Budget, not automation. The firm still receives roughly 400,000 applications each year and uses AI only in the early stages of screening before human interviews.Before the recent escalation in the Middle East, Amitrano says business confidence had been showing signs of recovery. Falling finance costs, strong corporate balance sheets and wage inflation running ahead of cost inflation had created conditions for what he describes as potential economic “lift-off”. However, geopolitical tensions have reintroduced uncertainty, particularly around energy prices, where the UK remains the most expensive country in Europe for energy.He also reflects on the impact of the November 2024 Budget, which he describes as a miscalculation that combined several policies — workers' rights reforms, minimum wage increases and higher employer National Insurance contributions — in a way that made hiring feel riskier for businesses. Amitrano says that damaged the relationship between government and business, although dialogue has begun to improve through initiatives such as Keep Britain Working, which aims to bring economically inactive people back into the labour market.Presenter: Simon Jack Producer: Ollie Smith & Olie D'Albertanson02:32 AI transformation imperative for business survival 06:15 Graduate recruitment cut due to economic slowdown, not AI 10:07 AI in recruitment: screening 400,000 applications for 4,000 jobs 14:07 Value of university education beyond qualifications 19:37 November 2024 budget damaged business confidence 21:57 Middle East conflict derails UK economic recovery 26:32 Call for Rachel Reeves to relax fiscal rules for infrastructure 28:07 £2 trillion infrastructure gap: technology, talent and infrastructure spending needed

Jacks joins us this week to continue our Season 13 viewing of the hit Hallmark Channel show, When Calls the Heart. ABOUT: WHEN CALLS THE SEASON (SEASON 13 EPISODE 10) Nathan enlists Allie's help for a top-secret mission and brings Charlotte on a heartfelt visit. Lucas and Edie grow closer from afar. Rosemary steps into a new role. AIR DATE & NETWORK FOR: WHEN CALLS THE SEASON (SEASON 13 EPISODE 10) March 8, 2026 | Hallmark Channel CAST & CREW OF: WHEN CALLS THE SEASON (SEASON 13 EPISODE 10) Erin Krakow as Elizabeth Thornton Kevin McGarry as Nathan Grant Chris McNally as Lucas Bouchard BRAN'S WHEN CALLS THE SEASON (SEASON 13 EPISODE 10) SYNOPSIS Elizabeth comes downstairs to see Charlotte. She asks if she wants to visit Jack's grave with her and LJ. Charlotte says hard pass, I'm busy. Nathan goes to talk to Ned. He locks the doors to make sure no one walks in as he shares big news;....HE'S LOOKING FOR AN ENGAGEMENT RING! Ned says he's happy to help but needs to know the ring size first. Nathan says he's on the case. Speaking of cases, remember the fire? Nathan, Bill, and Georgie are back on that case. Nathan comes up with an idea to prove the fraud - a "drip test". They're gonna spread some false information to one of the companies and see if it finds its way to the other. But they need a mole. Obviously, they ask Rosemary and SHE'S PUMPED. The plan is simple - Rosemary will meet with National Insurance to place a false tip that would exonerate Pioneer Electric. If that information gets to Pioneer, they'll come to the police with that info which will prove they're working together. After school, Nathan tells Allie the BIG NEWS! He asks her to help find the ring size. They need to get the ring so they can trace it. They have a couple ideas - baking, cleaning, etc. But no luck! Rosemary is ready to rock n roll. She goes into the meeting and gives the performance of her life and the dude wrote down some stuff in his notebook. Allie sees Mei and Mei doing pottery and that gives her an idea - throw a pottery party and get Elizabeth to come and she'll take off her ring. Lee and Lucas are talking over Benson Hill plans when Lee brings up Fernando. Naturally, that leads to him opening up about Edie. Lee gives him some good advice. Elizabeth and Charlotte talk again about the grave site. She opens up about how she's never been before. It's just too hard. At the pottery class, all the ladies take off their rings. Allie recommends everyone close their eyes and really feel the clay. Allie grabs Elizabeth's ring and presses it into some spare clay. So I guess that works. The head of Pioneer Electric arrives at the police station and tells Nathan that he's heard some stuff. So I guess that's good. Afterward, Nathan immediately meets up with Bill, Georgie, and Rosemary and tells them the good news. Bill claims that while it would be better to have Christopher to testify, this gives them a fighting chance in court. In the evening, Bill and Georgie walk through town together. While celebrating the recent success with the investigation, Bill leans in to kiss her. She stops him and tells him she thinks their time has passed, insisting she doesn't want their relationship to turn out like her others did. Bill insists it can be different for them, highlighting that the important thing is that they make each other happy. She admits he makes a good point, and agrees to try under one condition: total honesty. He agrees without hesitation and professes he has always loved her. They share a romantic kiss. Watch the show on Youtube - www.deckthehallmark.com/youtubeInterested in advertising on the show? Email bran@deckthehallmark.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The critical bottleneck in small commercial pricing is no longer the actuarial model itself, but the operational friction and administrative stagnation that occurs during the transition from indication to production deployment. In this episode, Barbara Stacer, Vice President and Head of Small Commercial Underwriting and Underwriting Operations at Utica National Insurance Group, unpacks how carriers can eliminate premium leakage and accelerate speed-to-market by implementing standardized operational infrastructure to automate versioning, documentation, and governance. The discussion outlines a practical framework for mapping pricing lifecycles to identify specific deployment delays and transitioning to a governed environment where audit trails are synchronized with rate adjustments. Want to share your AI adoption story with executive peers? Click emerj.com/e2 for more information and to be a potential future guest on Emerj's flagship 'AI in Business' podcast! This episode is sponsored by Akur8.

With much of the focus on the Middle East, East Hampshire's MP shares his perspective on matters closer to us. These include the Chancellor's spring forecast including changes to growth and unemployment numbers. Damian also reflects on meetings he's held with businesses in Petersfield, Sheet and Lasham, with National Insurance, rates and employment rights legislation in mind. With his background in education, Damian also updates on proposed changes to the Special Educational Needs and Disability plans and the government's plans on legislation for social media and young people. See omnystudio.com/listener for privacy information.

As the government's flagship Employment Rights Act (2025) comes into force, File on 4 Investigates a loophole worrying experts: bogus self-employment. We discover hundreds of workers on government contracts are said to be wrongly classified as self-employed. This we are told is the tip of the iceberg as more employers increasingly choose to put workers on self-employed contracts rather than employing them as staff, without all the rights, bolstered under the new laws. Some are suggesting that recent changes to National Insurance have meant more business owners are keeping workers off payroll to keep running costs down. We will look at small businesses where it's become increasingly difficult to employ staff in the traditional way and find that some workers in hospitality for example like the flexibility that job apps can give them when picking up casual freelance work.Presenter: Tom Wall Producer: Rob Byrne Technical producer: Cameron Ward Production Co-ordinator: Tim Fernley Editor: Tara McDermott

