Podcasts about Excel

In 1898, the British founder of modern nursing, Florence Nightingale, invited the Muslim leader Aga Khan III around to her London home for tea. They were two of the most famous figures of the 20th century and their discussion was wide-ranging, touching on faith, healthcare and even Queen Victoria. The Aga Khan, Sir Sultan Muhammad Shah, spoke to the BBC about the meeting in 1950. This programme was produced and presented by Rachel Naylor, in collaboration with BBC Archives. Eye-witness accounts brought to life by archive. Witness History is for those fascinated by and curious about the past. We take you to the events that have shaped our world through the eyes of the people who were there. For nine minutes every day, we take you back in time and all over the world, to examine wars, coups, scientific discoveries, cultural moments and much more. Recent episodes explore everything from how the Excel spreadsheet was developed, the creation of cartoon rabbit Miffy and how the sound barrier was broken.We look at the lives of some of the most famous leaders, artists, scientists and personalities in history, including: the moment Reagan and Gorbachev met in Geneva, Haitian singer Emerante de Pradines' life and Omar Sharif's legendary movie entrance in Lawrence of Arabia.You can learn all about fascinating and surprising stories, like the invention of a stent which has saved lives around the world; the birth of the G7; and the meeting of Maldives' ministers underwater. We cover everything from World War Two and Cold War stories to Black History Month and our journeys into space.(Photo: Aga Khan III, June 1924. Credit: MacGregor / Topical Press Agency / Getty Images)

My guest today is a video game executive whose career spans the medium's earliest home computers to the rise of the modern console business. He created his first games for the Atari 800 in the early 1980s, before joining Microsoft in 1986, where he spent a decade as an early developer on Excel and Word. In 1996, he left the Office team to pursue his passion for games, founding Microsoft Game Studios and laying the groundwork for the company's entry into interactive entertainment. Over the next eight years, he grew the division from fifty people to more than twelve hundred, publishing over a hundred games—including more than a dozen million-sellers—and co-founding the original Xbox project. Since retiring from Microsoft in 2004, he has worked as an advisor, board member, and investor, and in 2019 helped launch 1Up Ventures, a fund dedicated to supporting independent game developers around the world.Become a My Perfect Console supporter and receive a range of benefits at www.patreon.com/myperfectconsoleTake the Acast listener survey to help shape the show: My Perfect Console with Simon Parkin Survey 2025 Hosted on Acast. See acast.com/privacy for more information.

In February 1981, armed Civil Guards tried to take control of the Spanish parliament.A total of 350 politicians were held hostage for 18 hours in the debating chamber including Joaquin Almunia, a young Socialist MP.In 2021, he spoke to Claire Bowes.Eye-witness accounts brought to life by archive. Witness History is for those fascinated by and curious about the past. We take you to the events that have shaped our world through the eyes of the people who were there. For nine minutes every day, we take you back in time and all over the world, to examine wars, coups, scientific discoveries, cultural moments and much more. Recent episodes explore everything from how the Excel spreadsheet was developed, the creation of cartoon rabbit Miffy and how the sound barrier was broken.We look at the lives of some of the most famous leaders, artists, scientists and personalities in history, including: the moment Reagan and Gorbachev met in Geneva, Haitian singer Emerante de Pradines' life and Omar Sharif's legendary movie entrance in Lawrence of Arabia.You can learn all about fascinating and surprising stories, like the invention of a stent which has saved lives around the world; the birth of the G7; and the meeting of Maldives' ministers underwater. We cover everything from World War Two and Cold War stories to Black History Month and our journeys into space.(Picture: Colonel Antonio Tejero attempts to take over the Spanish parliament with the Guardia Civil. Credit: Keystone/Hulton Archive/Getty Images)

Anthony Loparo did not set out to build a multi-service card business.He started where many of you did.In his dad's convenience store.Ripping packs.Falling in love with the process.In this episode, Anthony walks through the real path behind Top Notch Sports Club:Opening cards on YouTube in 2007 when payments came through the mailGrinding two years on Excel spreadsheets, copying and pasting payouts line by lineTaking the leap during COVID and quitting his jobScaling breaking, grading, and consignment under one roofBuilding a website that syncs live with eBayHiring four employees and learning to let goWe talk about:Why speed to list is his competitive advantageWhy he is not afraid of competitionHow he thinks about investing in product and technologyThe role eBay plays in his infrastructureThe mental shift from side hustle to real businessIf you've ever thought about turning your passion into your profession, this one is for you.Anthony's story is a reminder that scale is built on obsession, systems, and trust.A special thank you to eBay for sponsoring Passion to Profession. The biggest and best marketplace to buy your next favorite trading card.Get exclusive content, promote your cards, and connect with other collectors who listen to the pod today by joining the Patreon: Join Stacking Slabs Podcast Patreon[Distributed on Sunday] Sign up for the Stacking Slabs Weekly Rip Newsletter using this linkFollow Stacking Slabs: | Twitter | Instagram | Facebook | Tiktok ★ Support this podcast on Patreon ★

Ralph Moore has been tied to more church plants than anyone in North America.  He planted churches in Southern California and Hawaii and has a family tree that includes over 2300 churches!  Ralph lives in San Diego with his wife, Ruby.  He coaches and advises church planters and serves as a church planting catalyst for Exponential.This podcast was originally posted February 27, 2021 Send a textWe want to help you find your next steps in ministry.Connect here with EXCEL.

