Podcasts about Snapshot

In this episode, I'm talking about authentic lead generation, and why so many people hate lead gen in the first place.If you've ever cringed at “hey girl” DMs, aggressive follow-ups, or being pitched before you even finish a conversation, you're not wrong. Lead generation gets a bad reputation because it's often taught without integrity or patience.In this episode, I break down what authentic lead generation actually looks like:Why you shouldn't pitch until you're invitedThe difference between lead generation and salesHow to build real relationships without being awkward or pushyWhy slow, intentional nurturing leads to better clients and referralsI also share how I think about leads as connections, not prospects... and how tracking those relationships helps me stay consistent without obsessing or forcing sales.If you want to generate leads in a way that feels aligned, human, and sustainable (especially as a mom with limited capacity), this episode is for you.------------Grab the 100 Leads System - A plug-and-play spreadsheet + 10-minute daily action plan that helps you track conversations, follow up consistently, and turn warm connections into paying clients, without creating daily content. https://mkhco.thrivecart.com/100-leads-system/Grab an audit: https://mkhco.thrivecart.com/sales-breakthrough-audit/

February 1 | Sermon Snapshot by Christ Covenant

In this episode, I'm sharing two strategies that make sales feel way easier, especially for moms in business who don't have unlimited time, energy, or capacity to be “selling every day” the way the internet tells you to.The first one might sound obvious, but it's real: be good at what you do. Not just “have a cute brand,” but actually have a clear framework, a real process, and the skill to get results. Because when you're not confident in your work, you can hear it in your voice, and buyers can feel it too.The second strategy is one of my favorites: relationships. When you build real connections and nurture people with integrity (even when they don't buy), sales becomes easier because you don't have to do all the heavy lifting. Referrals, introductions, and trust transfer will do a lot of selling for you.I also talk about why buyers are more discerning now, how to spot a skill gap, and how these “slow” strategies can keep you in the game, even in seasons where you're not posting much.If selling has been feeling heavy, awkward, or like you're forcing it, this one is going to bring you back to the basics that actually work.------------Grab an audit: https://mkhco.thrivecart.com/sales-breakthrough-audit/

STEP THREE – (A Snap-Shot). In this episode of the Take 12 Recovery Radio Podcast, The Monty Man reviews the movie 'The Road Within,' discussing its themes of mental health and recovery. He shares personal anecdotes and reflections on the importance of humor in recovery, engages the audience with a quiz about Alcoholics Anonymous, and emphasizes the significance of Step Three in the recovery process. The conversation also touches on personal stories of faith, accountability, and encouragement for those struggling with addiction. Closing Song: Jesus and My Coffee by Solomon Ray. #recovery #alcoholic #twelvesteps #wedorecover #addiction 

January 25 | Sermon Snapshot by Christ Covenant

CULTIVATING SAINTS, SAGES, AND STATESMEN THROUGH THE GREAT TRADITION OF CHRISTENDOMIn this "Papal Snapshot" episode, we cover a letter from St. Isidore of Seville (c. 560-636) that very plainly asserts the papacy is divinely established by Christ. He also laid out a framework for when the Pope should and should not be obeyed.This particular episode was "inspired" by a prominent protestant apologist who blatantly asserted the falsehood that St. Isidore did not believe the Pope had greater authority than other bishops. Once more, when you read the writings of the Fathers from beginning to end, it's a very different story.VISIT OUR WEBSITEhttps://eternalchristendom.com/BECOME A PATRON OF THE GREAT TRADITIONAs a non-profit, you can support our mission with a tax-deductible gift. Help us continue to dig into the Great Tradition; produce beautiful, substantive content; and gift these treasures to cultural orphans around the world for free: https://eternalchristendom.com/become-a-patron/CONNECT ON SOCIAL MEDIAX: https://twitter.com/JoshuaTCharlesFacebook: https://www.facebook.com/joshuatcharles/Instagram: https://www.instagram.com/joshuatcharles/DIVE DEEPERCheck out our “Becoming Catholic” resources, where you'll find 1 million+ words of free content (bigger than the Bible!) in the form of Articles, Quote Archives, and Study Banks to help you become, remain, and deepen your life as a Catholic: https://eternalchristendom.com/becoming-catholic/SUBSTACKSubscribe to our Substack to get regular updates on our content, and other premium content: https://eternalchristendom.substack.com/EXCLUSIVE BOOKSTORE DISCOUNTShttps://eternalchristendom.com/bookstore/CHAPTERS00:00 - Intro02:26 - Historical Context03:45 - St. Isidore of Seville, Letter 613:15 - ConclusionThis podcast can also be heard on Apple, Spotify, and other podcast platforms.