Jacks joins us this week to continue our Season 13 viewing of the hit Hallmark Channel show, When Calls the Heart. ABOUT: WHEN CALLS THE SEASON (SEASON 13 EPISODE 8) Feeling the loss of her playhouse, Rosemary directs a silent film and gets the whole community involved. Lucas finds himself hesitant to open his heart again. AIR DATE & NETWORK FOR: WHEN CALLS THE SEASON (SEASON 13 EPISODE 8) February 22, 2026 | Hallmark Channel CAST & CREW OF: WHEN CALLS THE SEASON (SEASON 13 EPISODE 8) Erin Krakow as Elizabeth Thornton Kevin McGarry as Nathan Grant Chris McNally as Lucas Bouchard BRAN'S WHEN CALLS THE SEASON (SEASON 13 EPISODE 8) SYNOPSIS Rosemary sees a poster for The Mask of Zorro and hears Lucas talk about how the moving pictures are the next hot thing. She decides in that moment, she's going to make a movie! She tells Lee about her plans and he's all about it. She asks Elizabeth to write the script. She brings some ideas to Rosemary (and Opal, obviously) but they're hard to please. She ends up writing a script about a mountie falling in love with a school teacher. She brings the idea to Rosemary and she loves it as long as Elizabeth and Nathan play the lead roles. Nathan isn't thrilled but doesn't want anyone else kissing Elizabeth. Now for the serious stuff - Nathan, Bill, and Georgie are on the case. They have a new working theory - if the case settles as arson, National Insurance is obligated to pay out much less than if it were corporate negligence. They think that the insurance company and the electric company are working together. To help prove the case, Georgie brings up the fact that the electric company's map has no signature from the map maker, but recognizes the style of the compass on the map that Christopher had. The man who made the map is named Clement Scoggins. They wanna try to get info from him, so she invites him to town to "pitch a new map" to him and then start to grill him on the work he's done with the electric company. He runs out. Meanwhile, it's film making time. Nathan and Elizabeth are so bad that Rosemary fires them. She hires Fernando and Faith and the chemistry is off the charts. Georgie and Bill listen in on the phone and wait for ol' Scoggins to call the electric company, which he does and tells them that they're in trouble. Edie tries to hang out with Lucas but he just can't do it. He's too afraid of getting hurt again. So Edie ends up leaving town. The episode ends with Nathan telling Elizabeth that he feels like a failure for not being able to finish this fire case and her comforting him....cuz they have real chemistry. Watch the show on Youtube - www.deckthehallmark.com/youtubeInterested in advertising on the show? Email bran@deckthehallmark.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Last week, Bank of England (“BoE”) Monetary Policy Committee (“MPC”) member Catherine Mann signalled she is edging closer to backing an interest rate cut, with markets now fully pricing in two reductions by year-end as inflation eases to 3%. The UK labour market is cooling, with unemployment at a cycle high of 5.2%. Small businesses anticipate job cuts due to April's increases in minimum wage and National Insurance. Political uncertainty persists amidst speculation that Manchester mayor Andy Burnham may challenge Prime Minister (“PM”) Keir Starmer. Despite this, institutional investors such as Schroders are increasing UK debt exposure, buying longer-dated gilts, believing monetary policy will outweigh near-term political risks...Stocks featured:Compass Group, St. James's Place and 3i GroupTo find out more about the investment management services offered by Walker Crips, please visit our website:https://www.walkercrips.co.uk/This podcast is intended to be Walker Crips Investment Management's own commentary on markets. It is not investment research and should not be construed as an offer or solicitation to buy, sell or trade in any of the investments, sectors or asset classes mentioned. The value of any investment and the income arising from it is not guaranteed and can fall as well as rise, so that you may not get back the amount you originally invested. Past performance is not a reliable indicator of future results. Movements in exchange rates can have an adverse effect on the value, price or income of any non-sterling denominated investment. Nothing in this podcast constitutes advice to undertake a transaction, and if you require professional advice you should contact your financial adviser or your usual contact at Walker Crips. Walker Crips Investment Management Limited is authorised and regulated by the Financial Conduct Authority (FRN: 226344) and is a member of the London Stock Exchange. Hosted on Acast. See acast.com/privacy for more information.

Clive Chesser, chief executive of PureGym, says surviving cancer fundamentally changed him as a leader — deepening his empathy and reshaping how he approached life, including changing career..His diagnosis came during an extraordinarily difficult period in December 2021. While leading his then pub business through a complex private equity transaction, he was experiencing persistent breathlessness and fatigue he initially attributed to long COVID. After noticing swollen lymph nodes in his neck, members of his family — several of whom are senior doctors — urged him to undergo further tests. He completed them just before finalising the business deal.Christmas brought what he describes as an unimaginable sequence of events. On Christmas Day, his father-in-law died while his wife isolated at home with COVID. Shortly afterwards, Chesser received confirmation that he had cancer in his lymph nodes. The following day, he says, he faced the hardest moment of his life: telling his three teenage children he had cancer.At the time, Chesser was marathon-fit, training regularly and running annually. That physical condition proved critical during treatment. His fitness enabled him to tolerate more aggressive radiotherapy and additional chemotherapy rounds, improving his chances of full recovery — which he ultimately achieved. The experience, he says, transformed his sense of purpose and made his subsequent appointment as PureGym's chief executive feel profoundly aligned with his personal journey.That personal conviction underpins what he describes as a broader fitness revolution reshaping the UK gym industry. Nearly half — 47% — of PureGym's January 2025 joiners were aged 25 or under, reflecting what Chesser sees as a generational shift in attitudes to health. Younger members, particularly Gen Z and Gen Alpha, are integrating fitness into their social identity. Gyms are becoming social hubs, not simply places to exercise, where mental wellbeing and community sit alongside physical strength.He describes a trend he calls “fitness snacking” — members moving fluidly between gyms, boutique studios and fitness events before returning to a core membership. Despite this apparent transience, average tenure stands at 19 months and is rising. Most new joiners are returning members, a notable fact given PureGym's no-contract, month-to-month model, where members actively choose to stay.Women are driving another significant shift in the market, moving away from cardio-dominated routines towards strength and conditioning. In response, PureGym has introduced more than 50 women-only workout spaces across the UK after research showed many women prefer environments where they feel more comfortable and less exposed. These areas exist nationwide and sit alongside screened lighter-weight zones designed to reduce intimidation for first-time users. While the majority of PureGym's 456 UK sites remain mixed-gender spaces, Chesser argues that offering choice has been critical to growth and inclusion.Chesser also delivers a critique of the Labour government's economic performance, arguing it has failed to deliver the long-term growth strategy promised before taking office. He points to National Insurance rises and the continued burden of business rates on bricks-and-mortar operators — including gyms and pubs — while online businesses face comparatively lighter structural costs.He draws a stark comparison between government and business leadership, noting that the UK has had six Prime Ministers in ten years — instability he likens to running a football club rather than a company built on rolling five-year strategies and careful succession planning. In his view, the government remains trapped in short-term crisis management rather than long-term economic planning.Presenter: Sean Farrington Producer: Olie D'Albertanson Editor: Henry Jones00:00 Fliss and Sean intro pod 01:50 Clive joins BBI 03:30 Growth on Gen Z gym users 10:20 Women only spaces and safety 16:00 Low cost model 25:20 Govt's 10 Year Health Plan 28:40 Clive's cancer journey 39:15 Frustration at govt's growth promises

Roughly two million people, including 880,000 children and 150,000 elderly citizens, were living below the poverty line in Israel in 2024, according to the annual National Insurance report published on Friday. Making up 21 percent of the population, the figure marks an increase of 0.3% from 2023. The rate of children living in poverty stands at 28%, slightly worse than the 27.9% recorded a year earlier. KAN's Mark Weiss spoke with Becky Cohen-Keshet from the Forum for Fighting Poverty. (Photo:Flash90)See omnystudio.com/listener for privacy information.