The Smarter Way To Pick Winning Stocks  Podcast: Find out more about Blueberry Markets – Click Here Find out more about my Online Video Forex Course Book a Call with Andrew or one of his team now Click Here to Attend my Free Masterclass Checkout the Tykr Platform here. #624: The Smarter Way To Pick Winning Stocks In this video: 00:14 – Sean Tepper – found of TYKR 04:55 – How does this software help? 08:50 – TFTC also helps create successful traders 12:25 – Is social media helpful? 16:20 – Multiple brokers or one? 22:18 – TFTC creating a trading bot program 28:16 – 60,000 stocks analyzed 32:45 – Contact Sean Andrew Mitchem Hello, everybody. It’s Andrew Mitchem here at The Forex Trading Coach. And today I’m really pleased to be joined by Sean Tepper, who’s the founder and the CEO of Tykr. Welcome along. Sean. Sean Tepper Andrew. Good to be here. Andrew Mitchem Awesome to have you. Sean, could you introduce yourselves to everybody and let us know who you are and what you do and what we’re going to talk about? Sean Tepper – found of TYKR Sean Tepper Sure. Yeah. My name is Sean Tepper. I’m the founder of TYKR, as Andrew said. And long story short, TYKRs a platform that helps people buy and sell stocks with confidence prior to that. My background is about 20 years in tech, 15 years investing, and I kind of created TYKR as a solution to a frustration in the markets. Sean Tepper And we could dive into what that frustration is, if you’d like. Yeah. But yeah, I had to create a solution because it was very hard to make decisions when I first got started. And that’s where really TYKR came from. And, but yeah, fast forward to today. We’ve got a little over, 13,000 customers in about 50 countries, including where you’re based. Sean Tepper New Zealand. Andrew Mitchem Oh that’s good. Yeah. So you had 50 countries. That’s a that’s an awesome effort. And, and Sean, I was reading about, you know, you started, on your website says, in, you know, 2011 to 2015, you were trying to figure out what wasn’t there to help you. What did you find back then? Was the biggest frustration that led to TYKR happening? Sean Tepper Yeah. So when I first got started, you know, I think I joined E-Trade. And, you know, there’s so many brokers these days, it’s hard to keep track of. But as soon as I joined, I had no idea what to do next. So I started going on YouTube researching where do you go to invest? Like looking up different investing platforms? Sean Tepper I found a few of our competitors, like Seeking Alpha and Motley Fool, and they do a fine job, but it’s still very difficult to truly know the difference between a strong stock and a weak stock is is very frustrating. And for context, my background is in tech, but to go, layer deeper, it’s actually in process engineering. Sean Tepper Like I’ve worked a lot for GE and Koehler. And the rule is in process engineering, if you have 100 data points, you cannot present that to a customer or an executive. You have to roll it up to ideally a binary decision like yes or no or a traffic light. And I was complaining at that time, like, am I the only one complaining about the fact that there’s no process engineering lens layered over investing like, this is insane. Sean Tepper Like nobody’s making it easy. And that was kind of the green light I was thinking of, like, hey, if I could figure something out here, I think the big solution is a create a process engineering solution in the world of finance and apparently I’m the only one really doing that today, other than the few platforms that say buy or sell. Sean Tepper But I don’t really recommend that. But yeah, that was that was the beginning. And it took about a year to build this Excel sheets. And I give you context here, I found a lot of inspiration from Phil Towne. He wrote a few books on value investing. Do you know Phil Towne? Andrew Mitchem No, I don’t know. No. Okay. Sean Tepper Your your audience may be interested. He wrote a book. One of them is rule one. The other one is payback time. I really provided some. Yeah, yeah. You know, rule one investing, Warren Buffett. We can talk about that. But, yeah, I, I found some of the calculus in his books, put it into Excel, and I ended up coming up with about 50 data points to analyze the stock. Sean Tepper And then on top of that, I created a traffic like rating system where stocks are either on sale, watch or overpriced. That’s green, gray or red. And I used it the next 4 or 5 years on my own, making returns between 15 and 50%, and my returns still fall in that range today. Our customers actually fall in that range as well. Sean Tepper But yeah, I, I wanted to make sure I’m using my own money testing it to make sure it works, not just like four weeks or four months. I went like that over four years. And then it was 2019 was the inflection point when I’m like, I think I’ve got a solution here, but let’s just confirm. Sent the sheet to a few of the retail investors and everybody’s like, I’m not going to use this Excel sheet. Sean Tepper This is insane. You got to create a software. So that right. That was the green light. Let’s go create a SaaS platform. And took a year to build the first version. And the first version was not pretty. But yeah, fast forward to today. That’s where we’re at. But yeah. Andrew Mitchem They Nimrod when you look back on them. Sean Tepper Yeah, right. It was like the, the metaphor I use is it felt like I was building a physical prototype made of like, and duct tape and cardboard. It was not pretty videos. It’s pretty ugly. But you get feedback from your customers and you just keep making it better, and it actually turns into something. How does this software help? Andrew Mitchem So, yeah, awesome. That’s brilliant. So fast forward then to today. Why would someone come and use what you have and I suppose in a practical basis, how does it help them? What are they. What do they input? What do they use to make decisions for them? Sean Tepper Sure. Yeah. So I’ll give you some of the the subjective reasons and then we’ll get into the objective and why that’s actually important to our, our broker partners. But our rating system again process engineering, it doesn’t sound very glamorous, but the concept of making decisions very easy for people, it is very true in most industries. So we we use the process engineering lens. Sean Tepper Plus we take a lot of inspiration from Duolingo for language learning in our opinion. Like what? They’ve got over 600 million users. They’re doing something right. We’re teaching people how to learn a language with these micro learning modules. And I’m like, we need to do the same thing in our platform, but it’s got to be investing focused. So we’ve got these modules peppered around that quickly teaches people how to invest in you put the two together, the rating system, plus the simplified education that helps people. Sean Tepper And it’s not our guarantee, but it’s it’s something we let people know upfront that 90% of customers is actually over 90. But we say 90% of customers that use TYKR are able to go from a beginner to confident an investor in 14 days or less. It’s very quick. Wow. And what does that mean from an objective standpoint? And this is what matters most to brokers, which is most brokers we’re talking to have two big problems. Sean Tepper And number one, very little transaction volumes, like somebody will join on day one and they’ll wait three months or six months or nine months, and then make another trade. And the other issue is the average account size is less than 5000. While with TYKR after five years. Now we’re we track like a lot of data points to see our, investors behavior. Sean Tepper And typically people make 30% more transactions after joining TYKR. And their average account size is about $180,000. So what that tells us is and it tells. Right. So these people are their confidence is skyrocketing and they’re adding more money from their checking account or their savings. So it’s not sitting in a low interest vehicle. So so there you go. Sean Tepper That’s how we’re different. I’ll give you one more way where different in your audience may appreciate this is TYKRs. Calculations are actually open source for personal use. And the SEC really likes that. Like we had an audit done to make sure we fall in that publisher exclusion category. We could talk about that in a minute, but making sure we’re not we’re not giving financial advice, but this firm we’re talking to and we had another we’re actually had two firms. Sean Tepper Take a look. They were both very impressed that we we put those calculations out and I’m like, I’m, I’m actually not concerned anybody’s going to take it because it’s even though it’s relatively simple math, it’s a lot of it. And try to put together in a software what would take you a really long time. So fortunately nobody’s tried to duplicate it. Sean Tepper But the calculations are out there. Andrew Mitchem Yeah, well, for the sake, I was looking on your your purchase, page. Your pricing page. For the sake of $50 a month, you just use it. Wouldn’t you? Rather than trying to reinvent it or. Sean Tepper It exact right at the base price is like, you’re saying 15, 15 bucks a month or 99 a year? You’re right. It’s like, oh, okay. So here’s the here’s the calculations. Yeah. I’m not going to reiterate. That’s where it. Andrew Mitchem Is. I mean in in lifetime working it out will spend $100 a year same. Sean Tepper Same prices Netflix their. Andrew Mitchem Data. Exactly. Yeah a lot more educational. Yes. Sean Tepper Yes. TFTC also helps create successful traders Andrew Mitchem Thank you. So it it sounds like although we’re in, slightly different markets within the overall similar markets now, we have something very similar going on, which is amazing is we’ve never met obviously, before, you know, 20 minutes ago, and that we find that our clients would be very similar to yours. The average forex person’s out there, small account, scared to trade, or they do the opposite and they do silly things and they make us even money and then lose it all, which inevitably happens. Andrew Mitchem And then they blame the break on the market. And that’s where we find our clients are different as well. You know, they have confidence that low risk approach. They they know what they’re doing, what to look for, when to do it. And therefore when they go to a broker brokers out there because, you know, the client’s got a hugely, bigger account and trading more often. Andrew Mitchem So it’s incredible how education and lack of it can affect so many people in this. Seriously. Yeah. It’s crazy. Yeah. Now, Sean, you mentioned, about the no financial advice, you know, situation. And again, coming back, that’s where we’re similar, you know, what’s your take on the no financial advice? Sean Tepper Yeah. So with the SEC, there’s I don’t have the exact, it’s like rule 102-5 or whatever. I’m making that up. But yeah, they’re essentially three rules you have to follow with staying in the publisher exclusion category. And there are companies and there are guys out there, some women as well, that they they get into some some shaky ground or gray areas where they push the envelope and they can get into some some big legal trouble. Sean Tepper So the three rules really go as follows. Number one is all information has to be factual. Like we can’t say like, hey, because I like x, y, z CEO, I think the share price is going to $2,000 a share. That’s crazy. We have to present the data like everything we do is really based off the fundamentals. We don’t cook any books. Sean Tepper We don’t skew the financials. It’s like, hey, here’s the EPS, here’s the revenue, here’s the net income, here’s the debt. Bam, roll it up to our calculations. And there’s your score. Keep it very simple right. Number two is and this is actually pretty easy to follow is we can’t ask our customers their age their risk level when they want to retire and then give them recommendations based on that criteria. Sean Tepper That is described as personalized financial advice. So very easy. Like okay, so don’t ask those personal questions. And number three everything has to be regular. And what does regular mean. It means all information we we put out has to be like every day or every week, which it’s we update our data every day. We can’t do and this is a common problem with a lot of discord and WhatsApp groups. Sean Tepper And so I’ve been told from the SEC, which is pump and dumps, is like, hey, go buy as much of GameStop by Tuesday. And then the very next day, without telling anyone, they’ll go sell a bunch of GameStop or whatever stock they they can come up with. And that is actually a common issue because you can make a lot of money in short order. Sean Tepper So, yeah, no, no irregular posting. It has to be regular posting. So yeah, those are the three rules with the publisher exclusion. And to be honest with you, but actually pretty easy to follow. Is social media helpful? Andrew Mitchem Yeah, yeah. That’s good. Do you find you mentioned on social media type of apps? Do you find that those, causing problems generally for people because they just think they’re going to find something that’s going to solve all their life’s financial problems? Sean Tepper You mean like our customer is going on social media and reading comments. Andrew Mitchem To make sure customers, but just general people out there and in general isn’t there going to find some app and follow something and it’s suddenly going to give them all the magical answers? Sean Tepper No. In general, I think most people are skeptical, which I think is good. They’re not going to like, you know, like, for example, they’re not going to come to tinker right away and be like, oh, this is this is my savior. That’s that’s not the case. We want people to be skeptical. And we always tell people like, don’t like, I’ll talk about Tinker all day, but don’t even take my word for it. Sean Tepper I always say, go to Trustpilot, see what our customers have to say first before you even think about it. And then our model is, it’s a trial 14 day trial. And then we also have a 30 day money back guarantee. So even when your credit card is charged, if you want to refund, we’re not going to fight you on it. Sean Tepper It’s like it’s 15 bucks. That’s right, that’s right. It’s like we’re not going to split hairs on this, but it’s like you want to create a platform that it’s very easy to join is very easy to learn about. You can see what your customers are saying. It’s easy to test drive. Those are kind of the boxes I like to check when I join a platform because I’m using other software to build TYKR, whether it’s a marketing software or analytics or email marketing or whatever, right. Sean Tepper I want those things. So I’m like, I’m going to do the same thing with my own platform. But coming back to the skepticism, I think it’s good. It’s good to have a healthy amount, and it’s good for people to not only, like join TYKR, but go have like join our competitors, see what they have to say. And sometimes you’ll get things to line up like let’s say it’s a stock you really like and you’ve got, you know, TYKR, Motley Fool and Seeking Alpha are all like, hey, this is this is a strong stock, not a buy stock, but its financials are strong. Sean Tepper That creates layers of confidence is how we phrase it. Yeah. Creating those layers of confidence gives people more confidence to move forward. Andrew Mitchem Yeah yeah that’s good. And I noticed also on your on your offer there that you talk about cryptos as well Matt. Obviously it’s the, the big thing that people want to talk about and we’ll see more recently we’ve seen some big drops as well. Yeah. How, how do people finding using your software or on cryptos. Andrew Mitchem Because it’s, it’s like one of the markets that we kind of cross over on. Sean Tepper Yeah. So with crypto we weren’t originally going to add it to the platform, but a few people were like, hey, can you add crypto from a tracking perspective? Now for context, we have three assets in TYKR. We have stocks, ETFs and crypto ETFs. It’s easy to analyze because it’s really just a bundle of stocks. So we analyze each individual stock. Sean Tepper We roll them all up. If it’s let’s say 500 stocks within an ETF. You can create you can calculate what is the average score within come to that on sale watch over priced. But when it comes to crypto as you know there’s no income statement cash flow statement A balance sheet is not a business, it’s just a digital asset. Sean Tepper But again, we had customers that were like, hey, you got a lot of good tracking tools, like you can set alerts on my dates and prices and really anything you want within TYKR. And so they’re saying like, can you add crypto within so we can keep track of all of our favorite assets in one clean location. And my response to that was, oh yeah, no problem. Sean Tepper We’ll add crypto to this tool. But there’s not a lot of analysis you can do there because again, it’s not a business. Multiple brokers or one? Andrew Mitchem Yeah, yeah. Fair enough. And also I noticed that you said about the broker connection. So one of your pricing models, that’s one broker three and five. Correct. What would be the reasons around someone needing, say, three brokers or five brokers as opposed to one. Sean Tepper Yeah. So the reason is typically your employer is going to issue you A41 like here in the states, of course, we get A41KI don’t know, in New Zealand you call it a pension like they do in, Europe. Andrew Mitchem Yeah. Kiwisavers called but yeah it’s that has is our name. Yeah. Sean Tepper Okay. Exactly. So you’re going to have that is going to be one retirement vehicle. And that’s typically set up with like here in the States. The two big ones are typically fidelity and Empower. There’s also Schwab. But then you’re probably going to want to do some trading on your own. So then here in the States some of the popular choices are Robinhood. Sean Tepper You’ve got E-Trade, you know. So there’s your second one. And then sometimes you’re going to have like an inherited account from a family member, you know, that could be on a different account. And if you don’t roll it over to your current broker, well, guess what? You’ve got a third broker sitting in place. But I get this. I’ve talked to people that have they’ve had more than five different brokers on my response. Sean Tepper So that is why. Yeah. So. Right. It’s it’s it seems unorganized. But we created the three tiers the premium premium plus an advanced premium. You get one broker premium Plus you get three in advance. You get five. We usually like 99.9% of the time. We don’t see people with more than five brokers. But like for example, between my wife and I, we have like we have three. Sean Tepper So yeah. Andrew Mitchem Okay. So with this allows someone to make their analysis and then connect directly through to that broker via your software. Is that how it works. Sean Tepper Yeah. Yeah. So yeah when when you join your broker and we’re really good complement to a broker will never replace it. We don’t want to be a broker dealer. That’s a legal name for their business model because we don’t hold any assets. We don’t hold people’s money. We’re just analytics. So yeah, when people join, you can sync up with your broker. Sean Tepper And what that does is it automatically updates your portfolio in TYKR every day. And it’s a much cleaner interface than most brokers out there. I, I’m never going to talk down about brokers, but it’s like their job is to protect people’s money. But when it comes to analytics dashboards or giving, like education or analytics, it’s that’s not their specialty, nor will it really ever be. Sean Tepper So we fill that gap, we complement and we make it easy to see because some people are like, I don’t I don’t actually know how much money I have because the dashboards in my broker’s so hard to use them, like just sync up your account TYKR and it’s going to kind of summarize it for you. Yeah, yeah. Andrew Mitchem That’s interesting. That makes a lot of sense. Makes life easy for people. And also I see that you have a mobile app. So can someone get the exact same information on the app. But they can all the desktop. Sean Tepper It’s pretty much the same experience. We try to release our features, if not the same day within the next week or two. Like if we need to deploy something to web or web app, we try to do the same thing to the mobile, that allows people to write. They can kind of analyze stocks and the gold or standing in line somewhere at Starbucks, whatever. Sean Tepper The mobile app, I will say this has an additional feature, which is the Duolingo inspired learning modules that kind of like swipe right, swipe left type feel. We don’t have that in the web app today, but we’ve had a few people say, hey, can you also add that to web? Well, that’ll come soon. But yeah, it’s pretty much the same experience. Andrew Mitchem And what’s the AI investing helper that’s not like yeah, humming live. Sean Tepper Oh, that could be going live. Well, recording this video is, February 9th. That could go live on the 11th. Okay. So that’s a feature where you can, like, interact with where you’re going to be the first to hear about it here. So it’s it’s an AI tool where you can ask questions like how do I get started? Sean Tepper Or what should I do with my first thousand dollars? Or, what when is the best time to buy or best to sell? You can interact with AI and it’s actually connected with TYKRs, data set, but also the the globe and it’s put a lot of rigor, rigor into place to make sure it’s not giving you financial advice, but it’s really leaning into giving you the data and TYKR. Sean Tepper So it’s for example, if you were to ask it, hey, can you tell me how to value a stock? It’s going to first go to TYKRs data set. And with the education and give you that information. And then some general information. You know that makes it sound nicer. And then kind of spit it out. So yeah, eventually we’ll release in multiple phases. Sean Tepper So the first phase we call the helper, the second phase is the portfolio builder in a will build hypothetical like for example, build me a portfolio of ten strong tech stocks or buy food stocks or car stocks, something like that. Yeah. And of course it’ll say this is not financial advice. This is a hypothetical portfolio. But yes. And then the third phase will be an analyzer. Sean Tepper So analyze my current portfolio. Like what changes would you recommend. And that that’s going to be really, really cool. So with I will say this and then I’ll stop talking. It’s a powerful tool because it can analyze large data sets in a short amount of time. But as we say at TYKR. And this is why when I become self-aware like Skynet, I’m going to be the first one to be targeted. Sean Tepper Right? It’s, it’s smart, but it’s not that smart. So you have to put a lot of rigor in a place, a lot of guardrails, because it can, as you know, hallucinate. Yeah. So we are bouncing AI up against logic and mathematics to make sure it does not say something stupid to our customers. TFTC creating a trading bot program Andrew Mitchem That’s interesting. We’re in the middle of all we’re saying in the middle. We’ve been testing this live for over a year of getting AI to create trading bots for us, and what it’s doing is it’s spitting at a heap of bots and going through, sort of live trading on, on, you know, that are not real money. We’re trading on the money. Andrew Mitchem And then each week, we’re using the human aspect, the common sense and the knowledge that we look at as technical traders to pick which bots we’re going to be running live for subscribers for the upcoming week. And, and we’re finding that that combination of using the AI for that speed and, you know, doing the, the hard work. Andrew Mitchem Yeah. And giving us some information. But like you said, the guardrail becomes the human input in the common sense of what we’re seeing as technically on a chart. There’s no point in, let’s say, say Bitcoin over the last few weeks has been, you know, crashing. So nicely. There’s no point in us selecting bullish, crypto bots for the upcoming week when there’s technical traders. Andrew Mitchem We’re looking at it dropping. So I find that adding a bit of human common sense and knowledge, along with the AI at this stage is a really nice combination. Sean Tepper You got to do it right, and you probably seen the, the bad choices some people have made. If you let I make all the decisions, you can pull yourself into a, really bad situation. Especially. I like what you’re describing with your bots or those bots actually executing trades. Andrew Mitchem They they can, but we are more trying to set it up so the individual gets the alert and still needs to manually go yes or no as well. Good call. Because I don’t want to get into that situation where it’s completely, you know, automated, although a lot of people are want it all automated. My job as someone who teaches people is you still have to have that knowledge first to understand how to run the bots and to make a commonsense decision. Andrew Mitchem Is it making a good call or not? Sean Tepper Yeah, I’m good answer there, because the other hour I was talking to one company that was have was looking to have AI execute trades automatically. I’m like, whoa, what if they just run with the line and it’s like, go right? Like if rapid fire trades for an hour or two, it’s like, yeah, put some people in a bad situation. Sean Tepper So yeah. Andrew Mitchem Anyway, yeah, we’ll avoid that. We’re both avoid that. Yep. Yeah, exactly. I use it for the hard work and still use the brain. And that’s the thing, isn’t it? You know, what you created and what we’ve created. We’re about educating people, empowering people to use their common sense. Because I still think, after all, it comes down to it, there’s nothing better as a human, as an individual to have that, that how and that it’s almost like that feelgood factor that I know I can analyze these markets and make sound decisions and do well, you know, that’s you, you. Sean Tepper You, yeah. You just hit on the, the number one thing our customers care about like in and this will give you and your audience a little moment for me when I first created TYKR, especially the Excel sheet, I was all about getting better returns. I’m like, well, if Warren and Charlie can do it, I can do it. Sean Tepper Well, when I went live, that was my focus. But then after talking to a few customers, I’m like, they don’t agree with that. There’s actually something more important. And fast forward, I probably talked to a few thousand customers by this point over five years, and the number one thing they care about is confidence. Now, having confidence to literally do it on your own. Sean Tepper That is the home run. Feeling that supersedes, you know, getting good returns any day. Like people sleep better at night. Just knowing that, Shawn, I, I can do this on my own. That is what I’m looking for. I’m like home. So we even though the returns in tech are good, like, we actually lean into confidence. Like how do we give people more confidence is actually the bigger priority now. Andrew Mitchem Yeah, yeah, I, I fully get it. You know, we’ve been operating since 2009. Come on, Ryan, the Ryan run around the world in 111 countries and the same thing we we asked people, we, of course, you know, want to know why people join. And then we follow up after three months, six months, year, two years and keep asking people it’s the community and that knowledge of knowing what you’re doing for yourself, to have that control with low risk and, you know, really good outcomes. Andrew Mitchem But up here and then I say to people, trade any trading into, investments is emotion, isn’t it? Your head in your heart. You have to control those two. And what we’re doing is providing platforms or education platforms to allow people to fulfill that, that dream successfully and safely. Sean Tepper Yep, yep. Andrew Mitchem So it’s huge. Yeah. We can have all the AI and all the risks, all the all these flash gadgets, but ultimately it still comes back to that human wanting to have confidence in what they’re doing with their own money. Sean Tepper That’s it. Yeah. Andrew Mitchem And no. And also not just handing it over to someone as well. I think it’s important. Sean Tepper They add it and it’s actually you’re kind of alluding to this. It’s in people’s best interest to let’s say AI does 90% of the work. You want to be the person you want the human being finishing that process? Yeah. Because they, they ultimately it’s it’s better for them from an educational standpoint and from an, confidence standpoint, like they should know what was done. Sean Tepper But now, I control things. I get to execute the trade. Yes. You know, that’s right, that you want people to have that power at the end of the day. 60,000 stocks analyzed Andrew Mitchem Absolutely. And the, your software obviously does a lot of analysis just to give myself and viewers and listeners a ballpark figure. What kind of number of stocks is it kind of looking at and analyzing? Sean Tepper Sure. Okay. Yeah. So we’ve got about 60,000 stocks in TYKR around the world’s. We are up. Yeah. We’re upgrading. They’ll get this in the next month or two. We’re switching our data provider. So we’re going to have in the states real time pricing. You will have 15 minute delay. But then we’re going to have actually I can’t guarantee all stocks around the world, but most that’ll bring us closer to about 75,000 stocks around the world. Sean Tepper And then we’ll also have most ETFs around the world, which I think is closer to about 10,000. I could following in that Bow Wow. Yeah. No wonder. Andrew Mitchem They need analysis software that. Sean Tepper Yeah, right, right. It’s what we do. We run into circumstances when people, you know, they’ll join from a smaller country and they’ll be like, hey, you don’t have any stocks from our country. Winner may arriving. So it’s a lot of those requests and it’s like we knew we had to get to this point eventually. Yeah. But yeah. But then you just give transparency. Sean Tepper We’re looking at Finn Hub is, the data provider that will help us get, the more stocks and ETFs around the world. Andrew Mitchem Wow. So when you see your clients in 50 countries, if, for example, someone was here in New Zealand and they don’t want to be, and 2:00 in the morning to trade the US markets, they could be trading like the Australasian markets. Yeah. So your software. Sean Tepper Absolutely. Yep. Andrew Mitchem Oh, fantastic. That’s really good. Yeah. That, that’s blowing my way. That number. One thing as a currency trader, there’s like about eight main currencies. And so that makes, hence why there’s nothing like this for the forex market. I’m guessing because we can look at charts and read a bit of news and kind of make your analysis voice your, the information. Andrew Mitchem Someone out there with that. Your software is almost got an impossible task. Sean Tepper Yeah. We I was just checking here in tick or how many stocks from New Zealand. We’ve got a little over 187. So, do you know I like the I assume it’s the new New Zealand Stock Exchange. Andrew Mitchem Yes. In Wellington. Nice. Sean Tepper Got it. Do you know how many stocks they have? Andrew Mitchem No. I’m not, I’m purely forex. I honestly don’t know. Sean Tepper Okay. No no worries. But we’ll hopefully fin Hub will be able to get us most from from your exchange. Yeah. But that’s just a good example of like absolutely. You know we again we get a lot of people from random countries like, hey, can you add more stocks from our country? It’s like, yeah, absolutely. We’re we’re on it. Andrew Mitchem Yeah. Well, and also it’s purely that time of day thing, isn’t it. Because the you know, I suppose I get used to forex which is 24 hours a day. It doesn’t matter where you live in your world, you can trade it in cryptos obviously seven days a week now as well. But when you’re talking US stocks, they are, you know, for someone on my side of the world, some quite awkward trading hours. Andrew Mitchem So what you’re providing now would allow me to trade some of the the Japanese stocks, I’m guessing. Oh, and then the Australian ones using the ones now that you mentioned. So you really do open up your product to being truly a global, tool for people. Sean Tepper Exactly. Yeah. Yeah. Andrew Mitchem That’s awesome. Sean, anything else you want to add about what we’ve not covered, about what you can help people with? Sean Tepper Yeah. Knowing that you’re more in the trading world and we’re more investing, I have to say this one detail, which is we do have about 10% of our customers are traders, give or take, and they’ll use TYKR as their starting points. You’re like, hey, let’s see. You’ve got like 100 ideas out there. Well, they’ll use TYKR to narrow it down from 100 down to ten. Sean Tepper Yeah. So that’s one main use case. It’s kind of like the short AI, as it’s been described to me. Is the short list creator TYKRs, the short list for like for traders. So so yeah, I want to add that tidbit as some people are like, well I’m not really into best thing. It’s like, you don’t have to be. Sean Tepper You can just use the tool to, narrow down your search. So I’ve selected one use case. Andrew Mitchem Yeah, that makes a lot of sense. That’s kind of how I was thinking about potentially using it as well. It’s like, makes a lot of sense to do all that, that work and get it down to something more manageable. Right? Yeah. Contact Sean Andrew Mitchem And what’s the best way that someone can contact you to find out more, about what you offer? Andrew Mitchem Sure. Well, how would. Sean Tepper They add, two ways to get in touch with, TYKR or myself? You can just go to tykr.com. That’s TYKR, tykr.com. And then, I’m really active on LinkedIn. Sean Tepper, Sean is spelled the Sean Connery way. Andrew Mitchem Yes. This with the voice. Sean Tepper Yeah. I wish I had strong Scottish voice. Yes. Andrew Mitchem Awesome. Hey, Sean, we’ll put links, of course, up here as well. And we will be sharing this in around the website and social media as well, so people can contact you finding a link here as well. It’s been awesome talking to you. I’ve learned a lot about the market. I don’t know a huge amount, and it’s fascinating to hear what you do and how, you know, you going to make it from when you mentioned 60, it still blew me away. Andrew Mitchem That number, from a ridiculous number of, stocks to help to analyze something in a, in a more simplified way. So, awesome to speak to you. Thank you. Your product looks amazing. I will be trying it. And, Yeah, look forward to it as well. Sean Tepper Thanks, Andrew. This is great. Andrew Mitchem Awesome. Thanks, Sean. Bye for now. Episode Title: #624: The Smarter Way To Pick Winning Stocks Find out more about Blueberry Markets – Click Here Find out more about my Online Video Forex Course Book a Call with Andrew or one of his team now Click Here to Attend my Free Masterclass Checkout the Tykr Platform here.