In this episode, I'm sharing the most bare minimum, easiest thing you can do when you want to stay visible in your business, but you do not have the capacity to keep coming up with new content.Mama, repurpose.And I don't just mean “turn one podcast episode into an Instagram post.” I mean go back into your archives (old posts, old emails, old podcast episodes, old notes in your phone) and breathe new life into what you already said.Because if you've been in business for even a year, you already have years worth of content. Your message doesn't need to change every week, your perspective just gets deeper. You get clearer. You get more proof. And that means the same idea can hit harder today than it did back then.I also talk about why repurposed content often performs better, how to repost content that flopped, how to remix a “banger,” and why you need to attach a call to action to every piece of content... because you never know what's going to pop off.If you're tired, overwhelmed, or stuck trying to figure out what to post… this is your permission slip to stop forcing new ideas and start stewarding what you already created.------------Grab an audit: https://mkhco.thrivecart.com/sales-breakthrough-audit/

In this behind the scenes episode, I'm sharing what went on in my business in 2025 and what my Growth Goal is for 2026.  2025 was a really challenging year for me in my business! In this episode, I'm sharing why it was so hard and the personal development work I've been doing to get on track for my 2026 goal. There are so many lessons that came from 2025 that I'm now applying to 2026 and I can't wait for you to hear them. If you're a perfectionist and you're building a business, you want to listen to this episode today.  Featured In The Episode: Join the waitlist for Perfectionists Getting Shit Done (PGSD) - samlaurabrown.com/pgsd Sign up for daily Perfectionist Power-Ups - samlaurabrown.com/power Follow me on Instagram @perfectionismproject

January 18 | Sermon Snapshot by Christ Covenant

The Friday Five for January 16, 2026: Instagram “Your Algorithm” Personalization Apple Health+ on the Horizon? Apple Creator Studio ACA Subsidy Extension Passes House 2026 ACA Enrollment Snapshot #2   Get Connected:

Stop guessing from headlines.We pull live pricing from 30+ lenders to show what YOU actually qualify for, plus lock vs float guidance and full market breakdowns (Fed, CPI, Jobs, MBS, 10-Year Treasury).Transparent. Accurate. No hype.

STEP TWO  (A Snap-Shot). In this episode of the Take 12 Recovery Radio Show, hosts Monty Meyer, Dion Miller, and Roger McDermott explore the themes of recovery, the importance of community, and the role of a higher power in the 12-step program. They reflect on personal experiences from a recent 12-step retreat, celebrate milestones in recovery, and discuss the complexities of the recovery process, particularly focusing on Step Two: believing in a power greater than oneself. The conversation emphasizes the significance of honesty, open-mindedness, and the ongoing journey of personal growth in recovery. Closing Song: Burden Down by the Allies.#recovery #alcoholic #twelvesteps #wedorecover #addiction 

One on One Video Call W/George https://tidycal.com/georgepmonty/60-minute-meetingSupport the show:https://www.paypal.me/Truelifepodcast?locale.x=en_USAverage American Debt and Lifetime Interest Payments•  Experian: Average American Debt by Age in 2025 – Reports average consumer debt at $104,755 in June 2025, closely matching the transcript's $104,215 figure. •  CNBC: How Much Americans Owe at Every Age – Breaks down average debt by generation, noting $104,755 in 2025. •  Realtor.com: Americans Face an Average of $1.8 Million in Lifetime Debt – Estimates lifetime debt payments at $1,786,810, with breakdowns including interest; useful for comparing to the transcript's $279,000 lifetime payment example. •  JG Wentworth: Life of Debt – Details average lifetime debt at $1,786,810, including interest extraction over time. •  Self: Life of Interest – What Americans Pay in Interest Over a Lifetime – Calculates average lifetime interest at $649,067, providing context for interest-based “extraction.” Student Loan Debt Statistics•  Education Data Initiative: Student Loan Debt Statistics 2025 – Covers delinquency rates and total debt trends in 2025. •  BestColleges: Average U.S. Student Loan Debt 2025 Statistics – Notes millions owing over $100,000, with total debt context. •  WINSSolutions: U.S. Student Loan Statistics in 2025 – Projects total U.S. student debt nearing $1.79 trillion by end of 2025, close to the transcript's $1.7 trillion. •  Congress.gov: A Snapshot of Federal Student Loan Debt – States nearly 43 million borrowers with over $1.6 trillion in debt (early 2025 data). Credit Card Debt and APR•  Ramp: 2025 Average Credit Card Debt Statistics – Confirms average APR at 24.37% as of January 2025, matching the transcript exactly. •  Investopedia: Average Credit Card Interest Rate for August 2025 – Tracks average rates around 23.99%, with monthly updates. •  LendingTree: Average Credit Card Interest Rate in US Today – Reports Q3 2025 average APR at 21.39%, with trends on rising rates. Medical Debt Statistics•  KFF: Americans' Challenges with Health Care Costs – Reports 41% of adults with health care debt in 2022, aligning with the transcript's 41% figure. •  NIH PMC: Medical Debt and Collections in the United States – States 36% of households had medical debt in 2024, with breakdowns on past-due bills. •  Roosevelt Institute: The US Medical Debt Crisis – Estimates 41% of adults (~107 million) with medical debt in 2025. •  Gallup: Americans Borrow Estimated $74 Billion for Medical Bills in 2024 – Discusses borrowing for medical costs, affecting 12% of adults. Mortgage Costs and Interest•  Chase: The Total Mortgage Cost and Monthly Payment for a $300K Home – Example calculation for a $300,000 home with interest over 30 years. •  Bankrate: Amortization Calculator – Tool to calculate lifetime interest; input $300,000 loan to see totals like $511,000 paid. •  Rocket Mortgage: Simple Mortgage Calculator – Estimates based on rates (6-9%), showing interest-heavy early payments. Debt Collection Practices, Expired Debt, and Companies (Encore Capital, Portfolio Recovery Associates)•  Consumer Finance Protection Bureau (CFPB): Can Debt Collectors Collect Old Debt? – Explains collection on expired (statute-barred) debt. •  Bankrate: How Long Can a Debt Collector Pursue Old Debt? – Details on buying and pursuing time-barred debt. •  Nolo: Debt Scavengers and Zombie Debt – Describes buying old debt for pennies and collection tactics. •  Encore Capital Group: 2024 Annual Report (with 10-K) – Official report; discusses portfolio purchases ($1.35B in 2024) and collections. (Note: The specific quote from page 34 in the transcript isn't found there, but risk factors on collections and profitability are in related sections.) •  Forbes: Why Debt Collectors Have Declared Open Season On Consumers – Covers Encore's operations and debt buying scale. •  CFPB: Action Against Encore and Portfolio Recovery for Deceptive Tactics – Historical context on their debt buying practices (over $200B in defaulted debt). Statute of Limitations on Debt•&nb...