In this episode, Mark Morton explores the key themes shaping the upcoming Spring Forecast on 3 March 2026. From SME lending packages and tax policy shifts to the latest developments affecting defence spending, welfare reform, and the hospitality sector, Mark unpacks what businesses should be preparing for in the months ahead.For digital resources including our 2026 Tax Cards, visit:https://www.mercia-group.com/marketing/spring-forecast-statement-2026/For more information on this topic and more, please visit www.mercia-group.com for further details.

Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.   Where do you see yourself in five years? In a rapidly changing world of work, that's becoming harder to answer. The World Economic Forum predicts that by 2030, nearly 92 million jobs will disappear. The upside? 170 million new jobs will emerge. With UK businesses feeling the squeeze, more workers will be forced to reconsider their career in the coming years. The combination of higher secondary Class 1 National Insurance contributions, increased National Minimum Wage, and the new Employment Rights Act is leading experts to forecast a rise in redundancies. Join our host, Philippa Lamb, and our expert panel as they discuss the how to bounce back from redundancy: Former Downing Street Adviser and Chief Podcaster at Jimmy's Jobs of the Future, Jimmy McLoughlin OBE; Former Editorial Director of The Sunday Times and Founder of Noon, Eleanor Mills; and Training and Culture Manager at PensionBee; Emma Ferenc-Bachelor.   Episode breakdown 02:12 How it feels being made redundant 05:46 The triple whammy hitting employers 08:20 Where new jobs will come from 10:59 Reskilling in midlife 13:20 How to sell a squiggly career 15:22 Your redundancy rights 17:25 Cutting spending and saving tips 19:06 Everyday networking 21:19 Reframing the shame around redundancy   Further reading and listening To learn more about switching careers and employment rights, check out these articles and podcasts from PensionBee: Episode transcript (Blog) E25: How to earn more money (Podcast) E24: How to start a business (Podcast) Creating a portfolio income in your retirement years (Blog) What is a workplace pension? (Pensions Explained) 5 tips for starting a new job (Blog) 8 easy steps to build an effective budget (Blog)   Other useful resources Careers information, advice and guidance (National Careers Service) Distance learning courses (The Open University) Find your new career tool (PensionBee) Rebrand Yourself Course (Noon) Redundancy Support for Over 50s (Centre for Ageing Better)   Catch up on the latest news, read our transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube   Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Jimmy McLoughlin OBE (@jimmym) on TikTok, YouTube, Instagram, LinkedIn, X and Threads. Follow Noon (@uponnoon) on TikTok, YouTube, Instagram, LinkedIn, Facebook and X.

Being a social enterprise or Community Interest Company does not mean tax obligations disappear. In this episode, we walk through the real tax position for CICs, clearing up misunderstandings that regularly catch directors out. We cover corporation tax, VAT, payroll, grants, and how structure affects your tax exposure. What Is a Community Interest Company? A Community Interest Company is a special type of limited company created to serve the community. It sits between a traditional profit-making business and a charity. While the purpose is social or environmental, CICs are still companies and remain firmly within the UK tax system. Corporation Tax and CICs CICs pay corporation tax just like any other limited company. If trading income exceeds allowable expenses, the resulting surplus is taxable. Being values-led or not-for-profit does not remove this obligation. Corporation tax rates currently range from 19% for profits up to £50,000, rising to 25% for profits over £250,000, with marginal relief applying in between. Making a surplus is not a failure — it shows sustainability. What matters is how that surplus is managed and reinvested. VAT: A Common CIC Trap VAT frequently causes problems for Community Interest Companies. Grants and donations are usually outside the scope of VAT and do not count toward the registration threshold. However, income from selling goods or services does. If taxable turnover exceeds £90,000 over a rolling 12-month period, VAT registration becomes mandatory. Profitability is irrelevant. Voluntary registration may be possible, but charging VAT to non-VAT-registered communities can create real cost pressures. Digital systems such as Xero cloud accounting help track turnover accurately and reduce the risk of missing VAT thresholds. Employing Staff and PAYE Once a CIC employs staff, PAYE applies. This includes registering as an employer, operating payroll, deducting tax and National Insurance, and paying employer contributions. From April 2025, employer National Insurance applies once earnings exceed £5,000 per year, charged at 15%. Employment Allowance may reduce the impact, but payroll obligations remain. Freelancers, Contractors, and Risk CICs using freelancers must assess employment status correctly. The engager is responsible for determining whether someone is genuinely self-employed. This is based on control, substitution, and equipment — not personal preference. CIC Structure: Shares vs Guarantee CICs can be limited by guarantee or by shares. Guarantee-based CICs have members and reinvest all surpluses. Share-based CICs may pay dividends, but these are capped by regulation and are never tax-deductible. The structure chosen affects profit distribution, funding options, and long-term strategy. Grants and Tax Treatment Grants are a major income source for many CICs. Most grants are restricted income and recognised in line with project delivery. Unused funds are deferred rather than treated as profit. Grants usually fall outside VAT, unless linked to specific service delivery. While grants themselves may not be taxable, any surplus generated can still create tax implications. Practical Tax Planning Tips Keep Clear Records Accurate records from day one reduce risk and stress. Cloud accounting provides visibility and control. Plan for Tax Bills If a surplus arises, setting aside funds early avoids last-minute pressure. Tax is a sign of success, not failure. Understand Your Obligations Corporation tax, VAT, PAYE, Companies House...

One pub a day closed in 2025, as Labour clobbered the hospitality industry with higher business rates, a National Insurance and minimum wage hike, and an increase in alcohol duty.With The Telegraph's Save Our Pubs campaign calling on the Government to cease its assault on the Great British boozer, Camilla and Tim are in to Dorset to meet landlord Andy Lennox who is actively barring Labour MPs from his pubs.They also speak to celebrity chef, restauranteur and publican Tom Kerridge, who pleads with the government to drop VAT to 10% in order to help the hospitality industry survive.Read more about The Telegraph's Save Our Pubs campaignWe want to hear from you! Email us at thedailyt@telegraph.co.uk or find @dailytpodcast on TikTok, Instagram and X► Sign up to our most popular newsletter, From the Editor. Look forward to receiving free-thinking comment and the day's biggest stories, every morning. telegraph.co.uk/fromtheeditorProducer: Lilian FawcettExecutive Producer: Charlotte SeligmanVideo Producer: Will WaltersCamera Operator: Aaron WheelerSocial Producer: Nada AggourEditor: Camilla Tominey Hosted on Acast. See acast.com/privacy for more information.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: should I prioritise saving, investing, overpaying the mortgage, or children's savings for our new baby? I want to retire early; do I need to pay for National Insurance to get a full state pension? Should I overpay my postgraduate loan? Robert tells us his inspiring story about finally becoming debt-free for the first time in his adult life and asks Martin what he could do with his money next. Plus, does Martin dye his hair? You'll be surprised by his answer!If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know what time his alarm goes off, if he's got any pets, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Today's January episode is aimed at the serious folks who plan on running their National this year, whether that be the Grand, the Master National or the Triple Crown.  Success at this level is not so much based on how many triples you can run this year; it is more on how much you and your dog are prepared for whatever comes your way, expected or unexpected.  How do you get out of your own way, and your dog's, when in the high stakes competition?  It might be different than you think...