During the 1940s, a playboy spy became one of wartime's most successful double agents, as well as the reported inspiration behind James Bond. A gambler and womanizer who spoke several languages, Dusko Popov was approached by a friend working for the Abwehr, Germany's military intelligence.But Dusko was vehemently anti-Nazi. He went straight to the British and volunteered his services, adopting the codename 'Agent Tricycle'. Intelligence officers then created realistic - but false - information for Dusko to pass back to his Nazi spymaster.And it was during this time, that Dusko's path crossed with a British naval intelligence officer called Ian Fleming, later the creator of James Bond. Jane Wilkinson has been through the BBC archives to find out more.Eye-witness accounts brought to life by archive. Witness History is for those fascinated by and curious about the past. We take you to the events that have shaped our world through the eyes of the people who were there. For nine minutes every day, we take you back in time and all over the world, to examine wars, coups, scientific discoveries, cultural moments and much more. Recent episodes explore everything from how the Excel spreadsheet was developed, the creation of cartoon rabbit Miffy and how the sound barrier was broken.We look at the lives of some of the most famous leaders, artists, scientists and personalities in history, including: the moment Reagan and Gorbachev met in Geneva, Haitian singer Emerante de Pradines' life and Omar Sharif's legendary movie entrance in Lawrence of Arabia.You can learn all about fascinating and surprising stories, like the invention of a stent which has saved lives around the world; the birth of the G7; and the meeting of Maldives' ministers underwater. We cover everything from World War Two and Cold War stories to Black History Month and our journeys into space.(Photo: Dusko Popov. Credit: AFP via Getty Images)

"Kontekst"də ikinci dəfə Kəmalə xanımla vergilərdən danışdıq. Bu il bol-bol biznes söhbətlərimiz olacaq. Hamısı elə bu qədər faydalı olacaq

Staff turnover remains one of the biggest challenges in the fitness industry, especially with part time and casual teams. In this episode, Justin Tamsett is joined by Alex Grande, psychologist and workplace recognition expert, to unpack how gamification, rewards, and genuine recognition can dramatically improve engagement, performance, and retention in fitness businesses. Alex explains the science behind motivation, the difference between intrinsic and extrinsic drivers, and why simple, low cost recognition programs often outperform expensive incentive schemes. Together, they explore practical examples fitness business owners can implement immediately, from peer to peer shoutouts and leaderboards to automation using everyday tools like Microsoft Teams and Excel. If you want a more motivated team without burning yourself out as a leader, this episode is a must listen. Key highlights from the episode: Why recognition from managers is often more powerful than praise from executives How gamification increases engagement without relying only on cash rewards The SAPs framework and how to use status, access, power, and rewards with staff How peer to peer recognition strengthens culture and retention Practical, low cost gamification ideas for fitness businesses How automation tools can make recognition consistent and easy   Curious about the future host of Fitness Business Podcast? That's Zoe, the host JT's daughter!   Got value from today's episode? ✔ Leave us a review on your favorite podcast app ✔ Send us a voicemail at fitnessbusinesspodcast.com/leaveusavoicemail ✔ Share this episode with a colleague who wants to build a stronger team   Ready for more: ✔ Become an FBP Insider and get 7 days FREE to start! Learn more on Patreon: https://patreon.com/FitnessBusinessPodcast ✔ Our FREE LIVE online events created specifically for fitness business owners, managers, and coaches who want to sharpen their skills and grow their business - Learn More: https://fitnessbusinesspodcast.com/onlineevents ✔ Call in and let JT know if you think this has been the best season: https://fitnessbusinesspodcast.com/leave-us-a-voicemail/ ✔ Leave a rating on Spotify or Apple Podcasts: https://fitnessbusinesspodcast.com/review/ Quotes: "We underestimate how meaningful it is to stop and say thanks, and the impact it can create." - Alex Grande "Recognition from a manager is more meaningful than from an executive, oftentimes because the manager knows more about that person." - Alex Grande "People want to be appreciated and people want to be heard." - Alex Grande   Jump Ahead: (00:03:00) What Reward and Recognition Really Mean in Fitness Businesses (00:05:00) Intrinsic vs Extrinsic Motivation and the SAPs Framework (00:06:00) The Psychology of Recognition and Why It Works (00:07:00) Why Manager Feedback Matters More Than Executive Praise (00:09:00) What Gamification Looks Like in a Real World Workplace (00:11:30) Using Status, Access, Power, and Rewards to Motivate Staff (00:14:30) Peer to Peer Recognition and Building Stronger Team Culture (00:18:00) Automating Recognition with Microsoft Teams and Power Automate (00:22:00) Engaging Part Time and Casual Staff Through Recognition (00:26:30) How to Start a Recognition Program Without Overthinking It Resources: ✔ Become an FBP Insider on Patreon: https://patreon.com/FitnessBusinessPodcast ✔ Fitness Business Podcast's LinkedIn Community: https://www.linkedin.com/groups/9878228/ ✔ Mystery Shopping for Fitness Businesses: https://mysteryshoppingforfitnessbusinesses.com.au/    Recommended Books: ✔ Drive by Daniel Pink✔ Influence: The Art of Persuasion by Robert Cialdini Resources Mentioned: ✔ Microsoft 365 Tools ✔ Zapier ✔ Notion   Our Guest: Alex Grande, Founder & CEO of Recognize ✔ Website: https://recognizeapp.com/ ✔ LinkedIn: https://www.linkedin.com/in/alexgrande/    Merch Sponsor: Be a Merch Sponsor - https://fitnessbusinesspodcast.com/merch/   REX Roundtables: Website: www.REXRoundtables.comEmail: Eddie@REXRoundtables.com A heartfelt thank you to the partners who support The Fitness Business Podcast: Les Mills USA: Creates pre-choreographed group fitness classes and offers home workouts. https://www.lesmills.com/us/ Referrizer: Provides automated marketing, referral, lead, and reputation management for local businesses. https://referrizer.com/ Energy Lounger: Sells the EnergyLounger, a full-body red and near-infrared light therapy device. http://www.energylounger.com/ Real Leader Fitness: Manufactures and sells commercial fitness and gym equipment. https://www.realleaderfitness.com/ The Covery: Offers wellness, hormone replacement, weight loss, and aesthetic treatments. https://www.thecovery.com/   "What we leave behind is not set in stone monuments, but what is woven into the lives of others." About Our Guest: Alex Grande is an entrepreneur and workplace innovation expert who combines gamification with HR technology to help organizations build stronger, more connected cultures.  As the founder of Recognize, a social employee engagement SaaS platform, he helps companies improve communication, recognition, and retention through behavioral science and thoughtful design. With a degree in psychology and published research in unconscious bias and social cognition, Alex brings an evidence-based, human-centered approach to creating recognition programs that drive lasting cultural change. About Your Host: Justin "JT" Tamsett is a fitness industry veteran with over 30 years of experience who aims to reduce global healthcare costs by promoting physical activity. Through his company Active Management, he provides business coaching to fitness entrepreneurs, leads 8 REX Roundtables in the US and Australia, and has spoken at over 40 conferences across 23 countries. His ultimate goal is to create a world of opportunity for his daughter Zoe by helping more people move and stay healthy, while empowering gym owners to build successful businesses that contribute to a healthier society. Please note: We only recommend products we care about (affiliate links support our free content). Thank you for your support!