Brooke and Tyler discuss the State of the Sanderson released on Koloss Head Munching Day. As Brandon looks forward at 2026, we glance over his shoulder at what's to come for the Cosmere and the podcast. #AllSpoilers You can read the full State of the Sanderson at this link. (https://www.brandonsanderson.com/blogs/blog/state-of-the-sanderson-2025) Support this podcast by becoming a Patron on Patreon (https://www.patreon.com/CosmereConversations) Original music by David Gruwier (https://twitter.com/DGruwier). "Radiant" (https://www.youtube.com/watch?v=A5CFAZUv4C0) by David Gruwier.

STEP ONE, A Snap-Shot, the hosts discuss the concept of powerlessness in addiction recovery, focusing on Step One of the 12-step program. They share personal stories of their journeys, the importance of admitting defeat, and the idea of rock bottom. The conversation emphasizes the need for a spiritual connection and the role of support in recovery, encouraging listeners to seek help and understand that they are not alone in their struggles. #recovery #alcoholic #twelvesteps #wedorecover #addiction 

January 4 | Sermon Snapshot by Christ Covenant

Ann visits with author and speaker Dan Korem (The Art of Profiling and Snap Shot) about profiling and it's uses. We also get some great throwbacks for New Years and some great music from Browning Snider. Learn more about your ad choices. Visit megaphone.fm/adchoices

12 - Everybody is a journalist now after Nick Shirley exposed just how bad the daycare fraud is in Minnesota, now everybody wants to see if their local daycare is legit! CNN is about to explode! 1215 - Side - all-time photo 1220 - Your calls 1230 - WPG Talk Radio 95.5 Host of Harry Hurley in The Morning, Harry Hurley is here! How draconian is this new toll implementation on the AC Expressway? Why is Henry not crazy to be opposed to tracking? What does Trump have to do in order to convince people that the country is affordable? What did Harry get when he called the “Learing” Center in Minnesota? 1250 - Are you a fan of The Mummers? 1 - Reverend Joshua C. Robertson joins us today. What are the pastor's concerns about our governor? Does he think that Shapiro will sign his legislation into our state? How is Josh “blackwashing” things in our education system? Why is it so important for our communities, especially our Church communities to rise up and make our voices heard? Why is Pastor Robertson sick of Pennsylvania's leaders pointing fingers? Can we scale up Pastor Robertson's efforts? 115 - Did SEPTA do their jobs this year in curbing fare evasion? 120 - Your calls. Is Virginia in for a rude awakening? 135 - Your calls. 140 - Should the Eagles rest their starters on Sunday? 150 - More calls to end the hour. 2 - How is Mamdani going to make NYC affordable? 210 - Your calls. 220 - Who will be at Mamdani's swearing in? Are The Beatles better than The Rolling Stones? 235 - NJ Assemblywoman Dawn Fantasia is our final guest of the year. Does she prefer The Beatles or The Stones? What message breaks through in New Jersey? What ridiculous thing are taxpayers going to be funding under incoming Governor, Mikie Sherrill. 250 - The Lightning Round!

The Morning Shift kicked off this victory Tuesday with a reaction from last night's massive 27-24 win for the Falcons over the Rams. Is this a preview of what this team could have been this season? How can they build on this result?

December 28 | Sermon Snapshot by Christ Covenant

Your 60-second money minute. Today's topic: A Snapshot Of The Job Market Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