In this episode of The Clive Holland Show, we dive into how the latest UK budget will impact apprenticeships, SMEs, and the future construction workforce. With a couple of weeks to digest the announcements, Clive asks the key question: Has the budget made it easier or harder to hire an apprentice?The government has pledged to cover 100% of training costs for apprentices under 25 working for SMEs and will continue National Insurance relief for the same age group - positive news for employers. But with the Apprentice Minimum Wage rising 6% to £8 per hour from April 2026, many businesses are questioning whether taking on apprentices will remain financially viable.We also explores the government's new ‘Youth Guarantee', an £820 million initiative designed to give every 18–21 year old not in employment, education or training a place in college, an apprenticeship, or targeted career support. Clive discusses what this could mean for the trades, the wider industry, and how it may help bring the next generation through.If you want clear insight into how the latest budget affects hiring, training, and the future talent pipeline, this episode is a must-listen.Catch Clive On Fix Radio Monday - Thursday 12 PM - 3 PM Across The UK On DAB Radio And Online At https://www.fixradio.co.uk/ 

In this episode of the Scottish Property Podcast, Nick and Steven sit down with John Blackwood, Chief Executive of the Scottish Association of Landlords (SAL), who has spent nearly 25 years representing landlords across Scotland.John brings unparalleled insight into the private rented sector (PRS), the political pressures landlords face, and the complex legislative landscape shaping housing today. From rent controls to the Housing Scotland Bill, ADS reform, empty homes, and the moral debate surrounding private renting, this conversation offers one of the most balanced and honest breakdowns of Scotland's housing challenges — directly from someone on the front line.Episode Highlights:

As Rachel Reeves' budget approaches, Westminster is braced for tax hikes. The political manoeuvring necessary may just be one of the greatest political challenges of her career. So on this week's episode of Westminster Insider, Sascha speaks to those who have been there, and compiles some golden rules on how to raise taxes – and get away with it. Social Market Foundation Director and former Gordon Brown advisor Theo Bertram walks Sascha through Brown's 2002 decision to raise National Insurance, and how he kept voters onside while he did it. And Rishi Sunak's former advisor James Nation explains why Sunak's health and social care levy was such a difficult tax rise to announce – and how he tried to mitigate the political blowback. Jeremy Hunt, former Conservative Chancellor, defends not bringing back this tax rise and tells Sascha why freezing income tax thresholds – as Reeves is expected to do – was "less visible" than a hike to the basic rate of income tax, but still "very politically painful". And Sascha, with the help of Bloomberg journalist and author of Can You Run the Economy Joe Mayes, puts herself in the shoes of Rachel Reeves and goes through the options available to her to fill what is expected to be a £20bn blackhole in the budget. Helen Miller, director of the Institute for Fiscal Studies, warns Britain is in for a productivity down-grade, and if she were Rachel Reeves, she would worry about whether or not the budget will "drag down growth". Learn more about your ad choices. Visit megaphone.fm/adchoices

Straitjacketed by a manifesto that promised not to raise income tax, National Insurance or VAT on “working people” – and stymied by an exodus of people wealthy enough to seek financial safety elsewhere – the Labour party is scrambling to raise enough revenue to fill a £20bn fiscal black hole.As the 2025 autumn Budget draws ever closer, there is increasing apprehension as to whether Chancellor Rachel Reeves is going to employ a “mansion tax” to help balance the books.In today's Daily T, Tim is joined by Jacob Rees-Mogg and Allister Heath to preview what's set to be an “horrendous” upcoming Budget, why time is running out for both Keir Starmer and Rachel Reeves and how the right needs to unite ahead of a possible early general election in 2027.Producer: Hugo Verelst-WayAdditonial production from Mikey OlympitisSenior Producer: John CadiganVideo Producer: Will WaltersStudio Operator: Meghan SearleExecutive Producer: Charlotte SeligmanSocial Producer: Nada AggourEditor: Camilla Tominey Hosted on Acast. See acast.com/privacy for more information.

Simon discusses how to protect yourself from bad tenants, especially in light of the new Renters' Rights Bill, which marks the largest change to the private rental sector in 30 years, warning that this legislation may lead to an increase in "professional bad tenants" who take advantage of uninformed landlords. KEY TAKEAWAYS Landlords must treat their property investing like a business, be educated on their responsibilities, and cannot abdicate responsibility, even if they use a letting agent. The Renters' Rights Bill increases the risk of rent repayment orders (up to 24 months' rent) if compliance is neglected. Ensure all prescribed paperwork and safety certificates are shared with tenants at the correct time. To pursue a tenant for unpaid rent (you have up to six years), gather their full name, date of birth, and National Insurance number (from their payslip). This allows you to claim money back via MoneyClaim.gov.uk. Landlords should check every six months for new selective licensing requirements in their property's area. Also, ensure the correspondence address on the Land Registry is up-to-date to receive official notices. BEST MOMENTS "With the Renters' Rights Bill coming in, which is the largest change in 30 years to the private rental sector, there's no doubt in my mind there's going to be an increase in professional bad tenants." "You must treat your investing like a business." "You can't treat your property investing as a hobby, as a side hustle. Even if it's part-time, you must treat your investing like a business." "You are driving by looking in the rearview mirror." VALUABLE RESOURCES To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Contact and follow Simon here: Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠ LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠ YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠ Twitter: ⁠https://twitter.com/simonzutshi⁠ Instagram: ⁠https://www.instagram.com/simonzutshi/⁠ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor's network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠   pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon's book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/

Rachel Reeves has paved the way for potential tax rises. In a speech three weeks before the budget, the chancellor refused to commit to Labour's manifesto promise to not raise National Insurance, income tax or VAT. With Nigel Farage also back-pedalling on tax cuts, is it time for the politicians to be more honest about the state of the economy?This podcast was brought to you thanks to the support of readers of The Times and The Sunday Times. Subscribe today: http://thetimes.com/thestoryGuest: Oliver Wright, policy editor, The TimesHost: Manveen Rana.Producers: Shabnam Grewal, Alula Hart.Read more: Reeves: We must all do our bit to secure Britain's futureFurther listening: Do bond markets rule the world?Clips: Sky News, The Guardian, Parliament TV, ITV Politics.Photo: Getty Images.Get in touch: thestory@thetimes.com Hosted on Acast. See acast.com/privacy for more information.