Are we being left behind...Let's think about this for a moment.Architects have AutoCAD. Finance folks have Excel. Sales teams have Salesforce. The list goes on.But what do we as service design professionals have? If we're a bit cynical, you could say that often it's a wall of sticky notes (that the cleaners throw away at night).This brings up a deep and often unspoken insecurity in our field. Could it be that our work is seen as "fluffy" or "invisible" because we lack the "hard" tools that other departments have? That is the provocative question Maxe van Heeswijk brought to the Circle community recently. She challenged us to think about whether having "our own software" would help us claim our territory and be taken more seriously by stakeholders.But to which extent can a tool be the answer to our problems?Will Sharples joined the conversation with a different take. He argues that stakeholders don't actually care about our process or our "proper" service design tools, they just want their problems solved.So in this episode of Inside Service Design, we explore this tension between wanting to be "seen" as experts and the messy reality of getting work done in-house.This conversation is packed with spicy topics like:Whether having a dedicated tool makes you more legitimate, or does it just create new silos? Why our most important work is often the hardest to measure (and get budget for).A brutal method for stripping away busy work to focus on the assets that actually tell a story.And why you are "always selling" the value of service design, even years after you've been hired.So, if you've ever felt like you're doing important work... that nobody sees, this episode is for you.What do you feel is the service design tool at the moment? Do we even have one?Let me know, I'm really curious to hear your take!Be well, ~ Marc--- [ 1. GUIDE ] --- 00:00 Welcome to December Round Up01:00 Meet the Guests 04:00 From Physical Engineering to Digital Services 06:30 From Philosophy & Advertising to SD 10:15 Balancing Financial Goals vs. Trust 15:15 Securing Long-Term Funding 18:00 Why Patience is a Superpower 21:45 Thought Experiment26:30 Do We Need Professional Software?35:00 Is Design Too Democratized 44:15 Relationship Building is Slow Farming51:00 Pragmatism vs. The Design Bibles52:45 The Hidden Skill55:45 Navigating Company Politics59:30 Wrap-Up --- [ 2. LINKS ] --- https://www.linkedin.com/in/maxevanheeswijk/https://www.linkedin.com/in/will-sharples-85a40580/ --- [ 3. CIRCLE ] --- If you're an in-house service design professional and want to learn from the stories of your peers, take a look at the Circle, it might just be the thing you're looking for.Join our private community for in-house service design professionals:⁠https://servicedesignshow.com/circle--- [4. FIND THE SHOW ON] ---Youtube ~ https://go.servicedesignshow.com/inside-service-design-09-youtubeSpotify ~ https://go.servicedesignshow.com/inside-service-design-09-spotifyApple ~ https://go.servicedesignshow.com/inside-service-design-09-appleSnipd ~ https://go.servicedesignshow.com/inside-service-design-09-snipd

When you own your own business, you are always learning something new.  Making sure that you have a team to support you where you are lacking skills or lacking the time to devote to certain tasks will not only help you sleep at night, but you will have the confidence knowing that your business is operating at an efficient level.  In today's podcast episode, I am diving into which areas in your business you need to make sure you are covering and the financial support team members you should have in place if you need additional help.  When it comes to finances, many business owners want to ignore these issues and hope they go away or want to do everything all on their own, but the most successful entrepreneurs know exactly where they need expert advice as well as who they can turn to for advice they can trust.  As your business grows, your team needs may change as well, but it is important to make sure that you have everything under control at each level you are at in your business.  Understanding and having a reliable team you can lean on is key whether you are starting a business or side hustle, you're a self-employed individual, a solopreneur, entrepreneur, mompreneur, freelancer, small business owner, a remote, virtual, online, or in-house bookkeeper or accountant, a virtual assistant or VA, or other professional; A financial support team is needed whether you are using a computerized software system like QuickBooks, Xero, Wave or FreshBooks for your business finances, or if you are doing your bookkeeping manually with an Excel spreadsheet or even a Google Document.   Listen in, and make sure you have support for each of these responsibilities either by yourself or a team member you can count on to be there when you need them… Join us in a community built specifically for accountants and high-stress professionals.  You'll receive support, accountability, and a community that understands what you're going through. We focus on stress reduction, increasing productivity, time management, goal achievement, health, happiness, and desired lifestyle:  https://www.financialadventure.com/community Schedule your Complimentary Stress Audit And Clarity Session, where we'll work together to create a clear and focused plan and overcome the obstacles that stand in your way so that you can move forward and immediately start enjoying your life with less stress, increased productivity, and more time to spend doing what you love with the people you care about: https://www.financialadventure.com/work-with-me Accountants, CPAs, Bookkeepers, Tax Preparers & Financial Professionals, sign up here to get updates on upcoming opportunities & grab the Audit Of Your Well-Being & Balance Guide here: https://www.financialadventure.com/accountant Ready to set up your business?  I have a program to help you get your business set up so that you can start making money.  Sign up for this program here: https://www.financialadventure.com/start Are you ready to try coaching?  Schedule an Introductory Coaching Session today.  You'll have the opportunity to see how you like coaching with an Introductory Coaching Session: https://www.financialadventure.com/intro Join us in the Mastering Your Small Business Finances PROFIT LAB if you are ready to take control of your business finances and create the profitable business you are striving for.  Are you ready to generate revenues and increase the profit in your business: https://www.financialadventure.com/profit If You Are Ready To Choose, Start Or Grow Your Side Hustle, Get Your Free Checklist And Assessment Here: https://www.financialadventure.com/sidehustle Grab Your FREE guide:  5 Essential Strategies For Stress-Free Bookkeeping: https://www.financialadventure.com/5essentials Your FREE Online Virtual Bookkeeping Business Starter Guide & Success Path Is Waiting For You: https://www.financialadventure.com/starterguide Join Our Facebook Community:  https://www.facebook.com/groups/womenbusinessownersultimatediybookkeepingboutique The Strategic Bookkeeping Academy, including Bookkeeping Basics, is open for registration!  You can learn more and sign up here: https://www.financialadventure.com/sba Looking for a payroll solution for your business?  You can get an exclusive 15% discount on your payroll services when you sign up here: https://www.financialadventure.com/adp QuickBooks Online - Save 30% Your First 6 Months: https://www.financialadventure.com/quickbooks Sign up for a virtual coffee chat to see if starting a Bookkeeping Business is right for you: https://www.financialadventure.com/discovery Show Notes:  https://www.financialadventure.com This podcast is sponsored by Financial Adventure, LLC ~ visit https://www.financialadventure.com for additional information and free resources.

¿Cada cuánto hay que comer pescado?¿Es malo tomar huevos todos los días?¿La carne roja solo una vez a la semana?Las frecuencias de consumo se han convertido en una especie de norma rígida que muchas personas siguen como si fuera una ley inquebrantable. Pero… ¿realmente están pensadas para eso? En este episodio hablamos de qué son las frecuencias de consumo, para qué sirven, cuándo tienen sentido clínico y cuándo pueden convertirse en una herramienta de control obsesivo. Porque no se trata de cumplir un Excel nutricional, sino de construir un patrón alimentario saludable, flexible y sostenible. Reflexionamos sobre salud metabólica, contexto individual y relación con la comida. Y sobre todo, desmontamos la idea de que comer bien es contar cuántas veces puedes repetir un alimento a la semana. 

Show Notes In this episode of Develop This!, Dennis Fraise welcomes Andrew Ratchford, Vice President at Site Selection Group, for a wide-ranging conversation on how the role of economic developers is rapidly expanding—and what that means for communities trying to compete for investment and jobs. As a proud partner of the Site Selectors Guild, Develop This! continues its mission of connecting economic developers with the site selection profession. This episode reflects that shared commitment: helping communities better understand how projects are evaluated and what it truly takes to deliver results. Andrew explains how the pandemic accelerated a shift away from traditional economic development toward a more holistic model—one that now includes housing, childcare, workforce readiness, placemaking, sustainability, and risk management as essential components of successful projects. Rather than simply providing data and incentives, communities are now judged on their ability to execute: align stakeholders, solve infrastructure challenges, and create environments where companies and talent want to stay. Key Takeaways Economic developers' roles are expanding far beyond traditional business attraction The pandemic reshaped priorities, forcing a stronger focus on supporting existing businesses Communities are evaluated on outcomes, not just information Housing and childcare have become critical site selection factors Transportation and infrastructure gaps can derail projects if not addressed early Stakeholder alignment is essential for project success Scarcity of resources is driving innovation in economic development strategies Placemaking is key to attracting and retaining talent Workforce strategies must evolve with changing industry needs Sustainability and risk management now play a central role in project evaluations About Andrew Ratchford Andrew Ratchford is Vice President at Site Selection Group, where he specializes in evaluating sites and infrastructure for developability, capacity, and long-term improvement potential. He manages complex requests for information (RFIs), coordinates site visits with clients and community partners, and develops strategic improvement plans to help communities become more investment-ready. Before joining Site Selection Group, Andrew built a diverse real estate and planning background across the nonprofit, public, and private sectors. His experience includes: Nonprofit housing development managing federal grants and affordable housing projects Community and regional planning for Greenville County, South Carolina Multifamily development with Graycliff Capital Partners Site selection advisory services with Global Location Strategies With more than 13 years of experience, Andrew now focuses primarily on industrial assets and infrastructure, with a special interest in energy and brownfield redevelopment. His client work has included organizations such as Nacero, Georgia Pacific, Tennessee Valley Authority, Wisconsin Economic Development, CSX Railroad, BNSF Railroad, and Hoosier Energy. Andrew holds an MBA from Clemson University and a Bachelor of Arts in American Studies from North Greenville University. He is skilled in Excel, PowerPoint, GIS platforms, and PowerBI. Outside of work, Andrew enjoys playing electric and bass guitar, hiking, traveling, cheering on Clemson football, and perfecting his lawn care game while spending time outdoors with his wife, two children, and their dog.  

In this episode of Future Finance, hosts Paul Barnhurst and Glenn Hopper discuss their latest experiences in the finance world. They explore how tools like Claude and Copilot are transforming workflows, and Glenn shares how he tackled personal finance challenges, from tracking expenses to handling journal entries. Glenn also highlights a real-world example of using these tools for bookkeeping and expense tracking, giving listeners insights into how these technologies can streamline financial tasks.In this episode, you will discover:How tools are changing workflows in finance and accountingReal-world use of tools for bookkeeping and expense trackingThe speed of technology development and its impact on financial tasksHow small businesses can leverage Excel for planning and reportingThe challenges and benefits of using financial assistants for business workflowsPaul and Glenn discuss how tools like Claude and Copilot are transforming finance workflows, saving time, and improving efficiency. The future of finance is evolving rapidly, and businesses of all sizes should embrace these innovations to stay ahead.Follow Glenn:LinkedIn: https://www.linkedin.com/in/gbhopperiiiFollow Paul:LinkedIn - https://www.linkedin.com/in/thefpandaguyFollow QFlow.AI:Website - https://bit.ly/4i1EkjgFuture Finance is sponsored by QFlow.ai, the strategic finance platform solving the toughest part of planning and analysis: B2B revenue. Align sales, marketing, and finance, speed up decision-making, and lock in accountability with QFlow.ai. Stay tuned for a deeper understanding of how AI is shaping the future of finance and what it means for businesses and individuals alike.In Today's Episode:[00:45] – Glenn's Recent AI Breakthroughs[02:24] – Frustration with ChatGPT & Switching to Claude[04:22] – Using Claude for Personal Finance[07:00] – Organizing Expenses & Journal Entries[09:45] – Claude's Role in Financial Workflow Automation[11:15] – Copilot vs. Claude: A Quick Comparison[14:00] – AI's Influence on Financial Planning Tools[16:45] – Rapid AI Advancements and Global Competition[19:15] – Closing Thoughts & Final Remarks

For two decades, organisations have invested heavily in ERP and procurement platforms to digitise source-to-pay. Yet many procurement leaders still find themselves managing critical processes in Excel, chasing approvals over email, and relying on experience rather than real-time intelligence to negotiate with suppliers. The uncomfortable truth? Most enterprise systems were built for control and record-keeping, not optimisation. Unfortunately, we now live in a world increasingly defined by margin pressure, supply chain volatility, and investor scrutiny. So archaic, clunky, limited technology is no longer good enough, especially in Europe with strong economic headwinds, that will last for several years and rapid growth of AI disruption. CFOs Want Efficiency. Procurement Is Under-Resourced. Today's forward thinking CFO's are laser focused on cost discipline, working capital, OpEx/CapEx optimisation, and resilience. Global advisory firms consistently reinforce this and amplify the need for urgent digital transformation and efficient implementation of AI technology across all functions, especially procurement. McKinsey & Company highlights that digital procurement leaders can unlock 5–10% cost savings while improving speed and compliance. PwC points to AI-driven automation reducing manual effort and improving decision quality across finance and procurement. Deloitte emphasises that procurement must move from transactional processing, to insight-led value creation to meet modern CFO expectations. The ambition is there. The problem is structural. Procurement teams are often: Lean relative to spend under management Burdened with manual processes Operating across fragmented systems Dependent on legacy ERP architecture Even when CFO's fully support cost efficiency initiatives, procurement leaders struggle to execute because they lack manpower, clean data, optimal process and intelligent tooling. The ERP Illusion: Control Without Intelligence Multinational ERP platforms — such as SAP S/4HANA, Oracle ERP Cloud, or Microsoft Dynamics 365 — are incredibly powerful financial engines. But they are not purpose-built data driven intelligence platforms, especially for areas such as procurement. They: Capture transactions. Enforce controls. Process invoices. Store supplier records. What they do not do well is: Continuously benchmark pricing. Detect commercial leakage, proactively. Provide dynamic, AI-driven negotiation insights. Surface supplier optimisation opportunities automatically. Remove friction from Supplier relationships. Worse, these systems are extremely expensive and complex. Companies often pay for vast feature sets they never fully deploy, let alone understand. Customisation is costly. Implementation cycles are long and upgrades can be highly disruptive. As a result, procurement teams have no choice but to revert to: Excel models. Offline bid comparisons. Manual supplier evaluations. Email-driven approvals. Even pen and paper in parts of the workflow. The industry becomes digitally "enabled", but not digitally optimised. Even Major Procurement Suites Have Limitations Many of the major procurement platforms such as Coupa, SAP Ariba, and Jaggaer have advanced the market significantly. Yet challenges remain: Rigid workflows. Heavy configuration. Limited/Non existent contextual AI. Fragmented modules across sourcing, contracts, and P2P. High total cost of ownership. They digitise process, but often stop short of delivering continuous, embedded intelligence. Procurement becomes systemised, but not truly strategic. AI Changes the Equation Artificial intelligence shifts procurement from reactive administration to proactive optimisation. Instead of merely recording what has happened, AI answers: Where are we overpaying? Which suppliers present commercial risk? Which contracts contain value leakage? Where can we renegotiate based on real-time market data? Which spend categories are fragmented and unleveraged? AI can: Benchmark pricing at ...