December 21 | Sermon Snapshot by Christ Covenant

An interstellar object just cruised into our cosmic neighborhood and—naturally—humanity immediately responded with calm, measured curiosity… by screaming “ALIENS!” into the void.This week on Hysteria 51, we're diving into 3I/ATLAS, the latest confirmed visitor from beyond our solar system. Is it just a dirty, fast-moving comet minding its own business? Or is it something a little more… engineered? We break down what scientists actually know so far, why this thing has the internet acting like it found a Wi-Fi signal in the Kuiper Belt, and what the “completely natural” crowd says (spoiler: they have math and spectra and other buzzkills).Then we do what we do best: lean into the fun. If 3I/ATLAS is under intelligent control—even hypothetically—what does that mean for humanity? First contact? Surveillance? A cosmic prank? Or just a high-speed reminder that we are absolutely not the main character of the universe.Strap in, stare into the sky suspiciously, and remember: “closest approach” doesn't mean “close,” but it does mean the conspiracy machine is about to hit maximum RPM this week on Hysteria 51!Special thanks to this week's research sources:YouTube (video): 3I/ATLAS Is Causing Scientists To Panic. Here's Why. YouTube. YouTubeNASA Science: NASA. (n.d.). Comet 3I/ATLAS (mission/observation timeline page). NASA Science. NASA ScienceMinor Planet Center (MPEC): Minor Planet Center. (2025, Jul 2). MPEC 2025-N12: 3I/ATLAS = C/2025 N1 (ATLAS). Minor Planet CenterarXiv (early discovery & characterization): Discovery and Preliminary Characterization of a Third Interstellar Object: 3I/ATLAS. arXiv:2507.02757. (2025). arXivMNRAS (SOAR photometry): Frincke, T. T., et al. (2026). Near-discovery SOAR photometry of the third interstellar object: 3I/ATLAS. Monthly Notices of the Royal Astronomical Society (Advance Article). OUP AcademicMNRAS Letters (spectrum paper): Opitom, C., Snodgrass, C., Jehin, E., et al. (2025, Nov). Snapshot of a new interstellar comet: 3I/ATLAS has a red and featureless spectrum. MNRAS: Letters, 544(1), L31–L36. OUP AcademicA&A (context vs other comets/interstellars): de la Fuente Marcos, R., et al. (2025). Assessing interstellar comet 3I/ATLAS with the 10.4 m Gran Telescopio Canarias… Astronomy & Astrophysics. A&A Scientific JournalarXiv (technological hypothesis paper): Hibberd, A., Crowl, A., & Loeb, A. (2025, Jul 16). Is the Interstellar Object 3I/ATLAS Alien Technology? arXiv:2507.12213. arXivJason Wright (rebuttal / anomaly breakdown): Wright, J. (2025, Nov 9). Loeb's 3I/ATLAS “Anomalies” Explained. AstroWright (Penn State). Penn State SitesSecondary roundup referencing rebuttal: ScienceAlert. (2025, Nov 13). Don't Panic! 3I/ATLAS Isn't an Alien Death Probe, But It Is Wildly Unusual. ScienceAlertEmail us your favorite WEIRD news stories:weird@hysteria51.comSupport the ShowGet exclusive content & perks as well as an ad and sponsor free experience at https://www.patreon.com/Hysteria51 from just $1ShopBe the Best Dressed at your Cult Meeting!https://www.teepublic.com/stores/hysteria51?ref_id=9022See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Here I ramble a bit about our latest book, Titanic: They Chose Death Over Cowardice. Here is a link to the book: https://amzn.to/4iWO4fx

Hosts Jim Connelly (@jimmyconnelly), Derek Schooley (@derekschooley), and Ed Trefzger (@EdTrefzger) review games of the weekend and news of the past week.First, they discuss the emotional farewell to Matthews Arena, highlighting its historical significance and the challenges faced in replacing such an iconic venue. The conversation shifts to the implications for Northeastern's hockey team during the construction of a new arena, including potential impacts on recruiting and game locations.They also note some weekend performances, including key games for Dartmouth, UNH, Maine, and Augustana.The episode concludes with an analysis of the current NPI standings, exploring the potential tournament bids for teams across different conferences, and assessing the strengths and weaknesses of the Big Ten, NCHC, ECAC, and Hockey East.This episode is sponsored by the NCAA Men's Frozen Four, April 9 and 11 in Las Vegas. Tickets: https://ncaa.com/mfrozenfourFind all of our podcasts at USCHO.com/podcasts

December 14 | Sermon Snapshot by Christ Covenant

If you want next year to be a success, you first have to deeply understand the year that was. That's why, in this episode, I'm teaching the Annual Snapshot. Instead of journaling about your year, reflecting on your actions or trying to figure out how you got in your own way - you want to do an Annual Snapshot instead.  Tune in to learn what the Annual Snapshot is, why it matters and how to do it. Regardless of whether this year has been successful, frustrating or a mixture of the two, this episode is a must listen for all perfectionist entrepreneurs.  You're invited to join us inside Perfectionists Getting Shit Done for our annual review and 2026 planning calls that are happening this coming week. The two calls are happening at 6pm EST on Monday 15 December and Wednesday 17 December with replays available. You'll then get to be supported inside PGSD long-term, with lifetime access to the tools and coaching that will get your perfectionist mindset on your side so your business can finally grow.  To be part of it, sign up for PGSD by 6pm EST on Monday 15 December. To find out more and sign up today, visit samlaurabrown.com/pgsd.

Tom Wolf (Senior Vice President in Equipment Finance and Leasing at Associated Bank) joins Steve Grzanich in today's Associated Bank Thought Leader conversation to discuss a snapshot of the 2025 equipment leasing and finance industry, as well as an outlook of the manufacturing industry in 2026.