Today, Rachel Reeves has refused to rule out tax rises in a speech laying the groundwork ahead of the budget. The Chancellor told gathered journalists “the world has thrown even more challenges our way” in a speech which seemed to confirm tax rises on 26th November. Labour had previously pledged not to hike income tax, VAT or National Insurance in it's general election manifesto. Adam and Chris are joined by deputy economic editor Dharshini David. You can now listen to Newscast on a smart speaker. If you want to listen, just say "Ask BBC Sounds to play Newscast”. It works on most smart speakers. You can join our Newscast online community here: https://bbc.in/newscastdiscordGet in touch with Newscast by emailing newscast@bbc.co.uk or send us a WhatsApp on +44 0330 123 9480.New episodes released every day. If you're in the UK, for more News and Current Affairs podcasts from the BBC, listen on BBC Sounds: https://bbc.in/4guXgXd Newscast brings you daily analysis of the latest political news stories from the BBC. The presenter was Adam Fleming. It was made by Jack Maclaren with Shiler Mahmoudi. The social producer was Joe Wilkinson. The technical producer was Ben Andrews. The assistant editor is Chris Gray. The senior news editor is Sam Bonham.

The Chancellor, Rachel Reeves, has warned voters that she will need to make what she described as "necessary choices" to balance the books, in the Budget, three weeks tomorrow. She took the rare step of publicly laying out her thinking at Downing Street - a move that has been widely interpreted as preparing the ground for tax rises. Ms Reeves refused to rule out breaking Labour's manifesto pledge to not increase income tax, VAT or National Insurance. The Conservatives said the Chancellor had delivered a "laundry list of excuses" and did not need to put up taxes.

Rachel Reeves' speech on Tuesday gave every indication that tax rises are on the way — though she was careful not to name names.The challenge is clear: raising serious revenue usually means turning to the big three — income tax, National Insurance, or VAT. But Labour's manifesto ruled those out, leaving the Chancellor with a fiscal puzzle and limited room to manoeuvre.Joining CapX deputy editor Joseph Dinnage to make sense of it all are Reem Ibrahim from the Institute of Economic Affairs and Henry Hill from Conservative Home.Stay informed with CapX's unmissable daily briefings from the heart of Westminster. Go to capx.co to subscribe. Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Scottish Property Podcast, Nick and Steven are back together for the November 2025 Market Update — discussing everything from their recent trip to Dubai to the latest UK housing data, rental trends, and budget rumours that could shake up the property market.From reflections on life abroad to concerns over government tax policy, this episode dives deep into what's really happening across Scotland's property landscape — with candid insights, real-life examples, and a few laughs along the way.

Wesley Gibson v. Chubb National Insurance Compa

--> Sign up to our live podcast in London on 4th November: http://eepurl.com/jonGY-/In the first episode of our new mini-series on how to fix the UK's tax system, Helen is joined by Stuart Adam and Ben Zaranko to explore income tax - the cornerstone of government revenue, and one of the most confusing parts of our system. Why do we have two separate taxes on earnings? Why do odd kinks and cliff edges exist that distort behaviour? And what would a well-designed income tax actually look like?This episode dives deep into the structure of income tax and National Insurance, revealing how small design flaws create big inefficiencies - and what we can do to fix them.Become a member: https://ifs.org.uk/individual-membershipFind out more: https://ifs.org.uk/podcasts-explainers-and-calculators/podcasts Hosted on Acast. See acast.com/privacy for more information.

Rob cracks open the outrageous and numerous taxes levied in the UK, intensely detailing 40 different taxes that could significantly impact your salary.  He explains why the tax system is structured to “double and triple tax” individuals—on earning, spending, life, death, and both national and local levels—with the top five taxes being Income Tax, National Insurance, VAT, Council Tax, and Corporation Tax. As a solution, Rob offers a crucial method to legally your lower tax bills… BEST MOMENTS "The outrageous amounts of tax you pay in the UK, not just how much you pay, which is outrageous, but the different types of tax you pay, which is double outrageous." "You're taxed when you're alive and then you're taxed when you're dead with inheritance tax." "There's only one way to save tax... you can only buy anything after tax when you start a company." Exclusive community & resources:   For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School →⁠ ⁠⁠https://money.school⁠   And if you'd like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  →⁠ ⁠⁠https://robmoore.live/mms⁠ 

We look at changes which the Government has announced – and the speculation around those it hasn't. Pension inheritance rules will change in 2027. It may seem a long time away, but people are making plans now. We hear from some of those pension planners as they try to clear up any confusion around the changes. We also look at speculation around what might be in the Chancellor Rachel Reeves' Autumn Budget, which she announced this week will take place on November 26.His Majesty's Revenue and Customs tells Money Box it's deploying hundreds of staff to bring down waiting times for people making claims about missing state pension payments. It's already written to 370,000 people, mainly women, who took time off work to care for children and now might be getting less money than they should be because of an error in their National Insurance records. But given that HMRC has already admitted it's been, in its words, "inherently challenging" to try to fix the problem it might come as little surprise the vast majority of people still missing money, haven't been paid what they're owed. Just a few weeks ago thousands of would-be university students found out whether they had achieved the right grades to get into the university of their choice. Now comes the reality check, when many wonder how they will afford to pay for it. Some argue that the level of Government maintenance loans only covers half the true cost of student living. The Higher Education Policy Institute has just conducted a study into maintenance loans in England and reckons they only cover half of the true costs of student life.Presenter: Paul Lewis Reporter: Dan Whitworth Researchers: Amber Mehmood, Jo Krasner, Catherine Lund Editors: Jess Quayle, Craig Henderson

Robert Salter and Tom Goddard look at the now infamous “donkey field” connected to Keir Starmer. With politicians’ tax affairs under the spotlight yet again, Robert explains why the arrangement looks more like straightforward trust planning than a scandal, and sometimes what makes the front page isn’t really much of a tax dodge at all. The pair explore what this story says about public attitudes to politicians and tax — and whether the criticism is fair or just noise. Then it’s over to the NFL’s return to London, where visiting players could find themselves facing a very different kind of tackle: the UK tax system. Filing returns and paying into the UK’s fiscal black hole might not feature in the playbook, but it’s all part of the rules. Finally, Robert and Tom discuss HMRC’s recent stakeholder conference. Promises of closer working with advisers sound great on paper but as changes regarding National Insurance show, HMRC’s actions don’t always match the words.See omnystudio.com/listener for privacy information.

https://www.progressiveproperty.co.uk/raf/ Your property portfolio is facing its biggest threat in a decade, and it's coming directly from the government. Today, Sean talks to Kevin McDonnell, who teaches 1000s of property professionals how to protect and grow their portfolios. He's a seasoned investor who's dissecting the government's next potential moves on property tax. Kevin and Sean break down the proposed seismic shifts in stamp duty and what they mean for you and your next purchase, the potential overhaul of capital gains tax and the rumoured new annual tax for property owners that could impact your cash flow. Stay tuned to the end as Kevin reveals the hidden opportunity and the surprising upside for savvy investors. KEY TAKEAWAYS The changes will lead to seismic changes especially if they eliminate stamp duty and introduce a National Property tax. Including the prices of cheapest properties soaring, so get in early. Be alert to opportunities created by market fear and uncertainty. When others are hesitant, there are bargains to be found. Understand all of the proposed changes : Stamp Duty, Capital Gains, National Property Tax and National Insurance for Landlords. Surround yourself with knowledgeable people and experts that can help you make informed decisions and rework your strategies. Attend educational events, such as Progressive´s free "Multiple Streams of Property Income" event to learn how to protect and grow your portfolio in a changing tax environment. Investigate the possibility of purchasing investment properties through limited companies. This could mitigate the impact of new taxes that target personally owned buy-to-lets. Consider buying before the proposed changes take effect. Focus on long-term strategies rather than short-term gains. BEST MOMENTS "It's all about having the knowledge and the people around you that will teach you how to do this stuff right." "We're running a Multiple free Streams of Property Income event soon. It's specifically around the things that are happening now … Come and learn about how to protect themselves when this stuff happens." "Get those cheap properties snapped up….Whilst this window is open, it's time to make hay." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people's property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

In this episode of the Scottish Property Podcast, Nick and Steven sit down with Neil Dymock to break down the latest developments in the Scottish and wider UK property markets. From falling rents in Dundee to the impact of government taxes, Neil provides valuable insights for landlords, investors, and anyone keeping an eye on where the market is heading.