Join Seth Woolcock and Derek Brown as they break down the top metrics that you should be focused on when analyzing players in fantasy football! Timestamps: (May be off due to ads) Intro - 0:00:00 QB Metrics That Matter - 0:02:21 Hard Rock Bets - 0:11:24 RB Metrics That Matter - 0:13:15 FantasyPros Dynasty YouTube - 0:19:54 Pass-Catcher Metrics That Matter - 0:20:50 Helpful Links: Dynasty Rookie Draft Simulator - Our Dynasty Rookie Draft Simulator lets you complete a mock in minutes with no waiting between picks! Customize your league settings to match your league’s exact format. Premium subscribers can test trade scenarios by mocking with their traded draft picks. Prepare for rookie drafts AND dynasty startup drafts in one place! Use the Dynasty Rookie Draft Simulator to dominate your rookie draft today at fantasypros.com/simulator! Trade Analyzer - Evaluate trades with confidence using FantasyPros' Trade Analyzer. Instantly see the impact of trades on your team and get expert recommendations. Whether you're making a 2-for-1 deal or swapping a couple draft picks for that stud who will help you win now, the Trade Analyzer will help you optimize your roster and make smarter decisions. Try the Trade Analyzer today at fantasypros.com/myplaybook or on the Fantasy Football My Playbook app and dominate your league! Join us on Discord - Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chatSee omnystudio.com/listener for privacy information.

Join Seth Woolcock and Derek Brown as they break down the top metrics that you should be focused on when analyzing players in fantasy football! Timestamps: (May be off due to ads) Intro - 0:00:00 QB Metrics That Matter - 0:02:21 Hard Rock Bets - 0:11:24 RB Metrics That Matter - 0:13:15 FantasyPros Dynasty YouTube - 0:19:54 Pass-Catcher Metrics That Matter - 0:20:50 Helpful Links: Dynasty Rookie Draft Simulator - Our Dynasty Rookie Draft Simulator lets you complete a mock in minutes with no waiting between picks! Customize your league settings to match your league’s exact format. Premium subscribers can test trade scenarios by mocking with their traded draft picks. Prepare for rookie drafts AND dynasty startup drafts in one place! Use the Dynasty Rookie Draft Simulator to dominate your rookie draft today at fantasypros.com/simulator! Trade Analyzer - Evaluate trades with confidence using FantasyPros' Trade Analyzer. Instantly see the impact of trades on your team and get expert recommendations. Whether you're making a 2-for-1 deal or swapping a couple draft picks for that stud who will help you win now, the Trade Analyzer will help you optimize your roster and make smarter decisions. Try the Trade Analyzer today at fantasypros.com/myplaybook or on the Fantasy Football My Playbook app and dominate your league! Join us on Discord - Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chatSee omnystudio.com/listener for privacy information.

Most organisations say Strategic Workforce Planning is a priority. Far fewer are prepared for what that actually requires. Because the challenge isn't just predicting how many people you'll need. It's understanding how work itself is changing, how skills are shifting beneath stable job titles, and how today's hiring, reskilling, and entry-level decisions are quietly shaping capability and leadership risk years into the future. In this episode of the Digital HR Leaders podcast, David Green is joined by Vincent Barat, Founder and CEO of Albert, to explore whether organisations are thinking about Strategic Workforce Planning at the right level - and what it really means to make workforce planning truly strategic in today's environment. Drawing on Vincent's experience working at the intersection of business strategy, skills, and workforce dynamics, this conversation explores: Why SWP is shifting from a planning exercise to a capability and risk discipline What truly puts the “strategic” in Strategic Workforce Planning beyond headcount and budgeting Where organisations most often struggle when trying to move from SWP theory to execution How AI is reshaping skills and tasks beneath job titles, and the implications for reskilling and redeployment Why reduced entry-level hiring today could create leadership and succession challenges tomorrow The practical priorities HR and people analytics leaders should focus on right now This episode is sponsored by Albert. Albert is your strategic workforce planning co-pilot, built for global HR leaders who are done with Excel, chaos, and finance-led headcount cuts. Albert helps you decode complex people data, anticipate change, and make confident, cost-saving decisions on skills and hiring without hiring a single analyst. Discover how to handle the people side of your long-range plan with zero guesswork at albertapp.com/davidgreen Links to resources: The SWP Cookbook Hosted on Acast. See acast.com/privacy for more information.

Want to screen (waay) more deal flow for your acquisition pipeline than you do currently? Here is exactly how to do that with AI (and I'm NOT talking about some clever new way to use ChatGPT).  

The RTI Diamond Pass is back with Jack Foster and Ryan Schumpert discussing all the top takeaways from Tennessee baseball's opening weekend sweep against Nicholls. Beginning with the starting pitching, Tegan Kuhns, Landon Mack and Evan Blanco all looked the part. But which relief performances stood out the most? Blaine Brown was the story offensively. Is he THE guy for Tennessee this year? And what to make of Trent Grindlinger and Evan Hankins getting starts, Reese Chapman's productive weekend, the Chris Newstrom-Manny Marin-Ariel Antigua infield, Tyler Myatt's role and more.- - - Stay connected to Rocky Top Insider for ALL of your Tennessee Sports news, content, and coverage:Online: www.RockyTopInsider.comTwitter: @RockyTopInsider Instagram: @RockyTopInsiderTikTok & YouTube: @RockyTopInsider Facebook: Rocky Top InsiderApple Podcasts/Spotify/Amazon: RTI Press PassRTI Writers: @RSchump00, @Ric_Butler, @JackFosterMedia, and @RyanTSylvia on TwitterThe RTI Low-Down (Apple/Spotify/YouTube): Bob Baskerville and Chris LowPancakes & Bacon Podcast (Apple/Spotify/YouTube): VFL Kyler Kerbyson and Reed BaconDownload the WATE6+ Smart TV App!- - -#tennessee #vols #tennesseefootball #tennesseebasketball #sec #tennesseevols

Most employees are using about 1% of what AI can actually do. Not because they're lazy. Not because they lack access. But because no one has shown them how to think with it. Meanwhile, somewhere in Silicon Valley, a 23-year-old is running a startup like they've got 28 PhDs sitting beside them—for a penny a minute. That gap isn't theoretical. It's operational. And it's widening by the hour.In this conversation, Kevin Surace and I dig into what that gap really means—for your productivity, your profession, and your relevance. From three-paragraph prompts to million-dollar consulting projects replicated in minutes, we explore why this wave looks familiar (desktop computers, the internet, Excel) and why it's moving faster than all of them. Resistance isn't noble. It's career-limiting.Related Links:Join the People Managing People CommunitySubscribe to the newsletter to get our latest articles and podcastsCheck out this episode's sponsor: DeelConnect with Kevin on LinkedInCheck out Kevin's website and Appvance.aiSupport the show

What should VCs actually look for in a fund administration partner?In this episode of VC10X, we sit down with Shalin Madan, Co-Founder of Formidium - a global fund administration platform supporting venture capital, private equity, hedge funds, and alternative asset managers with over $33B+ in assets under administration.We go beyond the surface-level checklist and unpack what truly matters when selecting a fund administrator - especially for emerging managers.⭐ Sponsored by Podcast10x - Podcasting agency for VCs - https://podcast10x.comTopics covered:• The most overlooked due diligence question when choosing a fund admin• Why business model sustainability matters more than branding• How technology reflects internal discipline (and why “banning Excel” matters)• The hidden costs of managing operations in-house• Why durability is becoming more important than performance• How LP scrutiny is evolving• Why many funds and companies may not survive the next few yearsInfrastructure is no longer back office — it's strategy.If you're building a fund designed to last 10+ years, this episode will change how you think about operations, risk, and long-term durability.Timestamps:(00:00) - The Hidden Costs of In-House Operations(00:33) - Introduction to Fund Administration and Guest Shaleen Madan(01:49) - Sponsor: Podcast 10X for VCs(02:47) - Critical Due Diligence for Selecting a Fund Administrator(04:16) - How a Tech Stack Signals Quality and Reduces Risk(05:23) - Early Trends in Capital Flows and Investor Behavior(07:39) - The Institutionalization of Family Offices(09:09) - How Emerging Managers Can Handle Future Regulatory Changes(11:12) - In-House vs. Outsourcing: A Former Fund Manager's Perspective(13:54) - The Unique Operational Challenges of Crypto-Native Funds(16:35) - How Back-Office Needs Differ Across Asset Classes(20:09) - How to Properly Vet a Service Provider's Expertise(21:33) - A Contrarian Take on Capital Flows and Market Dynamics(26:56) - The Impact of AI on Pricing Power and Outsourcing(29:18) - Key Questions LPs Should Ask About Operational Infrastructure(31:36) - Lessons Learned from Rapidly Scaling a Business(33:26) - Where to Find Shaleen Madan and FormidiumConnect with Shalin:Website - https://formidium.com/Linkedin - https://www.linkedin.com/in/shalin-madan-caia-b00239/Podcast Links:Prashant Choubey - https://www.linkedin.com/in/choubeysahabSubscribe to VC10X newsletter - https://vc10x.beehiiv.comSubscribe on YouTube - https://youtube.com/@VC10X Subscribe on Apple Podcasts - https://podcasts.apple.com/us/podcast/vc10x-investing-venture-capital-asset-management-private/id1632806986Subscribe on Spotify - https://open.spotify.com/show/7F7KEhXNhTx1bKTBFgzv3k?si=WgQ4ozMiQJ-6nowj6wBgqQVC10X website - https://vc10x.comFor sponsorship queries, reach out to prashantchoubey3@gmail.com#VentureCapital #FundAdministration #EmergingManagers #PrivateEquity #VC10X

If you've been doing “more than your job” but your pay hasn't changed, this episode breaks down the 3-step salary negotiation script that turns your hard work into a clear business case your manager can say yes to. In this conversation, Yota Trom shares a practical method to prove you're already operating at the next level using a simple Excel self-evaluation worksheet—then shows how to connect your impact to measurable outcomes so the company sees the upside in paying you more. How to build a self-evaluation worksheet (current role vs. next role + proof) How to identify whether you're actually eligible for a raise/promotion before you ask How to handle the “you haven't been here long enough” objection with a business case How to quantify impact (the “show them the money” approach) so leadership pays attention Negotiate Anything: Take your personal data back with Incogni! Use code ANYTHING at the link below and get 60% off an annual plan: ⁠⁠https://incogni.com/anything⁠⁠ incogni.com ⁠⁠Personal Information Removal Service | Incogni | Incogni⁠⁠ Data brokers are collecting, aggregating and trading your personal data without you knowing anything about it. We make them remove it. Connect with Yota www.yotatrom.com Contact ANI ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Request A Customized Workshop For Your Company⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Kwame Christian on LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠negotiateanything.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to buy your copy of Finding Confidence in Conflict: How to Negotiate Anything and Live Your Best Life!

Send me a messageOver 50% of companies say they're getting garbage supplier data. Over 40% never hear back at all.And we're basing ESG disclosures, compliance filings, and climate targets on that?In this episode, I'm joined by Lily Hogan, Senior Product Manager at 3E, to unpack why supplier data remains one of the biggest hidden risks in supply chain resilience and sustainability. In a world of tightening regulation, PFAS bans, digital product passports and rising scrutiny, visibility isn't optional. It's survival.You'll hear how a “simple” mobile phone can involve outreach to a thousand suppliers. We break down why email and Excel are still powering global compliance workflows in 2026. And you might be surprised to learn that 98% of the world's population now carries traces of PFAS, a stark reminder of how upstream risk becomes downstream impact.We explore how regulatory complexity is accelerating, why siloed data collection is undermining resilience, and how AI and digital product passports could finally reduce friction instead of adding to it. Because if you can't trust your supply chain data, you can't trust your risk model.Listen now to hear how Lily Hogan and 3E are reshaping supply chain resilience through smarter sustainability data and real visibility.Podcast supportersI'd like to sincerely thank this podcast's generous Subscribers: Alicia Farag Kieran Ognev And remember you too can become a Resilient Supply Chain+ subscriber - it is really easy and hugely important as it will enable me to continue to create more excellent episodes like this one and give you access to the full back catalog of over 460 episodes.Podcast Sponsorship Opportunities:If you/your organisation is interested in sponsoring this podcast - I have several options available. Let's talk!FinallyIf you have any comments/suggestions or questions for the podcast - feel free to just send me a direct message on LinkedIn, or send me a text message using this link.If you liked this show, please don't forget to rate and/or review it. It makes a big difference to help new people discover it. Thanks for listening.

Guest: Daniel Lyman, VP of Threat Detection and Response, Fiserv Topics: What is the right way for people to bridge the gap and translate executive dreams and board goals into the reality of life on the ground? How do we talk to people who think they have "transformed" their SOC simply by buying a better, shinier product (like a modern SIEM) while leaving their old processes intact? What are the specific challenges and advantages you've seen with a federated SOC versus a centralized one? What does a "federated" or "sub-SOC" model actually mean in practice? Why is the message that "EDR doesn't cover everything" so hard for some people to hear? Is this obsession with EDR a business decision or technology debt? How do you expect AI to change the calculus around data centralization versus data federation? What is your favorite example of telemetry that is useful, but usually excluded from a SIEM? What are the Detection and Response organizational metrics that you think are most valuable? Is the continued use of Excel an issue of tooling, laziness, or just because it is a fundamentally good way to interact with a small database? Resources: Video version "In My Time of Dying" book EP258 Why Your Security Strategy Needs an Immune System, Not a Fortress with Royal Hansen EP197 SIEM (Decoupled or Not), and Security Data Lakes: A Google SecOps Perspective The Gravity of Process: Why New Tech Never Fixes Broken Process and Can AI Change It? blog

If you've been doing “more than your job” but your pay hasn't changed, this episode breaks down the 3-step salary negotiation script that turns your hard work into a clear business case your manager can say yes to. In this conversation, Yota Trom shares a practical method to prove you're already operating at the next level using a simple Excel self-evaluation worksheet—then shows how to connect your impact to measurable outcomes so the company sees the upside in paying you more. How to build a self-evaluation worksheet (current role vs. next role + proof) How to identify whether you're actually eligible for a raise/promotion before you ask How to handle the “you haven't been here long enough” objection with a business case How to quantify impact (the “show them the money” approach) so leadership pays attention Negotiate Anything: Take your personal data back with Incogni! Use code ANYTHING at the link below and get 60% off an annual plan: ⁠⁠https://incogni.com/anything⁠⁠ incogni.com ⁠⁠Personal Information Removal Service | Incogni | Incogni⁠⁠ Data brokers are collecting, aggregating and trading your personal data without you knowing anything about it. We make them remove it. Connect with Yota https://www.yotatrom.com/ Contact ANI ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Request A Customized Workshop For Your Company⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Kwame Christian on LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠negotiateanything.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to buy your copy of Finding Confidence in Conflict: How to Negotiate Anything and Live Your Best Life!