CULTIVATING SAINTS, SAGES, AND STATESMEN THROUGH THE GREAT TRADITION OF CHRISTENDOMIn this episode, our next "Papal Snapshot," we cover the famous Law Code of Justinian and what it says about the authority of the Pope as revealed in an exchange of letters between Emperor Justinian and Pope John II. The Code of Justinian had an enormous impact on the development of the western legal tradition, making its strong affirmation of papal authority all the more notable.VISIT OUR WEBSITEhttps://eternalchristendom.com/BECOME A PATRON OF THE GREAT TRADITIONAs a non-profit, you can support our mission with a tax-deductible gift. Help us continue to dig into the Great Tradition; produce beautiful, substantive content; and gift these treasures to cultural orphans around the world for free: https://eternalchristendom.com/become-a-patron/CONNECT ON SOCIAL MEDIAX: https://twitter.com/JoshuaTCharlesFacebook: https://www.facebook.com/joshuatcharles/Instagram: https://www.instagram.com/joshuatcharles/DIVE DEEPERCheck out our “Becoming Catholic” resources, where you'll find 1 million+ words of free content (bigger than the Bible!) in the form of Articles, Quote Archives, and Study Banks to help you become, remain, and deepen your life as a Catholic: https://eternalchristendom.com/becoming-catholic/SUBSTACKSubscribe to our Substack to get regular updates on our content, and other premium content: https://eternalchristendom.substack.com/EXCLUSIVE BOOKSTORE DISCOUNTShttps://eternalchristendom.com/bookstore/CHAPTERS00:00 - Intro03:13 - Historical Context for the Code of Justinian04:59 - Letters Between Pope John II and Emperor Justinian21:37 - ConclusionThis podcast can also be heard on Apple, Spotify, and other podcast platforms.

Most entrepreneurs stay stuck for one simple reason: they do bookkeeping for taxes, not for leadership. They record their numbers, send them to the accountant, hope the IRS is happy… and then cross their fingers the rest of the year. But, you can't lead a business with guesses, gut feelings, or your bank balance alone.  In this episode, Danielle Hayden, reformed corporate CFO and founder of Kickstart Accounting, Inc., covers the same systems she used as a corporate CFO in boardrooms with top executives and brings them to entrepreneurs through Kickstart's 3-step framework, so you can stop guessing and start leading like a CEO.  Key Takeaways:  Bookkeeping with Intention: Most business owners treat bookkeeping like a chore—something to check off for tax time. But messy books create messy data, and messy data leads to bad decisions. At Kickstart, we use bookkeeping with intention: A strategic chart of accounts Every transaction categorized with purpose No random QuickBooks buckets When your data is clean and intentional, it becomes insight, not noise.  The Snapshot: Once your financial foundation is solid, you need clarity you can actually see. That's where the Snapshot comes in—a simple, visual report that shows: Revenue and profit trends Top five expenses Net income Where your cash is actually going One client came to us making $400,000/year but was constantly overdrafting. Once she saw her Snapshot, she discovered her contractor expenses had quietly jumped 30%. Within 90 days she was able to course-correct and become profitable again. That's not luck, it's leadership through clarity.  The Strategic System: Knowing your numbers is one thing. Using them is where everything changes. Our strategic system helps you turn data into direction, month after month. Kickstart clients receive: A personalized Snapshot  A monthly financial theme created by Danielle based on what we're seeing across hundreds of businesses. Weekly Business by The Books episodes that unpack each theme Financial education videos The Kickstart Kit worksheets – The same tools Danielles uses to run her own seven-figure company Together, these create a rhythm that keeps you focused, aligned, and growing. Topics Discussed: (00:00) Intro: Why Entrepreneurs Stay Stuck & The Problem with "Bookkeeping for Taxes" Only (00:58) Danielle's Experience as a Corporate CFO & What Entrepreneurs are Missing (02:41) Step 1: Bookkeeping with Intention & Building a Strategic Chart of Accounts (04:39) Promo Break: Kickstart Accounting's "Check Your Books" Service (05:52) Step 2: The Snapshot – Your Monthly Clarity Dashboard  (07:33) Real Client Example of How Clarity Leads to Quicker Course Correction (08:20) Step 3: The Strategic System – Tools & Resources That Turn Numbers Into Action  (11:34) Leading Like a CEO & Your Roadmap to Getting Unstuck  (14:43) Outro: Like, Share and Subscribe!   Resources: Check Your Books | kickstartaccountinginc.com/checkyourbooks  CFO Services | https://kickstartaccountinginc.com/the-cfo-solution/   Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

We examine whether night trains can work in the United States by starting with a real sleeper ride from Zurich to Leipzig and then mapping routes where overnight service fits naturally. Dreamstar's proposed LA–SF sleeper gets a reality check, while Amtrak's current options and price gaps are unpacked with practical fixes.• First‑hand review of ÖBB Nightjet Zurich to Leipzig• Differences between compartments and open‑berth formats• Snapshot of U.S. sleeper history and Pullman luxury• Amtrak room types, limitations and high fares• Why overnight rail saves time, money and stress• Dreamstar LA–SF feasibility, timelines and obstacles• Easy pilot candidates on NEC overnight slots• Route ideas: LA–Phoenix, Chicago–Minneapolis, Chicago–Kansas City, Chicago–Nashville• Shared berths as a lower‑cost U.S. option• What it would take to win mode‑shift from flightsIf you liked this video, please go ahead and hit that subscribe button. If you work for Amtrak or Dreamstar and want to talk sleepers, reach out. You can support us via Patreon, Buy Me a Coffee, or our merch store.Send us a textSupport the show