As Director of the Institute for Fiscal Studies, Paul Johnson was one of the most influential figures in British economics. Now Provost of Queen's College, Oxford, (as well as a Times columnist) having stepped down from the IFS this summer after a decade and a half of leading the independent think tank, Johnson offers his verdict on the British economy, what he makes of some of the choices facing Starmer's Labour government (including the possibility of a change to property taxes), his views on some of the decisions they've made so far (including Chancellor Rachel Reeves's raising of employer National Insurance contributions), how much credibility he gives to fears of an IMF bailout, the levels of taxation in the country, the financial policies of Reform UK and the Greens, comparisons between the cost of borrowing under Reevs and Liz Truss, and what he'd do if he were a benign dictator. 

Dubai is doing its best to draw in disillusioned young Britons, offering cut-price properties, visa incentives for entrepreneurs and of course, the prospect of paying no income tax.  Footballer Rio Ferdinand and his family have even announced they are making the move - but two young families This is Money spoke to say it isn't just for sports stars and influencers. They say it's easier to start your own business, they can get petrol for 50p a litre, and send their children to private school.  Helen Crane, Georgie Frost are joined by Money Mail editor and This is Money alumna and Money Mail editor Rachel Rickard-Straus to discuss whether the money incentives would ever be enough for them to do the same.  It comes as yet another planned tax hike is being rumoured ahead of Labour's Autumn Budget.  This time, landlords are being threatened with paying National Insurance on the income they make from rent - but who will the tax hike really hurt? Elsewhere, our savings expert Sylvia Morris is convinced NS&I will slash the rate on its ever-popular Premium Bonds this October.  Georgie is ditching hers, but should you do the same - and where can you get a better rate?   Finally Helen discusses helping a reader who was told she couldn't get her money back for an £883 ferry crossing her husband booked, as she had the wrong kind of death certificate.  

Nigel Farage and Reform UK have dominated the summer political agenda with radical immigration proposals: leaving the European Convention on Human Rights (ECHR), repealing the Human Rights Act, and suspending the Refugee Convention. But are these policies legally possible – and politically effective?In this episode of Whitehall Sources, Calum Macdonald, Kirsty Buchanan and Jo Tanner break down:Farage's immigration plan and whether he's shaping or simply riding public opinion.Why Labour's response has been so weak – and whether Keir Starmer risks being outflanked on immigration.The Tory dilemma: can Kemi Badenoch or others reclaim ground after years of failure?Rachel Reeves' controversial proposal to slap National Insurance on landlords' rental income – will it fix the £50bn black hole or just squeeze tenants?No.10 turmoil: Starmer's shake-up of his top team, Treasury distrust, and growing Downing Street dysfunction.We also hear why Kirsty Allsopp thinks Reeves is "running the economy like Baldrick," and why some insiders fear the government could collapse if the Autumn Budget goes wrong.

Rob presents a detailed comparison of the tax systems in Dubai and the UK, highlighting the stark differences that impact entrepreneurs and high earners. He covers various taxes, including income tax, national insurance, VAT, corporation tax, capital gains tax, inheritance tax, and property taxes, illustrating how Dubai's favourable tax environment contrasts sharply with the UK's higher rates KEY TAKEAWAYS Dubai offers significantly lower tax rates compared to the UK, with income tax and national insurance at 0% in Dubai versus up to 45% and 15% respectively in the UK. Other taxes such as capital gains tax and inheritance tax are also 0% in Dubai, while they can reach up to 28% and 40% in the UK. The high tax rates in the UK are driving wealthy individuals and entrepreneurs to leave the country, with predictions of over 100,000 millionaires and billionaires potentially departing by 2030 The UK tax system imposes multiple layers of taxation, including taxes on income, employment, and inheritance, which can discourage investment and entrepreneurship Starting a business in the UK can be a strategic move to mitigate tax burdens, as business owners can pay taxes after earning income, unlike employees who pay taxes first. Setting up a company is presented as an accessible option for individuals looking to improve their financial situation. BEST MOMENTS "In the UK, the higher bracket is 45%, but shockingly, in the 100 to 125 grand bracket, the nominal net rate ends up being 60%." "In Dubai, income tax is 0%, National Insurance is 0%, whereas in the UK, income is up to 45% and National Insurance is 15%." "Inheritance tax is like the most evil, nefarious type of tax... we're ruining generational wealth with inheritance tax." "Why would you stay in the UK?" "Setting up a company is actually easier than ever, even though running it is not as easy as it used to be." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK's No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob's official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

Labour's economic policies are hitting Britain's job market hard — from higher National Insurance and rising minimum wages to new employment regulations that make hiring riskier and more expensive. Joseph Dinnage, deputy editor of CapX, examines the latest data on job losses, recruitment slumps, and the growing costs facing small businesses, and warns of the impact on graduates, hospitality, and the wider economy.Despatch highlights the best writing from CapX, read by an automated voice, and is produced by the team behind The Capitalist.Stay informed with CapX's unmissable daily briefings from the heart of Westminster. Go to capx.co to subscribe. Hosted on Acast. See acast.com/privacy for more information.

Starmer Is Killing UK Pubs – Rick Cressman Slams Labour's Hospitality Wrecking  #UKPubs #Starmer #LabourParty #RickCressman #JonGaunt #HospitalityCrisis #UKpolitics  Jon Gaunt interviews Rick Cressman, owner of Nailcote Hall in Warwickshire, to expose how Keir Starmer's Labour government is destroying British pubs and hospitality.  