Fluent Fiction - Hungarian: From Forgotten Anniversaries to Flourishing Relationships Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hu/episode/2026-02-15-23-34-02-hu Story Transcript:Hu: Zoltán az irodájában ült, az asztalán papírok halmaza, a számítógép monitora pedig tele volt Excel táblázatokkal.En: Zoltán sat in his office, papers piled on his desk, and the computer monitor was filled with Excel spreadsheets.Hu: Zoltán fáradt volt, szemöldökét összehúzva nézte a képernyőt, miközben kollégái beszélgetései tompán szűrődtek át a fülébe.En: Zoltán was tired, narrowing his eyebrows as he looked at the screen, while the murmur of his colleagues' conversations filtered into his ears.Hu: Az ablakon beszűrődő téli nap fényén keresztül próbálta összpontosítani gondolatait.En: Through the light of the winter sun streaming through the window, he tried to focus his thoughts.Hu: Február vége volt, egy szokványos munkanap, mégis különleges.En: It was late February, a typical workday, yet special.Hu: Elfelejtette a harmadik házassági évfordulóját.En: He had forgotten his third wedding anniversary.Hu: Ismét.En: Again.Hu: Amint az óra elérte a delet, Zoltán felkapta a kabátját, és sietve indult a lift felé.En: As the clock struck noon, Zoltán grabbed his coat and hurried towards the elevator.Hu: Egyetlen gondolat zakatolt az agyában: virágot kell szereznie.En: One thought raced through his mind: he needed to get flowers.Hu: A frissen felvett gyakornok, Boglárka, úton a kávéfőzőhöz találkozott vele.En: The recently hired intern, Boglárka, met him on her way to the coffee machine.Hu: – Minden rendben, Zoltán? – kérdezte Boglárka mosolyogva.En: "Is everything okay, Zoltán?" Boglárka asked with a smile.Hu: – Őszintén szólva, nem igazán – sóhajtott fel Zoltán.En: "Honestly, not really," Zoltán sighed.Hu: – Elfelejtettem az évfordulónkat, és szükségem van néhány virágra.En: "I forgot our anniversary, and I need some flowers."Hu: Boglárka felvonta a szemöldökét, majd bólintott.En: Boglárka raised an eyebrow, then nodded.Hu: – Tudok egy helyet a közelben,En: "I know a place nearby.Hu: ha szeretnéd, megmutatom.En: If you want, I can show you."Hu: A hideg szél belekapott Boglárka szőke hajába, amikor kiléptek az irodaházból.En: The cold wind blew through Boglárka's blonde hair as they exited the office building.Hu: Kettőjük közül ő tűnt a lelkesebb segítőnek, és ez kicsit megnyugtatta Zoltánt.En: Of the two, she seemed the more enthusiastic helper, which somewhat reassured Zoltán.Hu: A csendesebb utcákon átvágva, elhaladtak kávézók és apró boltok mellett, míg el nem értek egy szerényen berendezett virágüzlethez.En: Cutting through quieter streets, they passed by cafés and small shops until they reached a modestly decorated flower shop.Hu: Az ajtó felett lógó harang csilingelt, amikor beléptek.En: The bell above the door jingled as they entered.Hu: – Ez az? – kérdezte Zoltán kicsit kétkedve.En: "Is this it?" Zoltán asked a bit skeptically.Hu: Boglárka bólintott, és körülnézett a boltban.En: Boglárka nodded and looked around the store.Hu: A virágkészlet valóban szerény volt.En: The selection of flowers was indeed modest.Hu: A Valentin-napi roham után kevés maradék állt rendelkezésre: néhány hervadt rózsa és egyetlen életvidám, zöld potted növény.En: After the Valentine's Day rush, few leftovers were available: some wilted roses and a single lively green potted plant.Hu: Zoltán tanácstalanul nézett körbe.En: Zoltán looked around, uncertain.Hu: Vajon mi lenne a jobb választás?En: What would be the better choice?Hu: Boglárka csendben figyelte, ahogy Zoltán mérlegeli a lehetőségeket.En: Boglárka quietly watched as Zoltán weighed his options.Hu: – A potted növény – mondta hirtelen Zoltán.En: "The potted plant," Zoltán suddenly said.Hu: – Ez legalább él, és a növekedést szimbolizálja.En: "At least it's alive, and it symbolizes growth.Hu: Ezzel is kifejezhetem, hogy dolgozni akarok a kapcsolatunkon.En: With this, I can express that I want to work on our relationship."Hu: Boglárka bólintott, és mosolya egyetértést tükrözött.En: Boglárka nodded, her smile reflecting agreement.Hu: Zoltán megkönnyebbülten ment a pénztárhoz.En: Zoltán went to the checkout with relief.Hu: Az apró virágbolt elhagyása után Zoltán érzékelte a közeledő változást.En: After leaving the small flower shop, Zoltán sensed an approaching change.Hu: Felfedezett valami fontosat: a tett őszintesége sokkal értékesebb, mint egy pompázatos gesztus.En: He discovered something important: the sincerity of an act is much more valuable than a grand gesture.Hu: Ahogy visszasiettek az irodába, Zoltán már nem érezte magát ugyanannak a hibát ismétlő embernek.En: As they hurried back to the office, Zoltán no longer felt like the person repeating the same mistake.Hu: Rájött, hogy ideje jobban odafigyelni a számító tennivalókra, a személyes kapcsolataira, és nem csak a munkájára.En: He realized it was time to pay more attention to meaningful actions, personal relationships, and not just his work.Hu: Egy potted növény elég volt ahhoz, hogy elinduljon ezen az úton.En: A potted plant was enough to set him on this path.Hu: Ez a felismerés többet ért, mint bármelyik kimaradt évforduló.En: This realization was worth more than any missed anniversary. Vocabulary Words:piled: halmazamurmur: tompán szűrődtekcolleagues: kollégáifocused: összpontosítanimodestly decorated: szerényen berendezettjingle: csilingeltskeptically: kétkedvewilted: hervadtlively: életvidámpotted plant: potted növénysymbolizes: szimbolizáljaenthusiastic: lelkesgesture: gesztusmeaningful: számítórecently hired: frissen felvettrelief: megkönnyebbültendiscovered: felfedezettreassured: megnyugtattarealization: felismeréssincerity: őszinteségerepeated: ismétlőthoughts: gondolataitintern: gyakornokanniversary: évfordulójátcheckout: pénztárhozoption: lehetőségeketstruck: elértesense: érzékeltespreadsheets: táblázatokkalnodded: bólintott

Book tour event details and ticket info here.An iconic cartoon character liberated from copyright, journalism from the world of competitive spreadsheeting, a controversial piece of US currency. Each year the Planet Money team dedicates an episode to the things we simply love and think you, our audience, will also love.In this year's Valentine's Day episode:The Public Domain Day list from Jennifer Jenkins' of Duke's Center for the Study of the Public Domain and her colleagues. Jesse Dougherty's article “Between the sheets at the college Excel Championship” which is behind a paywall. Here is Jesse's substack. 404 Media's excellent journalism on the tech that ICE is usingAn ode to the language of the penny, including songs like Pennies from Heaven. The only self-check out that doesn't waste your time. And we made public domain Valentine's cards. Download THE OFFICIAL Planet Money valentine here.Pre-order the Planet Money book and get a free gift. / Subscribe to Planet Money+ Listen free: Apple Podcasts, Spotify, the NPR app or anywhere you get podcasts.Facebook / Instagram / TikTok / Our weekly Newsletter.This episode of Planet Money was hosted by Kenny Malone. It was produced by James Sneed with help from Sam Yellowhorse Kesler, fact-checked by Sierra Juarez, engineered by Cena Loffredo & Kwesi Lee, and edited by our executive producer Alex Goldmark.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

In this episode of the Grownlearn Podcast, I speak with Sean Tepper — Founder & CEO of Tykr — about what it really takes to invest intelligently and build a scalable fintech company from scratch. Sean started with a simple Excel-based stock rating model. Today, Tykr serves over 13,000 customers across 50+ countries and is raising a $1.3M seed round — after achieving strong product-market fit, improving conversion rates from 25% to 70%, and reducing churn below 5%. We discuss: • Where beginners should actually start with investing • Investing vs trading — and why most people confuse the two • The #1 mistake retail investors make • How to avoid losing money in the stock market • Why fundamentals still matter in a tokenized world • How Tykr outperformed the S&P 500 • What real product-market fit looks like before raising capital • SaaS subscription growth strategies that actually work Sean also shares transparent performance data, marketing insights (including YouTube as a lead engine), and why open-source calculations helped build trust with both users and regulators. If you're a founder, investor, SaaS builder, or simply someone who wants to make smarter long-term financial decisions — this episode delivers clarity.

It was a gathering of self-proclaimed nerds and STEAM teachers Dave Brelsford of Mervo, John Bachman of Western and City and Brian Watson of Poly join Nestor at Koco's Pub to educate him on bringing city students together with science, math and arts programming to excel in robotics, prepare for college and excel in the real world with solutions to problems. The post Dave Brelsford of Mervo High educates Nestor on bringing city students together with STEAM programming to excel in robotics and the real world first appeared on Baltimore Positive WNST.

It’s Saturday, so get your ears on our new Ask Us Anything episode! This week we’re talking: ✏️ How to get balanced views in business and political commentary?

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! Gestionar una gran cuenta sin un mapa es perderse. Demasiada gente, demasiados matices, demasiada información dispersa. En este episodio te doy una estructura práctica en 4 pasos para mapear cualquier gran cuenta, independientemente de su tamaño. No es un plan de cuenta completo, pero sí un documento que puedes mantener actualizado con 10 minutos a la semana. Lo que vas a encontrar: - Paso 1: La radiografía de la cuenta (datos clave, situación actual, oportunidades y tu propuesta de valor específica) - Paso 2: Mapa de personas y roles (decisor económico, decisor técnico, usuarios e influenciadores) - Paso 3: Plan de acción por fases (entrada, descubrimiento, propuesta y cierre) - Paso 4: Seguimiento y actualización (cómo detectar señales de alerta y evitar el autoengaño) También te cuento dónde guardar este mapa (Excel, Notion o CRM) y qué información incluir en cada sección para que sea simple, actualizable y accionable. Suscríbete a la newsletter semanal → https://eticacomercial.com/newsletterEscucha este episodio completo y accede a todo el contenido exclusivo de El Podcast de las Ventas. Descubre antes que nadie los nuevos episodios, y participa en la comunidad exclusiva de oyentes en https://go.ivoox.com/sq/870099

Ever wondered how Cannon would fare, having to actually watch multiple little ones and 2 dogs on top of it? Not well. They are pet-sitting 2 puppies and we proceed to watch the kids stuff these poor dogs with lots of cheese, more cheese, and then, cheesy eggs. Poor things. In a follow up to last week's Dig, we explore the IBLP version of finishing school, EXCEL. They have to train all these little ladies on how to grow up and be manipulated and coerced by their authorities. We look at how it evolved, what they were teaching, and get an outsiders view of these girls through a newspaper journalist embedded with them. Joy Branch is the girl you never want to meet. If you would like to support the work that we do, head on over to www.buymeacoffee.com/diggingupthedug where you can buy us a coffee, if you would just like to support us in a one-off fashion. Or you can support us monthly by becoming a member and then you will get access to our ad-free episodes and bonus content like Pickle episodes, Mildred Mondays, recipes, blog posts and more. We have a lot of fun over there with our community of Pickle People. We have Merp, I mean Merch! over at https://www.digging-up-the-duggars.dashery.comTake a peek at our episode visuals and Mildred related contact at instagram.com/digginguptheduggarspodAnd of course we have a P.O. Box 5973, Glendale, AZ 85312

This week, Mary Beard dons her VR set to experience a Roman cataclysm; and Mary Hitchman on the history of humanity's fascination with the moon.'The Last Days of Pompeii: The immersive exhibition', Immerse LDN, Excel, London, until March 15'The Medieval Moon', by Ayoush LazikaniProduced by Charlotte Pardy Hosted on Acast. See acast.com/privacy for more information.