Fluent Fiction - Catalan: Capturing Joy: A Christmas Snapshot at Epcot Find the full episode transcript, vocabulary words, and more:fluentfiction.com/ca/episode/2025-12-09-23-34-01-ca Story Transcript:Ca: Era una tarda de tardor a Epcot, al Walt Disney World Resort.En: It was an autumn afternoon at Epcot, in the Walt Disney World Resort.Ca: Els llums de Nadal decoraven els carrers, il·luminant els somriures dels visitants.En: Christmas lights decorated the streets, illuminating the smiles of the visitors.Ca: A l'interior del restaurant Coral Reef, les grans finestres mostraven un món submarí fascinant.En: Inside the Coral Reef restaurant, the large windows showcased a fascinating underwater world.Ca: Colors brillants de peixos i coralls ballaven als ulls dels comensals.En: Bright colors of fish and corals danced before the eyes of the diners.Ca: Núria, Xavi i Pere s'havien reunit en aquell lloc especial per celebrar les festes.En: Núria, Xavi, and Pere had gathered in that special place to celebrate the holidays.Ca: Núria, sempre entusiasta i juganera, tenia una missió clara: fer la millor foto de grup per desitjar un Bon Nadal a tothom.En: Núria, always enthusiastic and playful, had a clear mission: to take the best group photo to wish everyone a Merry Christmas.Ca: Però entre les presses dels cambrers i els nens curiosos corrent al voltant, la tasca no era fàcil.En: But between the rush of the waiters and curious children running around, the task was not easy.Ca: "Com podem fer una foto divertida?En: "How can we take a fun photo?"Ca: " va dir Núria, intentant no perdre la calma.En: said Núria, trying to keep calm.Ca: Xavi va proposar fer-se veure com si nedaven amb els peixos, però Pere va assenyalar que seria difícil mantenir l'equilibri a les cadires.En: Xavi suggested pretending to swim with the fish, but Pere pointed out that it would be difficult to maintain balance on the chairs.Ca: De sobte, a Núria se li va acudir una idea.En: Suddenly, Núria had an idea.Ca: Va alçar la mà per cridar un cambrer.En: She raised her hand to call a waiter.Ca: "Si us plau, em pots deixar aquest barret de Pare Noel?En: "Please, could I borrow that Santa hat?"Ca: " va dir.En: she said.Ca: El cambrer, somrient, li va passar el barret.En: The waiter, smiling, handed her the hat.Ca: Amb el barret vermell i blanc posat de costat, Núria va començar a donar instruccions.En: With the red and white hat tilted to the side, Núria began giving instructions.Ca: "Xavi, tu simula ser un peix sorpresa.En: "Xavi, you pretend to be a surprised fish.Ca: Pere, tu fes veure que esquies a la taula!En: Pere, you act like you're skiing on the table!"Ca: " Poc a poc, la fotografia agafava forma.En: Slowly, the photograph started to take shape.Ca: Els cambrers anaven i venien, i un d'ells es va unir al grup amb un somriure.En: The waiters came and went, and one of them joined the group with a smile.Ca: Quan finalment, van fer la foto, alguna cosa inesperada va passar.En: When they finally took the photo, something unexpected happened.Ca: Al darrera, dins de l'aquari, un bussejador que netejava els vidres va mirar directament a la càmera just en el moment del clic.En: Behind them, inside the aquarium, a diver cleaning the glass looked directly at the camera just at the moment of the click.Ca: El seu rostre sorprès va ser immortalitzat juntament amb els amics.En: His surprised face was immortalized along with the friends.Ca: El grup va mirar la foto, i en comptes de preocupar-se per la perfecció, van començar a riure.En: The group looked at the photo, and instead of worrying about perfection, they began to laugh.Ca: La imatge capturava un moment únic i inesperat.En: The image captured a unique and unexpected moment.Ca: Núria va adonar-se que el verdader valor de les fotos es trobava en aquells moments espontanis i plens d'humor.En: Núria realized that the true value of photos was found in those spontaneous and humorous moments.Ca: Van marxar del Coral Reef amb un regal inesperat, una foto que explicava una història per si sola, i un record nadalenc que guardarien amb ells per sempre.En: They left the Coral Reef with an unexpected gift, a photo that told a story on its own, and a Christmas memory they would cherish forever.Ca: Auíria havia complert el seu objectiu, però amb una lliçó afegida: les millors fotos no sempre són les perfectes.En: Núria had achieved her goal, but with an added lesson: the best photos are not always the perfect ones. Vocabulary Words:afternoon: la tardaautumn: la tardorvisitor: el visitantaquarium: l'aquariwindow: la finestrarestaurant: el restaurantdiner: el comensalcoral: el corallmission: la missiówaiter: el cambrertask: la tascabalance: l'equilibrichair: la cadiraSanta hat: el barret de Pare Noeltable: la taulaphotograph: la fotografiadiver: el bussejadorglass: el vidreclick: el clicsurprised face: el rostre sorprèsmoment: el momenthumor: l'humorgift: el regalmemory: el recordgoal: l'objectiuperfection: la perfeccióholiday: les festessmile: el somriurechild: el neninstruction: la instrucció