On this episode, I'm joined by a producer who cuts through the noise: Guffy Wright from The Mahoney Group. If you're an insurance professional trying to be everything to everyone, you are about to get run over. I'm not saying that to be negative, but to be real with you: focusing on the wrong clients is the fastest way to burn out and kill your growth.Guffy joins me to break down the exact mindset and strategies he used to double his own business. We get into why "a lot of little things" done consistently is the real secret, how to identify the psychographics of a perfect client, and why saying "no" is one of the most powerful tools you have. This is your chance to build a real strategy while everyone else is just chasing leads.▶▶ Sign Up For Our Social Media Sales Seminar:https://www.completegameu.com/registration-SMSSKEY MOMENTS(00:00:00) Using Digital Strategy To Build A National Insurance Brand | with Guffy Wright(00:05:00) Targeting Growth-Minded Clients(00:09:00) Attracting Ideal Clients through Psychographics(00:11:54) Specializing in Niche Markets for Growth(00:15:05) Athletes with Grit and Empathy in Insurance(00:29:06) “Antifragile” Leadership(00:38:54) Prioritizing the Human Touch in SalesCONNECT WITH ANDY NEARY

Federal Insurance Open Season isn't until November, but today is a great day to take inventory of your insurance coverage and start planning ahead. Here with practical tips and considerations is the Director of Marketing and Fundraising for Consumer's Checkbook, Kevin Moss.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today's conversation is with Sasha Yanshin, a data analyst turned content creator whose brutally honest commentary on the UK economy has earned him a loyal audience across YouTube and social media.Sasha studied Maths at Oxford before going on to work with major organisations like Phones4U, Barclays, Capital One, MBNA, HSBC, Mastercard, RBS, and Tesco Bank. He's now best known for his YouTube channels Sasha Yanshin and Sasha Takes on the UK, where he cuts through political spin and media narratives to explain what's really going on with the UK economy.Expect to learn:Why “unexpected” is the most misleading word in economic headlinesThe collapsing UK high street — barbers, vape shops, and money laundering concernsThe real impact of business rates and National Insurance hikes on small businessesLabour's rumoured wealth tax — will it actually generate revenue or destroy it?The hidden truth about National Insurance and how it misleads workersHow the minimum wage has risen 60% in 5 years, and why that isn't as helpful as it seemsUK's unfunded pension liabilities at 200% of GDP — is this sustainable?Wages are up — but why that might not be a good thingThe brain drain — why global innovators are fleeing the UKWhy US culture encourages entrepreneurship more than the UK - and how we fix thatSasha's take on AI's potential economic impact, and what needs to change for the UK to progressThis is a hard-hitting, eye-opening chat about how policy decisions and short-term thinking are affecting your money, your future, and your country.Whether you're a business owner, voter, or just someone trying to make sense of what's happening in the UK, this episode is a must-listen.Today's episode is optimised by Puresport.You can save 10% using code CAMBRO10 – https://bit.ly/3RmVT0V Connect with Sasha:YouTube: https://www.youtube.com/c/SashaYanshinSasha Takes on the UK: https://www.youtube.com/@sashatakesonukTwitter/X: https://x.com/sashayanshinConnect with Col:Instagram: https://www.instagram.com/col.cambro/Email List: https://mailchi.mp/548e38ba5942/colincambroPatreon: https://www.patreon.com/ColCampbell

Rachel Reeves has pledged a ‘new era of nuclear power' as the government confirms a £14.2 billion investment in the Sizewell C nuclear plant in Suffolk. This comes on the eve of Labour's spending review, with the government expected to highlight spending pledges designed to give a positive impression of Labour's handling of the economy. However, as Michael Simmons tells James Heale and Lucy Dunn, there are signs that the government's National Insurance hike is starting to bite.Plus – Nigel Farage has made two announcements in as many days. This morning, he unveiled Reform's new chairman, former MEP Dr David Bull, taking over from the recently returned Zia Yusuf. And yesterday he was in Port Talbot, where he pledged to reopen their steel works and even explore reopening coal mines, with one eye on next year's Welsh elections. Produced by Patrick Gibbons. Hosted on Acast. See acast.com/privacy for more information.

UK Economic Stagnation AnalysisNick Cohen @NickCohen4 talks to Simon Nixon @Simon_Nixon discussed the UK's economic stagnation since 2008, highlighting the impact of financial sector reliance, austerity policies, and Brexit. They analysed Keir Starmer's recent EU trade deal, noting modest improvements but emphasising its limited impact on addressing broader economic challenges. Simon suggested that deeper EU integration could yield greater economic benefits, while Andrew questioned whether rejoining the EU would be politically feasible.Businesses Navigate Political Party ChallengesNick Cohen & Simon Nixon discuss the challenges businesses face in aligning with political parties, particularly the Conservative Party, due to its current opposition to policies beneficial for business, such as the Brexit deal and trade agreements with India. They noted that businesses may seek alternatives to advance their agendas, given the presence of multiple parties in the political landscape. Simon highlighted the economic impact of the recent National Insurance rise, which was implemented to fund social care but has been met with skepticism and uncertainty about its long-term effects on employment and inflation.Economic Policy Challenges and SolutionsSimon and Nick discussed the challenges of economic policy, particularly the reliance on low tax rates and central banks to stimulate growth. They agreed that raising taxes is necessary to reduce debt and ease pressure on central banks, as seen in both the UK and US.Economic Challenges in UK and USThe discussion focused on the economic challenges facing both the UK and the US, with Simon Nixon highlighting how Liz Truss's fiscal policies have left limited room for manoeuver before requiring tax increases or spending cuts. Nixon compared the US situation under Donald Trump, noting that while Trump's tax cuts were temporary, his administration is now pushing through a budget that would increase the deficit by $3.3 trillion over the next decade, primarily to prevent tax rates from rising.Global Economic Challenges and ReformsSimon discussed the global economic challenges facing various countries, including Britain, France, Germany, and Italy, emphasising that no country has a perfect solution. He highlighted the impact of technology, particularly AI, on employment and the need for bold administrative reforms to improve state management. Simon also touched on the Labour Party's sudden rise to power and the lack of comprehensive plans upon taking office, noting the difficulty of implementing significant reforms while in government.Read all about!Simon Nixon's Substack column Wealth of Nations is one of the best and most insightful reads on economics and finance. His latest column - Europe's Crippling Risk Aversion - is here.Nick Cohen's regular Substack column Writing from London on politics and culture from the UK and beyond is another must-read. Hosted on Acast. See acast.com/privacy for more information.

Keir Starmer presented the US/UK trade deal as a jobs-saving triumph. Badenoch claims we were “shafted”. What's the real picture? Will car, beef and ethanol (?) exports to the US make a difference to our economy? Why are the people who demanded Brexit so furious that we've signed exactly the sort of deal Brexit was supposed to facilitate? And while we're here, what's the truth about the Indian trade deal and the National Insurance exemptions that so enrage the the Take Back Controllers? Import/export expert Dmitry Grozoubinski, author of Why Politicians Lie About Trade, walks Andrew Harrison through the intricacies of the deal and explains what's coming next. • Buy Why Politicians Lie About Trade through our affiliate bookshop and you'll help fund The Bunker by earning us a small commission for every sale. Bookshop.org's fees help support independent bookshops too. • Support us on Patreon for early episodes and more. • We are sponsored by Indeed. Go to indeed.com/bunker to get your £100 sponsored credit.   Written and presented by Group Editor Andrew Harrison. Audio production by Robin Leeburn. Produced by Liam Tait. Music by Kenny Dickinson. Managing Editor Jacob Jarvis. THE BUNKER is a Podmasters Production. www.podmasters.co.uk Learn more about your ad choices. Visit podcastchoices.com/adchoices