When you want to be successful, you need to make sure you are taking advantage of every minute of your day.  Some people make their success seem so simple.  Most successful entrepreneurs follow a routine that they know they can stick to on a consistent basis to get the results they ultimately want to achieve in life and in their business.  In today's podcast episode, I am covering some of the highly effective business routines that will keep you on task and ensure you are able to spend your days being as efficient as possible while enjoying your ultimate work-life balance.  Everybody views success differently, and this is true as far as your schedule goes as well.  Your schedule and routines will vary from other business owners, and that is alright.  Not only am I going to touch on morning and evening routines, but you will gain insight into how you can focus your time to manage your daily, weekly, monthly, and yearly business routines as well.  Routines are important to put in place, and it doesn't matter whether you are starting a business or side hustle, you're a self-employed individual, a solopreneur, entrepreneur, mompreneur, freelancer, small business owner, a remote, virtual, online, or in-house bookkeeper or accountant, a virtual assistant or VA, or other professional; it is never too late to start or improve your business routines.  These routines will work for you whether you are using a computerized software system like QuickBooks, Xero, Wave, or FreshBooks for your business finances or if you are doing your bookkeeping manually with an Excel spreadsheet or even a Google Document.  Listen in and make sure you are aware of these highly effective routines successful entrepreneurs use to reach their success…    Join us in a community built specifically for accountants and high-stress professionals.  You'll receive support, accountability, and a community that understands what you're going through. We focus on stress reduction, increasing productivity, time management, goal achievement, health, happiness, and desired lifestyle:  https://www.financialadventure.com/community Schedule your Complimentary Stress Audit And Clarity Session, where we'll work together to create a clear and focused plan and overcome the obstacles that stand in your way so that you can move forward and immediately start enjoying your life with less stress, increased productivity, and more time to spend doing what you love with the people you care about: https://www.financialadventure.com/work-with-me Accountants, CPAs, Bookkeepers, Tax Preparers & Financial Professionals, sign up here to get updates on upcoming opportunities & grab the Audit Of Your Well-Being & Balance Guide here: https://www.financialadventure.com/accountant Ready to set up your business?  I have a program to help you get your business set up so that you can start making money.  Sign up for this program here: https://www.financialadventure.com/start Are you ready to try coaching?  Schedule an Introductory Coaching Session today.  You'll have the opportunity to see how you like coaching with an Introductory Coaching Session: https://www.financialadventure.com/intro Join us in the Mastering Your Small Business Finances PROFIT LAB if you are ready to take control of your business finances and create the profitable business you are striving for.  Are you ready to generate revenues and increase the profit in your business: https://www.financialadventure.com/profit If You Are Ready To Choose, Start Or Grow Your Side Hustle, Get Your Free Checklist And Assessment Here: https://www.financialadventure.com/sidehustle Grab Your FREE guide:  5 Essential Strategies For Stress-Free Bookkeeping: https://www.financialadventure.com/5essentials Your FREE Online Virtual Bookkeeping Business Starter Guide & Success Path Is Waiting For You: https://www.financialadventure.com/starterguide Join Our Facebook Community:  https://www.facebook.com/groups/womenbusinessownersultimatediybookkeepingboutique The Strategic Bookkeeping Academy, including Bookkeeping Basics, is open for registration!  You can learn more and sign up here: https://www.financialadventure.com/sba Looking for a payroll solution for your business?  You can get an exclusive 15% discount on your payroll services when you sign up here: https://www.financialadventure.com/adp QuickBooks Online - Save 30% Your First 6 Months: https://www.financialadventure.com/quickbooks Sign up for a virtual coffee chat to see if starting a Bookkeeping Business is right for you: https://www.financialadventure.com/discovery Show Notes:  https://www.financialadventure.com This podcast is sponsored by Financial Adventure, LLC ~ visit https://www.financialadventure.com for additional information and free resources.

In this episode of Future Finance, Paul Barnhurst and Glenn Hopper explore how AI tools like Claude, Copilot, and Excel agents are transforming financial workflows in 2026. As the finance industry continues to evolve, AI is playing an increasingly crucial role in automating routine tasks, improving accuracy, and boosting efficiency.Paul and Glenn discuss their firsthand experiences with AI-driven tools, from tracking expenses and managing journal entries to building financial models. They also dive into the ways small and medium businesses are utilizing AI-powered Excel agents to streamline their financial processes without the need for expensive, traditional planning tools.In this episode, you will discover:The impact of AI agents in finance and how they simplify workflows.Personal experiences with Claude and Copilot in real-world finance tasks.How to integrate AI into your finance team's daily tasks.The benefits and challenges of AI-powered automation in finance.Paul and Glenn emphasize the importance of embracing AI in finance, highlighting how tools like Claude, Copilot, and Excel agents are transforming everyday workflows. They encourage finance professionals to experiment with AI, even if it means starting small.Follow Glenn:LinkedIn: https://www.linkedin.com/in/gbhopperiiiFollow Paul:LinkedIn - https://www.linkedin.com/in/thefpandaguyFollow QFlow.AI:Website - https://bit.ly/4i1EkjgFuture Finance is sponsored by QFlow.ai, the strategic finance platform solving the toughest part of planning and analysis: B2B revenue. Align sales, marketing, and finance, speed up decision-making, and lock in accountability with QFlow.ai. Stay tuned for a deeper understanding of how AI is shaping the future of finance and what it means for businesses and individuals alike.In Today's Episode:[00:00] – AI's Role in Finance[03:47] – AI Agents in Excel[06:12] – Claude vs. Copilot[09:27] – Automating Expenses & Journal Entries[15:56] – AI for Financial Models[21:21] – Future of AI in Small Business Finance[26:26] – Workflow Automation in Finance[35:28] – AI & Human Collaboration[39:31] – Experimenting with AI in Finance[41:45] – Data Quality & Governance[43:07] – Key Takeaway

Finance teams in the energy, utilities, and renewable energy sectors face unique challenges, complex ownership structures, multi-entity consolidation, regulatory reporting, and constant market volatility. In this episode of CPM Customer Success, we discuss how CFOs, Controllers, and FP&A leaders are modernizing close, consolidation, and planning with a unified CPM platform. We share two customer examples to bring this to life: A fast-growing renewable energy developer that outgrew Excel as its portfolio of solar projects expanded. One of the world's largest battery recycling enterprises with a fragmented financial process.  If you're a leader in the energy or utilities space looking to deliver faster insights, improve confidence in the numbers, and support the transition to a more dynamic energy future, this episode is for you!      

¿Sabías que tu equipo de ventas podría ser hasta un 40% más productivo solo por usar correctamente un CRM? En este episodio de Con Licencia Para Vender, Jorge Zamora te revela los 3 errores más comunes que impiden que tus vendedores utilicen el CRM… y, sobre todo, cómo solucionarlos. Olvídate de obligar a tu equipo a rellenar datos por cumplir. Aquí vas a descubrir cómo mostrar el verdadero impacto del CRM en la venta, cómo reducir tareas manuales (¡menos tiempo perdido en Excel y más en cerrar negocios!) y la importancia de crear un roadmap claro que motive a los vendedores a adoptarlo de forma natural. Además, Jorge Zamora comparte casos reales y recomendaciones prácticas para que por fin dejes de adivinar el seguimiento y empieces a tener control total sobre tus procesos de ventas. Este episodio es imprescindible si eres gerente comercial, director de ventas o lideras un equipo que necesita más visibilidad, productividad y resultados tangibles. Aprovecha estos consejos para transformar tu gestión comercial y hacer que el CRM trabaje para ti, no al revés. Aprende cómo mejorar la productividad de tu equipo de ventas B2B, implementar CRM con éxito, liderar procesos de adopción tecnológica y evitar los errores más comunes en la gestión de oportunidades. Ideal para líderes y gerentes comerciales que buscan acelerar ventas y maximizar el uso de herramientas digitales como el CRM en sus organizaciones. ¿Te sirvió este episodio para identificar por qué tu CRM no se usa como debería? Compártelo con tu equipo y síguenos para recibir más estrategias de ventas de alto impacto en cada episodio. Agenda conmigo una llamada sin costo y te ayudaré a mejorar tus ventas Clientify - Reuniones https://linktr.ee/jorgeandreszamora

Ep. 399 We are now transitioning from vibe coding to vibe working? Kieran dives into the historic evolution of AI from a tool you chat with to a team you manage, and why this changes the future of work. Learn more on the rise of agentic AI teams that autonomously handle projects, how Claude and similar models are embedding themselves directly into essential tools like Excel and PowerPoint, and why mastering outcome-based thinking (rather than task-based delegation) will separate those who thrive in the "vibe working" era from those left behind. Mentions Anthropic https://www.anthropic.com/ Claude https://claude.ai/ Get our guide to build your own Custom GPT: https://clickhubspot.com/customgpt We're creating our next round of content and want to ensure it tackles the challenges you're facing at work or in your business. To understand your biggest challenges we've put together a survey and we'd love to hear from you! https://bit.ly/matg-research Resource [Free] Steal our favorite AI Prompts featured on the show! Grab them here: https://clickhubspot.com/aip We're on Social Media! Follow us for everyday marketing wisdom straight to your feed YouTube: ​​https://www.youtube.com/channel/UCGtXqPiNV8YC0GMUzY-EUFg  Twitter: https://twitter.com/matgpod  TikTok: https://www.tiktok.com/@matgpod  Join our community https://landing.connect.com/matg Thank you for tuning into Marketing Against The Grain! Don't forget to hit subscribe and follow us on Apple Podcasts (so you never miss an episode)! https://podcasts.apple.com/us/podcast/marketing-against-the-grain/id1616700934   If you love this show, please leave us a 5-Star Review https://link.chtbl.com/h9_sjBKH and share your favorite episodes with friends. We really appreciate your support. Host Links: Kipp Bodnar, https://twitter.com/kippbodnar   Kieran Flanagan, https://twitter.com/searchbrat  ‘Marketing Against The Grain' is a HubSpot Original Podcast // Brought to you by Hubspot Media // Produced by Darren Clarke.

What if you could cut your deal analysis time by 80%? Joel Bechtel was drowning in broker documents. T12s in one format. Rent rolls in another. OMs that looked completely different from the last five he’d reviewed. After spending hours copying and pasting data into Excel spreadsheets only to discover a deal wouldn’t work, he decided to build AI deal analysis software to solve the problem. Chris Lopez sits down with Joel, a software entrepreneur who spent 18 years building tech companies before pivoting to focus on his real estate portfolio. Joel currently owns 20 doors and recently analyzed 90 multifamily properties across Columbus, Nashville, and Raleigh markets. His AI deal analysis software extracts data from broker documents and runs underwriting in minutes instead of hours. The numbers are striking. What used to take 1-2 hours per deal now takes 10-15 minutes. That’s the kind of efficiency that lets you actually find deals worth pursuing instead of burning out on spreadsheet work. In This Episode We Cover: The Gmail hack Joel uses to automatically filter broker leads into a dedicated inbox for AI processing Why most investors waste hours on deals that will never work and how to filter faster How AI deal analysis software extracts data from T12s, rent rolls, and OMs automatically Current vs pro forma analysis and which variables actually matter when tweaking numbers The St. Louis deal that looked perfect on paper until due diligence revealed a critical problem How to sanity check AI results without adding hours back to your workflow Market metrics that matter including flood zones, fair market rents, and census data Why zero closings from 10 LOIs is actually normal in today’s market Joel also shares advice for investors who want to bridge into entrepreneurship, including why community and masterminds matter more than going it alone. Plus, why jumping from your W2 too quickly can actually hurt both your investing and your ability to get loans. Whether you’re looking to build your own AI deal analysis software or just want a smarter system for filtering multifamily opportunities, this episode breaks down the exact process. Watch the YouTube Video https://youtu.be/yKFUQ2hUJaM Timestamps 00:00 – Welcome & Episode Introduction 01:54– From 18 years in software to real estate investing 05:15 – Broker document chaos that sparked Deal Flow Pro 07:05 – How AI extracts data from T12s, rent rolls, and OMs 09:16 – Safeguarding against AI Hallucinations 12:36 – From 90 deals to 10 LOIs 15:11 – Fact checking market metrics: flood zones, rents, census data 17:13 – St. Louis due diligence story 22:02– Time savings: 2 hours down to 10 minutes 25:53– Merging investor and entrepreneur paths 33:00 – Deal Machine integration + where to find Deal Flow Pro Links in Podcast Deal Flow Pro – AI deal analysis software for multifamily investors Website: dealflowpro.io Promo Code: “Chris Lopez” for 14-day trial (no credit card required) Deal Machine – Off-market lead generation tool Crexi – Commercial real estate listing platform LoopNet – Commercial real estate marketplace

AI in commercial real estate is usually framed around predictions and pricing.   In brief: Underwriting delays come from manual data extraction, not Excel. Institutional CRE teams automate the data layer, not the model. Parsing rent rolls and T12s is now a scale problem, not a staffing one. AI underwriting is being adopted first by lenders and servicers. Speed and consistency are emerging as underwriting risk controls. This Demo Day conversation with Parag Goswami, CEO of Clik.ai, focuses on something more fundamental: how underwriting actually gets done.   The core insight is simple.   The bottleneck in CRE underwriting is not Excel.   It is the manual, error-prone work of pulling data out of PDFs and forcing it into models. Clik.ai does not replace spreadsheets.   It automates everything before the spreadsheet matters by automating the tedious data input to your Excel model and automating it.   That is why its earliest adopters are institutional lenders, servicers, credit teams, and acquisitions pros.   Add to this automated Trepp comparable data and you have a high-value, early underwriting model to screen deals using your own Excel model.   Bottom line Clik.ai eliminates friction in the earliest stage of deal evaluation by automating the grunt work of data inputting giving you faster underwriting and a significant competitive edge.   ***   At GowerCrowd, we are aggressively researching AI tools you can actually use and that bring real, immediate value to your business. Contact us to learn more.   Subscribe to my newsletter and get access to this transformational intel before anyone else:  https://gowercrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

Agents will soon retrieve data from MCP servers and offer formatting options you can interact with. The Copilot "preview pane" opens Word, Excel, and PowerPoint alongside your M365 Chat results. Viva Engage introduces a way to hide your colleagues messages from your feed. What else landed this week? 0:00 Welcome 1:55 Open Word, Excel, and PowerPoint Files in Microsoft 365 Copilot Chat - MC1225199 4:03 Microsoft Teams: Teams Live Events is retiring - MC1226495 8:17 Enhancing Model Context Protocol (MCP) based agents with rich interactive UI widgets support - MC1227627 14:00 Viva Engage: New option to hide a user's messages - MC1226225 21:11 Drawn electronic signatures with eSignature for Microsoft 365 - MC1225195 24:09 Change meeting organizer via PowerShell cmdlet in Exchange Online - MC1227623

How to tap the full power of your voice.Being present in communication isn't just mental. It's about the physical energy you bring into a space — particularly, says Patsy Rodenburg, the presence of your voice.“The physical presence of the human being is the most important thing we have,” says Rodenburg. As a world-renowned expert in voice, speech, and presentation, she has helped everyone from stage actors to prime ministers hone their speaking and awaken the power and presence of their voice. “The vast majority of people are born with amazing voices, and somewhere along the line, they lose them. My job is to return people to their full power in their body, in their breath, in their voice, in their ability to speak in an exciting way.”In this episode of Think Fast, Talk Smart, Rodenburg joins host Matt Abrahams to discuss embodied communication. From breathing techniques and managing tension to intentionally inhabiting space, Rodenburg's insights reveal how to communicate with greater power, presence, and the potency of your voice.To listen to the extended Deep Thinks version of this episode, please visit FasterSmarter.io/premium.Episode Reference Links:Patsy RodenburgPatsy's Books: Presence / Power PresentationEp.137 When Words Aren't Enough: How to Excel at Nonverbal Communication Connect:Premium Signup >>>> Think Fast Talk Smart PremiumEmail Questions & Feedback >>> hello@fastersmarter.ioEpisode Transcripts >>> Think Fast Talk Smart WebsiteNewsletter Signup + English Language Learning >>> FasterSmarter.ioThink Fast Talk Smart >>> LinkedIn, Instagram, YouTubeMatt Abrahams >>> LinkedInChapters:(00:00) - Introduction (02:56) - Foundational Voice Principles (05:58) - Activating Breath Through The Body (08:19) - Why Most Voices Just Need Use (11:49) - Defining Presence (16:02) - Using Space To Communicate (19:24) - The Final Three Questions (23:50) - Conclusion ********Thank you to our sponsors.  These partnerships support the ongoing production of the podcast, allowing us to bring it to you at no cost.This episode is sponsored by Strawberry.me. Get 50% off your first coaching session today at Strawberry.me/tftsJoin our Think Fast Talk Smart Learning Community and become the communicator you want to be. 