December 7 | Sermon Snapshot by Christ Covenant

With fifteen relevant trading days remaining for 2025, investors over the next few weeks will be watching for key economic data releases, a potential Fed rate cut, and a possible announcement of the new Fed Chair. Jason drops by to explain what this all could mean for the markets and investment outlook. Featured is Jason Draho, Head of Asset Allocation Americas, UBS Chief Investment Office. Host: Daniel Cassidy

Ann talks with author and profiler Dan Korem about his profiling system that is use in many different industries and areas. Snapshot is the easy-to-use format for applying the Korem Profiling System® (KPS) first published in Dan's classic book, The Art Of Profiling, which has been read and counted on by tens of thousands to read and treat people right the first time. It's so easy to learn, even teens can do it! We also get a new Act Locally Waco with Elizabeth Riley. Learn more about your ad choices. Visit megaphone.fm/adchoices

November 30 | Sermon Snapshot by Christ Covenant

Revisiting one of our most powerful and unforgettable conversations — our interview with Betsy and Gentry Mikesell. These inspiring entrepreneurs, known for creating Beddy's, the bedding company that transformed how families make their beds, open up about more than business success in this episode. They share the life-altering plane crash that reshaped their family forever — and the profound gratitude that came from surviving the unimaginable. As we enter the Thanksgiving season, their story is a reminder of what truly matters: family, faith, resilience, and the ability to find gratitude even in the hardest chapters of life. Their words still echo with one of the most powerful lines from the episode: “It was the worst thing to happen to our family… and yet the best.” This is an episode that will warm your heart, move you deeply, and inspire you to reach out to the people you love with a little extra gratitude today.Timestamps[2:56] Being an entrepreneur and the start of Beddy's [10:43] Snapshot of what Beddy's looks like today [17:10] The plane crash[21:33] Gaining consciousness [27:20] Having to wait for Gentry to heal [37:42] Fearing he might not make it [41:20] Learning to not be judgmental or critical [42:51] Where Alyssa was and how this experience touched her [49:35] Moving to Tennessee and how life was later [53:51] One final nugget of truth Notable quotes:“There were just so many things that came into place, like if we had crashed 20 seconds earlier, we wouldn't have crashed near campers. We would have been so remote that nobody could get to us. So we feel super lucky for the way it turned out.” [20:11]Relevant links: Subscribe to the podcast: Apple PodcastProduced by NC Productions!

Jason drops by to explain the contributing factors to recent volatility and pullbacks across parts of the equity market, and shares expectations for the upcoming December FOMC policy meeting (now that government issued economic data is once again flowing). Plus, thoughts on how investors should position portfolios heading into year-end, and into 2026. Featured is Jason Draho, Head of Asset Allocation Americas, UBS Chief Investment Office. Host: Daniel Cassidy

It's easy to look at the news headlines and feel like everything is going backwards, but in this episode we ask you to look a little deeper and see the story beneath the headlines. Progress is possible and happening everywhere from plastics to fashion to the automotive sector, and even at COP.Listen in to hear:Whether COP still matters, and if so, for what?Why Honda's circularity center in Ohio is an important stepWhat we learned from Patagonia's first ever environmental and social progress reportWhy many of the world's biggest brands are backing a new agenda for plastics----Explore the articles Seb mentioned in this episode:1) Circular economy thematic day at COP30 (Circular Online)https://www.circularonline.co.uk/news/cop30-marks-first-ever-circular-economy-day-as-global-climate-talks-intensify/2) Honda opening its circularity center (Trellis)https://trellis.net/article/honda-recycling-ohio-plant-opens-circularity/3) Analysis of Patagonia's environmental and social report (Trellis)https://trellis.net/article/patagonias-comprehensive-plan-counter-rising-emissions/4) Reuters on businesses supporting the Foundation's 2030 Plastics Agenda for Businesshttps://www.reuters.com/sustainability/boards-policy-regulation/global-companies-push-regulation-plastics-reduction-report-shows-2025-11-04/

November 23 | Sermon Snapshot by Christ Covenant

Turn your home equity into a plan, not a panic button! This episode gives a clear, practical checklist for using a HELOC or second mortgage wisely: how they work, what they cost, when they help, and when alternatives (like a consumer proposal) will protect your cash flow and your home better. Listen first, then decide with the numbers. (00:00) Toronto condo stress and Welcome to Scott Terrio (05:00) What a HELOC is and how it works (07:30) Second mortgages: key risks (09:00) Home "value" is changing in this market (11:00) HELOC pitfalls and personal risk (15:30) Why many homeowners resist selling (17:00) Could creditors place a lien anyway? Get the numbers (21:00) Banks can cut credit access—even existing limits (25:00) Snapshot of cash flow: budget vs. "budgeting," emergency funds (31:00) Rebuilding plan: why it isn't too late Think Twice Before Getting a Home Equity Line of Credit Episode with Scott Terrio  – Debt Free in 30 HELOC Debt: Is a Home Equity Line of Credit Right for You? Hoyes Michalos DIY Free Credit Repair Course Sign Up for the Monthly Debt Free Digest Hoyes Michalos YouTube Channel Learn About Debt Relief Options in Ontario Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

With the U.S. government now reopen, investors are anxious to receive economic data that was halted during the shutdown period. So, what will investors receive and when? Jason drops by the studio to explain what to expect, and what it all could mean for a December Fed rate cut. Plus, thoughts on recent market price action. Featured is Jason Draho, Head of Asset Allocation Americas, UBS Chief Investment Office. Host: Daniel Cassidy