Morse code transcription: vvv vvv Bristol street sex workers help police to stop child abuse Biden BBC interview Trump appeasing Putin with pressure on Ukraine Criminals who skip sentencing could face two more years in jail Five takeaways from Bidens BBC interview West Midlands housing estates plagued with constant problems Final designs revealed for Queen Elizabeth memorial Kashmir Why India and Pakistan fight over it What we know about Indias strike on Pakistan and Pakistan administered Kashmir Government defends National Insurance exemption in UK India deal The wedding with almost 100 bridesmaids

What are the numbers behind the new trade deal between India and the UK? Have the Conservatives lost all economic common sense? Will it matter to voters whether Reform UK's economic policies are bonkers? Robert and Steph discuss these questions and more. We appreciate your feedback on The Rest Is Money to help make the podcast and our partnerships better: https://opinion-v2.askattest.com/app/41f5060f-0f52-45bc-bf86-bf3c9793618e?language=ENG ⁠Sign up to our newsletter⁠ to get more stories from the world of business and finance. Email: ⁠restismoney@gmail.com⁠ X: ⁠@TheRestIsMoney⁠ Instagram: ⁠@TheRestIsMoney⁠ TikTok: ⁠@RestIsMoney⁠ ⁠goalhanger.com⁠ Visit: ⁠monzo.com/therestismoney⁠/ Assistant Producer: India Dunkley, Alice Horrell Producer: Ross Buchanan Head of Content: Tom Whiter Exec Producers: Tony Pastor + Jack Davenport Learn more about your ad choices. Visit podcastchoices.com/adchoices

The UK and India have agreed to the terms of a free trade deal, set to be Britain's largest since Brexit. Yet, controversial tax breaks could exempt Indian migrants from paying National Insurance for the next three years, a move that critics are calling ‘pro-immigration'. And catholics wait for the sign of white smoke as cardinals gather behind the Vatican's closed doors to choose the next pope. Despite the unpredictability of the conclave, there are some candidates emerging as favourites with eleven main contenders and the chosen cardinal is widely expected to carry on Pope Francis's agenda of progressive politics when elected. From St Peter's Square, The Telegraph's Tim Stanley speaks with Camilla and Kamal on the frontrunners, the history of the ritual and whether the electors might be watching the Oscar-winning film Conclave for research. Producer: Georgia CoanProduction assistance from Oliver Macnaughton and Lina Adams Planning Editor: Venetia RaineyExecutive Producer: Louisa WellsSocial Media Producer: James SimmonsVideo Editor: Valerie BrowneStudio Operator: Meghan SearleEditor: Camilla Tominey Hosted on Acast. See acast.com/privacy for more information.

This week on The Tax Factor, Blick Rothenberg CEO Nimesh Shah and Heather Self break down the Chancellor’s very uneventful Spring Statement. No surprises, no fiscal fireworks - but don’t be fooled. With major tax changes hitting in April, your wallet will feel it. And as for the Autumn? Nimesh and Heather predict another ‘black hole’ in the public finances, so could Labour be forced to rethink pledges on pensions, Income Tax, VAT, or National Insurance? See omnystudio.com/listener for privacy information.

Care and support providers are coming together around the UK in a series of protests over the government's plans to increase employer National Insurance contributions. They are warning that care providers may go out of business unless they receive more support. Nadra Ahmed, co-chair of the National Care Association, which represents smaller and medium-sized care providers, joins Nuala from Westminster.Nuala is joined live in the studio by two of the country's best-loved stage and screen Olivier award-winning actors – Celia Imrie and Tamsin Greig. They are currently playing mother and daughter in Backstroke, a new play at the Donmar Warehouse in London, that unpicks the complications of their relationship over a lifetime.Barely two months after the end of the sex abuse scandal which gripped France last year, another horrific trial has begun there. The case of the former surgeon Joël Le Scouarnec, will be the biggest child sex abuse hearing in the country. He is accused of raping or sexually assaulting 299 people, mainly child patients. Some were under anaesthetic as he was operating on them. BBC reporter Laura Gozzi was in court in Brittany and explains how this latest case has affected the French nation. Music writer Stevie Chick pays tribute to Roberta Flack who has died, aged 88. At a party recently, journalist Kate Mulvey found it hard to relate to her old friends because of the amount of Botox and filler they had. So now she's decided to dump those friends. Kate talks to Nuala about the prevalence of these ‘tweakments', and how it's affected her friendships.Presenter: Nuala McGovern Producer: Emma Pearce

Watch The X22 Report On Video No videos found Click On Picture To See Larger PictureThe economy across the globe is imploding on itself, in the UK a record 633,000 businesses are on the brink of collapse. People cannot afford food, gas and housing. ALDI just proved that the prices back in 2019 under Trump were better. People are transitioning into gold and bitcoin at an accelerated pace. The [DS] is beating the war drums very loud, they want war in the end, the patriots know this, this will be countered with peace. Cyber attack intel is now pointing to a cyber attack before or during the election. The [DS] is scared of the majority, when the people are awake the people think logically. The change batter will cause chaos in the election process. The people know the elections are rigged, it's time to shine the light on the source.   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Economy Record 633,000 Businesses in Britain on Brink of Collapse: Report A record number of businesses are “on the edge of collapse” in Britain as the left-wing Labour Party government in Westminster is reportedly set to impose the largest tax hike in modern history. According conducted by the Begbies Traynor business advisory firm , 632,756 companies in the UK are experiencing significant financial difficulties that may force them to close down their operations. This represents a 32 per cent increase over this time last year, and a 5.1 per cent jump since the leftist government of Sir Keir Starmer came into power in July. The research found that the construction, property, and support services sectors were struggling the most under the current economy, the Daily Mail reports. It comes as Chancellor Rachel Reeves is reportedly set to unveil the biggest tax hikes in her autumn budget. Part of her plan may potentially include an increase in the contributions bosses have to pay the state in National Insurance for employees The mere threat of large tax increases have already seen many wealthy people decide to leave the country for more business destinations such as Dubai or Swetz. Source: breitbart.com https://twitter.com/KobeissiLetter/status/1847665330832760859  points over the last 3 years as mortgage rates have more than doubled. At the same time, the median down payment to income ratio is now ~100%, exceeding 2006 housing bubble levels. Housing affordability has a long way to go. https://twitter.com/KobeissiLetter/status/1847634913337503812   financial stress has grown. The highest chance of delinquency, at 20.0%, was seen among Americans earning less than $50,000. Furthermore, delinquency probabilities for those making over $100,000 rose to 8.4%, the highest since September 2014. Consumers are drowning in debt. https://twitter.com/KobeissiLetter/status/1847348239810646533  sales increased by 3.9% last year, to $956 billion. Online shopping is anticipated to be a major contributor of growth, with sales expected to rise 8.0%-9.0%. Meanwhile, retailers are expected to hire between 400,000 and 500,000 seasonal workers, lower than 509,000 hires last year. Holiday sales growth is set to slow. ALDI Commits to Thanksgiving Prices Lower Than 2019, Feeding 10 People for Less than $47   This holiday season, ALDI is offering its lowest-priced Thanksgiving basket in five years – a full meal for 10 people at less than $47.* With reports showing grocery prices are up 50% across the industry on hundreds of items compared to 2019,** shoppers will get welcome relief at ALDI on their favorite Thanksgiving fixings. Throughout the Thanksgiving season,