Tariq Choudry of Amazon Web Services talks about why AI pilots still fail, cyber risk, decisions over dashboards, & why AI will replace heroics, not humans.   IN THIS EPISODE WE DISCUSS:   [04.13] An introduction to Tariq, his background, and role at AWS. "I spend my time thinking about how we move from software that explains problems to software that actually solves them at scale." [06.18] Why AI will replace heroics, not humans. "Supply chains are held together by caffeine, guilt, that one person that hasn't had a vacation since 2019. There are a lot of late nights and Slack war rooms, and there are groups of people that have the entire network in their hands. That's extremely fragile – and not scalable." [10.10] Why so many AI pilots still fail, what's going wrong with both technology and people, and the big problem with incentive and blame culture. "Pilots don't fail because the underlying model is bad. They fail because the organizations are very good at protecting how decisions are currently made. Companies are saying they want AI – but only if nothing important changes." "If all you're doing is trying to determine what failed, why, and who's to blame, you've missed the point." [15.30] How businesses can incorporate new capabilities and integrate them into their existing systems and workflows, and use agentic AI to surface the need for critical decisions earlier when there's more time and optionality. "Time is the one commodity you can't earn back… Use the agent to surface those weak signals earlier – that's when you still have options." [21.17] From dashboards and Excel to tribal knowledge in our workflows, how AI is exposing organizational debt, and what that means for teams. "You spend your time fighting the fires, and less time designing the new systems to prevent them." [26.49] What does all of this means for planners? "The best planners won't get replaced – they should be promoted!" [30.43] Why cyber risk is now a supply chain problem, and how AI can helps teams navigate it. "Your weakest supplier is your weakest point in your firewall." [33.39] Why people want AI but don't trust it, and why trust is built from predictability. "When humans make mistakes, over time we call that judgement. It comes from experience – that's a judgement call. But when AI makes that mistake, it's scandalous." "Trust isn't perfection, it's predictability." [38.37] Tariq's advice for how businesses can build trust in AI, prove predictability, and scale with confidence.   RESOURCES AND LINKS MENTIONED:   Head over to Amazon Web Service's website now to find out more and discover how they could help you too. You can also connect with AWS and keep up to date with the latest over on LinkedIn, Facebook, YouTube, Instagram or X (Twitter), or you can connect with Tariq on LinkedIn. If you enjoyed this episode and want to hear more from Amazon Web Services, check out 489: Time To Swap Your Axe For A Chainsaw: The Power of Agentic AI or 519: Overcoming The Perfect Storm: Moving Beyond Basic Automation To Realize AI's Full Potential. Check out our other podcasts HERE.

Episode: 00305 Released on February 9, 2026 Description: Many crime analysts are uncertain which AI tools are appropriate, useful, or even relevant to their role. In the fifth installment of Catching Up with Dawn, Dawn Reeby breaks down where artificial intelligence actually fits in crime analysis by focusing on practical tools analysts can use today. The conversation walks through specific examples involving ChatGPT, NotebookLM, and other AI-assisted platforms for tasks like creating cheat sheets, drafting policies, organizing meeting notes, developing roll-call videos, and communicating outcomes to leadership. Dawn also reminds listeners that Excel was once viewed with skepticism and is now standard in analytical work, reinforcing that AI is not a replacement for analysts but another evolution in the toolkit. Throughout the discussion, the emphasis remains on analyst judgment, review, and ethics, showing how AI supports stronger, more efficient analysis rather than replacing it.

Maxima is building AI agents that automate enterprise accounting while maintaining the auditability and control standards finance teams require. In a recent episode of BUILDERS, we sat down with Yogi Goel, CEO and Co-Founder of Maxima, to explore his eight-year journey at Rubrik from Series C through IPO, and how those lessons shaped his approach to solving the 70-80% of finance time currently wasted on manual work. Topics Discussed: Why Rubrik's approach—entering stagnant markets with first-principles thinking—became Maxima's blueprint Securing $3K-$5K POC commitments from Figma mockups before writing code Why Scale AI and Rippling rejected a point solution and demanded 3-4 modules from day one The compound startup model: building multiple products simultaneously to meet buyer expectations How 17% of CFOs are adopting AI tools today (vs 51% in software development) Why finance teams view AI agents as "digital college freshmen" who need proof of work Hiring from YouTube Studios, Apple, and Robinhood instead of legacy finance software companies How NetSuite World conference booth sizes revealed the data integration infrastructure gap The $3K-$5K validation threshold that proved finance pain was urgent enough to pay pre-product GTM Lessons For B2B Founders: Demand generation unlocks engineering potential: Yogi learned from his Rubrik mentors: "focus on demand and if you have great engineers then they will solve the problems." Maxima built products in 2-3 months they didn't initially know were technically feasible—because customer demand pulled the engineering team forward. For founders with strong technical teams, customer demand should drive the roadmap, not engineering's comfort zone. Trust your engineers to solve hard problems when customers are waiting. $3K-$5K is the pre-product validation threshold: Before writing any code, Yogi secured POC commitments at this price point based solely on Figma mockups. This isn't about revenue—it's about proving urgency. Verbal interest means nothing. Small pilot commitments mean "we'll try it someday." But $3K-$5K pre-product means "this problem is urgent enough to pay before seeing a working solution." Use this threshold to separate real pain from polite interest. Sophisticated buyers will reject your narrow MVP: Scale AI and Rippling told Maxima explicitly: "If you will only build this one thing, we will not buy. You have to commit to building three, four modules." Conventional wisdom says start narrow, but enterprise buyers with complex workflows won't adopt point solutions that create new integration headaches. When sophisticated buyers articulate their real buying criteria, ignore the startup playbook. Yogi built a "compound startup" with 4-5 modules from day one because that's what the market demanded. Target acute pain over easy access: Early-stage companies (10-30 people) were easier to reach but finance wasn't urgent enough. At that scale, it's "build product, ship product"—finance operations aren't broken enough to warrant urgent attention. Companies at 500-1,000+ employees have finance teams drowning in manual work that prevents strategic contribution. Target where pain justifies urgent action and budget exists, not where calendar access is easiest. Hire intensity and first-principles thinking over domain knowledge: Maxima deliberately hired zero engineers from legacy finance software companies. Their frontend engineer came from YouTube Studios. Others came from Apple, Robinhood, Netflix—none with financial product experience. Yogi's three hiring criteria: "incredible intensity, huge confidence in themselves, and fast thinking mode." Domain expertise creates pattern-matching to old solutions. First-principles thinking creates breakthrough products. One team member didn't finish high school but is "one of the best out there." Make AI explainable or finance teams won't adopt: Finance teams adopted faster than expected because Maxima showed every calculation step. "If they can prove by looking at the Math, you know, 18 plus 88 plus 36 is X. And I can see the step of the work, they are willing to give it to them." This isn't about fancy UX—it's about auditor-grade proof of work. Finance professionals won't trust black box outputs. Build transparency into the product architecture, not as an afterthought. This explainability became Maxima's competitive moat. Conference booth sizes reveal infrastructure gaps: At NetSuite World, the largest booths weren't ERP vendors or payment processors—they were data integration companies. This single observation validated that enterprises are desperately solving data fragmentation problems. Companies manually download from Stripe, Snowflake, Salesforce weekly to build Excel pivots. Maxima invested in upstream integrations as core infrastructure from day one. Use industry conferences to validate where companies are spending money on workarounds—that's where infrastructure gaps exist. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM

Sheila Tabanli shares ways to overcome the curse of expertise and other ways to be inclusive in our teaching on episode 608 of the Teaching in Higher Ed podcast Quotes from the episode “I suggest, sign up to a course that you have no idea, and then we’ll talk later. In other words, feel what it means to be a novice.” – Sheila Tabanli “An expert in a field doesn’t necessarily mean they will be able to effectively teach that content.” – Sheila Tabanli “There are differences between how experts and novices look at this content.” – Sheila Tabanli “We can still slow down. We can still show how an expert solves a math problem without sacrificing from the rigor or the content.” – Sheila Tabanli Quotes from the episode Resources Guidebook for Reducing the Novice-to-Expert Perception Gap in Mathematics to Increase STEM Diversity, by Sheila Tabanli Minding the Perception Gap in College Math Classrooms and Beyond, by Sheila Tabanli for Inside Higher Ed Last-Day Activities Ideas from Sheila Tabanli, Featured In The Chronicle of Higher Education Teaching Newsletter Fostering Active Learning and Metacognitive Skills in a Cognitive-Science Based Math Course, by Sheila Tabanli for the International Journal of Teaching and Learning in Higher Education Powerful Teaching: Unleash the Science of Learning, by Pooja Agarwal and Patrice Bain A Mind for Numbers: How to Excel at Math and Science, by Linda Oakley Learning How to Learn: Powerful Mental Tools to Help You Master Tough Subjects, Dr. Terrence Sejnowski and Dr. Barbara Oakley Episode 106: Undercover Professor with Mike Cross College Matters Podcast

Construir software do zero nem sempre é inovação. Muitas vezes, é só mais caro, mais lento e mais arriscado. Quando vale a pena comprar, integrar ou adaptar uma solução pronta? Quando faz sentido desenvolver internamente? E como grandes empresas equilibram autonomia, segurança, inovação e governança sem travar a organização? No episódio do Hipsters.Talks, PAULO SILVEIRA, CVO do Grupo Alura, conversa com JOÃO COSTA, gerente de Inovação Aberta da Petrobras, sobre decisões reais de tecnologia em escala: make or buy, inovação aberta vs fechada, citizen developers, Shadow IT, IA corporativa e como fazer a adoção de novas tecnologias acontecer de verdade — não só no PowerPoint. Uma conversa prática sobre como inovação acontece fora do hype, dentro de uma das maiores empresas do Brasil, onde planilhas, software pronto, IA generativa e desenvolvimento interno convivem todos os dias. Sinta-se à vontade para compartilhar suas perguntas e comentários. Vamos adorar conversar com você!

Could AI wipe out half of entry-level accounting roles? Blake and David recount a brazen “courier scam” on David's porch to unpack how deepfakes and spoofed calls fuel today's fraud (“less than 10% can tell AI video from real”). You'll learn practical controls—family code words, approval workflows—plus hands-on AI updates: Claude's Excel plugin and desktop agent, Gusto payroll in ChatGPT, and a prompt that forces AI to ask clarifying questions and wait for “go.”SponsorsUNC - http://accountingpodcast.promo/uncEarmarkCPE - http://accountingpodcast.promo/earmarkOnPay - http://accountingpodcast.promo/onpayChapters(02:02) - Personal Fraud Story: A Cautionary Tale (03:35) - Elder Fraud and AI-Driven Scams (06:53) - AI's Impact on Fraud and Security (11:39) - AI Tools for Accountants (19:40) - Earmark: CPE for Listening to Podcasts (22:01) - AI's Threat to Entry-Level Jobs (27:11) - AI Agents in Payroll and HR (35:20) - The Future of AI in Blue Collar Jobs (38:18) - AI's Role in Government Efficiency (39:52) - Simplifying the Tax Code with AI (41:42) - Payroll Innovations and AI (49:18) - Intuit's Career Pipeline Program (51:24) - Xero's New Features and AI Integration (58:48) - Conclusion and Upcoming Topics  Show NotesAI fakery turbo-charging fraud, cyber attacks https://www.accountingtoday.com/news/ai-fakery-turbo-charging-fraud-cyber-attacksThe Turing Reel https://runwayml.com/research/theturingreelThe Adolescence of Technology https://www.darioamodei.com/essay/the-adolescence-of-technologyLong-term Fears Build As 60% of U.S. Workers Say AI Will Cut More Jobs Than It Adds In 2026 https://allwork.space/2026/01/long-term-fears-build-as-60-of-u-s-workers-say-ai-will-cut-more-jobs-than-it-adds-in-2026/ADP® Accelerates AI Leadership with Launch of New AI Agents Designed to Solve Workforce Challenges https://www.prnewswire.com/news-releases/adp-accelerates-ai-leadership-with-launch-of-new-ai-agents-designed-to-solve-workforce-challenges-302672772.htmlExclusive: Gusto launching payroll inside ChatGPT https://www.thisweekinfintech.com/exclusive-gusto-launching-payroll-inside-chatgpt/Trump DOT Plans to Use Google Gemini AI to Write Regulations https://www.propublica.org/article/trump-artificial-intelligence-google-gemini-transportation-regulationsIntuit Launches New Career Pipeline Program to Empower the Next Generation of Accountants in the AI Era https://investors.intuit.com/news-events/press-releases/detail/1296/intuit-launches-new-career-pipeline-program-to-empower-the-next-generation-of-accountants-in-the-ai-eraNeed CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacctpod.link/OvercastWant to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Let the listeners of The Accounting Podcast know by running a classified ad. Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAdTranscriptsThe full transcript for this episode is available by clicking on the Transcript tab at the top of this page