Get your free copy of the Lowdown here:  https://www.lowdownnews.us/This week on The Lowdown, Rain breaks down the biggest stories shaping aviation and global defense. From the growing drama around the E-7 Wedgetail to new counter-drone weapons and intelligence developments across Europe, the Middle East, and the Pacific, this episode dives deep into the headlines that matter.We start with the Air Force and NATO's shifting stance on the E-7 AWACS replacement and why survivability is becoming a major concern in high end air combat. Rain explains how the E-7 compares to the aging E-3, why funding stalled, and what a stopgap C2 solution might actually look like as hypersonic missiles and long range threats spread across the battlespace.Next, we look at the Air Force's push for cheaper counter-air options as drones continue to reshape modern conflict. Rain breaks down real cost comparisons between AMRAAM shots, laser guided rockets, and the proposed 500 thousand dollar missile aimed at small UAS defense.In the Snapshot segment, we highlight a series of major global updates including the Turkish C-130 crash, the Marine Corps' past C-130 mishap, new AI driven munitions storage plans, the reported Iranian training on the Su-57, Russia's intelligence ship operating off Hawaii, and the latest news on Taiwan's incoming MQ-9 and F-16V aircraft.Aviation, national security, and global defense trends all in one episode.For full breakdowns, sources, and the weekly Threat of the Day, subscribe to The Lowdown newsletter. It is free and lands straight in your inbox.

November 16 | Sermon Snapshot by Christ Covenant

It may be a bye week for Stanford Football, but it's certainly not an off week! Stanford Football head coach Frank Reich joins the show to give his snapshot of the Cardinal heading into the final two games of the season, and takes us inside part of his playcalling process. Meanwhile, two big ACC matches await #5 Stanford Women's Volleyball! Senior outside hitter Elia Rubin previews the Card's upcoming showdowns with #3 Pitt & #10 SMU.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As the U.S. government nears reopening, Jason outlines the terms of the deal, though more importantly, explains when investors can expect to get new economic data. We also discuss the health of the U.S. labor market and what private sector data has suggested in recent weeks. Plus, thoughts on recent market price action, and a review of CIO's current portfolio positioning recommendations. Featured is Jason Draho, Head of Asset Allocation Americas, UBS Chief Investment Office. Host: Daniel Cassidy

Shoot us a Text.Episode #1192: Ford faces a jolt of EV reality as the F-150 Lightning may lose its spark. Meanwhile, SEMA goes full throttle with hydrogen, hybrids, and horsepower. And Progressive's “Flo” gets a digital copilot as AI helps animals hit the road in the brand's latest ad.Show Notes with links:Ford is reportedly weighing the end of its all-electric F-150 Lightning as it reassesses its EV strategy amid steep losses and cooling demand. The move would mark a dramatic shift from what Ford once called a “Model T moment.”Ford's Model e division has lost $2.2B in the first half of 2025 and Lightning production remains paused after a fire at aluminum supplier Novelis,Sales have plateaued: only 24,577 units sold through October and fewer than 100,000 total since launch.Ford execs are prioritizing gas and hybrid F-150s as EV tax credits fade and consumer demand softens.The review echoes moves by GM and Stellantis, both of which have scaled back electric truck plans.The SEMA Show once again delivered its signature mix of over-the-top creativity and real-world innovation. Automakers used the Las Vegas stage to showcase performance, personalization, and the future of vehicle design.Ford unveiled the Maverick 300T, a 300-hp street truck featuring the Mustang's turbocharger, a lowered stance, and sport-tuned suspension aimed at AWD trims.Honda came in hot with eight prototypes, led by the Civic Type R HRC Rally XP built for rally racing.Toyota showed off a Turbo Trail Cruiser based on a 1985 Land Cruiser FJ60.Nissan's Dune Patrol turned the Armada into a desert racer.“SEMA has become the proving ground for what's next in personalization — if it's wild enough to work here, it's only a matter of time before it hits the street,” said one show organizer.Progressive is putting artificial intelligence in the driver's seat—literally—in its new ad “Drive Like an Animal.” The spot uses AI-generated visuals to depict animals behind the wheel while promoting the company's Snapshot® program, which personalizes rates based on actual driving habits.The ad combines AI-generated animation with the familiar voice of Flo (Stephanie Courtney) for a whimsical twist where llamas, lions, and leopards rule the road.“AI is an exciting tool that adds to our ability to innovate, but it's just that—a tool,” said Matt Dillon, Business Leader of Creative Development at Ninety6, Progressive's agency.Progressive says its use of AI follows strict ethical and copyright standards, emphasizing responsible innovation.“‘Drive Like an Animal' shows that fairness and personalization can be fun—drivers deserve coverage that reflects them,” said Meghan Walsh, Progressive's Head of Integrated Marketing.Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

November 9 | Sermon Snapshot by Christ Covenant

Nicolle Wallace on an impending economic disaster for Americans, as SNAP benefits expire due to the continued government shutdown.For more, follow us on Instagram @deadlinewhTo listen to this show and other MSNBC podcasts without ads, sign up for MSNBC Premium on Apple Podcasts.Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.